Introduction

Google Pay (formerly Android Pay) is a mobile payment service developed by Google to
power in-app, online, and in-person contactless purchases on mobile devices, enabling users
to make payments with Android phones, tablets, or watches. Users can authenticate via a
PIN, passcode, or biometrics such as 3D face scanning or fingerprint recognition.

Google Pay uses near-field communication (NFC) to transmit card information facilitating
funds transfer to the retailer. It replaces the credit or debit card chip and PIN or magnetic
stripe transaction at point-of-sale terminals by allowing the user to upload these in Google
Wallet. It is similar to contactless payments already used in many countries, with the addition
of two-factor authentication. The service lets Android devices wirelessly communicate
with point of sale systems using a near field communication (NFC) antenna and host-based
card emulation (HCE).

When the user makes a payment to a merchant, Google Pay does not send the actual payment
card number. Instead, it generates a virtual account number representing the user's account
information.

Google Pay requires that a screen lock be set on the phone or watch.[4] An age limit minimum
of 13 years is imposed on users seeking to manage the service themselves. However, younger
users can still have access to Google Pay if a parent or guardian manages Wallet for them,
and utilizes an approved bank (currently only available on the Fitbit Ace.)

pg. 1
1.0Aim of the Micro – Project:

a .The careful selection of the Payment method to be developed.

b. To get deep knowledge about Payment method of phone-pay.

2.0 Intended Course Outcomes:

a.Apply various software testing methods.

b.Prepare test plan for an application.

c.Test software for performance measures using automated testing tools.

3.0 Proposed Methodology:

This Micro-Project aims at developing a ALP for count 1’s in 8-bit number .
i. Study all the concepts of Microprocessor
ii. Identify the requirements of project
iii. Design the structure of project
iv. Debug code and eliminate errors occurred during compilation and execution
v. Test the working of project
vi. Prepare the final project

4.0 Action Plan:

Sr. Details of Activity Planned Planned Name of

No Start Date Finish Date Responsible Team
Member
01 Identify the requirements of 19/08/2022 28/08/2022 Mohan waje
the project
02 Design the structure of the 01/09/2022 05/09/2022 Mohan waje
project
03 Analyze collected data For 17/09/2022 06/10/2022 Mohan waje
micro Project report

04 Finalize Design & flow of 10/10/2022 07/10/2022 Mohan waje

Implementation

05 Test the project 01/11/2022 07/11/2022 Mohan waje

06 Prepare the final report 15/11/2022 18/11/2022 Mohan waje

pg. 2
5.0 Resources Required:

Sr. No Resources Required Specifications

01 Computer System Processor 3.00 GHZ,RAM 4GB,
HDD 500 GB
02 Operating System Windows 7
03 Browser Mozilla Firefox, Google Chrome
04 Text Editor Microsoft Word

6.0 Team Members:

Sr. No Roll. No Name of Student

01 59 Mohan waje
1.0 Rationale:

The digital payments sector in India is facing tectonic shifts. Entities with divergen
business models, subject to diverse regulations, are competing for a pie in the market
share. This report takes a stock of the existing business models in the digital payments
sectors and reviews the applicable regulatory framework to such business models. The
objective is to ascertain if level playing field exists for the market players in the sector
to compete efficiently. The report takes a step further and analyses reasons for lack of
level playing field in the sector, highlights adverse impacts of such situation on consumer
welfare. The report concludes with providing specific recommendations to level the
playing field for leveraging the potential of digital payments in the sector.

2.0 Aim of the Micro – Project:

a .The careful selection of the Payment method to be developed.

b. To get deep knowledge about Payment method of phone-pay.
3.0 Course Outcomes Addressed:
a. Apply various software testing methods.
b. Prepare test plan for an applications.
c. Test software for performance measures using automated testing tools

4.0 Literature Review:

Google Pay is a digital wallet and payment platform from Google. It enables users to pay
for transactions with Android devices in-store and on supported of phonepe over Paytm
and promoting the usage of Indian Developed application over foreign technologies and
the reason which are responsible for the ignorance of using phonepe.

5.0 Actual Methodology Followed:

Collect the information of all the “ Payment method of phone-pay with its Working & Code.
The Payment method of phone-pay also include the methodology and various info. detail. I
searched the micro project topics related to subject. Then selected micro project title. After
selection of topic searched and collected information related to selected topic. Then completed
proposal of micro project.PhonePe is A mobile payment platform using which you can transfer
money using UPI, recharge phone numbers, pay utility bills, etc. There is no need to recharge
the wallet, because the money will be directly debited from your bank account at the click of a
button in a safe and secure manner.
7.0 Test Cases For Payment Method of G - Pay:

Test Test case Test case Steps Expected Actual Status

case name Objectives Result Result
ID

TC_01 Check That Internet is 1. Check the Internet Internet Pass

internet available network connection connection
connection is must be is available
available or not available

TC_02 Check whether Application 1. Open application application Pass

application should be chrome/ should be is Opening
available on google 2. opening successfully
chrome /google Search for successfully.
phone pay
app location
website

TC_03 Check the application 1. Open the Android Android is Pass

operating should lunch application must be present
system of present
application

TC_04 Enter invalid application 1. Open the Error should Error is Pass
phone number should launch application be display display
2. Click
,keys mouse
rollover

TC_05 Check login Different ways 1. open the Phone Phone Pass
page is are available application number number is
available or not for customer to 2. click on correct
login in the registration
application

TC_06 Verify the Phone number 1.open the Phone Phone Pass
phone number details are application number number is
details are available 2.Click on should be valid.
available or not Registration. verified

TC_07 Check other Occupation 1.open the Occupation Occupation Pass

occupation type Is application type should type is
type avalable be correct correct
TC_08 To select For Entering 1. Open the Salaried Salaried Pass
occupation occupation application type should type is
type type be correct correct

TC_09 To select For entering 1.open the Select the Self – Pass
other other application self -Employ employed
occupation occupation ed type for type is
type type occupation correct
type

TC_10 Enter pin application 1. open the Pin code Pin code is Pass
code number launch application should be correct
2. Click on correct
Registration.

TC_11 Enter valid Enter valid Enter valid Valid full Full name is Pass
full name full name full name name should correct
be correct

TC_12 Enter email application 1. Open the Email ID Email ID is Pass

- ID of launch application should be correct
candida e 2. Click on correct
view score

TC_13 Email ID is For Login 1. open the Date of Date o f Pass

correct application application2 birth should birth is
page is . 19/11/2002 be correct correct
available

TC_14 Click other application 1. Open the choose valid valid other Pass
option launch application other option option is
2. Click on correct
view score .

TC_15 Enter pan application 1.open the Pan card Pan card Pass
card number launch application number number is
of candied 2.Click on should be correct
view score correct
TC_16 Click Login page Open the Application Application Pass
view application is opened is opened
score successfully

TC_17 Check Login page 1 Click on Option is Option is Pass

whether the view score available opened
OTP is successfull
received by y
your mobile
no.
8.0 Business Model of G – PAY :

Components of a Business Model The main components of a business model are

Capabilities, Customer Value Proposition, Market Segments, Revenue Model & Growth
Model. Below is the basic analysis of components of:

Analysis of Business Model using TEECE Framework innovations. Complementary

capabilities and Imitability are two main factors to be considered for making money from
invention or discovery. TEECE Model takes these factors into consideration and predicts the
profitability aspect from Google pay: Complementary assets: Tightly held and important
Imitability: High The services offered by google pay like mobile recharge, paying bills of
telephone, electricity and gas are highly imitable. In fact, Paytm too offers similar services.
 9.0 Skills Developed:
1 Leadership.
2 Communication skill.
3 Planning skill.
4 Time Management.
5 Risk Management.
6 Negotiation skill.

9.1 Applications of this Project:

1. To confirm that the phone pay application is error or bug free.
2. This project is used to find out the defect.
3. To provide guideline on another application.

10.0 Conclusion:
Google pay is a payment app that encompasses different aspects as well. One can
book flight tickets through online travel apps without installing the other app or
moving out of google pay App. This increases the convenience of individuals. It is
an all-in-one app. However, just like other payment apps, it also comes with a
maximum limit on the quantum of transactions that is possible through the app in 24
hours. As you may not able to carry large transactions in a single day, it is important
to note
the maximum amount that can be transferred through the google pay app.

D Y PATIL TECHNICAL CAMPUS TALSANDE FACULTY OF ENGINEERING &

FACULTY OF MANAGEMENT (POLYTECHNIC)
D Y PATIL TECHNICAL CAMPUS TALSANDE FACULTY OF ENGINEERING &
FACULTY OF MANAGEMENT (POLYTECHNIC)