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Personal Transaction Plan Task1-Done

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khore2867
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380 views15 pages

Personal Transaction Plan Task1-Done

Uploaded by

khore2867
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
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Items Transaction Purpose

Car To acquire a reliable vehicle for daily commuting and personal use.

Home revolution To renovate the kitchen and bathroom for improved functionality and aesthetics.

Vacation Planning To take a week-long family vacation to relax and create lasting memories
Transaction Amount Specific Requirements or Constraints
Must have good fuel efficiency
Low maintenance costs
2,130,000.00 Adequate seating capacity for family
Must be completed within 2 months
Minimal disruption to daily life
1,270,000.00 Compliance with local building codes
Must include a beach destination
Must accommodate family of 4
423,000.00 Must include at least 3 days of planned activities
Car purchase House Revonation
Income Sources Amount Income Sources Amount

Monthly Salary 253,000.00 Monthly Salary 253,000.00


Savings Account 845,000.00 Savings Account 845,000.00
Investment Returns 5,600.00 Home Equity Line of Credit 1,253,000.00
Total source 1,103,600.00 Total source 2,351,000.00
Vacation Planning
Income Sources Amount

Monthly Salary 253,000.00


Savings Account 845,000.00
Total source 1,098,000.00
Car Purchase House Renovation Vacation Planning
Expenses Amount Expenses Amount Expenses
Down Payment 30,000.00 Contractor Fees 100,000.00 Flights
Monthly loan payment 20,000.00 Materials 50,000.00 Accommodation
Insurance 10,000.00 Permits and Fees 5,000.00 Food and Dining
Regrisation fees 15,000.00 Appliances 30,000.00 Activities and Tours
Fuel Costs 9,000.00 Labor Costs 20,000.00 Souvenirs and Shopping
Maintenance 1,500.00 Contingency Fund 10,000.00 Transportation
Contingency Fund 2,000.00 Total Expenses 215,000.00 Travel Insurance
Total Expenses 87,500.00 Contingency Fund
Total Expenses
cation Planning
Amount
12,000.00
10,000.00
6,000.00
5,000.00
3,000.00
1,500.00
2,000.00
2,500.00
42,000.00
Personal Budget Amount
Projected Expenses :
Down Payment 100000
Monthly Loan Payment 35000
Insurance 1000
Maintenance 500
Savings :
Emergency Fund 2000
Retirement Savings 3000
Vacation Fund 500
Adjustments :
Increased Interest Rates 500
Unexpected Car Repair 2000
Total Budget 144500
Account Review Status
Accuracy Check Complete
Updates Made In-process
Transaction Monitoring Status
Discrepancies Identified
Actions Taken

Transaction Monitoring Status Details

Discrepancy in Amount Identified


Transaction ID: 123456<br>Amount:
$500<br>Location: Unknown

Unusual Spending Pattern Identified


Multiple large transactions in a short
period, different locations

Suspicious Login Attempt Blocked


Multiple failed login attempts from
different IP addresses
Actions Taken

1. Investigated: Reviewed transaction details and security logs.<br>2. Contacted Customer: Informed the customer about the u
transaction and assured them that their account is secure.<br>3. Reversed Transaction: Reversed the fraudulent transaction an
customer's account.<br>4. Enhanced Security: Implemented additional security measures, such as two-factor authentication an

1. Reviewed Account Activity: Analyzed the customer's recent transactions.<br>2. Contacted Customer: Reached out to the cu
the unusual activity.<br>3. Placed Temporary Hold: Temporarily restricted account access to prevent further unauthorized trans
Issued New Card: Issued a new debit or credit card to the customer.

1. Locked Account: Temporarily locked the account to prevent unauthorized access.<br>2. Required Password Reset: Forced t
reset their password.<br>3. Notified Customer: Informed the customer about the security incident and provided guidance on be
Identified Inefficiencies Proposed Improvements
Phone calls and emails Instant responses
Manual Data Entry Handle multiple queries
Lack of Standardization Accurate information
Lack of Clear Communication Channels Resolve simple issues
Delayed Response Times Escalate complex issues
Lack of Career Development
Poor Training Programs
Skills Gaps
Automatic Payments Setup
Calendar Reminders
Payment 1 Reminder 1
Payment 2 Reminder 2

Payment Due Date Amount Payment method


Rent 1st of every month 10,000.00 Auto-debit from checking account
Utility Bill 15th of every month 1,500.00 Auto-debit from savings account
Credit Card Bill Due Date Varies 5,000.00 Auto-pay from checking account
Car Loan 10th of every month 3,000.00 Auto-debit from checking account
Reminder Date Reminder Note
25th of previous month "Pay rent for [Nov]"
10th of the month "Pay utility bill for [Dec]"
5 days before due date "Pay credit card bill"
5th of the month "Pay car loan installment"
Reflective Summary Details
What Worked Well
Areas for Improvement
Key Insights and Lessons Learned

Reflective Summary Details

Prioritized tasks effectively, used


Effective Time Management time-management techniques
Communicated clearly and
Strong Communication Skills concisely with team members

Areas for Improvement


Difficulty in trusting others to
Delegating Tasks complete tasks
Tendency to overwork and
Stress Management neglect personal well-being

Key Insights and Lessons Learned


Overworking negatively
impacted productivity and well-
Importance of Work-Life Balance being
Staying updated with industry
Value of Continuous Learning trends is crucial
Specific Examples

Completed project A ahead of schedule


Resolved conflict between team members
efficiently

Missed deadlines on project B due to


micromanagement

Frequent headaches and burnout

Implemented regular breaks and hobbies to


improve work-life balance
Enrolled in a relevant online course to enhance
skills

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