Syed Shoaib Ali
Syed Shoaib Ali
Response
Based on your discussion post, I learned about the multi-factor authentication approach in
identity theft. In the current digital landscape, identity theft has become a persistent threat,
services of identity theft, multi-factor identification, and credit surveillance services, have
developed as essential tools (Ometov et al., 2018). Among these, MFA (multiple-factor
authentication) stands out as the most operative approach for opposing the rising requests of
identity theft, proposing a strong framework for improving safety through numerous platforms.
MFA (Multi-factor authentication) can help decrease the hazard of account appropriations and
protect customers and their information. It can be used along with weak or stolen passwords, as
over 80% of cyber breaches occur due to these exposures. MFA provides supplementary security
and individuality pledges in case of password theft (Otta et al., 2023). It has drawbacks such as
locking users out of accounts, taking more time, and requiring contract out. It can be tedious for
users and depend on on third-party facilities like SMS for verification codes. Despite these
References
Ometov, A., Bezzateev, S., Mäkitalo, N., Andreev, S., Mikkonen, T., & Koucheryavy, Y. (2018).
https://doi.org/10.3390/cryptography2010001
Otta, S. P., Panda, S., Gupta, M., & Hota, C. (2023). A Systematic Survey of Multi-Factor
https://doi.org/10.3390/fi15040146