LATIHAN SOAL PAS

BAHASA INGGRIS
KELAS X

The Bright Windmill

Orientation: Once upon a time in a small village named Green Valley, there was a young boy named
Sam. Green Valley was known for its lush green landscapes and a close-knit community that cherished
nature. Sam was fascinated by the stories his grandfather told about harnessing the power of the wind
to create energy for the village.
Complication: One day, a severe storm hit Green Valley, causing a power outage. The village was
plunged into darkness, and the usual cheerful atmosphere turned somber. The villagers gathered in the
town square, wondering how they would overcome this unexpected challenge.
Evaluation: Remembering his grandfather's tales, Sam proposed the idea of building a windmill to
harness the power of the wind and generate renewable energy for the village. The community, although
sceptical at first, decided to give it a try. With everyone pitching in, they gathered materials and worked
together to construct a simple but effective windmill.
Resolution: The windmill slowly took shape, standing tall against the backdrop of the green valley. As
the blades began to spin with the force of the wind, the windmill generated electricity that lit up the
village. The joy and relief on the faces of the villagers were unmistakable as they realized the potential
of renewable energy in powering their homes.
Coda: From that day forward, the windmill became a symbol of hope and sustainability in Green
Valley. The villagers learned the importance of harnessing renewable energy sources, not only for the
present but for the well-being of future generations. Sam, once a curious young boy, became a local
hero, reminding everyone that even the smallest communities could make a big difference by
embracing renewable energy solutions. And so, the bright windmill continued to spin, casting its light
over Green Valley for years to come.
What is the setting of the story "The Bright Windmill"?
A bustling city
A small village named Green Valley
A seaside town
A mountainous region
A desert community

Answer: B. A small village named Green Valley

Who is the main character in the story?

Sam's grandfather
A villager from Green Valley
Sam
The windmill
The storm
 Answer: C. Sam

What event led the villagers to consider building a windmill?

A joyful celebration
A severe storm and power outage
A community festival
A visit from a wise elder
A successful harvest

Answer: B. A severe storm and power outage

Why were the villagers initially sceptical about Sam's idea?

They didn't like the concept of renewable energy.
They were afraid of the windmill.
They doubted the effectiveness of the windmill.
They preferred using traditional power sources.
They were not affected by the power outage.

Answer: C. They doubted the effectiveness of the windmill.

What motivated the villagers to build the windmill?

A desire for a quieter village
Sam's insistence
A need for exercise
The potential for renewable energy
Fear of another storm

Answer: D. The potential for renewable energy

What did the windmill symbolize in Green Valley?

A. A source of noise
B. A symbol of hope and sustainability
C. A reminder of the storm
D. A traditional decoration
E. A warning of danger
Answer: B. A symbol of hope and sustainability

What did Sam propose to solve the power outage issue in Green Valley?
A. Building a water well
B. Constructing a windmill
C. Importing electricity from another village
D. Using solar panels
E. Ignoring the problem

Answer: B. Constructing a windmill

What did the windmill generate to light up the village?

A. Heat
B. Gas
C. Electricity
D. Water
E. Wind

Answer: C. Electricity

What did the villagers learn from the experience with the windmill?
A. The importance of storytelling
B. The significance of community festivals
C. The value of traditional power sources
D. The potential of renewable energy
E. The dangers of severe storms

Answer: D. The potential of renewable energy

What role did Sam play in the village after the windmill was built?
A. He became the mayor.
B. He became a local hero.
C. He moved away.
D. He continued telling stories.
E. He dismantled the windmill.
Answer: B. He became a local hero.
Cashless society:
What do we gain and lose when cash is no longer king?

( Adapted from: www.thebalance.com)

What do you think of a cashless world? A cashless world may sound like something out of science
fiction,
but it is on its way. Many modern financial processes and transactions are now taking place without the
use
of currency. To be more specific, a cashless society is one in which financial transactions are conducted
without the usage of cash (including paper and coin currencies). Instead, all transactions are conducted
electronically, with debit or credit cards or payment services.
Like two sides of a coin, a cashless society has its own advantages and weaknesses. The first advantage
of cashless society is convenience. People do not need to carry cash when they want to make a
transaction.
Another advantage is that crime rates are lower.
Carrying cash makes people a high-value target for
thieves. It will be impossible to track their money or
show that it is theirs once it has been removed from
their wallet and placed in a criminal’s wallet.
Similarly, in a cashless society, financial crime
should disappear. Cash is commonly used in unlawful activities, such as illegal gambling or drug
trafficking,
because there is no record of the transaction and the
money is easier to launder. If the source of the money
is unknown, money laundering becomes much more
difficult. When every payment people get is recorded,
it is more difficult to hide income and evade taxes.
Furthermore, going cashless is thought to be
more than just handy. Printing bills and minting
coins both cost money. Businesses must store money,
obtain more when they run out, deposit cash when
they have an excess of it, and in some situations, pay
firms to transfer cash safely. To defend their branches
from physical bank robberies, banks hire massive
security teams. In a cashless future, wasting time and
energy moving money around and protecting big
sums of cash may become obsolete. People may need
to exchange their dollars for local currencies while
traveling. If people are traveling in a country that
supports cashless transactions, though, they will not
have to worry about how much local currency they
will need. Instead, their mobile device takes care of
everything.
Going cashless, on the other hand, may be more
difficult than useful. First of all, electronic payments
do not have the same level of privacy as cash payments.
Hackers are the electronic equivalents of bank
robbers and muggers. People are more vulnerable to
hackers in a cashless culture. If people are targeted
and their accounts are emptied, they may be left
with no other options for spending money. Secondly,
glitches, outages, and unintentional errors can all
cause issues, leaving buyers unable to purchase items
needed. Similarly, when systems fail, merchants are
unable to take payments.
Finally, negative interest rates may have a
more direct impact on consumers once all money
is electronic. Negative interest rates, according
to the International Monetary Fund, lower bank
profitability, and banks may be motivated to raise costs
on customers to make up the difference. Customers
can easily withdraw their cash from the bank if they
do not like the fees, therefore banks are constrained
in their capacity to pass on those expenses. Customers
may have to accept any additional fees if they are
unable to withdraw cash from the bank in the future.
Cash currency is becoming less and less prevalent
as a result of several technological and sociological
shifts toward digital and virtual financial transactions.
However, there are other potential negatives to a truly
cashless society, and only time will tell whether cash
has a unique place in society.
1. What is a cashless society?

A) A society with limited access to cash

B) A society where financial transactions are conducted without the use of cash
C) A society with no electronic transactions
D) A society that only uses coins for transactions
E) A society where only credit cards are accepted

Answer: B) A society where financial transactions are conducted without the use of cash

2. What is mentioned as the first advantage of a cashless society?

A) Lower crime rates

B) Convenience
C) Higher privacy levels
D) More difficult money laundering
E) Reduced negative interest rates

Answer: B) Convenience

3. According to the text, why are cashless transactions considered to reduce financial crime?

A) Because hackers are unable to access electronic transactions

B) Because cash is commonly used in unlawful activities
C) Because electronic transactions have higher privacy levels
D) Because cashless societies have better security systems
E) Because it is easier to track money in electronic transactions

Answer: B) Because cash is commonly used in unlawful activities

4. What is mentioned as a potential disadvantage of a cashless society regarding privacy?

A) Higher vulnerability to hackers

B) Lower crime rates
C) Difficulty in hiding income
 D) Easy tracking of electronic payments
E) Lack of records for transactions

Answer: A) Higher vulnerability to hackers

5. According to the text, what may become obsolete in a cashless future?

A) Bank branches
B) Physical bank robberies
C) Money transfers
D) Local currencies
E) Mobile devices

Answer: B) Physical bank robberies

6. What is mentioned as a potential issue with electronic payments in the text?

A) Lower vulnerability to hackers

B) Difficulty in hiding income
C) Reduced negative interest rates
D) Glitches, outages, and unintentional errors
E) Convenience

Answer: D) Glitches, outages, and unintentional errors

7. How might negative interest rates impact consumers in a cashless society?

A) Consumers may enjoy higher profits

B) Consumers may face lower costs
C) Banks may raise costs on customers
D) Banks may reduce fees for customers
E) Consumers can easily withdraw cash without any fees

Answer: C) Banks may raise costs on customers

8. What is one of the reasons mentioned in the text for the decline of cash currency?
 A) Higher privacy levels in digital transactions
B) Increased prevalence of physical bank robberies
C) Sociological shifts toward digital financial transactions
D) Limited access to cash in society
E) Lack of security in electronic transactions

Answer: C) Sociological shifts toward digital financial transactions

9. What is stated as a potential negative consequence of a cashless society for merchants when systems
fail?

A) Increased vulnerability to hackers

B) Inability to track money in transactions
C) Difficulty in hiding income
D) Inability to take payments during system failures
E) Convenience in dealing with additional fees

Answer: D) Inability to take payments during system failures

10. According to the text, what might be a deciding factor in whether cash continues to have a unique
place in society?

A) Convenience of electronic transactions

B) Sociological shifts toward digital financial transactions
C) Higher vulnerability to hackers
D) Time and its impact on potential negatives
E) Increased prevalence of physical bank robberies

Answer: D) Time and its impact on potential negatives

The Transformative Impact of Digital Money on Modern Society

Digital money has revolutionized the way we conduct financial transactions, bringing forth a myriad of
advantages that contribute to the efficiency and convenience of modern society.
Convenience and Accessibility:
In the digital age, the convenience of digital money cannot be overstated. It enables instantaneous
transactions, allowing individuals to manage their finances with just a few clicks on their smartphones
or computers.
Accessibility is enhanced as digital money eliminates the need for physical cash, making
transactions possible anytime, anywhere, and reducing the reliance on traditional banking hours.
Enhanced Security:
Digital money transactions are often more secure than traditional methods. Advanced encryption
technologies and secure authentication processes protect users from the risks associated with physical
cash, such as theft and loss.
Global Transactions and Financial Inclusion:
Digital money facilitates global transactions, making it easier for individuals and businesses to
engage in international trade and financial activities.
It promotes financial inclusion by providing access to banking services for those in remote areas
where traditional banking infrastructure may be lacking.
Record-Keeping and Budgeting:
The digital trail left by electronic transactions simplifies record-keeping, offering users an easy
way to track their expenses and incomes. This feature is particularly beneficial for budgeting and
financial planning.
In conclusion, the integration of digital money into our financial systems has transformed the way we
handle money. The convenience, enhanced security, global accessibility, and improved record-keeping
contribute significantly to the efficiency of modern society. As we embrace the era of digitalization, the
continued advancement of digital money will likely shape the future landscape of financial
transactions, providing even more benefits for individuals and businesses alike.

1. What is the main theme of the given text?

A) The challenges of traditional banking

B) The history of digital money
C) The transformative impact of digital money
D) The disadvantages of global transactions
E) The future of physical cash

Answer: C) The transformative impact of digital money

2. According to the text, what is one advantage of digital money in terms of accessibility?
 A) It restricts transactions to traditional banking hours
B) It eliminates the need for physical cash
C) It relies on traditional banking infrastructure
D) It only allows transactions through computers
E) It discourages the use of smartphones

Answer: B) It eliminates the need for physical cash

3. How does digital money contribute to global transactions, as mentioned in the text?

A) By restricting financial activities to local areas

B) By promoting financial exclusion
C) By providing access to banking services in remote areas
D) By limiting international trade
E) By discouraging businesses from engaging in global transactions

Answer: C) By providing access to banking services in remote areas

4. What is highlighted as a benefit of digital money in terms of security?

A) Increased risk of theft and loss

B) Reliance on traditional banking hours
C) Enhanced encryption technologies and secure authentication processes
D) Difficulty in tracking expenses
E) Limited access to banking services

Answer: C) Enhanced encryption technologies and secure authentication processes

5. According to the text, what is the role of digital money in record-keeping?

A) It complicates record-keeping
B) It has no impact on record-keeping
C) It restricts users from tracking their expenses
D) It simplifies record-keeping by leaving a digital trail
E) It discourages financial planning
Answer: D) It simplifies record-keeping by leaving a digital trail

6. What is the primary focus of the text regarding digital money?

A) Its disadvantages
B) Its impact on modern society
C) Its historical development
D) Its challenges in the digital age
E) Its limitations in global transactions

Answer: B) Its impact on modern society

7. How does digital money contribute to financial inclusion, as mentioned in the text?

A) By limiting access to banking services

B) By promoting global transactions
C) By eliminating the need for record-keeping
D) By restricting accessibility
E) By providing access to banking services in remote areas

Answer: E) By providing access to banking services in remote areas

8. What is the central idea of the thesis statement in the text?

A) The drawbacks of digital money

B) The history of financial transactions
C) The benefits of physical cash
D) The transformative impact of digital money on modern society
E) The challenges of financial planning

Answer: D) The transformative impact of digital money on modern society

9. According to the text, what does the digital trail left by electronic transactions help with?

A) Promoting financial exclusion

B) Encouraging traditional banking hours
 C) Simplifying record-keeping
D) Increasing reliance on physical cash
E) Limiting global transactions

Answer: C) Simplifying record-keeping

10. What does the text suggest about the future of financial transactions in the digital age?

A) Digital money will have no impact on financial systems

B) Digital money will lead to financial exclusion
C) Digital money will transform the landscape of financial transactions
D) Digital money will discourage the use of smartphones
E) Digital money will limit the efficiency of modern society

Answer: C) Digital money will transform the landscape of financial transactions

 The Advantages of Digital Money
Digital money, or e-money, brings numerous benefits that make our lives easier and more convenient.
 Convenience: One major advantage of digital money is convenience. With just a smartphone or
computer, you can make transactions anytime, anywhere, without the need for physical cash.
 Safety and Security: Digital money offers a secure way to handle transactions. It reduces the
risk of theft or loss associated with carrying physical cash, as your money is stored
electronically.
 Record Keeping: Another benefit is the ease of record-keeping. Digital transactions leave a
digital trail, making it simple to track and manage your spending, which is helpful for
budgeting.
 Global Transactions: Digital money allows for easy global transactions. You can send or receive
money internationally without the complexities associated with traditional methods.
In conclusion, digital money provides us with unparalleled convenience, safety, efficient record-
keeping, and global transaction capabilities. As we navigate the digital age, embracing e-money is a
smart choice for a more secure and hassle-free financial experience.

1. What is the main theme of the given text?

The disadvantages of digital money

The benefits of reading books
The importance of imagination
The drawbacks of e-money
The advantages of physical cash

Answer: D) The benefits of reading books

2. According to the text, what is the first advantage of reading books?

Improved vocabulary
Enhanced imagination
Knowledge building
Stress relief
Mental breaks

Answer: A) Improved vocabulary

3. How does reading books stimulate the imagination, as mentioned in the text?

By causing stress relief

By providing mental breaks
By building knowledge
By taking you to different worlds
By reducing worries

Answer: D) By taking you to different worlds

4. What is the potential consequence mentioned in the text if one loses feedback while using e-wallets?

Increased joy in spending

Reduced psychological impact
Decreased spending
Increased spending
No impact on spending habits

Answer: D) Increased spending

5. According to the text, why do behavioral economists believe debit cards are popular?

They offer instant updates on spending

They are more widely accepted
They have lower fees than credit cards
They cause less pain when bills arrive
They are preferred by Drazen Prelec

Answer: D) They cause less pain when bills arrive

6. What is the second advantage of reading books mentioned in the text?

A) Enhanced imagination
B) Improved vocabulary
C) Convenience
D) Stress relief
E) Efficient record-keeping

Answer: B) Improved vocabulary

7. According to the text, what is the potential drawback of using e-wallets?

A) Immediate updates on spending

B) Increased spending
C) Reduced psychological impact
D) Lack of feedback
E) The popularity of debit cards

Answer: D) Lack of feedback

8. What is the focus of Drazen Prelec's study involving a silent auction?

A) The joy of gaining money

B) The pain of losing money
C) The popularity of credit cards
D) The impact of cash on spending
E) The psychological cost of spending on a credit card

Answer: E) The psychological cost of spending on a credit card

9. According to Drazen Prelec's study, what is the psychological cost of spending a dollar on a credit
card?

A) $1
B) $0.50
C) $2
D) $1.50
E) $0.25

Answer: B) $0.50

10. What does Emir Efendic emphasize as crucial in influencing spending habits with e-wallets?

A) Immediate updates on spending

B) The popularity of debit cards
C) The absence of psychological effects
 D) The use of credit cards
E) The impact of online banks

Answer: A) Immediate updates on spending