Low EMI - Low DP Scheme Oct'24

Retail Finance Scheme - Oct'24
Max LTV %
Sr. No Name of the Financier Rate of Interest PF DOC Chg Max Tenor Addn Remarks
(upto)
1 IDFC First 6.99% 100% 0% 531 60 ELUNA & EZulu - Income Proof
10.49% 80%-85% 2% 1731 36 ELUNA - No - Income Proof
7.99% 100% 1% 1300 60 Income Proof - All High Speed model
10.99% 80% 1% 1731 24 No Income Proof - All High Speed model
10.99% 95% 1% 1731 24 Pre Approved Base- High Speed models
13.50% 70% 2% 881 18 Low Speed Models
8.49% 70% 0-2% 1181 24 All models no Hypothecation
2 Axis Bank 8.26% 100% 1% 950 36 CIBIL>750, Sal >50K, ITR >6lac
9.44% 95% 2.20% 950 48 other categories
3 IBL Income Proof ; CIBIL > 705
8.99% - 9.40% 85% 2% 799 36 ELuna
8.88% - 9.35% 85% 2% 799 36 High Speed Model
All other categories
9.99% - 10.40% 85% 2% 799 36 ELuna
9.88% - 10.35% 85% 2% 799 36 High Speed Model
4 ICICI 11.16% 70% 2% 1250 36 No Income Proof
10.65% 90% 2% 1250 36 Income Proof
5 HDFC 11.51% 95% 1% 1% 48 Pre Approved Base / Zip Ride
12.48% 90% 2.50% 1,50% 48 No Income Proof CIBIL > 700
14.12% 90% 2.50% 1.50% 48 No Income Proof CIBIL <700

6 Loan Tap 13.00% 85% 3% 500 24 All Low Speed Models
11.00% 85% 3% 500 30 All High Speed Models
7 Clever Pe 9%-14% 100% 3.5% - 36 Focus on Low Speed Models , applicable for High Speed as well
8 Hero Fincorp 5.5%- 9.99% 85% 0% -2% 1300-1999 36 All High Speed Models
9 Bajaj Finance 9.99% -13% 100% 2% Actuals 36 All High Speed Models
10 Tata Capital 10%-10.50% 100% 3% 500 48 All High Speed Models
11 L&T Finance 8.99% 100% 2% 750 36 Income Proof : 3 Months bank statement from Active Account
8.99% 80% 2% 750 30 No Income Proof, No Hypothecation CIBIL>750
9.99% 100% 2% 750 36 No Income Proof, with Hypothecation
12 Bandhan 11.5%-12.5% 80% 2% Actuals 60 All High Speed Models
13 Bharat Financial 12.50%-13.50% 80% 1% Actuals 24 Will fund only for pre-approved base of BFIL
14 ESAF 12.50% 90% 2% Actuals 36 All High Speed Models - LTV - 90% (IP) & 70% (NIP)
15 Jana SFB 11.40% 85% 2% Actuals 36 All High Speed Models
OFFER BY
E Luna
Ex Showroom 79990 79990 79990 79990
Insurance 5100 5100 5100 5100
Tax 1500 1500 1500 1500
Extended Warranty
On Road Price 86590 86590 86590 86590
Loan Amount 64750 64750 64750 64750

EMI ₹ 5,602 ₹ 2,899 ₹ 1,999 ₹ 1,742
Tenor 12 24 36 42
PF 0 0 0 0
Doc 531 531 531 531
Down Payment ₹ 22,371 ₹ 22,371 ₹ 22,371 ₹ 22,371

OFFER BY IDFC FIRST BANK LTD for Income proof
E Zulu
79990 79990 84990 84990 84990 84990
5100 5100 5300 5300 5300 5300
1500 1500 1500 1500 1500 1500
86590 86590 91790 91790 91790 91790
64750 64750 74460 74460 74460 74460

₹ 1,609 ₹ 1,282 ₹ 6,442 ₹ 3,333 ₹ 2,299 ₹ 1,783
46 60 12 24 36 48
0 0 0 0 0 0
531 531 531 531 531 531
₹ 22,371 ₹ 22,371 ₹ 17,861 ₹ 17,861 ₹ 17,861 ₹ 17,861

84990
5300
1500
91790
74460
₹ 1,474
60
0
531
₹ 17,861
Scheme fo Kinetic
Asset Cost :
Loan Amount :
Margin Money :
Flat Rate :
EMI :
Tenor - up to
PF Amount @ 2.5%
Doc Charges Amt. @ 1.5%
Down Payment*
PDD Chgs
Stamping
Eligibility
Zip Ride Customers Option 2
CIBIL >700
100000 100000
95000 90000
5000 10000
11.51% 12.48%
2890 2811
48 48
950 (1%) 2250
950 (1%) 1288
7600 13538
700 700
Actual Actual
HDFC Bank Pre Approved case NIP Score based

Option 3
CIBIL <700
100000 Ex Showroom
90000 Insurance
10000 Tax
14.12% On Road Price
2934 Flate Rate of Interest
48 EMI / Month
2250 Tenor
1288 Loan Amount @ 90%
13538 Margin Money
700 Processing Fee @0%
Actual Document [email protected]%
PDD Charges
NIP Score based / IP Down Payment
Dealer Pay out 0%
No Income Proof & Govt.
CIBIL>700 Employee ID
79990 79990
4300 4300
1500 1500
85790 85790
12.81% 11.88%
2968 2907
36 36
77191 77171
8599 8619
Nil Nil
Nil 1158
700 700
9299 10477
Nil Nil
Models Ex S/w Ins Tax ORP LTV
Zing Big B 79,990 4977 84,967 75%- 85%

Zoom Big B 81,926 5168 87,094 75%- 85%
Eluna X2 79990 5137 1500 86,627 80 % -100%
eZulu 84,990 5517 1500 92,007 80 % -100%
Flex 109,874 5708 1500 117,082 80 % -100%
ROI
Down
LA @ 85% PF @ 3% DOC Charges (per
Payment
Annum)
72,222 2,167 500 15,412 13%
74,030 2,221 500 15,785 13%
73,633 2,209 500 15,703 11%
78,206 2,346 500 16,647 11%
99,520 2,986 500 21,048 11%
Tenor
12,18,24
12,18,24
12,18,24,30
12,18,24,30
12,18,24,30
Enter Final transaction Amt 76,000
CLEVERPE - CUSTOMER INTEREST B
Scheme Name 11by1 15by3 20by4
Loan Amount 76,000 76,000 76,000
Gross tenure 11 15 20
Advance EMI 1 3 4
Number of Net EMIs 10 12 16
Interest Rate (Fixed p.a) 12.00% 9.00% 9.50%
Total Interest payable 8,360 8,550 12,033
Monthly EMI Payable 7,669 5,637 4,402
Advance EMI payment 7,669 16,910 17,607
Processing Fees 3.5%+GST 3,139 3,139 3,139
Total down paymeny by customer to Lender 10,808 20,049 20,745
Net disbursement to dealer 76,000 76,000 76,000

OMER INTEREST BEARING SCHEME
24by4 36by6 36by3
76,000 76,000 76,000
24 36 36
4 6 3
20 30 33
10.75% 11.00% 14.00%
16,340 25,080 31,920
3,848 2,808 2,998
15,390 16,847 8,993
3,139 3,139 3,139
18,529 19,985 12,132
76,000 76,000 76,000

E Luna E Zulu
Ex Showroom 79990 84990
Insurance 5100 5300
Tax 1500 1500
On Road Price 86590 91790
LTV 64750 74460

6.99% EMI ₹ 1,999 ₹ 2,299
Tenor 36 36
PF 0 0
Doc 531 531
Down Payment ₹ 22,371 ₹ 17,861

Low EMI - Low DP Scheme Oct'24

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Low EMI - Low DP Scheme Oct'24

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Retail Finance Scheme - Oct'24

12.48% 90% 2.50% 1,50% 48 No Income Proof CIBIL > 700

14.12% 90% 2.50% 1.50% 48 No Income Proof CIBIL <700

Loan Amount 64750 64750 64750 64750

Down Payment ₹ 22,371 ₹ 22,371 ₹ 22,371 ₹ 22,371

86590 86590 91790 91790 91790 91790

64750 64750 74460 74460 74460 74460

₹ 22,371 ₹ 22,371 ₹ 17,861 ₹ 17,861 ₹ 17,861 ₹ 17,861

HDFC Bank Pre Approved case NIP Score based

Zing Big B 79,990 4977 84,967 75%- 85%

Net disbursement to dealer 76,000 76,000 76,000

76,000 76,000 76,000

LTV 64750 74460

Down Payment ₹ 22,371 ₹ 17,861

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