IMPS Response Codes for H2H/API

Response Transaction
Description Remarks
Code Status
00 Successful SUCCESS
08 Host (Cbs) Offline FAILED Reinitiate with same CRN
12 Invalid Account FAILED Reinitiate with same CRN
13 Transaction decline (IAF) FAILED Reinitiate with same CRN
Invalid response from beneficiary
20 FAILED Reinitiate with same CRN
bank
38 Suspected Transaction FAILED Reinitiate with same CRN
Requested function is not
40 FAILED Reinitiate with same CRN
supported
Insufficient balance in pool A/C
51 FAILED Reinitiate with same CRN
for bene bank
Transaction not permitted to
57 FAILED Reinitiate with same CRN
account holder
65 Exceeds account limit FAILED Reinitiate with same CRN
90 Transaction received after Cut Off FAILED Reinitiate with same CRN
Do not reinitiate with same
91 Deemed Approved PENDING
CRN
No routing for
92 FAILED Reinitiate with same CRN
institution/network
94 Duplicate transaction FAILED Reinitiate with same CRN
Transaction Error -Please
95 FAILED Reinitiate with same CRN
reprocess the transaction
96 Check Transaction Limit Exceeded FAILED Reinitiate with same CRN
Verification Successful Orginal
M0 FAILED Reinitiate with same CRN
Trxn Declined
Invalid Beneficiary Mobile
M1 FAILED Reinitiate with same CRN
No/Mas
M2 Amount Limit Exceeded FAILED Reinitiate with same CRN
M3 Account blocked/frozen FAILED Reinitiate with same CRN
M4 NRE account FAILED Reinitiate with same CRN
M5 Account closed FAILED Reinitiate with same CRN
M6 Limit exceeded for member bank FAILED Reinitiate with same CRN
M7 Invalid MPIN FAILED Reinitiate with same CRN
Response Transaction
Description Remarks
Code Status
MA Transaction decline by Merchant FAILED Reinitiate with same CRN
Acquirer Bank does not support
MC FAILED Reinitiate with same CRN
this transaction
MF Request not sent to Merchant FAILED Reinitiate with same CRN
MG Transaction Not allowed FAILED Reinitiate with same CRN
Transaction Failed due to no
N0 FAILED Reinitiate with same CRN
Connectivity
No response from Beneficiary
U8 FAILED Reinitiate with same CRN
Bank, Reversal in process
Invalid Beneficiary Ifsc Code Or
MJ FAILED Reinitiate with same CRN
Nbin
Transaction not allowed (Amount
04 FAILED Reinitiate with same CRN
is greater than 2 lakhs)
30 Technical decline(IMT) FAILED Reinitiate with same CRN
34 Suspected fraud FAILED Reinitiate with same CRN
Invalid account (Credit not
52 FAILED Reinitiate with same CRN
allowed to account type)
61 Exceeds Account Limit FAILED Reinitiate with same CRN
Customer Transaction. Limit
MI FAILED Reinitiate with same CRN
Exceeded
Foreign Inward Remittance Not
MN FAILED Reinitiate with same CRN
Allowed
Transaction Not Allowed As
MQ FAILED Reinitiate with same CRN
Invalid Payment Reference
Transaction Amount Less Than
MR FAILED Reinitiate with same CRN
Rs.1
Transaction Not Allowed As
MS FAILED Reinitiate with same CRN
Invalid Remitter Acc. No
Transaction Not Allowed As
MT FAILED Reinitiate with same CRN
General Error
Foreign Inward Remittance For
MW FAILED Reinitiate with same CRN
P2P Only
R51 Insufficient funds in remitter A/C FAILED Reinitiate with same CRN
R91 Transaction is failed FAILED Reinitiate with same CRN
RM1 Transaction failed FAILED Reinitiate with same CRN
Invalid Response from beneficiary
05 FAILED Reinitiate with same CRN
bank
Invalid Response from beneficiary
10 FAILED Reinitiate with same CRN
bank
Response Transaction
Description Remarks
Code Status
Invalid Response from beneficiary
11 FAILED Reinitiate with same CRN
bank
Transaction Not Allowed As
22 FAILED Reinitiate with same CRN
Amount Is Greater Than 5 Lakhs
Invalid Response from beneficiary
75 FAILED Reinitiate with same CRN
bank
Invalid Response from beneficiary
99 FAILED Reinitiate with same CRN
bank
Invalid Response from beneficiary
M8 FAILED Reinitiate with same CRN
bank
Invalid Response from beneficiary
NO FAILED Reinitiate with same CRN
bank
REF Transaction failed Post recon FAILED Reinitiate with same CRN
Suspected Fraud, Decline
59 Transactions Declined Basis Risk FAILED Reinitiate with same CRN
Score
RM0 Original Request Not Found FAILED Reinitiate with same CRN
RET RET FAILED Reinitiate with same CRN
FLD FLD FAILED Reinitiate with same CRN
Invalid response from beneficiary
14 FAILED Reinitiate with same CRN
Bank
Invalid response code from
54 FAILED Reinitiate with same CRN
beneficiary bank
CUT-OFF IS IN PROCESS
XU FAILED Reinitiate with same CRN
(BENEFICIARY)
Invalid response code from
01 FAILED Reinitiate with same CRN
beneficiary bank
XD Invalid Amount Field FAILED Reinitiate with same CRN
24 Insufficent Balance In Pool A/C FAILED Reinitiate with same CRN
XC Invalid Transaction FAILED Reinitiate with same CRN
FR Falcon Declined transaction FAILED Reinitiate with same CRN
Do not reinitiate with same
SRTY Timeout Timeout
CRN
E15 Invalid Response Code FAILED Reinitiate with same CRN
UB Unable to Process FAILED Reinitiate with same CRN
XF Invalid Message FAILED Reinitiate with same CRN
Beneficiary Bank not enabled for Do not reinitiate with same
MP PENDING
P2A CRN
Response Transaction
Description Remarks
Code Status
ZI Suspected Fraud FAILED Reinitiate with same CRN
78 Transfer Amount Exceeds Limit FAILED Reinitiate with same CRN
Suspected Fraud, Decline
77 Transactions Declined Basis Risk FAILED Reinitiate with same CRN
Score
CU HOST (CBS) OFFLINE FAILED Reinitiate with same CRN
07 INVALID RESPONSE CODE FAILED Reinitiate with same CRN
39 UNABLE TO PROCESS FAILED Reinitiate with same CRN
RMP REQUEST PARAMETER MISSING FAILED Reinitiate with same CRN
Do not reinitiate with same
PEN PENDING PENDING
CRN
RCA Chargeback Accept FAILED Reinitiate with same CRN
Do not reinitiate with same
RCR Chargeback Re-presentment SUCCESS
CRN
NF System malfunction FAILED Reinitiate with same CRN