A4UCF 2938 Factual Summary Arresting Agency: Rockford Police Dept. ‘Agency Case Number: RP23-020462 Officer Name: DET NESS Roviewhng Supervisor: KDITZLER Defendants Name: TODD D SCHMIDT Alas: Defendants Address: 1176 STONEY CREEK WAY pos: fo20/1068, Location of Incident: Rokford Date of Incident: 06/40/2016 Charges: iS 10K-10 +, USE FORGED CRIDEBIT CARD/Sat'$300, Fi FILED mee Intimate Partner Domestic Related: = [—] Victim Age 50%: ‘Victim Age 130r under ‘Grout Court : By___AV__Deputy Defendants Relation tothe Viet: ‘Winnebago County, iL PPlaase check any ofthe folowing that apply (relating to Domestic Violence 725 IOS 6/1 10-5): [Jourrent Pregnancy of the Victim [Shared Children [Tlrecent separation [access to Deadly Weapons Jobsessive/Contoting AlcohoviDrug Abuse Defendant has History of Domestle Violence: No. Defendant has History of Orders of Protection: No Briefly describe how the crime was committed, how the defendant was identified es the perpetrator, and HOW YOU KNOW THESE FACTS (for example, “Tho named victim told me this. (On 08-11-2023, I was assigned this case by Det Sgt Nicosia for follow up. I leamed Todd Schmidt had been stealing ‘money from his mother Josephine Schmidt since the death of her husband, Roy Schmidt, on 02-09-2018. Todd had been in possession of Roy’s credit eards which Todd did not close the accounts on after Roy's death. Todd also had possession of Josephine's and Roy's checkbook. It was an agreement that Todd would help take care of Josephine's finances as Roy had done this while he was alive, Josephine trusted ‘Todd to manage ber accounts and pay the bills for her just as Roy had did, After Roy’s death, Todd came to Josephine’s residence and took Roy’s wallet which had ell of their credit and debit cards, ‘Todd also took att I-pad and notebook which bad all oftheir email addresses, account numbers, and passwords. Todd eventually changed the billing addresses from Josephine’s residence (2322 Skokie Ds) to his residence located at 1175 Stony Creek Way. Josephine did not have any idea to what Todd was doing nor did she know he had spent her money on his personal household until her daughter, Tammy Schnelder, found correspondence from collection agencies at Josephine's house. Tammy then ran Josephine’s ctedit report and located mumerous accounts, which should have been closed after Roy’s death, as well as new accounts opened in Josephine's name without her knowledge. ‘Tammy and Josephine had just discovered the problems with the finances in July of 2023, Tammy has since been assigned ‘8 Josephine’s power of attomey per Josephine’s wishes. See original report for more details. (On 04-29-2023, I met with Tammy aud her husbend Tim Schneider at the Family Peace Center's conference room to g0 ‘over more details of this incident, This is a summary of our conversation, Refer to full details as it was recorded on body ‘camera and uploaded onto Axon. ‘Tim stated Roy died on 02-09.2018 and Todd came over and took the wallet and I-pad from the house, He told Josephine he would help her with her finances and she agreed, No other family members were aware of this agreement,Topo. 02 Todd would then tell Josephine she hed “gambled away all of her money” but other femily members started to believed ‘Todd hed something to do with her not having any money because of his family's extravagant lifestyle. Todd also refused to let Tammy or Josephine access to any financial ‘Cheek 3023 to Zoey Schmidt for $485 on 11-26-2021 ‘Check 3024 to Todd Schmit for $50 on 11-29-2021 (Check 3025 to Todd Schmidt for $500 on 12-21-2021 (Check 2936 to Todd Schmidt for $100 on 12-28-2021 Check 2938 to Gabrielle Schmidt for $50 on 01-29-2022 (Check 2937 to Todd Schmidt for $150 on 01-29-2022 Check 2939 to Gabrielle Schmidt for $60 on 02-02-2022 Check 2978 to Todd Schmidt for $250 on 11-23-2022 ‘Check 3033 to Rick Lamay for $40 on 03-17-2023 ‘Check 2980 to Todd Schmidt for $80 on 06-01-2023 ‘Check 2979 to Todd Schmit for $100 on 11-23-2022 ‘The total value ofthe forged checks which came out of Josephine’s checking account is $29,480. Copies of the forged checks were seanned to Axon, ‘Tammy also brought to my attention the fact thet Josephine was a co-signer on an account called Mohela which isthe Higher Education Loan Authority of the State of Missouri. This loan was taken out by Rita Schmit electronically. ‘With more information, I was able to prepare Grand Jury Subpoenas for the following accounts: American Express, Capitol One, Citibank, Lowes, LVNV, Plaza Services, Mohela, and Portfolio Recovery. These requests were sent to Winnebago County State's Attorney loge! assistant April Wessels on 01-08-2024. It should be noted, Todd refused to give Temmy or Josephine any financial information in regards to Josephino's accounts. ‘On 01-30-2024, the SA’s office got ¢ retum from the Mohela subpoona, I was able to look through the paperwork and it appears that Rita Schmidt opened several student loans for Zoey Schmidt (Account XX XXXX 1841) who attended the University of Missouri, This account was opened on 04-09-2019 for $30,000 and Rita put Josephine as the endorser on Joan (339981805P20G02516998). On 08-29-2019, Rita put Josephine as an endorser on a $39,000 Toan (839981805P20G02516998). On 09-04-2019, Rita put Josephine as an endorser on a $45,000 loan 639981805P20002516997), On 05-29-2020, Rita put Josephine as an endorser on a $45,000 loan (839981805P21002516999), This paperwork was placed in evidence. On 06-18-2024, I received a second Grand Jury ‘Subpoena return from Mobela, This retum was based on my request forthe company to provide IP addresses from the location of where inquires on the loans were accessed, The following is what Mohela provided to me: IP Address: 71.201.147.227 (Comeast) on 01-09-2024 {66,158.77.243 (Blmburst D205) on 01-31-2024, 02-23-2024, 03-06-2024 76.157.184.30 (Comcast) on 04-10-2024 136.226.109.96 (scaler) on 04-12-2024 (66,158.77.241 (Blimburst D205) on 04-12-2024 {65.240.156.252 (Southern Wine and Sprits, FL) on 04-12-2024 66,158.77.241 (Elmhurst D205) on 04-16-2024 16.151.184.30 (Comeast-Rockford) on 04-30-2024 666.158.7240 (Elenburst D205) on 04-17-2023 66,158.77,242 (Eluahurst D205) on 08-31-2023 end 09-28-2023, 11,201,147.227 (Comeast-Napervilie) on 11-15-2023 6.158.77.243 (Flmburst D208) on 12-07-2023 66,158.77.243 (Blmburst D205) on 04-20-2022 and 11-15-2022. These subpoena return was placed into evidence and scanned fo Axon. I sent a Grand Jury Subpoena request on 08-20-2024 to Comcast based on these IP addresses for a specific account aud information but have yet to receive information back from them,TODD D SCHMIDT, RPZ3.020¢82 (On 01-10-2024, the SA's office got a return from the LVNV Funding subpoena, LVNV Funding LLC o/o Resurgeat Capital Sorvices (Account; 692559677). This retum showed a loan (132782694) opened in Josephine’s name on 05-09-2019 in the amount of $15,000 otiginally from WebBark in Selt Lake City, UT. Payments were received against this account on June, July, August, Sept, October, November and December of 2018 in the amount of $490,38 as well as ‘0n 01-24-2019. There was a payment of $514.90 on 03-08-2019. Payments were mate again in March, April and May ‘0f 2019 in the amount of $490.38 ench time, No payments were again made until 10-07-2019 of $490.38 and the last payment received as on $11-05-2019 of $735.57. The loan is in default and send to the collection company. The disk and paperwork was place into evidence. The paperwork summary was scanned to Axon for easy reference, (On 01-10-2024, Portfolio Recovery was unable to track down the original account connected to the outstending balance conmected to Josephine of $6,419 without more information as they purchased the loan in order to collect on it. At this time, ‘Tammy does not know auy futier information about this account. (On 01-26-2024, the SA’s office gota return from Lowes-Synchrony (Acoount 7981924146364708). I opened the disk files and printed them off, I leemed the account to be opened in Josephine’s name on 07-08-2012, This appears to be ‘Roy's and hers original card as As Detective Keou asked Josephine more questions about that accounts, where money was placed, and whet sho had allowed Todd to do, Josephine became more upsct and again her eyes watered with tears. Josephine stated she “trusted him (Todd), he was my son.” Josephine stated Todds girls (Alyssa, Gabrielle, and Zocy) don’t even talk to her anymore because they all think this is her faut, Josephine said one of her granddaughters called her and told Josephine "my dad didn't take any money from you." ‘Tammy advised that Todd sold Josephine’s car and was to put the money back into her account but no one can find a « record of this deposit. They believe when Todd sold the car he put the money into his personal account. Neither Josephine nor Tammy have any information én this transaction. ‘Tim brought up the student loans which were taken out by Rita and Josephine's personal information was electronically forged as sn endorser. I asked Josephine if she had given Rita permission or agreed to.co-sign on Zoey’s student loans. Josephine stated at no time did she talk to Rita nor did sho agree to co-sign on the student loans, Josephine stated even though Todd did have his owa Capitol One credit card on her account, she never gave bitn nor Rita ‘or their daughters permission to use the card for their personal use. It should be noted there are numerous charges on ‘Todals card from Marshalls, Charlotte Russe, Forever 21, Dicks Sporting Goods, Vera Bradley, Jewel Osco in Elmburst IL, LAZ Parking in Chicago IL,Thorntons Gas Station in Elmhurst IL, Double Tree Hotel in Columbus MO, SXM satellite radio, and Hollister. Josephine stated she does noi shop at these stores and stores like Charlotte Ruse, Forever 21, and Hollister as they are clothing shops for ‘ecenagers It should be noted Todd works at the Elmhurst School District located in Elmhurst Itinois and his daughters attend the University of Missouri located in Columbus, Missouri, There were also charges to Josephine’s account tarough. ‘Todils card for charges st XEBDOS Divers and the Margaritaville Bar in Montego Bay Jamacia, Josephine stated she never gave Todd permission to use his card while on vacation, The surmmary of the transactions provided by Capitol One through the Grand Jury Subpoena that ‘were presented to Josephine for review was seatned into Axon for quick reference, The full eubpocna rotum was placed in evidence, Detective Keen asked Josephine if she wanted to press charges against Todd, Josephine stated she did not want Todd to 80 to jail but then stated she did wish to pursue charges against Todd und Rite, Josephine stated she has to think out for herself but itis @ hard decision to make, ‘Tammy stated since she took over es Josephine’s power of atomey, they have been able to pay all of Fosephine’s bills and start rebuilding her savings aud checking accounts, Josephine now has money for food and some extra for her gambling fun, Josephine stated the last time she bad personal interaction with Todd, he had been aggressive. It was suggested that Josephine’s locks could be changed, cameras installed, and eventually an order of protection if needed in the furure. We ended our conversation. This was only a summary of what was discussed with Josephine. Please refer to the fill interview which was uploaded to Axon, Tammy also said that in the beginning of Toda taking over Josephine’ fizanocs, theTODD. SctiMipT, RP23-020482 bills would still come to Josephine's house. He would then come over and get them when they needed to be paid or Josephine would let Todd know they were there. Tammy stated Todd slowly began to change the billing addresses on all of Josephine's bills from her residence located at 2322 Skokie Drive in Rocktord to his own residence located at 1175 Stony Creek Way in Rockford, Since Josephine now never saw any of her utility bills or credit card bills she had no idea Todd was using these for his personal use and then not paying on the accounts, He also used his address for loans he opened in Josephine's name again keeping her from this knowledge, Due to Josephine stating her water was tumed off, I contacted the City of Rockford water department on 04-29-2024, 1 asked for a transaction summary fiom 02-09-1028 to the present. Todd was late in paying Josephine’s water bill practically every month since he had taken over her finances. Customer Service Rep Julie stated that the water was turned off for ‘non-payment for City water and Four Rivers Sanitation on 10-19-2019 and again on 05-26-2022, These copies have been scanned to this report and Axon, It was brought to my attention by soveral banks that Tadd and Rita Schmidt have been flagged for check kiting and usual activity. I received Grand Jury Subpoena returns for Todd and Rita Schmidt's accounts from Midland State Bank and Navy Federal Credit Union es these banks were used to cash the forged checks. The returns were placed together in evidence. [received ‘8 Grand Jury Subpoena retum ftom Portfolio Recovery which is a debt collector. They were table to locate the account for which Termmy belioved had an unpaid balance of $6,419 with the partial information which she provided, The rerum ‘was tagged into evidence. I received a Grand Jury Subpoena return from American Express on 10-03-204 from my request dated 01-19-2024. 1 ‘opened the disk and observed the account was in Josephine's name but the billing went to Todd's address. I asked for ‘transactions after Roy's death on 02-09-2018, This isthe card Tim. Ofsted was open Jones's nae after Roy died and used exclusively by-Todd,..—. {AS with the Capitol One account, I observed transactions ftom 2018 from Thorntons in Elmhurst, Jewel-Osoo in Elmhurst, a charge to the Ilinois Tollway and Forever 21. None of these transactions would have been done by Josephine nor did she state she allowed ‘Todd to use this card in anyway. [spot checked the usage and it appeared to be in align with ‘Tode's spending habits including Lowes, ‘Home Depot, and various businesses in the Chicago Suburbs close to Todd's employer. In July of 202 there wero several charges to a gas station in Sarasota, FL and packing in the City of Clearwater Florida, On 06-05-22 there was a charge of $114,00 to Timber Pointe Golf Club in Poplar Grove, IL anda chnzge to Ledges Golf Course in Roscoe, IL on 10-08-22 and on 06-24-2023 there was @ charge of $372.34 from The Cove of Lake Geneva in Lake Geneva, WI. Again, Josephine advised Todd was not to use hor card for anything but to pay bills such as utilities but any payment could have easily been paid through her checking ‘secount with her personally signing the checks but this was never done but she dint know she even. had an American Express card in her name, The full subpoena retum was placed into evidence. On or around 10-21-2024, I received a phone call from Tammy. Tammy advised she had just received notification from the Internal Revenue Service edvising Josephine had not peid her tex bill from tho years of 2020, 2021 and 2022, All of ‘which should have been taken care of by Todd. Copies of these notices have been uploaded to Axon by Tammy, Tammy also wanted me to be aware that Rita's mother, Domenica Caravello, hed passed away. The family learned when they attempted to sell Caravello's house that Rita had taken a second mortgage out against it, No one in the Carvavello family had known she did this. Tammy also said tere had been rumors that Rita had taken funds from Rockford Lutheran school when she worked there. Tammy explained she didnt want to bring this information up as she had just heard it from other family members but she believed it showed a pattorn of financial abuse and Rita and Todd live well beyond their means. ‘Tammy provided the following estimation of the total amounts thst were either forged or stolen by Todd and Rita from Josephine'saccounts: ‘Checks forged: $42,000 ‘Todds personal bills paid with Josephine's checking account: $47,000 Forged student loans: $66,000 2013 Chevy Cruz sold by Todd: $7000 Charge cards used by Todd: $62,000 Josephine’s pension moved to Todd's personal account (12 months): $5,000. (On 11-08-2024, I called Todd and left a voleemail message usking him to come in and explain how he handled Yosephine's finanoes but I have not heard back from him.END ‘The undersigned hereby ceritie, as authorized by 73S ILCS 5/1-109, that the undersigned has reed the contents of the foregoing document, hes knowledge of the matters rovited, and that the statements set forth fo this instrament axe true and cameot at of the dato of fling, excopt a8 to mates therein stated to bs on information and belisf and as to such miles the undersigned certifies as aforesaid that the undersigned verily believes the same to be true. Tho undersigned acknowledges that typing. hls or her mame In the box below and clicking “submit” constuies an electronic signature, which shalt be deemed to have the same legal effect as an original handwriten signature for any and all purposes. Factual Summary Agency Case Number: RP23-020482 Date of Statement: _11/22/2024 Officer (typed): _NESS-9886 Signature: _NESS- 2886 ‘COURT FINDINGS ND rable couse fons 1] Noprobable cause found ete W-22-Zo2 me dora) aM er ETA athe Sipe‘hereby cersty tat this doourment ‘atrue, goroct rsd complete copy ot fn vigil cn imeny es. Clon of the Girault Gourt County, Minos oe OUGTSOS _