Kunci jawaban bahasa Inggris kelas 12 LKPD 2

LKPD Bahasa Inggris Wajib Kelas XII T.
A 2024 – 2025 (KURIKULUM MERDEKA)
Argumentative Text:
E-Payments – Why, When and How to Use Them
Are you worried about giving out your credit or debit card details online? There is another
option – an e-money account from a payment company which offers an e-payment account as a
way to send and receive money online without needing your credit or debit card details. I am
sure some people would agree that more people now use e-payment companies because they
can make it easier to transfer money and make purchases.
There are two main ways that e-payment accounts work. You either, first, pay money into
your e-money account using a payment card (when you shop online the money is
deducted from your balance – or if you’re selling things, it’s added to your balance), or link
your e-money account to your payment card.
The first step is choosing which e-payment company to use. When you’ve chosen a company,
most will ask you to: set up an account – register your details and follow the instructions. Next,
connect a bank card – enter your credit or debit card details. When you’re registered, you’ll be
able to pay for purchases using your new account details. It’s usually free to use e-payment
services to buy things – although you might be charged for selling. These companies make their
money by charging retailers. You might be charged for making or receiving payments in foreign
currencies, or if you spend more money than you have access to.
Personally, I know that there are some drawbacks of using E-payment. E-payment companies
aren’t protected by the Financial Services Compensation Scheme (FSCS). This means you
might not get compensation if your e-payment company goes out of business. So, in my view,
when choosing a provider, you need to check the service you’ll get and the protection it offers
for your money so that you can use E-payment wisely.
Adopted from: https://www.moneyhelper.org.uk/en/everyday-money/banking/e-payments- why-when-

and-how-to-use-them
TASK 3
Answer the questions based on the text above!

1. What is the writer’s communicative purpose?
To inform readers about purchasing online using electronic money
To give readers an option using electronic money to buy online
To tell readers using e-money is easier than using debit card
To remind readers about why we need to use e-payment
To ask readers to purchase online using e-payment
2. Why does the writer believe that e-money providers are friendly users?
The writer has used e-payment account to transfer money and buy online
The writer knows two main ways of how the e-payment accounts work
E-payment account sends and receives money online with no debit card
Using e-payment services to buy things online is usually free of charge
When the writer shops online the money is deducted from his balance
3. Do you agree with the writer’s opinion at the end of the paragraph? Please explain your answer by
comparing your attitude to the text.
The Answer :Answers must be consistent with the idea that the writer shares his view that you
need to check the service when choosing a provider; a comparison between the writer’s opinion and
personal experience/attitude might be implied or stated.
________________________________________________________________________
________________________________________________________________________
________________________________________________________________________
________________________________________________________________________
________________________________________________________________________
________________________________________________________________________
________________________________________________________________________
1. Could the following statements represent the reason why people want to shift using E-payment? Type
Yes or No!
Could the following statements represent the reason why

people want to shift using Epayment? Yes No
You do not need to use credit or debit card for online yes
transactions
You can make online transactions easier than using debit card
yes
When you shop online, you need to pay using payment card
no
The e-payment member charge is paid annually
no
The e-payment service is no charge when you buy things
yes
1. If you are given an offer of using e-payment or debit card, what will be your decision? Using e-
payment, debit card, or using both. Explain your answer according to the text.
The Answer : 5. Possible answer: If I am given an offer of using e-payment or debit card, I will use
both, e-payment and debit card. The reasons why I choose to use them are first, using e-payment is
easier than using a debit card when I buy things online. Secondly, sometimes when my e-money is
not sufficient, but I need to purchase without physical money, I use a debit card for the transaction..
________________________________________________________________________
________________________________________________________________________
________________________________________________________________________
________________________________________________________________________
________________________________________________________________________
________________________________________________________________________
________________________________________________________________________

Kunci jawaban bahasa Inggris kelas 12 LKPD 2

Uploaded by

Copyright:

Available Formats

Kunci jawaban bahasa Inggris kelas 12 LKPD 2

Uploaded by

Document Information

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Kunci jawaban bahasa Inggris kelas 12 LKPD 2

Uploaded by

Copyright:

Available Formats

LKPD Bahasa Inggris Wajib Kelas XII T.

A 2024 – 2025 (KURIKULUM MERDEKA)

Adopted from: https://www.moneyhelper.org.uk/en/everyday-money/banking/e-payments- why-when-

Answer the questions based on the text above!

Could the following statements represent the reason why

You might also like