SANKET BHAGWAN KAPASE

GHOTSAI TITWALA GOVELI ROAD,

,
THANE 421605
Page : 1 of 4
 PAYMENT SUMMARY
Total Payment Due Minimum Payment Due Statement Period Payment Due Date
37,349.02 Dr 13,506.00 Dr 16/08/2024 - 15/09/2024 05/10/2024

Credit Card Number Credit Limit Available Credit Limit Available Cash Limit
440006******5603 125,000.00 23,790.91 23,790.91

Previous Balance - Payments - Credits + Purchase + Cash Advance + Other Debit&Charges =Total Payment Due
28,854.62 Dr 0.00 9,748.00 43,174.90 0.00 3,812.50 37,349.02 Dr
Account Summary
DATE TRANSACTION DETAILS MERCHANT CATEGORY AMOUNT (Rs.)
Card No: 440006******5603 Name SANKET BHAGWAN KAPASE
18/08/2024 MB/MSEDCLMAHA/17239900047M/180824 UTILITIES 860.00 Dr
18/08/2024 MB/MSEDCLMAHA/17239898502S/180824 UTILITIES 10,750.00 Dr
19/08/2024 MB/MSEDCLMAHA/1724047489NF/190824 UTILITIES 420.00 Dr
22/08/2024 BBPS PAYMENT RECEIVED - 3,000.00 Cr
23/08/2024 EMI PRINCIPAL - 3/6, REF# 40819563 DEPT STORES 5,390.16 Dr
23/08/2024 GST 52.05 Dr
23/08/2024 EMI INTEREST - 3/6, REF# 40819563 DEPT STORES 289.18 Dr
23/08/2024 EMI INTEREST - 10/12, REF# 35034764 MISCELLANEOUS 9.99 Dr
23/08/2024 REVERSAL - UTILITIES 110.00 Cr
23/08/2024 MB/MSEDCLMAHA/17243927073J/230824 UTILITIES 110.00 Dr
23/08/2024 GST 1.80 Dr
23/08/2024 EMI PRINCIPAL - 10/12, REF# 35034764 MISCELLANEOUS 221.76 Dr
31/08/2024 GST 21.95 Dr
31/08/2024 EMI INTEREST - 4/9, REF# 40192400 DEPT STORES 121.92 Dr
31/08/2024 EMI PRINCIPAL - 4/9, REF# 40192400 DEPT STORES 1,323.56 Dr
03/09/2024 BBPS PAYMENT RECEIVED - 5,000.00 Cr
03/09/2024 FLIPKART PAYMENTSBANGLOREIN DEPT STORES 9,528.00 Dr
03/09/2024 BBPS PAYMENT RECEIVED - 9,000.00 Cr
04/09/2024 BBPS PAYMENT RECEIVED - 11,745.00 Cr
04/09/2024 EMI INTEREST - 3/12, REF# 41111634 DEPT STORES 423.95 Dr
04/09/2024 GST 76.31 Dr
04/09/2024 EMI PRINCIPAL - 3/12, REF# 41111634 DEPT STORES 2,271.42 Dr
04/09/2024 PHONEPE RENTALBANGALOREIN MISCELLANEOUS 12,300.00 Dr
05/09/2024 RENT TRANSACTION FEE 123.00 Dr
05/09/2024 GST 22.14 Dr
 Statement Generation Date
13/09/2024
For hassle free payments register for Auto-
Debit facility on 18605005555

Making only the minimum payment every

month would result in the repayment stretching
over years with consequent interest payment

CASHBACK EARNED

0.00 Cr
Dr 0.00 Cr
0.00 Cr
Cr 0.00 Dr
Dr 0.00 Cr
0.00 Cr
0.00 Cr
0.00 Cr
0.00 Dr
0.00 Cr
0.00 Cr
0.00 Cr
0.00 Cr
0.00 Cr
Dr 0.00 Cr
Cr 0.00 Dr
Dr 476.00 Cr
Cr 0.00 Dr
Cr 0.00 Dr
0.00 Cr
0.00 Cr
Dr 0.00 Cr
Dr 0.00 Cr
0.00 Cr
0.00 Cr
IMPORTANT MESSAGE* Axis Bank Maharashtra GST registration no.:27AAACU2414K3ZD * Please refer: https://www.axisbank.com/

CONTACT US
Call 1860 419 5555 or 1860 500 5555 (local charges will apply)
Toll free number- 1800 103 5577

Your cheque should be payable to Axis Bank Card No. 440006******5603 . Please For any assistance please visit axisbank.com/support Manager, Customer
write your NAME & TELEPHONE No. on the Care,Axis Bank Ltd, CPU 1st Floor, "Gigaplex", Plot No I.T.5, MIDC, Airoli
reverse of the cheque. Dear Customer, pay your Axis Bank Credit Card bill from any Knowledge Park, Airoli Navi Mumbai-400708
bank account by registering for ECS at any Axis Bank branch. Visit axisbank.com to
download the form.
14K3ZD * Please refer: https://www.axisbank.com/webforms/code-of-commitment.aspx for revised BCSBI code* Pls refer the cashback T&C's for com

CONTACT US
Grievance Redressal Nodal Officer,

080 [email protected] Bank Ltd, CPU 1st Floor, "Gigaplex", Plot No I.T.5, MIDC, Airoli Knowledge Park, Airoli,
 DATE TRANSACTION DETAILS MERCHANT CATEGORY
05/09/2024 GST
05/09/2024 EMI PROCESSING FEE, REF# 47897568 DEPT STORES
05/09/2024 TRANSACTION CONVERSION INTO EMI DEPT STORES
10/09/2024 CASHBACK CREDIT AUG 2024
13/09/2024 GST
15/09/2024 DEBIT INTEREST
 AMOUNT (Rs.) CASHBACK EARNED
18.00 Dr 0.00 Cr
100.00 Dr 0.00 Cr
9,528.00 Cr 476.00 Dr
110.00 Cr 0.00 Dr
389.32 Dr 0.00 Cr
2,162.89 Dr 0.00 Cr
**** End of Statement ****
DATE TRANSACTION DETAILS MERCHANT CATEGORY
EMI BALANCES
DREAMPLUG TECHNOLOGI 35034764
FLIPKART INTERNET PVT LT 40192400
Flipkart Inter Banglor 40819563
Flipkart Inter Banglor 41111634
Flipkart Payments 47897568
 AMOUNT (Rs.) CASHBACK EARNED

463.44 0.00
7,227.45 0.00
17,037.99 0.00
24,258.30 0.00
9,779.69 0.00
**** End of Statement ****
Finance Charge
If a card holder calculation
avails of the revolving facility of the credit card and hence chooses to pay
amount less than the total amount due reflected in the monthly
outstanding amount would attract finance charges and all new transactions will also attract finance charges, till such time as the previous outstanding am
example, assume that you have paid all previous dues in full and do not have any amount outstanding in your credit card account. You have purchased h
25000.00 on 12th June and withdrawn cash from ATM for Rs. 5000.00 on 15th June. Your monthly statement is on 20th of every month. On 20th June, you would b
5000.00 cash withdrawals for 6 days @ 3.6% p.m. i.e., 5000.00*6 days*3.6%*12 months/365days= Rs.35.50 your due date for 20th June statement is 10th July and yo
and you also make a fresh purchase of Rs. 10000.00 on 11th July, Interest to be levied on 20th July would be as under:
Particulars Charges
Duplicate Statement Fee Waived
Charge slip retrieval Fee Waived
Outstation Cheque Fee Waived
Finance Charges(Retail & Cash) 3.6% p.m (52.86% per annum)
Fee for Cash Payment at branches Rs. 100

Cash Withdrawal Fees 2.5% of cash withdrawn (Min. Rs 500)

Nil if total payment due is upto Rs 500; Rs 500

if total payment due is between Rs 501 - Rs
5000;
Rs 750 if total payment due is between Rs
Overdue Penalty/late payment fee 5001-Rs 10.000;
Rs 1,200 if total payment due is greater than
Rs. 10,000

Over limit Penalty 2.5% of over limit amount (Min. Rs 500)

Foreign Currency transaction Fee 3.5% of transaction value

Cheque return or Dishonour Fee 2% of payment amount subject to minimum Rs.
450, Max. Rs. 1,500
Surcharge on Purchase or cancellation of As prescribed by IRCTC/ Indian Railways
railway tickets
Joining Fee & Annual fees As communicated at the time of application

Add On card - Joining & Annual Fees Waived

Interest on Rs.25000 @ 3.6% p.m. from 12th June to 20th July (39 1153.97
Days)
Interest on Rs.5000 @ 3.6% p.m. from 16th June to 10th July (25 147.94
days)
Interest on Rs.5000 @ 3.6% p.m. from 11th July to 20th July (11 56.86
days)
Interest on Rs.10000 @ 3.6% p.m. from 10th July to 20th July (10 days) 118.36

Interest on 35.50 (Interest + Tax levied in last statement) @ 3.6% 1.30

p.m. from 20th June to 20th July (31 days)
Total Interest charged on 20th July 1478.43
Actual interest calculation would vary based on the individual purchases and revolve behaviour. Please note that making only minimum payment due every month wou
Assume that you have paid all previous dues in full, and do not have any amount
outstanding in your Credit Card Account, and your monthly statement is generated on the 15th of
every month.
Revised MAD computation logic (effective 10th Nov 2023):
Charges structure is subject to change form time at the sole discretion of Axis Bank. Penal interest, late payment charges and other re

Billing Dispute Resolution

Txn Date Type Cr/Db MAD Contribution Amount
25th Sep Purchase Db 2% 5000
1st Oct Joining Fees Db 100% 1000
1st Oct GST on Joining Fees Db 100% 180
1st Oct Cash Withdrawal Db 2% 2000
1st Oct Cash Withdrawal Fee Db 100% 500
1st Oct GST Db 100% 90
15th Oct Interest on Cash withdrawal Db 100% 35.5

15th Oct GST on Interest Db 100% 6.4

Total Amount Due 8811.9
Minimum Amount Due 1951.90
MAD = 2% of Purchase and Cash Withdrawal + 100% of Joining Fees, Cash Withdrawal information, we may reverse the charges on a temporary basis. If on
Fee, Interest on cash withdrawal, GST & GST on Interest
MAD = 2%*(5000+2000) + 100%*(1000+180+500+18+35.5+6.4) = 1951.90
completion of subsequent investigation, we are satisfied that the liability of such charge is
to your account, we will reinstate the charge in the subsequent statement.
Level 1 - Call Centre numbers: 1800 419 0068 Report Loss, Theft or
To Unauthorised use
report loss, theft or of Card oruse
unauthorised Pin
of
Branches /Loan Centres (please visit www.axisbank.com to locate the
5616160
nearest branch /loan centre)
Call the Phone banking number (IVR) 1860 419 5555,1860 500 5555 and select 0 to block the card
Level 2
Go on the Mobile App and block the credit card
 Write Email Call
Mr. Ashok Sunar Nodal Officer Ph. 080-61865200 Timings: 9.30
Address : Axis Bank Ltd, CPU 1st am to 5.30 pm Monday to Saturday
Floor, "Gigaplex", Plot No I.T.5, (except second and fourth
MIDC, Airoli Knowledge Park, Saturdays and Bank Holidays)
Airoli Navi Mumbai-400708
Nodal.officer@axisban
k.com
Contact Us:For any clarification on your credit card statement Phone: 1800 103 5577Email: www.axisbank.com/supportSend correspondenc
Level 3 “Axis bank may tie up
with credit bureau
authorized by RBI and
will share credit
information including
but not limited to your
current balance,
payment history,
demographic details, etc.
the credit bureau do not
provide any opinion,
indication or comment
pertaining to whatever
credit should or should
not be granted. It is your
best interest to maintain
 Disclosure :
Grievance Redressal Mechanism
Minimum Amount Due Calculation
Schedule of charges
Write Email Call
Mrs. Deepti Radkar Principal Ph. 080-61865098 Timings: 9.30
Nodal Officer Address: Axis am to 5.30 pm Monday to Saturday
Bank Ltd, NPC1, 5th Floor, (except second and fourth
“Gigaplex”, Plot No. I.T.5, Saturdays and Bank Holidays)
MIDC, Airoli Knowledge Park,
Airoli, Navi Mumbai-400708 [email protected]