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    Ôn tập lý thuyết-NHTM-Nov 2024

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    andy.hoanganhbr

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    Ôn tập lý thuyết-NHTM-Nov 2024

    Uploaded by

    andy.hoanganhbr
    1 views1 page

    Copyright

    © © All Rights Reserved

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    © All Rights Reserved
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    Download as doc, pdf, or txt
    1 views1 page

    Ôn tập lý thuyết-NHTM-Nov 2024

    Uploaded by

    andy.hoanganhbr

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
    Download as doc, pdf, or txt
    of 1

    Course: Commercial Banking

    1. What is the difference between commercial banks and other financial institutions?
    Describe the core business activities of commercial banks.
    2. Describe the similarities and disfferences of Certificate of deposit (CD), Money
    Market Deposit Accounts (MMDAs) and Saving account?
    3. According to Basel II and Basel III, what is the safety ratio of risk-weighted assets to
    capital mobilization of a commercial bank? How Vietnamese commercial banks apply
    Basel standards?
    4. Why do banks pay low interest rate for current accounts? Why the interest rate of long-
    term loans is usually higher than the interest rate of short-term loans?
    5. What is the difference between Open-end Credit and Close-end Credit? Give the
    examples and application for these credit methods. In your opinion, how many credit
    cards are too many? Explain your reasoning.
    6. How do loans affect a bank’s income? Why is liquidity risk considerable inportance to
    a bank’s loan policy? According to Vietnamese Law on credit institutions, can
    commercial banks use short-term deposits for long-term loans?
    7. What is the difference between prime rate and subprime rate and how they are applied?
    Describe the five Cs credit criteria in leanding process. Why might underwriting
    standards vary at different banks?
    8. What is the difference between APR and Financial Charge? How can a consumer find
    the best deals on credit?

    Bài tập 1 câu deposit và 1 câu lending


    LS tháng - 30 ngày
    LS năm - 365 ngày.

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