Flipkart Axis Bank VISA Credit Card Statement

SANKET BHAGWAN KAPASE

GHOTSAI TITWALA GOVELI ROAD,
,

THANE 421605

PAYMENT SUMMARY
Total Payment Due Minimum Payment Due Statement Period Payment Due Date Statement Generation Date
28,854.62 Dr 10,527.00 Dr 17/07/2024 - 15/08/2024 04/09/2024 14/08/2024

Credit Card Number Credit Limit Available Credit Limit Available Cash Limit For hassle free payments register for
440006******5603 125,000.00 32,013.06 32,013.06 Auto-Debit facility on 18605005555

Previous Balance - Payments - Credits + Purchase + Cash Advance + Other Debit&Charges =Total Payment Due Making only the minimum payment every
month would result in the repayment stretching
39,375.98 Dr 0.00 75.00 27,777.87 0.00 1,151.77 28,854.62 Dr over years with consequent interest payment

Account Summary
DATE TRANSACTION DETAILS MERCHANT CATEGORY AMOUNT (Rs.) CASHBACK EARNED
Card No: 440006******5603 Name SANKET BHAGWAN KAPASE
16/07/2024 WWW.MYNTRA.COMBANGALOREIN CLOTH STORES 1,347.00 Dr 67.00 Cr
18/07/2024 MB/MSEDCLMAHA/1721271019LV/180724 UTILITIES 650.00 Dr 0.00 Cr
18/07/2024 MB/MSEDCLMAHA/1721271464YK/180724 UTILITIES 840.00 Dr 0.00 Cr
18/07/2024 MB/MSEDCLMAHA/1721271118XE/180724 UTILITIES 9,320.00 Dr 0.00 Cr
18/07/2024 MB/MSEDCLMAHA/17212713100T/180724 UTILITIES 5,650.00 Dr 0.00 Cr
24/07/2024 EMI PRINCIPAL - 2/6, REF# 40819563 DEPT STORES 5,320.20 Dr 0.00 Cr
24/07/2024 GST 64.65 Dr 0.00 Cr
24/07/2024 GST 2.38 Dr 0.00 Cr
24/07/2024 EMI PRINCIPAL - 9/12, REF# 35034764 MISCELLANEOUS 218.53 Dr 0.00 Cr
24/07/2024 EMI INTEREST - 9/12, REF# 35034764 MISCELLANEOUS 13.22 Dr 0.00 Cr
24/07/2024 EMI INTEREST - 2/6, REF# 40819563 DEPT STORES 359.14 Dr 0.00 Cr
31/07/2024 CC_BILLPAY_CASHBACK_JUN'24 75.00 Cr 0.00 Dr
01/08/2024 EMI INTEREST - 3/9, REF# 40192400 DEPT STORES 141.22 Dr 0.00 Cr
01/08/2024 EMI PRINCIPAL - 3/9, REF# 40192400 DEPT STORES 1,304.26 Dr 0.00 Cr
01/08/2024 GST 25.42 Dr 0.00 Cr
03/08/2024 EMI INTEREST - 2/12, REF# 41111634 DEPT STORES 462.49 Dr 0.00 Cr
03/08/2024 GST 83.25 Dr 0.00 Cr
03/08/2024 EMI PRINCIPAL - 2/12, REF# 41111634 DEPT STORES 2,232.88 Dr 0.00 Cr
04/08/2024 BBPS PAYMENT RECEIVED - 10,805.00 Cr 0.00 Dr
05/08/2024 BBPS PAYMENT RECEIVED - 9,000.00 Cr 0.00 Dr
05/08/2024 BBPS PAYMENT RECEIVED - 15,571.00 Cr 0.00 Dr
05/08/2024 BBPS PAYMENT RECEIVED - 4,000.00 Cr 0.00 Dr
08/08/2024 FLIPKART INTERNET PVT LTWWW.FLIPKART.IN DEPT STORES 419.00 Dr 20.00 Cr
11/08/2024 FLIPKART INTERNET PVT LTWWW.FLIPKART.IN DEPT STORES 476.00 Dr 23.00 Cr
**** End of Statement ****

IMPORTANT MESSAGE
* Axis Bank Maharashtra GST registration no.:27AAACU2414K3ZD * Please refer: https://www.axisbank.com/webforms/code-of-commitment.aspx for revised BCSBI code* Pls refer the cashback T&C's for complete list of exclusion
category. www.axisbank.com/flipkart* Cashback earned in current billing cycle is credited in the next statement.* Make credit card bill payment hassle-free via eNACH. Register at https://emandate.axisbank.co.in/#/card for timely
payments from any bank account.* Terms and Conditions on your Axis Bank Credit Card will be revised w.e.f. 20-04-24. Please visit, https://www.axisbank.com/fabcctnc * Here are convenient options to make your Credit Card bill
payments: Net Banking - https://www.axisbank.com/intbanking , Mobile Banking App, open - https://www.axisbank.com/open , ATM Fund Transfer Explore more payment options here - https://www.axisbank.com/ccpay *Note:
Axis Bank recommends Credit Card holders to pay their card dues using only the authorised modes of payment as mentioned above

CONTACT US
Call 1860 419 5555 or 1860 500 5555 (local charges will apply) Grievance Redressal
Toll free number- 1800 103 5577 Nodal Officer,
For any assistance please visit axisbank.com/support 080 61865200
Your cheque should be payable to Axis Bank Card No.
Manager, Customer Care,Axis Bank Ltd, CPU 1st Floor, [email protected]
440006******5603 . Please write your NAME & TELEPHONE No. on the
"Gigaplex", Plot No I.T.5, MIDC, Airoli Knowledge Park, Airoli Axis Bank Ltd, CPU 1st Floor, "Gigaplex", Plot No I.T.5, MIDC, Airoli Knowledge
reverse of the cheque. Dear Customer, pay your Axis Bank Credit Card bill
from any bank account by registering for ECS at any Axis Bank branch. Visit Navi Mumbai-400708 Park, Airoli, Navi Mumbai- 400708
axisbank.com to download the form.

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 Flipkart Axis Bank VISA Credit Card Statement
DATE TRANSACTION DETAILS MERCHANT CATEGORY AMOUNT (Rs.) CASHBACK EARNED
EMI BALANCES
DREAMPLUG TECHNOLOGI 35034764 695.19 0.00
FLIPKART INTERNET PVT LT 40192400 8,672.93 0.00
Flipkart Inter Banglor 40819563 22,717.33 0.00
Flipkart Inter Banglor 41111634 26,953.67 0.00
**** End of Statement ****
 Flipkart Axis Bank VISA Credit Card Statement
Finance Charge calculation Schedule of charges
If a card holder avails of the revolving facility of the credit card and hence chooses to Particulars Charges
pay amount less than the total amount due reflected in the monthly billing
statement. The entire outstanding amount would attract finance charges and all new Duplicate Statement Fee Waived
transactions will also attract finance charges, till such time as the previous Charge slip retrieval Fee Waived
outstanding amount is paid in full. For example, assume that you have paid all
previous dues in full and do not have any amount outstanding in your credit card Outstation Cheque Fee Waived
account. You have purchased house hold goods for Rs. 25000.00 on 12th June and
withdrawn cash from ATM for Rs. 5000.00 on 15th June. Your monthly statement is on Finance Charges(Retail & Cash) 3.6% p.m (52.86% per annum)
20th of every month. On 20th June, you would be levied interest on Rs. 5000.00 cash Fee for Cash Payment at branches Rs. 100
withdrawals for 6 days @ 3.6% p.m. i.e., 5000.00*6 days*3.6%*12 months/365days=
Rs.35.50 your due date for 20th June statement is 10th July and you pay Rs. 5000.00
on 10th July and you also make a fresh purchase of Rs. 10000.00 on 11th July, Interest
to be levied on 20th July would be as under: Cash Withdrawal Fees 2.5% of cash withdrawn
(Min. Rs 500)

Nil if total payment due is upto Rs 500;

Interest on Rs.25000 @ 3.6% p.m. from 12th June to 20th July (39 Rs 500 if total payment due is between
1153.97
Days) Rs 501 - Rs 5000;
Interest on Rs.5000 @ 3.6% p.m. from 16th June to 10th July (25 Overdue Penalty/late payment fee Rs 750 if total payment due is between
147.94 Rs 5001-Rs 10.000;
days)
Interest on Rs.5000 @ 3.6% p.m. from 11th July to 20th July (11 Rs 1,200 if total payment due is greater
56.86 than Rs. 10,000
days)
Interest on Rs.10000 @ 3.6% p.m. from 10th July to 20th July (10 118.36
days) 2.5% of over limit amount
Interest on 35.50 (Interest + Tax levied in last statement) @ 3.6% Over limit Penalty
1.30 (Min. Rs 500)
p.m. from 20th June to 20th July (31 days)
Total Interest charged on 20th July 1478.43 Foreign Currency transaction Fee 3.5% of transaction value
2% of payment amount subject to
Cheque return or Dishonour Fee
Actual interest calculation would vary based on the individual purchases and revolve minimum Rs. 450, Max. Rs. 1,500
behaviour. Please note that making only minimum payment due every month would Surcharge on Purchase or As prescribed by IRCTC/ Indian Railways
result in the repayment stretching over years with consequent Interest payment.For cancellation of railway tickets
more details, refer the Terms and Condition on the website. (www.axisbank.com/tncs)
As communicated at the time of
Joining Fee & Annual fees application

Minimum Amount Due Calculation Add On card - Joining & Annual Fees Waived

Assume that you have paid all previous dues in full, and do not have any amount Charges structure is subject to change form time at the sole discretion of Axis
outstanding in your Credit Card Account, and your monthly statement is generated on Bank. Penal interest, late payment charges and other related charges shall be
the 15th of every month. levied only on the outstanding amount after the due date and not on the total
amount.
Txn Date Type Cr/Db MAD Contribution Amount As per Ministry of finances guidelines, GST as per existing Government norms is
25th Sep Purchase Db 2% 5000 being levied on all fees, interest and other charges on all credit cards. No refund
1st Oct Joining Fees Db 100% 1000 shall be provided for GST charged on fuel surcharge.
1st Oct GST on Joining Fees Db 100% 180
1st Oct Cash Withdrawal Db 2% 2000 For type and details of insurance on your card please refer
1st Oct Cash Withdrawal Fee Db 100% 500 https://www.axisbank.com/retail/cards/credit-card
1st Oct GST Db 100% 90 Third-party insurance provider - The New India Insurance Company Ltd. For any
insurance related queries contact Axis Bank at 1800 103 5577.
15th Oct Interest on Cash withdrawal Db 100% 35.5

15th Oct GST on Interest Db 100% 6.4 Billing Dispute Resolution

Total Amount Due 8811.9
“In case of any billing dispute notified to Axis bank, Axis bank will suspend
Minimum Amount Due 1951.90
reporting to credit bureau till the dispute is resolved”.
All contents of this statement shall be deemed to be correct and accepted by
you, unless you inform us of any discrepancies within 21 days of the date of this
Revised MAD computation logic (effective 10th Nov 2023): statement, and these are found by you, unless you inform us. On receipt of such
MAD = 2% of Purchase and Cash Withdrawal + 100% of Joining Fees, Cash Withdrawal information, we may reverse the charges on a temporary basis. If on
Fee, Interest on cash withdrawal, GST & GST on Interest completion of subsequent investigation, we are satisfied that the liability of
such charge is to your account, we will reinstate the charge in the subsequent
statement.
MAD = 2%*(5000+2000) + 100%*(1000+180+500+18+35.5+6.4) = 1951.90

Grievance Redressal Mechanism Report Loss, Theft or Unauthorised use of Card or

Pin
Level 1 - Call Centre numbers: 1800 419 0068
To report loss, theft or unauthorised use of card or Pin, customer has to block the
card. Customer can use any of the below three mediums to block their credit
Axis Support: www.axisbank.com/support/ Send an SMS – BLOCK <space> last 4 digits of card number and send it to
5616160
Branches /Loan Centres (please visit www.axisbank.com to locate the
nearest branch /loan centre) Call the Phone banking number (IVR) 1860 419 5555,1860 500 5555 and
select 0 to block the card
Level 2 Go on the Mobile App and block the credit card
Write Email Call
Contact Us:
For any clarification on your credit card statement
Phone: 1800 103 5577
Mr. Ashok Sunar Nodal Email: www.axisbank.com/support
Ph. 080-61865200 Timings: 9.30 Send correspondence to: Manager, Customer care, Axis Bank Ltd, CPU
Officer Address : Axis Bank
Ltd, CPU 1st Floor, "Gigaplex", Nodal.officer@axisban am to 5.30 pm Monday to 1st Floor, "Gigaplex", Plot No I.T.5, MIDC, Airoli Knowledge Park,
Saturday (except second and Airoli Navi Mumbai-400708
Plot No I.T.5, MIDC, Airoli k.com fourth Saturdays and Bank
Knowledge Park, Airoli Navi Holidays)
Mumbai-400708

Disclosure :
“Axis bank may tie up with credit bureau authorized by RBI and will share
Level 3 credit information including but not limited to your current balance, payment
history, demographic details, etc. the credit bureau do not provide any opinion,
Write Email Call indication or comment pertaining to whatever credit should or should not be
granted. It is your best interest to maintain a good credit history by paying the
necessary dues in a timely manner. With credit bureau in place, responsible
customers can expect faster and more competitive services at better terms
Mrs. Deepti Radkar Principal from credit grantors. Default by customer would be available with credit
Ph. 080-61865098 Timings: 9.30 bureau, which in turn would impact your credit worthiness for the
Nodal Officer Address: Axis am to 5.30 pm Monday to future.Charges structure is subject to change form time at the sole discretion of
Bank Ltd, NPC1, 5th Floor,
“Gigaplex”, Plot No. I.T.5, [email protected] Saturday (except second and Axis Bank.
fourth Saturdays and Bank Please make your payment by due date. Late payment will result in reporting
MIDC, Airoli Knowledge Park, Holidays) to Credit Bureau. Credit Bureau include Credit reference Agencies, Credit
Airoli, Navi Mumbai-400708
Information companies or any other entity formed and authorized by RBI for the
purpose of collecting, collating and disseminating credit information pertaining
to borrowers.”