DEMOCRATIC REPUBLIC OF CONGO

UNIVERSITE LIBRE DES PAYS DE GRANDS LACS

FACULTES DE SCIENCES ET TECHNOLOGIES APPLIQUEES

BP. 368 GOMA

www.ulpgl,net

MONEY IS A NECESSARY

EVIL
By NDONDI TUSSI Elogie

English club L0

Supervisor: SIMON Magellan

2022-2023
 Contents

ACKNOWLEDGEMENT .............................................................................................................. 5

INTRODUCTION .......................................................................................................................... 6

DEVELOPMENT ........................................................................................................................... 7

CONCLUSION ............................................................................................................................. 12

REFERENCES ............................................................................................................................. 13
 DEDICATION

To my beloved family
- ‘Money is a neutral tool. It’s how we
use it that makes it good or bad.’-
 ACKNOWLEDGEMENT

I would like to express my gratitude to the supervisor who gave us the idea of this work.

My expressions to parents of mine who gave us sufficient support, morally and materially.
 I. INTRODUCTION

In a way, the universe is contradictory, all things

have a good side and a bad one. Money is a necessary evil; Money gives advantages as well as
disadvantages. How in our society did money become so necessary? What are the advantages
that provides money? What are the disadvantages that provides money? Why is money called
evil? Since when in our society do we use money? What are the reasons why people cannot
afford to give up on money even though it is evil? Let us talk about these points in the following
part of this document, that is, the Development of this work.
 II. DEVELOPMENT

Effectively, like shows the yin and yang theory,

everything is defined in a bad side and in a good side. Money is nothing more and nothing less
than a print on paper. This said, like paper, money has no value. Although people connected their
living on it, that is where money takes its necessity. Money offers advantages as well as
disadvantages not only to those who own it but also to those who do not have any money. Money
supplies a house. Money cannot buy happiness, but it can buy security and safety for you and
your loved ones. Human beings need money to pay for all the things that make your life possible,
such as shelter, food, healthcare bills, school fees, and a good education. You do not necessarily
need to be Bill Gates or have a lot of money to pay for these things, but you will need some
money until the day you die.

Because money is necessary for obtaining the goods and services you need to survive, an
understanding of personal finance is essential. You need to be responsible with the money you
earn and save enough for the future to ensure you will still have enough leftover when you can
no longer trade your labor for money.

You firstly need a house to live in otherwise you will have to become a homeless individual.
Then you will need food, and you will have to assure a certain comfort for you and your loved
ones. So, we can say that money helps us supply our primitive needs.

Money makes it easier to trade your labor for a diverse set of goods and services. The following
are some things to consider when it comes to the value of money and why money is important.

• Without money, if you wanted food, you would need to find someone who had
food who was willing to trade it in exchange for a service you could directly provide, or
for a product you could produce. Bartering transactions like this are cumbersome and
inefficient, not to mention a less reliable means of getting the things you need.
 • Thanks to money, you do not have to hope someone wants to give you something
you need in exchange for something you have available to trade. Everyone recognizes
that money has value, so you can trade it for whatever goods or services you want. This
increases market liquidity, which refers to how easily assets can be purchased or sold.

• Of course, this works only in situations where money has a stable value — and it
derives this value from the fact that it is a scarce commodity. If everyone could obtain as
much money as they wanted by printing it, it would no longer have any value.

• To guard the true value of money, a central authority needs to make sure the
supply of money remains limited. In many cases, a central bank like the U.S. Federal
Reserve controls the money supply and makes sure we do not end up with so much
money that it is no longer seen as valuable — a process called inflation.

Here are some advantages that provides money:

• Money gives you freedom. When you have enough money, you can live where
you want, take care of your needs, and indulge in your hobbies. If you can become
financially independent and have the financial resources necessary to live on without
working, you will enjoy even more freedom since you will be able to do what you want
with your time.

• Money gives you the power to pursue your dreams. Having money makes it
possible for you to start a business, build a dream home, pay the costs associated with
having a family, or accomplish other goals you believe will help you live a better life.
 • Money gives you security. When you have enough money in the bank, you will
never need to worry about having a roof over your head or about having enough to eat or
about being able to see a doctor when you are sick. This does not mean you will be able
to afford everything you want, but you will be able to enjoy a stable middle-class life.

Here are some disadvantages.

• Obsession with money, or a love of money, can create a host of problems.

Trying to acquire money at all costs, or constantly trying to acquire as much money as
you can, could lead you to unethical or even criminal behavior, such as theft or scamming
others. It could also cause you and your family problems if you focus too much on money
or material things at the expense of other people and things in your life. If all you have is
money, but you have no one to share your life with and nothing to enjoy, you are unlikely
to be happy.

• Money can lead to disagreements: When you and your partner or family
members do not agree on what should be done with money, this can cause substantial
friction in your life. In fact, money is one of the leading causes of divorce for many
couples.

One reason so many people profess not to care about

money is that the love of money has been described as “the root of all evil.”

It is true, materialistic people can let an obsession with money drive them to do terrible things for
their own financial gain. It is the love of money which is the root of all kinds of evils.

But money is nothing more than a medium of exchange.

So, money is simply a tool for our use, and we can rightly thank God that, in his wisdom he
ordained that we would invent it and use it. It is simply a “medium of exchange,” something that
makes voluntary exchanges possible. It is a commodity . . . that is legally established as an
exchangeable equivalent of all other commodities, such as goods and services, and is used as a
measure of their comparative values on the market” (The American Heritage Dictionary of the
English Language).

Money makes voluntary exchanges more fair, less wasteful, and far more extensive. We need
money in the world for us to be good stewards of the earth and to glorify God through using it
wisely. If money were evil, then God would not have any. But he says, “The silver is mine, and
the gold is mine, declares the LORD of hosts” (Hag. 2:8). It all belongs to him, and he entrusts it
to us so that through it we would glorify him.

Money provides many opportunities to glorify God: through investing and expanding our
stewardship and thus imitating God’s sovereignty and wisdom; through meeting our own needs
and thus imitating God’s independence; through giving to others and thus imitating God’s mercy
and love; or through giving to the church and to evangelism and thus bringing others into the
kingdom.

Money has been part of human history for at least

the past 5,000 years in some form or another. Historians generally agree that a system of
bartering was likely used before this time. Bartering involves the direct trade of goods and
services. For instance, a farmer may exchange a bushel of wheat for a pair of shoes
from a shoemaker.

The history of money is still being written. The system of exchange has moved from swapping
animal skins to minting coins to printing paper money, and today, we appear to be on the cusp of
a massive shift to electronic transactions. Ancient transaction forms have been co-opted: for
example, bartering still occurs on the margins in some markets such as the business-to-business
(B2B) space and some consumer services. The monetary system will surely continue evolving as
long as humans require a medium of exchange.
The sooner you start saving your money, the more likely it is that you will never face a lack of
money or financial stress. In fact, if you save enough and invest wisely, you could even become
financially free — which happens when you have enough money to live on for the rest of your
life.

Although money cannot buy happiness, freedom, security, and the power to pursue your dreams
can go a long way towards making you happy. That is why it is so important to work hard, earn
money, and learn how to save and invest it. When you start to invest your money, it starts to
work for you and help you produce more — and eventually, you should have enough so that you
can retire.
 III. CONCLUSION

So, in conclusion, money is necessary and evil referring to what human does with it. Money is
necessary for humans are implanted with a reward system that needs motivation in terms of
rewards to function. It is also necessary as it provides a value system to decrease the amount of
time needed trading and provides a fair standard between different items. It is evil when used
badly as a master. - Money is a good servant, but a bad master- said Francis Bacon.
 REFERENCES

1. Famillechretienne.fr/foi-chretienne
2. Pascal Brucker: ‘money is more than a necessary evil; it makes life more fluid’
3. The Bible Haggai 2:8
4. Article of Marie Lesbats: Where does money come from.’