Budget

INCOME EXPENSES
Salary Savings / Investments $0.00
Other Fixed $0.00
Other LifeStyle $0.00
Other TOTAL $0.00
TOTAL $0.00

EXPENSES
Savings / Investments - 20% Fixed - 50%
Mutual Funds Rent / Mortgage
Credit Union Loan 1
Unit Trust Loan 2
Pension Loan 3
Bank Loan 4
Sou Sou Credit Card
Cash Value Life Insurance Phone
Cash Value Critical Illness Insurance Internet
Scotia Life WASA
Other T&TEC
Other Cable
Other School
TOTAL $0.00 Term Life Insurance
Term Critical Illness Insurance
Personal Accident Insurance
Health Insurance
Car Insurance
Other Insurance
PAYE
NIS
Membership Clubs
Lessons
Extra Curricular Activities
Online Subscriptions
75% Grocery Cost
Taxi
Gas / Diesel
Medical Bills
Dental
Other
Other
TOTAL $0.00

Page 1
 Budget

SURPLUS / DEFICIT
INCOME $0.00
EXPENSES $0.00
TOTAL $0.00

Lifestyle - 30%
Movies
Breakfast
Lunch
Dinner
Eating Out
25% Grocery Cost
Entertainment (Bar, Lime, Club)
Gifts (Birthday, Baby Shower, etc)
Pennywise
Barber / Hairdresser
Nails
Clothing
Books
Car Maintenance
Household Contributions
Overseas Travel
Online Shopping
Church Tithes
Other
Other
Other
TOTAL $0.00

Page 2
 YOUR NET WORTH
ASSETS – WHAT YOU OWN
Current/Fixed Assets 1 2 3
Chequing Account
Savings Account
Money Market Funds
Unit Trust
Credit Union Shares / Savings
Bonds
Investment Funds / Mutual Funds
Trust Fund
Cash Surrender Value(s) on Life Insurance (s)
Registered/Unregistered Pension Plan(s)
Stocks
Cash
Other
Personal Assets
Art
Furniture
Jewels
Land
Primary Residence
Secondary Residence
Vehicles (car, boat, motorcycle etc.)
Equipment
Business
Other

Total Assets

LIABILITIES (WHAT YOU OWE)

Current Liabilities 1 2 3
Credit Cards
Sou Sou
Other
Medium-Term Liabilities
Car Loans
Personal Loans
Other
Long-Term Liabilities
Mortgage (Primary Residence)
Mortgage (rental Property)
Mortgage (Secondary Residence)
Student Loans
Other

Total Liabilities
Net Worth (Total Assets – Total Liabilities)
TOTAL
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

$0.00
$0.00
 Cashflow

INCOME EXPENSES
Salary Savings / Investments $0.00
Other Fixed $0.00
Other LifeStyle $0.00
Other TOTAL $0.00
TOTAL $0.00

EXPENSES
Savings / Investments - 20% Fixed - 50%
Mutual Funds Rent / Mortgage
Credit Union Loan 1
Unit Trust Loan 2
Pension Loan 3
Bank Loan 4
Sou Sou Credit Card
Cash Value Life Insurance Phone
Cash Value Critical Illness Insurance Internet
Scotia Life WASA
Other T&TEC
Other Cable
Other School
TOTAL $0.00 Term Life Insurance
Term Critical Illness Insurance
Personal Accident Insurance
Health Insurance
Car Insurance
Other Insurance
PAYE
NIS
Membership Clubs
Lessons
Extra Curricular Activities
Online Subscriptions
75% Grocery Cost
Taxi
Gas / Diesel
Medical Bills
Dental
Other
Other
TOTAL $0.00

Page 7
 Cashflow

SURPLUS / DEFICIT
INCOME $0.00
EXPENSES $0.00
TOTAL $0.00

Lifestyle - 30%
Movies
Breakfast
Lunch
Dinner
Eating Out
25% Grocery Cost
Entertainment (Bar, Lime, Club)
Gifts (Birthday, Baby Shower, etc)
Pennywise
Barber / Hairdresser
Nails
Clothing
Books
Car Maintenance
Household Contributions
Overseas Travel
Online Shopping
Church Tithes
Other
Other
Other
TOTAL $0.00

Page 8
 How much money have you Earned, Spent and Saved
Place of
Employment Job Title Amount
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
TOTAL

Money Earned $0.00

Money Saved $0.00
Money Spent $0.00
ou Earned,#Spent
of and Saved
Months
worked Total
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
A CONSULTATION MUST BE DONE IN ORDER TO FILL OUT THIS PAGE

Life Insurance Goal

Funeral
Debts
Household Contribution
Childrens Education
Children
Mortgage
Inheritance
(Net Worth)
TOTAL $ -

GOALS Actual To Start

Savings & Investments
Pension
Life Insurance
Critical Illness
Health
THIS PAGE

Pension Goal
Income
Income less 25%
(NIS)
(Personal Pension)
(Company Pension)
SHORTFALL $0

Critical Illness Goal

Income for 5 years
Major Surgery Costs
TOTAL $ -