Wilma Pinto CV - Cams

Download as pdf or txt
Download as pdf or txt
You are on page 1of 3

WILMA PINTO

A confident, AML Compliance/Finance professional with excellent


knowledge of AML Compliance with AML, KYC, and other regulatory
requirements. Demonstrated expertise in financial reporting, due
diligence, and risk management. Strong analytical skills with a focus
on identifying trends and improving operational efficiencies. Career
goal: To leverage extensive banking and accounting experience to
drive financial accuracy and regulatory compliance within a dynamic
organization.
CONTACT
Dubai, United Arab
Emirates EXPERIENCE

+971507671917 Senior Accountant


Piya International FZE - Sharjah, United Arab Emirates
wilmapinto87@gmail.com Ensured precise documentation of all financial transactions, maintaining
06/2022 - 09/2024

compliance with legal and statutory regulations by accurately updating and


recording each transaction.
Managed accounts receivable and payable, oversaw the invoicing process,
SKILLS
and handled trade documentation.
• AML Conducted bank statement reconciliations, comparing internal financial
• FATF records with bank statements, and addressed any discrepancies.
• Attention to detail Supported both internal and external audits, enforcing internal controls to
• FINCEN guarantee the accuracy of financial reports.
• Bank Reconciliation Worked closely with various departments to understand their financial
• Due Diligence needs and assist in financial planning.
• Financial Reporting Collaborated with the sales team to minimize the duration of unsold stock
• Customer service and ensure timely collection from debtors.
• Analytical & investigative Ensured the efficient processing of accounts payable and receivable,
• KYC ensuring timely payments and collections.
• MS–Office Analyzed financial data to identify trends, variances, and areas for
• OFAC improvement, providing recommendations to management for cost
• Finacle savings or operational efficiencies.
• Decision Making Managed company cash flow, ensuring sufficient liquidity for operations,
• Communication and recommendations to improve cash flow where necessary.
Managed comprehensive financial audits, identifying discrepancies and
recommending effective solutions to enhance accuracy.
PERSONAL DETAILS:
Oversaw month-end and year-end close processes, producing reliable
VISA: HUSBAND SPONSORSHIP .
financial statements within tight deadlines.
AVAILABILITY: IMMEDIATE
NATIONALITY: INDIA Deputy Manager- Branch Banking
Axis Bank Ltd - Mangalore, India
Oversaw daily operations, ensuring strict adherence to banking policies
08/2021 - 12/2021

and procedures.
LINKEDIN URL: Ensured accurate documentation and verification of customer information
www.linkedin.com/in/wilma- in compliance with KYC regulations.
pinto-mba-cams-95983056 Conducted comprehensive Customer Due Diligence – CDD on potential
customers to assess and mitigate associated risks.
Performed continuous CDD on existing customers to maintain ongoing
compliance with regulatory requirements.
Verified KYC documents, income sources, employment details, and
ensured all submitted documents aligned with the bank's compliance
CERTIFICATIONS & policies.
TRAININGS: Reviewed prospective customers against the sanctions list and reported
• Compliance and Risk any potential matches to the Sanctions Compliance Unit for further
Management. investigation.
• Anti-Money Laundering. Reviewed high-risk customer accounts, monitored transactions for
• Retail Banking Products. suspicious activity, and reported concerns to the relevant authorities.
• Time Management Maintained a risk register, ensuring all identified risks were properly
• Email Communication documented and managed.
• Mutual Fund Distributors Conducted periodic internal audits and collaborated with external auditors
Certification to ensure compliance procedures were consistently followed.
Compiled and submitted compliance reports to the Risk and Compliance
Department.
HOBBIES & INTERESTS Ensured all staff understood their compliance responsibilities and the
• Travelling - exploring new importance of regulatory adherence.
places Ensured branch activities adhered to both national and international
• Gardening regulations, including anti-money laundering (AML), Know Your Customer
• Listening to music (KYC), and sanctions protocols.
• Reading Conducted internal reviews or audits periodically and worked cooperatively
with external auditors when needed to ensure that compliance procedures
are followed.
KEY ACCOMPLISHMENTS: Maintained proper documentation of all AML related activities, including
• Axis Bank Ltd: Increased KYC records, Transaction reviews and regulatory filings.
digital banking adoption by Coordinated with auditors to address AML related audits.
20% by educating Monitored compliance with legal and company policies, addressing
customers on online .
violations to uphold standards.
banking services and
promoting self-service KYC Verification Officer
kiosks, resulting in reduced Interglobal - Dubai, United Arab Emirates
foot traffic and enhanced Conducted KYC due diligence for new and existing insurance claim
07/2013 - 07/2015

customer convenience. applicants, ensuring compliance with regulatory requirements and


company policies.
• Union Bank of India: Kept track of all the claims and maintained a record, ensuring claims are
Conducted regular training settled in accordance with policy and company guidelines.
programs for branch staff, Verified customer identities by reviewing identification documents, utility
improving staff productivity bills, bank statements, and other relevant documents.
and reducing errors by 25%, Maintained accurate and organized records of all KYC assessments and
while enhancing the team's communications.
knowledge of new banking Provided regular reports on KYC activities, findings, and recommendations
regulations and systems. .
to management.

• Union Bank of India: Assistant Manager


Contributed to a 10% Union Bank of India - Bangalore, India
growth in branch revenue Reviewed account opening forms for new accounts to ensure compliance
08/2010 - 08/2013

by identifying new cross- with KYC requirements.

selling opportunities for Conducted assessments of Branch Operations and Retail Lending

banking products and processes.

services, such as insurance, Addressed customer inquiries regarding net banking and debit card-related

mutual funds, loans. issues.


Processed loan applications and reported advances to the regional officer
Managed loans against Fixed Deposits (FD) and LIC policies.
LANGUAGES Handled credit administration, ensuring all legal documentation was
completed and securely stored.
ENGLISH Oversaw locker allotments and managed the collection of rent
HINDI Resolved customer complaints and ensured a high level of customer
KONKANI satisfaction.
TULU Managed documentation for various loan types.
KANNADA Ensured the branch operated smoothly while adhering to banking
ARABIC – Intermediate .
regulations.

EDUCATION
MASTER OF BUSINESS ADMINISTRATION - Finance
St. Aloysius College - Mangalore, India

BACHELORS OF COMMERCE
St. Agnes College - Mangalore, India

CERTIFIED ANTI MONEY LAUNDERING SPECIALIST -ACAMS


Association of Certified Anti Money laundering Specialist -
USA

You might also like