S. Thirupathi MA.,BL S/O Subramanian, Vaiyagoundampatti, East Street, Tiruvengadam Thaluk, Thenkasi. Tirunelveli District 627719
Under instructions from and on behalf of my client, Mr. Hari
Krishnan, S/o ………….., residing at , I hereby issue the following legal notice:
1. My client and you have been acquainted for the past five years. Due to this familiarity, you approached my client seeking a personal loan of Rs3,00,000 (Rupees Three Lakhs) to meet your family expenses, promising to repay the amount within six months. Out of goodwill, my client extended the requested loan to you.
2. Despite repeated reminders after the stipulated six-month
period, you failed to repay the loan, continuously evading my client’s requests for repayment. Feeling deceived, my client lodged a complaint against you with the Inspector of Police, North Police Station, Tuticorin. 3. During the inquiry held on 21.04.2023, you appeared before the Sub-Inspector and admitted to the debt. You agreed to settle the outstanding amount of Rs2,75,000 (Rupees Two Lakhs Seventy-Five Thousand) within 18 months and issued a cheque (Cheque No. 000002) dated 22.11.2024, drawn on Karur Vysya Bank, Tuticorin branch, in favour of my client for Rs2,75,000.
4. Relying on your assurance that the cheque be honoured
upon presentation, my client presented the cheque for encashment through his account at the State Bank of India, Kandasamypuram Branch, Tuticorin on 26.11.2024. However, the cheque was dishonoured on 27.11.2024, with the bank returning it along with a memo stating “Funds Insufficient.”
5. Following the dishonour, my client attempted to contact
you, but you avoided his calls and ignored his requests for repayment.
6. Therefore, through this notice, I call upon you to pay the
cheque amount of Rs2,75,000 (Rupees Two Lakhs Seventy-Five Thousand) within fifteen (15) days from the date of receipt of this notice. Failure to comply will compel my client to initiate legal proceedings against you, both civil and criminal, under the provisions of the Negotiable Instruments Act, 1881, and other applicable laws.
