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    Key Fact Statement: Breakdown

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    gansa.saren

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    Key Fact Statement: Breakdown

    Uploaded by

    gansa.saren
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    Copyright:

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    1 views6 pages

    Key Fact Statement: Breakdown

    Uploaded by

    gansa.saren

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 6

    Key fact statement

    Applicant Name

    NAYANENDU NASKAR

    Lending partner

    Quadrillion Finance Private Limited

    Date

    02 Sep 2024 13:21:44 (Indian Standard Time)

    Breakdown

    Transfer amount (a) ₹1,700.00

    Flat fee 1 (b) ₹100.00

    Loan protection fees (c) ₹0.00

    Loan amount (d = a + b + c) ₹1,800.00

    Interest (e) ₹189.08

    Total payable (d+e) ₹1,989.08


    Repayment details

    APR2 (for disbursal of ₹1,700.00) 56.16%

    Interest rate 34%

    Loan tenure 6 months

    Repayment frequency Monthly

    No of instalments 6

    Instalment amount ₹331.51

    Cooling-off period 3 days

    Cooling-off charges ₹100.00


    Original repayment schedule

    DUE PRINCIPAL INTEREST AMOUNT PRINCIPAL


    DATE REMAINING

    05 Oct 2024 ₹274.50 ₹57.01 ₹331.51 ₹1,525.50

    05 Nov 2024 ₹288.29 ₹43.22 ₹331.51 ₹1,237.21

    05 Dec 2024 ₹296.46 ₹35.05 ₹331.51 ₹940.75

    05 Jan 2025 ₹304.86 ₹26.65 ₹331.51 ₹635.89

    05 Feb 2025 ₹313.49 ₹18.02 ₹331.51 ₹322.40

    05 Mar 2025 ₹322.40 ₹9.13 ₹331.53 ₹0.00


    Prepayment charges

    No interest or fees is charged on prepayment of future


    dues3. Moreover, no interest is charged if the loan is
    paid in full at once by the 1st due date.

    Penalty charge calculation

    Rate of annualized penal interest in case of delayed


    payments (applicable per day): 18.25% PA on EMI
    overdue.

    One-time penal charge on the first overdue day for


    each EMI: ₹500 or 30% of EMI due (whichever is lower)
    Grievance redressal officer

    Shreya Hans
    Quadrillion Finance Private Limited

    Email: [email protected]

    Contact no: +91 8069390473.


    Address: No.9, Ashford Park View, 80 Feet Rd, Next to
    Wipro House Building, Koramangala, 3rd Block,
    Bangalore-560034

    Mr. Vikram Krishnan


    Garagepreneurs Internet Pvt Lt

    Email: [email protected]

    Contact no: 093-806-16749.

    Address: 747 Pooja building, 80 feet road, Koramangala,


    4th Block, Bangalore - 560034

    List of authorized agents Link


    1. Flat fee is inclusive of 18% GST
    2. APR is calculated excluding the GST component of flat fee.
    3. During foreclosure, 2 days of extra interest will be charged from
    the paid date due to settlement delay.

    Digitally signed by DS QUADRILLION FINANCE PRIVATE LIMITED 1.


    Timestamp: 2024-09-02 07:51:48 UTC.

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