10.

The extra RewardCash under this offer will be awarded in Cash Credit Plan, Spending Instalment Plan or
addition to the Basic Reward under the RewardCash Programme other instalment plans (excluding monthly purchase
that we offer. instalment at merchants);
11. If any transaction where the extra RewardCash was awarded is o transactions at non-financial institutions (including
subsequently reversed, we may deduct the extra RewardCash purchase of foreign currency, money orders and
from the Eligible Credit Card account without notice to you. travellers cheques);

HSBC Pulse UnionPay Dual 12. The terms and conditions of the Eligible Credit Card and
RewardCash Programme will apply.
o transactions at financial institutions (including purchase
of merchandise and services from banks);
Currency Diamond Credit Card 13. We can change or cancel the offer or amend the terms and o wire transfers;
conditions. Please check our website for the latest details,
Special Reward Promotion availability and terms and conditions of the offer.
o
o
betting and gambling transactions;
tax payments;
2024 Terms and Conditions 14. If we believe that you have acted in a fraudulent or abusive way,
you will not be able to enjoy the offer and we can deduct the
o all unposted/cancelled/refunded transactions.
extra RewardCash or debit your credit card to take back any 19. “QR Code Payment” means the QR Code Payment function
When can you enjoy the offer in HSBC Reward+ App or UnionPay App (as named App
offer you have enjoyed, or cancel your credit card.
1. The promotional period is from 1 January 2024 until 31 December in traditional Chinese) which enables you to make payments
15. In case of dispute arising out of this promotion, our decision
2024, both days inclusive. by either presenting your personal QR code or scanning a QR
shall be final and conclusive.
What is the offer code displayed by the merchant accepting UnionPay QR Code.
16. We write the terms and conditions of the offer under Hong Kong Please note that only primary cardholders are able to use the QR
2. During the promotional period, you will be entitled to extra 5 laws. In the event of any discrepancy or inconsistency between Code Payment function.
times RewardCash for the Eligible Transactions (which are the English version and the Chinese version of the promotional
made through QR Code Payment and/or Mobile Payment in 20. “Mobile Payment” means using Apple Pay, Google Pay or
materials and these terms and conditions, the English version
Mainland China and Macau) with your Eligible Credit Card. Samsung Pay that linked to an Eligible Credit Card for payment.
shall prevail.
How can you enjoy the offer 21. “Basic Reward” of HSBC Pulse UnionPay Dual Currency
What these terms mean
Diamond Credit Card is $1 RewardCash for every HK$250 spent
3. You can enjoy the offer during the promotional period if you: 17. “Eligible Credit Card” means any personal primary or with Hong Kong Dollar sub-account, or RMB250 spent with
a. hold an Eligible Credit Card and your credit card account is additional HSBC Pulse UnionPay Dual Currency Diamond Card Renminbi sub-account.
valid and in good standing during the promotional period; issued by The Hongkong and Shanghai Banking Corporation
b. pay with an Eligible Credit Card for Eligible Transactions Limited in Hong Kong (and its successors and assigns).
Apple Pay is a trademark of Apple Inc., registered in the U.S. and
during the promotional period. 18. “Eligible Transactions” are Renminbi and/or Macau Pataca
other countries.
4. You cannot exchange the offer for cash, other products, services transactions made using an Eligible Credit Card through QR
Code Payment and/or Mobile Payment, and conducted in Google Pay is a trademark of Google LLC.
or discounts or transfer the offer.
Mainland China and Macau according to the country codes Samsung Pay is a registered trademark of Samsung Electronics
Read before you enjoy the offer
issued by UnionPay during the promotional period. Eligible Co.,Ltd.
5. The offer is only applicable to HSBC Pulse UnionPay Dual Transactions shall be determined at the sole and absolute
Currency Diamond Credit Card. discretion of the Bank.
To borrow or not to borrow? Borrow only if you can repay!
6. You have to keep all original sales slips or official payment These are not Eligible Transactions:
records of the Eligible Transactions. In case of dispute, we may
at any time ask you to submit these slips, records, and/or further • Finance and bank charges: annual fees, finance charges,
NOTE: In case of discrepancies between the English and Chinese
evidence for inspection and we may keep them. late charges;
versions, the English version shall apply and prevail.
7. Your first HK$80,000 Eligible Transactions are entitled to receive • Transactions made in Hong Kong and countries/regions
the offer. For calculation, Eligible Transactions conducted by all other than Mainland China and Macau;
primary and additional credit card accounts under a cardholder • Transactions made in Hong Kong Dollars and currencies
with the same HKID/Passport number will be combined; and other than Renminbi and Macau Pataca;
transactions conducted in Macau Pataca will be converted to • Other transactions:
Hong Kong Dollar. Calculation is determined by the transaction o mail, fax and telephone orders;
date of Eligible Transaction.
o bill payments settled via HSBC Mobile Banking and/or
8. Extra RewardCash earned from this offer will be credited to the Internet Banking;
respective Eligible Credit Card account, and will be indicated as
o purchase and/or reload of stored value cards (including
“Mainland China & Macau” spend shown on the monthly credit
Octopus top-up transactions via e-wallets or any other
card statement. Any odd dollars remaining as of a statement date
means and reload to PayMe);
will be carried forward to the subsequent statement months for
calculating RewardCash entitlement. Extra RewardCash under o transactions (including top-up transactions) made via

DCC_SRP2024
this promotion will be credited in the same way as the Bank’s e-wallets;
RewardCash Programme. o Octopus automatic add-value services transactions;
9. If the cardholder is a combined additional credit cardholder, o cash advance or withdrawal under the Cash Instalment
both the primary and the additional cardholders will be able to Plan or Cash Credit Plan;
use the extra RewardCash credited to the credit card account of Issued by The Hongkong and Shanghai
o monthly instalment(s) of Cash Instalment Plan,
the combined additional card. Banking Corporation Limited
 10. o

11.
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Pulse 12. o
2024 13.
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14. o
1. 202411 1231
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o
15.
19. Reward+ App
2.
16.

20. Apple
3.
17. Pay Google Pay Samsung Pay
a. Pulse 21. Pulse
250
b. 18. 2501
4.

Apple Pay Apple Inc.

5. Pulse
6. Google Play Google LLC
•
Samsung Pay Samsung Electronics Co., Ltd.
•
•
7. 80,000
80,000
•
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o
o
8.

PayMe
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o

DCC_SRP2024
o
9.
Issued by The Hongkong and Shanghai
Banking Corporation Limited