Vijay Arya Bhel

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CONSUMER CIR

CONSUMER: VAIBHAV KUMAR ARYA DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:04:44

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,62,19,882

CONSUMER INFORMATION:
NAME: VAIBHAV KUMAR ARYA S/O ANIL KUMAR ARYA

DATE OF BIRTH: 03-04-1983 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
624 1:
2:
PRESENCE OF DELINQUENCY IN THE RECENT PAST
PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
3: PRESENCE OF DELINQUENCY
4: PRESENCE OF DELINQUENCY IN LAST 12 MONTHS
5: LOW CREDIT AGE

PERSONAL LOAN SCORE


533 1:
2:
ONE OR MORE TRADES WITH RESTRUCTURED DEBT IN THE PAST 24 MONTHS.
OVER DUE AMOUNT TOO HIGH.
3: LOW AVERAGE TRADE AGE.
4: PRESENCE OF DELINQUENCY.
5: PRESENCE OF A HIGH NUMBER OF ENQUIRIES.
6: TOTAL BALANCE OF DELINQUENCIES IS TOO HIGH.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) AXEPA5663Q

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: VAIBHAV KUMAR ARYA DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:04:44

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,62,19,882

VOTER ID NUMBER NMU2802668

DRIVER'S LICENSE NUMBER MP04/034109/05

UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

OFFICE PHONE 6260563567

MOBILE PHONE(e) 7859857214

OFFICE PHONE(e) 2500100

MOBILE PHONE(e) 7644678467

EMAIL CONTACT(S):
EMAIL ADDRESS

[email protected]

[email protected]

[email protected]

[email protected]

ADDRESS(ES):

ADDRESS :82KANCHAN NAGAR KHAJURI KALAN B H E LBHOPAL,MADHYAPRADESH,462022 MADHYA PRADESH 462022

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE: DATE REPORTED:31-12-2023

ADDRESS :'82, KANCHAN ROAD BHOPAL MADHYA PRADESH 462022

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-12-2023

(e)
ADDRESS :BANGALORE NORTH,KARNATAKA APO ADDRESS 999998

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:15-04-2022

ADDRESS :BHARAT HEAVY ELECTRICAL LMT ,BHARAT HEAVY ELECTRICAL LMT ,BHOPAL ,BHARAT HEAVY ELECTRICAL LMT , BHOPAL
MADHYA PRADESH 462022

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:28-03-2022

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: VAIBHAV KUMAR ARYA DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:04:44

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,62,19,882

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

PERSONAL LOAN 31-08-2022 SALARIED Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 20 HIGH CR/SANC. AMT: 41,02,186 CURRENT: 7,67,737 RECENT: 27-06-2024

OVERDUE: 2 OVERDUE: 1,61,324 OLDEST: 26-04-2012

ZERO-BALANCE: 17

ENQUIRIES
Only Last 36 months enquiries will be displayed in the Credit report
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 47 7 5 11 12-11-2024

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 17-11-2021 SANCTIONED: 14,170


ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 14,170
DISCLOSED 31-10-2024 OVERDUE: 6,540
TYPE: PERSONAL LOAN PMT HIST START: 01-10-2024 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-11-2021 REPAYMENT TENURE: 3
COLLATERAL TYPE: NO COLLATERAL INTEREST RATE: 123.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

900 900 900 900 900 873 842 812 XXX 752 721 690 660 629 599 568 537 507
10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23

476 446 415 387 356 325 295 264 234 203 142 XXX 111 XXX 415 022 XXX 000
04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-12-2019 SANCTIONED: 2,00,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 06-03-2023 CURRENT BALANCE: 1,34,430
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 1,54,784
30-09-2024

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: VAIBHAV KUMAR ARYA DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:04:44

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,62,19,882

TYPE: PERSONAL LOAN PMT HIST START: 01-09-2024 EMI: 4,837


OWNERSHIP: INDIVIDUAL PMT HIST END: 01-10-2021 REPAYMENT TENURE: 63
INTEREST RATE: 15.75

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

900 900 898 868 838 808 778 748 718 688 658 628 598 568 538 508 478 448
09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23

418 418 388 358 328 298 268 238 209 178 119 118 089 056 059 029 000 000
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 27-06-2024 SANCTIONED: 6,19,137


ACCOUNT NUMBER: NOT LAST PAYMENT: 31-07-2024 CURRENT BALANCE: 6,19,137
DISCLOSED REPORTED AND CERTIFIED: EMI: 12,122
TYPE: HOUSING LOAN 31-07-2024
OWNERSHIP: JOINT PMT HIST START: 01-07-2024
COLLATERAL VALUE: 3820000 PMT HIST END: 01-06-2024
COLLATERAL TYPE: PROPERTY

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000
07-24 06-24

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 17-11-2021 SANCTIONED: 6,500


ACCOUNT NUMBER: NOT LAST PAYMENT: 10-08-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 13-08-2022 EMI: 6,548
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 31-08-2022 REPAYMENT TENURE: 1
PMT HIST START: 01-08-2022 INTEREST RATE: 18.00
PMT HIST END: 01-11-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 242 211 181 150 120 089 061 030 000
08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-02-2020 SANCTIONED: 4,00,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 08-05-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 08-05-2023 EMI: 9,069
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: JOINT 31-05-2023 REPAYMENT TENURE: 60
PMT HIST START: 01-05-2023 INTEREST RATE: 14.00

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: VAIBHAV KUMAR ARYA DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:04:44

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,62,19,882

PMT HIST END: 01-06-2020 ACTUAL PAYMENT: 2,17,153

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21

000 XXX 000 000 000 000 000 000 000 000 000 000 000 000 006 STD STD STD
11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 05-07-2019 SANCTIONED: 9,900


ACCOUNT NUMBER: NOT LAST PAYMENT: 31-01-2021 CURRENT BALANCE: 0
DISCLOSED CLOSED: 23-02-2021 REPAYMENT TENURE: 6
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-09-2024
PMT HIST START: 01-09-2024
PMT HIST END: 01-10-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 20-03-2018 SANCTIONED: 7,00,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 16-11-2020 CURRENT BALANCE: 0
DISCLOSED CLOSED: 16-11-2020 EMI: 15,071
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 60
OWNERSHIP: INDIVIDUAL 31-12-2020 INTEREST RATE: 11.00
PMT HIST START: 01-12-2020
PMT HIST END: 01-03-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 041 010 STD STD STD STD STD 000 000 000 000 000 000 XXX 000 000
12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19

000 000 000 000 000 000 041 010 000 010 000 000 010 041 041 011
06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 04-10-2016 SANCTIONED: 12,099


ACCOUNT NUMBER: NOT LAST PAYMENT: 04-05-2017 CURRENT BALANCE: 0
DISCLOSED CLOSED: 05-05-2017 EMI: 1,729
TYPE: CONSUMER LOAN PMT FREQ: MONTHLY

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: VAIBHAV KUMAR ARYA DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:04:44

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,62,19,882

OWNERSHIP: INDIVIDUAL REPORTED AND CERTIFIED: REPAYMENT TENURE: 7


22-05-2019
PMT HIST START: 01-05-2019
PMT HIST END: 01-10-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17

XXX XXX XXX XXX XXX XXX 000 000 000 000 000 000 000 000
11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 27-07-2016 SANCTIONED: 6,00,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 09-03-2018 CURRENT BALANCE: 0
DISCLOSED CLOSED: 17-03-2018 EMI: 16,097
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 31-03-2018 REPAYMENT TENURE: 48
PMT HIST START: 01-03-2018
PMT HIST END: 01-07-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 025 026 026 025 056 056 026 023 026 026 025 000
03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16

000 000 000


09-16 08-16 07-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 20-05-2016 SANCTIONED: 2,50,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 10-08-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 10-08-2016
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-01-2018
PMT HIST START: 01-01-2018
PMT HIST END: 01-05-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16

000 000 000


07-16 06-16 05-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 02-03-2016 SANCTIONED: 1,80,000

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 6 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: VAIBHAV KUMAR ARYA DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:04:44

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,62,19,882

ACCOUNT NUMBER: NOT LAST PAYMENT: 06-02-2019 CURRENT BALANCE: 0


DISCLOSED CLOSED: 22-10-2019 PMT FREQ: MONTHLY
TYPE: USED CAR LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 36
OWNERSHIP: GUARANTOR 31-10-2019 INTEREST RATE: 19.056
PMT HIST START: 01-10-2019
PMT HIST END: 01-11-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 300 270 239 208 178 147 117 086 088 088 087 088 057 058 057 026 000
10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-12-2015 SANCTIONED: 13,800


ACCOUNT NUMBER: NOT LAST PAYMENT: 12-08-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 17-08-2016
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-03-2021
PMT HIST START: 01-03-2021
PMT HIST END: 01-04-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 05-10-2015 SANCTIONED: 5,00,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 23-08-2019 CURRENT BALANCE: 0
DISCLOSED CLOSED: 23-08-2019 EMI: 3,697
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 60
OWNERSHIP: JOINT 31-08-2019 INTEREST RATE: 11.95
PMT HIST START: 01-08-2019
PMT HIST END: 01-09-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 025 000 000 025 026 000 000
08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18

000 STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 7 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: VAIBHAV KUMAR ARYA DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:04:44

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,62,19,882

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-05-2015 SANCTIONED: 3,50,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 06-06-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 06-06-2016 EMI: 7,903
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: REPAYMENT TENURE: 60
OWNERSHIP: INDIVIDUAL 30-06-2016 INTEREST RATE: 12.65
PMT HIST START: 01-06-2016
PMT HIST END: 01-05-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD STD
06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 14-09-2014 HIGH CREDIT: 42,349


ACCOUNT NUMBER: NOT LAST PAYMENT: 29-08-2018 CURRENT BALANCE: 0
DISCLOSED CLOSED: 08-08-2022
TYPE: CREDIT CARD REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-11-2022
PMT HIST START: 01-11-2022
PMT HIST END: 01-12-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 12-01-2014 SANCTIONED: 20,490


ACCOUNT NUMBER: NOT LAST PAYMENT: 05-08-2014 CURRENT BALANCE: 0
DISCLOSED CLOSED: 30-09-2014
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-03-2021
PMT HIST START: 01-03-2021
PMT HIST END: 01-04-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 8 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: VAIBHAV KUMAR ARYA DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:04:44

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,62,19,882

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-11-2013 SANCTIONED: 33,300


ACCOUNT NUMBER: NOT LAST PAYMENT: 19-05-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 09-06-2015
TYPE: TWO-WHEELER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: JOINT 31-03-2016
PMT HIST START: 01-03-2016
PMT HIST END: 01-01-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD XXX STD STD XXX STD STD STD STD STD STD STD XXX STD
03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 13-05-2013 SANCTIONED: 30,451


ACCOUNT NUMBER: NOT LAST PAYMENT: 19-05-2015 CURRENT BALANCE: 0
DISCLOSED CLOSED: 19-05-2015 PMT FREQ: MONTHLY
TYPE: TWO-WHEELER LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 3,220
OWNERSHIP: INDIVIDUAL 31-05-2015
PMT HIST START: 01-05-2015
PMT HIST END: 01-06-2012

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14 01-14 12-13

000 000 000 000 000 000 000


11-13 10-13 09-13 08-13 07-13 06-13 05-13

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 29-05-2012 SANCTIONED: 1,00,000


ACCOUNT NUMBER: NOT CLOSED: 27-02-2014 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: AUTO LOAN 30-06-2019
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-06-2019
PMT HIST END: 01-07-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX 000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18

XXX XXX XXX XXX XXX XXX XXX XXX XXX 000 XXX XXX XXX XXX XXX XXX XXX XXX
12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16

ACCOUNT DATES AMOUNTS STATUS

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TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: VAIBHAV KUMAR ARYA DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:04:44

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,62,19,882

MEMBER NAME: NOT DISCLOSED OPENED: 26-04-2012 SANCTIONED: 19,990


ACCOUNT NUMBER: NOT LAST PAYMENT: 15-02-2013 CURRENT BALANCE: 0
DISCLOSED CLOSED: 21-05-2021
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 30-06-2021
PMT HIST START: 01-06-2021
PMT HIST END: 01-07-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18

ENQUIRIES:
Only Last 36 months enquiries will be displayed in the Credit report

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 12-11-2024 PERSONAL LOAN 5,00,000

NOT DISCLOSED 08-11-2024 PERSONAL LOAN 1,00,000

BOI 08-11-2024 PERSONAL LOAN 1

NOT DISCLOSED 07-11-2024 PERSONAL LOAN 1

NOT DISCLOSED 07-11-2024 PERSONAL LOAN 1

NOT DISCLOSED 07-11-2024 PERSONAL LOAN 50,000

NOT DISCLOSED 28-10-2024 TWO-WHEELER LOAN 95,000

NOT DISCLOSED 03-06-2024 HOUSING LOAN 10,00,000

NOT DISCLOSED 10-04-2024 HOUSING LOAN 20,00,000

NOT DISCLOSED 10-04-2024 HOUSING LOAN 20,00,000

NOT DISCLOSED 09-04-2024 HOUSING LOAN 10,00,000

NOT DISCLOSED 16-02-2024 BUSINESS LOAN - 1,00,000


GENERAL

NOT DISCLOSED 31-10-2023 PERSONAL LOAN 25,000

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TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: VAIBHAV KUMAR ARYA DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:04:44

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,62,19,882

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 05-08-2023 PERSONAL LOAN 5,000

NOT DISCLOSED 02-05-2023 CREDIT CARD 1,000

NOT DISCLOSED 21-04-2023 OTHER 1,50,000

NOT DISCLOSED 11-04-2023 HOUSING LOAN 15,00,000

NOT DISCLOSED 21-02-2023 PERSONAL LOAN 2,00,000

NOT DISCLOSED 02-02-2023 PERSONAL LOAN 1,00,000

NOT DISCLOSED 01-02-2023 PERSONAL LOAN 7,00,000

NOT DISCLOSED 31-12-2022 PERSONAL LOAN 9,000

NOT DISCLOSED 20-12-2022 PERSONAL LOAN 1

NOT DISCLOSED 09-12-2022 PERSONAL LOAN 3,00,000

NOT DISCLOSED 24-08-2022 PERSONAL LOAN 3,000

NOT DISCLOSED 01-08-2022 PERSONAL LOAN 4,00,000

NOT DISCLOSED 01-08-2022 PERSONAL LOAN 4,00,000

NOT DISCLOSED 25-07-2022 PERSONAL LOAN 2,00,000

NOT DISCLOSED 25-07-2022 PERSONAL LOAN 9,000

NOT DISCLOSED 20-07-2022 CREDIT CARD 100

NOT DISCLOSED 06-06-2022 P2P AUTO LOAN 5,00,000

NOT DISCLOSED 15-04-2022 PERSONAL LOAN 5,000

NOT DISCLOSED 13-04-2022 PERSONAL LOAN 2,00,000

NOT DISCLOSED 28-03-2022 PERSONAL LOAN 5,00,000

NOT DISCLOSED 09-03-2022 PERSONAL LOAN 5,00,000

NOT DISCLOSED 03-03-2022 PERSONAL LOAN 5,00,000

NOT DISCLOSED 24-02-2022 MICROFINANCE - 1,00,000


BUSINESS LOAN

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 11 OF 12

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: VAIBHAV KUMAR ARYA DATE:14-11-2024

MEMBER ID: BN05045170_CIR43336 TIME: 14:04:44

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,62,19,882

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 19-02-2022 PERSONAL LOAN 1

NOT DISCLOSED 17-01-2022 HOUSING LOAN 30,00,000

NOT DISCLOSED 23-12-2021 PERSONAL LOAN 6,00,000

NOT DISCLOSED 02-12-2021 HOUSING LOAN 15,00,000

NOT DISCLOSED 02-12-2021 PERSONAL LOAN 22,500

NOT DISCLOSED 17-11-2021 CREDIT CARD 1,000

NOT DISCLOSED 17-11-2021 PERSONAL LOAN 1

NOT DISCLOSED 17-11-2021 PERSONAL LOAN 1

NOT DISCLOSED 17-11-2021 PERSONAL LOAN 4,000

NOT DISCLOSED 03-11-2021 CONSUMER LOAN 50,000

NOT DISCLOSED 03-11-2021 PERSONAL LOAN 5,000

END OF REPORT ON VAIBHAV KUMAR ARYA

All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

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TransUnion CIBIL CIN : U72300MH2000PLC128359

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