12-11-2024

Quote No : qcgdl5ig1wg3u

Benefit Illustration for HDFC Life Click 2 Achieve

This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Achieve
DETAILS
Name of the Prospect/Policyholder: Hdfc Life Proposal No: NA
Age: 33 Name of Product: HDFC Life Click 2 Achieve
A Non-linked Non-Participating
Proposer Gender: Male Tag Line:
Individual Life Insurance Savings Plan
Name of Life Assured: Hdfc Life Unique Identification No: 101N186V05
Age: 33 GST Rate: 4.5%* for first year
Life Assured Gender: Male 2.25%* second year onwards
Policy Term: 40 Years
Premium Paying Term: 12 Years
Amount of Instalment Premium
Rs.1,00,000
(Without GST):
Mode of payment of Premium: Annual

*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Policy Details

Sum Assured on Death

Plan Option Dream Achiever 10,00,000
(at inception of the policy) Rs.

Sum Assured on Maturity

Benefit Chosen# Early Income (New) 24,00,000
(at inception of the policy) Rs.
Juvenile Critical Illness (CI)
Additional Benefit Opted None No
cover opted
Sum Assured on Juvenile
Payout Term (Years) 39 NA
CI at inception
Payout Frequency Annual Premium Offset No

Deferral of Survival/Income
First Payout Date^ 12-11-2024 No
Benefit

Premium Summary
Protect
Total
Juvenile Critical IB Plus
Instalment Premium Base Plan CI Rider Instalment
Illness Cover Premium Rider Rider(rider
Premium
option)
Instalment Premium without GST 1,00,000 0 0 0 0 1,00,000
First Year Premium
Instalment Premium with First Year GST 1,04,500 0 0 0 0 1,04,500

Instalment Premium without GST 1,00,000 0 0 0 0 1,00,000

Second Year Premium
Instalment Premium with GST 2nd Year Onwards 1,02,250 0 0 0 0 1,02,250

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 (Amount in Rupees)
Policy Annualized Guaranteed Non Guaranteed
Year Premium
Survival Other Maturity Death Guaranteed Death Benefit Special Surrender Surrender Value (Higher of GSV
Benefits benefits Benefit Benefit Surrender (Higher Value(SSV) and SSV)
(if any) Value of Guaranteed
(GSV) Death
Benefit and SSV)

1 1,00,000 20,000 0 0 10,00,000 0 10,00,000 26,363 26,363

2 1,00,000 33,195 0 0 10,00,000 40,000 10,00,000 46,424 46,424

3 1,00,000 33,195 0 0 10,00,000 51,805 10,00,000 73,532 73,532

4 1,00,000 33,195 0 0 10,00,000 1,13,610 10,00,000 1,07,861 1,13,610

5 1,00,000 33,195 0 0 10,00,000 1,30,415 10,00,000 1,49,599 1,49,599

6 1,00,000 33,195 0 0 10,00,000 1,47,220 10,00,000 1,98,956 1,98,956

7 1,00,000 33,195 0 0 10,00,000 1,64,025 10,00,000 2,56,161 2,56,161

8 1,00,000 33,195 0 0 10,00,000 1,88,830 10,00,000 3,21,466 3,21,466

9 1,00,000 33,195 0 0 10,00,000 2,24,635 10,00,000 3,95,151 3,95,151

10 1,00,000 33,195 0 0 10,50,000 2,54,440 10,50,000 4,77,485 4,77,485

11 1,00,000 33,195 0 0 11,55,000 2,86,245 11,55,000 5,68,732 5,68,732

12 1,00,000 33,195 0 0 12,60,000 3,20,050 12,60,000 6,69,211 6,69,211

13 0 33,195 0 0 12,60,000 3,10,855 12,60,000 6,87,253 6,87,253

14 0 33,195 0 0 12,60,000 2,89,660 12,60,000 7,06,653 7,06,653

15 0 33,195 0 0 12,60,000 2,68,465 12,60,000 7,27,511 7,27,511

16 0 33,195 0 0 12,60,000 2,47,270 12,60,000 7,49,940 7,49,940

17 0 33,195 0 0 12,60,000 2,38,075 12,60,000 7,74,059 7,74,059

18 0 33,195 0 0 12,60,000 2,16,880 12,60,000 8,00,001 8,00,001

19 0 33,195 0 0 12,60,000 1,95,685 12,60,000 8,27,913 8,27,913

20 0 33,195 0 0 12,60,000 1,74,490 12,60,000 8,57,960 8,57,960

21 0 33,195 0 0 12,60,000 1,65,295 12,60,000 8,90,323 8,90,323

22 0 33,195 0 0 12,60,000 1,44,100 12,60,000 9,25,201 9,25,201

23 0 33,195 0 0 12,60,000 1,22,905 12,60,000 9,62,817 9,62,817

24 0 33,195 0 0 12,60,000 1,01,710 12,60,000 10,03,415 10,03,415

25 0 33,195 0 0 12,60,000 92,515 12,60,000 10,47,263 10,47,263

26 0 33,195 0 0 12,60,000 71,320 12,60,000 10,94,656 10,94,656

27 0 33,195 0 0 12,60,000 50,125 12,60,000 11,45,919 11,45,919

28 0 33,195 0 0 12,60,000 28,930 12,60,000 12,01,405 12,01,405

29 0 33,195 0 0 12,60,000 19,735 12,61,506 12,61,506 12,61,506

30 0 33,195 0 0 12,60,000 0 13,26,654 13,26,654 13,26,654

31 0 33,195 0 0 12,60,000 0 13,97,331 13,97,331 13,97,331

32 0 33,195 0 0 12,60,000 0 14,74,075 14,74,075 14,74,075

33 0 33,195 0 0 12,60,000 0 15,57,492 15,57,492 15,57,492

34 0 33,195 0 0 12,60,000 0 16,48,264 16,48,264 16,48,264

35 0 33,195 0 0 12,60,000 0 17,47,173 17,47,173 17,47,173

36 0 33,195 0 0 12,60,000 0 18,55,106 18,55,106 18,55,106

37 0 33,195 0 0 12,60,000 0 19,73,084 19,73,084 19,73,084

38 0 33,195 0 0 12,60,000 0 21,02,281 21,02,281 21,02,281

39 0 33,195 0 0 12,60,000 0 22,44,058 22,44,058 22,44,058

40 0 33,195 0 24,00,000 12,60,000 0 24,33,195 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
2. In the above illustration, premiums are assumed to be received in advance, surrender benefit payable at the end of the year and other benefits payable as chosen by the
policyholder.
3. The plan also provides Juvenile Critical Illness Cover and waiver of premium benefit in case of Death, Critical Illness or Total Permanent Disability of Proposer as optional feature,
provided all previous premiums have been paid. For more information on these benefits please refer the sales literature/policy document.
4. The above table does not show offset of premiums even if premium offset benefit is chosen as yes. Your premium payable will get adjusted to the extent of benefits receivable or
accrued, if any You can choose to opt in or out of this feature at any time during the contract.
5. The above table does not show accrual of benefits even if deferral of benefits is chosen as yes. Your benefits shown above will get accrued as per then prevailing SBI interest
rate on savings bank Deposit + 1.5%. You can choose to opt in or out of this feature at any time during the contract.
6. #Depends on the cashflow chosen at inception.
^First payout shall be made within 7 working days from i) the realization of the first premium or ii) policy issuance, whichever is later.Subsequent payouts shall be made within 7
working days from i) realization of renewal premium or ii) survival benefit payout date, whichever is later.

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I DEEPAK KUMAR PRADHAN , have explained the premiums and benefits under the I Hdfc Life,having received the information with respect to the above, have understood
policy fully to the prospect / policy holder. the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

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