n 50

n 50 i 10%
i 10% cau $0.00
CAU ($681.59)

0 $6,757.79
1 1,000.00
2 1,000.00
3 1,000.00
4 1,000.00
5 1,000.00
6 -
7 -
8 -
9 -
10 -
11 -
12 -
13 -
14 -
15 10,000.00
16 -
17 -
18 -
19 -
20 -
21 -
22 -
23 -
24 -
25 -
26 -
27 -
28 -
29 -
30 10,000.00
31 -
32 -
33 -
34 -
35 -
36 -
37 -
38 -
39 -
40 -
41 -
42 -
43 -
44 -
45 -
46 -
47 -
48 -
49 -
50 -
i 12%
m 12
i 12.68%
Tasa 25%
Calculo Preliminar
8.50% 6,000.00 0 $19,947.89
0 $19,947.89 4.50% 3,176.47
1 6,000.00 1 6,000.00
2 6,000.00 2 6,000.00
3 6,000.00 3 6,000.00
4 6,000.00 4 6,000.00
5 6,000.00 5 6,000.00
6 6,000.00 6 6,000.00
7 3,176.47 7 3,176.47
8 3,176.47 8 3,176.47
9 3,176.47 9 3,176.47
10 3,176.47 10 3,176.47
11 3,176.47 11 3,176.47
i 1-6 11% i6 11%
i 7-12 13% i7 13%

0 (600.00) 0 600
1 1 0
2 2 0
3 3 0
4 4 0
5 5 0
6 ($1,122.25) 6 $1,122.25
7 7 0
8 8 0
9 9 0
10 10 0
11 11 0
12 ($3,458.72) 12
0 -20000 Tasa 14.63%
1 3200 tasa 11%
2 3200 11%
3 3200
4 3200
5 3200
6 3200
7 3200
8 3200
9 3200
10 3200
11 3200
12 3200
13 3200
14 3200
15 3200
16 3200
17 3200
18 3200
Tasa 21%

0 (60,000.00)
1 3,500.00 ($72,600.00) ($69,100.00)
2 3,500.00 ($83,611.00) ($80,111.00)
3 3,500.00 ($96,934.31) ($93,434.31)
4 3,500.00 ($113,055.52) ($109,555.52)
5 3,500.00 ($132,562.17) ($129,062.17)
vf1 $155,624.55
vf2 ($26,562.37)
$129,062.17
Costo 22,000.00
Inicial 5,000.00
Monto a Financiar 17,000.00
Cuota Financiera A 1,321.00
Cuota Financiera B 4.50%

Inciso a 3.80%

Inciso b $1,398.03

Inciso c La primera, es mas barata

Costo Auto 20,000.00

Incremento del Costo Tasa 1.25%

0 20,000.00 Costo de Vehiculo 40,227.14
1 23,000.00 Depositos $957.00
2 26,450.00
3 30,417.50
4 34,980.12
5 40,227.14
Precio 2,900.00
Inicial 500.00 0.0170
Monto a Financiar 2,400.00
Seguro 1.70%
Tasa 3%

Periodo Cuota Interes Pago a Capital Saldo Insoluto

0 2,400.00
1 (118.74) 72 (46.74) 2,353.26
2 (120.76) 70.5978 (50.16) 2,303.10
3 (122.81) 69.09298 (53.72) 2,249.38
4 (124.90) 67.48142 (57.42) 2,191.96
5 (127.02) 65.75889 (61.26) 2,130.70
6 (129.18) 63.92098 (65.26) 2,065.44
7 (131.38) 61.96315 (69.41) 1,996.02
8 (133.61) 59.8807 (73.73) 1,922.29
9 (135.88) 57.66878 (78.21) 1,844.08
10 (138.19) 55.32236 (82.87) 1,761.21
11 (140.54) 52.83625 (87.71) 1,673.50
12 (142.93) 50.20507 (92.73) 1,580.78
13 (145.36) 47.42328 (97.94) 1,482.84
14 (147.83) 44.48514 (103.35) 1,379.49
15 (150.35) 41.38473 (108.96) 1,270.53
16 (152.90) 38.11591 (114.79) 1,155.74
17 (155.50) 34.67234 (120.83) 1,034.92
18 (158.14) 31.04749 (127.10) 907.82
19 (160.83) 27.23459 (133.60) 774.22
20 (163.57) 23.22665 (140.34) 633.88
21 (166.35) 19.01645 (147.33) 486.55
22 (169.18) 14.59652 (154.58) 331.97
23 (172.05) 9.959157 (162.09) 169.88
24 (174.98) 5.096393 (169.88) (0.00)
(3,482.99) 1082.987 -2400
Precio 8000
N 12
Tasa 5%
Gradiente 30

Cuota Interes Pago a Capital Saldo Insoluto

0 8,000.00
1 573.97 400.00 973.97 8,973.97
2 273.97 448.70 722.67 9,696.63
3 (26.03) 484.83 458.80 10,155.43
4 (326.03) 507.77 181.74 10,337.17
5 (626.03) 516.86 (109.17) 10,228.00
6 (926.03) 511.40 (414.63) 9,813.36
7 (1,226.03) 490.67 (735.36) 9,078.00
8 (1,526.03) 453.90 (1,072.13) 8,005.87
9 (1,826.03) 400.29 (1,425.74) 6,580.13
10 (2,126.03) 329.01 (1,797.03) 4,783.10
11 (2,426.03) 239.15 (2,186.88) 2,596.22
12 (2,726.03) 129.81 (2,596.22) -
4,912.39 (8,000.00)
Prestamo 3000
Periodo 36
Tasa 3.80%
Cuota ($154.29)

Interes Pago a Capital Saldo Insoluto

0 3,000.00
1 (154.29) 114.00 (40.29) 2,959.71
2 (154.29) 112.47 (41.83) 2,917.88
3 (154.29) 110.88 (43.42) 2,874.46
4 (154.29) 109.23 (45.06) 2,829.40
5 (154.29) 107.52 (46.78) 2,782.62
6 (154.29) 105.74 (48.55) 2,734.07
7 (154.29) 103.89 (50.40) 2,683.67
8 (154.29) 101.98 (52.32) 2,631.35 2,000.00 4,631.35
9
10
11 ($317.05) 196.83 (120.23) 5,059.42 $5,179.64
12 ($317.05) 192.258 ($124.80) 4,934.62
13 ($317.05) 187.516 ($129.54) 4,805.08
14 ($317.05) 182.593 ($134.46) 4,670.62
15 ($317.05) 177.484 ($139.57) 4,531.06
16 ($317.05) 172.18 ($144.87) 4,386.18
17 ($317.05) 166.675 ($150.38) 4,235.80
18 ($317.05) 160.961 ($156.09) 4,079.71
19 ($317.05) 155.029 ($162.02) 3,917.69
20 ($317.05) 148.872 ($168.18) 3,749.51
21 ($317.05) 142.481 ($174.57) 3,574.93
22 ($317.05) 135.847 ($181.21) 3,393.73
23 ($317.05) 128.962 ($188.09) 3,205.64
24 ($317.05) 121.814 ($195.24) 3,010.40
25 ($317.05) 114.395 ($202.66) 2,807.74
26 ($317.05) 106.694 ($210.36) 2,597.38
27 ($317.05) 98.7005 ($218.35) 2,379.03
28 ($317.05) 90.4031 ($226.65) 2,152.38
29 ($317.05) 81.7904 ($235.26) 1,917.12
30 ($317.05) 72.8504 ($244.20) 1,672.91
31 ($317.05) 63.5707 ($253.48) 1,419.43
32 ($317.05) 53.9383 ($263.11) 1,156.32
33 ($317.05) 43.94 ($273.11) 883.20
34 ($317.05) 33.5617 ($283.49) 599.71
35 ($317.05) 22.789 ($294.26) 305.45
36 ($317.05) 11.607 ($305.45) 0.00