Extra Questions-WPS Office

Extra questions
Money and credit
1. The rich households are available cheap threaded from formal letters where as the poor household
have to pay heavy price for borrowing comment
2. What is the difference between formal and informal source of credit?
3. Did you any three merits and demerits of formal sector of credit in India?
4. Write a note on the success story of greyman bank of Bangladesh?
5. What is credit how can credit be both asset as well as debt trap?
6. Deposits with the banks are beneficial for the depositors as well as the nation examine the
statement?
7. Explain any three loan activities of banks in India?
8. Banks are efficient medium of exchange support the statement with arguments?
9. Give an example to show that double coincidence of wants is necessary in a barter system?
10. How are demand deposits accepted as the means of payment?
11. What are demand deposits?
12. How can the formal sector loans be made beneficial for poor farmers at workers suggest any five
measures?
13. Self help group cell borroweds to overcome the problem of lack of collateral examine the
statement?
14. What are the terms of credit?
15. Poor household still depend on the informal source of credit support the statement with example?
16. Credit has its own unique role for development justify the statement with arguments?
17. Deposits with the banks are beneficial to the depositors as well asked to nation exam in the
statement?
18. The credit activities of the informal sector should be discourage support the statement with
arguments?
19. Explain the values which a borrower should observe for the proper use of loan taken?
20. Why do we need to expand formal source of credit in India give three reasons?
21. How do banks play an important role in the economy of India explain?
22. Which government bodies supervise the functioning of formal source of loan in India explain its
function?
23. Banks and cooperative health people in obtaining keep an affordable loans which values according to
you does this support?
24. Manav needs a loan to launch a small company what criteria will Manav used to determine whether
to borrow money from a money lended or a bank talk about it?
25. How do banks act as a measurement between people who need money and those who have extra?
26. Is it necessary for an over side body like the reserve Bank of India to investigate the lending this is of
unofficial tenders why would it be such a challenging task?
27. Describe two factors that make in expensive and accessible credit important to the Nations
progress?
28. Discuss the reason why low income rural residential typically obtained loans from unofficial elders
that have exorbitant interest rate?
29. Describe what is meant by collateral why do lenders required to make loans?
30. How do modern payment systems benefit consumer and business?
31. What is the benefit of having a banking system
32. What is the primary role of money in an economy?
33. How does credit impact individual and business?
34. What are the modern forms of money?
35. How do banks contribute to the economy?
36. Does modern currency have any use of its own?
37. What is cash reserve ratio?
38. How are demand deposit accepted as means of payment
39. The credit activities of informal sector should be discouraged with support the statement with
argument?
40. Keep an affordable credit is essential for poor households both in rural and urban areas in the light
of above statement explain the social and economic values attached to it?
41. Dhananjay is a government employment belongs to arrange household where is Raju is the
construction worker and comes from a poor rural household both are in need and wish to take loans
create a list of arguments explaining who between the two Woods successfully be able to arrange
money from a formal source why?
42. Why do the farmers and rural areas take loan for?
43. In India who is authorised to issue notes and currency?
44. What is a cheque? How does the facility of cheque against demand deposit help one?
45. Why do banks ask for collateral while giving credit to the borrower?
46. Why is money accepted as a medium of exchange?
47. What is double coincidence of want highlight the inheritance problem in double coincidence of
wants?
48. Does modern currency have any use of its own?
49. Amit has extra cash with he has deposited in bank to keep his money safe and to earn interest on it
but later on due to some uncertain contingencies he needs cash according to you what will he do?
50. What is the purpose of organising rural poor particularly women into self help group and pulling
their savings?

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Extra questions

Money and credit

2. What is the difference between formal and informal source of credit?

4. Write a note on the success story of greyman bank of Bangladesh?

7. Explain any three loan activities of banks in India?

10. How are demand deposits accepted as the means of payment?

11. What are demand deposits?

14. What are the terms of credit?

30. How do modern payment systems benefit consumer and business?

31. What is the benefit of having a banking system

32. What is the primary role of money in an economy?

33. How does credit impact individual and business?

34. What are the modern forms of money?

35. How do banks contribute to the economy?

36. Does modern currency have any use of its own?

37. What is cash reserve ratio?

38. How are demand deposit accepted as means of payment

43. In India who is authorised to issue notes and currency?

46. Why is money accepted as a medium of exchange?

48. Does modern currency have any use of its own?

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