PROSPECTUS

NICTCSP

www.nictbconline.com
[email protected]
+91 8585054503

www.nictbconline.com
AWARMMETINGFROMONLINENICTBCONLINE
DearSir/Madam
Thanks for your interest in self-help group of “NICT BC ONLINE” Authority of India.
Please read the document carefully before applying for any facilities, according to new
policyofprimeministerjandhanyojanatotal27000NICTCSPcenterwillbeallottedtill
December2025in alloverIndia.The application areinvited frominterested people.VLE
AllVLEwhowereallottedbykioskbankingcodearecalled"NICTBCONLINE"theygot 5000/-
permonthsalaryexcludingcommission.Ifyoufaceanyproblemwhilefillingupthe application
form then you can call our Helpline 24x7 number

E-mail:[email protected]
VisitUs: www.nictbconline.com

We are very happy and thankful because of your interest shown for self-help group. At
present "NICT BC ONLINE" Self-help group is a village based financial intermediary
committeeusuallycomposedof10-20localpeople.SelfHelpGroupscanalsobefoundin
othercountriesofthesouthernAsiaandSoutheastAsia.Membersmakesmallcontributions over
time until thereissufficient capital in thegrouptobegin lending. Funds are then lent back to
the member or others in need.

www.nictbconline.com
Banking+
MakeYourShopaMiniBank&ProvideBasicBankingServices
Kiosk Banking under NICT BC ONLINE Point model aims to provide a real time user
friendlybankingservicestotheconsumerintheirneighborhoodkiosk. NICTCSPhasbeena
National/Business Correspondent for the SBI/PNB/BOB/UB/CBI since 2011 under rural
bankingauthority(OnlineCSP)asperthisarrangementonlineCSPPvt.Ltdisauthorizedto provide
kiosk banking under NICT CSP Authority service to its present retail network and create
Kiosk Banking under NICT CSP India authority agents across the country.
AboutKioskBanking+
Alargenumberofpeopleparticularlythemigrantlaborersandfactoryworkersdonothaveasavings
accountastheyarenotabletoopenaaccountduetolackofdocuments.Asaresulttheyare not able to
save their earnings in a safe place.
 TatkalMoneyTransfertoanyBankaccount.
 Open"Non-Frillaccounts"bykioskbankingmodule.
 Deposit/withdrawalofcash.
 AadharandRupaycardregistration.
 Currentaccount/TermDeposit/RecurringDeposit.
 Loanlendgenerationandrepayment.
Commissionofsubsidygrantedtocustomers

Whatdoestheretailerget?
 Associationwithconcernedbank
 Banksoftware,useridandpassword
 Biometricreaderandsoftwareforelectronicthumbimpression
 Websoftwaretooperatedifferentservices
 AuthorizationcertificateofCSP
 Web+ConcernedBankBanners
 Logo/Sticker/Leaflets/ContactMatrix
 CommissionStructure
 IntroductionletterofCSP

www.nictbconline.com
BenefitstoRetailerthroughGLOBALINDIA
 Aneasytouseapplication
 HassleFreeandsimplesystem
 Newrevenueopportunity
 Increaseyourgoodwillandbrandnameinmarket
 BankingBusinessincreasescustomerfootfallwhichisbeneficialforexistingbusiness

Whatdoestheretailerneed?
 Computer
 Internetconnectivity
 Printer
 Officeorretailoutlet

Whatdocumentsarerequired?

 Applicationform
 2passportsizephotos
 PANCard(Mandatory)
 IDProof
 ShopAddressproof
 Residentaddressproof
 Passbookstatement
 Presigncheque

ApplicationActivationProcess:

 VLErequiredqueryaboutkioskbanking
 GlobalIndiaSendstheapplicationform(Processingfee25000/-)
 VLEsendstheapplicationformtoGlobalIndia
 DuediligencebyPPINLcomplianceteam
 ApplicationFiletoSCA
 CSPCodereceived
 BCentryandterminalmappingbyofficials
 Welcomekitandscannerdispatched
 Trainingafterkitreceived
 Timetakenisaround25-30days

www.nictbconline.com
RECHARGE+
MobileandDTHRechargeonYourFingertips
OnYourFingertips!!!NICTCSPwithitsinnovativetechnologyhavedevelopedanandroidmobile
Application for Retailers and consumers. This product enables users to recharge Mobiles
and DTH connections in a few seconds through any PC, Laptop or phone with Internet
connectivity

AboutRecharge+

 AllDTHandmobileoperatorsavailable.
 Upfrontcommission.
 Lowinvestment.
 AvailableonGoogleplaystore
 Instantactivation.
 Riskfreebusinessplanandeasy.
 24hoursrechargefacility
 Highspeednetwork
 Highmargins

www.nictbconline.com
Whatdoestheretailerget?
 Allrechargethroughsinglelogin.
 2.25%commissiononeveryrecharge
 InstantrechargewithtransactionID.
 B2Binterfacetochecktransaction

WhatDocumentsarerequired?

 NoDocumentsarerequiredtostartthisservice.
 BeforestartingthisbusinessyoumusthavePCorlaptoportabletorsmartphonewith
Internet connectivity.

Beforestartingthisbusinessyoumusthave
 PCorlaptoportabletorsmartphonewithInternetconnectivity

ComplimentaryServices

 AirTicketBooking
 BusTicketBooking
 PostPaidMobilePayments

Utility+
BillPaymentAnyTime,AnyMode,AnyWhere

www.nictbconline.com
Every household consumes services like electricity, telephone, mobiles, gas, water etc.
whichleadtoatleast2-5billstobepaidforeveryhouseholdonamonthlybasis.ONLINENICTBC
ONLINE proprietary web platform enables easy payments for various service provider
through one single web login.

TypesofPayment

 ElectricityBill
 PostpaidMobileBill
 WaterBill
 CookingGasBill
 LandlinePhonebill
 Servicesmayvaryfromregiontoregion

ServiceProviders

 BEST
 RelianceEnergy
 MTNL
 BSNL
 MahanagarGaslimited
 BSES
 CSPDCL
 NDPL
 MCGM

AboutUtility+

To start the bill payment, a retailer must have a counter to deal with customers, a PC
connectedwithinternetandaprinter.Afterthequickregistrationprocessitisextremelyeasyto
start using the service through Online CSP business portal.

www.nictbconline.com
WhatDoesTheRetailerGet?
 AccesstoNICTBCONLINEportalwithuseridandPassword
 ProductTraining
 BrandingMateriallikebanner,postersetc.
 Logo/Stickers/Leaflets/ContactMatrix
 Commissionstructure
 Manyothercomplimentaryservices

WhatDoesTheRetailerNeed?
 PC
 InternetConnectivity
 Printer
 OfficeorRetailOutlet

WhatDocumentsarerequired?

 BankGuaranteeminimum1lac.
 Selfsigncheque
 BankPassbook
 ApplicationForm
 2passportsizephotos
 PANCard
 ShopLicense
 Scancopyofpaymentproof
 AnyoneAddressProof

ApplicationProcess

 NICTBCONLINEofficereceivestheapplication
 Senttoduediligenceteamforapproval
 OnapprovalServicesassignedtoyouraccount
 WelcomeKitdispatched

www.nictbconline.com
ComplimentaryServices

 DTH&MobileRecharge
 AirticketBooking
 BusticketBooking
 HotelBooking
 CinemaBooking
 MunicipalPayment

TatkalRupaya+
DomesticMoneyTransfer-AnywhereAnytime

TatkalRupayawaslaunchedbyNICTBCONLINEinassociationwithNICTCSPWalletinearly2011.
The product has been designed by NICT CSP Wallet to provide customers Money Transfer
services withgreatconvenience in their neighborhood. A unique business opportunity for
retailers to be able to provide Money Transfer service to both banked & unbanked
customers. NICT BC ONLINE has been authorized by NICT CSP Wallet to appoint Money
Transfer agents across the country.

AboutTatkal Rupaya

 GreatOpportunityforretailerswithsmallinvestment
 Highmarginsandincentives
 SaleandScorePlatformpoweredbyNICTCSPWallet
 Transfermoneyintoanybankaccount(upto25000perday)
 IMPS
 Easyapplicationandenrolment

www.nictbconline.com
WhatDoesTheRetailerGet?

 NICTBCONLINEMoneyWalletTatkalRupayaMoneyTransferPortal
 ProductTraining
 BrandingMaterial
 ManyOtherComplimentaryservices

WhatDoesTheRetailerNeed?

 PersonalComputer
 InternetConnectivity
 Printer
 OfficeorRetailOutlet

WhatDocumentsarerequired?

 BankGuaranteeminimum1lac.
 SelfSignCheque
 BankPassbook
 ApplicationForm
 2passportsizephotos
 PANCard
 ShopLicense
 Scancopyofpaymentproof
 AnyoneAddressProof

ComplimentaryServices

 PostpaidMobilePayment
 UtilityBillPayment
 Air-Busticketbooking
 MobileandDTHRecharge

www.nictbconline.com
ACompletePackageforIRCTCRailTicketBookings

NICT BC ONLINE has been authorized by Indian Railway Catering & Tourism Corporation
(IRCTC—IndianRailway)asaPrincipleagenttoappointIRCTCagentsacrossIndia.ThroughNICTBC
ONLINE platform these agents will be able to make online reservation of railway berths and
generate tickets for passengers. A great opportunity for retailers to become authorized
IRCTC E-ticketing agents.

AboutBooking+

 MakeyourshopacompletetravelbookingShoppe
 Agatewaytoenteronlineservicesbusiness
 CommercialLicenseforsellingrailwayreservationE-tickets
 EasyCancellation
 Efficient,reliableandsecurebookings

GetSpecialIRCTCDigitalSignatureIBenefitsare:

 IRCTCwebverifiestheidentityoftheauthorizedtravelagentandonlyallowsgenuineagents
to book tickets
 Noonecanbookticketswithoutyourdigitalsignature
 Useofdigitalsignaturesandelectronicdocumentsmakesonlinetransactionsecure
 HassleFreeTransactions

WhatDoesTheRetailerNeed?

 PersonalComputer
 InternetConnectivity
 Printer
 OfficeorRetailOutlet

www.nictbconline.com
Whatdocumentsarerequired?

 Applicationform
 2passportphoto
 PANCard
 Shoplicense
 Scancopyofpaymentproof
 Class3formfordigitalsignaturecertificate
 Anyoneaddressproof
 BankPassbook
 Presigncheque

ActivationProcess

 PPIteamreceivesApplicationform,Railwayform+Registrationfees.
 DuediligencebyPPINLcomplianceTeam.
 AllserviceexceptIRCTCassigned.
 KYCwithSIFYsubmission.
 E-TokencreationAfter24hours.
 VerificationofE-mail,Mobileno,MacIDandshopaddress.
 CertificateandKYCuploadonIRCTCportal.
 OTPsenttoApplicant.
 IRCTCServiceassigned.
 Trainingandwelcomekitdispatched.

Complimentaryservices

 UtilityBillPayment
 DTHandMobileRecharge
 Air/BusTicketBooking

www.nictbconline.com
LoanunderSelfforRuralPeople

AnUnderRuralBankingdevelopmentauthorityselfhelpdrivengroupisavillagebasedfinancial
intermediary committee usually composed of 10-20 local men and women.

Members makes small regular savings contributions over a few months when there is
enoughcapitalinthegrouptostartlendingmoney.Aselfhelpgroupmayregisteredor
unregistered.Thissystemeliminatestheneedforcollateralandiscloselyrelatedtothatof
solidarity lending, widely used by micro finance institutions.

ManyselfhelpgroupsespeciallyinIndia,underRuralBankingAuthoritySHGbanlinkage program,
borrowfrombanksandoncetheyhaveaccumulatedtheircapitalandhaveestablishedatrack record
of regular investments.

www.nictbconline.com
WhatServiceswillCSPkioskbankingprovide

Initially,CSPKioskBankingwillprovidethefollowingservices

 DepositofCash
 WithdrawalofCash
 MoneyTransfertoanotherBankAccountHolderinOtherLocation

HowtobecomeapartnerforCSPKioskBanking?
CSC SPC will enroll SCAA as Sub BC and VLE shall be customer service point as per
agreementwithSBIforthisfacility.ThisfacilityandpartnershipisavailableforallCSCretailoffices
with web connectivity. VLE can enroll for this facility through SCA

AdvantagetoCSPKIOSK

 Newrevenuestreamfromsmallbanking
 Moneytransfer
 Eventheexistingcustomercanbeyourcustomer
 Increasedcustomerbase

EssentialDocumentsforapplyingtheloanunderRuralbankingfoundation
SHG

 AddressProof
 VLEnevergotanyloanunderRBDfoundationSHGscheme
 Bankaccountstatementwithminimum2lac.
 PANcard
 BankPassbook

www.nictbconline.com
Benefitstoyourcustomers

 A“NoFrillSBIAccounts”throughKIOSKbankingcspcenterModel
 GeneralpurposeCreditCard(GCC)/KisanCreditCard(KCC)
 TermDeposit/RecurringDeposit
 RegularSBISavingBankAccount
 LoansagainstTermDepositReceipt(TDR)etc.
 MinimumrequirementsforsetupofCSCoutlet
 SizeofOutlet:Minimum150-200sq.feetwithacounter.
 Adequatespacetoattendto5-6customersatatime.
 Systemconfiguration:PCwithaminimumconfigurationof20GBharddisk
 InternetconnectivitythroughbroadbandorVSAT
 AnIntelbasechipoforsuperiorprovider.
 Awebcam.
 Astandardprinter/scanner/Fingerprintdevice.

Whattypeoftransactionsthecustomerwillcarryon?

 Thisiscalledano-frillsaccountwherethereisnominimumbalanceorchargeslevied.
 MaximumbalancecanbeRs50000.(Balancesabovethiscanbeheld,butthen
account is
 convertedtoaregularbankaccountandthetermsofthebankanddocumentationswill
apply
 Totheseaccounts).
 MinimumBalance-ZeroBalance.
 MaximumlimitoftransactionsisRs10,000/-perday.
 NoChequebookisissued
 OnlyCashTransactionscanbemade&onlyinpersonbytheaccountholder.
 Thereisnosignaturerequiredandonlyelectronicthumbimpressionisusedto
access/use the account.

www.nictbconline.com
PRODUCTDETAILS
HP15COREI5-8thGenLaptop(8GB/256GBSSD/Window
10/Msoffice/integratedGraphic)15qs1000TULoptop.15.6inchFull
HD,SparkingBlackprice:-24,990.00

HikvisionTechlogicsDS-2CE10DFT-FColorVu2MPBullet
FulltimeColourTurboHDCamera,3.6mmLensandLight
Distance20m(White)PriceRs:-6,999:00

HPLaserJetProM227sdnMultifunctionPrinter,GsQ74ARs:-24,656:00

FutronicUSB2.0FingerprintScar(FSSOH):-Price5,476:00

Computerizedmachinethatpermitsbankcustomertogain
accesstheiraccountwithamagneticallyencodedplasticcard
andcodenumber.itenablesthecustomerstoperformseveral
bankingoperationswithoutthehelpofateller,suchasto
withdrawcash,makedeposits,paybills,obtainsbank
statements,effectcashtransfers.Alsocalledautomatictill
Bankingmachine,AutomatictillMachine,orremoteserviceunit.

www.nictbconline.com