TRA SACCOS LTD is a registered Savings and Credit Co -operative Society

whose main objective is to mobilize savings from members and in return

provide credit facilities. TRA SACCOS LTD is an employee -based SACCOS
which was established under the current governing Co-operative Societies
Act No. 20 of 2003 in 2006 and Licensed as Class B under Microfinance Act
No. 10 of 2018 in 2021. Other objectives of the SACCOS are to encourage
thrift among its members by educating members on the advantages of
developing a savings behavior, through proper investment best practices
aimed at improving the social and economic conditions of its members.
This is achieved by offering members complementary savings schemes,
credit facilities and other financial products as may be required by the
members from time to time.

TRA SACCOS LTD invites applications from suitably qualified and

competent candidates to fill the following vacancies listed below:

1. JOB TITLE: ASSISTANT CREDIT OFFICERS – 3 POSTS

Job Purpose

To provide technical expertise in support of loan disbursement and

recovery functions of the TRA SACCOS Ltd.

Reporting to: Head of Credit

Duties and responsibilities: –

• Responding to members enquires regarding loan eligibility.

• Carrying out loan assessment analysis to ascertain eligibility of loan to

applicant.
• Ensuring report of deductions of loans for submission to payroll for

verification & capturing in the system is well prepared.

• Carrying out refund requests analysis and recommend to the Head of

Credit

• Preparing monthly Loan issuance and Disbursement Report

• Preparing weekly Bank Standing Order Report and Technical Committee

Report.

• Informing loan applicants in writing on reasons for rejection or changed

terms prior proceeding to the next stage.

• Preparing and entering TRA SACCOS monthly Credit report in the

Cooperative Information supervision Management system (CISMIS).

• Ensuring effective data posting for all information concerning loan

disbursement.

• Custodian of all loan disbursement information intact and accessible on

demand.

• Ensuring both Customer care and Customer Services principles are well

adhered.

• Ensuring that approved loans are timely submitted to Finance for

disbursement.

• Participating on preparation of Annual Budget

• Performing Loan payments reconciliations and ensure loan deductions

are received and posted on time

• Receiving calls, emails and responding accordingly

• Drafting responses against Credit department audit findings and

recommendations
 • Participating in developing /reviewing the socie ty’s policies and

procedures

• Playing role as secretary of the Credit Committee

• Managing loan repayments and recovery, and make follow up from

defaulters through calls, email and physical visit, and prepare reports

for defaulters and portfolio at risk

• Perform any other duties assigned by the supervisor.

Qualification and Experience:

Holder of Bachelor Degree or Advanced Diploma in one of the following

fields; Economics, Statistics, Accountancy, Finance, Banking and Finance,
Commerce or Business Administration or equivalent qualifications from
recognized Institutions.

Knowledge, Skills and Abilities Required

1. Excellent communication skills

2. Confidence and persistence

3. Having computer literacy (Excel and word)

4. Exceptional analytical skills.

5. Excellent organizational skills and the ability to work well under

pressure.

6. Strong ethical behavior and the ability to work with sensitive financial

information.

2. JOB TITLE: ASSISTANT ACCOUNTANT- (1 Post)

Job Purpose
The Assistant Accountant will provide full accounting services including
monitoring and developing budget, audits, client Management, Financial
analysis and reporting system based validation of transactions

Reporting to: Head of Finance Department

Duties and Responsibilities

• Computing payable loan amount(s)to members by determining

processing fee and sinking fund charges.

• Receiving death announcement, verify for eligibility of Rambi -rambi,

prepare request for approval and maintain database for rambirambi

payments.

• Preparing all incoming payment requests.

• Filling of all documents after payments in the respective files

• Compiling members’ refunds report on monthly basis and keep the

refund records in the respective files

• Compiling the applications of new members to members’ employer

payroll section for deduction of membership fee, shares, Savings and

any other products.

• Preparing payment sheet and make petty cash payments; prepare Petty

Cash Vouchers and maintain documentation.

• Creating new members into the system and open the necessary

accounts such as Savings products accounts, New loans accounts Shares

accounts and other SACCOS products Accounts.

• Initiating payment documents in regards to cheques writing for loan

disbursements, prepare Check-list, cover letters, TISS forms and

softcopies of PAYEES.

• Initiating M-Pesa Payment in the system facility loan disbursements

 • Preparing Interest on saving payment requests by sorting and analysing

as per members’ decisions and directives

• Preparing expenditure journals, creditors, debtors’, salaries a nd other

journals

• Preparing and maintain reconciled Cashbooks.

• Preparing request and pay quota payments for unit leaders’ allowances

• Assisting in providing documents as requested by Auditors

• Capturing and Posting of data into the Core Banking System

• To perform any other duties as may be assigned by a supervisor.

Qualifications

Holder of Bachelor Degree or Advanced Diploma in one of the following

fields; Accountancy, Finance, Commerce or Business Administration
majoring in Accountancy or Finance or equivalent qualifications from
recognized Institutions.

Knowledge, Skills and Abilities Required

• Good in Microsoft office (i.e. Word, Excel etc.).

• Problem solving and self-initiative skills

• Excellent communication and interpersonal skills

• Ability to plan and execute tasks with minimal supervision

3. JOB TITLE: ACCOUNTANT-1 POST

Job Purpose

The accountant provides full accounting services including monitoring and

developing budget, audits, client Management, Financial analysis and
reporting system based validation of transactions.
The accountant will also provide all daily accounting services with an
internal client focus; including cheque writing, verification and
reconciliation, financial reporting and compliance

Reporting to: Head of Finance Department

Duties and Responsibilities

• Ensuring all contributions from members are collected and properly

reconciled on monthly basis

• Ensure capturing of all member changes in contributions deductions

and ensure follow-up is made to the missing contributions.

• Ensuring monthly members contribution deductions are timely

submitted to payroll section

• Preparing and posting all recovery file and process demand for loans

and contributions into the E-banker system (Core Banking system).

• Preparing departmental monthly financial report

• Handling corrections and adjustments regarding deductions from

members

• Sorting out all complains from members concerning contributions and

remittances.

• Preparing and entering TRA SACCOS monthly financial report in the

Cooperative Supervision Management Information system (CSMIS).

• Preparing and entering into the system the Annual budget for utilization

and monitoring purpose.

• Preparing all payments including Loans disbursements to members,

vendor’s / suppliers’ payments, internal arrangements facilitation

payments, Interest on savings payments, Member’s Meeting payments,

Government’s statutory payments e.tc.

 • Preparing periodical Cash Flow Projection Report

• Preparing and posting the staff payroll into the system

• Reconciling and Maintaining all cashbooks

• Maintaining fixed asset register

• Ensuring Proper record keeping in Finance department and filling in a

systematic manner.

• Initiating all payment into the system

• Assisting in preparation of financial statement

• Facilitating in audit exercises by providing required documents and

responses

• Perform any other duties assigned by the supervisor.

Qualification and Experience:

Holder of Bachelor Degree or Advanced Diploma in one of the following

fields; Accountancy, Finance, Commerce or Business Administration
majoring in Accountancy or Finance or equivalent qualifications from
recognized Institutions plus CPA (T) or ACCA or ACA, or equivalent
professional qualifications recognized by NBAA and must be a regis tered
member of NBAA.

Ability to use different Accounting packages/software and experience of at

least 2 years in the related field will be an added advantage

Knowledge, Skills and Abilities Required

1. Excellent computer skills and proficient in office Applications especially

Excel, Word, outlook and PowerPoint.

2. Working experience in Small Microfinance Institutions will be an added

advantage.

3. Leadership and team building skills

4. Managing performance and accountability

 5. Problem solving and self-initiative skills

6. Excellent communication and interpersonal skills

7. Ability to plan and execute tasks with minimal supervision

4. JOB TITLE: System Analyst -1 POST

Job Purpose

Ensure robustness, availability and reliability of TRA SACCOS information

systems. Management of System integrations between TRA SACCOS and other
financial institutions systems. Ensure Data integrity, availability as well as
confidentiality for all transactions across Digital Financial Channels.

Reporting to: Head of Information Technology

Duties and Responsibilities

• Be a technical lead in System integration project between TRA Saccos

systems and financial institutions

• Perform administration of all services and APIs that will be used during

the integration of systems

• Monitor all operations and infrastructure, configuring and analyzing

system logs and alerts

• Collaborating with Vendors, Project Leads and IT team to resolve issues

and ensuring solutions are viable and consistent

• Advice in implementation of new technology to TRA SACCOS. Evaluate

any new technology, which can be helpful to TRA SACCOS

• Prepare security policies and controls continuously. This means

regularly checking of the policies and controls are updated and are in

place.
• Advise the Head of Department on related risk issues and recommend

appropriate mitigation actions

• Responsible for maintaining the security and integrity of an

organization’s computer systems and networks. This involves the

implementation and management of various security measures, such as

firewalls, intrusion detection and prevention systems, anti-virus

software, and encryption tools.

• Responsible for ensuring that the organization’s security systems are

properly configured and maintained. This involves staying up-to-date

with the latest security threats and vulnerabilities, as well as monitoring

the organization’s networks and systems for any signs of unauthorized

access or malicious activity.

• Be responsible for conducting security audits and assessments to

identify potential vulnerabilities and recommend improvements to the

organization’s security posture.

• Responsible for setting up and maintaining a system or specific

components of a system (installing, configuring, and updating hardware

and software; establishing and managing user accounts; overseeing or

conducting backup and recovery tasks

• Responsible for the maintenance, configuration, and reliable operation

of computer integrated systems and servers

• Troubleshoot hardware and software errors by running diagnostics,

documenting problems and resolutions, prioritizing problems, and

assessing impact of issues

 • Be involved in User Acceptance test of the new implemented system in

Live environment

• Provide documentation and technical specifications to Head of IT for

planning and implementing new or upgrades of IT infrastruc ture

• Responsible for capacity planning, storage planning, and database and

system performance planning

• Responsible to provide user first level support concerning with all

transactions that have been failed and reported

• Perform cyber security awareness to all employees and stakeholders of

TRA SACCOS

• Prepare daily, weekly, monthly systems performance reports

• Perform any other duties assigned by the supervisor.

Qualification and Experience:

Holder of Bachelor Degree or Advanced Diploma in one of the following

fields; Computer Science, Information and Communications Technology,
Software Engineering or equivalent qualifications from recognized
Institutions. In depth knowledge in System development life cycle and
Cyber security experience.

Demonstrate experience in database management and web system

development and System integrations (API).

Any of the following Professional Certifications will be added advantage:

CISA, Oracle, CISCO, LINUX, Cyber security, web development, Mobile App
development and any other related professional certifications. At least 3
years of relevant experience in IT Industry

Knowledge, Skills and Abilities Required

1. Excellent problem-solving, analytical skills

2. Strong interpersonal and team building skills

 3. Highly organized and able to develop and streamline systems for

efficient conduct of day-to-day tasks.

4. Demonstrate skills in business intelligence and data visualization

5. Demonstrate skills in web system development

6. Knowledge in system analysis, system design and software quality

assurance

7. Knowledge in data science and big data analytics will be added

advantage.

MODE OF APPLICATION

Interested and suitably qualified Tanzanians should forward their

applications on or before 15th June 2023, including a well written
application letter, detailed up to date Curriculum vitae with 2 professional
or academic referees best known to them, one (1) current passport size
photograph and signed by the applicant, and certified copies of relevant
academic certificates and transcripts

Please note the following:

• Applicants to the positions must be Tanzanians

• The age of applicants should be between 22 to 35 years

• All positions are based in Dar es Salaam and mode of employment is

Fulltime with 3 years’ renewable contract upon satisfactory

performance.

• The advertised positions require excellent communication skills in both

spoken and written English and Swahili Languages

• Academic certificates obtained from foreign universities should be

verified by Tanzania Commission for Universities (TCU)

 • Applicants should also submit /present National Identification

Number(NIDA)

• An attractive remuneration package will be offered to successful

candidates

• Signed application letter should be written in English and Addressed to

Chairman, TRA SACCOS LTD, P.0. BOX 63225, DAR ES SALAAM.

• Applications must be sent electronically through the following

email: [email protected]

• TRA SACCOS LTD is an equal opportunity employer. Only short listed

applicants will be contacted. Canvassing shall lead to automatic

disqualification. If you do not hear from us by 22th June 2023 consider

yourself unsuccessful.

How to Apply:

• Applications must be sent electronically through the following

email: [email protected]