2018 Civic Education Pamphlet - 2nd Edition
2018 Civic Education Pamphlet - 2nd Edition
2018 Civic Education Pamphlet - 2nd Edition
10.1 CONSTITUTION
A constitution is a body of fundamental laws, principles and conventions according to which a government of
a state operates. It is also refers to the system of laws, customs and principles usually written down,
according to which a country or organisation is governed. It is the supreme law of the land to which all other
laws of a country are subordinate.
(a) Written constitution- is a constitution whose provisions or contents are embodied or documented in a
single formal document.
Merits
It is clear and definite
people can read understand the structure and functions of each organ of government
it is drawn up with great care and deliberations
It cannot be easily manipulated to suit populace emotions
It affords protection to individuals and guarantees people‟s rights.
Demerits
It creates lacunae. A lacunae in Latin is a gap in the law. It may leave out some important aspects uncovered.
It tends to compress into one document all the ideas and political principles of a nation.
It is difficult to amend when rigidity and conservatism are carried too far.
The power of interpretation is vested in the Judiciary and where it is not independent the power may
be manipulated by judges.
(b) Unwritten constitution- is a constitution whose provisions are not found in a single document but in a
collection of documents.
Merits
It is flexible and adaptable to the changing conditions of a dynamic society
It can be bent in order to meet emergencies without breaking its framework.
It satisfies popular and demands.
Demerits
Its existence in multiple documents makes it difficult to be mastered.
It can be unstable and in a state of flux since it provides no guarantee of permanence may easily be
amended or bent to suit the interests of a government.
Note: written or unwritten constitution can either be flexible or rigid constitution.
Forms of constitution
(a) Flexible constitution is a constitution whose provisions are easy to amend, example is the Zambian
constitution.
Merits
It is elastic and adaptable to change to meet new emergencies, circumstances and changing
needs of society.
It allows some constitutional demands to be conveniently postponed or brought forward.
Demerits
It may cause political instability since it can be changed by those in power to satisfy their
interests
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(b) Rigid Constitution is one that is difficult to amend. It can only be amended by a special body and
special procedure. Such bodies include Constituent Assembly (CA), National Constitutional
Conference (NCC) and the Referendum (Plebiscite).
Merit
It is free from dangers of changes resulting from popular passions and revolution
Demerits
It may cause delay when there is an urgent need to amend the constitution to suit the changing
needs of society
Its amendments can be delayed indefinitely thereby leading to frustrations and revolts in
society.
NOTE: The 1996 constitution begins with a preamble which is an introduction to the document.
Constitution adoption means the process of approving the copy of a draft constitution.
There are various methods of adopting the constitution, the most common model methods are;
1. Through Parliament- the draft constitution is taken to parliament where the members of
parliament debate on the draft before adopting it. For example, Zambia used this three times in all the
three constitution review commissions.
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Representatives are drawn from churches, learning institutions, trade unions and student
bodies.
This method is more democratic and more favourable to Zambian citizenry because it is free
from government interference.
Countries such as the United States of America, India, Namibia, Uganda, South Africa, Kenya,
and Ethiopia adopted their constitutions through the CA.
3. Referendum
The Draft constitution is subjected to the general public to approve it through a public vote.
If more than half of the votes cast are in favour of the amendment (50%+1), the Constitution
would have been adopted and the Republican President will assent the Draft copy to legitimise
it.
**The National Constitutional Conference (NCC) -The choosing of the members of Assembly of the
NCC is similar to that of the CA in that its members are drawn from various interest groups but it is a
conventional method. The only difference is that the final draft constitution of the NCC has to be
adopted by parliament.
4 Mixed Member Proportionality System Combination of the First-Past The-Post and the
(MMPS) Proportional Representation Systems
Elections are important because they;
Oblige candidates to explain to the citizens why they should be elected.
Make political parties accountable to the people.
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The following are the stages involved in the electoral process of Zambia.
Legislation
Delimitation of constituencies, wards/polling districts
Voters‟ education
Registration of voters
Verification of voter‟s roll
Nomination of candidates
Election campaigns
Polling day
Counting, tabulating/ verification of the votes
Announcement of results and declaration of winners
Resolving election-related disputes and complaints
The electoral code of conduct is a set of rules and principles that regulates the conduct of all stake
holders before, during and after elections.
The Electoral Code of Conduct of 2006 is a set of rules and principles that regulates the conduct of all
stake holders before, during and after elections.
These stake holders include the Electoral Commission of Zambia, political parties, media institutions,
election monitors, election agents, Zambia Police and other law enforcement institutions.
According to this code any person taking part in campaigns and elections should ensure that the
conditions are conducive for the conduct of free and fair elections.
All stakeholders should guarantee rights and freedoms of the electorate and contestants.
The code does not allow any form of intimidation, violence, bribery, vote buying, corruption and
office inducement as a means of winning elections.
The code also does not allow the use of government facilities and transport for campaign purposes.
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TYPES OF ELECTIONS
1. Primary Elections- These are held whenever a political party wants to choose candidates to
stand in presidential, parliamentary and local government elections.
2. By-Elections- These are held when a Mayor (Council Chairperson), councillor or Member of
Parliament:-
Dies
3. General elections-These are held every five years to elect the President, Member of
Parliament, Mayor (Council Chairperson) and ward councillors.
Note: In parliamentary or local government elections a candidate can either be sponsored by a political
party or stand as an independent candidate. For presidential election a candidate must belong to a
political party.
Make plans and programmes more relevant to local needs and conditions.
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Reduce the burden of senior staff at national level in order to improve their performance.
The district council administration was headed by the district executive secretary and supported by
secretaries.
In 1991, the decentralisation Act was amended and it introduced three types of local councils, these
were; City, municipal and district councils. Town Clerks and Mayors are found in City and Municipal
Councils while Council Secretary and Council Chairpersons are found in District councils.
This has continued to present. The MMD government wanted to give more powers to the councils so
that there was less dependence on central government for funds.
And this made the councils to operate freely without interference from political parties.
Collecting levies.
Making by-laws.
Sewage disposal.
Maintaining graveyards.
Town planning.
10.3 CITIZENSHIP
2. Moral aspect
A citizen must have a sense of responsibility to fulfil all duties given to him or her by the State.
He/she must be good and honourable sense to the state/family he/she belongs to.
(i) Rule of Jus Sanguinis: This rule considers citizenship based on blood relation or descent.
A child inherits the citizenship of his/her parents regardless of where that child is born.
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(ii) Rule of Jus Soli: Considers citizenship based on the place of birth.
Note: Countries that acknowledge both Jus Soli and Jus Sanguinis, minors result in having dual citizenship
which Zambia according the 2016 Amended Constitution recognises
2. Naturalized citizenship
This is the type of citizenship that is acquired upon meeting prescribed conditions or by registration.
These principles are:-
i. Rule of residence - states that an alien who lives in a host country for an uninterrupted period of
time may apply to become a citizen of that country if he/she wishes so. For example, an alien who
has lived in Zambia for ten years can apply for citizenship.
ii. Marriage- allows a spouse to acquire citizenship of the wife or husband, but a host country can
demand the evidence of good character before issuing citizenship.
iii. Principle of declaration on a prescribed form- allows a foreigner or alien to fill in a prescribed
application forms and provide important documents declaring that he/she wants to apply for
citizenship in the host country. An alien must publish his/her declaration in the daily newspaper.
iv. Renunciation of previous citizenship- an alien is required to give up his/her previous citizenship
and take an oath of allegiance of the host country, also known as expatriation. However, a
naturalised citizen can either be partial or complete.
(a) Partial citizenship- is a type where a citizen does not enjoy all the rights and privileges of the
country. For example, he/she has no right to vote.
(b) Complete citizenship- is a type which allows a citizen to enjoy all the rights and privileges in
the state.
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ii. Ignorance-An ignorant person often fails to differentiate between wrong and right and this
prevents such citizens from making full contribution to national development.
iv. Defects in the electoral system- If a large section of the citizens have no confidence in the
electoral system, it can make them lose interest in the affairs of a state.
v. Misinformation by the media- The print and electronic media such as newspapers, radio,
television and internet may twist the truth and misinform the public to such an extent that
citizens are not able to assess issues knowledgeably and correctly.
(b) Moral rights- these are rights acknowledged by the moral sense of the people, they exist due
to custom, long usage and the strength of public opinion.
No legal action can be taken against violation of moral rights but the way people feel about
them is so strong.
(c) Legal rights- these are privileges given by the government of a nation and guaranteed by it
and legal rights are recognised by states.
They are justiciable. These rights are enshrined in the laws of a nation. The three kinds of
legal rights are;
i. Civil rights
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*Right to education is not a legal right in Zambia because it is non-justiciable since it is not found in the
Bill of Rights. It falls under Economic, Social and Cultural rights.
ii. Political rights- these are rights that ensure that every person is given an opportunity to take part
in the affairs of a state.
Democracy can only be possible by the active participation and cooperation of all citizens. Other
political rights are;
Right to vote.
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Paying taxes.
(d) The French Declaration on the Rights of man and citizen of 1789
The document was written by elders, wise men and associations of the country commissioned
by the king to draw up principles on how Malian empire should be ruled.
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“Every human life is life”. For this reason nobody should torment another human being.
The charter also addressed two evils: hunger and slavery as follows- “hunger and slavery is
not a good thing.” He considered these evils as worse calamities.
In short the Charter condemned slavery and promised to eradicate all forms of hunger.
However, these documents were not universal in nature for they excluded women, children,
slave and persons of certain social, religious, economic and political groups.
After the United Nations member states promised to respect human rights, a commission on
human rights was formed to promote the promise.
The commission was assigned to draft a document putting in writing the meaning of
fundamental rights and freedom that had been declared in the Charter. The chair of the
commission was Eleanor Roosevelt, the wife of president Franklin Delano Roosevelt,
president of US that time.
The commission came up with the universal declaration of human rights which was adopted
on 10th December, 1948.
The UDHR is a set of principles by which United Nations members commit themselves to
provide all people of the world with human dignity.
Human Rights empower people to take action when and wherever the set standards are not
met even if the laws of their country or leaders do not recognise them.
The introduction of the UDHR states that recognition of the inherent dignity and of the equal
and inalienable rights of all members of the human life is foundation of freedom, justice and
peace in the world.
The UDHR emphasised on freedom and justice for all people throughout the country.
Meaning they are inborn and are our birth rite, we are born with them. They cannot be
transferred from one person to another.
They are natural and permanent part of human beings until one dies, it does not matter
whether one knows them or not, they still exist and cannot be bought.
Human rights cannot be separated or taken away or given away even when they are violated.
Human rights cannot be grabbed even if the owner is not aware of them because they are
natural and legal (lawful) claims.
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Human rights are equally important and cannot be divided, subtracted or removed from others.
For example, one cannot be denied the right to food, clothes, medical care or shelter then be
granted only the right to life.
The right to life is dependant and related to the right to food, clothes and so on.
If a person is denied the right to education, that person is likely to never fulfil his/her potential
and earn a decent living.
This means rights depend on each other to be fulfilled and enjoyed in full.
1. Civil and political rights- called first generation‟s rights because they were the first to be recognised.
These rights stress the freedom of the individual and urges government not to interfere in the life of an
individual. In the 1996 constitution of Zambia, civil and political rights are found in part III and they
include;
Right to life
Freedom of opinion
Freedom of movement
Protection from discrimination on grounds of race, age, sex, religion and many others.
2. Economic, social and cultural rights- these are also known as second generation rights. They bring
about social justice, dignity and equality when government creates good conditions to allow the
enjoyment of these rights. This category includes;
Rights to food
Employment
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Education
Clean environment
Development and
Adequate housing.
3. Collective Rights or Solidarity rights – these are also called as the third generation rights and are the
most recently identified rights. Collective rights refer to those rights of people to be protected from
attacks on their group interest and identity. The most important collective right is the right to self-
determination. Collective rights include;
Right to self-determination,
A health environment,
Natural resources,
*These rights though they are not legally binding they create a framework for the enjoyment of all other
rights.
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10.5 CORRUPTION
iv. Provision of services such as electricity, water supply and road maintenance at a time of
election.
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Large numbers of people compete for insufficient services like few school places.
2. Economic causes
Allocation of government loans and giving of tenders to some preferred individuals at the
exclusion of others.
It has a slogan “promote integrity, say no to corruption,” which enshrines the general fight
against corruption.
They encourage everyone to join the fight by reporting any corrupt practices seen to the
commission.
This was formed to control the procurement and regulate the goods and services by the
government ministries, departments and parastatal organisations.
It fights corruption by ensuring that the procedures in the procurement system are done in a
transparent or accountable manner.
3. Parliament
Its major role is to make laws but it also refuses to sign appointments and promotions of
corrupt public officials including those in the Judiciary.
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Its major responsibility is to ensure that public funds allocated by the parliament are used for
the intended purpose.
It also audits accounts relating to the general revenue of the country and the expenditure of
monies apportioned by parliament.
It also audits the Judicature, accounts relating to stock and stores of government and accounts
of state-owned enterprise and corporation.
The Act provides for the disclosure of information on the suspected personnel involved on
money laundering activities.
10.5.6 Identify the role of public officers, community and the youth in fighting corruption
Individuals and groups can participate in the fight against corruption by:-
Changing attitudes from tolerance to total rejection of corruption.
Accessing information on procedures of how to deal with corruption cases.
Reporting corrupt officers to institutions such as the Zambia Police, TIZ and ACC.
Supporting organizations that are fighting corruption.
Demanding integrity and high sense of morality for public office bearers.
Encouraging and supporting free press.
Taking responsibility for one‟s actions.
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Language is not only spoken, it can also be unspoken. For example gestures are signs used to
express different things such as showing a fist as a sign of strength or violence.
2. Religion
Religion can also dictate the type of food/ drink people take. For example, Hindus do not eat
beef because they believe that when a person dies some of them will be born in an animal.
Devoted Catholics used not to eat meat on Good Friday, while devoted Muslims do not drink
alcohol.
Values and attitudes constitute the value systems of any given society.
This is a type of learning in which adults teach young family members on how to behave in
certain situations. For example, Namwangas, Luvales, Lungus and other cultures teach a child
to kneel down when he/she is greeting/giving elders something as a form of respect.
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5. Social organisations
It relates to how society defines relationships, social institutions such as marriage and status
system such as the role of a woman and children. The extended family system is a common
social institution in African societies for it provides mutual protection and social support on a
daily basis.
Technology and material culture relates to the way society organizes its economic activities.
Terms like this industrialized nations and developing nations like Zambia refer to different
technologies and cultures.
Thus, we speak of being in the Stone Age when society used stone tools, Iron Age when iron
tools were used, but now we talk of computer age culture since computers are the means of
story of organising, calculating etc.
Developed countries have reached Space Age culture by designing the most modern
technology such as E-mail information.
7. Aesthetics
It dictates what is considered good taste, might be considered bad taste in another culture, e g
dressing in mini-skirts, tight trousers are acceptable in towns but condemned in villages in
Zambia.
These are the rules and structures that regulate the behaviour of individuals.
Laws protect members of the society to live peace and free from in-human treatment.
The political system of a society defines the structure of government and who occupies
position in the structures.
It also defines the roles and responsibilities of the leaders and the people led.
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This is a product of changing needs and innovation of people‟s lives, hence it is short lived.
This culture is seen among the youth who have new music, fashion among others in entertainment.
3. Folk culture
The past is revived from elements of the forgotten past due to nostalgic tastes
This culture is seen on the influences of technological changes on old traditions. For example,
playing old music on the national television.
4. Synthetic culture
This is also called artificial culture which has mainly destroyed cultural identities of
developing countries like Zambia who adopt Western cultures.
Indigenous culture has only been preserved as a tourist attraction to earn money as foreign
exchange.
This foreign culture is consumed mainly in form of films, television and radio. Above all,
Western culture due to its high technological advances, it is admired and enjoyed by many.
5. Idea culture
Refers to some kind of aspiration of where people would love to be. For example, every
society views itself in a positive way and has the highest virtues and standards it aspires to be.
In this regard, people in many cultures would describe their culture in ideal terms and not
what is in reality. Ideals are not realised every day. For example, Zambia was described as a
Christian nation but in reality its people do not live as Christians.
6. Real culture
7. Sub – culture
This is the way of life or behaviour which a small group of individuals belonging to the same
culture may portray.
Sub- culture may arise due to different occupations in society which results in variations in
power and prestige. For example, within the same cultural group, people with little education
will behave differently from the well educated in society. Between the two groups, there will
be differences in the way they dress, speak, play and will have different beliefs.
In reality the rich and the well- educated may form an „‟elite culture‟‟ which is assumed to be
expensive.
8. Counter culture
This refers to the behavioural patterns, and life styles shown by a group of people that are
exposed to the generally accepted standard of behaviour in society. A group of street kids and
unemployed youths will have their own way of talking, their leisure and behaviour, different
from the larger society.
Therefore, their behaviour will would constitute a counter culture of the general society, which
is a form of social rebellion.
9. Cultural heterogeneity
This refers to a society that contains a variety of groups of different races, beliefs, religions
and nationalities.
The republic of South Africa is one of such a culture. It has a slogan of „‟Rainbow Nation‟‟, to
emphasise on the diversities of cultures found there. This promote Pluralism which unifies
recognizes and respects the contributions of different cultures to the entire society.
This is a common culture of people of a similar race, beliefs, religion and nationality. For
example, the North African Arabic Countries like Tunisia and Libya are the same race, share
the same religion and nationality, thus, are classified as homogeneous.
Siyeke (Sikenge)
Cisungu
Mukanda
Marriage rituals
Matebeto
Cilanga mulilo
Mbusa
Death rituals
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Mweesyo
Isambo Lyamfwa
Ukupyana
Traditional ceremonies: many traditional ceremonies are held to celebrate past events. Other
functions of traditional ceremonies include:
iii. Communicating important cultural themes through the use of special forms of language,
music and dance
Harvest festivals
Religious festivals
Ceremonies for small intimate groups such as boys or girls when these come of age.
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10.6.7 Identify factors that affect the appreciation of cultural diversity in Zambia
1. Stereotyping
This is an ever generalized and pre – conceived ideas or impression of what characterises
someone.
Stereotyping is treating someone badly just because he or she is different from you. One may
judge an individual on the basis of how one perceives the whole ethnic group.
In Zambia for example, there is stereotyping. Some ethnic groups are labelled as thieves,
others stingy, others are backward and others tribal.
2. Prejudice
This is biased opinion based on insufficient knowledge or hostility towards particular racial,
religious or ethnic groups.
It is the practice of thinking badly about someone because he or she is different from you.
If not checked it can lead to serious civil war, for example, the Rwanda genocide and Burundi
civil wars.
3. Ethnocentrism
This comes from the word „ethnocentric‟, which is the belief that one‟s‟ own cultural
traditional group or racial group is superior to all others.
If other cultures are not like one‟s own culture then, they are regarded as inferior.
People tend to view the custom of others in light with their own beliefs and values.
Ethnocentrism is also a belief that one‟s way of life is best and others are judged by their
standard.
Ethnocentrism is a form of discrimination and leads to serious conflict even civil war. The
Rwanda 1994 genocide is such a good example.
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This is a belief that each cultural group has the right to its own culture even if the culture does
not please you.
But such cultural practices should not violet individual basic human rights and freedom.
Cultural diversity is the absence of direct and indirect discrimination in all areas of life.
Collection of artefacts.
Restoration of artefacts.
(b) National Heritage Conservation- administers immovable heritage such as sites and
monuments.
(c) National Arts Council- it promotes artistic and intellectual creativity and art education.
It recognises that freedom of opinion and expression is essential for reactive activities of
artists and intellectuals alike.
The colonial authorities regardless of cultural and ethnic realities arbitrarily drew up the
geographical international boarders of Zambia.
Zambia acknowledges that international cultural exchanges and encounters contribute to the
promotion of global peace, respect, mutual understanding and cooperation.
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Substance abuse is the taking something often that the body does not need and for wrong reasons. For
example, taking medicine when one is not sick is substance abuse.
Classification of substances
Substances fall into two major categories: over the counter substances and controlled substances.
i. Over the counter substances
These are substances that can be easily bought over the counter such as panadol and aspirin.
One can buy these medicines of without a prescription.
These are substances which can only be obtained if one has a prescription or special
authorisation.
Examples of such medicines are valium (diazepam), morphine, mandrax, cocaine, pethidine and
marijuana.
The most common are caffeine which is found in coffee, coca cola, chocolate and diet pills.
Other stimulants include cocaine and nicotine. If stimulants are taken in large amounts, they
become depressants and they slow down the central nervous system.
Hallucinogens: are substances that distort the way the brain translates impulses or the messages
from the sensory organs, producing perceptual changes.
Distortion makes the brain change massages about something real producing an illusion.
The brain also produces images which do not exist in reality called hallucinations.
Narcotics or Opiates: these are substances that make senses dull and relieve pain by depressing
the cerebral cortex.
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These substances affect the thalamus which is the body‟s mood regulating centre.
Narcotics are mainly derived from the opium poppy plant. They include raw opium, pethidine,
marijuana, morphine, heroine methadone and codeine.
These are substances found in household products such as glue, deodorants like perfume spray
and fuel gases.
Once inhaled, the capillaries to the surface of the lungs allow rapid absorption of the
substance.
It enters the brain at a very fast rate; intoxicating effects are very high.
Alcohol is also taken for medicinal purposes for many medicines contain alcohol in small
percentages.
Alcohol is abused when one takes too much and often. An alcoholic is a person who is
addicted to alcohol beverages like beer.
The strength of any alcoholic beverages depend on the percentage concentration of a chemical
known as ethanol per given volume.
**If the beverage has a higher percentage of ethanol per volume, then a drink is more
potent.
Effects of alcohol
Increases blood pressure and heart problems.
Causes cirrhosis; diseases of the liver: the liver becomes fatty and enlarged causing
inflammation. This causes loss of appetite, abdominal discomfort and death, makes one feel
warm, when one in reality is losing heat leading to hypothermia.
Distort understanding of time and space and affects the sight causing one having double or
multiple vision.
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This is a substance that is commonly abused. It contains Nicotine, Tar and Carbon Monoxide
which are harmful to the body.
When a person smokes these substances, they enter the blood stream and lungs.
Nicotine is a colourless harmful drug. It acts as a stimulant and speeds up the transmission of
nerve impulses if taken in small dose. If taken in large doses, it slows nerve impulses resulting
in reduction of heart beat.
Carbon monoxide is a deadly gas that affects the blood‟s ability to carry oxygen around the
body. It also affects the action of the cilia (hair).
Effects of smoking
Bronchitis
Heart diseases; nicotine increases heartbeat which wears down the heart
Cancer; 90% of deaths from cancer are due to cancer caused by smoking)
Shortness of breath.
3. Inhalants
Violent behaviour.
Unpredictable behaviour.
Memory impairments.
A drug is any substance which changes the chemistry of the body and affects the natural
balance of the mind and the emotions.
Natural drugs are those found in certain plants such as Caffeine in coffee,
tetrahydrocannabinol (THC), found in cannabis and nicotine in tobacco. Synthetic drugs are
manufactured drugs such as Panadol and asprin.
5. Cannabis
This is a hard brown material or herbal mixture that comes from a cannabis plant and it is an
illegal plant in Zambia.
Marijuana: this comes from the dried leaves, flowers or stems of the cannabis plant. It has a
concentration of delta – 9 – tetrahydro cannibinol (THC) of about 0 – 12 %.
Hashish: this is made from the stick of the plant. It contains 12 – 18 % of THC.
Hashish Oil: made from compressing hashish to produce oil using solvent. Concentration of
THC is about 18 – 25 % and its more potent than the rest.
Effects of cannabis
Makes the user feel exhausted.
Affects the reproductive system by reducing the sperm count in males and irregular menstrual
cycles in females.
Causes cancer.
6. Heroin
It is a brown or white speckled powder made from juice extract from unripe capsules of opium
poppy plants.
Morphine is used to ease severe pain; however, it is very dangerous when not used properly.
Heroine is taken mainly by smoking, sniffing injecting into the veins. The street names for
heroine are brown sugar, smack, skag, horse.
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Causes depression.
Loss of appetite.
7. Cocaine
The leaves of coca plant when chewed can relieve fatigue and hunger. Cocaine can be smoked
or injected in the blood.
The street names for cocaine are coke, Charlie, snow lady and dust.
Effects of cocaine
Dry mouth.
Sweating.
Indigestion.
Loss of appetite.
Possession of certain materials such as straws, pill boxes, needles, glass bottles.
Walking away
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Physical dependence is when one tries to withdraw using a substance but faces physical
effects such as shaking and poor co-ordination.
While psychological effects is where one experiences anxiety and depression due to withdraw
of abused substance.
Some substance users may only feel the effect when they take larger doses of the substance.
These users have reached the drug tolerance levels.
10.7.4 Discuss impact of substance abuse on individuals, community, national and international levels
Impact of substance abuse on society
Individual level: an abuser of a substance is likely to have health problems resulting from the effects of the
substance taken.
Owing to poor health, the victims may affect working and studying culture.
The victim may not have support from his or her loved ones.
Due to overdependence, the abuser may be speeding a lot on substances.
Family level: substance abusers may tend to ignore their families as they only care about having the
substance.
As a result they tend to have a lot of credit and stealing from their families and friends. Hence, their
families are affected.
This teaches young ones in the family to start abusing themselves also.
Community and national levels: some substance abusers end up committing crimes like murder and
robbery to acquire money for the substance.
Others may be involved in prostitution and drug trafficking.
These illegal activities have a negative effect on the community and the nation at large.
The spread of HIV and AIDS is likely to be very high among substance abusers due to risk of
behaviour such as unprotected sex, and sharing of needles. The abuser when sick the all nation
and community is affected.
Money laundering is common in drug trafficking for example, some drug traffickers use
money obtained illegally to destabilise governments through corruption, violence and buying
votes.
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Educating the people on the bad effects of substance effects. And the need to control the use of
these substances anyhow.
Taking keen interest in one‟s community; people should love their community and identify the
signs and symptoms of substance abuse, and report to the institutions concerned with such
issues.
Employment: the government and community at large should provide a wide range of
employment opportunities to discourage unemployed people from substance abuse.
Changing people‟s attitude towards substance abuse; through entertainment such as poems,
drama and debate.
Establishing groups and clubs; this may include anti – drug abuse club and community
rehabilitation centres which control substance abuse.
The public is sensitised on the dangers of substances abuse and the legal implication. Drug
abuse is liable for punishment for a period not exceeding ten (10) years if found guilty.
The government of Zambia also works with other countries to exchange information on drug
trafficking and related crime in order to arrest offenders.
This is a government department charged with the responsibility of curbing substance abuse.
This commission has offices in all the provinces in Zambia with a National Education
Campaign Division. The division is responsible for dissemination of information intended to
sensitise the public on the effects of drug abuse.
The department also works with Non-Governmental Organisation (NGOs) and other
government departments to rehabilitate victims of substance abuse. Some NGOs involved are:
Youth Alive
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GRADE 11 TOPICS
Article 11: This is the preamble which is a general declaration of the rights every person in Zambia is entitled
to regardless of race, place of origin, political opinion, colour and brief, religion, sex or marital status.
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Article 24: Protection of Young Persons from Exploitation. It ensures protection of young persons from
physical ill-treatment and from all forms of neglect, cruelty and exploitation. It also prohibits the trafficking
of young persons.
Social and economic rights are not included in the Bill of rights. The current Bill of rights only
contains Civil and Political rights
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Though Zambia has ratified or acceded to various international human rights instruments she
has not domesticated most of them.
Rights such as economic, social and cultural if included in the Bill of rights may not
Justiciable because they depend on the government to provide resources for their enjoyment
A mechanism on the enforcement of the rights and freedoms is provided for in Article 28 of the
constitution. The High Court is given the vital role to enforce the Bill of Rights.
All communications involving constitutional disputes should be taken to the High court. A person
aggrieved due to the violation of his or her fundamental rights, can petition the high court to remedy
or set right (an undesirable or unfair situation. The high court is given the power to issue writs (written
order) on lodged claims or complaints and give direction as it is considered appropriate.
However, if a person is not happy with the decision of the high court, he /she may appeal to the
highest court of appeal, the Supreme Court provided their case is not frivolous or vexatious.
The Judicial review under order 53 of the rules of the Supreme Court is another mechanism used. This
is applicable when the judiciary checks on whether the legislature and the executive are exercising
their powers in accordance with the constitution. Under this mechanism, there is application for
habeas copywriter of currier.
The other mechanism is the use of the Human Rights Commission which acts as a watchdog it the
courts in enforcing human right under be human rights Act No.39 of 1996, the commission has a
mandate to monitor violations of human rights through investigations and public hearings. It also
recommend and facilities mediation and conciliation in enforcing human rights.
The office of the investigator General, who is also known as ombudsman, enforces human rights
claims well. The investigations General are the chairperson of the commission of investigation for
investigations. Any person is tree to write to the investigator General to complete human rights
violations. The commission carries out investigations on people‟s complaints on corruption and other
cases of abuses and human rights violations in the civil services. The investigator General gives
advice to either the police or court to take actions after investigations have been carried out. The
media, civil society, parliament, the Law Association of Zambia (LAZ) a trade unions are also
involved in meaning human right violations. By so doing they supplement the work of the judiciary.
Discuss the role and the investigations that promote human rights in Zambia. There are several
institutions the government and non-government organizations that help enforce the Zambia bill of
rights.
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The Judiciary
The courts of law which are the judiciary system in Zambia play a vital role in promoting human rights in
Zambia. It consist of the supreme court, the high court, the industrial relations court, the subordinate courts,
the local courts and any other courts prescribed by an Act of Rights by applying laws to the cases role
received from the petitioners where rights are violated. The judges of the courts are independent, impartial
and subject only to the constitution and the law.
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Amnesty International
It is a worldwide self-governing movement of people whose aim is to campaign for internationally
recognised human rights.
It does not seek or accept any funds from government to carry out its mandate
The vision is to ensure that every person enjoys all the human rights enshrined in UDHR and other
international human rights instruments
It conducts research and action focused on preventing physical and mental abuses of human rights
It endeavours to promote integrity, freedom of conscience and expression and freedom from
discrimination
Caritas Zambia
A faith based organisation which is inspired by gospel values and social reaching of the Catholic
Church.
It promotes integral human development economic justice, human dignity and empowerment of the
less privileged in society.
It is done through consent station, advocacy, research, training and capacity building.
International Organisations
Pressure Groups
Pressure groups are civil society organisations formed to influence government policy and decisions
on a particular subject. They are disbanded upon meeting the objective for which they were
established.
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Civic Organisations
Civic organisations are concerned with issues such as civic education, human rights, and good governance.
The following are examples of civic organisations:
Women’s Groups
Women‟s groups are concerned with promoting and protecting women‟s rights. The following are examples of
women‟s groups:
Women for Change (WfC)
National Women‟s Lobby Group (NWLG).
Young Women‟s Christian Association (YWCA).
Zambia Alliance of Women (ZAW)
Forum for African Women Educationalists of Zambia (FAWEZA).
Women in Development (WID).
Society for Women Against AIDS in Zambia (SWAAZ).
Professional Associations
Professional associations are primarily formed by people in a particular profession to promote and protect
their professional interests. However, they often act as pressure groups on the government and they educate
people on their rights. The following are examples of professional associations:
The Law Association of Zambia (LAZ).
Women in Law and Development in Africa (WILDAF).
The Zambia Independent Media Association (ZIMA).
The Press Association of Zambia (PAZA).
Zambia Association of Civic Education Teachers (ZACET).
Zambia Association of Religious Education Teachers (ZARET)
Languages Teachers Association of Zambia (LTAZ) and other subject associations.
Industrial Organisations
Industrial organisations are formed by people in the same industry. For example, workers in a manufacturing
industry can form organisations to safeguard their interests. They include:
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Religious Organisations
Churches and other religious organisations often speak out on governance issues such as constitutional
reform, unemployment and corruption. These organisations include:
Defend the ideals of democracy by checking the growth of undemocratic tendencies in the policies of
the government.
To carry out civic education activities and promote public awareness on issues affecting society such
as HIV/AIDS, human rights abuses, and poverty.
Influence public opinion. Civil society organisations use the strategy of advocacy to influence public
opinion in favour of specific objectives. For instance, they draw the attention of the government and
the general public to the plight of the marginalized and disadvantaged people in society.
Debate bills and influence amendments or decisions of the Legislature. Civil society organisations
conduct seminars to debate some bills and in this way, influence the decisions of the legislature.
Act as agents of democratic change. For example, by advocating for constitutional reform, gender
equality, and free and fair elections.
Defend and promote human rights and the rule of law. Rule of law means no one is above the law. It
also means giving equal treatment to all people before the law.
Promote accountability and transparency.
Ensure that the government and other people in authority are accountable to the public. For instance,
NAMAC and TIZ focus on issues of corruption and advocate for transparency in governance.
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Political activities:
Casting a vote in an election.
Standing for a political office in an election.
Joining and campaigning for a political party of one‟s choice.
Attending a political party meeting.
Contacting a councillor or a Member of Parliament to raise an issue.
Writing newspaper articles to criticise government policies.
Print Media
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The media can also be classified according to ownership. We have the public and the private media. The
public media is to a large degree owned and controlled by the state, while the private media is owned by
individuals, private companies and institutions such as the church. Examples of the print media in Zambia are:
The Times of Zambia.
The Sunday Times of Zambia.
The Zambia Daily Mail.
The National Mirror.
The Post.
The Monitor.
The Guardian.
The Weekly Angel.
The Speak Out Magazine.
The Challenge Magazine
Electronic Media
The electronic media uses electric and electronic methods to disseminate information. The common ones are
television, radio, cinema, video, internet (computers) and satellite.
Electronic media operating in Zambia can also be classified into private and public media. Examples are:
New Agencies
New agencies are media institutions that collect and supply information to media h ouses (organisations).
Examples of News Agencies
Zambia News and Information Services (ZANIS) formerly the Zambia News Agency (ZANA) and the
Zambia Information Services (ZIS)
National Agriculture Information Services (NAIS)
Reuters
To inform and educate : Citizens cannot fully participate in governance unless they are well
informed. The radio, television, cinema, and the daily newspapers are effective instruments for
informing and educating the people and helping to form public opinion. This role is particularly
crucial during elections since it is not possible for candidates to visit and talk to every voter. The
voters mainly depend on the media to enable them make decisions about the suitability of a particular
candidate or a political party‟s plans and achievements.
To act as a watchdog: A free and impartial media is indispensable for the successful functioning of a
democratic government. It plays the role of a watchdog and a jealous guardian of the rights of citizens
by holding public officials accountable for their actions. In a democratic state, the media should not
only publicise the activities of the ruling party in a favourable way. It should also investigate and
expose the malpractices of government and other public officials.
To promote public debate: The media provides a forum for the expression of views and opinions of
both the government and the people on matters of public interest. The daily newspapers reserve
columns for the public to express their views and grievances through “Letters to the Editor”. Some
radio and television programmes allow the public to debate community and national issues. The media
can also campaign for or against some leaders or government policies.
To set the Agenda: The media cannot report everything. They must choose what to report, and what
issues to ignore. In this way, the media decides on behalf of the public what is news and what is not.
Consequently, people see the world through the eyes of the media, and this in turn influences people‟s
opinions about issues. Therefore, the media plays a key role in forming public opinion.
Laws restricting press freedom: Another limitation on the media is in the form of laws that restrict
freedom of the press. For instance, under the penal code, it is an offence to publish seditious
publication. Seditious publication is any material that can bring hatred or contempt against the
government and its leadership. This makes it difficult for the media to report unfavourably on
government policies and leaders even when they are not performing well.
Accessibility: Public access to the media is restricted by various factors such as limited circulation,
affordability, high levels of illiteracy, and the discriminatory policies of some media organizations
which deliberately deny publicity to people holding views contrary to their own. In Zambia, about
60% of the population lives in rural areas where the circulation of the print media is almost non-
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Poor road networks: The media finds it very difficult to go to certain rural places to capture news
and cries of the people. Very touching and alarming stories are out there in remote areas but because
of the impassable roads such information is not captured to be brought to the attention of the public
and the government.
Language limitation: The media usually disseminate information in English thereby denying those
who do not know English access to information. Very few programmes are presented in local
languages, the print media is even worse- almost all the newspapers are in English and you should be
aware that illiteracy levels in Zambia are very high.
Physically challenged: The media does not fully cater for the blind and the deaf. There is no news in
Braille unless otherwise. Some media houses have tried to bring on board sign language interpreters
though limited to only certain programmes.
Cost of advertising: It is very costly to advertise in the media. The poor, the majority of whom are in
rural areas, are not able to market their products
Media practitioners such as journalists and editors also enjoy professional autonomy. They
are free to select information or to reject material for publication or broadcasting.
The media practitioners are free to attend and report (or not report) on any meeting or event.
The public enjoy the right to receive fair, full and objective information.
The public also enjoy their right to hear alternative views, including unpopular or disagreeable
views.
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Favourable laws are enacted to protect media practitioners from undue restrictions such as
prohibitive licensing requirements, discriminatory taxation and censorship regulations.
Media practitioners should not abuse their freedom of access to information to violate other
people’s privacy rights or reveal state security secrets.
Disclosing state secrets is criminal-never do that because you put your lovely country in
danger!
Media professionalism also entail balanced coverage of all sectors of society be it the
opposition political parties or ruling party-no biasness in reporting.
11.2.8 Identify factors that hinder the media from disseminating correct information
(a) Corruption
The media practitioners in some cases are corrupted by individuals and government officials to drive a
particular agenda in their favour even when the information is false.
The media both private and public are pressurised highly by political forces. This pressure if not
contained leads to dissemination of propagandas to the public.
(c) Intimidation
In most cases, media houses that are perceived to be anti-government are threatened by the
government with closure. This forces the media to report falsehoods hence misleading the general
public
(d) Non-adherence to standards and ethics : The media at times become unethical in their reporting.
They may report unverified information that alarms the public leading to confusion
(e) Censorship: The government restricts the operations of the media through editorial policies especially
for the public media. Before news items are broadcasted or published, certain government officials
read through and remove items that it perceives confidential.
Economic Development
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Social Development
Needs are things human beings require in order to survive or keep the bodies functioning properly. Examples
are shelter, clothing, food and medical care.
Wants are not really essential for the proper functioning of the body. These are looked at as luxuries, for
example motor vehicles, furniture and alcohol.
Goods and services are very important to everyone. There are certain basic needs that a person cannot do
without, such as food, water, shelter, clothing, education and health services. The most basic of all are food,
water and shelter. We need to eat nutritious food and drink safe and clean water to keep healthy.
We need shelter to protect us from rain, cold, heat and also provide a place to keep our goods safe. Clothing is
important because it protects our bodies from heat and cold.
Health services are important to enable us have healthy bodies. We, therefore, need more hospitals to provide
basic health services to everyone. Education is a key to social and economic development
The purpose of an economic activity is the satisfaction of wants. Any activity which helps to satisfy wants is
defined as production.
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Production can only take place if the necessary resources are readily available. We need factories, railways,
farms, mines, human skills, offices and shops. These are called economic resources or factors of production.
Land
Land comprises those resources made available by nature and found only on earth, such as:
agricultural areas
natural grasslands, woodlands and forests
deserts
oceans, lakes, seas and rivers
chemicals of the earth‟s crust and of the atmosphere
Labour
Labour is a human effort – physical and mental - which is directed at the production of goods and services.
Labour is not only a factor of production but also the reason why economic activities are carried out. The
people who take part in production also consume the products of labour. It is the services of labour which are
bought and sold and not labour itself. The reward for labour is wages or salaries.
Labour can be classified as skilled, semi-skilled or unskilled. Skilled labour is labour which has either
mastered a particular craft, such as tool making or has been professionally trained, such as doctors, lawyers,
teachers and accountants. Semi-skilled labourers are people who obtained skills to do something in a very
short time. It may range from six weeks to any period less than one year e.g. drivers, painters and welders.
Unskilled labour requires little specialized training. For example, farm labourers, cleaners and garden boys.
Production is not only affected by the size of the labour force and the number of hours a person works, but
also by the quality and effective utilisation of the working population. In order to increase the production of
goods and services, improving the efficiency of the labour force is very important.
Productivity refers to the output per worker per unit of time. The efficiency of labour is dependent upon a
number of factors:
Capital
Capital is a human made resource. It refers to physical assets created in the past and available for present use.
Capital includes machines and industrial buildings that contribute to production.
Working Capital
Working capital is money a business must have to meet its day to day expenses like paying workers‟
salaries, buying raw materials or stock, paying water, salaries, electricity, telephone bills and so on. It
also includes money owed to the business by customers (debtors) and the cash in hand and in the
bank. It is money by which current assets (debtors, bank, and cash, stock) exceed current liabilities
(creditor‟s bank overdrafts).
Working capital consists of money and the stocks of raw materials which contribute to production.
The raw materials are used to produce finished goods. This kind of capital is also known as circulating
capital. It is important because other forms of current assets keep on changing. For example, raw
materials are changed into finished goods which are then exchanged for money. Money is in turn used
to buy more raw materials.
Fixed Capital
Capital refers to physical assets such as land, buildings, machinery, equipment, fixtures and many
others. It also refers to money contributed by shareholders to start a business. This includes the
equipment used in production, such as buildings, machinery and transport. This type of capital does
not change its form during production.
Every country has a large stock of fixed capital which consists of houses, schools, hospitals, shops and
other types of property which is not concerned with the production of goods.
Capital accumulation or formation is the basis of economic and technological progress in any society. Capital
accumulation means increasing the production of capital goods in addition to what the country already has. At
the same time it means the reduction in the production of consumer goods. For example, Zambia can set up a
factory to produce cars for export and not for home use. More cars exported means more foreign exchange
earned. If Zambia stops importing luxury goods, it means there will be more foreign exchange which can be
used to build more car factories. This is known as capital accumulation.
Poverty
This is where people have nothing at all and cannot therefore enter into any kind of business venture.
Low incomes
People who get very low income have little money or nothing to save. In Zambia, many people get
very low incomes, making it difficult for them to save for future use.
Consumption habits
People eat expensive food, take expensive foreign drinks like brandy and buy expensive cars. This
makes them save very little or nothing at all.
The extended family system
Some people maintain large families and find it difficult to save money. Zambian culture advocates
for the extended family system. A person can keep many relatives in addition to his or her family. In
such a situation, it would be difficult for one to save money or acquire capital for investment.
No future plans
People spend more to fulfil their present needs, hence end up being extravagant.
Lack of knowledge to save for investment
Most people do not have the idea of saving for investment.
Social status
Some people, especially those in the high income group tend to spend a lot of money on expensive
goods like cars and clothes in order to maintain their status in society. This acts as a disincentive to
capital accumulation because little or no money is saved.
Large quantities of imported finished goods
This is also a great impediment to capital accumulation or investment capital since a lot of money is
spent on importing finished goods into the country instead of having them produced locally.
A bank is a financial institution which provides safe custody of excess monies and gives it to the owners when
they need it. Banking helps in the financing of trading activities, or the transfer of funds from one person to
another or from one institution to the other.
Types of Banks
Central Bank
A central bank is the principal institution in a country and acts as a regulator of the banking system. It does
not deal directly with the public but rather provides services to the commercial banks and the government. It
manages money supply for the benefit of the country‟s economy.
In Zambia, the central bank is called the Bank of Zambia (BOZ). The bank is owned by the Government of
the Republic of Zambia. It was established on the eve of independence in 1964.
11.3.7 Analyse the contributions of financial institutions to economic and social development
The following are the main functions of the Central Bank:
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Commercial Banks
Commercial banks are controlled by central banks. Commercial banks are financial institutions with
government licences to operate in financial matters.
Deposit Accounts
These are also called time deposits they earn interest but cannot be transferred by cheque or
withdrawn on demand. Normally, a period of notice of withdrawal is required. A savings account is a
deposit account. A person keeps money in the bank and receives interests for a period of time. The
interest given differs from bank to bank. Each bank fixes a minimum amount of money that deposited
should be Money can also be deposited using the automatic teller machines (ATM).
Large Fixed Term Deposits
Banks offer higher rates of interest on large sums of money deposited for a fixed period of time.
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Direct debit is the opposite of the standing order. They are also used to pay for services such as bills. D – D
payments are paid at irregular intervals and amounts are not fixed.
Merchant Banks
Originally, merchant banks were discount houses which were responsible for discounting Bills of Exchange.
Today their most important function is to contribute to the smooth running of the money market, by
guaranteeing the value of proper securities. They have many other activities such as offering advice to clients.
They are an important financial intermediary for industrial concerns or companies. When a company wants to
raise new long term capital, it will normally ask a merchant bank to arrange the issue of the shares. In general,
the merchant banks play the role of general advisers to their individual clients, guiding them not only in
connection with new shares but also on the timing and scale of the investment. A good example is Cavmont
Capital Bank.
Apart from central, commercial and merchant banks, there are other financial institutions which play an
important role in the development of any country. The role of these institutions is to collect savings from
members of the public and channel them to industry and the govern
For Example:
The Building National Building Society
The Development Bank of Zambia
The Savings Bank
The Stock Exchange
Building Society
The Zambia National Building Society provides long term loans that enable people build or purchase houses.
Apart from giving mortgages (loans) for housing it also operates like commercial banks by offering savings
accounts.
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Stock Exchange
The stock exchange is a highly organised market where shares and stocks are bought and sold. The following
are some of the functions of the stock exchange:
In Zambia, the stock exchange was established by an Act of Parliament in 1994. It is called the Lusaka Stock
Exchange (LuSE). It is regulated and supervised by the Securities and Exchange Commission (SEC). The
following are some examples of companies trading on the Lusaka Stock Exchange (LuSE):
Chilanga Cement PLC
Zambia Breweries PLC
Zambia Sugar PLC.
Insurance
Many people have life policies for which the insurance company collects premiums annually. The insurance
company undertakes to pay a lump sum either on a specific date or upon the death of the assured. Insurance is
a system of protection against all kinds of risk. People buy insurance policies to protect themselves against the
loss of something which is very valuable to them, such as a car, a house, a farm and a factory. People who are
insured pay money to the insurance company to compensate those who suffer loss.
Insurance is based on the principle of pooling risks. In insurance, business is dependent upon the fortunate
helping the unfortunate. If you insure your car against theft or accident and nothing happens to it, the
premium paid will be used to help those whose cars get stolen or damaged in road accidents.
Insurance is based on the following main principles: insurable interest, utmost good faith; indemnity and
subrogation.
Insurable Interest
The objective of this principle is to prevent financialloss arising from the loss or destruction of the
property. Therefore one is not allowed to insure another person‟s property because he or she will not
suffer a financial loss should the property insured get damaged. He or she might also be tempted to
cause damage to the property knowing that he or she is not a beneficiary in any way.
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Indemnity
The insurer (company) believes in restoring someone or the insured to the position he was in before
suffering a financial loss. The insured or the person asking for compensation must neither profit nor
make a loss. If, for example, the insured car is damaged in a road traffic accident, the insured (person
making the claim) will receive money as compensation and surrender the damaged car (wreck) to the
insurance company.
Subrogation
The insurance company will only pay if the compensation of the loss suffered was caused by the risk
that was covered by the policy and that the cause of the risk is within the precise terms of insurance.
For example, if you set your house on fire, the insurance company will not pay compensation because
the fire that destroyed the house was not accidental.
Insurable risks are risks that can be insured because there is evidence of their occurrence. Premiums can thus
be calculated.
Insurable Risks
These are risks which can be accessed from past records or events and statistical data. Calculation of premium
depends on the data available.
The following are some of the risks that can be insured.
destruction of property or stock by fire,
losses arising from burglary or other cases,
goods in transit
motor vehicles and third partyclaims arising out of accidents
Crops in case of drought and floods.
locusts and grain-borer
livestock against diseases such as: foot and mouth, anthrax and bird flue
Bad debts. The insured is compensated should his or her debtors fail to pay for goods bought
on credit
Non-Insurable risk
These are risks that have no past records and cannot, therefore, be calculated.
The following cannot be insured because there is no statistical data to base the claim on.
Loss of business due to bad management or
Fashion change
The insurance company is called the insurer or underwriter and the person taking out insurance is called the
insured. A contract signed between the insurance company and a person insured is called an insurance policy.
An insurance policy is a document that sets out the exact terms and conditions of an insurance transaction, the
precise risk covered, the period of cover and any exceptions there may be.
The money paid is called a premium. Premiums are normally paid monthly, quarterly and annually. In return
for the payment of a premium an insurer or underwriter agrees to compensate the insured in the event of his
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An insurance broker is an independent agent who links clients seeking insurance in touch with insurers who
undertake that type of business.
He or she can advise clients which insurers can offer them the most favourable terms. Often an insurance
company has a lot of money that it does not have to spend immediately. As a result, it can give out loans to
other companies or buy shares from those companies, and thus make a profit.
Insurance companies also contribute to national development. In Zambia, there are many insurance
companies. One of them is the Zambia State Insurance Corporation (ZSIC). ZSIC has contributed a lot to
Zambia‟s development by paying compensation to companies and individuals for damages to their properties.
Some insurance companies specialise in one type of insurance such as life assurance and motor vehicle
insurance. Other insurance companies offer cover in many types of insurance.
This is compulsory under the Road Traffic Act for all motor vehicles. No licence can be granted for any motor
vehicle without a valid insurance certificate (called a cover note). The insurance company and the owner of
the vehicle are the first two parties. Anyone else apart from the car owner‟s passengers injured in an accident
is the third party. The insurance covers the person injured but not the property damaged. If a car knocks
down a pedestrian and he or she is injured, the insurance company will pay for medical expenses of the person
injured, and compensation.
This type of insurance covers all damages, including the third party‟s property. It also covers passengers in
one‟s own car except one‟s immediate family or employees.
Comprehensive Insurance
This covers all the above and also damage to one‟s own vehicle. Medical expenses of the driver and
passengers will also be paid. This type of insurance attracts very high premium. Premium and policy
conditions vary from one company to another. The premium paid depends on the value of the motor vehicle
insured. The higher the value of the motor vehicle, the higher the premium. Careful drivers are given a
reduction in premium, called a no claim bonus for each consecutive year the policy runs without a claim
against it. The premium will be reduced by a certain percentage. This encourages safe driving.
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Bad debts
The insured is compensated should his or her customers fail to pay for goods bought on credit.
Life Assurance
This provides cover against an event that will definitely occur, e.g. death. Life policies are sold by
insurance agents. These act on behalf of companies and never handle premiums. They are paid a
commission depending on the number of clients they have found. Life assurance can take many forms.
The insurer agrees to pay out a certain sum, called the sum assured, to a person‟s family after death. A
medical examination is sometimes required. The sum assured will determine the premium a person
will pay. The older a person is, the greater the premium is to pay; the younger a person is the less the
premium.
After premiums have been paid on a life policy for a number of years it will have some value. This is
called surrender value. This is the amount of refund which will be made by an insurance company if
the policy was cancelled.
To claim, the insured must complete a claim form and send it to the insurance company. The insurance
company will make whatever enquiries deemed necessary and then send a cheque to the insured for
the exact amount to be paid.
Life Policies
The following are some of the life policies:
Whole life
This policy will pay a certain amount of premium agreed upon to the person for his entire working
life until he or she retires or dies. The sum assured is for the family or people who remain behind.
These are dependants or the beneficiaries.
Terms Policy
This covers someone for only a fixed period of time. It is temporary. If, for example the person
assured dies within the period of cover the money is paid to dependants. But if there is no death no
money is paid.
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It is now recognized that the informal sector takes more people. This sector contributes greatly to the
economic development of the country. For example, farming can employ many people. The more people take
up farming; the better is the agricultural production. More food is produced for consumption and the surplus
crops are exported overseas to make the country earn foreign exchange.
The advantage of the informal sector is that it takes a larger number of people compared to the formal sector.
People are able to generate income for their own livelihood or survival. As a result poverty levels are reduced
in the country.
The informal sector has continued to increase production of goods and services in Zambia. It has provided
training schemes for youths outside schools and colleges. It has provided necessary infrastructure such as
buildings, shopping centres, transport and communication. The informal sector has also promoted accessible
credit facilities. It has improved production in subsistence farming.
11.3.9 Explain the importance of positive work culture in economic and social development
Work Culture
By work culture we mean the attitudes and values of people towards work. There can be negative or positive
work culture. The following are the characteristics of a negative work culture:
a person employed in the formal or informal sector does not want to work hard but would like to be
paid for doing very little
a person spends most of the time doing nothing or playing about up to the end of the day‟s work
An individual cannot work without being supervised. Sometimes work pends for days or even months
due to laziness and negative attitude towards work.
This negative attitude can destroy the country and make it poor even though it has abundant resources. There
is also lack of initiative to find what to do for one to earn money. In Zambia, there is a tendency to wait for
formal employment for one to earn a living and yet one can be productive by being self-employed.
People tend to have negative attitudes towards certain jobs such as manual work.
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A society with a positive work culture has very high productivity and a lot of goods and services are available.
This can make a country produce surplus goods for export and earn foreign exchange. A good example is the
production of surplus maize in Zambia during the 2003 – 2004 seasons. Zambia was able to export maize to
neighbouring countries due to surplus maize production by farmers.
The Law is a set of rules, which a society develops for itself to control the behaviour of its members to one
another. It also includes the meting out of punishment to members of society that do not abide by the rules and
the awarding of compensation to people who have been wronged. Without law, society as we know it would be
impossible because freedom without boundaries results in anarchy, which means total confusion . From the
time that human beings are born, their lives, safety, health and peace are controlled by law.
Rules which make up laws, the institutions that administer the Laws, the principles, ideas, theories, practices,
procedures and techniques that develop over the years in dealing with the law make up a legal system.
A good legal system is one that serves members of its society fairly and justly without violating their rights.
There are six core elements that should be present in a good legal system. A good legal system has to be:
Simple: A law has to be simply written, in a language that can be easily understood by a large section
of society. The form of language and the level of difficulty should suit the needs of the majority of
citizens.
Comprehensive : It should not leave gaps but attempt to cover all possible areas of dispute, concern or
debate. It should anticipate future problems and include them in the laws. It should not be constantly
formulating new laws as wrongful acts take place.
Certain: Citizens ought to know clearly what is prohibited by law. A law should not be so ambiguous
that it is only fully understood and interpreted by a small number of people in society. It should
therefore be documented so that it is possible to refer to it and that it should be clear to everyone who
consults it.
Accessible: It should be readily available to members of the public. This means that it should also be
affordable. If citizens come into conflict with the law, they should be able to afford legal
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Flexible: Laws have to keep up with social change and therefore, they should change with time. If a
type of dispute which was not there previously comes up, the law should change to take care of any
new challenge. If it does not, then it is rejecting change. A good law should not reject change.
Moral Values: The law should be based on the moral values of society. If laws do not reflect society‟s
core values, citizens are unlikely to respect and uphold it.
Legislation
Legislation or statutes is the largest source of law in Zambia. These are laws enacted by parliament.
All powers to make laws are vested in parliament. There are three types of laws made by legislation.
The Constitution
The Constitution is the supreme law of the land. Article 1 Paragraph 3 of the 1996 amended
Zambian Constitution states out its supremacy. It states. ‘This Constitution is the supreme law
of Zambia and if any other law is inconsistency of this law, that other law will be declared
void’ This means that if any law does not conform with the constitution, then that law becomes
void, which means invalid.
Acts of Parliament
Acts of Parliament are laws made through bills passed by the National Assembly and assented
to by the President. The National Assembly and the President together make up Parliament.
The process starts with the presentation of a bill in the National Assembly and passes through
three reading stages before being presented to the President to either assent or withhold his or
her assent. If he or she assents, the bill is gazetted and becomes law. If he or she withholds his
or her assent, the bill is sent back to the National Assembly. The National Assembly can either
debate further or make changes or it can send it back to the President in its original form.
When this happens, the President has 21 days in which to either assent or dissolve Parliament
to pave way for new elections.
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Case Law
This is the second largest source of law in Zambia. It is also known as Law Reports or Judicial
Precedent. This is when, in disposing of a case, the court refers to how a similar case was decided
upon by a superior court. In Zambia, superior courts are the Supreme Court, the Constitutional Court,
the High Court and the Industrial Relations Court. The Supreme Court and the Constitutional Court
enjoy the same status apart from the differences in their jurisdictions. The High Court and the
Industrial Relations Court are at the same level, the difference is in the type of matters they handle.
The High Court handles criminal and civil cases while the Industrial Relations Court handles
employment or labour disputes. The three courts handle appeal cases and are therefore known as
appellant courts. The Magistrate Courts and the Local Courts are lower courts.
The decisions of the appellant courts are reported in the Zambia Law Reports. Decisions of the
appellant courts are binding on subordinate courts. For example, if a case handled by the Supreme
Court is recorded in the Law Reports, this decision is binding on the High Court and the Industrial
Relations Court. The imaginary case below illustrates this point:
Case Laws are important because they:
International Treaties
In the Chapter on Human Rights, you learnt that Zambia has signed several international
treaties. Contents of these treaties are also sources of law. However, these treaties do not
automatically become law in Zambia unless an Act of Parliament domesticates them; meaning-
includes them in the Zambian Statutes.
Note: International law classifies countries (States) into monists and dualists. Dualist Countries recognises
International Law as law but does not apply directly on the Country not until it is domesticated through an
Act of Parliament while Monist countries considers International and domestic law as one.
Customary Law
Customary Law is derived from custom, which is the practice of doing things in society.
These practices differ from the ones in Statutory Instruments because they are not written
and not codified.
Before Zambia was colonized, the indigenous people were using their customs, most of
which have been in use from prehistoric times, as their law.
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Civil Case
A civil case is a wrongful act that affects only the individuals or parties involved. It is any case that does not
have a criminal element. For example, failing to settle a debt has no criminal element in it but the person who
owes money can be sued in a civil case and the courts will compel him or her to repay the debt. Civil law is
sub-divided into several sections. For example, Family Law, Employment Law, Law of Contract, Law of Tort,
Land Law, Administrative Law and many more.
A crime is any wrongful act or omission in society, which the particular society thinks affects the interest of
all members.
Elements of a Crime
Every crime has two elements:
i. The Wrongful act or omission, which creates the offence such as rape, burglary or
defilement, has an element of physical act taking place. In a theft, there is the taking away of
something and keeping it while in murder; there is the action of killing. This physical act is called
actus reus in Latin.
ii. The intention or desire to cause harm, loss or injury known as the guilty state or
blameworthy state of mind on the part of the offender. The Latin phrase for this is mens rea, which
simply means a guilty mind or malice aforethought.
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Misdemeanours
These are petty crimes such as common assault, indecent exposure, pick-pocketing or littering.
Felonies
These are serious crimes such as murder, treason, aggravated robbery, defilement or rape.
Statutory Crimes
These are crimes that are committed contrary to what is contained in statutory instruments, such as
voting twice in an election, rigging an election or failing to pay tax.
A suspect is a person believed to have come in conflict with the law or is simply the accused. Every Zambian
citizen‟s right to liberty is guaranteed in Article 13 of the Constitution.
There are derogations, meaning exceptions to the right.One of them is that liberty may be taken away
from a person who is reasonably suspected of having committed or about to commit a criminal
offence.
In this case the person‟s liberty will be taken away through the act of arrest.
In order to make an arrest the Police officer should touch or confine the body of the person being
arrested.
If the person being arrested resists the Police are allowed by law to use reasonable force necessary to
effect an arrest.
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Judges’ rule
The rule that requires the Police to inform the accused of her/his right to remain silent if he/she wishes
and if he/she wishes and that if he/she said anything , the statement may be used as evidence against
him/her during trial.
The Judges‟ rule also provides that the accused to be allowed to consult lawyers or other legal
practitioners even when placed under custody.
Law of Bail
A person arrested, detained or appearing before the court may, while in custody, or at any stage of the
proceedings, apply for bail.
Bail is the sum of money an accused person pays as security that he/she will appear before the court
until the case is disposed of.
Bail may be secured by providing sureties, who are persons that go before the court to swear that they
will make sure the accused person does not run away and that will appear in court whenever he/she is
required to do so.
Sometimes if the accused is a respectable member of society does not have to provide sureties and can
hence be granted bail in his/her cognisance. This means that being aware or having conscious
knowledge.
In case of being granted bail in one‟s own Cognisance, the accused is fully aware of the consequences
of absconding from court.
In Zambian law, bail is not granted in criminal cases such as treason, aggravated robbery or murder.
The Zambian Constitution provides that any person charged with a criminal offence shall be
afforded a fair hearing within a reasonable time by an impartial and independent court
established by law.
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Where a judge feels he/she has interest in case should excuse him or herself from handling it.
ii. Right to a speedy and Public: The justice system operates on the principle that justice
delayed is justice denied, which means that not getting a speedy trial is tantamount (as good as) to not
getting justice at all.
Delays in trials undermine the rule of law as people lose confidence in the justice system by so
doing people resort to resolving cases through unlawful means such as instant justice and
vendettas.
The Burden of Proof lies solely on the prosecution the accused therefore has the right to
remain silent.
The accused may therefore choose to be silent by not taking the stand in the witness box and
giving an oath.
The accused may choose to give an unsworn statement from the dock.
The dock is the sitting place for the accused person (s) in a criminal court procedure.
The right to silence protects the accused against incriminating oneself also extends to not
answering questions from the Police.
This means that an accused person cannot be tried again for an offence of which he or she has
been acquitted.
If a person has been acquitted of murder s/he cannot be tried on a lesser charge of
manslaughter.
If the prosecution decides to try the person for murder and gets acquitted, the prosecution
cannot later institute a lesser crime of manslaughter just to secure a conviction unless in a
nolle prosequi.
This means that if a person commits a wrongful act which at the time does not constitute a
crime, he or she cannot be tried at a later stage when that wrongful act becomes a crime.
The defendant has the right to question the witnesses presented by the prosecution and
examine his or her own witnesses.
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Both the civil and criminal trials in the Zambian courts are based on an adversary procedure.
This is a system where the prosecution and the defence treat each other as opponents but not
enemies.
If one is too poor to afford a lawyer, the state should provide one through the Legal Aid
Department of the Ministry of Justice.
The Legal Aid Department is mandated to provide legal services to all persons accused of
offences that are supposed to be tried in the appellant courts.
Article 18 Paragraph 2 Section C of the Zambian Constitution requires that the accused be
given enough time to provide for his or her defence.
In Zambia, this rarely happens as the accused are usually in custody and are not given chance
to collect evidence and as a result the defence merely reacts to the prosecution‟s witnesses.
There is little independent questioning of the witnesses, visits to the scene of the crime, alibi,
which is proof that the person accused of a crime was in another place from where the crime
took place and that the person could not have committed the crime.
11.4.5 Describe the trial stages in a criminal justice process in the Zambian Legal System
Arrest
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Both the prosecution and the defence will make what is known as final submissions by addressing the
magistrate or the judge with their strong points.
Judgment.
The magistrate or judge will then deliver judgment, which is the final ruling or verdict.
Mitigation
If the defendant is found guilty and convicted, he or she will then be required to provide reasons why
he or she should be given a lenient sentence. This is called mitigation.
Sentencing
The magistrate or judge will then sentence the accused, guided by the three principles of sentencing
which are:
i. Retribution - meant to punish the offender especially in rape cases.
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iii. Reformation or rehabilitation - meant to reform the offender in order to return to a decent life.
This punishment is mainly applied to juvenile offenders and first offenders
The death penalty has been with mankind ever since the formation of societies and the beginning of law in
whatever forms it took. The methods of execution are many and varied. As societies advanced so have the
methods of executions, from the most primitive method of burning a person to death to the most sophisticated
method of lethal injection.
Arguments for abolition of the Death penalty Arguments for maintaining the Death
Penalty
Taking an offender‟s life is a more severe
The death penalty promotes the acceptance of violence by punishment than a prison sentence.
society because the government which is supposed to
uphold the sanctity and dignity of life, also commits a
violet act against the person they execute.
The death penalty is a violation of the United nations The death penalty will prevent future would-
Human Rights, right to life, which is a fundamental be offenders not to commit the crime and the
human right and that the methods of execution are executed person on being removed from
violation of the Right not to be subjected to torture or any society, will not commit the same offence or
cruel, inhuman or degrading punishment. The United similar offence again.
Nations states that this right is one of the few rights
where there is no derogation at all.
Despite the death penalty being there, since time Life imprisonment is not punishment enough
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Whereas criminal law is a single branch, civil law is subdivided into several sections. Unlike in a criminal law
procedure where the process is similar despite the type of court trying the case, there are variations in civil
proceedings depending on the type of court.
The procedure is generally informal because the aim of the proceedings is to administer necessary
justice. These courts have not adopted complex procedures because most of the people who use these
courts are not very educated and cannot easily understand complex court proceedings used in higher
courts. Most of them are also too poor to afford legal representation. It is for these reasons that
lawyers have been excluded from representing parties in local courts.
Civil proceedings in a local court start by writ of summons obtained from the court clerk by the
plaintiff. A plaintiff is a person or persons with a complaint. Local court summons costs little to allow
as many people as possible access to the courts. The court clerk fills in the particulars of the plaintiff
and the defendant, a term given to the party being accused of a wrongful act or omission. The nature
of the claim and the date of trial are also filled in. The summons is then served on the defendant at his
or her residential address. A copy is left with the defendant.
During trial, the plaintiff will state his or her case against the defendant. His or her witnesses will also
testify. To testify is to give evidence. When the plaintiff has closed his or her case, the defendant will
also state his or her case and will be cross examined by the plaintiff. Witnesses will also testify before
the defendant closes the case. The court will retire, which is going away to a separate room to consider
the case, after which a decision will be reached, followed by judgment.
In these courts, the parties are required to follow strict rules of procedure. The plaintiff is required to
give the defendant copies of the documents which they intend to rely upon during the trial.
The procedure begins with the serving of the writ of summons on the defendant.
During the trial, lawyers are permitted to represent parties. Examinations in chief cross examinations
and re-examinations will take place before parties close their cases. After both parties close cases, the
court will consider and deliver judgment.
Procedure in a high court is formal. The plaintiff must file in a statement of claim, which is not
required in the subordinate court. The Statement of Claim is served together with a writ of summons.
The defendant will fill in the Enter of Appearance form together with defence, which is a response to
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There are cases that come before the high court that are heard in chambers, which is the office of the
judge. The word „chamber‟ in this instance means private. We learnt earlier that court proceedings are
preferred to be conducted in open court so that justice is seen to be done. However, there are cases that
are classified as chamber matters, meaning that it is in the best interest of the parties concerned for the
matter to be heard in privacy. Some examples of the chamber matters are:
Uncontested divorce actions
Application for an order of vacation in a property repossession
Application for order of company dissolution also known as liquidation
Application for maintenance in case of a divorced spouse and children
This court handles only industrial matters, which cases are pertaining to employer versus employee
relations. Procedure is similar to that of the high court. Lawyers are allowed and appeals go to the
Supreme Court.
The procedure is similar to that found in the high court except that the Supreme Court does not
conduct trials because its purpose is mainly to hear appeals, hence the reason it is referred to as the
Court of Appeal. It only conducts trials in cases that a particular law expressly gives it power to hear,
such as, a presidential elections petition. The procedure during an appeal is like the one in a high
court. Lawyers are allowed to represent parties.
Gender Equity
Gender equity refers to a process by which women and men are treated fairly in accordance to their respective
needs in society. Equity programmes, therefore, favour treating women and men differently in order to
achieve their equal status.
A policy that has been used to promote fairness and foster equal opportunities is called Affirmative Action,
which is also referred to as positive discrimination. Positive discrimination is a policy with special measures
which are aimed at creating a state of equality between females and males through the implementation of
policies and programmes aimed at elevating the status of the disadvantaged. For example, the Ministry of
Education has been following a policy of affirmative action to maintain the proportion of girls at the Grade
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Gender Equality
This is a concept which states that all human beings, that is, girls and boys, women and men are free to
develop their personal abilities without limitations set by stereo- typed rigid gender roles and prejudices. It
means that the different behaviours and aspirations of all human beings are considered, valued and favoured
equally. This does not mean that women and men have to become the same, but rather that their rights,
responsibilities and opportunities will not depend on whether they are female or male. For Example, job offers
in the employment sector should be done on merit as all human beings must enjoy the same rights and
opportunities.
The need for gender equity and equality is a direct result of the critical areas that concern women and the girl
child. These areas of concern on one hand are a result of the biological difference between men and women
while on the other hand are issues of women‟s socio-economic situation. Arising from their biological
differences are women‟s need for ante-natal, maternity and post-natal clinics. Equally important is the families
planning advice and methods since these are more important for the person who bears children. Some issues
that affect women‟s socio-economic needs include:
In 1967, a declaration was made on the Elimination of all forms of discrimination against Women. However,
this declaration did not effectively address the problems of female discrimination in the world hence the
legally binding Convention on the Elimination of all forms of discrimination Against Women (CEDAW) was
adopted in 1979, and is described as the International Bill of rights for women.
Since ratifying CEDAW, Zambia has taken a number of steps to implement the convention. These include:-
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Gender roles are prescribed activities, tasks and responsibilities which are assigned as female or male by a
society. They are influenced by cultural, political, economic, religious, age, class and racial factors.
In most African societies, some roles are played by both women and men, while others are specifically
conducted by a particular sex. The following are some of the examples of common gender roles:
Business enterprise
Water resource management
Farming
Gathering
Tourism
Crafts Work
Environment Management.
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Sex Roles
Sex is a biological term which refers to the exclusive physiological differences between females and males.
Sex roles are, therefore, roles which females and males perform on the basis of their reproductive
physiological or biological make up. Sex roles are generally the same in all societies because they are
biologically determined. For example, sex roles for women may include child bearing and feeding, while
those of men include siring.
Agents of Socialisation
The following institutions are some of the agents of socialisation.
The Family
The family is the primary agent of socialisation. It provides the first teaching for boys and girls. Socialisation
is carried out by parents and relatives living within the family. From childhood, girls and boys are socialized
to believe that girls are inferior to boys in all aspects of life. The social and cultural attitudes tend to favour
the boy child. For example, the birth of a male child in a home gives parents more joy than that of a female
child.
A male child receives the bulk of available resources as well as parental attention, health care and education.
A girl child performs more house chores than a boy child, thereby, leaving her severely disadvantaged in
terms of educational opportunities. It is believed that girls will ultimately find husbands to support them.
Similarly, women are made to believe that they are inferior to men. During pre-marital and initiation
ceremonies, women are strictly taught to respect and please men. Zambia, being primarily a patriarchal
nation, a tradition of male monopoly in the home is still common and is seen especially in decision-making
over:
control of resources
sexual relationship and use of contraceptives
polygamous marriages
The School
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The school curriculum also has an impact on the process of socialization in the system. Some textbooks tha t
the learners use usually portray females and males differently. They depict women and men in traditional roles
and occupations which are sexually segregated.
The Media
The Media in Zambia, like other agents of socialization, has continued depicting the position of
women as being subordinated to men. The relations between women and men should not be
antagonistic, but rather friendly. Unfortunately, the messages in most songs are based on the
patriarchal nature of society, normally describing the place of a woman as a wife in the home. Some
of the songs played on radio and television describe the immoral behaviour of women while others
emphasise their total submission to men. It is also important to note that most of the Zambian popular
song lyrics are sung by men. Women are usually used as dancing “Queens”. This gender stereo-typing
is also portrayed on television and in newspaper advertisements, most of which are biased against
women. Other examples are in the form of articles and newsletters which equally portray women as
being subordinate to men.
Religious Institutions
Religious institutions play a key role in the socialisation process from early childhood. In general, all
religions teach that women should be submissive to men. Also, men are recognised as leaders. They
preside over all religious ceremonies while females are assigned subordinate roles such as cleaning
the church. However, in modern societies, some religions allow women to assume leadership
positions.
Gender based violence is violence involving men and women in which the female is usually the victim. It is not
only about men who abuse women, but also includes women who abuse men physically and verbally. Gender
violence takes various forms: physical, psychological and structural.
Physical Violence:
This form of violence is directed on the body. Physical violence can take the form of fondling, beating,
slapping, punching, shooting, kicking, stabbing, rape and sexual assault.
Psychological Violence
This is one of the most destructive types of violence. It is concerned with violence towards the mind and often
takes the form of humiliation, threats, harassment and attack on another person‟s self-worthy. Psychological
violence leads to depression, frustration, madness and suicide.
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Oppression of the spouse: The abused cannot realise his or her potential and contribute fully to the
development of the family and society.
The abused may be fearful, angry or pre-occupied with their own safety and may not be willing to
perform duties that are expected of them.
Sexual violence contributes to the spread of HIV and AIDS and risk of contracting other Sexually
Transmitted Infections (STIs).
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The following are some of the ways in which gender-based violence can be reduced:
Speaking out about the problem.
Sensitising the community about gender violence and the need to work together to stop the vice.
Assisting couples to discuss and resolve their problems.
Reporting cases of violence to the Police Victim Support Unit for legal action and counselling.
Encouraging victims to go for legal advice to NGOs or Drop-in Centres dealing with gender-based
violence.
Lobbying for changes in the laws and enforcement of laws regarding gender-based violence.
Making others aware of the extent and true nature of gender-based violence and child abuse through
public education, training, public performance, newspaper articles, radio and television programmes.
Establishing counselling centres for victims.
Putting pressure on the community to make conditions safer for vulnerable people such as improving
street lighting in certain areas.
Researching and keeping records on child abuse and gender-based violence for social action and
policy-making.
Formulation of community based gender violence committees.
In both traditional and modern societies there are certain features that are peculiar to both societies as far as
gender issues are concerned. However, there are also cross- cutting differences.
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Contrasts
Traditionally, women were socialized to be passive and obedient while men were taught to be
aggressive and dominant. The male traditional way of using physical violence as a way of controlling
women is now being addressed by various law enforcement agents that deal with violence against
women.
To ensure gender equality, men and women can now mix and participate together in all areas of
development. Traditionally, the source of power and influence in society was solely in the hands of men.
However, women are now free to participate in the decision-making process. Formal positions of
leadership can also now be held by both women and men.
Women subordination in a marriage relationship due to Lobola or Bride price implied that women had
little choice to abandon marriage. Marriage issues were not to be discussed in public as that would cause
embarrassment on the man‟s side. However, women are now able to exercise their human rights and
their concerns and grievances are being addressed by the courts of law.
Traditionally, girls and women were expected to do the housework. Similarly at school, most of the
work concerning the cleanliness of the environment was mainly done by girls. To achieve gender
balance, the trend has now changed. Both genders are now encouraged to actively participate in
bringing about social development at home and at school.
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Personal chattels or personal belonging: include things like clothing, household goods, agriculture and
hunting equipment, books and many others. These are exclusively for the surviving spouse(s) and the
children.
The house is for the surviving spouse(s) and the children. However, the surviving spouse only has a life
interest in the house. He or she can only remain in the house as long as he or she lives and does not-remarry.
If there is more than one house or cars, they shall be distributed accordingly between the spouse and the
children and the relatives of the deceased. A breach of any part of the Intestate Act constitutes a criminal
offence. This means that property grabbing is strongly prohibited under this Act.
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11.5.9 Describe Government Institutions and Civil Society Organisations that promote gender equity
and equality
Governmental and Non-Governmental Institutions that advocate for Gender Equity and Equality
There are a number of governmental and non-governmental organisations and institutions that advocate for
gender equity and equality in Zambia. Some of these are discussed below:
The Zambia National Women Lobby Group (ZNWLG) was formed in 1991 by women from Non-
Governmental Organisations and political parties concerned about the discrimination that women suffer and
their poor representation in government and other public offices.
Ensuring that women know their rights, duties and responsibilities in society.
helping women realize their full potential as human beings and the contribution they should make to
advance themselves, their families, community and the whole country.
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Preservation of Life
Protection of property
Prevention of crime and
Maintenance of peace in society.
Parliament
The Legal Affairs, Governance, Human Rights and Gender Matters Committee. This is a committee of
parliament which is expected to study government policies and activities to ensure that there is gender
equality and equity.
Another meaning of peace refers to inner peace , which is a state of mind, body and perhaps soul. It is a peace
within ourselves. People that experience inner peace say that such a feeling is not dependent on time, people,
place or any external object or situation.
Yet another view of peace is one which subdivides it into “negative peace” and “positive peace”. In this
definition, peace is the absence of “directViolence
violence” and “structural violence.” The following diagram explains
the meanings of the above terms;
PEACE
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There are various methods by which peace may be promoted and brought about. The methods vary depending
on the level at which peace should be promoted. Peace may be among individual persons, married couples,
families, small communities, ethnic groups, nations or regions.
Peace is also required at the global level. Peace is very central and important to human affairs and
development. Without peace, development suffers. Peace is a basic requirement of development.
Intermarriages – among people of different ethnic groupings, intermarriages are a good method for
promoting peace. Some chiefs in the past used to „send‟ some of their subjects or children to go and marry
into a foreign tribe as a means of forging friendship.
Friendship – making friends with people secures peace and there are different degrees of friendship which
could be created among people of different locations or origins. Among some ethnic groups, a deliberate
process of exchanging human blood in a ritual is conducted. This is called sikwamanyinga in Lozi. This act of
friendship- making is so strong that peace among such people is guaranteed forever.
Reciprocity – This is a process where two or more different people exchange gifts or favours in a mutual
manner. When one person gets a gift, he/she gives something back in appreciation.
Mutual Aid
This type of creating peace involves exchanging help, assistance or aid in time of problems. When one person
or groups of people are experiencing problems, the other people come in to give help. At some other time, the
person or people who gave help may themselves experience problems, at which time they may be assisted by
the person or people who were assisted last time. In this regard, the assistance is being mutually exchanged or
interchanged.
Forgiveness
When somebody has committed an offence and people become kind enough to forgive such a person, peace
can be generated. But often, a pre-requisite to forgiveness is apology and humility on the part of the offender.
Tolerance
This refers to a way of living with and accepting different or opposing viewpoints. This process often creates
peace because people expressing different viewpoints are assured of being accepted and not condemned or
punished.
Structural violence e.g.
Respect poverty, discrimination,
This is very fundamental. It involves respecting other people‟s cultures,
Ecological opinions,
violence ideas, beliefs, religions,
languages and human nature in general. African cultures emphasize respect.
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It is very important for you to understand societies in conflict before you begin to prevent their conflicts. That
is to say, if you want to understand conflicts you must first study the histories of the people in conflict.
We also need to know that violent conflicts have taken place in all continents, not only in Africa as it is
portrayed in the media, especially on television, radio and in newspapers. Some causes of conflicts are:
History
Research has revealed that historical reasons have contributed to emergency of conflicts in many parts of
the world. The conflicts between Christian and Moslems in many parts of the Middle East have something
to do with long standing animosities and mistrust dating back to the first millennium AD. It is also true
that the interpretation of history may initiate a conflict between people as is the case in Rwanda and
Burundi in the Lake Region of East Africa. The reasons for the unresolved conflict between the Lunda and
Luvale in Zambia have something to do with their histories and how they are interpreted today.
Ethnicity
Deep feelings against a group of people that do not belong to your own ethnic group can ignite deep
frustration that can initiate conflicts between two ethnic groups. Normally, this happens where large
groups are excluded from political and economic life on regional, ethnic or social reasons. Examples of
these conflicts, illustrated by successional conflicts, come from Nigeria where between 1967 – 1970
Biafra, a province dominated by the Ibo ethnic group temporarily broke off from the country. They
accused the Federal Government of Nigeria for excluding and discriminating against the Ibo people.
Katanga (Shaba Province) region temporarily broke off from the Congo (DRC) immediately after political
independence in 1960 for the same ethnic reasons.
Immigration
In a region where there is high population against few resources, massive foreign immigration breeds
resentments by the host people. In most cases, such a situation leads to political violence. Examples are
found in Central and Western Cote d‟voire (Ivory Coast) where an influx of immigrants has initiated
serious xenophobic conflicts.
Refugees
As a result of many conflicts in Africa, the population of refugees is also increasing. Large numbers of
refugees increase pressure on local resources of host communities. Sometimes, refugees use these areas as
springboards for attacking their government forces. This result into the invasion of foreign troops into the
host communities and, in so doing, initiating border incidents and fighting.For example, the border
incidents that were experienced between Zambia and Rhodesia (Zimbabwe) and between Angola
(especially during the period of UNITA) and Zambia.
Although some people have different opinions on them, conflicts in whatever form are predominantly
negative to the people. The following are some of the negative impacts of conflicts:
Negative Impacts:
Conflicts lead to killing of many innocent people especially children, women, the disabled and
old people. Apart from dying, women are also sexually harassed during conflicts. In the end
conflicts bring frightening human suffering.
Conflicts force people to run away from their homes to take refuge in areas where there is no
war. This can be either within the country, as internal displacement, or outside the country as
refugees. This means that conflicts uproot people from their local area to new areas. Africa has
at least 350 million refugees running away from various conflicts in their countries. Zambia
has a share of these refugees in Meheba in North-Western province, Mayukwayukwa in
Western province, Ukwimi in Eastern province and other parts of Northern and Copperbelt
provinces.
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Although conflicts are generally negative to the well-being of societies, they are also beneficial to a
number of people. How does one benefit from conflicts?
When one group captures the territory of the enemy, the resources such as minerals, timber,
agriculture and land are plundered by the group that has captured the resources. The UNITA
group in Angola gained economically from the conflict by exploiting diamonds for export to
support the conflict. The same was true of the military group RUF in Sierra Leone. Most of
the minerals in the eastern part of Congo DRC bordering Uganda and Rwanda are controlled
and exploited by foreign armies in control of the territory.
Conflicts require arms (guns), ammunitions, uniforms, boots, food and military hardware like
tanks and planes. The companies producing these materials supply them at a cost to the groups
fighting each other. In that way, the suppliers of military materials gain economically from
conflicts.
Many conflicts have resulted in one group being defeated. Such a defeat leads to territorial
expansion by the victors in the conflict. For example, Israeli‟s territorial expansion into Syria
after defeating it in a short but decisive 1973 Golan Heights war. The same was true in the
1967 Israeli – Egypt war that led to the capture and occupation of the Sinai Peninsula by
Israeli.
If the conflict involves more groups or nations, alliances are formed in order to defeat the
other side. Such alliances created unity among the alliance members In the DRC-Rwanda
conflict, many countries joined the conflict and, hence, creating two alliances: those against
DRC such as Uganda, Burundi and Rwanda and those supporting Congo DRC such as Libya,
Angola, Zimbabwe and Namibia. Such alliances have cemented political unity.
Those who work hard to bring peace in the regions of conflicts also benefit from the conflicts.
They send peace-making teams to end the conflicts and also where necessary send peace-
keeping troops to enhance a peaceful atmosphere in the conflict zones. The international
community provided much funds to Zambia to bring about peace in DRC. The funds were
used for co-ordination in the processes of negotiation, reconciliation and arbitration. Zambia
was also given funds to cater for the thousands of refugees who settled in the country from the
conflict zones.
11.6.6 Describe conflict resolution strategies
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The effects on the victim may be classified under the headings of physical, mental and
sexual. Physical effects include injury or physical harm. Mental effects include depression,
anxiety, suicide and sexual effects may include unwanted pregnancies, Sexually
Transmitted Infections (STIs).
Child prostitution
Child prostitution can be described as sexual exploitation of children. Child prostitution
can either be forced or voluntary. Forced child prostitution is a situation where girls are
compelled to sell sexual services in brothels. Voluntary child prostitution is a situation
where girls sell sexual services in order to pay for their school fees, drugs or to meet their
daily needs.
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Make it clear you do not want that kind of behaviour from the person as a result, she or he has no
excuse that you encouraged him or her to think that you approved his or her conduct.
If he or she does not stop harassing you, keep a record of the incidents in a small note-book. Write
them down and ask a friend to witness them. This way your friend will support you.
Discuss the problem openly and you will probably find others who have been suffering the same
problem. In that way, you can make the problem known, which may stop the harasser.
Try to make your home as secure as possible.
Do not let anyone into your home if you feel in any way doubtful or suspicious.
Try to avoid situations that make you feel uncomfortable or unsafe, even if you can see no real
reason for your feelings.
Try to get help from the police immediately if you know or suspect that you are in danger.
Try to get help from someone nearby, but stay alert and use your judgment. Otherwise you may
escape from your attacker only to find that the person you appealed to for help takes advantage of
your vulnerability.
If you are walking and a car follows you or stops beside you, stay as far away from the car as
possible and keep walking even if you are helping the driver by giving him direction.
Hitch- hiking is risky especially for girls and women. If you have to take a lift, trust your judgment
about the person or people in the car.
When you travel alone using public transport, try to sit near another woman.
Remember that most rapes are planned in advance. It is a good idea to vary your behaviour, such as
the route you use and the times you take to fetch water or play with your friends.
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Rape
However, it is worth noting that there is no single right way of reacting, when attached by a rapist.
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GRADE 12 TOPICS
12.1. INTERNATIONAL HUMAN RIGHTS INSTRUMENT
12.1.1. Describe the International Bill of Rights (IBR)?
IBR is made up of the Universal Declaration of Human Rights (UDHR), International
Covenant on Civil and Political Rights (ICCPR), the International Covenant on Economic, Social and
cultural Rights ICESCR) and the two Optional Protocols to the ICCPR.
NOTE: UDHR was adopted by United Nations on 10th December, 1948 in Geneva. 10th December is
considered World Human Rights Day.
Some of the UDHR Articles are:
Everyone:
1. Is born in freedom, equality and dignity.
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4. Has the right to equality before the law and equal protection.
5. Has the right to be presumed innocent until proven guilty by an impartial Judge.
11. Has the right to participate in the cultural life of the community.
NOTE: The ICCPR has two (2) optional protocols. An optional protocol is a provision attached to an
International Instrument which is meant to offer more protection of the right in the treaty.
a) The first Optional Protocol to the ICCPR provides a mechanism for an individual to complain
on human rights violations contained in the ICCPR to the United Nations Human Rights Committee.
It was adopted in 1966.
b) The Second Optional Protocol to the ICCPR was adopted in 1989 and came into force in
1990. It aims at the abolishing death penalty in countries that ratify it.
This Convention was adopted in 1965 by the United Nations General Assembly and came into
force in 1969. It was drafted to draw attention to racial discrimination which was still rampant in the
world such as segregation of the blacks in America and apartheid in South Africa and the rest of
Africa under colonial rule.
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ii. Condemn ideas that promote the superiority of one race or a group of persons of one colour.
iii. Use effective measure such as education, culture and information with a view of combating
prejudices which lead to racial discrimination.
It was adopted by United Nations in 1979 after recognising the need for the human
rights instrument that directly addresses women‟s issues, protects and promotes their
socio-economic rights.
Signatories to the Convention are obliged to exercise equal treatment of women and
men. State parties are expected to undertake, among other things:-
i. To domesticate the principle of equality of men and women in their legislation (laws)
iii. To establish legal protection of the rights of women on an equal basis with men.
iv. Modify or abolish cultural practices which constitute discrimination against women.
3. The Convention Against Torture and Other Cruel Inhuman or Degrading Treatment (CAT)-
1984
This Convention came into being on 10th December 1984 and Zambia signed it in 1998. The
purpose of this Convention is to forbid absolutely without any reservation torture and inhuman or
degrading treatment or punishment.
i. Prohibit torture.
vi. Not to „refouler‟. Refouler means to send back a person to a country where he or she is likely
to undergo torture.
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This Convention was adopted in December 1990 by the United Nations General Assembly.
The States that ratify or accede to the Convention are expected to ensure that migrant workers
whose rights have been violated may seek judicial remedy.
i. Frontier Workers: Are those who live in a neighbouring country to which they return
daily or at least once a week.
ii. Seafarers: Are those who are employed on water vessels registered in a country other than
their own.
iii. Seasonal Workers: Are those who get work in foreign countries during specific seasons such
as the harvesting season.
iv. Workers on offshore installations: which are under the authority of a country other than
their own.
vi. Migrants employed for a specific project: For example, construction of roads, dams,
industrial plants among others
ii. Migrant workers and members of their families shall be free to leave any State including their
State of origin.
iii. The right to life of migrant workers and their families shall be protected.
iv. No migrant worker or member of his or her family shall be required to perform forced or
compulsory labour.
v. No migrant worker or member of his or her family shall be held in slavery or servitude.
12.1.5. Explain the provisions of the African Charter on Human and People’s Rights?
The African Charter on Human and People‟s Rights (also known as the Banjul Charter) is an
International Human Rights Instrument that is intended to promote and protect human rights
and basic freedoms in the African Continent.
It was adopted on 27thJune 1981 and was entered into force on 21st October, 1986.
Reasons why the African Charter on Human and People’s Rights is different from other
International Human Rights Instruments
It guarantees civil and political rights as well as economic, social and cultural rights and group
rights
It permits the State parties to impose restrictions and limitations on the exercise of guaranteed
rights
The following are some of the provisions of the African Charter on Human and People‟s Rights:-
Right to be heard.
Freedom of conscience, the profession and free practice of religion should be guaranteed.
Right to receive information, right to express and disseminate his opinion freely.
Everyone should be equal; nothing shall justify the domination of one person by another.
Family shall be national unit of the society and shall be protected by government.
Right to education
Duties
The rights and freedoms of individuals and groups shall be exercised with due regard to other
rights of other people
African cultural values are prescribed and strengthened in relation with other members of
society in the spirit of tolerance, dialogue and consultation in order to promote a moral society.
State Obligations
Recognise the rights enshrined in the Charter
Adopt legislative and other measures for their effectiveness
Submit State reports on legislature and other measures
Ensure independence of the Judiciary
Undertake human rights training and awareness programmes
Establish national institutions to promote and protect human rights
12.2.1. Describe Children’s Rights
A child according to the International Law is a person under the age of 18 while a right is a
lawful claim a person expects from the society. Therefore, Children‟s Rights are rights which are
enjoyed by persons below the age of 18.
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Children are individuals with equal status as adults. Governments have a moral duty to
acknowledge the rights of children as individual citizens at all levels.
The highest level of development of a country can only realised with the full and healthy
participation if children.
Children are more affected by government‟s action and policies than any other group.
Children have limited access to complaints mechanisms, the legal systems and courts to
protect their rights.
Children are more vulnerable to exploitation and abuse because of their physical, emotional
and psychological immaturity and their dependence on adults.
Children generally do not have the franchise hence not taking part in the political processes.
Children are a safeguard of the human race without whom the human race will become
extinct.
12.2.2. Describe the four (4) principles of the United Nations on the Rights of the Child (UNCRC)
The United Nations Convention on the Rights of the Child was adopted by the United Nations
th
on 20 November, 1989 and entered into force in 1990 and it is based on the following principles:-
i. Non-Discrimination: No child should be treated unfairly on any basis such as; their
language, their parents being poor or rich, race, religion or abilities.
ii. The best interest of the child: All adults should do what is best for children. The best interest
of the child should be the primary concern for the parents/guardians, the government and the
entire community at large.
iii. Survival and Development: Children have the right to live. Therefore, government should
ensure that children survive and develop healthily. For the children to develop, they need education,
play and leisure, access to information among others.
iv. Participation: The Convention encourages adults to listen to the opinion of child and involve
them in decision making. However, this does not mean giving children authority over adults,
but giving them room to contribute according to their ability.
12.2.3. Discuss the provisions of the UNCRC and the two (2) optional protocols.
The UNCRC is composed of 54 articles/provisions with two (2) Optional Protocols. The following are
some of the provisions:-
i. The right to have a name and nationality. Every child is entitled to a name, nationality and
has the right to know her/his parents and to be cared for.
ii. Freedom of thought, conscience and religion: Children are free to think and believe what
they want and to practice their religion. However, parents have a duty to guide their children in
these matters.
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iv. Non-Separation from parents: This right ensures that if the child is separated from his or
her parents, he or she has the right to keep contact with his or her parents.
v. The right to Health and Health Services: Children have the right to good quality health
care; safe drinking water, nutritious food, clean and safe environment.
vi. Right to Education: All children have the right to a Primary Education which should be free.
The School environment should be conducive for learning in a free and friendly atmosphere.
vii. The right to place and recreation: Environments should recognize the right of the child to
rest and leisure, to engage in play and recreational activities appropriate to the age of the child and
to participate freely in cultural life and arts.
viii. Protection from child labour: This is the right of the child to be protected from economic
exploitation and from performing any work that is likely to be harmful to the child‟s health or
physical, mental, moral or social development.
ix. Protection from sexual exploitation: Children should be protected from all forms of sexual
abuse example defilement.
x. Children with disabilities: This right provides that a disable child has the right to special
care, education and training to help him or her full and decent life
xi. Parental responsibility: This provision give both parents joint primary responsibility for
bringing up their children and should always consider what is best for each child.
i. The CRC first Optional Protocol on the Sale of Children, Child prostitution and Child
Pornography (CRC-OP-AC): It prohibits the sale of children, child prostitution and child
pornography.
ii. The CRC Second Optional Protocol on the Involvement of Children in Armed Conflicts
(CRC-OP-AC): It prohibits the involvement of children in Armed Conflicts. It ensures that
persons below the age of 18 are not compulsorily recruited into Armed Forces.
1. Obligation to respect: It requires the government to stop doing anything that would
interfere with a child‟s enjoyment of their rights.
2. Obligation to protect: It requires the state to prevent violations of human rights by other
people, it is done through enacting legislation that protect children.
a) A nuclear family: A family that consists of a man, his wife or wives in case of
polygamous marriage and their children.
b) An extended family: It comprises a man, his wife or wives, their children and other relatives
such as grandparents, uncles, aunties, nieces, nephews, cousins, in-laws and grandchildren.
c) A single headed family: It consists of a single parent and children. This can be as a result of
divorce or being widowed.
d) Child headed family: Is a new type of a family that has emerged in Zambia mainly as a result
of the HIV/AIDS pandemic that has claimed lives of many adults leaving children to bring
themselves up (as double orphans).
Marriage
Marriage is a legal union of a man and woman or women as husband and wife or wives in an event of
a polygamous marriage.
ii. Obligations: These are duties that a wife or husband performs in the union. For example
each of the spouses has a duty to take care of and protect the other spouse.
iii. Capacities: These are abilities or capabilities that each spouse brings to the union. For
example, a wife has the ability to conceive and bear children for the union.
iv. Incapacities: These are inabilities or incapacities that each spouse brings to the union. For
example a wife who is not educated and not skilled in anything may bring to the union the
inability to provide for the union.
Both within and after divorce a spouse has a duty to maintain his or her life partner.
Under customary after divorce a spouse is duty-bound to maintain his or her partner for a
maximum of three (3) years or until he or she remarries which ever happens earlier.
v. Adoption of children.
A couple jointly wanting to adopt an infant (an infant is a child less than 7 years old)
A mother or father of the child either along or jointly with his or her present spouse. This
means that if a person has a child or children then remarries and the new partner wants to formally
adopt the children from the former marriage, he or she or together can apply to adopt the children
A person who has reached the age of 21 years old and is a relative of the infant.
Both the infant or child and the person applying for adoption should live in Zambia.
The infant has been looked after by the applicant continuously for at least three (3) months
before the date of the application.
The person intending to adopt notifies the Commissioner of the intention to adopt three (3)
months before the application.
In case of a couple, both or one of them should have attained the age of 25 years old and is at
least 21 years older than the infant.
vii. Succession.
Succession when death occurs in a family is usually defined by traditional names and customs
of the ethnic group that family belongs to.
For example the Bemba‟s trace their lineage through the mother (Matrilineal), therefore, when
a Bemba person, chief or headman dies, his sons are not eligible to succeed him but one of his
nephews would succeed him. A complete opposite in the case of the Ngoni.
a) Testate Succession deals with inheritance of property of a dead (deceased) who left a will.
A will is a declaration normally in writing stating how a person wants his or her property
shared or distributed in the event of his or her death.
Testator is the person who makes the will in case of a male and the Testatrix is case of a
female.
b) Intestate Succession: This is the Act used to distribute the property (estate) of the deceased
who did not leave a will or someone who left a will but was nullified by the courts of law. The
distribution is done as follows;
a) Civil or Statutory Marriage: It is a voluntary union of one wife and one husband at a time for life
excluding all others. It is a monogamous marriage.
It is voluntary
It is monogamous. Any of the spouses that marry while still legally married commits Bigamy.
It is contracted in the High court. The High court has delegated its powers to the Civic Centre (Local
councils)
Take out a Notice of Marriage: This is done at the Registrar of Marriages. The Notice is published
outside the Registrar‟s office for 21 days. After expiry of the 21 days period, the couple registers their
marriage within three months.
Marriage payments: The 1973 Matrimonial Causes Act does not provide any payments unless
individuals concerned just want to observe the tradition of paying for marriage.
Age: Under the Marriage Act the parties intending to marry should be 21 years. If the woman is below
21 years but above 16 years, she needs (i) a letter of consent from the parents or guardians and (ii) a
sworn in affidavit obtained from the High court. An affidavit is a written declaration or statement that
a person makes under oath which will be used as a legal proof for evidence.
Relationship: The parties getting married should not be related to each either by blood or marriage.
b) Customary marriage
Polygamy is allowed
Marriage payments to the bridal family and consent from the parents or guardians of the
woman legalises the marriage
Consent: the parents or guardians to the woman getting married give permission for her to
marry.
Marriage payments: there is always marriage payment as recognition of marriage made by the
man to the woman‟s family.
Spouses: the parties getting married must be male and female. They must have reached puberty
and above 16 years.
Relationships: the parties intending to marry should not be related by blood or through
marriage but in some cultures cousins can marry. The couple is issued a marriage certificate at
the Local court by the Local Court Registrar.
Other marriages
(a) Cohabitation: This this where the parties concerned decide to live together as husband and wife
without consent from their parents or guardians and without following laid down procedures.
Under the law this marriage is a void marriage no matter how long they have lived together.
However, a cohabitation marriage can be validated into Statutory or Customary marriage.
(b) Void marriage: It is a marriage that has no legal standing right from the beginning. It is null and
void. Reasons for void marriage are:
If the woman is under 21 years and above 16 without consent of her parents or guardians
If one of the parties is already married under the Marriage Act at the time of contracting
the marriage
(c) Voidable marriage: Is one that is initially valid but later on is invalidated by the court of law.
Reasons for voidable marriage are:
If a spouse has contracted an Sexually Transmitted Infections from elsewhere not from
the spouse
Divorce: Is the dissolution of marriage which is done when the court handling the case satisfies
itself that a marriage had actually existed.
The Matrimonial Causes Act of 1973 states that there is only one ground for divorce which is marriage is
broken irretrievably. This means that the marriage cannot be redeemed or saved. Situations that can lead
to this are:
Adultery of any of the spouses which should be proved with the third person known and named
(caught in the act)
One or both of the spouses conduct themselves in unreasonable behaviour, cruelty or violence
(GBV) that makes it impossible to live safely.
An application for divorce is filed in the High Court. The couple is issued with a temporal divorce
certificate called decree nisi which lasts six weeks. If they fail to reconcile they are granted a
permanent divorce certificate called decree absolute.
Infertility
Desertion
12.3.4. Assess the effects of separation, divorce and death on the family
The following are some of the impact on the spouse, children and extended family due to separation,
divorce and death in the family:
Children lack parental guidance and care;
A plan is an intention or set of suggestions aimed at achieving set goals in the future.
Development Planning refers to the deliberate effort by the state aimed at the achievement of certain goals
such as raising the standard of living of the people.
The purpose of development planning is to move towards self-sustaining growth.
(c) Long Term Plan: It is sometimes referred to as the Long Range Development Plan (LRDP). It
covers a period of ten to twenty years and above.
Note: Long term plan is mostly needed for the implementation of capital projects such as:
Reforestation.
Note:This kind of planning has brought the following problems in developing countries like Zambia.
Planning is normally dominated by expatriate advisors who know very little about local communities
Local conditions are not regarded.
It lacks participation of the local community in its formulation and implementation leading to lack of
ownership of the outcome.
Delays in approving the plan as it is referred to the headquarters before implementation.
It denies the local people the sense of belonging as they are by passed since the plan is imposed in
top-down fashion on local communities
(b) Decentralised Planning: Planning done at the grassroots by involving the local communities.
Note: Since the year 2000, Decentralised Planning has been re-introduced in Zambia through activity
based budgeting plans in the community.
(c) Regional and Urban Planning: Planning based on a method of decision making that propose or
identifies goals or ends and does so by the application of analytical techniques
12.4.4. Discuss the importance of budgeting and fiscal discipline in development planning.
Fiscal discipline means the strict control of public resources. Therefore, budgeting and Fiscal
discipline ensures strict control of public resources and compliance in taxation and public expenditure.
As much as possible avoid external borrowing unless that borrowing is towards economic
growth through productive investment.
IZWE loans
MICROFIN
B. Macro-Financial Institutions: Macro means large, thus, these are institutions which fund capital
(large scale) projects such as construction of schools, bridges, roads, railway lines.
Some examples of Macro-Financial Institutions and their functions
1. International Monetary Fund (IMF): is a specialised agency of UN which was set up in
1944. Some of the objectives (functions) are:
Promote International Monitory Cooperation.
2. World Bank: It is also called the International Bank for Reconstruction and Development
(IBRD) established in 1944 and began to operate in 1946.
This bank encourages capital investments for construction and development of all member
states.
It gives loans for specific projects that are productive and provides financial assistance for
foreign exchange (loans are usually for a period of 20 years with 5 years grace period).
Was formed in August 1963 and started operating in 1966 (the headquarters are in Addis
Ababa, Ethiopia).
It gives loans to specific projects that are productive and provides finance for foreign
exchange
It gives loans to specific projects that are productive and provides finance for foreign
exchange.
Like other Macro Financial Institutions, it gives loans for a period of 20 years and the grace
period of 5 years.
(b) Gross Domestic Product (GDP): is the total value in money of the goods and services produced
in the country per year.
Note: All products and services produced within the country are added up and calculated in
monitory form.
The higher the GDP the stronger the economy or the more developed the country is.
(c) Human Development Index (HDI): This is a measure of human development using four (4)
items:-
Adult literacy.
Note: If a country has high life expectancy at birth, a high adult literacy levels, a high average of
schooling and a high purchasing power per person, it is said to have a high level of development,
(d) Per Capita Income: This is the average amount of money each citizen is expected to get per
year. It is the GNP of a country divided by the total population.
GNP
Per Capita income =
total population
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ii. Basic Needs Perspective: A person is poor if his or her requirements for a minimal
acceptable fulfilment of human needs are not met.
iii. Capability Perspective: A person is poor if he or she lacks certain capabilities to function
such as adequate food, clothing, shelter and ability to participate in community activities.
iii. Deprivation of economic provisions measured by people‟s access to food, clothing, shelter
among others.
Climatic Variation: The changing climatic and environmental conditions are also causes of
poverty in Zambia. Example, rainfall patterns are increasingly erratic and droughts are a
common feature and this has led to low food production, hence, food insecurity.
The increase in illness and premature death that was experienced due to HIV/AIDS pandemic
has contributed to poverty. Many families have lost productive members or bread winners.
Also the cost of caring for a chronically ill family member makes the family poor.
Orphans: The increase in the number of orphans requiring care and support from relatives
causes a strain on families‟ resources.
Inequalities: In Zambia, it has been observed that the gap between the rich and poor is
widening. The inequality in terms of income, education, wealth and access to assets has led to
high poverty levels.
Low salaries: People with low pay fail to meet their basic needs, hence, depend on
borrowing.
Conflict: Conflict is also a cause of poverty. For example when there is conflict in a society,
less time is spent on economic activities. Sometimes people lose their lives or they are forced
to flee their homes. There will be no time to create wealth.
Poor Work Culture: When people have a negative attitude towards work and lack initiative,
this can lead to poverty (dependency syndrome).
Individual Weakness: Laziness and lack of responsibility can lead to poverty and
dependence syndrome.
High Unemployment levels: People with no employment will lack income to support their
welfare; hence they will depend on others to support them.
Corruption: Rampant corruption makes the few privileged benefit while the majority are
denied the chance to prosper hence, remain in poverty.
ii. Agriculture: To promote a self-sustaining export led agricultural sector which ensure
increased household income and good security.
iii. Tourism: To enhance the Tourism Sector‟s contribution to economic growth and poverty
reduction.
iv. Mining: To promote investment in the Mining Industry and ensure the development of self -
sustaining mineral based Industry.
v. Industry: To promote growth of an export led Industry leading to employment creation and
poverty reduction.
vi. Health: To improve the health status of people in Zambia especially the poor.
vii. Education: To provide relevant equitable efficient and quality education for all.
viii. HIV/AIDS: To reduce the incidence, infection and socio-economic impact of HIV and AIDS.
ix. Gender: To promote gender balance to ease the burden of poverty especially of women at the
household, community and national levels.
xiii. Transport and Communication: To create and efficient transport and communication
system that will promote economic growth and poverty reduction.
xiv. Roads: To expand, rehabilitate and invest in the road sector so as to improve accessibility and
mobility.
iii. Economic Environment: Economic systems, Economic Institutions, Rural and Urban
landscape.
iv. Social and Cultural Environment: Cultural and Social Institutions, beliefs, customs and
Traditions.
i. Natural Waste (Organic/Inorganic). Organic waste are things like grass, leaves which do
not pollute the environment while inorganic wastes include elements of compounds such as
lead, Sulphur and copper found in rocks and one found in small quantities in our bodies.
However, they are very poisonous, once mined. They contaminate rivers, streams, lakes,
ground water supplies, soil and even air.
ii. Synthetic Waste: People are able to make new chemical compounds called synthetic
chemicals such as pesticide, fertilizers, clothes, cleaning material, plastics, cosmetics, building
materials. Some of these materials are proved to be harmful to the environment.
Note: Biodegradable material is the material that decomposes in the environment as a result of
biological action.
Depletion of Resources: A Resource is any source of raw material or object that human
being are able to use to sustain life or produces wealth. A resource is depleted or used up
when it becomes less available for its intended function or use. Resources can get depleted in
three (3) ways: (converting them into another substance; displaced to another location; and by
being polluted).
i. Soil Erosion: Comes as a result of the removal of the vegetation cover due to human
activities.
ii. Deforestation: The high demand for timber and domestic use has led to the
destruction of forests.
iii. Desertification: If a gradual destruction of the capacity of semi and lands for plant
and animal production. Also overgrazing and over cultivation of grasslands leads to
rapid decrease in soil nutrients reducing the chance for further growth of vegetation.
Loss of plant cover promotes aridity and desertification.
iv. Over Fishing. Rapid increase in global fish harvest has resulted in over fishing. This
leads to depletion of some fish species (e.g. the use of illegal fishing methods like use
of mosquito net and poisoning).
v. Fresh Water: The demand for water for irrigation, power generation, domestic and
industrial use has exceeded sustainable supplies of the world resulting into depletion of
fresh water.
Climate Change: Human beings have altered the environment through many activities such
as excess emission of carbon dioxide from burning fuels, chlorofluorocarbons (CFCS), from
refrigerators, aerosol sprays, our conditions and methane into the atmosphere. This has led to
global warming (increase in global temperature resulting in the melting of glaciers and rise in
mean sea levels which in turn may cause flooding of the coastal regions).
Note: The gases contribute to the destruction of the ozone layer which filters harmful ultraviolet
rays from the sun. Further, global warming has resulted in changes in the weather pattern
globally.
Note: Unstable utilisation of forests when left unchecked eventually leads to forest depletion.
Therefore, there should be deliberate effort by the government and the community as a whole to
Wildlife depletion: Various species of birds and animals are becoming few in number due to
unlawful killing (poaching). Examples of endangered species are; black rhino and wild dog.
Examples of vulnerable species include elephant shrew, black lechwe, Kafue lechwe, cheetah
among others.
Pollution: Pollution of air, soil and water is an environmental issue in Zambia. This is as a
result of rapid increase in the generation of wastes due to industries and rapid population
increase.
(a) Restrictions: Some pollutants are so toxic that even in small quantity they can kill wildlife,
domestic animals, agricultural crops and human beings. Thus the government should abolish the
production of such harmful substances.
(b) Qualified Restrictions: Some pollutants are not very dangerous such as Sulphur dioxide which
is released whenever fossil fuels are burned. It is harmful in many ways. Therefore, the
government can permit specific emission levels. If the mine emits more than expected, it must be
fined.
(c) Subsidies: Government can encourage environmentally friendly practices by Industries. Tax
deduction can be given to these Industries and Companies that do not pollute the environment.
(d) Residual Charge: Industries and individuals who pollute the environment can be charged the
amount of money proportional to the quantity of the pollutant emitted.
Other Measures: Establishment of recycling plants by all local authorities (councils); regular and
efficient collection and disposal of waste in designated sites, discourage the use of non-degradable
materials such as plastic bags.
i. Waste: Is another type of pollution. It includes food, dirt, paper, bottles, plastic bags and
containers. Poor waste disposal and management leads to deterioration of the environment as
a result there are a lot of diseases such as cholera and typhoid.
ii. Land Degradation: Human activities have led to land degradation in the quest to bring
economic development. Activities such as agriculture, settlement, mining and quarrying have
made changes to the natural landscape.
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Bio-diversity or Biological diversity is a term used to describe a large variety and variability of living things
and the ecological environment in which they occur.
(b) Species Diversity: Refers to the total number of species in a given area.
(c) Ecosystem Diversity: This refers to a variety of habitants within which species occur.
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Threats to Bio-diversity: Biodiversity in Zambia is increasingly coming under pressure by both human and
natural factors. These include:
i. Land use conflict between human and animals.
ii. Massive development of settlement and related activities.
iii. Pollution.
iv. Deforestation.
v. Over exploitation of resources such as over fishing and game poaching.
vi. Climate change such as occurrence of frequent droughts.
vii. Lack of biodiversity knowledge by the public.
Management of Biodiversity: Zambia signed and ratified the convention on Biodiversity in 1992
and 1993 respectively. By so doing Zambia committed itself to the conservation of genetic species
and ecosystem diversity in a sustainable manner and to share equitably the benefits derived from the
utilization of these resources.
The culture of totems manages biodiversity through customary laws.
Globalisation: The term globalisation means the emergence of global society in which economic, political,
and cultural events in one part of the world quickly come to have significance for people in other parts of the
world.
Global Issues: Refer to all those developments and problems which affect the welfare of the people in all the
countries.
Thus global issues include; human rights, and good governance, war and peace; world refugee crisis,
world debt crisis, world energy crisis, international trade, global warming, HIV and AIDS, tourism,
global credit crunch among others.
Foreign Aid: refers to the international transfer of funds, goods and services in form of loans and
grants from one country to another. There are two (2) types of foreign aid. These are Bilateral and
Multilateral aid.
(a) Bilateral Aid: Is the assistance from one country to another. For instance, Zambia receives aid
from Swedish International Development Agency (SIDA) or from United States Agency for
International Development (USAID).
(b) Multilateral Aid: Is assistance from International Agencies formed by several countries. These
lending agencies do not belong to one country. For instance, the African Development Bank
(ADB), the Arab Bank for Economic Development (ABEDA), the International Monitory Fund
(IMF), the World Bank and the European Union (EU).
It usually comes in form of grants and loans. The grants and loans may come in form of financial
assistance, capital goods like machinery or technical expertise (skilled labour)
i. Grants: Are gifts from International Agencies to a government or from one government to
another. They are not to be paid back.
ii. Loans: Refer to transfers of funds, goods and services from one financial entity to another
which must be repaid usually with interest. A hard loan refer to a loan given at a high rate of
interest, while a soft loan is a loan given at a low rate of interest or is repaid without any
interest.
iii. Tied Aid: Refers to loans and grants which have „strings‟ or stipulated condition of use. For
example the recipient country may be required to spend the loan on a specified project or to
allow the donor country to build military bases in the recipient country.
Arguments against:
Loans and Grants „tied to donor‟ have to be spent on buying goods and services from the donor
country. Many offers of these goods and services are more expensive and lower quality than those
from other sources.
Loans and Grants: „Tied to Projects‟ can only be spent by the recipient country on projects
agreed upon with the donor country. Therefore, tied aid undermines the economic and political
independence on the recipient nation.
Profits from Foreign Investment: are usually externalised, and rarely re-invested in the
recipient nation.
Loans must be repaid with interest and the larger the loan the larger the debt service burden. This
has led to the worsening of debt burden in the Third world countries. On the other hand, the
repayment of high interest on loans enriches the donors. Therefore, foreign aid tends to make the
rich countries richer and the poor countries poorer.
Foreign Aid promotes dependence syndrome in the recipient country thereby impact negatively on
the general work culture of the people.
Recipient countries may be force to support the donor country in foreign policy for them to
receive aid.
Technical assistance given by donors is not always appropriate or beneficial to the needs of the
recipient country, and it may require the importation of expensive machinery from the donor
nation.
Importance of or reasons for International Trade : Nations like individuals, engage in trade for various
reasons. Among them are;
Uneven Distribution of Resources: No nation has all the natural resources to use in industrial
economy. For example Iraq and Kuwait have plenty oil while Zambia does not have.
Climate Differences: Varying climate conditions does not allow the growing of certain crops. For
example Mediterranean type of climate favours the growth of apples which may not do well in a
tropical type of climate.
Specialisation: Each country is specialised in a given line of industries for a country cannot be
specialised in all. Sometimes, two countries may agree to specialise and trade with each other if each
country has a clear cut advantage in producing a particular commodity. This is referred to as
comparative cost advantage. This happens when the average cost of producing a particular
commodity in one country is cheaper that in another.
Technological differences: Some countries do not possess the technological capacity to produce
certain products such as aircraft, motor vehicles, mining and agricultural machinery and computers.
Thus, a country has to buy these from other countries.
Supplement Domestic Product: Due to high demand on local products a country may import to add
to domestic production. For example Zambia produces cooking oil locally but it imports from
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(b) Favourable Terms of Trade: means the prices for your country‟s exports are relatively
higher than the prices for its imports.
(c) Unfavourable Terms of Trade: Means the prices of your country‟s exports are relatively
lower than the prices of imports.
(d) Balance of Trade: Is the difference between the value of visible imports and exports over a
particular period. For example if the value of Zambia‟s visible imports is equal to her visible
export we say that Trade is balanced.
(e) Favourable balance of payments: Takes place when a country receives more foreign
exchange from exports, but spends less Forex on imports. This is called balance of payment
surplus.
(f) Unfavourable balance of payments: occurs when a country receives less foreign exchange
from its exports but pays more foreign exchange on its imports. This is also called a balance
of payment deficit.
Principles of WTO
This trade organisation is based or centred on the following principles:-
1. Non-discrimination: All member states are treated as equal trade partners.
2. Free Trade: There should be free trade and all trade barriers should be reduced through negotiations.
3. Predictability: Foreign Companies, Investors and Governments should be confident that tariffs and
other trade barriers will not be raised arbitrarily (wrongly or with wrong motives)
4. Competition: There should be free competition in International Trade. Unfair practices such as
export subsidies and dumping products at below costs to gain market share are discouraged.
5. Special privileges for the less developed nations. The trading system should be more beneficial for
less developed countries (LDC)
Unfair International Trade: Exports are cheaply obtained while imports are very expensive,
in developing countries, thus causing balance of payment deficit (unfavourable balance of
payment).
Debt Servicing: Is the process of paying interest on outstanding loans which has worsened
debt. This means that the larger percentage of GDP is spent on servicing loans at the expense
of development.
Spending loans on Consumption: Loans are usually diverted to buy consumption products
instead of intended projects, hence; the country has to borrow more to repay outstanding
loans.
Falling Copper prices from 1970s and Liberation Wars: As copper prices have continued
to fall even to date, oil, machinery and other import product prices keep on increasing. With
increased wars in neighbouring countries has made Zambia to have more refugees to look
after.
Debt relief and the highly indebted poor countries (HIPC) Initiative
This was a World Bank and IMF programme aimed at reducing the debt burden of the world‟s
poorest countries that were unable to pay their debt. This programme had the following
initiatives:-
Reduce the huge debt burden of the highly indebted poor countries to sustainable levels (levels
that these countries may manage)
Provide funds for poverty reduction in form of debt relief (debt cancellation)
Highly indebted poor countries (HIPC) to meet the conditions of the Structural Adjustment
Programmes (SAP) set by the World Bank and IMF
3. Impose restrictive fiscal and monitory policies to control spending by wage freeze and
retrench excess employees.
Zambia qualified HIPC initiative in December, 2005 and 3.8 billion US dollars was cancelled .
2. Achieve universal Primary Education: By 2015 ensure that all boys and girls complete
Primary School Education.
3. Promote Gender Equality and Empower Women: Eliminate the gender gap in Primary and
Secondary School enrolment preferably by 2005 and at all levels by 2015.
4. Reduce Child Mortality: By 2015 reduce the mortality rate among children under five by
two thirds.
5. Improve Maternal Health: By 2015 reduce by three quarters the ratio of women dying in
child birth.
6. Combat HIV/AIDS, Malaria and other Diseases: By 2015 stop and begin to reverse the
spread of HIV/AIDS and the incidence of malarial and other major diseases.
8. Develop a Global Partnership for Development by 2015: This is to ensure an open trading
and principle system that includes commitment to good governance, development and poverty
reduction both at national and international levels.
12.7.8. Analyse Zambia’s efforts towards the attainment of the Millennium Development Goals
(MDGS).
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1. Poverty reduction
2. Education sector
Introduction of School re-entry policy, to allow pregnant girls to go back to School (positive
discrimination).
4. Maternal Health
6. Environmental Sustainability
Note: The Millennium Development Goals initiative came to the end in the year 2015.
The MDGs have been replaced by the Sustainable Development Goals (SDGs)
The SDGs are also known as Global goals are a universal call to action, to end poverty, protect the
planet and ensure that all people enjoy peace and prosperity.
The following are some of the areas covered under the SDGs.
2. End hunger, achieve food security and improved nutrition and promote sustainable agriculture
3. Ensure healthy lives and promote well-being for all at all ages
4. Ensure inclusive and equitable quality education and promote lifelong learning opportunities
for all
6. Ensure availability and sustainable management of water and sanitation for all
7. Ensure access to affordable, reliable, sustainable and modern energy for all
8. Promote sustained, inclusive and sustainable economic growth, full and productive
employment and decent work for all
9. Build resilient infrastructure, promote inclusive and sustainable industrialisation and foster
innovation
11. Make cities and human settlements inclusive, safe, resilient and sustainable
13. Take urgent action to combat climate change and its impacts
14. Conserve and sustainably use the oceans, seas and marine resources for sustainable
development
15. Protect, restore and promote sustainable use of terrestrial ecosystems, sustainably manage
forests, combat desertification, and halt and reverse land degradation and halt biodiversity loss
17. Strengthen the means of implementation and revitalise the global partnership for sustainable
development
Warning: failure to follow the benchmarks of essay writing results in loss of marks. You will lose
half of the total marks you have score d in that essay question.
o Starting with essay questions in Section C is the best thing a candidate can do while your brain is still
fresh.
END!