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Dumps Defination

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170 views4 pages

Dumps Defination

Uploaded by

mrwhiteexchange
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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DUMP’S DEFINITION

BY

#HACKERSBLACKMARKET
CREDIT CARD DUMP
DEFINITION OF 'CREDIT
CARD DUMP 
A CREDIT CARD DUMP IS AN UNAUTHORIZED DIGITAL COPY OF ALL THE
INFORMATION CONTAINED IN THE MAGNETIC STRIP OF AN ACTIVE CREDIT
CARD, CREATED WITH THE INTENTION OF ILLEGALLY MAKING A
FAKE CREDIT CARD THAT CAN BE USED BY CYBERCRIMINALS TO MAKE
PURCHASES. CREDIT CARD DUMPS ARE USED BY FRAUDSTERS TO CAPTURE
VALUABLE CARD DATA SUCH AS THE CARD NUMBER AND EXPIRATION DATE.
"CREDIT CARD DUMP" IS YET ANOTHER TERM ORIGINALLY USED
UNDERGROUND THAT HAS FOUND ITS WAY INTO GENERAL PUBLIC
AWARENESS BECAUSE OF THE INCREASING PREVALENCE OF CREDIT CARD
FORGERIES, IDENTITY THEFT, AND OTHER TYPES OF CYBERCRIME.

BREAKING DOWN 'CREDIT


CARD DUMP'
CREDIT CARD DUMPS CAN BE OBTAINED IN A NUMBER OF WAYS. A POPULAR
METHOD USED BY CRIMINALS IS "SKIMMING," IN WHICH AN ILLEGAL CARD
READER IS USED TO COPY THE DATA FROM A CREDIT CARD. OTHER METHODS
INCLUDE HACKING INTO A RETAILER'S NETWORK OR WHEN A MALWARE-
INFECTED POINT-OF-SALE DEVICE IS UNWITTINGLY USED BY THE RETAILER,
SENDING THE INFORMATION TO THE CRIMINALS. EVEN WITH SECURITY
CHIPS AND OTHER MEASURES TO PROTECT CREDIT AND DEBIT CARDS,
HACKERS CONTINUE TO EXPLORE NEW WAYS TO EXPLOIT ANY WEAKNESSES
THEY CAN FIND IN ELECTRONIC FINANCIAL TRANSACTIONS.

WHY CREDIT CARD


DUMPS REMAIN HIDDEN
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IN MANY CASES, A CONSUMER MAY BE UNAWARE THAT A DUMP OF HIS OR
HER CREDIT CARD DATA HAS TAKEN PLACE. CYBERCRIMINALS TRY THEIR
UTMOST TO ENSURE THAT CREDIT CARD DUMPS GO UNDETECTED FOR AS
LONG AS POSSIBLE, SINCE CARDHOLDERS CAN SIMPLY CANCEL THEIR
CARDS IF THEY SUSPECT THAT THE CARD'S SECURITY HAS BEEN
COMPROMISED BY IDENTITY THIEVES. IN FACT, THE FIRST INDICATION
THAT A DATA DUMP HAS TAKEN PLACE OFTEN OCCURS EITHER WHEN THE
CONSUMER FINDS AN UNAUTHORIZED PURCHASE ON HIS OR HER CREDIT
CARD, OR WHEN THE CONSUMER RECEIVES NOTICE FROM A RETAILER THAT
CREDIT CARD DETAILS MAY HAVE BEEN STOLEN DUE TO A HACKING ATTACK.

A CREDIT CARD DUMP THAT CONTAINS DATA FOR A U.S. CARD CAN
REPORTEDLY BE SOLD IN THE UNDERGROUND ECONOMY FOR AN AMOUNT
RANGING FROM $20 TO AS MUCH AS $80. THE VALUE OF THIS INFORMATION
IS AN INDUCEMENT FOR HACKERS TO TRY AND BREAK INTO THE NETWORKS
OF ESTABLISHED RETAILERS, DRIVING UP DEMAND FOR
STRONGER CYBERSECURITY. ONCE THEY HAVE SUCCEEDED IN DOING SO, IT
MAY BE POSSIBLE FOR THEM TO OBTAIN DUMPS FOR THOUSANDS OF CREDIT
CARDS. THE SPATE OF HACKING ATTACKS IN RECENT YEARS ON A NUMBER
OF LARGE, HIGH-PROFILE RETAILERS IS AN INDICATION THAT THIS
PROBLEM IS HERE TO STAY.

3
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