Inherent Defect Insurance Policy Schedule
ﺟﺪﻭﻝ ﻭﺛﻴﻘﺔ ﺍﻟﺘﺄﻣﻴﻦ ﻋﻠﻰ ﺍﻟﻌﻴﻮﺏ ﺍﻟﺨﻔﻴﺔ
General Data ﺑﻴﺎﻧﺎﺕ ﻋﺎﻣﺔ
Policy Number 141773 Reference Number 158639 Issuance Date 20-12-2022
ﺭﻗﻢ ﺍﻟﻮﺛﻴﻘﺔ ﺭﻗﻢ ﺍﻟﻤﺮﺟﻊ ﺗﺎﺭﻳﺦ ﺍﻹﺻﺪﺍﺭ
Name of Proposer's in full ﻣﺆﺳﺴﺔ ﺃﻋﻤﺎﻝ ﺍﻟﻨﺠﺎﺡ ﻟﻠﺘﻄﻮﻳﺮ ﺍﻟﻌﻘﺎﺭﻱ
ﺍﺳﻢ ﻃﺎﻟﺐ ﺍﻟﺘﺄﻣﻴﻦ ﺑﺎﻟﻜﺎﻣﻞ
ID No/Iqama No/CR No 1116624717
ﺭﻗﻢ ﺍﻟﻬﻮﻳﺔ /ﺭﻗﻢ ﺍﻹﻗﺎﻣﺔ /ﺍﻟﺴﺠﻞ ﺍﻟﺘﺠﺎﺭﻱ
Premises Owner ﻣﺆﺳﺴﺔ ﺃﻋﻤﺎﻝ ﺍﻟﻨﺠﺎﺡ ﻟﻠﺘﻄﻮﻳﺮ ﺍﻟﻌﻘﺎﺭﻱ
ﻣﺎﻟﻚ ﺍﻟﻤﺒﺎﻧﻲ
National Address of the Owner
ﺍﻟﻌﻨﻮﺍﻥ ﺍﻟﻮﻃﻨﻲ ﻟﻠﻤﺎﻟﻚ
Building No 4678 Street Name 18ﺷﺎﺭﻉ ﻋﺮﺽ
ﺭﻗﻢ ﺍﻟﻤﺒﻨﻰ ﺍﺳﻢ ﺍﻟﺸﺎﺭﻉ
District Name ﺣﻲ ﺣﻄﻴﻦ City Name AL DWADMI ﺍﻟﺪﻭﺍﺩﻣﻲ
ﺍﺳﻢ ﺍﻟﺤﻲ ﺍﺳﻢ ﺍﻟﻤﺪﻳﻨﺔ
Zip Code 17471 Addition No 6771 Unit No 1
ﺍﻟﺮﻣﺰ ﺍﻟﺒﺮﻳﺪﻱ ﺍﻟﺮﻗﻢ ﺍﻹﺿﺎﻓﻲ ﺭﻗﻢ ﺍﻟﻮﺣﺪﺓ
Mobile No 0507286368 E-mail
[email protected]
ﺭﻗﻢ ﺍﻟﺠﻮﺍﻝ ﺍﻟﺒﺮﻳﺪ ﺍﻹﻟﻜﺘﺮﻭﻧﻲ
Contractor ﻣﺆﺳﺴﺔ ﺃﻋﻤﺎﻝ ﺍﻟﻨﺠﺎﺡ ﻟﻠﺘﻄﻮﻳﺮ ﺍﻟﻌﻘﺎﺭﻱ
ﺍﻟﻤﻘﺎﻭﻝ ﺍﻟﻤﻨﻔﺬ
National Address of the Contractor
ﺍﻟﻌﻨﻮﺍﻥ ﺍﻟﻮﻃﻨﻲ ﻟﻠﻤﻘﺎﻭﻝ ﺍﻟﻤﻨﻔﺬ
Building No 4678 Street Name 15ﺷﺎﺭﻉ ﻋﺮﺽ
ﺭﻗﻢ ﺍﻟﻤﺒﻨﻰ ﺍﺳﻢ ﺍﻟﺸﺎﺭﻉ
District Name ﺣﻲ ﺣﻄﻴﻦ City Name AL DWADMI ﺍﻟﺪﻭﺍﺩﻣﻲ
ﺍﺳﻢ ﺍﻟﺤﻲ ﺍﺳﻢ ﺍﻟﻤﺪﻳﻨﺔ
Zip Code 17471 Addition No 6771 Unit No 1
ﺍﻟﺮﻣﺰ ﺍﻟﺒﺮﻳﺪﻱ ﺍﻟﺮﻗﻢ ﺍﻹﺿﺎﻓﻲ ﺭﻗﻢ ﺍﻟﻮﺣﺪﺓ
Mobile No 0507286368 E-mail
[email protected]
ﺭﻗﻢ ﺍﻟﺠﻮﺍﻝ ﺍﻟﺒﺮﻳﺪ ﺍﻹﻟﻜﺘﺮﻭﻧﻲ
Designer engineering office ﻧﻘﻄﺔ ﺍﻻﺭﺗﻜﺎﺯ ﻟﻼﺳﺘﺸﺎﺭﺍﺕ ﺍﻟﻬﻨﺪﺳﻴﺔ -ﺍﻟﺮﻳﺎﺽ
ﺍﻟﻤﻜﺘﺐ ﺍﻟﻬﻨﺪﺳﻲ ﺍﻟﻤﺼﻤﻢ
Supervisor Engineering Office ﻧﻘﻄﺔ ﺍﻻﺭﺗﻜﺎﺯ ﻟﻼﺳﺘﺸﺎﺭﺍﺕ ﺍﻟﻬﻨﺪﺳﻴﺔ -ﺍﻟﺮﻳﺎﺽ
ﺍﻟﻤﻜﺘﺐ ﺍﻟﻬﻨﺪﺳﻲ ﺍﻟﻤﺸﺮﻑ
Insurance Permises ﺍﻟﻤﺒﺎﻧﻲ ﺍﻟﻤﺆﻣﻦ ﻋﻠﻴﻬﺎ
Name of Project Building Type residential
ﻓﻴﻼ ﺳﻜﻨﻴﻪ
ﺍﺳﻢ ﺍﻟﻤﺸﺮﻭﻉ ﻧﻮﻉ ﺍﻟﺒﻨﺎﺀ
ﺳﻜﻨﻲ
Premises Location: City/ District/ Street
ﺣﻲ ﺍﻟﺒﻴﺎﻥ -ﺷﺎﺭﻉ ﺃﺣﻤﺪ ﺑﻦ ﻣﺤﻤﺪ ﺍﻟﻤﺮﺛﺪﻱ
ﻣﻮﻗﻊ ﺍﻟﻤﺒﺎﻧﻲ
Latitude Longitude
24.897083265066456 46.865652141167054
ﺧﻂ ﺍﻟﻌﺮﺽ ﺧﻂ ﺍﻟﻄﻮﻝ
Project Description and / or Use Residential Buildings
ﻭﺻﻒ ﺍﻟﻤﺸﺮﻭﻉ ﻭ /ﺃﻭ ﺍﺳﺘﺨﺪﺍﻣﺎﺗﻪ ﺍﻟﻤﺒﺎﻧﻲ ﺍﻟﺴﻜﻨﻴﺔ
Estimated Full Rebuilding Cost of the Premises
440,697.25 SR
ﺍﻟﺘﻜﻠﻔﺔ ﺍﻟﺘﻘﺪﻳﺮﻳﺔ ﺍﻹﺟﻤﺎﻟﻴﺔ ﻹﻋﺎﺩﺓ ﺑﻨﺎﺀ ﺍﻟﻤﺒﺎﻧﻲ
Page 1 of 3
Inherent Defect Insurance Policy Schedule
ﺟﺪﻭﻝ ﻭﺛﻴﻘﺔ ﺍﻟﺘﺄﻣﻴﻦ ﻋﻠﻰ ﺍﻟﻌﻴﻮﺏ ﺍﻟﺨﻔﻴﺔ
Period of insurance ﻓﺘﺮﺓ ﺍﻟﺘﻐﻄﻴﺔ ﺍﻟﺘﺄﻣﻴﻨﻴﺔ
Ten (10) Years from the policy inception Date ( ﺳﻨﻮﺍﺕ ﻣﻦ ﺗﺎﺭﻳﺦ ﺳﺮﻳﺎﻥ ﺍﻟﻮﺛﻴﻘﺔ10) ﻋﺸﺮﺓ
Estimated Date of Issuing of the Occupancy Certificate Estimated Expiry Date
31-05-2023 31-05-2033
ﺍﻟﺘﺎﺭﻳﺦ ﺍﻟﻤﺘﻮﻗﻊ ﻹﺻﺪﺍﺭ ﺷﻬﺎﺩﺓ ﺍﻹﺷﻐﺎﻝ ﺗﺎﺭﻳﺦ ﺍﻹﻧﺘﻬﺎﺀ ﺍﻟﻤﺘﻮﻗﻊ
Date of Inception and expiry date are to be adjusted by endorsement upon issuance of the Occupancy certificate
ﺗﺎﺭﻳﺦ ﺳﺮﻳﺎﻥ ﺍﻟﻮﺛﻴﻘﺔ ﻭﺍﻧﺘﻬﺎﺀﻫﺎ ﻳﻌﺪﻻﻥ ﻣﻦ ﺧﻼﻝ ﻣﻠﺤﻖ ﻋﻨﺪ ﺇﺻﺪﺍﺭ ﺷﻬﺎﺩﺓ ﺍﻹﺷﻐﺎﻝ
Sum Insured ﺍﻟﻘﻴﻤﺔ ﺍﻟﺘﺄﻣﻴﻨﻴﺔ
Structural work Envelope Non-structural work
183,050 SR 4,250 SR 152,670 SR
ﺍﻷﻋﻤﺎﻝ ﺍﻹﻧﺸﺎﺋﻴﺔ ﺍﻟﻌﻨﺎﺻﺮ ﺍﻟﻮﺍﻗﻴﺔ ﺍﻷﻋﻤﺎﻝ ﻏﻴﺮ ﺍﻹﻧﺸﺎﺋﻴﺔ
Equipment fixtures and fittings
8,500 SR External work 22,245 SR Taxes 56,882.25 SR
ﺍﻟﻤﻌﺪﺍﺕ ﻭﺍﻟﺘﺮﻛﻴﺒﺎﺕ ﻭﺍﻟﺘﺠﻬﻴﺰﺍﺕ
ﺍﻷﻋﻤﺎﻝ ﺍﻟﺨﺎﺭﺟﻴﺔ ﺍﻟﻀﺮﺍﺋﺐ
Design and professional fees TIS Fees
8,500.00 SR 4,600.00 SR
ﺭﺳﻮﻡ ﺍﻟﺘﺼﻤﻴﻢ ﻭﺃﺗﻌﺎﺏ ﺍﻟﻤﻬﻨﻴﻴﻦ ﺭﺳﻮﻡ ﺍﻟﻔﺤﺺ ﺍﻟﻔﻨﻲ
Estimated Full Rebuilding Cost of the Premises
440,697.25 SR
ﺍﻟﺘﻜﻠﻔﺔ ﺍﻟﻤﻘﺪﺭﺓ ﻹﻋﺎﺩﺓ ﺑﻨﺎﺀ ﺍﻟﻤﺒﺎﻧﻲ
Deductible ﻣﺒﻠﻎ ﺍﻟﺘﺤﻤﻞ
For Residential Premises 5% of claim amount with minimum of S.R. 25,000 and maximum S.R. 3,000,000
ﺍﻟﻤﺒﺎﻧﻲ ﺍﻟﺴﻜﻨﻴﺔ ﺭﻳﺎﻝ ﺳﻌﻮﺩﻱ ﻛﺤﺪ ﺃﻗﺼﻰ3,000,000 ﺭﻳﺎﻝ ﺳﻌﻮﺩﻱ ﻛﺤﺪ ﺃﺩﻧﻰ ﻭ25,000 ، ﻣﻦ ﻣﺒﻠﻎ ﺍﻟﻤﻄﺎﻟﺒﺔ% 5.00
Limit of Indemnity ﺣﺪﻭﺩ ﺍﻟﺘﻌﻮﻳﺾ
Physical Damage/ Threat of Imminent Collapse/ Waterproofing
436,097 SR
ﺍﻟﻌﺰﻝ ﺍﻟﻤﺎﺋﻲ/ ﺍﻟﺘﻬﺪﻳﺪ ﺑﻮﻗﻮﻉ ﺇﻧﻬﻴﺎﺭ ﻭﺷﻴﻚ/ﺍﻷﺿﺮﺍﺭ ﺍﻟﻤﺎﺩﻳﺔ
Cost of Demolishing the Premises and/or the removal of Debris 10% of Claim amount
ﺗﻜﻠﻔﺔ ﻫﺪﻡ ﺍﻟﻤﺒﻨﻰ ﺃﻭ ﺇﺯﺍﻟﺔ ﺍﻟﻤﺨﻠﻔﺎﺕ ﻣﻦ ﻣﺒﻠﻎ ﺍﻟﻤﻄﺎﻟﺒﺔ10%
Legal, professional or consultants' fees
21,805 SR
ﺍﻟﺮﺳﻮﻡ ﺍﻟﻘﺎﻧﻮﻧﻴﺔ ﺃﻭ ﺍﻟﻤﻬﻨﻴﺔ ﺃﻭ ﺍﻻﺳﺘﺸﺎﺭﻳﺔ
Premium ﺍﻷﻗﺴﺎﻁ
Provisional Premium = 1.05% of the estimated full rebuilding cost of the premises SAR 440,697.25 SR
ﺭﻳﺎﻝ ﺳﻌﻮﺩﻱ 440,697.25 SR ﺗﻨﻄﺒﻖ ﻋﻠﻰ ﺍﻟﺘﻜﻠﻔﺔ ﺍﻟﻤﻘﺪﺭﺓ ﻹﻋﺎﺩﺓ ﺑﻨﺎﺀ ﺍﻟﻤﺒﺎﻧﻲ%1.05 ﺍﻟﻘﺴﻂ ﺍﻟﻤﺘﻮﻗﻊ ﻣﺎ ﻳﺴﺎﻭﻱ
8,050.00 SR
Provisional Premium / ﺍﻟﻘﺴﻂ
Deposit Premium Equivalent to 30% of the Provisional Premium 2,415.00 SR
ﻣﻦ ﺍﻟﻘﺴﻂ ﺍﻟﻤﺒﺪﺋﻲ%30 ﻗﺴﻂ ﺍﻟﻀﻤﺎﻥ ﻣﺎ ﻳﻌﺎﺩﻝ
Final Premium is due before issuance of the Occupancy Certificate
ﻳﺴﺘﺤﻖ ﻣﺒﻠﻎ ﺍﻟﻘﺴﻂ ﺍﻟﻨﻬﺎﺋﻲ ﻗﺒﻞ ﺇﺻﺪﺍﺭ ﺷﻬﺎﺩﺓ ﺍﻹﺷﻐﺎﻝ
Final premium is calculated based on the actual Full Rebuilding Cost of the Premises (Actual Total Sum Insured)
ﺍﻟﻘﻴﻤﺔ ﺍﻟﺘﺄﻣﻴﻨﻴﺔ ﺍﻟﻨﻬﺎﺋﻴﺔ- ﻳﺘﻢ ﺍﺣﺘﺴﺎﺏ ﺍﻟﻘﺴﻂ ﺍﻟﻨﻬﺎﺋﻲ ﺑﻨﺎﺀ ﻋﻠﻰ ﺍﻟﺘﻜﻠﻔﺔ ﺍﻟﻔﻌﻠﻴﺔ ﻹﻋﺎﺩﺓ ﺍﻟﺒﻨﺎﺀ
The above mentioned premiums doesn’t include VAT which shall be applied on the final premium (including the deposit premium) to be calculated
at the applicable VAT rate as on the date of calculating the final premium.
ﻭﻓﻖ ﻧﺴﺒﺔ ﺿﺮﻳﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ ﻓﻲ ﺗﺎﺭﻳﺦ ﺍﺣﺘﺴﺎﺏ ﺍﻟﻘﺴﻂ ﺍﻟﻨﻬﺎﺋﻲ، (ﺍﻷﻗﺴﺎﻁ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ ﻻ ﺗﺸﻤﻞ ﺿﺮﻳﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ ﻭﺍﻟﺘﻲ ﺳﻮﻑ ﺗﻄﺒﻖ ﻋﻠﻰ ﺍﻟﻘﺴﻂ ﺍﻟﻨﻬﺎﺋﻲ ﺍﻹﺟﻤﺎﻟﻲ )ﺷﺎﻣﻞ ﻗﺴﻂ ﺍﻟﻀﻤﺎﻥ
Page 2 of 3
Inherent Defect Insurance Policy Schedule
ﺟﺪﻭﻝ ﻭﺛﻴﻘﺔ ﺍﻟﺘﺄﻣﻴﻦ ﻋﻠﻰ ﺍﻟﻌﻴﻮﺏ ﺍﻟﺨﻔﻴﺔ
Technical Inspection Services Company ﺷﺮﻛﺔ ﺍﻟﻔﺎﺣﺺ ﺍﻟﻔﻨﻲ
The following Company(s) Shall be appointed to carry out the technical Inspection Service:
ﺗﻌﻴﻦ ﺍﻟﺸﺮﻛﺔ ﺃﻭ ﺍﻟﺸﺮﻛﺎﺕ ﺍﻷﺗﻴﺔ ﻟﻠﻘﻴﺎﻡ ﺑﺎﻟﻔﺤﺺ ﺍﻟﻔﻨﻲ
ﺷﺮﻛﺔ ﺳﻲ ﺑﻲ ﻓﻲ ﺟﻠﻮﺑﺎﻝ ﺍﻟﻌﺮﺑﻴﺔ ﺍﻟﻤﺤﺪﻭﺩﺓ- CPV Global Arabia Ltd
Conditions, Endorsements and Exclusions ﺍﻟﻤﻼﺣﻖ ﻭﺍﻹﺳﺘﺜﻨﺎﺀﺍﺕ،ﺍﻟﺸﺮﻭﻁ
As per The Standard Policy of Inherent Defects Insurance (IDI) attached
ﻭﻓﻖ ﺍﻟﺼﻴﻐﺔ ﺍﻟﻨﻤﻮﺫﺟﻴﺔ ﻟﻮﺛﻴﻘﺔ ﺍﻟﺘﺄﻣﻴﻦ ﻋﻠﻰ ﺍﻟﻌﻴﻮﺏ ﺍﻟﺨﻔﻴﺔ ﺍﻟﻤﺮﻓﻘﺔ
Warranted that the insured must comply with the appointed Technical Inspection Service company advices and cooperate with them in this regard.
ﻳﺸﺘﺮﻁ ﻋﻠﻰ ﺍﻟﻤﺆﻣﻦ ﻟﻪ ﺃﻥ ﻳﻠﺘﺰﻡ ﺑﺈﺭﺷﺎﺩﺍﺕ ﺷﺮﻛﺔ ﺍﻟﻔﺤﺺ ﺍﻟﻔﻨﻲ ﺍﻟﻤﻌﻴﻨﺔ ﻭﺍﻟﺘﻌﺎﻭﻥ ﻣﻌﻬﻢ ﻓﻲ ﻫﺬﺍ ﺍﻟﺸﺄﻥ
Warranted not to start construction unless already coordinated with TIS company, and TIS visits started.
ﻭﺍﺑﺘﺪﺍﺀ ﺍﻟﺰﻳﺎﺭﺍﺕ ﺍﻟﻔﻨﻴﺔ,ﻳﺸﺘﺮﻁ ﻋﺪﻡ ﺍﻟﺒﺪﺀ ﺑﺄﻋﻤﺎﻝ ﺍﻟﺒﻨﺎﺀ ﻟﺤﻴﻦ ﺍﻟﺘﻨﺴﻴﻖ ﻣﻊ ﺷﺮﻛﺔ ﺍﻟﻔﺤﺺ ﺍﻟﻔﻨﻲ
Basement waterproofing (not covered)
ﻏﻴﺮ ﻣﻐﻄﺎﺓ- ﺍﻷﺩﻭﺍﺭ ﺍﻟﺴﻔﻠﻴﺔ/ﺃﻋﻤﺎﻝ ﻋﺰﻝ ﺍﻟﻤﻴﺎﻩ ﻟﻠﺴﺮﺍﺩﻳﺐ
Malath Cooperative Insurance Company for and on behalf of Participant Insurance Companies
ﺷﺮﻛﺔ ﻣﻼﺫ ﻟﻠﺘﺄﻣﻴﻦ ﺍﻟﺘﻌﺎﻭﻧﻲ ﺑﺎﻟﻨﻴﺎﺑﺔ ﻋﻦ ﺷﺮﻛﺎﺕ ﺍﻟﺘﺄﻣﻴﻦ ﺍﻟﻤﺸﺎﺭﻛﺔ
Date 20-12-2022 11:11:02 AM
ﺍﻟﺘﺎﺭﻳﺦ
Place Riyadh
ﺍﻟﻤﻮﻗﻊ
Signature
ﺍﻟﺘﻮﻗﻴﻊ
Company Seal
ﺧﺘﻢ ﺍﻟﺸﺮﻛﺔ
Page 3 of 3
