CIBIL Score & Report

Your CIBIL Score is 651

Control Number : 5,782,529,114
Date : 28/04/2023

CIBIL Score
This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan
applications. Your score ranges between 300 and 900, and is calculated based on the
information available in the "Accounts" and "Enquiry"section of your CIBIL Report. The closer your
score is to 900, the more confidence the lender will have in your ability to repay the loan. Higher
your score, the better chances of your application getting approved.

651 Please note in some cases you might be displayed a CIBIL Score of "NH” which indicates one of
the following 3 things:

1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.

Personal Information
Name DOB Gender

ARAVIND NAYAK 01/06/1958 Male

Identification Type Number Issue Date Expiration Date

Income Tax ID Number (PAN) AGMPN5975H - -

Contact Information
Address Category Residence Code Date Reported
179-8 M SECTOR RAJHARSHA COLONY Residence Address Rented 13/05/2016
NAYAPURA KOLAR ROAD BHOPAL Madhya
Pradesh 462016

BITTAN MARKET BHOPAL BHOPAL Madhya Not Categorized - 30/06/2014

Pradesh 462042

TOWN & COUNTRY PLANNINGDIRECTOR E-5 Not Categorized - 03/08/2013

ARERA COLONY BHOPAL Madhya Pradesh
462001

179 B RAJHARSH COLONYNAYA PURA Not Categorized - 15/07/2013

KOLAR ROA BHOPAL Madhya Pradesh
462039

Telephone Number Type Telephone Number Telephone Extension

Mobile Phone 918889067652

Mobile Phone 9630532208

 Mobile Phone 8458926797

Mobile Phone 7748064377

Email Addresses

Employment Information

Account Type Credit Card

Date Reported 30/04/2021

Occupation Salaried

Income -

Monthly / Annual Income Indicator -

Net / Gross Income Indicator -

Account Information

Member Name Account Type Account Number Ownership

> BAJAJ FIN LTD Consumer Loan 430ECF57171917 Individual

Account Details
Credit Limit -

Sanctioned Amount 11,490

Current Balance 7,660

Cash Limit -

Amount Overdue 7,660

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 31/10/2017

Date Closed -

Date of Last Payment 05/05/2018

Date Reported And Certified 31/03/2023

Value of Collateral -
 Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status Written-off

Written-off Amount (Total) 7,660

Written-off Amount (Principal) 7,660

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/04/2020

Payment End Date 01/03/2023

Mar 2023 900 Mar 2022 900

Feb 2023 900 Feb 2022 900

Jan 2023 900 Jan 2022 900

Dec 2022 900 Dec 2021 900

Nov 2022 900 Nov 2021 900

Oct 2022 900 Oct 2021 900

Sep 2022 900 Sep 2021 900

Aug 2022 900 Aug 2021 900

Jul 2022 900 Jul 2021 900

Jun 2022 900 Jun 2021 900

May 2022 900 May 2021 900

Apr 2022 900 Apr 2021 900

Mar 2021 900

Feb 2021 900

Jan 2021 900

Dec 2020 900

Nov 2020 900

Oct 2020 900

Sep 2020 900

Aug 2020 900

Jul 2020 900

Jun 2020 875

May 2020 845

Apr 2020 814

 STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard

> BAJAJ FIN LTD Consumer Loan 430DPF48948458 Individual

Account Details
Credit Limit -

Sanctioned Amount 14,990

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 31/08/2017

Date Closed 23/01/2018

Date of Last Payment -

Date Reported And Certified 31/03/2021

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/02/2019

Payment End Date 01/03/2021

Mar 2021 0 Mar 2020 0

Feb 2021 0 Feb 2020 0

Jan 2021 0 Jan 2020 0

 Dec 2020 0 Dec 2019 0

Nov 2020 0 Nov 2019 0

Oct 2020 0 Oct 2019 0

Sep 2020 0 Sep 2019 0

Aug 2020 0 Aug 2019 0

Jul 2020 0 Jul 2019 0

Jun 2020 0 Jun 2019 0

May 2020 0 May 2019 0

Apr 2020 0 Apr 2019 0

Mar 2019 0

Feb 2019 0

STD: Standard DBT:Doubtful ###: Number of days

past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard

> AXIS BANK Credit Card 124000000894187 Individual

Account Details
Credit Limit 140000

High Credit 6,638

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount 5,100

Date Opened / Disbursed 16/05/2016

Date Closed -

Date of Last Payment 14/09/2018

Date Reported And Certified 12/04/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

 Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/05/2020

Payment End Date 01/04/2023

Apr 2023 0 Apr 2022 0

Mar 2023 0 Mar 2022 0

Feb 2023 0 Feb 2022 0

Jan 2023 0 Jan 2022 0

Dec 2022 0 Dec 2021 0

Nov 2022 0 Nov 2021 0

Oct 2022 0 Oct 2021 0

Sep 2022 0 Sep 2021 0

Aug 2022 0 Aug 2021 0

Jul 2022 0 Jul 2021 0

Jun 2022 0 Jun 2021 0

May 2022 0 May 2021 0

Apr 2021 0

Mar 2021 0

Feb 2021 0

Jan 2021 0

Dec 2020 0

Nov 2020 0

Oct 2020 0

Sep 2020 0

Aug 2020 0

Jul 2020 0

Jun 2020 0

May 2020 0
 STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard

> BAJAJ FIN LTD Consumer Loan 4300CD03177368 Individual

Account Details
Credit Limit -

Sanctioned Amount 39,600

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 10/06/2014

Date Closed 15/08/2015

Date of Last Payment 05/02/2015

Date Reported And Certified 31/03/2021

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/04/2018

Payment End Date 01/03/2021

Mar 2021 0 Mar 2020 XXX

Feb 2021 XXX Feb 2020 XXX

Jan 2021 XXX Jan 2020 XXX

 Dec 2020 XXX Dec 2019 XXX

Nov 2020 XXX Nov 2019 XXX

Oct 2020 XXX Oct 2019 XXX

Sep 2020 XXX Sep 2019 XXX

Aug 2020 XXX Aug 2019 XXX

Jul 2020 XXX Jul 2019 XXX

Jun 2020 XXX Jun 2019 XXX

May 2020 XXX May 2019 XXX

Apr 2020 XXX Apr 2019 XXX

Mar 2019 XXX

Feb 2019 XXX

Jan 2019 XXX

Dec 2018 XXX

Nov 2018 XXX

Oct 2018 XXX

Sep 2018 XXX

Aug 2018 XXX

Jul 2018 XXX

Jun 2018 XXX

May 2018 XXX

Apr 2018 XXX

STD: Standard DBT:Doubtful ###: Number of days

past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard

> BAJAJ FIN LTD Two-wheeler Loan L2WBHO02540915 Individual

Account Details
Credit Limit -

Sanctioned Amount 29,000

Current Balance 0

Cash Limit -

Amount Overdue -

Rate of Interest -
 Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 17/07/2013

Date Closed 08/08/2015

Date of Last Payment 08/08/2015

Date Reported And Certified 05/04/2016

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/08/2013

Payment End Date 01/04/2016

Apr 2016 0 Apr 2015 0

Mar 2016 0 Mar 2015 0

Feb 2016 XXX Feb 2015 0

Jan 2016 0 Jan 2015 0

Dec 2015 0 Dec 2014 XXX

Nov 2015 XXX Nov 2014 0

Oct 2015 0 Oct 2014 XXX

Sep 2015 0 Sep 2014 0

Aug 2015 0 Aug 2014 XXX

Jul 2015 0 Jul 2014 0

Jun 2015 0 Jun 2014 0

May 2015 XXX May 2014 0

Apr 2014 0

Mar 2014 0

Feb 2014 0
 Jan 2014 0

Dec 2013 0

Nov 2013 0

Oct 2013 0

Sep 2013 XXX

Aug 2013 0

STD: Standard DBT:Doubtful ###: Number of days

past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard

Enquiry Information
NONE REPORTED There no inquiries.

Disclaimer : All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information
provided/ submitted by its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy,
completeness and veracity of the information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL.
TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the Report, and shall only be liable
and / or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the
Operating Rules for TU CIBIL and its Members

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