Getting Real with APIs and

Real-Time Treasury
 Welcome to our Session!

Getting Real with APIs and

Real-Time Treasury

Alyssa Rachel Kong Felix Grevy

Product Manager, JPM Coin Product Owner, APIs &
System Connectivity
J.P. Morgan Matt O’Hara Kyriba
Bob Stark
CEO Americas Head of Market Strategy
360T Raymond Chow Kyriba
Sr. Product Manager
Workday

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 Today’s Agenda

01 Real-Time and Data-Driven

02 Banking APIs

03 ERP APIs

04 Trading Network APIs

05 Open APIs

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Real-Time and Data-Driven
 APIs: Connecting Data and Process
On Demand and in Real-Time
Enterprise Systems Bank Connectivity
BANKS

SUPPLIERS CUSTOMERS

TREASURY
MANAGEMENT

TRADING
PLATFORMS PAYMENTS WORKING ERPs
CAPITAL

Reporting/Analysis Embedded Apps

RISK
MANAGMENT

ANALYTICS COMPLIANCE

MARKET
DATA

5
API-based connectors create a real-time network

• One UserID

• Pre-integrated data across

ERP many systems

• No more copy/paste or
“interfaces”
API
connectors • More functionality, integrated
into a single platform (even if
Other treasury & multiple systems are
Bank financial connected)
systems
• Enter data once!!!!!

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 What is Real-Time?
Manual Automated With APIs

Manually logging into Daily Positioning and On-demand bank reporting

Cash
bank portals Reconciliation ”Right Now” Forecasts
Management
Managing spreadsheets Forecast variance Complete Cash Mobility
analysis
Manually logging into ERP-to-Bank straight- Immediate payments &
bank portals through processing acknowledgements
Payments Uploading/Downloading Digital payment approvals Real-time account verification
spreadsheets Workflow-driven In-the-moment payment
Lots of phone calls processes compliance

Disaggregated ERP-integrated Consolidated FX Exposures

Trading systems/spreadsheets budgeting and planning Immediate trade updates
Lack of centralized Online trade execution On-demand data for
visibility and workflow and settlement reporting and analysis

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Bank Connectivity
Bank Connectivity

1) What’s available now?

2) How many banks
support APIs?
3) Are APIs all or nothing?

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Bank API Connectivity: Expanding to API Aggregators

MyBanX
● End of Day Statement
to all EU banks
● Self service, fast
connectivity
● To be expanded to intra
day and payment
● Pilot with a customer

● Instant Cash Reporting

● Pilot with BNP and
Kyriba’s customer

● Payment and
…. Statement connectivity
to South East Asia /
South Asia Banks
● Pilot with a customer

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Digital Asset / Blockchain technology enable multiple use cases

● Fast Cross border payment: we are working with JPMC and others on blockchain initiatives
● Workflows seamlessly integrated into Kyriba payment - and cash position
● Next steps: Programmable Money / Smart Contract to be explored with customers

Blockchain System

Example of a
payment flow

Fiat 500 USD Withdraw Fiat

Deposit USD USD 500 USD
Account 500 USD transfer Account
Blockchain using Blockchain
USD USD
blockchain
Account Account
France Singapore

Entity A Entity B

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ERP Connectivity
ERP Connectivity

1) Apps within an ERP vs.

Connecting your ERP
2) ERP-to-Bank
Connectivity
3) Getting treasury data
out of the ERP

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 ERP Connectivity

What is the Risk of

What Data is Shared Why is Real-Time
Real-Time
with the ERP via API? Important?
Integration?

14

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Trading Network
APIs and Real-Time for FX Trading

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FX APIs, Automation & Real-Time Treasury

Treasury & FX Risk Management Optimized FX Execution

Kyriba calculates what FX needs to

be traded and sends to 360T
General Capabilities

FX Capabilities
Trades are executed in a cost and
time efficient manner, the information
is seamlessly sent back to Kyriba

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FX APIs, Automation & Real-Time Treasury
Quantifying the Benefits of FX Automation

Time Savings Cost Reductions

Full FX trade automation enables treasurers to Leveraging automation tools alongside
focus on the most complex or value-add tasks on benchmark data has been proven to reduce
the desk and spend more time optimizing execution costs and produce savings which can
operations in their TMS. One corporate using be passed onto the business. 360T has
360T calculated a saving of 5.2 weeks per year quantified average cost savings of +$2m
by automating their FX. annually for clients.

Reduced Risk Compliance & Audit

Automation reduces the risks that are inherent in The average cost of compliance & audit for US
any manual process. Consider the following companies is $5.47m annually, while the average
examples of fat finger error: Samsung Securities, cost of non-compliance is $14.82m. Automation
$105bn (2018), Jardine Matheson Holdings, boosts transparency, providing a clear and
$41bn (2019), Citi/Revlon $893m (2020) comprehensive log of all FX activity.

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OpenAPIs
Open API allows the creation of a Marketplace to
complement treasury with useful Apps

Public API
Documentation/Dev Sandbox Marketplace

+ =

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 APIs allow embedding of Treasury directly in
productivity tools
Use Kyriba directly from Excel: calculate your Use Kyriba directly in Teams or Slack: check
own cash balance, build your own daily reports balances, payment status, approve payment, etc
..

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 le
Availab
Open Reports Studio: Office Copilot

Open Reports Studio

allows to retrieve and
send data to Kyriba
dynamically

Using Microsoft Office

Copilot, financial user
can using natural
language:

● query the data to

build chart
● Calculated
columns / Dynamic
formatting
● show insights on
data

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 p
Roadma
Kyriba Copilot

Embed GenAI to
engage with Kyriba
data directly via text
and voice

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In Summary
 APIs for Treasury

APIs Today Tomorrow What you get

Foundation for AI Improves AI Drives Data-Driven
AI by Unifying Predictability & Recommendations Decisions and
Enterprise Data Enriches Data and Engagement Analysis

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Questions
 Thank You!
kyriba.com
1-855-KYRIBA-0 | [email protected]