Preview 4
Preview 4
Preview 4
Statement number 60
Issue date 04 November 2024
SHAHID CABLES LIMITED Write to us at Box3BX11LT
130NovGROVEROAD Call us on 0345 300 0000
LONDON
Visit us online www.lloydsbank.com
NW62EP
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Your Branch BULWELL (772205)
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Sort Code 77-22-05
Account Number 27362468
IBAN GB83 LOYD 7722 0527 3624 68
BIC LOYDGB21A48
Your Account
Date of previous statement 02 Oct 2024
Balance on 01 Oct 2024 £1,927.32
Money in £4,160.31
Money out £1,802.81
Balance on 04 Nov 2024 £4,284.82
Arranged overdraft interest £0.00
You should review your account regularly to check whether it
remains appropriate for your circumstances.
Fees Explained
Club Lloyds Account Holders – The Club Lloyds maintaining the account fee will be shown in the transactions overleaf as ‘'Club Lloyds fee’. If you are eligible to have
this Maintaining the account fee waived, you will also see a transaction described as ‘'Club Lloyds waived’. This does not apply to non-Club Lloyds customers.
Other services - There are fees for other services you have asked for. You can find more details in your account conditions or at www.lloydsbank.com.
Ways to manage your account About the fees we charge if you use your card abroad
Keep track of what's going in and coming out of your account at any time using: Personal Debit and Cashpoint® Card Charges - If you use your card to withdraw
• Internet Banking – View and manage your accounts online - 24 hours a day, 7 cash or make a payment in a currency other than pounds, the amount is converted
days a week. Register at lloydsbank.com/internetbanking to pounds on the day it is processed by Visa using the Visa Payment Scheme
• Mobile Banking – Manage your account on the go with your mobile phone or exchange rate on the day. You can find the exchange rate by calling
tablet - 24 hours a day, 7 days a week. Download our app from Google Play or 0345 300 0000 (+44 1733 347 007 from overseas). If your account is held in the
the App Store. Channel Islands or Isle of Man, call 0345 744 9900 (+44 1539 736626 from
overseas). If you call before the transaction is processed the rate provided will be
• Telephone Banking – Our automated service is available 24/7, or you can talk
an indication only.
to us between 7am and 11pm, 7 days a week. Not all services are available 24
hours a day, 7 days a week. If you use your debit card or your Cashpoint® card to withdraw cash in a currency
• Text Alerts – We can also send you mobile alerts. Alerts can help you manage other than pounds (at a cash machine or over the counter) we will also charge a
your money and avoid charges. They remind you when you need to pay cleared foreign currency cash fee of £1.50. Where you elect to allow the cash machine
funds into your account. They can also help you avoid going into an operator/financial service provider to make the conversion to pounds we will only
unarranged overdraft or having payments refused. Unless you’ve opted out, charge a foreign cash fee of £1.50. The provider of the foreign currency Novmake
you’ll automatically receive alerts provided we have an up to date mobile a separate charge for conversion. We won't charge a foreign currency cash fee or a
number for you. Find out more at lloydsbank.com/mobilealerts foreign cash fee if you withdraw euro within the EEA or UK.
Where you use your debit card to make a purchase or other transaction (not cash
Overdrafts - choosing the right way to borrow withdrawal) in a currency other than pounds, whether in person, or by internet or
An arranged overdraft can help out when you need to borrow in the short term. For phone, we will also charge a £0.50 foreign currency purchase fee. The foreign
example to pay an unexpected bill. But if you use it often and don’t reduce your currency purchase fee does not apply to the Premier and Platinum debit cards; and
balance, it can turn into an expensive way to borrow. Our cost calculator, which you will not be charged if your payment is made in euro within the EEA or UK.
can find online at lloydsbank.com/overdrafts, tells you how much an arranged
overdraft costs. You should consider if an arranged overdraft facility is the most We will not make a charge for the withdrawal of cash in pounds within the UK,
suitable option for you to borrow money. If you need to borrow money for a longer however , the owner of a non -Lloyds Bank cash machine Nov. Other charges
time, there Nov be other options better suited to your needs. For more information apply, please see the banking charges guide for details.
visit lloydsbank.com/borrow or call us to talk through your options.
Keeping your data safe
Check if your account is still right for you We promise to keep your personal information safe and only use in the way you’ve
Your banking needs can change over time so it’s important to check your account is asked. See our privacy notice at lloydsbank.com/privacy or call us for a copy on
still right for you by visiting lloydsbank.com/currentaccounts to see our latest 0345 602 1997.
current accounts.
We’re here for you if something isn’t right
Our interest rates We want to make sure you’re happy with the products and service we offer. But if
If we pay interest on your balance, your current interest rate is shown on the front of something goes wrong, let us know and we’ll do everything we can to put things
this statement. To find out what the interest rates are on our other accounts, visit right. If you’re still not happy, you can ask the Financial Ombudsman Service to look
lloydsbank.com/current-accounts/rates. Alternatively ask us in branch. at your concerns, for free.
The Financial Services Compensation Scheme (FSCS)
JProtecting yourself from fraud The deposits you hold with us are covered by the Financial
Services Compensation Scheme (FSCS). Every year we’ll
• Check your statements regularly - If something doesn’t look right or you send you an information sheet which tells you the types of
spot a transaction on your statement you didn’t make, call us straight away deposits covered and the protection offered by the FSCS.
on 0800 917 7017 or +44 207 4812614 if outside the UK. We Novnot be For more information visit FSCS.org.uk
able to refund a payment on some types of account if you tell us more than
13 months after the date it happened. We send statements and other communications from time to time for legal
reasons or to let you know about changes to your accounts or services.
• Keep your statements in a safe place - If you want to throw them away, you
should do it in a secure way, like shredding them – please don’t just put them When you call us your call Novbe monitored or recorded in case we need to check
in the bin. we have carried out your instructions correctly and to help improve our quality of
• Helping you stay protected - We’ll do all we can to help you avoid fraud. Visit service.
lloydsbank.com/security for ways to protect yourself and information on
the latest scams.
• If your card, cheque book or PIN is lost or stolen - Call us straight away on
0800 096 9779 or +44 1702 278 270 if outside the UK – lines are open
24/7.
• The freeze card feature in our Mobile Banking app lets you quickly freeze and
unfreeze different types of transaction on your cards whenever you need to.
Find out more at
lloydsbank.com/help-guidance/customer-support/lost-or-stolen-cards
Statement No. 9 Sort Code 77-22-05
04 November 2024 Account Number 27362468
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