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PPB Foundation Paid Class-2: JAIIB 2023

Ppb foundation classes

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21 views16 pages

PPB Foundation Paid Class-2: JAIIB 2023

Ppb foundation classes

Uploaded by

Sanjeev Miglani
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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PPB FOUNDATION

PAID CLASS-2
JAIIB 2023
Module General Banking 1. Banker-Customer Relationship
-A Operations 2. AML- KYC Guidelines
3. Operational Aspects of KYC
4. Opening Accounts of Various Types of Customers
5. Operational Aspects of Deposit Accounts
6. Operational Aspects of Handling
Clearing/Collection/Cash
7. Banker’s Special Relationship
8. Foreign Exchange Remittance Facilities for
Individuals
9. Operational Aspects of NRI Business
10. Foreign Currency Accounts for Residents and Other
Aspects
11. Cash Management Services and its Importance
12. Payment and Collection of Cheques and Other
Negotiable Instruments
13. Responsibility of Paying Bank
Module Functions of 14. Responsibility of Collecting Bank
-A Banks 15. Ancillary Services
16. Financial Inclusion & Financial Literacy
17. Customer Service Guidelines
18. Duties & Rights of a Banker and Customer
Rights
19. Grievance Redressal & RBI Integrated
Ombudsman Scheme 2021
20. The Consumer Protection Act, 2019:
Preamble, Extent and Definitions
21. The Right to Information Act, 2005
Module Functions of 22. Principles of Lending, Different Types of Borrowers, and
-B Banks Types of Credit Facilities
23. Appraisal and Assesement of Credit Facilities
24. Operational Aspects of Loan Accounts
25. Types of Collaterals and their Characteristics
26. Different Modes of Charging Securities
27. Documentation
28. Non-Performing Assets/ Stressed Assets
29. Important Laws Relating to Recovery of Dues
30. Contracts of Indemnity
31. Contracts of Guarantee & Bank Guarantee
32. Letters of Credit
33. Deferred Payment Guarantee
34. Laws Relating to Bill Finance
35. Personal Finance
36. Priority Sector Advances
37. Agricultural Finance
38. Finance to MFIs/Co-Lending Arrangements with NBFCs
39. Micro, Small and Medium Enterprises in India
40. Government Sponsored Schemes
41. Self-Help Groups
Module Banking 42. Essentials of Bank Computerisation
-C Technology 43. Operational Aspects of CBS Environment
44. Alternate Delivery Channels – Digital Banking
45. Data Communication Network and EFT
Systems
46. Digital Payment Systems – NPCI
47. Impact of Technology Adoption and Trends in
Banking Technology
48. Security Considerations and Mitigation
Measures in Banks
49. Operational Aspects of Cyber Crimes/Fraud
Risk Management in Cyber Tech
50. Technology Trends in Banking, e-RUPI, Fintech
- RegTech, SupTech, Hashtag Banking etc.
Module Ethics in Banks
-D and Financial 51. Ethics, Business Ethics & Banking: An
Institutions Integrated Perspective
52. Ethics at the Individual Level
53. Ethical Dimensions: Employees
54. Work Ethics and the Workplace
55. Banking Ethics: Changing Dynamics
Two-Way
Quotation
The foreign exchange quotation
by the bank has two rates.
One at which the quoting bank is
willing to buy and other at which
it is willing to sell.
USD 1 = INR 70.15/20
Bank will enter in purchase
transaction at 70.15 and
Sell transaction at Rs.70.20
Buy Low & Sell High
Fixed exchange rate is the
official rate set by the monetary
authorities of the Governance
Fixed and for one or more currencies.
Floating
Under floating exchange rate,
exchange rates the value of the currency is
decided by supply and demand
factors
What is
Risk?
Risk is possibility of loss that
may arise due to uncertainties.
Uncertainty that the expected
income will not happen
Rains could be delayed
A flight could be cancelled etc
It could result in some short of
loss or pain: This is risk
Example

Overbought

Foreign Currency Position


Credit Risk or
Default Risk
Credit Risk is the risk of default
by a borrower to meet
commitment as per agreed
terms and conditions.
Counter party Risk: This
includes non-performance by
the borrower due to his refusal
or inability.
Market Risk
Market Risk is Risk of
Reduction in Mark-to-
Market value of Trading
portfolio i.e. equities,
commodities and
currencies etc. due to
adverse market sensex
or Nifty.
Operational
Risk
 Operation Risk is the
risk of loss due to
inadequate or Failed
Internal procedures,
people and the system.
 The external factors
like dacoity, floods, fire
etc. may also cause
operational loss.

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