Notice of Garnishment Sample

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IOWA DISTRICT COURT IN AND FOR ____________ COUNTY

SMALL CLAIMS DIVISION

THE CITY OF ____________ )


)
Plaintiff, ) NO. SCSC ______
-vs.- )
) NOTIC OF GARNISHMENT
_______________________ )
_______________________ )
_______________________ )
)
Defendant. )

TO THE ABOVE NAMED DEFENDANT:

YOU ARE HEREBY NOTIFIED that a Garnishment was issued based upon a Judgment against you
and the Garnishment was served on _______________, _______________, ___________, Iowa who has
answered that it is indebted to you.

YOU ARE FURTHER NOTIFIED that unless you file a Motion or Answer or other appropriate
pleading to contest the Garnishment within ten (10) days from the Date this Notice was served upon
you explaining why you think these funds are exempt from execution under state or federal law, a Court
Order will be entered condemning the funds and that the funds will be applied against the Judgment.
Some examples of exempt funds may include social security benefits A.F.D.C., general assistance,
veteran’s benefits and unemployment compensation. These examples are not a complete list.

ANY Motion or Answer or other pleading that you file to contest the Garnishment must be filed
in the office of the Clerk of the ____________ County District Court (small claims division) at the
____________ County Courthouse located at ____________. If you file to contest the garnishment a
prompt hearing will be set and you will be notified of the hearing. At the hearing you should be ready to
explain to the Judge why you believe your property is exempt from the Garnishment.

Section 642.14 of the Iowa Code requires that you be told the exact language of Section 630.3A
of the Iowa Code. That Section reads:

At any time after the rendition of judgment the court, upon application of the judgment creditor or the
judgment debtor and upon notice of the adverse party as the court shall direct, shall conduct a hearing
to determine the reasonably expected annual earnings of the judgment debtor for the current calendar
year and the applicable limitation upon garnishment as provided in Section 642.21. The court shall also
consider in the interest of justice whether a greater amount than provided in Section 642.21 shall be
exempt from garnishment. In making the determination, the court shall consider the age, number and
circumstances of the dependents of the debtor, existing federal poverty guidelines, the debtor's
maintenance and support needs, the debtor's other financial obligations and any other relevant
information. An order reducing the garnishment may be modified or vacated upon application of a party
to the court, notice to the adverse party and a showing at a hearing of changed circumstances. An
additional filing fee shall not be assessed for proceedings under this section.
YOU MAY WISH TO CONSULT A LAWYER FOR ADVICE AS TO THE MEANING OF THIS NOTICE.

_______________________________________
City Attorney Name
Address and Contact Info
ATTORNEY FOR PLAINTIFF

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