A.D.J. - Dara Prasad - Judgment
A.D.J. - Dara Prasad - Judgment
A.D.J. - Dara Prasad - Judgment
14/2017
1
District- Koderma
Versus
2. Branch Manager,
The New India Assurance Co. Ltd.
D.O. -III,(230300) Ist Floor,
Saifee BLDG, Dutch Road, Nanpura, Gujarat-395001
Insurer of Vehicle No.-MH06AC-7728 )
Through Branch Manager, the New India Assurance Co. Ltd.
Lepo Road, Laxmi Cinema Complex, Hazaribagh
applicants have submitted that the deceased Bhola Mahto, S/o Late Riya
Hospital,Koderma for his treatment when the driver of the trailer No.
and dashed the deceased Bhola Mahto which resulted to severe accident
and the deceased got head injury and consequently died on the spot at
was lodged in Koderma police station and then the dead body of the
deceased was handed over to the family of the deceased for cremation. It
is alleged in this context that the dead of the deceased was caused due to
rash and negligent driving made by the driver of Teller no. MH06AC-
7728. The deceased was the only earning member in his family and he
left by surviving his son namely Dara Prasad and daughter Goura Devi
@ Shobha Devi and Soni Devi @ Sonia Devi. The wife of the deceased
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Bhola Mahto namely Chunari Devi died after one year of his death. It is
alleged further on behalf of the claimants that the deceased Bhola Mahto
was aged about 57 Years at the time of his death and he was by
deceased in this case and their name with detail relation with the
(l) Photo copy of death certificate of Chunari Devi W/O Late Bhola Mahto.
involved in the accident causing the death of the deceased father of the
claimants, was responsible for the death of the deceased and to get
adequate compensation to the claimants who have been made the owner
and driver of the vehicle and the insurance company with the name and
detail of their address as necessary parties in the suit and in this way the
death claim of their father from the O.Ps. Rs.12,21,600/- with interest
12% from the date of application till the date of actual payment made by
Company, The New India Assurance Co. Ltd. appeared with written
statement with power on 09.03.2018 but O.P.1 and OP No. 3 have not
case and then after hearing the proceeding against both of them O.P.1
and O.P.3 has been taken up for ex-parte, vide order dated 29.11.2019
Insurance Co. stating therein that the claim of the applicants is not
Sec.3,4,133, 134 and 158 of M. V. Act, so they are responsible for the
claim, if any. The present claim is also hit by the provisions as contained
in the M. V. Act. The claim application has not disclosed the relevant
grievous head injury, has been denied by this OP and submitted in this
context that the claimants have to prove not only the alleged accident but
also the allegations leveled against the driver of the offending vehicle for
rash and negligent driving. These OPs further denies all the contents of
the claim petition and submitted in this context that the claimants are
prove that they are legal heirs and real claimants and they are
dependents on the deceased. This O.P. No. 2 has also made objection
behalf of Insurance co., this O.P. has further submitted that the owner of
permit, valid and effective license of the driver with certificate of DTO
loss, if any. The OP has further submitted that they have denied the
have further submitted that they have prayed for leave of the Tribunal to
amend the written statement as and when new facts are brought into
notice of the answering OP and they reserve their right to file additional
post-mortem report and family list of the accused, the claimants may be
ordered to file the all necessary documents against the claim. It is further
submitted that the amount Rs.12,21,600/- with interest and cost claimed
forced without any evidence to provide such excess amount from their
end to the claimants and in this way this OP has denied the claim of the
OP No. 2 The New India Assurance Co. Ltd. and further prays to dismiss
I S S U E S
(2) Have the claimants valid cause of action for this claim case ?
(3) Are the claimants entitled to the claim amount, if yes, from whom
and to what extent ?
(4) Has the accident taken place due to rash and negligent driving by the
driver of offending vehicle Trailer No. MH-06AC-7728 ?
(5) Has the driver of the offending vehicle valid and effective driving
license at the time of accident ?
(6) Is the vehicle Trailer No. MH-06AC-7728 insured with New India
Insurance Co. Ltd. ?
F I D I N G S
evidence has been produced on the case record vide AW 1 Goura Devi
Ext. X for Identification, the photo copy of owner book of Vehicle No.
MH-06AC-7728.
Ext. X/3 Photo copy of voter card of the deceased Bhola Mahto.
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Ext. X/4 Photo copy of death certificate of the deceased Bhola Mahto.
Ext. X/6 Photo copy of death certificate of Chunari Devi W/O Late Bhola Mahto.
the claimants.
8. Issues No. 3,4, 5 & 6 :- These issues are taken together for the
shake of convenience because these issues are the main issues enter
related to each other for proper appreciation of the case. The claimants
of this case have produced oral evidence in support of the case in which
Mahto. She has deposed in her statement that deceased Bhola Mahto
was her father who died due to road accident on 02.06.2016. At the time
of his death, her father was aged about 57 years. Her father along with
in which her father got severe head injury and consequently he died at
the moment at the spot near Sadar Hospital, Koderma. Thereafter his
post-mortem was made in Sadar Hospital and the dead body of deceased
father was handed over to them for cremation. She has further deposed
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that her father was Mukhiya of the family earning Rs.12,000/- per month
from the work as a labourer and he was the only source of income of the
family, who died at the age of 57 years and she has claimed for
compensation against the death of her father for herself and her sister
Soni Devi @ Soniya Devi and brother Dara Prasad total compensation
examination that her father was a mason by profession and at the time of
who has also given corroborative statement in support of the case that
his father Bhola Mahto died due to road accident by the Trailer No. MH-
vehicle and committed accident to his father, who got head injury and
consequently died at the moment at the P.O. and he was the only earning
death along with two sisters. Similar statement was given by AW 3 Soni
Devi @ Soniya Devi, D/o of the deceased Bhola Mahto that her father
treatment and then after post-mortem, the dead body was handed over to
compensation against death of her father along with her sister Gauri
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Devi and Sobha Devi and brother Dara Prasad and according to her
statement her father died at the stage of 57 years of his age, earning
Mahto who has also given corroborative statement in his deposition that
the morning when he was going to Sadar Hospital along with the
deceased Bhola Mahto, when all of a sudden a Trailer came there rashly
head injury to him and consequently he died at the spot, then the official
his dead body was released to them for cremation. He has also admitted
the claim of the claimants very much just and proper and the deceased
died at the age of 57 years and earning Rs.12,000/- per month and total
alleged occurrence was happened in his presence when Trailer No. MH-
No. 98/2016 against driver of Trailer No. MH-06AC-7728, u/s 279, 338,
304 (A) IPC, Ext. 2 C.C. of charge sheet of Koderma P.S. Case No.
Ext. 4 Original voter card and Ext. 5 Death certificate of the deceased
Bhola Mahto downloaded through Net and also the other documents
Bhola Mahto, photo copy of permit certificate of the vehicle No. MH-
Bhola Mahto and these documents have been marked in the series of X
for their identification, viz X, X/1, X/2, X/3, X/4, X/5 and X/6
respectively.
Office of DTO and the said document has been marked as Ext. A on
behalf of OP No. 2.
11. At the time of argument of this case, the Ld. Advocate for the
claimants has submitted that they have produced all the necessary
Rs.12,21,600/- from the OP, the Insurance Company against the death
12. Whereas the Ld. Advocate appearing for the OP No. 2 The
New India Assurance Company Ltd. has made objection against the
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claim of the claimants stating that they are not liable to pay
was found not true, issued by DTO, Kolkatta vide Ext. A. On the other
himself committed accident and in such circumstances the OPs are not
from the owner and driver of the vehicle and the Insurance Company is
record, it is crystal clear that admittedly the death of the deceased Bhola
well as OP no.2 has also supported in their statement and OP could not
discard the said fact in their evidence. On the other hand the
of Bhola Mahto Ext.1, Ext.2 FIR and charge-sheet of Koderma P.S. Case
No. 98/2016 with respect to the rash and negligent driving by the vehicle
Mahto died due to vehicular accident and the driver of the offending
no.98/2016, vide charge sheet No. 159/2016, dated 31.07.2016, u/s 279,
338 and 304A of IPC. The post-mortem report of the deceased is also on
the record which has been marked Ext. 3 showing the death of the
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years at the time of post-mortem. Admittedly the death was caused due
death certificate of the deceased Bhola Mahto and voter list vide Ext. 4
& 5 respectively to show the deceased died at the age of 57 years and
further the vehicle was insured and relevant documents concerned to the
vehicle with the Insurance has been filed in photo copy marked in the
this context it is apparent on the case record that the driver of the
offending vehicle and also the owner of the vehicle have not appeared
on the case record and the proceeding against both of them has been
taken up ex-parte in this case vide order dated 29.11.2019 & 23.02.2022
of the vehicle available on the case record but on the other hand it is also
7728 was duly insured with the New India Assurance Company Ltd. at
The New India Assurance Co. Ltd. can not shift their liability from
occurrence in which a life of a human being has been ruined due to his
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7728 insured with the OP No. 2 and in the circumstance the Insurance
Company is certainly liable for each and every liability in terms of the
legally sustainable in the eyes of law. Further the vehicle was not found
the deceased lost his life and in such case there is no word to say by the
OP No. 2 that the death of deceased was caused by any other reason
except that to the accident caused by rash and negligent driving by the
offending vehicle which was insured with the OP No. 2 The New India
Assurance Co. Ltd. So admittedly in this case the offending vehicle MH-
which a life of an innocent person has been lost and his dependents have
made prayer for compensation against his death claim. So far the
the vehicle in their pleadings, in this context it appears that the law is
very clear that the Insurance Company can compensate and realize the
both of them OP No. 1 and OP No. 3 (the owner and driver of the
the case, it appears that the claim of the claimants against the death of
their father Bhola Mahto appears very much just and proper who are
the record to discard their statement for the claim against the death of
their father the deceased Bhola Mahto. Now as per the evidence
available on the case record it appears clearly that the deceased Bhola
case record. In such circumstance it appears that the OP No. 2 The New
India Assurance Co. Ltd. could not be able to falsify it in their pleadings
and admittedly the age of the deceased was at the time of alleged
labourer as per their statement and the claim application is filed within
and circumstances of the case and also material available on record and
it clearly appears that the insurance co. OP No. 2 The New India
Assurance Co. Ltd. is liable to pay compensation against the death claim
of Bhola Mahto to his dependents, the claimants of this case and they are
found to have all responsibilities and liabilities with the terms and
conditions of the insurance co. The New India Assurance Co. Ltd.,
insured with them. So at this stage any objection made by the insurance
co., The New India Assurance Co. Ltd. against the claim of the
claimants is not just and proper. and hence the aforesaid all issues (from
3 to 6 ) are hereby decided in favour of the claimants and against the OP.
14. Issues No. 1, 2 & 7 :- These issues are also taken together for the
discussed at length in which the claim is found very much just and
proper against OP No. 2 The New India Assurance Co. Ltd. Hence in the
present facts & circumstances of the case the claim appears maintainable
in the proper jurisdiction of the claim tribunal and there is valid cause of
action for the claim against the death of Bhola Prasad who unfortunately
insured with The New India Assurance Co. Ltd. who has all
Co.). Hence, these issues are also decided in favour of claimants and
the death claim of the deceased Bhola Mahto, his age is assessed about
years as per the evidence available on the case record. Further it also
appears that he was a labourer at the time of his death. As per the
not regular as per the material available on record. In the present facts &
hereby taken for the calculation of claim against the death of deceased
Bhola Mahto and this amount Rs.6,000/- is not excessive in the present
whole for earning of a private person for the family. Hence the same is
of the claim/award the following discussions has been made against the
principles laid down by the Hon’ble Supreme Court in the case, as per
the decision of National Insurance Co. Ltd. Vs. Prayan Shetty and
others, 2017 (4) (TAC 673) (SC) and also in the case of Sarla Verma &
Ors Vs. Delhi Transport Corporation & Anr. (6) SCC 121 it appears in
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the present case that in computation to the age of the deceased assessing
57 Years and his monthly income Rs.6,000/ at the time of his death and
only).
(Son-Dara Prasad and Daughters Shobha Devi and Soni Devi), hence
for proper calculation of the claim having three dependents 1/3th of the
Four hundred).
therefore, the multiplier will be 9 computing with the net annual income
the claim is also being added as per law- for loss of consortium
only).
hundred only).
the claim the claimants have not prayed for, with their petition for
interim relief u/s 140 of M. V. Act and they have not taken any interim
relief against the compensation as submitted by both the parties and the
said petition is accordingly disposed of with this order and the claimants
lac forty five thousand and two hundred only) with 6 % interest from
19. Hence in the present claim case, the claimants are entitled
to get total compensation amount from the Insurance Company O.P. No.
Rs.5,45,200/-(Rs. Five lac forty five thousand and two hundred only)
with 6% interest from the date of filing of the present claim petition
equally in the share of the claimants and O.P. No-2 The New India
Rs.5,45,200/-(Rs. Five lac forty five thousand and two hundred only)
with 6% interest from the date of filing of the present claim petition to
the applicants namely Dara Prasad, Goura Devi @ Shobha Devi & Soni
Devi @ Soniya Devi, all the three dependents of the deceased Bhola
Nos. 1 Dara Prasad, claimant No. 2 Goura Devi @ Shobha Devi &
claimant No. 3 Soni Devi @ Soniya Devi within 30 days from the date
of this order along with 6% interest from the date of filing of the present
award free of cost to the opposite party No. 2 The New India Assurance
Com. Ltd. for facilitating payment of award amount with interest to the