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Product Code: 3005 UIN: IRDAN115RP0020V01202122

Ref. No. W149484848

Date: May 16, 2022

MANISHA GARG
193/11 MODEL TOWN EAST GARG VILLA GHAZIABAD
GHAZIABAD
UTTAR PRADESH 201001
Mobile No: 9540257487

Sub: Risk Assumption Letter

Dear Sir/Madam,

Thank you for choosing ICICI Lombard General Insurance Company Limited (ICICI Lombard) as your preferred service provider.

Please find enclosed Policy No. 3005/247605309/00/000, which has been issued based on the below mentioned details:

Insured & Vehicle Details

Name of Insured MANISHA GARG
Period of Insurance - Own Damage May 16, 2022 to May 15, 2023
Period of Insurance - Third Party May 16, 2022 to May 15, 2027
Vehicle Make / Model HONDA MOTORCYCLE / ACTIVA 6G DLX
RTO City UTTAR PRADESH-GHAZIABAD
Vehicle Registration No. NEW
Vehicle Registration Date May 16, 2022
Engine No. JF91EW7096073
Chassis No. ME4JF91ACNW096033
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The information provided above is based on the information received from you and accordingly, the policy has been processed. Coverage of risk is subject to
realisation of the full premium, post which, insurance coverage under the policy would commence. In case the premium is not received by us due to cheque
dishonour or any other reason, the insurance cover shall be void ab-initio.

We have issued the policy basis your confirmation that you hold a valid PUC and/or Fitness certificate, as applicable.

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If you require any changes in the Certificate of Insurance cum Policy Schedule, you are requested to inform us by writing to
[email protected] or calling our 24 hour toll free helpline on 1800 2666. Absence of any communication within a period of 15 days of the date
mentioned on this letter, would mean that the issued policy is in order and as per your proposal.

The information provided is merely illustrative and shall not be construed to be an evidence of existence of a contract of insurance. The Risk Assumption Letter
is to be read in conjunction with the policy and shall be considered null and void without the same.

CORP/SUP/OPI/2014/1777

May 16, 2022

CERTIFICATE OF INSURANCE CUM POLICY SCHEDULE
0
Bundled – Two Wheeler Policy
Product Code: 3005 UIN: IRDAN115RP0020V01202122

Insured Name : MANISHA GARG Policy No : 3005/247605309/00/000

Address : 193/11 MODEL TOWN EAST GARG VILLA GHAZIABAD, Tenure : Own Damage 1 Year & Third Party 5
GHAZIABAD, UTTAR PRADESH 201001 Years
Telephone No : Mobile No: 9540257487 Period of Insurance - : May 16, 2022 14:16 to
Own Damage Midnight of May 15, 2023
Email Address : [email protected] Period of Insurance - : May 16, 2022 14:16 to
Third Party Midnight of May 15, 2027
Nominee Name : - Named Passenger's Nominee: E-Policy No : 3005/247605309/00/000
Relationship : - - Policy Issued On : May 16, 2022
Age : - Covernote No : 247605309
GSTIN Number (Customer) : RTO Location : UTTAR PRADESH-GHAZIABAD
Servicing Branch Name : Lucknow Hypothecated To : -
Invoice Number : 100522931751
Servicing Branch Address : Chamber I Fourth Eldeco Corporate Gomti Nagar Lucknow Uttar Pradesh 226024

Registration No. Make Model Type of Body CC/KW Mfg Yr Seating Chassis No. Engine No.
Capacity
HONDA Solo With
NEW ACTIVA 6G DLX 110 2022 2 ME4JF91ACNW096033 JF91EW7096073
MOTORCYCLE Pillion
Vehicle IDV Side Car Additional Accessories (`) Electrical / Electronic Non Electrical CNG / LPG Unit Total IDV
(`) (`) Accessories (`) Accessories (`) (`) (`)
69077 0 0 0 0 0 69077

Premium Details
OWN DAMAGE(A) (`) LIABILITY(B) (`)
Basic OD Premium 695 Basic Third Party Liability 3285
Zero Depreciation (Silver) 414 Total 3285
Sub Total 1109 Add:
PA Cover for Owner Driver 375
Sub-Total 375
Less:
TPPD Discount 250
Sub-Total Deductions 250
Total Own Damage Premium(A) 1109 Total Liability Premium(B) 3410
Total Package Premium(A+B): 4519
% 9
CGST
` 406.71
% 9
SGST
` 406.71
Total Tax Payable in ` 813
Total Premium Payable In ` 5332
Unique Identification Number (UIN) Details IR
Zero Depreciation
IRDAN115RP0007V01201819/A0030V01201819

Geographical Area: India Applicable IMT Clauses: 20 , 22

Compulsory Deductible: ` 100 Voluntary Deductible: ` 0

Features of Add-on Covers:

1. Zero Depreciation Coverage : Zero Depreciation covers only the depreciation on the replaced parts. Consumables are not coverd under Zero Depreciation unless opted as
separate add-on.

Premium Collection No. 1143998090 Premium Amount ` 5332 Receipt Date 16-05-2022
GSTIN Reg.No 09AAACI7904G1ZL HSN/SAC code 997134 / GENERAL INSURANCE SERVICES

Limits of Liability: (a) Under Section II-I(i) of the policy: Death of or bodily injury - Such amount as is necessary to meet the requirements of the Motor Vehicles Act 1988. (b)
Under Section II-I(ii) of the policy: Damage to Third Party Property ` 6000/-; PA Cover for Owner-Driver under Section III: CSI ` 1500000/- for 1 year. Limitations as to Use:
The Policy covers use of the vehicle for any purpose other than: Hire or Reward, Carriage of goods (other than samples of personal luggage), Organised racing, Pace
Making, Reliability trails or Speed testing, any purpose in Connection with Motor Trade. Driver's Clause: Any person including the insured: Provided that a person driving
holds an effective driving license at the time of the accident and i s not disqualified from holding or obtaining such a license. Provided also that the person holding an
effective learner's license may also drive the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989. Important
Notice: The insured i s not indemnified if the vehicle i s used or driven otherwise than in accordance with this schedule. Any payment made by the Company by reason of
wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act, 1988 i s recoverable from the insured. See the clause headed "AVOIDANCE OF
CERTAIN TERMS AND RIGHT OF RECOVERY".
In consideration of the premium for this extension being calculated at a pro-rata proportion of the annual premium, it is hereby declared and agreed by the insured that upon
expiry of this extension, this policy shall be renewed for a period of twelve months, failing which the difference between the extension premium now paid on pro rata basis
and the premium at short period rate shall become payable by the insured.
For Legal interpretation, English version will hold good. Disclaimer: Please visit www.icicilombard.com for the policy wordings, for complete details on terms and
conditions governing the coverage and NCB. This document is to be read with the policy wordings. The policy is valid subject to realization of cheque. We accept premium
only via legally recognized modes. In case of dishonour of premium cheque, the company shall not be liable under the policy and the policy shall be void ab-initio. In case
of any discrepancy with respect to the policy, please revert within 15 days from the policy start date. This policy is underwritten on the basis of the information provided by
you and as detailed in the Risk Assumption Letter shared with you along with the policy. On renewal, the benefits provided under the policy and/or terms and conditions of
the policy including premium rate may be subject to change. Grievance Redressal: For resolution of any query or grievance you may contact us on our toll free no. 1800
CORP/SUP/OPI/2014/1777

May 16, 2022

CERTIFICATE OF INSURANCE CUM POLICY SCHEDULE
0
Bundled – Two Wheeler Policy
Product Code: 3005 UIN: IRDAN115RP0020V01202122
the policy including premium rate may be subject to change. Grievance Redressal: For resolution of any query or grievance you may contact us on our toll free no. 1800
2666, or visit any of our branch offices. You can also write to us at [email protected]. For detailed grievance redressal mechanism please visit the
"Grievance Redressal" section on our website www.icicilombard.com.
I/We hereby certify that the Policy to which this Certificate relates, as well as, this Certificate of Insurance are issued in accordance with the provisions of Chapter X and
Chapter XI of Motor Vehicle Act, 1988. In witness whereof, this Policy has been signed at Mumbai on this date of May 16, 2022 in lieu of Covernote no. 247605309. The
stamp duty of ` 0.5 paid vide deface no. CSD232202184 dated Jan 06, 2022.
Policy Issuing Office: ICICI Lombard General Insurance Company Limited, ICICI LOMBARD HOUSE, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi,
Mumbai 400 025.
Warranted that the insured named herein/owner of the vehicle holds a valid Pollution Under Control (PUC) Certificate and/or valid fitness certificate, as applicable, on the
date of commencement of the Policy and undertakes to renew and maintain a valid and effective PUC and/or fitness Certificate, as applicable, during the subsistence of
the Policy. Further, the Company reserves the right to take appropriate action in case of any discrepancy in the PUC or fitness certificate.

Agency Code DB81920 :

Agency Name HEUTE AND MORGEN

: INSURANCE BROKER PVT

LTD
Agent's Contact No 8601654647
:

Contact Person :

Signature Not Verified

Digitally signed by DS ICICI
LOMBARD GENERAL
INSURANCE CO LTD 1
Date: 2022.05.16 14:17:43 IST
CORP/SUP/OPI/2014/1777

May 16, 2022