IPM Clearing Formats

16 April 2024

IP
 Contents

Contents

Summary of Changes, 16 April 2024.................................................................................... 25

Chapter 1: Integrated Product Messages (IPM) overview....................................... 28

Clearing introduction............................................................................................................................ 29
Transaction processing flow through the clearing system........................................................30
IPM offline message structure............................................................................................................ 34
IPM offline file structure.......................................................................................................................39
Basic clearing system message flow............................................................................................ 41
IPM data element information............................................................................................................42
IPM data element flow....................................................................................................................42
Message format data element requirements.............................................................................42
Data element usage in messages................................................................................................. 43

Chapter 2: File Header and Trailer messages...................................................................45

Message type identifiers and associated function codes of File Header and Trailer
messages.................................................................................................................................................46
Customer-generated files....................................................................................................................46
Files generated by Mastercard............................................................................................................49
Mastercard-generated file sequence............................................................................................49
Early reconciliation file sequence...................................................................................................51
File Header/1644 messages................................................................................................................52
File Trailer/1644 messages..................................................................................................................53

Chapter 3: Presentment, addendum, and chargeback messages...................... 55

Message type identifiers and associated function codes of presentment, addendum, and
chargeback messages...........................................................................................................................56
First Presentment/1240 messages....................................................................................................56
Financial Detail Addendum/1644 messages....................................................................................63
Financial Detail Addendum/1644 messages listed by usage code......................................... 63
Financial Detail Addendum (Passenger Transport Detail, General Ticket Information)/
1644....................................................................................................................................................64
Financial Detail Addendum (Passenger Transport Detail, Rail Data)/1644......................... 69
Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644..................73
Financial Detail Addendum (Vehicle Rental Detail)/1644........................................................78
Financial Detail Addendum (Lodging Summary)/1644............................................................82
Financial Detail Addendum (Temporary Services)/1644..........................................................87
Financial Detail Addendum (Shipping/Courier Services)/1644...............................................89
Financial Detail Addendum (Electronic Invoices)/1644............................................................ 92

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Use of the Electronic Invoice addendum messages with other addendum messages...94
Message layout for Financial Detail Addendum (Electronic Invoice, Transaction
Data)/1644................................................................................................................................. 95
Message layout for Financial Detail Addendum (Electronic Invoice, Party
Information)/1644..................................................................................................................... 96
Financial Detail Addendum (Payment Transaction Detail)/1644...........................................97
Financial Detail Addendum (Telephony Billing Services)/1644................................................99
Message Layout for Financial Detail Addendum (Telephony Billing, Detail)/1644...... 102
Financial Detail Addendum (Travel Agency Detail)/1644......................................................104
Financial Detail Addendum (Lodged Account Detail)/1644..................................................106
Financial Detail Addendum (Private Label Common Data)/1644....................................... 107
Financial Detail Addendum (Private Label Line Item Detail)/1644..................................... 109
Financial Detail Addendum (Healthcare)/1644.......................................................................112
Financial Detail Addendum (Corporate Card Common Data Requirements)/1644.........114
Financial Detail Addendum (Corporate Fleet Transaction Information)/1644..................118
Financial Detail Addendum (Corporate Line Item Detail)/1644.......................................... 121
Financial Detail Addendum (Generic Detail)/1644................................................................. 126
First Chargeback/1442 and Arbitration Chargeback/1442 messages.................................... 127
Second Presentment/1240 messages............................................................................................133

Chapter 4: Retrieval and Fee Collection messages.................................................... 140

Message Type Identifiers and Associated Function Codes of Retrieval and Fee Collection
messages..............................................................................................................................................141
Retrieval Request/1644 messages.................................................................................................. 141
Retrieval Request Acknowledgment/1644 messages..................................................................145
Fee Collection messages....................................................................................................................149
Fee Collection (Retrieval Fee Billing)/1740...............................................................................150
Fee Collection (Handling Fees)/1740.........................................................................................153
Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740...............................157

Chapter 5: Reconciliation messages.................................................................................... 161

Message Type Identifiers and Associated Function Codes of reconciliation messages..........162
Activity types accumulated by reconciliation messages.............................................................. 162
Function Codes used...........................................................................................................................162
Message Reason Codes used............................................................................................................ 163
Reconciliation messages.................................................................................................................... 163
Acknowledgment messages........................................................................................................ 163
Notification messages.................................................................................................................. 164
Reconciliation message totals..................................................................................................... 164
Reconciliation Amount/Reconciliation Fee totals.................................................................... 165
Debit/Credit totals...................................................................................................................166
Reconciliation category summary...............................................................................................169

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Reconciliation category definitions.............................................................................................171

File Currency Summary/1644 messages........................................................................................177
Financial Position Detail/1644 messages.......................................................................................179
Settlement Position Detail/1644 messages..................................................................................181

Chapter 6: Administrative messages.................................................................................. 184

Message Type Identifiers and Associated Function Codes of administrative messages....... 185
Message Exception/1644 messages............................................................................................... 185
File Reject/1644 messages............................................................................................................... 187
Text Message/1644 messages......................................................................................................... 190
Currency Update/1644 messages................................................................................................... 191

Chapter 7: Data element definitions...................................................................................192

Presentation of data element information.................................................................................... 195
Bit mapped message encoding technique.................................................................................195
Annotation of data element attributes.....................................................................................196
Conventions for data element data representation................................................................197
Data element and subfield justification.................................................................................... 198
Maximum lengths for variable-length data elements.............................................................198
Subfield presence requirements..................................................................................................199
European transaction requirements................................................................................................199
Data element listing........................................................................................................................... 199
Message Type Identifier (MTI)...........................................................................................................201
Relationship of MTI to clearing system transactions...............................................................204
Bit Map, Primary..................................................................................................................................205
DE 1 (Bit Map, Secondary)................................................................................................................208
DE 2 (Primary Account Number [PAN]).......................................................................................... 210
DE 3 (Processing Code)......................................................................................................................212
DE 3 subfields.................................................................................................................................217
DE 4 (Amount, Transaction)..............................................................................................................222
DE 5 (Amount, Reconciliation)..........................................................................................................224
DE 6 (Amount, Cardholder Billing)...................................................................................................226
DE 9 (Conversion Rate, Reconciliation)........................................................................................... 228
DE 10 (Conversion Rate, Cardholder Billing)..................................................................................229
DE 12 (Date and Time, Local Transaction).....................................................................................230
Subfield 1 (Date)........................................................................................................................... 231
Subfield 2 (Time)............................................................................................................................232
DE 14 (Date, Expiration)....................................................................................................................233
DE 22 (Point of Service [POS] Entry Mode)................................................................................... 234
Authorization to clearing data element mapping....................................................................236
Subfield 1 (Terminal Data, Card Data Input Capability)........................................................239

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Subfield 2 (Terminal Data, Cardholder Authentication Capability)..................................... 240

Subfield 3 (Terminal Data, Card Capture Capability).............................................................241
Subfield 4 (Terminal Operating Environment)..........................................................................241
Subfield 5 (Cardholder Present Data)....................................................................................... 242
Subfield 6 (Card Present Data)...................................................................................................243
Subfield 7 (Card Data, Input Mode)...........................................................................................243
Subfield 8 (Cardholder Authentication Method)......................................................................244
Subfield 9 (Cardholder Authentication Entity).........................................................................245
Subfield 10 (Card Data Output Capability)............................................................................. 246
Subfield 11 (Terminal Data Output Capability).......................................................................246
Subfield 12 (PIN Capture Capability)........................................................................................ 247
DE 23 (Card Sequence Number)...................................................................................................... 248
DE 24 (Function Code).......................................................................................................................249
DE 25 (Message Reason Code).........................................................................................................253
DE 26 (Acceptor Business Code [MCC])......................................................................................... 326
DE 30 (Amounts, Original).................................................................................................................328
DE 30 subfields...............................................................................................................................329
DE 31 (Acquirer Reference Data).....................................................................................................330
DE 31 subfields...............................................................................................................................331
DE 32 (Acquiring Institution ID Code)............................................................................................. 332
DE 33 (Forwarding Institution ID Code)......................................................................................... 334
DE 37 (Retrieval Reference Number)...............................................................................................336
DE 38 (Approval Code).......................................................................................................................338
DE 40 (Service Code)..........................................................................................................................341
DE 41 (Acceptor Terminal ID)........................................................................................................... 342
DE 42 (Acceptor ID)............................................................................................................................343
DE 43 (Acceptor Name and Location)............................................................................................ 345
Subfield 1 (Acceptor Name)........................................................................................................ 347
Subfield 2 (Acceptor Street Address)........................................................................................ 349
Subfield 3 (Acceptor City Name)................................................................................................ 350
Subfield 4 (Acceptor Postal Code)..............................................................................................351
Subfield 5 (Acceptor Country Subdivision Code)..................................................................... 352
Subfield 6 (Acceptor Country Code).......................................................................................... 353
DE 48 (Additional Data).................................................................................................................... 354
DE 49 (Currency Code, Transaction)................................................................................................357
DE 50 (Currency Code, Reconciliation)............................................................................................359
DE 51 (Currency Code, Cardholder Billing).....................................................................................360
DE 54 (Amounts, Additional)............................................................................................................ 361
DE 54 subfields...............................................................................................................................364
DE 55 (Integrated Circuit Card [ICC] System-Related Data).....................................................366
DE 62 (Additional Data 2).................................................................................................................372
DE 63 (Transaction Life Cycle ID).....................................................................................................375
DE 63 subfields...............................................................................................................................378

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DE 71 (Message Number)..................................................................................................................380
DE 72 (Data Record).......................................................................................................................... 383
DE 73 (Date, Action).......................................................................................................................... 384
DE 93 (Transaction Destination Institution ID Code)...................................................................385
DE 94 (Transaction Originator Institution ID Code)..................................................................... 388
DE 95 (Card Issuer Reference Data)................................................................................................391
DE 100 (Receiving Institution ID Code)...........................................................................................392
DE 105 (Multi-Use Transaction Identification Data)....................................................................395
Subelement 001 (Transaction Link ID [TLID]).......................................................................... 396
DE 111 (Amount, Currency Conversion Assessment).................................................................. 397
DE 123 (Additional Data 3)...............................................................................................................398
DE 124 (Additional Data 4)...............................................................................................................401
DE 125 (Additional Data 5)...............................................................................................................404
DE 127 (Network Data).....................................................................................................................407

Chapter 8: Private data subelement definitions..........................................................408

PDS construction and use..................................................................................................................428
Conventions for PDS data representation................................................................................431
PDS and subfield justification..................................................................................................... 431
Subelement tag assignment........................................................................................................432
Additional information about the use of PDSs.........................................................................433
Subfield presence requirements..................................................................................................433
Intra-European and Inter-European transactions.........................................................................433
PDS listing............................................................................................................................................ 434
PDS 0001 (Mastercard Mapping Service Account Number).......................................................447
Subfield 1 (Account Number Type).............................................................................................448
Subfield 2 (Account Number)...................................................................................................... 451
PDS 0002 (GCMS Product Identifier)............................................................................................. 452
PDS 0003 (Licensed Product Identifier)..........................................................................................466
PDS 0004 (Funding Account Information)..................................................................................... 468
Subfield 1 (Funding Source).........................................................................................................469
Subfield 2 (Sender Account Number)........................................................................................ 470
PDS 0005 (Message Error Indicator)...............................................................................................470
PDS 0005 subfields....................................................................................................................... 471
PDS 0006 (Applied Business Service Arrangement).....................................................................472
PDS 0006 subfields....................................................................................................................... 473
PDS 0010 (Currency Rate Service).................................................................................................. 474
Subfield 1 (Currency Rate Service Applied).............................................................................. 474
Subfield 2 (Currency Rate Date).................................................................................................475
PDS 0011 (Mastercard Mapping Service Virtual Card Number)................................................476
Subfield 1 (Virtual Card Number Type)......................................................................................476
Subfield 2 (Virtual Card Number)...............................................................................................477

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PDS 0014 (Digital Account Reference Number)............................................................................477

PDS 0015 (Clearing Currency Conversion Identifier)................................................................... 478
Subfield 1 (Currency Conversion Date)......................................................................................479
Subfield 2 (Currency Conversion Indicator)...............................................................................480
PDS 0016 (Digital Service Provider)................................................................................................480
Subfield 1 (Digital Service Provider ID 1).................................................................................. 481
Subfield 2 (Digital Service Provider ID 2).................................................................................. 482
PDS 0017 (Transaction Integrity Class)..........................................................................................482
PDS 0018 (Acceptance Data).......................................................................................................... 484
Subfield 1 (mPOS Acceptance Device Type).............................................................................485
PDS 0020 (Digital Commerce Solutions Indicators) ....................................................................485
Subfield 1 (Digital Commerce Domain Identifier) .................................................................. 486
Subfield 2 (Digital Commerce Program Type) .........................................................................487
Subfield 3 (Digital Commerce Check-In Entity Type and Name).......................................... 487
Subfield 4 (Digital Commerce Check-In Method).................................................................... 488
PDS 0021 (Transaction Type Indicator).......................................................................................... 488
PDS 0022 (Additional Terminal Operating Environments)..........................................................489
PDS 0023 (Terminal Type).................................................................................................................490
PDS 0025 (Message Reversal Indicator).........................................................................................493
PDS 0025 subfields....................................................................................................................... 495
PDS 0026 (File Reversal Indicator).................................................................................................. 496
PDS 0026 subfields....................................................................................................................... 497
PDS 0027 (Flex Code)........................................................................................................................ 498
PDS 0028 (Mastercard Merchant Presented QR [MPQR] Receiving Account Number).........499
PDS 0029 (QR Dynamic Code Data)...............................................................................................501
PDS 0042 (Merchant Capability).....................................................................................................502
PDS 0043 (Transaction Type Identifier)..........................................................................................503
PDS 0044 (Program Participation Indicator).................................................................................509
Subfield 1 (CVC 2 Validation Program Indicator).................................................................... 510
Subfield 2 (PayPass Chargeback Eligibility Indicator).............................................................511
PDS 0045 (Mastercard Generated Installment Identifier)..........................................................511
PDS 0046 (Japan Common Merchant Code)................................................................................ 513
PDS 0052 (Electronic Commerce Security Level Indicator)........................................................ 514
Subfield 1 (Security Protocol)......................................................................................................518
Subfield 2 (Cardholder Authentication).....................................................................................518
Subfield 3 (UCAF Collection Indicator)......................................................................................519
PDS 0056 (Mastercard Electronic Card Indicator)....................................................................... 521
PDS 0057 (Transaction Category Indicator)..................................................................................522
PDS 0058 (Token Assurance Level)..................................................................................................525
PDS 0059 (Token Requestor ID).......................................................................................................526
PDS 0068 (Financial Account Information)....................................................................................527
Subfield 1 (Financial Account Identifier)................................................................................... 528
PDS 0071 (Chip to Magnetic Stripe Conversion Service Indicator)........................................... 528

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PDS 0071 subfields....................................................................................................................... 529

PDS 0072 (Authentication Indicator)..............................................................................................530
PDS 0073 (Additional Commercial Issuer Data)...........................................................................531
PDS 0080 (Amount, Tax)...................................................................................................................532
PDS 0080 subfields....................................................................................................................... 533
PDS 0105 (File ID).............................................................................................................................. 535
PDS 0105 subfields....................................................................................................................... 536
PDS 0106 (Clearing Optimizer Information)................................................................................. 538
PDS 0106 subfields....................................................................................................................... 539
PDS 0110 (Transmission ID)............................................................................................................. 540
PDS 0110 subfields....................................................................................................................... 541
PDS 0122 (Processing Mode)............................................................................................................542
PDS 0137 (Fee Collection Control Number).................................................................................. 543
PDS 0138 (Source Message Number ID)........................................................................................544
PDS 0140 (Amount, Cardholder Billing Amounts USD)...............................................................545
PDS 0140 subfields....................................................................................................................... 546
PDS 0141 (Customer Currency Conversion Revenue Data)........................................................547
Subfield 1 (Customer Currency Conversion Revenue Rate)................................................... 547
Subfield 2 (Customer Currency Conversion Revenue Amount).............................................548
PDS 0142 (Additional Service Data For Issuers)...........................................................................548
Subfield 01 (Reference Conversion Rate)..................................................................................549
Subfield 02 (Reference Conversion Rate Differential Sign Indicator).................................. 550
Subfield 03 (Reference Conversion Rate Percent Differential)............................................. 550
PDS 0145 (Amount, Alternate Transaction Fee)...........................................................................550
PDS 0145 subfields....................................................................................................................... 551
PDS 0146 (Amounts, Transaction Fee)...........................................................................................552
PDS 0146 subfields....................................................................................................................... 553
PDS 0147 (Extended Precision Amounts)...................................................................................... 556
PDS 0147 subfields....................................................................................................................... 557
PDS 0148 (Currency Exponents)......................................................................................................560
PDS 0148 subfields....................................................................................................................... 562
PDS 0149 (Currency Codes, Amounts, Original)...........................................................................562
PDS 0149 subfields....................................................................................................................... 564
PDS 0150 (Additional Recurring Payments Information)............................................................564
PDS 0157 (Alternate Processor Indicator)..................................................................................... 567
PDS 0158 (Business Activity)............................................................................................................568
Subfield 1 (Card Program Identifier)..........................................................................................574
Subfield 2 (Business Service Arrangement Type Code).......................................................... 575
Subfield 3 (Business Service ID Code)........................................................................................576
Subfield 4 (Interchange Rate Designator)................................................................................ 578
Subfield 5 (Central Site Business Date).....................................................................................578
Subfield 6 (Business Cycle)...........................................................................................................579
Subfield 7 (Acceptor Classification Override Indicator)..........................................................579

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Subfield 8 (Product Class Override Indicator).......................................................................... 580

Subfield 9 (Corporate Incentive Rates Apply Indicator)..........................................................581
Subfield 10 (Special Conditions Indicator)................................................................................583
Subfield 11 (Mastercard Assigned ID Override Indicator)......................................................583
Subfield 12 (Account Level Management Account Category Code).................................... 584
Subfield 13 (Rate Indicator).........................................................................................................585
Subfield 14 (Masterpass Incentive Indicator)...........................................................................586
Subfield 15 (Digital Wallet Interchange Override Indicator)................................................. 587
PDS 0159 (Settlement Data)...........................................................................................................587
PDS 0159 subfields....................................................................................................................... 588
PDS 0160 (Settlement Data, Multiple)...........................................................................................592
PDS 0160 subfields....................................................................................................................... 593
PDS 0164 (Currency Cross Rates)................................................................................................... 594
PDS 0164 subfields....................................................................................................................... 595
PDS 0165 (Settlement Indicator).................................................................................................... 596
PDS 0165 subfields....................................................................................................................... 598
PDS 0170 (Acceptor Inquiry Information)......................................................................................599
PDS 0170 subfields....................................................................................................................... 601
PDS 0171 (Alternate Acceptor Description Data)........................................................................603
PDS 0171 subfields....................................................................................................................... 604
PDS 0172 (Sole Proprietor Name)...................................................................................................605
PDS 0173 (Legal Corporate Name).................................................................................................606
PDS 0174 (Dun & Bradstreet Number)...........................................................................................607
PDS 0175 (Acceptor URL Address)..................................................................................................608
PDS 0176 (Mastercard Assigned ID)...............................................................................................610
PDS 0177 (Cross-border).................................................................................................................. 615
PDS 0177 subfields....................................................................................................................... 615
PDS 0178 (Alternate Acceptor Description Data 2).................................................................... 617
PDS 0178 subfields....................................................................................................................... 618
PDS 0179 (Long Running Transaction [LRT] Indicator)............................................................... 619
PDS 0180 (Domestic Acceptor Tax ID)........................................................................................... 620
PDS 0181 (Installment Payment Data)..........................................................................................621
Subfield 1 (Type of Installment)..................................................................................................622
Subfield 2 (Number of Installments)..........................................................................................623
Subfield 3 (Interest Rate).............................................................................................................623
Subfield 4 (First Installment Amount)....................................................................................... 623
Subfield 5 (Subsequent Installment Amount)..........................................................................624
Subfield 6 (Annual Percentage Rate).........................................................................................624
Subfield 7 (Installment Fee).........................................................................................................625
Subfield 8 (Commission Rate).....................................................................................................625
Subfield 9 (Commission Sign)......................................................................................................625
Subfield 10 (Commission Amount).............................................................................................626
PDS 0182 (Installment Payment Cardholder Statement Data)................................................626

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Subfield 1 (Total Number of Installments)................................................................................627

Subfield 2 (Current Installment Number)..................................................................................628
Subfield 3 (Original Cardholder Billing Amount)......................................................................628
Subfield 4 (Installment Amount)................................................................................................ 629
Subfield 5 (Principal Amount)..................................................................................................... 629
Subfield 6 (Interest Amount).......................................................................................................629
Subfield 7 (Installment Fee).........................................................................................................630
Subfield 8 (Interest Rate).............................................................................................................630
Subfield 9 (APR).............................................................................................................................630
Subfield 10 (Total Amount Due)................................................................................................. 631
Subfield 11 (Installment Cancellation Indicator)..................................................................... 631
PDS 0183 (Brazil Post-Dated Transaction Data)......................................................................... 632
Subfield 1 (Service Code)............................................................................................................. 632
Subfield 2 (Number of Installments)..........................................................................................633
Subfield 3 (Guarantee)................................................................................................................. 633
Subfield 4 (Guarantee Amount)..................................................................................................634
Subfield 5 (Post Settlement Date).............................................................................................635
Subfield 6 (Original Authorization Request Date)................................................................... 635
Subfield 7 (Original Banknet Reference Number)....................................................................635
Subfield 8 (Authorization Code)..................................................................................................636
PDS 0184 (Directory Server Transaction ID)................................................................................. 636
PDS 0185 (Accountholder Authentication Value)......................................................................... 637
PDS 0186 (Program Protocol)..........................................................................................................639
PDS 0188 (Private Data, Proprietary Service Data)....................................................................640
PDS 0189 (Point-of-Interaction [POI] Phone Data).....................................................................641
PDS 0189 subfields....................................................................................................................... 642
PDS 0190 (Partner ID Code).............................................................................................................644
PDS 0191 (Originating Message Format)......................................................................................645
PDS 0192 (Payment Transaction Initiator)....................................................................................648
PDS 0194 (Remote Payments Program Data)............................................................................. 649
PDS 0195 (Installment Data)...........................................................................................................650
Subfield 1 (Total Number of Installments)................................................................................650
Subfield 2 (Payment Option Code)............................................................................................ 651
Subfield 3 (Installment Number)................................................................................................ 652
Subfield 4 (Bonus Code)...............................................................................................................652
Subfield 5 (Bonus Month Code).................................................................................................. 653
Subfield 6 (Number of Bonus Payments per Year)..................................................................654
Subfield 7 (Bonus Amount)..........................................................................................................656
Subfield 8 (First Month of Bonus Payment)............................................................................. 657
PDS 0196 (Mobile Phone Reload Data ).........................................................................................657
PDS 0196 subfields....................................................................................................................... 658
PDS 0197 (National Use Tax Data)................................................................................................. 658
PDS 0197 subfields....................................................................................................................... 659

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PDS 0198 (Device Type).....................................................................................................................661

PDS 0199 (Funding Transaction Information)...............................................................................663
PDS 0200 (Fraud Notification Date)...............................................................................................664
PDS 0200 subfields....................................................................................................................... 665
PDS 0202 (Primary Account Number [PAN] Syntax Error).........................................................666
PDS 0204 (Amount, Syntax Error)...................................................................................................667
PDS 0205 (Syntax Return, Message Error Indicator)................................................................... 668
PDS 0205 subfields....................................................................................................................... 669
PDS 0206 (Late Presentment Indicator)........................................................................................670
PDS 0206 subfields....................................................................................................................... 671
PDS 0207 (Wallet Identifier).............................................................................................................672
PDS 0208 (Additional Merchant Data)...........................................................................................675
Subfield 1 (Payment Facilitator ID)............................................................................................675
Subfield 2 (Sponsored Merchant ID)..........................................................................................676
PDS 0209 (Independent Sales Organization ID)...........................................................................677
PDS 0210 (Transit Program)............................................................................................................ 678
PDS 0210 subfields....................................................................................................................... 679
PDS 0211 (Terminal Compliant Indicator)..................................................................................... 681
Subfield 1 (TLE Compliant)......................................................................................................... 682
Subfield 2 (UKPT/DUKPT Compliant)........................................................................................682
PDS 0213 (Merchant Country of Origin)........................................................................................682
PDS 0216 (Additional Acceptor Data)............................................................................................683
Subfield 1 (Service Location City Name)...................................................................................684
Subfield 2 (Service Location Country Subdivision Code)........................................................685
Subfield 3 (Service Location Country Code).............................................................................685
Subfield 4 (Service Location Postal Code)................................................................................ 686
PDS 0218 (Cardholder/Merchant Initiated Transaction Indicator)............................................686
PDS 0218 subfields....................................................................................................................... 687
PDS 0220 (Brazil Merchant Tax ID)................................................................................................. 688
PDS 0221 (Domestic Merchant Tax ID)..........................................................................................689
PDS 0222 (Mexico Domestic Dispute Resolution Documentation Image-Related Data)..... 690
PDS 0222 subfields....................................................................................................................... 691
PDS 0225 (Syntax Return, Original Message Reason Code).......................................................693
PDS 0228 (Retrieval Document Code)............................................................................................694
PDS 0230 (Fulfillment Document Code)........................................................................................ 696
PDS 0235 (Mastercard Assigned Incentive Identifier)..................................................................697
PDS 0241 (MasterCom Control Number)...................................................................................... 697
PDS 0243 (MasterCom Retrieval Response Data)....................................................................... 699
Subfield 1 (MasterCom Issuer Retrieval Request Date)......................................................... 700
Subfield 2 (MasterCom Acquirer Retrieval Response Code)..................................................700
Subfield 3 (MasterCom Acquirer Retrieval Response Sent Date).........................................701
Subfield 4 (MasterCom Issuer Response Code)....................................................................... 701
Subfield 5 (MasterCom Issuer Response Date)........................................................................702

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Subfield 6 (MasterCom Issuer Reject Reasons)....................................................................... 703

Subfield 7 (MasterCom Image Review Decision).....................................................................703
Subfield 8 (MasterCom Image Review Date)...........................................................................704
PDS 0244 (MasterCom Chargeback Support Documentation Dates).....................................704
PDS 0244 subfields....................................................................................................................... 706
PDS 0245 (MasterCom Arbitration Chargeback Sender Processing Date).............................706
PDS 0246 (MasterCom Sender Memo).......................................................................................... 707
PDS 0247 (MasterCom Receiver Memo)........................................................................................708
PDS 0248 (MasterCom Image Review Memo)..............................................................................709
PDS 0249 (MasterCom Record ID)..................................................................................................710
PDS 0250 (MasterCom Endpoints).................................................................................................711
PDS 0250 subfields....................................................................................................................... 712
PDS 0251 (MasterCom Fulfillment Document Code)..................................................................713
PDS 0252 (MasterCom Image Metadata).....................................................................................714
PDS 0252 subfields....................................................................................................................... 715
PDS 0253 (MasterCom System Enhanced Data).........................................................................716
PDS 0254 (MasterCom Member Enhanced Data).......................................................................716
PDS 0255 (MasterCom Message Type)..........................................................................................717
PDS 0260 (Edit Exclusion Indicator)................................................................................................718
PDS 0260 subfields....................................................................................................................... 720
PDS 0261 (Risk Management Approval Code)..............................................................................722
PDS 0262 (Documentation Indicator)............................................................................................ 723
PDS 0264 (Original Retrieval Reason for Request).......................................................................725
PDS 0265 (Initial Presentment/Fee Collection Data)..................................................................726
PDS 0265 subfields....................................................................................................................... 727
PDS 0266 (First Chargeback/Fee Collection Return Data)........................................................728
PDS 0266 subfields....................................................................................................................... 729
PDS 0267 (Second Presentment/Fee Collection Resubmission Data)..................................... 732
PDS 0267 subfields....................................................................................................................... 733
PDS 0268 (Amount, Partial Transaction).......................................................................................735
PDS 0268 subfields....................................................................................................................... 736
PDS 0270 (Embedded Interchange Data)..................................................................................... 737
PDS 0270 subfields....................................................................................................................... 738
PDS 0275 (Account Level Management [ALM] Service Data)................................................... 741
Subfield 1 (ALM Service Code)....................................................................................................742
Subfield 2 (ALM Graduated or Registered Product Code)..................................................... 746
Subfield 3 (ALM Product Class).................................................................................................. 753
Subfield 4 (ALM Rate Type)......................................................................................................... 755
Subfield 5 (ALM Data Source).....................................................................................................756
PDS 0276 (Fee Amounts, Additional)..............................................................................................757
PDS 0276 subfields....................................................................................................................... 758
PDS 0280 (Source File ID).................................................................................................................760
PDS 0280 subfields....................................................................................................................... 761

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PDS 0300 (Reconciled, File)...............................................................................................................762

PDS 0300 subfields....................................................................................................................... 762
PDS 0301 (File Amount, Checksum)............................................................................................... 763
PDS 0302 (Reconciled, Member Activity).......................................................................................764
PDS 0306 (File Message Counts).....................................................................................................765
PDS 0358 (Reconciled, Business Activity).......................................................................................766
PDS 0358 subfields....................................................................................................................... 767
PDS 0359 (Reconciled, Settlement Activity)..................................................................................768
PDS 0359 subfields....................................................................................................................... 769
PDS 0360 (Reconciled, Transaction Sequence Identifier)............................................................769
PDS 0360 subfields....................................................................................................................... 770
PDS 0367 (Reconciled, Card Program Identifier)..........................................................................771
PDS 0368 (Reconciled, Transaction Function Group Code).........................................................772
PDS 0369 (Reconciled, Acquirer’s BIN)............................................................................................773
PDS 0370 (Reconciled, Account Range)..........................................................................................774
PDS 0370 subfields....................................................................................................................... 775
PDS 0372 (Reconciled, Transaction Function)...............................................................................775
PDS 0372 subfields....................................................................................................................... 776
PDS 0374 (Reconciled, Processing Code)....................................................................................... 776
PDS 0375 (Member Reconciliation Indicator 1)............................................................................ 777
PDS 0378 (Original/Reversal Totals Indicator)..............................................................................779
PDS 0380 (Debits, Transaction Amount In Transaction Currency)............................................780
PDS 0380 subfields....................................................................................................................... 781
PDS 0381 (Credits, Transaction Amount in Transaction Currency)...........................................781
PDS 0381 subfields....................................................................................................................... 782
PDS 0384 (Amount, Net Transaction in Transaction Currency)................................................. 782
PDS 0384 subfields....................................................................................................................... 783
PDS 0390 (Debits, Transaction Amount in Reconciliation Currency)........................................ 784
PDS 0390 subfields....................................................................................................................... 785
PDS 0391 (Credits, Transaction Amount in Reconciliation Currency)....................................... 785
PDS 0391 subfields....................................................................................................................... 786
PDS 0392 (Debits, Fee Amounts in Reconciliation Currency)..................................................... 786
PDS 0392 subfields....................................................................................................................... 788
PDS 0393 (Credits, Fee Amounts in Reconciliation Currency)....................................................788
PDS 0393 subfields....................................................................................................................... 789
PDS 0394 (Amount, Net Transaction in Reconciliation Currency)............................................. 790
PDS 0394 subfields....................................................................................................................... 791
PDS 0395 (Amount, Net Fee in Reconciliation Currency)............................................................791
PDS 0395 subfields....................................................................................................................... 792
PDS 0396 (Amount, Net Total in Reconciliation Currency)......................................................... 793
PDS 0396 subfields....................................................................................................................... 794
PDS 0397 (Debits, Extended Precision Amount in Reconciliation Currency)........................... 794
PDS 0397 subfields....................................................................................................................... 795

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PDS 0398 (Credits, Extended Precision Amount in Reconciliation Currency).......................... 796

PDS 0398 subfields....................................................................................................................... 797
PDS 0399 (Amount, Net Extended Precision in Reconciliation Currency)................................ 797
PDS 0399 subfields....................................................................................................................... 798
PDS 0400 (Debits, Transaction Number)....................................................................................... 799
PDS 0401 (Credits, Transaction Number)...................................................................................... 800
PDS 0402 (Total, Transaction Number)..........................................................................................801
PDS 0444 (Resubmission Code).......................................................................................................802
PDS 0445 (Original Transaction Information)............................................................................... 803
PDS 0446 (Transaction Fee Amount, Syntax Error).....................................................................804
PDS 0501 (Transaction Description)...............................................................................................804
PDS 0501 subfields....................................................................................................................... 806
PDS 0502 (Custom Identifier).......................................................................................................... 810
PDS 0502 subfields....................................................................................................................... 812
PDS 0503 (Travel Agency Sequence Number)...............................................................................813
PDS 0504 (Travel Agency Fee)..........................................................................................................814
PDS 0504 subfields....................................................................................................................... 815
PDS 0505 (Passenger Name)........................................................................................................... 816
PDS 0506 (Ticket Number)............................................................................................................... 819
PDS 0507 (Issuing Carrier)................................................................................................................822
PDS 0508 (Customer Code)..............................................................................................................824
PDS 0509 (Issue Date).......................................................................................................................827
PDS 0510 (Travel Agency Code).......................................................................................................828
PDS 0511 (Travel Agency Name).....................................................................................................829
PDS 0512 (Total Fare)........................................................................................................................830
PDS 0513 (Total Fees)....................................................................................................................... 831
PDS 0514 (Total Taxes)......................................................................................................................832
PDS 0515 (Additional Acceptor Information)................................................................................832
PDS 0516 (Austin-Tetra Number)....................................................................................................833
PDS 0517 (NAICS Code)....................................................................................................................834
PDS 0518 (Line Item Date)...............................................................................................................835
PDS 0519 (Additional Fuel Location Information)........................................................................836
PDS 0519 subfields....................................................................................................................... 837
PDS 0520 (Travel Date).....................................................................................................................838
PDS 0521 (Carrier Code)...................................................................................................................840
PDS 0522 (Service Class Code)........................................................................................................842
PDS 0523 (City of Origin Airport Code)..........................................................................................844
PDS 0524 (City of Destination Airport Code)................................................................................846
PDS 0525 (Stop Over Code)............................................................................................................. 849
PDS 0526 (Conjunction Ticket).........................................................................................................850
PDS 0527 (Exchange Ticket).............................................................................................................851
PDS 0528 (Coupon Number)............................................................................................................ 851
PDS 0529 (Fare Basis Code).............................................................................................................852

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PDS 0530 (Flight Number)................................................................................................................853

PDS 0531 (Departure Time)............................................................................................................. 854
PDS 0531 subfields....................................................................................................................... 855
PDS 0532 (Total Charges).................................................................................................................856
PDS 0532 subfields....................................................................................................................... 857
PDS 0533 (Arrival Time).................................................................................................................... 858
PDS 0533 subfields....................................................................................................................... 858
PDS 0534 (Total Non-Room Charges)............................................................................................ 859
PDS 0534 subfields....................................................................................................................... 860
PDS 0535 (Fare)..................................................................................................................................861
PDS 0536 (Fee)................................................................................................................................... 861
PDS 0537 (Taxes)................................................................................................................................862
PDS 0538 (Endorsements/Restrictions)........................................................................................ 863
PDS 0539 (Total Amount Charged on Card)................................................................................. 864
PDS 0539 subfields....................................................................................................................... 865
PDS 0540 (Room Service Charges)................................................................................................. 866
PDS 0540 subfields....................................................................................................................... 866
PDS 0541 (Lounge/Bar Charges).................................................................................................... 867
PDS 0541 subfields....................................................................................................................... 868
PDS 0542 (Transportation Charges)...............................................................................................869
PDS 0542 subfields....................................................................................................................... 870
PDS 0543 (Gratuity Charges)...........................................................................................................871
PDS 0543 subfields....................................................................................................................... 871
PDS 0544 (Rental Agreement Number)......................................................................................... 872
PDS 0545 (Renter Name)..................................................................................................................874
PDS 0546 (Rental Return City).........................................................................................................875
PDS 0547 (Rental Return State/Province).....................................................................................876
PDS 0548 (Rental Return Country)................................................................................................. 878
PDS 0549 (Rental Return Location ID)........................................................................................... 879
PDS 0550 (Rental Return Date).......................................................................................................881
PDS 0551 (Rental Check-Out Date)................................................................................................882
PDS 0552 (Customer Service Toll-Free [800] Number)............................................................... 884
PDS 0553 (Rental Rate).....................................................................................................................885
PDS 0553 subfields....................................................................................................................... 886
PDS 0554 (Conference Room Charges)..........................................................................................887
PDS 0554 subfields....................................................................................................................... 888
PDS 0555 (Rate Per Mile [or Per Kilometer]).................................................................................889
PDS 0556 (Total Miles [or Kilometers])...........................................................................................889
PDS 0557 (Maximum Free Miles [or Kilometers]).........................................................................890
PDS 0558 (Miles/Kilometers Indicator).......................................................................................... 891
PDS 0559 (Vehicle Insurance)...........................................................................................................892
PDS 0559 subfields....................................................................................................................... 893
PDS 0560 (Audio Visual Charges)....................................................................................................893

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PDS 0560 subfields....................................................................................................................... 894

PDS 0561 (Adjusted Amount).......................................................................................................... 895
PDS 0561 subfields....................................................................................................................... 896
PDS 0562 (Banquet Charges).......................................................................................................... 896
PDS 0562 subfields....................................................................................................................... 897
PDS 0563 (Program Code)................................................................................................................898
PDS 0564 (Rental Location City).....................................................................................................899
PDS 0565 (Rental Location State/Province)................................................................................. 900
PDS 0566 (Rental Location Country)..............................................................................................901
PDS 0567 (Rental Location ID..........................................................................................................902
PDS 0568 (Rental Class ID)...............................................................................................................902
PDS 0569 (Internet Access Charges).............................................................................................. 904
PDS 0569 subfields....................................................................................................................... 905
PDS 0570 (Early Departure Charges).............................................................................................906
PDS 0570 subfields....................................................................................................................... 907
PDS 0571 (Guest Name)................................................................................................................... 908
PDS 0572 (Guest Number)............................................................................................................... 909
PDS 0573 (Invoice Number)..............................................................................................................909
PDS 0574 (Arrival Date)....................................................................................................................910
PDS 0575 (Departure Date).............................................................................................................912
PDS 0576 (Folio Number)..................................................................................................................913
PDS 0577 (Property Phone Number)..............................................................................................915
PDS 0578 (Billing Adjustment).........................................................................................................916
PDS 0578 subfields....................................................................................................................... 917
PDS 0579 (Invoice Date)....................................................................................................................918
PDS 0580 (Room Rate)......................................................................................................................919
PDS 0580 subfields....................................................................................................................... 920
PDS 0581 (Total Room Tax)..............................................................................................................920
PDS 0581 subfields....................................................................................................................... 921
PDS 0582 (Program Code)................................................................................................................922
PDS 0583 (Phone Charges).............................................................................................................. 923
PDS 0583 subfields....................................................................................................................... 923
PDS 0584 (Restaurant Charges)..................................................................................................... 924
PDS 0584 subfields....................................................................................................................... 925
PDS 0585 (Mini-Bar Charges).......................................................................................................... 926
PDS 0585 subfields....................................................................................................................... 927
PDS 0586 (Gift Shop Charges)........................................................................................................ 928
PDS 0586 subfields....................................................................................................................... 928
PDS 0587 (Laundry and Dry Cleaning Charges)...........................................................................929
PDS 0587 subfields....................................................................................................................... 930
PDS 0588 (Other Services)............................................................................................................... 931
PDS 0588 subfields....................................................................................................................... 932
PDS 0589 (Invoice Creation Date/Time)........................................................................................933

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PDS 0589 subfields....................................................................................................................... 934

PDS 0590 (Party Identification).......................................................................................................934
PDS 0591 (Party Name)....................................................................................................................935
PDS 0591 subfields....................................................................................................................... 936
PDS 0592 (Party Address)................................................................................................................ 936
PDS 0592 subfields....................................................................................................................... 937
PDS 0593 (Party Postal Information).............................................................................................938
PDS 0593 subfields....................................................................................................................... 938
PDS 0594 (Party Contact)................................................................................................................939
PDS 0594 subfields....................................................................................................................... 940
PDS 0595 (Acceptor Type)................................................................................................................ 941
PDS 0595 subfields....................................................................................................................... 943
PDS 0596 (Acceptor Tax ID)............................................................................................................. 947
PDS 0596 subfields....................................................................................................................... 949
PDS 0597 (Total Tax Amount)..........................................................................................................952
PDS 0597 subfields....................................................................................................................... 956
PDS 0598 (Total Tax Collected Indicator).......................................................................................957
PDS 0599 (Corporation VAT Number)............................................................................................ 959
PDS 0600 (Acceptor Reference Number).......................................................................................960
PDS 0601 (Party Nature of Filing)...................................................................................................961
PDS 0602 (Party Supplemental Data 1)........................................................................................962
PDS 0602 subfields....................................................................................................................... 963
PDS 0603 (Party Supplemental Data 2)........................................................................................964
PDS 0603 subfields....................................................................................................................... 965
PDS 0604 (Transaction Supplemental Data 1).............................................................................965
PDS 0604 subfields....................................................................................................................... 966
PDS 0605 (Transaction Supplemental Data 2).............................................................................967
PDS 0605 subfields....................................................................................................................... 967
PDS 0606 (Freight Amount)............................................................................................................. 968
PDS 0606 subfields....................................................................................................................... 969
PDS 0607 (Duty Amount)................................................................................................................. 970
PDS 0607 subfields....................................................................................................................... 970
PDS 0608 (Destination Postal Code)..............................................................................................971
PDS 0609 (Destination State/Province Code).............................................................................. 972
PDS 0610 (Destination Country Code)...........................................................................................973
PDS 0611 (Sequence Number).........................................................................................................974
PDS 0612 (Ship Date)........................................................................................................................975
PDS 0613 (Ship-From Postal Code)................................................................................................976
PDS 0614 (Order Date)..................................................................................................................... 977
PDS 0615 (Medical Services Ship to Health Industry Number)..................................................978
PDS 0616 (Contract Number)..........................................................................................................978
PDS 0617 (Medical Services Price Adjustment)............................................................................979
PDS 0618 (Medical Services Product Number Qualifier..............................................................980

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PDS 0619 (User Name)......................................................................................................................981

PDS 0620 (Oil Company Brand Name)...........................................................................................982
PDS 0621 (Purchase Time)............................................................................................................... 984
PDS 0622 (Motor Fuel Service Type)...............................................................................................985
PDS 0623 (Motor Fuel Information)................................................................................................988
PDS 0623 subfields....................................................................................................................... 990
PDS 0624 (User Account Number).................................................................................................. 993
PDS 0625 (User Telephone Number)...............................................................................................994
PDS 0626 (Billing Statement Period)..............................................................................................995
PDS 0626 subfields....................................................................................................................... 996
PDS 0627 (Billing Event 1)................................................................................................................ 996
PDS 0627 subfields....................................................................................................................... 997
PDS 0628 (Billing Event 2)................................................................................................................ 998
PDS 0628 subfields....................................................................................................................... 999
PDS 0629 (Odometer Reading)..................................................................................................... 1000
PDS 0630 (Vehicle Number)........................................................................................................... 1001
PDS 0631 (Driver Number/ID Number)........................................................................................1003
PDS 0632 (Product Type Code)..................................................................................................... 1005
PDS 0633 (Coupon/Discount Amount)........................................................................................ 1007
PDS 0634 (Tax Amount 1).............................................................................................................. 1008
PDS 0635 (Tax Amount 2).............................................................................................................. 1009
PDS 0636 (Call Date).......................................................................................................................1010
PDS 0637 (Call Time).......................................................................................................................1011
PDS 0638 (Call To Information).....................................................................................................1011
PDS 0638 subfields.....................................................................................................................1012
PDS 0639 (Call Duration)................................................................................................................1014
PDS 0640 (Call Time Period).......................................................................................................... 1014
PDS 0641 (Product Code)...............................................................................................................1015
PDS 0642 (Item Description)......................................................................................................... 1023
PDS 0643 (Item Quantity)..............................................................................................................1027
PDS 0643 subfields.....................................................................................................................1031
PDS 0644 (Call From Information)................................................................................................1032
PDS 0644 subfields.....................................................................................................................1033
PDS 0645 (Item Unit of Measure)................................................................................................. 1034
PDS 0646 (Unit Price)......................................................................................................................1037
PDS 0646 subfields.....................................................................................................................1039
PDS 0647 (Extended Item Amount)............................................................................................. 1040
PDS 0647 subfields.....................................................................................................................1043
PDS 0648 (Item Discount)..............................................................................................................1044
PDS 0648 subfields.....................................................................................................................1046
PDS 0649 (Call Usage Amount).....................................................................................................1047
PDS 0649 subfields.....................................................................................................................1048
PDS 0650 (Zero Cost to Customer Indicator).............................................................................1049

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PDS 0651 (Procedure ID)................................................................................................................ 1050

PDS 0652 (Service Type).................................................................................................................1051
PDS 0652 subfields.....................................................................................................................1051
PDS 0653 (Service Amount)...........................................................................................................1052
PDS 0653 subfields.....................................................................................................................1053
PDS 0654 (Debit or Credit Indicator)........................................................................................... 1054
PDS 0655 (Call Long Distance Amount)...................................................................................... 1057
PDS 0655 subfields.....................................................................................................................1058
PDS 0656 (Full VAT Amounts)........................................................................................................1059
PDS 0656 subfields.....................................................................................................................1060
PDS 0657 (Half VAT Amounts)...................................................................................................... 1061
PDS 0657 subfields.....................................................................................................................1062
PDS 0658 (Call Connect Amount).................................................................................................1064
PDS 0658 subfields.....................................................................................................................1064
PDS 0659 (Other Description)....................................................................................................... 1065
PDS 0660 (Customer Reference)...................................................................................................1066
PDS 0660 subfields.....................................................................................................................1067
PDS 0661 (Traffic Code)................................................................................................................. 1067
PDS 0662 (Sample Number)..........................................................................................................1068
PDS 0663 (Free-Form Description)...............................................................................................1069
PDS 0664 (Start Station)...............................................................................................................1070
PDS 0665 (Destination Station)....................................................................................................1072
PDS 0667 (Generic Data)............................................................................................................... 1074
PDS 0667 subfields.....................................................................................................................1075
PDS 0668 (Reduction Data)...........................................................................................................1075
PDS 0668 subfields.....................................................................................................................1076
PDS 0669 (Transportation Other Code)...................................................................................... 1077
PDS 0670 (Payer/User Information).............................................................................................1078
PDS 0670 subfields.....................................................................................................................1079
PDS 0671 (Date of Funds Requested)......................................................................................... 1080
PDS 0673 (Date of Anticipated Receipt of Funds).................................................................... 1081
PDS 0674 (Additional Trace/Reference Number Used by Acceptor).......................................1082
PDS 0675 (Additional Transaction Description Data)............................................................... 1083
PDS 0676 (Acceptor VAT Number)................................................................................................1084
PDS 0677 (Customer VAT Number)..............................................................................................1085
PDS 0678 (Unique Invoice Number)..............................................................................................1085
PDS 0679 (Commodity Code)........................................................................................................1087
PDS 0680 (Authorized Contact Name)........................................................................................1088
PDS 0681 (Authorized Contact Phone)........................................................................................1089
PDS 0682 (Detail Tax Amount 1).................................................................................................. 1089
PDS 0682 subfields.....................................................................................................................1092
PDS 0683 (Detail Tax Amount 2).................................................................................................. 1095
PDS 0683 subfields.....................................................................................................................1096

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PDS 0684 (Detail Tax Amount 3).................................................................................................. 1099

PDS 0684 subfields.....................................................................................................................1101
PDS 0685 (Type of Supply).............................................................................................................1104
PDS 0686 (Tax Exempt Indicator)................................................................................................. 1105
PDS 0687 (Unique VAT Invoice Reference Number)................................................................... 1106
PDS 0688 (Acceptor Contact E-mail Address)........................................................................... 1107
PDS 0689 (Corporate Identifier)....................................................................................................1108
PDS 0690 (No Show Indicator)......................................................................................................1108
PDS 0691 (Days Rented)................................................................................................................ 1109
PDS 0692 (Weekly Rental Amount).............................................................................................. 1110
PDS 0693 (Total Authorized Amount)..........................................................................................1111
PDS 0693 subfields.....................................................................................................................1112
PDS 0694 (One Way Drop Off Charge)........................................................................................1113
PDS 0695 (Regular Mileage Charge)............................................................................................ 1113
PDS 0696 (Extra Mileage Charge)................................................................................................ 1114
PDS 0697 (Late Charge).................................................................................................................1115
PDS 0698 (Fuel Charge)..................................................................................................................1116
PDS 0699 (Lodging Total Tax Amount)........................................................................................ 1116
PDS 0699 subfields.....................................................................................................................1117
PDS 0700 (Towing Charges)...........................................................................................................1118
PDS 0701 (Extra Charges)..............................................................................................................1119
PDS 0702 (Other Charges).............................................................................................................1120
PDS 0703 (Total Room Nights)......................................................................................................1120
PDS 0704 (Prepaid Expenses)........................................................................................................1121
PDS 0704 subfields.....................................................................................................................1122
PDS 0705 (Total Non-Room Tax Amount)................................................................................... 1123
PDS 0705 subfields.....................................................................................................................1124
PDS 0706 (Cash Advances)............................................................................................................1125
PDS 0706 subfields.....................................................................................................................1126
PDS 0707 (Valet Charges)..............................................................................................................1127
PDS 0707 subfields.....................................................................................................................1127
PDS 0708 (Movie Charges).............................................................................................................1128
PDS 0708 subfields.....................................................................................................................1129
PDS 0709 (Business Center Charges)...........................................................................................1130
PDS 0709 subfields.....................................................................................................................1131
PDS 0710 (Health Club Charges)..................................................................................................1132
PDS 0710 subfields.....................................................................................................................1132
PDS 0711 (Fire Safety Act Indicator)........................................................................................... 1133
PDS 0712 (Net Fuel Price).............................................................................................................. 1134
PDS 0712 subfields.....................................................................................................................1135
PDS 0713 (Restricted Ticket Indicator)........................................................................................ 1135
PDS 0714 (Exchange Ticket Amount)...........................................................................................1136
PDS 0715 (Ancillary Service Charges)..........................................................................................1137

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PDS 0715 subfields.....................................................................................................................1138

PDS 0716 (Travel Authorization Code).........................................................................................1140
PDS 0717 (IATA Client Code)..........................................................................................................1141
PDS 0718 (Employee/Temp Name/ID)........................................................................................ 1141
PDS 0719 (Employee Social Security Number or ID).................................................................1143
PDS 0720 (Job Description)........................................................................................................... 1144
PDS 0721 (Job Code).......................................................................................................................1146
PDS 0722 (Flat Rate Indicator)......................................................................................................1146
PDS 0723 (Regular Hours Worked)...............................................................................................1147
PDS 0723 subfields.....................................................................................................................1149
PDS 0724 (Regular Hours Rate).....................................................................................................1149
PDS 0724 subfields.....................................................................................................................1151
PDS 0725 (Overtime Hours Worked)............................................................................................1152
PDS 0725 subfields.....................................................................................................................1153
PDS 0726 (Overtime Hours Rate)................................................................................................. 1154
PDS 0726 subfields.....................................................................................................................1155
PDS 0727 (Temp Start Date).........................................................................................................1156
PDS 0728 (Temp Week Ending).....................................................................................................1158
PDS 0729 (Requestor Name or ID)............................................................................................... 1159
PDS 0730 (Supervisor/Reports to)................................................................................................1161
PDS 0731 (Time Sheet Number)................................................................................................... 1162
PDS 0732 (Discount Amount)........................................................................................................1162
PDS 0732 subfields.....................................................................................................................1163
PDS 0733 (Subtotal Amount)........................................................................................................1164
PDS 0733 subfields.....................................................................................................................1165
PDS 0734 (Miscellaneous Expenses).............................................................................................1166
PDS 0734 subfields.....................................................................................................................1167
PDS 0735 (Service Descriptor Codes).......................................................................................... 1168
PDS 0736 (Tracking Number or Pickup Number)........................................................................1170
PDS 0737 (Shipping Net Amounts)...............................................................................................1172
PDS 0737 subfields.....................................................................................................................1174
PDS 0738 (Incentive Amount)........................................................................................................1175
PDS 0738 subfields.....................................................................................................................1176
PDS 0739 (Pickup Date)..................................................................................................................1176
PDS 0740 (Delivery Date)...............................................................................................................1178
PDS 0741 (Number of Packages)..................................................................................................1179
PDS 0742 (Package Weight)..........................................................................................................1181
PDS 0743 (Unit of Measure)...........................................................................................................1183
PDS 0744 (Shipping Party Information)...................................................................................... 1185
PDS 0744 subfields.....................................................................................................................1187
PDS 0745 (Shipping Party Address)............................................................................................. 1187
PDS 0745 subfields.....................................................................................................................1189
PDS 0746 (Shipping Party Postal Information)..........................................................................1190

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PDS 0746 subfields.....................................................................................................................1192

PDS 0747 (Shipping Party Contact).............................................................................................1193
PDS 0747 subfields.....................................................................................................................1195
PDS 0748 (Delivery Party Information)........................................................................................1196
PDS 0748 subfields.....................................................................................................................1198
PDS 0749 (Delivery Party Address Information)........................................................................ 1198
PDS 0749 subfields.....................................................................................................................1200
PDS 0750 (Delivery Party Postal Information)........................................................................... 1200
PDS 0750 subfields.....................................................................................................................1202
PDS 0751 (Detail Tax Amount 4).................................................................................................. 1203
PDS 0751 subfields.....................................................................................................................1204
PDS 0752 (Detail Tax Amount 5).................................................................................................. 1207
PDS 0752 subfields.....................................................................................................................1209
PDS 0753 (Detail Tax Amount 6).................................................................................................. 1212
PDS 0753 subfields.....................................................................................................................1213
PDS 0754 (Delivery Party Contact).............................................................................................. 1216
PDS 0754 subfields.....................................................................................................................1218
PDS 0755 (Line Item Total Amount).............................................................................................1219
PDS 0755 subfields.....................................................................................................................1220
PDS 0756 (Passenger Description)............................................................................................... 1221
PDS 0756 subfields.....................................................................................................................1222
PDS 0757 (Transportation Service Provider)...............................................................................1224
PDS 0758 (Transportation Services Offered)............................................................................. 1224
PDS 0759 (Delivery Order Number)..............................................................................................1225
PDS 0760 (Credit Card Slip Number)........................................................................................... 1226
PDS 0761 (Travel Agency ID)..........................................................................................................1227
PDS 0762 (Data Source).................................................................................................................1228
PDS 0763 (VAT Suppression Indicator)........................................................................................ 1229
PDS 0764 (Healthcare Eligible Status Indicator)........................................................................1230
PDS 0765 (MoneySend Receiver Data)........................................................................................1231
Subfield 1 (Payee First Name).................................................................................................. 1232
Subfield 2 (Payee Last Name).................................................................................................. 1232
Subfield 3 (Payee Address)........................................................................................................1233
Subfield 4 (Payee City)...............................................................................................................1233
Subfield 5 (Payee State/Province Code).................................................................................1233
Subfield 6 (Payee Country Code)............................................................................................. 1234
Subfield 7 (Payee Postal Code).................................................................................................1234
Subfield 8 (Payee Date of Birth).............................................................................................. 1234
Subfield 9 (Payee Phone Number)........................................................................................... 1235
PDS 0770 (Additional Acceptor Inquiry Information)................................................................ 1235
PDS 0770 subfields.....................................................................................................................1236
PDS 0010 (Currency Rate Service).......................................................................................... 1237
PDS 0771 (Cost Center Information)........................................................................................... 1238

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 Contents

PDS 0771 subfields.....................................................................................................................1239

PDS 0772 (Driver License/State Issued ID Information)...........................................................1239
PDS 0772 subfields.....................................................................................................................1240
PDS 0773 (Payment Method Information)..................................................................................1241
PDS 0773 subfields.....................................................................................................................1241
PDS 0774 (Stock Keeping Unit (SKU) Description)....................................................................1243
PDS 0775 (Department Code)...................................................................................................... 1243
PDS 0776 (Alternate Custom Identifier)......................................................................................1244
PDS 0776 subfields.....................................................................................................................1245
PDS 0777 (Promotion Code)..........................................................................................................1246
PDS 0781 (Fleet Spend Control Enforced).................................................................................. 1248
PDS 0782 (Fleet Fuel Information)............................................................................................... 1249
Subfield 1 (Fleet Fuel Product Code).......................................................................................1251
Subfield 2 (Fleet Fuel Unit Price).............................................................................................. 1255
Subfield 3 (Fleet Fuel Unit of Measure)...................................................................................1255
Subfield 4 (Fleet Fuel Quantity)............................................................................................... 1256
Subfield 5 (Fleet Fuel Quantity Exponent)............................................................................. 1256
Subfield 6 (Fleet Fuel Sale Amount)........................................................................................1256
PDS 0783 (Fleet Product Code).....................................................................................................1256
PDS 0784 (Fleet Item Description)............................................................................................... 1266
PDS 0785 (Fleet Item Quantity)....................................................................................................1268
Subfield 1 (Fleet Item Quantity)...............................................................................................1270
Subfield 2 (Fleet Item Quantity Exponent)............................................................................ 1270
PDS 0786 (Fleet Item Unit of Measure)....................................................................................... 1270
PDS 0787 (Fleet Extended Item Amount)................................................................................... 1272
Subfield 1 (Fleet Extended Item Amount)..............................................................................1274
Subfield 2 (Fleet Extended Item Amount Exponent)............................................................1275
Subfield 3 (Fleet Extended Item Amount Sign).....................................................................1275
PDS 0790 (Fleet Prompted Data 1)............................................................................................. 1275
Subfield 1 (Prompt Code 1).......................................................................................................1277
Subfield 2 (Driver Related Data 1)...........................................................................................1278
PDS 0791 (Fleet Prompted Data 2)............................................................................................. 1279
Subfield 1 (Prompt Code 2).......................................................................................................1280
Subfield 2 (Driver Related Data 2)...........................................................................................1282
PDS 0792 (Fleet Prompted Data 3)............................................................................................. 1282
Subfield 1 (Prompt Code 3).......................................................................................................1284
Subfield 2 (Driver Related Data 3)...........................................................................................1285
PDS 0793 (Fleet Prompted Data 4)............................................................................................. 1286
Subfield 1 (Prompt Code 4).......................................................................................................1287
Subfield 2 (Driver Related Data 4)...........................................................................................1289
PDS 0794 (Fleet Prompted Data 5)............................................................................................. 1289
Subfield 1 (Prompt Code 5).......................................................................................................1291
Subfield 2 (Driver Related Data 5)...........................................................................................1293

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IPM Clearing Formats • 16 April 2024 23
 Contents

PDS 0799 (Test Case Traceability Identifiers).............................................................................1293

PDS 0799 subfields.....................................................................................................................1295
PDS 1000–1099 (Member-to-Member Proprietary Data).......................................................1295

Chapter 9: Institution ID data elements and PDSs................................................. 1300

Financial or business institutions....................................................................................................1301
Technical institutions........................................................................................................................1302
Same values in institution ID data elements and PDSs.............................................................1303

Notices..................................................................................................................................................1304

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IPM Clearing Formats • 16 April 2024 24
 Summary of Changes, 16 April 2024

Summary of Changes, 16 April 2024

This document reflects changes effective since the last publication of this manual.

Summary of Changes

Description of Change Where to Look

Sylistic and formatting changes. Throughout
New message reason codes in data element (DE) DE 25 (Message Reason Code)
25 (Message Reason Code)
Added new DE 105 (Multi-Use Transaction DE 105 (Multi-Use Transaction Identification Data)
Identification Data)
Added application note to PDS 0200 Subfield 2 PDS 0200 subfields
Update PDS 0002 with BPL product Code. PDS 0002 (GCMS Product Identifier)
Added to Subfield 2 Subfield 2 (ALM Graduated or Registered Product
Code)
Added to Subfield 3
Subfield 3 (ALM Product Class)

Revised values in PDS 0052, and PDS 0185 and Subfield 1 (Security Protocol)
PDS 0186 Subfield 2 (Cardholder Authentication)
Subfield 3 (UCAF Collection Indicator)
PDS 0185 (Accountholder Authentication Value)
PDS 0186 (Program Protocol)

Added values to DE 25 for use in First DE 25 (Message Reason Code)

Presentment/1240 reversal messages
Updated PDS 0002 by adding product code GPP PDS 0002 (GCMS Product Identifier)

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IPM Clearing Formats • 16 April 2024 25
 Summary of Changes, 16 April 2024

Description of Change Where to Look

Added travel addendum data requirements to the PDS 0506 (Ticket Number)
following PDSs: PDS 0507 (Issuing Carrier)
• PDS 0506 PDS 0509 (Issue Date)
• PDS 0507
PDS 0520 (Travel Date)
• PDS 0509
• PDS 0520 PDS 0521 (Carrier Code)
• PDS 0521 PDS 0522 (Service Class Code)
• PDS 0522
PDS 0523 (City of Origin Airport Code)
• PDS 0523
• PDS 0524 PDS 0524 (City of Destination Airport Code)
• PDS 0530 PDS 0530 (Flight Number)
• PDS 0544
PDS 0544 (Rental Agreement Number)
• PDS 0545
• PDS 0546 PDS 0545 (Renter Name)
• PDS 0547 PDS 0546 (Rental Return City)
• PDS 0548
PDS 0547 (Rental Return State/Province)
• PDS 0549
• PDS 0550 PDS 0548 (Rental Return Country)
• PDS 0551 PDS 0549 (Rental Return Location ID)
• PDS 0553
PDS 0550 (Rental Return Date)
• PDS 0574
• PDS 0575 PDS 0551 (Rental Check-Out Date)
• PDS 0576 PDS 0553 (Rental Rate)
• PDS 0576
PDS 0574 (Arrival Date)
• PDS 0580
• PDS 0664 PDS 0575 (Departure Date)
• PDS 0665 PDS 0576 (Folio Number)
• PDS 0691
PDS 0580 (Room Rate)
• PDS 0703
PDS 0664 (Start Station)
PDS 0665 (Destination Station)
PDS 0691 (Days Rented)
PDS 0703 (Total Room Nights)

Updated description PDS 0105, subfield 2 PDS 0105 subfields

Updated value description on PDS 0015, subfield 2 Subfield 2 (Currency Conversion Indicator)
Updated Message Type Identifiers for PDS 0027 PDS 0027 (Flex Code)
Added value to PDS 0191 PDS 0191 (Originating Message Format)

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IPM Clearing Formats • 16 April 2024 26
 Summary of Changes, 16 April 2024

Description of Change Where to Look

Added C04 payment transaction type indentifiers Financial Detail Addendum (Payment Transaction
for Gaming & Gambling Detail)/1644
PDS 0670 (Payer/User Information)
PDS 0765 (MoneySend Receiver Data)

PDS 0052 and DE 22s7 revised for clarity. PDS 0052 (Electronic Commerce Security Level
Indicator)

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IPM Clearing Formats • 16 April 2024 27
 Integrated Product Messages (IPM) overview

Chapter 1 Integrated Product Messages (IPM)

overview
This section describes the structure of IPM offline messages and the flow of these message types
between acquirers and issuers.

Clearing introduction............................................................................................................................................29
Transaction processing flow through the clearing system.......................................................................30
IPM offline message structure............................................................................................................................34
IPM offline file structure......................................................................................................................................39
Basic clearing system message flow............................................................................................................41
IPM data element information........................................................................................................................... 42
IPM data element flow...................................................................................................................................42
Message format data element requirements............................................................................................ 42
Data element usage in messages.................................................................................................................43

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IPM Clearing Formats • 16 April 2024 28
 Integrated Product Messages (IPM) overview
Clearing introduction

Clearing introduction
Clearing by means of the Integrated Product Messages (IPM) format is the movement of
transaction information from the customer to the clearing system or from the clearing system
to the customer.

Offline clearing
Offline clearing is the practice of sending transaction information in a clearing file after a
previous authorization, if applicable. The IPM format provides the vehicle for delivery of these
messages. The sending customer places messages into a clearing file and sends this transaction
data for clearing to the clearing system seven days a week, 24 hours a day. The clearing system
has predetermined cutoff times throughout each day when it processes all files received from
customers since the last cutoff. For more information on offline message structure, see IPM
offline message structure. Refer to the GCMS Reference Manual for processing times.

Standardization and specifications

IPM messages are based on the variable-length specifications of the International Organization
for Standardization (ISO) 8583–1993 Financial Transaction Card Originated Messages:
Interchange Message Specifications. Because the clearing system with IPM is offline, it supports
only non-interactive IPM messages (Notification/1x4x). ISO defines Notification/1x4x with a 4
in the third position in the Message Type Identifier (MTI). Refer to Data element definitions of
this manual for more information about MTIs and data element definitions.

Components of IPM messages

In each IPM message there are institution identifiers, Data Element (DE) 93 (Transaction
Destination Institution ID Code) and DE 94 (Transaction Originator Institution ID Code). Upon
receipt of the files, the clearing system performs edits, checks data for accuracy, and directs the
messages to the appropriate customers based on the identifiers. (Refer to Institution ID data
elements and PDSs for more information about institution ID data elements and private data
subelements.)

Transaction histories
After the acquirer presents transaction data to the clearing system in a First Presentment/
1240, the issuer either accepts the data as is or disputes the data. If the issuer accepts the First
Presentment/1240, the transaction is posted to the cardholder’s account and is eventually
presented for payment via the cardholder statement. If the issuer disputes the data, customers
may exchange transaction information through multiple processing (chargeback) cycles. In doing
so, IPM allows transaction history to be passed from one cycle to the next.

Chargeback cycles
Customers are not required to exhaust all chargeback cycles once they start the chargeback
process to achieve dispute resolution. Refer to the Chargeback Guide for more information on
chargebacks.

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IPM Clearing Formats • 16 April 2024 29
 Integrated Product Messages (IPM) overview
Transaction processing flow through the clearing system

Transaction processing flow through the clearing system

This diagram depicts the transaction processing flow through the clearing system starting with
the cardholder.

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IPM Clearing Formats • 16 April 2024 30
 Integrated Product Messages (IPM) overview
Transaction processing flow through the clearing system

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IPM Clearing Formats • 16 April 2024 31
 Integrated Product Messages (IPM) overview
Transaction processing flow through the clearing system

This diagram depicts the transaction processing flow for fee collection transactions.

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IPM Clearing Formats • 16 April 2024 32
 Integrated Product Messages (IPM) overview
Transaction processing flow through the clearing system

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IPM Clearing Formats • 16 April 2024 33
 Integrated Product Messages (IPM) overview
IPM offline message structure

After collecting clearing data and routing it to the appropriate receiver, settlement occurs, which
is the process of exchanging funds among customers. Refer to the Settlement Manual for
settlement information.

IPM offline message structure

IPM is a variable-length format that facilitates the addition of new data elements while
allowing the message receiver to manage the recognition and use of the new data through use
of a bit map representation. It is based on the ISO 8583–1993 specification.

Data elements
Data elements constitute each IPM message. ISO dictates the presence of certain data
elements in each message type, while allowing individual applications to optionally define
others. For more information on data elements, see Data element definitions.

Subelements
Data elements that require more than one data field contain subelements. ISO-defined
subelements for certain data elements are reflected in this manual. However, ISO has allowed
individual applications to define subelements for certain data elements as repositories for
additional data in messages. For PDS encoding information, refer to DE 48 (Additional Data), in
Data element definitions.

IPM messages
Each IPM message contains these data elements.
• Primary Bit Map: indicates the presence or absence of DE 1 (Secondary Bit Map) through DE
64 (Message Authentication Code [MAC]).
• DE 1 (Secondary Bit Map): indicates the presence or absence of DE 65 (Reserved [ISO])
through Clearing DE 128 (Message Authentication Code [MAC]).
• DE 24 (Function Code): is a three-digit data element that indicates the specific purpose of a
message in a message class.
• Message Type Identifier: describes each message class and function.

IPM offline message structure example

Position General description Values Description Example

First ISO version • 1 • ISO 8583–1993 (The • 1644
version on which the
clearing system IPM
formats is based)

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IPM Clearing Formats • 16 April 2024 34
 Integrated Product Messages (IPM) overview
IPM offline message structure

Position General description Values Description Example

Second Message class • 2 • Financial (12xx) • 1240
• 4 messages • 1442
• 6 • Chargeback (14xx) • 1644
• 7 messages • 1740
• Administrative (16xx)
messages
• Fee Collection (17xx)
messages

Third Message function • 4 • Notification • 1644

Fourth Transaction originator • 0 • Acquirer 1 • 1240

• 2 • Issuer 1 • 1442
• 4 • Other 1 • 1644

Data element 25 (Message Reason Code)

Most IPM messages also require DE 25 (Message Reason Code). This is a four-digit data
element that indicates the reason for sending a message.

Data element positioning

The MTI and both bit maps are fixed-location data elements. The remaining data elements in a
message must be presented in ascending sequence by data element number and are not
located in a certain fixed position. The location of each of these data elements is dependent on
the presence of the data elements that precede it. For example, if DE 2 (Primary Account
Number), DE 3 (Processing Code), and DE 4 (Amount, Transaction) are all present in a message,
DE 4 may be located in positions 45–56. In another message, DE 2 and DE 3 may not be
present; therefore, DE 4 may be located in positions 21–32. This table depicts sample data
element positioning in a message.

Sample data element positioning in a message

Positions Description
1–4 MTI (always present)

5–12 Bit Map, Primary (always present)

13–20 Bit Map, Secondary (DE 1) (always present)

1 Fee collection messages can be sent by acquirer, issuer, or other. The IPM format convention is that the fourth position
of the MTI always contains a 0 in all fee collection messages.

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IPM Clearing Formats • 16 April 2024 35
 Integrated Product Messages (IPM) overview
IPM offline message structure

Sample data element positioning in a message, continued.

Positions Description
21–xx Field indicating length of first data element, in
numeric order, in message after DE 1, if
corresponding data field is variable length

xx–yy Field containing actual data in first data element

after DE 1

The two fields in this table are repeated until all the data elements in the bit maps are
presented.

Variable-length data elements

The data field of a variable-length data element is preceded by a two-digit or three-digit length
indicator field, represented throughout this manual as the LL portion of LLVAR or LLL portion of
LLLVAR. (Refer to Data element definitions for explanations of this and other labeling
conventions used.)

Length fields
The indicator in the length field is right-justified with leading zeros, as shown in this table.

Example: variable-length data elements

Representation Data field length Length field contents

LLVAR two bytes 02

LLLVAR three bytes 002

Fixed-length data elements

The contents of fixed-length data elements are not preceded by a length field.
Assume a customer wants to present the data elements in this table.

Example: fixed-length data elements

DE/PDS Description Length Value

2 Primary Account 16 5412347890123456
Number (PAN)

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IPM Clearing Formats • 16 April 2024 36
 Integrated Product Messages (IPM) overview
IPM offline message structure

DE/PDS Description Length Value

3 Processing Code 6 000000
(retail purchase)

4 Amount, Transaction 12 000000025000

(USD 250.00)

12 Date and Time, Local 12 970228000000

Transaction
(YYMMDDhhmmss)

p0148 Currency Exponents 4 8402

(currency code plus
exponent for USD)

49 Currency Code, 3 840

Transaction
(represents USD)

71 Message Number 8 00000002

(correct sequential
number)

94 Transaction Originator 6 005678

Institution ID Code
(originated by ICA 5678)

Combined fixed- and variable-length data element examples

DE 2, PDS 0148 (Currency Exponents), and DE 94 (Transaction Originator Institution ID Codes)
are all variable-length fields. The other data elements in this example are fixed length and,
therefore, do not require a length indicator field. This table shows the layout of the IPM message
that incorporates the data elements from the previous table.

IPM message layout example

Positions DE/PDS Description Value

1–4 - MTI 1240

5–12 - Bit Map, Primary 2

13–20 1 Bit Map, Secondary 2

21–22 length of DE 2 16

2 The actual values in this message are character representations of bit maps; in binary format, each bit map is
constructed of eight bytes, 64 bits.

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IPM Clearing Formats • 16 April 2024 37
 Integrated Product Messages (IPM) overview
IPM offline message structure

Positions DE/PDS Description Value

23–38 2 Primary Account 5412347890123456
Number (PAN)

39–44 3 Processing Code 000000

45–56 4 Amount, Transaction 000000025000

57–68 12 Date and Time, Local 970228000000

Transaction

69–71 length of DE 48 011

72–75 48/p0148 tag for PDS 0148 0148

76–78 48/p0148 length of PDS 0148 004

79–82 48/p0148 contents of PDS 0148 8402

83–85 49 Currency Code, 840

Transaction

86–93 71 Message Number 00000002

94–95 length of DE 94 06

96–101 94 Transaction Originator 005678

Institution ID Code

Bitmaps
Set in binary format, the Primary Bit Map consists of this arrangement of bits from the previous
example.
Figure 1: Bitmap 1

Bit one indicates DE 1 is present, bit two indicates DE 2 is present, bit three indicates DE 3 is
present, bit four indicates DE 4 is present, bit 12 indicates DE 12 is present, bit 48 indicates DE
48 is present, and bit 49 indicates DE 49 is present.
Set in binary format, DE 1 (Secondary Bit Map) consists of this arrangement of bits in the
previous example.

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IPM Clearing Formats • 16 April 2024 38
 Integrated Product Messages (IPM) overview
IPM offline file structure

Figure 2: Bitmap 2

Bit seven indicates that DE 71 is present. Because the second bit map indicates the presence of
DE 65–DE 128, the seventh bit is equivalent to 64+7=71, therefore indicating the presence of
DE 71.
Bit 30 indicates that DE 94 is present. (Calculated by adding 64+30=94.)

IPM offline file structure

Offline clearing system messages are included in the files sent between customers and they are
processed during clearing cycles.

Requirements for processing

Issuer, clearing system, and acquirer requirements for processing or actions are based on
conditions at the time of the transaction event. The message flows assume that both the
acquirer and issuer are using IPM offline clearing formats.
Note that the exact placement of the messages in the diagrams is not necessarily indicative of
how they must appear in a file. Messages may appear in any order in a clearing file with these
exceptions:
• A file must begin with a File Header/1644 and end with a File Trailer/1644.
• A Financial Detail Addendum/1644 must immediately follow the associated Financial
Presentment/1240.
• Message Exception/1644 messages are immediately followed by the rejected message.
In addition, each message in a file must contain DE 71 (Message Number) with a unique value.
The value in DE 71 for each message must be greater than the value in the previous message.
DE 71 must be reset to 00000001 in the File Header/1644 of each logical file.
The file a customer receives from the clearing system is delivered in a specific sequence. See the
GCMS Reference Manual for more information.

Acquirer to clearing system to issuer

This figure depicts the possible offline messages that an acquirer may send to the clearing
system and that the clearing system forwards to the issuer.

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IPM Clearing Formats • 16 April 2024 39
 Integrated Product Messages (IPM) overview
IPM offline file structure

Figure 3: Acquirer flow

Issuer to clearing system to acquirer

This figure depicts the possible offline messages that an issuer may send to the clearing system
and that the clearing system forwards to the acquirer.
Figure 4: Issuer flow

Clearing system to issuer or acquirer

This figure depicts the possible offline messages that the clearing system may send to the issuer
or acquirer.

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IPM Clearing Formats • 16 April 2024 40
 Integrated Product Messages (IPM) overview
Basic clearing system message flow

Figure 5: Clearing flow

Basic clearing system message flow

All offline clearing system messages are Notification (1x4x) type messages.
This figure depicts a typical flow for this message type.
Figure 6: Typical message flow

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IPM Clearing Formats • 16 April 2024 41
 Integrated Product Messages (IPM) overview
IPM data element information

IPM data element information

These sections outline specifics for data element flow, requirements, and usage.

IPM data element flow

Several entities may insert or modify the data elements in an IPM message as it flows from the
message origin to the clearing system and from the clearing system to the message destination.
Data element flow entities typically include the customer or processor at the origin, the clearing
system, and the customer or processor at the destination.

NOTE: References to data elements include data elements, PDSs (“p….” in the message layouts), and
subfields (“s…” in the message layouts).

In the message format layouts, three columns provide information to the originator, clearing
system, and destination related to the data element requirements.

Entities and descriptions

Entity Description
Org Originator requirements: The message originator must satisfy this data element’s
requirements before sending the message. Examples of originators include a First
Presentment/1240 acquirer or a First Chargeback/1442 issuer.
Sys Clearing system requirements: The clearing system may insert, correct, or modify
this data element while, for example, routing a message from the origin to the
destination. The clearing system may overwrite the data element and thereby
overwrite any previous content.
Dst Destination requirements: The message destination must expect this data element
(read it) and accept this data element (process it) if the originator requirements
are satisfied. Examples of destinations include a First Presentment/1240 issuer or
a First Chargeback/1442 acquirer.

Message format data element requirements

These notations describe the requirements for each data element.
This table describes the usage code notations that appear in the Org, Sys, and Dst columns.

Usage codes and descriptions

Usage code Description

M Mandatory: The data element is required in the message.

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IPM Clearing Formats • 16 April 2024 42
 Integrated Product Messages (IPM) overview
Data element usage in messages

Usage code Description

C Conditional: The data element is required in the message if the
conditions described in the accompanying text are applicable.
O Optional: The data element is not required but may be included in
the message at the message originator’s option.
X Clearing system: The clearing system may (or will) insert or overwrite
the data element, depending on specific clearing system support
services provided for individual programs and services.
• Not required or not applicable: The data element is not required or
not applicable, and the transaction originator should not include it if
this symbol is present in the Org column.

Data element usage in messages

These layouts describe how data elements are used in each message.
This table shows all the possible usage combinations.

Possible usage combinations

Org Sys Dst Description

M • M Mandatory; originator must provide the
data element.
M X M Mandatory; originator must provide the
data element; clearing system adjusts/
appends data.
C • C Conditionally required; conditions are
described in Comments column.
C • M Conditionally required; clearing system
does not modify the data if provided by
the sender; clearing system provides the
data if not provided by the sender.
C X M Conditionally required; clearing system
may adjust/append data and always
provides the data element.
C X C Conditionally required; clearing system
adjusts/appends data.
• X C Clearing system provides the data
element conditionally.
• X M Clearing system always provides the
data element.

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IPM Clearing Formats • 16 April 2024 43
 Integrated Product Messages (IPM) overview
Data element usage in messages

Org Sys Dst Description

O • C Optional; originator may provide the
data element.
O X C Optional; originator may provide the
data element; clearing system adjusts/
appends data.
M • • Mandatory; originator must provide the
data element; clearing system does not
forward data.
C • • Conditionally required; clearing system
does not forward data.
O • • Optional; clearing system does not
forward data.
• X • Mastercard internal use.
• • • Not required or applicable for originator,
clearing system, or destination.

The usage code for each of the subfields is the same as that of its parent data element or
private data subelement unless specified differently in the table.

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IPM Clearing Formats • 16 April 2024 44
 File Header and Trailer messages

Chapter 2 File Header and Trailer messages

This section describes the formats for all of the file header and trailer messages that the clearing
system uses. The layouts identify all required, conditional, optional, or clearing system-provided data
elements for these messages.

Message type identifiers and associated function codes of File Header and Trailer messages............. 46
Customer-generated files................................................................................................................................... 46
Files generated by Mastercard...........................................................................................................................49
Mastercard-generated file sequence...........................................................................................................49
Early reconciliation file sequence..................................................................................................................51
File Header/1644 messages............................................................................................................................... 52
File Trailer/1644 messages................................................................................................................................. 53

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IPM Clearing Formats • 16 April 2024 45
 File Header and Trailer messages
Message type identifiers and associated function codes of File Header and Trailer messages

Message type identifiers and associated function codes of File

Header and Trailer messages
This section describes the formats for File Header and Trailer messages.

Message type identifier Function code Description

• 1644 • 697 • File Header (Customer-generated)
• 697 • File Header (generated by Mastercard)
• 695 • File Trailer (Customer-generated)
• 695 • File Trailer (generated by Mastercard)

This section also describes the structure of offline IPM clearing files and transmissions.

Customer-generated files
This section distinguishes between offline files and offline transmissions.

Offline files
An offline file (also referred to as a logical file) contains a single File Header/1644, followed by
various IPM clearing messages, followed by a single File Trailer/1644. An offline file’s Private
Data Subelement (PDS) 0105 (File ID) uniquely identifies each file.

Offline transmissions
An offline transmission (also referred to as a physical file) is a single dataset or bulk file that
contains one or more logical files. A File Header/1644 and a File Trailer/1644 define each logical
file. There are no transmission header or transmission trailer messages to enclose an offline
transmission. Instead, the originator may link the logical files in the transmission by providing
the same value in PDS 0110 (Transmission ID) in each logical file’s File Header/1644. The
clearing system does not provide PDS 0110 in files sent to receiving customers.

Transmission originators
The transmission originator determines whether to submit a single logical file or multiple logical
files. There are no requirements related to the grouping of IPM messages into logical files. For
example, one originator may choose to create a separate logical file for each different
destination customer. Another originator may choose to create a separate logical file for
Chargebacks and Retrievals as opposed to Presentments.

GCMS early reconciliation

For customers that participate in GCMS Early Reconciliation, the limitation requires that the
number of logical files within a physical file must not exceed 999. If the allowed limit is

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IPM Clearing Formats • 16 April 2024 46
 File Header and Trailer messages
Customer-generated files

exceeded, then customers will be impacted by not receiving early reconciliation for the physical
file and could miss the desired settlement cycle.

Limitation requirements for customer that do not participate in GCMS early

reconciliation
For customers that do not participate in GCMS Early Reconciliation, the limitation requires that
the number of logical files within a physical file must not exceed 20,000. If the allowed limit is
exceeded, then customers will be impacted by Mastercard actions to split the logical files
between multiple physical files, not receiving reconciliation as expected, and could miss the
desired settlement cycle.

Structures of a customer-generated offline transmission containing one logical

file
File Header/1644: File ID 1, Transmission ID 1
• (individual clearing messages)
• (individual clearing messages)
• (individual clearing messages)
• File Trailer/1644: File ID 1

Structures of a customer-generated offline transmission containing more than

one logical file
File Header/1644: File ID 1, Transmission ID 1
• (individual clearing messages)
• (individual clearing messages)
• (individual clearing messages)
• File Trailer/1644: File ID 1
File Header/1644: File ID 2, Transmission ID 1
• (individual clearing messages)
• (individual clearing messages)
• (individual clearing messages)
• File Trailer/1644: File ID 2
File Header/1644–697: File ID 3, Transmission ID 1
• (individual clearing messages)
• (individual clearing messages)
• (individual clearing messages)
• File Trailer/1644: File ID 3

Customer-generated offline file structures

These are the file sequencing requirements for customer-generated files.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 47
 File Header and Trailer messages
Customer-generated files

• Each offline file (logical file) must begin with one File Header/1644 and end with one File
Trailer/1644.
• The File Header/1644 and File Trailer/1644 for each logical file must contain the same value
in PDS 0105.
• The file must contain at least one message in addition to the File Header/1644 and File
Trailer/1644.
• Multiple logical files may be present in a transmission (physical file). Each logical file within a
physical transmission is processed independently.
• DE 71 (Message Number) must always contain 00000001 in the File Header/1644. For each
subsequent message in the logical file, the value in DE 71 must be greater than the value in
the previous message.
• All other clearing messages (such as First Presentment/1240, First Chargeback/1442, and
Retrieval Request/1644, Retrieval Request Acknowledgment/1644 messages) must follow
the File Header/1644 and precede the corresponding File Trailer/1644.
• Financial Detail Addendum/1644 messages must immediately follow their related First
Presentment/1240 messages.
• No other requirements exist for the sequencing of messages within a logical file. Customers
may choose to submit messages from several different sending customer IDs in the same
logical file.

File IDs
File originators must create a unique PDS 0105 (File ID) value for each logical file. PDS 0105
includes these items:
• File type: Indicates whether Mastercard or the customers generate the file. This includes
clearing files or Early Reconciliation files generated by Mastercard.
• File reference date: Indicates the date the originator processed or created the file.
• Processor ID: For customer-generated files, indicates the customer ID of the customer or
processor sending the file. For files generated by Mastercard, the Processor ID indicates the
customer ID of the customer or processor receiving the file.
• File sequence number: A five-digit number the file originator assigns that must be unique
within each File Reference Date for each File Type and Processor ID for files sent to
Mastercard.

Processing modes
File originators must indicate each logical file’s PDS 0122 (Processing Mode) value. PDS 0122
indicates:
• Production file or
• Test file.
The PDS 0122 value in the File Header/1644 applies to all transactions in the logical file.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 48
 File Header and Trailer messages
Files generated by Mastercard

Trailer total reconciliations

Offline file receivers may use trailer totals to verify that all financial and non-financial messages
the sender intended to include in a logical file actually were received.
Each File Trailer/1644 contains logical file totals.
• PDS 0301 (File Amount, Checksum) provides a hash total or checksum of DE 4 (Amount,
Transaction) for all messages in the file that contain DE 4.
• PDS 0306 (File Message Counts) in the File Trailer/1644 contains the total number of
messages (financial and non-financial) in the logical file, including the File Header/1644 and
File Trailer/1644.
Offline file receivers can accumulate a count and checksum as they process each file. These
accumulated totals can be used for reconciliation with the File Trailer/1644 totals.

Files generated by Mastercard

These sections describe the sequence of files generated by Mastercard.

Mastercard-generated file sequence

The Global Clearing Management System (GCMS) has six clearing cutoffs per processing day.

Frequency of clearing data receipt

GCMS generates data for customers at each of the six clearing cutoffs. Customers and
processors may choose to receive clearing data four, five, or six times per day. However, the
choice to receive data fewer than six times per day results in the customer’s clearing activity
being merged across cycle boundaries.
The sequence of the individual messages in a merged clearing file remains identical to the
sequencing of messages in a file containing data from a single clearing cycle.
Within a given Mastercard destination (a combination of endpoint and Destination ID [DE 93]),
GCMS sequences files generated by Mastercard as shown in this table.

Sequence of files generated by Mastercard

MTI-function code Message type

1644-697 File Header
1644-693 Text Messages
1644-640 Currency Updates
1240-200 First Presentments
1644-696 Financial Detail Addendum (if required)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 49
 File Header and Trailer messages
Mastercard-generated file sequence

MTI-function code Message type

1644-603 Retrieval Requests
1740-700 Fee Collections (Retrieval Fee Billing)
1442-450, 1442-453 First Chargebacks, Full and Partial
1240-205, 1240-282 Second Presentments, Full and Partial
1442-451, 1442-454 Arbitration Chargebacks, Full and Partial
1740-700, 1740-780, 1740-781, 1740-782, Fee Collections (non–Retrieval Fee Billing):
1740-783 Customer-generated, Returns, Resubmissions,
Arbitration Returns, and those generated by
Mastercard
1644-691, 1644-699 Message Exception and File Reject
1644-680, 1644-685, 1644-688 File Currency Summary, Financial Position Detail,
and Settlement Position Detail
1644-695 File Trailer

When there are multiple message types (for example, multiple first presentments) for multiple
receiving customer IDs, the clearing system sequences them as follows:
• All message types except 1644-693 (Text Message) and 1644-640 (Currency Update): first
by receiving customer ID and then by message type
• 1644-693 (Text Message) and 1644-640 (Currency Update) messages: once per processor by
the first occurring (lowest) customer ID and then by message type
If a customer or processor processes for multiple customer IDs, GCMS constructs the file
generated by Mastercard. For example, suppose that customer (processor) ID 004444, endpoint
1, processes for customer ID 002222 and customer ID 003333. When processing for multiple
customer IDs, GCMS would construct the receiver’s file as shown in this table.

Sequencing of customer or processor files generated by Mastercard

Endpoint 1, to Customer ID
MTI-function code Description (ICA)
1644-697 File Header 004444
1644-693 Text Message 002222
1644-640 Currency Update 002222
1240-200 First Presentment 002222
1644-696 Financial Detail Addendum 002222
1240-282 Second Presentment (Partial) 002222

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 50
 File Header and Trailer messages
Early reconciliation file sequence

Endpoint 1, to Customer ID
MTI-function code Description (ICA)
1644-685 Financial Position Detail 002222
1240-200 First Presentment 003333
1644-603 Retrieval Request 003333
1740-700 Fee Collection (Retrieval Fee 003333
Billing)
1442-450 First Chargeback: Full Amount 003333
1240-205 Second Presentment 003333
1442-451 Arbitration Chargeback: Full 003333
Amount
1740-700 Fee Collection (non–Retrieval Fee 003333
Billing)
1644-685 Financial Position Detail 003333
1644-695 File Trailer 004444

Early reconciliation file sequence

Customers electing to receive early reconciliation files generated by Mastercard will receive one
physical file for each physical file sent to Mastercard for processing.

Reconciliation files
If the customer sends a physical file containing two logical files, GCMS will return one early
reconciliation file. The acknowledgment reconciliation messages for the two logical files
contained in the file sent to Mastercard will be contained in two logical files within the single
early reconciliation physical file.

Reconciliation file sequences

The sequence of an IPM early reconciliation physical file generated by Mastercard is similar to
the sequence in this table. Suppose that customer (processor) ID 004444, endpoint 1, processes
for customer IDs 002222, 003333, 005555, and 006666. When processing for multiple
customer IDs, GCMS will construct the receiver’s file.

Sequencing of customer or processor files generated by Mastercard early reconciliation

Endpoint 1, to Customer ID
MTI-function code Description (ICA)
1644-697 File Header 004444
1644-680 File Currency Summary 002222

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 51
 File Header and Trailer messages
File Header/1644 messages

Endpoint 1, to Customer ID
MTI-function code Description (ICA)
1644-685 Financial Position Detail 003333
1644-691 Message Exception 005555
1644-685 Financial Position Detail 005555
1644-691 Message Exception 006666
1644-685 Financial Position Detail 006666
1644-695 File Trailer 004444

NOTE: This example assumes that data for all customers was received in two logical files. Each logical
file contains a file header, followed by various IPM clearing messages, followed by a file trailer. For
additional information, refer to the GCMS Reference Manual.

File Header/1644 messages

A File Header/1644 is each file’s first message.
A File Header/1644 message provides information about the message.
• Originating customer ID or processor ID
• File ID
• Transmission ID (optionally provided by customers, processors, or both)
• File direction (incoming [generated by Mastercard] or outgoing [Customer-generated])
• Processing Mode (production or test)
• Reversal Indicator
• Originating Message Format
The message must contain 1644 in the Message Type Identifier (MTI) and 697 in Data Element
(DE) 24 (Function Code) to identify it as a File Header/1644.

File Header (Customer-generated)/1644 message layout

This table shows the customer-generated message layout.

File Header (Customer-generated)/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • •
Bit Map, Primary M • •
1 Bit Map, Secondary M • •

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 52
 File Header and Trailer messages
File Trailer/1644 messages

No. Data element name Org Sys Dst

24 Function Code M • •
48 Additional Data M • •
p0026 File Reversal Indicator C • •
p0105 File ID M • •
p0110 Transmission ID O • •
p0122 Processing Mode M • •
p0191 Originating Message Format O • •
71 Message Number M • •

File Header (Generated by Mastercard)/1644 message layout

This table shows the message layout that is generated by Mastercard.

File Header (Generated by Mastercard)/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier • X M
Bit Map, Primary • X M
1 Bit Map, Secondary • X M
24 Function Code • X M
48 Additional Data • X M
p0105 File ID • X M
p0122 Processing Mode • X M
71 Message Number • X M

File Trailer/1644 messages

A File Trailer/1644 is each file’s last message.
A File Trailer/1644 message provides information about the file.
• The File ID that links the File Trailer/1644 with the File Header/1644
• Hash totals used to validate the file’s integrity
The message must contain 1644 in the MTI and 695 in DE 24 to identify it as a File Trailer/1644.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 53
 File Header and Trailer messages
File Trailer/1644 messages

File Trailer (Customer-generated)/1644 message layout

This table shows the customer-generated message layout.

File Trailer (Customer-generated)/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • •
Bit Map, Primary M • •
1 Bit Map, Secondary M • •
24 Function Code M • •
48 Additional Data M • •
p0105 File ID M • •
p0191 Originating Message Format O • •
p0301 File Amount, Checksum M • •
p0306 File Message Counts M • •
71 Message Number M • •

File Trailer (Generated by Mastercard)/1644 message layout

This table shows the message layout that is generated by Mastercard.

File Trailer (Generated by Mastercard)/1644 message layout

No. Data Element Name Org Sys Dst

Message Type Identifier • X M
Bit Map, Primary • X M
1 Bit Map, Secondary • X M
24 Function Code • X M
48 Additional Data • X M
p0105 File ID • X M
p0301 File Amount, Checksum • X C
p0306 File Message Counts • X M
71 Message Number • X M

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 54
 Presentment, addendum, and chargeback messages

Chapter 3 Presentment, addendum, and chargeback

messages
This section describes the formats for all presentment, addendum, and chargeback messages that the
clearing system uses. The layouts identify all required, conditional, optional, or clearing system-provided
data elements for these messages.

Message type identifiers and associated function codes of presentment, addendum, and
chargeback messages..........................................................................................................................................56
First Presentment/1240 messages...................................................................................................................56
Financial Detail Addendum/1644 messages...................................................................................................63
Financial Detail Addendum/1644 messages listed by usage code........................................................ 63
Financial Detail Addendum (Passenger Transport Detail, General Ticket Information)/1644......... 64
Financial Detail Addendum (Passenger Transport Detail, Rail Data)/1644........................................ 69
Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644.................................73
Financial Detail Addendum (Vehicle Rental Detail)/1644....................................................................... 78
Financial Detail Addendum (Lodging Summary)/1644...........................................................................82
Financial Detail Addendum (Temporary Services)/1644.........................................................................87
Financial Detail Addendum (Shipping/Courier Services)/1644..............................................................89
Financial Detail Addendum (Electronic Invoices)/1644............................................................................92
Use of the Electronic Invoice addendum messages with other addendum messages.................. 94
Message layout for Financial Detail Addendum (Electronic Invoice, Transaction Data)/1644... 95
Message layout for Financial Detail Addendum (Electronic Invoice, Party Information)/1644.. 96
Financial Detail Addendum (Payment Transaction Detail)/1644.......................................................... 97
Financial Detail Addendum (Telephony Billing Services)/1644...............................................................99
Message Layout for Financial Detail Addendum (Telephony Billing, Detail)/1644..................... 102
Financial Detail Addendum (Travel Agency Detail)/1644..................................................................... 104
Financial Detail Addendum (Lodged Account Detail)/1644.................................................................106
Financial Detail Addendum (Private Label Common Data)/1644...................................................... 107
Financial Detail Addendum (Private Label Line Item Detail)/1644.....................................................109
Financial Detail Addendum (Healthcare)/1644...................................................................................... 112
Financial Detail Addendum (Corporate Card Common Data Requirements)/1644........................114
Financial Detail Addendum (Corporate Fleet Transaction Information)/1644.................................118
Financial Detail Addendum (Corporate Line Item Detail)/1644..........................................................121
Financial Detail Addendum (Generic Detail)/1644................................................................................ 126
First Chargeback/1442 and Arbitration Chargeback/1442 messages................................................... 127
Second Presentment/1240 messages........................................................................................................... 133

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 55
 Presentment, addendum, and chargeback messages
Message type identifiers and associated function codes of presentment, addendum, and
chargeback messages

Message type identifiers and associated function codes of

presentment, addendum, and chargeback messages
This table describes the message format for presentment, addendum, and chargeback
messages.

Message Type Identifier Function Code Description

1240 200 First Presentment
1644 696 Financial Detail Addendum
1442 450 First Chargeback (Full)
451 Arbitration Chargeback (Full)
453 First Chargeback (Partial)
454 Arbitration Chargeback (Partial)
1240 205 Second Presentment (Full)
282 Second Presentment (Partial)

The Data Element (DE) 24 (Function Code) in each message indicates the transaction’s primary
type or function, and the DE 25 (Message Reason Code) indicates the primary reason for the
transaction.

First Presentment/1240 messages

An acquirer may initiate a First Presentment/1240 to advise the issuer or its agent that a
financial transaction was completed on its behalf.
The First Presentment/1240 message must contain 1240 in the Message Type Identifier (MTI)
and 200 in DE 24 to identify it as a First Presentment/1240. This table shows the message
layout.

First Presentment/1240 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
2 Primary Account Number (PAN) M • M

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 56
 Presentment, addendum, and chargeback messages
First Presentment/1240 messages

No. Data element name Org Sys Dst

3 Processing Code M • M
4 Amount, Transaction M • M
5 Amount, Reconciliation C X M
6 Amount, Cardholder Billing O X C
9 Conversion Rate, Reconciliation • X M
10 Conversion Rate, Cardholder • X C
Billing
12 Date and Time, Local Transaction M • M
s2 Time C • C
14 Date, Expiration O • C
22 Point of Service Data Code M • M
s7 Card Data: Input Mode M X M
23 Card Sequence Number O • C
24 Function Code M • M
25 Message Reason Code O • C
26 Acceptor Business Code M • M
30 Amounts, Original O • C
31 Acquirer Reference Data M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M X M
37 Retrieval Reference Number C • C
38 Approval Code C • C
40 Service Code C • C
41 Acceptor Terminal ID C • C
42 Acceptor ID Code C • C
43 Acceptor Name/Location M • M
s2 Acceptor Street Address C • C
s3 Acceptor City C • C
48 Additional Data M X M
p0001 Mastercard®Mapping Service • X C
Account Number

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 57
 Presentment, addendum, and chargeback messages
First Presentment/1240 messages

No. Data element name Org Sys Dst

p0002 GCMS Product Identifier • X M
p0003 Licensed Product Identifier • X M
p0004 Funding Account Information C • C
p0005 Message Error Indicator • X C
p0014 Digital Account Reference O X C
Number
p0015 Clearing Currency Conversion • X M
Identifier
s1 Currency Conversion Date • X M
s2 Currency Conversion Indicator • X M
p0017 Transaction Integrity Class O • O
p0018 Acceptance Data C • C
p0020 Digital Commerce Solutions • X C
Indicators
p0021 Transaction Type Indicator C • C
p0022 Additional Terminal Operating C • C
Environments
p0023 Terminal Type C • C
p0025 Message Reversal Indicator O • C
p0027 Flex Code • X C
p0028 Mastercard Merchant Presented O • C
(MPQR) Receiving Account
Number
p0029 QR Dynamic Code Data O • C
p0043 Transaction Type Identifier C • C
p0044 Program Participation Indicator • X C
p0045 Mastercard Generated • C C
Installment Identifier
p0046 Japan Common Merchant Code O • C
p0052 Electronic Commerce Security C • C
Level Indicator
p0056 Mastercard Electronic Card • X C
Indicator
p0057 Transaction Category Indicator C X C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 58
 Presentment, addendum, and chargeback messages
First Presentment/1240 messages

No. Data element name Org Sys Dst

p0058 Token Assurance Level O X C
p0059 Token Requestor ID C X C
p0068 Financial Account Information • X C
p0071 Chip-to-Magnetic Stripe • X C
Conversion Service Indicator
p0072 Authentication Indicator • X C
p0080 Amount, Tax C X C
p0140 Amount, Cardholder Billing • X C
Amounts (USD)
s1 Amount, Cardholder Billing • X C
USD
s2 Amount, Currency Conversion • X C
Assessment USD
p0141 Customer Currency Conversion • X C
Revenue Data
p0145 Amount, Alternate Transaction C X C
Fee
p0146 Amounts, Transaction Fee C X C
p0147 Extended Precision Amounts • X C
p0148 Currency Exponents M X M
p0149 Currency Codes, Amounts, C • C
Original
p0157 Alternate Processor Indicator C • C
p0158 Business Activity C X M
s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification • X M
Override Indicator
s8 Product Override Indicator • X M
s9 Corporate Incentive Rates • X M
Apply Indicator
s10 Special Conditions Indicator • X M
s11 Mastercard Assigned ID • X M
Override Indicator

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 59
 Presentment, addendum, and chargeback messages
First Presentment/1240 messages

No. Data element name Org Sys Dst

s12 Account Level Management • X M
Account Category Code
s13 Rate Indicator • X M
s14 Masterpass Incentive • X M
Indicator
s15 Digital Wallet Interchange • X M
Override Indicator
p0159 Settlement Data C X C
p0160 Settlement Data, Multiple • X C
p0165 Settlement Indicator M • M
s2 Settlement Information O • C
p0170 Acceptor Inquiry Information C • C
s1 Customer Service Phone O • C
Number
s2 Acceptor Phone Number O • C
s3 Additional Contact O • C
Information
p0171 Alternate Acceptor Description O • C
p0172 Sole Proprietor Name O • C
p0173 Legal Corporate Name C • C
p0174 Dun & Bradstreet Number O • C
p0175 Acceptor URL O • C
p0176 Mastercard Assigned ID C • C
p0177 Cross-border C X M
p0178 Alternate Acceptor Description O • C
Data 2
p0179 Long Running Transaction (LRT) C • C
Indicator
p0180 Domestic Acceptor Tax ID C • C
p0181 Installment Payment Data C X C
p0182 Installment Payment Cardholder • C C
Statement Data
p0183 Brazil Post-Dated Transaction C • C
Data

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 60
 Presentment, addendum, and chargeback messages
First Presentment/1240 messages

No. Data element name Org Sys Dst

p0184 Directory Server Transaction ID C • C
p0185 Accountholder Authentication C • C
Value
p0186 Program Protocol C • C
p0188 Private Data, Proprietary In • X C
Control Data (for future use only)
p0189 Point-of-Interaction (POI) Phone O • C
Data
p0190 Partner ID Code O • C
p0191 Originating Message Format O X M
P0192 Payment Transaction Initiator • X C
p0194 Remote Payment Program Date C • C
p0195 Installment Data C • C
p0196 Mobile Phone Reload Data O • C
p0197 National Use Tax Data O • C
p0198 Device Type O • C
p0199 Funding Transaction Information C • C
p0202 Primary Account Number (PAN) C • C
Syntax Error
p0204 Amount, Syntax Error C • C
p0205 Syntax Return, Message Error C • C
Indicator
p0206 Late Presentment Indicator • X C
p0207 Wallet Identifier (for Masterpass C • C
transactions)
Wallet Identifier (for MDES • X C
transactions)
p0208 Additional Merchant Data C • C
p0209 Independent Sales Organization C • C
ID
p0210 Transit Program C • C
p0211 Terminal Compliant Indicator C • C
p0213 Merchant Country of Origin • X C
p0216 Additional Acceptor Data C • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 61
 Presentment, addendum, and chargeback messages
First Presentment/1240 messages

No. Data element name Org Sys Dst

p0218 Cardholder/Merchant Initiated O • C
Transaction Indicator
p0220 Brazil Merchant Tax ID C • C
p0221 Domestic Merchant Tax ID M • M
p0225 Syntax Return, Original Message C • C
Reason Code
p0261 Risk Management Approval Code C X •
(Rejected by Mastercard)
p0375 Member Reconciliation Indicator O • •
1
p0446 Transaction Fee Amount, Syntax C X C
Error
p0502 Custom Identifier C X C
p0596 Acceptor Tax ID C • C
p0597 Total Tax Amount O • C
p0623 Motor Fuel Information O • C
p0629 Odometer Reading O • C
p0674 Additional Trace/Reference C • C
Number Used by acceptor
p0799 Test Case Traceability Identifiers O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
49 Currency Code, Transaction M • M
50 Currency Code, Reconciliation C X M
51 Currency Code, Cardholder Billing C X C
54 Amounts, Additional C • C
55 Integrated Circuit Card (ICC) C • C
System Related Data
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 62
 Presentment, addendum, and chargeback messages
Financial Detail Addendum/1644 messages

No. Data element name Org Sys Dst

94 Transaction Originator Institution M X M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
111 Amount, Currency Conversion • X C
Assessment
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

Financial Detail Addendum/1644 messages

A Financial Detail Addendum/1644 provides additional program, service, or industry data to
supplement the First Presentment/1240. This message must contain 1644 in the MTI and 696
in DE 24 to identify it as a Financial Detail Addendum/1644.

Financial Detail Addendum/1644 messages listed by usage code

This table shows a listing of each type of addendum message by usage code.

Financial Detail Addendum/1644 messages listed by usage code

Usage code Financial Detail Addendum/1644 messages

01 Passenger Transport Detail (General Ticket Information)
01 Passenger Transport Detail (Rail Data)
01 Passenger Transport Detail (Trip Leg Data)
05 Vehicle Rental Detail
06 Lodging Summary
07 Temporary Services
08 Shipping/Courier Services
09 Electronic Invoices
10 Payment Transaction Detail
11 Telephony Billing Services
12 Travel Agency Detail

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IPM Clearing Formats • 16 April 2024 63
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, General Ticket Information)/1644

Usage code Financial Detail Addendum/1644 messages

13 Lodged Account Detail
14 Private Label Common Data
14 Private Label Line Item Detail
15 Healthcare
98 Corporate Card Common Data Requirements
98 Corporate Fleet Transaction Information
98 Corporate Line Item Detail
99 Generic Detail

Financial Detail Addendum (Passenger Transport Detail, General Ticket Information)/

1644
This message supports ticketing transactions for airline, railway, and travel agency transactions
to provide passenger ticket information for the cardholder. Acquirers may submit one occurrence
of this message for each airline, railway, or travel agency transaction to provide general ticket
information.
When this message is used, the information in Private Data Subelement (PDS) 0501
(Transaction Description), subfields 1–3, must be these values:
• Usage Code: 01
• Industry Record Number: 000
• Occurrence Indicator: 001.
Acquirers should also submit one or more occurrences of the Financial Detail Addendum
(Passenger Transport Detail, Trip Leg Data)/1644 message (Usage Code 01, Industry Record
Number 001) or the Financial Detail Addendum (Passenger Transport Detail, Rail Data)/1644
Message (Usage Code 01, Industry Record Number 002) or both. Each trip leg message
occurrence provides detailed information regarding one trip leg associated with the ticket.
One occurrence of this addendum message must be provided if the associated First
Presentment/1240 message contains an airline acceptor business code (MCC) or a Passenger
Railway MCC and is submitted for one of the U.S. region incentive interchange rate programs
listed in this table.

Financial Detail Addendum (Passenger Transport Detail, General Ticket Information)/1644

IRD Incentive Interchange Rate Program

10 Merit III Tier 1
11 Merit III Tier 2

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IPM Clearing Formats • 16 April 2024 64
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, General Ticket Information)/1644

IRD Incentive Interchange Rate Program

12 Merit III Tier 3
16 Warehouse Tier I
24 Merchant UCAF
60 Commercial Face-to-Face
62 Commercial Large Ticket I
65 Commercial Standard
66 Commercial Data Rate II
67 Commercial Data Rate II
68 Commercial Data Rate I
69 Commercial T&E Rate II
70/80 Merit III
76/86 Commercial T&E Rate I
78/88/98 Merit I
79 Full UCAF
89 Commercial T&E Rate III
91 Warehouse Base
93 Passenger Transport
94 Commercial Large Ticket II
96 World T&E
99 Commercial Large Ticket III
E1 Commercial Large Ticket Rate 1 MPG
E2 Commercial Large Ticket Rate 2 MPG
E3 Commercial Large Ticket Rate 3 MPG
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RP Enhanced Merit I
RR Enhanced Passenger Transport

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 65
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, General Ticket Information)/1644

IRD Incentive Interchange Rate Program

WR World Elite T&E
WU World Airline Elite
WZ World Elite T&E Large Ticket

One occurrence of this addendum message may be provided if the associated First
Presentment/1240 message contains a travel agency MCC and is submitted for one of the U.S.
region incentive interchange rate programs listed in this table.

Financial Detail Addendum (Passenger Transport Detail, General Ticket Information)/1644, cont.

IRD Incentive Interchange Rate Program

10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
24 Merchant UCAF
70/80 Merit III
78/88/98 Merit I
79 Full UCAF
96 World T&E
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RP Enhanced Merit I

This addendum message may be provided only if the associated First Presentment/1240
contains an airline, railway, or travel agency MCC in DE 26 (Acceptor Business Code).
If the First Presentment/1240 message associated with this addendum is submitted for an
incentive interchange program that requires only this addendum, and the associated First
Presentment/1240 message is submitted for a railway or travel agent MCC in DE 26, the
Financial Detail Addendum (Passenger Transport Detail, Rail Data)/1644 message can be used
in addition to this addendum message.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 66
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, General Ticket Information)/1644

For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.
The clearing system always will reject this Financial Detail Addendum/1644 message if it
contains invalid data. The associated First Presentment/1240 message also will be rejected if it
is submitted for a U.S. region or international interchange program, unless it is submitted as:
• Credit: DE 3 (Processing Code), subfield 1 = 20
• Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction: PDS 0165 (Settlement Indicator), subfield 1 = C, or
• A transaction submitted for Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard.
For information about the individual PDS requirements for this addendum and for the specific
incentive interchange programs, please refer to Private data subelement definitions or to the
applicable sections of the Interchange Manual.

Financial Detail Addendum (Passenger Transport Detail, General Ticket Information)/1644 message
layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0505 Passenger Name C • C
p0506 Ticket Number C • C
p0507 Issuing Carrier C • C
p0508 Customer Code C • C
p0509 Issue Date O • C
p0510 Travel Agency Code O • C
p0511 Travel Agency Name O • C
p0512 Total Fare C • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 67
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, General Ticket Information)/1644

No. Data Element Name Org Sys Dst

p0513 Total Fees O • C
p0514 Total Taxes O • C
p0597 Total Tax Amount O • C
p0598 Total Tax Collected Indicator O • C
p0679 Commodity Code O • C
p0682 Detail Tax Amount 1 O • C
p0683 Detail Tax Amount 2 O • C
p0684 Detail Tax Amount 3 O • C
p0686 Tax Exempt Indicator O • C
p0713 Restricted Ticket Indicator O • C
p0714 Exchange Ticket Amount O • C
p0715 Ancillary Service Charges O • C
p0716 Travel Authorization Code O • C
p0717 IATA Client Code O • C
p0751 Detail Tax Amount 4 O • C
p0752 Detail Tax Amount 5 O • C
p0753 Detail Tax Amount 6 O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
62 Additional Data 2 C X C
Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 68
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, Rail Data)/1644

When an occurrence of this addendum message is submitted in association with a First

Presentment/1240 message, it must include the following fields.

No. Data element name

p0506 Ticket Number
p0507 Issuing Carrier
p0509 Issue Date

Financial Detail Addendum (Passenger Transport Detail, Rail Data)/1644

This message supports ticketing information for railway transactions to provide detailed
itinerary information for the cardholder. Acquirers may submit 1–999 occurrences of this
message. Each occurrence provides detailed itinerary data associated with a railway
transaction.
When this message is used, the information in PDS 0501, subfields 1–3, must be these values.
• Usage Code: 01
• Industry Record Number: 002
• Occurrence Indicator: 002–999
The submission of this addendum message is optional. Acquirers may provide a Financial Detail
Addendum (Passenger Transport Detail, Rail Data)/1644 message for First Presentment
transactions where the MCC value is 4112 (Railway) or 4722 (Travel Agency) under these
circumstances.
• For U.S. region or international incentive interchange rate programs that require a Financial
Detail Addendum (Passenger Transport Detail, General Ticket Information)/1644 and a
Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644, the acquirer
may submit the Rail Data addendum in place of the Trip Leg Data addendum.
• For U.S. region or international incentive interchange rate programs that require a Financial
Detail Addendum (Passenger Transport Detail, General Ticket Information)/1644 and a
Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644, the acquirer
may submit the Rail Data addendum in addition to the General Ticket and Trip Leg Data
addenda.
Acquirers must provide a single occurrence of the Financial Detail Addendum (Passenger
Transport Detail, General Ticket Information)/1644 message (Usage Code 01, Industry Record
Number 000) before the first occurrence of rail detail data for railway transactions.
When the Financial Detail Addendum (Passenger Transport Detail, General Ticket Information)
is provided, the occurrence indicator (PDS 0501, subfield 3) submitted for the first Rail Data
addendum should equal 002. Otherwise, it should equal 001.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 69
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, Rail Data)/1644

This new message supports rail transaction information. Acquirers may submit 1–999
occurrences of this message. Each occurrence provides detailed data for one trip leg of the
associated rail transaction.
When using this message, the information in PDS 0501, subfields 1–3, must be these values:
• Usage Code: 01
• Industry Record Number: 002
• Occurrence Indicator: 001–999
This addendum message may be provided only if the associated First Presentment/1240
contains a rail or travel agency MCC in DE 26 (Acceptor Business Code).
The submission of this addendum is optional. Acquirers may provide a Financial Detail
Addendum (Passenger Transport Detail, Rail Data)/1644 message (Usage Code 01, Industry
Record Number 002,) under these circumstances:
• For U.S. region incentive interchange rate programs that require a Financial Detail
Addendum (Passenger Transport Detail, General Ticket Information)/1644 and a Financial
Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644, the acquirer may
submit the Rail Data addendum in place of the Trip Leg Data addendum.
This table lists U.S. region interchange programs requiring a General Ticket addendum and Trip
Leg Data or Rail Data addendum.

U.S. region Interchange Programs requiring a General Ticket addendum and Trip Leg Data or Rail Data
addendum

IRD Incentive Interchange Rate Program

10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
16 Warehouse Tier I
24 Merchant UCAF
60 Commercial Face-to-Face
62 Commercial Large Ticket I
65 Commercial Standard
66 Commercial Data Rate II
67 Commercial Data Rate II
68 Commercial Data Rate I
69 Commercial T&E Rate II
70/80 Merit III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 70
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, Rail Data)/1644

IRD Incentive Interchange Rate Program

76/86 Commercial T&E Rate I
78/88/98 Merit I
79 Full UCAF
89 Commercial T&E Rate III
91 Warehouse Base
93 Passenger Transport
94 Commercial Large Ticket II
96 World T&E
99 Commercial Large Ticket III
E1 Commercial Large Ticket Rate 1 MPG
E2 Commercial Large Ticket Rate 2 MPG
E3 Commercial Large Ticket Rate 3 MPG
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RP Enhanced Merit I
RR Enhanced Passenger Transport
WR World Elite T&E
WU World Airline Elite
WZ World Elite T&E Large Ticket

For other incentive interchange rate programs that do not require an addendum, the Rail Data
addendum may be submitted by itself, or in addition to any other applicable addendum.
When the Financial Detail Addendum (Passenger Transport Detail, General Ticket Information)
is provided, the occurrence indicator (PDS 0501, subfield 3) submitted for the first Rail Data
addendum should equal 002. Otherwise, it should equal 001.
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 71
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, Rail Data)/1644

Financial Detail Addendum (Passenger Transport Detail, Rail Data)/1644 Message Layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
P0505 Passenger Name C • C
P0506 Ticket Number C • C
P0510 Travel Agency Code O • C
P0511 Travel Agency Name O • C
p0520 Travel Date C • C
p0611 Sequence Number O • C
p0651 Procedure ID O • C
p0652 Service Type C • C
p0653 Service Amount O • C
p0656 Full VAT Amounts O • C
p0657 Half VAT Amounts O • C
p0661 Traffic Code O • C
p0662 Sample Number O • C
p0664 Start Station C • C
p0665 Destination Station C • C
p0667 Generic Data O • C
p0668 Reduction Data O • C
p0669 Transportation Other Code O • C
p0756 Passenger Description O • C
p0757 Transportation Service Provider O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 72
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644

No. Data element name Org Sys Dst

p0758 Transportation Services Offered O • C
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

When an occurrence of this addendum message is submitted in association with a First

Presentment/1240 message, it must include the following fields.

No. Data element name

p0506 Ticket Number
p0520 Travel Date
p0664 Start Station
p0665 Destination Station

Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644

This message supports ticketing transactions for airline, railway, and travel agency transactions
to provide detailed itinerary information for the cardholder. Acquirers may submit 1–998
occurrences of this message. Each occurrence provides detailed itinerary data for one trip leg
associated with an airline, railway, or travel agency transaction.
When this message is used, the information in PDS 0501, subfields 1–3, must be these values:
• Usage Code: 01
• Industry Record Number: 001
• Occurrence Indicator: 002–999

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 73
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644

If this addendum detail describes an airline itinerary, the City of Origin/Airport Code and City of
Destination/Airport Code for each trip leg should contain an Airport Code from the International
Air Transport Association (IATA) which contains a list of standard airport and airline service
abbreviations.
Acquirers must include all trip legs of a transaction in the Financial Detail Addendum (Passenger
Transport Detail, General Ticket Information)/1644 message (Usage Code 01, Industry Record
Number 000) if they include at least one trip leg.
For railway transactions, acquirers may submit a Financial Detail Addendum (Passenger
Transport Detail, Rail Data)/1644 message in addition to or in place of the Financial Detail
Addendum (Passenger Transport Detail, Trip Leg Data)/1644 message. One occurrence of this
addendum message must be provided if the associated First Presentment/1240 message
contains an airline or railway MCC and is submitted for one of the U.S. region incentive
interchange rate programs listed in this table. Rail Data addendum message may be used
instead of or in addition to the Trip Leg data when a rail MCC is submitted.

Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644

IRD Incentive Interchange Rate Program

10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
16 Warehouse Tier I
24 Merchant UCAF
60 Commercial Face-to-Face
62 Commercial Large Ticket I
65 Commercial Standard
66 Commercial Data Rate II
67 Commercial Data Rate II
68 Commercial Data Rate I
69 Commercial T&E Rate II
70/80 Merit III
79 Full UCAF
89 Commercial T&E Rate III
91 Warehouse Base
93 Passenger Transport
94 Commercial Large Ticket II

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 74
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644

IRD Incentive Interchange Rate Program

96 World T&E
99 Commercial Large Ticket III
E1 Commercial Large Ticket Rate 1 MPG
E2 Commercial Large Ticket Rate 2 MPG
E3 Commercial Large Ticket Rate 3 MPG
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RR Enhanced Passenger Transport
WR World Elite T&E
WU World Airline Elite
WZ World Elite T&E Large Ticket
3L Business Level 3 T&E Rate I

One occurrence of this addendum message may be provided if the associated First
Presentment/1240 message contains a travel agency MCC and is submitted for one of the U.S.
region incentive interchange rate programs listed in this table.

Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644, cont.

IRD Incentive Interchange Rate Program

10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
24 Merchant UCAF
70/80 Merit III
79 Full UCAF
96 World T&E
RA Enhanced Merit III Base

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 75
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644

IRD Incentive Interchange Rate Program

RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RP Enhanced Merit I

This addendum message may be provided only if the associated First Presentment/1240
contains an airline, railway, or travel agency MCC in DE 26 (Acceptor Business Code).
If the U.S. region or international First Presentment/1240 message associated with the
addendum contains a railway or travel agent MCC in DE 26, the Financial Detail Addendum
(Passenger Transport Detail, Rail Data)/1644 message can be used in place of or in addition to
this addendum.
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.
The clearing system always rejects this Financial Detail Addendum/1644 message if it contains
invalid data. The associated First Presentment/1240 message is also rejected if it is submitted
for a U.S. region or international interchange program, unless it is submitted as one of these:
• Credit: DE 3 (Processing Code), subfield 1= 20
• Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction: PDS 0165 (Settlement Indicator),subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard.
For information about the individual PDS requirements for this addendum and for the specific
incentive interchange programs listed above, please refer to Private data subelement definitions
or to the applicable sections of the Interchange Manual.

Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644 Message Layout, cont.

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID Code O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 76
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644

No. Data element name Org Sys Dst

33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0520 Travel Date C • C
p0521 Carrier Code C • C
p0522 Service Class Code C • C
p0523 City of Origin/Airport Code C • C
p0524 City of Destination/Airport Code C • C
p0525 Stop Over Code C • C
p0526 Conjunction Ticket O • C
p0527 Exchange Ticket O • C
p0528 Coupon Number O • C
p0529 Fare Basis Code C • C
p0530 Flight Number C • C
p0531 Departure Time C • C
p0533 Arrival Time O • C
p0535 Fare O • C
p0536 Fee O • C
p0537 Taxes O • C
p0538 Endorsements/Restrictions O • C
p0597 Total Tax Amount O • C
p0598 Total Tax Collected Indicator O • C
p0682 Detail Tax Amount 1 O • C
p0683 Detail Tax Amount 2 O • C
p0684 Detail Tax Amount 3 O • C
p0751 Detail Tax Amount 4 O • C
p0752 Detail Tax Amount 5 O • C
p0753 Detail Tax Amount 6 O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 77
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Vehicle Rental Detail)/1644

No. Data element name Org Sys Dst

62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

When an occurrence of this addendum message is submitted in association with a First

Presentment/1240 message, it must include the following fields.

No. Data element name

p0520 Travel Date
p0521 Carrier Code
p0522 Service Class Code
p0523 City of Origin/Airport Code
p0524 City of Destination/Airport Code
p0530 Flight Number

Financial Detail Addendum (Vehicle Rental Detail)/1644

This message provides detailed vehicle rental information for the cardholder. One occurrence of
this message provides rental agreement data reporting for a single vehicle rental transaction.
When this message is used, the information in PDS 0501, subfields 1–3, must be these values:
• Usage Code: 05
• Industry Record Number: 000
• Occurrence Indicator: 001–999

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 78
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Vehicle Rental Detail)/1644

This message may be provided in a single occurrence (such as a single transaction for a single
vehicle rental) or in multiple occurrences (a single transaction for the rental of multiple vehicles).
At least one occurrence of this addendum message must be provided if the associated First
Presentment/1240 contains a Vehicle Rental acceptor business code (MCC) and is submitted
for one of the U.S. region incentive interchange rate programs listed in this table.

Financial Detail Addendum (Vehicle Rental Detail)/1644

IRD Incentive Interchange Rate Programs

24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF
89 Commercial T&E Rate III
96 World T&E
97 Lodging and Auto Rental
RS Enhanced Lodging and Auto Rental
WR World Elite T&E
WZ World Elite T&E Large Ticket

This addendum message may be provided only if the associated First Presentment/1240
contains a vehicle MCC in DE 26 (Acceptor Business Code).
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.
The clearing system always rejects this Financial Detail Addendum/1644 message if it contains
invalid data. The associated First Presentment/1240 message is also rejected if it is submitted
for a U.S. region or international interchange program, unless it is submitted as one of these:
• Credit: DE 3 (Processing Code), subfield 1 = 20
• Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction: PDS 0165 ((Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, or RU, or WA) as defined by Mastercard
For information about the individual PDS requirements for this addendum and for the specific
incentive interchange programs listed above, refer to Private data subelement definitions or to
the applicable chapters of the Interchange Manual.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 79
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Vehicle Rental Detail)/1644

Financial Detail Addendum (Vehicle Rental Detail)/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0544 Rental Agreement Number C • C
p0545 Renter Name C • C
p0546 Rental Return City C • C
p0547 Rental Return State/Province C • C
p0548 Rental Return Country C • C
p0549 Rental Return Location ID C • C
p0550 Rental Return Date C • C
p0551 Rental Checkout Date C • C
p0552 Customer Service Toll-Free (800) C • C
Number
p0553 Rental Rate C • C
p0555 Rate per Mile (or Per Kilometer) O • C
p0556 Total Miles (or Kilometers) O • C
p0557 Maximum Free Miles (or O • C
Kilometers)
p0558 Miles/Kilometer Indicator O • C
p0559 Vehicle Insurance O • C
p0561 Adjusted Amount O • C
p0563 Program Code O • C
p0564 Rental Location City C • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 80
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Vehicle Rental Detail)/1644

No. Data element name Org Sys Dst

p0565 Rental Location State/Province C • C
p0566 Rental Location Country C • C
p0567 Rental Location ID O • C
p0568 Rental Class ID C • C
p0597 Total Tax Amount O • C
p0598 Total Tax Collected Indicator O • C
p0679 Commodity Code O • C
p0682 Detail Tax Amount 1 O • C
p0683 Detail Tax Amount 2 O • C
p0684 Detail Tax Amount 3 O • C
p0686 Tax Exempt Indicator C • C
p0689 Corporate Identifier O • C
p0690 No Show Indicator O • C
p0691 Days Rented C • C
p0692 Weekly Rental Amount O • C
p0693 Total Authorized Amount O • C
p0694 One Way Drop Off Charge O • C
p0695 Regular Mileage Charge O • C
p0696 Extra Mileage Charge O • C
p0697 Late Charge O • C
p0698 Fuel Charge O • C
p0700 Towing Charges O • C
p0701 Extra Charges O • C
p0702 Other Charges O • C
p0751 Detail Tax Amount 4 O • C
p0752 Detail Tax Amount 5 O • C
p0753 Detail Tax Amount 6 O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 81
 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Lodging Summary)/1644

No. Data element name Org Sys Dst

71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

When an occurrence of this addendum message is submitted in association with a First

Presentment/1240 message, it must include the following fields.

No. Data element name

p0544 Rental Agreement Number
p0545 Renter Name
p0546 Rental Return City
p0547 Rental Return State/Province
p0548 Rental Return Country
p0549 Rental Return Location ID
p0550 Rental Return Date
p0551 Rental Checkout Date
p0553 Rental Rate
p0691 Days Rented

Financial Detail Addendum (Lodging Summary)/1644

This message provides detailed information about lodging accommodations and related
expenses for the cardholder. One occurrence of this message provides lodging accommodation
reporting for a single lodging folio, such as a single stay at a lodging facility with one check-in
and one check-out.
When this message is used, the information in PDS 0501, subfields 1–3, must be these values:

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Financial Detail Addendum (Lodging Summary)/1644

• Usage Code: 06
• Industry Record Number: 000
• Occurrence Indicator: 001–999
This message may be provided in a single occurrence (such as a single transaction for a single
room rental) or in multiple occurrences (a single transaction for the rental of several rooms).
This message must be provided if the associated First Presentment/1240 contains a valid
Lodging acceptor business code (MCC) and is submitted for one of the U.S. Region incentive
interchange rate programs listed in this table.

Financial Detail Addendum (Lodging Summary)/1644

IRD Incentive Interchange Rate Programs

24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF
89 Commercial T&E Rate III
96 World T&E
97 Lodging and Auto Rental
RS Enhanced Lodging and Auto Rental
WR World Elite T&E
WZ World Elite T&E Large Ticket

This addendum message may be provided only if the associated First Presentment/1240
contains a lodging MCC in DE 26 (Acceptor Business Code). The clearing system always rejects a
Financial Detail Addendum (Lodging Summary)/1644 message if it contains invalid data.
The associated First Presentment/1240 message is also rejected if it is submitted for a U.S.
region or international interchange program, unless it is submitted as:
• Credit: DE 3 (Processing Code), subfield 1 = 20
• Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction: PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard
Whenever the Financial Detail Addendum (Lodging Summary)/1644 message is present, and
the transaction involves one of the Mastercard Corporate Cards, these optional addendum
messages may be provided:
• Corporate Card Common Data Requirement, usage code 98, industry record number 000, or
• Corporate Card Line Item Detail, usage code 98, industry record number 950.

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Financial Detail Addendum (Lodging Summary)/1644

For specific corporate transactions occurring in the United States, Corporate Card Common
Data is also required.
For information about the individual PDS requirements for this addendum and for the specific
incentive interchange programs listed, refer to Private data element definitions or to the
applicable sections of the Interchange Manual.

Financial Detail Addendum (Lodging Summary)/1644 message layout, cont.

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0502 Custom Identifier C X C
p0521 Carrier Code O • C
p0530 Flight Number O • C
p0532 Total Charges O • C
p0534 Total Non–Room Charges O • C
p0539 Total Amount Charged on Credit O • C
Card
p0540 Room Service Charges O • C
p0541 Lounge/Bar Charges O • C
p0542 Transportation Charges O • C
p0543 Gratuity Charges O • C
p0552 Customer Service Toll-Free (800) C • C
Number
p0554 Conference Room Charges O • C
p0560 Audio Visual Charges O • C
p0562 Banquet Charges O • C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Lodging Summary)/1644

No. Data element name Org Sys Dst

p0569 Internet Access Charges O • C
p0570 Early Departure Charges O • C
p0571 Guest Name O • O
p0572 Guest Number O • C
p0574 Arrival Date C • C
p0575 Departure Date C • C
p0576 Folio Number C • C
p0577 Property Phone Number C • C
p0578 Billing Adjustment O • C
p0580 Room Rate C • C
p0581 Total Room Tax C • C
p0582 Program Code O • C
p0583 Phone Charges O • C
p0584 Restaurant Charges O • C
p0585 Mini-Bar Charges O • C
p0586 Gift Shop Charges O • C
p0587 Laundry and Dry Cleaning O • C
Charges
p0588 Other Services O • C
p0597 Total Tax Amount O • C
p0598 Total Tax Collected Indicator O • C
p0679 Commodity Code O • C
p0682 Detail Tax Amount 1 O • C
p0683 Detail Tax Amount 2 O • C
p0684 Detail Tax Amount 3 O • C
p0686 Tax Exempt Indicator O • C
p0690 No Show Indicator O • C
p0693 Total Authorized Amount O • C
p0699 Total Tax Amount O • C
p0703 Total Room Nights C • C
p0704 Prepaid Expenses O • C

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Financial Detail Addendum (Lodging Summary)/1644

No. Data element name Org Sys Dst

p0705 Total Non-Room Tax Amount O • C
p0706 Cash Advances O • C
p0707 Valet Charges O • C
p0708 Movie Charges O • C
p0709 Business Center Charges O • C
p0710 Health Club Charges O • C
p0711 Fire Safety Act Indicator C • C
p0751 Detail Tax Amount 4 O • C
p0752 Detail Tax Amount 5 O • C
p0753 Detail Tax Amount 6 O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

When an occurrence of this addendum message is submitted in association with a First

Presentment/1240 message, it must include the following fields.

No. Data element name

p0574 Arrival Date
p0575 Departure Date

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Temporary Services)/1644

No. Data element name

p0576 Folio Number
p0580 Room Rate
p0703 Total Room Nights

Financial Detail Addendum (Temporary Services)/1644

The temporary services detail addendum provides information regarding the billing for services
rendered on a temporary or contract basis. The message layout provides information such as
the employee job performed, timekeeping, and billing rates.
• Usage Code: 07
• Industry Record Number: 000
• Occurrence Indicator: 001–999 (incremented by 1 for each occurrence)
• Message Number: DE 71 (Message Number) from the First Presentment/1240 message
This message is optional. However, if this addendum is submitted with a First Presentment/
1240 message for an incentive interchange rate program, and the addendum is rejected
because of invalid data, the First Presentment/1240 message will also be rejected.
The clearing system always rejects this Financial Detail Addendum/1644 message if it contains
invalid data. The associated First Presentment/1240 message is also rejected if it is submitted
for a U.S. region or international interchange program, unless it is submitted as:
• Credit: DE 3 (Processing Code), subfield 1 = 20
• Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction: PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard
This addendum message is required for transactions when the associated First Presentment/
1240 message contains a DE 26 (Acceptor Business Code) value of 7361 (Employment
Agencies, Temporary Help Services).

Financial Detail Addendum (Temporary Services)/1644

IRD Incentive Interchange Rate Programs

62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

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Financial Detail Addendum (Temporary Services)/1644

For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.

Financial Detail Addendum (Temporary Services)/1644 message layout, cont.

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0508 Customer Code C • C
p0597 Total Tax Amount O • C
p0598 Total Tax Collected Indicator O • C
p0679 Commodity Code O • C
p0682 Detail Tax Amount 1 O • C
p0683 Detail Tax Amount 2 O • C
p0684 Detail Tax Amount 3 O • C
p0686 Tax Exempt Indicator O • C
p0718 Employee/Temp Name/ID C • C
p0719 Employee Social Security Number O • C
or ID
p0720 Job Description C • C
p0721 Job Code O • C
p0722 Flat Rate Indicator O • C
p0723 Regular Hours Worked C • C
p0724 Regular Hours Rate C • C
p0725 Overtime Hours Worked C • C
p0726 Overtime Hours Rate C • C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Shipping/Courier Services)/1644

No. Data element name Org Sys Dst

p0727 Temp Start Date C • C
p0728 Temp Week Ending C • C
p0729 Requestor Name or ID C • C
p0730 Supervisor/Reports To O • C
p0731 Time Sheet Number O • C
p0732 Discount Amount O • C
p0733 Subtotal Amount O • C
p0734 Miscellaneous Expenses C • C
p0751 Detail Tax Amount 4 O • C
p0752 Detail Tax Amount 5 O • C
p0753 Detail Tax Amount 6 O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

Financial Detail Addendum (Shipping/Courier Services)/1644

The Shipping/Courier Services detail addendum provides information regarding delivery or
courier services. The message layout supports the shipping and delivery tracking information.
When this message is used, the information in PDS 0501, subfields 1–4, must be these values:
• Usage Code: 08
• Industry Record Number: 000

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Financial Detail Addendum (Shipping/Courier Services)/1644

• Occurrence Indicator: 001–999 (incremented by 1 for each occurrence)

• Message Number: DE 71 from the First Presentment/1240 message
This message is optional; however if this addendum is submitted with a First Presentment/1240
message for an incentive interchange rate program, and the addendum is rejected due to invalid
data, the First Presentment/1240 message also will be rejected.
The clearing system always rejects this Financial Detail Addendum/1644 message if it contains
invalid data. The associated First Presentment/1240 message also will be rejected if it is
submitted for a U.S. region or international interchange program, unless it is submitted as one
of the following.
• Credit: DE 3 (Processing Code), subfield 1 = 20
• Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction: PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard
• A Shipping/Courier MCC (MCC 4214 or 4215) is present in DE 26 (Acceptor Business Code)
of the First Presentment/1240 message, and
• A Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.
This addendum message is required for First Presentment/1240 messages under the conditions
listed in this table.

Financial Detail Addendum (Shipping/Courier Services)/1644

IRD Incentive Interchange Rate Programs

62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

Financial Detail Addendum (Shipping/Courier Services)/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M

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Financial Detail Addendum (Shipping/Courier Services)/1644

No. Data element name Org Sys Dst

32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0508 Customer Code C • C
p0597 Total Tax Amount C • C
p0598 Total Tax Collected Indicator O • C
p0679 Commodity Code O • C
p0682 Detail Tax Amount 1 O • C
p0683 Detail Tax Amount 2 O • C
p0684 Detail Tax Amount 3 O • C
p0686 Tax Exempt Indicator O • C
p0734 Miscellaneous Expenses O • C
p0735 Service Descriptor Code C • C
p0736 Tracking Number or Pickup C • C
Number
p0737 Shipping Net Amount C • C
p0738 Incentive Amount O • C
p0739 Pickup Date C • C
p0740 Delivery Date O • C
p0741 Number of Packages C • C
p0742 Package Weight C • C
p0743 Unit of Measure C • C
p0744 Shipping Party Information C • C
p0745 Shipping Party Address C • C
p0746 Shipping Party Postal C • C
Information
p0747 Shipping Party Contact C • C
p0748 Delivery Party Information C • C
p0749 Delivery Party Address C • C
Information

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Electronic Invoices)/1644

No. Data element name Org Sys Dst

p0750 Delivery Party Postal Information C • C
p0751 Detail Tax Amount 4 O • C
p0752 Detail Tax Amount 5 O • C
p0753 Detail Tax Amount 6 O • C
p0754 Delivery Party Contact C • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

Financial Detail Addendum (Electronic Invoices)/1644

The Electronic Invoices detail addendum messages are designed to carry electronic invoice data
that is not present in other addendum messages, and to allow issuers to supply more
transaction information to their corporate clients.
These addendum messages provide additional information passed between buyer and seller in
business-to-business (B2B) and electronic-business-to-business (eB2B) transactions.
The information in PDS 0501, subfields 1–4, must be these values when submitted for
Electronic Invoice (Party Information):
• Usage Code: 09
• Industry Record Number: 001
• Occurrence Indicator: 002–999. The total number of occurrences for both the Electronic
Invoice (Transaction Data) and the Electronic Invoice (Party Information) cannot be greater

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Electronic Invoices)/1644

than 999. There is a minimum of one occurrence and a maximum of six occurrences of
Electronic Invoice (Party Information).
• Message Number: DE 71 from the First Presentment/1240 message
This message is optional; however, GCMS rejects both Financial Detail Addendum (Electronic
Invoice, Transaction Data) and Electronic Invoice (Party Information)/1644 messages, and any
other addendum messages submitted with a First Presentment/1240 message for an incentive
interchange rate program if any of the addenda contain invalid data.
The associated First Presentment/1240 message is also rejected unless it was submitted in one
of these ways:
• Credit: DE 3 (Processing Code), subfield 1 = 20
• Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction: PDS 0165 (Settlement Indicator), subfield 1 = C
These addendum messages are designed to carry electronic invoice data that is not present in
other addendum messages, and to enable issuers to supply more transaction information to
their corporate clients. These addendum messages provide additional information passed
between buyer and seller in business-to-business (B2B) and electronic-business-to-business
(eB2B) transactions.
These are the electronic invoice addendum messages:
• Electronic Invoice (Transaction Data) (multiple occurrences permitted)
• Electronic Invoice (Party Information) (one to six occurrences permitted)
There can be a combined total of 999 occurrences of the two electronic invoice addendum
messages.
Here is general information about the optional Financial Detail Addendum (Electronic Invoice,
Transaction Data) and (Electronic Invoice, Party Information)/1644 messages:
• The new electronic invoice information is contained in two addendum messages.
• The electronic invoice addendum messages must be sent with the Financial Detail Addendum
(Corporate Card Common Data Requirements)/1644 message to provide the tax
information needed to comply with the various tax reporting laws that exist in the global
marketplace.
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message optionally may
be sent.
• Two addendum messages contain electronic invoice data.
– The Electronic Invoice (Transaction Data) addendum message contains detail about the
items listed in the invoice. The Electronic Invoice (Transaction Data) addendum must
precede the Electronic Invoice (Party Information).
– The Electronic Invoice (Party Information) addendum message contains information
about the buyer, the supplier, the invoice recipient, the payee, the delivery party, and the
ship from party. A minimum of one occurrence of the Electronic Invoice (Party
Information) addendum message must be present when the Electronic Invoice
(Transaction Data) addendum message is present.

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 Presentment, addendum, and chargeback messages
Use of the Electronic Invoice addendum messages with other addendum messages

• There can be a combined total of 999 occurrences of the two Electronic Invoice messages.
– The number of occurrences (provided in PDS 0501 [Transaction Indicator], subfield 3
[Occurrence Indicator]) of the Electronic Invoice (Transaction Data) addendum is variable.
– The number of occurrences (provided in PDS 0501, subfield 3) of the Electronic Invoice
(Party Information) addendum is also variable. Electronic Invoice (Party Information)
addendum must have a minimum occurrence of one and can have a maximum occurrence
of six.
– Each successive PDS 0501, subfield 3 with the same usage code must be greater than the
previous occurrence indicator. No edits are defined to validate the value in Occurrence
Indicator because both the Electronic Invoice (Transaction Data) addendum and the
Electronic Invoice (Party Information) addendum may have variable occurrences.
• GCMS rejects messages that contain invalid data. The associated First Presentment/1240
message is also rejected unless it was submitted as:
– Credit: DE 3 ( Processing Code), subfield 1 = 20
– Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 = R
– Collection Only transaction: PDS 0165 (Settlement Indicator), subfield 1 = C
– A transaction submitted for a Standard interchange program (U.S. region and
international 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard

Use of the Electronic Invoice addendum messages with other addendum messages
These are the rules for using the electronic invoice addendum messages with other addendum
messages.
• The Financial Detail Addendum (Electronic Invoice, Transaction Data)/1644 and Financial
Detail Addendum (Electronic Invoice, Party Information)/1644 messages optionally may
accompany any First Presentment/1240 message submitted with a Mastercard Corporate
Card.
• If one or more occurrences of the Financial Detail Addendum (Electronic Invoice, Transaction
Data)/1644 message is provided, then:
At least one occurrence of the Financial Detail Addendum (Electronic Invoice, Party
Information)/1644 message also must be provided, and must follow the Electronic Invoice
(Transaction Data) addendum messages.
• The Financial Detail Addendum (Corporate Card Common Data Requirements)/1644
message also must be provided.
• One or more occurrences of the Financial Detail Addendum (Corporate Card Line Item
Detail)/1644 message optionally may be provided.
• One or more occurrences of the Financial Detail Addendum (Generic Detail)/1644 message
optionally may be provided.
• Other industry-specific Financial Detail Addendum/1644 messages may be provided if they
are appropriate for the transaction, such as Lodging Summary, Vehicle Rental, Passenger
Transport, Temporary Services, and Shipping/Courier Services.

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 Presentment, addendum, and chargeback messages
Message layout for Financial Detail Addendum (Electronic Invoice, Transaction Data)/1644

Message layout for Financial Detail Addendum (Electronic Invoice, Transaction Data)/1644
The Electronic Invoice (Transaction Data) addendum provides information about each
transaction.
This table shows the message layout.

Financial Detail Addendum (Electronic Invoice, Transaction Data)/1644 message layout

No. Description Org Sys Dst

Message Type Identifier M • M
Bit Map Primary M X M
1 Bit Map Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0573 Invoice Number C X C
p0579 Invoice Date O • C
p0589 Invoice Creation Date and Time O • C
p0604 Transaction Supplemental Data 1 O • C
p0605 Transaction Supplemental Data 2 O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
123 Additional Data 3 C X C
124 Additional Data 4 C X C

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 Presentment, addendum, and chargeback messages
Message layout for Financial Detail Addendum (Electronic Invoice, Party Information)/1644

No. Description Org Sys Dst

125 Additional Data 5 C X C

Message layout for Financial Detail Addendum (Electronic Invoice, Party Information)/1644
The Electronic Invoice (Party Information) addendum provides information about each entity, or
party, involved in the transaction.
PDS 0590 (Party Identification) indicates the entity to which the information in the addendum
applies. There is a minimum of one occurrence and a maximum of six occurrences of Electronic
Invoice (Party Information). There is no specific sequence in which the party information should
be presented.
This table provides the layout for the Financial Detail Addendum (Electronic Invoice, Party
Information)/1644 message.

Message layout for Financial Detail Addendum (Electronic Invoice, Party Information)/1644

No. Description Org Sys Dst

Message Type Identifier M • M
Bit Map Primary M X M
1 Bit Map Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0590 Party Identification O • C
p0591 Party Name O • C
p0592 Party Address O • C
p0593 Party Postal Information O • C
p0594 Party Contact O • C
p0601 Party Nature of Filing O • C
p0602 Party Supplemental Data 1 O • C
p0603 Party Supplemental Data 2 O • C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Payment Transaction Detail)/1644

No. Description Org Sys Dst

p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

Financial Detail Addendum (Payment Transaction Detail)/1644

This message supports data related to a program permitting Mastercard cardholders to receive
payments from a money transfer agent or a financial institution. Within this program, the
cardholder’s issuer posts the credit to the cardholder’s Mastercard account.
When this message is used, the information in PDS 0501 (Transaction Description), subfields 1–
3 must be these values:
• Usage code: 10
• Industry Record Number: 000
• Occurrence Indicator: 001
This message occurs only once per transaction. It is optional, unless the associated First
Presentment/1240 message is a payment transaction with PDS 0043 (Transaction Type
Identifier) equal to C04, C07, C52, C53, C54, C55, C56, C57, C58, C59, or C65 if this addendum
is submitted with a First Presentment/1240 message for an incentive interchange rate
program, and the addendum is rejected because of invalid data, the First Presentment/1240
message is also rejected.
This addendum message can optionally be submitted with First Presentment/1240 messages
for Payment Transactions, unless the PDS 0043 is equal to C04, C07, C52, C53, C54, C55, C56,
C57, C58, C59, or C65 in which the addendum message is mandatory. The Payment Transaction
Detail addendum provides the issuer and cardholder with enhanced data about the acceptor,
recipient of funds, and other transaction details.
This message must be provided if the associated First Presentment/1240 message is a
payment transaction with PDS 0043 equal to C04, C07, C52, C53, C54, C55, C56, C57, C58,

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Payment Transaction Detail)/1644

C59, or C65. All acquirers of payment transactions are required to submit PDS 0670 (Payer/
User Information), PDS 0671 (Date of Funds Requested), and PDS 0674 (Additional Trace/
Reference Number used by Acceptor).
The clearing system rejects this Financial Detail Addendum/1644 message if it contains invalid
data. The associated First Presentment/1240 message is also rejected if it is submitted for a
U.S. region or international interchange program, unless it is submitted as:
• Credit: DE 3 ( Processing Code), subfield 1 = 20
• Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction: PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard
This table shows the message layout.

Financial Detail Addendum (Payment Transaction Detail)/1644

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Telephony Billing Services)/1644

No. Data element name Org Sys Dst

p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0670 Payer Name or User ID C • C
s1 Payer Name/User ID C • C
s2 Payer Address C • C
s3 Payer City C • C
s4 Payer State/Province Code C • C
s5 Payer Country Code C • C
s6 Payer Postal Code C • C
s7 Payer Date of Birth O • C
p0671 Date of Funds Requested C • C
p0673 Date of Anticipated Receipt of O • C
Funds
p0674 Additional Trace/Reference C • C
Number Used by Acceptor
p0675 Additional Transaction O • C
Description Data
p0765 MoneySend Receiver Data C • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)

Financial Detail Addendum (Telephony Billing Services)/1644

The Telephony Billing Service detail addendum is designed to carry telephony billing data and to
enable issuers to supply additional transaction information to their consumer and corporate
clients.
These addendum messages are intended to encourage companies to pay for telephony services
using a Mastercard Corporate Purchasing Card®.
The enhanced data in the addendum messages provides information normally received on
monthly statements generated by the service provider.
The information in Transaction Description, PDS 0501, subfields 1–4, must be these values for
Telephony Billing (Summary):
• Usage Code: 11
• Industry Record Number: 000

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Financial Detail Addendum (Telephony Billing Services)/1644

• Occurrence Indicator: 001

• Message Number: DE 71 (Message Number), from the First Presentment/1240 message
The information in PDS 0501, subfields 1–4, must be these values for Telephony Billing (Details):
• Usage Code: 11
• Industry Record Number: 001
• Occurrence Indicator: 002–999
• Message Number: (DE 71) from the First Presentment/1240 message
An associated First Presentment/1240 message can have a combined total of 999 occurrences
of the two Telephony Billing addendum messages.
This message is optional; however, GCMS rejects both Financial Detail Addendum (Telephony
Billing, Summary) and (Telephony Billing, Detail)/1644 messages submitted with a First
Presentment/1240 message for an incentive interchange rate program if either addendum
contains invalid data. The associated First Presentment/1240 message is also rejected unless it
was submitted in one of these ways:
• Credit: DE 3 (Processing Code)
• Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 (Message Reversal Indicator) = R
• Collection Only transaction: PDS 0165 (Settlement Indicator), subfield 1 = C
Telephony services include corporate conference call provider services and usage as well as
corporate mobile phone usage.
These are the two Telephony Billing addendum messages:
• Telephony Billing (Summary) (one occurrence permitted; PDS 0501 [Occurrence Indicator],
subfield 3 is 001). Contains summary billing information about the telephone customer and
billing totals.
• Telephony Billing (Detail) (1 to 998 occurrences permitted; PDS 0501 [Occurrence Indicator],
subfield 3) is variable. If a Telephony Billing (Detail) addendum is present, the occurrence
value may be 002–999). Contains specific information about each telephone call. The
Telephony Billing, Detail is optional. If one or more Telephony Billing (Detail) addendum
messages are present, they must follow the Telephony Billing (Summary) message.
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.
GCMS rejects addendum messages that contain invalid data. The associated First
Presentment/1240 message is also rejected unless it was submitted as:
• Credit: DE 3 (Processing Code), subfield 1 = 20
• Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction: PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Telephony Billing Services)/1644

Use of Telephony Billing addendum messages with other addendum messages

1. The Financial Detail Addendum (Telephony Billing, Summary)/1644 and Financial Detail
Addendum (Telephony Billing, Detail)/1644 messages optionally may accompany any First
Presentment/1240 message, although they are intended for use in corporate transactions.
2. If one occurrence of the Financial Detail Addendum (Telephony Billing, Summary)/1644
message is provided, these messages also optionally may be provided.
– One or more occurrences of the Financial Detail Addendum (Telephony Billing, Detail)/
1644 message.
– The Financial Detail Addendum (Corporate Card Common Data Requirements)/1644
message (in transactions involving a Mastercard Corporate Card).
– One or more occurrences of the Financial Detail Addendum (Generic Detail)/1644
message.
– One or more occurrences of the Financial Detail Addendum (Corporate Card Line Item
Detail)/1644 messages.
– Other industry-specific Financial Detail Addendum/1644 messages (if they are
appropriate for the transaction, such as Lodging Summary, Vehicle Rental, Passenger
Transport, Temporary Services, and Shipping/Courier Services).
This table provides the layout for the Financial Detail Addendum (Telephony Billing, Summary)/
1644 message.

Financial Detail Addendum (Telephony Billing, Summary)/1644 message layout

No. Data element Org Sys Dst

Message Type Identifier M • M
Bit Map Primary M X M
1 Bit Map Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0597 Total Tax Amount O • C
p0598 Total Tax Collected Indicator O • C
p0619 User Name O • C
p0624 User Account Number O • C
p0625 User Telephone Number O • C

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 Presentment, addendum, and chargeback messages
Message Layout for Financial Detail Addendum (Telephony Billing, Detail)/1644

No. Data element Org Sys Dst

p0626 Billing Statement Period O • C
p0627 Billing Event 1 O • C
p0628 Billing Event 2 O • C
p0682 Detail Tax Amount 1 O • C
p0683 Detail Tax Amount 2 O • C
p0684 Detail Tax Amount 3 O • C
p0751 Detail Tax Amount 4 O • C
p0752 Detail Tax Amount 5 O • C
p0753 Detail Tax Amount 6 O • C
p0755 Line Item Total Amount O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

Message Layout for Financial Detail Addendum (Telephony Billing, Detail)/1644

The Telephony Billing (Detail) addendum contains the call detail information that is summarized
in the Telephony Billing (Summary) addendum message.
The Telephony Billing (Detail) addendum message is optional and if sent must follow the
Telephony Billing (Summary) addendum.
This table provides the layout for the Financial Detail Addendum (Telephony Billing, Detail)/
1644 message.

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Message Layout for Financial Detail Addendum (Telephony Billing, Detail)/1644

Financial Detail Addendum (Telephony Billing, Detail)/1644 message layout

No. Data element Org Sys Dst

Message Type Identifier M • M
Bit Map Primary M X M
1 Bit Map Secondary M X M
24 Function Code M • M
32 Acquiring Institution Id O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0597 Total Tax Amount O • C
p0636 Call Date O • C
p0637 Call Time O • C
p0638 Call To Information O • C
p0639 Call Duration O • C
p0640 Call Time Period O • C
p0644 Call From Information O • C
p0649 Call Usage Amount O • C
p0655 Call Long Distance Amount O • C
p0658 Call Connect Amount O • C
p0659 Other Description O • C
p0682 Detail Tax Amount 1 O • C
p0683 Detail Tax Amount 2 O • C
p0684 Detail Tax Amount 3 O • C
p0734 Miscellaneous Expense O • C
p0751 Detail Tax Amount 4 O • C
p0752 Detail Tax Amount 5 O • C
p0753 Detail Tax Amount 6 O • C
p0755 Line Item Total Amount O • C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Travel Agency Detail)/1644

No. Data element Org Sys Dst

p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

Financial Detail Addendum (Travel Agency Detail)/1644

This message supports corporate transactions for travel agency, airline, or railway transactions.
When this message is used, the information in PDS 0501, subfields 1–3, must be these values:
• Usage Code: 12
• Industry Record Number: 000
• Occurrence Indicator: 001–999
This message supports travel agency transaction information. Acquirers may submit 1–999
occurrences of this message. Each occurrence provides detailed data for one portion of the
associated travel agency transaction.
This addendum is optional and is restricted for use with financial transactions where the
Acceptor Business Code (MCC) is a Travel Agency (MCC 4722), Railway (MCC 4112), or Airline
(MCC 3000–3299, 4511).
Acquirers may provide a Financial Detail Addendum (Travel Agency Detail)/1644 message
(Usage Code 12, Industry Record Number 000) along with any other addendum message, or it
may be submitted by itself based on the restrictions for the submitted interchange program.
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.
This table provides the message format.

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Travel Agency Detail)/1644

Financial Detail Addendum (Travel Agency Detail)/1644 message format

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0502 Custom Identifier C X C
p0503 Travel Agency Sequence Number O • C
p0504 Travel Agency Fee O • C
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Lodged Account Detail)/1644

Financial Detail Addendum (Lodged Account Detail)/1644

A lodged account is defined as a corporate card account used by a travel agency for multiple
individuals within the same corporate client.
Travel costs for all individuals are supplemented with the client-specific information requested
by the corporation. This may include things such as cost accounting, project designation,
company/division, and so on.
This message supports Lodged Account transactions information for corporate cardholders.
Acquirers may submit 1–999 occurrences of this message. Each occurrence provides detailed
data for one portion of the associated lodged account transaction.
When using this message, the information in PDS 0501, subfields 1–3, must be these values:
• Usage Code: 13
• Industry Record Number: 000
• Occurrence Indicator: 001–999
This addendum is optional and is available to be used along with a financial transaction where
MCC is travel agency (4722), airline (3000–3299, 4511), or railway (4112).
Acquirers may provide a Financial Detail Addendum (Lodged Account Detail)/1644 message
(Usage Code 13, Industry Record Number 000) along with any other addendum message, or it
may be submitted by itself.
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.

Financial Detail Addendum (Lodged Account Detail)/1644 message format

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0502 Custom Identifier C • C
p0660 Customer Reference O • C
p0759 Delivery Order Number O • C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Private Label Common Data)/1644

No. Data element name Org Sys Dst

p0760 Credit Card Slip Number O • C
p0761 Travel Agency ID O • C
p0762 Data Source O • C
p0763 VAT Suppression Indicator O • C
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

Financial Detail Addendum (Private Label Common Data)/1644

The Financial Detail Addendum (Private Label Common Data)/1644 message (Usage Code 14,
Industry Record Number 000) may be provided with a transaction in which a private label card is
used.
This addendum message occurs only once per transaction and includes information relevant to
private label transactions for participants in the Mastercard Private Label Program.
When this message is used, the information in PDS 0501 (Transaction Description), subfields 1–
3, must be these values:
• Usage code: 14
• Industry Record Number: 000
• Occurrence Indicator: 001
This addendum message is conditionally required. This message must be provided if the
transaction contains the Financial Detail Addendum (Private Label Line Item Detail)/1644 data.
The Private Label Common Data addendum must precede the Private Label Line Item Detail
addendum.

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Private Label Common Data)/1644

The clearing system rejects this Financial Detail Addendum/1644 message if it contains invalid
data. If this addendum message is rejected for invalid data, the First Presentment/1240
message is not rejected.
This table provides the layout for the Financial Detail Addendum (Private Label Common Data)/
1644 message.

Financial Detail Addendum (Private Label Common Data)/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map Primary M X M
1 Bit Map Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID O • C
33 Forwarding Institution ID M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0508 Customer Code O • C
p0515 Additional Acceptor Information O • C
p0597 Total Tax Amount O • C
p0600 Acceptor Reference Number O • C
p0614 Order Date O • C
p0623 Motor Fuel Information O • C
p0629 Odometer Reading C • C
p0631 Driver Number/ID number O • C
p0634 Tax Amount 1 O • C
p0635 Tax Amount 2 O • C
p0674 Additional Trace/Reference O • C
Number Used by Acceptor
p0678 Unique Invoice Number O • C
p0680 Authorized Contact Name O • C
p0682 Detail Tax Amount 1 O • C
p0683 Detail Tax Amount 2 O • C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Private Label Line Item Detail)/1644

No. Data element name Org Sys Dst

p0684 Detail Tax Amount 3 O • C
p0720 Job Description O • C
p0751 Detail Tax Amount 4 O • C
p0752 Detail Tax Amount 5 O • C
p0753 Detail Tax Amount 6 O • C
p0770 Additional Acceptor Inquiry O • C
Information
p0771 Cost Center Information O • C
p0772 Driver License/State Issued ID O • C
Information
p0773 Payment Method Information O • C
p0775 Department Code O • C
p0776 Alternate Custom Identifier O • C
p10XX Member-to-Member Proprietary O • C
Data
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

Financial Detail Addendum (Private Label Line Item Detail)/1644

The Financial Detail Addendum (Private Label Line Item Detail)/1644 message (Usage Code 14,
Industry Record Number 001) may be provided with a transaction in which a private label card is

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Private Label Line Item Detail)/1644

used. It includes information relevant to private label transactions for participants in the
Mastercard Private Label Program.
When this message is used, the information in PDS 0501 (Transaction Description), subfields 1–
3, must be these values:
• Usage code: 14
• Industry Record Number: 001
• Occurrence Indicator: 002–999
This addendum message supports a single private label card transaction with multiple line item
details. This message may be repeated from 1 to 998 times for each private label card
transaction. Each occurrence represents a single line item for a private label card transaction.
This addendum message is optional. However, submission of the Private Label Line Item Detail
addendum message requires the submission of the Financial Detail Addendum (Private Label
Common Data)/1644 message. The Private Label Common Data addendum must precede the
Private Label Line Item Detail addendum.
The clearing system rejects this Financial Detail Addendum/1644 message if it contains invalid
data. If this addendum message is rejected for invalid data, the First Presentment/1240
message is not rejected.
This table provides the layout for the Financial Detail Addendum (Private Label Line Item
Detail)/1644 message.

Financial Detail Addendum (Private Label Line Item Detail)/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map Primary M X M
1 Bit Map Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID O • C
33 Forwarding Institution ID M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0508 Customer Code O • C
p0597 Total Tax Amount O • C
p0612 Ship Date O • C
p0614 Order Date O • C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Private Label Line Item Detail)/1644

No. Data element name Org Sys Dst

p0634 Tax Amount 1 O • C
p0635 Tax Amount 2 O • C
p0641 Product Code O • C
p0642 Item Description O • C
p0643 Item Quantity O • C
p0645 Item Unit of Measure O • C
p0646 Unit Price O • C
p0647 Extended Item Amount O • C
p0682 Detail Tax Amount 1 O • C
p0683 Detail Tax Amount 2 O • C
p0684 Detail Tax Amount 3 O • C
p0737 Shipping Net Amounts O • C
p0741 Number of Packages O • C
p0742 Package Weight O • C
p0743 Unit of Measure O • C
p0745 Shipping Party Address O • C
p0747 Shipping Party Contact O • C
p0748 Delivery Party Information O • C
p0749 Delivery Party Address O • C
Information
p0750 Delivery Party Postal Information O • C
p0751 Detail Tax Amount 4 O • C
p0752 Detail Tax Amount 5 O • C
p0753 Detail Tax Amount 6 O • C
p0771 Cost Center Information O • C
p0774 Stock Keeping Unit (SKU) O • C
Description
p0775 Department Code O • C
p0776 Alternate Custom Identifier O • C
p0777 Promotion Code O • C
p10XX Member-to-Member Proprietary O • C
Data

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Healthcare)/1644

No. Data element name Org Sys Dst

62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

Financial Detail Addendum (Healthcare)/1644

The Financial Detail Addendum (Healthcare)/1644 provides a detailed description of the item
purchased.
Line item detail related to the purchase is presented via 1–999 occurrences of the Financial
Detail Addendum (Healthcare)/1644 message (Usage Code 15, Industry Record Number 000).
One of these messages is submitted for each occurrence of the line item data in the
transaction.
When this message is used, the information in PDS 0501 (Transaction Description), subfields 1–
4, must be these values:
• Usage Code: 15
• Industry Record Number: 000
• Occurrence Indicator: 001–999 (incremented by 1 for each occurrence)
• Message Number: DE 71 from the First Presentment/1240 message
This message is optional. If this addendum is submitted with a First Presentment/1240
message and the addendum is rejected due to invalid data, the First Presentment/1240
message will continued to be processed.
PDS 1046 (Member-to-Member Proprietary Data) is the suggested element to house
information for the Real-time Substantiation Audit Retrieval Fulfillment that is sent directly to
the requester. Issuers can provide instructions to the acquirer for fulfilling this request via the
use of PDS 1046 (Member-to-Member Proprietary Data) to be sent in the Retrieval Request/
1644, Retrieval Request Acknowledgment/1644 message.
This table provides the message layout.

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Healthcare)/1644

Financial Detail Addendum (Healthcare)/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquirer Institution ID O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Origination Message Format O X M
p0501 Transaction Description M • M
p0642 Item Description M • M
p0643 Item Quantity M • M
p0646 Unit Price M • M
p0764 Healthcare Eligible Status M • M
Indicator
p10XX Member-to-Member Proprietary O • C
Data
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Corporate Card Common Data Requirements)/1644

Financial Detail Addendum (Corporate Card Common Data Requirements)/1644

The Financial Detail Addendum (Corporate Card Common Data Requirements)/1644 message
(Usage Code 98, Industry Record Number 000) may be provided with any transaction in which
one of the corporate cards is used.
This addendum is required for specific corporate transactions occurring in the United States and
conditionally required for specific interchange programs outside the U.S. Region.
If a Mastercard Corporate Purchasing Card® or other corporate program or service is used for
airline, railway, lodging, or vehicle rental, those industry-specific addendum messages may be
submitted in addition to the Corporate Card Common Data Requirements message.
If the transaction is a business-to-business purchase, customers may provide up to 998
occurrences of the Financial Detail Addendum (Corporate Line Item Detail)/1644 message in
addition to the Financial Detail Addendum (Corporate Card Common Data Requirements)/
1644 message.
The acceptor location, country subdivision code, postal code, and country code should be
provided in DE 43 (Acceptor Name/Location) of the related First Presentment/1240 message
(not in this addendum message). In addition, the acceptor location phone number should be
provided in subfield 1 of PDS 0170 (Merchant Inquiry Information) of the related First
Presentment/1240 message instead of in this addendum message.
When using this message, the information in PDS 0501, subfields 1–3, must be these values:
• Usage Code: 98
• Industry Record Number: 000
• Occurrence Indicator: 001
This message occurs only once per transaction and includes information relevant to any
transaction involving a corporate card.
This addendum message optionally may be provided with these transactions:
• Any First Presentment/1240 transaction that was completed with one of the Mastercard
Corporate Cards
• When a Financial Detail)/1240 message involves a Corporate Card and includes the Financial
Detail Addendum (Lodging Summary)/1644 message
This addendum message may be provided only if the associated First Presentment/1240 is for a
transaction that was completed with one of the Mastercard Corporate cards.
The clearing system rejects this Financial Detail Addendum/1644 message if it contains invalid
data. The associated First Presentment/1240 message will also be rejected if it is submitted for
a U.S. region or international interchange program, unless it is submitted as:
• Credit: DE 3 (Processing Code), subfield 1 = 20
• Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 = R
Acquirers are required to submit PDS 0595 (Acceptor Type) and PDS 0596 (Acceptor Tax ID)
within the Financial Detail Addendum (Corporate Card Common Data)/1644 message, for

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Corporate Card Common Data Requirements)/1644

United States acquired Mastercard Commercial Fleet Card transactions occurring at fuel
locations.
Acquirers should provide the Financial Detail Addendum (Corporate Card Common Data
Requirements)/1644 message containing PDS 0608 (Destination Postal Code), PDS 0609
(Destination State/Province Code), PDS 0610 (Destination Country Code), and PDS 0613
(Ship-From Postal Code) from U.S. acceptors for all commercial card transactions in which
goods were shipped. All goods in a transaction must be shipped from one location and received
at one location.
This table provides the message layout.

Financial Detail Addendum (Corporate Card Common Data Requirements)/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0508 Customer Code C • C
p0515 Additional Acceptor Information O • C
p0516 Austin-Tetra Number O • C
p0517 NAICS Code O • C
p0595 Acceptor Type C • C
p0596 Acceptor Tax ID C • C
p0597 Tax Amount C • C
p0598 Tax Collected Indicator O • C
p0599 Corporation VAT Number O • C
p0600 Acceptor Reference Number C • C
p0606 Freight Amount O • C
p0607 Duty Amount O • C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Corporate Card Common Data Requirements)/1644

No. Data element name Org Sys Dst

p0608 Destination Postal Code O • C
p0609 Destination State/Province Code O • C
p0610 Destination Country Code O • C
p0613 Ship-From Postal Code O • C
p0614 Order Date O • C
p0676 Acceptor VAT Number O • C
p0677 Customer VAT Number O • C
p0678 Unique Invoice Number O • C
p0679 Commodity Code O • C
p0680 Authorized Contact Name O • C
p0681 Authorized Contact Phone O • C
p0682 Detail Tax Amount 1 C • C
p0683 Detail Tax Amount 2 O • C
p0684 Detail Tax Amount 3 O • C
p0686 Tax Exempt Indicator O • C
P0688 Acceptor Contact E-mail Address O • C
p0732 Discount Amount O • C
p0751 Detail Tax Amount 4 O • C
p0752 Detail Tax Amount 5 O • C
p0753 Detail Tax Amount 6 O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Corporate Card Common Data Requirements)/1644

No. Data element name Org Sys Dst

123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

Transactions occurring at United States locations

This addendum must be provided if the associated First Presentment/1240 message meets all
of these conditions:
• The product is any corporate product.
• The Acceptor Country Code (DE 43, subfield 6) equals USA.
• The Cardholder Transaction Type (DE 3, subfield 1) equals 00 (Purchase) or 18 (Unique).
• The transaction is not a reversal.

Inter-regional transactions
This addendum message must be provided if the associated First Presentment/1240 message
is for a transaction that meets these conditions:
• It is a Mastercard Corporate Card.
• The transaction is submitted for one of the incentive interchange rate programs listed in this
table.

Inter-regional transactions

IRD Incentive Interchange Rate Programs

16 World Small Ticket Card Present
67 Inter-regional Commercial Data Rate II
68 Commercial Data Rate 1
91 Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III
E1 Commercial Large Ticket Rate 1 MPG
E2 Commercial Large Ticket Rate 2 MPG
E3 Commercial Large Ticket Rate 3 MPG

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Corporate Fleet Transaction Information)/1644

Transactions occurring at European locations

This addendum message must be provided if the associated First Presentment/1240 message
is for a transaction that meets these conditions:
• It is a Mastercard Fleet Card or Mastercard Purchasing Card.
• The transaction is submitted for one of the incentive interchange rate programs listed in this
table.

Transactions occurring at European locations

IRD Incentive Interchange Rate Programs

26 Europe Region Purchasing Large Ticket Level 1
27 Europe Region Purchasing Large Ticket Level 2

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644

Customers must ensure that the Financial Detail Addendum (Corporate Fleet Transaction
Information)/1644 message precedes the Financial Detail Addendum (Corporate Line Item
Detail)/1644 message.
If the Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 messages
are not received in the order noted, the First Presentment/1240 message and any associated
addendum messages are rejected.
When a Mastercard®is used at a fuel location, the Corporate Fleet Transaction Information
message (Usage Code 98, Industry Record Number 002) may be submitted to provide
information related to the purchase as a whole, such as motor fuel service type, product code,
unit of measure, or quantity.
In addition to this message, customers must provide line item detail related to non-fuel products
purchased using a Mastercard Corporate Fleet Card at fuel locations via 1–98 occurrences of
the Corporate Program Line Item Detail message (Usage Code 98, Industry Record Number 950
when the Motor Fuel Type (PDS 0622 = 3) is for non-fuel items being purchased). One line item
detail message is submitted for each occurrence of line item data in the transaction.
When this message is used, the information in PDS 0501, subfields 1–3, must be these values:
• Usage Code: 98
• Industry Record Number: 002
• Occurrence Indicator: 001-003
This message has up to three occurences per transaction and includes the common information
related to the total fuel purchase.
This message must be provided if the associated First Presentment/1240 message is a
Mastercard Corporate Fleet Card transaction for a fuel or non-fuel purchase and it is submitted
for the incentive interchange rate programs listed in this table.

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Corporate Fleet Transaction Information)/1644

Incentive Interchange Rate Programs for Mastercard Corporate Fleet Card transactions

IRD Incentive Interchange Rate Programs

16 World Small Ticket Card Present
62 Commercial Large Ticket I
67 Commercial Data Rate II
68 Commercial Data Rate I
91 Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III

This addendum message may be provided only if the associated First Presentment/1240
message is for a transaction that was completed with a Mastercard Corporate Fleet Card at a
fuel location.
The clearing system rejects this Financial Detail Addendum/1644 message if it contains invalid
data. The associated First Presentment/1240 message is also rejected if it is submitted for a
U.S. region or international interchange program, unless it is submitted as:
• Credit: DE 3 (Processing Code), subfield 1 = 20
• Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction: PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 61, 63, or 65) as defined by Mastercard
For U.S. region acceptors, the submission of this addendum requires the submission of a
Financial Detail Addendum (Corporate Card Common Data)/1644 message.
This table provides the message layout.

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Corporate Fleet Transaction Information)/1644

No. Data element name Org Sys Dst

48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0519 Additional Fuel Location O • C
Information
p0597 Total Tax Amount O • C
p0598 Total Tax Collected Indicator O • C
p0620 Oil Company Brand Name C • C
p0621 Purchase Time C • C
p0622 Motor Fuel Service Type C • C
p0623 Motor Fuel Information C • C
p0629 Odometer Reading C • C
p0630 Vehicle Number C • C
p0631 Driver Number/ID Number C • C
p0632 Product Type Code C • C
p0633 Coupon/Discount Amount O • C
p0634 Tax Amount 1 O • C
p0635 Tax Amount 2 O • C
p0679 Commodity Code O • C
p0682 Detail Tax Amount 1 O • C
p0683 Detail Tax Amount 2 O • C
p0684 Detail Tax Amount 3 O • C
p0686 Tax Exempt Indicator O • C
p0712 Net Fuel Price O • C
p0751 Detail Tax Amount 4 O • C
p0752 Detail Tax Amount 5 O • C
p0753 Detail Tax Amount 6 O • C
p0781 Fleet Spend Control Enforced O • C
p0782 Fleet Fuel Information O • C
p0790 Fleet Prompted Data 1 O • C
p0791 Fleet Prompted Data 2 O • C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Corporate Line Item Detail)/1644

No. Data element name Org Sys Dst

p0792 Fleet Prompted Data 3 O • C
p0793 Fleet Prompted Data 4 O • C
p0794 Fleet Prompted Data 5 O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

Financial Detail Addendum (Corporate Line Item Detail)/1644

Customers must ensure that the Financial Detail Addendum (Corporate Fleet Transaction
Information)/1644 message precedes the Financial Detail Addendum (Corporate Line Item
Detail)/1644 message.
If the Financial Detail Addendum (Corporate Line Item Detail)/1644 messages are not received
in the order noted, the First Presentment/1240 message and any associated Addendum
messages are rejected.
• When a Corporate Fleet Card (MCF, MNF, MPK, MGF) is used at fuel locations (MCCs 4468,
5541, 5499, and 5983) and the Motor Fuel Information (PDS 0622) = 3:
– Only non-fuel items being purchased are present on the Fleet Transaction Information
addendum and
– The transaction is submitted with an incentive interchange program (IRD16, 62, 67, 68,
91, 94, 99),
– These PDSs must be provided on the Corporate Line Item Detail Addendum: PDS 0641,
PDS 0642, PDS 0643, PDS 0645, PDS 0647, and PDS 0654.
When a corporate card (such as Mastercard® or Mastercard Corporate Fleet Card®) is used in a
business-to-business purchase, any line item detail related to the purchase is presented via 1–

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Corporate Line Item Detail)/1644

998 occurrences of the Financial Detail Addendum (Corporate Line Item Detail)/1644 message
(Usage Code 98, Industry Record Number 950). One of these messages is submitted for each
occurrence of line item data in the transaction.
When this message is used, the information in PDS 0501, subfields 1–3, must be these values:
• Usage Code: 98
• Industry Record Number: 950
• Occurrence Indicator: 002–999
This message supports a single corporate program transaction with multiple line item details. It
may be repeated from 001 to 998 times for each corporate card transaction. Each occurrence
represents a single line item for a corporate card transaction or a single non-fuel item purchased
with a Mastercard Fleet Card at a fuel location.
This message must be provided if any of these conditions are met:
• The associated First Presentment/1240 is submitted for one of the above interchange
programs, and it contains a shipping/courier MCC in DE 26 (Acceptor Business Code), in
which case the acquirer must provide either the Financial Detail Addendum (Shipping/
Courier Services)/1644 message or the Financial Detail Addendum (Corporate Line Item
Detail)/1644 message.
• The associated First Presentment/1240 is submitted for one of the above interchange
programs, and it contains a temporary services MCC in DE 26, in which case the acquirer
must provide the Financial Detail Addendum (Temporary Services)/1644 message. The
Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not required.
• The associated First Presentment/1240 is a Mastercard Corporate Purchasing Card,
Mastercard Business Card, Mastercard Corporate Card, or Mastercard Corporate Fleet Card
(at a non-fuel location) transaction and is submitted for one of the interchange programs
listed in this table unless the transaction is a shipping/courier or temporary services
transaction.

Financial Detail Addendum (Corporate Line Item Detail)/1644

IRD Incentive Interchange Rate Programs

62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

This message must be provided if the associated First Presentment/1240 meets all of this
criteria:
• The Product Code is MCP or MCF at a non-fuel location.
• The Business Service is equal to one of the items in this table.

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Corporate Line Item Detail)/1644

Financial Detail Addendum (Corporate Line Item Detail)/1644, Business Service information

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description
2 050001 Europe Intra-regional
3 050012 Europe Inter-country
3 050021 Europe Inter-country
3 050031 Europe Inter-country

NOTE:
This applies to additional domestic arrangements within the Europe region.

The IRD submitted in the associated First Presentment/1240 is one of the items listed in this
table.

Financial Detail Addendum (Corporate Line Item Detail)/1644, IRD information

IRD Description
26 Purchasing Large Ticket Level 1 Interchange
27 Purchasing Large Ticket Level 2 Interchange

This addendum message may be provided only if the associated First Presentment/1240 is for a
transaction that was completed with one of the Mastercard Corporate Cards.
The submission of this addendum requires the submission of a Financial Detail Addendum
(Corporate Card Common Data)/1644 message.
The clearing system rejects this Financial Detail Addendum/1644 message if it contains invalid
data. The associated First Presentment/1240 message is also rejected if it is submitted for a
U.S. region or international interchange program, unless it is submitted as:
• Credit: DE 3 (Processing Code), subfield 1 = 20
• Reversal: PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction: PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 61, 63, or 65) as defined by Mastercard
This table provides the message layout.

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Corporate Line Item Detail)/1644

Financial Detail Addendum (Corporate Line Item Detail)/1644, cont.

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0508 Customer Code O • C
p0518 Line Item Date C • C
p0597 Total Tax Amount O • C
p0598 Total Tax Collected Indicator O • C
p0612 Ship Date O • C
p0614 Order Date O • C
p0615 Medical Services Ship To Health O • C
Industry Number
p0616 Contract Number O • C
p0617 Medical Services Price O • C
Adjustment
p0618 Medical Services Product Number O • C
Qualifier
p0641 Product Code C • C
p0642 Item Description C • C
p0643 Item Quantity C • C
p0645 Item Unit of Measure C • C
p0646 Unit Price C • C
p0647 Extended Item Amount C • C
p0648 Item Discount C • C
p0650 Zero Cost to Customer Indicator O • C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Corporate Line Item Detail)/1644

No. Data element name Org Sys Dst

p0654 Debit or Credit Indicator C • C
p0679 Commodity Code O • C
p0682 Detail Tax Amount 1 O • C
p0683 Detail Tax Amount 2 O • C
p0684 Detail Tax Amount 3 O • C
p0685 Type of Supply O • C
p0686 Tax Exempt Indicator O • C
p0687 Unique VAT Invoice Reference O • C
Number
p0751 Detail Tax Amount 4 O • C
p0752 Detail Tax Amount 5 O • C
p0753 Detail Tax Amount 6 O • C
p0755 Line Item Total Amount O • C
p0783 Fleet Product Code O • C
p0784 Fleet Item Description O • C
p0785 Fleet Item Quantity O • C
p0786 Fleet Item Unit of Measure O • C
p0787 Fleet Extended Item Amount O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C

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 Presentment, addendum, and chargeback messages
Financial Detail Addendum (Generic Detail)/1644

No. Data element name Org Sys Dst

125 Additional Data 5 C X C

Financial Detail Addendum (Generic Detail)/1644

This message supports data related to new programs and services the Corporation introduces
that require the presence of data not available in First Presentment/1240 messages.
The format allows the Corporation to respond to new business opportunities without waiting
for the clearing system’s next release.
When this message is used, the information in PDS 0501, subfields 1–3, must be these values:
• Usage code: 99
• Industry Record Number: 000
• Occurrence indicator: 001–999
This table provides the message layout.

Financial Detail Addendum (Generic Detail)/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
24 Function Code M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M
48 Additional Data M X M
p0191 Originating Message Format O X M
p0501 Transaction Description M • M
p0663 Free-Form Description M • M
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code

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 Presentment, addendum, and chargeback messages
First Chargeback/1442 and Arbitration Chargeback/1442 messages

No. Data element name Org Sys Dst

94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C

First Chargeback/1442 and Arbitration Chargeback/1442 messages

An issuer initiates First Chargeback/1442 and Arbitration Chargeback/1442 messages to
return partially or completely a previous First Presentment/1240.
Depending on program and service rules, an issuer may charge back a First Presentment/1240
or a subsequent Second Presentment/1240 that the acquirer submitted.
These messages must contain 1442 in the MTI and one of these values in DE 24 (Function
Code):
• 450 to indicate that the message is a First Chargeback (Full)/1442 for the full First
Presentment/1240 amount
• 453 to indicate that the message is a First Chargeback (Partial)/1442 for part of the First
Presentment/1240 amount
• 451 to indicate that the message is an Arbitration Chargeback (Full)/1442 for the full First
Presentment/1240 amount, or
• 454 to indicate that the message is an Arbitration Chargeback (Partial)/1442 for part of the
First Presentment/1240 or Second Presentment/1240 amount.
The specific reason for the First Chargeback/1442 or Arbitration Chargeback/1442 is in DE 25
(Message Reason Code).
This table provides the message layout.

First Chargeback/1442 and Arbitration Chargeback/1442 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M

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 Presentment, addendum, and chargeback messages
First Chargeback/1442 and Arbitration Chargeback/1442 messages

No. Data element name Org Sys Dst

2 Primary Account Number (PAN) M • M
3 Processing Code M • M
4 Amount, Transaction M • M
5 Amount, Reconciliation • X M
9 Conversion Rate, Reconciliation • X M
12 Date and Time, Local Transaction M • M
14 Date, Expiration O • C
22 Point of Service Data Code M • M
s7 Card Data: Input Mode M X M
23 Card Sequence Number O • C
24 Function Code M • M
25 Message Reason Code M • M
26 Acceptor Business Code M • M
30 Amounts, Original M • M
31 Acquirer Reference Data M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M X M
37 Retrieval Reference Number O • C
38 Approval Code C • C
40 Service Code C • C
41 Acceptor Terminal ID O • C
42 Acceptor ID Code C • C
43 Acceptor Name/Location M • M
48 Additional Data M X M
49 Currency Code, Transaction M • M
50 Currency Code, Reconciliation • X M
54 Amounts, Additional C • C
55 Integrated Circuit Card (ICC) O • C
System Related Data
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C

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 Presentment, addendum, and chargeback messages
First Chargeback/1442 and Arbitration Chargeback/1442 messages

No. Data element name Org Sys Dst

71 Message Number M X M
72 Data Record C • C
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M X M
ID Code
95 Card Issuer Reference Data M • M
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C
p0001 Mastercard Mapping Service
®
• X C
Account Number
p0002 GCMS Product Identifier • X M
p0003 Licensed Product Identifier • X M
p0005 Message Error Indicator • X C
p0015 Clearing Currency Conversion • X M
Identifier
s1 Currency Conversion Date • X M
s2 Currency Conversion Indicator • X M
p0017 Transaction Integrity Class O • O
p0023 Terminal Type C • C
p0025 Message Reversal Indicator C • C
p0027 Flex Code • X C
p0028 Mastercard Merchant Presented O • C
QR (MPQR) Receiving Account
Number
p0029 QR Dynamic Code Data O • C
p0043 Transaction Type Identifier O • C
p0046 Japan Common Merchant Code C • C
p0052 Electronic Commerce Security C • C
Level Indicator

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 Presentment, addendum, and chargeback messages
First Chargeback/1442 and Arbitration Chargeback/1442 messages

No. Data element name Org Sys Dst

p0057 Transaction Category Indicator C • C
p0058 Token Assurance Level O X C
p0059 Token Requestor ID C X C
p0080 Amount, Tax C X C
p0140 Amount, Cardholder Billing • X C
Amounts (USD)
s1 Amount, Cardholder Billing • X C
USD
s2 Amount, Currency Conversion • X C
Assessment USD
p0145 Amount, Alternate Transaction O X C
Fee
p0146 Amounts, Transaction Fee O X C
p0147 Extended Precision Amounts • X C
p0148 Currency Exponents M X M
p0149 Currency Codes, Amounts, M • M
Original
p0157 Alternate Processor Indicator C • C
p0158 Business Activity C X M
s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification • X M
Override Indicator
s8 Product Override Indicator • X M
s9 Corporate Incentive Rates • X M
Apply Indicator
s10 Special Conditions Indicator • X M
s11 Mastercard Assigned ID • X M
Override Indicator
s12 Account Level Management • X M
Account Category Code
s13 Rate Indicator • X M
s14 Masterpass Incentive • X M
Indicator

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 Presentment, addendum, and chargeback messages
First Chargeback/1442 and Arbitration Chargeback/1442 messages

No. Data element name Org Sys Dst

s15 Digital Wallet Interchange • X M
Override Indicator
p0159 Settlement Data C X C
p0160 Settlement Data, Multiple • X C
p0165 Settlement Indicator M • M
s2 Settlement Information O • C
p0170 Acceptor Inquiry Information O • C
p0171 Alternate Acceptor Description O • C
p0172 Sole Proprietor Name O • C
p0173 Legal Corporate Name O • C
p0174 Dun & Bradstreet Number O • C
p0175 Acceptor URL O • C
p0176 Mastercard Assigned ID C • C
p0177 Cross-border C X M
p0178 Alternate Acceptor Description O • C
Data 2
p0181 Installment Payment Data C • C
p0183 Brazil Post-Dated Transaction C • C
Data
p0189 Point-of-Interaction (POI) Phone O • C
Data
p0190 Partner ID Code O • C
p0191 Originating Message Format O X M
p0194 Remote Payments Program Data C • C
p0195 Installment Data C • C
p0196 Mobile Phone Reload Data O • C
p0197 National Use Tax Data O • C
p0200 Fraud Notification Date • X C
p0202 Primary Account Number (PAN) C • C
Syntax Error
p0204 Amount, Syntax Error C • C
p0205 Syntax Return, Message Error C • C
Indicator

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 Presentment, addendum, and chargeback messages
First Chargeback/1442 and Arbitration Chargeback/1442 messages

No. Data element name Org Sys Dst

p0207 Wallet Identifier (for Masterpass C • C
transactions)
Wallet Identifier (for MDES • X C
transactions)
p0208 Additional Merchant Data C • C
p0209 Independent Sales Organization C • C
ID
p0210 Transit Program C • C
p0213 Merchant Country of Origin • X C
p0216 Additional Acceptor Data C • C

p0218 Cardholder/Merchant Initiated O • C

Transaction Indicator
p0222 Mexico Domestic Dispute C • C
Resolution Documentation
Image-Related Data
p0225 Message Reason Code Syntax C • C
Error
p0241 MasterCom Control Number O • C
p0243 MasterCom Retrieval Response • X C
Data
p0244 MasterCom Chargeback Support • X C
Documentation Dates
p0245 MasterCom Arbitration • X C
Chargeback Sender Processing
Date
p0246 MasterCom Sender Memo O • C
p0247 MasterCom Receiver Memo O • C
p0249 MasterCom Record ID O • C
p0250 MasterCom Endpoints O • C
p0253 MasterCom System Enhanced O • C
Data
p0254 MasterCom Member Enhanced O • C
Data
p0255 MasterCom Message Type O • C
p0260 Edit Exclusion Indicator C X C

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 Presentment, addendum, and chargeback messages
Second Presentment/1240 messages

No. Data element name Org Sys Dst

s1 Exclusion Request Code C • C
s2 Exclusion Reason Code • X C
s3 Exclusion Results Code • X C
p0262 Documentation Indicator M • M
p0266 First Chargeback/Fee Collection • X C
Return Data
p0267 Second Presentment/Fee • X C
Collection Resubmission Data
p0268 Amount, Partial Transaction O • C
p0375 Member Reconciliation Indicator O • •
1
p0446 Transaction Fee Amount, Syntax O X C
Error
p0799 Test Case Traceability Identifiers O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)

Second Presentment/1240 messages

An acquirer initiates Second Presentment/1240 messages to remedy a previous First
Chargeback/1442.
These messages must contain 1240 in the MTI and one of these values in DE 24 (Function
Code):
• 205 to indicate that the Second Presentment (Full)/1240 is for the full First Presentment/
1240 amount, or
• 282 to indicate that the message is a Second Presentment (Partial)/1240 for part of the
First Presentment/1240 or First Chargeback/1442 amount.
The specific reason for the Second Presentment/1240 is in DE 25 (Message Reason Code).
This table provides the message layout.

Second Presentment/1240 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M

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 Presentment, addendum, and chargeback messages
Second Presentment/1240 messages

No. Data element name Org Sys Dst

Bit Map, Primary M X M
1 Bit Map, Secondary M X M
2 Primary Account Number (PAN) M • M
3 Processing Code M • M
4 Amount, Transaction M • M
5 Amount, Reconciliation • X M
6 Amount, Cardholder Billing O X C
9 Conversion Rate, Reconciliation • X M
10 Conversion Rate, Cardholder • X C
Billing
12 Date and Time, Local Transaction M • M
14 Date, Expiration O • C
22 Point of Service Data Code M • M
s7 Card Data: Input Mode M X M
23 Card Sequence Number O • C
24 Function Code M • M
25 Message Reason Code M • M
26 Acceptor Business Code M • M
30 Amounts, Original M • M
31 Acquirer Reference Data M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M • M
37 Retrieval Reference Number O X C
38 Approval Code C • C
40 Service Code O • C
41 Acceptor Terminal ID O • C
42 Acceptor ID Code C • C
43 Acceptor Name/Location M • M
s2 Acceptor Street Address O • C
s3 Acceptor City C • C
48 Additional Data M X M

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 Presentment, addendum, and chargeback messages
Second Presentment/1240 messages

No. Data element name Org Sys Dst

49 Currency Code, Transaction M • M
50 Currency Code, Reconciliation • X M
51 C X C
54 Amounts, Additional C • C
55 Integrated Circuit Card (ICC) O • C
System Related DataCurrency
Code, Cardholder Billing
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
72 Data Record C • C
93 Currency Code, • X M
CardholderTransaction
Destination Institution ID Code
94 Transaction Originator Institution M • M
ID Code
95 Card Issuer Reference Data M • M
100 Receiving Institution ID Code • X M
105 Multi-Use Transaction C X C
Identification Data
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C
p0001 Mastercard® Mapping Service • X C
Account Number
p0002 GCMS Product Identifier • X M
P0003 Licensed Product Identifier • X M
p0005 Message Error Indicator • X C
p0015 Clearing Currency Conversion • X M
Identifier
s1 Currency Conversion Date • X M
s2 Currency Conversion Indicator • X M
p0017 Transaction Integrity Class O • O
p0023 Terminal Type C • C

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 Presentment, addendum, and chargeback messages
Second Presentment/1240 messages

No. Data element name Org Sys Dst

p0025 Message Reversal Indicator C • C
s2 Central Site Processing Date O • C
of Original Message
p0027 Flex Code • X C
p0028 Mastercard Merchant Presented O • C
(MPQR) Receiving Account
Number
p0029 QR Dynamic Code Data O • •
p0043 Transaction Type Identifier O • C
p0044 Program Participation Indicator • X C
p0046 Japan Common Merchant Code C • C
p0052 Electronic Commerce Security C • C
Level Indicator
p0057 Transaction Category Indicator O • C
p0058 Token Assurance Level O X C
p0059 Token Requestor ID C X C
p0068 Financial Account Information • X C
p0080 Amount, Tax C X C
p0140 Amount, Cardholder Billing • X C
Amounts (USD)
s1 Amount, Cardholder Billing • X C
USD
s2 Amount, Currency Conversion • X C
Assessment USD
p0146 Amounts, Transaction Fee O X C
p0147 Extended Precision Amounts • X C
p0148 Currency Exponents M X M
p0149 Currency Codes, Amounts, M • M
Original
p0157 Alternate Processor Indicator C • C
p0158 Business Activity C X M
s4 Interchange Rate Designator C • M
s5 Central Site Business Date • X M
s6 Business Cycle • X M

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 Presentment, addendum, and chargeback messages
Second Presentment/1240 messages

No. Data element name Org Sys Dst

s7 Acceptor Classification • X M
Override Indicator
s8 Product Override Indicator • X M
s9 Corporate Incentive Rates • X M
Apply Indicator
s10 Special Conditions Indicator • X M
s11 Mastercard Assigned ID • X M
Override Indicator
s12 Account Level Management • X M
Account Category Code
s13 Rate Indicator • X M
s14 Masterpass Incentive • X M
Indicator
s15 Digital Wallet Interchange • X M
Override Indicator
p0159 Settlement Data C X C
p0160 Settlement Data, Multiple • X C
p0165 Settlement Indicator M • M
s2 Settlement Information O • C
p0170 Acceptor Inquiry Information O • C
p0171 Alternate Acceptor Description O • C
p0172 Sole Proprietor Name O • C
p0173 Legal Corporate Name O • C
p0174 Dun & Bradstreet Number O • C
p0175 Acceptor URL O • C
p0176 Mastercard Assigned ID C • C
p0177 Cross-border C X M
p0178 Alternate Acceptor Description O • C
Data 2
p0181 Installment Payment Data C • C
p0183 Brazil Post-Dated Transaction C • C
Data
p0188 Private Data: Proprietary In • X C
Control Data (for future use only)

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 Presentment, addendum, and chargeback messages
Second Presentment/1240 messages

No. Data element name Org Sys Dst

p0189 Point-of-Interaction (POI) Phone O • C
Data
p0190 Partner ID Code O • C
p0191 Originating Message Format O X M
p0194 Remote Payments Program Data C • C
p0195 Installment Data C • C
p0196 Mobile Phone Reload Data O • C
p0197 National Use Tax Data O • C
p0202 Primary Account Number (PAN) C • C
Syntax Error
p0204 Amount, Syntax Error C • C
p0205 Syntax Return, Message Error C • C
Indicator
p0207 Wallet Identifier (for Masterpass C • C
transactions)
Wallet Identifier (for MDES • X C
transactions)
p0208 Additional Merchant Data C • C
p0209 Independent Sales Organization C • C
ID
p0210 Transit Program C • C
p0213 Merchant Country of Origin • X C
p0216 Additional Acceptor Data C • C

p0218 Cardholder/Merchant Initiated O • C

Transaction Indicator
p0222 Mexico Domestic Dispute C • C
Resolution Documentation
Image-Related Data
p0225 Message Reason Code Syntax C • C
Error
p0241 MasterCom Control Number O • C
p0243 MasterCom Retrieval Response • X C
Data
p0244 MasterCom Chargeback Support • X C
Documentation Dates

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 138
 Presentment, addendum, and chargeback messages
Second Presentment/1240 messages

No. Data element name Org Sys Dst

s2 MasterCom Chargeback • • •
Support Documentation Sender
Processing Date (Second
Presentment/1240)
p0260 Edit Exclusion Indicator C X C
s1 Exclusion Request Code C • C
s2 Exclusion Reason Code • X C
s3 Exclusion Results Code • X C
p0262 Documentation Indicator M • M
p0266 First Chargeback/Fee Collection • X C
Return Data
p0268 Amount, Partial Transaction O • C
p0375 Member Reconciliation Indicator O • •
1
p0446 Transaction Fee Amount, Syntax O X C
Error
p0674 Additional Trace/Reference O • C
Number Used by Acceptor
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 139
 Retrieval and Fee Collection messages

Chapter 4 Retrieval and Fee Collection messages

This section describes the formats for all retrieval and fee collection messages that the clearing system
uses. The layout tables identify all required, conditional, optional, or clearing system-provided data
elements for these messages.

Message Type Identifiers and Associated Function Codes of Retrieval and Fee Collection
messages............................................................................................................................................................. 141
Retrieval Request/1644 messages..................................................................................................................141
Retrieval Request Acknowledgment/1644 messages................................................................................. 145
Fee Collection messages...................................................................................................................................149
Fee Collection (Retrieval Fee Billing)/1740.............................................................................................. 150
Fee Collection (Handling Fees)/1740........................................................................................................153
Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740..............................................157

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 Retrieval and Fee Collection messages
Message Type Identifiers and Associated Function Codes of Retrieval and Fee Collection
messages

Message Type Identifiers and Associated Function Codes of

Retrieval and Fee Collection messages
This section describes the Fee Collection message formats.
This table provides the Message Type Identifiers and Associated Function Codes of Retrieval and
Fee Collection messages.

Message Type Identifiers and Associated Function Codes of Retrieval and Fee Collection messages

Message Type Identifier Function Code Description

• 1644 • 603 • Retrieval Request
• 605 • Retrieval Request Acknowledgment

• 1740 • 700 • Fee Collection (Customer-generated)

• 780 • Fee Collection Return (Customer-generated)
• 781 • Fee Collection Resubmission (Customer-
• 782 generated)
• 783 • Fee Collection Arbitration Return (Customer-
• 790 generated)
• Fee Collection (Clearing System-generated)
• Fee Collection (Funds Transfer) This applies only
in the IPM Pre-edit system to UK Domestic
Maestro transactions.

Retrieval Request/1644 messages

An issuer sends a Retrieval Request/1644 to an acquirer when it is determined that the
transaction information document needs to be examined for issuer or cardholder needs.
The message must contain 1644 in the Message Type Identifier (MTI) and 603 in Data Element
(DE) 24 (Function Code) to identify it as a Retrieval Request/1644.
This table provides the message layout.

Retrieval Request/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M

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IPM Clearing Formats • 16 April 2024 141
 Retrieval and Fee Collection messages
Retrieval Request/1644 messages

No. Data element name Org Sys Dst

2 Primary Account Number (PAN) M • M
3 Processing Code M • M
12 Date and Time, Local Transaction M • M
14 Date, Expiration O • C
22 Point of Service Data Code M • M
s7 Card Data: Input Mode M X M
23 Card Sequence Number O • C
24 Function Code M • M
25 Message Reason Code M • M
26 Acceptor Business Code M • M
30 Amounts, Original M • M
31 Acquirer Reference Data M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M X M
37 Retrieval Reference Number O • C
38 Approval Code O • C
41 Acceptor Terminal ID O • C
42 Acceptor ID Code O • C
43 Acceptor Name/Location O • C
48 Additional Data M X M
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M X M
ID Code
95 Card Issuer Reference Data O • C
100 Receiving Institution ID Code • X M
123 Additional Data 3 C X C
124 Additional Data 4 C X C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 142
 Retrieval and Fee Collection messages
Retrieval Request/1644 messages

No. Data element name Org Sys Dst

125 Additional Data 5 C X C
p0001 Mastercard® Mapping Service • X C
Account Number
p0002 GCMS Product Identifier • X M
p0003 Licensed Product Identifier • X M
p0005 Message Error Indicator • X C
p0025 Message Reversal Indicator C • C
s2 Central Site Processing Date O • C
of Original Message
p0027 Flex Code • X C
p0043 Transaction Type Identifier C • C
p0059 Token Requestor ID C X C
p0148 Currency Exponents M • M
p0149 Currency Codes, Amounts M • M
Original
p0158 Business Activity O X M
s1 Card Program Identifier C X M
s2 Business Service Arrangement C X M
Type Code
s3 Business Service ID Code C X M
s4 Interchange Rate Designator C X M
s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification • X M
Override Indicator
s8 Product Override Indicator • X M
s9 Corporate Incentive Rates • X M
Apply Indicator
s10 Special Conditions Indicator • X M
s11 Mastercard Assigned ID • X M
Override Indicator
s12 Account Level Management • X M
Account Category Code
s13 Rate Indicator • X M

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 143
 Retrieval and Fee Collection messages
Retrieval Request/1644 messages

No. Data element name Org Sys Dst

s14 Masterpass Incentive • X M
Indicator
s15 Digital Wallet Interchange • X M
Override Indicator
p0165 Settlement Indicator M • M
s2 Settlement Information O • C
p0170 Acceptor Inquiry Information O • C
p0171 Alternate Acceptor Description O • C
p0172 Sole Proprietor Name O • C
p0173 Legal Corporate Name O • C
p0174 Dun & Bradstreet Number O • C
p0175 Acceptor URL O • C
p0178 Alternate Acceptor Description O • C
Data 2
p0189 Point-of-Interaction (POI) Phone O • C
Data
p0190 Partner ID Code O • C
p0191 Originating Message Format O X M
p0192 Payment Transaction initiator C • C
p0202 Primary Account Number (PAN) C • C
Syntax Error
p0205 Syntax Return, Message Error C • C
Indicator
p0222 Mexico Domestic Dispute C • C
Resolution Documentation
Image-Related Data
p0225 Message Reason Code Syntax C • C
Error
p0228 Retrieval Document Code M • M
p0241 MasterCom Control Number O • C
p0246 MasterCom Sender Memo O • C
p0247 MasterCom Receiver Memo O • C
p0248 MasterCom Image Review Memo O • C
p0249 MasterCom Record ID O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 144
 Retrieval and Fee Collection messages
Retrieval Request Acknowledgment/1644 messages

No. Data element name Org Sys Dst

p0250 MasterCom Endpoints O • C
p0253 MasterCom System Enhanced O • C
Data
p0254 MasterCom Member Enhanced O • C
Data
p0255 MasterCom Message Type O • C
p0375 Member Reconciliation Indicator O • •
1
P0799 Test Case Traceability Identifiers O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)

Retrieval Request Acknowledgment/1644 messages

An acquirer sends a Retrieval Request Acknowledgment/1644 to an issuer indicating that the
acquirer has fulfilled the Retrieval Request.
The message must contain 1644 in the Message Type Identifier (MTI) and 605 in DE 24
(Function Code) to identify it as a Retrieval Request Acknowledgment/1644.
This table provides the message layout.

Retrieval Request Acknowledgment/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
2 Primary Account Number (PAN) M • M
3 Processing Code M • M
12 Date and Time, Local Transaction M • M
14 Date, Expiration O • C
22 Point of Service Data Code M • M
s7 Card Data: Input Mode M X M
23 Card Sequence Number O • C

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IPM Clearing Formats • 16 April 2024 145
 Retrieval and Fee Collection messages
Retrieval Request Acknowledgment/1644 messages

No. Data element name Org Sys Dst

24 Function Code M • M
25 Message Reason Code M • M
26 Acceptor Business Code M • M
30 Amounts, Original M • M
31 Acquirer Reference Data M • M
32 Acquiring Institution ID Code O • C
33 Forwarding Institution ID Code M X M
37 Retrieval Reference Number O • C
38 Approval Code O • C
41 Acceptor Terminal ID O • C
42 Acceptor ID Code O • C
43 Acceptor Name/Location O • C
48 Additional Data M X M
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M X M
ID Code
95 Card Issuer Reference Data O • C
100 Receiving Institution ID Code • X M
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C
p0001 Mastercard® Mapping Service • X C
Account Number
p0002 GCMS Product Identifier • X M
p0003 Licensed Product Identifier • X M
p0005 Message Error Indicator • X C
p0025 Message Reversal Indicator C • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 146
 Retrieval and Fee Collection messages
Retrieval Request Acknowledgment/1644 messages

No. Data element name Org Sys Dst

s2 Central Site Processing Date O • C
of Original Message
p0027 Flex Code • X C
p0043 Transaction Type Identifier C • C
p0068 Financial Account Information • X C
p0059 Token Requestor ID C X C
p0148 Currency Exponents M • M
p0149 Currency Codes, Amounts M • M
Original
p0158 Business Activity O X M
s1 Card Program Identifier C X M
s2 Business Service Arrangement C X M
Type Code
s3 Business Service ID Code C X M
s4 Interchange Rate Designator C X M
s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification • X M
Override Indicator
s8 Product Override Indicator • X M
s9 Corporate Incentive Rates • X M
Apply Indicator
s10 Special Conditions Indicator • X M
s11 Mastercard Assigned ID • X M
Override Indicator
s12 Account Level Management • X M
Account Category Code
s13 Rate Indicator • X M
s14 Masterpass Incentive • X M
Indicator
s15 Digital Wallet Interchange • X M
Override Indicator
p0165 Settlement Indicator M • M
s2 Settlement Information O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 147
 Retrieval and Fee Collection messages
Retrieval Request Acknowledgment/1644 messages

No. Data element name Org Sys Dst

p0170 Acceptor Inquiry Information O • C
p0171 Alternate Acceptor Description O • C
p0172 Sole Proprietor Name O • C
p0173 Legal Corporate Name O • C
p0174 Dun & Bradstreet Number O • C
p0175 Acceptor URL O • C
p0178 Alternate Acceptor Description O • C
Data 2
p0189 Point-of-Interaction (POI) Phone O • C
Data
p0190 Partner ID Code O • C
p0191 Originating Message Format O X M
p0192 Payment Transaction initiator C • C
p0202 Primary Account Number (PAN) C • C
Syntax Error
p0205 Syntax Return, Message Error C • C
Indicator
p0207 Wallet Identifier • X C
p0222 Mexico Domestic Dispute C • C
Resolution Documentation
Image-Related Data
p0225 Message Reason Code Syntax C • C
Error
p0228 Retrieval Document Code M • M
p0241 MasterCom Control Number O • C
p0246 MasterCom Sender Memo O • C
p0247 MasterCom Receiver Memo O • C
p0248 MasterCom Image Review Memo O • C
p0249 MasterCom Record ID O • C
p0250 MasterCom Endpoints O • C
p0253 MasterCom System Enhanced O • C
Data
p0254 MasterCom Member Enhanced O • C
Data

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 148
 Retrieval and Fee Collection messages
Fee Collection messages

No. Data element name Org Sys Dst

p0255 MasterCom Message Type O • C
p0375 Member Reconciliation Indicator O • •
1
P0799 Test Case Traceability Identifiers O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)

Fee Collection messages

Fee Collection messages are used for the collection or disbursement of fees that require funds
settlement between various clearing system participants. Fee Collection messages may include
fees generated between pairs of customers, and fees generated between the corporation and
customers.
This list shows some examples of Fee Collection messages:
• Collection or disbursement from customer to customer of fees that brand, program, and
service rules permit
• Collection or disbursement from Mastercard to customer of fees related to processing
services that the clearing system provides
• Collection or disbursement from Mastercard to customer of such fees as administrative fees,
membership fees, and penalties, according to brand, program, and service
• Collection or disbursement from customer to customer of summary settlement positions
between customers that participate in bilateral clearing arrangements with clearing system
summary settlement
These messages must contain 1740 in the MTI and one of these values in DE 24:
• 700 Fee Collection (Customer-generated)
• 780 Fee Collection Return (Customer-generated)
• 781 Fee Collection Resubmission (Customer-generated)
• 782 Fee Collection Arbitration Return (Customer-generated)
• 783 Fee Collection (Clearing System-generated)
• 790 Fee Collection (Funds Transfer) This value applies only in the IPM Pre-edit system to UK
Domestic Maestro transactions.
Fee Collection (Clearing System-generated)/1740 messages (DE 24 = 783) cannot be returned.
Function Codes 780, 781, and 782 apply only to Fee Collection (Customer-generated)/1740
messages (DE 24 = 700).

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IPM Clearing Formats • 16 April 2024 149
 Retrieval and Fee Collection messages
Fee Collection (Retrieval Fee Billing)/1740

Fee Collection (Retrieval Fee Billing)/1740

An acquirer uses this message layout to collect the USD 15 delivery fee from an issuer that
reimburses the acquirer for costs associated with delivering a hardcopy retrieval document to
the issuer.
If the acquirer fulfills a Retrieval Request/1644 for a hardcopy document, the acquirer should
collect the appropriate hardcopy fulfillment fee by submitting a Fee Collection (Retrieval Fee
Billing)/1740 with the appropriate code (190000) in DE 3 (Processing Code), and with DE 24 =
700 and DE 25 (Message Reason Code) = 7614. This credits the acquirer and debits the issuer
for the retrieval fulfillment fees.
This table provides the message layout.

Fee Collection (Retrieval Fee Billing)/1740 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
2 Primary Account Number (PAN) M • M
3 Processing Code M • M
4 Amount, Transaction • X M
5 Amount, Reconciliation • X M
9 Conversion Rate, Reconciliation • X M
14 Date, Expiration O • C
23 Card Sequence Number O • C
24 Function Code M • M
25 Message Reason Code M • M
26 Acceptor Business Code O • C
30 Amounts, Original M • M
31 Acquirer Reference Data M • M
32 Acquiring Institution O • C
Identification Code
33 Forwarding Institution ID Code M X M
37 Retrieval Reference Number O • C
38 Approval Code O • C
41 Acceptor Terminal ID O • C

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IPM Clearing Formats • 16 April 2024 150
 Retrieval and Fee Collection messages
Fee Collection (Retrieval Fee Billing)/1740

No. Data element name Org Sys Dst

42 Acceptor ID Code O • C
43 Acceptor Name/Location O • C
48 Additional Data M X M
49 Currency Code, Transaction • X M
50 Currency Code, Reconciliation • X M
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
72 Data Record O • C
73 Date, Action M • M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution M X M
ID Code
95 Card Issuer Reference Data O • C
100 Receiving Institution ID Code • X M
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C
p0001 Mastercard® Mapping Service • X C
Account Number
p0002 GCMS Product Identifier • X M
p0003 Licensed Product Identifier • X M
p0015 Clearing Currency Conversion • X M
Identifier
s1 Currency Conversion Date • X M
s2 Currency Conversion Indicator • X M
p0025 Message Reversal Indicator C X C
s2 Central Site Processing Date O X C
of Original Message
p0027 Flex Code • X C
p0059 Token Requestor ID C X C
p0068 Financial Account Information • X C

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IPM Clearing Formats • 16 April 2024 151
 Retrieval and Fee Collection messages
Fee Collection (Retrieval Fee Billing)/1740

No. Data element name Org Sys Dst

p0137 Fee Collection Control Number M • M
p0148 Currency Exponents M X M
p0149 Currency Codes, Amounts, M • M
Original
p0158 Business Activity O X M
s1 Card Program Identifier C X M
s2 Business Service Arrangement C X M
Type Code
s3 Business Service ID Code C X M
s4 Interchange Rate Designator C X M
s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification • X M
Override Indicator
s8 Product Class Override • X M
Indicator
s9 Corporate Incentive Rates • X M
Apply Indicator
s10 Special Conditions Indicator • X M
s11 Mastercard Assigned ID • X M
Override Indicator
s12 Account Level Management • X M
Account Category Code
s13 Rate Indicator • X M
s14 Masterpass Incentive • X M
Indicator
s15 Digital Wallet Interchange • X M
Override Indicator
p0159 Settlement Data C X C
p0165 Settlement Indicator M • M
s2 Settlement Information O • C
p0170 Acceptor Inquiry Information O • C
p0171 Alternate Acceptor Description O • C
p0172 Sole Proprietor Name O • C

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IPM Clearing Formats • 16 April 2024 152
 Retrieval and Fee Collection messages
Fee Collection (Handling Fees)/1740

No. Data element name Org Sys Dst

p0173 Legal Corporate Name O • C
p0174 Dun & Bradstreet Number O • C
p0175 Acceptor URL O • C
p0178 Alternate Acceptor Description O • C
Data 2
p0188 Private Data, Proprietary In • X C
Control Data (for future use only)
p0189 Point-of-Interaction (POI) Phone O • C
Data
p0190 Partner ID Code O • C
p0191 Originating Message Format O X M
p0222 Mexico Domestic Dispute C • C
Resolution Documentation
Image-Related Data
p0207 Wallet Identifier • X C
p0228 Retrieval Document Code O • C
p0230 Fulfillment Document Code M • M
p0241 MasterCom Control Number O • C
p0262 Documentation Indicator O • C
p0264 Original Retrieval Reason for M • M
Request
p0375 Member Reconciliation Indicator O • •
1
P0799 Test Case Traceability Identifiers O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)

Fee Collection (Handling Fees)/1740

Issuers and acquirers use this message layout to collect the progressive handling fees related to
authorization-related chargebacks (chargeback reason codes 4807, 4808, and 4847).
This list shows the values for the message layout.
• The MTI must be 1740.
• DE 24 (Function Code) can be 700, 780, 781, or 782.
• DE 25 (Message Reason Code) must be 7622, 7623, 7624, or 7627.

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 Retrieval and Fee Collection messages
Fee Collection (Handling Fees)/1740

This table provides the message layout.

Fee Collection (Handling Fees)/1740 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
2 Primary Account Number (PAN) M • M
3 Processing Code M • M
4 Amount, Transaction M • M
5 Amount, Reconciliation • X M
9 Conversion Rate, Reconciliation • X M
23 Card Sequence Number O • C
24 Function Code M • M
25 Message Reason Code M • M
26 Acceptor Business Code O • C
30 Amounts, Original O • C
31 Acquirer Reference Data M • M
32 Acquiring Institution O • C
Identification Code
33 Forwarding Institution ID Code M • M
38 Approval Code O • C
41 Acceptor Terminal ID O • C
42 Acceptor ID Code O • C
43 Acceptor Name/Location O • C
48 Additional Data M X M
49 Currency Code, Transaction M • M
50 Currency Code, Reconciliation • X M
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
72 Data Record M • M

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IPM Clearing Formats • 16 April 2024 154
 Retrieval and Fee Collection messages
Fee Collection (Handling Fees)/1740

No. Data element name Org Sys Dst

73 Date, Action M • M
93 Transaction Destination M X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C
p0002 GCMS Product Identifier • X C
p0003 Licensed Product Identifier • X C
p0015 Clearing Currency Conversion • X M
Identifier
s1 Currency Conversion Date • X M
s2 Currency Conversion Indicator • X M
p0025 Message Reversal Indicator C X C
s2 Central Site Processing Date O X C
of Original Message
p0068 Financial Account Information • X C
p0137 Fee Collection Control Number M • M
p0148 Currency Exponents M X M
p0149 Currency Codes, Amounts, C • C
Original
p0158 Business Activity O X M
s1 Card Program Identifier C X M
s2 Business Service Arrangement C X M
Type Code
s3 Business Service ID Code C X M
s4 Interchange Rate Designator C X M
s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification • X M
Override Indicator

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 Retrieval and Fee Collection messages
Fee Collection (Handling Fees)/1740

No. Data element name Org Sys Dst

s8 Product Class Override • X M
Indicator
s9 Corporate Incentive Rates • X M
Apply Indicator
s10 Special Conditions Indicator • X M
s11 Mastercard Assigned ID • X M
Override Indicator
s12 Account Level Management • X M
Account Category Code
s13 Rate Indicator • X M
s14 Masterpass Incentive • X M
Indicator
s15 Digital Wallet Interchange • X M
Override Indicator
p0159 Settlement Data C X C
p0165 Settlement Indicator M • M
s2 Settlement Information O • C
p0175 Acceptor URL O • C
p0191 Originating Message Format O X M
p0207 Wallet Identifier • X C
p0222 Mexico Domestic Dispute C • C
Resolution Documentation
Image-Related Data
p0262 Documentation Indicator O • C
p0265 Initial Presentment/Fee O • C
Collection Data
p0266 First Chargeback/Fee Collection O • C
Return Data
p0267 Second Presentment/Fee O • C
Collection Resubmission Data
p0375 Member Reconciliation Indicator O • •
1
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)

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 Retrieval and Fee Collection messages
Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740

Both Mastercard and customers use this message layout for fee collections other than retrieval
fee billing or handling fees.
This list shows the values for the message layout.
• The MTI must be 1740.
• DE 24 (Function Code) must be 700, 780, 781, 782, 783, 790, or 791.
• DE 25 (Message Reason Code) must contain a value other than 7614, 7622, 7623, 7624, or
7627.
This table provides the message layout.

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 message layout

No. Data element name Org Sys Dst

Message Type Identifier M • M
Bit Map, Primary M X M
1 Bit Map, Secondary M X M
2 Primary Account Number (PAN) C • C
3 Processing Code M • M
4 Amount, Transaction M • M
5 Amount, Reconciliation • X M
9 Conversion Rate, Reconciliation • X M
23 Card Sequence Number O • C
24 Function Code M • M
25 Message Reason Code M • M
26 Acceptor Business Code O • C
30 Amounts, Original O • C
31 Acquirer Reference Data O • C
32 Acquiring Institution O • C
Identification Code
33 Forwarding Institution ID Code M • M
38 Approval Code O • C
41 Acceptor Terminal ID O • C
42 Acceptor ID Code C • C
43 Acceptor Name/Location O • C

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 Retrieval and Fee Collection messages
Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740

No. Data element name Org Sys Dst

48 Additional Data M X M
49 Currency Code, Transaction M • M
50 Currency Code, Reconciliation • X M
62 Additional Data 2 C X C
63 Transaction Life Cycle ID C • C
71 Message Number M X M
72 Data Record C • C
73 Date, Action C • C
93 Transaction Destination M X M
Institution ID Code
94 Transaction Originator Institution M • M
ID Code
100 Receiving Institution ID Code • X M
123 Additional Data 3 C X C
124 Additional Data 4 C X C
125 Additional Data 5 C X C
p0002 GCMS Product Identifier • X C
p0003 Licensed Product Identifier • X C
p0015 Clearing Currency Conversion • X M
Identifier
s1 Currency Conversion Date • X M
s2 Currency Conversion Indicator • X M
p0025 Message Reversal Indicator C X C
s2 Central Site Processing Date O X C
of Original Message
p0068 Financial Account Information • X C
p0080 Amount, Tax C X C
p0137 Fee Collection Control Number M • M
p0148 Currency Exponents M X M
p0149 Currency Codes, Amounts, C • C
Original
p0158 Business Activity O X M
s1 Card Program Identifier C X M

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 Retrieval and Fee Collection messages
Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740

No. Data element name Org Sys Dst

s2 Business Service Arrangement C X M
Type Code
s3 Business Service ID Code C X M
s4 Interchange Rate Designator C X M
s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification • X M
Override Indicator
s8 Product Class Override • X M
Indicator
s9 Corporate Incentive Rates • X M
Apply Indicator
s10 Special Conditions Indicator • X M
s11 Mastercard Assigned ID • X M
Override Indicator
s12 Account Level Management • X M
Account Category Code
s13 Rate Indicator • X M
s14 Masterpass Incentive • X M
Indicator
s15 Digital Wallet Interchange • X M
Override Indicator
p0159 Settlement Data C X C
p0165 Settlement Indicator M • M
s2 Settlement Information O • C
p0175 Acceptor URL O • C
p0191 Originating Message Format O X M
p0207 Wallet Identifier • X C
p0222 Mexico Domestic Dispute C • C
Resolution Documentation
Image-Related Data
p0262 Documentation Indicator O • C
p0265 Initial Presentment/Fee O • C
Collection Data

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 Retrieval and Fee Collection messages
Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740

No. Data element name Org Sys Dst

p0266 First Chargeback/Fee Collection O • C
Return Data
p0267 Second Presentment/Fee O • C
Collection Resubmission Data
p0375 Member Reconciliation Indicator O • •
1
P0799 Test Case Traceability Identifiers O • C
p10XX Member-to-Member Proprietary O • C
Data (p1000 through p1099)

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 Reconciliation messages

Chapter 5 Reconciliation messages

This section describes the formats for all reconciliation messages that the clearing system uses.
Customers or processors may use reconciliation messages to assist in reconciling offline financial
activity. The layouts shown identify all required, conditional, optional, or clearing system-provided data
elements for these messages.

Message Type Identifiers and Associated Function Codes of reconciliation messages......................... 162
Activity types accumulated by reconciliation messages..............................................................................162
Function Codes used..........................................................................................................................................162
Message Reason Codes used............................................................................................................................163
Reconciliation messages....................................................................................................................................163
Acknowledgment messages........................................................................................................................163
Notification messages..................................................................................................................................164
Reconciliation message totals.................................................................................................................... 164
Reconciliation Amount/Reconciliation Fee totals....................................................................................165
Debit/Credit totals..................................................................................................................................166
Reconciliation category summary..............................................................................................................169
Reconciliation category definitions............................................................................................................171
File Currency Summary/1644 messages....................................................................................................... 177
Financial Position Detail/1644 messages......................................................................................................179
Settlement Position Detail/1644 messages................................................................................................. 181

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 Reconciliation messages
Message Type Identifiers and Associated Function Codes of reconciliation messages

Message Type Identifiers and Associated Function Codes of

reconciliation messages
This section describes the formats for the reconciliation messages.

Message Type Identifiers and Associated Function Codes of reconciliation messages

Message Type Identifier Function Code Description

1644 680 File Currency Summary from the clearing system
685 Financial Position Detail from the clearing system
688 Settlement Position Detail from the clearing
system

Activity types accumulated by reconciliation messages

Reconciliation messages accumulate only accepted financial activity.
Financial activity includes First Presentment/1240, First Chargeback/1442, Second
Presentment/1240, Arbitration Chargeback/1442, and Fee Collection/1740 messages.
Non-financial activity includes File Header/1644, File Trailer/1644, Text/1644, Message
Exception/1644, File Reject/1644, Retrieval Request/1644, Currency Update/1644, and
Financial Detail Addendum/1644 messages.
Rejected financial activity and all non-financial activity are accumulated and reported
elsewhere.

Function Codes used

Each reconciliation message type is identified by a unique Data Element (DE) 24 (Function
Code).
This table lists the DE 24 function codes.

Function Codes used

Function Code Reconciliation Message Type

680 File Currency Summary/1644 (Source currency totals)
685 Financial Position Detail/1644 (Clearing totals)

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 Reconciliation messages
Message Reason Codes used

Function Code Reconciliation Message Type

688 Settlement Position Detail/1644 (Settlement detail)

Message Reason Codes used

The reconciliation message formats also include a DE 25 (Message Reason Code).
The values in this data element allow for a mechanism to easily segregate acknowledgment and
notification reconciliation messages delivered in a single offline file, as shown in this table.

Message Reason Codes used

Message Reason Code Reconciliation Message Reason Code Description

6861 Acknowledgment Reconciliation: the clearing system generates after
processing member outbound activity
6862 Notification Reconciliation: the clearing system generates for
member inbound activity

DEFINITION:
Acknowledgment is a type of IPM reconciliation message confirming activity that the customer sent to
GCMS.
Notification is a type of IPM reconciliation message confirming activity that the customer received
from GCMS.

Reconciliation messages
These sections describe the reconciliation messages.

Acknowledgment messages
The acknowledgment messages contain the clearing system-calculated totals for the related
customer outbound file.
The clearing system responds to a customer-originated file by sending the customer
acknowledgment messages based on customer profile options. The clearing system calculates
totals only for accepted files and accepted financial messages.
Acknowledgment messages contain a DE 25 (Message Reason Code) value of 6861.

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 Reconciliation messages
Notification messages

Notification messages
The notification messages contain the clearing system-calculated totals for the customer’s
inbound activity.
The clearing system provides notification messages for each customer inbound file based on the
customer profile options.
Notification messages contain a DE 25 value of 6862.

Reconciliation message totals

For the Financial Position Detail/1644 messages and the Settlement Position Detail/1644
messages, GCMS provides totals for each of the reconciliation categories chosen.
This table shows the usage requirements (mandatory or conditional) for each of these PDSs
within the message.

PDS usage requirements

Value Description
M Mandatory. The data element always is present in the message.
C Conditional. The data element is present in the message if the
conditions described in the accompanying text are applicable.
N/A Not applicable

This table shows the PDS usage details.

PDS usage details

Presence in Presence in Presence in

the the the
PDS 1644/680 1644/685 1644/688
number Reconciliation totals Currency type message message message
0380 Debits, transaction Transaction M C N/A
amount
0381 Credits, transaction Transaction M C N/A
amount
0384 Amount, net transaction Transaction M C N/A
0390 Debits, transaction Reconciliation N/A M M
amount
0391 Credits, transaction Reconciliation N/A M M
amount

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IPM Clearing Formats • 16 April 2024 164
 Reconciliation messages
Reconciliation Amount/Reconciliation Fee totals

Presence in Presence in Presence in

the the the
PDS 1644/680 1644/685 1644/688
number Reconciliation totals Currency type message message message
0392 Debits, fee amounts Reconciliation N/A M M
0393 Credits, fee amounts Reconciliation N/A M M
0394 Amount, net transaction Reconciliation N/A M M
0395 Amount, net fee Reconciliation N/A M M
0396 Amount, net total Reconciliation N/A M M
0400 Debits, transaction This is a record count of M M N/A
number all bilateral and
Collection Only
transactions and those
settled by Mastercard.
0401 Credits, transaction This is a record count of M M N/A
number all bilateral and
Collection Only
transactions and those
settled by Mastercard.
0402 Total, transaction This is a record count of M M N/A
number all bilateral and
Collection Only
transactions and those
settled by Mastercard.

Reconciliation Amount/Reconciliation Fee totals

Financial Position Detail/1644 messages and Settlement Position Detail/1644 messages
provide fee totals (PDS 0146 [Amounts, Transaction Fee]) separately from DE 5 (Amount,
Reconciliation) totals. The fee totals are provided by fee type code.
All fees are in PDS 0146 of the clearing transaction. PDS 0146 contains from 1 to 12 fee
occurrences. Subfield 1, Fee Type Code identifies each fee. Each fee is accumulated as either a
debit or a credit based on subfield 2, Fee Processing Code.
This table describes the process for accumulating fee totals.

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IPM Clearing Formats • 16 April 2024 165
 Reconciliation messages
Debit/Credit totals

Reconciliation Amount/Reconciliation Fee totals

Amount, Fee,
Reconciliation Fee Processing PDS Originator Dr/Cr Receiver Dr/Cr
DE/PDS (subfield 7) Code (subfield 2) 0025 Indicator3 Indicator4
PDS Amount, Fee, 19 - Cr Dr
0146 Reconciliation
PDS Amount, Fee, 19 R Dr Cr
0146 Reconciliation
PDS Amount, Fee, 29 - Dr Cr
0146 Reconciliation
PDS Amount, Fee, 29 R Cr Dr
0146 Reconciliation

In the Financial Position Detail/1644 and the Settlement Position Detail/1644 messages, debit
fee totals are provided in reconciliation currency in PDS 0392 (Debit, Fee Amounts), credit fee
totals are provided in reconciliation currency in PDS 0393 (Credits, Fee Amounts), and the net
totals are provided in reconciliation currency in PDS 0395 (Amount, Net Fee).

Debit/Credit totals
Reconciliation messages provide separate totals for debit and credit amounts.
DE 5 (Amount, Reconciliation) reconciliation debit and credit totals are determined for the
transaction originator and transaction destination by using the transaction function (MTI and
DE 24 [Function code]), DE 3 Processing Code), and PDS 0025 (Message Reversal Indicator). For
activity other than bilaterally settled or Collection Only, transaction and fee totals are
designated as debit or credit according to the settlement impact to each customer. For
example, an original retail purchase is accumulated as a credit to the originator (the acquirer)
and a debit to the receiver (the issuer).
An acquirer always originates and an issuer always receives the financial transactions listed in
this table.

3 In reconciliation messages, if DE 25 contains 6861, the reconciliation message represents an acknowledgment,

which is an accumulation of a customer’s previously submitted outgoing clearing file. Therefore, when DE 25 is
6861, the reconciliation message is generated for the originator.
4 Further, if DE 25 contains 6862, the reconciliation message represents a notification, which is an accumulation of
a customer’s new incoming clearing file. Therefore, when DE 25 is 6862, the reconciliation message is generated
for the receiver.

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IPM Clearing Formats • 16 April 2024 166
 Reconciliation messages
Debit/Credit totals

Debit/Credit totals originated by acquirers

Originator Receiver
Dr/Cr Dr/Cr
Amount Indicator Indicator
MTI DE 24 DE 3 PDS 0025 DE/PDS (Acquirer) (Issuer)
1240 200 00–18, 50 - DE 5 Cr Dr
1240 200 00–18, 50 R DE 5 Dr Cr
1240 200 20, 28 - DE 5 Dr Cr
1240 200 20, 28 R DE 5 Cr Dr
1240 205 00–18, 50 - DE 5 Cr Dr
1240 205 00–18, 50 R DE 5 Dr Cr
1240 205 20, 28 - DE 5 Dr Cr
1240 205 20, 28 R DE 5 Cr Dr
1240 282 00–18, 50 - DE 5 Cr Dr
1240 282 00–18, 50 R DE 5 Dr Cr
1240 282 20, 28 - DE 5 Dr Cr
1240 282 20, 28 R DE 5 Cr Dr

An issuer always originates and the acquirer always receives the financial transactions listed in
this table.

Debit/Credit totals originated by issuers

Originator Receiver
Dr/Cr Dr/Cr
Amount Indicator Indicator
MTI DE 24 DE 3 PDS 0025 DE/PDS (Issuer) (Acquirer)
1442 450 00–18, 50 - DE 5 Cr Dr
1442 450 00–18, 50 R DE 5 Dr Cr
1442 450 20, 28 - DE 5 Dr Cr
1442 450 20, 28 R DE 5 Cr Dr
1442 451 00–18, 50 - DE 5 Cr Dr
1442 451 00–18, 50 R DE 5 Dr Cr
1442 451 20, 28 - DE 5 Dr Cr

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IPM Clearing Formats • 16 April 2024 167
 Reconciliation messages
Debit/Credit totals

Originator Receiver
Dr/Cr Dr/Cr
Amount Indicator Indicator
MTI DE 24 DE 3 PDS 0025 DE/PDS (Issuer) (Acquirer)
1442 451 20, 28 R DE 5 Cr Dr
1442 453 00–18, 50 - DE 5 Cr Dr
1442 453 00–18, 50 R DE 5 Dr Cr
1442 453 20, 28 - DE 5 Dr Cr
1442 453 20, 28 R DE 5 Cr Dr
1442 454 00–18, 50 - DE 5 Cr Dr
1442 454 00–18, 50 R DE 5 Dr Cr
1442 454 20, 28 - DE 5 Dr Cr
1442 454 20, 28 R DE 5 Cr Dr

The two previous tables apply to Collection Only, non-Collection Only, and bilateral activity.
Both acquirers and issuers may originate and receive Fee Collection messages. The clearing
system may also originate these messages. The transactions are listed in this table.

Debit/Credit totals originated by either party

Originator Receiver
Amount Dr/Cr Dr/Cr
MTI DE 24 DE 3 PDS 0025 DE/PDS Indicator Indicator
1740 700 19 - DE 5 Cr Dr
1740 700 19 R DE 5 Dr Cr
1740 700 29 - DE 5 Dr Cr
1740 700 29 R DE 5 Cr Dr
1740 780 19 - DE 5 Cr Dr
1740 780 19 R DE 5 Dr Cr
1740 780 29 - DE 5 Dr Cr
1740 780 29 R DE 5 Cr Dr
1740 781 19 - DE 5 Cr Dr
1740 781 19 R DE 5 Dr Cr
1740 781 29 - DE 5 Dr Cr
1740 781 29 R DE 5 Cr Dr

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IPM Clearing Formats • 16 April 2024 168
 Reconciliation messages
Reconciliation category summary

Originator Receiver
Amount Dr/Cr Dr/Cr
MTI DE 24 DE 3 PDS 0025 DE/PDS Indicator Indicator
1740 782 19 - DE 5 Cr Dr
1740 782 19 R DE 5 Dr Cr
1740 782 29 - DE 5 Dr Cr
1740 782 29 R DE 5 Cr Dr
1740 783 19 - DE 5 Cr Dr
1740 783 19 R DE 5 Dr Cr
1740 783 29 - DE 5 Dr Cr
1740 783 29 R DE 5 Cr Dr

Reconciliation category summary

Financial Position Detail/1644 message and Settlement Position Detail/1644 message totals
may include indicators for several reconciliation categories to support a broad range of business
requirements.
A Financial Position Detail/1644 message or Settlement Position Detail/1644 message is
generated for each unique combination of values for the selected clearing reconciliation
categories depending on the options selected by the customer. The amount totals in the
reconciliation messages are always in the customer’s reconciliation currency (based on DE 5
[Amount Reconciliation] of the original sender or the original receiver, depending on whether the
1644-685 or 1644-688 message is going to the sender [acknowledgment] or receiver
[notification]). The totals also may be in a transaction currency/reconciliation currency pair,
depending on whether the customer selects transaction currency as an option.
This table shows these categories.

Reconciliation category summary

1644-688 Settlement
1644-685 Financial 1644-685 Financial Position Detail
Position Detail Position Detail
Acknowledgment/
Category Acknowledgment Notification Notification
Reconciled, File (PDS Y or N Y or N Default
0300)
Reconciled, Account Y or N Y or N Y or N
Range (PDS 0370)
Reconciled, Member Y or N Y or N Conditional
Activity (PDS 0302)

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IPM Clearing Formats • 16 April 2024 169
 Reconciliation messages
Reconciliation category summary

1644-688 Settlement
1644-685 Financial 1644-685 Financial Position Detail
Position Detail Position Detail
Acknowledgment/
Category Acknowledgment Notification Notification
Reconciled, Business Y or N Y or N N/A
Activity (PDS 0358)
Settlement Indicator Y or N Y or N N/A
(PDS 0165)
Reconciled, Transaction Y or N Y or N N/A
Function (PDS 0372)
Reconciled, Processing Y or N Y or N N/A
Code (PDS 0374)
Member specified Y or N N/A N/A
Reconciliation Criteria:
Member Reconciliation
Indicator 1 (PDS 0375)
Original/Reversal Totals Y or N Y or N N/A
Indicator (PDS 0378)
Currency Code, Y or N Y or N Y or N
Transaction (DE 49)
Settlement Activity N/A N/A Default
(PDS 0359)
Card Program Identifier N/A N/A Y or N
(PDS 0367)
Transaction Function N/A N/A Y or N
Group Code (PDS 0368)
Acquirer’s BIN (PDS N/A N/A Y or N
0369)

To ensure that customers receive a complete representation of their Mastercard settled activity,
when either the account range or the Acquirer’s BIN category (or both) is selected, GCMS
automatically accumulates the totals, in PDS 0302, Reconciled, Member Activity, on the basis of
one or more of these values:
• Issuing activity
• Acquiring activity, or
• Fee collection activity.

NOTE: Customers electing to receive Settlement Position Detail messages always receive both
acknowledgment and notification messages for each settlement reconciliation category.

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IPM Clearing Formats • 16 April 2024 170
 Reconciliation messages
Reconciliation category definitions

Reconciliation category definitions

This topic defines the reconciliation categories.

PDS 0105 (File ID) and PDS 0300 (Reconciled, File ID)
The file originator must create a unique File ID for each File Header/1644 in and across
transmissions. The file originator accomplishes this by using unique values in PDS 0105 in each
File Header/1644 and corresponding File Trailer/1644. The File ID for which the totals are
presented is provided in PDS 0300 (Reconciled, File) of the Reconciliation message.
In acknowledgment reconciliation messages, PDS 0300 contains the PDS 0105 value submitted
by the file originator in customer-generated files.
In notification reconciliation messages, PDS 0300 contains the clearing cycle delivery file ID
assigned by GCMS for files generated by Mastercard.
PDS 0300 is a default category for Settlement Position Detail/1644 messages, and an optional
category for Financial Position Detail/1644 messages. Customers who elect to receive the
reconciliation messages and choose this category receive either the Financial Position Detail/
1644 or Settlement Position Detail/1644-688 messages, or both, as selected by the customer,
grouped by this category. The File ID for which the totals are presented is provided in PDS 0300
of the reconciliation message. Customers can use these values in PDS 0300 to identify the
corresponding File ID for reconciliation to the Settlement Advisement line item totals as well as
their reconciliation reports.

PDS 0370 (Reconciled, Account Range)

This optional category provides totals of clearing or settlement amounts in reconciliation
currency grouped by issuing account ranges. A customer will receive amount totals for their own
issuing account ranges as established and maintained at Mastercard.
Totals also may be accumulated by issuing account range activity for the reconciled customer ID.
If a customer/processor selects the account range level reconciliation category, PDS 0370
(Reconciled, Account Range) is provided in the Reconciliation messages. Only the customer’s
issuing account range activity is provided; customers will not receive account range activity for
other issuers’ account ranges. Customers that select this reconciliation option will receive a
message for each unique account range established for its customer ID that had activity in the
applicable file, clearing cycle, or both.
For Financial Position Detail/1644 messages, if the PDS 0370 category is selected, the
Reconciled, Member Activity (PDS 0302) also must be selected to obtain complete amount
totals by issuing account range, acquiring activity (customer ID level), and fee collection activity
(customer ID level).
For Settlement Position Detail/1644 messages, if the PDS 0370 category is selected, PDS 0302
will automatically be selected to provide complete amount totals by issuing account range,
acquiring activity (customer ID level), and fee collection activity (customer ID level).

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IPM Clearing Formats • 16 April 2024 171
 Reconciliation messages
Reconciliation category definitions

PDS 0302 (Reconciled, Member Activity)

Customers may choose to receive separate financial position detail totals for their acquiring
activity, issuing activity, and fee collection activity. This table illustrates the clearing system’s
classification of Financial messages as issuing, acquiring, or fee collection.

PDS 0302 (Reconciled, Member Activity)

Fee Collection
Acquiring Activity Issuing Activity for Activity for the
Transaction Transaction for the Customer the Customer Customer
Description Functions Identified by Identified by Identified by
First Presentment 1240–200 DE 94 DE 93 N/A
First Chargeback 1442–450, 453 DE 93 DE 94 N/A
Second 1240–205, 282 DE 94 DE 93 N/A
Presentment
Arbitration 1442–451, 454 DE 93 DE 94 N/A
Chargeback
Fee Collection 1740–700, 780, N/A N/A DE 94 and DE 936
781, 782, 783,
7905

If selected for Financial Position Detail/1644 messages, the PDS 0302 (Reconciled, Member
Activity) category provides totals by issuing activity, acquiring activity, and fee collection activity
at the customer ID level. If selected with PDS 0370 (Account Range Category), the totals are by
issuing account range, acquiring activity (customer ID level), and fee collections (customer ID
level).
Customers cannot choose just to receive issuing activity or just fee collection activity. They
receive totals for whatever activity is processed.
This category is not offered as a settlement reconciliation category; however, GCMS
automatically generates totals for this type of activity for customers that elect reconciliation by
issuing account range, acquirers BIN, or both.
This table lists the category and related totals.

5 Transaction function 1740-790 is valid only in the IPM Pre-edit system for U.K. domestic Maestro® transactions.
6 DE 94 (Transaction Originator Institution ID Code) indicates the transaction originator, and DE 93 (Transaction
Destination ID Code) indicates the transaction receiver.

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 Reconciliation messages
Reconciliation category definitions

Category and related totals

Category GCMS-provided totals

Reconciled, Account Range Acquiring activity and fee collection activity
Reconciled, Acquirer’s BIN Issuing activity and fee collection activity
Reconciled, Account Range and Reconciled, Fee collection activity
Acquirer’s BIN

PDS 0358 (Reconciled, Business Activity)

Customers may choose to receive financial position detail totals by PDS 0358 (Reconciled,
Business Activity). PDS 0358 includes the card program identifier, business service ID and level,
interchange rate designator, business date and business cycle, and other subelements defined in
PDS 0158 (Business Activity). This enables customers to reconcile interchange fees for financial
activity occurring in each business service group.
If PDS 0358, subfield 7 contains 0, then DE 26 (Acceptor Business Code [MCC]) is also present
in the Financial position Detail/1644 message, to provide totals based on the value in DE 26.

PDS 0165 (Settlement Indicator)

The settlement indicator in each Financial Position Detail/1644 indicates whether the totals are
totals settled by Mastercard, bilaterally settled totals, or Collection Only totals. Customers
optionally may choose to receive financial position detail totals by PDS 0165.
Totals settled by Mastercard refer to customer-to-customer and customer-to-Mastercard
financial activity for which settlement is completed using the Mastercard settlement system as
opposed to a bilateral arrangement. The majority of offline clearing transactions are cleared
and settled in this manner.
Bilateral totals refer to transactions submitted for clearing that are settled directly between
customers by a mechanism other than the Mastercard clearing system (Mastercard does not
settle these transactions).
Collection Only totals refer to On-Us or intraprocessor transactions that were cleared and
settled outside the clearing system. They are sent to the clearing system for reporting purposes
only.
For bilateral and Collection Only totals, amounts are provided in transaction currency only, and
only if the customer has also selected Financial Position Detail Reconciliation messages in
transaction currency.
If customers want to be able to reconcile, separately, bilateral and Collection Only activity, and
that settled by Mastercard, they should choose this category and the transaction currency
category.

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 Reconciliation messages
Reconciliation category definitions

PDS 0372 (Reconciled, Transaction Function)

Customers optionally may choose to receive financial position detail reconciliation totals by
transaction function. Transaction function refers to a combination of MTI and DE 24 (Function
Code) that provides a method of uniquely identifying financial transaction categories.
Totals are provided for each unique transaction function supported in this table that shows the
transaction function subset.

PDS 0372 (Reconciled, Transaction Function)

Description MTI Function Code

Presentments and Second Presentments 1240 200, 205, 282
First Chargebacks and Arbitration Chargebacks 1442 450, 451, 453, 454
Retrieval Requests7 1644 603
Fee Collections 1740 700, 780, 781, 782, 783,
7908

DE 3 (Processing Code) and PDS 0374 (Reconciled, Processing Code) transaction

type
Customers optionally may choose to receive financial position detail totals by DE 3 (Processing
Code). Each financial transaction a customer submits and receives contains one of the
Processing Codes in this table.

DE 3 (Processing Code) and PDS 0374 (Reconciled, Processing Code) transaction type

Processing Code Description

00 Purchase (Goods and Services) transaction
01 ATM Cash Withdrawal transaction
09 Purchase (Goods and Services) with Cashback (Only for use with
specific UK domestic Maestro transactions)
12 Cash Disbursement transaction
17 Convenience Checks (Collection Only)
18 Unique transaction
19 Fee Collection (Credit Originator)

7 Customers selecting this option and submitting 1644-603 (Retrieval Requests; non-financial messages) will receive
reconciliation messages with zero counts and amounts.
8 Transaction function 1740-790 is valid only in the IPM Pre-edit system for UK domestic Maestro transactions.

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 Reconciliation messages
Reconciliation category definitions

Processing Code Description

20 Credit transaction
28 Payment Transaction
29 Fee Collection (Debit Originator)
30 Balance Inquiry
50 Payment/Balance Transfers (Collection Only)
91 PIN Unblock
92 PIN Change

Customers cannot choose to receive totals for specific DE 3 values. They receive totals for all DE
3 activity processed by the clearing system for which they have activity.

PDS 0375 (Member Reconciliation Indicator 1)

If selected for a Financial Position Detail/1644 message, financial message originators may
choose to include a PDS 0375 (Member Reconciliation Indicator 1).
This PDS contains values the originator defined. If provided, the clearing system generates
reconciliation totals in accordance with the originator’s defined values. This reconciliation
category is available for acknowledgment reconciliation in Financial Position Detail/1644
messages.
Customers can populate PDS 0375 in their customer outgoing messages with any proprietary
value up to 50 positions in length.
For example, an acquirer may choose to assign a value for a specific merchant chain and place
this value into PDS 0375 in an outgoing customer First Presentment/1240 message related to
the merchant chain. The acquirer can then choose Member Reconciliation Indicator 1 (PDS
0375) as an acknowledgment reconciliation message option, and receive acknowledgment
reconciliation messages from GCMS containing totals based on this merchant chain identifier.
If the customer has chosen this reconciliation category but does not include PDS 0375 in its
customer outgoing data, GCMS creates an acknowledgment reconciliation message with a PDS
0375 value of undefined.

PDS 0378 (Original/Reversal Totals Indicator)

If selected for Financial Position Detail/1644 messages, PDS 0378 (Original/Reversal Totals
Indicator) provides separate totals for original amounts and reversal amounts.
Reversal transactions consist of all transactions the clearing system receives with a Message
Reversal Indicator (subfield 1 of PDS 0025 [Message Reversal Indicator]) value of R.
Original transactions include both original submissions (no PDS 0025 is present) and re-
submissions (subfield 1 of PDS 0025 contains a space, and subfield 2 contains a date).

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 Reconciliation messages
Reconciliation category definitions

DE 49 (Currency Code, Transaction)

This optional category provides totals of transaction amounts in reconciliation currency grouped
by transaction currency. Customers that choose this reconciliation category receive
reconciliation currency amount totals per customer ID for each unique combination of
reconciliation and transaction currency pair. All Financial Position Detail/1644 and Settlement
Position Detail/1644 message totals are automatically provided in the receiving customer’s
reconciliation currencies.
Customers that want to reconcile separately the bilateral and Collection Only clearing activity
and that settled by Mastercard for their Financial Position Detail/1644 messages should select
this category and the PDS 0165 (Settlement Indicator) category.

PDS 0359 (Reconciled, Settlement Activity) (Default)

This is a default settlement category. Customers who elect to receive the settlement
reconciliation messages always receive Settlement Position Detail/1644-688 messages grouped
by this category. Customers receive settlement position detail totals based on the information
that GCMS populates in PDS 0159 (Settlement Data) of each transaction settled by
Mastercard. This category generates one message per customer ID for each unique combination
of the items in this list.
• Settlement Service Transfer Agent ID
• Settlement Service Transfer Agent account
• Settlement service level
• Settlement Service ID
• Settlement Foreign exchange rate class
• Reconciliation date
• Reconciliation cycle
• Settlement date
• Settlement cycle

PDS 0367 (Reconciled, Card Program Identifier)

This optional settlement category provides totals of settlement amounts in reconciliation
currency grouped by the value in the card program identifier, PDS 0158, subfield 1. Customers
selecting this reconciliation category for Settlement Position Detail/1644 messages will receive
amount totals per customer ID for each unique occurrence of a Card Program Identifier.

PDS 0368 (Reconciled, Transaction Function Group Code)

Customers may choose to receive settlement reconciliation totals by transaction function group.
Mastercard created transaction function groups as a method of grouping similar types of
financial transactions together for processing efficiency. Totals are provided within the
Settlement Position Detail/1644-688 message for each unique transaction function group. This
table provides a list of transaction functions supported in each transaction function group.

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 Reconciliation messages
File Currency Summary/1644 messages

PDS 0368 (Reconciled, Transaction Function Group Code)

Transaction Function Group Transaction Function Group IPM DE 24 Function (includes

Description and MTI Code both originals and reversals)
First Presentment/1240 FP 200
Second Presentment/1240 SP 205 Full and 282 Partial
First Chargeback/1442 FC 450 Full and 453 Partial
Arbitration Chargeback/1442 AC 451 Full and 454 Partial
Fee Collections/1740 FE 700, 780, 781, 782, and 783

PDS 0369 (Reconciled, Acquirer’s BIN)

This optional settlement category provides totals of settlement amounts in reconciliation
currency grouped by acquiring BINs. Customers that select this category for their Settlement
Position Detail/1644 messages receive amount totals for their own acquiring BINs as
established and maintained at Mastercard. When this category is selected, the acquirer receives
messages for each BIN established for its customer ID that has activity in the applicable file,
clearing cycle, or both.
Customers that select this category automatically receive totals for:
• Issuing activity at the customer ID level when Issuing Account Range category is not selected
and
• Fee collection activity at the customer ID level.

File Currency Summary/1644 messages

Customers may use File Currency Summary/1644 messages to reconcile clearing transaction
currency totals for each offline file.
File Currency Summary/1644 messages contain debit amount totals, credit amount totals, and
net totals. One File Currency Summary/1644 is created for each clearing transaction currency
that occurs in a file.
File Currency Summary/1644 messages may be provided as acknowledgment messages (to
reconcile a customer’s previously submitted outgoing clearing file), notification messages (to
reconcile a customer’s incoming clearing data), or both. The Message Reason Code distinguishes
notification and acknowledgment messages that may be delivered in a common file.
This table provides the message layout.

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IPM Clearing Formats • 16 April 2024 177
 Reconciliation messages
File Currency Summary/1644 messages

File Currency Summary/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier • X M
Bit Map, Primary • X M
1 Bit Map, Secondary • X M
24 Function Code • X M
25 Message Reason Code • X M
48 Additional Data • X M
p0148 Currency Exponents • X M
p0300 Reconciled, File • X M
p0380 Debits, Transaction Amount in • X M
Transaction Currency
p0381 Credits, Transaction Amount in • X M
Transaction Currency
p0384 Amount, Net Transaction in • X M
Transaction Currency
p0400 Debits, Transaction Number • X M
p0401 Credits, Transaction Number • X M
p0402 Total, Transaction Number • X M
49 Currency Code, Transaction • X M
62 Additional Data 2 • X C
71 Message Number • X M
93 Transaction Destination • X M
Institution ID Code
100 Receiving Institution ID Code • X M
123 Additional Data 3 • X C
124 Additional Data 4 • X C
125 Additional Data 5 • X C

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IPM Clearing Formats • 16 April 2024 178
 Reconciliation messages
Financial Position Detail/1644 messages

Financial Position Detail/1644 messages

Financial Position Detail/1644 messages may be used to reconcile offline file financial activity
at a more detailed level than File Currency Summary/1644 messages allow.
One Financial Position Detail/1644 message is generated for each unique combination of values
for customer-selected clearing reconciliation categories that occur in a file.
Customers that elect to receive Financial Position Detail/1644 reconciliation messages may
choose from ten optional categories for acknowledgment or nine categories for notification
messages. Customers must be set up for at least one of the recommended or optional
categories to receive the financial position detail reconciliation messages. The clearing system
accumulates totals in reconciliation currency and generates Financial Position Detail/1644
reconciliation messages for both customer inbound data (notification data) and customer
outbound data (acknowledgment data), if the customer selects both type and message.
This table provides the message layout.

Financial Position Detail/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier • X M
Bit Map, Primary • X M
1 Bit Map, Secondary • X M
24 Function Code • X M
25 Message Reason Code • X M
26 Acceptor Business Code • X C
48 Additional Data • X M
p0148 Currency Exponents • X M
p0165 Settlement Indicator • X C
p0300 Reconciled, File • X C
p0302 Reconciled, Member Activity • X C
p0358 Reconciled, Business Activity • X C
s10 Special Conditions Indicator O X M
p0370 Reconciled, Account Range • X C
p0372 Reconciled, Transaction Function • X C
p0374 Reconciled, Processing Code • X C

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 Reconciliation messages
Financial Position Detail/1644 messages

No. Data element name Org Sys Dst

p0375 Member Reconciliation Indicator • X C
1
p0378 Original/Reversal Totals Indicator • X C
p0380 Debits, Transaction Amount in • X C
Transaction Currency
p0381 Credits, Transaction Amount in • X C
Transaction Currency
p0384 Amount, Net Transaction in • X C
Transaction Currency
p0390 Debits, Transaction Amount in • X M
Reconciliation Currency
p0391 Credits, Transaction Amount in • X M
Reconciliation Currency
p0392 Debits, Fee Amount in • X M
Reconciliation Currency
p0393 Credits, Fee Amount in • X M
Reconciliation Currency
p0394 Amount, Net Transaction in • X M
Reconciliation Currency
p0395 Amount, Net Fee in Reconciliation • X M
Currency
p0396 Amount, Net Total in • X M
Reconciliation Currency
p0397 Debits, Extended Precision • X C
Amount in Reconciliation
Currency
p0398 Credits, Extended Precision • X C
Amount in Reconciliation
Currency
p0399 Amount, Net Extended Precision • X C
in Reconciliation Currency
p0400 Debits, Transaction Number • X M
p0401 Credits, Transaction Number • X M
p0402 Total, Transaction Number • X M
49 Currency Code, Transaction • X C
50 Currency Code, Reconciliation • X M
62 Additional Data 2 • X C

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 Reconciliation messages
Settlement Position Detail/1644 messages

No. Data element name Org Sys Dst

71 Message Number • X M
93 Transaction Destination • X M
Institution ID Code
100 Receiving Institution ID Code • X M
123 Additional Data 3 • X C
124 Additional Data 4 • X C
125 Additional Data 5 • X C

Settlement Position Detail/1644 messages

The Settlement Position Detail/1644 (Function Code 688) message provides details of a
customer’s settlement activity by settlement service and other settlement reconciliation
categories.
This message may be used to reconcile financial activity at the file level against settlement
funds transfers. These messages, generated after clearing cycle cutoffs, provide totals for each
file processed in the clearing cycle.
Customers that elect to receive settlement reconciliation messages are automatically setup for
default categories. In addition, five optional categories are available that customers may
choose. Customers must be set up for at least the two default categories to receive the
settlement position detail reconciliation messages. The clearing system accumulates totals in
reconciliation currency and generates Settlement Position Detail/1644 reconciliation messages
for both customer inbound data (notification data) and customer outbound data
(acknowledgment data).

NOTE: The Settlement Position Detail/1644 message is delivered along with the customer's normal
activity at the end of each clearing cycle (Bulk Type T112) and will not be distributed within the IPM
Early Reconciliation File (Bulk Type T113).

This table provides the message layout.

Settlement Position Detail/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier • X M
Bit Map, Primary • X M
1 Bit Map, Secondary • X M
24 Function Code • X M

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 Reconciliation messages
Settlement Position Detail/1644 messages

No. Data element name Org Sys Dst

25 Message Reason Code • X M
48 Additional Data • X M
p0148 Currency Exponents • X M
p0300 Reconciled, File • X M
p0302 Reconciled, Member Activity • X C
p0359 Reconciled, Settlement Activity • X M
p0367 Reconciled, Card Program • X C
Identifier Code
p0368 Reconciled, Transaction Function • X C
Group Code
p0369 Reconciled, Acquirer’s BIN • X C
p0370 Reconciled, Account Range • X C
p0390 Debits, Transaction Amount in • X M
Reconciliation Currency
p0391 Credits, Transaction Amount in • X M
Reconciliation Currency
p0392 Debits, Fee Amount in • X M
Reconciliation Currency
p0393 Credits, Fee Amount in • X M
Reconciliation Currency
p0394 Amount, Net Transaction in • X M
Reconciliation Currency
p0395 Amount, Net Fee in Reconciliation • X M
Currency
p0396 Amount, Net Total in • X M
Reconciliation Currency
p0397 Debits, Extended Precision • X C
Amount in Reconciliation
Currency
p0398 Credits, Extended Precision • X C
Amount in Reconciliation
Currency
p0399 Amount, Net Extended Precision • X C
in Reconciliation Currency
49 Currency Code, Transaction • X C
50 Currency Code, Reconciliation • X M

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 Reconciliation messages
Settlement Position Detail/1644 messages

No. Data element name Org Sys Dst

62 Additional Data 2 • X C
71 Message Number • X M
93 Transaction Destination • X M
Institution ID Code
100 Receiving Institution ID Code • X M
123 Additional Data 3 • X C
124 Additional Data 4 • X C
125 Additional Data 5 • X C

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IPM Clearing Formats • 16 April 2024 183
 Administrative messages

Chapter 6 Administrative messages

This section describes the formats for all administrative messages that the clearing system uses. The
layouts shown identify all required, conditional, optional, or clearing system-provided data elements for
these messages.

Message Type Identifiers and Associated Function Codes of administrative messages.......................185

Message Exception/1644 messages...............................................................................................................185
File Reject/1644 messages...............................................................................................................................187
Text Message/1644 messages.........................................................................................................................190
Currency Update/1644 messages.................................................................................................................. 191

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 Administrative messages
Message Type Identifiers and Associated Function Codes of administrative messages

Message Type Identifiers and Associated Function Codes of

administrative messages
This table describes the formats for the administrative messages.

Message Type Identifiers and Associated Function Codes of administrative messages

Message Type Identifier Function Code Description

1644 691 Message Exception
699 File Reject
693 Text Message
640 Currency Update

Message Exception/1644 messages

The clearing system generates Message Exception/1644 messages when it encounters an
exception condition while processing an individual message.
Only errors are included in Message Exception/1644 messages. The errors are listed in this table.

Message Exception/1644 messages

Level of Destination
severity Condition Originator receives receives
Error Unparseable or unrecognizable Message Exception/1644 only Nothing
message (The rejected message is not
returned.)
Error Error in one or more supported Message Exception/1644 and the Nothing
elements rejected message itself. If
generated by the IPM Pre-edit
utility, Data Element (DE) 71
(Message Number) in the
rejected message is modified to
contain a value that is greater
than the DE 71 value of the
preceding message in the file. If
generated by GCMS, DE 71 in the
rejected message is not modified.

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IPM Clearing Formats • 16 April 2024 185
 Administrative messages
Message Exception/1644 messages

The Message Exception/1644 message contains a code identifying the error. It also contains the
data element numbers or private data subelement (PDS) numbers that caused the exception
conditions.
Other identifying information related to the message is presented if the clearing system can
parse the information.
For Mexico Domestic transactions, under certain condition the message is flagged for error but
it is cleared and settled. Syntax condition is not rejected. In this case, the error is indicated by
PDS 0005 and is present in the presentment, chargeback, retrieval request, and retrieval
request acknowledgment messages. Refer to the GCMS Reference Manualfor details on the
syntax error Messages.
This table provides the message contents.

Message Exception/1644 message content

DE or PDS Contents
MTI 1644
DE 24 691
DE 72 1–10 data element and PDS numbers in error and their contents.
May also include additional explanatory text.
PDS 0005 Message error codes, severity codes, and data element and PDS
numbers in error
PDS 0025 Reversal Indicator of the exception message (if the clearing system
can parse)
PDS 0138 DE 71 (Message Number) of the exception message (if the clearing
system can parse)
PDS 0165 Settlement Indicator of the exception message (if the clearing
system can parse)
PDS 0261 Risk Management Approval Code assigned to First Presentments
that exceeded the issuer and/or acquirer transaction amount limits.
PDS 0261 is not present in the Message Exception/1644 message.
Instead, GCMS inserts it into the First Presentment/1240 message
that follows the Message Exception/1644 message.
PDS 0280 PDS 0105 (File ID) of the file containing the exception message
(from the File Header/1644, if present and if the clearing system can
parse)

DE 72 (Data Record)
In a Message Exception/1644, DE 72 contains 1–10 data element and PDS numbers in error
and their contents, if the clearing system can parse the message.

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IPM Clearing Formats • 16 April 2024 186
 Administrative messages
File Reject/1644 messages

If a message rejects because the clearing system cannot parse it, DE 72 (Data Record) contains
the first 1–200 positions of the rejected message. DE 72 may also contain additional
information, depending on the message reject reason.
This list is some examples of DE 72 contents in a Message Exception/1644:
• If the clearing system rejects a message because the combination of MTI and DE 24
(Function Code) is invalid, DE 72 is formatted as:
DE24\contents MTI^contents of DE24\\1–200 positions of the rejected message.
• If the clearing system rejects a message because a single element contains an invalid value,
DE 72 is formatted as:
DXXX (or PXXXX)\contents of DXXX (or PXXXX)\\.
• If the clearing system rejects a message because more than one element or subfield is in
error, DE 72 is formatted as:
DXXX\contents\\PXXXX\contents\\PXXXX\contents\\.
• If the clearing system rejects a Financial Detail Addendum/1644, DE 72 is formatted as:
\USAGE=xx,IND REC NO=yyy, OCCUR=aaa^DExxx(or PDSxxxx)\contents\\.

File Reject/1644 messages

The clearing system generates File Reject/1644 messages to indicate that an entire file is
rejected.
No warning or adjustment conditions are included in File Reject/1644 messages. The errors are
listed in this table.

File Reject/1644 messages

Destination
Level of severity Condition Originator receives receives
Error Any File Reject/1644 message and, if Nothing
applicable, a Message Exception/1644.
If all detail messages in a logical file are
rejected, the clearing system returns
each detail message in a Message
Exception/ 1644 (Function Code 691)
message. In addition, it returns a File
Reject/1644 (Function Code 699)
message because it did not accept any
of the individual messages. The clearing
system returns individual error messages
with the Full File Reject Message.

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IPM Clearing Formats • 16 April 2024 187
 Administrative messages
File Reject/1644 messages

The File Reject/1644 message contains the error codes that caused the file to be rejected, plus
1–200 positions of the rejected file’s first message. In addition, if the clearing system identifies
any individual data element or PDS errors, the erroneous data element or PDS and related error
codes are presented. Other identifying information related to the file is presented if the clearing
system can parse it.
This table summarizes the critical data provided.

File Reject/1644 messages critical data

DE or PDS Contents
MTI 1644
DE 24 699
DE 72 1–200 positions of the rejected file’s first message, plus specific data
elements and PDSs and their values that are in error, if applicable
PDS 0005 File reject error codes, severity codes indicating fatal, and specific
data elements and PDSs and their related error codes, if applicable
PDS 0138 DE 71 (Message Number) of the message that caused the file to be
rejected (if the clearing system can parse)
PDS 0280 PDS 0105 (File ID) of the rejected file (from the File Header/1644, if
present and the clearing system can parse)

DE 72 (Data Record)
In a File Reject/1644 message, DE 72 always contains the first 1–200 positions of the rejected
file’s first message.
DE 72 may also contain additional information, depending on the file reject reason.
This list is some examples of DE 72 contents in a File Reject/1644 message:
• If the clearing system rejects a file because DE 71 in the File Header/1644 message contains
a value other than 00000001, DE 72 is formatted as:
DE71\contents of DE71\\1–200 positions of the rejected file’s first message.
• If the clearing system rejects a file because DE 71 (Message Number) in the header message
contains a value other than 00000001 and PDS 0026 (File Reversal Indicator) is present in
the File Header/1644, DE 72 is formatted as:
DE71\contents of DE71\\PDS0026\contents of PDS0026\\1–200 positions of the rejected
file’s first message.
• If the clearing system rejects a file because PDS 0306 (File Message Counts) in the File
Trailer/1644 is not equal to the total number of messages in the logical file, DE 72 is
formatted as:

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IPM Clearing Formats • 16 April 2024 188
 Administrative messages
File Reject/1644 messages

PDS0306\contents of PDS0306^SYSTEM CALCULATED VALUE=XXXXXXXX\\1–200

positions of the rejected file’s first message.
• If a file is rejected because it contains no messages, no recognizable messages, no File
Header/1644 messages, or all messages in the file rejected, DE 72 is formatted as:
\1–200 positions of the rejected file’s first message.
• If the clearing system rejects a message because it was unable to convert it from non-IPM to
IPM, DE 72 is formatted as:
It will include the first 200 bytes of the parsed message. (The parsed message structure
could vary from one format to another.)
This table provides the message layouts for Message Exception/1644 and File Reject/1644
messages.

Message Exception/1644 and File Reject/1644 message layouts

No. Data element name Org Sys Dst

Message Type Identifier • X M
Bit Map, Primary • X M
1 Bit Map, Secondary • X M
24 Function Code • X M
48 Additional Data • X M
p0005 Message Error Indicator. This PDS • X M
may contain 1–10 occurrences of
message exception data. Each
reported exception consists of
four subfields: s1, s2, s3, and s4.
s1 Data Element ID • X M
s2 Error Severity Code • X M
s3 Error Message Code • X M
s4 Subfield ID • X M
p0006 Applied Business Service • X C
Arrangement
p0025 Message Reversal Indicator • X C
p0026 File Reversal Indicator • X C
p0138 Source Message Number ID • X C
p0165 Settlement Indicator • X C
p0280 Source File ID • X C

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 Administrative messages
Text Message/1644 messages

No. Data element name Org Sys Dst

71 Message Number • X M
72 Data Record • X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution • X M
ID Code
100 Receiving Institution ID Code • X M

Text Message/1644 messages

Text Message/1644 messages are used transmit text messages from the clearing system to a
customer or processor and broadcast messages from the clearing system to all customers and
processors.
This message contains 1644 in the Message Type Identifier (MTI) and 693 in DE 24 (Function
Code) to identify it as a Text Message/1644. In a delivery file containing more than one clearing
cycle of data, one message will be present per customer, per file.
This table provides the message layout.

Text Message/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier • X M
Bit Map, Primary • X M
1 Bit Map, Secondary • X M
24 Function Code • X M
25 Message Reason Code • X M
71 Message Number • X M
72 Data Record • X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution • X M
ID Code
100 Receiving Institution ID Code • X M

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 Administrative messages
Currency Update/1644 messages

Currency Update/1644 messages

Currency Update/1644 messages provide conversion rates between Mastercard Global
Payment currency and all other payment currencies supported by Mastercard.
Mastercard supports buy, mid, and sell currency conversion rates. Customers may request
Currency Update/1644 messages from Mastercard as part of the clearing file.
The delivery options for Currency Update/1644 messages are:
• Do not deliver Currency Update/1644 messages
• Deliver mid rate Currency Update/1644 messages
• Deliver buy and sell rate Currency Update/1644 messages only, and
• Deliver buy, mid, and sell rate Currency Update/1644 messages.
After these options are selected, the customer must also specify which clearing cycles they have
selected to receive the deliveries. The clearing cycles indicated should coincide with a delivery
cycle for that customer or endpoint.
This message will contain a value of 1644 in the Message Type Identifier (MTI) and a value 640
in DE 24 (Function Code) to identify it as a Currency Update/1644 message.
This message provides the message layout.

Currency Update/1644 message layout

No. Data element name Org Sys Dst

Message Type Identifier • X M
Bit Map, Primary • X M
1 Bit Map, Secondary • X M
24 Function Code • X M
48 Additional Data • X M
p0164 Currency Cross Rates • X M
50 Currency Code, Reconciliation • X M
71 Message Number • X M
93 Transaction Destination • X M
Institution ID Code
94 Transaction Originator Institution • X M
ID Code
100 Receiving Institution ID Code • X M

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 Data element definitions

Chapter 7 Data element definitions

This section provides a detailed definition of all data elements used in IPM format offline clearing
messages.

Presentation of data element information....................................................................................................195

Bit mapped message encoding technique................................................................................................195
Annotation of data element attributes.................................................................................................... 196
Conventions for data element data representation...............................................................................197
Data element and subfield justification....................................................................................................198
Maximum lengths for variable-length data elements............................................................................198
Subfield presence requirements.................................................................................................................199
European transaction requirements............................................................................................................... 199
Data element listing...........................................................................................................................................199
Message Type Identifier (MTI)..........................................................................................................................201
Relationship of MTI to clearing system transactions..............................................................................204
Bit Map, Primary.................................................................................................................................................205
DE 1 (Bit Map, Secondary)............................................................................................................................... 208
DE 2 (Primary Account Number [PAN])......................................................................................................... 210
DE 3 (Processing Code).....................................................................................................................................212
DE 3 subfields................................................................................................................................................217
DE 4 (Amount, Transaction).............................................................................................................................222
DE 5 (Amount, Reconciliation)......................................................................................................................... 224
DE 6 (Amount, Cardholder Billing).................................................................................................................. 226
DE 9 (Conversion Rate, Reconciliation)...........................................................................................................228
DE 10 (Conversion Rate, Cardholder Billing)................................................................................................. 229
DE 12 (Date and Time, Local Transaction)....................................................................................................230
Subfield 1 (Date)...........................................................................................................................................231
Subfield 2 (Time)...........................................................................................................................................232
DE 14 (Date, Expiration)...................................................................................................................................233
DE 22 (Point of Service [POS] Entry Mode).................................................................................................. 234
Authorization to clearing data element mapping...................................................................................236
Subfield 1 (Terminal Data, Card Data Input Capability).......................................................................239
Subfield 2 (Terminal Data, Cardholder Authentication Capability).....................................................240
Subfield 3 (Terminal Data, Card Capture Capability)............................................................................241
Subfield 4 (Terminal Operating Environment).........................................................................................241
Subfield 5 (Cardholder Present Data).......................................................................................................242
Subfield 6 (Card Present Data)..................................................................................................................243

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 Data element definitions

Subfield 7 (Card Data, Input Mode).......................................................................................................... 243

Subfield 8 (Cardholder Authentication Method).....................................................................................244
Subfield 9 (Cardholder Authentication Entity)........................................................................................245
Subfield 10 (Card Data Output Capability).............................................................................................246
Subfield 11 (Terminal Data Output Capability)......................................................................................246
Subfield 12 (PIN Capture Capability)........................................................................................................247
DE 23 (Card Sequence Number)..................................................................................................................... 248
DE 24 (Function Code)...................................................................................................................................... 249
DE 25 (Message Reason Code)........................................................................................................................253
DE 26 (Acceptor Business Code [MCC])........................................................................................................ 326
DE 30 (Amounts, Original)................................................................................................................................328
DE 30 subfields..............................................................................................................................................329
DE 31 (Acquirer Reference Data)....................................................................................................................330
DE 31 subfields..............................................................................................................................................331
DE 32 (Acquiring Institution ID Code).............................................................................................................332
DE 33 (Forwarding Institution ID Code).........................................................................................................334
DE 37 (Retrieval Reference Number)..............................................................................................................336
DE 38 (Approval Code)......................................................................................................................................338
DE 40 (Service Code).........................................................................................................................................341
DE 41 (Acceptor Terminal ID)...........................................................................................................................342
DE 42 (Acceptor ID)...........................................................................................................................................343
DE 43 (Acceptor Name and Location)............................................................................................................345
Subfield 1 (Acceptor Name)........................................................................................................................347
Subfield 2 (Acceptor Street Address)........................................................................................................349
Subfield 3 (Acceptor City Name)............................................................................................................... 350
Subfield 4 (Acceptor Postal Code).............................................................................................................351
Subfield 5 (Acceptor Country Subdivision Code).................................................................................... 352
Subfield 6 (Acceptor Country Code)..........................................................................................................353
DE 48 (Additional Data)....................................................................................................................................354
DE 49 (Currency Code, Transaction)...............................................................................................................357
DE 50 (Currency Code, Reconciliation)...........................................................................................................359
DE 51 (Currency Code, Cardholder Billing)....................................................................................................360
DE 54 (Amounts, Additional)............................................................................................................................361
DE 54 subfields..............................................................................................................................................364
DE 55 (Integrated Circuit Card [ICC] System-Related Data)....................................................................366
DE 62 (Additional Data 2)................................................................................................................................ 372
DE 63 (Transaction Life Cycle ID)....................................................................................................................375
DE 63 subfields..............................................................................................................................................378
DE 71 (Message Number).................................................................................................................................380

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 Data element definitions

DE 72 (Data Record)..........................................................................................................................................383
DE 73 (Date, Action)..........................................................................................................................................384
DE 93 (Transaction Destination Institution ID Code).................................................................................. 385
DE 94 (Transaction Originator Institution ID Code).....................................................................................388
DE 95 (Card Issuer Reference Data)...............................................................................................................391
DE 100 (Receiving Institution ID Code).......................................................................................................... 392
DE 105 (Multi-Use Transaction Identification Data)................................................................................... 395
Subelement 001 (Transaction Link ID [TLID])......................................................................................... 396
DE 111 (Amount, Currency Conversion Assessment)..................................................................................397
DE 123 (Additional Data 3)..............................................................................................................................398
DE 124 (Additional Data 4)..............................................................................................................................401
DE 125 (Additional Data 5)..............................................................................................................................404
DE 127 (Network Data)....................................................................................................................................407

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 Data element definitions
Presentation of data element information

Presentation of data element information

This section provides detailed definitions of all ISO-defined data elements used in IPM
messages.
Data element information is presented in this following order.
• An explanation of the notation used throughout this chapter to describe all data element
attributes
• A summary list of all data element names in the order of their ISO-assigned bit (data
element) numbers, followed by a list of these elements in data element name alphabetic
order. Included in both lists are each data element’s attributes.
• A detailed definition of each data element, arranged in order of data element number. For
data elements that are not used, no definition is provided. Each data element description
includes this information:
– The original ISO definition, directly from the ISO 8583–1993 specification
– Attributes, including data element length, data field formats, justification, and processing
restrictions
– A detailed description of data element usage requirements by message type
– A detailed listing, if applicable, of specific values that may be used within each data
element, given by subfield, when applicable
– A list of related required data elements and PDSs, and
– Additional information that addresses any other rules and instructions.

Bit mapped message encoding technique

All messages are variable-length, with a bit map scheme used as the first data elements of the
message following the Message Type Identifier (MTI) to indicate the presence or absence of
additional data elements in the message.

Composition of bit maps

Each bit map is a 64-bit string contained within an eight-byte data element. The first bit in each
bit map is 1 or 0 to indicate the presence or absence of another (immediately following) bit map
data element.

Two bit map maximum

The clearing system uses a maximum of two bit maps: a Primary and a Secondary Bit Map. Bits
1 or 0 in the Primary Bit Map indicate the presence or absence of Data Element (DE) 2 (Primary
Account Number [PAN]) through DE 64 (Message Authentication Code [MAC]).
Bits 1 or 0 in the Secondary Bit Map indicate the presence or absence of DE 65 (Reserved [ISO])
through DE 128 (Message Authentication Code [MAC]).

NOTE: All bit positions are interpreted from left to right within each bit map; for example, within the
Primary Bit Map the left-most bit is bit number 1 and the right-most bit is bit number 64.

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 Data element definitions
Annotation of data element attributes

Bit number 1 in the Primary Bit Map and bit number 65 in the Secondary Bit Map (that is, the
first bit in each bit map) have no corresponding data elements; these bits indicate the presence
or absence of additional bit map data elements in the message. If bit number 1 is 1, it indicates
that the Secondary Bit Map is present and that selected data elements in the range DE 65–DE
128 also are present in the message as indicated by bit positions in the Secondary Bit Map.
Each message must contain the Primary Bit Map. The Secondary Bit Map must be included in a
message only when data elements in the range DE 65–DE 128 are present in the message.

NOTE: All Mastercard IPM messages have mandatory data elements from both the Primary and
Secondary Bit Maps. Therefore, both Primary and Secondary Bit Maps are required in all IPM
messages.

Annotation of data element attributes

These notation conventions describe the attributes of all data elements.

Data representation attributes

Notation Description
a alphabetic characters A–Z and a–z
n numeric digits 0–9
as alphabetic characters (A–Z and a–z), and space character
ns numeric digits 0–9 and special characters (including space)
an alphabetic (A–Z and a–z) and numeric characters
ans alphabetic (A–Z and a–z), numeric, and special characters (including
space)
b binary representation of data in eight-bit bytes

This table describes the date and time attributes.

Date and time attributes

Notation Description
MM month (two digits; 01–12)
DD day (two digits; 01–31)
YY year (last two digits of calendar year; 00–99)
hh hour (two digits; 00–23)
mm minute (two digits; 00–59)

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 Data element definitions
Conventions for data element data representation

ss second (two digits; 00–59)

This table describes the data length attributes.

Data length attributes

Notation Description
-digit(s) Fixed length in number of positions.
Example: “n-3” indicates a three-position numeric data element.
Example: “an-10” indicates a 10-position alphanumeric data
element.

...digit(s) Variable length, with maximum number of positions specified.

Example: “n...11” indicates a variable-length numeric data element
of 1–11 digits.
Example: “an...25” indicates a variable-length alphanumeric data
element of 1 to 25 positions.

LLVAR Present with a variable-length data element attribute, indicates that

the data element contains these two fields:
• LL is the length field and represents the number of positions in
the variable-length data field that follows. The length field
contains a value in the range 01–99.
• VAR is the variable-length data field.
Example: “an…25; LLVAR” represents a variable-length alphanumeric
data element with a length of 1 to 25 positions.

LLLVAR Present with a variable-length data element attribute, indicates that

the data element contains these two fields:
• LLL is the length field and represents the number of positions in
the variable-length data field that follows. The length field
contains a value in the range 001–999.
• VAR is the variable-length data field.
Example: “an…500; LLLVAR” indicates a variable-length
alphanumeric data element having a length of 1 to 500 positions.

Conventions for data element data representation

This specification is independent of the specific data-encoding format (such as EBCDIC or
ASCII).
The data encoding conventions are standard for all messages.

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 Data element definitions
Data element and subfield justification

• All message data elements are aligned on byte boundaries; for example, a data element
cannot begin with the low order nibble or any bit other than the high order bit of any byte.
• All binary (attribute b) data elements are constructed of bit-strings that have lengths that
are an integral number of eight-bit bytes. No binary data element has a length of less than
eight bits (one byte).
• All track 2 or track 3 (attribute ans) data elements are encoded as EBCDIC representations
of the hexadecimal data specified in the ISO 7811 and 7812 specifications. Thus, a
hexadecimal D (binary 1101) is encoded as an EBCDIC D character, and so forth. The LL or
LLL length specification associated with these data elements specifies the data element
length in number of bytes.
• All length fields are encoded as numeric, right-justified with leading zeros.
– Data elements with LL attributes have length fields with values in the range 01–99.
– Data elements with LLL attributes have length fields with values in the range 001–999.

NOTE: The notation b-8 indicates a fixed-length binary field of eight characters (eight bytes, 64 bits).

Data element and subfield justification

This section describes the specifics of justification depending on the values contained.
Right-justified data fields and subfields that do not contain a value that fills the entire field
must contain leading zeros. Most numeric (attribute n) data elements are right-justified; for
example, amounts always have this right justification with leading zeros.
Left-justified fields and subfields that do not use the entire field with a value must have trailing
spaces.
Justification of data elements and subfields are given under the attributes and subfields
headings throughout. A justification of not applicable (N/A) indicates that the values contained
within those fields or subfields take up all positions allowed.

Maximum lengths for variable-length data elements

Two possible maximum lengths are associated with each variable-length data element.
• The ISO-defined maximum length.
• The IPM-defined maximum length.

Examples
DE 94 (Transaction Originator Institution ID Code): The ISO-defined maximum is 11 positions.
The IPM format allows customers to send 11 positions but edits and passes only 6 positions to
the receiver.
DE 63 (Transaction Life Cycle ID): The ISO-defined maximum is 999 positions. The IPM format,
however, currently supports only 16 positions.
In daily production files, the clearing system provides these data elements to the receiving
customer with lengths less than or equal to the maximum lengths currently supported. For

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 Data element definitions
Subfield presence requirements

example, the clearing system provides a 6-position value in DE 94 and a 16-position value in DE
63.

Subfield presence requirements

Data elements and PDSs may contain subfields.
Some PDS subfields are mandatory and some are optional. For all fixed-length data elements
and PDSs, all subfields must be populated. For variable-length data elements and PDSs, these
rules must be followed:
• All subfields that comprise the minimum length for the data element or PDS must be
populated. Subfields that are beyond the minimum length of the element are optional and
should not be populated unless the sender has valid data to present. In other words, optional
subfields must not be populated with filler characters such as all spaces or all zeros.
• If any optional subfield is presented with valid data, all subfields preceding that subfield must
be populated. In this case, filler characters such as spaces are acceptable. For example, if a
PDS contains four subfields and the sender has valid data to present for subfields 1, 2, and 4,
it must fill subfield 3 with all spaces or all zeros so that all four subfields are presented in the
correct positions for the PDS.

European transaction requirements

Some data elements and PDSs note specific requirements for European use.
Intra-European and Inter-European messages are those in which both the issuer and acquirer
are in the Europe region.

Data element listing

This table is a listing of all the data elements in numerical order.
The lengths listed in the attribute column are ISO-defined.

Data element listing

Number Name Attribute

- Message Type Identifier (MTI) n-4
- Bit Map, Primary b-8
1 Bit Map, Secondary b-8
2 Primary Account Number (PAN) n...19; LLVAR
3 Processing Code n-6
4 Amount, Transaction n-12

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 Data element definitions
Data element listing

Number Name Attribute

5 Amount, Reconciliation n-12
6 Amount, Cardholder Billing n-12
9 Conversion Rate, Reconciliation n-8
10 Conversion Rate, Cardholder n-8
Billing
12 Date and Time, Local Transaction n-12; YYMMDDhhmmss
14 Date, Expiration n-4; YYMM
22 Point of Service Data Code an-12
23 Card Sequence Number n-3
24 Function Code n-3
25 Message Reason Code n-4
26 Acceptor Business Code (MCC) n-4
30 Amounts, Original n-24
31 Acquirer Reference Data n-23; LLVAR
32 Acquiring Institution ID Code n...11; LLVAR
33 Forwarding Institution ID Code n...11; LLVAR
37 Retrieval Reference Number ans-12
38 Approval Code ans-6
40 Service Code n-3
41 Acceptor Terminal ID ans-8
42 Acceptor ID Code ans-15
43 Acceptor Name/Location ans...99; LLVAR
48 Additional Data an...999; LLLVAR
49 Currency Code, Transaction n-3
50 Currency Code, Reconciliation n-3
51 Currency Code, Cardholder Billing n-3
54 Amounts, Additional ans-20; LLLVAR
55 Integrated Circuit Card (ICC) b...255; LLLVAR
System Related Data
62 Additional Data 2 ans...999; LLLVAR
63 Transaction Life Cycle ID ans-16; LLLVAR

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 Data element definitions
Message Type Identifier (MTI)

Number Name Attribute

71 Message Number n-8
72 Data Record ans...999; LLLVAR
73 Date, Action n-6; YYMMDD
93 Transaction Destination n...11; LLVAR
Institution ID Code
94 Transaction Originator Institution n...11; LLVAR
ID Code
95 Card Issuer Reference Data n-10; LLVAR
100 Receiving Institution ID Code n...11; LLVAR
111 Amount, Currency Conversion n-12; LLLVAR
Assessment
123 Additional Data 3 ans...999; LLLVAR
124 Additional Data 4 ans...999; LLLVAR
125 Additional Data 5 ans...999; LLLVAR

Message Type Identifier (MTI)

The Message Type Identifier (MTI) is a four-digit numeric field describing the type of message
being interchanged.
This table shows the message attributes.

Attributes

Data Representation: n-4

Length Field: None
Data Field: Fixed length, 4 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

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 Data element definitions
Message Type Identifier (MTI)

Usage

Message Type Identifier Org Sys Dst

File Header (Customer-generated)/1644 M • •
File Header (Clearing System-generated)/1644 • X M
File Trailer (Customer-generated)/1644 M • •
File Trailer (Clearing System-generated)/1644 • X M
First Presentment/1240 M • M
Financial Detail Addendum (Passenger Transport Detail, M • M
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, M • M
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, M • M
Rail Detail)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 M • M
Financial Detail Addendum (Lodging Summary)/1644 M • M
Financial Detail Addendum (Temporary Services)/1644 M • M
Financial Detail Addendum (Shipping/Courier Services)/ M • M
1644
Financial Detail Addendum (Payment Transaction Detail)/ M • M
1644
Financial Detail Addendum (Telephony Billing, Summary)/ M • M
1644
Financial Detail Addendum (Telephony Billing, Detail)/ M • M
1644
Financial Detail Addendum (Travel Agency Detail)/1644 M • M
Financial Detail Addendum (Lodged Account Detail)/1644 M • M
Financial Detail Addendum (Electronic Invoice, Transaction M • M
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party M • M
Information)/1644
Financial Detail Addendum (Corporate Card Common M • M
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction M • M
Information)/1644

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 Data element definitions
Message Type Identifier (MTI)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ M • M
1644
Financial Detail Addendum (Generic Detail)/1644 M • M
Financial Detail Addendum (Healthcare)/1644 M • M
Financial Detail Addendum (Private Label Common Data)/ M • M
1644
Financial Detail Addendum (Private Label Line Item M • M
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 M • M
Second Presentment/1240 M • M
File Currency Summary/1644 • X M
Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M
Retrieval Request/1644 M • M
Retrieval Request Acknowledgment/1644 M • M
Fee Collection (Retrieval Fee Billing)/1740 M • M
Fee Collection (Handling Fees)/1740 M • M
Fee Collection (Other than Retrieval Fee Billing/Handling M • M
Fees)/1740
Message Exception/1644 and File Reject/1644 • X M
Text Message/1644 • X M
Currency Update/1644 • X M

The MTI identifies the general classification of an ISO standard message. It must be present as
the first data field of every IPM message, preceding the ISO bit maps.

Values
This table shows the message types the clearing system currently supports.

MTI Description
1240 Presentment
1442 Chargeback
1644 Administrative

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 Data element definitions
Relationship of MTI to clearing system transactions

MTI Description
1740 Fee Collection

Relationship of MTI to clearing system transactions

The MTI does not identify a specific clearing system transaction function, only the general ISO
message type.
The MTI together with DE 24 (Function Code) are required to determine the actual transaction
function to be performed.
Together, these two data elements define all of the clearing system transaction functions. This
table provides a summary list of all MTI and Function Code combinations the clearing system
supports.

Relationship of MTI to clearing system transactions

MTI Function Code Clearing System Transaction Function

1240 200 First Presentment
1240 205 Second Presentment (Full)
1240 282 Second Presentment (Partial)
1442 450 First Chargeback (Full)
1442 451 Arbitration Chargeback (Full)9
1442 453 First Chargeback (Partial)
1442 454 Arbitration Chargeback (Partial)1
1644 603 Retrieval Request1
1644 605 Retrieval Request Acknowledgment1
1644 640 Currency Update
1644 680 File Currency Summary
1644 685 Financial Position Detail
1644 688 Settlement Position Detail
1644 691 Message Exception
1644 693 Text Message
1644 695 File Trailer
1644 696 Financial Detail Addendum

9 Not supported for ATM transactions (DE 3 = 010000).

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 Data element definitions
Bit Map, Primary

MTI Function Code Clearing System Transaction Function

1644 697 File Header
1644 699 File Reject
1740 700 Fee Collection (Customer-generated) 10
1740 780 Fee Collection Return
1740 781 Fee Collection Resubmission
1740 782 Fee Collection Arbitration Return
1740 783 Fee Collection (Clearing System-generated)
1740 790 Fee Collection (Funds Transfer) This applies only in
the IPM Pre-edit system to UK domestic Maestro
transaction.
1740 791 Fee Collection (Funds Transfer Backout)

Bit Map, Primary

Bit Map, Primary is a series of 64 bits that identify the presence (denoted by 1) or the absence
(denoted by 0) of DE 1 (Bit Map, Secondary) through DE 64 (Message Authentication Code
[MAC]) in the message.
This data element must be included in every IPM message as the second data field immediately
following the MTI. It indicates the presence or absence of DE 1–DE 64 in the message.
The use of bit maps enables message originators to include only those data elements in a
message that are required for a specific function.

Attributes
This table shows the message attributes.

Attributes

Data Representation: b-8

Length Field: None
Data Field: Fixed length, 8 bytes (for each bit map)
Subfields: None

10 Fee Collection (Customer-generated)/1740 messages include manually submitted (non-MasterCom) retrieval

fulfillment.

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 Data element definitions
Bit Map, Primary

Justification: N/A

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Header (Customer-generated)/1644 M • •
File Header (Clearing System-generated)/1644 • X M
File Trailer (Customer-generated)/1644 M • •
File Trailer (Clearing System-generated)/1644 • X M
First Presentment/1240 M X M
Financial Detail Addendum (Passenger Transport Detail, M X M
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, M X M
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, M X M
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 M X M
Financial Detail Addendum (Lodging Summary)/1644 M X M
Financial Detail Addendum (Temporary Services)/1644 M X M
Financial Detail Addendum (Shipping/Courier Services)/ M X M
1644
Financial Detail Addendum (Payment Transaction Detail)/ M X M
1644
Financial Detail Addendum (Telephony Billing, Summary)/ M X M
1644
Financial Detail Addendum (Telephony Billing, Detail)/ M X M
1644
Financial Detail Addendum (Travel Agency, Detail)/1644 M X M
Financial Detail Addendum (Lodged Account, Detail)/1644 M X M
Financial Detail Addendum (Electronic Invoice, Transaction M X M
Data)/1644

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 Data element definitions
Bit Map, Primary

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Party M X M
Information)/1644
Financial Detail Addendum (Corporate Card Common M X M
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction M X M
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ M X M
1644
Financial Detail Addendum (Generic Detail)/1644 M X M
Financial Detail Addendum (Healthcare)/1644 M X M
Financial Detail Addendum (Private Label Common Data)/ M X M
1644
Financial Detail Addendum (Private Label Line Item M X M
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 M X M
Second Presentment/1240 M X M
File Currency Summary/1644 • X M
Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M
Retrieval Request/1644 M X M
Retrieval Request Acknowledgment/1644 M X M
Fee Collection (Retrieval Fee Billing)/1740 M X M
Fee Collection (Handling Fees)/1740 M X M
Fee Collection (Other than Retrieval Fee Billing/Handling M X M
Fees)/1740
Message Exception/1644 and File Reject/1644 • X M
Text Message/1644 • X M
Currency Update/1644 • X M

Related required data element

DE 1 is also required in every IPM message to be used in conjunction with Bit Map, Primary. DE 1
must be the third data field of every IPM message following the MTI and Bit Map, Primary.
A total bit map mechanism of 128 bits comprises these two bit maps to select any combination
of the 128 standard ISO data elements within an IPM message.

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 Data element definitions
DE 1 (Bit Map, Secondary)

NOTE: All Mastercard IPM messages have mandatory data elements from both the Primary and
Secondary Bit Maps. Therefore, both Primary and Secondary Bit Maps are required in all IPM
messages.

DE 1 (Bit Map, Secondary)

DE 1 (Bit Map, Secondary) is a series of 64 bits that identify the presence (denoted by 1) or the
absence (denoted by 0) of DE 65 (Reserved [ISO]) through DE 128 (Message Authentication
Code [MAC]) in the message.

Attributes

Data Representation: b-8

Length Field: None
Data Field: Fixed length, 8 bytes (for each bit map)
Subfields: None
Justification: N/A

Usage
Use of this data element is mandatory, conditional, optional, system provided, or not required in
applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Header (Customer-generated)/1644 M • •
File Header (Clearing System-generated)/1644 • X M
File Trailer (Customer-generated)/1644 M • •
File Trailer (Clearing System-generated)/1644 • X M
First Presentment/1240 M X M
Financial Detail Addendum (Passenger Transport Detail, M X M
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, M X M
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, M X M
Rail Data)/1644

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 Data element definitions
DE 1 (Bit Map, Secondary)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 M X M
Financial Detail Addendum (Lodging Summary)/1644 M X M
Financial Detail Addendum (Temporary Services)/1644 M X M
Financial Detail Addendum (Shipping/Courier Services)/ M X M
1644
Financial Detail Addendum (Payment Transaction Detail)/ M X M
1644
Financial Detail Addendum (Telephony Billing, Summary)/ M X M
1644
Financial Detail Addendum (Telephony Billing, Detail)/ M X M
1644
Financial Detail Addendum (Travel Agency Detail)/1644 M X M
Financial Detail Addendum (Lodged Account Detail)/1644 M X M
Financial Detail Addendum (Electronic Invoice, Transaction M X M
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party M X M
Information)/1644
Financial Detail Addendum (Corporate Card Common M X M
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction M X M
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ M X M
1644
Financial Detail Addendum (Generic Detail)/1644 M X M
Financial Detail Addendum (Healthcare)/1644 M X M
Financial Detail Addendum (Private Label Common Data)/ M X M
1644
Financial Detail Addendum (Private Label Line Item M X M
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 M X M
Second Presentment/1240 M X M
File Currency Summary/1644 • X M
Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M
Retrieval Request/1644 M X M

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 Data element definitions
DE 2 (Primary Account Number [PAN])

Message Type Identifier Org Sys Dst

Retrieval Request Acknowledgment/1644 M X M
Fee Collection (Retrieval Fee Billing)/1740 M X M
Fee Collection (Handling Fees)/1740 M X M
Fee Collection (Other than Retrieval Fee Billing/Handling M X M
Fees)/1740
Message Exception/1644 and File Reject/1644 • X M
Text Message/1644 • X M
Currency Update/1644 • X M

This data element always must be in every IPM message as the third data field immediately
following the MTI and the Bit Map, Primary. It indicates the presence or absence of DE 65–DE
128 in the message.
The use of bit maps enables message originators to include only those data elements in a
message that are required for a specific function.

Related required data element

Bit Map, Primary is also required in every IPM message to be used with DE 1.
A total bit map mechanism of 128 bits comprises the two bit maps to select any combination of
the 128 standard ISO data elements in an IPM message.

NOTE: All Mastercard IPM messages have mandatory data elements from both the Primary and
Secondary Bit Maps. Therefore, both Primary and Secondary Bit Maps are required in all IPM
messages.

Message requirements

DE 2 (Primary Account Number [PAN])

DE 2 (Primary Account Number [PAN]) is a series of digits that identify a customer account or
relationship.

Attributes
This table shows the data element attributes.

Attributes

Data Representation: n...19; LLVAR

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 Data element definitions
DE 2 (Primary Account Number [PAN])

Length Field: 2 positions, value = 06–19

Data Field: Variable length, 6–19 positions
Subfields: None
Justification: None

The clearing system accepts a DE 2 length of up to 19 positions.

The clearing system expects DE 2 to contain the appropriate number of positions for the
account number without any filler characters to the left or right. For example, if a 16-digit
account number is captured for a given transaction, the length of DE 2 must be 16, and exactly
16 digits must be provided beginning in position 1 of DE 2.

Usage
Use of this data element is mandatory, conditional, optional, system provided, or not required in
applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 M • M
First Chargeback/1442 and Arbitration Chargeback/1442 M • M
Second Presentment/1240 M • M
Retrieval Request/1644 M • M
Retrieval Request Acknowledgment/1644 M • M
Fee Collection (Retrieval Fee Billing)/1740 M • M
Fee Collection (Handling Fees)/1740 M • M
Fee Collection (Other than Retrieval Fee Billing/Handling C • C
Fees)/1740

This data element identifies the cardholder’s PAN. It contains an account number of up to 19
digits that is encoded on magnetic stripe track 1 and track 2 of a payment card or embossed on
a bankcard’s face.
This data element is required for payment card-originated authorization, financial, and related
transactions.
The PAN used in a First Presentment/1240 must remain the same in all subsequent life cycle
messages related to it (such as subsequent Retrieval Request/1644, Chargeback/1442, and
Second Presentment/1240 messages).

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 Data element definitions
DE 3 (Processing Code)

If DE 2 is not provided in the Fee Collection/1740 message for the collection of Handling Fees,
the receiving customer has the right to return the message.

Values
This data element is used for all numeric PANs up to 19 digits long.
Specific requirements for PAN composition are detailed in the ISO 7812 and 7813
specifications. All PANs used in messages must conform to the ISO PAN encoding requirements
as specified in these documents.
In addition, all transactions processed through the clearing system must include PAN data that
complies with Mastercard standards and policy publications.

DE 3 (Processing Code)
DE 3 (Processing Code) is a series of digits that describe the effect of a transaction on a
customer account and the type of accounts affected.

Attributes

Data Representation: n-6

Length Field: None
Data Field: Fixed length, 6 positions
Subfields: 3
Justification: N/A

Usage
Use of this data element is mandatory, conditional, optional, system provided, or not required in
applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 M • M
First Chargeback/1442 and Arbitration Chargeback/1442 M • M
Second Presentment/1240 M • M
Retrieval Request/1644 M • M
Retrieval Request Acknowledgment/1644 M • M

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 Data element definitions
DE 3 (Processing Code)

Message Type Identifier Org Sys Dst

Fee Collection (Retrieval Fee Billing)/1740 M • M
Fee Collection (Handling Fees)/1740 M • M
Fee Collection (Other than Retrieval Fee Billing/Handling M • M
Fees)/1740

The Processing Code describes in First Presentment/1240 messages the cardholder transaction
type at the point of interaction. It also indicates whether DE 4 (Amount, Transaction) is to be
applied as a credit or a debit to the cardholder’s account.
It is also used in the following transaction life cycle messages related to a First Presentment/
1240 message to properly identify the original cardholder transaction type and ensure proper
application of funds:
• Retrieval Request/1644
• Retrieval Request Acknowledgment/1644
• First Chargeback/1442
• Second Presentment/1240
• Arbitration Chargeback/1442
For all life cycle messages related to a First Presentment/1240 message, the DE 3 value must
remain the same.
The Processing Code is also used in Fee Collection messages to indicate funds movement
direction.

Related data element

Refer to DE 26 (Acceptor Business Code [MCC]) for more Acceptor Business Code information.
Transactions submitted with DE 3, subfield 1 (Cardholder Transaction Type), value 28 (Payment
Transaction) require a valid Transaction Type Identifier in PDS 0043 (Transaction Type Identifier)

Authorization to clearing data element mapping

The CIS authorization messages currently use the ISO 8583-1987 message format, whereas
the IPM clearing messages use the ISO 8583-1993 message format. Therefore, there are some
differences for the same data elements between the authorization and clearing messages that
customers should consider when mapping between them.
This table details the mapping between the authorization and clearing data elements for DE 3.

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 Data element definitions
DE 3 (Processing Code)

Authorization and clearing data element mapping

To map to IPM Use CIS DE3 s1

DE3 s1 value Description value Description
Mastercard credit
Cardholder account debits
18 Unique Transaction (requires 00 Purchase (Unique MCC)
unique MCC) • 4829 (Money Transfer)
• 6050 (Quasi Cash Financial
Institution)
• 6051 (Quasi Cash–Merchant)
• 7801 (Internet Gambling)
• 7802 (Government Licensed
Horse/Dog Racing)
• 7995 (Gambling Transactions)

00 Purchase 00 Purchase (Non-unique MCC)

00 4829 (Money Transfer): when 00 4829 (Money Transfer): when
used in combination with a valid used in combination with a valid
Transaction Type Indicator (PDS Transaction Type Indicator (PDS
0043) per the Mastercard 0043) per the Mastercard
MoneySend and Funding MoneySend and Funding
Transactions Program Standards. Transactions Program Standards.
01 ATM Cash Withdrawal 01 Withdrawal
N/A N/A 02 Debit Adjustment
12 Cash Disbursement 17 Cash Disbursement
17 Convenience Check (available 17 Cash Disbursement
only in Collection Only messages)
19 Fee Collection (Credit to N/A N/A
Transaction Originator)
Cardholder account credits
20 Credit (Purchase Return) 20* Credit (Purchase Return)
N/A N/A 21 Deposit
N/A N/A 22 Credit Adjustment
N/A N/A 23 Check Deposit Guarantee
N/A N/A 24 Check Deposit
28 Payment Transaction 28 Payment Transaction

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 Data element definitions
DE 3 (Processing Code)

To map to IPM Use CIS DE3 s1

DE3 s1 value Description value Description
29 Fee Collection (Debit to N/A N/A
Transaction Originator)
Cardholder account inquiry
303 N/A 30 Balance Inquiry
Cardholder transfer services
50 Payment/Balance Transfer 40 Account Transfer
(available only in Collection Only
messages)
Chip PIN management transaction
913 PIN Unblock 91 PIN Unblock
923 PIN Change 92 PIN Change
Mastercard debit
Cardholder account debits
18 Unique Transaction (requires 00 Purchase (Unique MCC)
unique MCC) • 4829 (Money Transfer)
• 6050 (Quasi Cash Financial
Institution)
• 6051 (Quasi Cash–Merchant)
• 6538 (MoneySend Funding)
• 7801 (Internet Gambling)
• 7802 (Government Licensed
Horse/Dog Racing)
• 7995 (Gambling Transactions)

00 Purchase 00 Purchase (Non-unique MCC)

00 4829 (Money Transfer): when 00 4829 (Money Transfer): when
used in combination with a valid used in combination with a valid
Transaction Type Indicator (PDS Transaction Type Indicator (PDS
0043) per the Mastercard 0043) per the Mastercard
MoneySend and Funding MoneySend and Funding
Transactions Program Standards. Transactions Program Standards.
01 ATM Cash Withdrawal 01 Withdrawal
09 Purchase (Goods and Services) 09 Purchase with Cash Back
with Cash Back (only for use with
Debit Mastercard Card Products)
12 Cash Disbursement 17 Cash Disbursement
17 Convenience Check (available 17 Cash Disbursement
only in Collection Only messages)

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 Data element definitions
DE 3 (Processing Code)

To map to IPM Use CIS DE3 s1

DE3 s1 value Description value Description
19 Fee Collection (Credit to N/A N/A
Transaction Originator)
Cardholder account credits
20 Credit (Purchase Return) 20* Credit (Purchase Return)
28 Payment Transaction 28 Payment Transaction
29 Fee Collection (Debit to N/A N/A
Transaction Originator)
Cardholder account inquiry
303 N/A 30 Balance Inquiry
Transfer service
50 Payment/Balance Transfer 40 Account Transfer
(available only in Collection Only
messages)
Chip PIN Management transaction
913 PIN Unblock 91 PIN Unblock
923 PIN Change 92 PIN Change
Maestro
00 Purchase 00 Purchase (Non-unique MCC)
01 ATM Cash Withdrawal 01 Withdrawal
09 Purchase (Goods and Services) 09 Purchase with Cash Back
with Cash Back
12 Cash Disbursement 01 Cash Disbursement
19 Fee Collection (Credit to N/A N/A
Transaction Originator)
20 Credit (Purchase Return) 20** Credit (Purchase Return)
28 Payment Transaction 28 Payment Transaction
29 Fee Collection (Debit to N/A N/A
Transaction Originator)
Cirrus
01 ATM Cash Withdrawal 01 Withdrawal
12 Cash Disbursement 17 Cash Disbursement
19 Fee Collection (Credit to N/A N/A
Transaction Originator)

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 Data element definitions
DE 3 subfields

To map to IPM Use CIS DE3 s1

DE3 s1 value Description value Description
29 Fee Collection (Debit to N/A N/A
Transaction Originator)
Private label
18 Unique Transaction (requires 00 Purchase (Unique MCC)
unique MCC) • 4829 (Money Transfer)
• 6050 (Quasi Cash Financial
Institution)
• 6051 (Quasi Cash–Merchant)
• 6529 (Remote Stored Value
Load–Member Financial
Institution)
• 6530 (Remote Stored Value
Load–Merchant)
• 6534 (Money Transfer–
Member Financial Institution)
• 7995 (Gambling Transactions)

00 Purchase 00 Purchase (Non-unique MCC)

20 Credit (Purchase Return) 20 Credit (Purchase Return)
28 Payment Transaction 28 Payment Transaction
*Refer to the Quick Reference Booklet, for further information on Acceptor Business Code (MCC) types.
**Value 20 is only applicable to Private Label and Swedish Domestic Authorization Switching Service
(SASS) for Mastercard and Maestro transactions.

DE 3 subfields
DE 3 is comprised of three subfields.
This table describes the subfield formats for DE 3.

DE 3 subfields

Number Positions Name Attribute Justification

1 1–2 Cardholder Transaction Type n-2 N/A
2 3–4 Cardholder From Account Type n-2 N/A
Code
3 5–6 Cardholder To Account Type Code n-2 N/A

Subfield 1 describes the specific cardholder transaction type.

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 Data element definitions
DE 3 subfields

Subfield 2 describes the cardholder account type affected for cardholder debit and inquiry
transactions and the from account type for cardholder transfer transactions.
Subfield 3 describes the cardholder account type affected for cardholder credit transactions
and the to account type for cardholder transfer transactions. This subfield is currently not used
and must be populated with 00.

Subfield 1: cardholder transaction type

The cardholder transaction types that the clearing system supports are listed in these tables.
These tables are applicable for Mastercard credit card transactions:

Cardholder account debits

Value Description
00 Purchase (Goods and Services)
01 ATM Cash Withdrawal
09 Purchase (Goods and Services) with Cash Back (available only in
designated countries)
12 Cash Disbursement
17 Convenience Check (available only in Collection Only messages)
18 Unique Transaction (requires unique MCC)
19 Fee Collection (Credit to Transaction Originator)

Cardholder account credits

Value Description
20 Credit (Purchase Return)
28 Payment Transaction
29 Fee Collection (Debit to Transaction Originator)

Cardholder account inquiry

Value Description
30 Balance Inquiry11

11 Intra-Australia ATM Transactions only

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 Data element definitions
DE 3 subfields

Chip PIN management transaction

Value Description
91 PIN Unblock3
92 PIN Change3

Transfer services

Value Description
50 Payment/Balance Transfer (Available Only in Collection Only
Messages)

These tables are applicable for Mastercard debit card transactions:

Cardholder account debits

Value Description
00 Purchase (Goods and Services)
01 ATM Cash Withdrawal
09 Purchase (Goods and Services) with Cash Back
12 Cash Disbursement
17 Convenience Check (available only in Collection Only messages)
18 Unique Transaction (requires unique MCC)
19 Fee Collection (Credit to Transaction Originator)

Cardholder account credits

Value Description
20 Credit (Purchase Return)
28 Payment Transaction
29 Fee Collection (Debit to Transaction Originator)

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 Data element definitions
DE 3 subfields

Cardholder account inquiry

Value Description
30 Balance Inquiry3

Chip PIN management transaction

Value Description
91 PIN Unblock3
92 PIN Change3

Transfer services

Value Description
50 Payment/Balance Transfer (available only in Collection Only
messages)

For Maestro card transactions

Value Description
00 Purchase (Goods and Services)
01 ATM Cash Withdrawal
09 Purchase (Goods and Services) with Cash Back
12 Cash Disbursement
19 Fee Collection (Credit to Transaction Originator)
20 Credit (purchase return)
28 Payment Transaction
9 Fee Collection (Debit to Transaction Originator)

For Cirrus card transactions

Value Description
01 ATM Cash Withdrawal

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 Data element definitions
DE 3 subfields

Value Description
12 Cash Disbursement
19 Fee Collection (Credit to Transaction Originator)
29 Fee Collection (Debit to Transaction Originator)

For private label card transactions

Value Description
00 Purchase
18 Unique Transaction (requires unique MCC)
20 Credit (Purchase Return)
28 Payment Transaction

Subfield 2: cardholder from account type code

For Mastercard credit card transactions

Value Description
00 Default Account
10 Savings Account
20 Checking Account
30 Credit Account
39 Commercial Credit Account
60 Stored Value Account

For Maestro and Cirrus card transactions

Value Description
00 Default Account
10 Savings Account
20 Checking Account
30 Credit Card Account
39 Corporate Credit Account

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 Data element definitions
DE 4 (Amount, Transaction)

Value Description
60 Stored Value Account

NOTE: The Mastercard Parameter Extract (MPE) retains only the masked values for the cardholder
from account type code.

Subfield 3: cardholder to account type code

The cardholder to account type code subfield must be 00 (default account) in all clearing system
messages.

DE 4 (Amount, Transaction)
DE 4 (Amount, Transaction) is the amount of funds the cardholder requested in the currency
appearing on the transaction information document (TID), which may be the acquirer’s local
currency or a currency acceptable to the cardholder and acceptor that the acquirer supports,
exclusive of PDS 0146 (Amounts, Transaction Fee).
If no currency is identified on the TID, the transaction is deemed to have taken place in the
currency that is legal tender at the point of interaction.

Attributes

Data Representation: n-12

Length Field: None
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
Use of this data element is mandatory, conditional, optional, system provided, or not required in
applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 M • M
First Chargeback/1442 and Arbitration Chargeback/1442 M • M

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 Data element definitions
DE 4 (Amount, Transaction)

Message Type Identifier Org Sys Dst

Second Presentment/1240 M • M
Fee Collection (Retrieval Fee Billing)/1740 • X M
Fee Collection (Handling Fees)/1740 M • M
Fee Collection (Other than Retrieval Fee Billing/Handling M • M
Fees)/1740

First Presentment/1240 messages

DE 4 is the cardholder transaction actual amount in the acquirer’s local currency or in a currency
to which the acceptor and cardholder agree and that the acquirer supports. It is exclusive of any
transaction fees associated with the transaction. This may or may not be the same as the
original amount the acceptor requested in a related authorization request.

First Chargeback/1442 messages

DE 4 is the First Chargeback/1442 amount in the First Chargeback/1442 currency, exclusive of
any transaction fees.12 A First Chargeback/1442 is classified as partial if it is for less than the
First Presentment/1240 amount.

Second Presentment/1240 messages

DE 4 is the Second Presentment/1240 amount in the Second Presentment/1240 currency,
exclusive of any transaction fees. A Second Presentment/1240 is classified as partial if it is for
less than the First Presentment/1240 amount.

Arbitration Chargeback/1442 messages

DE 4 is the Arbitration Chargeback/1442 amount in the Arbitration Chargeback/1442 currency,
exclusive of any transaction fees. An Arbitration Chargeback/1442 is classified as partial if it is
for less than the amount of the First Presentment/1240.

Fee Collection/1740 messages

DE 4 is the Fee Collection/1740 transaction amount, exclusive of any transaction fees.
Fee Collection/1740 messages can be accepted in any currency except if the transaction is an
intracurrency settlement service transaction it must be submitted in the currency of the
intracurrency.

Fee Collection Return/1740 messages

DE 4 is the Fee Collection Return/1740 transaction amount, exclusive of any transaction fees.

12 For ATM First Chargeback/1442 messages involving non-European Primary Account Numbers (PANs) and destined
for the non-European, non-intracountry Mastercard Network identifier, the issuer must add interchange fees to the
chargeback amount before sending the message.

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 Data element definitions
DE 5 (Amount, Reconciliation)

Fee Collection Resubmission/1740 messages

DE 4 is the Fee Collection Resubmission/1740 transaction amount, exclusive of any transaction
fees.

Fee Collection Arbitration Return/1740 messages

DE 4 is the Fee Collection Arbitration Return/1740 transaction amount, exclusive of any
transaction fees.

Related required data element and PDS

DE 49 (Currency Code, Transaction) and PDS 0148 (Currency Exponents) must be present in
conjunction with DE 4 to identify the transaction’s currency and exponent.

Values
In first chargebacks, second presentments, arbitration chargebacks, and fee collection (Retrieval
Fee Billing/Handling Fees) messages, if the transaction is not an intracurrency settlement
service level transaction, or an intra-European transaction, DE 4 must contain the U.S. dollar
equivalent of the transaction amount if submitted by a customer unless the transaction came
from the Single Message System. For fee collection messages, if the transaction is an
intracurrency settlement service transaction it must be submitted in the currency of the
intracurrency settlement agreement.
Chargebacks are restricted based on the MCC, the product code, and amount. Refer to the
Chargeback Guide, for more information.
In all messages other than Fee Collection/1740 messages, DE 4 must be greater than zero.
All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

DE 5 (Amount, Reconciliation)
DE 5 (Amount, Reconciliation) is the DE 4 (Amount, Transaction) value converted to the
customer’s reconciliation payment or settlement currency.
This amount is exclusive of any fees that are provided in PDS 0146 (Amounts, Transaction Fee).

Attributes

Data Representation: n-12

Length Field: None
Data Field: Fixed length, 12 positions
Subfields: None

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 Data element definitions
DE 5 (Amount, Reconciliation)

Justification: Right

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X M
First Chargeback/1442 and Arbitration Chargeback/1442 • X M
Second Presentment/1240 • X M
Fee Collection (Retrieval Fee Billing)/1740 • X M
Fee Collection (Handling Fees)/1740 • X M
Fee Collection (Other than Retrieval Fee Billing/Handling • X M
Fees)/1740

For ATM transactions submitted by the Mastercard Network, this element is mandatory.
For ATM transactions submitted by the acquirers, DE5 is mandatory when the ATM indicator is
1 or 4.
For all transactions, the clearing system always provides this element.
If a Currency Conversion Assessment (DE 111) was applied, DE 5 will contain this amount.

Arbitration Chargeback/1442 messages

DE 5 is DE 4 converted to the acquirer’s reconciliation currency for the transaction.

First Presentment/1240 messages

DE 5 is DE 4 converted to the issuer’s reconciliation currency for the transaction. The clearing
system may use an adjusted conversion rate.

First Chargeback/1442 messages

DE 5 is DE 4 converted to the acquirer’s reconciliation currency for the transaction.

Second Presentment/1240 messages

DE 5 is DE 4 converted to the issuer’s reconciliation currency for the transaction.

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 Data element definitions
DE 6 (Amount, Cardholder Billing)

Fee Collection/1740 Messages, Fee Collection Return/1740 messages, Fee

Collection Resubmission/1740 messages, or Fee Collection Arbitration Return/
1740 messages
DE 5 is DE 4 converted to the receiving customer’s reconciliation currency for the transaction.

NOTE: These usage notes assume the transaction passes all system edits, and therefore, DE 5 is
calculated in the destination party’s reconciliation currency.
If a transaction is rejected and therefore returned to the originator, DE 5 is not calculated or presented
in the message.

Related data element and PDS

DE 50 (Currency Code, Reconciliation) and PDS 0148 (Currency Exponents) must be present in
conjunction with DE 5 to identify the reconciliation (payment) currency and exponent.

Values
All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a reconciliation amount of
USD 212.50 is expressed as 000000021250.

DE 6 (Amount, Cardholder Billing)

DE 6 (Amount, Cardholder Billing) is DE 4 (Amount, Transaction) converted to the issuer’s
designated cardholder billing currency.
This amount is exclusive of any fees that are provided in PDS 0146 (Amounts, Transaction Fee).

Attributes

Data Representation: n-12

Length Field: None
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

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 Data element definitions
DE 6 (Amount, Cardholder Billing)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O X C
Second Presentment/1240 O X C

For bilaterally settled transactions, this element is optional.

For all other transactions, the clearing system always provides this element.

First Presentment/1240 messages

DE 6 is DE 4 converted to the issuer’s cardholder billing currency. A supplemental cardholder fee
for the Issuer Currency Conversion Rate (ICCR) Service may be added to DE 6 for a participant’s
transaction.

Second Presentment/1240 messages

DE 6 is DE 4 converted to the issuer’s cardholder billing currency.

Related required data element and PDS

DE 51 (Currency Code, Cardholder Billing) and PDS 0148 (Currency Exponents) must be present
in conjunction with DE 6 to identify the cardholder billing currency and exponent.
The clearing system determines the cardholder billing currency for transactions on the basis of
data processing parameters that issuers select in the customer profile database. Cardholder
billing currency selection may be established on issuing account range (PAN) data and other
criteria.
The clearing system also optionally enables issuers to determine the cardholder billing currency
for a given transaction according to the account range and the transaction currency in DE 49
(Currency Code, Transaction).

Values
All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a cardholder billing amount
of USD 212.50 is expressed as 000000021250.

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 Data element definitions
DE 9 (Conversion Rate, Reconciliation)

DE 9 (Conversion Rate, Reconciliation)

DE 9 (Conversion Rate, Reconciliation) is the factor used in converting transaction amount to
reconciliation amount.

How DE 5 is calculated using DE 9

After adjusting for the decimal location, DE 9 is multiplied by DE 4 (Amount, Transaction) to
determine DE 5 (Amount, Reconciliation).

Attributes

Data Representation: n-8

Length Field: None
Data Field: Fixed length, 8 positions
Subfields: None
Justification: N/A

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X M
First Chargeback/1442 and Arbitration Chargeback/1442 • X M
Second Presentment/1240 • X M
Fee Collection (Retrieval Fee Billing)/1740 • X M
Fee Collection (Handling Fees)/1740 • X M
Fee Collection (Other than Retrieval Fee Billing/Handling • X M
Fees)/1740

This data element is calculated by dividing DE 5 by DE 4. The result is adjusted to fit within the
last seven positions of DE 9, and the first position is populated with the number of decimal
places. DE 9 provides the currency conversion cross-rate from DE 4 to DE 5.

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 Data element definitions
DE 10 (Conversion Rate, Cardholder Billing)

NOTE: This data element is simply a quotient of the two related amount data elements and may not
reflect the actual currency conversion rates or algorithms the clearing system uses to execute the
currency conversion service.

Values
The left-most digit denotes the number of positions that the decimal separator shall be moved
from the right. The left-most digit is in the range 0–9. For example, a data value of 91234567
indicates a conversion rate of 0.001234567.
If DE 5 = DE 4, DE 9 will contain a value of 61000000.

DE 10 (Conversion Rate, Cardholder Billing)

DE 10 (Conversion Rate, Cardholder Billing) is the factor used in converting a transaction
amount to cardholder billing amount.
After adjusting for the decimal location, DE 10 is multiplied by DE 4 (Amount, Transaction) to
determine DE 6 (Amount, Cardholder Billing).

Attributes

Data representation: n-8

Length field: None
Data field: Fixed length, 8 positions
Subfields: None
Justification: N/A

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C
Second Presentment/1240 • X C

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 Data element definitions
DE 12 (Date and Time, Local Transaction)

This data element is calculated by dividing DE 6 by DE 4. The result is adjusted to fit within the
last seven positions of DE 10, and the first position is populated with the number of decimal
places. DE 10 provides the currency conversion cross-rate from DE 4 to DE 6.
DE 10 is present in a message whenever DE 4 and DE 6 are present.

Values
The left-most digit denotes the number of positions that the decimal separator shall be moved
from the right. The left-most digit is in the range 0–9. For example, a data value of 91234567
indicates a conversion rate of 0.001234567.
If DE 6 = DE 4, DE 10 will contain a value of 61000000.

DE 12 (Date and Time, Local Transaction)

DE 12 (Date and Time, Local Transaction) is the local year, month, day, and time at which the
transaction takes place at the acceptor location.

Attributes

Data Representation: n-12; YYMMDDhhmmss

Length Field: None
Data Field: Fixed length, 12 positions
Subfields: 2
Justification: N/A

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 M • M
s1 Date M • M
s2 Time M • M
First Chargeback/1442 and Arbitration Chargeback/1442 M • M
Second Presentment/1240 M • M

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 Data element definitions
Subfield 1 (Date)

Message Type Identifier Org Sys Dst

Retrieval Request/1644 M • M
Retrieval Request Acknowledgment/1644 M • M

For business transaction life cycle messages, DE 12 contains the actual cardholder transaction
local date and time at the point of interaction.
The DE 12 value submitted in the First Presentment/1240 should remain the same in all
subsequent retrieval and chargeback transactions.
DE 12 is required in the life cycle transactions if it was provided on the First Presentment. This is
critical if the transaction qualifies for Account Level Management/Spend Shortfall processing.
Please refer to the Account Level Management User Manual for details regarding which
transactions qualify for Account Level Management.
The date and time should always be retained and returned through all subsequent messages in
the life cycle.

Subfield 1 (Date)
DE 12 (Date and Time, Local Transaction), subfield 1 (Date) describes the date on which a
transaction takes place at the acceptor location.

Attributes

Data Representation n-6; YYMMDD

Data Field Contents of positions 1–6
Justification N/A

Requirements
• DE 12, subfield 1 must be present and contain a valid date in the format YYMMDD in all First
Presentment/1240 transactions. GCMS rejects the transaction if DE 12, subfield 1 is not
present.
• In First Presentment/1240 messages, DE 12 must contain a valid date to qualify for most
incentive interchange programs.
• The date cannot be greater than the file header date provided in subfield 2, File Reference
Date, of PDS 0105 (File ID), unless the transaction is Collection Only.
• If the transaction is a retrieval request and DE 12 is present, this subfield must contain a
valid date in the format YYMMDD.
• This table describes the rules for the date subfield based on the transaction type.

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 Data element definitions
Subfield 2 (Time)

Rules for the date subfield based on the transaction type

Transaction type Transaction date used in DE 12, subfield 1

Face-to-face The date goods or services are exchanged.
Non–Face-to-face The date goods are shipped or services performed
Vehicle Rental The date the vehicle is returned, or, if applicable, the prepayment
date.
Lodging The date checkout occurred, or if applicable, the prepayment date.
No-show The date the cardholder was expected to arrive at the hotel or motel
and failed to appear.
Airline/Railway The date the ticket was issued.
Cruise Line The date transportation documents are issued.
On-board Cruise Line The date the passenger disembarks.
Credit The date the acceptor grants a credit or price adjustment.
All in-flight commerce The date the flight departs from the originating city. The transaction
transactions except in-flight date for in-flight commerce mailed purchases is the shipment date
commerce mailed purchases unless otherwise disclosed to the cardholder.
Post-authorized Aggregated The date the cardholder undertook travel that was included in this
Contactless Transit or Authorized aggregation. If the aggregation spanned multiple days, the date
Aggregated Split Clearing used should be that which most clearly allows the cardholder to link
Contactless Transit Transaction the amount charged to the travel undertaken.

Subfield 2 (Time)
DE 12 (Date and Time, Local Transaction), subfield 2 (Time) describes the time at which a
transaction takes place at the acceptor location.

Attributes

Date Representation n-6; hhmmss

Data Field Contents of positions 7–12
Justification N/A

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 Data element definitions
DE 14 (Date, Expiration)

Requirements
• This subfield must be in hhmmss format representing hours, minutes, and seconds. The hours
portion (hh) must contain a value in the range 00–23, and the minutes (mm) and seconds
(ss) portion must contain a value in the range 00–59.
• If the transaction time is unknown or unavailable, the time subfield should be populated with
zeros.

DE 14 (Date, Expiration)
DE 14 (Date, Expiration) specifies the year and month after which a card expires.

Attributes

Data Representation: n-4; YYMM

Length Field: None
Data Field: Fixed length, 4 positions
Subfields: None
Justification: N/A

This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C

This data element may be used in messages to contain the date after which a card expires and
is no longer valid for cardholder use.

Values
This data element must consist of a year (YY) and a month (MM).

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 Data element definitions
DE 22 (Point of Service [POS] Entry Mode)

DE 22 (Point of Service [POS] Entry Mode)

DE 22 (Point of Service [POS] Entry Mode) is a series of codes that identify terminal capability,
terminal environment, and point-of-interaction (POI) security data.
DE 22 indicates specific conditions that are (or were) present at the time a transaction occurred
at the point of interaction.

Attributes

Data Representation: an-12

Length Field: None
Data Field: Fixed length, 12 positions
Subfields: 12
Justification: N/A

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 M • M
s7 Card Data: Input Mode M X M
First Chargeback/1442 and Arbitration Chargeback/1442 M • M
s7 Card Data: Input Mode M X M
Second Presentment/1240 M • M
s7 Card Data: Input Mode M X M
Retrieval Request/1644 M X M
s7 Card Data: Input Mode M X M
Retrieval Request Acknowledgment/1644 M • M
s7 Card Data: Input Mode M X M

This data element describes in First Presentment/1240 messages (and subsequent related life
cycle messages) the POI environment at the time that a transaction occurred. Credit (Purchase

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 Data element definitions
DE 22 (Point of Service [POS] Entry Mode)

Return) messages should submit point-of-interaction (POI) data based on the refund
environment, not the environment of the original transaction.
If the acquirer fails to provide DE 22 (Point of Service Data Code) in the First Presentment of an
electronic commerce transaction, regardless of the IRD submitted, the transaction will be
rejected.

Requirements
This list describes the requirements for DE 22.
• DE 22 is required in First Presentment/1240, First Chargebacks/1442, Second
Presentments/1240, and Arbitration Chargebacks/1442 transactions.
If DE 22 is not present in the First Presentment/1240 message, GCMS rejects the
transaction.
• DE 22 data sent in the First and Arbitration Chargeback/1442 and Second Presentment/
1240 messages should be the same value as that which was sent in DE 22 in the First
Presentment/1240 message.
• DE 22 is required in Retrieval Request/1644 and Retrieval Request Acknowledgment/1644
messages whenever it was included in the associated First Presentment/1240. GCMS and
IPM Pre-edit and Utilities software currently have no edits to support this business
requirement.
• DE 22 is required when DE 55 is present. In this situation, DE 22, subfield 7 must contain
values F, M, R, S, or C.
• DE 22 is used in a clearing message to identify a message as a Clearing contactless magnetic
stripe transaction. For this transaction type, DE 22, subfield 1 contains values A or M, and
subfield 7 contains value A.
• DE 22 is used in a clearing message to identify a message as a Clearing contactless M/Chip
transaction. For this transaction type, DE 22, subfields 1 and 7 contain value M.
• For offline chip transactions when DE 38 (Approval Code) is not available, DE 22, subfield 7
must contain value F to identify the transaction as offline chip.
• DE 22, subfield 4 must contain value 2 or 4 when DE 22, subfield 7 contains value R.
• DE 22, subfield 5 must contain values 4 or 5 when DE 22, subfield 7 contains value S.
• Transactions identified as contactless PAN-mapped or Mastercard Digital Enablement
Service PAN-mapped, contactless transactions sent to the issuer, will have the value sent by
the acquirer (A or M) in DE 22, subfield 7, changed by Mastercard to value M.
• Transactions identified as contactless PAN-mapped or Mastercard Digital Enablement
Service PAN-mapped, contactless transactions sent to the acquirer, will have the DE 22,
subfield 7 value sent by the issuer (M) changed by Mastercard to the original value sent in by
the acquirer.
• Transactions identified as Mastercard Digital Enablement Service PAN-mapped Digital
Secure Remote Payment transactions sent to the issuer will have value R sent by the acquirer
in DE 22, subfield 7, changed by Mastercard to value O.
• Transactions identified as Mastercard Digital Enablement Service PAN-mapped Digital
Secure Remote Payment transactions sent to the acquirer will have value O sent by the
issuer and changed by Mastercard to the original value sent in by the acquirer.

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 Data element definitions
Authorization to clearing data element mapping

Authorization to clearing data element mapping

The CIS authorization messages currently use the ISO 8583-1987 message format, whereas
the IPM clearing messages use the ISO 8583-1993 message format. There are some differences
for the same data elements between the authorization and clearing messages that customers
should consider when mapping between them.

NOTE: Refer to the Data Integrity Monitoring Program manual for specific edit information.

This table details the mapping between the authorization and clearing data elements.

Authorization to clearing mapping for data elements

IPM Data Element

To map to IPM… Name Use CIS Authorization…
DE 22 Point of Service Data DE 61, DE 22, DE 26,
Code and DE 48 as follows:
DE 22, subfield 1 Terminal Data: Card IF CIS DE 61, Subfield Use…
Data Input Capability 11 =
0 0
1 1
2 2
3 M
4 A
5 D
6 6
7 B
8 C
9 5
DE 22, subfield 2 Terminal Data: IF CIS DE 22, Subfield 2 Use…
Cardholder =
Authentication
Capability
0 9
1 1
2 0
8 5
IF CIS DE 22, Subfield 1 Use…
=

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 Data element definitions
Authorization to clearing data element mapping

IPM Data Element

To map to IPM… Name Use CIS Authorization…
04 6
DE 22, subfield 3 Terminal Data: Card IF CIS DE 61, Subfield 6 Use…
Capture Capability =
0 0
1 1
DE 22, subfield 4 Terminal Operating IF CIS DE 61… Use…
Environment
subfield 1 = 2 and 0
subfield 3 = 3
subfield 1 = 0 and 1
subfield 3 = 0
subfield 1 = 1 and 2
subfield 3 = 0
subfield 1 = 1 and 2
subfield 3 = 4
subfield 1 = 0 and 3
subfield 3 = 1
subfield 1 = 1 and 4
subfield 3 = 1
subfield 1 = 1 and 4 or 5
subfield 3 = 2
subfield 3 = 8 8
subfield 1 = any other 9
value or subfield 3 = any
other value
DE 22, subfield 5 Cardholder Present If CIS DE 61 subfield 4 = Use…
Data
0 0
1 1
2 2
3 3
4 4
5 5
DE 22, subfield 6 Card Present Data IF CIS DE 61 subfield 5 = Use…
0 1

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 Data element definitions
Authorization to clearing data element mapping

IPM Data Element

To map to IPM… Name Use CIS Authorization…
1 0
DE 22, subfield 7 Card Data: Input Mode IF CIS DE 22 subfield 1 = Use…
00 0
01 1
02 2
03 0
04 0
05 C
07 M
09 R
10 7
79 6
80 B
81 S
82 T
90 B
91 A
95 C
DE 22, subfield 8 Cardholder IF CIS DE 48 subelement Use…
Authentication Method 80 =
PV or TV 1
A value other than PV or 9
TV
DE 22, subfield 9 Cardholder No Authorization Default=9
Authentication Entity equivalent
DE 22, subfield 10 Card Data Output No Authorization Default=0
Capability equivalent
DE 22, subfield 11 Terminal Data Output No Authorization Default=0
Capability equivalent
DE 22, subfield 12 PIN Capture Capability IF CIS DE 26 = Use…
04 4
05 5

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 Data element definitions
Subfield 1 (Terminal Data, Card Data Input Capability)

IPM Data Element

To map to IPM… Name Use CIS Authorization…
06 6
07 7
08 8
09 9
10 A
11 B
12 C
IF CIS DE 22 subfield 2 = Use…
0 1
2 0

Subfield 1 (Terminal Data, Card Data Input Capability)

DE 22 (Point of Service [POS] Entry Mode), subfield 1 indicates the set of methods supported
by the terminal for the input of account number, card, or mobile device data.

Attributes

Data Representation: an-1

Data Field: Contents of position 1
Justification: N/A

Values Description
0 Input capability unknown or unspecified.
1 No POS terminal used (for example, voice/ARU authorization or
other transactions that originated from a data server).
2 Terminal supports magnetic stripe input only.
4 Optical character reader (OCR) capability
5 Terminal supports EMV contact chip input only.
6 Terminal supports key entry input only.

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 Data element definitions
Subfield 2 (Terminal Data, Cardholder Authentication Capability)

Values Description
A Contactless Magnetic Stripe (Proximity Chip)

NOTE: Terminal supports contactless magnetic stripe input but not

contactless EMV input. The terminal may also support one or more
other card input types, including EMV contact chip input, magnetic
stripe input, and key entry input.

B Terminal supports magnetic stripe input, and key entry input.

C Terminal supports EMV contact chip input, magnetic stripe input,
and key entry input.
D Terminal supports EMV contact chip input and magnetic stripe input.
E EMV contact chip and key entry capability.
M Contactless EMV/Chip (Proximity Chip)

NOTE: Terminal supports contactless EMV input and contactless

magnetic stripe input. The terminal also may support one or more
other card input types, including EMV contact chip input, magnetic
stripe input, and key entry input.

V Other capability

Subfield 2 (Terminal Data, Cardholder Authentication Capability)

DE 22 (Point of Service [POS] Entry Mode), subfield 2 describes the capability of the terminal
device to support/accept authentication data.

Attributes

Data Representation: n-1

Data Field: Contents of position 2
Justification: N/A

Values Description
0 Terminal does not have PIN entry capability
1 Terminal has PIN entry capability
2 Electronic signature analysis capability
3 POS software-based PIN entry capability

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 Data element definitions
Subfield 3 (Terminal Data, Card Capture Capability)

Values Description
5 Terminal has PIN entry capability but PIN pad is not currently
operative
6 Other
9 Unknown; data unavailable

Subfield 3 (Terminal Data, Card Capture Capability)

DE 22 (Point of Service [POS] Entry Mode), subfield 3 indicates whether the terminal has card
capture capabilities.

Attributes

Data Representation: n-1

Data Field: Contents of position 3
Justification: N/A

Values Description
0 Terminal/operator does not have card capture capability
1 Terminal/operator has card capture capability
9 Unknown; data unavailable

Subfield 4 (Terminal Operating Environment)

DE 22 (Point of Service [POS] Entry Mode), subfield 4 indicates whether the acceptor is
attending the terminal and the location of the terminal.

Attributes

Data Representation: n-1

Data Field: Contents of position 4
Justification: N/A

Values Description
0 No terminal used

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 Data element definitions
Subfield 5 (Cardholder Present Data)

Values Description
1 On acceptor premises; attended terminal
2 On acceptor premises; unattended terminal
3 Off acceptor premises; attended
4 Off acceptor premises; unattended
5 On cardholder premises; unattended
6 Off cardholder premises; unattended
7 Private use (Future use)
8 Additional Terminal Operating Environments
9 Unknown; data unavailable

Subfield 5 (Cardholder Present Data)

DE 22 (Point of Service [POS] Entry Mode), subfield 5 indicates whether the cardholder is
present at the point of service and explains the condition if the cardholder is not present.

Attributes

Data Representation: n-1

Data Field: Contents of position 5
Justification: N/A

Values Description
0 Cardholder present
1 Cardholder not present (unspecified)
2 Cardholder not present (mail/facsimile transaction)
3 Cardholder not present (phone order or from automated response
unit [ARU])
4 Cardholder not present (standing order/recurring transactions)
5 Cardholder not present (electronic order [PC, Internet, mobile phone,
or PDA])
9 Unknown; data unavailable

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 Data element definitions
Subfield 6 (Card Present Data)

Subfield 6 (Card Present Data)

DE 22 (Point of Service [POS] Entry Mode), subfield 6 indicates if the card is present at the
point of service.

Attributes

Data Representation: n-1

Data Field: Contents of position 6
Justification: N/A

Values Description
0 Card not present*
1 Card present*
9 Unknown; data unavailable
*

NOTE: Due to different versions of ISO standards the CIS values

are opposite of values for IPM DE 22, subfield 6.

Subfield 7 (Card Data, Input Mode)

DE 22 (Point of Service [POS] Entry Mode), subfield 7 indicates the method used for PAN entry
to initiate a transaction.

Attributes

Data Representation: an-1

Data Field: Contents of position 7
Justification: N/A

NOTE: Issuers are allowed to use values N, O, or V for Chargeback/1442 messages and Retrieval
Request/1644 messages if the First Presentment/1240 message contained values N, O, or V.

Values Description
0 PAN entry mode unknown

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 Data element definitions
Subfield 8 (Cardholder Authentication Method)

Values Description
1 PAN manual entry; no terminal used
2 PAN auto-entry via magnetic strip: track data is not required within
transaction
6 PAN manual entry using a terminal, or through voice transaction
after chip card read error or chip fallback transaction failure
7 Credential on File (effective June 12, 2018)
A PAN auto-entry via contactless magnetic stripe: track data provided
unaltered within transaction
B PAN auto-entry via magnetic stripe: track data provided unaltered
within transaction (magnetic stripe entry may also be chip fallback
transaction).
C PAN auto-entry via chip (online authorized transaction)
F PAN auto-entry via chip (offline chip-approved transaction)
M PAN auto-entry via contactless M/Chip
R PAN entry via electronic commerce containing Digital Secure Remote
Payment (DSRP) cryptogram within DE 55 (Integrated Circuit Card
[ICC])
S PAN entry via electronic commerce
T PAN auto-entry via server (issuer, acquirer, or third party vendor
system)

Subfield 8 (Cardholder Authentication Method)

DE 22 (Point of Service [POS] Entry Mode), subfield 8 indicates the method by which the
cardholder’s identity was verified at the point of service.

Attributes

Data Representation: an-1

Data Field: Contents of position 8
Justification: N/A

Values Description
0 Not authenticated
1 PIN

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 Data element definitions
Subfield 9 (Cardholder Authentication Entity)

Values Description
2 Electronic signature analysis
5 Manual signature verification
6 Other manual verification (such as a driver’s license number)
9 Unknown; data unavailable
S Other systematic verification

Subfield 9 (Cardholder Authentication Entity)

DE 22 (Point of Service [POS] Entry Mode), subfield 9 indicates the entity through which the
cardholder’s identity was verified at the point of service.

Attributes

Data Representation: n-1

Data Field: Contents of position 9
Justification: N/A

Values Description
0 Not authenticated
1 ICC, Offline PIN
2 Card acceptance device (CAD)
3 Authorizing agent, Online PIN
4 Merchant/acceptor, signature
5 Other
9 Unknown; data unavailable

Application notes
For chip transactions, the Cardholder Verification Method (CVM) used for that transaction is
specified via the combination of values for DE 22, subfields 8 (Cardholder Authentication
Method) and 9 shown in this table.

CVM Subfield 8 value Subfield 9 value

Offline PIN 1 1

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 Data element definitions
Subfield 10 (Card Data Output Capability)

CVM Subfield 8 value Subfield 9 value

Online PIN 1 3
Signature 5 4
No CVM 0 0

Subfield 10 (Card Data Output Capability)

DE 22 (Point of Service [POS] Entry Mode), subfield 10 indicates the ability of the terminal to
write or output data to a card.

Attributes

Data Representation: an-1

Data Field: Contents of position 10
Justification: N/A

Values Description
0 Unknown; data unavailable
1 None
2 Write data to card at magnetic stripe level
3 Write data to card at ICC chip level
S Other

Subfield 11 (Terminal Data Output Capability)

DE 22 (Point of Service [POS] Entry Mode), subfield 11 indicates the print and display
capabilities of the terminal.

Attributes

Data Representation: n-1

Data Field: Contents of position 11
Justification: N/A

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 Data element definitions
Subfield 12 (PIN Capture Capability)

Values Description
0 Unknown; data unavailable
1 None
2 Printing capability only
3 Display capability only
4 Printing and display capability

Subfield 12 (PIN Capture Capability)

DE 22 (Point of Service [POS] Entry Mode), subfield 12 indicates the maximum number of PIN
characters that the POS terminal can capture.

Attributes

Data Representation: an-1

Data Field: Contents of position 12
Justification: N/A

Values Description
0 No PIN capture capability
1 Unknown; data unavailable
2 Reserved
3 Reserved
4 PIN capture capability 4 characters maximum
5 PIN capture capability 5 characters maximum
6 PIN capture capability 6 characters maximum
7 PIN capture capability 7 characters maximum
8 PIN capture capability 8 characters maximum
9 PIN capture capability 9 characters maximum
A PIN capture capability 10 characters maximum
B PIN capture capability 11 characters maximum
C PIN capture capability 12 characters maximum

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 Data element definitions
DE 23 (Card Sequence Number)

DE 23 (Card Sequence Number)

DE 23 (Card Sequence Number) distinguishes among separate cards that have the same DE 2
(Primary Account Number [PAN]).

Attributes

Data Representation: n-3

Length Field: None
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Right

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C
Fee Collection (Handling Fees)/1740 O • C
Fee Collection (Other than Retrieval Fee Billing/Handling O • C
Fees)/1740

DE 23 is used to identify one of several cards issued under a single PAN. Normally, when such
cards are issued, the card sequence number is encoded on track 1 or track 2 of the card, and this
information is automatically captured during a magnetic stripe-read operation at a POI
terminal.

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 Data element definitions
DE 24 (Function Code)

For chip transactions that include EMV-compliant ICC system-related data (DE 55), DE 23 must
be present and contain the Application PAN Sequence Number (tag 5F34) if provided by the IC
card to the terminal.
If the account range is registered for the Authentication Indicator Type 1 Service, then DE 23
must be present.

Values
If present, DE 23 contains the Card Sequence Number in the range 000–099, right-justified and
left-padded with zeros.
In the context of chip transactions, the Application PAN Sequence Number (EMV tag 5F34) is
defined as a one-byte numeric value. The acquirer software shall therefore convert this one-byte
numeric value to a three-byte value in DE 23, with leading zeros. For example, if the value of
5F34 is 2, the value of DE 23 will be 002.

Application notes
For Europe-acquired, Brazil-issued chip combination cards; acquirers in the Europe region may
optionally recognize the Brazil-issued chip combination card acceptance brand selection that is
determined by a unique PSN value in DE 23.
• 0x1 (Credit/Mastercard®), where x is the sequence number 0 to 9: the transaction is
processed a credit transaction.
• 0x2 (Debit/Mastercard®), where x is the sequence number 0 to 9: the transaction is
processed as a debit transaction.
• If neither 0x1 or 0x2 is present, the transaction is processed as a credit transaction.

DE 24 (Function Code)
DE 24 (Function Code) indicates the specific purpose for a message.

Attributes

Data Representation: n-3

Length Field: None
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Right

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IPM Clearing Formats • 16 April 2024 249
 Data element definitions
DE 24 (Function Code)

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Header (Customer-generated)/1644 M • •
File Header (Clearing System-generated)/1644 • X M
File Trailer (Customer-generated)/1644 M • •
File Trailer (Clearing System-generated)/1644 • X M
First Presentment/1240 M • M
Financial Detail Addendum (Passenger Transport Detail, M • M
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, M • M
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, M • M
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 M • M
Financial Detail Addendum (Lodging Summary)/1644 M • M
Financial Detail Addendum (Temporary Services)/1644 M • M
Financial Detail Addendum (Shipping/Courier Services)/ M • M
1644
Financial Detail Addendum (Payment Transactions)/1644 M • M
Financial Detail Addendum (Telephony Billing, Summary)/ M • M
1644
Financial Detail Addendum (Telephony Billing, Detail)/ M • M
1644
Financial Detail Addendum (Travel Agency Detail)/1644 M • M
Financial Detail Addendum (Lodged Account Detail)/1644 M • M
Financial Detail Addendum (Electronic Invoice, Transaction M • M
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party M • M
Information)/1644
Financial Detail Addendum (Corporate Card Common M • M
Data Requirements)/1644

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 Data element definitions
DE 24 (Function Code)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction M • M
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ M • M
1644
Financial Detail Addendum (Generic Detail)/1644 M • M
Financial Detail Addendum (Healthcare)/1644 M • M
Financial Detail Addendum (Private Label Common Data)/ M • M
1644
Financial Detail Addendum (Private Label Line Item M • M
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 M • M
Second Presentment/1240 M • M
Retrieval Request/1644 M • M
Retrieval Request Acknowledgment/1644 M • M
Fee Collection (Retrieval Fee Billing)/1740 M • M
Fee Collection (Handling Fees)/1740 M • M
Fee Collection (Other than Retrieval Fee Billing/Handling M • M
Fees)/1740
File Currency Summary/1644 • X M
Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M
Message Exception/1644 and File Reject/1644 • X M
Text Message/1644 • X M
Currency Update/1644 • X M
Fee Collection (Retrieval Fee Billing)/1740 M • M
Fee Collection (Handling Fees)/1740 M • M
Fee Collection (Other than Retrieval Fee Billing/Handling M • M
Fees)/1740

DE 24 is mandatory in all Fee Collection/1740 clearing system messages. Together with the
MTI, the function code uniquely identifies all Fee Collection/1740 transaction functions the
clearing system performs.

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IPM Clearing Formats • 16 April 2024 251
 Data element definitions
DE 24 (Function Code)

Values
This table lists all Function Codes the clearing system supports. The associated MTIs are also
provided.

Values

MTI Function Code Clearing System Transaction Function

1240 200 First Presentment
1240 205 Second Presentment (Full)
1240 282 Second Presentment (Partial)
1442 450 First Chargeback (Full)
1442 451 Arbitration Chargeback (Full)13
1442 453 First Chargeback (Partial)
1442 454 Arbitration Chargeback (Partial) 5
1644 603 Retrieval Request 5
1644 605 Retrieval Request Acknowledgment
1644 640 Currency Update
1644 680 File Currency Summary
1644 685 Financial Position Detail
1644 688 Settlement Position Detail
1644 691 Message Exception
1644 693 Text Message
1644 695 File Trailer
1644 696 Financial Detail Addendum
1644 697 File Header
1644 699 File Reject
1740 700 Fee Collection (Customer-generated)14
1740 780 Fee Collection Return
1740 781 Fee Collection Resubmission
1740 782 Fee Collection Arbitration Return

13 Not supported for ATM transactions (DE 3 = 010000)

14 Fee Collection (Customer-generated)/1740 messages includes manually submitted (non-MasterCom) retrieval
fulfillments.

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IPM Clearing Formats • 16 April 2024 252
 Data element definitions
DE 25 (Message Reason Code)

MTI Function Code Clearing System Transaction Function

1740 783 Fee Collection (Clearing System-generated)
1740 790 Fee Collection (Funds Transfer)
1740 791 Fee Collection (Funds Transfer Backout)

DE 25 (Message Reason Code)

DE 25 (Message Reason Code) provides the message receiver with the reason for sending the
message.

Attributes

Data Representation: n-4

Length Field: None
Data Field: Fixed length, 4 positions
Subfields: None
Justification: Right

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 M • M
Second Presentment/1240 M • M
File Currency Summary/1644 • X M
Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M
Retrieval Request/1644 M • M
Retrieval Request Acknowledgment/1644 M • M

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 Data element definitions
DE 25 (Message Reason Code)

Message Type Identifier Org Sys Dst

Fee Collection (Retrieval Fee Billing)/1740 M • M
Fee Collection (Handling Fees)/1740 M • M
Fee Collection (Other than Retrieval Fee Billing/Handling M • M
Fees)/1740
Text Message/1644 • X M

DE 25 is required in a First Presentment/1240 message when multiple partial-amount clearing

messages are submitted for a single purchase transaction.
DE 25 identifies the specific reason that a transaction was initiated, such as the reason for a
Retrieval Request/1644 message, Retrieval Request Acknowledgment/1644 message, First
Chargeback/1442 message, or Second Presentment/1240 message.
DE 25 identifies the specific reason that a transaction was initiated, such as the reason for a
Fee Collection/1740 message.

Values
These tables list Message Reason Codes the clearing system supports for Fee Collection/1740
messages. The associated MTIs and Function Codes are also provided to indicate the specific
circumstances in which each Message Reason Code is used.

First Presentment/1240 (Function Code = 200)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Maestro ATM,
Mastercard POS Maestro manual
and manual cash Valid for intra- cash
Message Reason Message Reason disbursement European Maestro disbursement, and
Code Code Description messages POS messages Cirrus messages
1400 Not previously Yes Yes Yes
authorized due to
other reason
1401 Previously Yes Yes Yes
approved
authorization,
amount same

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Maestro ATM,
Mastercard POS Maestro manual
and manual cash Valid for intra- cash
Message Reason Message Reason disbursement European Maestro disbursement, and
Code Code Description messages POS messages Cirrus messages
1402 Previously Yes Yes Yes
approved
authorization,
amount differs

1403 Previously Yes No No

approved
authorization,
partial amount,
multi-clearing
1404 Previously Yes No No
approved
authorization,
partial amount,
final clearing
1405 Not previously Yes Yes Yes
authorized due to
terminal
malfunction
1406 Not previously Yes Yes Yes
authorized due to
network
unavailability
1407 Authorized outside Yes Yes Yes
of Mastercard
Network
1451 Incorrect Yes Yes Yes
transaction
parameters
(Reversals: Invalid
data previously
supplied)

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Maestro ATM,
Mastercard POS Maestro manual
and manual cash Valid for intra- cash
Message Reason Message Reason disbursement European Maestro disbursement, and
Code Code Description messages POS messages Cirrus messages
1452 Duplicate Yes Yes Yes
transaction
(Reversals:
Duplicate
transaction)
1500 Identifies a syntax No No No
error return

Second Presentment (Full)/1240 (Function Code = 205) and Second Presentment (Partial)/1240
(Function Code = 282)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Maestro ATM,
Mastercard POS Maestro manual
and manual cash Valid for intra- cash
Message Reason Message Reason disbursement European Maestro disbursement, and
Code Code Description messages POS messages Cirrus messages
1500 Identifies a syntax No No No
error return
2001 Invalid Acquirer Yes Yes Yes
Reference Data on
chargeback; no
documentation
required or
provided.

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Maestro ATM,
Mastercard POS Maestro manual
and manual cash Valid for intra- cash
Message Reason Message Reason disbursement European Maestro disbursement, and
Code Code Description messages POS messages Cirrus messages
2002 Non-receipt of Yes Yes Yes
required
documentation to
support
chargeback within
maximum time
frame.

2003 Correct transaction Yes Yes Yes

date provided.

2004 Invalid Acquirer Yes Yes Yes

Reference Data on
chargeback;
documentation
was received.

2005 Correct acceptor Yes Yes Yes

location/
description
provided.

2008 Issuer authorized Yes Yes Yes

transaction.

2011 Credit previously Yes Yes Yes

issued.

2700 Chargeback Yes Yes Yes

remedied, see
corresponding
documentation.

2701 Duplicate Yes Yes Yes

chargeback

2702 Past chargeback Yes Yes Yes

time limit.

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Maestro ATM,
Mastercard POS Maestro manual
and manual cash Valid for intra- cash
Message Reason Message Reason disbursement European Maestro disbursement, and
Code Code Description messages POS messages Cirrus messages
2703 Requested Yes Yes Yes
transaction
document provided
(requires hardship
variance)

2704 Invalid member Yes Yes Yes

message text

2705 Correct MCC Yes Yes Yes

provided

2706 Authorization Yes Yes Yes

advised suspicious

2707 No authorization Yes Yes Yes

request required
nor attempted

2708 Account was not Yes Yes Yes

listed on the
applicable warning
bulletin as of the
transaction date.

2709 Documentation Yes Yes Yes

received was
illegible.

2710 Scanning error– Yes Yes Yes

unrelated
documents or
partial scan

2713 Invalid Chargeback Yes Yes Yes

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Maestro ATM,
Mastercard POS Maestro manual
and manual cash Valid for intra- cash
Message Reason Message Reason disbursement European Maestro disbursement, and
Code Code Description messages POS messages Cirrus messages
2870 Chip Liability Shift* Yes* Yes Yes
*Valid for all
intraregional
transactions except
those involving U.S.
region and all
interregional
transactions
between the
following:
• AP region and
MEA region
• Europe region
and
participating
countries in
MEA region15
• Europe region
and
participating
countries in AP
region16

2871 Chip/PIN Liability Yes* Yes Yes

Shift**
** Reserved for
intra-Europe and
intra-Canada

15 MEA countries participating in the Interregional Chip Liability Shift program include: Bahrain, Kuwait, Mauritius,
Morocco, Qatar, South Africa, Tunisia, United Arab Emirates
16 AP countries participating in interregional chip liability shift include: Hong Kong, Indonesia, Malaysia, New Zealand,
Philippines, Singapore, Taiwan, Thailand

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IPM Clearing Formats • 16 April 2024 259
 Data element definitions
DE 25 (Message Reason Code)

First Chargeback (Full)/1442 (Function Code = 450) and First Chargeback (Partial)/1442 (Function
Code = 453)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Maestro ATM,
Mastercard POS Maestro manual
and manual cash Valid for intra- cash disbursement
Message Reason Message Reason disbursement European Maestro and Cirrus
Code Code Description messages POS messages messages
4515 Cardholder Denies Yes
Transaction
Finalized

4804 Multiple Yes Yes Yes

Processing,
Duplicate (used
only by the
Mastercard
Network for
European-acquired
transactions)

4807 Warning bulletin Yes

4808 Requested/ Yes Yes Yes

required
authorization not
obtained

4809 Transaction Not Yes Yes Yes

Reconciled
(Used only by the
Mastercard
Network for
European-acquired
transactions)

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Maestro ATM,
Mastercard POS Maestro manual
and manual cash Valid for intra- cash disbursement
Message Reason Message Reason disbursement European Maestro and Cirrus
Code Code Description messages POS messages messages
4811 Stale Transaction Yes Yes Yes
(Used by the
Mastercard
Network only for
European-acquired
transactions)

4812 Account number Yes

was not on file.

4831 Transaction Yes Yes

amount differs.

4834 Duplicate Yes Yes Yes

processing

4837 Fraudulent Yes Yes

transaction; no
cardholder
authorization

4840 Fraudulent Yes

processing of
transaction

4841 Canceled recurring Yes Yes

transaction

4842 Late presentment Yes Yes Yes

4846 Correct transaction Yes Yes

currency code was
not provided.

4849 Questionable Yes

acceptor activity

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IPM Clearing Formats • 16 April 2024 261
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Maestro ATM,
Mastercard POS Maestro manual
and manual cash Valid for intra- cash disbursement
Message Reason Message Reason disbursement European Maestro and Cirrus
Code Code Description messages POS messages messages
4850 Installment
Transaction
Dispute17

4853 Cardholder Dispute Yes

Defective/Not as
Described

4854 Cardholder dispute Yes

not elsewhere
classified (U.S.
only)

4855 Non-receipt of Yes Yes

merchandise

4859 Services not Yes Yes

rendered

4860 Credit not Yes Yes

processed

4863 Cardholder does Yes Yes Yes

not recognize,
Potential fraud

17 Valid for Brazil domestic chargebacks only

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Maestro ATM,
Mastercard POS Maestro manual
and manual cash Valid for intra- cash disbursement
Message Reason Message Reason disbursement European Maestro and Cirrus
Code Code Description messages POS messages messages
4870 Chip Liability Shift* Yes* Yes
*Valid for all
intraregional
transactions except
those involving U.S.
region and all
interregional
transactions
between the
following:
• AP region and
MEA region
• Europe region
and
participating
countries in
MEA region1
• Europe region
and
participating
countries in AP
region2

4871 Chip/PIN Liability Yes* Yes Yes

Shift**
** Reserved for
intra-Europe and
intra-Canada

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Maestro ATM,
Mastercard POS Maestro manual
and manual cash Valid for intra- cash disbursement
Message Reason Message Reason disbursement European Maestro and Cirrus
Code Code Description messages POS messages messages
4880 Maestro Late Yes* Yes Yes**
Presentment
*Applies only to
non-intra-
European and non-
inter-European
Maestro chip-read
and PIN-based
POS transactions
**Applies only to
Maestro
transactions

4890 Identifies a syntax No No No

error return
4999 Domestic Yes* Yes* Yes*
Chargeback
Dispute
*Reserved for intra-
European and
inter-European use

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 Data element definitions
DE 25 (Message Reason Code)

Arbitration Chargeback (Full)/1442 (Function Code = 451) and Arbitration Chargeback (Partial)/1442
(Function Code = 454)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Valid for intra- Maestro ATM
Mastercard POS European and Maestro manual
and manual cash inter-European cash disbursement
Message Reason Message Reason disbursement Maestro POS and Cirrus
Code Code Description messages messages messages
4807 Warning bulletin Yes N/A N/A

4808 Requested/ Yes N/A N/A

required
authorization not
obtained

4812 Account number Yes N/A N/A

was not on file.

4831 Transaction Yes N/A N/A

amount differs.

4834 Duplicate Yes N/A N/A

processing.

4837 Fraudulent Yes N/A N/A

transaction; no
cardholder
authorization

4840 Fraudulent Yes N/A N/A

processing of
transaction

4841 Canceled recurring Yes Yes N/A

transaction

4842 Late presentment Yes N/A N/A

4846 Correct transaction Yes N/A N/A

currency code was
not provided.

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Valid for intra- Maestro ATM
Mastercard POS European and Maestro manual
and manual cash inter-European cash disbursement
Message Reason Message Reason disbursement Maestro POS and Cirrus
Code Code Description messages messages messages
4849 Questionable Yes N/A N/A
acceptor activity

4850 Installment Yes N/A N/A

Transaction
Dispute18

4853 Cardholder Dispute Yes N/A N/A

Defective/Not as
Described

4854 Cardholder dispute Yes N/A N/A

not elsewhere
classified (U.S.
only)

4855 Non-receipt of Yes N/A N/A

merchandise

4859 Services not Yes N/A N/A

rendered

4860 Credit not Yes N/A N/A

processed

4863 Cardholder does Yes N/A N/A

not recognize,
Potential fraud

18 Valid for Brazil domestic chargebacks only

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Valid for intra- Maestro ATM
Mastercard POS European and Maestro manual
and manual cash inter-European cash disbursement
Message Reason Message Reason disbursement Maestro POS and Cirrus
Code Code Description messages messages messages
4870 Chip Liability Shift* Yes* Yes Yes
*Valid for all
intraregional
transactions except
those involving U.S.
region and all
interregional
transactions
between the
following:
• AP region and
MEA region
• Europe region
and
participating
countries in
MEA region1
• Europe region
and
participating
countries in AP
region2

4871 Chip/PIN Liability Yes* Yes Yes

Shift**
** Reserved for
intra-Europe and
intra-Canada

4890 Identifies a syntax No No No

error return

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Valid for intra- Maestro ATM
Mastercard POS European and Maestro manual
and manual cash inter-European cash disbursement
Message Reason Message Reason disbursement Maestro POS and Cirrus
Code Code Description messages messages messages
4900 General; invalid Yes N/A N/A
Second
Presentment/
1240; Second
Presentment/1240
did not remedy
First Chargeback/
1442; this message
reason code cannot
be submitted in
IPM format.

4901 Required Yes N/A N/A

documentation not
received to support
prior Second
Presentment/
1240.

4902 Documentation Yes N/A N/A

received was
illegible.

4903 Scanning error– Yes N/A N/A

unrelated
documents or
partial scan

4905 Invalid Acquirer Yes N/A N/A

Reference Data in
Second
Presentment/
1240; no
documentation
required or
provided

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Valid for intra- Maestro ATM
Mastercard POS European and Maestro manual
and manual cash inter-European cash disbursement
Message Reason Message Reason disbursement Maestro POS and Cirrus
Code Code Description messages messages messages
4908 Invalid Acquirer Yes N/A N/A
Reference Data in
Second
Presentment/
1240;
documentation
was received.

4999 Domestic Yes N/A N/A

Chargeback
Dispute Reserved
for intra-European
and inter-European
use

Retrieval Request/1644 (Function Code = 603)

Message Reason Code

MTI Function Code Message Reason Code Description
1644 603 6305 Cardholder does not
agree with amount
billed.

6321 Cardholder does not

recognize transaction
(for example, does not
recognize acceptor
name, city, state, or
date).

6322 Request Transaction

Certificate for a chip
transaction

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IPM Clearing Formats • 16 April 2024 269
 Data element definitions
DE 25 (Message Reason Code)

Message Reason Code

MTI Function Code Message Reason Code Description
6323 Cardholder needs
information for personal
records (such as tax
records or business
expense records).

6341 Fraud investigation

6342 Potential chargeback or

compliance
documentation is
required.

6343 Real-time
Substantiation Audit
Request

6390 Identifies a syntax error

return
605 6305 Cardholder does not
agree with amount
billed.

6321 Cardholder does not

recognize transaction
(for example, does not
recognize acceptor
name, city, state, or
date).

6322 Request Transaction

Certificate for a chip
transaction

6323 Cardholder needs

information for personal
records (such as tax
records or business
expense records).

6341 Fraud investigation

6342 Potential chargeback or

compliance
documentation is
required.

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IPM Clearing Formats • 16 April 2024 270
 Data element definitions
DE 25 (Message Reason Code)

Message Reason Code

MTI Function Code Message Reason Code Description
6343 Real-time
Substantiation Audit
Request

6390 Identifies a syntax error

return

Retrieval Request/1644 (Function Code = 603)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Valid for intra- Maestro ATM,
Mastercard POS European and Maestro manual
and manual cash inter-European cash
Message Reason Message Reason disbursement Maestro POS disbursement, and
Code Code Description messages messages Cirrus messages
6343 Real-time No No No
Substantiation
Audit Request

6390 Identifies a syntax No No No

error return

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IPM Clearing Formats • 16 April 2024 271
 Data element definitions
DE 25 (Message Reason Code)

Retrieval Request Acknowledgment/1644 (Function Code = 605)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Valid for intra- Maestro ATM,
Mastercard POS European and Maestro manual
and manual cash inter-European cash
Message Reason Message Reason disbursement Maestro POS disbursement, and
Code Code Description messages messages Cirrus messages
6343 Real-time No No No
Substantiation
Audit Request

6380 OPERATIONAL Yes* No No

ERROR RETURN -
DOCUMENT *Not valid for intra-
REQUEST European and
REJECTION - inter-European
LOCAL MEXICO transactions.
DOMESTIC
SCHEME ONLY
6390 Identifies a syntax No No No
error return
6391 SYNTAX ERROR Yes* No No
RETURN -
DECLINE *Not valid for intra-
DOCUMENT European and
REQUEST inter-European
REJECTION- transactions.
LOCAL MEXICO
DOMESTIC
SCHEME ONLY

Text Message/1644 (Function Code = 693)

Message Reason Code

MTI Function Code Message Reason Code Description
1644 693 6801 Official message from
Mastercard to member

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IPM Clearing Formats • 16 April 2024 272
 Data element definitions
DE 25 (Message Reason Code)

Message Reason Code

MTI Function Code Message Reason Code Description
6802 No data for this member
and/or endpoint for this
delivery cycle

Reconciliation Messages: File Currency Summary/1644 (Function Code = 680), Financial Position
Detail/1644 (Function Code = 685), and Settlement Position Detail (Function Code = 688)

Message Reason Code

MTI Function Code Message Reason Code Description
1644 680, 685 6861 File Acknowledgment,
The clearing system
generates after
processing member
outbound activity.

1644 680, 685 6862 File Notification, The

clearing system
generates to reconcile a
member’s incoming
activity.

1644 685 6863, 6864 Reserved for Mastercard

internal use

1644 688 6861 File Acknowledgment,

The clearing system
acknowledges
settlement activity sent
by the member.

1644 688 6862 File Notification, The

clearing system notifies
the member of
settlement activity
bound for the member.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 273
 Data element definitions
DE 25 (Message Reason Code)

Fee Collection (Customer-generated)/1740 (Function Code = 700) and Fee Collection Return/1740
(Function Code = 780)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Valid for intra- Maestro ATM,
Mastercard POS European and Maestro manual
and manual cash inter-European cash
Message Reason Message Reason disbursement Maestro POS disbursement, and
Code Code Description messages messages Cirrus messages
7690 SYNTAX ERROR Yes* No No
RETURN -
DECLINE FEE *Not valid for intra-
COLLECTIONS- European and
LOCAL MEXICO inter-European
DOMESTIC transactions.
SCHEME ONLY
7615 COMPLIANCE Yes* No No
RULING PENALTY
FEE- LOCAL *Not valid for intra-
MEXICO European and
DOMESTIC inter-European
SCHEME ONLY transactions.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 274
 Data element definitions
DE 25 (Message Reason Code)

Fee Collection (Customer-generated)/1740 (Function Code = 700) and Fee Collection Resubmission/
1740 (Function Code = 781)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7600 Lost/stolen telex/ Yes
phone fee; for
collection of lost/
stolen report fee
and phone or telex
costs incurred for
taking a lost or
stolen card report
DE 3, s1 = 19,
credit to sender

7601 Recovered card Yes Yes

award fee; for
collection of
reward for a
acceptor or
financial institution
employee when a
card has been
recovered
DE 3, s1 = 19,
credit to sender

7602 Emergency cash Yes

disbursement fee;
for collection of
fees associated
with the handling
of emergency cash
disbursements to
cardholders
DE 3, s1 = 19,
credit to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 275
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7603 Compliance ruling Yes Yes
settlement; for
collection of a
compliance ruling
settlement amount
DE 3, s1 = 19,
credit to sender
DE3, s1 = 29, debit
to sender

7604 Emergency card Yes

replacement fee;
for collection of
fees associated
with the
Emergency Card
Replacement
Service (ECR
Service)
DE 3, s1 = 19,
credit to sender

7605 Warning bulletin Yes Yes

handling fee,
issuer-originated;
for settlement of
warning bulletin
handling fees in
accordance with
Mastercard
operating rules
DE 3, s1 = 19,
credit to sender

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IPM Clearing Formats • 16 April 2024 276
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7606 Good faith Yes Yes Yes
acceptance
settlement; for
settlement of the
amount of a good
faith acceptance
DE 3, s1 = 19,
credit to sender
DE3, s1 = 29, debit
to sender

7607 Collection letter Yes Yes Yes

handling fee; for
settlement of the
amount of a
collection letter
acceptance
DE 3, s1 = 19,
credit to sender
DE3, s1 = 29, debit
to sender

7608 Telex authorization Yes

fee; for collection
of fees associated
with an
international telex
authorization
DE 3, s1 = 19,
credit to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 277
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7610 Investigation fee; Yes
for fee collection
when an
investigation report
has been
completed by an
investigating
member on behalf
of the requesting
member
DE 3, s1 = 19,
credit to sender

7611 Retrieval fee Yes Yes

reversal; issuer-
originated; used to
reverse a retrieval
request fulfillment
fee for documents
never received or
for invalid
documents
An issuer would use
this code in
response to
receiving from an
inquirer an invalid
message
containing code
7614.
DE 3, s1 = 19,
credit to sender

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IPM Clearing Formats • 16 April 2024 278
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7612 Retrieval handling Yes Yes
fee; issuer-
originator; used to
penalize an
acquirer for
incorrect
information
verified by the
retrieval request
document
DE 3, s1 = 19,
credit to sender

7613 IIAS Nonfulfillment No No No

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IPM Clearing Formats • 16 April 2024 279
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7614 Settlement of Yes Yes
fulfillment fees
other than
MasterCom; for
settlement of
retrieval request
fulfillments not
processed through
the MasterCom
system; credit to
message originator
(acquirer)
DE 3, s1 = 19,
credit to sender
This reason code is
valid only for
Function Code 700
(acquirer to issuer).
An issuer that
wants to dispute
these charges
should submit a
1740-780 Fee
Collection
containing a DE 25
Message Reason
Code of either
7611 or 7612.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 280
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7616 Handling fee Yes Yes
(acquirer-
originated) for
second
presentment of
reason codes 4812
and 4835 for chip
transactions where
transaction
certificate and DE
55 are present in
the clearing
message

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IPM Clearing Formats • 16 April 2024 281
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7616 OR
Handling fee
(issuer-originated)
for First
Presentment chip
transactions where
DE 55 is either not
present or is non-
compliant in the
clearing message.
When submitting
DE 25 with this
message reason
code, issuers can
use the Retrieval
Request ID (a
unique ID
generated by the
MasterCom system
for each record),
found in PDS 0249
(MasterCom
Record ID) in a
Retrieval Request/
1644-603, in the
following manner,
to indicate the
purpose for
submitting this
reason code: RR
XXXXXXXXX
MMDYY RR =
retrieval request
XXXXXXXXX =
MasterCom
Retrieval IR
MMDDYY =

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IPM Clearing Formats • 16 April 2024 282
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
retrieval request
date
DE 3, s1 = 19,
credit to sender

7617 Adjustment for Yes

promotional
transactions
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7618 Reversal of Yes*

previously
reimbursed State
Fuel Tax
*Not valid for intra-
European and
inter-European
transactions
DE 3, s1 = 19,
credit to sender

7619 Emergency card Yes*

replacement
center, cash
advance lockbox
fee
DE 3, s1 = 19,
credit to sender
*Not valid for intra-
European and
inter-European
transactions

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 283
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7621 ATM Balance Yes* Yes*
Inquiry Fee
DE 3, s1 = 19,
credit to sender
*Reserved for intra-
European and
inter-European use

7622 Handling Fee for Yes*

Authorization
Related
Chargebacks
(4807, 4808, and
4847); for issuer
use in a Fee
Collection
(Handling Fee)
message after
sending First
Chargeback/1442
for one of the
specified
authorization
related
chargebacks
DE 3, s1 = 19,
credit to sender
*Not valid for Intra-
European
transactions

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IPM Clearing Formats • 16 April 2024 284
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7623 Handling Fee for Yes*
Authorization-
Related
Chargebacks
(4807, 4808, and
4847); for acquirer
use in a Fee
Collection
(Handling Fee)
message after
sending Second
Presentment/
1240, which
indicates that the
transaction was
authorized
DE 3, s1 = 19,
credit to sender
*Not valid for intra-
European and
inter-European
transactions

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 285
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7624 Handling Fee for Yes*
Authorization-
Related
Chargebacks
(4807, 4808, and
4847); for issuer
use in a Fee
Collection
(Handling Fee)
message after
sending Arbitration
Chargeback/1442
for one of the
specified
authorization
related
chargebacks
DE 3, s1 = 19,
credit to sender
*Not valid for Intra-
European
transactions

7625 PIN Management Yes* Yes*

Service at ATM
DE 3, s1 = 19,
credit to sender
*Reserved for intra-
European and
inter-European use

7626 Private Label Yes Yes No

Merchant Fee

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IPM Clearing Formats • 16 April 2024 286
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7627 Failure to provide a Yes
merchant advice
code in a Fee
Collection
(Handling Fee)
message
DE 3 = 19 credit to
sender

7628 Reclaim surcharge Yes* Yes Yes

*This is restricted
to intra-European
and European
transaction-related
services.
DE 3, s1 = 19,
credit to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 287
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7700 Intracurrency Yes*
agreement
settlement; for
settlement of
amounts in
accordance with an
intracurrency
agreement
between
transaction
originator and
transaction
destination parties
*Not valid for intra-
European and
inter-European
transactions
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7701 Mastercard Yes Yes

member
settlement of
fulfillment fees
processed by
MasterCom
Intracountry
Mexico fulfillment
fees
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 288
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7702 Domestic ATM VAT Yes* No Yes
Fees/Services
*Not valid for intra-
DE 3, s1 = 19, European and
credit to sender inter-European
transactions.
DE 3, s1 = 29, debit
to sender

7703 Domestic POS VAT Yes* Yes No

Fees/Services,
Customer
calculates VAT
(Value Added Tax)*
*Mexico Domestic
*Not valid for intra-
European and
inter-European
transactions.
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7704 Bank Card Yes* Yes

Interchange fee,
reverse interchange
for ATM
transactions
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 289
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7705 Transactions below Yes* Yes
to threshold
published,
Customer
calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7706 Difference in Yes* Yes

interchange
amount between
member calculated
and Mastercard
calculated,
Customer
calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 290
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7707 Interest for late Yes* Yes Yes
settlements,
Customer
calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7708 Non fulfilled Yes* Yes

documentation
penalties,
Customer
calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7709 Penalties on code Yes* Yes

102 miscellaneous,
Customer
calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 291
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7710 Miscellaneous Yes* Yes Yes
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7711 Pre, fund amount, Yes* Yes

offset for others
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7712 Bank Card Yes* Yes

Interchange fee,
balance inquiry
interchange,
Customer
calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

Difference in Yes
Negotiated
Interchange
(amounts/rates)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 292
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7750 to 7779 Bilateral Yes Yes Yes
agreement
settlement; for
settlement of
amounts in
accordance with a
bilateral
agreement
between
transaction
originator and
transaction
destination parties
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7780 Bilateral Yes Yes

agreement
to
settlement; for
7781 settlement of
amounts in
accordance with a
bilateral
agreement
between
transaction
originator and
transaction
destination parties
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 293
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7782 Bilateral Yes Yes Yes
agreement
to
settlement; for
7789 settlement of
amounts in
accordance with a
bilateral
agreement
between
transaction
originator and
transaction
destination parties
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7790 Bilateral Yes

agreement
to
settlement; for
7799 settlement of
amounts in
accordance with a
bilateral
agreement
between
transaction
originator and
transaction
destination parties
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 294
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7800 Mastercard Yes Yes Yes
member
settlement; for
collection or
payment of such
things as member
assessments,
processed through
the Mastercard
Consolidated Billing
System (MCBS) or
case dispute
amount or retrieval
request fulfillment
fees, processed by
MasterCom.
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7813 Bank Card Yes Yes

Interchange fee,
Mexico interchange
fee for arbitration
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 295
 Data element definitions
DE 25 (Message Reason Code)

Fee Collection Return/1740 (Function Code = 780) and Fee Collection Arbitration Return/1740
(Function Code = 782)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7600 Lost/stolen telex/ Yes
phone fee; for
collection of lost
stolen report fee
and phone or telex
costs incurred for
taking a lost or
stolen card report
DE 3, s1 = 19,
credit to sender

7601 Recovered card Yes Yes

award fee; for
collection of
reward for a
acceptor or
financial institution
employee when a
card has been
recovered
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 296
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7602 Emergency cash Yes
disbursement fee;
for collection of
fees associated
with the handling
of emergency cash
disbursements to
cardholders
DE 3, s1 = 19,
credit to sender

7603 Compliance ruling Yes Yes Yes

settlement; for
collection of a
compliance ruling
settlement amount
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7604 Emergency card Yes

replacement fee;
for collection of
fees associated
with the
Emergency Card
Replacement
Service (ECR
Service)
DE 3, s1 = 19,
credit to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 297
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7605 Warning bulletin Yes Yes
handling fee,
issuer-originated;
for settlement of
warning bulletin
handling fees in
accordance with
Mastercard
operating rules
DE 3, s1 = 19,
credit to sender

7606 Good faith Yes Yes Yes

acceptance
settlement; for
settlement of the
amount of a good
faith acceptance
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7607 Collection letter Yes Yes Yes

handling fee; for
settlement of the
amount of a
collection letter
acceptance
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 298
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7608 Telex authorization Yes
fee; for collection
of fees associated
with an
international telex
authorization
DE 3, s1 = 19,
credit to sender

7610 Investigation fee; Yes

for fee collection
when an
investigation report
has been
completed by an
investigating
member on behalf
of the requesting
member
DE 3, s1 = 19,
credit to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 299
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7611 Retrieval fee Yes Yes
reversal; issuer-
originated;
acquirers may
return; used to
reverse a retrieval
request fulfillment
fee for documents
never received or
for invalid
documents
An issuer would use
this code in
response to
receiving an invalid
message from an
acquirer containing
code 7614.
DE 3, s1 = 19,
credit to sender

7612 Retrieval handling Yes Yes

fee; issuer-
originated;
acquirers may
return; used to
penalize an
acquirer for
incorrect
information
verified by the
retrieval request
document
DE 3, s1 = 19,
credit to sender

7613 IIAS Nonfulfillment No No No

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 300
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7616 Handling fee for Yes Yes
second
presentment of
reason codes 4812
and 4835 for chip
transactions where
transaction
certificate and DE
55 are present in
the clearing
message. Acquirer-
originated
OR
Handling fee for
First Presentment
chip transactions
where DE 55 is
either not present
or is non-compliant
in the clearing
message. Issuer-
originated.
DE 3, s1 = 19,
credit to sender
*Issuer-originated
handling fee is not
valid for non-intra-
European
transactions

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 301
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7617 Adjustment for Yes
promotional
transactions
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7618 Reversal of Yes*

previously
reimbursed State
Fuel Tax
*Not valid for intra-
European and
inter-European
transactions
DE 3, s1 = 19,
credit to sender

7619 Emergency card Yes*

replacement
center, cash
advance lockbox
fee
DE 3, s1 = 19,
credit to sender
*Not valid for intra-
European and
inter-European
transactions.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 302
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7621 ATM Balance Yes* Yes*
Inquiry Fee
DE 3, s1 = 19,
credit to sender
*Reserved for intra-
European and
inter-European use

7622 Handling Fee for Yes*

Authorization
Related
Chargebacks
(4807, 4808, and
4847), for issuer
use in a Fee
Collection
(Handling Fee)
message after
sending First
Chargeback/1442
for one of the
specified
authorization-
related
chargebacks
DE 3, s1 = 19,
credit to sender
*Not valid for intra-
European and
inter-European
transactions

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 303
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7623 Handling Fee for Yes*
Authorization
Related
Chargebacks
(4807, 4808, and
4847); for acquirer
use in a Fee
Collection
(Handling Fee)
message after
sending Second
Presentment/
1240, which
indicates that the
transaction was
authorized
DE 3, s1 = 19,
credit to sender
*Not valid for intra-
European and
inter-European
transactions

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 304
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7624 Handling Fee for Yes*
Authorization
Related
Chargebacks
(4807, 4808, and
4847); for issuer
use in a Fee
Collection
(Handling Fee)
message after
sending Arbitration
Chargeback /1442
for one of the
specified
authorization-
related
chargebacks
DE 3, s1 = 19,
credit to sender
*Not valid for intra-
European and
inter-European
transactions.

7625 PIN Management Yes* Yes*

Service at ATM
DE 3, s1 = 19 credit
to sender
*Reserved for intra-
European and
inter-European use

7626 Private Label Yes Yes No

Merchant Fee

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 305
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7627 Failure to provide a Yes
merchant advice
code in a Fee
Collection
(Handling Fee)
message
DE 3, s1 = 19 credit
to sender

7628 Reclaim surcharge. Yes* Yes Yes

* This is restricted
to intra-European
and European
transaction-related
services.
DE 3, s1 = 19,
credit to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 306
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7700 Intracurrency Yes*
agreement
settlement; for
settlement of
amounts in
accordance with an
intracurrency
agreement
between
transaction
originator and
transaction
destination parties
*Not valid for intra-
European and
inter-European
transactions
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7701 Mastercard
member
settlement of
fulfillment fees
processed by
MasterCom
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 307
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7702 Domestic ATM VAT Yes* No Yes
Fees/Services
*Not valid for intra-
European and
inter-European
transactions.
-
DE 3, s1 = 19,
credit to sender

DE 3, s1 = 29, debit
to sender

7703 Domestic POS VAT Yes* Yes No

Fees/Services,
Customer
calculates VAT
(Value Added Tax)*
*Mexico Domestic
*Not valid for intra-
European and
inter-European
transactions.
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 308
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7704 Bank Card Yes* Yes
Interchange fee,
reverse interchange
for ATM
transactions
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7705 Transactions below Yes* Yes

to threshold
published,
Customer
calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 309
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7706 Difference in Yes* Yes
interchange
amount between
member calculated
and Mastercard
calculated,
Customer
calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7707 Interest for late Yes* Yes Yes

settlements,
Customer
calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 310
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7708 Non fulfilled Yes* Yes
documentation
penalties,
Customer
calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7709 Penalties on code Yes* Yes

102 miscellaneous,
Customer
calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7710 Miscellaneous Yes* Yes Yes

*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 311
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7711 Pre, fund amount, Yes* Yes
offset for others
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7712 Bank Card Yes* Yes

Interchange fee,
balance inquiry
interchange,
Customer
calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 312
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7750 to 7779 Bilateral Yes Yes Yes
agreement
settlement; for
settlement of
amounts in
accordance with a
bilateral
agreement
between
transaction
originator and
transaction
destination parties
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7780 to 7781 Bilateral Yes Yes

agreement
settlement; for
settlement of
amounts in
accordance with a
bilateral
agreement
between
transaction
originator and
transaction
destination parties
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 313
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7782 to 7789 Bilateral Yes Yes Yes
agreement
settlement; for
settlement of
amounts in
accordance with a
bilateral
agreement
between
transaction
originator and
transaction
destination parties
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7790 to 7799 Bilateral Yes

agreement
settlement; for
settlement of
amounts in
accordance with a
bilateral
agreement
between
transaction
originator and
transaction
destination parties
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 314
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7800 Mastercard Yes Yes Yes
member
settlement; for
collection or
payment of such
things as member
assessments,
processed through
the Mastercard
Consolidated Billing
System (MCBS) or
case dispute
amount or retrieval
request fulfillment
fees, processed by
MasterCom.
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7813 Bank Card Yes Yes

Interchange fee,
Mexico interchange
fee for arbitration
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 315
 Data element definitions
DE 25 (Message Reason Code)

Fee Collection (Clearing System-generated)/1740 (Function Code = 783)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7621 ATM Balance Yes* Yes*
Inquiry Fee
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender
*Reserved for intra-
European and
inter-European use

7625 PIN Management Yes* Yes*

Service at ATM
DE 3, s1 = 19 credit
to sender
DE 3, s1 = 29, debit
to sender
*Reserved for intra-
European and
inter-European use

7629 Non-financial ATM Yes* Yes*

Service fee
(declined
transactions)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 316
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7702 Domestic ATM VAT Yes* No No
Fees/Services
*Not valid for intra-
European and
inter-European
transactions.
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7703 Domestic POS VAT Yes* No No

Fees/Services
*Not valid for intra-
European and
inter-European
transactions.
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7716 Difference in Yes N/A N/A

Negotiated
Interchange
(amounts/rates)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 317
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7800 Mastercard Yes Yes Yes
member
settlement; for
collection or
payment of such
things as member
assessments,
processed through
the Mastercard
Consolidated Billing
System (MCBS) or
case dispute
amount or retrieval
request fulfillment
fees, processed by
MasterCom.
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7802 Interchange Yes

compliance
adjustment; for
settlement of
financial amounts
related to
interchange
compliance
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 318
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7803 Interchange Yes
compliance
adjustment
reversal; for
settlement of
financial amounts
related to the
reversal of a
previous
interchange
compliance
adjustment
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7804 ATM transaction Yes Yes Yes

settlement; for
settlement of daily
ATM transaction
amounts
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 319
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7805 ATM intracountry Yes*
switch fee
settlement; for
settlement of daily
ATM transaction
intracountry switch
fees
*Not valid for intra-
European and
inter-European
transactions
DE 3, s1 = 19,
credit to sender

7806 ATM NICS switch Yes*

fee settlement; for
settlement of
Single Message
System NICS
Switch Fees
*Not valid for intra-
European and
inter-European
transactions
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 320
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7807 ATM intracountry Yes*
first chargeback
settlement; for
settlement of daily
ATM transaction
intracountry first
chargeback
amounts
*Not valid for intra-
European and
inter-European
transactions
DE 3, s1 = 29, debit
to sender

7808 Miscellaneous Yes

Override Financial
Adjustment
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7811 Reimbursement of Yes*

State Fuel Tax
*Not valid for intra-
European and
inter-European
transactions
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 321
 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7812 Collection or return Yes*
of collateral for
security
arrangement
*Not valid for intra-
European and
inter-European
transactions
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7813 Mexico IVA fees Yes*

* Not valid for
intra-European and
inter-European
transactions
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7820 Disaster Relief Yes*

Fund
*Not valid for intra-
European and
inter-European
transactions
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7821 MCBS Emergency Yes*
Borrowing
Collection
*Not valid for intra-
European and
inter-European
transactions
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7822 Settlement Yes*

Adjustment
*Not valid for intra-
European and
inter-European
transactions
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7823 Single Message Yes*
System Offline
Debit Settlement
*Not valid for intra-
European and
inter-European
transactions
Single Message
System feed via
Settlement
Account
Management
system (S.A.M.)
DE 3, s1 = 19,
credit to sender For
Mastercard
internal use only

7824 Collection of Yes Yes Yes

reward amount as
agreed upon
between the
customers
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

7825 Argentina Finance Yes

Fee
7826 Argentina Finance Yes
Fee VAT

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 Data element definitions
DE 25 (Message Reason Code)

Valid for (a) non-

intra-European
and non-inter- Valid for intra-
European European and
messages AND (b) inter-European
intra-European Valid for intra- Maestro ATM,
and inter- European and Maestro manual
European inter-European cash disbursement
Message Reason Message Reason Mastercard Maestro POS and Cirrus
Code Code Description messages messages messages
7827 EDP Adjustment Yes Yes Yes
Amount (Used only
by the Mastercard
Network for the
EDP Service)

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 Data element definitions
DE 26 (Acceptor Business Code [MCC])

Fee Collection Funds Transfer/1740 (Function Code = 790) and Fee Collection Funds Backout/1740
(Function Code = 791)

Valid for (a) non-

intra-European
and non-inter-
European Valid for intra-
messages AND (b) European and
intra-European inter-European
and inter- Mastercard ATM,
European Valid for intra- Maestro ATM,
Mastercard POS European and Maestro manual
and manual cash inter-European cash
Message Reason Message Reason disbursement Maestro POS disbursement, and
Code Code Description messages messages Cirrus messages
7777 Bilateral Yes Yes Yes
agreement
settlement; for
settlement of
amounts in
accordance with a
bilateral
agreement
between
transaction
originator and
transaction
destination parties.
DE 3, s1 = 19,
credit to sender
DE 3, s1 = 29, debit
to sender

DE 26 (Acceptor Business Code [MCC])

DE 26 (Acceptor Business Code [MCC]) classifies the type of business applicable to the
acceptor.

Attributes

Data Representation: n-4

Length Field: None

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 Data element definitions
DE 26 (Acceptor Business Code [MCC])

Data Field: Fixed length, 4 positions

Subfields: None
Justification: Right

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 M • M
First Chargeback/1442 and Arbitration Chargeback/1442 M • M
Second Presentment/1240 M • M
Financial Position Detail/1644 • X C
Retrieval Request/1644 M • M
Retrieval Request Acknowledgment/1644 M • M
Fee Collection (Retrieval Fee Billing)/1740 O • C
Fee Collection (Handling Fees)/1740 O • C
Fee Collection (Other than Retrieval Fee Billing/Handling O • C
Fees)/1740

This data element contains a four-digit acceptor business code (MCC) that identifies the
acceptor’s primary business.
Acceptor business codes are required in Mastercard Financial transactions to qualify
transactions for specific interchange rates.
DE 26 is mandatory in Retrieval Request/1644 and Retrieval Request Acknowledgment/1644
messages.
If PDS 0358 (Reconciled, Business Activity), subfield 7 ( Acceptor Business Code [MCC] Override
Indicator) contains 0, DE 26 will also be present in the Financial Position Detail/1644 message,
to provide totals based on the value in DE 26.
The four-position valid Mastercard Acceptor Business Code (MCC) that most reasonably and
fairly represents the acceptor’s primary business, must be presented in DE 26. For example, if a
large Internet retailer sells an item on behalf of a toy store, DE 26 should contain the MCC
associated with the toy store. All acceptor business codes (MCCs) recognized by Mastercard are

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 Data element definitions
DE 30 (Amounts, Original)

published in the Quick Reference Booklet. For some transactions, Mastercard requires the use of
a specific MCC. For example, gambling transactions require the use of MCC 7995.

Values
Acceptor Business Codes comprise ISO standard business classification codes, augmented with
additional classification codes.
The codes for all Mastercard programs and services are in the Quick Reference Booklet, which is
periodically updated and made available to customer organizations.
Refer to Publications for additional information about Mastercard interchange programs and
their requirements, including valid DE 26 values for each interchange program, if applicable.

DE 30 (Amounts, Original)
DE 30 (Amounts, Original) contains the amount data element values from the First
Presentment/1240 or Fee Collection (Customer-generated)/1740 messages.

Attributes

Data Representation: n-24

Length Field: None
Data Field: Fixed length, 24 positions
Subfields: 2
Justification: Right

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 M • M
Second Presentment/1240 M • M
Retrieval Request/1644 M • M
Retrieval Request Acknowledgment/1644 M • M

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 Data element definitions
DE 30 subfields

Message Type Identifier Org Sys Dst

Fee Collection (Retrieval Fee Billing)/1740 M • M
Fee Collection (Handling Fees)/1740 O • C
Fee Collection (Other than Retrieval Fee Billing/Handing O • C
Fees)/1740

DE 30 references the amount data elements (specifically, DE 4 [Amount, Transaction] and DE 5

[Amount, Reconciliation]) of the First Presentment/1240 or Fee Collection (Customer-
generated)/1740.
DE 30 is required in Retrieval Request/1644, Retrieval Request Acknowledgment/1644,
Retrieval Fulfillment (presented as a Fee Collection message), First Chargeback/1442, Second
Presentment/1240, and Arbitration Chargeback/1442 messages to provide DE 4 of the First
Presentment/1240.
If present, DE 30 must be numeric.
In Fee Collection/1740 messages that are generated for reasons other than retrieval fee billing,
the sender optionally may provide DE 30 in a Fee Collection Return/1740, Fee Collection
Resubmission/1740, or Fee Collection Arbitration Return/1740. In this case, DE 30 contains the
DE 4 value from the original Fee Collection (Customer-generated)/1740.

Related PDSs
Whenever DE 30 is included in a message, PDS 0148 (Currency Exponents) and PDS 0149
(Currency Codes, Amounts, Original) must be included to identify the currency codes and
exponents of the original amount subfields.

DE 30 subfields
This data element consists of two subfields.

DE 30 Subfields

Number Positions Name Attribute Justification

1 1–12 Original Amount, Transaction n-12 right
2 13–24 Original Amount, Reconciliation n-12 right

Subfield 1 (Original Amount, Transaction)

Subfield 1 (Original Amount, Transaction) must contain DE 4 from the First Presentment/1240
or Fee Collection (Customer-generated)/1740.

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 Data element definitions
DE 31 (Acquirer Reference Data)

Subfield 2 (Original Amount, Reconciliation)

Subfield 2 (Original Amount, Reconciliation) must contain all zeros.

DE 31 (Acquirer Reference Data)

DE 31 (Acquirer Reference Data) is data an acquirer supplies in an acquirer-originated message
that may be required for an issuer to return to the acquirer in a subsequent message.

Attributes

Data Representation: n-23; LLVAR

Length Field: 2 positions, value = 23
Data Field: Fixed length, 23 positions
Subfields: 5
Justification: right

ISO defines DE 31 as a variable-length field. The data in DE 31 is preceded by a two-position

length field. In the IPM format, customers must precede DE 31 data with a two-position length
field. This length field always contains the value 23 and the data that follows must be exactly
23 positions long.

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 M • M
First Chargeback/1442 and Arbitration Chargeback/1442 M • M
Second Presentment/1240 M • M
Retrieval Request/1644 M • M
Retrieval Request Acknowledgment/1644 M • M
Fee Collection (Retrieval Fee Billing)/1740 M • M
Fee Collection (Handling Fees)/1740 M • M

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 Data element definitions
DE 31 subfields

Message Type Identifier Org Sys Dst

Fee Collection (Other than Retrieval Fee Billing/Handling O • C
Fees)/1740

This data element contains the acquirer reference data, which is mandatory in all First
Presentment/1240, Second Presentment/1240, First Chargeback/1442, and Arbitration
Chargeback/1442 messages. The acquirer reference data in a Second Presentment/1240
message must be the same as the acquirer reference data in the First Presentment/1240 and
Chargeback/1442 messages.
The issuer must return this data to the acquirer in subsequent related life cycle messages,
including Retrieval Request/1644, Retrieval Request Acknowledgment/1644, First Chargeback/
1442, Second Presentment/1240, and Arbitration Chargeback/1442 messages related to the
First Presentment/1240.
GCMS requires the six-digit acquiring BIN in DE 31, positions 2–7, for all applicable transactions.
If DE 31 is not provided in the Fee Collection/1740 message for the collection of handling fees,
the receiving customer has the right to return the message.

Values
DE 31 must be numeric.

DE 31 subfields
DE 31 consists of five subfields.

DE 31 (Acquirer Reference Data) subfields

Number Positions Name Attribute Justification

1 1 Mixed Use; any numeric value n-1 right
2 2–7 Contains the 6-digit Acquirer n-6 right
Reference ID.
3 8–11 Julian Processing Date YDDD n-4 right
contains the Julian processing
date the acquirer assigned to the
First Presentment/1240.
4 12–22 Acquirer's Sequence Number n-11 right
contains the sequence number
that the acquirer assigned to the
First Presentment/1240;
numeric.

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 Data element definitions
DE 32 (Acquiring Institution ID Code)

Number Positions Name Attribute Justification

5 23 Check Digit Numeric; Lühn n-1 right
Formula Modulus-10 algorithm
determines value on the previous
22 positions.

DE 32 (Acquiring Institution ID Code)

DE 32 (Acquiring Institution ID Code) identifies the transaction acquirer.

Attributes

Data Representation: n...11; LLVAR

Length Field: 2 positions value = 01–11
Data Field: Variable length, 1–11
Subfields: None
Justification: Right

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C
Financial Detail Addendum (Temporary Services)/1644 O • C

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 Data element definitions
DE 32 (Acquiring Institution ID Code)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644
Financial Detail Addendum (Payment Transaction Detail)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Summary)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ O • C
1644
Financial Detail Addendum (Travel Agency Detail)/1644 O • C
Financial Detail Addendum (Lodged Account Detail)/1644 O • C
Financial Detail Addendum (Electronic Invoice, Transaction O • C
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party O • C
Information)/1644
Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644
Financial Detail Addendum (Generic Detail)/1644 O • C
Financial Detail Addendum (Healthcare)/1644 O • C
Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C
Fee Collection (Handling Fees)/1740 O • C
Fee Collection (Other than Retrieval Fee Billing and O • C
Handling Fees)/1740

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 Data element definitions
DE 33 (Forwarding Institution ID Code)

For clearing system transactions, this data element may identify the financial institution that
owns the merchant agreement.
DE 32 supplements the acquiring customer ID (located in either DE 94 [Transaction Originator
Institution ID Code] or DE 93 [Transaction Destination Institution ID Code]) by providing
additional information about the agent bank relationship. If the issuer returns DE 32 to the
acquirer in subsequent chargebacks, the acquirer may more easily determine the institution
responsible for the transaction.

Values
When present in clearing system messages, this data element contains a value the acquirer
assigns.
This value may be any proprietary numeric value as the acquirer determines.
When present, DE 32 must be numeric and cannot contain all zeros.

Additional information
Refer to Institution ID data elements and PDSs for more information about institution ID codes
and PDSs in clearing system messages.

DE 33 (Forwarding Institution ID Code)

DE 33 (Forwarding Institution ID Code) identifies a message’s forwarding institution.
A forwarding institution is the institution in a transaction flow that sends a message forward
from the originating institution.

Attributes

Data Representation: n...11; LLVAR

Length Field: 2 positions value = 06–11
Data Field: Variable length, 6–11 positions
Subfields: None
Justification: Right

Current processing restrictions

The clearing system accepts a DE 33 length of 6–11 positions but expects this element to
contain zeros in all but the last six positions. Only the last six positions are passed along to the
receiver of the message.

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 Data element definitions
DE 33 (Forwarding Institution ID Code)

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 M X M
Financial Detail Addendum (Passenger Transport Detail, M • M
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, M • M
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, M • M
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 M • M
Financial Detail Addendum (Lodging Summary)/1644 M • M
Financial Detail Addendum (Temporary Services)/1644 M • M
Financial Detail Addendum (Shipping/Courier Services)/ M • M
1644
Financial Detail Addendum (Payment Transaction Detail)/ M • M
1644
Financial Detail Addendum (Telephony Billing, Summary)/ M • M
1644
Financial Detail Addendum (Telephony Billing, Detail)/ M • M
1644
Financial Detail Addendum (Travel Agency Detail)/1644 M • M
Financial Detail Addendum (Lodged Account Detail)/1644 M • M
Financial Detail Addendum (Electronic Invoice, Transaction M • M
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party M • M
Information)/1644
Financial Detail Addendum (Corporate Card Common M • M
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction M • M
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ M • M
1644

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 Data element definitions
DE 37 (Retrieval Reference Number)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Generic Detail)/1644 M • M
Financial Detail Addendum (Healthcare)/1644 M • M
Financial Detail Addendum (Private Label Common Data)/ M • M
1644
Financial Detail Addendum (Private Label Line Item M • M
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 M X M
Second Presentment/1240 M X M
Retrieval Request/1644 M X M
Retrieval Request Acknowledgment/1644 M X M
Fee Collection (Retrieval Fee Billing)/1740 M X M
Fee Collection (Handling Fees)/1740 M • M
Fee Collection (Other than Retrieval Fee Billing/Handling M • M
Fees)/1740

DE 33 contains the clearing system customer ID or Processor ID of the processing facility that
transmits a message.

Values
This data element must contain a valid customer ID or Processor ID number.

Additional information
Refer to Institution ID data elements and PDSs for more information about institution ID codes
and PDSs in clearing system messages.

DE 37 (Retrieval Reference Number)

DE 37 (Retrieval Reference Number) is a transaction information document reference number

the acceptor’s or designated agent’s system supplies. DE 37 retains the transaction’s original
source information. This reference number assists in locating that source information (or a
copy).

Attributes

Data Representation: ans-12

Length Field: None

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 Data element definitions
DE 37 (Retrieval Reference Number)

Data Field: Fixed length, 12 positions

Subfields: None
Justification: None

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C

This data element is for the exclusive use of acceptor systems that retain the original
transaction source documentation such as electronic receipts, paper receipts, imprinted tickets,
and cardholder signature documents.
This data element’s primary purpose is to aid in retrieving original transaction documentation if
it is needed for some future action such as a retrieval request or adjustment. For ATM or
electronic POI terminal usage, DE 37 may contain the transaction sequence number the
terminal assigns.
Acquirer systems may assign a unique receipt or sales document identifier to satisfy regulatory
or legal requirements when the merchant performs source document capture and truncation.
DE 37 should be supplied on European-acquired debit activity. The Single Message System uses
this field and some additional fields for matching the clearing message to information provided
in the authorization response message. An unsuccessful match may result in Mastercard
Network-generated chargebacks to the acquirer.

Values
If present, this element cannot contain all spaces or zeros.

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 Data element definitions
DE 38 (Approval Code)

DE 38 (Approval Code)
DE 38 (Approval Code) is a code the authorizing institution assigns indicating approval.

Attributes

Data Representation: ans-6

Length Field: None
Data Field: Fixed length, 6 positions
Subfields: None
Justification: Left

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C
Fee Collection (Handling Fees)/1740 O • C
Fee Collection (Other than Retrieval Fee Billing/Handling O • C
Fees)/1740

This data element transmits a card issuer’s authorization code for approved transactions. The
acceptor may retain this code to verify that proper authorization was received.
In First Presentment/1240 messages and related cardholder life cycle transactions, this data
element contains the actual approval response code the issuer or its agent sends in response to
an authorization request.

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 Data element definitions
DE 38 (Approval Code)

For each transaction authorized via the Mastercard Network (“online-authorized transactions”),
DE 38 of the First Presentment/1240 message must be populated with the same value
contained in DE 38 of the related Authorization Request Response/0110 message, or for
automated fuel dispenser (MCC 5542 and CAT level 2) transactions occurring in the U.S. or
Canada regions, the related Authorization Advice Response/0130 message.
This requirement does not apply to transactions where online authorization is not requested or
required, such as offline-authorized chip-read transactions, credit (purchase return)
transactions, and Collection Only transactions.
DE 38 must be present for all Mastercard Account Level Management transactions. DE 38
should be retained and returned through all subsequent messages in the lifecycle. Transactions
that qualify for Account Level Management processing (Enhanced Value, Product Graduation,
High Value, Small Business Spend Processing, Consumer Product Monitoring Service, or a
combination of Account Level Management Services) require this data element for correct
processing. Spend Shortfall clearing processing follows the same logic as Account Level
Management. For more information about Account Level Management services refer to the
GCMS Reference Manual.
Transactions for the accounts participating in the Co-Brand Proprietary Transaction
Management require this data element for correct processing.
DE 38 must be present for all Mastercard® MoneySend™ transactions where (a) PDS 0043
(Transaction Type Identifier) equals C07, C52, C53, C54, C55, C56, C57, C58, C59, or C65 and
(b) DE 3 (Processing Code), subfield 1 (Cardholder Transaction Type) equals 28 (Payment
Transaction).

Values
This data element must contain an issuer’s authorization response code formatted according to
Corporation operating rules.
If present, this data element must be left-justified and cannot contain all spaces, all low values,
or all high values. In addition, it cannot contain embedded spaces.
DE 38 must not be present if DE 22 (Point of Service Data Code) is present and DE 22, subfield
7 = F, indicating an offline chip transaction. (This does not apply to intracountry business service
arrangements.)
DE 38 is required for all U.S., Canada, Moldova, and Ukraine First Presentment/1240 messages
being submitted for incentive interchange. (This excludes transactions submitted for standard
IRD, credits, and reversals.)
If DE 38 is present in a First Presentment/1240 message, DE 38 should be provided on all
subsequent cycles (First Chargeback, Second Presentment, and so on).
For transactions authorized via the network, the sixth position of DE 38 could contain an
identifier indicating that the cardholder is a participant in Account Level Management, World
Elite Spend Shortfall, or World Mastercard Spend Shortfall. Please refer to the Account Level
Management Manual for more information.

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IPM Clearing Formats • 16 April 2024 339
 Data element definitions
DE 38 (Approval Code)

DE 38, position 6 may contain any of the account category codes when the account range is
participating in an account level management service. This table describes the code values.

Account category codes and descriptions

Value Description
B Enhanced Value
M Enhanced Value and Product Graduation Plus
B High Spend
S Premium High Spend
P Product Graduation Plus
E Consumer Product Monitoring Service: World Qualified
G Consumer Product Monitoring Service: Name for GCMS Product ID
MPE Qualified
J Consumer Product Monitoring Service: World Elite Qualified
Q Consumer Product Monitoring Service: Muse Mastercard Qualified
A Consumer Product Monitoring Service: Muse Mastercard Requalified
X Consumer Product Monitoring Service: World Elite Requalified
Y Affluent Shortfall World Mastercard and Product Graduation Plus
W Affluent Shortfall World Mastercard
W Affluent Shortfall World Elite Mastercard
Y Affluent Shortfall World Elite Mastercard and Product Graduation
Plus
C Small Business Spend Level 1
E Small Business Spend Level 2
G Small Business Spend Level 3
J Small Business Spend Level 4
Q Small Business Spend Level 5
H Small Business Spend Level 3 and Product Graduation Plus
K Small Business Spend Level 4 and Product Graduation Plus
D Small Business Spend Level 1 and Product Graduation Plus
F Small Business Spend Level 2 and Product Graduation Plus
R Small Business Spend Level 5 and Product Graduation Plus
S World High Value

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 Data element definitions
DE 40 (Service Code)

Value Description
T World High Value and Product Graduation Plus
Z No Service: PAN not registered for ALM Activate Account Range

Spend shortfall identifiers are described in this table.

Spend shortfall identifiers

Value Description
W Spend Shortfall
Y Spend Shortfall and Product Graduation

DE 40 (Service Code)
DE 40 (Service Code) provides codes that increase flexibility in issuer-defined card acceptance
parameters.
These codes also provide acquirers with the ability to interpret card acceptance preferences for
all point-of-interaction (POI) conditions.
The service code is an issuer-defined, three-digit value on the magnetic stripe (tracks 1 and 2)
and on the chip of a bankcard. The service code instructs the POI terminal about conditions
under which the card may be used.
The service code first-digit value of 2 or 6 can only be defined on chip cards:
• That comply with both Mastercard and Visa (EMV chip).
• In which the application on the magnetic stripe matches the application on the chip.

Attributes

Data Representation: n-3

Length Field: None
Data Field: Fixed length, 3 positions
Subfields: None
Justification: N/A

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 Data element definitions
DE 41 (Acceptor Terminal ID)

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

Values
DE 40 is required to validate eligibility for some interchange programs. In such cases, acquirers
must populate DE 40 with the service code value available on the card. Refer to the Interchange
Manual for details.
Issuers may find more information about the physical and magnetic characteristics of chip cards
in International Organization for Standardization (ISO) 7813.

DE 41 (Acceptor Terminal ID)

The identifier assigned by the acceptor or the acquirer to the terminal, payment gateway, or
other acceptance device used to capture account data to effect a transaction at the acceptor
location.

Attributes

Data Representation: ans-8

Length Field: None
Data Field: Fixed length, 8 positions
Subfields: None
Justification: Left

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

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 Data element definitions
DE 42 (Acceptor ID)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C
Fee Collection (Handling Fees)/1740 O • C
Fee Collection (Other than Retrieval Fee Billing/Handling O • C
Fees)/1740

DE 41 is required in intra-European and inter-European ATM First Presentment/1240 messages.

Values
If present, DE 41 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

Processing rules
The Acceptor Terminal ID must be present in all transactions.
Acceptor Terminal ID must uniquely identify each point-of-sale terminal and ATM terminal at
the acceptor location. For electronic commerce, phone/mail order, or other card-not-present
environments, the value must uniquely identify each payment gateway or other device used to
capture account data to effect a transaction at the acceptor location.

DE 42 (Acceptor ID)
This data element contains the identifier assigned by the acquirer to the acceptor and its
location, or to the payment facilitator.

Attributes

Data Representation: ans-15

Length Field: None
Data Field: Fixed length, 15 positions

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 Data element definitions
DE 42 (Acceptor ID)

Subfields: None
Justification: Left

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C
Fee Collection (Handling Fees)/1740 O • C
Fee Collection (Other than Retrieval Fee Billing/Handling C • C
Fees)/1740

DE 42 is required for all First Presentment/1240 transactions and will be edited except for ATM
transactions.
DE 42 is required in First Chargeback/1442, Second Presentment/1240, and Arbitration
Chargeback/1442 transactions submitted for the following U.S.-to-U.S. interchange programs
when DE 26 is equal to 5542 (Automated Fuel Dispenser).
DE 42 is required for all Fee Collection (Other than Retrieval Fee Billing/handling Fees)/
1740-790 and 791 Funds Transfer messages generated by Mastercard on behalf of the
customer. This requirement does not apply to U.K. Domestic Maestro activity. Please refer to the
Interchange Manual for specific IRD details.
This table lists the IRD codes and descriptions.

IRD and description

IRD Description
02 World Merit 1

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 Data element definitions
DE 43 (Acceptor Name and Location)

IRD Description
27 Petroleum CAT/AFD
45 World Petroleum Base
61 Petroleum Base
78/88/98 Merit 1
HB World High Value Merit
HX World High Value Petroleum Base
RP Enhanced Merit II
RW - Enhanced Petroleum Base
WB World Elite Merit I
WX World Elite Petroleum Base

Values
The acquirer assigns DE 42 values. The values assigned must be unique for each acceptor name/
location identified in DE 43 (Acceptor Name/Location) within the acquiring BIN ID. Mastercard
recommends that DE 42 values not be reassigned to a different Acceptor Name/Location until
the values have been inactive for a minimum of three years. This practice helps to avoid
ambiguity and erroneous tracking in fraud data analysis and reporting.
If present, DE 42 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

Processing rules
The Acceptor ID must be present in all transactions and must uniquely identify each acceptor
and its location.
Payment facilitator-enabled transactions must uniquely identify the payment facilitator. The
Acceptor ID of the sponsored merchant must be provided in the sponsored merchant ID data
element.

DE 43 (Acceptor Name and Location)

DE 43 (Acceptor Name and Location) contains the name and location of the acceptor point of
interaction.

Attributes

Data Representation: ans...99; LLVAR

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 Data element definitions
DE 43 (Acceptor Name and Location)

Length Field: 2 positions, value = 20–99

Data Field: Variable length, 20–99 positions
Subfields: 6
Justification: Left

Current processing restrictions

DE 43, subfield 1 must have a minimum length of 1 and a maximum length of 22, excluding the
backslash delimiter.
DE 43, subfield 3 must have a maximum length of 13, excluding the backslash delimiter.

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240
s1 Acceptor Name M • M
s2 Acceptor Street Address C • C
s3 Acceptor City C • C
First Chargeback/1442 and Arbitration Chargeback/1442
s1 Acceptor Name M • M
s2 Acceptor Street Address O • C
s3 Acceptor City C • C
Second Presentment/1240
s1 Acceptor Name M • M
s2 Acceptor Street Address O • C
s3 Acceptor City C • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C
Fee Collection (Handling Fees)/1740 O • C

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 Data element definitions
Subfield 1 (Acceptor Name)

Message Type Identifier Org Sys Dst

Fee Collection (Other than Retrieval Fee Billing/Handling O • C
Fees)/1740

This data element provides the business name, street address, and other location information
about the acceptor.
For DE 43, Mastercard will support only the International Organization for Standardization
(ISO)/IEC 8859-1:1998 (Latin Alphabet No. 1) character set usage in all subfields. This
character set can be identified in several ways:
• In COBOL compiler options, the term would be Code Page 1140.
• In MVS Operating System information, the term CCSID 37 (EBCDIC Latin + 1, USA) is used.
• In ISO, it is identified as ISO8859-1.
All other standards must not be submitted in DE 43 but instead may be submitted in PDS 0171
(Alternate Acceptor Description Data) or PDS 0178 (Alternate Acceptor Description Data 2).

Subfield 1 (Acceptor Name)

DE 43 (Acceptor Name and Location), subfield 1 (Acceptor Name) contains the name of the
acceptor that should be recognizable by the cardholder and may include other descriptors, such
as a store number.

Subfield attributes and values

Attribute Value
Subfield ID n-2 01
Subfield Length n-2 22
Data Representation ans...22
Justification Left

Subfield requirements
This subfield is mandatory and must contain data in First Presentments/1240, Second
Presentments/1240, First Chargebacks/1442, and Arbitration Chargebacks/1442 messages. It
must end with a backslash (\) delimiter and be left-justified. It is variable length, 1–22 positions.
It cannot contain all low values, all high values, or all spaces. It cannot contain backslashes other
than at the end of the subfield.

Airline transaction requirements

For airline transactions acquired in the U.S. region, the abbreviated airline name, not to exceed
nine positions, must be provided in the Acceptor Name for all messages. If more than nine

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 Data element definitions
Subfield 1 (Acceptor Name)

positions are provided, anything after position 9 must be a space up to the backslash delimiter.
The ticket number and complete itinerary data must be provided in the Financial Detail
Addendum (Passenger Transport Detail)/1644 messages.
The airline ticket number must not be provided in the Acceptor Name. For airline transactions
acquired outside the U.S. region, the abbreviated carrier name must be provided in positions 1–
9, followed by the ticket number in the Acceptor Name subfield, if the customer is provided with
the airline/railway ticket identifier.

Processing rules
The Acceptor Name must be present for all transactions and contain a valid merchant/ATM
owner/entity name that is most recognizable to the cardholder.
Unique identifiers, invoice numbers, or additional descriptors must be placed after the
merchant/ATM owner/entity name.
When a merchant is a part of a chain or franchise, the name most recognizable to the
cardholder must be provided at the beginning of the field, followed by a store number or other
unique identifier for each location. For a chain or franchise that has been issued a Mastercard
Assigned ID, all submitted transactions must contain the Mastercard Assigned ID data element.
For any MCC in the 3000-3350 range (Airlines), the Abbreviated Airline listed in Chapter 3 of
the Quick Reference Booklet must be provided in positions 1-9 of the field followed by the Airline
Ticket Number.
For any MCC in the 3351-3500 range (Automobile/Vehicle Rentals), the first nine characters of
the Description listed in Chapter 3 of the Quick Reference Booklet must be provided in positions
1-9 of the field and then followed by a unique identifier for each location.
For any MCC in the 3501-3999 range (Hotels and Motels), the first nine characters of the
Description listed in Chapter 3 of the Quick Reference Booklet must be provided in positions 1-9
of the field and then followed by a unique identifier for each location.
The (ISO)/IEC 8859-1:1998 (Latin Alphabet No. 1) character set must be used.

Program rules
Payment facilitator-enabled transactions: The sponsored merchant name must be provided. The
Payment Facilitator Name or abbreviated name must be provided, followed by an asterisk "*"
and the sponsored merchant name. All submitted transactions must contain the Payment
Facilitator ID submitted in the Payment Facilitator ID data element.
Staged digital wallet operator: The staged digital wallet operator name must be provided. If
issuer authorization for the transaction is occurring at the time of the consumer’s purchase of
products or services, then the staged digital wallet operator name must be provided, followed
by an asterisk “*” and the retailer name. If the retailer is identified with an MCC in the
3000-3999 range, then the appropriate industry MCC value, rather than individual retailer MCC,
if assigned, must be provided.
Mastercard® rePower™ transactions must have the value “MC repower” following the
merchant/ATM owner/entity name providing the service.

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 Data element definitions
Subfield 2 (Acceptor Street Address)

Payment Transactions must contain the name of the payment provider. Payee information must
be provided in the Additional Transaction Reference Data and MoneySend Receiver Data data
elements.

Country rules
Mexico-acquired transactions must contain only
• uppercase alpha characters (A-Z) (cannot contain accent characters)
• numeric characters (0–9)
• ampersand (&)
• asterisk (*) and,
• space (cannot be the first character or contain more than one space between words).

Subfield 2 (Acceptor Street Address)

DE 43 (Acceptor Name and Location), subfield 2 (Acceptor Street Address) contains the street
address of the acceptor, which should include the street number, street name, and other
identifiers of the precise location, such as a building or unit number.

Subfield attributes and values

Attribute Value
Subfield ID: n-2 02
Subfield Length: n-2 48
Data Representation: ans...48
Justification Left

Subfield requirements
• For First Presentment/1240 messages, an acceptor address is mandatory for all non-ATM
transactions. Please refer to the appropriate regional Interchange Manual to determine the
IRDs which require the presence of this subfield.
• A valid acceptor street address is required for First Presentment/1240, Second
Presentment/1240, and First and Arbitration Chargeback/1442 transactions submitted for
the appropriate Canada region interchange rate programs. For more information, refer to
the Interchange Manual: Canada Region.
• For First Presentment/1240 messages, DE 43, subfield 2 must be present for Commercial
Card transactions in and between participating countries where value-added tax (VAT)
applies. The edit validates that DE 43, subfield 6 (Acceptor Country Code) and the country
code associated with the issuer account range in DE 2 (Primary Account Number) are on the
list of participating countries. Participating VAT countries will be announced via the
Operations Bulletin and identified via the VAT Indicator in Table IP0028T1 (Country Codes) of
the Mastercard Parameter Extract (MPE).

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 Data element definitions
Subfield 3 (Acceptor City Name)

• If present, DE 43, subfield 2 must be left-justified and cannot contain all spaces, zeros, low
values, or high values.
• This subfield cannot contain backslashes other than at the end of the subfield.
• Whether populated or not, this subfield must end with a backslash (\) delimiter.

Values
Acceptor Street Address must contain all Address Line 1 and Address Line 2 information,
including
• the name of the street or throughfare
• the locality or community
• the building or house number; and
• any apartment, unit, suite, or floor number, if applicable.
This information must be populated and formatted as defined by country postal standards.

Processing rules
The Acceptor Street Address must be present for all transactions and contain a valid location
for the acceptor. The location of the acceptor will generally be the physical location where the
transaction occurred or business location for transactions that occur virtually.
If the information for Acceptor Street Address does not exist per country postal standards, then
the value of “Unavailable” must be provided.

Program rules
Payment facilitator-enabled transactions: The sponsored merchant street address must be
provided.

Subfield 3 (Acceptor City Name)

DE 43, subfield 3 contains the city name of the acceptor.

Subfield attributes and values

Attribute Value
Subfield ID: n-2 03
Subfield Length: n-2 13
Data Representation: ans…13
Justification Left

Subfield requirements
• The Acceptor City is mandatory on all transaction types except Payment Transactions and
ATM Transactions.

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 Data element definitions
Subfield 4 (Acceptor Postal Code)

• This subfield must contain only the Acceptor City and must not contain other information
such as Acceptor Customer Service Phone Number, Acceptor URL Address, or other
descriptors.
• For First and Second Presentment/1240 and Chargeback/1442 messages, the Acceptor City
must be left justified and cannot contain all spaces or all zeros unless the transaction is an
ATM or Payment Transaction.
• This subfield cannot contain backslashes other than at the end of the subfield.
• Whether populated or not, this subfield must end with a backslash (\) delimiter. It cannot
contain all low values or all high values.
• This subfield must contain only the Acceptor City and must not contain other information
such as Acceptor Customer Service Phone Number, Acceptor URL Address, or other
descriptors.

Values
Acceptor City Name must contain the name of the city, town, or village as defined by country
postal standards.
For U.S. region transactions, Acceptor City Name must match the U.S. Postal Service list of
acceptable cities and spellings by postal code.

Processing rules
The Acceptor City Name must be present for all transactions and contain a valid location for the
acceptor. The location of the acceptor will generally be the physical location where the
transaction occurred or the business/operations location for transactions that occur virtually.

Program rules
Payment facilitator-enabled transactions: The sponsored merchant city name must be provided.

Subfield 4 (Acceptor Postal Code)

This subfield contains the postal code of the acceptor.

Attributes

Data Representation: ans-10

Data Field: Contents of positions 84–93
Justification: Left

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 Data element definitions
Subfield 5 (Acceptor Country Subdivision Code)

Subfield rules

Subfield requirements
• For U.S. region acceptors, acquirers must provide a five-digit or nine-digit ZIP Code.
• This subfield must be present and must contain a postal code or all spaces. This subfield
cannot contain all low values or all high values.

Processing rules
The Acceptor Postal Code must be present for all transactions and contain a valid code for
countries that utilize postal codes. This information must be populated and formatted as
defined by country postal standards.

Program rules
Payment facilitator-enabled transactions: The sponsored merchant postal code must be
provided.

Subfield 5 (Acceptor Country Subdivision Code)

DE 43, subfield 5 (Acceptor Country Subdivision Code) contains the ISO 3166-2 code identifying
the state, province, or other country subdivision of the acceptor.

Attributes

Data Representation: ans-3

Data Field: Contents of positions 94–96
Justification: Left

Subfield requirements
• For Presentments/1240, Chargebacks/1442, Retrievals/1644, and Fee Collections/1740, if
DE 43, subfield 6 contains USA or CAN, subfield 5 must contain a valid country subdivision
code for the country identified.
• When submitted for a First Presentment/1240 transaction, subfield 5 cannot contain all low
values or high values.
• Mastercard will allow and populate DE 43, subfield 5 to contain text other than valid country
subdivision code (for example: “com”) when PDS 0158 (Business Activity), subfield 4
(Interchange Rate Designator) contains value EZ for a U.S. Intra-regional or Canada intra-
country Easy Savings transaction. Mastercard initiates these rebate transactions, which do
not impact acquiring transactions.
• The U.S. Postal Service has established three state codes that, when combined with a five-
digit ZIP Code from a specific range, will identify the Air/Army Post Office (APO) or Fleet
Post Office (FPO) of a U.S. military unit. The U.S. military state codes are available for use in
all authorization and clearing messages. The U.S. military state codes are listed in this table.

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 Data element definitions
Subfield 6 (Acceptor Country Code)

U.S. military states and state codes

U.S. military state State code

Armed Forces Africa AE
Armed Forces Americas AA
Armed Forces Canada AE
Armed Forces Europe AE
Armed Forces Middle East AE
Armed Forces Pacific AP

Values
Acceptor Country Subdivision Code must contain a valid code as defined in Chapter 2 of the
Quick Reference Booklet.

Processing rules
The Acceptor Country Subdivision Code must be present for all transactions when defined in
Chapter 2 of the Quick Reference Booklet.

Program rules
Payment facilitator-enabled transactions: The sponsored merchant country subdivision code
must be provided.

Subfield 6 (Acceptor Country Code)

DE 43, subfield 6 contains the ISO 3166-1 country code of the acceptor.

Attributes

Data Representation: ans-3

Data Field: Contents of positions 97–99
Justification: Left

Subfield requirements
• This subfield must contain a valid three-character ISO alphabetic country code in these
messages:
– First Presentment/1240
– First Chargebacks/1442 and Arbitration Chargebacks/1442

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 Data element definitions
DE 48 (Additional Data)

– Second Presentments/1240
– Retrieval Request/1644
– Retrieval Request Acknowledgment/1644
– Fee Collection (Retrieval Fee Billing)/1740
– Fee Collection (Handling Fees)/1740
– Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740

Values
Acceptor Country Code must contain a valid three-character alphabetic code as defined in
Chapter 2 of the Quick Reference Booklet. When territories have a defined country code in the
Quick Reference Booklet, that country code must be used.

Processing rules
The Acceptor Country Code must be present for all transactions.

Program rules
Payment facilitator-enabled transactions: The sponsored merchant country code must be
provided.

DE 48 (Additional Data)
DE 48 (Additional Data) contains one or more PDSs that may be required in a message to
provide additional clearing system-related, program-related, or service data for which a specific
ISO data element is unavailable.

Attributes

Data Representation: an...999; LLLVAR

Length Field: 3 positions, value = 008–999
Data Field: Variable length, 8–999 positions
Subelements: See “Values”
Justification: Left

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

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 Data element definitions
DE 48 (Additional Data)

Usage

Message Type Identifier Org Sys Dst

File Header (Customer-generated)/1644 M • •
File Header (Clearing System-generated)/1644 • X M
File Trailer (Customer-generated)/1644 M • •
File Trailer (Clearing System-generated)/1644 • X M
First Presentment/1240 M X M
Financial Detail Addendum (Passenger Transport Detail, M X M
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, M X M
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, M X M
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 M X M
Financial Detail Addendum (Lodging Summary)/1644 M X M
Financial Detail Addendum (Temporary Services)/1644 M X M
Financial Detail Addendum (Shipping/Courier Services)/ M X M
1644
Financial Detail Addendum (Payment Transaction Detail)/ M X M
1644
Financial Detail Addendum (Telephony Billing, Summary)/ M X M
1644
Financial Detail Addendum (Telephony Billing, Detail)/ M X M
1644
Financial Detail Addendum (Travel Agency Detail)/1644 M X M
Financial Detail Addendum (Lodged Account Detail)/1644 M X M
Financial Detail Addendum (Electronic Invoice, Transaction M X M
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party M X M
Information)/1644
Financial Detail Addendum (Corporate Card Common M X M
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction M X M
Information)/1644

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 Data element definitions
DE 48 (Additional Data)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ M X M
1644
Financial Detail Addendum (Generic Detail)/1644 M X M
Financial Detail Addendum (Healthcare)/1644 M X M
Financial Detail Addendum (Private Label Common Data)/ M X M
1644
Financial Detail Addendum (Private Label Line Item M X M
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 M X M
Second Presentment/1240 M X M
File Currency Summary/1644 • X M
Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M
Retrieval Request/1644 M X M
Retrieval Request Acknowledgment/1644 M X M
Fee Collection (Retrieval Fee Billing)/1740 M X M
Fee Collection (Handling Fees)/1740 M X M
Fee Collection (Other than Retrieval Fee Billing/Handling M X M
Fees)/1740
Message Exception/1644 and File Reject/1644 • X M
Currency Update/1644 • X M

This data element is a carrier data field for private data subelements (PDSs) that supplement
the original ISO 8583–1993 specification. These PDSs are annotated with the prefix PDS (for
example, PDS 0001 and PDS 0158) for documentation purposes throughout this publication to
distinguish them from the ISO-standard data elements, which are simply numbered DE 1–DE
128.
Encoding of PDSs is always initiated in DE 48. If the resulting data space required to contain all
PDSs for a message exceeds the maximum length of DE 48 (999 positions), these data
elements are employed, in sequential order, to contain PDS data:
• DE 62 (Additional Data 2)
• DE 123 (Additional Data 3)
• DE 124 (Additional Data 4)
• DE 125 (Additional Data 5)

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 Data element definitions
DE 49 (Currency Code, Transaction)

DE 62, DE 123, DE 124, and DE 125 each may contain a maximum of 999 positions, each of
encoded PDS information.

Values
This data element contains one or more PDSs in PDS-encoded format.
PDSs are formatted using a tag-length-data encoding procedure, shown in this table.

Values

Number Positions Description

1 1–4 First PDS tag (ID)
2 5–7 First PDS data length
3 8–999 First PDS data

Subfields 1–3 must be repeated as needed until all PDS data is presented or the total length of
subfields 1, 2, and 3 causes the total length of DE 48 to exceed 999 positions.

DE 49 (Currency Code, Transaction)

DE 49 (Currency Code, Transaction) defines the DE 4 (Amount, Transaction) currency.

Attributes

Data Representation: n-3

Length Field: None
Data Field: Fixed length, 3 positions
Subfields: None
Justification: N/A

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

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 Data element definitions
DE 49 (Currency Code, Transaction)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 M • M
First Chargeback/1442 and Arbitration Chargeback/1442 M • M
Second Presentment/1240 M • M
File Currency Summary/1644 • X M
Financial Position Detail/1644 • X C
Settlement Position Detail/1644 • X C
Fee Collection (Retrieval Fee Billing)/1740 • X M
Fee Collection (Handling Fees)/1740 M • M
Fee Collection (Other than Retrieval Fee Billing/Handling M • M
Fees)/1740

DE 49 is required in messages whenever DE 4 is present. It also may be used in Reconciliation or

Administrative messages to identify currencies referenced in those messages.
ISO standard currency codes define the currency type, the country of origin, and the implied
decimal point location for the related amount data as defined in the ISO 4217 specification.
First Chargeback, Second Presentment, and Arbitration Chargeback messages must adhere to
the currency rules outlined in the Chargeback Guide. In some cases currency conversion is
required based on these guidelines:
• Transactions that qualify for intracurrency settlement may use the intracurrency settlement
currency.
• Intra-European and inter-European transactions (transactions exchanged between two
European customers) allow for:
– Original presentment transaction currency (DE49 from the First Presentment)
– Reconciliation currency (DE50 from the previous message [DE50 from First Presentment
when submitting First Chargeback]).
• All other conditions require the Chargeback, Second Presentment, and/or Arbitration
Chargeback to be submitted in U.S. Dollars.

NOTE: For more information on currency conversion, refer to the GCMS Reference Manual.

Values
ISO standard numeric currency codes must be used.

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 Data element definitions
DE 50 (Currency Code, Reconciliation)

This data element may contain the global base currency code in an acknowledgment 1644–680
or 1644–685 reconciliation message if the processed file contained only non-financial messages,
depending on customer-reconciliation category options.

Related required data element and PDS

DE 4 (Amount, Transaction) and PDS 0148 (Currency Exponents) are required whenever DE 49
is present.

DE 50 (Currency Code, Reconciliation)

DE 50 (Currency Code, Reconciliation) defines the DE 5 (Amount, Reconciliation) currency.

Attributes

Data Representation: n-3

Length Field: None
Data Field: Fixed length, 3 positions
Subfields: None
Justification: N/A

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X M
First Chargeback/1442 and Arbitration Chargeback/1442 • X M
Second Presentment/1240 • X M
Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M
Fee Collection (Retrieval Fee Billing)/1740 • X M
Fee Collection (Handling Fees)/1740 • X M
Fee Collection (Other than Retrieval Fee Billing/Handling • X M
Fees)/1740

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 Data element definitions
DE 51 (Currency Code, Cardholder Billing)

Message Type Identifier Org Sys Dst

Currency Update/1644 • X M

DE 50 is required in messages whenever DE 5 is present. If the transaction originator provides

DE 5, it also must provide DE 50. The transaction originator should provide this only for a
bilateral transaction, otherwise GCMS will override. If the clearing system provides DE 5, it will
provide DE 50. It also may be used in Reconciliation or Administrative messages to identify
currencies referenced in those messages.
ISO standard currency codes define the currency type, the country of origin, and the implied
decimal point location for the related amount data as defined in the ISO 4217 specification.

Values
ISO standard numeric currency codes must be used.
This data element may contain the global base currency code in an acknowledgment 1644–685
reconciliation message if the processed file contained only non-financial messages.

Related required data element and PDS

The following data element and PDS are required whenever DE 50 is present:
• DE 5 (Amount, Reconciliation)
• PDS 0148 (Currency Exponents)

DE 51 (Currency Code, Cardholder Billing)

DE 51 (Currency Code, Cardholder Billing) defines the DE 6 (Amount, Cardholder Billing)
currency, and DE 111 (Amount, Currency Conversion Assessment) currency.

Attributes

Data Representation: n-3

Length Field: None
Data Field: Fixed length, 3 positions
Subfields: None
Justification: N/A

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

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 Data element definitions
DE 54 (Amounts, Additional)

Presentment, Addendum, and Chargeback Messages

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C
Second Presentment/1240 C X C

DE 51 is required in messages whenever DE 6 is present. If the transaction originator provides

DE 6, it also must provide DE 51. The transaction originator should provide this only for a
bilateral transaction; otherwise, GCMS will override. If the clearing system provides DE 6, it will
provide DE 51.
ISO standard currency codes define the currency type, the country of origin, and the implied
decimal point location for the related amount data as defined in the ISO 4217 specification.

Values
ISO standard numeric currency codes must be used.

Related required data element and PDS

DE 6 (Amount, Cardholder Billing) and PDS 0148 (Currency Exponents) are required whenever
DE 51 is present.

DE 54 (Amounts, Additional)
DE 54 (Amounts, Additional) are additional amounts and related account data for which
specific data elements have not been defined.

Attributes

Data Representation: ans-20; LLLVAR

Length Field: 3 positions, value = 020–240 in increments of 20
Data Field: Variable length, 20–240 positions
Subfields: 5 subfields for each additional amount occurrence
Occurrences: 1–12
Justification: N/A or right

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 Data element definitions
DE 54 (Amounts, Additional)

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

Transactions with surcharges (DE 54, subfield 2 = 42) are systemically permitted for all
processing codes in DE 3 (Processing Code). However, customers should refer to the Mastercard
Rules for standards pertaining to the areas in which they process.
DE 54 is required in Purchase with Cash Back transactions (Cardholder Transaction Type, DE 3,
subfield 1 = 09) to indicate the cash back amount of the transaction.
The following describes usage expectations for transactions containing one or more of the
following Amount Types: cash back amount, surcharge amount, or POI Amount.
• If DE 54 is present in a First Presentment/1240 message and indicates surcharging,
customers:
– Should not provide DE 54 in First Chargeback (Partial)/1442 or subsequent life cycle
messages;
– Should provide DE 54 in First Chargeback (Full)/1442 and subsequent life cycle messages;
– Must provide the total amount of the Brand-Level Surcharge or Product-Level Surcharge
amount in DE 54 in the First Chargeback/1442 message regardless of whether the
chargeback is for the partial or full amount of the transaction and subsequent life cycle
messages.
– The first DE 54 occurrence will represent either the cash back amount information (DE
54, subfield 2 = 40) or the surcharging information (DE 54, subfield 2 = 42).
– The second DE 54 occurrence will represent the original transaction amount and
transaction currency, including either cash back amount or the surcharge amount.
• If DE 54 is present in a First Presentment/1240 message and indicates that a POI currency
conversion service (also known as dynamic currency conversion [DCC]) was used by the
cardholder, then the updated amount and currency are located in DE 4 (Amount,
Transaction) and DE 49 (Currency Code, Transaction), respectively. DE 54 contains the
original transaction amount and currency information.
• DE 54 will occur multiple times if Purchase with Cash Back (DE 3, subfield 1 [Cardholder
Transaction Type] = 09) or surcharging occurs, and the POI currency conversion service (DCC)
updated DE 4 (Amount, Transaction) and DE 49 (Currency Code, Transaction).
• Occurrences are described as follows:

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DE 54 (Amounts, Additional)

– The first DE 54 occurrence will represent either the cash back amount information (DE
54, subfield 2 = 40) or the surcharging information (DE 54, subfield 2 = 42).
– The second DE 54 occurrence will represent the original transaction amount and
transaction currency, including either cash back amount or the surcharge amount.

NOTE: For information about the Brand-Level Surcharge or Product-Level Surcharge, refer to
the Mastercard Rules manual, Chapter 10, “Asia/Pacific Region Rules,” Rule 5.11.2, “Charges to
Cardholders,”; Chapter 13, “Latin America and the Caribbean Region Rules,” Rule 5.11.2,
“Charges to Cardholders,”; and Chapter 15, “United States Region Rules,” Rule 5.11.2, “Charges
to Cardholders.”
– Each DE 54 occurrence within a transaction must have a unique DE 54, subfield 2
(Additional Amount, Amount Type) value.
– The sum of all DE 54, subfield 5 occurrences should be equal to or less than DE 4
(Amount, Transaction). Occurrences with Amount, Surcharge (DE 54, subfield 2 = 42) and
POI Amount (DE 54, subfield 2 = 58) are excluded from the sum.
In support of local government regulations, the Clearing system will determine whether
interchange should be applied to transactions containing a surcharge. Interchange may be
applied to surcharged transactions when:
• The combination of Card Program Identifier, Business Service Level and Business Service ID
permits interchange with surcharging OR
• The Acceptor Country Code (DE 43, subfield 6) and the issuing account range (derived from
PAN [DE 2]) country code are the same and the country permits interchange in combination
with surcharging.

NOTE: Although this edit will not produce an error, it will identify transactions qualifying for ATM
surcharging.

Related required data elements and PDSs

For First Presentment/1240 messages in which a healthcare eligibility amount is included:
• DE 54, subfield 2 must be 10 (Healthcare Eligibility Amount)
• DE 54, subfield 3 must contain the same currency as DE 49 (Currency Code, Transaction)
• DE 54, subfield 4 must be C (Credit) or D (Debit)
• DE 54, subfield 5 must contain the healthcare eligibility amount
For First Presentment/1240 messages in which a prescription eligibility amount is included:
• DE 54, subfield 2 must be 11 (Prescription Eligibility Amount)
• DE 54, subfield 3 must contain the same currency as DE 49 (Currency Code, Transaction)
• DE 54, subfield 4 must be C (Credit) or D (Debit)
• DE 54, subfield 5 must contain the prescription eligibility amount
When DE 54 is present in First Presentment/1240 messages in which DE 3, subfield 1
(Cardholder Transaction Type) is 09 (Purchase with Cash Back):
• DE 54, subfield 2 must be 40 (Amount, Cash Back)

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 Data element definitions
DE 54 subfields

• DE 54, subfield 3 must contain the same currency as DE 49 (Currency Code, Transaction)
• DE 54, subfield 4 must be D (Debit)
• DE 54, subfield 5 must contain the cash back amount. This subfield may contain all zeros if
the issuer has declined the cash back portion of the transaction. This amount must be less
than the DE 4 (Amount, Transaction) amount.19
For First Presentment/1240 messages in which a surcharge is included:
• DE 54, subfield 2 must be 42 (Amount, Surcharge)
• DE 54, subfield 3 must contain the same currency as DE 49 (Currency Code, Transaction)
• DE 54, subfield 4 must be D (Debit).
• DE 54, subfield 5 must contain the surcharge amount.
• For processing codes 30, 91, or 92, this amount must be equal to the DE 4 (Amount,
Transaction) amount.
• For processing codes other than 30, 91 or 92, this amount must be less than the DE 4
(Amount, Transaction) amount.
For First Presentment/1240 messages when POI currency conversion (also known as dynamic
currency conversion [DCC]) is performed, DE 54 must be present and:
• DE 54, subfield 2 must be 58 (Amount, POI Amount)
• DE 54, subfield 3 must contain the pre-conversion currency of the purchase or withdrawal,
which must be a different currency from DE 49 (Currency Code, Transaction).

NOTE: For First Presentment/1240 messages only.

• DE 54, subfield 4 must be C (Credit) or D (Debit)
• DE 54, subfield 5 must contain the pre-conversion transaction amount. The cash back
portion of a Purchase with Cash Back transaction, or a surcharge, will be included in this
amount.

DE 54 subfields
DE 54 may contain one to 12 occurrences of additional amounts.
Each additional amount consists of five subfields as defined in this table. Each field requires 20
positions; the length of this data element must be a multiple of 20, with a maximum length of
240 positions.

DE 54 subfields

Number Positions Name Attribute Justification

1 1–2 Additional Amount, Account Type n-2 N/A
2 3–4 Additional Amount, Amount Type n-2 N/A

19 For intracountry India activity, the cash back amount can be equal to the DE 4 (Amount, Transaction) amount.

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 Data element definitions
DE 54 subfields

Number Positions Name Attribute Justification

3 5–7 Additional Amount, Currency n-3 N/A
Code
4 8 Additional Amount, Amount Sign a-1, value of D N/A
or C
5 9–20 Additional Amount, Amount n-12 Right

All subfields must be present whenever DE 54 is present.

All subfields are present for each amount occurrence.

Subfield 1 (Additional Amount, Account Type)

The account type is a two-digit code as defined for digits 3 and 4 or digits 5 and 6 of DE 3
(Processing Code). The account type must be 00 (default account).

Subfield 2 (Additional Amount, Amount Type)

The Amount Type that the clearing system supports for transactions is in this table.

Subfield 2 (Additional Amount, Amount Type)

Value Description
10 Healthcare Eligibility Amount
11 Prescription Eligibility Amount
12 Vision Rx Eligibility Amount
17 Prepaid Online Bill Pay Fee Amount
40 Amount, Cash Back
42 Amount, Surcharge
44 Amount Gratuity
58 Amount, POI Amount

Subfield 3 (Additional Amount, Currency Code)

Subfield 3 identifies the currency of the Additional Amount.
This subfield must contain a valid ISO numeric currency code.

Subfield 4 (Additional Amount, Amount Sign)

The amount sign indicates whether the Additional Amount must be debited (D) or credited (C).
For all messages with a purchase with cash back, a surcharge amount type, or both, the sign

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 Data element definitions
DE 55 (Integrated Circuit Card [ICC] System-Related Data)

must be D. For all other amount types, the sign is from the issuer’s perspective on the First
Presentment/1240 message and will not change in subsequent life cycle or reversal messages.

Subfield 5 (Additional Amount, Amount)

Subfield 5 is the amount value for the Additional Amount Type in the Additional Amount
Currency.
All currency amounts are expressed in the minor unit of currency without a decimal separator, in
accordance with ISO standards for currency notation. For example, a transaction amount of
GHP 212.50 is expressed as 000000021250.
The clearing system will verify that when the First Presentment/1240 message contains an
Amount with Cash Back (DE 54, subfield 2 = 40) or an Amount, Surcharge (DE 54, subfield 2 =
42), these amounts must be equal to or less than the total transaction amount (DE 4). For
processing codes 30, 91, or 92, this amount must be equal to the total transaction amount (DE
4). For processing codes other than 30, 91, or 92, this amount must be less than the total
transaction amount (DE 4).
The Additional Amount, Amount must contain the amount in the same currency as DE 49 on life
cycle messages.

DE 55 (Integrated Circuit Card [ICC] System-Related Data)

DE 55 (Integrated Circuit Card [ICC] System-Related Data) contains data related to ICC
systems.

Attributes

Data Representation: b…255; LLLVAR

Length Field: 3 positions, value = 001–255
Data Field: Variable length, 1–255 positions
Subelements: See “Values”
Justification: N/A

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

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 Data element definitions
DE 55 (Integrated Circuit Card [ICC] System-Related Data)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C

DE 55 must be provided for all chip transactions except for refund transactions.
If present, DE 55 cannot contain all spaces, all zeros, all low values, or all high values.
If present and maximum length (255), DE 55 must be left justified and zero (low value hex 00)
filled.
If DE 55 is present and is greater than 255 characters in length, then the Clearing Platform will
reject the transaction with a format error:
• DE 39 (Response Code) value of 30 (Format Error)
• DE 44 (Additional Response Data) includes DE 55 as a data element with a format error.

Values
DE 55 contains chip data formatted in accordance with the Europay, Mastercard, and Visa
(EMV) chip specification.
If present, DE 55 cannot contain all spaces, zeros, low values, or high values.
DE 55 data is presented in binary format and contains the data used locally by a card’s chip at a
chip-capable terminal. In a First Presentment/1240, the acquirer should not modify this data
but instead pass it unaltered to the issuer.
Chip data in DE 55 consists of a series of components in a “tag-length-data” format, similar to
the presentation of PDSs in DE 48 (Additional Data). This table shows the layout.

DE 55 layout

Number Positions Description

1 1 or 1–2 First chip subelement tag (ID)
2 2 or 3 First chip subelement data length
3 3-xxx or 4–xxx First chip subelement data (variable length)

Components 1–3 must be repeated as needed until all chip subelements are presented. The
length of the tag component is either 1 or 2, depending on the definition of the tag in EMV chip.
The length of the data length component is always one in DE 55.

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 Data element definitions
DE 55 (Integrated Circuit Card [ICC] System-Related Data)

Mandatory and conditional subelements

When customers send DE 55 in clearing messages related to a chip transaction, the data
elements in this table must be present.

Mandatory and conditional subelements

Each Total
Tag Componen Componen Subelemen
Subelement Description Value20 Format t t Length21 t Length22
Application Cryptogram 9F26 b8 tag 2 11
(AC)
length 1
data 8
Cryptogram Information 9F27 b1 tag 2 4
Data
length 1
data 1
Issuer Application Data 9F10 b1..32, VAR tag 2 4–35
(IAD) (Must be provided
by the acquirer if the
corresponding data
object is provided by the
ICC to the terminal)
length 1
data 1–32
Cardholder Verification 9F34 b3 tag 2 6
Method (CVM) Results
length 1
data 3
Terminal Capabilities 9F33 b3 tag 2 6
length 1
data 3
Unpredictable Number 9F37 b4 tag 2 7
length 1

20 The hexadecimal representation is given here. Every two positions of hexadecimal data is one byte of binary data.
21 Lengths are in binary format.
22 “Total Subelement Length” is the sum of that subelement’s tag, length, and data components.

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 Data element definitions
DE 55 (Integrated Circuit Card [ICC] System-Related Data)

Each Total
Tag Componen Componen Subelemen
Subelement Description Value20 Format t t Length21 t Length22
data 4
Application Transaction 9F36 b2 tag 2 5
Counter
length 1
data 2
Terminal Verification 95 b5 tag 1 7
Result
length 1
data 5
Transaction Date 9A b3 (n6) tag 1 5
length 1
data 3
Transaction Type 9C b1 (n2) tag 1 3
length 1
data 1
Amount Authorized 9F02 b6 (n12) tag 2 9
(numeric)
length 1
data 6
Transaction Currency 5F2A b2 (n3) tag 2 5
Code
length 1
data 2
Application Interchange 82 b2 tag 1 4
Profile
length 1
data 2
Terminal Country Code 9F1A b2 (n3) tag 2 5
length 1

20 The hexadecimal representation is given here. Every two positions of hexadecimal data is one byte of binary data.
21 Lengths are in binary format.
22 “Total Subelement Length” is the sum of that subelement’s tag, length, and data components.

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 Data element definitions
DE 55 (Integrated Circuit Card [ICC] System-Related Data)

Each Total
Tag Componen Componen Subelemen
Subelement Description Value20 Format t t Length21 t Length22
data 2
Dedicated File Name 84 b5...16 tag 1
length 1
data 5–16
Amount, Other 9F03 b6 (n12) tag 2 9
(numeric)
length 1
data 6
When cash back is not
allowed by product rules,
9F03 can only either be
absent or present with a
zero value. If cash back is
allowed by product rules,
• If there is a cash back
amount, 9F03 carries
the cashback
amount, and this
data element is
mandatory.
• If there is no cash
back amount, the
value of 9F03 will be
zero, in which case
9F03 can either be
absent or present
with a zero value.

Optional subelements
Customers may send the optional subelements listed in this table.

20 The hexadecimal representation is given here. Every two positions of hexadecimal data is one byte of binary data.
21 Lengths are in binary format.
22 “Total Subelement Length” is the sum of that subelement’s tag, length, and data components.

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 Data element definitions
DE 55 (Integrated Circuit Card [ICC] System-Related Data)

Optional subelements

Each Total
Tag Componen Componen Subelemen
Subelement Description Value23 Format t t Length24 t Length25
Terminal Type 9F35 b1 (n2) tag 2 4
length 1
data 1
Interface Device Serial 9F1E b8 (an 8) tag 2 11
Number
length 1
data 8
Transaction Category 9F53 b1 (an 1) tag 2 4
Code
length 1
data 1
Terminal Application 9F09 b2 tag 2 5
version Number
length 1
data 2
Transaction Sequence 9F41 b2 (n..8) tag 2 5–7
Counter
length 1
data 2–4
Authenticated 9F60 b tag 2 4-130
Application Data
length 1
data var-127
Kernel Identifier- 96 b tag 1 10
Terminal
length 1

23 The hexadecimal representation is given here. Every two positions of hexadecimal data is one byte of binary data.
24 Lengths are in binary format.
25 “Total Subelement Length” is the sum of that subelement’s tag, length, and data components.

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 Data element definitions
DE 62 (Additional Data 2)

Each Total
Tag Componen Componen Subelemen
Subelement Description Value23 Format t t Length24 t Length25
data 8

This subelement may be present in the clearing message if it was present in the Authorization
Request Response/0110 message.

Data from Authorization Request Response/0110

Each Total
Component Subelement
Subelement description Tag Value Format Component Length Length
Issuer Authentication Data 91 b8..16 tag 1 10–18
(Provides data to be
transmitted to the card for
issuer authentication)
length 1
data 8–16

DE 62 (Additional Data 2)
DE 62 (Additional Data 2) contains one or more PDSs that may be required in a message to
provide additional clearing system-related, program-related, or service-related data for which a
specific ISO data element is unavailable.

Attributes

Data Representation: ans...999; LLLVAR

Length Field: 3 positions, value = 008–999
Data Field: Variable length, 8–999 positions
Subelements: See “Values”
Justification: Left

23 The hexadecimal representation is given here. Every two positions of hexadecimal data is one byte of binary data.
24 Lengths are in binary format.
25 “Total Subelement Length” is the sum of that subelement’s tag, length, and data components.

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 Data element definitions
DE 62 (Additional Data 2)

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C
Financial Detail Addendum (Passenger Transport Detail, C X C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, C X C
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, C X C
Rail Data)/1644
Financial Detail Addendum (Lodging Summary)/1644 C X C
Financial Detail Addendum (Temporary Services)/1644 C X C
Financial Detail Addendum (Shipping/Courier Services)/ C X C
1644
Financial Detail Addendum (Payment Transaction Detail)/ C X C
1644
Financial Detail Addendum (Telephony Billing, Summary)/ C X C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ C X C
1644
Financial Detail Addendum (Travel Agency Detail)/1644 C X C
Financial Detail Addendum (Lodged Account Detail)/1644 C X C
Financial Detail Addendum (Electronic Invoice, Transaction C X C
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party C X C
Information)/1644
Financial Detail Addendum (Corporate Card Common C X C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction C X C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ C X C
1644
Financial Detail Addendum (Generic Detail)/1644 C X C

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 Data element definitions
DE 62 (Additional Data 2)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Healthcare)/1644 C X C
Financial Detail Addendum (Private Label Common Data)/ C X C
1644
Financial Detail Addendum (Private Label Line Item C X C
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 C X C
Second Presentment/1240 C X C
File Currency Summary/1644 • X C
Financial Position Detail/1644 • X C
Settlement Position Detail/1644 • X C
Retrieval Request/1644 C X C
Retrieval Request Acknowledgment/1644 C X C
Fee Collection (Retrieval Fee Billing)/1740 C X C
Fee Collection (Handling Fees)/1740 C X C
Fee Collection (Other than Retrieval Fee Billing/Handling C X C
Fees)/1740

This data element is a carrier data field for PDSs that supplement the ISO 8583–1993
specification.
Encoding of PDSs is always initiated in DE 48 (Additional Data). If the resulting data length
required to contain all PDSs exceeds the maximum length of DE 48 (999 positions), these ISO
data elements are employed, in sequential order, to contain the remaining PDS data:
• DE 62
• Additional Data 3 (DE 123)
• Additional Data 4 (DE 124), and
• Additional Data 5 (DE 125).
DE 62, DE 123, DE 124, or DE 125 each may contain a maximum of 999 positions of encoded
PDS information.
DE 62 is present in an IPM message only if DE 48 cannot contain the full length of encoded
PDSs.
If both DE 48 and DE 62 are present in the message, DE 48 should contain as many complete
PDSs (tag+length+data) as fits into 999 bytes. The remaining complete PDSs should be
presented in DE 62, and then DE 123, DE 124, and finally DE 125, as needed.
Customers must not split a PDS between DE 48 and DE 62. If an entire PDS coding scheme
(tag-length-data) causes DE 48 to exceed 999 positions, the entire PDS coding scheme (tag-

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 Data element definitions
DE 63 (Transaction Life Cycle ID)

length-data) must be presented in DE 62 instead. Therefore, the total length of DE 48 may be

less than 999 positions, with DE 62 containing additional PDS data.

Values
When present, this data element contains one or more PDSs in PDS-encoded format.
PDS data is formatted using a tag-length-data encoding procedure, shown in this table.

Values

Number Positions Description

1 1–4 First PDS tag (ID)
2 5–7 First PDS data length
3 8–999 First PDS data

Subfields 1–3 must be repeated as needed until all PDS data is presented or the total length of
subfields 1, 2, and 3 causes the total length of DE 62 to exceed 999 positions.

DE 63 (Transaction Life Cycle ID)

DE 63 (Transaction Life Cycle ID) contains subfields that allow for transaction life cycle control.
All life cycle messages such as authorizations, financials, reversals, retrievals, fulfillments, and
chargebacks are linked with the Life Cycle Support Indicator and Trace ID subfields.

Attributes

Data Representation: ans-16; LLLVAR

Length Field: 3 positions, value = 016
Data Field: Fixed length, 16 positions
Subfields: 2
Justification: See “Subfields”

ISO defines DE 63 as a variable-length field. Therefore, the DE 63 data is preceded by a three-

position length field. In the IPM format, customers still must precede the DE 63 data with a
three-position length field. This length field always will contain the value 016, and the data that
follows always must be exactly 16 positions long.

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 Data element definitions
DE 63 (Transaction Life Cycle ID)

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
Financial Detail Addendum (Passenger Transport Detail, C • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, C • C
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, C • C
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C
Financial Detail Addendum (Lodging Summary)/1644 C • C
Financial Detail Addendum (Temporary Services)/1644 C • C
Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644
Financial Detail Addendum (Payment Transaction Detail)/ C • C
1644
Financial Detail Addendum (Telephony Billing, Summary)/ C • C
1644
Financial Detail Addendum (Travel Agency Detail)/1644 C • C
Financial Detail Addendum (Lodged Account Detail)/1644 C • C
Financial Detail Addendum (Electronic Invoice, Party C • C
Information)/1644
Financial Detail Addendum (Corporate Card Common C • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction C • C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ C • C
1644
Financial Detail Addendum (Generic Detail)/1644 C • C
Financial Detail Addendum (Healthcare)/1644 C • C
Financial Detail Addendum (Private Label Common Data)/ C • C
1644

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 Data element definitions
DE 63 (Transaction Life Cycle ID)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Line Item C • C
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C
Retrieval Request/1644 C • C
Retrieval Request Acknowledgment/1644 C • C
Fee Collection (Retrieval Fee Billing)/1740 C • C
Fee Collection (Handling Fees)/1740 C • C
Fee Collection (Other than Retrieval Fee Billing/Handling C • C
Fees)/1740

DE 63 data may be assigned at the time that the first message in the transaction life cycle is
presented, usually at authorization. This data element consists of two subfields:
• Life Cycle Support Indicator
• Trace ID
DE 63 must be present in the First Presentment/1240 message for all transactions authorized
via the Mastercard Network (“online-authorized transactions”). This requirement does not apply
to transactions where online authorization is not requested or required, such as offline-
authorized chip-read transactions, credit (purchase return) transactions, and Collection Only
transactions.
Life cycle messages such as Authorization Request/0100, First Presentment/1240, Retrieval
Request/1644, Retrieval Request Acknowledgment/1644, First Chargeback/1442, Second
Presentment/1240, and Arbitration Chargeback/1442 messages are linked with this data
element.
DE 63 should always be retained and returned throughout all subsequent messages in the life
cycle.
DE 63 is required for European acquired activity destined for processing through the network
unless DE 22 (Point of Service Data Code), subfield 7 (Card Data: Input Mode) = F (Offline
Chip). This activity can be identified via one of the these situations:
• First presentment interregional ATM transactions
• First presentment PIN-based Maestro or Cirrus manual cash disbursement transactions
• First presentment interregional Maestro retail transactions
• First presentment European intraregional ATM or retail Enhanced Gateway transactions
Credit (Purchase Return) transactions are exempt from this requirement.

NOTE: Enhanced Gateway transactions are defined as those from a Europe region acquirer for which
the ATM Indicator is equal to 5 and for which the ATM Indicator of the issuer is equal to 4.

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 Data element definitions
DE 63 subfields

Alternate Automated Fuel Dispenser Clearing Processing: Mastercard recommends that the
Trace ID (DE 15 [Settlement Date] and DE 63 [Network Data]) of the Automated Fuel
Dispenser (AFD) completion advice response be used within the clearing presentment. The Trace
ID of the original preauthorization may be used for clearing presentment if that same Trace ID is
included in the AFD completion advice message within DE 48, subelement 63 (Additional Data,
Trace ID).

Values
If present, DE 63 cannot contain all low values or all high values.

DE 63 subfields
DE 63 includes two subfields.

DE 63 subfields

Number Positions Name Attribute Justification

1 1 Life Cycle Support Indicator ans-1 left
2 2–16 Trace ID ans-15 left

Subfield 1 (Life Cycle Support Indicator)

Currently, the Life Cycle Support Indicator subfield always contains a space.
Subfield 1 is required whenever subfield 2 is present. The valid Life Cycle Support Indicator is
described in this table.

Subfield 1 (Life Cycle Support Indicator)

Value Description
space Trace ID assigned to Authorization message.

Subfield 2 (Trace ID)

The Trace ID is intended to identify uniquely a transaction through its full life cycle. Currently
Mastercard assigns a Trace ID to any transaction authorized via the Mastercard Network.
The Trace ID consists of the Network Reference Number (nine positions) followed by the
Network Date (four positions–MMDD), followed by two spaces. For each transaction authorized
via the network (“online-authorized transactions”), IPM DE 63 subfield 2 (Trace ID) of the First
Presentment/1240 message must be populated with the same values contained in the related
authorization message.

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 Data element definitions
DE 63 subfields

This requirement does not apply to transactions where online authorization is not requested or
required, such as offline-authorized chip-read transactions, credit (purchase return)
transactions, and Collection Only transactions.
For each Authorization Request Response/0110 message transmitted via the network (“online-
authorized transactions”), subfield 2 of the First Presentment/1240 message must be
populated with the values contained in DE 15, DE 63 subfield 1, and DE 63 subfield 2. For
automated fuel dispenser (MCC 5542) transactions where an Authorization Request/0100
message is followed by an Authorization Advice/0120 message containing the final transaction
amount, these values should come from the same fields of the related Authorization Advice
Response/0130 message.
Subfield 2 is required if the associated First Presentment/1240 is submitted for any U.S. region
consumer or corporate credit or consumer debit incentive interchange rate programs, unless the
transaction is a credit, ATM cash disbursement, manual cash disbursement, reversal, Collection
Only, or bilaterally settled transaction.
Mastercard recommends that the Trace ID (DE 15 [Date, Settlement] and DE 63 [Network
Data]) of the completion advice response be used within the clearing presentment. (Refer to the
Alternate AFD Clearing Processing in the following section.)
The Trace ID of the original pre-authorization may be used for Clearing presentment if that
same Trace ID is included in the Automated Fuel Dispenser (AFD) completion advice message
within CIS DE 48 (Additional Data, Private Use), subelement 63 (Trace ID).
GCMS requires the presence of DE 63 for all U.S. acquired transactions submitted for incentive
interchange programs. For transactions containing 14-digit Enabled International Cards
beginning with the digits 36, U.S. acquirers should populate Trace ID (DE 63, subfield 2) with the
correct Network Reference Number and Network Date.
GCMS requires the presence of DE 63 for all Canada acquired transactions submitted for
incentive interchange programs.
When Trace ID (DE 63) is present, edits will be applied against the network Reference Number
(DE 63, subfield 2) to confirm the format of the information.
The edit checks are:
• Position 1–3: Must contain a valid Mastercard product code
• Position 4–9: Must contain six alphanumeric characters, no embedded spaces, low values, or
high values.
This table represents mapping of values from DE 63 in the Authorization CIS message to the
Clearing IPM message.

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 Data element definitions
DE 71 (Message Number)

Mapping of values from DE 63 (Authorization CIS) to Clearing IPM

Position Value Description

1–3 DE 63, subfield 1 of Authorization CIS First three positions of authorization
message response message.
4–9 DE 63, subfield 2 of Authorization CIS First six positions of authorization
message response message.
10–13 DE 15 of Authorization CIS message
14–15 spaces

DE 71 (Message Number)
The transaction originator assigns the DE 71 (Message Number) to data messages in a file.
DE 71 monitors the integrity and continuity of the files being exchanged.

Attributes

Data Representation: n-8

Length Field: None
Data Field: Fixed length, 8 positions
Subfields: None
Justification: Right

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Header (Customer-generated)/1644 M • •
File Header (Clearing System-generated)/1644 • X M
File Trailer (Customer-generated)/1644 M • •

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 Data element definitions
DE 71 (Message Number)

Message Type Identifier Org Sys Dst

File Trailer (Clearing System-generated)/1644 • X M
First Presentment/1240 M X M
Financial Detail Addendum (Passenger Transport Detail, M X M
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, M X M
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, M X M
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 M X M
Financial Detail Addendum (Lodging Summary)/1644 M X M
Financial Detail Addendum (Temporary Services)/1644 M X M
Financial Detail Addendum (Shipping/Courier Services)/ M X M
1644
Financial Detail Addendum (Payment Transaction Detail)/ M X M
1644
Financial Detail Addendum (Telephony Billing, Summary)/ M X M
1644
Financial Detail Addendum (Telephony Billing, Detail)/ M X M
1644
Financial Detail Addendum (Travel Agency Detail)/1644 M X M
Financial Detail Addendum (Lodged Account Detail)/1644 M X M
Financial Detail Addendum (Electronic Invoice, Transaction M X M
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party M X M
Information)/1644
Financial Detail Addendum (Corporate Card Common M X M
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction M X M
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ M X M
1644
Financial Detail Addendum (Generic Detail)/1644 M X M
Financial Detail Addendum (Healthcare)/1644 M X M
Financial Detail Addendum (Private Label Common Data)/ M X M
1644

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 Data element definitions
DE 71 (Message Number)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Line Item M X M
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 M X M
Second Presentment/1240 M X M
File Currency Summary/1644 • X M
Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M
Retrieval Request/1644 M X M
Retrieval Request Acknowledgment/1644 M X M
Fee Collection (Retrieval Fee Billing)/1740 M X M
Fee Collection (Handling Fees)/1740 M X M
Fee Collection (Other than Retrieval Fee Billing/Handling M X M
Fees)/1740
Message Exception/1644 and File Reject/1644 • X M
Text Message/1644 • X M
Currency Update/1644 • X M

This data element provides the recipient of a file with a readily available means to verify that it
receives all data messages in the file.

Values
The first message in a data file (the File Header/1644) must have the message number
initialized to 00000001. For each subsequent message in the file, this data element value must
be greater than the value in the previously accepted message.
When the clearing system returns a message because it was rejected, the rejected message will
immediately follow its related Message Exception/1644 or File Reject Message. If the IPM Pre-
edit application rejects the message, it modifies the DE 71 value of the rejected message so
that it is in sequence with the other messages in the file. If GCMS rejects the message, it retains
the DE 71 value that the sender originally provided.

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 Data element definitions
DE 72 (Data Record)

DE 72 (Data Record)
DE 72 (Data Record) contains message text data, file update data, or other information as
specified in individual IPM messages.

Attributes

Data Representation: ans...999; LLLVAR

Length Field: 3 positions, value = 001–999
Data Field: Variable length, 1–999 positions
Subfields: None
Justification: Left

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C
Fee Collection (Retrieval Fee Billing)/1740 O • C
Fee Collection (Handling Fees)/1740 M • M
Fee Collection (Other than Retrieval Fee Billing/Handling C • C
Fees)/1740
Message Exception/1644 and File Reject/1644 • X M
Text Message/1644 • X M

This data element is a variable-length data field that may be used for transmitting file message
data or character string data in various message types.
DE 72 must be a maximum of 100 positions in First Chargeback/1442, Second Presentment/
1240, Arbitration Chargeback/1442, and Fee Collection/1740 messages.
DE 72 may be up to 999 positions in Administrative messages that the clearing system
generates.

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 Data element definitions
DE 73 (Date, Action)

Values
For First Chargeback/1442, Second Presentment/1240, and Arbitration Chargeback/1422
messages, refer to the Chargeback Guide for specific DE 72 requirements based on the value in
DE 25 (Message Reason Code). The clearing system does not edit to require DE 72. However, if
it is not provided for a given message reason code (DE 25) as specified in the Chargeback Guide,
the receiving customer has the right to return the message. For Fee Collection Other/1740
messages, refer to the GCMS Reference Manual for specific DE 72 requirements based on DE
25. The clearing system does not edit for specific values in DE 72. However, if it is not provided
for a given message reason code as specified in the GCMS Reference Manual, the receiving
customer has the right to return the message.
If present, DE 72 cannot contain all zeros, all spaces, all low values, or all high values.

DE 73 (Date, Action)
DE 73 (Date, Action) specifies a future action date or a specific date such as a transaction date.

Attributes

Data Representation: n-6; YYMMDD

Length Field: None
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection messages
Fee Collection (Retrieval Fee Billing)/1740 M • M
Fee Collection (Handling Fees)/1740 M • M
Fee Collection (Other than Retrieval Fee Billing/Handling C • C
Fees)/1740

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 Data element definitions
DE 93 (Transaction Destination Institution ID Code)

In Fee Collection messages, this data element identifies a reference date related to the Fee
Collection Message Reason Code.
For Fee Collection Other/1740 messages, refer to the GCMS Reference Manual for specific DE
73 requirements based on DE 25 (Message Reason Code). The clearing system does not edit to
require DE 73. However, if it is not provided for a given Message Reason Code as specified in the
GCMS Reference Manual, the receiving customer has the right to return the message.

Values
The data in DE 73 must consist of all zeros or a valid year (YY), month (MM), and day (DD). For
Fee Collection (Retrieval Fee Billing)/1740 messages, the DD portion may be zeros.

DE 93 (Transaction Destination Institution ID Code)

DE 93 (Transaction Destination Institution ID Code) identifies the transaction destination
institution.

Attributes

Data Representation: n...11; LLVAR

Length Field: 2 positions, value 06–11
Data Field: Variable length, 6–11 positions
Subfields: None
Justification: Right

Current processing restrictions

The clearing system accepts a DE 93 length of 6 to 11 positions but expects this element to
contain zeros in all but the last six positions. Only the last six positions are passed along to the
receiver of the message.

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X M

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 Data element definitions
DE 93 (Transaction Destination Institution ID Code)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, • X M
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, • X M
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, • X M
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 • X M
Financial Detail Addendum (Lodging Summary)/1644 • X M
Financial Detail Addendum (Temporary Services)/1644 • X M
Financial Detail Addendum (Shipping/Courier Services)/ • X M
1644
Financial Detail Addendum (Payment Transaction Detail)/ • X M
1644
Financial Detail Addendum (Telephony Billing, Summary)/ • X M
1644
Financial Detail Addendum (Telephony Billing, Detail)/ • X M
1644
Financial Detail Addendum (Travel Agency Detail)/1644 • X M
Financial Detail Addendum (Lodged Account Detail)/1644 • X M
Financial Detail Addendum (Electronic Invoice, Transaction • X M
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party • X M
Information)/1644
Financial Detail Addendum (Corporate Card Common • X M
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction • X M
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ • X M
1644
Financial Detail Addendum (Generic Detail)/1644 • X M
Financial Detail Addendum (Healthcare)/1644 • X M
Financial Detail Addendum (Private Label Common Data)/ • X M
1644
Financial Detail Addendum (Private Label Line Item • X M
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 • X M

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 Data element definitions
DE 93 (Transaction Destination Institution ID Code)

Message Type Identifier Org Sys Dst

Second Presentment/1240 • X M
Retrieval Request/1644 • X M
Retrieval Request Acknowledgment/1644 • X M
Fee Collection (Retrieval Fee Billing)/1740 • X M
Fee Collection (Handling Fees)/1740 M X M
Fee Collection (Other than Retrieval Fee Billing/Handling M X M
Fees)/1740
File Currency Summary/1644 • X M
Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M
Message Exception/1644 and File Reject/1644 • X M
Text Message/1644 • X M
Currency Update/1644 • X M

This data element identifies the transaction destination institution that has financial
responsibility and liability for the transaction.
For Mastercard transactions, this is the institution that has an agreement with Mastercard as
being a principal member and has the financial authority to process Mastercard transactions as
an acquirer or issuer.
This data element is required in all Fee Collection (Other) and Fee Collection (Handling Fees)
transactions.
If the clearing system does not receive this data element from a customer in an originating
message, it may perform automated routing services (based on other data elements such as DE
2 (Primary Account Number [PAN]) and inserts and passes to the receiving institution the
proper value for DE 93.

Values
When present in a message, this data element must contain a valid customer ID.
For lifecycle transactions initiated by issuers, DE 93 may contain the ICA number as provided in
DE 94 (Transaction Originator Institution ID Code) from the First Presentment/1240 message.
If the ICA number present in DE 93 represents a Single Message System acquirer, the ICA
number may not be present in the IPM MPE data as supplied by Mastercard. If the DE 93 value
is provided, Mastercard recommends that it be the ICA number related to the bank
identification number (BIN) in DE 31 (Acquirer Reference Data), subfield 2 (Acquirer’s BIN must
contain the six-digit acquirer’s BIN).

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IPM Clearing Formats • 16 April 2024 387
 Data element definitions
DE 94 (Transaction Originator Institution ID Code)

Additional information
Refer to Institution ID data elements and PDSs for more information about institution ID codes
and PDSs in clearing system messages.

DE 94 (Transaction Originator Institution ID Code)

DE 94 (Transaction Originator Institution ID Code) identifies the transaction originator
institution.

Attributes

Data Representation: n...11; LLVAR

Length Field: 2 positions, value 06–11
Data Field: Variable length, 6–11 positions
Subfields: None
Justification: Right

Current processing restrictions

The clearing system accepts a DE 94 length of 6 to 11 positions but expects this element to
contain zeros in all but the last six positions. Only the last six positions are passed along to the
receiver of the message.

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 M X M
Financial Detail Addendum (Passenger Transport Detail, M • M
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, M • M
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, M • M
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 M • M

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 Data element definitions
DE 94 (Transaction Originator Institution ID Code)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 M • M
Financial Detail Addendum (Temporary Services)/1644 M • M
Financial Detail Addendum (Shipping/Courier Services)/ M • M
1644
Financial Detail Addendum (Payment Transaction Detail)/ M • M
1644
Financial Detail Addendum (Telephony Billing, Summary)/ M • M
1644
Financial Detail Addendum (Telephony Billing, Detail)/ M • M
1644
Financial Detail Addendum (Travel Agency Detail)/1644 M • M
Financial Detail Addendum (Lodged Account Detail)/1644 M • M
Financial Detail Addendum (Electronic Invoice, Transaction M • M
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party M • M
Information)/1644
Financial Detail Addendum (Corporate Card Common M • M
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction M • M
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ M • M
1644
Financial Detail Addendum (Generic Detail)/1644 M • M
Financial Detail Addendum (Healthcare)/1644 M • M
Financial Detail Addendum (Private Label Common Data)/ M • M
1644
Financial Detail Addendum (Private Label Line Item M • M
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 M X M
Second Presentment/1240 M X M
Retrieval Request/1644 M X M
Retrieval Request Acknowledgment/1644 M X M
Fee Collection (Retrieval Fee Billing)/1740 M X M
Fee Collection (Handling Fees)/1740 M • M

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 Data element definitions
DE 94 (Transaction Originator Institution ID Code)

Message Type Identifier Org Sys Dst

Fee Collection (Other than Retrieval Fee Billing/Handling M • M
Fees)/1740
Message Exception/1644 and File Reject/1644 • X M
Text Message/1644 • X M
Currency Update/1644 • X M

This data element identifies the transaction originator institution that has financial
responsibility and liability for the transaction.
For Mastercard transactions, this is the institution that has an agreement with Mastercard as
being a principal member and that has the financial authority to process Mastercard
transactions as an acquirer or issuer.
If the clearing system does not receive this data element from a customer in an originating
message, it rejects the message.
In First Presentment/1240, Second Presentment/1240, Financial Detail Addendum/1644, and
Fee Collection (Retrieval Fee Billing)/1740 messages, the customer ID cannot be designated as
an issuer-only customer ID.
In First Chargeback/1442 and Arbitration Chargeback/1442 messages, the customer ID cannot
be designated as an acquirer-only customer ID.

Values
When present in a message, this data element must contain a valid customer ID. The customer
ID must either be equal to the customer processor ID in subfield 3 of PDS 0105 File ID in the File
Header/1644-697 message or be processed by that customer/processor ID.
For collection only activity, DE 94 must be compatible with the Acquirer Reference ID in DE 31
(Acquirer Reference Data), subfield 2 (Acquirer’s BIN).
For outbound files to customers, DE 94 may contain an ICA number associated with a Single
Message System customer. In such cases, the ICA number may not be included in the IPM MPE
data provided by Mastercard and is intended for informational purposes.

Application notes
For bridged transactions, issuers will now receive the ICA number that identifies the transaction
originator institution having financial responsibility for the transaction in DE 94 of the First and
Second Presentment/1240 messages, instead of a Mastercard-assigned internal ICA.

NOTE: Transactions that have passed between platforms (Single Message System to Dual Message
System, Dual Message System to Single Message System) are referred to as bridged transactions.

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IPM Clearing Formats • 16 April 2024 390
 Data element definitions
DE 95 (Card Issuer Reference Data)

Additional information
Refer to Institution ID data elements and PDSs for more information about institution ID codes
in clearing system messages.

DE 95 (Card Issuer Reference Data)

The issuer provides DE 95 (Card Issuer Reference Data) when processing retrieval or chargeback
messages.
The acquirer is required to include the same data in a subsequent fulfillment of the retrieval
request. In the case of a chargeback, this applies to both Second Presentment/1240 and
Arbitration Chargeback/1442 case filings.

Attributes

Data Representation: n-10; LLVAR

Length Field: 2 positions, value = 10
Data Field: Fixed length, 10 positions
Subfields: None
Justification: Right

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Chargeback/1442 and Arbitration Chargeback/1442 M • M
Second Presentment/1240 M • M
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C

This data element contains an “issuer’s reference number” for a specific cardholder transaction.
The acquirer may be required to retain and return DE 95 in subsequent Retrieval Fulfillment

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 Data element definitions
DE 100 (Receiving Institution ID Code)

(presented via a Fee Collection message) or Second Presentment/1240 messages sent to the
issuer.
The issuer may then use DE 95 as a common reference number to link related Retrieval Request/
1644, Retrieval Request Acknowledgment/1644, and Retrieval Fulfillment (presented via a Fee
Collection message) messages, or to link First Chargeback/1442, Second Presentment/1240,
and Arbitration Chargeback/1442 messages to the original cardholder transaction.

Values
Issuers are responsible for assigning values for this data element.
For Retrieval Request/1644, Retrieval Request Acknowledgment/1644, and Retrieval Fulfillment
messages (presented via Fee Collection messages), DE 95, if present, should contain the issuer’s
control number.
For First Chargeback/1442, Second Presentment/1240, and Arbitration Chargeback/1442
messages, DE 95 must contain the Chargeback Reference Number. The issuer assigns the
Chargeback Reference Number when the First Chargeback/1442 is created, and this number
must be unique within BIN. It is used to track the chargeback throughout its life cycle.
If present, DE 95 must be numeric.

DE 100 (Receiving Institution ID Code)

DE 100 (Receiving Institution ID Code) identifies the receiving institution.

Attributes

Data Representation: n...11; LLVAR

Length Field: 2 positions, value = 06–11
Data Field: Variable length, 6–11 positions
Subfields: None
Justification: Right

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

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 Data element definitions
DE 100 (Receiving Institution ID Code)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X M
Financial Detail Addendum (Passenger Transport Detail, • X M
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, • X M
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, • X M
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 • X M
Financial Detail Addendum (Lodging Summary)/1644 • X M
Financial Detail Addendum (Temporary Services)/1644 • X M
Financial Detail Addendum (Shipping/Courier Services)/ • X M
1644
Financial Detail Addendum (Payment Transaction Detail)/ • X M
1644
Financial Detail Addendum (Telephony Billing, Summary)/ • X M
1644
Financial Detail Addendum (Telephony Billing, Detail)/ • X M
1644
Financial Detail Addendum (Travel Agency Detail)/1644 • X M
Financial Detail Addendum (Lodged Account Detail)/1644 • X M
Financial Detail Addendum (Electronic Invoice, Transaction • X M
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party • X M
Information)/1644
Financial Detail Addendum (Corporate Card Common • X M
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction • X M
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ • X M
1644
Financial Detail Addendum (Generic Detail)/1644 • X M
Financial Detail Addendum (Healthcare)/1644 • X M

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 Data element definitions
DE 100 (Receiving Institution ID Code)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Common Data)/ • X M
1644
Financial Detail Addendum (Private Label Line Item • X M
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 • X M
Second Presentment/1240 • X M
File Currency Summary/1644 • X M
Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M
Retrieval Request/1644 • X M
Retrieval Request Acknowledgment/1644 • X M
Fee Collection (Retrieval Fee Billing)/1740 • X M
Fee Collection (Handling Fees)/1740 • X M
Fee Collection (Other than Retrieval Fee Billing/Handling • X M
Fees)/1740
Message Exception/1644 and File Reject/1644 • X M
Text Message/1644 • X M
Currency Update/1644 • X M

DE 100 contains the customer ID or Processor ID of the physically connected processing facility
that receives a message.

Values
This data element must contain a valid customer ID or Processor ID number.

Additional information
Refer to Institution ID data elements and PDSs for more information regarding the use of
institution ID codes and PDSs in clearing system messages.

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IPM Clearing Formats • 16 April 2024 394
 Data element definitions
DE 105 (Multi-Use Transaction Identification Data)

DE 105 (Multi-Use Transaction Identification Data)

DE 105 is alphanumeric, variable length using a tag-length-data encoding scheme to allow for
easy addition of new subfields.

Attributes

Attribute Description
Data representation ans…999, LLLVAR
Length field 3 positions, value = 001-999
Data field Variable length, 1-999 positions
Subelements 1, see "Values"
Justification N/A

Usage
Following is the usage of DE 105 (whether it is mandatory, conditional, optional, system
provided, or not required) in applicable messages.

Message Org Sys Dst

First Presentment/1240 C X C
Financial Detail Addendum/1644 C X C
First Chargeback/1442 and Arbitration Chargeback/1442 C X C
Second Presentment/1240 C X C

Values
Data in DE 105 consists of a series of repeatable components in a tag-length-data format,
similar to the presentation of the subelements in DE 55 (Integrated Circuit Card [ICC] System-
Related Data).

Component Positions Description

1 1-3 First subelement tag (ID)
2 4-6 First subelement data length

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 Data element definitions
Subelement 001 (Transaction Link ID [TLID])

Component Positions Description

3 7-xxx First subelement data (variable
length)

Components 1-3 may be repeated, as needed, until all subelements are presented.
The subelement sequence does not have to be in the order of the ID value. For example,
subelement 001 does not have to precede all the other subelements. If a new subelement 017 is
defined in the future, it could be presented before subelement 001. Systems must be prepared
to read and parse the contents of DE 105 to determine which tags (subelements) are present
and which are necessary for their own internal processing.

Subelement 001 (Transaction Link ID [TLID])

DE 105, subelement 001 (Transaction Link ID [TLID]) contains the transaction link ID that is
globally unique and can be used as a single unique reference for deterministic matching and
linking of all message activity.

Attributes

Attribute Description
Subelement ID 001
Subelement length 3
Data representation ans-22
Data field N/A
Subfields N/A
Justification N/A

Usage
Whether the data element is mandatory, conditional, optional, system-provided, or not required
is noted for each applicable message.

Message Org Sys Dst

First Presentment/1240 C X C
Financial Detail Addendum/1644 C X C
First Chargeback/1442 and Arbitration Chargeback/1442 C X C
Second Presentment/1240 C X C

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IPM Clearing Formats • 16 April 2024 396
 Data element definitions
DE 111 (Amount, Currency Conversion Assessment)

DE 111 (Amount, Currency Conversion Assessment)

DE 111 (Amount, Currency Conversion Assessment) is the amount based on the result of
applying the multi-currency conversion rate (Currency Conversion Assessment) adjustment to
the currency conversion rate used to convert DE 4 (Amount, Transaction) to DE 6 (Amount,
Cardholder Billing) for qualified transactions.
The currency of this amount is the same as DE 51 (Currency Code, Cardholder Billing).

Attributes

Data Representation: n-12; LLLVAR

Length Field: 3 positions, value = 012
Data Field: 12 positions
Subfields: None
Justification: Right

ISO defines DE 111 as a variable-length field. Therefore, the DE 111 data is preceded by a
three-position length field. In the IPM format, customers still must precede the DE 111 data
with a three-position length field. This length field always will contain the value 012, and the
data that follows always must be exactly 12 positions long.

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C

This data element contains the calculated Currency Conversion Assessment adjustment
amount. The clearing system provides DE 111 when the transaction qualifies for a Currency
Conversion Assessment conversion adjustment.

Values
All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a cardholder billing amount
of USD 212.50 is expressed as 000000021250.

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IPM Clearing Formats • 16 April 2024 397
 Data element definitions
DE 123 (Additional Data 3)

DE 123 (Additional Data 3)

DE 123 (Additional Data 3) contains one or more PDSs that may be required in a message to
provide additional clearing system-related, program-related, or service-related data for which a
specific ISO data element is not available.

Attributes

Data Representation: ans...999; LLLVAR

Length Field: 3 positions, value = 008–999
Data Field: Variable length, 8–999 positions
Subelements: See “Values”
Justification: Left

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C
Financial Detail Addendum (Passenger Transport Detail, C X C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, C X C
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, C X C
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 C X C
Financial Detail Addendum (Lodging Summary)/1644 C X C
Financial Detail Addendum (Temporary Services)/1644 C X C
Financial Detail Addendum (Shipping/Courier Services)/ C X C
1644
Financial Detail Addendum (Payment Transaction Detail)/ C X C
1644

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IPM Clearing Formats • 16 April 2024 398
 Data element definitions
DE 123 (Additional Data 3)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing, Summary)/ C X C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ C X C
1644
Financial Detail Addendum (Travel Agency Detail)/1644 C X C
Financial Detail Addendum (Lodged Account Detail)/1644 C X C
Financial Detail Addendum (Electronic Invoice, Transaction C X C
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party C X C
Information)/1644
Financial Detail Addendum (Corporate Card Common C X C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction C X C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ C X C
1644
Financial Detail Addendum (Generic Detail)/1644 C X C
Financial Detail Addendum (Healthcare)/1644 C X C
Financial Detail Addendum (Private Label Common Data)/ C X C
1644
Financial Detail Addendum (Private Label Line Item C X C
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 C X C
Second Presentment/1240 C X C
Retrieval Request/1644 C X C
Retrieval Request Acknowledgment/1644 C X C
Fee Collection (Retrieval Fee Billing)/1740 C X C
Fee Collection (Handling Fees)/1740 C X C
Fee Collection (Other than Retrieval Fee Billing/Handling C X C
Fees)/1740
File Currency Summary/1644 • X C
Financial Position Detail/1644 • X C
Settlement Position Detail/1644 • X C

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 Data element definitions
DE 123 (Additional Data 3)

This data element is a “carrier” data field for PDSs that supplement the ISO 8583–1993
specification.
Encoding of PDSs is always initiated in DE 48 (Additional Data). If the resulting data length
required to contain all PDSs exceeds the maximum length of DE 48 (999 positions), these ISO
data elements are employed, in sequential order, to contain the remaining PDS data:
• DE 62 (Additional Data 2)
• DE 123 (Additional Data 3)
• DE 124 (Additional Data 4)
• DE 125 (Additional Data 5)
DE 62, DE 123, DE 124, and DE 125 may contain a maximum of 999 positions, each, of encoded
PDS information.
DE 123 is present in an IPM message only if DE 48 and DE 62 cannot together contain the full
length of encoded PDSs.
If a significant amount of PDS data is in a message, DE 48 should contain as many complete
PDSs as will fit into 999 bytes. Then DE 62 should contain as many complete PDSs (tag+length
+data) as will fit into 999 bytes. The remaining complete PDSs must be presented in DE 123,
DE 124, and DE 125, as needed.
Customers must not split a PDS between DE 48 and DE 62, or between DE 62 and DE 123. If
an entire PDS coding scheme (tag-length-data) causes DE 48 or DE 62 to exceed 999 positions,
the entire PDS coding scheme (tag-length-data) must be presented in the next PDS carrier (DE
62 or DE 123) instead. Therefore, the total length of DE 48 and DE 62 may be less than 999
positions each, with DE 123 containing additional PDS data.

Values
When present, this data element contains one or more PDSs in PDS-encoded format.
PDS data is formatted using a “tag-length-data” encoding procedure, shown in this table.

Values

Number Positions Description

1 1–4 First PDS tag (ID)
2 5–7 First PDS data length
3 8–999 First PDS data

Subfields 1–3 must be repeated as needed until all PDS data is presented or the total length of
subfields 1, 2, and 3 causes the total length of DE 123 to exceed 999 positions.
Refer to the beginning of Chapter 8 of this manual for additional information about PDS
definitions and an example.

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 Data element definitions
DE 124 (Additional Data 4)

DE 124 (Additional Data 4)

DE 124 (Additional Data 4) contains one or more PDSs that may be required in a message to
provide additional clearing system-related, program-related, or service-related data for which a
specific ISO data element is not available.

Attributes

Data Representation: ans...999; LLLVAR

Length Field: 3 positions, value = 008–999
Data Field: Variable length 8–999 positions
Subelements: 3
Justification: Left

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C
Financial Detail Addendum (Passenger Transport Detail, C X C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, C X C
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, C X C
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 C X C
Financial Detail Addendum (Lodging Summary)/1644 C X C
Financial Detail Addendum (Temporary Services)/1644 C X C
Financial Detail Addendum (Shipping/Courier Services)/ C X C
1644
Financial Detail Addendum (Payment Transaction Detail)/ C X C
1644

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 Data element definitions
DE 124 (Additional Data 4)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing, Summary)/ C X C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ C X C
1644
Financial Detail Addendum (Travel Agency Detail)/1644 C X C
Financial Detail Addendum (Lodged Account Detail)/1644 C X C
Financial Detail Addendum (Electronic Invoice, Transaction C X C
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party C X C
Information)/1644
Financial Detail Addendum (Corporate Card Common C X C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction C X C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ C X C
1644
Financial Detail Addendum (Generic Detail)/1644 C X C
Financial Detail Addendum (Healthcare)/1644 C X C
Financial Detail Addendum (Private Label Common Data)/ C X C
1644
Financial Detail Addendum (Private Label Line Item C X C
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 C X C
Second Presentment/1240 C X C
Retrieval Request/1644 C X C
Retrieval Request Acknowledgment/1644 C X C
Fee Collection (Retrieval Fee Billing)/1740 C X C
Fee Collection (Handling Fees)/1740 C X C
Fee Collection (Other than Retrieval Fee Billing/Handling C X C
Fees)/1740
File Currency Summary/1644 • X C
Financial Position Detail/1644 • X C
Settlement Position Detail/1644 • X C

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 Data element definitions
DE 124 (Additional Data 4)

This data element is a “carrier” data field for PDSs that supplement the ISO 8583–1993
specification.
Encoding of PDSs is always initiated in DE 48 (Additional Data). If the resulting data length
required to contain all PDSs exceeds the maximum length of DE 48 (999 positions), the
following ISO data elements are employed, in sequential order, to contain the remaining PDS
data:
• DE 62 (Additional Data 2)
• DE 123 (Additional Data 3)
• DE 124 (Additional Data 4)
• DE 125 (Additional Data 5)
DE 62, DE 123, DE 124, and DE 125 may contain a maximum of 999 positions, each, of encoded
PDS information.
DE 124 is present in an IPM message only if DE 48, DE 62, and DE 123 cannot together contain
the full length of encoded PDSs.
If a significant amount of PDS data is in a message, DE 48 should contain as many complete
PDSs as will fit into 999 bytes. Then DE 62 should contain as many complete PDSs (tag+length
+data) as will fit into 999 bytes. The remaining complete PDSs must be presented in DE 123,
DE 124, and DE 125, as needed.
Customers must not split a PDS between DE 48 and DE 62, between DE 62 and DE 123, or
between DE 123 and DE 124. If an entire PDS coding scheme (tag-length-data) causes DE 48
or DE 62 to exceed 999 positions, the entire PDS coding scheme (tag-length-data) must be
presented in the next PDS carrier (DE 62 or DE 123) instead. Therefore, the total length of DE
48 and DE 62 may be less than 999 positions each, with DE 123 and DE 124 containing
additional PDS data.

Values
When present, this data element contains one or more PDSs in PDS-encoded format.
PDSs are formatted using a “tag-length-data” encoding procedure, shown in this table.

Values

Number Positions Description

1 1–4 First PDS tag (ID)
2 5–7 First PDS data length
3 8–999 First PDS data

Subfields 1–3 must be repeated as needed until all PDS data is presented or the total length of
subfields 1, 2, and 3 causes the total length of DE 124 to exceed 999 positions.

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 Data element definitions
DE 125 (Additional Data 5)

Refer to the beginning of Chapter 8 for additional information about PDS definitions and an
example.

DE 125 (Additional Data 5)

DE 125 (Additional Data 5) contains one or more PDSs that may be required in a message to
provide additional clearing system-related, program-related, or service-related data for which a
specific ISO data element is not available.

Attributes

Data Representation: ans...999; LLLVAR

Length Field: 3 positions, value = 008–999
Data Field: Variable length, 8–999 positions
Subelements: 3
Justification: Left

Usage
Use of this data element will be mandatory, conditional, optional, system provided, or not
required in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C
Financial Detail Addendum (Passenger Transport Detail, C X C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, C X C
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, C X C
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 C X C
Financial Detail Addendum (Lodging Summary)/1644 C X C
Financial Detail Addendum (Temporary Services)/1644 C X C
Financial Detail Addendum (Shipping/Courier Services)/ C X C
1644

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 Data element definitions
DE 125 (Additional Data 5)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Payment Transaction Detail)/ C X C
1644
Financial Detail Addendum (Telephony Billing, Summary)/ C X C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ C X C
1644
Financial Detail Addendum (Travel Agency Detail)/1644 C X C
Financial Detail Addendum (Lodged Account Detail)/1644 C X C
Financial Detail Addendum (Electronic Invoice, Transaction C X C
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party C X C
Information)/1644
Financial Detail Addendum (Corporate Card Common C X C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction C X C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ C X C
1644
Financial Detail Addendum (Generic Detail)/1644 C X C
Financial Detail Addendum (Healthcare)/1644 C X C
Financial Detail Addendum (Private Label Common Data)/ C X C
1644
Financial Detail Addendum (Private Label Line Item C X C
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 C X C
Second Presentment/1240 C X C
Retrieval Request/1644 C X C
Retrieval Request Acknowledgment/1644 C X C
Fee Collection (Retrieval Fee Billing)/1740 C X C
Fee Collection (Handling Fees)/1740 C X C
Fee Collection (Other than Retrieval Fee Billing/handling C X C
Fees)/1740
File Currency Summary/1644 • X C
Financial Position Detail/1644 • X C

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 Data element definitions
DE 125 (Additional Data 5)

Message Type Identifier Org Sys Dst

Settlement Position Detail/1644 • X C

This data element is a “carrier” data field for PDSs that supplement the ISO 8583–1993
specification.
Encoding of PDSs is always initiated in DE 48 (Additional Data). If the resulting data length
required to contain all PDSs exceeds the maximum length of DE 48 (999 positions), these ISO
data elements are employed, in sequential order, to contain the remaining PDS data:
• DE 62 (Additional Data 2)
• DE 123 (Additional Data 3)
• DE 124 (Additional Data 4)
• DE 125 (Additional Data 5)
DE 62, DE 123, DE 124, and DE 125 may contain a maximum of 999 positions, each, of encoded
PDS information.
DE 125 is present in an IPM message only if DE 48, DE 62, DE 123, and DE 124 cannot together
contain the full length of encoded PDSs.
If a significant amount of PDS data is in a message, DE 48, DE 62, DE 123, and DE 124 should
contain as many complete PDSs (tag+length+data) as will fit into 999 bytes each. The
remaining complete PDSs must be presented in DE 125 if needed.
Customers must not split a PDS between DE 48 and DE 62, between DE 62 and DE 123,
between DE 123 and DE 124, or between DE 124 and DE 125. If an entire PDS coding scheme
(tag-length-data) causes a PDS carrier to exceed 999 positions, the entire PDS coding scheme
(tag-length-data) must be presented in the next PDS carrier (DE 62, DE 123, DE 124, or DE
125) instead. Therefore, the total length of DE 48, DE 62, DE 123, and DE 124 may be less than
999 positions each, with DE 125 containing the remaining PDS data.

Values
When present, this data element contains one or more PDSs in PDS-encoded format.
PDS data is formatted using a “tag-length-data” encoding procedure, shown in this table.

Values

Number Positions Description

1 1–4 First PDS tag (ID)
2 5–7 First PDS data length
3 8–999 First PDS data

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IPM Clearing Formats • 16 April 2024 406
 Data element definitions
DE 127 (Network Data)

Subfields 1–3 must be repeated as needed until all PDS data is presented or the total length of
subfields 1, 2, and 3 causes the total length of DE 125 to exceed 999 positions.
Refer to the beginning of Chapter 8 in this manual for additional information about PDS
definitions and an example.

DE 127 (Network Data)

DE 127 (Network Data) is reserved for internal clearing system use.

Attributes

Data Representation: ans...999; LLLVAR

Length Field: 3 positions, value = 008–999
Data Field: Variable length, 8–999 positions
Subfields: None
Justification: Left

Usage
This data element is a “carrier” data field for internal clearing system PDSs that supplement the
ISO 8583-1993 specification. The transaction originator does not provide this element. The
clearing system populates DE 127 as needed with temporary data and does not forward this
element to the message destination.

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IPM Clearing Formats • 16 April 2024 407
 Private data subelement definitions

Chapter 8 Private data subelement definitions

This section provides a detailed definition of private data subelements (PDSs) used in IPM format offline
clearing messages.

PDS construction and use.................................................................................................................................428

Conventions for PDS data representation............................................................................................... 431
PDS and subfield justification.....................................................................................................................431
Subelement tag assignment.......................................................................................................................432
Additional information about the use of PDSs........................................................................................433
Subfield presence requirements.................................................................................................................433
Intra-European and Inter-European transactions........................................................................................ 433
PDS listing............................................................................................................................................................434
PDS 0001 (Mastercard Mapping Service Account Number)...................................................................... 447
Subfield 1 (Account Number Type)............................................................................................................448
Subfield 2 (Account Number)..................................................................................................................... 451
PDS 0002 (GCMS Product Identifier).............................................................................................................452
PDS 0003 (Licensed Product Identifier).........................................................................................................466
PDS 0004 (Funding Account Information).................................................................................................... 468
Subfield 1 (Funding Source)........................................................................................................................469
Subfield 2 (Sender Account Number)........................................................................................................470
PDS 0005 (Message Error Indicator)..............................................................................................................470
PDS 0005 subfields...................................................................................................................................... 471
PDS 0006 (Applied Business Service Arrangement)....................................................................................472
PDS 0006 subfields...................................................................................................................................... 473
PDS 0010 (Currency Rate Service)................................................................................................................. 474
Subfield 1 (Currency Rate Service Applied)..............................................................................................474
Subfield 2 (Currency Rate Date)................................................................................................................475
PDS 0011 (Mastercard Mapping Service Virtual Card Number)...............................................................476
Subfield 1 (Virtual Card Number Type).....................................................................................................476
Subfield 2 (Virtual Card Number)..............................................................................................................477
PDS 0014 (Digital Account Reference Number)...........................................................................................477
PDS 0015 (Clearing Currency Conversion Identifier)...................................................................................478
Subfield 1 (Currency Conversion Date).....................................................................................................479
Subfield 2 (Currency Conversion Indicator)..............................................................................................480
PDS 0016 (Digital Service Provider)............................................................................................................... 480
Subfield 1 (Digital Service Provider ID 1)..................................................................................................481
Subfield 2 (Digital Service Provider ID 2)..................................................................................................482

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IPM Clearing Formats • 16 April 2024 408
 Private data subelement definitions

PDS 0017 (Transaction Integrity Class).........................................................................................................482

PDS 0018 (Acceptance Data)..........................................................................................................................484
Subfield 1 (mPOS Acceptance Device Type)............................................................................................485
PDS 0020 (Digital Commerce Solutions Indicators) ...................................................................................485
Subfield 1 (Digital Commerce Domain Identifier) ..................................................................................486
Subfield 2 (Digital Commerce Program Type) ........................................................................................487
Subfield 3 (Digital Commerce Check-In Entity Type and Name)..........................................................487
Subfield 4 (Digital Commerce Check-In Method)................................................................................... 488
PDS 0021 (Transaction Type Indicator)......................................................................................................... 488
PDS 0022 (Additional Terminal Operating Environments).........................................................................489
PDS 0023 (Terminal Type)................................................................................................................................490
PDS 0025 (Message Reversal Indicator)........................................................................................................493
PDS 0025 subfields...................................................................................................................................... 495
PDS 0026 (File Reversal Indicator)..................................................................................................................496
PDS 0026 subfields...................................................................................................................................... 497
PDS 0027 (Flex Code)........................................................................................................................................498
PDS 0028 (Mastercard Merchant Presented QR [MPQR] Receiving Account Number)........................499
PDS 0029 (QR Dynamic Code Data)..............................................................................................................501
PDS 0042 (Merchant Capability).................................................................................................................... 502
PDS 0043 (Transaction Type Identifier).........................................................................................................503
PDS 0044 (Program Participation Indicator)................................................................................................509
Subfield 1 (CVC 2 Validation Program Indicator)................................................................................... 510
Subfield 2 (PayPass Chargeback Eligibility Indicator)............................................................................511
PDS 0045 (Mastercard Generated Installment Identifier)......................................................................... 511
PDS 0046 (Japan Common Merchant Code)................................................................................................513
PDS 0052 (Electronic Commerce Security Level Indicator)........................................................................514
Subfield 1 (Security Protocol).....................................................................................................................518
Subfield 2 (Cardholder Authentication)....................................................................................................518
Subfield 3 (UCAF Collection Indicator)..................................................................................................... 519
PDS 0056 (Mastercard Electronic Card Indicator).......................................................................................521
PDS 0057 (Transaction Category Indicator).................................................................................................522
PDS 0058 (Token Assurance Level).................................................................................................................525
PDS 0059 (Token Requestor ID)...................................................................................................................... 526
PDS 0068 (Financial Account Information)...................................................................................................527
Subfield 1 (Financial Account Identifier)...................................................................................................528
PDS 0071 (Chip to Magnetic Stripe Conversion Service Indicator).......................................................... 528
PDS 0071 subfields...................................................................................................................................... 529
PDS 0072 (Authentication Indicator).............................................................................................................530
PDS 0073 (Additional Commercial Issuer Data).......................................................................................... 531

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IPM Clearing Formats • 16 April 2024 409
 Private data subelement definitions

PDS 0080 (Amount, Tax).................................................................................................................................. 532

PDS 0080 subfields...................................................................................................................................... 533
PDS 0105 (File ID)..............................................................................................................................................535
PDS 0105 subfields...................................................................................................................................... 536
PDS 0106 (Clearing Optimizer Information).................................................................................................538
PDS 0106 subfields...................................................................................................................................... 539
PDS 0110 (Transmission ID).............................................................................................................................540
PDS 0110 subfields...................................................................................................................................... 541
PDS 0122 (Processing Mode)...........................................................................................................................542
PDS 0137 (Fee Collection Control Number)..................................................................................................543
PDS 0138 (Source Message Number ID).......................................................................................................544
PDS 0140 (Amount, Cardholder Billing Amounts USD)..............................................................................545
PDS 0140 subfields...................................................................................................................................... 546
PDS 0141 (Customer Currency Conversion Revenue Data).......................................................................547
Subfield 1 (Customer Currency Conversion Revenue Rate).................................................................. 547
Subfield 2 (Customer Currency Conversion Revenue Amount)............................................................ 548
PDS 0142 (Additional Service Data For Issuers)..........................................................................................548
Subfield 01 (Reference Conversion Rate)................................................................................................. 549
Subfield 02 (Reference Conversion Rate Differential Sign Indicator)..................................................550
Subfield 03 (Reference Conversion Rate Percent Differential).............................................................550
PDS 0145 (Amount, Alternate Transaction Fee)..........................................................................................550
PDS 0145 subfields...................................................................................................................................... 551
PDS 0146 (Amounts, Transaction Fee).......................................................................................................... 552
PDS 0146 subfields...................................................................................................................................... 553
PDS 0147 (Extended Precision Amounts)......................................................................................................556
PDS 0147 subfields...................................................................................................................................... 557
PDS 0148 (Currency Exponents).....................................................................................................................560
PDS 0148 subfields...................................................................................................................................... 562
PDS 0149 (Currency Codes, Amounts, Original).......................................................................................... 562
PDS 0149 subfields...................................................................................................................................... 564
PDS 0150 (Additional Recurring Payments Information)...........................................................................564
PDS 0157 (Alternate Processor Indicator).................................................................................................... 567
PDS 0158 (Business Activity)...........................................................................................................................568
Subfield 1 (Card Program Identifier).........................................................................................................574
Subfield 2 (Business Service Arrangement Type Code)......................................................................... 575
Subfield 3 (Business Service ID Code).......................................................................................................576
Subfield 4 (Interchange Rate Designator)................................................................................................578
Subfield 5 (Central Site Business Date)....................................................................................................578
Subfield 6 (Business Cycle)..........................................................................................................................579

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Subfield 7 (Acceptor Classification Override Indicator).........................................................................579

Subfield 8 (Product Class Override Indicator)......................................................................................... 580
Subfield 9 (Corporate Incentive Rates Apply Indicator).........................................................................581
Subfield 10 (Special Conditions Indicator)............................................................................................... 583
Subfield 11 (Mastercard Assigned ID Override Indicator)..................................................................... 583
Subfield 12 (Account Level Management Account Category Code)................................................... 584
Subfield 13 (Rate Indicator)........................................................................................................................585
Subfield 14 (Masterpass Incentive Indicator).......................................................................................... 586
Subfield 15 (Digital Wallet Interchange Override Indicator).................................................................587
PDS 0159 (Settlement Data)..........................................................................................................................587
PDS 0159 subfields...................................................................................................................................... 588
PDS 0160 (Settlement Data, Multiple)..........................................................................................................592
PDS 0160 subfields...................................................................................................................................... 593
PDS 0164 (Currency Cross Rates)...................................................................................................................594
PDS 0164 subfields...................................................................................................................................... 595
PDS 0165 (Settlement Indicator)................................................................................................................... 596
PDS 0165 subfields...................................................................................................................................... 598
PDS 0170 (Acceptor Inquiry Information)..................................................................................................... 599
PDS 0170 subfields...................................................................................................................................... 601
PDS 0171 (Alternate Acceptor Description Data).......................................................................................603
PDS 0171 subfields...................................................................................................................................... 604
PDS 0172 (Sole Proprietor Name)..................................................................................................................605
PDS 0173 (Legal Corporate Name)................................................................................................................606
PDS 0174 (Dun & Bradstreet Number)..........................................................................................................607
PDS 0175 (Acceptor URL Address).................................................................................................................608
PDS 0176 (Mastercard Assigned ID).............................................................................................................. 610
PDS 0177 (Cross-border)..................................................................................................................................615
PDS 0177 subfields...................................................................................................................................... 615
PDS 0178 (Alternate Acceptor Description Data 2)................................................................................... 617
PDS 0178 subfields...................................................................................................................................... 618
PDS 0179 (Long Running Transaction [LRT] Indicator)...............................................................................619
PDS 0180 (Domestic Acceptor Tax ID)...........................................................................................................620
PDS 0181 (Installment Payment Data).........................................................................................................621
Subfield 1 (Type of Installment).................................................................................................................622
Subfield 2 (Number of Installments).........................................................................................................623
Subfield 3 (Interest Rate)............................................................................................................................ 623
Subfield 4 (First Installment Amount)...................................................................................................... 623
Subfield 5 (Subsequent Installment Amount)......................................................................................... 624
Subfield 6 (Annual Percentage Rate)........................................................................................................ 624

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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Subfield 7 (Installment Fee)........................................................................................................................625

Subfield 8 (Commission Rate).................................................................................................................... 625
Subfield 9 (Commission Sign).....................................................................................................................625
Subfield 10 (Commission Amount)............................................................................................................626
PDS 0182 (Installment Payment Cardholder Statement Data)...............................................................626
Subfield 1 (Total Number of Installments)...............................................................................................627
Subfield 2 (Current Installment Number).................................................................................................628
Subfield 3 (Original Cardholder Billing Amount)..................................................................................... 628
Subfield 4 (Installment Amount)................................................................................................................629
Subfield 5 (Principal Amount).....................................................................................................................629
Subfield 6 (Interest Amount)......................................................................................................................629
Subfield 7 (Installment Fee)........................................................................................................................630
Subfield 8 (Interest Rate)............................................................................................................................ 630
Subfield 9 (APR)............................................................................................................................................630
Subfield 10 (Total Amount Due).................................................................................................................631
Subfield 11 (Installment Cancellation Indicator).................................................................................... 631
PDS 0183 (Brazil Post-Dated Transaction Data)........................................................................................ 632
Subfield 1 (Service Code)............................................................................................................................ 632
Subfield 2 (Number of Installments).........................................................................................................633
Subfield 3 (Guarantee).................................................................................................................................633
Subfield 4 (Guarantee Amount).................................................................................................................634
Subfield 5 (Post Settlement Date)............................................................................................................635
Subfield 6 (Original Authorization Request Date).................................................................................. 635
Subfield 7 (Original Banknet Reference Number)...................................................................................635
Subfield 8 (Authorization Code).................................................................................................................636
PDS 0184 (Directory Server Transaction ID)................................................................................................ 636
PDS 0185 (Accountholder Authentication Value)........................................................................................ 637
PDS 0186 (Program Protocol).........................................................................................................................639
PDS 0188 (Private Data, Proprietary Service Data)...................................................................................640
PDS 0189 (Point-of-Interaction [POI] Phone Data).................................................................................... 641
PDS 0189 subfields...................................................................................................................................... 642
PDS 0190 (Partner ID Code)............................................................................................................................644
PDS 0191 (Originating Message Format).....................................................................................................645
PDS 0192 (Payment Transaction Initiator)................................................................................................... 648
PDS 0194 (Remote Payments Program Data).............................................................................................649
PDS 0195 (Installment Data).......................................................................................................................... 650
Subfield 1 (Total Number of Installments)...............................................................................................650
Subfield 2 (Payment Option Code)............................................................................................................651
Subfield 3 (Installment Number)................................................................................................................652

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Subfield 4 (Bonus Code).............................................................................................................................. 652

Subfield 5 (Bonus Month Code)..................................................................................................................653
Subfield 6 (Number of Bonus Payments per Year)................................................................................. 654
Subfield 7 (Bonus Amount).........................................................................................................................656
Subfield 8 (First Month of Bonus Payment).............................................................................................657
PDS 0196 (Mobile Phone Reload Data )........................................................................................................ 657
PDS 0196 subfields...................................................................................................................................... 658
PDS 0197 (National Use Tax Data)................................................................................................................ 658
PDS 0197 subfields...................................................................................................................................... 659
PDS 0198 (Device Type)....................................................................................................................................661
PDS 0199 (Funding Transaction Information)..............................................................................................663
PDS 0200 (Fraud Notification Date)..............................................................................................................664
PDS 0200 subfields...................................................................................................................................... 665
PDS 0202 (Primary Account Number [PAN] Syntax Error)........................................................................ 666
PDS 0204 (Amount, Syntax Error)..................................................................................................................667
PDS 0205 (Syntax Return, Message Error Indicator).................................................................................. 668
PDS 0205 subfields...................................................................................................................................... 669
PDS 0206 (Late Presentment Indicator)....................................................................................................... 670
PDS 0206 subfields...................................................................................................................................... 671
PDS 0207 (Wallet Identifier)............................................................................................................................672
PDS 0208 (Additional Merchant Data)..........................................................................................................675
Subfield 1 (Payment Facilitator ID)...........................................................................................................675
Subfield 2 (Sponsored Merchant ID)......................................................................................................... 676
PDS 0209 (Independent Sales Organization ID).......................................................................................... 677
PDS 0210 (Transit Program)............................................................................................................................678
PDS 0210 subfields...................................................................................................................................... 679
PDS 0211 (Terminal Compliant Indicator).....................................................................................................681
Subfield 1 (TLE Compliant).........................................................................................................................682
Subfield 2 (UKPT/DUKPT Compliant).......................................................................................................682
PDS 0213 (Merchant Country of Origin)....................................................................................................... 682
PDS 0216 (Additional Acceptor Data)...........................................................................................................683
Subfield 1 (Service Location City Name)..................................................................................................684
Subfield 2 (Service Location Country Subdivision Code).......................................................................685
Subfield 3 (Service Location Country Code)............................................................................................ 685
Subfield 4 (Service Location Postal Code)................................................................................................686
PDS 0218 (Cardholder/Merchant Initiated Transaction Indicator)...........................................................686
PDS 0218 subfields...................................................................................................................................... 687
PDS 0220 (Brazil Merchant Tax ID)................................................................................................................ 688
PDS 0221 (Domestic Merchant Tax ID)......................................................................................................... 689

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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PDS 0222 (Mexico Domestic Dispute Resolution Documentation Image-Related Data).................... 690
PDS 0222 subfields...................................................................................................................................... 691
PDS 0225 (Syntax Return, Original Message Reason Code)......................................................................693
PDS 0228 (Retrieval Document Code)...........................................................................................................694
PDS 0230 (Fulfillment Document Code)....................................................................................................... 696
PDS 0235 (Mastercard Assigned Incentive Identifier).................................................................................697
PDS 0241 (MasterCom Control Number)..................................................................................................... 697
PDS 0243 (MasterCom Retrieval Response Data)...................................................................................... 699
Subfield 1 (MasterCom Issuer Retrieval Request Date)........................................................................ 700
Subfield 2 (MasterCom Acquirer Retrieval Response Code)................................................................. 700
Subfield 3 (MasterCom Acquirer Retrieval Response Sent Date)........................................................701
Subfield 4 (MasterCom Issuer Response Code)...................................................................................... 701
Subfield 5 (MasterCom Issuer Response Date).......................................................................................702
Subfield 6 (MasterCom Issuer Reject Reasons).......................................................................................703
Subfield 7 (MasterCom Image Review Decision).................................................................................... 703
Subfield 8 (MasterCom Image Review Date).......................................................................................... 704
PDS 0244 (MasterCom Chargeback Support Documentation Dates)....................................................704
PDS 0244 subfields...................................................................................................................................... 706
PDS 0245 (MasterCom Arbitration Chargeback Sender Processing Date)............................................ 706
PDS 0246 (MasterCom Sender Memo)......................................................................................................... 707
PDS 0247 (MasterCom Receiver Memo)....................................................................................................... 708
PDS 0248 (MasterCom Image Review Memo)............................................................................................. 709
PDS 0249 (MasterCom Record ID).................................................................................................................710
PDS 0250 (MasterCom Endpoints)................................................................................................................ 711
PDS 0250 subfields...................................................................................................................................... 712
PDS 0251 (MasterCom Fulfillment Document Code).................................................................................713
PDS 0252 (MasterCom Image Metadata)....................................................................................................714
PDS 0252 subfields...................................................................................................................................... 715
PDS 0253 (MasterCom System Enhanced Data)........................................................................................716
PDS 0254 (MasterCom Member Enhanced Data)...................................................................................... 716
PDS 0255 (MasterCom Message Type)......................................................................................................... 717
PDS 0260 (Edit Exclusion Indicator)............................................................................................................... 718
PDS 0260 subfields...................................................................................................................................... 720
PDS 0261 (Risk Management Approval Code)............................................................................................. 722
PDS 0262 (Documentation Indicator)............................................................................................................723
PDS 0264 (Original Retrieval Reason for Request)......................................................................................725
PDS 0265 (Initial Presentment/Fee Collection Data).................................................................................726
PDS 0265 subfields...................................................................................................................................... 727
PDS 0266 (First Chargeback/Fee Collection Return Data)....................................................................... 728

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PDS 0266 subfields...................................................................................................................................... 729

PDS 0267 (Second Presentment/Fee Collection Resubmission Data).................................................... 732
PDS 0267 subfields...................................................................................................................................... 733
PDS 0268 (Amount, Partial Transaction)...................................................................................................... 735
PDS 0268 subfields...................................................................................................................................... 736
PDS 0270 (Embedded Interchange Data).....................................................................................................737
PDS 0270 subfields...................................................................................................................................... 738
PDS 0275 (Account Level Management [ALM] Service Data).................................................................. 741
Subfield 1 (ALM Service Code)...................................................................................................................742
Subfield 2 (ALM Graduated or Registered Product Code).................................................................... 746
Subfield 3 (ALM Product Class)..................................................................................................................753
Subfield 4 (ALM Rate Type).........................................................................................................................755
Subfield 5 (ALM Data Source)....................................................................................................................756
PDS 0276 (Fee Amounts, Additional).............................................................................................................757
PDS 0276 subfields...................................................................................................................................... 758
PDS 0280 (Source File ID)................................................................................................................................ 760
PDS 0280 subfields...................................................................................................................................... 761
PDS 0300 (Reconciled, File)..............................................................................................................................762
PDS 0300 subfields...................................................................................................................................... 762
PDS 0301 (File Amount, Checksum).............................................................................................................. 763
PDS 0302 (Reconciled, Member Activity)...................................................................................................... 764
PDS 0306 (File Message Counts)....................................................................................................................765
PDS 0358 (Reconciled, Business Activity)......................................................................................................766
PDS 0358 subfields...................................................................................................................................... 767
PDS 0359 (Reconciled, Settlement Activity).................................................................................................768
PDS 0359 subfields...................................................................................................................................... 769
PDS 0360 (Reconciled, Transaction Sequence Identifier)........................................................................... 769
PDS 0360 subfields...................................................................................................................................... 770
PDS 0367 (Reconciled, Card Program Identifier).........................................................................................771
PDS 0368 (Reconciled, Transaction Function Group Code)........................................................................772
PDS 0369 (Reconciled, Acquirer’s BIN)...........................................................................................................773
PDS 0370 (Reconciled, Account Range).........................................................................................................774
PDS 0370 subfields...................................................................................................................................... 775
PDS 0372 (Reconciled, Transaction Function).............................................................................................. 775
PDS 0372 subfields...................................................................................................................................... 776
PDS 0374 (Reconciled, Processing Code).......................................................................................................776
PDS 0375 (Member Reconciliation Indicator 1)............................................................................................777
PDS 0378 (Original/Reversal Totals Indicator)............................................................................................. 779
PDS 0380 (Debits, Transaction Amount In Transaction Currency)........................................................... 780

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 Private data subelement definitions

PDS 0380 subfields...................................................................................................................................... 781

PDS 0381 (Credits, Transaction Amount in Transaction Currency).......................................................... 781
PDS 0381 subfields...................................................................................................................................... 782
PDS 0384 (Amount, Net Transaction in Transaction Currency)................................................................ 782
PDS 0384 subfields...................................................................................................................................... 783
PDS 0390 (Debits, Transaction Amount in Reconciliation Currency)........................................................784
PDS 0390 subfields...................................................................................................................................... 785
PDS 0391 (Credits, Transaction Amount in Reconciliation Currency)...................................................... 785
PDS 0391 subfields...................................................................................................................................... 786
PDS 0392 (Debits, Fee Amounts in Reconciliation Currency).................................................................... 786
PDS 0392 subfields...................................................................................................................................... 788
PDS 0393 (Credits, Fee Amounts in Reconciliation Currency)................................................................... 788
PDS 0393 subfields...................................................................................................................................... 789
PDS 0394 (Amount, Net Transaction in Reconciliation Currency).............................................................790
PDS 0394 subfields...................................................................................................................................... 791
PDS 0395 (Amount, Net Fee in Reconciliation Currency)........................................................................... 791
PDS 0395 subfields...................................................................................................................................... 792
PDS 0396 (Amount, Net Total in Reconciliation Currency).........................................................................793
PDS 0396 subfields...................................................................................................................................... 794
PDS 0397 (Debits, Extended Precision Amount in Reconciliation Currency)...........................................794
PDS 0397 subfields...................................................................................................................................... 795
PDS 0398 (Credits, Extended Precision Amount in Reconciliation Currency)......................................... 796
PDS 0398 subfields...................................................................................................................................... 797
PDS 0399 (Amount, Net Extended Precision in Reconciliation Currency)................................................797
PDS 0399 subfields...................................................................................................................................... 798
PDS 0400 (Debits, Transaction Number).......................................................................................................799
PDS 0401 (Credits, Transaction Number)..................................................................................................... 800
PDS 0402 (Total, Transaction Number)......................................................................................................... 801
PDS 0444 (Resubmission Code)...................................................................................................................... 802
PDS 0445 (Original Transaction Information).............................................................................................. 803
PDS 0446 (Transaction Fee Amount, Syntax Error).................................................................................... 804
PDS 0501 (Transaction Description).............................................................................................................. 804
PDS 0501 subfields...................................................................................................................................... 806
PDS 0502 (Custom Identifier)......................................................................................................................... 810
PDS 0502 subfields...................................................................................................................................... 812
PDS 0503 (Travel Agency Sequence Number)..............................................................................................813
PDS 0504 (Travel Agency Fee).........................................................................................................................814
PDS 0504 subfields...................................................................................................................................... 815
PDS 0505 (Passenger Name)...........................................................................................................................816

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PDS 0506 (Ticket Number)...............................................................................................................................819

PDS 0507 (Issuing Carrier)...............................................................................................................................822
PDS 0508 (Customer Code).............................................................................................................................824
PDS 0509 (Issue Date)......................................................................................................................................827
PDS 0510 (Travel Agency Code)......................................................................................................................828
PDS 0511 (Travel Agency Name).................................................................................................................... 829
PDS 0512 (Total Fare).......................................................................................................................................830
PDS 0513 (Total Fees).......................................................................................................................................831
PDS 0514 (Total Taxes).....................................................................................................................................832
PDS 0515 (Additional Acceptor Information)...............................................................................................832
PDS 0516 (Austin-Tetra Number)................................................................................................................... 833
PDS 0517 (NAICS Code)...................................................................................................................................834
PDS 0518 (Line Item Date).............................................................................................................................. 835
PDS 0519 (Additional Fuel Location Information).......................................................................................836
PDS 0519 subfields...................................................................................................................................... 837
PDS 0520 (Travel Date).................................................................................................................................... 838
PDS 0521 (Carrier Code)..................................................................................................................................840
PDS 0522 (Service Class Code).......................................................................................................................842
PDS 0523 (City of Origin Airport Code).........................................................................................................844
PDS 0524 (City of Destination Airport Code)...............................................................................................846
PDS 0525 (Stop Over Code)............................................................................................................................ 849
PDS 0526 (Conjunction Ticket)........................................................................................................................850
PDS 0527 (Exchange Ticket)............................................................................................................................851
PDS 0528 (Coupon Number)............................................................................................................................851
PDS 0529 (Fare Basis Code)............................................................................................................................852
PDS 0530 (Flight Number)...............................................................................................................................853
PDS 0531 (Departure Time).............................................................................................................................854
PDS 0531 subfields...................................................................................................................................... 855
PDS 0532 (Total Charges)................................................................................................................................856
PDS 0532 subfields...................................................................................................................................... 857
PDS 0533 (Arrival Time)....................................................................................................................................858
PDS 0533 subfields...................................................................................................................................... 858
PDS 0534 (Total Non-Room Charges)............................................................................................................859
PDS 0534 subfields...................................................................................................................................... 860
PDS 0535 (Fare).................................................................................................................................................861
PDS 0536 (Fee)...................................................................................................................................................861
PDS 0537 (Taxes)...............................................................................................................................................862
PDS 0538 (Endorsements/Restrictions)........................................................................................................863
PDS 0539 (Total Amount Charged on Card).................................................................................................864

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IPM Clearing Formats • 16 April 2024 417
 Private data subelement definitions

PDS 0539 subfields...................................................................................................................................... 865

PDS 0540 (Room Service Charges).................................................................................................................866
PDS 0540 subfields...................................................................................................................................... 866
PDS 0541 (Lounge/Bar Charges)................................................................................................................... 867
PDS 0541 subfields...................................................................................................................................... 868
PDS 0542 (Transportation Charges)..............................................................................................................869
PDS 0542 subfields...................................................................................................................................... 870
PDS 0543 (Gratuity Charges)..........................................................................................................................871
PDS 0543 subfields...................................................................................................................................... 871
PDS 0544 (Rental Agreement Number).........................................................................................................872
PDS 0545 (Renter Name).................................................................................................................................874
PDS 0546 (Rental Return City)........................................................................................................................875
PDS 0547 (Rental Return State/Province)....................................................................................................876
PDS 0548 (Rental Return Country).................................................................................................................878
PDS 0549 (Rental Return Location ID)...........................................................................................................879
PDS 0550 (Rental Return Date)...................................................................................................................... 881
PDS 0551 (Rental Check-Out Date)...............................................................................................................882
PDS 0552 (Customer Service Toll-Free [800] Number).............................................................................. 884
PDS 0553 (Rental Rate)....................................................................................................................................885
PDS 0553 subfields...................................................................................................................................... 886
PDS 0554 (Conference Room Charges).........................................................................................................887
PDS 0554 subfields...................................................................................................................................... 888
PDS 0555 (Rate Per Mile [or Per Kilometer])................................................................................................ 889
PDS 0556 (Total Miles [or Kilometers])..........................................................................................................889
PDS 0557 (Maximum Free Miles [or Kilometers])........................................................................................ 890
PDS 0558 (Miles/Kilometers Indicator)..........................................................................................................891
PDS 0559 (Vehicle Insurance).......................................................................................................................... 892
PDS 0559 subfields...................................................................................................................................... 893
PDS 0560 (Audio Visual Charges)...................................................................................................................893
PDS 0560 subfields...................................................................................................................................... 894
PDS 0561 (Adjusted Amount)......................................................................................................................... 895
PDS 0561 subfields...................................................................................................................................... 896
PDS 0562 (Banquet Charges)..........................................................................................................................896
PDS 0562 subfields...................................................................................................................................... 897
PDS 0563 (Program Code)...............................................................................................................................898
PDS 0564 (Rental Location City).................................................................................................................... 899
PDS 0565 (Rental Location State/Province).................................................................................................900
PDS 0566 (Rental Location Country).............................................................................................................901
PDS 0567 (Rental Location ID......................................................................................................................... 902

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions

PDS 0568 (Rental Class ID)..............................................................................................................................902

PDS 0569 (Internet Access Charges)............................................................................................................. 904
PDS 0569 subfields...................................................................................................................................... 905
PDS 0570 (Early Departure Charges)............................................................................................................ 906
PDS 0570 subfields...................................................................................................................................... 907
PDS 0571 (Guest Name).................................................................................................................................. 908
PDS 0572 (Guest Number)...............................................................................................................................909
PDS 0573 (Invoice Number)............................................................................................................................. 909
PDS 0574 (Arrival Date)................................................................................................................................... 910
PDS 0575 (Departure Date)............................................................................................................................ 912
PDS 0576 (Folio Number).................................................................................................................................913
PDS 0577 (Property Phone Number)............................................................................................................. 915
PDS 0578 (Billing Adjustment)........................................................................................................................916
PDS 0578 subfields...................................................................................................................................... 917
PDS 0579 (Invoice Date)...................................................................................................................................918
PDS 0580 (Room Rate).....................................................................................................................................919
PDS 0580 subfields...................................................................................................................................... 920
PDS 0581 (Total Room Tax)............................................................................................................................. 920
PDS 0581 subfields...................................................................................................................................... 921
PDS 0582 (Program Code)...............................................................................................................................922
PDS 0583 (Phone Charges)..............................................................................................................................923
PDS 0583 subfields...................................................................................................................................... 923
PDS 0584 (Restaurant Charges).....................................................................................................................924
PDS 0584 subfields...................................................................................................................................... 925
PDS 0585 (Mini-Bar Charges)..........................................................................................................................926
PDS 0585 subfields...................................................................................................................................... 927
PDS 0586 (Gift Shop Charges)........................................................................................................................928
PDS 0586 subfields...................................................................................................................................... 928
PDS 0587 (Laundry and Dry Cleaning Charges)..........................................................................................929
PDS 0587 subfields...................................................................................................................................... 930
PDS 0588 (Other Services)...............................................................................................................................931
PDS 0588 subfields...................................................................................................................................... 932
PDS 0589 (Invoice Creation Date/Time)....................................................................................................... 933
PDS 0589 subfields...................................................................................................................................... 934
PDS 0590 (Party Identification)......................................................................................................................934
PDS 0591 (Party Name)................................................................................................................................... 935
PDS 0591 subfields...................................................................................................................................... 936
PDS 0592 (Party Address)................................................................................................................................936
PDS 0592 subfields...................................................................................................................................... 937

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions

PDS 0593 (Party Postal Information)............................................................................................................ 938

PDS 0593 subfields...................................................................................................................................... 938
PDS 0594 (Party Contact)...............................................................................................................................939
PDS 0594 subfields...................................................................................................................................... 940
PDS 0595 (Acceptor Type)................................................................................................................................941
PDS 0595 subfields...................................................................................................................................... 943
PDS 0596 (Acceptor Tax ID).............................................................................................................................947
PDS 0596 subfields...................................................................................................................................... 949
PDS 0597 (Total Tax Amount)......................................................................................................................... 952
PDS 0597 subfields...................................................................................................................................... 956
PDS 0598 (Total Tax Collected Indicator)......................................................................................................957
PDS 0599 (Corporation VAT Number)............................................................................................................959
PDS 0600 (Acceptor Reference Number)...................................................................................................... 960
PDS 0601 (Party Nature of Filing)..................................................................................................................961
PDS 0602 (Party Supplemental Data 1)....................................................................................................... 962
PDS 0602 subfields...................................................................................................................................... 963
PDS 0603 (Party Supplemental Data 2)....................................................................................................... 964
PDS 0603 subfields...................................................................................................................................... 965
PDS 0604 (Transaction Supplemental Data 1)............................................................................................965
PDS 0604 subfields...................................................................................................................................... 966
PDS 0605 (Transaction Supplemental Data 2)............................................................................................967
PDS 0605 subfields...................................................................................................................................... 967
PDS 0606 (Freight Amount)............................................................................................................................ 968
PDS 0606 subfields...................................................................................................................................... 969
PDS 0607 (Duty Amount).................................................................................................................................970
PDS 0607 subfields...................................................................................................................................... 970
PDS 0608 (Destination Postal Code)............................................................................................................. 971
PDS 0609 (Destination State/Province Code)............................................................................................. 972
PDS 0610 (Destination Country Code)..........................................................................................................973
PDS 0611 (Sequence Number)........................................................................................................................974
PDS 0612 (Ship Date).......................................................................................................................................975
PDS 0613 (Ship-From Postal Code)............................................................................................................... 976
PDS 0614 (Order Date).....................................................................................................................................977
PDS 0615 (Medical Services Ship to Health Industry Number).................................................................978
PDS 0616 (Contract Number).........................................................................................................................978
PDS 0617 (Medical Services Price Adjustment)........................................................................................... 979
PDS 0618 (Medical Services Product Number Qualifier............................................................................. 980
PDS 0619 (User Name).....................................................................................................................................981
PDS 0620 (Oil Company Brand Name)..........................................................................................................982

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 420
 Private data subelement definitions

PDS 0621 (Purchase Time)...............................................................................................................................984

PDS 0622 (Motor Fuel Service Type).............................................................................................................. 985
PDS 0623 (Motor Fuel Information)...............................................................................................................988
PDS 0623 subfields...................................................................................................................................... 990
PDS 0624 (User Account Number)................................................................................................................. 993
PDS 0625 (User Telephone Number)..............................................................................................................994
PDS 0626 (Billing Statement Period).............................................................................................................995
PDS 0626 subfields...................................................................................................................................... 996
PDS 0627 (Billing Event 1)................................................................................................................................996
PDS 0627 subfields...................................................................................................................................... 997
PDS 0628 (Billing Event 2)................................................................................................................................998
PDS 0628 subfields...................................................................................................................................... 999
PDS 0629 (Odometer Reading).................................................................................................................... 1000
PDS 0630 (Vehicle Number).......................................................................................................................... 1001
PDS 0631 (Driver Number/ID Number).......................................................................................................1003
PDS 0632 (Product Type Code).....................................................................................................................1005
PDS 0633 (Coupon/Discount Amount)....................................................................................................... 1007
PDS 0634 (Tax Amount 1)............................................................................................................................. 1008
PDS 0635 (Tax Amount 2)............................................................................................................................. 1009
PDS 0636 (Call Date)......................................................................................................................................1010
PDS 0637 (Call Time)......................................................................................................................................1011
PDS 0638 (Call To Information).................................................................................................................... 1011
PDS 0638 subfields....................................................................................................................................1012
PDS 0639 (Call Duration)...............................................................................................................................1014
PDS 0640 (Call Time Period)..........................................................................................................................1014
PDS 0641 (Product Code)..............................................................................................................................1015
PDS 0642 (Item Description).........................................................................................................................1023
PDS 0643 (Item Quantity).............................................................................................................................1027
PDS 0643 subfields....................................................................................................................................1031
PDS 0644 (Call From Information)...............................................................................................................1032
PDS 0644 subfields....................................................................................................................................1033
PDS 0645 (Item Unit of Measure)................................................................................................................ 1034
PDS 0646 (Unit Price)..................................................................................................................................... 1037
PDS 0646 subfields....................................................................................................................................1039
PDS 0647 (Extended Item Amount).............................................................................................................1040
PDS 0647 subfields....................................................................................................................................1043
PDS 0648 (Item Discount)............................................................................................................................. 1044
PDS 0648 subfields....................................................................................................................................1046
PDS 0649 (Call Usage Amount)....................................................................................................................1047

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PDS 0649 subfields....................................................................................................................................1048

PDS 0650 (Zero Cost to Customer Indicator)............................................................................................ 1049
PDS 0651 (Procedure ID)............................................................................................................................... 1050
PDS 0652 (Service Type)................................................................................................................................ 1051
PDS 0652 subfields....................................................................................................................................1051
PDS 0653 (Service Amount)..........................................................................................................................1052
PDS 0653 subfields....................................................................................................................................1053
PDS 0654 (Debit or Credit Indicator)...........................................................................................................1054
PDS 0655 (Call Long Distance Amount)..................................................................................................... 1057
PDS 0655 subfields....................................................................................................................................1058
PDS 0656 (Full VAT Amounts).......................................................................................................................1059
PDS 0656 subfields....................................................................................................................................1060
PDS 0657 (Half VAT Amounts)..................................................................................................................... 1061
PDS 0657 subfields....................................................................................................................................1062
PDS 0658 (Call Connect Amount)................................................................................................................1064
PDS 0658 subfields....................................................................................................................................1064
PDS 0659 (Other Description)...................................................................................................................... 1065
PDS 0660 (Customer Reference)..................................................................................................................1066
PDS 0660 subfields....................................................................................................................................1067
PDS 0661 (Traffic Code)................................................................................................................................ 1067
PDS 0662 (Sample Number)......................................................................................................................... 1068
PDS 0663 (Free-Form Description)..............................................................................................................1069
PDS 0664 (Start Station).............................................................................................................................. 1070
PDS 0665 (Destination Station)...................................................................................................................1072
PDS 0667 (Generic Data)...............................................................................................................................1074
PDS 0667 subfields....................................................................................................................................1075
PDS 0668 (Reduction Data).......................................................................................................................... 1075
PDS 0668 subfields....................................................................................................................................1076
PDS 0669 (Transportation Other Code)......................................................................................................1077
PDS 0670 (Payer/User Information)............................................................................................................1078
PDS 0670 subfields....................................................................................................................................1079
PDS 0671 (Date of Funds Requested).........................................................................................................1080
PDS 0673 (Date of Anticipated Receipt of Funds)....................................................................................1081
PDS 0674 (Additional Trace/Reference Number Used by Acceptor)......................................................1082
PDS 0675 (Additional Transaction Description Data).............................................................................. 1083
PDS 0676 (Acceptor VAT Number)...............................................................................................................1084
PDS 0677 (Customer VAT Number).............................................................................................................1085
PDS 0678 (Unique Invoice Number)............................................................................................................. 1085
PDS 0679 (Commodity Code).......................................................................................................................1087

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PDS 0680 (Authorized Contact Name)....................................................................................................... 1088

PDS 0681 (Authorized Contact Phone).......................................................................................................1089
PDS 0682 (Detail Tax Amount 1)..................................................................................................................1089
PDS 0682 subfields....................................................................................................................................1092
PDS 0683 (Detail Tax Amount 2)..................................................................................................................1095
PDS 0683 subfields....................................................................................................................................1096
PDS 0684 (Detail Tax Amount 3)..................................................................................................................1099
PDS 0684 subfields....................................................................................................................................1101
PDS 0685 (Type of Supply)............................................................................................................................1104
PDS 0686 (Tax Exempt Indicator)................................................................................................................ 1105
PDS 0687 (Unique VAT Invoice Reference Number).................................................................................. 1106
PDS 0688 (Acceptor Contact E-mail Address)...........................................................................................1107
PDS 0689 (Corporate Identifier)...................................................................................................................1108
PDS 0690 (No Show Indicator)..................................................................................................................... 1108
PDS 0691 (Days Rented)................................................................................................................................1109
PDS 0692 (Weekly Rental Amount)............................................................................................................. 1110
PDS 0693 (Total Authorized Amount)......................................................................................................... 1111
PDS 0693 subfields....................................................................................................................................1112
PDS 0694 (One Way Drop Off Charge).......................................................................................................1113
PDS 0695 (Regular Mileage Charge)............................................................................................................1113
PDS 0696 (Extra Mileage Charge)................................................................................................................1114
PDS 0697 (Late Charge)................................................................................................................................ 1115
PDS 0698 (Fuel Charge).................................................................................................................................1116
PDS 0699 (Lodging Total Tax Amount)....................................................................................................... 1116
PDS 0699 subfields....................................................................................................................................1117
PDS 0700 (Towing Charges)..........................................................................................................................1118
PDS 0701 (Extra Charges).............................................................................................................................1119
PDS 0702 (Other Charges)............................................................................................................................1120
PDS 0703 (Total Room Nights)..................................................................................................................... 1120
PDS 0704 (Prepaid Expenses).......................................................................................................................1121
PDS 0704 subfields....................................................................................................................................1122
PDS 0705 (Total Non-Room Tax Amount)...................................................................................................1123
PDS 0705 subfields....................................................................................................................................1124
PDS 0706 (Cash Advances)........................................................................................................................... 1125
PDS 0706 subfields....................................................................................................................................1126
PDS 0707 (Valet Charges).............................................................................................................................1127
PDS 0707 subfields....................................................................................................................................1127
PDS 0708 (Movie Charges)............................................................................................................................1128
PDS 0708 subfields....................................................................................................................................1129

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PDS 0709 (Business Center Charges)..........................................................................................................1130

PDS 0709 subfields....................................................................................................................................1131
PDS 0710 (Health Club Charges)................................................................................................................. 1132
PDS 0710 subfields....................................................................................................................................1132
PDS 0711 (Fire Safety Act Indicator).......................................................................................................... 1133
PDS 0712 (Net Fuel Price)..............................................................................................................................1134
PDS 0712 subfields....................................................................................................................................1135
PDS 0713 (Restricted Ticket Indicator)....................................................................................................... 1135
PDS 0714 (Exchange Ticket Amount)..........................................................................................................1136
PDS 0715 (Ancillary Service Charges)......................................................................................................... 1137
PDS 0715 subfields....................................................................................................................................1138
PDS 0716 (Travel Authorization Code)........................................................................................................1140
PDS 0717 (IATA Client Code).........................................................................................................................1141
PDS 0718 (Employee/Temp Name/ID)....................................................................................................... 1141
PDS 0719 (Employee Social Security Number or ID)................................................................................ 1143
PDS 0720 (Job Description).......................................................................................................................... 1144
PDS 0721 (Job Code)......................................................................................................................................1146
PDS 0722 (Flat Rate Indicator).....................................................................................................................1146
PDS 0723 (Regular Hours Worked).............................................................................................................. 1147
PDS 0723 subfields....................................................................................................................................1149
PDS 0724 (Regular Hours Rate)....................................................................................................................1149
PDS 0724 subfields....................................................................................................................................1151
PDS 0725 (Overtime Hours Worked)...........................................................................................................1152
PDS 0725 subfields....................................................................................................................................1153
PDS 0726 (Overtime Hours Rate).................................................................................................................1154
PDS 0726 subfields....................................................................................................................................1155
PDS 0727 (Temp Start Date)........................................................................................................................1156
PDS 0728 (Temp Week Ending)....................................................................................................................1158
PDS 0729 (Requestor Name or ID)...............................................................................................................1159
PDS 0730 (Supervisor/Reports to)...............................................................................................................1161
PDS 0731 (Time Sheet Number).................................................................................................................. 1162
PDS 0732 (Discount Amount).......................................................................................................................1162
PDS 0732 subfields....................................................................................................................................1163
PDS 0733 (Subtotal Amount)....................................................................................................................... 1164
PDS 0733 subfields....................................................................................................................................1165
PDS 0734 (Miscellaneous Expenses)............................................................................................................1166
PDS 0734 subfields....................................................................................................................................1167
PDS 0735 (Service Descriptor Codes)..........................................................................................................1168
PDS 0736 (Tracking Number or Pickup Number).......................................................................................1170

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PDS 0737 (Shipping Net Amounts)..............................................................................................................1172

PDS 0737 subfields....................................................................................................................................1174
PDS 0738 (Incentive Amount).......................................................................................................................1175
PDS 0738 subfields....................................................................................................................................1176
PDS 0739 (Pickup Date).................................................................................................................................1176
PDS 0740 (Delivery Date).............................................................................................................................. 1178
PDS 0741 (Number of Packages).................................................................................................................1179
PDS 0742 (Package Weight).........................................................................................................................1181
PDS 0743 (Unit of Measure)..........................................................................................................................1183
PDS 0744 (Shipping Party Information)......................................................................................................1185
PDS 0744 subfields....................................................................................................................................1187
PDS 0745 (Shipping Party Address).............................................................................................................1187
PDS 0745 subfields....................................................................................................................................1189
PDS 0746 (Shipping Party Postal Information)......................................................................................... 1190
PDS 0746 subfields....................................................................................................................................1192
PDS 0747 (Shipping Party Contact)............................................................................................................1193
PDS 0747 subfields....................................................................................................................................1195
PDS 0748 (Delivery Party Information).......................................................................................................1196
PDS 0748 subfields....................................................................................................................................1198
PDS 0749 (Delivery Party Address Information)....................................................................................... 1198
PDS 0749 subfields....................................................................................................................................1200
PDS 0750 (Delivery Party Postal Information)...........................................................................................1200
PDS 0750 subfields....................................................................................................................................1202
PDS 0751 (Detail Tax Amount 4)..................................................................................................................1203
PDS 0751 subfields....................................................................................................................................1204
PDS 0752 (Detail Tax Amount 5)..................................................................................................................1207
PDS 0752 subfields....................................................................................................................................1209
PDS 0753 (Detail Tax Amount 6)..................................................................................................................1212
PDS 0753 subfields....................................................................................................................................1213
PDS 0754 (Delivery Party Contact)............................................................................................................. 1216
PDS 0754 subfields....................................................................................................................................1218
PDS 0755 (Line Item Total Amount)............................................................................................................ 1219
PDS 0755 subfields....................................................................................................................................1220
PDS 0756 (Passenger Description).............................................................................................................. 1221
PDS 0756 subfields....................................................................................................................................1222
PDS 0757 (Transportation Service Provider)..............................................................................................1224
PDS 0758 (Transportation Services Offered).............................................................................................1224
PDS 0759 (Delivery Order Number).............................................................................................................1225
PDS 0760 (Credit Card Slip Number).......................................................................................................... 1226

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PDS 0761 (Travel Agency ID).........................................................................................................................1227

PDS 0762 (Data Source)................................................................................................................................1228
PDS 0763 (VAT Suppression Indicator)........................................................................................................1229
PDS 0764 (Healthcare Eligible Status Indicator).......................................................................................1230
PDS 0765 (MoneySend Receiver Data)....................................................................................................... 1231
Subfield 1 (Payee First Name)................................................................................................................. 1232
Subfield 2 (Payee Last Name)..................................................................................................................1232
Subfield 3 (Payee Address).......................................................................................................................1233
Subfield 4 (Payee City)..............................................................................................................................1233
Subfield 5 (Payee State/Province Code)................................................................................................1233
Subfield 6 (Payee Country Code).............................................................................................................1234
Subfield 7 (Payee Postal Code)................................................................................................................1234
Subfield 8 (Payee Date of Birth)..............................................................................................................1234
Subfield 9 (Payee Phone Number)...........................................................................................................1235
PDS 0770 (Additional Acceptor Inquiry Information)............................................................................... 1235
PDS 0770 subfields....................................................................................................................................1236
PDS 0010 (Currency Rate Service)..........................................................................................................1237
PDS 0771 (Cost Center Information).......................................................................................................... 1238
PDS 0771 subfields....................................................................................................................................1239
PDS 0772 (Driver License/State Issued ID Information)..........................................................................1239
PDS 0772 subfields....................................................................................................................................1240
PDS 0773 (Payment Method Information).................................................................................................1241
PDS 0773 subfields....................................................................................................................................1241
PDS 0774 (Stock Keeping Unit (SKU) Description)...................................................................................1243
PDS 0775 (Department Code)......................................................................................................................1243
PDS 0776 (Alternate Custom Identifier).....................................................................................................1244
PDS 0776 subfields....................................................................................................................................1245
PDS 0777 (Promotion Code)......................................................................................................................... 1246
PDS 0781 (Fleet Spend Control Enforced)................................................................................................. 1248
PDS 0782 (Fleet Fuel Information)...............................................................................................................1249
Subfield 1 (Fleet Fuel Product Code)...................................................................................................... 1251
Subfield 2 (Fleet Fuel Unit Price)............................................................................................................. 1255
Subfield 3 (Fleet Fuel Unit of Measure)..................................................................................................1255
Subfield 4 (Fleet Fuel Quantity)...............................................................................................................1256
Subfield 5 (Fleet Fuel Quantity Exponent)............................................................................................ 1256
Subfield 6 (Fleet Fuel Sale Amount)....................................................................................................... 1256
PDS 0783 (Fleet Product Code)....................................................................................................................1256
PDS 0784 (Fleet Item Description)...............................................................................................................1266
PDS 0785 (Fleet Item Quantity)...................................................................................................................1268

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Subfield 1 (Fleet Item Quantity)..............................................................................................................1270

Subfield 2 (Fleet Item Quantity Exponent)............................................................................................1270
PDS 0786 (Fleet Item Unit of Measure)...................................................................................................... 1270
PDS 0787 (Fleet Extended Item Amount).................................................................................................. 1272
Subfield 1 (Fleet Extended Item Amount)............................................................................................. 1274
Subfield 2 (Fleet Extended Item Amount Exponent)...........................................................................1275
Subfield 3 (Fleet Extended Item Amount Sign).................................................................................... 1275
PDS 0790 (Fleet Prompted Data 1).............................................................................................................1275
Subfield 1 (Prompt Code 1)......................................................................................................................1277
Subfield 2 (Driver Related Data 1)..........................................................................................................1278
PDS 0791 (Fleet Prompted Data 2).............................................................................................................1279
Subfield 1 (Prompt Code 2)......................................................................................................................1280
Subfield 2 (Driver Related Data 2)..........................................................................................................1282
PDS 0792 (Fleet Prompted Data 3).............................................................................................................1282
Subfield 1 (Prompt Code 3)......................................................................................................................1284
Subfield 2 (Driver Related Data 3)..........................................................................................................1285
PDS 0793 (Fleet Prompted Data 4).............................................................................................................1286
Subfield 1 (Prompt Code 4)......................................................................................................................1287
Subfield 2 (Driver Related Data 4)..........................................................................................................1289
PDS 0794 (Fleet Prompted Data 5).............................................................................................................1289
Subfield 1 (Prompt Code 5)......................................................................................................................1291
Subfield 2 (Driver Related Data 5)..........................................................................................................1293
PDS 0799 (Test Case Traceability Identifiers)............................................................................................ 1293
PDS 0799 subfields....................................................................................................................................1295
PDS 1000–1099 (Member-to-Member Proprietary Data)......................................................................1295

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 Private data subelement definitions
PDS construction and use

PDS construction and use

This section defines private data subelements (PDSs) 0001–0500 used in this specification.
These subelements are defined for situations in which the International Organization for
Standardization (ISO) did not define standard data elements in the ISO 8583-1993
specification or in situations in which the ISO data elements are insufficient for operational
requirements.
All PDSs are designed to be incorporated as subelements in ISO “private-use” data elements.
Private-use data elements are specifically designated in the ISO 8583-1993 specification for
“private” organization use. As such, defined PDSs enhance the overall functionality of the
implementation of ISO 8583 entirely within the ISO specification framework.
Several ISO standard private-use data elements are designated to be formatted using a
common PDS encoding procedure (described later in this chapter). When present in a message,
these ISO data elements are always formatted to contain one or more PDSs in the ISO data
element.
These ISO private-use data elements are designated to contain PDS-encoded data:
• DE 48 (Additional Data)
• DE 62 (Additional Data 2)
• DE 123 (Additional Data 3)
• DE 124 (Additional Data 4)
• DE 125 (Additional Data 5)
PDSs in DE 48, DE 62, DE 123, DE 124, and DE 125 primarily support individual program and
service requirements. PDSs placed in these data elements are considered a permanent part of
this specification.
Originators must populate DE 48 first, then DE 62, then DE 123, then DE 124, and finally DE
125.
If a significant amount of PDS data is in a message, DE 48 must contain as many complete
PDSs as will fit into 999 bytes. Then DE 62 must contain as many complete PDSs as will fit into
999 bytes. The remaining complete PDSs must be in DE 123, DE 124, and DE 125, as needed.
Customers must not split a PDS between DE 48 and DE 62. If an entire PDS coding scheme
(tag+length+data) causes DE 48 to exceed 999 positions, the entire PDS coding scheme (tag
+length+data) must be placed into the next PDS carrier (DE 62) instead. Therefore, the total
length of DE 48 may be less than 999 positions, with DE 62 containing additional PDS data.
Similarly, customers must not split a PDS between DE 62 and DE 123, between DE 123 and DE
124, or between DE 124 and DE 125.

The PDS encoding scheme

Each PDS consists of three components:
• Tag field (tag)

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PDS construction and use

• Length field (length)

• Data field (data)
The first four bytes of each PDS must contain the subelement tag ID, a numeric value in the
range 0001–9999, to identify uniquely the subelement.
The next three bytes of each PDS must contain the subelement length, a numeric value in the
range 001–992, to specify the total length (in bytes) of the PDS data portion.
The remainder of the PDS consists of the actual data.
Because all PDSs have a common tag-length-data encoding format, new PDSs may be added
to messages at any time without affecting message processing software resident on any
customer processing system. If a processor does not recognize a PDS tag, it may simply use the
length field to count past the PDS data portion and continue parsing for any additional PDSs.

NOTE: PDSs cannot be duplicated within an IPM message. The clearing system rejects any message
containing duplicate occurrences of a PDS tag field.

This diagram illustrates the PDS encoding scheme in an ISO standard data element.
Figure 7: PDS encoding scheme

Annotation of PDS attributes

This table describes the notation conventions that are employed throughout this manual to
describe the attributes of all PDSs.

Data representation attributes

Notation Description
a alphabetic characters A–Z and a–z
n numeric digits 0–9
as alphabetic characters (A–Z and a–z) and space character
ns numeric digits 0–9 and special characters (including space)
an alphabetic (A–Z and a–z) and numeric characters

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PDS construction and use

Notation Description
ans alphabetic (A–Z and a–z), numeric, and special characters (including space)
b binary representation of data in eight-bit bytes

Date and time attributes

Notation Description
MM month (two digits; 01–12)
DD day (two digits; 01–31)
YY year (last two digits of calendar year; 00–99)
hh hour (two digits; 00–23)
mm minute (two digits; 00–59)
ss second (two digits; 00–59)

Data length attributes

Notation Description
-digits Fixed length in number of positions
Example: “n-3” indicates a three-position numeric PDS.
Example: “an-10” indicates a 10-position alphanumeric PDS.

...digits Variable length, with maximum number of positions specified.

Example: “n...11” indicates a variable-length numeric PDS of 1–11 digits.
Example: “an...25” indicates a variable-length alphanumeric PDS of 1–25 positions.

LLLVAR Present with a variable-length data element attribute, indicates that the data
element contains two fields:
“LLL” is the length field and represents the number of positions in the variable-
length data field that follows. The length field contains a value in the range 001–
992.
“VAR” is the variable-length data field.
Example: “an..500; LLLVAR” indicates a variable-length alphanumeric data element
having a length of 1–500 positions.

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 Private data subelement definitions
Conventions for PDS data representation

Conventions for PDS data representation

This specification is independent of the specific data-encoding format (such as EBCDIC or
ASCII).
These data encoding conventions are standard for all messages.
• All message data elements are aligned on byte boundaries. For example, a data element
cannot begin with the low order “nibble” or any bit other than the high order bit of any byte.
• All binary (attribute “b”) data elements are constructed of bit-strings that have lengths that
are an integral number of eight-bit bytes. No binary data element has a length of less than
eight bits (one byte).
• All length fields are encoded as numeric, right-justified with leading zeros. PDS length fields
have values in the range 001–992.

NOTE: The notation“b-8” indicates a fixed-length binary field of eight characters (eight bytes, 64 bits).

PDS and subfield justification

The specific justification of data elements and subfields are given within each PDS topic.
Right-justified data fields and subfields that do not contain a value that fills the entire field
must contain leading zeros. Most numeric (attribute “n”) data elements are right-justified; for
example, amounts always have this right justification with leading zeros.
Left-justified fields and subfields that do not use the entire field with a value must have trailing
spaces.
A justification of not applicable (N/A) indicates that the values contained within those fields or
subfields take up all positions allowed.

NOTE: Customers can send clearing files with PDSs in any sequence. In all clearing files that customers
receive, the clearing system formats the PDS data in ascending sequence by PDS tag number.

For example, assume a customer wants to present the PDS data in this table.

PDS data example

PDS Number Description Length Value

0165 Settlement Indicator 1 M
0012 Cardholder Transaction Date and Time 14 19960930000000
0023 Terminal Type 3 CT2
0170 Acceptor Inquiry Information 14 1-800-555-1212

The customer may construct DE 48 (Additional Data) as shown in this table.

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 Private data subelement definitions
Subelement tag assignment

DE 48 example

Positions Value Description

1–4 0165 First PDS tag
5–7 001 First PDS length
8 M First PDS data
9–12 0012 Second PDS tag
13–15 014 Second PDS length
16–29 19960930000000 Second PDS data
30–33 0023 Third PDS tag
34–36 003 Third PDS length
37–39 CT2 Third PDS data
40–43 0170 Fourth PDS tag
44–46 014 Fourth PDS length
47–60 1-800-555-1212 Fourth PDS data

Subelement tag assignment

Each PDS is assigned a unique numeric tag number used for identification.
PDSs that one or more programs or services define for use are assigned tags in ascending
numeric order in the ranges 0001–0799 and 1000–9999. These PDSs are considered a
permanent part of this specification.
PDSs that the clearing system reserves for internal use are assigned tags in ascending numeric
order in the range 0800–0899. These subelements are not defined for customer systems’ use
and are not documented as part of this general specification. The clearing system operations
staff may use them for special functions, such as unique interface requirements to external
networks (gateways) and other network support functions. These PDSs are never sent to
customers.
PDSs used to support temporary program or service conversion and enhancement activities are
assigned identifiers in ascending numeric order in the range 0900–0999. These PDSs are not
considered a permanent part of this specification but will be used as necessary until the related
conversion/enhancement activity is completed. These PDS tags may then be reused to support
other conversion efforts or unique program and service requirements. These PDSs are never sent
to customers.
The PDSs that are reserved for customer proprietary use are in the range 1000–1099.
Customers can use these PDSs to exchange data related to special programs. The clearing
system passes these PDSs unedited to the receivers. These PDSs may be placed in any of the

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Additional information about the use of PDSs

“Additional Data” data elements (DE 48, DE 62, DE 123, DE 124, or DE 125). The total length
of the tags, lengths, and data for PDSs 1000–1099 in a single IPM message cannot exceed 992
bytes.

Additional information about the use of PDSs

PDSs are not restricted for use in a particular PDS carrier.
PDS 0001–PDS 0099, or PDS 1000–1099, are not required to be in DE 48 as opposed to DE 62,
DE 123, DE 124, or DE 125.
Customers/processors can present PDS data in any sequence, in any carrier, if the PDS data is
placed first in DE 48, then DE 62, then DE 123, then DE 124, and finally DE 125.

Subfield presence requirements

Data elements and PDSs may contain subfields.
Some PDS subfields are mandatory and some are optional. For all fixed-length data elements
and PDSs, all subfields must be populated. For variable-length data elements and PDSs, these
rules must be followed:
• All subfields that comprise the minimum length for the data element or PDS must be
populated. Subfields that are beyond the minimum length of the element are optional and
should not be populated unless the sender has valid data to present. In other words, optional
subfields must not be populated with filler characters such as all spaces or all zeros.
• If any optional subfield is presented with valid data, all subfields preceding that subfield must
be populated. In this case, filler characters such as spaces are acceptable. For example, if a
PDS contains four subfields and the sender has valid data to present for subfields 1, 2, and 4,
it must fill subfield 3 with all spaces or all zeros so that all four subfields are presented in the
correct positions for the PDS.

Intra-European and Inter-European transactions

Some data elements and PDSs are specified for intra-European and inter-European use only.
Intra-European and inter-European messages are those in which both the issuer and acquirer
are in the Europe region.

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 Private data subelement definitions
PDS listing

PDS listing
This table is a listing of PDSs 0001–1099 in numerical order.

PDS Listing

Number Length Name Attribute

0001 Var… Mastercard Mapping Service Account
®
ans…21; TAGLLLVAR
Number
0002 003 GCMS Product Identifier ans-3; TAGLLL
0003 003 Licensed Product Identifier ans-3; TAGLLL
0004 036 Funding Account Information an...36; TAGLLLVAR
0005 Var… Message Error Indicator ans…140; TAGLLLVAR
0006 010 Applied Business Service Arrangement ans–10; TAGLLL
0017 002 Transaction Integrity Class an–2; TAGLLL
0023 003 Terminal Type ans-3; TAGLLL
0025 Var... Message Reversal Indicator an...7; TAGLLLVAR
0026 Var... File Reversal Indicator an...7; TAGLLLVAR
0042 001 Merchant Capability ans-1; TAGLLL
0043 003 Transaction Type Identifier ans-3; TAGLLL
0044 Var... Program Participation Indicator ans...20: TAGLLLVAR
0045 001 Mastercard Generated Installment a-1; TAGLLL
Identifier
0046 004 Japan Common Merchant Code ans-4; TAGLLL
0052 003 Electronic Commerce Security Level n-3; TAGLLL
Indicator
0056 001 Mastercard Electronic Card Indicator a-1; TAGLLL
0057 002 Transaction Category Indicator n-2.; TAGLLL
0071 003 Chip to Magnetic Stripe Conversion Service ans-4; TAGLLL
Indicator
0072 001 Authentication Indicator n-1; TAGLLL
0080 060 Amount, Tax ans...060; TAGLLLVAR
0105 025 File ID n-25; TAGLLL
0110 025 Transmission ID n-25; TAGLLL

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PDS listing

Number Length Name Attribute

0122 001 Processing Mode ans-1; TAGLLL
0137 Var… Fee Collection Control Number n…20; TAGLLLVAR
0138 008 Source Message Number ID n-8; TAGLLL
0140 008 Amount, Cardholder Billing Amounts USD n-8; TAGLLL
0141 Var... Customer Currency Conversion Revenue n-25; TAGLLLVAR
Data
0146 Var… Amounts, Transaction Fee n…432; TAGLLLVAR
0147 Var… Extended Precision Amounts n...576; TAGLLLVAR
0148 Var… Currency Exponents ans…60; TAGLLLVAR
0149 006 Currency Codes, Amounts, Original n-6; TAGLLL
0157 004 Alternate Processor Indicator ans...4, TAGLLL
0158 Var... Business Activity ans…30; TAGLLLVAR
0159 Var... Settlement Data ans...67; TAGLLLVAR
0160 Var... Settlement Data, Multiple n-108; TAGLLL
0164 Var... Currency Cross Rates ans...230; TAGLLLVAR
0165 Var... Settlement Indicator ans...30; TAGLLLVAR
0170 Var... Acceptor Inquiry Information ans...57; TAGLLLVAR
0171 Var... Alternate Acceptor Description Data ans...201; TAGLLLVAR
0172 Var... Sole Proprietor Name ans...30; TAGLLLVAR
0173 Var... Legal Corporate Name ans...30; TAGLLLVAR
0174 015 Dun & Bradstreet Number n-15; TAGLLL
0175 Var… Acceptor URL ans…255; TAGLLLVAR
0176 006 Mastercard Assigned ID ans-6; TAGLLL
0177 002 Cross-border a-2; TAGLLL
0178 Var... Alternate Acceptor Description Data 2 ans...201; TAGLLLVAR
0179 002 Long Running Transaction (LRT) Indicator n-2; TAGLLL
0180 Var... Domestic Acceptor Tax ID ans–020; TAGLLLVAR
0181 Var... Installment Payment Data an...50; TAGLLLVAR
0182 087 Installment Payment Cardholder ans-87; TAGLLL
Statement Data
0183 039 Brazil Post-Dated Transaction Data an-39; TAGLLL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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PDS listing

Number Length Name Attribute

0188 Var... Private Data, Proprietary In Control Data ans…99; TAGLLLVAR
0189 041 Point-of-Interaction (POI) Phone Data ans-41; TAGLLL
0190 Var... Partner ID Code ans...6; TAGLLLVAR
0191 001 Originating Message Format n-1; TAGLLL
0192 003 Payment Transaction Initiator ans-3; TAGLLL
0194 001 Remote Payments Program Data n...1; TAGLLL
0195 Var... Installment Data an...27; TAGLLLVAR
0196 Var... Mobile Phone Reload Data ans…47; TAGLLLVAR
0197 053 National Use Tax Data n-53; TAGLLL
0198 002 Device Type an-2; TAGLLL
0199 0199 Funding Transaction Information ans…199; TAGLLLVAR
0200 006 Device Type n-2; TAGLLL
0207 001 Wallet Identifier an–3; TAGLLLVAR
0208 Var… Additional Merchant Data ans...26; TAGLLLVAR
0209 011 Independent Sales Organization ID n-11; TAGLLL
0210 004 Transit Program n...4; TAGLLL
0211 002 Terminal Compliant Indicator n-2; TAGLLL
0215 106 Mastercard Merchant Data Advance ans–106; TAGLLLVAR
0228 001 Retrieval Document Code n-1; TAGLLL
0230 001 Fulfillment Document Code n-1; TAGLLL
0241 Var... MasterCom Control Number ans...7; TAGLLLVAR
0243 Var... MasterCom Retrieval Response Data ans...38; TAGLLLVAR
0244 Var... MasterCom Chargeback Support ans...12; TAGLLLVAR
Documentation Dates
0245 006 MasterCom Arbitration Chargeback Sender n-6; TAGLLL
Processing Date
0246 Var… MasterCom Sender Memo ans…100; TAGLLLVAR
0247 Var… MasterCom Receiver Memo ans…100; TAGLLLVAR
0248 Var… MasterCom Image Review Memo ans…100: TAGLLLVAR
0249 Var… MasterCom Record ID n…10: TAGLLLVAR
0250 014 MasterCom Endpoints n-14: TAGLLL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 436
 Private data subelement definitions
PDS listing

Number Length Name Attribute

0251 001 MasterCom Fulfillment Document Code n-1: TAGLLL
0252 Var… MasterCom Image Metadata ans…124: TAGLLVAR
0253 Var… MasterCom System Enhanced Data ans…992: TAGLLLVAR
0254 Var… MasterCom Member Enhanced Data ans…992: TAGLLLVAR
0255 Var… MasterCom Message Type ans…7, TAGLLLVAR
0260 Var... Edit Exclusion Indicator ans...4; TAGLLLVAR
0261 011 Risk Management Approval Code n-11; TAGLLL
0262 001 Documentation Indicator n-1; TAGLLL
0264 004 Original Retrieval Reason for Request n-4; TAGLLL
0265 Var... Initial Presentment/Fee Collection Data ans...110; TAGLLLVAR
0266 Var... First Chargeback/Fee Collection Return ans...127; TAGLLLVAR
Data
0267 Var... Second Presentment/Fee Collection ans...127; TAGLLLVAR
Resubmission Data
0268 015 Amount, Partial Transaction n-15; TAGLLL
0280 025 Source File ID n-25; TAGLLL
0300 025 Reconciled, File n-25; TAGLLL
0301 016 File Amount, Checksum n-16; TAGLLL
0302 001 Reconciled, Member Activity a-1; TAGLLL
0306 008 File Message Counts n-8; TAGLLL
0358 Var... Reconciled, Business Activity ans….30; TAGLLLVAR
0359 Var… Reconciled, Settlement Activity ans…67; TAGLLLVAR
0367 003 Reconciled, Card Program Identifier ans-3; TAGLLL
0368 002 Reconciled, Transaction Function Group ans-2; TAGLLL
Code
0369 006 Reconciled, Acquirer’s BIN n-6; TAGLLL
0370 Var... Reconciled, Account Range n...38; TAGLLLVAR
0372 007 Reconciled, Transaction Function n-7; TAGLLL
0374 002 Reconciled, Processing Code n-2; TAGLLL
0375 Var... Member Reconciliation Indicator 1 ans...50; TAGLLLVAR
0378 001 Original/Reversal/Totals Indicator a-1; TAGLLL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 437
 Private data subelement definitions
PDS listing

Number Length Name Attribute

0380 017 Debits, Transaction Amount in Transaction an-17; TAGLLL
Currency
0381 017 Credits, Transaction Amount in Transaction an-17; TAGLLL
Currency
0384 017 Amount, Net Transaction in Transaction an-17; TAGLLL
Currency
0390 017 Debits, Transaction Amount in an-17; TAGLLL
Reconciliation Currency
0391 017 Credits, Transaction Amount in an-17; TAGLLL
Reconciliation Currency
0392 Var... Debits, Fee Amounts in Reconciliation an…216; TAGLLLVAR
Currency
0393 Var... Credits, Fee Amounts in Reconciliation an…216; TAGLLLVAR
Currency
0394 017 Amount, Net Transaction in Reconciliation an-17; TAGLLL
Currency
0395 016 Amount, Net Fee in Reconciliation Currency an-16; TAGLLL
0396 017 Amount, Net Total in Reconciliation an-17; TAGLLL
Currency
0397 Var... Debits, Extended Precision Amount in ans...252; TAGLLLVAR
Reconciliation Currency
0398 Var... Credits, Extended Precision Amount in an...252; TAGLLLVAR
Reconciliation Currency
0399 019 Amount, Net Extended Precision in an-19;TAGLLL
Reconciliation Currency
0400 010 Debits, Transaction Number n-10; TAGLLL
0401 010 Credits, Transaction Number n-10; TAGLLL
0402 010 Total, Transaction Number n-10; TAGLLL
0501 016 Transaction Description n-16; TAGLLL
0502 Var… Custom Identifier ans…82; TAGLLLVAR
0503 004 Travel Agency Sequence Number ans-4; TAGLLL
0504 Var… Travel Agency Fee ans…42; TAGLLLVAR
0505 Var... Passenger Name ans…29; TAGLLLVAR
0506 015 Ticket Number ans-15; TAGLLL
0507 004 Issuing Carrier ans-4; TAGLLL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 438
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PDS listing

Number Length Name Attribute

0508 Var... Customer Code ans…25; TAGLLLVAR
0509 006 Issue Date n-6; TAGLLL
0510 008 Travel Agency Code ans-8; TAGLLL
0511 Var... Travel Agency Name ans…25; TAGLLLVAR
0512 012 Total Fare n-12; TAGLLL
0513 012 Total Fees n-12; TAGLLL
0514 012 Total Taxes n-12; TAGLLL
0515 Var… Additional Acceptor Information ans…40; TAGLLLVAR
0516 015 Austin–Tetra Number ans-15; TAGLLL
0517 015 NAICS Code ans-15; TAGLLL
0518 006 Line Item Date n-6; TAGLLL
0519 014 Additional Fuel Location Information an-14; TAGLLL
0520 006 Travel Date n-6; TAGLLL
0521 002 Carrier Code ans-2; TAGLLL
0522 002 Service Class Code ans-2; TAGLLL
0523 005 City of Origin/Airport Code ans-5; TAGLLL
0524 005 City of Destination/Airport Code ans-5; TAGLLL
0525 001 Stop Over Code ans-1; TAGLLL
0526 015 Conjunction Ticket ans-15; TAGLLL
0527 015 Exchange Ticket ans-15; TAGLLL
0528 001 Coupon Number ans-1; TAGLLL
0529 Var... Fare Basis Code ans…15; TAGLLLVAR
0530 005 Flight Number ans-5; TAGLLL
0531 005 Departure Time ans-5; TAGLLL
0532 014 Total Charges ans-14; TAGLLL
0533 005 Arrival Time ans-5; TAGLLL
0534 014 Total Non-Room Charges ans-14; TAGLLL
0535 012 Fare n-12; TAGLLL
0536 012 Fee n-12; TAGLLL
0537 012 Taxes n-12; TAGLLL
0538 Var... Endorsements/Restrictions ans…20; TAGLLLVAR

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 439
 Private data subelement definitions
PDS listing

Number Length Name Attribute

0539 014 Total Amount Charged on Card ans-14; TAGLLL
0540 014 Room Service Charges ans-14; TAGLLL
0541 014 Lounge/Bar Charges ans-14; TAGLLL
0542 014 Transportation Charges ans-14; TAGLLL
0543 014 Gratuity Charges ans-14; TAGLLL
0544 009 Rental Agreement Number ans-9; TAGLLL
0545 Var... Renter Name ans…40; TAGLLLVAR
0546 Var... Rental Return City ans…25; TAGLLLVAR
0547 003 Rental Return State/Province ans-3; TAGLLL
0548 003 Rental Return Country ans-3; TAGLLL
0549 010 Rental Return Location ID ans-10; TAGLLL
0550 006 Rental Return Date n-6; TAGLLL
0551 006 Rental Check-out Date n-6; TAGLLL
0552 017 Customer Service Toll-Free (800) Number ans-17; TAGLLL
0553 013 Rental Rate ans-13; TAGLLL
0554 014 Conference Room Charges ans-14; TAGLLL
0555 012 Rate per Mile (or per Kilometer) n-12; TAGLLL
0556 004 Total Miles (or Kilometers) n-4; TAGLLL
0557 004 Maximum Free Miles (or Kilometers) n-4; TAGLLL
0558 001 Miles/Kilometers Indicator as-1; TAGLLL
0559 013 Vehicle Insurance ans-13; TAGLLL
0560 014 Audio Visual Charges ans-14; TAGLLL
0561 013 Adjusted Amount ans-13; TAGLLL
0562 014 Banquet Charges ans-14; TAGLLL
0563 002 Program Code ans-2; TAGLLL
0564 Var... Rental Location City ans…25; TAGLLLVAR
0565 003 Rental Location State/Province ans-3; TAGLLL
0566 003 Rental Location Country as-3; TAGLLL
0567 010 Rental Location ID ans-10; TAGLLL
0568 004 Rental Class ID ans-4; TAGLLL
0569 014 Internet Access Charges ans-14; TAGLLL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 440
 Private data subelement definitions
PDS listing

Number Length Name Attribute

0570 014 Early Departure Charges ans-14; TAGLLL
0571 Var… Guest Name ans…40; TAGLLLVAR
0572 025 Guest Number ans-25; TAGLLL
0573 Var… Invoice Number ans…25; TAGLLLVAR
0574 006 Arrival Date n-6; TAGLLL
0575 006 Departure Date n-6; TAGLLL
0576 Var… Folio Number ans…25; TAGLLLVAR
0577 017 Property Phone Number ans-17; TAGLLL
0578 015 Billing Adjustment ans-15; TAGLLL
0579 006 Invoice Date n-6; TAGLLL
0580 013 Room Rate n-13; TAGLLL
0581 014 Total Room Tax ans-14; TAGLLL
0582 002 Program Code ans-2; TAGLLL
0583 014 Phone Charges ans-14; TAGLLL
0584 014 Restaurant Charges ans-14; TAGLLL
0585 014 Mini-Bar Charges ans-14; TAGLLL
0586 014 Gift Shop Charges ans-14; TAGLLL
0587 014 Laundry and Dry Cleaning Charges ans-14; TAGLLL
0588 Var… Other Services ans-102; TAGLLL
0589 012 Invoice Creation Date/Time n-12; TAGLLL
0590 002 Party Identification an-2; TAGLLL
0591 Var… Party Name ans…120; TAGLLLVAR
0592 Var… Party Address ans…240; TAGLLLVAR
0593 Var… Party Postal Information ans…46; TAGLLLVAR
0594 Var… Party Contact ans…305; TAGLLLVAR
0595 008 Acceptor Type ans-8; TAGLLL
0596 021 Acceptor Tax ID ans…21; TAGLLLVAR
0597 014 Total Tax Amount ans-14; TAGLLL
0598 001 Total Tax Collected Indicator ans-1; TAGLLL
0599 Var... Corporation VAT Number ans-20; TAGLLLVAR
0600 Var... Acceptor Reference Number ans…25; TAGLLLVAR

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 441
 Private data subelement definitions
PDS listing

Number Length Name Attribute

0601 001 Party Nature of Filing a-1; TAGLLL
0602 Var… Party Supplemental Data 1 ans…672; TAGLLLVAR
0603 Var… Party Supplemental Data 2 ans…672; TAGLLLVAR
0604 Var… Transaction Supplemental Data 1 ans…672; TAGLLLVAR
0605 Var… Transaction Supplemental Data 2 ans…672; TAGLLLVAR
0606 014 Freight Amount ans-14; TAGLLL
0607 014 Duty Amount ans-14; TAGLLL
0608 010 Destination Postal Code ans-10; TAGLLL
0609 003 Destination State/Province Code ans-3; TAGLLL
0610 003 Destination Country Code ans-3; TAGLLL
0611 003 Sequence Number ans-3; TAGLLL
0612 006 Ship Date n-6; TAGLLL
0613 010 Ship-From Postal Code ans-10; TAGLLL
0614 006 Order Date n-6; TAGLLL
0615 Var… Medical Services Ship to Health Industry ans…40; TAGLLLVAR
Number
0616 Var… Contract Number ans…40; TAGLLLVAR
0617 001 Medical Services Price Adjustment a-1; TAGLLL
0618 002 Medical Services Product Number Qualifier an-2; TAGLLL
0619 Var… User Name ans…40; TAGLLLVAR
0620 004 Oil Company Brand Name n-4; TAGLLL
0621 004 Purchase Time n-4; TAGLLL
0622 001 Motor Fuel Service Type ans-1; TAGLLL
0623 035 Motor Fuel Information ans-35; TAGLLL
0624 Var… User Account Number ans…40; TAGLLLVAR
0625 Var… User Telephone Number ans…25; TAGLLLVAR
0626 012 Billing Statement Period n-12; TAGLLL
0627 Var… Billing Event 1 ans…540; TAGLLLVAR
0628 Var… Billing Event 2 ans…540; TAGLLLVAR
0629 Var... Odometer Reading ans…7; TAGLLLVAR
0630 Var... Vehicle Number ans…17; TAGLLLVAR

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 442
 Private data subelement definitions
PDS listing

Number Length Name Attribute

0631 Var... Driver Number/ID Number ans…17; TAGLLLVAR
0632 001 Product Type Code n-1; TAGLLL
0633 012 Coupon/Discount Amount n-12; TAGLLL
0634 006 Tax Amount 1 n-6; TAGLLL
0635 006 Tax Amount 2 n-6; TAGLLL
0636 006 Call Date n-6; TAGLLL
0637 006 Call Time n-6; TAGLLL
0638 146 Call To Information ans-146; TAGLLL
0639 006 Call Duration n-6; TAGLLL
0640 002 Call Time Period an-2; TAGLLL
0641 Var... Product Code ans…15; TAGLLLVAR
0642 Var... Item Description ans…35; TAGLLLVAR
0643 013 Item Quantity n-13; TAGLLL
0644 145 Call From Information ans-145; TAGLLL
0645 Var... Item Unit of Measure ans…12; TAGLLLVAR
0646 013 Unit Price n-13; TAGLLL
0647 014 Extended Item Amount ans-14; TAGLLL
0648 020 Item Discount ans-20; TAGLLL
0649 014 Call Usage Amount ans-14; TAGLLL
0650 001 Zero Cost to Customer Indicator a-1; TAGLLL
0651 009 Procedure ID ans-9; TAGLLL
0652 004 Service Type ans-4; TAGLLL
0653 014 Service Amount ans-14; TAGLLL
0654 001 Debit or Credit Indicator an-1; TAGLLL
0655 014 Call Long Distance Amount ans-14; TAGLLL
0656 Var… Full VAT Amounts ans-28; TAGLLLVAR
0657 Var… Half VAT Amounts ans-28; TAGLLLVAR
0658 014 Call Connect Amount ans-14; TAGLLL
0659 Var… Other Description ans…60; TAGLLLVAR
0660 Var… Customer Reference ans-190; TAGLLLVAR
0661 003 Traffic Code n-3; TAGLLL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 443
 Private data subelement definitions
PDS listing

Number Length Name Attribute

0662 004 Sample Number n-4; TAGLLL
0663 Var… Free-Form Description ans…992; TAGLLLVAR
0664 Var… Start Station ans…30; TAGLLLVAR
0665 Var… Destination Station ans…30; TAGLLLVAR
0667 046 Generic Data ans-46; TAGLLL
0668 026 Reduction Data ans-26; TAGLLL
0669 003 Transportation Other Code n-3; TAGLLL
0670 Var… Payer/User Information ans…104; TAGLLLVAR
0671 006 Date of Funds Requested n–6; TAGLLL
0673 006 Date of Anticipated Receipt of Funds n-6; TAGLLL
0674 Var… Additional Trace/Reference Number Used ans…15; TAGLLLVAR
by Acceptor
0675 Var… Additional Transaction Description Data ans…15; TAGLLLVAR
0676 Var… Acceptor VAT Number ans…20; TAGLLLVAR
0677 Var… Customer VAT Number ans…20; TAGLLLVAR
0678 Var… Unique Invoice Number ans…17; TAGLLLVAR
0679 Var… Commodity Code ans…15; TAGLLLVAR
0680 Var… Authorized Contact Name ans…36; TAGLLLVAR
0681 Var… Authorized Contact Phone ans…17; TAGLLLVAR
0682 Var… Detail Tax Amount 1 ans…46; TAGLLLVAR
0683 Var… Detail Tax Amount 2 ans…46; TAGLLLVAR
0684 Var… Detail Tax Amount 3 ans…46; TAGLLLVAR
0685 002 Type of Supply an-2; TAGLLL
0686 001 Tax Exempt Indicator an-1; TAGLLL
0687 Var… Unique VAT Invoice Reference Number ans…17; TAGLLLVAR
0688 Var… Acceptor Contact E-mail Address ans…60; TAGLLLVAR
0689 Var… Corporate Identifier ans…12; TAGLLLVAR
0690 001 No Show Indicator an-1; TAGLLL
0691 004 Days Rented n-4; TAGLLL
0692 012 Weekly Rental Amount n-12; TAGLLL
0693 014 Total Authorized Amount ans-14; TAGLLL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 444
 Private data subelement definitions
PDS listing

Number Length Name Attribute

0694 012 One Way Drop Off Charge n-12; TAGLLL
0695 012 Regular Mileage Charge n-12; TAGLLL
0696 012 Extra Mileage Charge n-12; TAGLLL
0697 012 Late Charge n-12; TAGLLL
0698 012 Fuel Charge n-12; TAGLLL
0699 014 Lodging Total Tax Amount ans-14; TAGLLL
0700 012 Towing Charges n-12; TAGLLL
0701 012 Extra Charges n-12; TAGLLL
0702 012 Other Charges n-12; TAGLLL
0703 004 Total Room Nights n-4; TAGLLL
0704 014 Prepaid Expenses n-14; TAGLLL
0705 014 Total Non-Room Tax Amount ans-14; TAGLLL
0706 014 Cash Advances ans-14; TAGLLL
0707 014 Valet Charges ans-14; TAGLLL
0708 014 Movie Charges n-14; TAGLLL
0709 014 Business Center Charges n-14; TAGLLL
0710 014 Health Club Charges n-14; TAGLLL
0711 001 Fire Safety Act Indicator an-1; TAGLLL
0712 013 Net Fuel Price n-13; TAGLLL
0713 001 Restricted Ticket Indicator an-1; TAGLLL
0714 012 Exchange Ticket Amount n-12; TAGLLL
0715 012 Exchange Fee Amount n-12; TAGLLL
0716 Var… Travel Authorization Code ans…64; TAGLLLVAR
0717 Var… IATA Client Code ans…17; TAGLLLVAR
0718 Var… Employee/Temp Name/ID ans…40; TAGLLLVAR
0719 Var… Employee Social Security Number or ID ans…30; TAGLLLVAR
0720 Var… Job Description ans…40; TAGLLLVAR
0721 Var… Job Code ans…20; TAGLLLVAR
0722 001 Flat Rate Indicator an-1; TAGLLL
0723 007 Regular Hours Worked n-7; TAGLLL
0724 007 Regular Hours Rate n-7; TAGLLL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 445
 Private data subelement definitions
PDS listing

Number Length Name Attribute

0725 007 Overtime Hours Worked n-7; TAGLLL
0726 007 Overtime Hours Rate n-7; TAGLLL
0727 006 Temp Start Date n-6; TAGLLL
0728 006 Temp Week Ending n-6; TAGLLL
0729 Var… Requestor Name or ID ans…40; TAGLLLVAR
0730 Var… Supervisor/Reports To ans…40; TAGLLLVAR
0731 Var… Time Sheet Number ans…20; TAGLLLVAR
0732 018 Discount Amount ans-18; TAGLLL
0733 014 Subtotal Amount ans-14; TAGLLL
0734 Var… Miscellaneous Expenses ans…216; TAGLLLVAR
0735 Var… Service Descriptor Code ans…40; TAGLLLVAR
0736 Var… Tracking Number or Pickup Number ans…40; TAGLLLVAR
0737 014 Shipping Net Amount ans-14; TAGLLL
0738 014 Incentive Amount ans-14; TAGLLL
0739 006 Pickup Date n-6; TAGLLL
0740 006 Delivery Date n-6; TAGLLL
0741 006 Number of Packages n-6; TAGLLL
0742 012 Package Weight n-12; TAGLLL
0743 Var… Unit of Measure ans…3; TAGLLLVAR
0744 Var… Shipping Party Information ans…150; TAGLLLVAR
0745 Var… Shipping Party Address ans…300; TAGLLLVAR
0746 Var… Shipping Party Postal Information ans…41; TAGLLLVAR
0747 Var… Shipping Party Contact ans…305; TAGLLLVAR
0748 Var… Delivery Party Information ans…150; TAGLLLVAR
0749 Var… Delivery Party Address Information ans…300; TAGLLLVAR
0750 Var… Delivery Party Postal Information ans…41; TAGLLLVAR
0751 Var… Detail Tax Amount 4 ans…46; TAGLLLVAR
0752 Var… Detail Tax Amount 5 ans…46; TAGLLLVAR
0753 Var… Detail Tax Amount 6 ans…46; TAGLLLVAR
0754 Var… Delivery Party Contact ans…305; TAGLLLVAR
0755 014 Line Item Total Amount ans-14; TAGLLL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 446
 Private data subelement definitions
PDS 0001 (Mastercard Mapping Service Account Number)

Number Length Name Attribute

0756 005 Passenger Description ans-5; TAGLLL
0757 Var… Transportation Service Provider ans…40; TAGLLLVAR
0758 Var… Transportation Services Offered ans…40; TAGLLLVAR
0759 Var… Delivery Order Number ans…15; TAGLLLVAR
0760 Var… Credit Card Slip Number ans…8; TAGLLLVAR
0761 Var… Travel Agency ID ans…15; TAGLLLVAR
0762 002 Data Source n-2; TAGLLL
0763 003 VAT Suppression Indicator ans-2; TAGLLL
0764 001 Healthcare Eligible Status Indicator n–1; TAGLLL
0770 Var… Additional Acceptor Inquiry Information ans…73; TAGLLLVAR
0771 Var… Cost Center Information ans…36; TAGLLLVAR
0772 Var… Driver License/State Issued ID Information ans…18; TAGLLLVAR
0773 Var… Payment Method Information an…140; TAGLLLVAR
0774 Var… Stock Keeping Unit (SKU) Description ans…200; TAGLLLVAR
0775 Var… Department Code ans…8; TAGLLLVAR
0776 Var… Alternate Custom Identifier ans…410; TAGLLLVAR
0777 Var… Promotion Code ans…6; TAGLLLVAR
0799 Var… Test Case Traceability Identifiers and…165; TAGLLLVAR
1000–1099 Var… Member-to-Member Proprietary Data ans…992; TAGLLLVAR

PDS 0001 (Mastercard Mapping Service Account Number)

PDS 0001 (Mastercard Mapping Service Account Number) provides either the virtual account
number/token or the primary account number in a transaction for which Mastercard®
performed the mapping service.

Attributes

Data Representation: ans…21; TAGLLLVAR

Tag Field: 0001
Length Field: 3 positions, value = 008–021
Data Field: Variable length, 8–21 positions

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 447
 Private data subelement definitions
Subfield 1 (Account Number Type)

Subfields: 2 subfields
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C
First Chargeback/1442 and Arbitration Chargeback/1442 • X C
Second Presentment/1240 • X C
Retrieval Request/1644 • X C
Retrieval Request Acknowledgment/1644 • X C
Fee Collection (Retrieval Fee Billing)/1740 • X C

The clearing system provides PDS 0001 to the issuer whenever it performs the mapping service.
This service maps a virtual card number or token to a real card number or a real card number to
a virtual card number or token. PDS 0001 is provided to the acquirer only when a PAN Mapping
Service has been performed.

Subfield 1 (Account Number Type)

PDS 0001 (Mastercard Mapping Service Account Number), subfield 1 describes the type of
account number contained in PDS 0001, subfield 2 (Account Number).

Attribute Value
Subfield ID: n-2 01
Subfield Length: n-2 02
Data Representation: ans-2
Justification: Left

Position 1 of this subfield may contain these values.

• Values 1–6 if the number in subfield 2 is a contactless account number
• Values 8 or 9 if the number in subfield 2 is a Mastercard In Control® virtual account number

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 448
 Private data subelement definitions
Subfield 1 (Account Number Type)

• Value C if the number in subfield 2 is a Mastercard Digital Enablement Service secure

element token
• Value H if the number in subfield 2 is a Mastercard Digital Enablement Service Cloud-Based
Payments token
• Value O if the number in subfield 2 is a Mastercard Digital Enablement Service Card on File
token
• Value T if the number in subfield 2 is a real card number
Within Retrieval Request/1644-603, Retrieval Request Acknowledgment/1644-605, and
Chargeback/1442 dispute messages for Mastercard In Control transactions, PDS 0001, subfield
1, position 1 will contain value T, indicating that PDS 0001, subfield 2 contains the masked real
account number. The real account number is masked according to these PCI guidelines.
• Display the first six digits.
• Fill the remaining digits of the real card number with zeros
• Display the final four digits (for example: 1234560000001234 for a 16-digit PANs or
1234560000000001234 for a 19-digit PAN).
Position 2 of this subfield contains a space if GCMS performed the mapping service using
Mastercard authorization logs. Position 2 will contain value C if GCMS performed the mapping
service using a source other than the Mastercard authorization logs. (This position will contain a
C in all retrieval and chargeback messages.)
Values for this subfield are listed in this table.

Values Description
C Space Subfield 2 contains the Mastercard Digital Enablement Service secure element
device token used at the point of sale. The account range is owned by an issuer.
Mapping was based on the authorization log.
CC Subfield 2 contains the Mastercard Digital Enablement Service secure element
device token used at the point of sale. The account range is owned by an issuer.
Mapping was based on a source other than the authorization log.
H space Subfield 2 contains the Mastercard Digital Enablement Service Cloud-Based
Payments device token used at the point of sale. The account range is owned by an
issuer. Mapping was based on the authorization log.
HC Subfield 2 contains the Mastercard Digital Enablement Service Cloud-Based
Payments device token used at the point of sale. The account range is owned by an
issuer. Mapping was based on a source other than the authorization log.
O Space Subfield 2 contains the Mastercard Digital Enablement Service Card on File token
submitted by the acquirer. The account range is owned by Mastercard. Mapping
was based on the authorization log.
OC Subfield 2 contains the Mastercard Digital Enablement Service Card on File token
submitted by the acquirer. The account range is owned by Mastercard. Mapping
was based on a source other than the authorization log.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
Subfield 1 (Account Number Type)

Values Description
TC Subfield 2 contains a primary account number. Mapping was based on a source
other than the authorization logs.
1 Subfield 2 contains a contactless account number owned by an issuer, and the
issuer is actively participating in the PayPass® Mapping Service. Every transaction
containing this account range is to be mapped. Mapping was based on the
authorization logs.
1C Subfield 2 contains a contactless account number owned by an issuer, and the
issuer is actively participating in the PayPass® Mapping Service. Every transaction
containing this account range is to be mapped. Mapping was based on a source
other than the authorization logs.
2 Subfield 2 contains a contactless account number owned by an issuer, and the
issuer is actively participating in the PayPass® Mapping Service. Not all
transactions in this issuer account range are mapped, because the issuer is phasing
in the PayPass® Mapping Service. Mapping was based on the authorization logs.
2C Subfield 2 contains a contactless account number owned by an issuer, and the
issuer is actively participating in the PayPass® Mapping Service. Not all
transactions in this issuer account range are mapped, because the issuer is phasing
in the PayPass® Mapping Service. Mapping was based on a source other than the
authorization logs.
3 Subfield 2 contains a contactless account number provided by Mastercard and is
assigned to an issuer that is actively participating in the PayPass® Mapping
Service. Mapping was based on the authorizations logs.
3C Subfield 2 contains a contactless account number provided by Mastercard and is
assigned to an issuer that is actively participating in the PayPass® Mapping
Service. Mapping was based on a source other than the authorization logs.
4 Subfield 2 contains a contactless account number provided by Mastercard and is
assigned to an issuer that is passively participating in the PayPass® Mapping
Service by permitting its cardholders to request a contactless card or device via
that website. Mapping was based on the authorization logs.
4C Subfield 2 contains a contactless account number provided by Mastercard and is
assigned to an issuer that is passively participating in the PayPass® Mapping
Service by permitting its cardholders to request a contactless card or device via the
website. Mapping was based on a source other than the authorization logs.
5 Subfield 2 contains a contactless account number provided by Mastercard and is
assigned to a merchant that sponsors the contactless card or device. The issuer is
passively participating in the PayPass® Mapping Service. Mapping was based on
the authorization logs.
5C Subfield 2 contains a contactless account number provided by Mastercard and is
assigned to a merchant that sponsors the contactless card or device. The issuer is
passively participating in the PayPass® Mapping Service. Mapping was based on a
source other than the authorization logs.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
Subfield 2 (Account Number)

Values Description
6 Subfield 2 contains a contactless account number provided by Mastercard, and
Mastercard sponsors the contactless card or device. The issuer is passively
participating in the PayPass® Mapping Service. Mapping was based on the
authorization logs.
6C Subfield 2 contains a contactless account number provided by Mastercard, and
Mastercard sponsors the contactless card or device. The issuer is passively
participating in the PayPass® Mapping Service. Mapping was based on a source
other than the authorization logs.
8 Subfield 2 contains a Mastercard In Control account number. Mapping was based
on the authorization logs.
8C Subfield 2 contains a Mastercard In Control account number. Mapping was based
on a source other than the authorization logs.
9 Subfield 2 contains the VCN used at the point of sale. Mapping was based on the
authorization log.
9C Subfield 2 contains the VCN used at the point of sale. Mapping was based on a
source other than the authorization log.

Subfield 2 (Account Number)

PDS 0001 (Mastercard Mapping Service Account Number), subfield 2 contains a virtual/token
or real account number or a primary account number.

Attribute Value
Subfield ID n-2 02
Subfield Length n-2 06–19
Data Representation n...19
Justification Left

• When issuers receive PDS 0001, this subfield always contains a virtual account number/
token.
• When acquirers receive PDS 0001, this subfield always contains a real card number.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 451
 Private data subelement definitions
PDS 0002 (GCMS Product Identifier)

PDS 0002 (GCMS Product Identifier)

PDS 0002 (GCMS Product Identifier) identifies the product recognized by GCMS for the
combination of issuer account range (part of DE 2 [Primary Account Number (PAN)]) and Card
Program Identifier.

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0002
Length Field: 3 positions, value = 003
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X M
First Chargeback/1442 and Arbitration Chargeback/1442 • X M
Second Presentment/1240 • X M
Retrieval Request/1644 • X M
Retrieval Request Acknowledgment/1644 • X C
Fee Collection (Retrieval Fee Billing)/1740 • X M

Licensed Product Identifier is provided in Fee Collection (Other)/1740 and Fee Collection
(Handling Fees)/1740 if DE 2 (Primary Account Number [PAN]) is present and the issuer
account range associated with the PAN contains a brand/product assignment that is
compatible with the brand and business service arrangement assigned to the transaction by
clearing.
The product codes in this table are representative of the credit and debit product codes
recognized by the clearing system. This table identifies the product identifier used by GCMS

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 452
 Private data subelement definitions
PDS 0002 (GCMS Product Identifier)

(PDS 0002) as well as the Licensed Product Identifier (PDS 0003). Each Licensed Product
Identifier has a different description, although multiple Licensed Product Identifier values may
be associated with a common GCMS Product Identifier.
The Product Class Override Indicator is populated by GCMS in PDS 0158 Subfield 8. The
clearing system populates subfield 8 (Product Class Override Indicator) with a Product Class
value indicating whether product class override interchange rates were used in the interchange
fee amount designated in PDS 0146 (Amount, Transaction Fees).

NOTE: Immediate Debit products begin with “T” in the GCMS Product Identifier and have “immediate”
in the description.

GCMS product identifier

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
ACS ACS Digital Debit ACS, Digital Debit
BPC BPC Bill Pay Commercial BPC, Bill Pay Commercial
BPD BPD Business Premium Debit BPD, Business Premium Debit
BPL BPL Mastercard® Business Credit Plus BPL,Mastercard® Business Credit
Plus
CIR CIR Cirrus® N/A

DWF DWF Debit Mastercard® Humanitarian DWF, Debit Mastercard®

Prepaid Humanitarian Prepaid
ETA ETA Mastercard Installment ETA: Mastercard Installment
Payments A Payments A
ETB ETB Mastercard Installment ETB: Mastercard Installment
Payments B Payments B
ETC ETC Mastercard Installment ETC: Mastercard Installment
Payments C Payments C
ETD ETD Mastercard Installment ETD: Mastercard Installment
Payments D Payments D
ETE ETE Mastercard Installment ETE: Mastercard Installment
Payments E Payments E
ETF ETF Mastercard Installment ETF: Mastercard Installment
Payments F Payments F
ETG ETG Mastercard Installment ETG: Mastercard Installment
Payments G Payments G

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 453
 Private data subelement definitions
PDS 0002 (GCMS Product Identifier)

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
ETH ETH Prepaid Installment Payments A ETH: Prepaid Installment
Payments A
ETI ETI Prepaid Installment Payments B ETI: Prepaid Installment
Payments B
ETJ ETJ Prepaid Installment Payments C ETJ: Prepaid Installment
Payments C
ETK ETK Prepaid Installment Payments D ETK: Prepaid Installment
Payments D
ETL ETL Prepaid Installment Payments E ETL: Prepaid Installment
Payments E
ETM ETM Prepaid Installment Payments F ETM: Prepaid Installment
Payments F
ETN ETN Prepaid Installment Payments G ETN: Prepaid Installment
Payments G
FIA FIA Mastercard® B2B VIP 27 FIA: Mastercard ®B2B VIP 27
FIB FIB Mastercard® B2B VIP 28 FIB: Mastercard ®B2B VIP 28
FIC FIC Mastercard® B2B VIP 29 FIC: Mastercard ®B2B VIP 29
FID FID Mastercard® B2B VIP 30 FID: Mastercard ®B2B VIP 30
FIE FIE Mastercard® B2B VIP 31 FIE:Mastercard®B2B VIP 31
FIF FIF Mastercard® B2B VIP 32 FIF: Mastercard ®B2B VIP 32
FIG FIG Mastercard® B2B VIP 33 FIG: Mastercard ®B2B VIP 33
FIH FIH Mastercard® B2B VIP 34 FIH: Mastercard ®B2B VIP 34
GCP GCP Mastercard Installments Card GCP, Mastercard Installments
Premium Card Premium
GCS GCS Mastercard Installments Card GCS, Mastercard Installments
Standard Card Standard
GPP GPP Mastercard Prepaid Installments GPP, Mastercard Prepaid
Card Premium Installments Card Premium
MAB MAB World Elite™ Mastercard® for MAB, Business World Elite
Business Card
MAC MAC Mastercard® World Elite™ MAC, Corporate World Elite
Corporate Card
MAP MAP MAP, Mastercard Commercial MAP, Mastercard Commercial
Payments Account Payments Account

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0002 (GCMS Product Identifier)

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
MAQ MAQ Mastercard® Prepaid Commercial MAQ, Mastercard® Prepaid
Payments Account Commercial Payments Account
MBA MBA Mastercard® B2B Product 2 MBA, Mastercard® B2B Product 2
MBB MBB Mastercard Prepaid Consumer MBB, Mastercard Prepaid
Consumer
MBC MBC Mastercard Prepaid Voucher MBC, Mastercard Prepaid
Voucher
MBD MBD Mastercard® Professional Debit MDB, Commercial Debit
BusinessCard Card
MBE MBE Mastercard® Electronic™ Business MCB, Corporate
Card
MBE MRB Mastercard® Prepaid Electronic™ MCB, Corporate
Business Card (Non-U.S.)
MBG MBG Mastercard® B2B Product 3 MBG, Mastercard® B2B Product 3
MBH MBH Mastercard® B2B Product 4 MBH, Mastercard® B2B Product 4
MBI MBI Mastercard® B2B Product 5 MBI, Mastercard® B2B Product 5
MBJ MBJ Mastercard® B2B Product 6 MBJ, Mastercard® B2B Product 6
MBK MBK Mastercard Black® Card MBK, Mastercard Black
MBP MBP Mastercard Corporate Prepaid MBP, Mastercard Corporate
Prepaid
MBS MBS Mastercard® B2B Product 1 MBS, Mastercard® B2B Product 1
MBW MBW World Mastercard® Black Edition, MBW, World Mastercard® Black
Debit Edition, Debit
MCB MCB Mastercard® BusinessCard Card MCB, Corporate
MCB MLC Mastercard® Micro-Business Card MCB, Corporate
MCB MPC Mastercard® Professional Card MCB, Corporate
MCB MXB Debit Card X Code MCB, Corporate
MCC MCC Mastercard® Credit Card (mixed MCC, Consumer
BIN)
MCC MHC Mastercard® Healthcare Credit MCC, Consumer
Non-Substantiated
MCC MNS Mastercard® Non Standard MCC, Consumer
MCE MCE Mastercard Electronic Card
® ™
MCC, Consumer

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 455
 Private data subelement definitions
PDS 0002 (GCMS Product Identifier)

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
MCE MED Debit Mastercard® Electronic MCC, Consumer
Card (Non-U.S.)
MCE MIB Mastercard® Electronic™ Student MCC, Consumer
Card
MCE MIH Debit Mastercard® Electronic™ MCC, Consumer
Student Card
MCE MRL Prepaid Mastercard Electronic MCC, Consumer
Commercial Card (Non-U.S.)
MCF MCF Mastercard® Fleet Card MCF, Fleet
MCF MDM Middle Market Fleet Card MCF, Fleet
MCG MCG Gold Mastercard Card
®
MCG, Consumer
MCI MCI MCI, Mastercard Select Debit MCI, Mastercard Select Debit
MCO MCO Mastercard® Corporate Card MCO, Global Certified Corporate
MCO MDQ Middle Market Corporate Card MCO, Global Certified Corporate
MCP MCP Mastercard Purchasing Card
® ®
MCP, Mastercard Purchasing
Card
MCP MDN Middle Market Purchasing Card MCP, Mastercard Purchasing
Card
MCS MCS Standard Mastercard® Card MCC, Consumer
MCS MCU Unembossed Mastercard® Card MCC, Consumer
MCS MIC Mastercard Student Card
®
MCC, Consumer
MCS MIG Unembossed Mastercard® MCC, Consumer
Student Card
MCS MIJ Debit Mastercard® Unembossed MCC, Consumer
Non-U.S. Student Card
MCS MIU Debit Mastercard® Unembossed MCC, Consumer
(Non-U.S.)
MCS MSD Mastercard Deferred Debit MCC, Consumer
Consumer
MCT MCT Titanium Mastercard® Card MCT, Titanium
MCW MCW World Mastercard® Card MCW, World
MCW MWP Mastercard® World Prepaid MCW, Mastercard® World
MCW WMR World Mastercard® Rewards MCW, World

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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PDS 0002 (GCMS Product Identifier)

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
MDB MDB Debit Mastercard® BusinessCard MDB, Commercial Debit
Card
MDG MDG Gold Debit Mastercard® Card MDG, Debit Mastercard Gold
MDG MXG Gold Debit Mastercard Card
®
MDG, Debit Mastercard Gold
MDH MDH Debit Other Embossed MDH, Debit World
Mastercard® Card
MDH WDR World Debit Mastercard® MDH, World Debit
Rewards
MDJ MDJ Debit Mastercard® (Enhanced) MDJ, Debit Mastercard®
(Enhanced)
MDO MDO Debit Other DMC, Debit Mastercard
MDO MXO Debit Card Other DMC, Debit Mastercard
MDP MDP Platinum Debit Mastercard® Card MDP, Debit Mastercard Platinum
MDP MEP Premium Debit Mastercard® Card MDP, Debit Mastercard Platinum
MDP MUP Premium Debit Unembossed MDP, Debit Mastercard Platinum
Mastercard® Card
MDP MXP Platinum Debit Mastercard® Card MDP, Debit Mastercard Platinum
MDR MXR Debit Card Brokerage DMC, Debit Mastercard
MDS MDS Debit Mastercard® Card DMC, Debit Mastercard
MDS MDU Debit Unembossed Mastercard ®
DMC, Debit Mastercard
Card
MDS MID Debit Unembossed Mastercard® DMC, Debit Mastercard
Student Card
MDS MIS Debit Mastercard® Student Card DMC, Debit Mastercard
MDS MPQ Mastercard® Prepaid Debit DMC, Debit Mastercard
Standard, Government Disaster
Relief
MDS MXS Standard Debit Mastercard® DMC, Debit Mastercard
Card
MDT MDT Commercial Debit Mastercard® MDT, Business Debit
Card
MDW MDW MDW, (World Elite™ Debit MDW, (World Elite™ Debit
Mastercard®) Mastercard®)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0002 (GCMS Product Identifier)

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
MDW MDW MDW, (World Black™ Debit [LAC MDW, (World Black™ Debit [LAC
region excluding Mexico]) region excluding Mexico])
MEB MEB Mastercard® Executive MEB, Corporate
BusinessCard Card
MEO MEO Mastercard® Corporate Executive MEO, Corporate
Card
MES MES Mastercard Enterprise Solution MES, Mastercard Enterprise
Solution
MET MET Titanium Debit Mastercard® Card MET, Titanium Debit Mastercard®
Card
MGF MGF Mastercard® Government MCF, Fleet
Commercial Card
MGP MGP Mastercard® Prepaid Gold Payroll MGP, Mastercard®Prepaid Gold
Payroll
MGS MGS Platinum Mastercard®Prepaid MGS, Platinum Mastercard
General Spend Prepaid General Spend
MHA MHA Mastercard® Healthcare Prepaid MPM, Prepaid Mastercard
Non-Tax Consumer
MHB MHB Mastercard® HSA Substantiated MPM, Prepaid Mastercard
Consumer
MHH MHH Mastercard® HSA Non- MPM, Prepaid Mastercard
Substantiated Consumer
MIO MIO Mastercard Pay & Split MIO, Mastercard Pay & Split
MIP MIP Mastercard® Prepaid Student MPG, Debit Mastercard Prepaid
Card
MIU MIU Debit Mastercard® Unembossed MIU, Debit Mastercard
(Non-U.S.) Unembossed (Non-U.S.)
MKA MKA Digital Gold Debit MKA, Digital Gold Debit
MKB MKB Digital Platinum Debit MKB, Digital Platinum Debit
MKC MKC Digital World Debit MKC, Digital World Debit
MKD MKD Digital World Elite Debit MKD, Digital World Elite Debit
MKE MKE Digital Platinum MKE, Digital Platinum
MKF MKF Digital World MKF, Digital World
MKG MKG Digital World Elite MKG, Digital World Elite

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0002 (GCMS Product Identifier)

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
MKH MKH Digital World Elite Exclusive MKH, Digital World Elite Exclusive
MLA MLA Mastercard® Central Travel MLA, Mastercard® Central Travel
Solutions Air Card Solutions Air Card
MLB MLB MLB, Mastercard Brazil Benefit MLB, Mastercard Brazil Benefit
for Home Improvement for Home Improvement
MLD MLD Mastercard Distribution Card MLD, Mastercard Distribution
Card
MLE MLE MLE, Mastercard Brazil General MLE, Mastercard Brazil General
Benefits Benefits
MLF MLF MLF, (Mastercard Agro) MLF, Mastercard Agro
MLL MLL Mastercard Central Travel
®
MLL, Mastercard® Central Travel
Solutions Land Card Solutions Land Card
MNF MNF Mastercard® Public Sector MCF, Fleet
Commercial Card
MNW MNW Mastercard® World Card MNW, new World
MOC MOC Standard Maestro® Social MOC, Standard Maestro® Social
MPA MPA Mastercard® Prepaid Debit MPM, Prepaid Mastercard
Standard, Payroll Consumer
MPB MPB Mastercard® Preferred Business MCO, Global Certified Corporate
Card
MPD MPD Mastercard® Flex Prepaid MPD, Mastercard Flex Prepaid
MPE MPE Name for GCMS Product ID MPE MPE, Name for GCMS Product ID
MPE
MPF MPF Mastercard® Prepaid Debit MPM, Prepaid Mastercard
Standard, Gift Consumer
MPG MPG Debit Mastercard® Standard MPG, Debit Mastercard Prepaid
Prepaid, General Spend
MPG MUS Prepaid Unembossed MPG, Debit Mastercard Prepaid
Mastercard® Card
MPJ MPJ Mastercard Debit Prepaid Meal MPJ, Mastercard Debit Prepaid
Vouchers Meal Vouchers
MPL MPL Platinum Mastercard® Card MPL, Consumer
MPM MPM Mastercard® Prepaid Debit MPM, Prepaid Mastercard
Standard, Consumer Incentive Consumer

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0002 (GCMS Product Identifier)

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
MPN MPN Mastercard® Prepaid Debit MPM, Prepaid Mastercard
Standard, Insurance Consumer
MPO MPO Mastercard® Prepaid Debit MPM, Prepaid Mastercard
Standard, Other Consumer
MPP MFR Mastercard® Commercial Reward MPG, Debit Mastercard Prepaid
Funding
MPP MPP Mastercard® Prepaid Card MPG, Debit Mastercard Prepaid
MPR MPR Mastercard® Prepaid Debit MPM, Prepaid Mastercard
Standard, Travel Consumer
MPT MPT Mastercard® Prepaid Debit MPM, Prepaid Mastercard
Standard, Teen Consumer
MPV MPV Mastercard® Prepaid Debit MPM, Prepaid Mastercard
Standard, Government Consumer
MPW MPW Debit Mastercard® BusinessCard MPW, Mastercard Prepaid
Prepaid Workplace Business to Commercial
Business
MPX MPX Mastercard® Prepaid Debit MPM, Prepaid Mastercard
Standard, Flex Benefit Consumer
MPY MPY Mastercard® Prepaid Debit MPM, Prepaid Mastercard
Standard, Employee Incentive Consumer
MRC MIK Mastercard® Electronic™ Prepaid MRG, Mastercard Prepaid,
Student Card Consumer
MRC MRC Prepaid Mastercard® Electronic™ MRG, Mastercard Prepaid,
Card (Non-U.S.) Consumer
MRD MRD Platinum Debit Mastercard® MRD, Platinum Debit Mastercard
Prepaid General Spend Prepaid General Spend
MRF MRF European Regulated Individual MRF, European Regulated
Pay Individual Pay
MRG MIL Prepaid Unembossed MRG, Mastercard Prepaid,
Mastercard® Student Card (Non- Consumer
U.S.)
MRG MRG Mastercard® Prepaid Card (Non- MRG, Mastercard Prepaid,
U.S.) Consumer
MRG MRS Prepaid Mastercard® Student MRG, Mastercard Prepaid,
Card Consumer

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 460
 Private data subelement definitions
PDS 0002 (GCMS Product Identifier)

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
MRH MRH Mastercard® Platinum Prepaid MRH, Mastercard Platinum
Travel Card Prepaid Travel Card
MRJ MRJ Mastercard Prepaid Meal MRJ, Mastercard Prepaid Meal
Vouchers Vouchers
MRK MRK Prepaid Mastercard® Public MRW, Mastercard Prepaid,
Sector Commercial Card Commercial
MRL MRL Mastercard Prepaid Business MRL, Mastercard Prepaid
Preferred Business Preferred
MRO MRO Mastercard® Rewards Only MRO, Mastercard Rewards Only
MRW MRW Prepaid Mastercard® Business MRW, Mastercard Prepaid,
Card (Non-U.S.) Commercial
MSB MSB Maestro® Small Business Card MSB, Maestro Small Business
MSG MSG Prepaid Maestro® Consumer MSO, Maestro Prepaid,
Reloadable Card Consumer
MSG OLR Prepaid Maestro® Consumer MSG, Prepaid Maestro®
Reloadable Card Consumer Reloadable Card
MSI MSI Maestro® Card MSI, Maestro
MSI MSS Maestro Student Card
®
MSI, Maestro
MSJ MSJ Maestro Prepaid Meal Vouchers MSJ, Maestro Prepaid Meal
Vouchers
MSM MSM Maestro® Prepaid Consumer MSO, Maestro Prepaid,
Promotion Card Consumer
MSO MSO Maestro® Prepaid Other Card MSO, Maestro Prepaid,
Consumer
MSP MSP Muse Mastercard™ MSP, Muse Mastercard™
MSW MSW Prepaid Maestro® Corporate MSW, Maestro Prepaid,
Card Commercial
MTA MTA Mastercard® B2B Product 7 MTA: Mastercard® B2B Product 7
MTB MTB Mastercard® B2B Product 8 MTB: Mastercard® B2B Product 8
MTC MTC Mastercard® B2B Product 9 MTC: Mastercard® B2B Product
9
MTD MTD Mastercard® B2B Product 10 MTD: Mastercard® B2B Product
10

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 461
 Private data subelement definitions
PDS 0002 (GCMS Product Identifier)

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
MTE MTE Mastercard® B2B Product 11 MTE: Mastercard® B2B Product
11
MTF MTF Mastercard® B2B Product 12 MTF: Mastercard® B2B Product
12
MTG MTG Mastercard® B2B Product 13 MTG: Mastercard® B2B Product
13
MTH MTH Mastercard® B2B Product 14 MTH: Mastercard® B2B Product
14
MTI MTI Mastercard® B2B Product 15 MTI: Mastercard® B2B Product
15
MTJ MTJ Mastercard® B2B Product 16 MTJ: Mastercard® B2B Product
16
MTK MTK Mastercard® B2B Product 17 MTK: Mastercard® B2B Product
17
MTL MTL Mastercard® B2B Product 18 MTL: Mastercard® B2B Product
18
MTM MTM Mastercard® B2B Product 19 MTM: Mastercard® B2B Product
19
MTN MTN Mastercard® B2B Product 20 MTN: Mastercard® B2B Product
20
MTO MTO Mastercard® B2B Product 21 MTO: Mastercard® B2B Product
21
MTP MTP Mastercard® Platinum Prepaid MTP, Mastercard Platinum
Travel Card Prepaid Travel Card
MTQ MTQ Mastercard® B2B Product 22 MTQ: Mastercard® B2B Product
22
MTR MTR Mastercard® B2B Product 23 MTR: Mastercard® B2B Product
23
MTS MTS Mastercard® B2B Product 24 MTS: Mastercard® B2B Product
24
MTT MTT Mastercard® B2B Product 25 MTT: Mastercard® B2B Product
25
MTU MTU Mastercard® B2B Product 26 MTU: Mastercard® B2B Product
26

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0002 (GCMS Product Identifier)

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
MTV MTV Mastercard® B2B Product 27 MTV: Mastercard® B2B Product
27
MVA MVA Mastercard® B2B VIP 1 MVA, Mastercard® B2B VIP 1
MVB MVB Mastercard® B2B VIP 2 MVB, Mastercard® B2B VIP 2
MVC MVC Mastercard® B2B VIP 3 MVC, Mastercard® B2B VIP 3
MVD MVD Mastercard® B2B VIP 4 MVD, Mastercard® B2B VIP 4
MVE MVE Mastercard® B2B VIP 5 MVE, Mastercard® B2B VIP 5
MVF MVF Mastercard® B2B VIP 6 MVF, Mastercard® B2B VIP 6
MVG MVG Mastercard® B2B VIP 7 MVG, Mastercard® B2B VIP 7
MVH MVH Mastercard® B2B VIP 8 MVH, Mastercard® B2B VIP 8
MVI MVI Mastercard® B2B VIP 9 MVI, Mastercard® B2B VIP 9
MVJ MVJ Mastercard® B2B VIP 10 MVJ, Mastercard® B2B VIP 10
MVK MVK Mastercard® B2B VIP 11 MVK, Mastercard® B2B VIP 11
MVL MVL Mastercard® B2B VIP 12 MVL, Mastercard® B2B VIP 12
MVM MVM Mastercard® B2B VIP 13 MVM, Mastercard® B2B VIP 13
MVN MVN Mastercard® B2B VIP 14 MVN, Mastercard® B2B VIP 14
MVO MVO Mastercard® B2B VIP 15 MVO: Mastercard ®B2B VIP 15
MVP MVP Mastercard® B2B VIP 16 MVP: Mastercard ®B2B VIP 16
MVQ MVQ Mastercard® B2B VIP 17 MVQ: Mastercard ®B2B VIP 17
MVR MVR Mastercard® B2B VIP 18 MVR: Mastercard ®B2B VIP 18
MVS MVS Mastercard® B2B VIP 19 MVS: Mastercard ®B2B VIP 19
MVT MVT Mastercard® B2B VIP 20 MVT: Mastercard ®B2B VIP 20
MVU MVU Mastercard® B2B VIP 21 MVU: Mastercard ®B2B VIP 21
MVV MVV Mastercard® B2B VIP 22 MVV: Mastercard ®B2B VIP 22
MVW MVW Mastercard® B2B VIP 23 MVW: Mastercard ®B2B VIP 23
MVX MVX Mastercard® B2B VIP 24 MVX: Mastercard ®B2B VIP 24
MVY MVY Mastercard® B2B VIP 25 MVY: Mastercard ®B2B VIP 25
MVZ MVZ Mastercard® B2B VIP 26 MVZ: Mastercard ®B2B VIP 26
MWB MWB World Mastercard® for Business MWB, Business World
Card

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 Private data subelement definitions
PDS 0002 (GCMS Product Identifier)

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
MWE MWE World Elite Mastercard® Card MWE, World Elite
Mastercard®Card
MWF MWF Mastercard® Humanitarian MWF, Mastercard® Humanitarian
Prepaid Prepaid
MWO MWO Mastercard® Corporate World MWO, Corporate World
Card
MWP MWP Mastercard World Prepaid MWP, Mastercard World Prepaid
OLB OLB Maestro® Small Business, OLB, Maestro Small Business,
Delayed Debit Delayed Debit
OLS OLS Maestro®, Delayed Debit OLS, Maestro Delayed Debit
PMC PMC Proprietary Credit Card (Sweden PMC, Proprietary Credit
domestic)
PMD PMD Proprietary Debit Card (Sweden PMD, Proprietary Card Debit
domestic)
PSC PSC Common Proprietary Swedish PSC, Common Proprietary Credit
Credit Card
PSD PSD Common Proprietary Swedish PSD, Common Proprietary Debit
Debit Card
PVA PVA Private Label A PVA, Private Label A
PVB PVB Private Label B PVB, Private Label B
PVC PVC Private Label C PVC, Private Label C
PVD PVD Private Label D PVD, Private Label D
PVE PVE Private Label E PVE, Private Label E
PVF PVF Private Label F PVF, Private Label F
PVG PVG Private Label G PVG, Private Label G
PVH PVH Private Label H PVH, Private Label H
PVI PVI Private Label I PVI, Private Label I
PVJ PVJ Private Label J PVJ, Private Label J
PVL PVL Private Label L PVL, Private Label L
SAP SAP Platinum Mastercard® Salary– SAP, Platinum Mastercard®
Immediate Debit Salary: Immediate Debit
SAS SAS Standard Mastercard® Salary– SAS, Standard Mastercard®
Immediate Debit Salary: Immediate Debit

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 Private data subelement definitions
PDS 0002 (GCMS Product Identifier)

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
SBJ SBJ Prepaid Installment Payments H SBJ: Prepaid Installment
Payments H
SBK SBK Prepaid Installment Payments I SBK: Prepaid Installment
Payments I
SBP SBP Small Business Prepaid SBP, Small Business Prepaid
SPP SPP Mastercard Installment SPP: Mastercard Installment
Payments P Payments P
SPS SPS Mastercard Installment SPS: Mastercard Installment
Payments S Payments S
SUR SUR Prepaid Unembossed MRG, Mastercard Prepaid,
Mastercard® Card (Non-U.S.) Consumer
TCB TCB Mastercard® Executive Business TCB, Mastercard Corporate,
Card, Immediate Debit Immediate Debit
TCB TPC Mastercard® Professional Card, TCB, Mastercard Corporate,
Immediate Debit Immediate Debit
TCC TCC Mastercard® (mixed BIN), TCC, Mastercard Consumer,
Immediate Debit Immediate Debit
TCE TCE Mastercard® Electronic™, TCC, Mastercard Consumer,
Immediate Debit Immediate Debit
TCE TIB Mastercard® Electronic™ Student TCC, Mastercard Consumer,
Card, Immediate Debit Immediate Debit
TCG TCG Gold Mastercard® Card, TCC, Mastercard Consumer,
Immediate Debit Immediate Debit
TCO TCO Mastercard® Corporate, TCO, Global Certified Corporate,
Immediate Debit Immediate Debit
TCO TLA Mastercard® Central Travel TCO, Global Certified Corporate,
Solutions Air, Immediate Debit Immediate Debit
TCS TCS Mastercard® Standard Card, TCC, Mastercard Consumer,
Immediate Debit Immediate Debit
TCS TIC Mastercard® Student Card, TCC, Mastercard Consumer,
Immediate Debit Immediate Debit
TCS TIU Mastercard® Unembossed, TCC, Mastercard Consumer,
Immediate Debit Immediate Debit
TCW TCW World Signia Mastercard® Card, TCW, Mastercard World Signia,
Immediate Debit Immediate Debit

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 Private data subelement definitions
PDS 0003 (Licensed Product Identifier)

Licensed
GCMS Product Product
Identifier (PDS Identifier (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
TEB TEB Mastercard® Executive TEB, Mastercard Corporate,
BusinessCard Card Immediate Debit
TNW TNW Mastercard® New World, TNW, Mastercard New World,
Immediate Debit Immediate Debit
TPB TPB Mastercard® Preferred Business TCO, Global Certified Corporate,
Card, Immediate Debit Immediate Debit
TPL TPL Platinum Mastercard®, TCC, Mastercard Consumer,
Immediate Debit Immediate Debit
TWB TWB World Mastercard® Black Edition, TWB, World Mastercard® Black
Immediate Debit Edition, Immediate Debit
WBE WBE World Mastercard® Black Edition WBE, World Mastercard® Black
Edition
WPD WPD Mastercard® World Prepaid Debit WPD, World Prepaid Debit

PDS 0003 (Licensed Product Identifier)

Licensed Product Identifier (PDS 0003) identifies the actual product code assigned by
Mastercard when licensing the combination of issuer account range (part of DE 2 [Primary
Account Number (PAN)]) and Card Program Identifier.

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0003
Length Field: 3 positions, value = 003
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0003 (Licensed Product Identifier)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X M
First Chargeback/1442 and Arbitration Chargeback/1442 • X M
Second Presentment/1240 • X M
Retrieval Request/1644 • X M
Retrieval Request Acknowledgment/1644 • X M
Fee Collection (Retrieval Fee Billing)/1740 • X M

Issuers that participate in the Mastercard Product Graduation program, should refer to the
Account Level Management Manual for details on how PDS 0003 will be populated.
For issuers that participate in the Mastercard Product Graduation program, PDS 0003 will be
populated on the basis of whether the transactions are qualified or non-qualified, as follows.
For qualified transactions authorized via the Mastercard Network, this field will reflect the
product identifier associated with the graduated account number. For a transaction to qualify,
all the conditions in this list must be met:
• Transaction qualifies for the U.S. intraregional business service arrangement (2/010001).
• Transaction type must be equal to:
– DE 3 (Processing Code), subfield 1 (Cardholder Transaction Type) = 00 (Purchase [Goods
and Services])
– DE 3, subfield 1 = 09 (Purchase [Goods and Services] with Cash Back)
– DE 3, subfield 1 = 18 (Unique Transaction)
For non-qualified transactions, this field identifies the Licensed Product Identifier according to
the licensed product associated with the issuer account range. Non-qualified transactions are
defined as follows:
• Transactions not authorized through the Mastercard Network
• Transactions that do not meet all of the conditions defined for qualified transactions
For issuers that participate in the Canada Consumer Product Monitoring service, PDS 0003 is
populated as follows:
• For qualified transactions authorized using the Mastercard Network, this field reflects the
product code of the registered PAN.
• For non-qualified transactions, this field identifies the Licensed Product Identifier according
to the licensed product associated with the issuer account range. Non-qualified transactions
are listed as follows:

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 Private data subelement definitions
PDS 0004 (Funding Account Information)

– Transactions not authorized through the Mastercard Network.

– Transactions that do not meet all of the conditions defined for ALM Canada Consumer
Product Monitoring qualified transactions.
• For Canada Consumer Product Monitoring transactions, the Clearing Platform will populate
PDS 0003 (Licensed Product Identifier) with the product code registered in ALM for the PAN.
This is dependent upon the acquirers providing DE 63 in the clearing message based on what
was received in the authorization message. If the clearing message from the acquirer does
not contain DE 63, then ALM processes will not be applied and PDS 0003 will be populated
based upon the product code associated with the account range in IP0040T1 (Issuer Account
Range).

PDS 0004 (Funding Account Information)

PDS 0004 (Funding Account Information) identifies the Funding Source and Account Number of
the funding source.

Attributes

Data Representation: an...36; TAGLLLVAR

Tag Field: 0004
Length Field: 3 positions, value = 003–036
Data Field: Variable length, 3–36 positions
Subfields: 2 subfields
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

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 Private data subelement definitions
Subfield 1 (Funding Source)

Requirements
PDS 0004 must be present on Payment Transactions (Processing code = 28) when Transaction
Type Identifier (PDS 0043) has a value C67 and the Interchange Rate Designator is a
Mastercard Merchant Presented (MPQR) (PDS 0158, subfield 4 is value QR).

Subfield 1 (Funding Source)

PDS 0004 (Funding Account Information), subfield 1 contains the information representing the
transaction funding source.

Attributes

Subfield ID n-2 01
Subfield Length n-2 02
Data Representation n-2
Justification N/A

Subfield 1 must be present and contain one of the valid values listed in this table.

Values

Values Description
01 Credit
02 Debit
03 Prepaid
04 Deposit Account
05 Mobile Money Account
06 Cash
07 Other

In the Asia/Pacific region, funding sources are limited to Mastercard® cards. In subfield 1, values
04, 05, 06, and 07 are not applicable.

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 Private data subelement definitions
Subfield 2 (Sender Account Number)

Subfield 2 (Sender Account Number)

PDS 0004 (Funding Account Information), subfield 2 indicates the account number of the
sender.

Attribute Value
Subfield ID n-2 02
Subfield Length 34
Data Representation an...34
Justification Left

Subfield 2 must be present, numeric, cannot contain all zeros, and cannot exceed a length of 20.
Subfield 2 is a variable length field with a length value 01 - 34, however, the maximum length
will be restricted to 20.

PDS 0005 (Message Error Indicator)

PDS 0005 (Message Error Indicator) identifies the location, severity, and general description of
data element errors in a message.

Attributes

Data Representation: ans...140; TAGLLLVAR

Tag Field: 0005
Length Field: 3 positions, value = 014–140
Data Field: Variable length, 14–140 positions in increments of
14
Subfields: 4 fixed-length subfields for each error occurrence
Occurrences: 1–10
Justification: Left or N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0005 subfields

Usage

Message Type Identifier Org Sys Dst

Retrieval Request/1644 • X C
Retrieval Request Acknowledgment/1644 • X C
Message Exception/1644 and File Reject/1644 • X M

The clearing system provides PDS 0005 in Message Exception/1644 and File Reject/1644
messages to indicate the location of fatal or non-fatal errors in messages that it processed.
The clearing system may report up to a maximum of 10 exception conditions detected in a
message.

PDS 0005 subfields

The clearing system reports each exception condition using four subfields.

Justificati
Number Positions Name Attribute on
1 1–5 Data Element ID an-5 left
2 6–7 Error Severity Code n-2 N/A
3 8–11 Error Message Code an-4 N/A
4 12–14 Subfield ID n-3 N/A

The clearing system repeats the subfield format from 1 to 10 times in PDS 0005 to report a
maximum of 10 error conditions in a single message.

Subfield 1 (Data Element ID)

Subfield 1 (Data Element ID) identifies the ISO data element or PDS where the error occurred.
ISO data elements are identified with the prefix D. This is followed by the data element number
right-justified with leading zeros so that the number fills four positions. For example, D0003
indicates DE 3, D0100 indicates DE 100, and so on.
PDSs are identified with the prefix P followed by the four-digit tag ID. For example, P0002
indicates PDS 0002, P0146 indicates PDS 0146, and so on.
This subfield may contain spaces if the error is a general error not related to a specific data
element or PDS.

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 Private data subelement definitions
PDS 0006 (Applied Business Service Arrangement)

Subfield 2 (Error Severity Code)

Subfield 2 (Error Severity Code) indicates the severity of the error the clearing system detects.
Errors may affect the clearing system or destination processor’s ability to process a message
successfully (fatal error).

Subfield 2 (Error Severity Code)

Value Description
00 Fatal Error; invalid or incomplete data was encountered that
prevented the clearing system from processing the transaction.
01–25 Local domestic reason codes

Subfield 3 (Error Message Code)

Subfield 3 (Error Message Code) is a four-digit value that refers to a specific edit error message
to identify the error condition.

Subfield 4 (Subfield ID)

Subfield 4 (Subfield ID) holds the three-position subfield ID of the element in error. This subfield
will contain zeros if the element in error is not defined with subfields.

PDS 0006 (Applied Business Service Arrangement)

PDS 0006 (Applied Business Service Arrangement) identifies, for a rejected message, the card
program identifier, and business service arrangement for which the transaction was being
evaluated at the time of the rejection.
This PDS is included in a Message Exception/1644 message when a message fails an edit not
related to the selection of the acceptance brand and business service arrangement information.

Attributes

Data Representation: ans-10; TAGLLL

Tag Field: 0006
Length Field: 3 positions, value = 010
Data Field: Fixed length, 010 positions
Subfields: 3
Justification: Left

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 Private data subelement definitions
PDS 0006 subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Message Exception/1644 • X C

PDS 0006 subfields

This PDS consists of three subfields.

Justificati
Number Positions Name Attribute on
1 1–3 Card Program Identifier ans-3 left
2 4 Business Service Arrangement Type Code ans-1 left
3 5–10 Business Service ID Code ans-6 left

Subfield 1 (Card Program Identifier)

Subfield 1 (Card Program Identifier) is a three-character code that identifies the card program
or financial network to which a transaction belongs.
Refer to PDS 0158 (Business Activity) in this chapter for a list of valid values for subfield 1.

Subfield 2 (Business Service Arrangement Type Code)

Subfield 2 (Business Service Arrangement Type Code) is a one-position numeric value that
identifies the interchange relationship between the transaction’s participants. These business
service arrangement type codes are supported by the clearing system.

Value Description
1 Interregional
2 Intraregional
3 Intercountry
4 Intracountry
8 Member-to-member

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 Private data subelement definitions
PDS 0010 (Currency Rate Service)

Subfield 3 (Business Service ID Code)

Subfield 3 (Business Service ID Code) is a six-position value that identifies the business service
assigned to the transaction for rulings and reconciliation. See PDS 0158 (Business Activity),
subfield 3 for the Business Service ID code format.

PDS 0010 (Currency Rate Service)

PDS 0010 (Currency Rate Service) identifies transactions eligible for a Currency Rate Service
when calculating DE 6 (Amount, Cardholder Billing).

Attributes

Data representation an...7; TAGLLLVAR

Tag field 0010
Length field 3 positions, value = 001–007
Data field Variable length, 1–7 positions
Subfields 2
Justification See "Subfields"

Usage

Message Org Sys Dst

First Presentment/1240 • X C

Application notes
The Clearing system provides PDS 0010 to the issuer if the account range participates in the
Currency Rate service and the transaction qualifies for the service.

Subfield 1 (Currency Rate Service Applied)

The Clearing system inserts PDS 0010, subfield 01 (Currency Rate Service Applied) if the
account range participates in the Currency Rate service and the transaction qualifies for the
service.

Attributes

Field Attribute Value

Subfield ID 1

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 Private data subelement definitions
Subfield 2 (Currency Rate Date)

Field Attribute Value

Subfield length 1
Data representation a-1 Y (Yes)
N (No)

Justification N/A

Values

Value Description
Y (Yes) The issuer is registered for the currency rate service
and Clearing applied the service to this transaction.
N (No) The issuer is registered for the currency rate service
but Clearing did not apply the service to this
transaction.

Subfield 2 (Currency Rate Date)

PDS 0010, subfield 02 (Currency Rate Date) in format YYMMDD provides the FX rate date used
to calculate DE 6 (Amount, Cardholder Billing).
Subfield 2 will be present only if subfield 1 equals Y.

Attributes

Field Attribute Value

Subfield ID 2
Subfield length 6
Data representation n-6 YYMMDD
Justification N/A

Values

Value Description
Date field YYMMDD format

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 Private data subelement definitions
PDS 0011 (Mastercard Mapping Service Virtual Card Number)

PDS 0011 (Mastercard Mapping Service Virtual Card Number)

PDS 0011 (Mastercard Mapping Service Virtual Card Number) provides the virtual card number
in a transaction for which Mastercard performed the mapping service.

Attributes

Data representation ans…21; TAGLLLVAR

Tag field 0011
Length field 3 positions, value = 008–021
Data field Variable length, 8–21 positions
Subfields 2 subfields
Justification N/A

Usage

Message type identifier Org Sys Dst

First Presentment/1240 • X C
Second Presentment/1240 • X C

Application notes
The Clearing system provides PDS 0011 to the issuer whenever it performs the mapping for a
token that has an associated virtual card number.

Subfield 1 (Virtual Card Number Type)

PDS 0011, subfield 01 (Virtual Card Number Type) describes the type of account number
contained in PDS 0011, subfield 02 (Virtual Card Number).

Attributes

Attribute Value
Subfield ID n-2 01
Subfield length n-2 02
Data representation ans-2
Justification Left

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 Private data subelement definitions
Subfield 2 (Virtual Card Number)

Values

Values Description
8C Subfield 02 contains a Mastercard In Control
virtual card number. Mapping was based on a
source other than the authorization logs.

Subfield 2 (Virtual Card Number)

PDS 0011, subfield 02 (Virtual Card Number) contains a virtual card number.

Attributes

Attribute Value
Subfield ID n-2 02
Subfield length n-2 06-19
Data representation n...19
Justification Left

When issuers receive PDS 0011, this subfield always contains a virtual card number.

PDS 0014 (Digital Account Reference Number)

PDS 0014 (Digital Account Reference Number) is provided in a Mastercard Merchant Presented
QR (MPQR) payment transaction to allow receiving institutions the ability to initiate a refund to
the consumer via the originating institution.

Attributes

Data Representation: n…19; TAGLLVAR

Tag Field: 0014
Length Field: 3 positions, value = 006–019
Data Field: Variable length, 6–19 positions
Subfields: None
Justification: None

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 Private data subelement definitions
PDS 0015 (Clearing Currency Conversion Identifier)

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O X C

PDS 0015 (Clearing Currency Conversion Identifier)

PDS 0015 (Clearing Currency Conversion Identifier) provides the information of the effective
date of the Currency Conversion Rate File T057 used for currency conversion by the Mastercard
Clearing System.

Attributes

Data Representation: an-7; TAGLLL

Tag Field: 0015
Length Field: 3 positions, value = 007
Data Field: Fixed length, 7 positions
Subfields: 2
Justification: See subfields

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X M
s1 Currency Conversion Date • X M
s2 Currency Conversion Indicator • X M
First Chargeback/1442 • X M

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IPM Clearing Formats • 16 April 2024 478
 Private data subelement definitions
Subfield 1 (Currency Conversion Date)

Message Type Identifier Org Sys Dst

Arbitration Chargeback/1442 • X M
s1 Currency Conversion Date • X M
s2 Currency Conversion Indicator • X M
Second Presentment/1240 • X M
s1 Currency Conversion Date • X M
s2 Currency Conversion Indicator • X M
Fee Collection (Retrieval Fee Billing)/1740 • X M
s1 Currency Conversion Date • X M
s2 Currency Conversion Indicator • X M
Fee Collection (Handling Fees)/1740 • X M
s1 Currency Conversion Date • X M
s2 Currency Conversion Indicator • X M
Fee Collection (Other than Retrieval Fee Billing/Handling • X M
Fees)1740
s1 Currency Conversion Date • X M
s2 Currency Conversion Indicator • X M

Subfield 1 (Currency Conversion Date)

PDS 0015 (Clearing Currency Conversion Indicator), subfield 1 (Currency Conversion Date)
contains the effective date of the Currency Conversion Rate File T057 applied for processing.
The value in this subfield is in YYMMDD format.

Attributes

Field Attribute Value

Subfield ID n-2 01
Subfield Length n-2 06
Data Representation n-6; YYMMDD
Jusitification Right

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 Private data subelement definitions
Subfield 2 (Currency Conversion Indicator)

Subfield 2 (Currency Conversion Indicator)

PDS 0015 (Clearing Currency Conversion Identifier), subfield 2 (Currency Conversion Indicator)
indicates whether the Currency Conversion Rate File T057 applicable to the clearing record was
effective at the time of authorization or at the time of business processing.

Attributes

Attribute Value
Subfield ID n-2 02
Subfield Length n-2 01
Data Representation an-1
Justification N/A

Values

Value Description
0 Transaction not eligible for use of the currency conversion rate effective at the
time of authorization processing hence GCMS Central site processing date
rates applied for currency conversion.
1 Authorization processing date rates applied for currency conversion rates
applied for currency conversion.
2 GCMS Central site processing date rates applied for currency conversion.

PDS 0016 (Digital Service Provider)

PDS 0016 (Digital Service Provider) provides visibility to either the third-party entity that
facilitated a tokenized transaction or the entity that authenticated the cardholder in a remote
commerce transaction.

Attributes

Attribute Description
Data Representation AN-10; TAGLLLVAR
Length Field 10 positions, value=010
Data Field Fixed length

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 Private data subelement definitions
Subfield 1 (Digital Service Provider ID 1)

Attribute Description
Subfields Subfield 1 (Digital Service Provider ID 1)
Subfield 2 (Digital Service Provider ID 2)

Justification Left

Usage
Whether the usage is mandatory, conditional, optional, system-provided, or not required is as
noted for each applicable message.

Message Org Sys Dst

First Presentments/ . X C
1240

Application notes
The clearing system populates values in PDS 0016 in First Presentment/1240 messages only
when the issuer has opted for the service to receive it.

Subfield 1 (Digital Service Provider ID 1)

PDS 0016, subfield 1 (Digital Service Provider ID 1) identifies the Digital Service Provider type
and entity.

Attributes

Attribute Value
Data representation an-5
Data field Contents of position 5
Justification Left

Values

Positions Description Values

1 Digital Service Provider Type F: Facilitator
A: Authenticator

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 Private data subelement definitions
Subfield 2 (Digital Service Provider ID 2)

Positions Description Values

2-5 Digital Service Provider Identifier A list of available IDs is in the
MDES Issuer Implementation
Guide available on TRC.

Subfield 2 (Digital Service Provider ID 2)

PDS 0016, subfield 2 (Digital Service Provider ID 2) identifies the Digital Service Provider type
and entity.

Attributes

Attribute Value
Data representation an-5
Data field Contents of position 5
Justification Left

Values

Positions Description Values

6 Digital Service Provider Type F: Facilitator
A: Authenticator

7-10 Digital Service Provider Identifier A list of available IDs is in the

MDES Issuer Implementation
Guide available on TRC.

PDS 0017 (Transaction Integrity Class)

PDS 0017 (Transaction Integrity Class) may optionally be provided when the transaction
integrity class value is received from the authorization platform.

Attributes

Data Representation: an–2; TAGLLL

Tag Field: 0017

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 Private data subelement definitions
PDS 0017 (Transaction Integrity Class)

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions
Subfields: N/A
Justification: Left

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • O
First Chargeback/1442 and Arbitration Chargeback/1442 O • O
Second Presentment/1240 O • O

Values
This table describes the classification descriptions and values.

Values

Classification Description Value

Card and Cardholder Present EMV/Token in a Secure, Trusted A1
Environment
Card and Cardholder Present EMV/Chip Equivalent B1
Card and Cardholder Present Mag Stripe C1
Card and Cardholder Present Key Entered E1
Card and Cardholder Present Unclassified U0
Card and/or Cardholder Not Present Digital Transactions A2
Card and/or Cardholder Not Present Authenticated Checkout B2
Card and/or Cardholder Not Present Transaction Validation C2
Card and/or Cardholder Not Present Enhanced Data D2
Card and/or Cardholder Not Present Generic Messaging E2

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PDS 0018 (Acceptance Data)

Classification Description Value

Card and/or Cardholder Not Present Unclassified U0

Application notes
The transaction integrity classification is provided to all issuers in the U.S. Region of Mastercard®
credit and Debit Mastercard® cards.

PDS 0018 (Acceptance Data)

PDS 0018 (Acceptance Data) provides information about the form factor of the terminal device
used to initiate a transaction.

Attributes

Data Representation: n-1; TAGLLL

Tag Field: 0018
Length Field: 3 positions, value = 001
Data Field: Fixed length, 001 position
Subfields: 1
Justification: None

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C

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 Private data subelement definitions
Subfield 1 (mPOS Acceptance Device Type)

Subfield 1 (mPOS Acceptance Device Type)

PDS 0018, subfield 01 (mPOS Acceptance Device Type) identifies the type of device used by the
merchant as the terminal for accepting mPOS.

Attributes

Data Representation: n-1

Data Field: Contents of subfield 1
Justification: N/A

Values

Values Description
0 Dedicated mPOS Terminal with PCI complaint Dongle (with or without
keypad)
1 Off the Shelf Mobile Device
2-9 Reserved for Future Use

PDS 0020 (Digital Commerce Solutions Indicators)

PDS 0020 (Digital Commerce Solutions Indicators) identifies the domain, program type and
optional check-in details of a digital commerce transaction.

Attributes

Attribute Description
Data representation ans...57; LLVAR
Length Field: 2 positions, value = 57
Data field Contents of subfields 01–04
Subfields 4
Justification See Subfields

Usage
Whether the usage is mandatory, conditional, optional, system-provided, or not required is as
noted for each applicable message.

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Subfield 1 (Digital Commerce Domain Identifier)

Message Org Sys Dst

First Presentments/1240 • X C

Subfield values

Subfields Name Usage

01 Digital Commerce Domain Identifies the entity responsible
Identifier for populating the Digital
Commerce Solutions Indicators
02 Digital Commerce Program Type Identifies the specific digital
commerce program
03 Digital Commerce Check-In Identifies entity type and entity
Entity Type and Name name
04 Digital Commerce Check-In Identifies methods that check-in
Method entity applies to validate
cardholder presence

Subfield 1 (Digital Commerce Domain Identifier)

PDS 0020, subfield 1 (Digital Commerce Domain Identifier) identifies the entity responsible for
populating the digital commerce solutions indicators defined in subfield 2 (Digital Commerce
Program Type), subfield 3 (Digital Commerce Check-In Entity Type and Name), and subfield 4
(Digital Commerce Check-In Method).

Attributes

Attribute Description
Data representation n-1
Data field Contents of position 1
Justification Left

Values

Value Description
1 Mastercard
2 Acquirer

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 Private data subelement definitions
Subfield 2 (Digital Commerce Program Type)

Value Description
3 Issuer
4-9 Reserved for future use

Subfield 2 (Digital Commerce Program Type)

PDS 0020, subfield 2 (Digital Commerce Program Type) identifies the specific digital commerce
program.

Attributes

Attribute Description
Data representation n-1
Data field Contents of position 1
Justification Left

Values

Value Description
1 SQR
2 Click to Pay
3 Biometrics Checkout Program
4 Next Gen Point-of-Interaction
5-9 Reserved for future use

Subfield 3 (Digital Commerce Check-In Entity Type and Name)

PDS 0020, subfield 3 (Digital Commerce Check-In Entity Type and Name) identifies entity type
and entity name. All entities eligible for this data subfield must be integrated with the
Mastercard Next Gen POI API.

Attributes

Attribute Description
Data representation ans...15
Data field Contents of position 15

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 Private data subelement definitions
Subfield 4 (Digital Commerce Check-In Method)

Attribute Description
Justification N/A

Subfield 4 (Digital Commerce Check-In Method)

PDS 0020, subfield 4 (Digital Commerce Check-In Method) identifies methods that check-in
entity applies to validate cardholder presence.

Attributes

Attribute Description
Data representation ans...40
Data field Contents of position 40
Justification N/A

PDS 0021 (Transaction Type Indicator)

PDS 0021 (Transaction Type Indicator) provides information about the form factor of the
terminal device used to initiate a transaction.

Attributes

Data Representation: ans-1; TAGLLL

Tag Field: 0021
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0022 (Additional Terminal Operating Environments)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

PDS 0022 (Additional Terminal Operating Environments)

PDS 0022 (Additional Terminal Operating Environments) identifies a card-less ATM transaction.

Attributes

Data Representation: ans-1; TAGLLL

Tag Field: 0022
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

Values
Additional terminal operating environment values are listed in this table.

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 Private data subelement definitions
PDS 0023 (Terminal Type)

Values

Value Description
A Transaction has been initiated remotely and completed at a physical terminal
on premises of the acceptor facility.
B Transaction has been initiated remotely and completed at a physical terminal
off premises of the acceptor facility.

PDS 0023 (Terminal Type)

PDS 0023 (Terminal Type) identifies the type of terminal used at the point of interaction.

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0023
Length Field: 3 positions, value = 003
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

PDS 0023 is required in non-reversal First Presentment/1240, First Chargeback/1442, Second

Presentment/1240, and Arbitration Chargeback/1442 messages.

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 Private data subelement definitions
PDS 0023 (Terminal Type)

Transactions submitted in the U.S. region with the following terminal types may not have an
Interchange Rate Designator (subfield 4 of PDS 0158 [Business Activity]) value of 60
(Commercial Face-to-Face) or 92 (Key-Entered):
• CT1, Automated Dispensing Machine, (Cardholder Activated Terminal [CAT] Level 1)
• CT2, Self-Service Terminal (CAT Level 2)
• CT3, Limited Amount Terminal (CAT Level 3)
• CT4, In-Flight Commerce Terminal (CAT Level 4)
Transactions submitted with a PDS 0023 value of CT1 (Automated Dispensing Machine) or CT2
(Self-Service Terminal) and a DE 26 (Acceptor Business Code [MCC]) value of 5542, qualify for
the U.S. region Convenience Purchases Interchange Program (IRD 23).
First Presentment/1240 transactions submitted for the International Merchant Universal Card
Authentication Field (UCAF) Interchange Program (IRD 24) or the International Full UCAF
Interchange Program (IRD 79) must have a value of CT6 (electronic commerce transaction) in
PDS 0023.

Values
Terminal Type codes for point-of-interaction (POI) terminal devices are listed in this table.

Values

Value Description
ATM ATM terminal
CT1 CAT level 1 (automated dispensing machine)
CT2 CAT level 2 (self-service terminal)
CT3 CAT level 3 (limited amount terminal)
CT4 CAT level 4 (in-flight commerce terminal)
CT6 CAT level 6 (electronic commerce transaction)
CT7 CAT level 7 (transponders)
CT8 Reserved for Future Use
CT9 MPOS Acceptance Device
MAN Manual, no terminal
NA Terminal type data unknown or not available (The third position of this value
is a space.)
POI POI terminal

If present, PDS 0023 must be left-justified and cannot contain all low values, all high values, or
all spaces.

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 Private data subelement definitions
PDS 0023 (Terminal Type)

PDS 0023 must contain a value of CT6 when DE 22, Subfield 7 is populated with a value of S.

In-flight commerce gaming transactions

Transactions submitted with a PDS 0023 value of CT4 (In-flight Commerce Terminal) that
contain a Cardholder Transaction Type (subfield 1 of DE 3 [Processing Code]) of 18 (Unique
Transaction) or 20 (Credit) are considered in-flight commerce gaming transactions. If DE 3
subfield 1= 18, they are gaming losses. If DE 3 subfield 1= 20, they are gaming wins.
Gaming wins and gaming losses must contain one of the following values in subfield 4 of PDS
0158:
• 61, Interregional Commercial Standard
• 63, Interregional Commercial Purchase Standard
• 65, U.S. Commercial Standard
• 68, U.S. Commercial Data Rate I
• 75, 85, and 95, U.S. Consumer Standard and Interregional Standard Interchange
• 78, 88, and 98, Merit I
Gaming wins and gaming losses must contain a DE 2 (PAN) that is not blocked from
participating in in-flight gaming.
The DE 4 (Amount, Transaction) transaction amount for gaming wins is limited to USD 3500.
The transaction amount for gaming losses is limited to USD 350.

Authorization to clearing data element mapping

The CIS authorization messages currently use the ISO 8583-1987 message format, whereas
the IPM clearing messages use the ISO 8583-1993 message format. Therefore, there are some
differences for the same data elements between the authorization and clearing messages that
customers should consider when mapping between them.
This table details the mapping between the authorization and clearing data elements.

Authorization to clearing data element mapping

Use CIS DE 61,

Point of
Service (POS)
Data, subfield
10
To map to PDS (Cardholder-
0023, Terminal Activated
Type value Description Terminal Level) Description
N/A Not a CAT transaction 0 Not a CAT transaction
CT1 CAT Level 1: Automated 1 Authorized Level 1 CAT:
dispensing machine Automated dispensing machine
with PIN

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 Private data subelement definitions
PDS 0025 (Message Reversal Indicator)

Use CIS DE 61,

Point of
Service (POS)
Data, subfield
10
To map to PDS (Cardholder-
0023, Terminal Activated
Type value Description Terminal Level) Description
CT2 CAT Level 2: Self-service terminal 2 Authorized Level 2 CAT: Self-
service terminal
CT3 CAT Level 3: Limited amount 3 Authorized Level 3 CAT: Limited-
terminal amount terminal
CT4 CAT Level 4: In-flight commerce 4 Authorized Level 4 CAT: In-flight
terminal commerce
N/A N/A 5 Reserved
CT6 CAT Level 6: Electronic commerce 6 Authorized Level 6 CAT:
transaction Electronic commerce
CT7 CAT Level 7: Transponders 7 Authorized Level 7 CAT:
Transponder transaction
CT8 CAT Level 8: Reserved for future 8 Authorized Level 8CAT: Reserved
use for future use
CT9 MPOS Acceptance Device 9 MPOS Acceptance Device
ATM ATM terminal NA mapping could not be identified
MAN Manual, no terminal NA mapping could not be identified
NA Terminal type data unknown or NA mapping could not be identified
not available (the third position
of this value is a space)
POI POI terminal NA mapping could not be identified

PDS 0025 (Message Reversal Indicator)

PDS 0025 (Message Reversal Indicator) identifies a message as a reversal of a previous
message.

Attributes

Data Representation: an...7; TAGLLLVAR

Tag Field: 0025

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 Private data subelement definitions
PDS 0025 (Message Reversal Indicator)

Length Field: 3 positions, value = 001–007

Data Field: Variable length, 1–7 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
s2 Central Site Processing Date of Original Message O X C
Second Presentment/1240 C X C
s2 Central Site Processing Date of Original Message O X C
Retrieval Request/1644 C X C
s2 Central Site Processing Date of Original Message O • C
Retrieval Request Acknowledgment/1644 C X C
s2 Central Site Processing Date of Original Message O • C
Fee Collection (Retrieval Fee Billing)/1740 C X C
s2 Central Site Processing Date of Original Message O X C
Fee Collection (Handling Fees)/1740 C X C
s2 Central Site Processing Date of Original Message O X C
Fee Collection (Other than Retrieval Fee Billing/Handling C X C
Fees)/1740
s2 Central Site Processing Date of Original Message O X C
Message Exception/1644 and File Reject/1644 • X C

PDS 0025 in an advice or notification message indicates that a previously transmitted message
was transmitted in error and should be ignored or reversed.

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 Private data subelement definitions
PDS 0025 subfields

The value in PDS 0025 in a Message Exception/1644 message is taken from the actual rejected
message. This PDS is not provided in a File Reject/1644 message. PDS 0026 is provided in File
Reject/1644 message if it was present in the File Header/1644 message of the rejected file.
All other data elements in the message remain unchanged from the original message to provide
sufficient information for that message to be nullified or reversed.

NOTE: An R in subfield 1 reverses the original funds flow.

PDS 0025 subfields

PDS 0025 contains two subfields.
This PDS should not be present unless a message is to be reversed.

PDS 0025 subfields

Justificati
Number Positions Name Attribute on
1 1 Message Reversal Indicator a-1; R or N/A
space
2 2–7 Central Site Processing Date of Original Message n-6; N/A
YYMMDD

NOTE: Chargeback reversals cannot be processed in the same file as the original chargeback.

Subfield 1 (Message Reversal Indicator)

If a message is not a reversal, customers/processors should not provide PDS 0025.
If a customer/processor does provide PDS 0025 in a clearing message, subfield 1 (Message
Reversal Indicator) is always required and must contain an R or space.
The clearing system may provide PDS 0025 in a message if it is part of a “full file reversal” that
the original message sender requested. If this is the case, subfield 1 of PDS 0025 contains an R
if this message is a reversal of a previous message in which PDS 0025 was not present. Subfield
1 contains a space if this message is a reversal of a previous message in which PDS 0025
subfield 1 contained an R. Refer to PDS 0026 (File Reversal Indicator) for additional information
on full file reversals.

Subfield 2 (Central Site Processing Date of Original Message)

Subfield 2 (Central Site Processing Date of Original Message) is required only when PDS 0025 is
present in First Presentment/1240 messages. Subfield 2 must contain a valid date in the
format YYMMDD.
Subfield 2, if present, must contain a date that is less than or equal to the clearing system
processing date.

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 Private data subelement definitions
PDS 0026 (File Reversal Indicator)

When PDS 0025 is present in First Presentment/1240 messages, the clearing system compares
that to original first presentment message and if it is within 7 days from the date of original
first presentment processing, it applies the foreign exchange rate of original first presentment
transaction. In all other instances, the clearing system uses current business processing date for
currency conversion.
When PDS 0025 is present in First Chargeback/1442, Second Presentment/1240, or
Arbitration Chargeback/1442 messages, the clearing system uses the current business
processing date for currency conversion.

PDS 0026 (File Reversal Indicator)

PDS 0026 (File Reversal Indicator) identifies the entire file as a reversal of a previous file.

Attributes

Data Representation: an...7; TAGLLLVAR

Tag Field: 0026
Length Field: 3 positions, value = 001–007
Data Field: Variable length, 1–7 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (mandatory, conditional, optional, system-provided, or
not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Header (Customer-generated)/1644 C • •
Message Exception and File Reject/1644 • X C

The presence of PDS 0026 in a File Header (Customer-generated)/1644 indicates that the
clearing system should reverse all messages contained in the logical file. The clearing system
manages this process by inserting or revising PDS 0025 (Message Reversal Indicator) in each
message.

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 Private data subelement definitions
PDS 0026 subfields

NOTE: An R in subfield 1 reverses the original funds flow.

When PDS 0026 is present in the File Header (Customer-generated)/1644 and the individual
transaction message:
• Does not contain PDS 0025, the clearing system builds PDS 0025 using the values submitted
in PDS 0026 in the File Header (Customer-generated)/1644.
• Already contains PDS 0025, the value of subfield 1 is changed from R to a space or a space
to R.
The value in subfield 2 of PDS 0025 remains unchanged.

Example 1

IF... THEN the clearing system...

• PDS 0026 subfield 1 is R and subfield 2 is • Changes R to space in PDS 0025 subfield 1 of
991013 in the File Header (Customer- the First Presentment/1240, and
generated)/1644, and • Retains the value of 991012 in PDS 0025
• One of the First Presentment/1240 messages subfield applies the FX rate of original first
within the file contains PDS 0025 with an R in presentment when matched. Else apply current
subfield 1 and a date of 991012 in subfield 2 business processing date FX rate.

Example 2

IF... THEN the clearing system...

• PDS 0026 subfield 1 is R and subfield 2 is • Changes space to an R in PDS 0025, subfield 1
991013 in the File Header (Customer- of the First Presentment/1240, and
generated)/1644, and • Retains the value of 991011 in PDS 0025
• One of the First Presentment/1240 messages subfield 2 applies the FX rate of original first
within the file contains PDS 0025 with a space presentment when matched. Else apply current
in subfield 1 and a date of 991011 in subfield 2 business processing date FX rate.

PDS 0026 subfields

PDS 0026 consists of two subfields.
This PDS should not be present unless the entire file is to be reversed.

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 Private data subelement definitions
PDS 0027 (Flex Code)

PDS 0026 subfields

Justificati
Number Positions Name Attribute on
1 1 File Reversal Indicator a-1; R N/A
2 2–7 Central Site Processing Date of Original File n-6; N/A
YYMMDD

Subfield 1 (File Reversal Indicator)

If PDS 0026 is present, subfield 1 (File Reversal Indicator) is always required and must contain a
value of R.

Subfield 2 (Central Site Processing Date of Original File)

If PDS 0026 is present, subfield 2 (Central Site Processing Date of Original File) is always
required and must contain a valid date equal to or less than the current business processing
date.

PDS 0027 (Flex Code)

PDS 0027 (Flex Code) is specific to Brazil Flex Card transactions to communicate the product
code used for clearing.

Attributes

Data Representation: ans-3;TAGLLL

Tag Field: 0027
Length Field: 3 positions, value = 003
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, or
system-provided) in applicable messages.

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 Private data subelement definitions
PDS 0028 (Mastercard Merchant Presented QR [MPQR] Receiving Account Number)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 M X C
First Chargeback/1442 and Arbitration Chargeback/1442 • X C
Second Presentment/1240 • X C
Retrieval Request/1644 • X C
Retrieval Request Acknowledgment/1644 • X C
Fee Collection /1740 M X C

NOTE: If acquirers or issuers do not submit PDS 0027 for Brazil Flex Cards domestic transactions, the
clearing system will not reject the associated messages.

PDS 0028 (Mastercard Merchant Presented QR [MPQR] Receiving

Account Number)
PDS 0028 (Mastercard Merchant Presented QR [MPQR] Receiving Account Number) provided in
a Masterpass QR Funding Transaction contains the receiving account number.

Attributes

Data Representation: ans...34; TAGLLLVAR

Tag Field: 0028

Length Field: 3 positions, value = 001–034

Data Field: Variable length, 001–034

Subfields: None

Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0028 (Mastercard Merchant Presented QR [MPQR] Receiving Account Number)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C

Mastercard Merchant Presented QR (MPQR) Transactions requirements

Payment transaction usage:
• First Presentment/1240: Not available. Edit if presented. Reject transaction if edit fails.
Forward message to destination if edit validates.
• Second Presentment/1240: Not available. Edit if presented. Reject transaction if edit fails.
Forward message to destination if edit validates.
• First Chargeback/1442 and Arbitration Chargeback/1442: Not available. Edit if presented.
Reject transaction if edit fails. Forward message to destination if edit validates.
Refund payment transaction usage:
• First Presentment/1240: Not available. Edit if presented. Reject transaction if edit fails.
Forward message to destination if edit validates.
• Second Presentment/1240: Not available. Edit if presented. Reject transaction if edit fails.
Forward message to destination if edit validates.
• First Chargeback/1442 and Arbitration Chargeback/1442: Not available. Edit if presented.
Reject transaction if edit fails. Forward message to destination if edit validates.
Funding transaction usage:
• First Presentment/1240: Optional. If present, edit must validate. Forward message to
destination if edit validates.
• Second Presentment/1240: Optional. If present, edit must validate. Forward message to
destination if edit validates.
• First Chargeback/1442 and Arbitration Chargeback/1442: Optional. If present, edit must
validate. Forward message to destination if edit validates.

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 Private data subelement definitions
PDS 0029 (QR Dynamic Code Data)

PDS 0029 (QR Dynamic Code Data)

PDS 0029 (QR Dynamic Code Data) is a placeholder for regional data with limited Mastercard®
editing or data validation.

Attributes

Data Representation: ans...237; TAGLLLVAR

Tag Field: 0029
Length Field: 3 positions, value = 001–237
Data Field: Variable length, 001–237
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C

Mastercard Merchant Presented QR (MPQR) Transactions requirements

Payment transaction usage:
• First Presentment/1240: Optional. If present, edit must validate. Forward message to
destination if edit validates.
• Second Presentment/1240: Optional. If present, edit must validate. Forward message to
destination if edit validates.
• First Chargeback/1442 and Arbitration Chargeback/1442: Optional. If present, edit must
validate. Forward message to destination if edit validates.
Refund payment transaction usage:

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 Private data subelement definitions
PDS 0042 (Merchant Capability)

• First Presentment/1240: Not available. Edit if presented. Reject transaction if edit fails.
Forward message to destination if edit validates.
• Second Presentment/1240: Not available. Edit if presented. Reject transaction if edit fails.
Forward message to destination if edit validates.
• First Chargeback/1442 and Arbitration Chargeback/1442: Not available. Edit if presented.
Reject transaction if edit fails. Forward message to destination if edit validates.
Funding transaction usage:
• First Presentment/1240: Optional. If present, edit must validate. Forward message to
destination if edit validates.
• Second Presentment/1240: Optional. If present, edit must validate. Forward message to
destination if edit validates.
• First Chargeback/1442 and Arbitration Chargeback/1442: Optional. If present, edit must
validate. Forward message to destination if edit validates.

PDS 0042 (Merchant Capability)

PDS 0042 (Merchant Capability) identifies transactions submitted by a registered MasterPass®
by Mastercard® merchant.

Attributes

Data Representation: ans-1; TAGLLL

Tag Field: 0042
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 C • C

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 Private data subelement definitions
PDS 0043 (Transaction Type Identifier)

Message Type Identifier Org Sys Dst

Arbitration Chargeback C • C
Second Presentment C • C

The acquirer populates PDS 0042 to identify e-commerce transactions that are initiated at a
Masterpass merchant, but the cardholder did not use Masterpass to facilitate the transaction.

Values
This table lists the valid values.

Values

Value Description
A Masterpass Enabled Merchant

Requirements
These are requirements for PDS 0042.
• When PDS 0042 is provided, value A is the only character permitted; a space is not allowed.
• PDS 0042 is required for e-commerce transactions submitted for the Masterpass enabled
merchant incentive. If the acquirer fails to provide PDS 0042 in the First Presentment
message, the transaction will not qualify for the incentive.

PDS 0043 (Transaction Type Identifier)

PDS 0043 (Transaction Type Identifier) monitors and tracks a participant’s activity in special
promotion programs.

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0043
Length Field: 3 positions, value = 003
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Left

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 Private data subelement definitions
PDS 0043 (Transaction Type Identifier)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 C • C
Retrieval Request Acknowledgment/1644 C • C

The transaction originator (the merchant or the acquirer) supplies the information in this PDS.
The value in PDS 0043 indicates that the acquirer or merchant is certified to participate in a
program such as Gaming. It contains the Transaction Type Identifier.
PDS 0043 must be present in First Presentment/1240 transactions submitted for the U.S.
region interchange programs, as defined in the Interchange Manual, unless the transaction is a
credit, reversal, or Collection Only transaction.
PDS 0043 is required for all Payment Transactions (DE 3 [Processing Code] subfield 1 = 28).
PDS 0043 is required for all MoneySend™ Funding Transactions (DE 3, subfield 1 = 00 and DE 26
[Acceptor Business Code (MCC)] = 6538, 4829 or 6540).
PDS 0043 is required for all MoneySend Payment Transactions (DE 3, subfield 1 = 28 and DE 26
= 6536 or 6537).
PDS 0043 is required for all MoneySend payment transactions (DE 3, subfield 1 = 28 [Payment
Transaction]). PDS 0043 will contain one of the following values.

Values
PDS 0043 values are established and administered under the authority of brand-specific
program and service management and marketing personnel. The values are listed in this table.

Values

Value Description
C02 Mastercard rebate
C03 rePower Load Value

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 Private data subelement definitions
PDS 0043 (Transaction Type Identifier)

Value Description
C04 Gaming Re-pay
C06 Payment of a credit card balance with cash or check
C07 General Person-to-Person Transfer
C51 MoneySend Additional Funding/Payment Indicator (Reserved for
Future Use)
C52 General Transfer to Own Account
C53 Agent Cash Out
C54 Payment of Own Credit Card Bill
C55 Business Disbursement
C56 Government/Non-profit Disbursement
C57 Rapid Merchant Settlement
C58 Cash in at ATM
C59 Cash in at Point of Sale
C60 MoneySend Additional Funding/Payment Indicator (Reserved for
Future Use)
C61 MoneySend Additional Funding/Payment Indicator (Reserved for
Future Use)
C62 MoneySend Additional Funding/Payment Indicator (Reserved for
Future Use)
C63 MoneySend Additional Funding/Payment Indicator (Reserved for
Future Use)
C64 MoneySend Additional Funding/Payment Indicator (Reserved for
Future Use)
C65 General Business to Business Transfer
C66 MoneySend Additional Funding/Payment Indicator (Reserved for
Future Use)
C67 Mastercard Merchant Presented (MPQR)
C68 Mastercard Merchant Presented (MPQR) Refund
C91 Utility Payments, Brazil domestic transactions
C92 Government Services, Brazil domestic transactions
C93 Mobile phone top-ups, Brazil domestic transactions
C94 Coupon Booklet Payments (CARNE), Brazil domestic transactions
F07 General Person-to-Person Transfer

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 Private data subelement definitions
PDS 0043 (Transaction Type Identifier)

Value Description
F08 Person-to-Person Transfer to Card Account
F52 General Transfer to Own Account
F53 Agent Cash Out
F54 Payment of Own Credit Card Bill
F55 Business Disbursement
F61 Transfer to Own Staged Digital Wallet Account
F64 Transfer to Own Debit or Prepaid Card Account
F65 General Business-to-Business Transfer
P01 Mastercard ATM Cash Pick-Up Transaction
P10 Purchase repayment
P70 Cryptocurrency
P71 High-risk Securities

PDS 0043 (Transaction Type Identifier) cannot contain all spaces or all zeros.
The Payment Transaction Types of C03–C07, C52–C59, and C92–C94 are valid for Clearing, via
specific business service arrangements.
For payment transactions: transactions submitted with a Cardholder Transaction Type of 28
(Payment Transaction) require a value of C04, C07, C52, C53, C54, C55, C56, C57, C58, C59,
and C65.
For funding transactions: transactions submitted with a Cardholder Transaction Type of 00
(Purchase Goods and Services) require a value of C07, C52, C53, C54, C55, C56, C57, C65 for
MCC 6538 (MoneySend Funding) and F07, F08, F52, F53, F54, F55, F61, F64, and F65 for MCC
4829 (Money Transfer) or MCC 6540 (POI Funding Transactions).
For funding Refund transactions: transactions submitted with a Cardholder Transaction Type of
20 (Purchase Return) require a value of C07, C52, C53, C54, C55, C56, C57, C65 for MCC 6538
(MoneySend Funding) and F07, F08 F52, F53, F54, F55, F61, F64, and F65 for MCC 4829
(Money Transfer) or MCC 6540 (Funding Transactions).
Values C07, C52, C53, C54, C55, C56, C57, C58, C59, and C65 indicate that the payment
transaction is associated with Mastercard® MoneySend and MCC 6536 (MoneySend
Intracountry) or MCC 6537 (MoneySend Intercountry). MoneySend payment transactions
require the submission of the Financial Detail Addendum, Payment Transaction Detail/1644.
Values C07, C52, C53, C54, C55, C56, C57, C58, C59, and C65 indicate that the Payment
Transaction is associated with Mastercard® MoneySend and MCC 6536 or 6537. In the MEA
region, the value C04 indicates that the Gaming Payment Transaction is associated with MCC
7995. Values C07, C52, C53, C54, C55, C56, C57, C58, C59, and C65 indicate that the Payment
Transaction is associated with Mastercard® MoneySend and MCC 6536 or 6537.

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 Private data subelement definitions
PDS 0043 (Transaction Type Identifier)

MoneySend Payment Transactions and Gaming Payment Transactions require the submission of
the Financial Detail Addendum, Payment Transaction Detail/1644.
The value C04 indicates that the Gaming Payment Transaction is associated with:
• In the Europe region, Intra-European and inter-European IRDs 20 and 23, and MCC 7995; or
• In the U.S. region
– MCC 7800 (Government Owned Lottery [U.S. Region Only])
– MCC 7801 (Internet Gambling [U.S. Region Only])
– MCC 7802 (Government Licensed Horse/Dog Racing [U.S. Region Only])
– MCC 7994 (Video Game Arcades/Establishments)

Authorization to clearing data element mapping

The CIS authorization messages currently use the ISO 8583-1987 message format, whereas
the IPM clearing messages use the ISO 8583-1993 message format. Therefore, there are some
differences for the same data elements between the authorization and clearing messages that
customers should consider when mapping between them.
This table details the mapping between the authorization and clearing data elements.

Clearing to authorization mapping

Use CIS DE 48,

Additional
To map to PDS Data,
0043, subelement 77
Transaction (Payment
Type Identifier Transaction
value Description Type Indicator) Description
C02 Mastercard rebate C02 Mastercard rebate
C03 rePower Load Value C03 rePower Load value
C04 Gaming Re-pay C04 Gaming Re-pay
C06 Payment of a credit card balance C06 Payment of a credit card balance
with cash or check with cash or check
C07 General Person-to-Person C07 General Person-to-Person
Transfer Transfer
C51 MoneySend Additional Funding/ C51 MoneySend Additional Funding/
Payment Indicator (Reserved for Payment Indicator (Reserved for
Future Use) Future Use)
C52 General Transfer to Own Account C52 General Transfer to Own Account
C53 Agent Cash Out C53 Agent Cash Out
C54 Payment of Own Credit Card Bill C54 Payment of Own Credit Card Bill

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 Private data subelement definitions
PDS 0043 (Transaction Type Identifier)

Use CIS DE 48,

Additional
To map to PDS Data,
0043, subelement 77
Transaction (Payment
Type Identifier Transaction
value Description Type Indicator) Description
C55 Business Disbursement C55 Business Disbursement
C56 Government/Non-profit C56 Government/Non-profit
Disbursement Disbursement
C57 Rapid Merchant Settlement C57 Rapid Merchant Settlement
C58 Cash in at ATM C58 Cash in at ATM
C59 Cash in at Point of Sale C59 Cash in at Point of Sale
C60 MoneySend Additional Funding/ C60 MoneySend Additional Funding/
Payment Indicator (Reserved for Payment Indicator (Reserved for
Future Use) Future Use)
C61 MoneySend Additional Funding/ C61 MoneySend Additional Funding/
Payment Indicator (Reserved for Payment Indicator (Reserved for
Future Use) Future Use)
C62 MoneySend Additional Funding/ C62 MoneySend Additional Funding/
Payment Indicator (Reserved for Payment Indicator (Reserved for
Future Use) Future Use)
C63 MoneySend Additional Funding/ C63 MoneySend Additional Funding/
Payment Indicator (Reserved for Payment Indicator (Reserved for
Future Use) Future Use)
C64 MoneySend Additional Funding/ C64 MoneySend Additional Funding/
Payment Indicator (Reserved for Payment Indicator (Reserved for
Future Use) Future Use)
C65 General Business-to-Business C65 General Business-to-Business
Transfer Transfer
C66 MoneySend Additional Funding/ C66 MoneySend Additional Funding/
Payment Indicator (Reserved for Payment Indicator (Reserved for
Future Use) Future Use)
C67 Masterpass QR C67 Masterpass QR
C68 Masterpass QR Refund C68 Masteroass QR Refund
C91 Utility Payments, Brazil domestic C91 Utility Payments, Brazil
transactions
C92 Government Services, Brazil C92 Government Services, Brazil
domestic transactions

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 Private data subelement definitions
PDS 0044 (Program Participation Indicator)

Use CIS DE 48,

Additional
To map to PDS Data,
0043, subelement 77
Transaction (Payment
Type Identifier Transaction
value Description Type Indicator) Description
C93 Mobile phone top-ups, Brazil C93 Mobile phone top-ups, Brazil
domestic transactions
C94 Coupon Booklet Payments C94 Coupon Booklet Payments
(CARNE), Brazil domestic (CARNE), Brazil
transactions
P01 Mastercard ATM Cash Pick-Up P01 Mastercard ATM Cash Pick-Up
Transaction Transaction
F07 General Person-to-Person F07 General Person-to-Person
Transfer Transfer
F08 Person-to-Person Transfer to F08 Person-to-Person Transfer to
Card Account Card Account
F52 General Transfer to Own Account F52 General Transfer to Own Account
F53 Agent Cash Out F53 Agent Cash Out
F54 Payment of Own Credit Card Bill F54 Payment of Own Credit Card Bill
F55 Business Disbursement F55 Business Disbursement
F61 Transfer to Own Staged Digita F61 Transfer to Own Staged Digita
Wallet Account Wallet Account
F64 Transfer to Own Debit or Prepaid F64 Transfer to Own Debit or Prepaid
Account Account
F65 General Business-to-Business F65 General Business-to-Business
Transfer Transfer

PDS 0044 (Program Participation Indicator)

PDS 0044 (Program Participation Indicator) identifies participation in a program.

Attributes

Data Representation: ans...20: TAGLLLVAR

Tag Field: 0044
Length Field: 3 positions, value=001–020 positions

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 Private data subelement definitions
Subfield 1 (CVC 2 Validation Program Indicator)

Data Field: Variable length, 1–20 positions

Subfields: 2026
Justification: See “Subfields”

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C
Second Presentment/1240 • X C

Subfield 1 (CVC 2 Validation Program Indicator)

PDS 0044 (Program Participation Indicator), subfield 1 indicates whether or not the transaction
qualifies for the Mastercard® Card Validation Code 2 (CVC 2) Validation Program.

Attributes

Data Representation: ans-1

Data Field: Contents of position 1
Justification: Left

Values
This table lists the valid values.

Values

Values Description
C The transaction qualifies for the CVC 2 Validation Program. GCMS
populates this PDS.

26 Subfields 3–20 are reserved for future use.

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 Private data subelement definitions
Subfield 2 (PayPass Chargeback Eligibility Indicator)

Subfield 2 (PayPass Chargeback Eligibility Indicator)

PDS 0044 (Program Participation Indicator), subfield 2 indicates whether or not PayPass®
transaction qualifies for chargeback protection.

Attributes

Data Representation: ans-1

Data Field: Contents of position 2
Justification: Left

Values
This table lists the valid values.

Values

Values Description
I Value for PayPass transaction is ineligible for chargeback for reason
code 4837 based upon the Cardholder Verification Method (CVM)
limit in effect on the day of the transaction. This field is populated by
GCMS on Presentment/1240 messages. The value I indicates that
chargeback is not allowed for above mentioned chargeback reason
codes if the transaction amount is less than or equal to the CVM
limit as defined on IPM MPE IP0058T1. Refer to the Chargeback
Guide for details about processing PayPass transactions.
(space) Transaction is eligible for chargeback.

PDS 0045 (Mastercard Generated Installment Identifier)

PDS 0045 (Mastercard Generated Installment Identifier) provides information about
Mastercard® identified and processed installment transactions.

Attributes

Data Representation: a-1; TAGLLL

Tag Field: 0045
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position

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 Private data subelement definitions
PDS 0045 (Mastercard Generated Installment Identifier)

Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • C C

Mastercard will populate PDS 0045 to identify and process installment transactions.

Values
This table lists the valid values.

Values

Value Description
A Transaction approved for installment processing.
C Credit transaction to reverse the purchase transaction
E Transaction eligible for Installment Processing
M Approved for installment processing and Mastercard generated
installment payment data
P Purchase transaction of each split installment transaction
Y Transaction qualifies for the installment processing

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 Private data subelement definitions
PDS 0046 (Japan Common Merchant Code)

PDS 0046 (Japan Common Merchant Code)

PDS 0046 (Japan Common Merchant Code) identifies the merchant’s category in Japan
referred to as the Common Merchant Category Code (CMC). Mastercard® uses this value to
identify a link to a corresponding Mastercard Assigned ID.

Attributes

Data Representation: ans-4; TAGLLL

Tag Field: 0046
Length Field: 4 positions, value = 004
Data Field: Fixed length, 4 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

If PDS 0046 is submitted in a First Presentment/1240 message, acquirers must also submit it in
the Second Presentment/1240 message. Similarly, issuers that receive the PDS 0046 in first
presentment must retain it and provide it in the subsequent First Chargeback/1442 and
Arbitration Chargeback/1442 messages.
PDS 0046 is only available for Japan intracountry transactions.
If present, Mastercard will remove PDS 0046 from any Presentment message submitted by a
non-Japan acquirer. The transaction will not be rejected.

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 Private data subelement definitions
PDS 0052 (Electronic Commerce Security Level Indicator)

PDS 0052 (Electronic Commerce Security Level Indicator)

PDS 0052 (Electronic Commerce Security Level Indicator) provides information about the
Universal Cardholder Authentication Field™ (UCAF) security protocol for international
Mastercard® card internet transactions.

Attributes

Data Representation: n–3; TAGLLL

Tag Field: 0052
Length Field: 3 positions
Data Field: Fixed length, 3 positions
Subfields: 3
Justification: See “Subfields”

Usage
PDS 0052 must be present in First Presentment/1240 transactions related to transactions
authorized with a static accountholder authentication value assigned by Mastercard®.
All Mastercard® e-commerce/Identity Check acquirers and acquirers supporting MDES
transactions are expected to send the Mastercard validated/modified Electronic Commerce
Security Level indicator value from the Authorization Request Response/0110 message in the
first presentment for clearing.
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

If the acquirer fails to provide PDS 0052 in the First Presentment of a UCAF transaction,
regardless of the IRD submitted, the authorization will not qualify for liability shift.
Mastercard® considers the inclusion of PDS 0052 in these messages to be an electronic
commerce (e-commerce) clearing requirement associated with UCAF processing. Adherence to

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 Private data subelement definitions
PDS 0052 (Electronic Commerce Security Level Indicator)

e-commerce clearing requirements is an eligibility requirement for transactions processed under

UCAF liability shift rules.
PDS 0052 is required in all e-commerce First Presentment/1240 messages. An e-commerce
transaction can be identified by the presence of DE 22, subfield 7, value of S (Electronic
Commerce). If PDS 0052 is not present in an e-commerce Presentment message, regardless of
the IRD, GCMS will reject the transaction.
When DE22 subfield 7 = “S” (E-commerce) or DE22 subfield 7 = “7” (Credential On file) and
DE22 subfield 5 = “5” (Cardholder not present).
Additionally, when the acquirer includes PDS 0052 in a First Presentment/1240 message, DE
22, subfield 7 must contain value S and PDS 0023 (Terminal Type) must contain value CT6 (CAT
level 6 [electronic commerce transaction]). If both criteria are not met, then the clearing system
will remove PDS 0052 from the message before sending it to the issuer.

Values
A value of 0 in PDS 0052, subfield 3 (UCAF Collection Indicator) is not edited in the clearing
system.
First Presentment/1240 transactions submitted with a value of 24 (Merchant UCAF) in
Business Activity/Interchange Rate Designator (PDS 0158 [Business Activity], subfield 4), must
include PDS 0052. The value in PDS 0052, subfield 3 (UCAF Collection Indicator) must be a 1.
First Presentment/1240 transactions submitted with a value of PF (Premium Full UCAF) in PDS
0158 subfield 4 (Business Activity/Interchange Rate Designator) must include Electronic
Commerce Security Level Indicator (PDS 0052). The value in PDS 0052, subfield 3 (UCAF
Collection Indicator) must be a 2 or 3. If PDS 0052 subfield 3 contains a value 3 (indicating
MARP transaction) then PDS 0176 must be submitted.
For details about the Maestro® Utility Payment Program (MUPP), intracountry recurring
payment programs (Europe Region), and static Accountholder Authentication Values (AAVs),
refer to these documents:
• Transaction Processing Rules
• “Modifications to e-Commerce Authentication Programs,” Europe Region Operations Bulletin
No. 2, 3 February 2014
PDS 0052, if present must be numeric and a fixed length of 3.

Authorization to clearing data element mapping

The CIS authorization messages currently use the ISO 8583-1987 message format, whereas
the IPM clearing messages use the ISO 8583-1993 message format. Therefore, there are some
differences for the same data elements between the authorization and clearing messages that
customers should consider when mapping between them.
This table details the mapping between the authorization and clearing data elements.

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 Private data subelement definitions
PDS 0052 (Electronic Commerce Security Level Indicator)

Mapping from clearing to authorization

To map to PDS Description Use CIS DE 48, Description

0052, Additional
Electronic Data,
Commerce subelement 42
Security Level (Electronic
Indicator, Commerce
subfield 1 Indicators),
(Security subfield 1
Protocol) value (Electronic
Commerce
Security Level
Indicator and
UCAF
Collection
Indicator),
position 1
(Security
Protocol) value
0 Reserved for existing 0 Reserved for existing
Mastercard® Europe/Visa Mastercard® Europe/Visa
definitions definitions
1 Reserved for future use 1 Reserved for future use
2 Channel 2 Channel
3–8 Reserved for future use 3–8 Reserved for future use
9 Reservered for future use 9 Reserved for future use
To map to PDS Description Use CIS DE 48, Description
0052, subfield subelement 42,
2 (Cardholder subfield 1,
Authentication position 2
) value (Cardholder
Authentication
) value
0 Reserved for future use 0 Reserved for future use
1 e-commerce/Identity Check 1 e-commerce/Identity Check
Program
2 Processed through MasterPass® 2 Processed through MasterPass®
3 Reserved for future use 3 Reserved for future use
4 Digital Secure Remote Payment 4 Tokenized Payment
(DSRP) with UCAF data
5–9 Reserved for future use 5–9 Reserved for future use

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 Private data subelement definitions
PDS 0052 (Electronic Commerce Security Level Indicator)

To map to PDS Description Use CIS DE 48, Description

0052, subfield subelement 42,
3 (UCAF subfield 1,
Collection position 3
Indicator) value (UCAF
Collection
Indicator) value
0 Not supported at the merchant’s 0 Non-authenticated payment,
Web site Identity Check transaction with
failed authentication, or
tokenized Payment with Dynamic
Token Verification Code (DTVC).
1 UCAF data collection is 1 UCAF data collection is
supported by the merchant, and supported by the merchant, and
UCAF data must be present UCAF data must be present (DE
48, subelement 43 must be
present and contain an attempt
AAV for Mastercard e-
commerce/Identity Check)
2 Both merchant and issuer are 2 UCAF data collection is
UCAF-enabled, as indicated in supported by the merchant, and
the Authorization Request/0100 UCAF data must be present (DE
message. 48, subelement 43 must contain
a fully authenticated AAV, and
DSRP cryptogram shall be
optionally present for tokenized
transactions).
3 Merchant is UCAF-enabled and 3 UCAF data collection is
the transaction was processed supported by the merchant, and
under the Maestro® Utility UCAF (Mastercard assigned
Payment Program (MUPP) and Static Accountholder
intracountry recurring payment Authentication Value) data must
programs (Europe Region) as be present.
indicated in the Authorization
Request/0100 message.
4 Merchant Authentication Data 4 Merchant has chosen to share
Share authentication data within
authorization; UCAF data
collection must be present (DE
48, subelement 43 must contain
an Insights AAV for Mastercard
Identity Check).
5 Reserved for future use 5 Reserved for future use
6 Merchant risk based decisioning 6 Merchant Risk Based Decisioning
7 Merchant-initiated transactions 7 Merchant-initiated transactions

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 Private data subelement definitions
Subfield 1 (Security Protocol)

8–9 Reserved for future use 8–9 Reserved for future use

Subfield 1 (Security Protocol)

PDS 0052 (Electronic Commerce Security Level Indicator), subfield 1 indicates the presence and
type of security protocol present in the authorization process. Acquirers must populate subfield
1 with the same value received in DE 48, subelement 42, subfield 1, position 1 of the
corresponding Authorization Request Response/0110 message.

Attributes

Data Representation: n-1

Data Field: Contents of position 1
Justification: N/A

Values
This table lists the valid values.

Values

Values Description
0 Reserved for existing Mastercard Europe/Visa definitions
1 Reserved for future use
2 Channel
3–8 Reserved for future use
9 Reserved for future use

Subfield 2 (Cardholder Authentication)

PDS 0052 (Electronic Commerce Security Level Indicator), subfield 2 indicates the type of
cardholder authentication used in the authorization process. Acquirers must populate subfield 2
with the same value received in DE 48, subelement 42, subfield 1, position 2 of the
corresponding Authorization Request Response/0110 message.

Attributes

Data Representation n-1

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 Private data subelement definitions
Subfield 3 (UCAF Collection Indicator)

Data Field Contents of position 2

Justification N/A

Values
This table lists the valid values.

Values

Values Description
0 Reserved for future use
1 E-commerce/Identity Check Program
2 Processed through MasterPass®
3 Reserved for future use
4 Tokenized payment
5–9 Reserved for future use

Subfield 3 (UCAF Collection Indicator)

PDS 0052 (Electronic Commerce Security Level Indicator), subfield 3 identifies the level of UCAF
supported in the authorization process. Acquirers must populate subfield 3 with the same value
received in DE 48, subelement 42, subfield 1, position 3 of the corresponding Authorization
Request Response/0110 message.

Attributes

Data Representation n-1

Data Field Contents of position 3
Justification N/A

Values
This table lists the valid values.

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 Private data subelement definitions
Subfield 3 (UCAF Collection Indicator)

Values

Values Description
0 Non-authenticated payment, Identity Check transaction with failed
authentication, or Tokenized Payment with Dynamic Token
Verification Code (DTVC).
1 UCAF data collection is supported by the merchant, and UCAF data
must be present (DE 48, subelement 43 must be present and contain
an attempt AAV for Mastercard® Identity Check).
2 UCAF data collection is supported by the merchant, and UCAF data
must be present (DE 48, subelement 43 must contain a fully
authenticated AAV). This includes cardholder-initiated transactions
(CIT) for authentication.
3 UCAF data collection is supported by the merchant, and UCAF
(Mastercard assigned Static Accountholder Authentication Value)
data must be present.

NOTE: DE 48, subelements 32 and 43 are required for Static AAV

transactions. Identifies participation in one of the following
programs:

• Maestro® Recurring Payments Program

• Mastercard®Utility Payment Program
• Maestro® Low Risk Merchant Program
• Maestro® Static AAV for Masterpass

4 Merchant Authentication Data Share

5 Reserved for future use
6 Merchant risk based decisioning
7 Merchant-initiated transactions

Valid Combinations of Position 1, Position 2 and Position 3

Value Description
210 Present in unauthenticated transactions, or in transactions where an Identity Check
™
merchant has chosen not to undertake Identity Check™, or where Identity Check™
failed authentication and the merchant desires to proceed with the transaction. Also
present in transactions with a DTVC
211 Mastercard® Identity Check™ transaction. UCAF data contains either an Attempts
AAV or a Non-Low Risk AAV for Mastercard® Identity Check™

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 Private data subelement definitions
PDS 0056 (Mastercard Electronic Card Indicator)

Value Description
212 Mastercard® Identity Check™transaction. UCAF data contains either a Fully
Authenticated AAV or a Low Risk AAV for Mastercard® Identity Check™
214 Mastercard® Identity Check™where merchant has chosen to share data to generate
insights within the authorization (used in Identity Check™ Insights transactions).
Insights provided to the Issuer in DE 48, subelement 56
216 Mastercard® Identity Check™transaction. Merchant Risk Based Decisioning
217 Mastercard® Identity Check™Merchant Initiated Transactions
242 Authenticated tokenized transaction with DSRP cryptogram. Transaction is not
eligible for fraud-related chargeback by the issuer
246 Tokenized transaction with DSRP cryptogram
247 Tokenized Merchant Initiated Transaction

PDS 0056 (Mastercard Electronic Card Indicator)

PDS 0056 (Mastercard Electronic Card Indicator) is a series of codes that indicate whether the
acquirer and merchant participate in the Mastercard Electronic™ program.

Attributes

Data Representation: a–1; TAGLLL

Tag Field: 0056
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0057 (Transaction Category Indicator)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C

The clearing system populates values in PDS 0056 in First Presentment/1240 messages for all
Mastercard Electronic™ products. This value indicates to the issuer whether the acquirer and
their merchant participate in the Mastercard Electronic™ program.

Values
The Mastercard Electronic™ indicator values are listed in this table.

Values

Value Description
C Participant in Mastercard® only (considered not a Mastercard
Electronic™ participant)
E Acquirer and its merchants both participate in Mastercard
Electronic™ (considered a Mastercard Electronic™ participant).
U Unidentified acquirer. It is unknown whether the acquirer is a
Mastercard Electronic™ participant.

PDS 0057 (Transaction Category Indicator)

PDS 0057 (Transaction Category Indicator) provides information about the transaction that
cannot be determined from other transaction information, such as DE 2 (Primary Account
Number) or DE 22 (Point of Service Data Code).

Attributes

Data Representation: n–2; TAGLLL

Tag Field: 0057
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: None

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 Private data subelement definitions
PDS 0057 (Transaction Category Indicator)

Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

Values
If present, PDS 0057 must contain a valid value. The values are shown in this table.

Values

Value Description
01 The transaction is a Mastercard® commercial card transaction
initiated via the Payment Gateway (a Payable Account transaction).
This value was introduced with GCMS Release 06.2 to support future
business opportunities.
02 This transaction is from an acceptor terminal that is exempt from
having an IIAS because it has met the IRSs 90 percent qualification
rule.
03 The transaction is from an acceptor terminal that verified qualified
healthcare expenses against an Inventory Information Approval
System (IIAS) during the authorization process.
04 The transaction is submitted as a healthcare transaction but from a
non–IIAS-certified merchant.

Customers may only submit values of 1, 2, or 3. The value of 4 may only be populated by GCMS.
GCMS updates the value of PDS 0057 from a value of 03 to a value of 04 if one of these occurs:

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 Private data subelement definitions
PDS 0057 (Transaction Category Indicator)

• A transaction is submitted with PDS 0057 value of 03, but PDS 0176 (Mastercard Assigned
ID) is not present.
• GCMS was unable to validate that PDS 0176 was inventory information approval system
(IIAS)-certified.

Authorization to clearing data element mapping

The CIS authorization messages currently use the ISO 8583-1987 message format, whereas
the IPM clearing messages use the ISO 8583-1993 message format. Therefore, there are some
differences for the same data elements between the authorization and clearing messages that
customers should consider when mapping between them.
This table details the mapping between the authorization and clearing data elements.

Clearing to authorization mapping

Use CIS DE 48
(Additional
Data),
subelement 61
(POS Data,
Extended
Condition
To map to PDS Codes),
0057 subfield 3
(Transaction (Real-time
Category Substantiation
Indicator), Indicator),
value Description value Description
01 Transaction is a Mastercard® 0 Merchant terminal did not verify
commercial card transaction the purchased items against the
initiated via the Payment IIAS.
Gateway (a Payable Account
transaction).
03 Transaction is from an acceptor 01 Merchant terminal verified the
terminal that verified qualified purchased items against an IIAS.
healthcare expenses against an
Inventory Information Approval
System (IIAS) during the
authorization process.
02 Transaction is from an acceptor 02 Merchant claims exemption from
terminal that is exempt from using an IIAS, based on the IRS
having an IIAS because it has met 90 percent rule.
the IRSs 90 percent qualification
rule.

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 Private data subelement definitions
PDS 0058 (Token Assurance Level)

Use CIS DE 48
(Additional
Data),
subelement 61
(POS Data,
Extended
Condition
To map to PDS Codes),
0057 subfield 3
(Transaction (Real-time
Category Substantiation
Indicator), Indicator),
value Description value Description
04 Transaction is submitted as a 04 Transaction was submitted as
Healthcare transaction but from real-time substantiated but from
a non–IIAS certified merchant. a non-IIAS certified merchant.
Mastercard® uses this value to
notify the issuer that the
merchant could not be
substantiated. Acquirers may not
use this value.

PDS 0058 (Token Assurance Level)

PDS 0058 (Token Assurance Level) contains a value that indicates the confidence level of the
token to PAN/cardholder binding.

Attributes

Data Representation: n-2; TAGLLL

Tag Field: 0058
Length Field: 3 positions, value=002
Data Field: Fixed length, 002 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0059 (Token Requestor ID)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O X C
First Chargeback/1442 and Arbitration Chargeback/1442 O X C
Second Presentment/1240 O X C

PDS 0059 (Token Requestor ID)

PDS 0059 (Token Requestor ID) contains the ID assigned by the token service provider to the
token requestor.

Attributes

Data Representation: n-11; TAGLLL

Tag Field: 0059
Length Field: 3 positions, value = 011
Data Field: Fixed length, 011 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C
First Chargeback/1442 and Arbitration Chargeback/1442 C X C
Second Presentment/1240 C X C
Retrieval Request/1644 C X C
Retrieval Request Acknowledgment/1644 C X C

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 Private data subelement definitions
PDS 0068 (Financial Account Information)

Message Type Identifier Org Sys Dst

Fee Collection (Retrieval Fee Billing)/1740 C X C

PDS 0068 (Financial Account Information)

PDS 0068 (Financial Account Information) contains the financial account information
associated with the Mastercard® Pay by Account token.

Attributes

Data Representation: ans...064; TAGLLLVAR

Tag Field: 0068
Length Field: 3 positions, value = 009–064
Data Field: Variable length, 09–064 positions
Subfields: 1
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C
Second Presentment/1240 • X C
Retrieval Request Acknowledgment/1644 • X C
Fee Collection (Retrieval Fee Billing)/1740 • X C
Fee Collection (Handling Fees)/1740 • X C
Fee Collection (Other than Retrieval Fee Billing/Handling • X C
Fees)/1740

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 Private data subelement definitions
Subfield 1 (Financial Account Identifier)

Subfield 1 (Financial Account Identifier)

PDS 0068 (Financial Account Information), subfield 1 (Financial Account Identifier) contains the
bank account information or other financial account information associated with the
Mastercard® Pay by Account token at the time the transaction occurred.

Attributes

Attribute Value
Subfield ID: n-2 01
Data Representation: ans...064; LLLVAR
Subfield Length: n-2 02
Data Field: n-2
Justification N/A

Values
The financial account identifier value is a minimum of 9 characters and a maximum of 64
characters.

PDS 0071 (Chip to Magnetic Stripe Conversion Service Indicator)

PDS 0071 (Chip to Magnetic Stripe Conversion Service Indicator) is used to notify the issuer of
the conversion.

Attributes

Data Representation: ans-4; TAGLLL

Tag Field: 0071
Length Field: 3 positions, value = 4
Data Field: Fixed length, 4 positions
Subfields: 3
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0071 subfields

Usage

Message Type Identifier Org Sys Dst

First Presentments/1240 • X C

PDS 0071 subfields

PDS 0071 contains three subfields.

PDS 0071 subfields

Number Positions Name Attribute Justification

1 1–2 On-behalf (OB) Service an-2 left
2 3 On-behalf (OB) Result 1 an-1 N/A
3 4 On-behalf (OB) Result 2 ans-1 N/A

Subfield 1 (On-behalf [OB] Service)

Subfield 1 identifies the service performed on the transaction.

Subfield 1 (On-behalf [OB] Service)

Attributes
Data Representation: an–2
Data Field: Contents of positions 1–2
Justification: Left-justified
Values: 01 = Chip to Magnetic Stripe Conversion Service

Subfield 2 (On-behalf [OB] Result 1)

Subfield 2 indicates the results of the service processing.

Subfield 2 (On-behalf [OB] Result 1)

Attributes
Data Representation: an–1

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 Private data subelement definitions
PDS 0072 (Authentication Indicator)

Attributes
Data Field: Contents of positions 3
Justification: N/A
Values: C= Conversion of the M/Chip transaction to a
magnetic stripe transaction was complete

Subfield 3 (On-behalf [OB] Result 2)

Subfield 3 is for Mastercard® internal use only.

Subfield 3 (On-behalf [OB] Result 2)

Attributes
Data Representation: ans–1
Data Field: Contents of positions 4
Justification: N/A
Values: Space

PDS 0072 (Authentication Indicator)

PDS 0072 (Authentication indicator) is populated when a transaction qualifies for an
Authentication service.

Attributes

Data Representation: n-1; TAGLLL

Tag Field: 0072
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: N/A
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0073 (Additional Commercial Issuer Data)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C

The transaction is rejected when PDS 0072 is sent by the acquirer.

Mastercard® populates the authentication indicator in PDS 0072 based on the validation of
biometric authentication result values in DE 55, subelement 9F10, CVR byte1, bit1 and byte2,
bit2.

Values
This table lists the valid values.

Values

Value Description
1 Transaction qualified for Authentication Service Type 1
2 Transaction qualified for Authentication Service Type 2

PDS 0073 (Additional Commercial Issuer Data)

PDS 0073 represents additional commercial issuer data for B2B transactions.

Attributes

Attribute Value
Data representation ans…63; TAGLLLVAR
Tag field 0073
Length field 63 positions
Data field Variable length, 003-063 positions
Subfields 3
Occurrences 1-3
Justification Left

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 Private data subelement definitions
PDS 0080 (Amount, Tax)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Message type identifier Org Sys DST

First Presentment C • C
1240/200

Subfield details
This PDS contains 3 subfields.

Data
Subfield ID Subfield length representation Data field Justification
Subfield 1 n-2, 01 n-3, 003 a-3 3 positions Left
(Taxpayer
Country Code)
Subfield 2 n-2, 02 n-3, 030 ans-030 30 positions Left
(Taxpayer
Identification
Code)
Subfield 3 (Tax n-2, 03 n-3, 030 ans-030 30 positions Left
Registration
Code)

PDS 0080 (Amount, Tax)

PDS 0080 (Amount, Tax) contains the tax associated with a transaction.

Attributes

Data Representation: ans...060: TAGLLLVAR

Tag Field: 0080
Length Field: 3 positions, value = 020–060 in increments of 20
Data Field: Variable length, 020–060 positions
Subfields: 5 subfields for each value added tax occurrence

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 Private data subelement definitions
PDS 0080 subfields

Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentments/1240 C X C
First Chargeback/1442 and Arbitration Chargeback/1442 C X C
Second Presentment/1240 C X C
Fee Collection (Other than Retrieval Fee Billing/Handling C X C
Fees)/1740

Values
If present, PDS 0080 must be alphanumeric and represents the tax amount calculated from the
Amount, Transaction (DE 4) or the Amount, Transaction Fee (PDS 0146) on Presentment/1240
and Chargeback/1442 messages, and from the Amount, Transaction (DE 4) on Fee Collection/
1740 messages.
For applicable intracountry Mexico transactions, the clearing system supplies the tax amount,
except on ATM activity.
For applicable intracountry Mexico 1740 transactions, PDS 0080 should be submitted by
customers where the Fee Processing Impact Switch is set to N on IP0097T1 for the message
reason code.
The Mastercard® Network supplies the tax amount in PDS 0080, when applicable.

PDS 0080 subfields

This PDS consists of five subfields.

Subfields

PDS 0080 subfields

Number Position(s) Name Attribute Justification

1 1–3 Rate Type Code n-3 N/A
2 4–15 Amount, Value Added Tax n-12 N/A

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 Private data subelement definitions
PDS 0080 subfields

Number Position(s) Name Attribute Justification

3 16–18 Currency Code n-3 N/A
4 19 Currency Exponent n-1 N/A
5 20 Debit/Credit Indicator a–1 N/A

Subfield 1 (Rate Type Code)

Customer processing systems must be able to accommodate new rate types that may be
added at any time.
The rate type codes that the clearing system assigns are listed in this table.

Subfield 1 (Rate Type Code)

Value Description
010 Value Added Tax (VAT)

Subfield 2 (Amount, Tax)

Subfield 2 (Amount, Tax) indicates the tax amount that applies to the purchased goods and
services or fees accrued from the purchased goods and services. This subfield must be numeric.

Subfield 3 (Currency Code)

Subfield 3 (Currency Code) is an ISO-standard currency code that identifies the currency type.

Subfield 4 (Currency Exponent)

Subfield 4 (Currency Exponent) explicitly identifies the implied decimal position applicable to the
ISO standard currency code.
A zero indicates that the decimal point immediately follows the least significant digit of the
related amount data.
Values in the range 1–5 indicate that the decimal point is located 1–5 positions to the left of the
least significant digit of the related amount data.
Values in the range A–E indicate that the decimal point is located 1–5 positions to the right of
the least significant digit of the related amount data. (Values A–E are not currently supported.)
Currently, only numeric currency exponents (values 1–5) are supported. ISO defined values A–E
are for future use. Refer to the Quick Reference Booklet for a complete list of currency codes and
related implied currency exponent values.

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 Private data subelement definitions
PDS 0105 (File ID)

Subfield 5 (Debit/Credit Indicator)

Subfield 5 (Debit/Credit Indicator) identifies if the subfield 2 (Amount, Tax) is a debit or credit
position for the message receiver.

PDS 0105 (File ID)

PDS 0105 (File ID) uniquely identifies a logical data file to be exchanged between a customer or
processor and the clearing system.

Attributes

Data Representation: n-25; TAGLLL

Tag Field: 0105
Length Field: 3 positions, value = 025
Data Field: Fixed length, 25 positions
Subfields: 4
Justification: N/A or right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Header (Customer-generated)/1644 M • •
File Header (Clearing System-generated)/1644 • X M
File Trailer (Customer-generated)/1644 M • •
File Trailer (Clearing System-generated)/1644 • X M

This PDS comprises four subfields that indicate the file type, the file processing date, the ID of
the customer or processor associated with the file, and a file sequence number to uniquely
identify the file and delivery cycle (1–6). The combination of these four subfields must together
form a value that uniquely identifies all logical files to or from a customer processing center.
For customer-generated files, the clearing system retains 180 days of file ID history for each
customer or processor and uses this information to edit duplicate file IDs. A clearing file rejects

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 Private data subelement definitions
PDS 0105 subfields

in its entirety if it contains a duplicate File ID. A file ID is considered a duplicate if subfields 2, 3,
and 4 of PDS 0105 plus subfield 1 of PDS 0026 (File Reversal Indicator) match an entry in the
file ID history file.

PDS 0105 subfields

This PDS consists of four subfields.

PDS 0105 subfields

Number Positions Name Attribute Justification

1 1–3 File Type n-3 N/A
2 4–9 File Reference Date n-6 N/A
3 10–20 Processor ID n-11 right
4 21–25 File Sequence Number n-5 right

Subfield 1 (File Type)

Subfield 1 (File Type) is a three-digit code that indicates the type of logical data file being
transmitted. Values are listed in this table.

Subfield 1 (File Type)

Value Description
001 Clearing file: Generated by Mastercard®
002 Clearing file: Member-generated
003 Early Reconciliation file: Generated by Mastercard®
011 Clearing file: Generated by LPRUS
013 Early Reconciliation file: Generated by LPRUS
021 Clearing file: Generated by NSPK
023 Early Reconciliation file: Generated by NSPK
031 Clearing file: Generated by LPIDN
033 Early Reconciliation file: Generated by LPIDN
901 Generated by Mastercard®, MasterCom System
902 Generated by Mastercard®, Rewards System
903 Generated by Mastercard®, EPSNet System
904 Generated by Mastercard® Network

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 Private data subelement definitions
PDS 0105 subfields

Value Description
905 Clearing file: Generated by Mastercard® SEND
906 Clearing file: Generated by Mastercard® CBK
907–999 Clearing file: Generated by Mastercard® on behalf of member

Subfield 2 (File Reference Date)

PDS 0105, subfield 2 (File Reference Date) is for customer-generated logical files. The subfield
contains the date the transmitting customer or processor submitted or processed the file. The
file reference date must be equal to or no more than 30 days before the current Central Site
business date. The required date format is YYMMDD.
For logical files that are generated by Mastercard®, this subfield will contain the clearing
system’s business processing date.

Subfield 3 (Processor ID)

For customer-generated files, subfield 3 (Processor ID) contains the customer ID of the
customer or processor submitting the file.
For files generated by Mastercard® on behalf of the customer, subfield 3 (Processor ID) contains
the customer ID of the customer or processor receiving the file.

Subfield 4 (File Sequence Number)

Subfield 4 (File Sequence Number) is a five-digit value that the customer or processor
submitting the file assigns. It must be unique for each Processor ID and File Reference Date
combination.
For customer-generated logical files, this subfield must be numeric. Customers that submit
clearing files from multiple locations each day may choose to assign specific ranges of sequence
numbers to each location to ensure that file IDs are not duplicated.
For logical files that are generated by Mastercard®, this subfield contains the two-position
clearing cycle indicator, followed by a one-position delivery cycle and two-position sequential
number that is incremented for each processing file, and clearing cycle, throughout a clearing
processing day.
The data in this subfield must be right-justified with leading zeros.

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 Private data subelement definitions
PDS 0106 (Clearing Optimizer Information)

PDS 0105, subfield 4 in files generated by Mastercard®

Positions Name Attribute Justification

1–2 Clearing Cycle n-2 right

NOTE: This value will be 99 if the

customer receives clearing files
containing data from two or
more clearings.

3 Delivery Cycle (Values = 1–6)

4–5 Sequence Number right

PDS 0106 (Clearing Optimizer Information)

PDS 0106 (Clearing Optimizer Information) contains information from the clearing optimizer
software.
This information is included in PDS 0106:
• The release number and release version of the clearing optimizer software used to validate
the IPM clearing file
• The version of the IPM Mastercard Parameter Extract (MPE) file used by the software at the
time the IPM clearing file was validated, and
• The platform version of the clearing optimizer software used to validate the IPM clearing file.

Attributes

Data Representation: n-13; TAGLLL

Tag Field: 0106
Length Field: 3 positions, value = 013
Data Field: Fixed length, 13 positions
Subfields: 3
Justification: N/A or right

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0106 subfields

Usage

Message Type Identifier Org Sys Dst

File Header (Customer-generated)/1644 C • •

PDS 0106 is created exclusively by the Mastercard® clearing optimizer software.

Originators of IPM clearing files must not create or include PDS 0106 in any messages they
generate. PDS 0106 will automatically be added to the File Header/1644 message of all IPM
clearing files processed and accepted by the clearing optimizer software using information
generated by the software. PDS 0106 will be present in the accepted IPM clearing files
produced by the software and subsequently sent to Mastercard® by the file originator.
Originators of IPM clearing files must not modify or remove PDS 0106 when present in a
production clearing file processed by the clearing optimizer software and subsequently sent to
Mastercard® for clearing processing; when PDS 0106 is created by the software, it must be sent
to Mastercard®.
Mastercard® does not include PDS 0106 in any clearing message within any clearing file sent to
a clearing file receiver. File receivers never receive PDS 0106.
PDS 0106 applies only to IPM clearing files processed by the clearing optimizer software. If the
software is not used by the file originator, PDS 0106 is not present. Mastercard® accepts
clearing files with or without PDS 0106.

PDS 0106 subfields

This PDS consists of three subfields.

Subfields

Number Positions Name Attribute Justification

1 1–4 Clearing Optimizer Package n-4 N/A
2 5–12 MPE Version n-8 right
3 13 Clearing Optimizer Version n-1 N/A

Subfield 1 (Clearing Optimizer Package)

PDS 0106 (Clearing Optimizer Information), subfield 1 (Clearing Optimizer Package) identifies
the release number and release version of the clearing optimizer software used to validate the
IPM clearing message. The first three positions specify the release number, and the fourth
position specifies the release version.

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 Private data subelement definitions
PDS 0110 (Transmission ID)

Subfield 2 (MPE Version)

This subfield identifies the version of the IPM MPE file used by the software at the time the IPM
clearing file was validated.

Subfield 3 (Clearing Optimizer Version)

This subfield identifies the platform version of the clearing optimizer software used to validate
the IPM clearing file.

Values

Values Description
1 Mainframe
2 Auto-Edit
3 Workstation Plus

PDS 0110 (Transmission ID)

PDS 0110 (Transmission ID) uniquely identifies a physical transmission or grouping of logical
files to be exchanged between a customer or processor and the clearing system.
Each transmission may contain multiple logical files that PDS 0105 (File ID) identifies.

Attributes

Data Representation: n-25; TAGLLL

Tag Field: 0110
Length Field: 3 positions, value = 025
Data Field: Fixed length, 25 positions
Subfields: 4
Justification: N/A or right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0110 subfields

Usage

Message Type Identifier Org Sys Dst

File Header (Customer-generated)/1644 O • •

Customers that stack multiple logical files in a physical transmission may use this optional PDS.
Customers may provide it in File Header/1644 messages to tie together all logical files in the
physical transmission.
If present, the same PDS 0110 value may be placed into PDS 0110 in each File Header/1644 in
the physical transmission.
The clearing system generates reconciliation information that accumulates data at the
individual logical file level. Transmission-level totals are not provided.

PDS 0110 subfields

This PDS consists of four subfields.

Subfields

Number Positions Name Attribute Justification

1 1–3 Transmission Type n-3 N/A
2 4–9 Transmission Reference Date n-6 N/A
3 10–20 Processor ID n-11 right
4 21–25 Transmission Sequence Number n-5 right

The combination of these four subfields must together form a value that uniquely identifies
each transmission or grouping of logical files within a business day from a customer processing
center.

Subfield 1 (Transmission Type)

Subfield 1 (Transmission Type) is a three-digit code that indicates the transmission type shown
in this table.

Subfield 1 (Transmission Type)

Value Description
002 Clearing transmission: member-generated

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 Private data subelement definitions
PDS 0122 (Processing Mode)

Subfield 2 (Transmission Reference Date)

Subfield 2 (Transmission Reference Date) is the date that the originating customer or processor
processed or submitted the transmission. It must be less than or equal to the clearing system’s
business processing date. The required date format is YYMMDD.

Subfield 3 (Processor ID)

For customer-generated transmissions, subfield 3 (Processor ID) contains the customer ID of
the customer or processor submitting the transmission.

Subfield 4 (Transmission Sequence Number)

Subfield 4 (Transmission Sequence Number) is a five-digit number the transmission originator
assigns. It should be unique for each combination of transmission type, transmission reference
date, and processor ID. GCMS does not edit for duplicate transmission IDs.

PDS 0122 (Processing Mode)

PDS 0122 (Processing Mode) indicates the type of processing to be performed on transaction
messages.

Attributes

Data Representation: ans-1;TAGLLL

Tag Field: 0122
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Header (Customer-generated)/1644 M • •

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 Private data subelement definitions
PDS 0137 (Fee Collection Control Number)

Message Type Identifier Org Sys Dst

File Header (Clearing System-generated)/1644 • X M

PDS 0122 indicates the type of processing (such as production or test) to be applied to an
entire data file of transaction messages.

Values
Processing mode values are listed in this table.

Values

Value Description
P Production
T Test

PDS 0137 (Fee Collection Control Number)

PDS 0137 (Fee Collection Control Number) contains a financial control number (reference
number) that a fee collection message originator assigns.

Attributes

Data Representation: n…20; TAGLLLVAR

Tag Field: 0137
Length Field: 3 positions, value = 017–020
Data Field: Variable length, 17–20 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0138 (Source Message Number ID)

Usage

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection messages
Fee Collection (Retrieval Fee Billing)/1740 M • M
Fee Collection (Handling Fees)/1740 M • M
Fee Collection (Other than Retrieval Fee Billing/Handling M • M
Fees)/1740

This PDS assists customers in referencing and reconciling various posted miscellaneous fees and
billings using the fee collection message.
A customer may assign PDS 0137 as a documentation reference for customer-generated fee
collection messages sent to another customer.
Customers must submit a minimum of 17 positions and a maximum of 20 positions for PDS
0137. The information must be numeric and right-justified.
The clearing system also uses this PDS to provide control numbers on Fee Collection (Clearing
System-generated)/1740 messages.
In all Fee Collection/1740 messages, PDS 0137 is required and must be the same on the initial
fee collection and all subsequent returns.

PDS 0138 (Source Message Number ID)

PDS 0138 (Source Message Number ID) contains the message sequence number from a
previously submitted file’s message.

Attributes

Data Representation: n-8; TAGLLL

Tag Field: 0138
Length Field: 3 positions, value = 008
Data Field: Fixed length, 8 positions
Subfields: None
Justification: Right

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PDS 0140 (Amount, Cardholder Billing Amounts USD)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Message Exception/1644 and File Reject/1644 • X C

This PDS identifies in Message Exception/1644 messages the message sequence number of a
rejected message from a previously transmitted data file. It contains the value from DE 71
(Message Number) from the rejected message.
This PDS is present if the clearing system can parse the rejected message.

PDS 0140 (Amount, Cardholder Billing Amounts USD)

This PDS is provided only for customers that participate in Settlement Service Level 1
(Regional), where the Currency Code is 392 (Yen).
PDS 0140 (Amount, Cardholder Billing Amounts USD) identifies Amount, Cardholder Billing in
USD and Amount, Cardholder Currency Conversion Assessment USD on the outbound message
to customers for First and Second Presentments/1240, when PDS 0159, subfield 3 (Settlement
Service Level Code) is equal to 1 (Regional) and DE 50 (Currency Code, Reconciliation) is equal
to 392 (Yen).

NOTE: Both subfields of PDS 0140 are always USD, Currency Code 840, with a currency exponent of
two.

Attributes

Data Representation: n–24; TAGLLLVAR

Tag Field: 0140
Length Field: 3 positions, value = 012–024
Data Field: variable length, 012–024 positions
Subfields: 2
Justification: Right

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PDS 0140 subfields

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C
s1 Amount, Cardholder Billing USD • X C
s2 Amount, Currency Conversion Assessment USD • X C
Second Presentment/1240 • X C
s1 Amount, Cardholder Billing USD • X C
s2 Amount, Currency Conversion Assessment USD • X C

PDS 0140 subfields

This PDS consists of two subfields.

PDS 0140 subfields

Number Positions Name Attribute Justification

1 1–12 Amount, Cardholder Billing USD n-12 right
2 13–24 Amount, Currency Conversion n-12 right
Assessment USD

Subfield 1 (Amount, Cardholder Billing USD)

This subfield contains the amount in the cardholder billing in USD.

Subfield 2 (Amount, Currency Conversion Assessment USD)

This subfield contains the calculated currency conversion assessment adjustment amount in
USD.

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 Private data subelement definitions
PDS 0141 (Customer Currency Conversion Revenue Data)

PDS 0141 (Customer Currency Conversion Revenue Data)

PDS 0141 (Customer Currency Conversion Revenue Data) contains the Customer Currency
Conversion Revenue (CCCR) amount and the rate that was used for the calculation.
Mastercard® sends this data in First Presentment/1240 messages to issuers in Brazil
participating in the CCCR service.

Attributes

Data Representation: n-25; TAGLLL

Tag Field: 0141
Length Field: 3 positions, value = 025
Data Field: Fixed length, 25 positions
Subfields: 2
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C

Subfield 1 (Customer Currency Conversion Revenue Rate)

PDS 0141 (Customer Currency Conversion Revenue Data), subfield 1 indicates the customer
currency conversion rate applied to transactions processed for cards issued in Brazil in which the
transaction currency is reflected in neither Brazilian Reals nor U.S. Dollars.

Attributes

Data Representation: n-13

Data Field: Contents of positions 1–13
Justification: Right-justified

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 Private data subelement definitions
Subfield 2 (Customer Currency Conversion Revenue Amount)

Values
The seven left-most digits denote the values that appear to the left of the decimal of the
customer currency conversion rate, and the six right-most digits denote the values that appear
after the decimal of the customer currency conversion rate. For example, a data value of
0000002350000 indicates a conversion rate of 0000002.350000.

Subfield 2 (Customer Currency Conversion Revenue Amount)

PDS 0141 (Customer Currency Conversion Revenue Data), subfield 2 indicates the calculated
customer currency conversion amount in the reconciliation currency.
This amount is added to the amount in DE 5 (Amount, Reconciliation) for transactions
processed for cards issued in Brazil in which the transaction currency is reflected in neither
Brazilian Reals nor U.S. Dollars.

Attributes

Data Representation: n-12

Data Field: Contents of positions 14–25
Justification: Right-justified

Values
All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a customer currency
conversion amount of BRL 212.50 is expressed as 000000021250.

PDS 0142 (Additional Service Data For Issuers)

PDS 0142 (Additional Service Data For Issuers) contains the ECB Foreign Exchange reference
rates and the percentage difference in comparison to the Mastercard Foreign Exchange rate.

Attributes

Attribute Description
Data Representation: ans-15; TAGLLL
Tag Field: 0142
Length Field: 3 positions, value = 015
Data Field: Fixed length, 15 positions
Subfields: 3

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 Private data subelement definitions
Subfield 01 (Reference Conversion Rate)

Attribute Description
Justification: See subfields

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages
First Presentment/1240 • X C

Values
Issuers will receive these subfields if they have opted in for any of the supported services and if
those services were performed on the given transaction.
If present, PDS 0142 must be a fixed length of 15 and will represent European Issuer Foreign
exchange reference rate and any percentage difference between the Mastercard Foreign
Exchange rate.

PDS 0142 Subfields

Number Position(s) Name Attribute Justification

01 1-8 Reference n-8 N/A
Conversion Rate
02 9 Reference a-1 N/A
Conversion Rate
Differential Sign
Indicator
03 10-15 Reference n-6 N/A
Conversion Rate
Percent Differential

Subfield 01 (Reference Conversion Rate)

Subfield 01 (Reference Conversion Rate) is numeric and contains the processing day’s European
Central Bank reference rate and may be all zeros.

PDS 0142 subfield 01 provides the “currency conversion cross-rate” from DE 4 (Amount,
Transaction) to DE 6 (Amount, Cardholder Billing).

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 Private data subelement definitions
Subfield 02 (Reference Conversion Rate Differential Sign Indicator)

The first position or the leftmost digit is populated with the number of decimal places and
denotes the number of positions that the decimal separator shall be moved from the right.
The left-most digit is in the range 0–9. For example, a data value of 91234567 indicates a
conversion rate of 0.001234567 percent.

Subfield 02 (Reference Conversion Rate Differential Sign Indicator)

Subfield 02 (Reference Conversion Rate Differential Sign Indicator) identifies if the subfield 03
(Reference Conversion Rate Differential) is a debit or credit position for the message receiver.

Subfield 02 has a value of C (for Credit) or value of D (for Debit).

A value of C indicates that DE 10 (Conversion Rate, Cardholder Billing) is larger than or equal to
PDS 0142, subfield 01 (Reference Conversion Rate).
A value of D indicates that DE 10 (Conversion Rate, Cardholder Billing) is less than PDS 0142,
subfield 01 (Reference Conversion Rate).

Subfield 03 (Reference Conversion Rate Percent Differential)

Subfield 03 (Reference Conversion Rate Percent Differential) is numeric and contains the
percentage difference of DE 10 (Cardholder Billing Conversion Rate) and PDS 0142 subfield 01
(Reference Conversion Rate).

Subfield 03 carries a percentage value with an implied two-position decimal.

For Example:
• A differential of +123.45% is represented with PDS 0142 subfield 02 = C and PDS 0142
subfield 03 = 012345
• A differential of 0.00% is represented with PDS 0142 subfield 02 = C and PDS 0142 subfield
03 = 000000
• A differential of -1.23% is represented with PDS 0142 subfield 02 = D and PDS 0142
subfield 03 = 000123

PDS 0145 (Amount, Alternate Transaction Fee)

PDS 0145 (Amount, Alternate Transaction Fee) presents an alternative fee amount associated
with a transaction.

Attributes

Data Representation: n-15; TAGLLL

Tag Field: 0145
Length Field: 3 positions, value 015

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PDS 0145 subfields

Data Field: Fixed length, 15 positions

Subfields: 2
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C
First Chargeback/1442 O X C
Arbitration Chargeback/1442 O X C

Fees are assessed in an appropriate currency according to card program identifier, program, or
service rules. For example, a fee assessed to the customer, such as a variable transaction
interchange fee, may be assessed in the transaction currency; a regional clearing system
processing fee might be assessed in the preferred currency of the country in which the clearing
system is operated. This field is used by Mexico Domestic Business Service 4/484001.

Values
All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

Notes
PDS 0148 (Currency Exponents) must be present with PDS 0145 to identify the transaction’s
exponent.

PDS 0145 subfields

PDS 0145 may contain one occurrence of the transaction fee.

Subfield 1 (Currency Code, Fee)

PDS 0145 (Amount, Alternate Transaction Fee), subfield 1 (Currency Code, Fee) identifies the
currency of the fee amount. The fee is defined in the calculated fee currency and may include a
fixed amount, a percentage of the transaction amount, or both. This subfield must contain a
valid ISO numeric currency code.

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 Private data subelement definitions
PDS 0146 (Amounts, Transaction Fee)

Subfield 2 (Amount, Fee)

PDS 0145 (Amount, Alternate Transaction Fee), subfield 2 (Amount, Fee) identifies the fee
amount in the currency in which the fee is calculated.

PDS 0146 (Amounts, Transaction Fee)

PDS 0146 (Amounts, Transaction Fee) presents all fee amounts associated with a transaction.
This PDS may accommodate 1 to 12 different fee types.

Attributes

Data Representation: n...432; TAGLLLVAR

Tag Field: 0146
Length Field: 3 positions, value = 036–432 in increments of 36
Data Field: Variable length, 36–432 positions
Subfields: 7 subfields for each transaction fee occurrence
Occurrences: 1–12
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C
First Chargeback/1442 and Arbitration Chargeback/1442 O X C
Second Presentment/1240 O X C

For ATM transactions submitted by the Mastercard® Network, this element is mandatory.
For bilaterally settled and collection only transactions, this element is optional.
Fees are assessed in an appropriate currency according to card program identifier, program, or
service rules. For example, a fee assessed to the acquirer, such as a variable transaction
interchange fee, may be assessed in the transaction currency; a regional clearing system

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 Private data subelement definitions
PDS 0146 subfields

processing fee might be assessed in the preferred currency of the country in which the clearing
system is operated.
If the transaction is classified as bilateral settlement (indicated by B in subfield 1 of PDS 0165
[Settlement Indicator]), and the business service assigned to the transaction does not specify
that fees should be calculated:
• If the message originator populates PDS 0146 with expected fees, the clearing system
passes them to the receiving customer.
• If the message originator does not provide PDS 0146, PDS 0146 will not be present at all in
the message sent to the receiving customer.
In all other conditions, the clearing system calculates the fees and provides them to the receiving
customer in PDS 0146.

Related required PDS

PDS 0148 (Currency Exponents) must be present with PDS 0146 to identify the transaction’s
exponent.

Values
All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

NOTE: This field remains unchanged from the original message when processing a reversal of a
previous message.

PDS 0146 subfields

This PDS may contain 1 to 12 occurrences of transaction fees.

Subfields
Each transaction fee consists of seven subfields as defined in this table. Each fee requires 36
positions; the length of this PDS must be a multiple of 36, with a maximum length of 432
positions.

PDS 0146 subfields

Number Positions Name Attribute Justification

1 1–2 Fee Type Code A, code in the n-2 N/A
range 00–99 to indicate the fee
type.
2 3–4 Fee Processing Code A, code that n-2 N/A
indicates the entity to be debited
and the entity to be credited for
this fee amount.

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PDS 0146 subfields

Number Positions Name Attribute Justification

3 5–6 Fee Settlement Indicator n-2 N/A
identifies the PDS location of the
settlement service information
applicable to this fee.
4 7–9 Currency Code, Fee The ISO n-3 N/A
numeric currency code for the
Amount, Fee (subfield 5).
5 10–21 Amount, Fee The transaction fee n-12 N/A
amount in the calculated
currency of the fee.
6 22–24 Currency Code, Fee, n-3 N/A
Reconciliation. The ISO numeric
currency code for the Amount,
Fee, Reconciliation (subfield 7).
7 25–36 Amount, Fee, Reconciliation. Fee n-12 N/A
amount in the reconciliation
currency (payment currency).

All subfields are present for each fee occurrence. If the fee reconciliation (payment) currency is
the same as the fee calculation currency, fee subfields 6 and 7 contain the same values as
subfields 4 and 5. When the transaction originator provides PDS 0146, subfield 3 may contain
zeros.

Subfield 1 (Fee Type Code)

Customer processing systems must be able to accommodate new fee types that may be added
at any time. The codes assigned by the clearing system are listed in this table.

Subfield 1 (Fee Type Code)

Value Description
00 Transaction interchange fee (fixed plus variable fee amount)

Subfield 2 (Fee Processing Code)

This subfield identifies the entity to be debited and the entity to be credited for the fee amount.
The valid values are listed in this table.

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PDS 0146 subfields

Subfield 2: Fee Processing Code

Value Description
19 Debit transaction destination
29 Credit transaction destination
00 Not applicable: May be used if member provides PDS 0146

Subfield 3 (Fee Settlement Indicator)

This subfield identifies the settlement service PDS to which the fee is associated for the purpose
of financial reconciliation and settlement. The values are listed in this table.

Subfield 3 (Fee Settlement Indicator)

Value Description
00 Settlement services do not apply to this fee. Fee settlement or fee
billing occurs as a separate activity and is not included in this
transaction’s reconciliation and settlement (usually applies when
bilateral settlement occurs).
01 This settlement service is identified in PDS 0159 (Settlement Data).

Subfield 4 (Currency Code, Fee)

Subfield 4 (Currency Code, Fee) identifies the currency of the fee amount. This is the currency in
which the clearing system calculates the fee. For example, if the fee is listed in Mastercard®
publications as a U.S. Dollar fee, subfields 4 and 5 will contain the fee in U.S. Dollars. The fee is
defined in the calculated fee currency and may include a fixed amount, a percentage of the
transaction amount, or both. This subfield must contain a valid ISO numeric currency code.

Subfield 5 (Amount, Fee)

Subfield 5 (Amount, Fee) is the fee amount in the currency in which the fee is calculated by the
clearing system. In First Presentment/1240 messages, the total interchange fees assessed
must not be greater than the transaction amount.

Subfield 6 (Currency Code, Fee, Reconciliation)

Subfield 6 (Currency Code, Fee, Reconciliation) identifies this fee’s reconciliation (payment)
currency. Standard ISO numeric currency codes are used.

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 Private data subelement definitions
PDS 0147 (Extended Precision Amounts)

Subfield 7 (Amount, Fee, Reconciliation)

Subfield 7 (Amount, Fee, Reconciliation) is the fee amount converted to the reconciliation
(payment) currency for the message recipient.

PDS 0147 (Extended Precision Amounts)

PDS 0147 (Extended Precision Amounts) is for business service arrangements that are enabled
for the extended decimal precision service.
This PDS represents the fee amount associated with a transaction extended to six decimal
positions. PDS 0147 may accommodate a total of one to 12 different fee types. Table IP1100T1
will be modified by adding elements to prevent customers from sending in PDS 0147 (Extended
Precision Amounts).

Attributes

Data Representation: n...576; TAGLLLVAR

Tag Field: 0147
Length Field: 3 positions, value = 048-576 in increments of 48
Data Field: Variable length, 048-576 positions
Subfields: 7 subfields for each transaction fee occurrence
Occurrences: 1–12
Justification: N/A

Usage
For all transactions where extended decimal precision is active, the clearing system provides this
field. This table shows the usage of this PDS (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C
Second Presentment/1240 • X C
First Chargeback/1442 and Arbitration Chargeback/1442 • X C

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 Private data subelement definitions
PDS 0147 subfields

Values
All currency amounts are expressed to 6 decimals without a decimal separator in accordance
with ISO standards for currency notation. For example, an Interchange Fee amount of
USD .000123 is expressed as 000000000000000123.

NOTE: This field remains unchanged from the original message when processing a reversal of a
previous message.

PDS 0147 subfields

This PDS may contain one to 12 occurrences of transaction fees.
Each transaction fee consists of seven subfields as defined in this table. Each fee requires 48
positions; the length of this PDS must be a multiple of 48, with a maximum length of 576
positions.

PDS 0147 subfields

Number Positions Name Attribute Justification

1 1–2 Fee Type Code: A code in the n-2 N/A
range 00–99 to indicate the fee
type.
2 3–4 Fee Processing Code: A code that n-2 N/A
indicates the entity to be debited
and the entity to be credited for
this fee amount.
3 5–6 Fee Settlement Indicator: n-2 N/A
Identifies the PDS location of the
settlement service information
applicable to this fee.
4 7–9 Currency Code, Fee: The ISO n-3 N/A
numeric currency code for the
Interchange Amount, Fee
(subfield 5).
5 10–27 Interchange Amount, Fee: The n-18 N/A
transaction fee amount to 6
decimals in the calculated
currency of the fee.
6 28–30 Currency Code, Fee, n-3 N/A
Reconciliation: The ISO numeric
currency code for the Interchange
Amount, Fee, Reconciliation
(subfield 7).

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 Private data subelement definitions
PDS 0147 subfields

Number Positions Name Attribute Justification

7 31–48 Interchange Amount, Fee, n-18 N/A
Reconciliation: Fee amount
calculated to 6 decimals in the
reconciliation currency (payment
currency).

All subfields are present for each fee occurrence. If the fee reconciliation (payment) currency is
the same as the fee calculation currency, fee subfields 6 and 7 contain the same values as
subfields 4 and 5.

Subfield 1 (Fee Type Code)

The code that the clearing system assigns are in this table. Customer processing systems must
be able to accommodate new fee types that may be added at any time.

Subfield 1 (Fee Type Code)

Value Description
00 Transaction interchange fee (fixed plus variable fee amount).

Subfield 2 (Fee Processing Code)

This subfield identifies the entity to be debited and the entity to be credited for the fee amount.
The values are listed in this table.

Subfield 2 (Fee Processing Code)

Value Description
19 Debit transaction destination.
29 Credit transaction destination.

Subfield 3 (Fee Settlement Indicator)

This subfield identifies the settlement service PDS to which the fee is associated for the purpose
of financial reconciliation and settlement. The values are listed in this table.

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PDS 0147 subfields

Subfield 3 (Fee Settlement Indicator)

Value Description
00 Settlement services do not apply to this fee; fee settlement, or fee
billing occurs as a separate activity and is not included in this
transaction’s reconciliation and settlement (usually applies when
bilateral settlement occurs).
01 Settlement Data; this settlement service is identified as PDS 0159
(Settlement Data).

Subfield 4 (Currency Code, Fee)

Subfield 4 (Currency Code, Fee) identifies the currency of the interchange amount fee. This is
the currency in which the fee is calculated by the clearing system. For example, if the fee is listed
in Mastercard® publications as a U.S. Dollar fee, then subfields 4 and 5 will contain the fee in
U.S. Dollars. The fee is defined in the calculated fee currency, and may include a fixed amount, a
percentage of the transaction amount, or both. This subfield must contain a valid ISO numeric
currency code.

Subfield 5 (Interchange Amount, Fee)

Subfield 5 (Interchange Amount, Fee) is the interchange fee amount calculated to six decimals
in the currency in which the fee is calculated with extended precision by the clearing system. For
example, if the fee is listed in Mastercard® publications as a U.S. Dollar fee, then subfields 4 and
5 will contain the fee in U.S. Dollars.

Subfield 6 (Currency Code, Fee, Reconciliation)

Subfield 6 (Currency Code, Fee, Reconciliation) identifies this fee’s reconciliation (payment)
currency. Standard ISO numeric currency codes are used.

Subfield 7 (Interchange Amount, Fee, Reconciliation)

Subfield 7 (Interchange Amount, Fee, Reconciliation) is the Interchange Amount, Fee calculated
to six decimals converted to the reconciliation (payment) currency for the message recipient.

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 Private data subelement definitions
PDS 0148 (Currency Exponents)

PDS 0148 (Currency Exponents)

PDS 0148 (Currency Exponents) explicitly identifies the implicit decimal point locations
associated with each ISO standard currency code used in a message.

Attributes

Data Representation: ans...60; TAGLLLVAR

Tag Field: 0148
Length Field: 3 positions, value = 004–060 in increments of 4
Data Field: Variable length, 4–60 positions
Subfields: 2 subfields for each currency exponent data
occurrence
Occurrences: 1–15
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 M X M
First Chargeback/1442 and Arbitration Chargeback/1442 M X M
Second Presentment/1240 M X M
File Currency Summary/1644 • X M
Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M
Retrieval Request/1644 M • M
Retrieval Request Acknowledgment/1644 M • M
Fee Collection (Retrieval Fee Billing)/1740 M X M
Fee Collection (Handling Fees)/1740 M X M

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 Private data subelement definitions
PDS 0148 (Currency Exponents)

Message Type Identifier Org Sys Dst

Fee Collection (Other than Retrieval Fee Billing/Handling M X M
Fees)/1740

This PDS identifies the decimal point location for all currency amounts in a message.
Message originators must populate PDS 0148 with the currency exponents that apply to any
amount and currency code data elements, such as DE 4 (Amount, Transaction), DE 49 (Currency
Code, Transaction), and DE 30 (Amounts, Original) that they provide in a message.
The clearing system populates PDS 0148 with the currency exponents that apply to any clearing
system-provided amount and currency code data elements, such as DE 5 (Amount
Reconciliation) and DE 50 (Currency Code, Reconciliation); DE 6 (Amount, Cardholder Billing)
and DE 51 (Currency Code, Cardholder Billing); or PDS 0146 (Amounts, Transaction Fee).
Each currency code in the message should be presented only once in PDS 0148, along with the
corresponding currency exponent.
The clearing system validates the currency exponents in subfield 2 of PDS 0148 to ensure they
are valid for the currency codes in subfield 1. If they are not valid, the clearing system rejects the
transaction.
For example, assume that a transaction occurs between Canada region customers in U.S.
Dollars (currency code 840, exponent 2). The clearing system assesses fees in Canadian Dollars
(currency code 124, exponent 2):
• The acquirer submits a First Presentment/1240 in which DE 49 contains 840. PDS 0148 also
must be present and must contain a single value of 8402, representing currency code 840
and currency exponent 2.
• The clearing system then calculates fees and presents them in PDS 0146. Because the fees
are in a currency that is not yet present in PDS 0148, the clearing system adds a second
occurrence to PDS 0148, containing a value of 1242 to indicate currency code 124 and
currency exponent 2.
• The clearing system then calculates DE 5 and DE 6 in Canadian dollars (currency code 124)
and adds them to the message, along with their related currency codes of DE 50 and DE 51.
Because currency code 124 is already present in PDS 0148, the clearing system does not add
any more values to PDS 0148.
• The issuer receives the First Presentment/1240 containing all of the amount and currency
data elements and PDSs previously described (DE 4 and DE 49; DE 5 and DE 50; DE 6 and
DE 51; PDS 0146; and PDS 0148). PDS 0148 contains two data occurrences with values of
8402 and 1242, respectively.

Values
If present, PDS 0148 cannot contain all low values or all high values.

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 Private data subelement definitions
PDS 0148 subfields

PDS 0148 subfields

This PDS may contain from 1 to 15 occurrences of currency exponent information.
Each occurrence consists of two subfields as defined in this table. Each occurrence requires four
positions; the length of this PDS must be a multiple of four, with a maximum length of 60
positions.

PDS 0148 subfields

Number Positions Name Attribute Justification

1 1–3 Currency Code n-3 N/A
2 4 Currency Exponent an-1 N/A

Subfield 1 (Currency Code)

Subfield 1 (Currency Code) is an ISO-standard currency code that identifies the currency type.

Subfield 2 (Currency Exponent)

Subfield 2 (Currency Exponent) explicitly identifies the implied decimal position applicable to the
ISO standard currency code.
A zero indicates that the decimal point immediately follows the least significant digit of the
related amount data.
Values in the range 1–5 indicate that the decimal point is located 1–5 positions to the left of the
least significant digit of the related amount data.
Values in the range A–E indicate that the decimal point is located 1–5 positions to the right of
the least significant digit of the related amount data. (Values A–E are not currently supported.)
Currently, only numeric currency exponents (values 1–5) are supported. ISO defined values A–E
are for future use.
Refer to the Quick Reference Booklet for a complete list of currency codes and related implied
currency exponent values.

PDS 0149 (Currency Codes, Amounts, Original)

PDS 0149 (Currency Codes, Amounts, Original) defines the DE 30 (Amounts, Original)
currencies.

Attributes

Data Representation: n-6; TAGLLL

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PDS 0149 (Currency Codes, Amounts, Original)

Tag Field: 0149

Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: 2
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 M • M
Second Presentment/1240 M • M
Retrieval Request/1644 M • M
Retrieval Request Acknowledgment/1644 M • M
Fee Collection (Retrieval Fee Billing)/1740 M • M
Fee Collection (Handling Fees)/1740 C • C
Fee Collection (Other than Retrieval Fee Billing/handling C • C
Fees)/1740

This PDS is required when DE 30 is in the message.

PDS 0148 (Currency Exponents) must also be present in a message when PDS 0149 is present.

Values
Subfield 1 (Currency Code, Original Transaction Amount) must contain valid ISO numeric
currency codes. There must be an occurrence of PDS 0149, subfield 1 (Currency Code, Original
Transaction Amount) along with its corresponding currency exponent in PDS 0148.
Subfield 2 (Currency Code, Original Reconciliation Amount) must contain all zeros.

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 Private data subelement definitions
PDS 0149 subfields

PDS 0149 subfields

This PDS contains two subfields.

PDS 0149 subfields

Number Positions Name Attribute Justification

1 1–3 Currency Code, Original n-3 N/A
Transaction Amount
2 4–6 Currency Code, Original n-3 N/A
Reconciliation Amount

PDS 0150 (Additional Recurring Payments Information)

PDS 0150 (Additional Recurring Payments Information) is used in the Clearing System to
provide additional data for recurring payments.

Attributes

Attribute Value
Data representation ans-26; TAGLLL
Tag field 0150
Length field 3 positions, value = 026
Data field Fixed length, 26 positions
Subfields 7
Justification Left

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 Private data subelement definitions
PDS 0150 (Additional Recurring Payments Information)

Values

Field name/ Data

position Subfield ID representation Position Comment
Recurring Payment 01 n-1 1 Values are
Mandate Type
• 1 = fixed
amount
Recurring
Payment and
• 2 = Recurring
Payment with
maximum
amount.

Recurring Payment 02 n-1 2 Values are

Transaction Type
• 1=
registration/
first transaction
and
• 2 = subsequent
transaction.

Validation Flag 03 n-1 3 Values are

• 0 = not
validated and
• 1 = validated.

Maximum 04 n-10 4-13 Maximum amount

Recurring Payment agreed to by the
Amount cardholder.
Amount will be
specified in DE 49
(Currency Code,
Transaction).
Example: 1800.00
as 180000, with
leading zeros.

Registered 05 an-10 14-23 Unique identifier

Transaction for Recurring
Identifier Payments
mandate.

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 Private data subelement definitions
PDS 0150 (Additional Recurring Payments Information)

Field name/ Data

position Subfield ID representation Position Comment
Number of 06 n-2 24-25 Indicates the
Recurring number of
Payments recurring payment
debits. With
leading zeros.
Value of 99 means
that recurring
payments are
authorized until
canceled or that
the Number of
Recurring
Payments is not
indicated.

Recurring Payment 07 n-1 26 Identifies

Frequency frequency of the
Recurring
Payments debit.
Values are
• 0: annually
• 1: daily
• 2: weekly
• 3: fortnightly
• 4: monthly
• 5: quarterly
• 6: twice-yearly,
and
• 8: ad hoc.

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Message type identifier Org Sys DST

First Presentment C • C
1240/200
Second Presentment C • C
1240/200

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 Private data subelement definitions
PDS 0157 (Alternate Processor Indicator)

Message type identifier Org Sys DST

First Chargeback C • C
1442/200

Application notes
Mastercard is not enforcing edits to check the presence or content of any data.

PDS 0157 (Alternate Processor Indicator)

PDS 0157 (Alternate Processor Indicator) distinctly identifies a transaction as an alternate
processor transaction.

Attributes

Data Representation: ans–4; TAGLLL

Tag Field: 0157
Length Field: 3 positions, value = 003
Data Field: Fixed length, 4 positions
Subfields: None

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

PDS 0157 is allowed only on collection-only transactions.

GCMS will apply the Cross-border Assessment (CBA) transaction qualification process on
alternate processor transactions.

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 Private data subelement definitions
PDS 0158 (Business Activity)

Values
If present, PDS 0157 must contain a valid value of ALTC to indicate Alternate Processor Cross-
border transaction.
If PDS 0157 Alternate Processor Indicator is present, PDS 0165 subfield 1 (Settlement
Indicator) must contain a value of C.

PDS 0158 (Business Activity)

PDS 0158 (Business Activity) identifies the business arrangement applied to this transaction.
This PDS includes information about the applicable card program identifier for a transaction,
the business relationship between the acquirer and issuer (or the transaction originator and
destination customers), the interchange rules governing all participants in the transaction, and
the clearing system business date and processing cycle for reconciliation purposes.

Attributes

Data Representation: ans…31; TAGLLLVAR

Tag Field: 0158
Length Field: 3 positions, value = 003–031
Data Field: Variable length, 3–31 positions
Subfields: 15
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X M
s1 Card Program Identifier C X M
s2 Business Service Arrangement Type Code C X M
s3 Business Service ID Code C X M
s4 Interchange Rate Designator C X M

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PDS 0158 (Business Activity)

Message Type Identifier Org Sys Dst

s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification Override Indicator • X M
s8 Product Class Override Indicator • X M
s9 Corporate Incentive Rates Apply Indicator • X M
s10 Special Conditions Indicator • X M
s11 Mastercard Assigned ID Override Indicator
®
• X M
s12 Account Level Management Account Category Code • X M
s13 Rate Indicator • X M
s14 MasterPass® Incentive Indicator • X M
s15 Digital Wallet Interchange Override Indicator • X M
First Chargeback/1442 and Arbitration Chargeback/1442 C X M
s1 Card Program Identifier C X M
s2 Business Service Arrangement Type Code C X M
s3 Business Service ID Code C X M
s4 Interchange Rate Designator C X M
s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification Override Indicator • X M
s8 Product Class Override Indicator • X M
s9 Corporate Incentive Rates Apply Indicator • X M
s10 Special Conditions Indicator • X M
s11 Mastercard Assigned ID Override Indicator
®
• X M
s12 Account Level Management Account Category Code • X M
s13 Rate Indicator • X M
s14 MasterPass® Incentive Indicator • X M
Second Presentment/1240 C X M
s1 Card Program Identifier C X M
s2 Business Service Arrangement Type Code C X M
s3 Business Service ID Code C X M
s4 Interchange Rate Designator C X M

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 Private data subelement definitions
PDS 0158 (Business Activity)

Message Type Identifier Org Sys Dst

s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification Override Indicator • X M
s8 Product Class Override Indicator • X M
s9 Corporate Incentive Rates Apply Indicator • X M
s10 Special Conditions Indicator • X M
s11 Mastercard Assigned ID Override Indicator
®
• X M
s12 Account Level Management Account Category Code • X M
s13 Rate Indicator • X M
s14 MasterPass® Incentive Indicator • X M
s15 Digital Wallet Interchange Override Indicator • X M
Retrieval Request/1644 O X M
s1 Card Program Identifier C X M
s2 Business Service Arrangement Type Code C X M
s3 Business Service ID Code C X M
s4 Interchange Rate Designator C X M
s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification Override Indicator • X M
s8 Product Class Override Indicator • X M
s9 Corporate Incentive Rates Apply Indicator • X M
s10 Special Conditions Indicator • X M
s11 Mastercard Assigned ID Override Indicator
®
• X M
s12 Account Level Management Account Category Code • X M
s13 Rate Indicator • X M
s14 MasterPass® Incentive Indicator • X M
s15 Digital Wallet Interchange Override Indicator • X M
Retrieval Request Acknowledgment/1644 O X M
s1 Card Program Identifier C X M
s2 Business Service Arrangement Type Code C X M
s3 Business Service ID Code C X M

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 Private data subelement definitions
PDS 0158 (Business Activity)

Message Type Identifier Org Sys Dst

s4 Interchange Rate Designator C X M
s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification Override Indicator • X M
s8 Product Override Indicator • X M
s9 Corporate Incentive Rates Apply Indicator • X M
s10 Special Conditions Indicator • X M
s11 Mastercard® Assigned ID Override Indicator • X M
s12 Account Level Management Account Category Code • X M
s13 Rate Indicator • X M
s14 MasterPass Incentive Indicator
®
• X M
s15 Digital Wallet Interchange Override Indicator • X M
Fee Collection (Retrieval Fee Billing)/1740 O X M
s1 Card Program Identifier C X M
s2 Business Service Arrangement Type Code C X M
s3 Business Service ID Code C X M
s4 Interchange Rate Designator C X M
s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification Override Indicator • X M
s8 Product Class Override Indicator • X M
s9 Corporate Incentive Rates Apply Indicator • X M
s10 Special Conditions Indicator • X M
s11 Mastercard® Assigned ID Override Indicator • X M
s12 Account Level Management Account Category Code • X M
s13 Rate Indicator • X M
s14 MasterPass Incentive Indicator
®
• X M
s15 Digital Wallet Interchange Override Indicator • X M
Fee Collection (Handling Fees)/1740 O X M
s1 Card Program Identifier C X M
s2 Business Service Arrangement Type Code C X M

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 Private data subelement definitions
PDS 0158 (Business Activity)

Message Type Identifier Org Sys Dst

s3 Business Service ID Code C X M
s4 Interchange Rate Designator C X M
s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification Override Indicator • X M
s8 Product Class Override Indicator • X M
s9 Corporate Incentive Rates Apply Indicator • X M
s10 Special Conditions Indicator • X M
s11 Mastercard® Assigned ID Override Indicator • X M
s12 Account Level Management Account Category Code • X M
s13 Rate Indicator • X M
s14 MasterPass® Incentive Indicator • X M
s15 Digital Wallet Interchange Override Indicator • X M
Fee Collection (Other than Retrieval Fee Billing/Handling O X M
Fees)/1740
s1 Card Program Identifier C X M
s2 Business Service Arrangement Type Code C X M
s3 Business Service ID Code C X M
s4 Interchange Rate Designator C X M
s5 Central Site Business Date • X M
s6 Business Cycle • X M
s7 Acceptor Classification Override Indicator • X M
s8 Product Class Override Indicator • X M
s9 Corporate Incentive Rates Apply Indicator • X M
s10 Special Conditions Indicator • X M
s11 Mastercard® Assigned ID Override Indicator • X M
s12 Account Level Management Account Category Code • X M
s13 Rate Indicator • X M
s14 MasterPass® Incentive Indicator • X M
s15 Digital Wallet Interchange Override Indicator • X M

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 Private data subelement definitions
PDS 0158 (Business Activity)

PDS 0158 must be a length of 003 to 031.

The clearing system determines and/or validates PDS 0158. If the business service requires an
interchange rate designator (IRD) for a given message type, the message originator must
submit all spaces or valid values in subfields 1, 2, and 3, and a valid interchange rate designator
in subfield 4. For example, PDS 0158 is required to be present for all U.S. region transactions
that are of Mastercard® brand, except for the following.
• ATM (DE 3, subfield 1 = 01)
• Cash Disbursement (DE 3, subfield 1 = 12)
• Retrieval Requests and Fee Collections
Customers may choose to submit only the IRD and provide spaces in subfields 1–3. In this
situation, GCMS derives the corresponding card program identifier and business service
information and populates the message with these values. If the system cannot determine the
appropriate values for the submitted IRD, the transaction is rejected.
If the customer provides values other than spaces and if the submitted information in subfields
1–3 does not match the information the clearing system assigns, the clearing system rejects the
transaction. The clearing system will also reject the transaction if the (non-space) values in
subfields 1–3 are invalid for the interchange rate designator provided in subfield 4.
PDS 0158 is important to reconciliation processing because it identifies the card program
identifier, the business service, the interchange rate designator, and the business date and
processing cycle to which the transaction is assigned for reconciliation purposes.
Refer to the Technical Resource Center on Mastercard Connect® for a complete listing of
domestic, regional, and interregional interchange programs.

Business service selection general information

The transaction business relationship (referred to as the business service) is described
collectively by the Card Program Identifier, the Business Service Type Code, and the Business
Service ID Code subfields. The business service defines the transaction interchange rule basis
together with the interchange rate designator submitted by the originator of the message.
A business service is an arrangement among a defined group of customers (such as acquirers
and issuers) that share a common level of interchange participation for a specific card program
identifier such as the Mastercard® brand. Business services may involve but are not limited to:
• Two or more customers (member-to-member)
• Customers in a single country (intracountry)
• Customers in two or more countries or regions (intercountry)
• Customers within a business region (intraregional), and
• Customers between business regions (interregional).
Each business service may have its own criteria, interchange rates, transaction life cycle
procedures, business date calendar, and other features.
When the clearing system receives a business transaction for processing, it evaluates these
types of information to determine the applicable card program and business service:

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 Private data subelement definitions
Subfield 1 (Card Program Identifier)

• The country of the acquirer

• The country to which the issuing account range is assigned
• The card programs associated with the acquirer
• The card programs associated with the issuing account range
• DE 3 (Processing Code)
• The business services in which the transaction originator participates, and for which the
message qualifies
• The business services in which the transaction receiver participates and for which the
message qualifies, and
• The interchange rate designator submitted in the message.
Both the origination and destination customers of a transaction (such as the acquirer and
issuer) must be licensed for a selected card program and must participate in a common business
service; otherwise, the clearing system rejects the transaction because no business rules govern
its completion.
The clearing system selects the appropriate business service from those in common between
the issuer and acquirer in this order of priority:
• Member-to-member
• Intracountry
• Intercountry
• Intraregional
• Interregional.
After the business service is determined, the clearing system evaluates financial transactions
with respect to the interchange criteria defined for the business service and submitted
interchange rate designator to determine the correct interchange rate. The clearing system
validates any data the message originator submits in PDS 0158, calculates interchange fees,
and forwards the transaction to the receiver. This information is made available to the
transaction originating processor through reconciliation processing options.

Values
If present, PDS 0158 must be a length of three positions and cannot contain all low values or all
high values.

Subfield 1 (Card Program Identifier)

PDS 0158 (Business Activity), subfield 1 (Card Program Identifier) is a three-character code
that identifies the card program or financial network to which a transaction belongs.

Subfield 1 (Card Program Identifier)

Attribute Value
Subfield ID n-2 01

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 Private data subelement definitions
Subfield 2 (Business Service Arrangement Type Code)

Attribute Value
Subfield Length n-2 03
Data Representation ans-3
Justification Left

Values
Valid card program identifiers for programs and services the clearing system supports are listed
in this table.

Values

Values Description
CIR Cirrus®
DMC Debit Mastercard®
MCC Mastercard® Credit
MSI Maestro®
PRO Sweden domestic brand
PVL Private label
spaces Customers must submit all spaces in this subfield unless specifically
directed otherwise by Mastercard®. The clearing system will then
determine the correct value and populate this subfield before
sending the message to the receiver.

Subfield 2 (Business Service Arrangement Type Code)

PDS 0158 (Business Activity), subfield 2 (Business Service Arrangement Type Code) is a one-
position numeric value that identifies the business relationship between the transaction’s
participants.

Subfield 2 (Business Service Arrangement Type Code)

Attribute Value
Subfield ID n-2 02
Subfield Length n-2 01
Data Representation ans-1

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 Private data subelement definitions
Subfield 3 (Business Service ID Code)

Attribute Value
Justification Left

Values
When a business service arrangement ID code is submitted in subfield 3, this subfield must
contain the business service arrangement type code and cannot contain all spaces. The values
are shown in this table.

Values

Values Description
1 Interregional
2 Intraregional
3 Intercountry
4 Intracountry
8 Member-to-member
spaces Customers must submit all spaces in this subfield unless specifically
directed otherwise by Mastercard®. The clearing system will then
determine the correct value and populate this subfield before
sending the message to the receiver.

Subfield 3 (Business Service ID Code)

PDS 0158 (Business Activity), subfield 3 (Business Service ID Code) is a six-position value that
identifies the business service to which the transaction is assigned for reconciliation and rules
basis.
When a business service arrangement type code is submitted in subfield 2, this subfield must
contain a valid business service ID code and cannot contain all spaces.

Subfield 3 (Business Service ID Code)

Attribute Value
Subfield ID n-2 03
Subfield Length n-2 06
Data Representation ans-6
Justification Left

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 Private data subelement definitions
Subfield 3 (Business Service ID Code)

Type and ID Codes and Descriptions

Type code Type description ID code ID code description

1 Interregional FFTTnn FF = “from” acquiring region
TT = to issuing region
nn = unique number assigned to each
interregional business service

2 Intraregional RRnnnn RR = business region

nnnn = unique number assigned to each
intraregional business service

3 Intercountry nnnnnn nnnnnn = unique ID assigned to each

intercountry business service
4 Intracountry CCCnnn CCC = ISO numeric country code
nnn = unique number assigned to each
intracountry business service

8 Member-to- Nnnnnn Nnnnnn = unique number assigned to

member each member-to-member business
service
spaces Customers must submit all spaces in this
subfield unless specifically directed
otherwise by Mastercard. The clearing
system will then determine the correct
value and populate this subfield before
sending the message to the receiver.

The Mastercard® billing and clearing codes, Account Management System (AMS) region codes,
and corresponding descriptions are listed in this table. The two-digit billing and clearing codes
are used in subfield 3, denoted with FF, TT, and RR.

Billing and clearing codes

Billing or clearing code AMS region code Description

01 1 United States
02 A Canada
03 B Latin America and the Caribbean
04 C Asia/Pacific
05 D Europe

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 Private data subelement definitions
Subfield 4 (Interchange Rate Designator)

Billing or clearing code AMS region code Description

06 E Middle East/Africa

Subfield 4 (Interchange Rate Designator)

PDS 0158 (Business Activity), subfield 4 (Interchange Rate Designator) is a two-position code
that indicates the interchange rate and editing rules applied to the transaction.
A valid two-position IRD is required for all U.S. region and international First Presentment/1240
messages and chargeback cycle messages with the Mastercard® brand. It also is required in
messages submitted for a business service that requires an IRD to be present in the given
message type.
If business need dictates, Mastercard® may introduce new business service arrangements,
interchange rate designators, or both outside of the typical release schedule.

Subfield 4 (Interchange Rate Designator)

Attribute Value
Subfield ID n-2 04
Subfield Length n-2 02
Data Representation ans-2
Justification Left

Subfield 5 (Central Site Business Date)

PDS 0158 (Business Activity), subfield 5 (Central Site Business Date) identifies the official
business processing date when the business service reconciles a transaction.
The central site business date format is YYMMDD. For all business transactions, the clearing
system determines the central site business date and inserts it into the transaction.
The central site business date is the clearing system’s processing date expressed in the local time
zone of the clearing system’s processing center.

Subfield 5 (Central Site Business Date)

Attribute Value
Subfield ID n-2 05
Subfield Length n-2 06
Data Representation n-6; YYMMDD

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 Private data subelement definitions
Subfield 6 (Business Cycle)

Attribute Value
Justification Right

Subfield 6 (Business Cycle)

PDS 0158 (Business Activity), subfield 6 (Business Cycle) is a two-digit numeric subfield (such as
01, 02, or 03) that identifies a reconciliation period in a business date.
The business cycle is adjusted at each business service’s processing cycle cutover. At cycle
cutover time, the business cycle is incremented by one unless the business date is also being cut
over to the next period. In this case, the business date is incremented to the next available
business day for the business service, and the business cycle is reset to 01.
For all business transactions, the clearing system determines the business cycle and inserts it
into the transaction.

Subfield 6 (Business Cycle)

Attribute Value
Subfield ID n-2 06
Subfield Length n-2 02
Data Representation n-2
Justification Right

Subfield 7 (Acceptor Classification Override Indicator)

The clearing platform populates PDS 0158 (Business Activity), subfield 7 ( Acceptor
Classification Override Indicator) with appropriate values to indicate whether Acceptor Business
Code (MCC) override rates, Acceptor Business (AB) Type override rates, or neither, were used in
the interchange fee amount designated in PDS 0146 (Amount, Transaction Fees).

Subfield 7 (Acceptor Classification Override Indicator)

Attribute Value
Subfield ID n-2 07
Subfield Length n-2 01
Data Representation ans-1
Justification N/A

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 Private data subelement definitions
Subfield 8 (Product Class Override Indicator)

Values
This table lists the values.

Values

Value Description
Space No acceptor classification override was applied.
0 Acceptor Business Code (MCC) Override was applied.
1 AB Type “Other” Override was applied.
A AB Type “Passenger Transport: Airline” Override was applied.
B AB Type “Cruise Line/Steamship” Override was applied.
C AB Type “Cash Disbursement” Override was applied.
D AB Type “Payment Transaction” Override was applied.
F AB Type “Restaurant” Override was applied.
H AB Type “Lodging” Override was applied.
M AB Type “Mail Order/Telephone Order” Override was applied.
P AB Type “Beauty Salon” Override was applied.
R AB Type “Passenger Transport: Railway” Override was applied.
S AB Type “Supermarket” Override was applied.
T AB Type “Telephone” Override was applied.
U AB Type “Unique” Override was applied.
V AB Type “Automobile/Vehicle Rental” Override was applied.
W AB Type “Warehouse Club” Override was applied.
Z AB Type “ATM” Override was applied.

Subfield 8 (Product Class Override Indicator)

The clearing platform populates PDS 0158 (Business Activity), subfield 8 (Product Class
Override Indicator) with a product class value to indicate whether product class override

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 Private data subelement definitions
Subfield 9 (Corporate Incentive Rates Apply Indicator)

interchange rates were used in the interchange fee amount designated in PDS 0146 (Amount,
Transaction Fees).

Subfield 8 (Product Class Override Indicator)

Attribute Value
Subfield ID n-2 08
Subfield Length n-2 03
Data Representation ans-3
Justification N/A

Values

NOTE: Refer to PDS 0002 (GCMS Product Identifier) for the full value list.

This table shows the values.

Values

GCMS Product Identifier (PDS

Value Description 0002)
Space No Product Class override was
applied.

Subfield 9 (Corporate Incentive Rates Apply Indicator)

The clearing platform populates PDS 0158 (Business Activity), subfield 9 (Corporate Incentive
Rates Apply Indicator) with a value that indicates if corporate incentive rates were used in the
interchange fee amount designated in PDS 0146 (Amounts, Transaction Fee).

Subfield 9 (Corporate Incentive Rates Apply Indicator)

Attribute Value
Subfield ID n-2 09
Subfield Length n-2 01
Data Representation ans-1
Justification N/A

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 Private data subelement definitions
Subfield 9 (Corporate Incentive Rates Apply Indicator)

Values
This table lists the values.

Values

Value Description
N No corporate incentive interchange was applied.
V UK summary VAT level corporate incentive rates were applied, meaning that the
UK acquirer:
• Met all non-addendum business requirements for the specified interchange
program, and
• Did not provide addendum data required by first-level incentive interchange
conditions, but instead
• Provided the data mandated for UK VAT summary in the relevant Financial
Detail Addendum/1644 messages.

1 First-level corporate card incentive interchange was applied, meaning that the
acquirer:
• Met all non-addendum business requirements for the specified interchange
program, and
• Provided the mandated data in the relevant Financial Detail Addendum/1644
messages.

2 Second-level corporate card incentive interchange was applied, meaning that the
acquirer:
• Met all non-addendum business requirements for the specified interchange
program, and
• Did not provide addendum data required by first-level incentive interchange
conditions OR was a UK acquirer that did not provide the information needed to
qualify for the UK summary VAT Level incentive interchange, but instead
• Provided PDS 0502 (Custom Identifier) in the First Presentment/1240
message with a value that allows Mastercard® to match the First
Presentment/1240 with addendum data obtained from third-party T&E
vendors.

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 Private data subelement definitions
Subfield 10 (Special Conditions Indicator)

Subfield 10 (Special Conditions Indicator)

The clearing platform populates PDS 0158 (Business Activity), subfield 10 (Special Conditions
Indicator) with a value to indicate whether an adjustment was included in the fee amount
designated in PDS 0146.

Subfield 10 (Special Conditions Indicator)

Attribute Value
Subfield ID n-2 10
Subfield Length n-2 01
Data Representation ans-1
Justification N/A

Values
This table lists the values

Values

Value Description
N Neither Late Presentment nor ATM Surcharge adjustment
Y Late Presentment adjustment only
2 ATM Surcharge adjustment only
3 Both Late Presentment and ATM Surcharge adjustment

Subfield 11 (Mastercard Assigned ID Override Indicator)

The clearing platform populates PDS 0158 (Business Activity), subfield 11 (Mastercard
Assigned ID Override Indicator) with a value of Y or N to indicate whether override rates were
used in the interchange fee amount designated in PDS 0146 (Amount, Transaction Fees) based
on PDS 0176 (Mastercard Assigned ID).

Subfield 11 (Mastercard Assigned ID Override Indicator)

Attribute Value
Subfield ID n-2 11
Subfield Length n-2 01

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 Private data subelement definitions
Subfield 12 (Account Level Management Account Category Code)

Attribute Value
Data Representation ans-1
Justification N/A

Subfield 12 (Account Level Management Account Category Code)

PDS 0158 (Business Activity), subfield 12 (Account Level Management Account Category Code)
contains a one-position code that indicates whether the account associated with the
transaction (stored on DE 2 [Primary Account Number]) is participating in one or several
account level management programs where an incremental interchange is included in the
transaction’s interchange amount when using rate type 020 for enhanced value or interchange
is calculated based on the graduated product.

Subfield 12 (Account Level Management Account Category Code)

Attribute Value
Subfield ID n-2 12
Subfield Length n-2 01
Data Representation ans-1
Justification N/A

Values
PDS 0158, subfield 12 contains a value for account level management when unique IRDs are not
defined. Customers in the Europe Region use this subfield. Customers in the U.S. and Canada
Regions do not use subfield 12 to identify the transaction processed as account level
management.
GCMS populates PDS 0158, subfield 12 when:
• An account in the Europe region associated with the transaction is participating in Enhanced
Value where an incremental incentive is included in the transaction’s interchange amount.
• An account in the Europe region associated with the transaction is participating in Product
Graduation.
• An account in the Europe region associated with the transaction is participating in a both
Enhanced Value and Product Graduation where an incremental incentive is included in the
transaction’s interchange amount.
This subfield will be populated by GCMS as part of the qualification process for account level
management transactions.

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 Private data subelement definitions
Subfield 13 (Rate Indicator)

Values

Value Description
N (default) For markets that use a rate adjustment for incentive interchange
and unique IRDs are not defined for account level management, such
as Europe, value N indicates a rate adjustment was not applied. For
markets that use unique IRDs for account level management
incentive interchange or markets that do not participate in account
level management services, value N represents the default value.
B Enhanced Value
M Product Graduation and Enhanced Value
P Product Graduation

Subfield 13 (Rate Indicator)

PDS 0158 (Business Activity), subfield 13 (Rate Indicator) indicates the rate applied by GCMS
to the transaction.

Subfield 13 (Rate Indicator)

Attribute Value
Subfield ID n-2 13
Subfield Length n-2 01
Data Representation ans-1
Justification N/A

Values
This table lists the values.

Values

Value Description
B Base
C MPP Regulated Rate 1
E The transaction qualified for the Europe Cross Border Acquiring Regulated Rate.
The clearing system adjusted the interchange fee since the original interchange fee
was greater than the maximum allowed interchange fee.

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 Private data subelement definitions
Subfield 14 (Masterpass Incentive Indicator)

Value Description
F The transaction qualified for Europe Cross Border Acquiring Regulated Rate. The
clearing system did not adjust the interchange fee since the original interchange
fee was less than or equal to the maximum allowed interchange fee.
P MPP Regulated Rate 2
1 Base plus Fraud Adjustment
N Non-regulated
S Regulated Small Ticket Base
T Regulated Small Ticket Tier 1

Subfield 14 (Masterpass Incentive Indicator)

PDS 0158 (Business Activity), subfield 14 (Masterpass Incentive Indicator) is populated by
GCMS and identifies the transaction as having received the merchant incentive from
MasterPass®.

Attributes

Attribute Value
Subfield ID n-2 14
Subfield Length n-2 01
Data Representation an-1
Justification N/A

Values
This table lists the values.

Values

Value Description
Y The transaction did receive the incentive interchange.
N The transaction did not receive the incentive interchange.

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 Private data subelement definitions
Subfield 15 (Digital Wallet Interchange Override Indicator)

Subfield 15 (Digital Wallet Interchange Override Indicator)

PDS 0158 (Business Activity), subfield 15 (Digital Wallet Interchange Override Indicator) is
populated by Global Clearing Management System (GCMS) and indicates whether or not the
digital wallet interchange override was applied.

Attributes

Attribute Value
Subfield ID n-2 15
Subfield Length n-2 01
Data Representation an-1
Justification N/A

Values
This table lists the values.

Values

Value Description
Y Digital wallet interchange override was applied.
N Digital wallet interchange override was not applied.

PDS 0159 (Settlement Data)

PDS 0159 (Settlement Data) provides reconciliation and settlement information for each
clearing system transaction that has settlement impact.

Attributes

Data Representation: ans...67; TAGLLLVAR

Tag Field: 0159
Length Field: 3 positions, value = 001–067
Data Field: Variable length, 1–67 positions
Subfields: 9

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 Private data subelement definitions
PDS 0159 subfields

Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C
First Chargeback/1442 and Arbitration Chargeback/1442 C X C
Second Presentment/1240 C X C
Fee Collection (Retrieval Fee Billing)/1740 C X C
Fee Collection (Handling Fees)/1740 C X C
Fee Collection (Other than Retrieval Fee Billing/Handling C X C
Fees)/1740

The clearing system inserts PDS 0159 into all transactions with settlement impact for which
the clearing system is responsible for managing funds settlement.
A transaction has settlement impact if it causes funds to be moved between customers or
between the customer and Mastercard when the transaction is successfully completed.
Amount, Reconciliation (DE 5) always is assigned to PDS 0159 for reconciliation.
In PDS 0146 (Amounts, Transaction Fee), each occurrence of a transaction fee (subfield 7
[Amount, Fee, Reconciliation]) is assigned to PDS 0159 for reconciliation, as indicated by the Fee
Settlement Indicator subfield associated with each fee.

PDS 0159 subfields

PDS 0159 (Settlement Data) consists of nine subfields.
The subfields are defined in this table.

PDS 0159 subfields

Number Positions Name Attribute Justification

1 1–11 Settlement Service Transfer ans-11 right
Agent ID Code

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 Private data subelement definitions
PDS 0159 subfields

Number Positions Name Attribute Justification

2 12–39 Settlement Service Transfer ans-28 left
Agent Account
3 40 Settlement Service Level Code n-1 N/A
4 41–50 Settlement Service ID Code ans-10 left
5 51 Settlement Foreign Exchange an-1 N/A
Rate Class Code
6 52–57 Reconciliation Date n-6; YYMMDD N/A
7 58–59 Reconciliation Cycle n-2 N/A
8 60–65 Settlement Date n-6; YYMMDD N/A
9 66–67 Settlement Cycle n-2 N/A

Subfield 1 (Settlement Service Transfer Agent ID Code)

Currently, subfield 1 (Settlement Service Transfer Agent ID Code) is space-filled.
The Settlement Service Transfer Agent ID Code identifies the transfer agent ID selected for the
receiving customer. The agent established one or more accounts with at least one bank
approved to effect settlement with Mastercard®. The agent’s accounts are used for settling
activity with Mastercard® for itself, a customer or group of customers, or both.
The clearing system always determines this subfield’s data value.

Subfield 2 (Settlement Service Transfer Agent Account)

Subfield 2 (Settlement Service Transfer Agent Account) contains the agent’s bank account
number for the receiving customer associated with the settlement service identified in subfield
4.
The clearing system always determines this subfield’s value.
Subfield 3 (Settlement Service Level Code) is a one-digit code that identifies the settlement
level of the settlement service.
The clearing system always determines this subfield’s data value. Supported values are listed in
this table.

Subfield 3 (Settlement Service Level Code)

Value Description
1 Regional
3 Intracurrency

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PDS 0159 subfields

Subfield 4 (Settlement Service ID Code)

Subfield 4 (Settlement Service ID Code) contains a 10-position value that uniquely identifies the
settlement service. This subfield is populated according to the settlement service ID selected for
the receiving customer.
The clearing system always determines this subfield’s data value.

Subfield 5 (Settlement Foreign Exchange Rate Class Code)

Subfield 5 (Settlement Foreign Exchange Rate Class Code) identifies the classification of
foreign exchange rates used to compute payment amounts for this settlement service.
The clearing system always determines this subfield’s data value. Supported values are listed in
this table.

Subfield 5 (Settlement Foreign Exchange Rate Class Code)

Value Description
F Fixed; indicates that a fixed rate class was used to convert from
transaction currency to receiver’s payment currency.
M Market; indicates that a market rate was used to convert from base
currency to the receiver’s payment currency.
N Not applicable; no conversion occurred.

Subfield 6 (Reconciliation Date)

Subfield 6 (Reconciliation Date) is a six-digit subfield in the format YYMMDD that identifies the
clearing system’s processing date expressed in the local time zone of the clearing system’s
processing center. Clearing reconciliation cutoffs may occur every day.
The clearing system may process a transaction on a Sunday, but the transaction may not be
settled until Monday if the settlement bank is not open on Sundays. If this occurs, the clearing
system assigns the Sunday date to subfield 6 and assigns the Monday date to subfield 8
(Settlement Date).
The clearing system always determines this subfield’s data value. The clearing system inserts
Reconciliation Date into any transaction to which it has assigned a Settlement Service Level
Code and Settlement Service ID Code.
This subfield contains the same value as Central Site Business Date (PDS 0158, subfield 5).

Subfield 7 (Reconciliation Cycle)

Subfield 7 (Reconciliation Cycle) is a two-digit subfield that identifies a reconciliation period in a
reconciliation date. The reconciliation cycle is adjusted at each clearing reconciliation cutoff. At
cutoff, the reconciliation cycle is incremented by one unless the last cycle in the reconciliation
date is being cutoff. In this case, the reconciliation date is incremented to the next available

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 Private data subelement definitions
PDS 0159 subfields

business day for the settlement service, and the reconciliation cycle is 01. The reconciliation
cycles in this table are assigned.

Subfield 7 (Reconciliation Cycle)

Value Description
01 Cycle 1
02 Cycle 2
03 Cycle 3
04 Cycle 4
05 Cycle 5
06 Cycle 6

The clearing system always determines this subfield’s data value. The clearing system inserts
reconciliation cycle into any transaction to which it assigned a settlement service level code and
settlement service ID code.
This subfield contains the same value as PDS 0158, subfield 6 (Business Cycle).

Subfield 8 (Settlement Date)

Subfield 8 (Settlement Date) is a six-digit subfield in the format YYMMDD that identifies the
date that the settlement service initiates settlement for the message, such as the settlement
advisement date, which is based on the clearing date, settlement service cutoff cycle, and
calendar for the settlement service. Settlement service settlement cutoffs occur only on
banking business days the settlement service specifically identifies.
The clearing system may process a transaction on a Sunday but may not settle it until Monday if
the settlement bank is not open on Sundays. If this occurs, the clearing system assigns the
Sunday date to subfield 6 (Reconciliation Date) and assigns the Monday date to subfield 8
(Settlement Date).
The clearing system always determines this subfield’s data value. The clearing system inserts
the settlement date in any transaction to which it assigned a settlement service level code and
settlement service ID code.
The settlement date is adjusted for each settlement service level and settlement service ID.
The clearing system populates this field with all nines to indicate that a specific installment
payment option has been indicated in PDS 0195 (Installment Data), subfield 2 (Payment
Option Code) and that the settlement dates and settlement amounts will be assigned in PDS
0160 (Settlement Data, Multiple).

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 Private data subelement definitions
PDS 0160 (Settlement Data, Multiple)

Subfield 9 (Settlement Cycle)

Subfield 9 (Settlement Cycle) is a two-digit subfield that identifies a settlement period in a
settlement date. The settlement cycle is adjusted at each settlement service reconciliation
cutoff. The settlement cycle in this table is assigned.

Subfield 9 (Settlement Cycle)

Value Description
01 Cycle 1

Clearing file activity senders and receivers should anticipate that additional settlement cycle
cutoffs will be added over time to support regional and local needs. All customers and
processors should be prepared to receive and reconcile against multiple settlement cycles.

PDS 0160 (Settlement Data, Multiple)

PDS 0160 (Settlement Data, Multiple) provides the settlement date and respective settlement
amount for each clearing transaction with an installment payment option.

Attributes

Data Representation: n-108; TAGLLL

Tag Field: 0160
Length Field: 3 positions, value = 018–108
Data Field: Variable length, 108 positions
Subfields: 2
Occurrences: 1–6
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0160 subfields

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C
First Chargeback/1442 and Arbitration Chargeback/1442 • X C
Second Presentment/1240 • X C

The clearing system inserts PDS 0160 into all First Presentment messages and subsequent
cardholder life cycle transactions with settlement impact for which the clearing system is
responsible for managing installment payment funds settlement.
A transaction with a payment option is identified by the presence of PDS 0195 (Installment
Data).
If PDS 0195, subfield 2 (Payment Option Code) is present and indicates a specific payment
option, PDS 0159 (Settlement Data), subfield 8 (Settlement Date) will contain all nines to alert
the customer to look at PDS 0160 for the settlement dates and settlement amounts.
If PDS 0195, subfield 2 contains value 61 (Installments [Twice Pay/Three or More]), and subfield
1 (Total Number of Installments) is value 2, and it is a First Presentment, PDS 0160 will contain
two sets of settlement dates as the twice pay payments of a First Presentment will be settled
in two parts.
For Japan domestic transactions, if PDS 0195, subfield 2 contains value 61, and subfield 1 is 2
in First Presentment/1240, the clearing system inserts PDS 0160 into the message. However,
the clearing system does not insert PDS 0160 into First Chargeback/1442, Arbitration
Chargeback/1442, or Second Presentment/1240 even when PDS 0195, subfield 2 contains
value 61, and subfield 1 is value 2.

PDS 0160 subfields

This PDS consists of two subfields.

PDS 0160 Subfields

Number Positions Name Attribute Justification

1 1–6 Settlement Date n-6; YYMMDD N/A
2 7–18 Settlement Amount n-12 Right

Subfield 1 (Settlement Date)

Subfield 1 (Settlement Date) is a six-digit subfield in the format YYMMDD that identifies the
date that the settlement service initiates settlement for the message. An example is the

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 Private data subelement definitions
PDS 0164 (Currency Cross Rates)

settlement advisement date, which is based on the clearing date, settlement service cutoff
cycle, and calendar for the settlement service. Settlement service settlement cutoffs occur only
on the banking business days that the settlement service specifically identifies.
The clearing system always determines this subfield’s data value if the transaction is identified
as having a specific installment payment option in PDS 0195 (Installment Data), subfield 2
(Payment Option Code).
The settlement date is adjusted for each settlement service level and settlement service ID.

Subfield 2 (Settlement Amount)

Subfield 2 (Settlement Amount) is the amount to be settled with the customer on the date
specified in subfield 1 (Settlement Date).
GCMS calculates this amount according to the installment payment option identified in PDS
0195.

PDS 0164 (Currency Cross Rates)

PDS 0164 (Currency Cross Rates) in Currency Update/1644 messages provides customers with
cross-rates between global base currency (currently U.S. Dollars) and other standard currencies.
These rates are expressed as indirect rates. That is, they contain the inverted rates of conversion
between a given currency and global base currency (currently U.S. Dollars).

Attributes

Data Representation: ans...230; TAGLLLVAR

Tag Field: 0164
Length Field: 3 positions, value = 023–230 in increments of 23
Data Field: Variable length, 23–230 positions
Subfields: 5 subfields for each currency data occurrence
Occurrences 1–10
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0164 subfields

Usage

Message Type Identifier Org Sys Dst

Currency Update/1644 • X M

This PDS contains one to 10 occurrences of currency conversion data. The clearing system may
provide multiple Currency Update/1644 messages to customers (each with up to 10 rates per
message) to provide information on currency conversion rates used in processing Financial
messages.

PDS 0164 subfields

The subfields of PDS 0164 may contain one to 10 occurrences of currency cross rate data.
Each occurrence of currency update information consists of five subfields as defined in this
table.

PDS 0164 subfields

Number Positions Name Attribute Justification

1 1–3 Currency Code n-3 N/A
2 4–14 Currency Conversion Rate n-11 right
3 15 Currency Conversion Type a-1 N/A
4 16–21 Business Date n-6; YYMMDD N/A
5 22–23 Delivery Cycle n-2 right

Subfield 1 (Currency Code)

Subfield 1 (Currency Code) is the ISO numeric currency code of the currency for which
conversion rate information is being provided.

Subfield 2 (Currency Conversion Rate)

Subfield 2 (Currency Conversion Rate) is the conversion rate between DE 50) Currency Code,
Reconciliation) and the Currency Code in subfield 1.
This subfield’s first position indicates the decimal point position of the conversion rate data.
For example, a subfield value of 90001234567 indicates a conversion rate of 0.001234567.

Example
Assume that currency XYZ has a direct ratio to U.S. dollars (USD) of 3:1. The indirect rate is 1/3,
or 0.33333. The clearing system inserts a 9 in the first position of subfield 2 to indicate the

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 Private data subelement definitions
PDS 0165 (Settlement Indicator)

location of the decimal and the resulting value in PDS 0164 subfield 2 is 90333333333. The
receiver interprets this as 0.333333333.
The receiver multiplies this rate by the non-U.S. dollar amount to determine the U.S. dollar
equivalent or divides the U.S. dollar amount by this rate to determine the non-U.S. dollar
amount.
To illustrate this example:
• 100 XYZ * (multiplied by) 0.333333333 = 33.33 USD
• 100 USD / (divided by) 0.333333333 = 300 XYZ

Subfield 3 (Currency Conversion Type)

Subfield 3 (Currency Conversion Type) indicates the type of rate represented in subfields 1 and
2. The customer uses three rate types to calculate settlement (buy, mid, or sell). The values for
subfield are in this table.

Subfield 3: Currency Conversion Type

Value Description
B Buy rate
M Mid rate
S Sell rate

Subfield 4 (Business Date)

Subfield 4 (Business Date) indicates the business date that the currency conversion rates are
effective. The format is YYMMDD.

Subfield 5 (Delivery Cycle)

Subfield 5 (Delivery Cycle) contains the delivery cycle in which the currency conversion rates are
being distributed.

PDS 0165 (Settlement Indicator)

PDS 0165 (Settlement Indicator) indicates the settlement impact of amounts in an IPM
message.

Attributes

Data Representation: ans...30; TAGLLLVAR

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 Private data subelement definitions
PDS 0165 (Settlement Indicator)

Tag Field: 0165

Length Field: 3 positions, value = 001–030
Data Field: Variable length, 1–30 positions
Subfields: 2; subfield 1 is mandatory; subfield 2 is optional
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 M • M
s2 Settlement Agreement Information O • C
First Chargeback/1442 and Arbitration Chargeback/1442 M • M
s2 Settlement Agreement Information O • C
Second Presentment/1240 M • M
s2 Settlement Agreement Information O • C
Financial Position Detail/1644 • X C
Retrieval Request/1644 M • M
s2 Settlement Agreement Information O • C
Retrieval Request Acknowledgment/1644 M • M
s2 Settlement Agreement Information O • C
Fee Collection (Retrieval Fee Billing)/1740 M • M
s2 Settlement Agreement Information O • C
Fee Collection (Handling Fees)/1740 M • M
s2 Settlement Agreement Information O • C
Fee Collection (Other than Retrieval Fee Billing/Handling M • M
Fees)/1740
s2 Settlement Agreement Information O • C
Message Exception/1644 and File Reject/1644 • X C

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 Private data subelement definitions
PDS 0165 subfields

The transaction originator must provide this PDS. It must indicate normal, bilateral, or collection
only processing.

Values
If present, PDS 0165 cannot contain all low values or all high values.

Application note
Europe region issuers that participate in a meal voucher program must ensure that PDS 0165,
subfield 1, contains value B for any transaction the issuer will settle directly with the
participating merchant. Issuers that act as meal voucher service providers indicate their
intention to settle a transaction directly with a merchant by using the Prepaid Voucher format
of Authorization System DE 124 in the Authorization Request Response/0110 message for such
transactions. The requirements for this format are defined in the Customer Interface
Specification manual.

PDS 0165 subfields

This PDS consists of two subfields

PDS 0165 Subfields

Number Positions Name Attribute Justification

1 1 Settlement Indicator an-1 N/A
2 2–30 Settlement Agreement ans...29 left
Information

Subfield 1 (Settlement Indicator)

Subfield 1 (Settlement Indicator) identifies the type of clearing and settlement processing to be
performed for a transaction. Values are listed in this table.

Subfield 1 (Settlement Indicator)

Value Description
B Bilateral settlement agreement applies; the clearing system clears
the transaction but does not settle it.
C Collection Only; the transaction is On-Us or intraprocessor and was
cleared and settled outside the clearing system; it is submitted to
the clearing system according to rules governing “collection-only”
transactions.

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 Private data subelement definitions
PDS 0170 (Acceptor Inquiry Information)

Value Description
M Mastercard® clearing and net settlement; the clearing system should
clear and settle the transaction.

Subfield 2 (Settlement Information)

The message originator may provide Settlement Information. This optional variable-length
subfield (up to 29 characters long) may contain additional information related to a bilateral
settlement agreement.
The information conveyed is assumed to have proprietary meaning between the participants;
therefore, the clearing system does not perform any editing on this subfield.
If a bilateral settlement agreement does not require additional information, this subfield should
be omitted, and PDS 0165 should be truncated at the end of the first subfield.

Subfield 2 (Settlement Information)

Value Description
X followed by a 25 byte Input Single Message System has settled the transaction; for the clearing
Source Reference ID system to clear the message and not settle the transaction the 25
byte Input Source Reference ID indicates a unique value to assist
with reconciliation.

NOTE: When PDS 0165 has the value X in subfield 2, position 1, the Input Source Reference IDs in
position 2 through position 26 will be used as the identifier assigned to PDS 0300 (Reconciled, File) to
create a new logical file for 1644/688 Settlement Reconciliation Notification Messages.

PDS 0170 (Acceptor Inquiry Information)

PDS 0170 (Acceptor Inquiry Information) provides acceptor contact data for cardholder,
acquirer, or issuer use if there are questions or disputes concerning a transaction.

Attributes

Data Representation: ans...57; TAGLLLVAR

Tag Field: 0170
Length Field: 3 positions, value = 016–057
Data Field: Variable length, 16–57 positions
Subfields: 3

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 Private data subelement definitions
PDS 0170 (Acceptor Inquiry Information)

Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
s1 Customer Service Phone Number O • C
s2 Acceptor Phone Number O • C
s3 Additional Contact Information O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
s3 Additional Contact Information O • C
Second Presentment/1240 O • C
s1 Customer Service Phone Number O • C
s2 Acceptor Phone Number O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 C • C
s1 Customer Service Phone Number O • C
s2 Acceptor Phone Number O • C
s3 Additional Contact Information O • C

For U.S. and Canada-acquired First Presentment/1240 transactions, PDS 0170 subfield 1
(Customer Service Phone Number) must be present when DE 22 (Point of Service Data Code),
subfield 5 (Cardholder Present Data) is equal to 2 (cardholder not present, mail transaction), 3
(cardholder not present, phone transaction), or 4 (cardholder not present, standing [recurring]
transaction).

Values
If present, PDS 0170 cannot contain all low values, all high values, all spaces, or all zeros.

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 Private data subelement definitions
PDS 0170 subfields

PDS 0170 subfields

This PDS consists of three subfields

PDS 0170 subfields

Number Positions Name Attribute Justification

1 1–16 Customer Service Phone Number ans-16 left
(Optional subfield for this PDS.)
2 17–32 Acceptor Phone Number ans-16 left
(Optional subfield for this PDS.)
3 33–57 Additional Contact Information ans...25 left
(Optional subfield for this PDS)

Subfield 1 (Acceptor Customer Service Phone Number)

PDS 0170, subfield 1 (Acceptor Customer Service Phone Number) contains the phone number
of the acceptor that can be used for transaction inquiries.

Subfield 1 values
Acceptor Customer Service Phone Number must contain a valid value defined and formatted as
per local telecom or the ITU Telecommunication Standardization Sector (ITU-T) standards.
For U.S. region and Canada transactions, if present, Acceptor Customer Service Phone Number
must be 10 positions with the beginning three positions numeric.

Subfield 1 processing rules

The Acceptor Customer Service Phone Number should be present for all transactions and
contain a valid phone number, unless a URL is provided for contact.
For U.S. region and Canada transactions Acceptor Customer Service Phone Number must be
present for mail order, phone order, and standing/recurring transactions.
The Acceptor Customer Service Phone Number should be present for all transactions and
contain a valid phone number, unless a URL is provided for contact.
For U.S. region and Canada transactions Acceptor Customer Service Phone Number must be
present for mail order, phone order, and standing/recurring transactions.
If present, subfield 1 cannot contain all zeros or any of these values:
• 000-000-0000
• (000) 000-0000, or
• 000 000 0000.

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 Private data subelement definitions
PDS 0170 subfields

For these transactions acquired in the U.S. or Canada regions, the Customer Service Phone
Number (PDS 0170, subfield 1), if present, must contain a 10-position phone number and must
be left-justified with trailing spaces.
• First Presentment/1240
• Second Presentment/1240
• First Chargeback/1442
• Arbitration Chargebacks/1442
• Retrieval Requests/1644
• Fee Collection (Retrieval Fee Billing)/1740
The first three positions must be numeric.
For U.S. and Canada-acquired First Presentment/1240 transactions, PDS 0170 subfield 1
(Customer Service Phone Number) must be present when DE 22 (Point of Service Data Code),
subfield 5 (Cardholder Present Data) is equal to 2 (cardholder not present, mail transaction), 3
(cardholder not present, phone transaction), or 4 (cardholder not present, standing [recurring]
transaction), unless the transaction is collection only or a reversal.

Subfield 1 program rules

Payment facilitator-enabled transactions: The sponsored merchant customer service phone
number should be provided.

Subfield 2 (Acceptor Phone Number)

PDS 0170, subfield 2 (Acceptor Phone Number) contains the business phone number of the
acceptor, if different from the acceptor customer service phone number.
If present, subfield 2 cannot contain all zeros or any of these values:
• 000-000-0000
• (000) 000-0000, or
• 000 000 0000.
For these original, non-credit transactions acquired in the U.S. or Canada regions, subfield 2, if
present, must contain a 10-position phone number and must be left-justified with trailing
spaces.
The first three positions must be numeric.
• First Presentment/1240
• Second Presentment/1240
• First Chargeback/1442
• Arbitration Chargebacks/1442
• Retrieval Requests/1644
• Fee Collection (Retrieval Fee Billing)/1740

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 Private data subelement definitions
PDS 0171 (Alternate Acceptor Description Data)

Subfield 2 values
Acceptor Phone Number must contain a valid value defined and formatted as per local telecom
or the ITU Telecommunication Standardization Sector (ITU-T) standards.
For U.S region and Canada transactions, if present, Acceptor Phone Number must be 10
positions with the beginning three positions numeric.

Subfield 2 processing rules

The acceptor phone number can be provided when different from the acceptor customer phone
number.

Subfield 3 (Additional Contact Information)

Subfield 3 (Additional Contact Information) may contain additional acceptor contact
information, such as secondary phone numbers, customer service operation hours, and contact
name.
If present, subfield 3 cannot contain all zeros.

PDS 0171 (Alternate Acceptor Description Data)

PDS 0171 (Alternate Acceptor Description Data) may provide a local language version of the
data in DE 43 (Acceptor Name/Location) using a non-standard character set.

Attributes

Data Representation: ans...201; TAGLLLVAR

Tag Field: 0171
Length Field: 3 positions, value = 004–201
Data Field: Variable length, 4–201 positions
Subfields: 2
Justification: See “Subfields”

NOTE: Subfield 2 includes binary data. Converting this data to other formats may cause data loss.

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0171 subfields

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS is optional in First Presentment/1240 messages and subsequent cardholder life cycle
transactions.

Values
If present, PDS 0171 cannot contain all low values or all high values.

PDS 0171 subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–3 Character Set Indicator an-3 N/A
2 4–201 Acceptor Description Data b...198 left

Subfield 1 (Character Set Indicator)

Subfield 1 (Character Set Indicator) identifies the character set in which the alternate acceptor
description is provided. The values are listed in this table.

Subfield 1 (Character Set Indicator)

Value Description
ARA Arabic
CHS Chinese (simplified)
CHT Chinese (traditional)
CYR Cyrillic

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 Private data subelement definitions
PDS 0172 (Sole Proprietor Name)

Value Description
GRK Greek
HEB Hebrew
HIR Hiragana
HAN Hangul
KAN Kanji
KAT Katakana
ROM Roman
THI Thai
VIE Vietnamese

Subfield 2 (Acceptor Description Data)

NOTE: Subfield 2 includes binary data. Converting this data to other formats may cause data loss.

Subfield 2 (Acceptor Description Data) consists of a free-format text describing the acceptor
name or location (or both), provided in the character set as indicated in subfield 1.
This data is variable length, with a maximum length of 198 positions. This subfield is not edited.

PDS 0172 (Sole Proprietor Name)

PDS 0172 (Sole Proprietor Name) provides the acceptor’s proprietor name.

Attributes

Data Representation: ans...30; TAGLLLVAR

Tag Field: 0172
Length Field: 3 positions, value = 001–030
Data Field: Variable length, 1–30 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0173 (Legal Corporate Name)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C

Values
This PDS is optional in First Presentment/1240 messages and subsequent cardholder life cycle
transactions. If present, it must be left-justified and cannot contain all spaces.

PDS 0173 (Legal Corporate Name)

PDS 0173 (Legal Corporate Name) provides the acceptor’s legal corporation name.

Attributes

Data Representation: ans...30; TAGLLLVAR

Tag Field: 0173
Length Field: 3 positions, value = 001–030
Data Field: Variable length, 1–30 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0174 (Dun & Bradstreet Number)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS is conditional in First Presentment/1240 messages and subsequent cardholder life
cycle transactions. If present, it must be left-justified and cannot contain all spaces.

Values
This PDS must be present in the associated First Presentment/1240 messages submitted with
this criteria:
• DE 43 (Acceptor Name/Location), subfield 6 (Acceptor Country Code) equals USA.
• DE 3 (Processing Code), subfield 1 (Cardholder Transaction Type) equals 00 Purchase (Goods
and services) or 18 Unique.
• The transaction must be processed with a Mastercard® commercial card.
• The transaction is submitted for a U.S.-acquired Commercial Interchange Rate program.
Transactions submitted for U.S. Commercial Standard, International Commercial Standard, and
International Commercial Purchasing Standard interchange are excluded from submitting PDS
0173 in the associated First Presentment/1240 messages, unless PDS 0596 (Acceptor Tax ID),
subfield 2 (Acceptor Tax ID Provided Code) equals Y.

PDS 0174 (Dun & Bradstreet Number)

PDS 0174 (Dun & Bradstreet Number) provides the acceptor’s Dun & Bradstreet assigned
number.

Attributes

Data Representation: n-15; TAGLLL

Tag Field: 0174
Length Field: 3 positions, value = 015

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 Private data subelement definitions
PDS 0175 (Acceptor URL Address)

Data Field: Fixed length, 15 positions

Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C

Values
This PDS is optional in First Presentment/1240 messages and subsequent cardholder life cycle
transactions. If present, it must be numeric and cannot contain all zeros.

PDS 0175 (Acceptor URL Address)

PDS 0175 (Acceptor URL Address) contains the web address of the acceptor.

Attributes

Data Representation: ans…255; TAGLLLVAR

Tag Field: 0175
Length Field: 3 positions, value = 001–255
Data Field: Variable length, 1–255 positions
Subfields: None

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 Private data subelement definitions
PDS 0175 (Acceptor URL Address)

Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C
Fee Collection (Handling Fees)/1740 O • C
Fee Collection (other than Retrieval Fee Billing/Handling O • C
Fees)/1740

Values
If present, PDS 0175 must be left-justified and cannot contain all spaces or all zeros.

Processing rules
The Acceptor URL Address must be present for all electronic commerce transactions and
contain a valid website address. For all other transactions, it must be provided unless a
customer service phone is provided for contact.

Program rules
Payment facilitator-enabled transaction: The sponsored merchant acceptor URL should be
provided.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0176 (Mastercard Assigned ID)

PDS 0176 (Mastercard Assigned ID)

PDS 0176 (Mastercard Assigned ID) is assigned by Mastercard® for interchange and transaction
data integrity purposes. Once an ID is assigned, all transactions that are submitted should
contain this ID.

Attributes

Data Representation: ans–6; TAGLLL

Tag Field: 0176
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

If PDS 0176 is present and valid in a First Presentment/1240 message, GCMS will forward it to
the issuer. The issuer must retain PDS 0176 and provide it in subsequent First Chargeback/1442
and Arbitration Chargeback/1442 messages. Similarly, acquirers that receive PDS 0176 in a
First Chargeback/1442 message must retain it and provide it in subsequent Second
Presentment/1240 messages. This is needed for GCMS to apply the same interchange rate to
the life cycle transaction it applied to the First Presentment/1240 transaction.

Editing rules
PDS 0176 is not a required field for IIAS transactions. It may be sent with IIAS transactions;
however, if it is sent, it will be checked for validity. If the ID is not valid, the transaction will be
rejected.

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 Private data subelement definitions
PDS 0176 (Mastercard Assigned ID)

If present, PDS 0176 (Mastercard Assigned ID) must be valid and must be used only for
transactions that are authorized to use this ID. If received in First Presentments, it must be
returned in First Chargebacks, Second Presentments, and Arbitration Chargebacks.
If PDS 0057 (Transaction Category Indicator) has the value 3 (The transaction is from an
acceptor terminal that verified qualified healthcare expenses against an inventory information
approval system [IIAS] during the authorization process), the Mastercard Assigned ID is
required.
For the following interchange programs defined in the U.S. region intracountry BSA 2/010001,
GCMS will require and validate PDS 0176 if these conditions have been met:
• The acquirer has submitted PDS 0176 for the transaction
• DE 3 (Processing Code), subfield 1 is Purchase: Goods and Services (00), Unique Transaction:
Requires Unique MCC (18), or Credit: Purchase Return (20).

Interchange programs

IRD Description
05 World Merit III Tier 1
08 World Supermarket Tier 1
09 Warehouse Base
10 Merit III Tier I
11 Merit III Tier 2
12 Merit III Tier 3
13 Supermarket Tier 1
14 Supermarket Tier 2
15 Supermarket Tier 3
16 World Small Ticket Card Present
17 Warehouse Tier 2
18 Warehouse Tier 3
19 World Merit III Tier 2
30 World Merit III Tier 3
54 World Warehouse Tier 1
77 World Supermarket Tier 2
91 Warehouse Base
BP Mastercard® Prepaid Online Bill Pay
RB Enhanced Merit III Tier 1

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 Private data subelement definitions
PDS 0176 (Mastercard Assigned ID)

IRD Description
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RF Enhanced Supermarket Tier I
RG Enhanced Supermarket Tier II
RH Enhanced Supermarket Tier III
RI Enhanced Warehouse Base
RJ Enhanced Warehouse Club I
ST Small Ticket Tier 1
WM World Elite Warehouse Base

If the transaction meets this mentioned criteria, the Mastercard Assigned ID and IRD
combination is edited against the valid Mastercard Assigned ID and IRD list maintained at
Mastercard®.
For the interchange programs defined in the intracountry Business Service Arrangement
4/124001, GCMS will require and validate PDS 0176 (Mastercard Assigned ID) if these
conditions have been met:
• The acquirer has submitted PDS 0176 for the transaction.
• DE 3 (Processing Code), subfield 1 (Cardholder Transaction Type) is 00 (Purchase [Goods and
Services]), 09 (Purchase [Goods and Services] with Cash Back [only for use with Debit
Mastercard® card products]), or 20 (Credit [Purchase Return]).
• The acquirer has submitted the transaction for a tiered interchange program and the IRD is
listed in this table.

Interchange programs

IRD Description
61 Canada Intracountry Consumer Rate A
62 Canada Intracountry Consumer Rate B
63 Canada Intracountry Consumer High Spend Rate A
64 Canada Intracountry Consumer High Spend Rate B
65 Canada Intracountry Consumer Premium High Spend Rate A
66 Canada Intracountry Consumer Premium High Spend Rate B
74 Canada Intracountry Consumer Supermarket [High Volume]
75 Canada Intracountry Consumer Petroleum [High Volume]

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 Private data subelement definitions
PDS 0176 (Mastercard Assigned ID)

IRD Description
84 Canada Intracountry Consumer High Spend Supermarket [High
Volume]
85 Canada Intracountry Consumer High Spend Petroleum [High
Volume]
94 Canada Intracountry Consumer Premium High Spend Supermarket
[High Volume]
95 Canada Intracountry Consumer Premium High Spend Petroleum
[High Volume]

For the interchange programs defined in the Canada intracountry BSA 4/124001, GCMS will
require and validate PDS 0176 if these conditions have been met:
• The acquirer has submitted PDS 0176 for the transaction.
• DE 3 (Processing Code), subfield 1 is Purchase: Goods and Services (00), Unique Transaction:
Requires Unique MCC (18), or Credit: Purchase Return (20).
The IRD codes are listed in this table.

Interchange programs

IRD Description
42 Supermarket Tier 1
43 Supermarket Tier 2
45 Big Box Stores Tier 1
46 Big Box Stores Tier 2
48 Petroleum Tier 1
49 Petroleum Tier 2
51 Specialty Clothing Tier 1
52 Specialty Clothing Tier 2
56 Other Tier 1
58 Other Tier 2

If the transaction meets this criteria, the Mastercard Assigned ID and IRD combination is edited
against the valid Mastercard Assigned ID and IRD list maintained at Mastercard®.
For the interchange programs defined in intracountry BSAs of Eurozone countries, GCMS will
require and validate PDS 0176 if these conditions have been met:
• The acquirer has submitted PDS 0176 for the transaction.

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 Private data subelement definitions
PDS 0176 (Mastercard Assigned ID)

• For IRDs S3 and T2, DE 3 (Processing Code), subfield 1 is 00 (Purchase), 09 (Purchase with
Cash Back), or 20 (Credit).
• For IRD P3, DE 3 (Processing Code), subfield 1 is 00 (Purchase).
The IRD codes are listed in this table.

Interchange programs

IRD Description
S3 Maestro® POS Large Merchant
P3 Maestro® PayPass® Large Merchant
T2 Debit Mastercard POS Large Merchant

If the transaction meets the above criteria, the Mastercard Assigned ID and IRD combination is
edited against the valid Mastercard Assigned ID and IRD list maintained at Mastercard®.

Acquirers impact
Acquirers should note the following:
• For First Presentment/1240 non-collection messages, if the IRD submitted is a specified
U.S.-to-U.S. IRD listed above, then PDS 0176 must be present.
• For First Presentment/1240 non-collection messages, if PDS 0176 is submitted and the IRD
submitted is a U.S.-to-U.S. IRD listed above, the message will be subject to the Mastercard
Assigned ID interchange edit.
• Acquirers must be able retain PDS 0176 and provide it in any subsequent transactions.
• For all acceptors that have been issued a Mastercard Assigned ID, all submitted First
Presentment transactions should contain the Mastercard Assigned ID in PDS 0176, including
credits and reversals.

Issuers impact
Issuers should note these items:
• Mastercard® will forward PDS 0176 in First Presentment/1240 messages to the issuers.
• Issuers continue to receive the tiered interchange IRDs in PDS 0158 (Business Activity),
subfield 4 (Interchange Rate Designator) if submitted by the acquirer.
• Issuers must be able retain PDS 0176 and provide it in any subsequent Chargeback
transactions.

Values
The Mastercard Assigned Merchant ID in this PDS should always be a value assigned by
Mastercard®.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0177 (Cross-border)

PDS 0177 (Cross-border)

PDS 0177 (Cross-border) identifies for the message receiver whether the transaction is a cross-
border transaction.

Attributes

Data Representation: a–2; TAGLLL

Tag Field: 0177
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X M
First Chargeback/1442 and Arbitration Chargeback/1442 C X M
Second Presentment/1240 C X M

The clearing system populates values in PDS 0177. Customer-generated messages should not
contain PDS 0177. Transactions processed by the Mastercard® network and then submitted to
the clearing system will contain PDS 0177.

PDS 0177 subfields

This PDS consists of two subfields.

PDS 0177 subfields

Number Positions Name Attribute Justification

1 1 Cross-border Indicator a-1 N/A

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 Private data subelement definitions
PDS 0177 subfields

Number Positions Name Attribute Justification

2 2 Currency Indicator a-1 N/A

Subfield 1 (Cross-border Indicator)

Subfield 1 (Cross-border Indicator) identifies whether the transaction qualified as a cross-
border transaction and could be subject to cross-border transaction pricing guidelines. The
values are listed in this table.

Subfield 1 (Cross-border Indicator)

Value Description
Y Qualifies as a cross-border transaction.
N Does not qualify as a cross-border transaction.

Subfield 2 (Currency Indicator)

Subfield 2 (Currency Indicator) identifies whether the transaction was submitted to Mastercard
in the local currency of the merchant. The currency indicator is populated only with the values of
Y or N if the transaction qualifies as a cross-border transaction. The values are listed in this
table.

Subfield 2 (Currency Indicator)

Value Description
Space Does not qualify as a cross-border transaction.
Y Transaction submitted in the local currency of the merchant.
N Transaction not submitted in the local currency of the merchant.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0178 (Alternate Acceptor Description Data 2)

PDS 0178 (Alternate Acceptor Description Data 2)

PDS 0178 (Alternate Acceptor Description Data 2) may provide a local language version of the
data in DE 43 (Acceptor Name/Location) and PDS 0171 (Alternate Acceptor Description Data)
using a non-standard data set.

Attributes

Data Representation: ans...201; TAGLLLVAR

Tag Field: 0178
Length Field: 3 positions, value = 004–201
Data Field: Variable length, 4–201 positions
Subfields: 2
Justification: See “Subfields”

NOTE: Subfield 2 includes binary data. Converting this data to other formats may cause data loss.

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS is optional in First Presentment/1240 and subsequent cardholder life cycle
transactions.

Values
If present, PDS 0178 cannot contain all low values or all high values.

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 Private data subelement definitions
PDS 0178 subfields

PDS 0178 subfields

This PDS consists of two subfields.

PDS 0178 subfields

Number Positions Name Attribute Justification

1 1–3 Character Set Indicator 2 an-3 N/A
2 4–201 Acceptor Description Data 2 b-198 Left

Subfield 1 (Character Set Indicator 2)

Subfield 1 (Character Set Indicator 2) identifies the character set in which the enhanced
acceptor description is provided. The values are listed in this table.

Subfield 1 (Character Set Indicator 2)

Value Description
ARA Arabic
CHS Chinese (simplified)
CHT Chinese (traditional)
CYR Cyrillic
GRK Greek
HEB Hebrew
HIR Hiragana
HAN Hangul
KAN Kanji
KAT Katakana
ROM Roman
THI Thai
VIE Vietnamese

Subfield 2 (Acceptor Description Data 2)

NOTE: Subfield 2 includes binary data. Converting this data to other formats may cause data loss.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0179 (Long Running Transaction [LRT] Indicator)

Subfield 2 (Acceptor Description Data 2) consists of free-format text describing the acceptor
name or location (or both), provided in the character set as indicated in subfield 1.
This data is variable length, with a maximum length of 198 positions. This subfield is not edited.

PDS 0179 (Long Running Transaction [LRT] Indicator)

PDS 0179 (Long Running Transaction [LRT] Indicator) provides a means to identify an eligible
healthcare transaction as a Long Running Transaction (LRT).

Attributes

Data Representation: n-2; TAGLLL

Tag Field: 0179
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

Values
If present, PDS 0179 must contain a valid value. The values are shown in this table.

Values

Value Description
1 Healthcare Long Running Transaction (LRT)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0180 (Domestic Acceptor Tax ID)

PDS 0180 (Domestic Acceptor Tax ID)

PDS 0180 (Domestic Acceptor Tax ID) contains the tax ID associated with the transaction.

Attributes

Data Representation: ans...020; TAGLLLVAR

Tag Field: 0180
Length Field: 3 positions, value = 001–020
Data Field: Variable length, 001–020 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

For transactions qualifying for this business service arrangement, PDS 0180 must be present
for first presentment non-cash transactions.

Business service arrangement

Business Service Type Code Business Service ID (PDS 0158,

(PDS 0158, subfield 2) subfield 3) Description
4 484001 Mexico Intracountry

For customers in Croatia, acquirers in Croatia must support PDS 0180 in First Presentment/
1240 messages for installment payment transactions.PDS 0180 must be present in the First
Presentment/1240 message containing Processing Code (DE 3, subfield 1), value 00 (Purchase
[Good and Services]), 09 (Purchase [Goods and Services] with Cash Back), 18 (Unique
Transaction [Requires Unique MCC]), 20 (Credit [Purchase Return]), or 28 (Payment
Transaction). Collection Only messages are excluded.For customers in Croatia, acquirers in

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 Private data subelement definitions
PDS 0181 (Installment Payment Data)

Croatia must support PDS 0180 in First Presentment/1240 messages for installment payment
transactions.

Values
PDS 0180 must be left-justified and cannot contain all low values, all high values, all spaces, or
all zeros.
For non-Mexico domestic transactions, if present, PDS 0180 must be a minimum length of 1
and a maximum length of 20.
For this business service arrangement, if present, PDS 0180 must be a minimum length of 13
and maximum length of 14, unless it is Collection Only.

Business service arrangement

Business Service Type Code Business Service ID (PDS 0158,

(PDS 0158, subfield 2) subfield 3) Description
4 484001 Mexico Intracountry

PDS 0181 (Installment Payment Data)

PDS 0181 (Installment Payment Data) is required for installment payment transactions in First
and Second Presentment/1240 messages and First and Arbitration Chargeback/1442
messages.

Attributes

Data Representation: ans...68; TAGLLLVAR

Tag Field: 0181
Length Field: 3 positions, value = 050-068
Data Field: Variable length, 50-68 positions
Subfields: 10
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system
provided, or not required) in applicable messages.

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 Private data subelement definitions
Subfield 1 (Type of Installment)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

All of the amount subfields are based on the cardholder billing currency and exponent values
found in DE 51 (Currency Code, Cardholder Billing) and PDS 0148 (Currency Exponents).

Subfield 1 (Type of Installment)

PDS 0181 (Installment Payment Data), subfield 1 contains the type of financing applicable for
the installment.

Attributes

Attribute Value
Subfield ID n-2 01
Subfield Length n-2 02
Data Representation n-2
Justification Right

Values

NOTE: Values 20, 21, and 22 are valid for all regions. Only value 21 is valid for the Philippines.

Values

Values Description
20 Issuer-financed
21 Merchant-financed
22 Acquirer-financed
23 Co-branded Merchant Financed
24 Issuer Merchant Co-Financed

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 Private data subelement definitions
Subfield 2 (Number of Installments)

Subfield 2 (Number of Installments)

PDS 0181 (Installment Payment Data), subfield 2 (Number of Installments) contains the total
number of installments selected by the cardholder.
The valid values are 02–99 for all regions and 02–24 for the Philippines.

Subfield 2 (Number of Installments)

Attribute Value
Subfield ID n-2 02
Subfield Length n-2 02
Data Representation n-2
Justification Right

Subfield 3 (Interest Rate)

PDS 0181 (Installment Payment Data), subfield 3 contains the interest rate (XXX.XX%) that
the issuer charges the cardholder for the installment payments. For installment payments, the
default is all spaces.

Subfield 3 (Interest Rate)

Attribute Value
Subfield ID n-2 03
Subfield Length n-2 05
Data Representation ns-5
Justification Right

Subfield 4 (First Installment Amount)

Acquirers can specify the installment amount in PDS 0181 (Installment Payment Data), subfield
4. If this subfield is not used, it must be present with all spaces.

Subfield 4 (First Installment Amount)

Attribute Value
Subfield ID n-2 04
Subfield Length n-2 12

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 Private data subelement definitions
Subfield 5 (Subsequent Installment Amount)

Attribute Value
Data Representation ns-12
Justification Right

Subfield 5 (Subsequent Installment Amount)

For single clearing transactions, acquirers must fill in a value of zero in PDS 0181 (Installment
Payment Data), subfield 5 unless the first installment amount is different from subsequent
installment amounts. For multiple clearing transactions, this subfield is not used, and it must be
present with all spaces.

Subfield 5 (Subsequent Installment Amount)

Attribute Value
Subfield ID n-2 05
Subfield Length n-2 12
Data Representation ns-12
Justification Right

Subfield 6 (Annual Percentage Rate)

PDS 0181 (Installment Payment Data), subfield 6 contains the annual percentage rate (XXX.XX
%) an issuer will charge the cardholder for the installment payments. For installment payments,
the default is all spaces.

Subfield 6 (Annual Percentage Rate)

Attribute Value
Subfield ID n-2 06
Subfield Length n-2 05
Data Representation ns-5
Justification Right

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 Private data subelement definitions
Subfield 7 (Installment Fee)

Subfield 7 (Installment Fee)

PDS 0181 (Installment Payment Data), subfield 7 contains the fee amount an issuer will charge
the cardholder for the installment payments in cardholder billing currency. The default is all
spaces.

Subfield 7 (Installment Fee)

Attribute Value
Subfield ID n-2 07
Subfield Length n-2 12
Data Representation ns-12
Justification Right

Subfield 8 (Commission Rate)

PDS 0181 (Installment Payment Data), subfield 8 contains the commission rate (XXX.XX%)
applicable for the installment. The default is all spaces.

Subfield 8 (Commission Rate)

Attribute Value
Subfield ID n-2 08
Subfield Length n-2 05
Data Representation ns-5
Justification Right with leading zeros

Subfield 9 (Commission Sign)

PDS 0181 (Installment Payment Data), subfield 9 contains the commission sign applicable for
the installment. The default value is all spaces.

Attributes

Attribute Value
Subfield ID n-2 09
Subfield Length n-2 01
Data Representation ans-1

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 Private data subelement definitions
Subfield 10 (Commission Amount)

Attribute Value
Justification N/A

Values
This table lists the valid values.

Values

Values Description
C Credit to Issuer and Debit to Acquirer
D Debit to Issuer and Credit to Acquirer

Subfield 10 (Commission Amount)

PDS 0181 (Installment Payment Data), subfield 10 contains the commission amount applicable
for the installment. The default value is all spaces.

Subfield 10 (Commission Amount)

Attribute Value
Subfield ID n-2 10
Subfield Length n-2 12
Data Representation ns-12
Justification Right with leading zeros

PDS 0182 (Installment Payment Cardholder Statement Data)

PDS 0182 (Installment Payment Cardholder Statement Data) provides information about the
installment payment criteria selected by the cardholder.

Attributes

Data Representation: ans-87; TAGLLL

Tag Field: 0182
Length Field: 3 positions, value = 087

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 Private data subelement definitions
Subfield 1 (Total Number of Installments)

Data Field: Fixed length, 87 positions

Subfields: 11
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • C C

All the amount subfields are based on the cardholder billing currency and exponent, as provided
in DE 51 (Currency Code, Cardholder Billing) and PDS 0148 (Currency Exponents).

Subfield 1 (Total Number of Installments)

PDS0182 (Installment Payment Cardholder Statement Data), subfield 1 (Total Number of
Installments) describes the total number of installments selected by the cardholder. The valid
values are 02-99.

Attributes

Data Representation n-2

Data Field Contents of positions 1-2
Justification Right

Values
This table lists the valid values.

Values

Values Description
02-99 The total number of installments selected by the cardholder.

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 Private data subelement definitions
Subfield 2 (Current Installment Number)

Subfield 2 (Current Installment Number)

PDS 0182, subfield 2 (Current Installment Number) contains the current installment number of
the installment split transaction. The valid values are 01-99.

Attributes

Data Representation n-2

Data Field Contents of positions 3-4
Justification Right

Values
This table lists the valid values.

Values

Values Description
01–99 The current installment number of the installment split transaction

Subfield 3 (Original Cardholder Billing Amount)

PDS 0182, subfield 3 (Original Cardholder Billing Amount) contains the original transaction
amount in issuer’s designated cardholder billing currency.

Attributes

Data Representation n-12

Data Field Contents of positions 5-16
Justification Right

All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

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 Private data subelement definitions
Subfield 4 (Installment Amount)

Subfield 4 (Installment Amount)

PDS 0182, subfield 4 (Installment Amount) contains the installment amount of the current
installment transaction in cardholder billing currency.

Attributes

Data Representation n-12

Data Field Contents of positions 17-28
Justification Right

All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

Subfield 5 (Principal Amount)

PDS 0182, subfield 5 (Principal Amount) contains the Principal Amount of the current
installment transaction in cardholder billing currency.

Attributes

Data Representation n-12

Data Field Contents of positions 29-40
Justification Right

All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

Subfield 6 (Interest Amount)

PDS 0182, subfield 6 (Interest Amount) contains the interest amount of the current installment
transaction in cardholder billing currency.

Attributes

Data Representation n-12

Data Field Contents of positions 41-52
Justification Right

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 Private data subelement definitions
Subfield 7 (Installment Fee)

All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

Subfield 7 (Installment Fee)

PDS 0182, subfield 7 (Installment Fee) contains the fee amount that the issuer charges the
cardholder for the installment in cardholder billing currency. The default fee is spaces.

Attributes

Data Representation ns-12

Data Field Contents of positions 53-64
Justification Right

All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

Subfield 8 (Interest Rate)

PDS 0182, subfield 8 (Interest rate) contains the interest rate (XXX.XX %) that the issuer
charges the cardholder for the installment payments. The default rate is spaces.

Attributes

Data Representation ns-5

Data Field Contents of positions 65-69
Justification Right

Subfield 9 (APR)
PDS 0182, subfield 9 (APR) contains the annual percentage rate (XXX.XX %) that the issuer
charges the cardholder for the installment payments. The default rate is spaces.

Attributes

Data Representation ns-5

Data Field Contents of positions 70-74
Justification Right

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 Private data subelement definitions
Subfield 10 (Total Amount Due)

Subfield 10 (Total Amount Due)

PDS 0182, subfield 10 (Total Amount Due) contains the total amount due of all installments in
cardholder billing currency.

Attributes

Data Representation n-12

Data Field Contents of positions 75-86
Justification Right

All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

Subfield 11 (Installment Cancellation Indicator)

PDS 0182, subfield 11 (Installment Cancellation Indicator) contains the indicator to identify
canceled installment payments.

Attributes

Data Representation ans-1

Data Field Contents of position 87
Justification Right

Values
This table lists the valid values.

Values

Values Description
Y Canceled Installment
N Ongoing Installment

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 Private data subelement definitions
PDS 0183 (Brazil Post-Dated Transaction Data)

PDS 0183 (Brazil Post-Dated Transaction Data)

PDS 0183 (Brazil Post-Dated Transaction Data) contains information to support post-dated
clearing transactions.

Attributes

Data Representation: an-39; TAGLLL

Tag Field: 0183
Length Field: 3 positions, value = 039
Data Field: Fixed length, 39 positions
Subfields: 8
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

NOTE: The Post-Dated Payment service and this subfield will be available to customers in Brazil on 13
June 2017.

Subfield 1 (Service Code)

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 1 indicates the type of post-dated
transaction.

Attributes

Data Representation n-2

Data Field Contents of positions 1–2

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 Private data subelement definitions
Subfield 2 (Number of Installments)

Justification N/A

Values
This table lists the valid values.

Values

Values Description
30 Post-Dated with Guarantee
31 Post-Dated without Guarantee

If PDS 0183 is present, subfield 1 (Service Code) must be equal to 30 or 31.

NOTE: The Post-Dated Payment service and this subfield will be available to customers in Brazil on 13
June 2017.

Subfield 2 (Number of Installments)

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 2 indicates the number of post-dated
installments.

Attributes

Data Representation n-1

Data Field Contents of position 3
Justification N/A

If present, the value of subfield 2 will always be 1.

NOTE: The Post-Dated Payment service and this subfield will be available to customers in Brazil on 13
June 2017.

Subfield 3 (Guarantee)
PDS 0183 (Brazil Post-Dated Transaction Data), subfield 3 indicates whether or not there is a
guarantee to be settled for the post-dated transaction.

Attributes

Data Representation a-1

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 Private data subelement definitions
Subfield 4 (Guarantee Amount)

Data Field Contents of position 4

Justification N/A

Values
This table lists the valid values.

Values

Values Description
Y Yes
N No

NOTE: The Post-Dated Payment service and this subfield will be available to customers in Brazil on 13
June 2017.

Subfield 4 (Guarantee Amount)

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 4 contains the amount of a guarantee
to be settled for a post-dated transaction and is assumed to be a credit to the issuer.

Attributes

Data Representation n-8

Data Field Contents of positions 5–12
Justification N/A

If PDS 0183, subfield 1 contains value 31 (Post-Dated without Guarantee), subfield 4 must
equal 00000000.

NOTE: The Post-Dated Payment service and this subfield will be available to customers in Brazil on 13
June 2017.

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 Private data subelement definitions
Subfield 5 (Post Settlement Date)

Subfield 5 (Post Settlement Date)

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 5 contains the proposed settlement
date (the expected date for completion message arrival) in the format: MMDDYY.

Attributes

Data Representation n-6

Data Field Contents of positions 13–18
Justification N/A

NOTE: The Post-Dated Payment service and this subfield will be available to customers in Brazil on 13
June 2017.

Subfield 6 (Original Authorization Request Date)

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 6 contains the original authorization
date of a post-dated transaction in the format: MMDDYY.

Attributes

Data Representation n-6

Data Field Contents of positions 19–24
Justification N/A

Subfield 6 will contain all zeros on authorization message.

NOTE: The Post-Dated Payment service and this subfield will be available to customers in Brazil on 13
June 2017.

Subfield 7 (Original Banknet Reference Number)

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 7 contains the original Banknet
reference number assigned by Banknet to the original authorization request.

Attributes

Data Representation an-9

Data Field Contents of positions 25–33
Justification N/A

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 Private data subelement definitions
Subfield 8 (Authorization Code)

NOTE: The Post-Dated Payment service and this subfield will be available to customers in Brazil on 13
June 2017.

Subfield 8 (Authorization Code)

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 8 contains the online authorization
code provided by the issuer on the original authorization response.

Attributes

Data Representation n-6

Data Field Contents of positions 34–39
Justification N/A

NOTE: The Post-Dated Payment service and this subfield will be available to customers in Brazil on 13
June 2017.

PDS 0184 (Directory Server Transaction ID)

The Directory Server Transaction ID is generated by the EMV 3DS Mastercard Directory Server
during the authentication transaction and passed back to the merchant with the authentication
results.
PDS 0184 (Directory Server Transaction ID) allows the acquirer to pass the Directory Server
Transaction ID during clearing in order to link the authentication and clearing transaction.

Attributes

Data Representation: ans-36; TAGLLL

Tag Field: 0184
Length Field: 3 positions, value = 036
Data Field: Fixed length, 36 positions
Subfields: None
Justification: Left Justified

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0185 (Accountholder Authentication Value)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

Values
If PDS 0184 (Directory Server Transaction ID) is present, it should contain values as in this
example. The Directory Server Transaction ID is a unique ID.
Example: f38e6948-5388-41a6-bca4-b49723c19437

Application notes
This is a conditional field and must be provided by the acquirers part of the First Presentment/
1240 messages if they are participating and have previously authenticated using the
Mastercard® e-commerce/Identity Check program. This field will not be edited to ensure that
the Directory Server Transaction ID was provided on the transaction. If provided by the acquirer
or processor, it must meet the specifications defined.

PDS 0185 (Accountholder Authentication Value)

PDS 0185 (Accountholder Authentication Value) is for acquirers to provide the accountholder
authentication value in First Presentment/1240 messages.

Attributes

Data Representation: ans...32; TAGLLLVAR

Tag Field: 0185
Length Field: 3 positions, value = 001-032
Data Field: Variable length, 01–32 positions
Subfields: None
Justification: Left Justified

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0185 (Accountholder Authentication Value)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

Values
The Accountholder Authentication Value (AAV) is transaction specific. The AAV is unique to each
transaction, but will start with a leading indicator as defined in this table.

Values

Use EMV 3-D Secure (EMV 3DS, SPA2 AAV

For SLI leading indicator)
211 kE, kF, kL, kM
212 kA, kB, kC, kD, kG, kH, kJ, kK, kQ, kR, kS, kT
214 kX, kY, kZ
216 kN, kU, kV, kW
217 kO, kP

NOTE: Values i, l, m, and n are reserved for future use. Refer to SPA2 AAV for Mastercard® e-commerce/
Identity Check for more details on Accountholder Authentication Value changes.

Application notes
This is a conditional field and must be provided by the acquirers part of the First Presentment/
1240 messages if they are participating and have previously authenticated using the
Mastercard® e-commerce/Identity Check program. This field will not be edited to ensure that
the AAV Value was provided on the transaction. If provided by the acquirer or processor, it must
meet the specifications defined.

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 Private data subelement definitions
PDS 0186 (Program Protocol)

PDS 0186 (Program Protocol)

PDS 0186 (Program Protocol) allows acquirers to identify which 3-D Secure authentication
protocol was used for e-commerce transactions.

Attributes

Data Representation: an–1; TAGLLL

Tag Field: 0186
Length Field: 3 positions, value = 001
Data Field: Fixed Length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

Values
If PDS 0186 (Program Protocol) is present, customers indicate the correct Program Protocol by
sending one of these values:

Value Description
1 EMV 3-D Secure Version 2.1
2 EMV 3-D Secure Version 2.2
3 EMV 3-D Secure Version 2.3
4 EMV 3-D Secure Version 2.4
5 EMV 3-D Secure Version 2.5
6 EMV 3-D Secure Version 2.6

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0188 (Private Data, Proprietary Service Data)

Value Description
7 EMV 3-D Secure Version 2.7
8 EMV 3-D Secure Version 2.8
9 EMV 3-D Secure Version 2.9

Application notes
This is a conditional field and must be provided by the acquirers part of the First Presentment/
1240 messages if they are participating and have previously authenticated using the
Mastercard® e-commerce/Identity Check program. This field will not be edited to ensure that
the Program Protocol was provided on the transaction. If provided by the acquirer or processor,
it must meet the specifications defined.

PDS 0188 (Private Data, Proprietary Service Data)

PDS 0188 (Private Data, Proprietary Service Data) contains information for future service
enhancements.

Attributes

Data Representation: an…987; TAGLLLVAR

Tag Field: 0188
Length Field: 3 positions, value = 007–987
Data Field: Variable length, 987 positions
Subfields 3
Occurrences 1-141
Justification See subfields

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C
Second Presentment/1240 • X C
Fee Collection (Retrieval Fee Billing)/1740 • X C

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 Private data subelement definitions
PDS 0189 (Point-of-Interaction [POI] Phone Data)

Message Type Identifier Org Sys Dst

Fee Collection (Other than Retrieval Fee Billing)/1740 • • C
Fee Collection (Handling Fees)/1740 • • C

Values

Number Positions Name Attribute

1 1-2 Service Type an-2
2 3-4 Score Name an-2
3 5-7 Score Value an-3

PDS 0189 (Point-of-Interaction [POI] Phone Data)

PDS 0189 (Point-of-Interaction [POI] Phone Data) identifies the number dialed in a POI phone
call transaction.

Attributes

Data Representation: ans–41; TAGLLL

Tag Field: 0189
Length Field: 3 positions, value = 041
Data Field: Fixed length, 41 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C

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IPM Clearing Formats • 16 April 2024 641
 Private data subelement definitions
PDS 0189 subfields

Message Type Identifier Org Sys Dst

Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS is supplemental to the information in DE 43 (Acceptor Name/Location). It provides call

detail record reporting for the cardholder.

Values
If present, PDS 0189 cannot contain all low values or all high values.

PDS 0189 subfields

This PDS consists of two subfields.

Subfields

PDS 0189 subfields

Number Positions Name Attribute Justification

1 1 Format Number an-1 N/A
2 2–41 Phone Data ans-40 left

Subfield 1 (Format Number)

Subfield 1 (Format Number) identifies the format of the data in subfield 2, Phone Data. The
values are listed in this table.

Subfield 1 (Format Number)

Value Description
1 Card-activated phone transactions (U.S. and Canada call detail
format)
2 Card-activated phone transactions (non-U.S. and non-Canada
format)

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 Private data subelement definitions
PDS 0189 subfields

Subfield 2 (Phone Data)

Subfield 2 (Phone Data) provides the phone number dialed, the call duration, and other related
information. It is formatted to fit in 40 bytes. This enables the issuer to print this subfield’s
contents directly on the cardholder’s statement.
If present, PDS 0189, subfield 2 (Phone Data) cannot contain all zeros or all spaces.
For these original, non-credit transactions acquired in the U.S. or Canada regions, PDS 0189,
subfield 2, if present, must contain a 10-position phone number and must be left-justified with
trailing spaces. The first three positions must be numeric.
• First Presentment/1240
• Second Presentment/1240
• First Chargeback/1442
• Arbitration Chargebacks/1442
• Retrieval Requests/1644
• Fee Collection (Retrieval Fee Billing)/1740

NOTE: These formats are guidelines only. The clearing system does not perform edits to ensure that
these layouts are followed.

Format 1: Card-Activated Phone Transactions (U.S. and Canadian Call Detail Format)

Number Positions Name Attribute Justification

1 1–3 Abbreviation TEL a-3 N/A
2 4 Delimiter (space) a-1 N/A
3 5–7 Area Code (U.S./Canadian area n-3 N/A
code.)
4 8 Delimiter (space) a-1 N/A
5 9–11 Local Exchange (Phone number; n-3 N/A
first three digits).
6 12 Delimiter (space) a-1 N/A
7 13–16 Local Number (Phone number; n-4 N/A
last four digits).
8 17 Delimiter (space) a-1 N/A
9 18–20 Abbreviation MIN a-3 N/A
10 21–22 Call Duration in Minutes an-2 right
11 23 Delimiter (space) a-1 N/A
12 24–36 Acceptor City ans-13 left
13 37 Delimiter (space) a-1 N/A

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 Private data subelement definitions
PDS 0190 (Partner ID Code)

Number Positions Name Attribute Justification

14 38–40 Call Origin State/Country Code27 a-3 left

Format 2: Card-Activated Phone Transactions (Non-U.S. and Non-Canada Format)

Number Positions Name Attribute Justification

1 1–2 Abbreviation TL a-2 N/A
2 3–17 Full Phone Number Dialed ans-15 right
(Includes country code, city code,
and local number dialed.)
3 18–19 Abbreviation MN a-2 N/A
4 20–22 Call Duration in Minutes an-3 right
5 23 Delimiter (spaces) a-1 N/A
6 24–36 Acceptor City ans-13 left
7 37 Delimiter (spaces) a-1 N/A
8 38–40 Call Origin State/Country Code28 a-3 left

PDS 0190 (Partner ID Code)

PDS 0190 (Partner ID Code) identifies a specific partnership agreement, generally between
specific acceptors and issuers.

Attributes

Data Representation: ans...6; TAGLLLVAR

Tag Field: 0190
Length Field: 3 positions, value = 001–006
Data Field: Variable length, 1–6 positions
Subfields: None

27 May be space-filled; otherwise, may be a three-position alphabetic country code from ISO 3166 table or a two-
position U.S. state code if merchant is in the U.S. region. See the Quick Reference Booklet for valid state and country
codes.
28 May be space-filled; otherwise, may be a three-position alphabetic country code from ISO 3166 table or a two-
position U.S. state code if merchant is in the U.S. region. Refer to the Quick Reference Booklet for valid state and
country codes.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0191 (Originating Message Format)

Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS may be used for transactions on accounts issued under co-branding agreements when
one of the co-branding partners originates the transaction. It also may be used when the
agreement is between the acceptor and the clearing system, such as in certain promotional
discounts.

Values
Acceptors and issuers establish Partner ID Codes. If present, PDS 0190 cannot contain all low
values, all high values, all zeros, or all spaces.

PDS 0191 (Originating Message Format)

PDS 0191 (Originating Message Format) provides the message format in which the clearing
system received a message.

Attributes

Data Representation: n-1; TAGLLL

Tag Field: 0191
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position

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 Private data subelement definitions
PDS 0191 (Originating Message Format)

Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Header (Customer-generated)/1644 O • •
File Trailer (Customer-generated)/1644 O • •
First Presentment/1240 O X M
Financial Detail Addendum (Passenger Transport Detail, O X M
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, O X M
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, O X M
Rail Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 O X M
Financial Detail Addendum (Lodging Summary)/1644 O X M
Financial Detail Addendum (Temporary Services)/1644 O X M
Financial Detail Addendum (Shipping/Courier Services)/ O X M
1644
Financial Detail Addendum (Payment Transaction Detail)/ O X M
1644
Financial Detail Addendum (Telephony Billing, Summary)/ O X M
1644
Financial Detail Addendum (Telephony Billing, Detail)/ O X M
1644
Financial Detail Addendum (Travel Agency Detail)/1644 O X M
Financial Detail Addendum (Lodged Account Detail)/1644 O X M
Financial Detail Addendum (Electronic Invoice, Party O X M
Information)/1644
Financial Detail Addendum (Corporate Card Common O X M
Data Requirements)/1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0191 (Originating Message Format)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction O X M
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O X M
1644
Financial Detail Addendum (Generic Detail)/1644 O X M
Financial Detail Addendum (Healthcare)/1644 O X M
Financial Detail Addendum (Private Label Common Data)/ O X M
1644
Financial Detail Addendum (Private Label Line Item O X M
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 O X M
Second Presentment/1240 O X M
Retrieval Request/1644 O X M
Retrieval Request Acknowledgment/1644 O X M
Fee Collection (Retrieval Fee Billing)/1740 O X M
Fee Collection (Handling Fees)/1740 O X M
Fee Collection (Other than Retrieval Fee Billing/Handling O X M
Fees)/1740

Originators optionally may provide this PDS. If this information is not present, the clearing
system provides this PDS in customer-submitted messages. The information assists the
receiving customer in anticipating the presence or absence of various IPM data elements and
PDSs in an IPM message.

Values
The PDS 0191 values are listed in this table.

Values

Value Description
0 Clearing system received original message in Mexico Domestic
Format
2 Clearing system received message in the IPM format.
6 Clearing system received message in Japan Domestic Format

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IPM Clearing Formats • 16 April 2024 647
 Private data subelement definitions
PDS 0192 (Payment Transaction Initiator)

PDS 0192 (Payment Transaction Initiator)

PDS 0192 (Payment Transaction Initiator) contains a value to indicate that either Mastercard®
or a trusted Mastercard® business partner initiated a payment transaction on behalf of a
customer.

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0192
Length Field: 3 positions
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C
Retrieval Request/1644 C • C
Retrieval Request Acknowledgment/1644 C • C

PDS 0192 must be provided under these conditions.

• It was received on the First Presentment/1240 message, with these values present.
• DE 3 (Processing Code), subfield 1 (Cardholder Transaction Type) = 28 (Payment
Transactions).
• PDS 0043 (Transaction Type Identifier) = C02 (Rebate).

Values
The value associated with PDS 0192 is MCW, Mastercard Worldwide.

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 Private data subelement definitions
PDS 0194 (Remote Payments Program Data)

PDS 0194 (Remote Payments Program Data)

PDS 0194 (Remote Payments Program Data) identifies the domain in which the service
manager (program originator) of the Mobile Remote Payments Program is operating.

Attributes

Data Representation: ans-1; TAGLLL

Tag field: 0194
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position.

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

Values
The PDS 0194 values are listed in this table.

Value Description
1 Issuer domain
2 Acquirer domain

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 Private data subelement definitions
PDS 0195 (Installment Data)

PDS 0195 (Installment Data)

PDS 0195 (Installment Data) provides information about the installment payment option
selected by the cardholder at the point of interaction.

Attributes

Data Representation: an...27; TAGLLLVAR

Tag Field: 0195
Length Field: 3 positions, value = 003–027
Data Field: Variable length, 3–27 positions
Subfields: 8
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

This PDS is required for specific business service arrangements.

Subfield 1 (Total Number of Installments)

PDS 0195 (Installment Data), subfield 1 identifies the number of installment payments.

Attributes

Data Representation: n-3

Data Field: Contents of positions 1–3
Justification: Left

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 Private data subelement definitions
Subfield 2 (Payment Option Code)

When PDS 0195 is present, subfield 1 is required for transactions submitted for Japan
Intracountry BSA 4/392001:
• Subfield must be numeric.
• Subfield must contain the three position value that identifies the total number of
installments.
When PDS 0195, Subfield 2 (Payment Option Code) Contains value 61, subfield 1 must contain
the number of installments (a value between 002 and 999). If PDS 0195, subfield 2 contains
values other than 31, 34, or 61, subfield 1 should be zero-filled.
If PDS 0195, subfield 2 contains 61 and the number of installments is 2, the transaction will be
settled following the Twice Pay method:
• 50 percent of the transaction amount will be settled following normal settlement process.
• 50 percent of the transaction amount will be settled following a delay of 30 days from the
clearing date.
The actual settlement date will be adjusted following the settlement calendar of selected
settlement service.

Subfield 2 (Payment Option Code)

PDS 0195 (Installment Data), subfield 2 identifies the payment terms of the transaction.

Attributes

Data Representation: n-2

Data Field: Contents of positions 4–5
Justification: Left

When PDS 0195 is present, subfield 2 is required for transactions submitted for Japan
Intracountry BSA 4/392001.

Values
This table lists the valid values.

Values

Values Description
10 Single Payment
21 Bonus Pay
31 Installment Payment with Bonus Pay Simplified

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 Private data subelement definitions
Subfield 3 (Installment Number)

Values Description
34 Installment Payment with Bonus Pay Detailed
61 Installments (Twice Pay/Three or More)
80 Revolving

Subfield 3 (Installment Number)

PDS 0195 (Installment Data) identifies the current transaction installment number as related
to the sequence of total number of installments. This subfield must be numeric.

Attributes

Data Representation: n-3

Data Field: Contents of positions 6–8
Justification: Left

This subfield is not applicable for Japan. For transactions submitted for Japan Intracountry BSA
4/392001, subfield 3 should be populated with zeros.
As an example, acquirers submitting multiple installment transactions indicate that this is the
first of three installment transactions if subfield 1 (Total Number of Installments) contains the
value 003 and subfield 3 contains the value 001.

Subfield 4 (Bonus Code)

PDS 0195 (Installment Data), subfield 4 indicates the manner in which the installment
transaction is settled.

Attributes

Data Representation: n-1

Data Field: Contents of position 9
Justification: Left

For transactions submitted for Japan Intracountry BSA 4/392001, subfield 4 must be provided
when subfield 2 (Payment Option Code) contains value 21 (Bonus Pay). This subfield identifies
whether a transaction must be settled utilizing the delayed settlement method.

Values
This table lists the valid values.

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 Private data subelement definitions
Subfield 5 (Bonus Month Code)

Values

Values Description
0 Settlement will be delayed.
If the clearing date is 21 July to 20 December, then the settlement
date will be 20 December.
If the clearing date is 21 December to 20 July, then the settlement
date will be 20 July.

1 No settlement delay

Subfield 5 (Bonus Month Code)

The combination of the value in PDS 0195 (Installment Data), subfield 5 and the value in
subfield 6 (Number of Bonus Payments per Year) identifies the bonus payment months.

Attributes

Data Representation: ans-1

Data Field: Contents of position 10
Justification: Left

For transactions submitted for Japan Intracountry BSA 4/392001, subfield 5 must be provided
when subfield 2 (Payment Option Code) is value 34 (Installment Payment with Bonus Pay
Detailed). The combination of a code in subfield 5 and a value in subfield 6 (Number of Bonus
Payments Per Year) identifies the bonus payment month(s). For specific combination details,
refer to the tables included under subfield 6.

NOTE: When the value <space> is used, it indicates the amount in subfield 7 (Bonus Amount) can be a
zero amount even when subfield 2 is value 34 (Installment Payment with Bonus Pay Detailed). The
value <space> does not change the presence rule for other subfields.

Values
This table lists the valid values.

Values

Values Description
1 January

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 Private data subelement definitions
Subfield 6 (Number of Bonus Payments per Year)

Values Description
2 February
3 March
4 April
5 May
6 June
7 July
8 August
9 September
A October
B November
C December
<space> Undefined

Subfield 6 (Number of Bonus Payments per Year)

PDS 0195 (Installment Data), subfield 6 indicates the number of bonus payments per year.

Attributes

Data Representation: n-1

Data Field: Contents of position 11
Justification: Left

For transactions submitted for Japan Intracountry BSA 4/392001, subfield 6 must be provided
when subfield 2 (Payment Option Code) contains value 34 (Installment Payment with Bonus
Pay Detailed). The combinations of a code in subfield 5 (Bonus Month Code) and a value in
subfield 6 identifies the bonus payment month(s).

Values
This table lists the valid values.

Values

Values Description
1 Number of Bonus Payments is once per year

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 Private data subelement definitions
Subfield 6 (Number of Bonus Payments per Year)

Values Description
2 Number of Bonus Payments is twice per year

Once per Year Bonus

This table indicates the bonus month(s) when once per year bonus payments will be settled.

Once per Year Bonus

Indicates the bonus month(s) when once per year bonus payments will be settled.

Number of Bonus Payments

Bonus Month Code (Subfield 5) (Subfield 6) Bonus Month
1 1 January
2 1 February
3 1 March
4 1 April
5 1 May
6 1 June
7 1 July
8 1 August
9 1 September
A 1 October
B 1 November
C 1 December
<space> 1 Undefined

Twice per Year Bonus

This table indicates the bonus month(s) when twice per year bonus payments will be settled.

Twice per Year Bonus

Indicates the bonus month(s) when twice per year bonus payments will be settled.

Number of Bonus Payments

Bonus Month Code (Subfield 5) (Subfield 6) Bonus Month
1 2 June and December

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 Private data subelement definitions
Subfield 7 (Bonus Amount)

Number of Bonus Payments

Bonus Month Code (Subfield 5) (Subfield 6) Bonus Month
2 2 June and January
3 2 July and December
4 2 July and January
5 2 August and December
6 2 August and January
7 2 September and December
8 2 September and January
9 2 June and February
A 2 July and February
B 2 August and February
C 2 September and February
<space> 2 Undefined

Subfield 7 (Bonus Amount)

PDS 0195 (Installment Data), subfield 7 identifies the amount of bonus to be paid in each
bonus payment.

Attributes

Data Representation: n-12

Data Field: Contents of positions 12–23
Justification: Right

All currency amounts are expressed in the minor unit of currency without a decimal separator, in
accordance with ISO standards for currency notation. For example, a bonus amount of USD
4500.29 is expressed as 000000450029.
For transactions submitted for Japan Intracountry BSA 4/392001, subfield 7 must be provided
when subfield 2 (Payment Option Code) is value 34 (Installment Payment with Bonus Pay
Detailed). When provided, the amount must be greater than zero except when subfield 5 (Bonus
Month Code) contains <space>. For example, a bonus amount of JPY 45000 is expressed as
000000045000.

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 Private data subelement definitions
Subfield 8 (First Month of Bonus Payment)

Subfield 8 (First Month of Bonus Payment)

If present, PDS 0195 (Installment Data), subfield 8 must be in the format YYMM that identifies
the first month of bonus payment.

Attributes

Data Representation: n-4

Data Field: Contents of positions 24–27
Justification: Left

For transactions submitted for Japan Intracountry BSA 4/392001, subfield 8 is a four-digit
subfield in the format YYMM that identifies the first month of bonus payment. This subfield
must be provided when subfield 2 (Payment Option Code) contains value 34 (Installment
Payment with Bonus Pay Detailed).

PDS 0196 (Mobile Phone Reload Data )

PDS 0196 (Mobile Phone Reload Data) is used in mobile phone reload transactions to provide
the customer’s mobile phone number and service provider.

Attributes

Data Representation: ans…47; TAGLLLVAR

Tag Field: 0196
Length Field: 3 positions, value = 001-047
Data Field: Variable length, 1-47 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0196 subfields

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C

PDS 0196 subfields

This PDS consists of two subfields.

PDS 0196 subfields

Number Positions Name Attribute Justification

1 1–17 Mobile Phone Number ans-17 Left
2 18–47 Mobile Phone Service Provider ans…30 Left
Name

Subfield 1 (Mobile Phone Number)

Subfield 1 (Mobile Phone Number) contains the phone number of the wireless phone for which
the customer is purchasing extra service. It must be left-justified. For more information on the
data that is allowed in this subfield, refer to the Interchange Manual: Europe Region or the
Interchange Manual: MEA Region.

Subfield 2 (Mobile Phone Service Provider Name)

Subfield 2 (Mobile Phone Service Provider Name) contains the name or other identifier of the
mobile phone service provider. If present, it must be left-justified and cannot contain all spaces
or all zeros.

PDS 0197 (National Use Tax Data)

PDS 0197 (National Use Tax Data) provides various tax amounts and percentages applicable to
intracountry transactions in various markets.

Attributes

Data Representation: n-53; TAGLLL

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 Private data subelement definitions
PDS 0197 subfields

Tag Field: 0197

Length Field: 3 positions, value = 053
Data Field: Fixed length, 53 positions
Subfields: 5
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C

This PDS can be used to present tax amounts, a tax percentage, and a tax base amount for
intracountry transactions in various markets. The subfield names are very general in nature, to
allow different usage definitions for different countries.

Values
If present, each of the subfields 1, 2, 4, and 5 within PDS 0197 must be right-justified with
leading zeros.

PDS 0197 subfields

This PDS consists of five subfields

PDS 0197 subfields

Number Positions Name Attribute Justification

1 1–12 Tax Amount 1 n-12 Right
2 13–24 Tax Amount 2 n-12 Right
3 25–29 Tax Percentage n-5 Right
4 30–41 Tax Base Amount n-12 Right

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 Private data subelement definitions
PDS 0197 subfields

Number Positions Name Attribute Justification

5 42–53 Tax Amount 3 n-12 Right

Subfield 1 (Tax Amount 1)

Subfield 1 (Tax Amount 1) identifies a tax or Value Added Tax (VAT) on the transaction.
For intracountry transactions in specific Latin America and Caribbean region markets, this is
VAT calculated by the acceptor and entered as input at the point-of-sale (POS) device.

Subfield 2 (Tax Amount 2)

Subfield 2 (Tax Amount 2) identifies a second tax or VAT on the transaction.
For intracountry transactions in specific Latin America and Caribbean region markets, this is
VAT calculated by the acceptor and entered as input at the POS device.

Subfield 3 (Tax Percentage)

Subfield 3 (Tax Percentage) identifies a tax percentage. This subfield consists of five numeric
positions. The format is always NNN.NN%, which means that the last two positions represent
decimal positions of the tax percentage. For example, a value of 00850 is interpreted as 8.5
percent.
For intracountry transactions in specific Latin America and Caribbean region markets, this is
ReteIVA (Retention of VAT). It is the percentage of the VAT that the acquirer will not pay to the
merchant but to the local tax agency. It is entered as input at the POS device.

Subfield 4 (Tax Base Amount)

Subfield 4 (Tax Base Amount) identifies the amount on which the tax was calculated.
For intracountry transactions in specific Latin America and Caribbean region markets, this is the
IVA Devolution Base, the amount on which the VAT was originally calculated. It is entered as
input at the POS device.

Subfield 5 (Tax Amount 3)

Subfield 5 (Tax Amount 3) identifies a third tax or VAT on the transaction.
For intracountry transactions in specific Latin America and the Caribbean region markets, this is
ReteICA (Industry & Commerce Tax Retention). It is a regional tax that applies only in the
districts/provinces of Barranquilla, Bogota, and Zipaquira. It is entered as input at the POS
device.

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 Private data subelement definitions
PDS 0198 (Device Type)

PDS 0198 (Device Type)

PDS 0198 (Device Type) provides information about the form factor of the cardholder device
used to initiate a transaction.

Attributes

Data Representation: an-2; TAGLLL

Tag Field: 0198
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C

Values

NOTE: As removable secure elements may be moved from a mobile phone to a tablet or e-book by the
consumer, values 01, 08, 10, and 12 represent the initial intended use of this secure element by the
issuer. There is no requirement to change these four values after initial personalization has taken place.

Values

Value Description
00 Card
01 Mobile Phone or Smartphone with Mobile Network Operator (MNO)
controlled removable secure element (SIM or UICC) personalized for
use with a Mobile Phone or Smartphone29

29 As a removable secure element (SE) may be moved from a mobile phone to a tablet or e-book by the consumer this
value represents the initial intended use of this SE only.

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 Private data subelement definitions
PDS 0198 (Device Type)

Value Description
02 Key Fob
03 Watch using a contactless chip or a fixed (non-removable) secure
element not controlled by the MNO
04 Mobile Tag
05 Wristband
06 Mobile Phone Case or Sleeve
07 Mobile phone or smartphone with a fixed (non-removable) secure
element controlled by the MNO, for example, code division multiple
access (CDMA)
08 Mobile Phone or Smartphone with removable secure element not
controlled by the MNO, for example, SD Card personalized for use
with a Mobile Phone or Smartphone30
09 Mobile phone or smartphone with a fixed (non-removable) secure
element not controlled by the MNO
10 Tablet or e-Reader with an MNO-controlled removable secure
element (SIM or UICC) personalized for used with a Tablet or
Reader31
11 Tablet or e-book with a fixed (non-removable) secure element
controlled by the MNO
12 Removable secure element not controlled by the MNO, for example,
memory card personalized for use with a tablet or e-book
13 Tablet or e-book with fixed (non-removable) secure element not
controlled by the MNO
14 Mobile Phone or Smartphone with a payment application running in
a host processor
15 Tablet or e-Reader with a payment application running in a host
processor
16 Mobile Phone or Smartphone with a payment application running in
the TEE of a host processor
17 Tablet or E-Book with a payment application running in the TEE of a
host processor
18 Watch with a payment application running in the TEE of a host
processor
19 Watch with a payment application running in a host processor

30 As a removable secure element (SE) may be moved from a mobile phone to a tablet or e-book by the consumer this
value represents the initial intended use of this SE only.
31 As a removable secure element (SE) may be moved from a mobile phone to a tablet or e-book by the consumer this
value represents the initial intended use of this SE only.

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 Private data subelement definitions
PDS 0199 (Funding Transaction Information)

Value Description
20 Card
21 Phone
22 Tablet/e-reader
23 Watch/Wristband
24 Sticker
25 PC
26 Device Peripheral
27 Tag
28 Jewelry
29 Fashion Accessory
30 Garment
31 Domestic Appliance
32 Vehicle
33 Media/Gaming Device
34–99 Reserved for Future Use

PDS 0199 (Funding Transaction Information)

PDS 0199 (Funding Transaction Information) contains information provided by an ATM acquirer
that can be printed on the cardholder statement.
PDS 0199 (Funding Transaction Information) may include the information provided by the
cardholder at the ATM when paying a bill and relevant information provided by the ATM acquirer.

Attributes

Data Representation: ans…199; TAGLLLVAR

Tag Field: 0199
Length Field: 3 positions, value = 001–199
Data Field: Variable length, 001–199 positions
Subfields: none
Justification: left

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 Private data subelement definitions
PDS 0200 (Fraud Notification Date)

This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

Values
If present, PDS 0199 must contain the information that can be included on the cardholder
statement as a result of a domestic funding transaction at an ATM initiated by a cardholder to
pay a bill. Specific formatting of PDS 0199 can be found in the Domestic Processing Guide for
the country provided by the Mastercard® regional office. Specific formatting of PDS 0199 is
defined for each country where the funding transaction at an ATM is implemented. Contact
your regional office for information regarding the implementation of the funding transaction at
the ATM for your local market.

PDS 0200 (Fraud Notification Date)

PDS 0200 (Fraud Notification Information) contains the additional data necessary to provide
acquirers with the date of the second fraud-related chargeback and an accurate count of total
fraud-related chargebacks for the account.

Attributes

Data Representation: n...8; TAGLLL

Tag Field: 0200
Length Field: 3 positions, value = 008
Data Field: Fixed length 8 positions
Subfields: 2
Justification: See “Subfields”

PDS 0200 is populated and provided to the acquirer starting with the second fraud-related
chargeback for the account, and continues with each successive fraud-related chargeback on
the account.
When a first or second chargeback is received from the issuers with the fraud-related
chargeback reason codes (4837, 4840, 4849, 4863, 4870, and 4871), Fraud Notification Service

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 Private data subelement definitions
PDS 0200 subfields

(FNS) Blocking is applied on each chargeback that exceeds the FNS criteria (FNS Date and FNS
counter) set in the system. Chargeback is blocked if either or both of these condition matches:
• The original transaction settlement date is greater than FNS Date from FNS Service reply
(IPM Clearing Format error number error code 2801).
• The FNS Service reply for FNS Count is greater than FNS counter criteria (of 35 counts) in
aggregate for the aforementioned qualifying, fraud-related chargeback reason codes (IPM
Clearing Format error number error code 2802).
Accepting or rejecting a reversal chargeback depends on the corresponding original chargeback
status. If the original chargeback was accepted, then the corresponding reversal chargeback will
also be accepted without validating FNS counter and FNS date criteria. If the original
chargeback was rejected, then corresponding reversal chargeback will also be rejected without
validating FNS counter and FNS date criteria. The FNS date and counter is updated for all
transactions regardless of the reject/accept due to the edit.

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Chargeback/1442 and Arbitration Chargeback/1442 • X C

Values
If present, PDS 0200, subfield 1 (Fraud Notification Service Date) contains the date of the
second fraud chargeback on the account.
If present, PDS 0200, subfield 1 (Fraud Notification Service Date) must contain a valid date in
the YYMMDD format.

PDS 0200 subfields

PDS 200 consists of two subfields.

PDS 0200 subfields

Number Positions Name Attributes Justification

1 1–6 Fraud Notification Service Date n-6; format N/A
YYMMDD

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 Private data subelement definitions
PDS 0202 (Primary Account Number [PAN] Syntax Error)

Number Positions Name Attributes Justification

2 7–8 Fraud Notification Service ans-2 N/A
Chargeback Counter

Subfield 1 (Fraud Notification Service Date)

Subfield 1 (Fraud Notification Service Date) contains the date of the second fraud-related
chargeback on the account.

Subfield 2 (Fraud Notification Service Chargeback Counter)

Subfield 2 (Fraud Notification Service Chargeback Counter) contains the total number of fraud-
related chargebacks processed for the account to date (including the current chargeback).

Application notes
The FNS reply for Fraud Notification Service Chargeback Counter is greater than the Fraud
Notification Service Chargeback Counter limit of 35 in aggregate for the previously mentioned,
fraud-related chargeback reason codes will result in error number 2802 (INELIGIBLE
CHARGEBACK REJECT REASON CODES ‘FNS COUNTER EXCEEDED').

PDS 0202 (Primary Account Number [PAN] Syntax Error)

PDS 0202 (Primary Account Number [PAN] Syntax Error) contains the syntax error resulting
from a transaction that contains non-numeric values in DE 2 (Primary Account Number [PAN])
for Mexico domestic transactions.

Attributes

Data Representation: ans...19; TAGLLLVAR

Tag Field: 0202
Length Field: 3 positions, value = 006–019
Data Field: Variable length, 6–19 positions
Subfields: None
Justification: Left

Current processing restrictions

The clearing system accepts a PDS 0202 length of up to 19 positions.
The clearing system expects PDS 0202 to contain the appropriate number of positions for the
account number without any filler characters to the left or right. For example, if a 16-digit

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 Private data subelement definitions
PDS 0204 (Amount, Syntax Error)

account number is captured for a given transaction, the length of PDS 0202 must be 16, and
exactly 16 digits must be provided beginning in position 1 of PDs 0202.

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C
Retrieval Request/1644 C • C
Retrieval Request Acknowledgment/1644 C • C

Values
PDS 0202 contains the same structure as DE 2 (Primary Account Number [PAN]), but the value
can be alphanumeric.
For more information on the usage and values of PDS 0202, see DE 2.

PDS 0204 (Amount, Syntax Error)

PDS 0204 (Amount, Syntax Error) contains the syntax error resulting from a transaction that
contains non-numeric values in DE 4 (Amount, Transaction) for Mexico domestic transactions.

Attributes

Data Representation: ans-12; TAGLLL

Tag Field: 0204
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: None

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 Private data subelement definitions
PDS 0205 (Syntax Return, Message Error Indicator)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

Values
PDS 0204 contains the same structure as DE 4 (Amount, Transaction), but the value can be
alphanumeric.
For more information on the usage and values of PDS 0204, see DE 4 (Amount, Transaction).

PDS 0205 (Syntax Return, Message Error Indicator)

PDS 0205 (Syntax Return, Message Error Indicator) is included by the originator of a soft syntax
error return and contains the element that caused the syntax return.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0205
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 4
Justification: See subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0205 subfields

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C
Retrieval Request/1644 C • C
Retrieval Request Acknowledgment/1644 C • C

PDS 0205 subfields

The originator of the syntax error return message identifies the element causing the return
using these subfields.

PDS 0205 subfields

Number Positions Name Attribute Justification

1 1–5 Data Element ID an-5 left
2 6–7 Error Severity Code n-2 N/A
3 8–11 Error Message Code an-4 N/A
4 12–14 Subfield ID n-3 N/A

Subfield 1 (Data Element ID)

Subfield 1 (Data Element ID) identifies the ISO data element or PDS where the error occurred.
ISO data elements are identified with the prefix D. This is followed by the data element number
right-justified with leading zeros so that the number fills four positions. For example, D0003
indicates DE 3, D0100 indicates DE 100, and so on.
PDSs are identified with the prefix P followed by the four-digit tag ID. For example, P0002
indicates PDS 0002, P0146 indicates PDS 0146, and so on.
This subfield may contain spaces if the error is a general error not related to a specific data
element or PDS.

Subfield 2 (Error Severity Code)

Subfield 2 (Error Severity Code) indicates the local syntax error code of the error the clearing
system detects.
The values for this subfield are listed in this table.

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 Private data subelement definitions
PDS 0206 (Late Presentment Indicator)

Subfield 2 (Error Severity Code)

Value Description
01–25 Local domestic reason codes.

Subfield 3 (Error Message Code)

Subfield 3 (Error Message Code) is a four-digit value that refers to a specific edit error message
that identifies the error condition.

Subfield 4 (Subfield ID)

Subfield 4 (Subfield ID) holds the three-position subfield ID of the element in error. This subfield
contains zeros if the element in error is not defined with subfields.

PDS 0206 (Late Presentment Indicator)

PDS 0206 (Late Presentment Indicator) is used to indicate that a first presentment was
submitted late by the acquirer.
PDS 0206 is only present when the transaction is submitted late according to local processing
rules. GCMS determines the late presentment and provides it in the message.

Attributes

Data Representation: n-4; TAGLLL

Tag Field: 0206
Length Field: 3 positions, value = 004
Data Field: Fixed length, 4 positions
Subfields: 2
Justification: See subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0206 subfields

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C

PDS 0206 subfields

PDS 206 contains two subfields.

PDS 0206 subfields

Number Positions Name Attribute Justification

1 1–3 Number of Days Since n-3 N/A
Transaction Occurred
2 4 Late Presentment Tier n-1 N/A

Subfield 1 (Number of Days Since Transaction Occurred)

Subfield 1 (Number of Days Since Transaction Occurred) contains the number of days between
the transaction date (DE 12) and the GCMS processing date.

Subfield 2 (Late Presentment Tier)

Subfield 2 (Late Presentment Tier) contains the tiers (as identified in the local rules). The valid
values are 1, 2, or 3.

Subfield 2 (Late Presentment Tier)

Clearing Process BAU (Tier 0) Tier 1 Tier 2 Tier 3

Credit (MCC) 1 – 30 31 – 120 121 – 320 > 320
Debit (DMC) 1–8 9 – 30 31 – 120 > 120
Maestro (MSI) 1–8 >8 N/A N/A
Returns 1 – 15 > 15 N/A N/A
(DE 3 = 20, for all brands)

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 Private data subelement definitions
PDS 0207 (Wallet Identifier)

PDS 0207 (Wallet Identifier)

PDS 0207 provides information about transactions initiated through the use of a digital wallet.
PDS 0207 must be present in all presentment and chargeback messages for transactions
initiated through the use of a pass-through digital wallet enabled by MasterPass® or any staged
digital wallet.
Two basic digital wallet models exist: the Staged Digital Wallet and the Pass-through Digital
Wallet.
Pass-through Digital Wallet functionality by which the Pass-through Digital Wallet Operator
stores Mastercard® account data provided by the cardholder to the Digital Wallet Operator
(DWO) for purposes of effecting a payment initiated by the cardholder to a merchant or
sponsored merchant, and upon the performance of a transaction, transfers the Mastercard®
account data to the merchant or sponsored merchant or to its acquirer or the acquirer’s service
provider.
Staged Digital Wallet functionality by which the Staged Digital Wallet Operator effects a two-
stage payment to a retailer to complete a purchase initiated by a consumer as shown here:
• Payment stage: In the payment stage, the Staged DWO (Digital Wallet Operator) pays the
retailer by one of these two methods:
– A transaction conducted using a Mastercard® account or other account data assigned to
the consumer by the DWO or by an issuer acting on behalf of the DWO (referred to as a
consumer-assigned payment account), or
– A funds transfer to an account designated by the retailer or held by the staged DWO on
behalf of the retailer.
• Funding stage: In the funding stage, the staged DWO uses Mastercard® account or other
account data provided to the Staged DWO by the consumer (referred to as the funding
account) to perform a transaction that funds or reimburses the Staged Digital Wallet.

Attributes

Attributes

Data Representation: ans...3; TAGLLLVAR

Tag Field: 0207
Length Field: 3 positions, value = 001–003
Data Field: Variable length, 1–3 positions
Subfields: None
Justification: N/A

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 Private data subelement definitions
PDS 0207 (Wallet Identifier)

Usage for MasterPass® transactions

This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

Application notes
For MasterPass®, Mastercard® passes the Wallet Identifier as sent in by the acquirer or issuer.
The submission of PDS 0207 is always required on MasterPass® Wallet transactions or other
Staged/Pass-through wallets. This data is received from the MasterPass® Wallet and can vary
from transaction to transaction.

Usage for MDES transactions

This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C
First Chargeback/1442 and Arbitration Chargeback/1442 • X C
Second Presentment/1240 • X C
Retrieval Request Acknowledgment/1644 • X C
Fee Collection (Retrieval Fee Billing)/1740 • X C
Fee Collection (Handling Fees)/1740 • X C
Fee Collection (Other than Retrieval Fee Billing/Handling • X C
Fees)/1740

Application notes
For MDES, Mastercard® inserts the Wallet Identifier that is in the system, when available.

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 Private data subelement definitions
PDS 0207 (Wallet Identifier)

The submission of PDS 0207 is always required on MasterPass® Wallet transactions or other
Staged/Pass-through wallets. This data is received from the MasterPass® Wallet and can vary
from transaction to transaction.

Values for MasterPass® and MDES transactions

While values 101 and 102 were initially introduced, other values may be transmitted by
MasterPass® Wallet to the merchant or acquirer. Mastercard® does not publish these values and
as such, acquirer and processor systems should pass whatever value is provided by the
MasterPass® Wallet unaltered in the transaction record.

Values

Value Description
101 Wallet Remote
102 Wallet Remote NFC Payment

PDS 0207 cannot contain all zeros, spaces, or special characters. PDS 0207 has no specific
format and may contain any combination of numeric or alphanumeric values.
Mastercard® does not publish the new wallet ID values. The acquirer and processor systems
should pass whatever value is provided by MasterPass® Wallet unaltered in the transaction
record.

Values for only MDES transactions

The clearing platform inserts the Wallet Identifier for Mastercard® Digital Enablement Service
(MDES) (device and Card on File) transactions when available, which identifies the wallet
through which the MDES token was initiated.
These values only apply to MDES transactions.

Values

Value Description
103 Apple Pay
216 Android Pay
217 Samsung Pay
327 Merchant tokenization program

PDS 0207 cannot contain all zeros, spaces, or special characters. PDS 0207 has no specific
format and may contain any combination of numeric or alphanumeric values.

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 Private data subelement definitions
PDS 0208 (Additional Merchant Data)

PDS 0208 (Additional Merchant Data)

PDS 0208 (Additional Merchant Data) contains the unique ID of the participating payment
facilitator in a transaction along with the sponsored merchant ID when applicable.

Attributes

Data Representation: ans...26; TAGLLLVAR

Tag Field: 0208
Length Field: 3 positions, value = 011–026
Data Field: Variable length, positions 11–26
Subfields: 2 subfields
Justification: “See Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Presentments, Chargebacks, and Addendum Messages

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 C • C
Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

Subfield 1 (Payment Facilitator ID)

Subfield 1 (Payment Facilitator ID) is the company ID that is assigned during the time of
registration of a service provider as payment facilitator.
The Payment Facilitator ID should always be a value assigned by Mastercard® and is the same
value in both the authorization and clearing platforms.

Attributes

Data Representation n-11 (for example)

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 Private data subelement definitions
Subfield 2 (Sponsored Merchant ID)

Data Field Contents of positions 1–11

Justification Right, with leading zeros

Application notes
This value should be provided by the acquirer when a registered payment facilitator is involved in
a transaction and should be right justified with leading zeros. For example, if the company ID is
123456, PDS 0208, subfield 1 should be 00000123456.
PDS 0208 (Additional Merchant Data), subfield 1 must match DE 48 (Additional Data, Private
Use), subelement 37 (Additional Merchant Data), subfield 1 (Payment Facilitator ID) in
authorization.
Subfield 1 (Payment Facilitator ID) must be alphanumeric and must not contain all zeros or all
spaces.

Subfield 2 (Sponsored Merchant ID)

PDS 0208, subfield 2 (Sponsored Merchant ID) contains the identifier assigned by the acquirer
or the payment facilitator to the sponsored merchant and its location.

Attributes

Data representation ans-15

Data field Contents of positions 12–26
Justification Left with trailing spaces

Processing rules
The sponsored merchant ID must be present for all payment facilitator-acquired transactions
and must uniquely identify each sponsored merchant and its location.

Application notes
This value, which is assigned by the payment facilitator or their acquirer, should be provided by
the acquirer whenever the payment facilitator ID is provided in PDS 0208 (Additional Merchant
Data), subfield 1 (Payment Facilitator ID).
Subfield 2 (Sponsored Merchant ID) must be alphanumeric and must not contain all zeros or all
spaces.

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 Private data subelement definitions
PDS 0209 (Independent Sales Organization ID)

PDS 0209 (Independent Sales Organization ID)

PDS 0209 (Independent Sales Organization ID) contains the company ID that is assigned by
Mastercard® during the time of registration of a service provider as an independent sales
organization.
This value should be provided by the acquirer when a registered independent sales organization
is involved in a transaction and should be right justified with leading zeros. For example, if the
company ID is 123456, PDS 0209 should be 00000123456.

Attributes

Data Representation: n-11; TAGLLL

Tag Field: 0209
Length Field: 3 positions, value = 011
Data Field: Fixed length, 11 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Presentments, Chargebacks and Addendum Messages

Message Type Identifier Org Sys Dst

First Chargeback/1442 C • C
Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

Values
The independent sales organization ID must always be a value assigned by Mastercard® and is
the same value in both the authorization and clearing platforms. This ID is the company ID that
is assigned during the time of registration via Mastercard Connect® of a service provider as an
independent sales organization.

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 Private data subelement definitions
PDS 0210 (Transit Program)

This value must be provided by the acquirer when a registered independent sales organization is
involved in a transaction and should be right justified with leading zeros. For example, if the
company ID is 123456, PDS 0209 should be 00000123456.

PDS 0210 (Transit Program)

PDS 0210 (Transit Program) provides data related to the transit transaction type and the
transaction mode.

Attributes

Data Representation: n...4; TAGLLL

Tag Field: 0210
Length Field: 3 positions, value = 004
Data Field: Fixed length, 4 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C

Acquirers should not populate the subfields in this PDS with values other than those defined by
Mastercard®. The values should be populated only on transit activity for transactions that have
transit-related MCCs and not on transactions with any other MCC.

NOTE: The values 03 and 04 defined for subfield 1 (Transit Transaction Type Indicator) must only be
populated by acquirers working with Transit agencies and supporting Mastercard aggregated transit
transaction models.

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 Private data subelement definitions
PDS 0210 subfields

Issuers should not reject or limit processing of these transactions solely because acquirers
populate the subfields in this PDS with values that are not defined by Mastercard®.

NOTE: The value of 07 (Debt Recovery) must not be used where the original transit transaction was 01
(Pre-Funded) or 02 (Real-Time Authorized). The value of 07 should only be used where the original
transit transactions was 03 (Post-Authorized Aggregated), or 04 (Authorized Aggregated Split
Clearing) or 05 (Other) where the transaction model implements a delayed authorization.

PDS 0210 subfields

PDS 210 (Transit Program) consists of two subfields.

PDS 0210 subfields

Number Positions Name Attributes Justification

1 1–2 Transit Transaction Type Indicator n-2 N/A
2 3–4 Transportation Mode Indicator n-2 N/A

Subfield 1 (Transit Transaction Type Indicator)

PDS 0210 (Transit Program), subfield 1 (Transit Transaction Type Indicator) contains the transit
transaction type to uniquely identify different Mastercard® transit transaction types. The valid
values for subfield 1 are listed in this table.

Subfield 1 (Transit Transaction Type Indicator)

Value Description
01 Pre-Funded
02 Real-time Authorized
03 Post-Authorized Aggregated
04 Authorized Aggregated Split Clearing
05 Other
06 Post-authorized Aggregated Maestro®
07 Debt Recovery
08 First Ride Risk Claim
09–99 Reserved for Future Use

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 Private data subelement definitions
PDS 0210 subfields

Subfield 2 (Transportation Mode Indicator)

PDS 0210 (Transit Program), subfield 2 (Transportation Mode Indicator) contains the type of
transportation mode used by the cardholder for that transaction. The valid values for subfield 2
are listed in this table.

Subfield 2 (Transportation Mode Indicator)

Value Description
00 Unknown
01 Urban Bus
02 Interurban Bus
03 Light Train Mass Transit (Underground Metro, LTR)
04 Train
05 Commuter Train
06 Water Borne Vehicle
07 Toll
08 Parking
09 Taxi
10 High Speed Train
11 Rural Bus
12 Express Commuter Train
13 Para Transit
14 Self Drive Vehicle
15 Coach
16 Locomotive
17 Powered Motor Vehicle
18 Trailer
19 Regional Train
20 Inter City
21 Funicular Train
22 Cable Car
23–99 Reserved for Future Use

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 Private data subelement definitions
PDS 0211 (Terminal Compliant Indicator)

PDS 0211 (Terminal Compliant Indicator)

PDS 0211 (Terminal Compliant Indicator) contains two subfields.
These subfields identify whether or not a point-of-sale (POS) terminal from which the
transaction originated is Terminal Line Encryption (TLE) and Unique Key Per Terminal (UKPT)/
Derived Unique Key Per Terminal (DUKPT) compliant. These fields must be present in all card-
present POS transactions acquired in India

Attributes

Data Representation: n-2; TAGLLL

Tag Field: 0211
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

Acquirers should not populate the subfields in this PDS with values other than those defined by
Mastercard®. These values should be populated only on card-present POS transactions acquired
in India.

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 Private data subelement definitions
Subfield 1 (TLE Compliant)

Subfield 1 (TLE Compliant)

PDS 0211, subfield 1 indicates whether or not the point-of-sale (POS) terminal from which the
transaction occurred is certified by Terminal Line Encryption (TLE).

Values

Values Description
1 Not Certified
2 Certified

Subfield 2 (UKPT/DUKPT Compliant)

PDS 0211, subfield 2 indicates whether or not the point-of-sale (POS) terminal from which the
transaction occurred is certified by Unique Key Per Terminal/Derived Unique Key per Terminal
(UKPT/DUKPT).

Values

Value Description
1 Not Certified
2 Certified

PDS 0213 (Merchant Country of Origin)

PDS 0213 (Merchant Country of Origin) contains the ISO numeric country code for the home
country of the government that owns or controls the merchant that initiated the transaction.

Attributes

Data Representation n-3

Length Field 3 positions, value=003
Data Field Fixed length, 3 positions
Subfields None
Justification Right
Values

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 Private data subelement definitions
PDS 0216 (Additional Acceptor Data)

If present, PDS 0213 must contain a valid numeric ISO country code. When territories have a defined
country code in Chapter 2 of the Quick Reference Booklet, that country code must be used.
For example, embassies are physically located in countries that are not their “home country” (that is, the
embassy of Mexico may be physically located in Singapore; however, the “home country” is Mexico).

Requirements
PDS 0213 must contain the location information of the government entity, not the location of the
merchant.
When PDS 0213 is provided, this field must contain a valid three byte ISO numeric country code in First
Presentment/1240 messages.

The following table shows the usage of this PDS (whether it is mandatory, conditional, optional,
system provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C . O

PDS 0216 (Additional Acceptor Data)

PDS 0216 (Additional Acceptor Data) contains subfields representing data related to the
acceptor and service location.

Attributes

Data Representation ans-29; TAGLLL

Tag field 0216
Length field 3 positions, value = 029
Data Field Fixed length, 29 positions
Subfields 4 subfields
Justification See subfields

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 Private data subelement definitions
Subfield 1 (Service Location City Name)

Usage

Usage

Message Org Sys Dst

First Presentment/ C • C
1240
First Chargeback/1442 C • C
and Arbitration
Chargeback/1442
Second Presentment/ C • C
1240

Subfield 1 (Service Location City Name)

PDS 0216, subfield 1 (Service Location City Name) contains the name of the city where the
cardholder received the services, if it is different from the location identified by the acceptor city
name.

Attributes

Attribute Value
Subfield ID n-2 01
Subfield length n-2 13
Data representation ans-13
Justification Left with trailing spaces

Values
Service Location City Name must contain the name of the city, town, or village as defined by
country postal standards.

Processing rules
Service Location City Name must be present for all transactions when different from the
location identified in the Acceptor City Name.
For the U.S. region, this field must match the U.S. Postal Service list of acceptable cities and
spellings.

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 Private data subelement definitions
Subfield 2 (Service Location Country Subdivision Code)

Subfield 2 (Service Location Country Subdivision Code)

PDS 0216, subfield 2 (Service Location Country Subdivision Code) contains the code of the
country subdivision where the cardholder received the services, if it is different from the location
identified by the acceptor country subdivision code.

Attributes

Attribute Value
Subfield ID n-2 02
Subfield length n-2 03
Data representation ans-3
Justification Left with trailing spaces

Values
Service Location Country Subdivision Code must contain a valid code as defined in Chapter 2 of
the Quick Reference Booklet.

Processing rules
The Service Location Subdivision Code must be present for all transactions when different from
the location identified in the Acceptor Subdivision Code.

Subfield 3 (Service Location Country Code)

PDS 0216, subfield 3 (Service Location Country Code) contains the code of the country where
the cardholder received the services, if it is different from the location identified by the acceptor
country code.

Attributes

Attribute Value
Subfield ID n-2 03
Subfield length n-2 03
Data representation ans-3
Justification Left

Values
Acceptor Country Code must contain a valid three-character alphabetic code as defined in
Chapter 2 of the Quick Reference Booklet. When territories have a defined country code in the
Quick Reference Booklet, that country code must be used.

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 Private data subelement definitions
Subfield 4 (Service Location Postal Code)

Processing rules
The Service Location Country Code must be present for all transactions when different from the
location identified in the Acceptor Country Code.

Subfield 4 (Service Location Postal Code)

PDS 0216, subfield 4 (Service Location Postal Code) contains the postal code of the country
where the cardholder received the services, if it is different from the location identified by the
acceptor postal code.

Attributes

Attribute Value
Subfield ID n-2 04
Subfield length n-2 10
Data representation ans-10
Justification Left with trailing spaces

Values
Service Location Postal Code must contain a valid code as defined by country postal standards.

Processing rules
The Service Location Postal Code must be present for all transactions when different from the
Acceptor Postal Code and contain a valid code for countries that utilize postal codes. This
information must be populated and formatted as defined by country postal standards.

PDS 0218 (Cardholder/Merchant Initiated Transaction Indicator)

PDS 0218 (Cardholder/Merchant Initiated Transaction Indicator) contains details that allow
acquirers to identify whether the transaction was initiated by the cardholder or the merchant as
well as providing more detail as to the type of stored credential being used for the transaction.

Attributes

Data Representation: an-4; TAGLLL

Tag Field: 0218
Length Field: 3 positions, value = 004
Data Field: Fixed length, 4 positions

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PDS 0218 subfields

Subfields: 2
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C

PDS 0218 subfields

PDS 0218 consists of two subfields.

Attributes

Justificati
Number Positions Name Attribute on
1 1-2 CIT/MIT Category an-2 Right
2 3-4 CIT/MIT Sub-category Code n-2 Right

Subfield 1
Subfield 1 (CIT/MIT Category) contains the CIT and MIT categories.

Values

Values Description
C1, M1, M2 CIT and MIT categories

Subfield 2
Subfield 2 (CIT/MIT Sub-category) contains the CIT and MIT sub-categories.

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 Private data subelement definitions
PDS 0220 (Brazil Merchant Tax ID)

Values

Values Description
00 to 99 CIT and MIT sub-categories

PDS 0220 (Brazil Merchant Tax ID)

PDS 0220 (Brazil Merchant Tax ID) contains the merchant tax ID provided by the acquirers in
Brazil. PDS 0220 contains the personal tax IDs or commercial tax IDs of merchants that can be
sent by all acquirers in Brazil.

Attributes

Data Representation: n...14; TAGLLLVAR

Tag Field: 0220
Length Field: 3 positions
Data Field: Variable Length, 11 positions or 14 positions
Subfields: N/A
Occurrences N/A
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentments/1240 C • C

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 Private data subelement definitions
PDS 0221 (Domestic Merchant Tax ID)

PDS 0221 (Domestic Merchant Tax ID)

PDS 0221 (Domestic Merchant Tax ID) contains the merchant tax ID provided by the acquirers
in domestic transactions. PDS 0221 contains the personal tax IDs or commercial tax IDs of
merchants that can be sent by all acquirers in domestic transactions.
This information is included only in the MasterCom image interface data header and
MasterCom notification files.

Attributes

Data Representation: an...020; TAGLLLVAR

Tag Field: 0221
Length Field: 3 positions, value = 001–020
Data Field: Variable length, 001–020 positions
Subfields: N/A
Occurrences: N/A
Justification: Left
Base ID: n-11(no dots nor dashes),left filled with zeros
Check digit: an-1

Application notes
This field is required when purchase, purchase with cash back, and refund transactions are
submitted by acquirers for merchants in Chile and Paraguay.

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C X •

For transactions qualifying for the business service arrangement listed in this table, PDS 0221
must be present for first presentment purchase transactions.

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 Private data subelement definitions
PDS 0222 (Mexico Domestic Dispute Resolution Documentation Image-Related Data)

Special use for BSA 4/604001

Business Service Type Code Business Service ID (PDS 0158,

(PDS 0158, subfield 2) subfield 3) Description
4 604001 Peru Intracountry

PDS 0221 must be present in the First Presentment/1240 message containing Processing Code
(DE 3, subfield 1), value 00 (Purchase [Good and Services]), 09 (Purchase [Goods and Services]
with Cash Back), 18 (Unique Transaction [Requires Unique MCC]), 20 (Credit [Purchase
Return]).
If present, will vary in length from 8 or 11 characters based on the registered tax regime.
PDS 0221 must be numeric and right justified and must not contain all spaces or all zeros.
For cross-border, non-domestic transactions, PDS 0221 must not be present. If present, the
Global Clearing Management System (GCMS) will remove this PDS before sending the message
to the issuers.

PDS 0222 (Mexico Domestic Dispute Resolution Documentation

Image-Related Data)
PDS 0222 (Mexico Domestic Dispute Resolution Documentation Image-Related Data) contains
technical details associated with a dispute-related, supporting documentation image file
generated by a participant involved in a Mexico domestic transaction.
This PDS and related subfields are used only in Mexico-domestic Mastercard® processing
involving use of the Mastercard® domestic dispute resolution system. The format of the data
within this PDS is defined by the Mexico-domestic CATB (Contrato de Aceptación de Tarjeta
Bancaria) specifications.

Attributes

Data Representation: ans-065; TAGLLL

Tag Field: 0222
Length Field: 3 positions, value = 065
Data Field: Fixed length
Subfields: 4
Justification: See “Subfields”

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 Private data subelement definitions
PDS 0222 subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Second Presentment (Full)/1240-205 C • C
Second Presentment (Partial)/1240-282 C • C
First Chargeback (Full)/1442-450 C • C
First Chargeback (Partial)/1442-453 C • C
Arbitration Chargeback (Full)/1442-451 C • C
Arbitration Chargeback (Partial)/1442-454 C • C
Retrieval Request /1644-603 C • C
Retrieval Request Acknowledgment/1644-605 C • C
Fee Collection (Customer-generated)/1740-700 C • C
Fee Collection Return/1740-780 C • C
Fee Collection Resubmission/1740-781 C • C
Fee Collection Arbitration Return/1740-782 C • C
Fee Collection (Clearing System-generated) /1740-783 C • C
Fee Collection (Funds Transfer) /1740-790 C • C
Fee Collection (Funds Transfer Backout) /1740-791 C • C

This data is used to associate a clearing message with the corresponding dispute-resolution-
related image file that was routed through the Mexico domestic image interchange system and
available for review in the Mastercard® domestic dispute resolution system.

PDS 0222 subfields

Mexico Domestic Dispute Resolution Documentation Image-Related Data consists of four
subfields.

Subfield 1 (Mexico Domestic Data Indicator)

Subfield 1 (Mexico Domestic Data Indicator) contains a value that indicates the PDS content is
specifically intended for Mexico-domestic dispute resolution processing.

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PDS 0222 subfields

Subfield 1 (Mexico Domestic Data Indicator)

Attributes Value
Subfield ID: n-2 01
Subfield Length: n-3 004
Data Representation: ans-4
Data Field: Fixed length, 4 positions
Justification: Left

A static value of MXDS (Mexico Domestic Switching) in uppercase characters present in this
field indicates the PDS content applies specifically to Mexico-domestic dispute resolution
processing.

Subfield 2 (Unique Image Number (Single Issuer Folio Field in CATB Format))
PDS 0222 (Mexico Domestic Dispute Resolution Documentation Image-Related Data), subfield
2 (Unique Image Number [Single Issuer Folio Field in CATB Format]) contains the unique image
number assigned to the image by the domestic network participant that created the image file.

Subfield 2 (Unique Image Number (Single Issuer Folio Field in CATB Format))

Attributes Value
Subfield ID: n-2 02
Subfield Length: n-3 013
Data Representation: ans-013
Data Field: Fixed length, 13 positions
Justification: Left

This table lists the values.

Subfield 2 values

Value Description
pos 1-3 Institution ID number (001 – 999; identifies a specific Mexican
network participant)
pos 4 Institution Type (A [Acquirer] or E [Issuer])

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PDS 0225 (Syntax Return, Original Message Reason Code)

Value Description
pos 5-8 Julian Date (1 position year + Julian day 001-366, for example 17
Jan 2025 = 5017)
pos 9-13 Consecutive Sequence Number (00000 – 99999; incremental value
that uniquely identifies each image record)

Subfield 3 (PDF Image File Name)

Subfield 3 (PDF Image File Name) contains the PDF image file name. This is the actual name of
the PDF document file created by the domestic network participant that created final PDF
image file.

Subfield 4 (PDF Image File Hash Value)

PDS 0222 (Mexico Domestic Dispute Resolution Documentation Image-Related Data), subfield
4 (PDF Image File Hash Value) contains the calculated hash value associated with the .PDF file
containing supporting documentation images.

Subfield 4 (PDF Image File Hash Value)

Attributes Value
Subfield ID: n-2 04
Subfield Length: n-3 032
Data Representation: ans-32
Data Field: Fixed length, 32 positions
Justification: Left

The hash value is calculated via 128bit MD5 hashing algorithm which generates a 32-byte
character string. For example: “d41d8cd98f00b204e9800998ecf8427e”.

PDS 0225 (Syntax Return, Original Message Reason Code)

PDS 0225 (Syntax Return, Original Message Reason Code) contains the original message reason
code value from DE 25 (Message Reason Code) on the transactions that were flagged with a
syntax error and are now returned due to a syntax error condition by the receiver.

Attributes

Data Representation: n-4; TAGLLL

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PDS 0228 (Retrieval Document Code)

Tag Field: 0225

Length Field: 3 positions, value = 004
Data Field: Fixed length, 4 positions
Subfields: None
Justification: None

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 C • C
Second Presentment/1240 C • C
Retrieval Request/1644 C • C
Retrieval Request Acknowledgment/1644 C • C

Values
PDS 0225 contains the same structure as DE 25 (Message Reason Code).
For more information on the usage and values of PDS 0225, see DE 25 (Message Reason Code).

PDS 0228 (Retrieval Document Code)

PDS 0228 (Retrieval Document Code) indicates the document type requested to be provided in
a Retrieval Request/1644 and Retrieval Request Acknowledgment/1644.

Attributes

Data Representation: n-1; TAGLLL

Tag Field: 0228
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position

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 Private data subelement definitions
PDS 0228 (Retrieval Document Code)

Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Retrieval Request/1644 M • M
Retrieval Request Acknowledgment/1644 M • M
Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS is used in Retrieval Request/1644, Retrieval Request Acknowledgment/1644, and

Retrieval Fulfillment (presented via a Fee Collection) messages to identify the specific type of
retrieval document an issuer or processor requests.

Values
Data values are listed in this table.

Values

Value Description
1 Hard copy original document
2 Copy or image (photocopy, microfilm, fax) of original document
4 Substitute draft

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 Private data subelement definitions
PDS 0230 (Fulfillment Document Code)

PDS 0230 (Fulfillment Document Code)

PDS 0230 (Fulfillment Document Code) indicates the document type the acquirer provided to
the issuer in response to a Retrieval Request/1644 and in Retrieval Request Acknowledgment/
1644.

Attributes

Data Representation: n-1; TAGLLL

Tag Field: 0230
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Fee Collection (Retrieval Fee Billing)/1740 M • M

This PDS is used in a retrieval fulfillment, which is presented via Fee Collection message. PDS
0230 identifies the specific type of retrieval document that the acquirer was able to supply in
response to a previous Retrieval Request/1644 and in Retrieval Request Acknowledgment/1644.

Values
Data values are listed in this table.

Values

Value Description
1 Hard copy original document

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 Private data subelement definitions
PDS 0235 (Mastercard Assigned Incentive Identifier)

PDS 0235 (Mastercard Assigned Incentive Identifier)

PDS 0235 (Mastercard Assigned Incentive Identifier) contains the incentive identifier value
approved by Mastercard.

Attributes

Data Representation an-3; TAGLLL

Tag Field 0235
Length Field 3 positions, value = 003
Data Field Fixed length, 3 positions
Subfields None
Justification Left

Usage
Refer to the usage table, which notes if this data element is mandatory, conditional, optional, or
system provided in applicable messages.

Message Org Sys Dst

First Presentment/1240 C . C
First Chargeback/1442 C . C
Second Presentment/1240 C . C

PDS 0241 (MasterCom Control Number)

PDS 0241 (MasterCom Control Number) contains the MasterCom PC endpoint number used in
routing chargeback and retrieval documentation.

Attributes

Data Representation: ans...7; TAGLLLVAR

Tag Field: 0241
Length Field: 3 positions, value = 002 or 007
Data Field: Variable length, 2 or 7 positions

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 Private data subelement definitions
PDS 0241 (MasterCom Control Number)

Subfields: None
Justification: Left

Current processing restrictions

In First Chargeback/1442, Second Presentment/1240, and Arbitration Chargeback/1442
messages, if PDS 0241 is present, it must be a length of 002 and contain a MasterCom
endpoint suffix.
In Retrieval Requests/1644 and Fee Collection (Retrieval Fees)/1740 messages, if PDS 0241 is
present, it can contain either a MasterCom endpoint suffix or a full MasterCom endpoint. If it
contains a MasterCom endpoint suffix, the length must be 002. If it contains a full MasterCom
endpoint, the length must be 007.

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS contains the MasterCom PC Endpoint Control Number or Suffix to identify the
MasterCom PC associated with a retrieval request or response action, or with CSD. It is used to
notify the MasterCom system that a retrieval fulfillment or CSD will be provided from a specific
MasterCom PC endpoint.
If the originator does not provide the MasterCom PC Endpoint Control Number or Suffix in the
clearing message, this PDS is not present in the receiver’s message, and the MasterCom system
uses the customer’s default endpoint number.

Values
This PDS must contain a seven-digit MasterCom PC Endpoint Number or a two-digit
MasterCom PC Endpoint Suffix.
If present, PDS 0241 (MasterCom Control Number) cannot contain all zeros or all spaces.

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 Private data subelement definitions
PDS 0243 (MasterCom Retrieval Response Data)

PDS 0243 (MasterCom Retrieval Response Data)

The MasterCom processing system provides retrieval request, response, and MasterCom image
review information to the clearing system.
New information is provided each day, seven days per week. The clearing system maintains this
information for 120 days from the last update in a retrieval history record for each transaction.
Each transaction is identified in history by DE 2 (Primary Account Number) and DE 31 (Acquirer
Reference Data). Whenever possible, the clearing system supplements a chargeback message
with information from the retrieval history file related to the issuer’s Retrieval Request/1644,
the acquirer’s response Retrieval Request Acknowledgment/1644, and any subsequent decisions
by the issuer, the MasterCom system, or both.

Attributes

Data Representation: ans…38; TAGLLLVAR

Tag Field: 0243
Length Field: 3 positions, value = 006–038
Data Field: Variable length, 6–38 positions
Subfields: 8
Justification: See “Subfields”

NOTE: If the clearing system cannot locate history for the transaction, or more than one occurrence of
history is detected, this information is not provided in the message.

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Chargeback/1442 and Arbitration Chargeback/1442 • X C
Second Presentment/1240 • X C

The clearing system provides this PDS using information from the MasterCom system.

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 Private data subelement definitions
Subfield 1 (MasterCom Issuer Retrieval Request Date)

Values
Only those subfields for which the MasterCom system has stored the information are present.
PDS 0243 is truncated after the last available subfield. For example, if the issuer received the
acquirer’s image but has not yet accepted or rejected it, only subfields 1, 2, and 3 of PDS 0243
are present, with a corresponding length of 13.

Subfield 1 (MasterCom Issuer Retrieval Request Date)

PDS 0243 (MasterCom Retrieval Response Data), subfield 1 is the clearing system processing
date of the issuer’s Retrieval Request/1644. This is the date that begins the time frame edits
related to the validity of a chargeback for non-receipt of requested documentation.

Attributes

Data Representation: n-6; YYMMDD

Data Field: Contents of positions 1–6
Justification: N/A

The subfield 1 format is YYMMDD.

Subfield 2 (MasterCom Acquirer Retrieval Response Code)

PDS 0243 (MasterCom Retrieval Response Data), subfield 2 is the code the acquirer returns in
response to the issuer’s Retrieval Request/1644.

Attributes

Data Representation: ans-1

Data Field: Contents of positions 7
Justification: N/A

Values

Values Description
A Retrieval request not fulfilled; invalid reference number.
B Retrieval request not fulfilled; reference number and cardholder
account number combination is incompatible.
C Retrieval request not fulfilled; request is for a below qualified limit
transaction for which documentation was not available.
D Retrieval request was fulfilled.

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 Private data subelement definitions
Subfield 3 (MasterCom Acquirer Retrieval Response Sent Date)

Values Description
E Retrieval request was not fulfilled; required or requested
documentation is not available.
F Inventory Information Approval System (IIAS) information cannot be
provided because the merchant is exempt from using an IIAS.
G The retrieval information provided was not complete or was
inaccurate.
H The retrieval request has been fulfilled.

Subfield 3 (MasterCom Acquirer Retrieval Response Sent Date)

PDS 0243 (MasterCom Retrieval Response Data), subfield 3 is the date that the acquirer
responded to the issuer’s Retrieval Request/1644.
This date determines whether the acquirer responded to the issuer’s request in the appropriate
time frames; it is also used in retrieval fulfillment fee billing to indicate the number of days that
the acquirer took to respond.

Attributes

Data Representation: n-6; YYMMDD

Data Field: Contents of positions 8–13
Justification: N/A

The subfield 3 format is YYMMDD.

Subfield 4 (MasterCom Issuer Response Code)

PDS 0243 (MasterCom Retrieval Response Data), subfield 4 is the code the issuer returns after
reviewing the acquirer’s response to the Retrieval Request/1644. It indicates whether the issuer
accepts or rejects the acquirer’s response.

Attributes

Data Representation: ans-2

Data Field: Contents of positions 14–15
Justification: N/A

Values
This table lists the values.

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 Private data subelement definitions
Subfield 5 (MasterCom Issuer Response Date)

Values

Values Description
01 Image accepted.
02 Image rejected.
03 The acquirer responded with “invalid request” (Acquirer’s Response
Codes A, B, or C); the issuer accepted this response.
04 The acquirer responded with “invalid request” (Acquirer’s Response
Codes A, B, or C); the issuer rejected this response.
05 The acquirer responded with “documentation not available”
(Acquirer’s Response Code E); the issuer accepted this response.
06 The acquirer responded with code A, B, C, or D; the issuer neither
accepted nor rejected the response in the appropriate time frame;
the MasterCom system automatically accepted the response on the
issuer’s behalf.
07 The acquirer responded with code E; the issuer neither accepted nor
rejected the response in the appropriate time frame; the MasterCom
system automatically rejected the response on the issuer’s behalf.

Subfield 5 (MasterCom Issuer Response Date)

PDS 0243 (MasterCom Retrieval Response Data), subfield 5 is the date that the issuer response
code was provided and determines whether an issuer responded in the time frame allowed.

Attributes

Data Representation: n-6

Data Field: Contents of positions 16–21
Justification: N/A

The format of subfield 5 is YYMMDD.

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 Private data subelement definitions
Subfield 6 (MasterCom Issuer Reject Reasons)

Subfield 6 (MasterCom Issuer Reject Reasons)

PDS 0243 (MasterCom Retrieval Response Data), subfield 6 contains the reasons that the
issuer rejected the acquirer’s response.

Attributes

Data Representation: ans-10

Data Field: Contents of positions 22–31
Justification: Left

Up to 10 one-position reject codes can be provided. A value of Y in a particular position indicates

that the issuer rejected the response for the reason associated with that position. For example,
a Y in positions 2 and 4 of this subfield indicates that the issuer rejected the document the
acquirer provided because of the transaction date and the expiration date.

Values
This table lists the valid values.

Values

Values Description
1 Reject for cardholder number
2 Reject for transaction date
3 Reject for transaction amount
4 Reject for expiration date
5 Reject for acceptor name
6 Reject for incorrect documentation
7 Reject for other reason
8–10 Reserved for future use

Subfield 7 (MasterCom Image Review Decision)

PDS 0243 (MasterCom Retrieval Response Data), subfield 7 contains the image review decision.
Whenever an issuer rejects an acquirer’s response, the case is referred to image review for a
ruling. Issuers are permitted to charge back only for Message Reason Code 4802, requested
item illegible or missing, if image review has ruled in their favor.

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 Private data subelement definitions
Subfield 8 (MasterCom Image Review Date)

Attributes

Data Representation: a-1

Data Field: Contents of position 32
Justification: N/A

Values
This table lists the valid values.

Values

Values Description
A Image Review ruled in favor of the acquirer.
I Image Review ruled in favor of the issuer.

Subfield 8 (MasterCom Image Review Date)

PDS 0243 (MasterCom Retrieval Response Data), subfield 8 contains the date the image review
decision was made. The format is YYMMDD.

Attributes

Data Representation: n-6

Data Field: Contents of positions 33–38
Justification: N/A

PDS 0244 (MasterCom Chargeback Support Documentation Dates)

The MasterCom electronic imaging system provides chargeback support documentation (CSD)
information to the clearing system.
New information is provided each day, seven days per week. The clearing system maintains this
information for 120 days from the last update in a chargeback history record for each
transaction.
Each transaction is identified in history by DE 95 (Chargeback Reference Number) and the first
six digits of DE 2 (Primary Account Number). Whenever possible, the clearing system will

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 Private data subelement definitions
PDS 0244 (MasterCom Chargeback Support Documentation Dates)

supplement the chargeback message with the information from the chargeback history file
related to the dates that CSD was sent via the MasterCom system.

Attributes

Data Representation: ans…12; TAGLLLVAR

Tag Field: 0244
Length Field: 3 positions, value = 006–012
Data Field: Variable length, 6–12 positions
Subfields: 2
Justification: See “Subfields”

NOTE: If the clearing system cannot locate history for the transaction, this information is not provided
in the message.

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Arbitration Chargeback/1442 • X C
Second Presentment/1240 • X C
s2 MasterCom Chargeback Support Documentation • • •
Sender Processing Date (Second Presentment)

The clearing system provides this PDS using information from the MasterCom system. If
available, PDS 0244 is included in Second Presentment/1240 and Arbitration Chargeback/1442
messages. It indicates whether customers provided CSD via the MasterCom system in the
appropriate time frames.

Values
Only those subfields for which the MasterCom system has stored the information are present.
PDS 0244 is truncated after the last available subfield. For example, if PDS 0244 is present in
an Arbitration Chargeback/1442 message, and documentation was sent only for the First
Chargeback/1442, PDS 0244 contains only subfield 1, with a corresponding length of 6.

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 Private data subelement definitions
PDS 0244 subfields

PDS 0244 subfields

This PDS consists of two subfields.

PDS 0244 subfields

Number Positions Name Attribute Justification

1 1–6 MasterCom Chargeback Support n-6; YYMMDD N/A
Documentation Sender
Processing Date (First
Chargeback/1442)
2 7–12 MasterCom Chargeback Support n-6; YYMMDD N/A
Documentation Sender
Processing Date (Second
Presentment/1240)

Subfield 1 (MasterCom Chargeback Documentation Sender Processing Date

[First Chargeback/1442])
Subfield 1 (MasterCom Chargeback Documentation Sender Processing Date [First
Chargeback/1442]) is the date that the issuer provided CSD applicable to the First
Chargeback/1442. This date determines whether the issuer provided the documentation in the
appropriate time frames.
The subfield 1 format is YYMMDD. This subfield may contain zeros when present in Arbitration
Chargeback/1442 messages if the First Chargeback/1442 did not have documentation but the
Second Presentment/1240 did.

Subfield 2 (MasterCom Chargeback Documentation Sender Processing Date

[Second Presentment/1240])
Subfield 2 (MasterCom Chargeback Documentation Sender Processing Date [Second
Presentment/1240]) is the date that the acquirer provided CSD applicable to the Second
Presentment/1240. This date that determines whether the acquirer provided the
documentation in the appropriate time frames.
The subfield 2 format is YYMMDD.

PDS 0245 (MasterCom Arbitration Chargeback Sender Processing

Date)
PDS 0245 (MasterCom Arbitration Chargeback Sender Processing Date) contains the date on
which the issuer submits supporting documentation for an arbitration chargeback.
This information is included only in the MasterCom notification files.

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 Private data subelement definitions
PDS 0246 (MasterCom Sender Memo)

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0245
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Arbitration Chargeback/1442 in the MasterCom • X C
notification files

The MasterCom system provides this PDS in Arbitration Chargeback messages within the
MasterCom notification files. It indicates whether customers provided CSD via the MasterCom
system in the appropriate time frames.

Values
This PDS contains a date in the format YYMMDD.

PDS 0246 (MasterCom Sender Memo)

PDS 0246 (MasterCom Sender Memo) conveys a message from the sender to the receiver.
This information is included only in the MasterCom image interface data header and
MasterCom notification files.

Attributes

Data Representation: ans...100; TAGLLLVAR

Tag Field: 0246

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0247 (MasterCom Receiver Memo)

Length Field: 3 positions, value = 001–100

Data Field: Variable length, 1–100 positions
Subfields: None
Justification: Left

Usage
For First Chargeback/1442 and Arbitration Chargeback/1442 messages, the sender is always
the issuer.
For Second Presentment/1240 messages and the fulfillment of Retrieval Request/1644
messages, the sender is always the acquirer.

Usage

Message Type Identifier Org Sys Dst

Second Presentment/1240 in the MasterCom Image O • C
Interface data header and MasterCom notification files
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
in the MasterCom Image Interface data header and
MasterCom notification files
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Retrieval Request/1644 in the MasterCom Image Interface O • C
data header and MasterCom notification files

PDS 0247 (MasterCom Receiver Memo)

PDS 0247 (MasterCom Receiver Memo) conveys a message from the receiver to the sender or
relays a message that the receiver originally sent to the sender.
This information is included only in the MasterCom image interface data header and
MasterCom notification files.

Attributes

Data Representation: ans...100; TAGLLLVAR

Tag Field: 0247

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0248 (MasterCom Image Review Memo)

Length Field: 3 positions, value = 001–100

Data Field: Variable length, 1–100 positions
Subfields: None
Justification: Left

Usage
For First Chargeback/1442, and Arbitration Chargeback/1442 message, the receiver is always
the acquirer.
For Second Presentment/1240 and the fulfillment of Retrieval Request/1644 messages, the
receiver is always the issuer.

Usage

Message Type Identifier Org Sys Dst

Second Presentment/1240 in the MasterCom Image O • C
Interface data header and MasterCom notification files
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
in the MasterCom Image Interface data header and
MasterCom notification files
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Retrieval Request/1644 in the MasterCom Image Interface O • C
data header and MasterCom notification files

PDS 0248 (MasterCom Image Review Memo)

PDS 0248 (MasterCom Image Review Memo) conveys a message from the image review board
to the requester of the review or to all parties.
This information is included only in the MasterCom image interface data header and
MasterCom notification files.

Attributes

Data Representation: ans...100; TAGLLLVAR

Tag Field: 0248

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 709
 Private data subelement definitions
PDS 0249 (MasterCom Record ID)

Length Field: 3 positions, value = 001–100

Data Field: Variable length, 1–100 positions
Subfields: None
Justification: Left

Usage
PDS 0248 accompanies PDS 0243 (MasterCom Retrieval Response Data), subfield 7
(MasterCom Image Review Decision) and subfield 8 (MasterCom Image Review Date).

Usage

Message Type Identifier Org Sys Dst

Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Retrieval Request/1644 in the MasterCom Image Interface O • C
data header and MasterCom notification files

PDS 0249 (MasterCom Record ID)

PDS 0249 (MasterCom Record ID) stores a unique identifier that relates the record described in
the IPM message to a specific record in the MasterCom database.
This information is included only in the MasterCom image interface data header and
MasterCom notification files.

Attributes

Data Representation: n...10; TAGLLLVAR

Tag Field: 0249
Length Field: 3 positions, value = 001–010
Data Field: Variable length 1–10 positions
Subfields: None
Justification: N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 710
 Private data subelement definitions
PDS 0250 (MasterCom Endpoints)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Second Presentment/1240 in the MasterCom Image O • C
Interface data header and MasterCom notification files
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
in the MasterCom Image Interface data header and
MasterCom notification files
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Retrieval Request/1644 in the MasterCom Image Interface O • C
data header and MasterCom notification files

PDS 0250 (MasterCom Endpoints)

PDS 0250 (MasterCom Endpoints) contains two subfields that represent the pair of endpoints
used in the MasterCom transaction.
This information is included only in the MasterCom image interface data header and
MasterCom notification files.

Attributes

Data Representation: n-14; TAGLLL

Tag Field: 0250
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 2
Justification: N/A

Current processing restrictions

Both endpoints must appear in their respective subfields; if one is present, the other also must
be present.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 711
 Private data subelement definitions
PDS 0250 subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Chargeback/1442 and Arbitration Chargeback/1442 O • C
in the MasterCom Image Interface data header and
MasterCom notification files
Second Presentment/1240 in the MasterCom Image O • C
Interface data header and MasterCom notification files
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Retrieval Request/1644 in the MasterCom Image Interface O • C
data header and MasterCom notification files

This PDS contains the MasterCom Endpoints that are associated with a retrieval request
fulfillment or response action, or with CSD files. It is used to identify to the MasterCom system
that a retrieval or CSD fulfillment will be provided from and to a specific MasterCom endpoint.
This field is present only in notification files generated by MasterCom and in MasterCom Image
Interface data headers.

Values
This PDS must contain two seven-digit MasterCom Endpoints: sender and receiver, respectively.

PDS 0250 subfields

This PDS consists of two subfields.

PDS 0250 subfields

Number Positions Name Attribute Justification

1 1–7 MasterCom Sender Endpoint n-7 N/A
Number
2 8–14 MasterCom Receiver Endpoint n-7 N/A
Number

Subfield 1 (MasterCom Sender Endpoint Number) is a number that identifies the endpoint that
acts as the sender of a MasterCom transaction (for both chargebacks and retrievals).

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0251 (MasterCom Fulfillment Document Code)

Subfield 2 (MasterCom Receiver Endpoint Number) identifies the endpoint that acts as the
receiver of the same transaction.

PDS 0251 (MasterCom Fulfillment Document Code)

PDS 0251 (MasterCom Fulfillment Document Code) indicates the retrieval document type
supplied by the MasterCom application.
This field is present only in the notification files generated by MasterCom and in MasterCom
image interface data headers.

Attributes

Data Representation: n-1; TAGLLL

Tag Field: 0251
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This PDS is used in MasterCom ASI/1644 header files to identify the specific type of retrieval
document sent by the MasterCom application.

Values
The values are listed in this table.

Values

Value Description
2 Image (scanned or faxed) of original document
4 Substitute draft

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0252 (MasterCom Image Metadata)

PDS 0252 (MasterCom Image Metadata)

PDS 0252 (MasterCom Image Metadata) provides data specific to an image attached to the
same message file.
Currently only one image and one message appear in a single file. This information is included
only in the MasterCom image interface fulfillment file.

Attributes

Data Representation: ans...124; TAGLLLVAR

Tag Field: 0252
Length Field: 3 positions, value = 024–124
Data Field: Variable length, 24–124 positions
Subfields: 4
Justification: See “Subfields”

Usage
Images used by the MasterCom system are Group 3/Group 4 Tagged Image File Format (TIFF)
files, and they may bear multiple pages of images within a single TIFF file. The customers
provide this PDS to the MasterCom system when they send an image file with the message.
Each of the first three fields is expressed as an eight-position, right-justified hexadecimal
number. Leading zeros need to be added where applicable. The fourth field is a variable-length
filename.
MasterCom provides this data to the customer within the image interface fulfillment files that
are delivered to the customer’s imaging system.

Values
If no image is present, this PDS does appear in the message. If an image is present, all four of
these fields are required to have values.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0252 subfields

PDS 0252 subfields

This PDS consists of four subfields.

PDS 0252 subfields

Number Positions Name Attribute Justification

1 1–8 MasterCom TIFF Image Data an-8 (hex) right
Length (expressed in
hexadecimal)
2 9–16 MasterCom TIFF Image Data an-8 (hex) right
Offset (expressed in
hexadecimal)
3 17–24 MasterCom TIFF Image CRC-32 an-8 (hex) right
(expressed in hexadecimal)
4 25–124 MasterCom TIFF Image Filename an..100 N/A

Subfield 1 (MasterCom TIFF Image Data Length)

Subfield 1 (MasterCom TIFF Image Data Length) contains the four-byte size of the TIFF image
file, expressed in hexadecimal and right-justified with leading zeros.

Subfield 2 (MasterCom TIFF Image Data Offset)

Subfield 2 (MasterCom TIFF Image Data Offset) contains the four-byte value that corresponds
to the offset byte within the message file that is the first byte of the TIFF image file. This value
is expressed in hexadecimal and is right-justified with leading zeros.

Subfield 3 (MasterCom TIFF Image CRC32)

Subfield 3 (MasterCom TIFF Image CRC32) contains the 32-bit CRC-32 (cyclic redundancy
check) value that verifies the integrity of the transmitted image file. This value is expressed in
hexadecimal and is right-justified with leading zeros where necessary.

Subfield 4 (MasterCom TIFF Image Filename)

Subfield 4 (MasterCom TIFF Image Filename) contains the variable-length filename of the TIFF
image. It may have a maximum length of 100 characters, and because it is variable-length,
justification is not needed.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0253 (MasterCom System Enhanced Data)

PDS 0253 (MasterCom System Enhanced Data)

PDS 0253 (MasterCom System Enhanced Data) provides proprietary data from the
MasterCom system.
This information is included only in the MasterCom image interface files from the Image
interface application.

Attributes

Data Representation: ans...999; TAGLLLVAR

Tag Field: 0253
Length Field: 3 positions, value = 001–992
Data Field: Variable length, 1–992 positions
Subfields: None
Justification: N/A

Usage

NOTE: This element is available in MasterCom image interface files, not IPM clearing files.

The Maximum ISO Utility expands this element to 50 positions.

This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C

PDS 0254 (MasterCom Member Enhanced Data)

PDS 0254 (MasterCom Member Enhanced Data) provides proprietary data from the customer.
This information is included only in the MasterCom image interface files for processing by the
MasterCom system.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 716
 Private data subelement definitions
PDS 0255 (MasterCom Message Type)

Attributes

Data Representation: ans...999; TAGLLLVAR

Tag Field: 0254
Length Field: 3 positions, value = 001–992
Data Field: Variable length, 1–992 positions
Subfields: None
Justification: N/A

Usage

NOTE: This element is available in MasterCom image interface files, not IPM Clearing files.

The Maximum ISO Utility expands this element to 50 positions.

This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C

PDS 0255 (MasterCom Message Type)

PDS 0255 (MasterCom Message Type) identifies records originating from brands other than
Mastercard that are processed in the MasterCom system.
This private date subelement is submitted by customers that participate in the program to
process, via MasterCom, retrieval and chargeback fulfillments originating from brands other
than Mastercard®. MasterCom returns this information only to that customer in its MasterCom
image interface data headers and MasterCom notification files. Customers can use this PDS to
identify fulfillment record information originating from brands other than Mastercard®.
Customers send or receive this information directly to and from the MasterCom system, not
within GCMS clearing processing.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 717
 Private data subelement definitions
PDS 0260 (Edit Exclusion Indicator)

Attributes

Data Representation: ans…7; TAGLLLVAR

Tag Field: 0255
Length Field: 3 positions, value = 001–007
Data Field: Variable length, 1–7 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Chargeback/1442 and Arbitration Chargeback/1442 O • C
(in MasterCom notification files)
Second Presentment/1240 (in MasterCom notification O • C
files)
Retrieval Request/1644 (in MasterCom notification files) O • C
Retrieval Request Acknowledgment/1644 O • C

Values
Customers processing retrieval or CSD transactions of brands other than Mastercard® in the
MasterCom system can supply their own codes.

PDS 0260 (Edit Exclusion Indicator)

PDS 0260 (Edit Exclusion Indicator) requests or grants deactivation of transaction life cycle
editing functions the clearing system normally performs for chargebacks.

Attributes

Data Representation: ans...4; TAGLLLVAR

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 718
 Private data subelement definitions
PDS 0260 (Edit Exclusion Indicator)

Tag Field: 0260

Length Field: 3 positions, value = 002–004
Data Field: Variable length, 2–4 positions on
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Chargeback/1442 and Arbitration Chargeback/1442 C X C
s1 Exclusion Request Code C • C
s2 Exclusion Reason Code • X C
s3 Exclusion Results Code • X C
Second Presentment/1240 C X C
s1 Exclusion Request Code C • C
s2 Exclusion Reason Code • X C
s3 Exclusion Results Code • X C

This PDS may be used in clearing system messages to suspend life cycle editing procedures on
First Chargeback/1442, Second Presentment/1240, and Arbitration Chargeback/1442
messages whose life cycle status changed because of an ICA number or BIN transfer or for
other life cycle-related exception conditions that normally cause the clearing system to reject a
message.
The transaction originator should present PDS 0260 only if edit exclusion processing is
requested for the transaction. The clearing system provides PDS 0260 whenever edit exclusion
approval is granted.

Values
If present, PDS 0260 cannot contain all low values or all high values.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 719
 Private data subelement definitions
PDS 0260 subfields

PDS 0260 subfields

This PDS consists of three subfields.

PDS 0260 subfields

Number Positions Name Attribute Justification

1 1–2 Exclusion Request Code ans-2 left
2 3 Exclusion Reason Code an-1 N/A
3 4 Exclusion Results Code an-1 N/A

Subfield 1 (Exclusion Request Code)

The transaction originator provides the information for subfield 1 (Exclusion Request Code). This
subfield identifies the clearing system edits that the originator requests to be bypassed during
clearing system processing of the IPM message in which PDS 0260 is present.
Subfield 1 values are listed in this table.

Subfield 1 (Exclusion Request Code)

Value Description
Y Conversion exclusion; exempts all chargeback cycles from timeliness,
cycle appropriateness, retrieval, and documentation history edits
because a recent ICA number or BIN transfer caused an on-us or
intraprocessor transaction to become an intercustomer transaction;
conversion is validated against clearing system files; exemptions are
permitted for 60 days after the conversion occurs.
B0–B9 or BA–BZ Special conditions exclusion (chargeback and retrieval history);
exempts chargebacks from timeliness, cycle appropriateness,
retrieval history, and documentation history edits when extenuating
circumstances exist; the exclusion request code must match the
exemption code Mastercard granted in advance.
spaces Business service agreement exclusion; exempts chargebacks assigned
to a particular business service from timeliness, cycle
appropriateness, retrieval history, and documentation history edits;
exemption automatically occurs if the exclusion is profiled for the
business service.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 720
 Private data subelement definitions
PDS 0260 subfields

Value Description
spaces Hardship variance exclusion; exempts first chargebacks, second
presentments, and arbitration chargebacks from time frame edits
when an event such as flood or earthquake prevents timely
responses; Mastercard must grant hardship variance in advance; this
exemption will occur automatically if the hardship variance is in
effect.
spaces ATM exclusion; ATM transactions (DE 3 [Processing Code], subfield 1
= 01) are automatically exempted from chargeback timeliness, cycle
appropriateness, and documentation history edits.
spaces Bilateral settlement and collection-only exclusion; exempts
chargebacks from timeliness, cycle appropriateness, retrieval history,
and documentation history edits if subfield 1 of PDS 0165
(Settlement Indicator) contains a B; or if subfield 1 of PDS 0165
(Settlement Indicator) contains a C and a customer has not chosen
to have Mastercard perform these edits on collection-only
transactions.

Subfield 2 (Exclusion Reason Code)

The clearing system provides the information for subfield 2 (Exclusion Reason Code). It contains
a code the clearing system assigns to indicate approval of and the reason for the edit exclusion.
Subfield 2 values are listed in this table.

Subfield 2 (Exclusion Reason Code)

Value Description
X, Y , or Z Conversion exclusion; exclusion granted because a recent ICA or BIN
transfer caused an On-Us or intraprocessor transaction to become
an intercustomer transaction. These are the value descriptions.
• X = recent issuer conversion
• Y = recent acquirer conversion
• Z = recent issuer and acquirer conversion

B Special conditions exclusion (chargeback and retrieval history);

retrieval history and chargeback exclusion granted because of
extenuating circumstances.
A Business service agreement exclusion; exclusion requested and
granted for chargebacks assigned to the specified business service.
H Hardship variance exclusion; exclusion requested and granted
because of an event such as flood or earthquake.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 721
 Private data subelement definitions
PDS 0261 (Risk Management Approval Code)

Value Description
M ATM exclusion; ATM transactions (DE 3 [Processing Code], subfield 1
= 01) are automatically exempted from chargeback timeliness, cycle
appropriateness, and documentation history edits.
S Bilateral settlement and collection-only exclusion; exclusion
automatically granted if subfield 1 of PDS 0165 (Settlement
Indicator) contains a B; or if subfield 1 of PDS 0165 contains a C and
a customer has not chosen to have Mastercard® perform these edits
on collection-only transactions.

Subfield 3 (Exclusion Results Code)

The clearing system provides the information for subfield 3 (Exclusion Results Code). It contains
a code the clearing system assigns to indicate the edit sets actually bypassed when this
transaction was processed.
Subfield 3 values are listed in this table.

Subfield 3 (Exclusion Results Code)

Value Description
H Bypass timeliness edits; allow second presentment for non-receipt
chargebacks.
C Bypass timeliness edits, cycle appropriateness edits, and
documentation history edits.
R Bypass retrieval history edits.

PDS 0261 (Risk Management Approval Code)

PDS 0261 (Risk Management Approval Code) contains the approval code provided by
Mastercard in a rejected First Presentment/1240 message with error code 2202 or error code
2203.
Acquirers must resubmit the First Presentment/1240 message with the approval code once
Mastercard® confirms that the approval code has been activated.

Attributes

Data Representation: n-11; TAGLLL

Tag Field: 0261

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 722
 Private data subelement definitions
PDS 0262 (Documentation Indicator)

Length Field: 3 positions, value = 011

Data Field: Fixed length, 11 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240, rejected by Mastercard® C X •
First Presentment/1240, re-submitted by customer after C • •
validation

Values
If present, PDS 0261 must be numeric and cannot contain all zeros.
If a First Presentment rejects because the risk parameter limits defined by Mastercard have
been exceeded, and no matching authorization is on file, the clearing system provides the PDS
back to the acquirer in the First Presentment message that accompanies the Message
Exception/1644 message.
If the acquirer resubmits the transaction following Mastercard® activation of the risk
management approval code, this PDS must be present. This PDS is not forwarded to the issuer.

PDS 0262 (Documentation Indicator)

PDS 0262 (Documentation Indicator) indicates whether supporting documentation will be
provided for the current chargeback or fee collection cycle.

Attributes

Data Representation: n-1; TAGLLL

Tag Field: 0262
Length Field: 3 positions, value = 001

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 723
 Private data subelement definitions
PDS 0262 (Documentation Indicator)

Data Field: Fixed length, 1 position

Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Chargeback/1442 and Arbitration Chargeback/1442 M • M
Second Presentment/1240 M • M
Fee Collection (Retrieval Fee Billing)/1740 O • C
Fee Collection (Handling Fees)/1740 O • C
Fee Collection (Other than Retrieval Fee Billing/Handling O • C
Fees)/1740

This PDS indicates in First Chargeback/1442, Second Presentment/1240, Arbitration

Chargeback/1442, and Fee Collection/1740 messages whether the message originator will
provide supporting documentation.

Values
The data values are listed in this table.

Values

Value Description
0 Supporting documentation is not required.
1 Supporting documentation will follow.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 724
 Private data subelement definitions
PDS 0264 (Original Retrieval Reason for Request)

PDS 0264 (Original Retrieval Reason for Request)

PDS 0264 (Original Retrieval Reason for Request) contains the reason for the request from a
previous Retrieval Request/1644.

Attributes

Data Representation: n-4; TAGLLL

Tag Field: 0264
Length Field: 3 positions, value = 004
Data Field: Fixed length, 4 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Fee Collection (Retrieval Fee Billing)/1740 M • M

This PDS provides in Retrieval Fulfillment (presented as a Fee Collection) messages the reason
for request in DE 25 (Message Reason Code) of a related Retrieval Request/1644.

Values
The data values are listed in this table.

Values

Value Description
6305 Cardholder does not agree with amount billed.
6321 Cardholder does not recognize transaction.
6322 Request transaction certificate for a chip transaction

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 725
 Private data subelement definitions
PDS 0265 (Initial Presentment/Fee Collection Data)

Value Description
6323 Cardholder needs information for personal records.
6341 Fraud investigation
6342 Potential chargeback or compliance documentation is required.

PDS 0265 (Initial Presentment/Fee Collection Data)

PDS 0265 (Initial Presentment/Fee Collection Data) contains dates, reasons, and other
information from a First Presentment/1240 or Fee Collection (Customer-generated)/1740.

Attributes

Data Representation: ans…110; TAGLLLVAR

Tag Field: 0265
Length Field: 3 positions, value = 004–110
Data Field: Variable length, 4–110 positions
Subfields: 3
Justification: See “Subfields”

Current processing restrictions

The PDS 0265 maximum length is 110 positions.

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Retrieval and Fee Collection Messages

Message Type Identifier Org Sys Dst

Fee Collection (Handling Fees)/1740 O • C
Fee Collection (Other than Retrieval Fee Billing/Handling O • C
Fees)/1740

This PDS provides information from the First Presentment/1240 or Fee Collection (Customer-
generated)/1740.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 726
 Private data subelement definitions
PDS 0265 subfields

This PDS optionally may be provided in Fee Collection Return/1740, Fee Collection
Resubmission/1740, and Fee Collection Arbitration Return/1740 messages to give information
from the Fee Collection (Customer-generated)/1740.

Values
PDS 0265 may be truncated after the last subfield. For example, if used in a Fee Collection
Return/1740, PDS 0265 may contain only subfields 1 and 2, with a corresponding length of 10.
If present, PDS 0265 cannot contain all low values or all high values.

PDS 0265 subfields

This PDS consists of three subfields.

PDS 0265 subfields

Number Positions Name Attribute Justification

1 1–4 Initial Message Reason Code n-4 N/A
2 5–10 Date, Initial Presentment n-6; YYMMDD N/A
Business
3 11–110 Data Record, Initial ans...100 left

Subfield 1 (Initial Message Reason Code)

Subfield 1 (Initial Message Reason Code) contains the initial transaction’s Message Reason
Code. It is obtained from DE 25 (Message Reason Code) in the First Presentment/1240 or Fee
Collection (Customer-generated)/1740.
Subfield 1 is optional in Fee Collection Return/1740, Fee Collection Resubmission/1740, and Fee
Collection Arbitration Return/1740 messages. If present, it may contain either zeros or the DE
25 value of the related Fee Collection (Customer-generated)/1740.
Refer to DE 25 (Message Reason Code) for a list of valid message reason codes.

Subfield 2 (Date, Initial Presentment Business)

Subfield 2 (Date, Initial Presentment Business) contains the initial transaction’s business
processing date. It is obtained from the Business Date subfield of PDS 0158 (Business Activity)
in the First Presentment/1240 or Fee Collection (Customer-generated)/1740.
Subfield 2 is optional in all messages containing PDS 0265. The subfield should be populated
with all zeros if the information is not available.
The subfield 2 format is YYMMDD.

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 Private data subelement definitions
PDS 0266 (First Chargeback/Fee Collection Return Data)

Subfield 3 (Data Record, Initial)

Subfield 3 (Data Record, Initial) contains the message text data of the initial Fee Collection
transaction. It is obtained from DE 72 (Data Record) in the Fee Collection (Customer-
generated)/1740.
Subfield 3 is optional in Fee Collection Return/1740, Fee Collection Resubmission/1740, and Fee
Collection Arbitration Return/1740 messages. It identifies DE 72 of the related Fee Collection
(Customer-generated)/1740.
If present, subfield 3 cannot contain all zeros or all spaces.

PDS 0266 (First Chargeback/Fee Collection Return Data)

PDS 0266 (First Chargeback/Fee Collection Return Data) contains dates, amounts, reasons,
and other information from a First Chargeback/1442 or a Fee Collection Return/1740.

Attributes

Data Representation: ans…127; TAGLLLVAR

Tag Field: 0266
Length Field: 3 positions, value = 004–127
Data Field: Variable length, 4–127 positions
Subfields: 7
Justification: See “Subfields”

Current processing restrictions

The PDS 0266 maximum length must be 127 positions.

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Arbitration Chargeback/1442 • X C
Second Presentment/1240 • X C
Fee Collection (Handling Fees)/1740 O • C

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 Private data subelement definitions
PDS 0266 subfields

Message Type Identifier Org Sys Dst

Fee Collection (Other than Retrieval Fee Billing/Handling O • C
Fees)/1740

The clearing system provides this PDS in Second Presentment/1240 and Arbitration
Chargeback/1442 messages to supply information from the First Chargeback/1442, if the
information is available.
The transaction originator optionally may provide this PDS in Fee Collection Resubmission/1740
and Fee Collection Arbitration Return/1740 messages to supply information from the Fee
Collection Return/1740.

Related required PDS

When PDS 0266 is included in a message, and subfield 6, Currency Code, First Return, is present
and contains a valid nonzero ISO currency code, PDS 0148 (Currency Exponents) also is required
to identify the currency exponent of the First Chargeback/1442 or Fee Collection Return/1740.

Values
If present, PDS 0266 cannot contain all low values or all high values.

PDS 0266 subfields

This PDS consists of seven subfields.

PDS 0266 subfields

Number Positions Name Attribute Justification

1 1–4 Message Reason Code n-4 N/A
2 5–10 Date, First Return Business n-6; YYMMDD N/A
3 11 Edit Exclusion Reason Code an-1 N/A
4 12 Edit Exclusion Results Code an-1 N/A
5 13–24 Amount, First Return n-12 right
6 25–27 Currency Code, First Return n-3 N/A
7 28–127 Data Record, First Return ans…100 left

Subfield 1 (Message Reason Code)

Subfield 1 (Message Reason Code) contains the first return transaction’s message reason code.
It is obtained from DE 25 (Message Reason Code) in the First Chargeback/1442 or the Fee
Collection Return/1740.

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 Private data subelement definitions
PDS 0266 subfields

The clearing system provides subfield 1 in Second Presentment/1240 and Arbitration

Chargeback/1442 messages to identify DE 25 of the related First Chargeback/1442.
Subfield 1 optionally may be presented in Fee Collection Resubmission/1740 and Fee Collection
Arbitration Return/1740 messages to identify DE 25 of the related Fee Collection Return/1740.
If present, it must contain all zeros or a valid message reason code.
Refer to DE 25 (Message Reason Code) for a list of valid message reason codes.

Subfield 2 (Date, First Return Business)

Subfield 2 (Date, First Return Business) contains the first return transaction’s business
processing date. It is obtained from the Business Date subfield of PDS 0158 (Business Activity)
in the First Chargeback/1442 or Fee Collection Return/1740.
The clearing system provides subfield 2 with a valid date when used in Second Presentment/
1240 and Arbitration Chargeback/1442 messages.
The transaction originator optionally may provide subfield 2 in Fee Collection Resubmission/
1740 and Fee Collection Arbitration Return/1740 messages.
The subfield 2 format is YYMMDD.
GCMS does not edit this subfield.

Subfield 3 (Edit Exclusion Reason Code)

Subfield 3 (Edit Exclusion Reason Code) contains the Edit Exclusion Reason Code, if the clearing
system supplies it, for the first return transaction. It is obtained from the Edit Exclusion Reason
Code subfield of PDS 0260 (Edit Exclusion Indicator) in the First Chargeback/1442 or Fee
Collection Return/1740.
The clearing system provides subfield 3 in Second Presentment/1240 and Arbitration
Chargeback/1442 messages. It contains a valid Edit Exclusion Reason Code or a space if no
exclusion was granted.
Subfield 3 should contain spaces when used in Fee Collection Resubmission/1740 and Fee
Collection Arbitration Return/1740 messages if subfields 5, 6, or 7 are present.
GCMS does not edit this subfield.

Subfield 4 (Edit Exclusion Results Code)

Subfield 4 (Edit Exclusion Results Code) contains the Edit Exclusion Results Code, if the clearing
system supplies it, for the first return transaction. It is obtained from the Edit Exclusion Results
Code subfield of PDS 0260 in the First Chargeback/1442 or Fee Collection Return/1740.
The clearing system provides subfield 4 in Second Presentment/1240 and Arbitration
Chargeback/1442 messages. It contains a valid Edit Exclusion Results Code or a space if no
exclusion was granted.
Subfield 4 should contain spaces when used in Fee Collection Resubmission/1740 and Fee
Collection Arbitration Return/1740 messages if subfields 5, 6, or 7 are present.

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 Private data subelement definitions
PDS 0266 subfields

GCMS does not edit this subfield.

Subfield 5 (Amount, First Return)

Subfield 5 (Amount, First Return) contains the first return transaction’s submitted amount. It is
obtained from DE 4 (Amount, Transaction) in the First Chargeback/1442 or Fee Collection
Return/1740.
The clearing system provides subfield 5 in Second Presentment/1240 and Arbitration
Chargeback/1442 messages to identify DE 4 of the related First Chargeback/1442.
The transaction originator optionally may provide subfield 5 in Fee Collection Resubmission/
1740 and Fee Collection Arbitration Return/1740 messages to identify DE 4 of the related Fee
Collection Return/1740.
GCMS does not edit this subfield.

Subfield 6 (Currency Code, First Return)

Subfield 6 (Currency Code, First Return) contains the first return transaction’s submitted
currency code. It is obtained from DE 49 (Currency Code, Transaction) in the First Chargeback/
1442 or Fee Collection Return/1740.
The clearing system provides subfield 6 in Second Presentment/1240 and Arbitration
Chargeback/1442 messages to identify DE 49 of the related First Chargeback/1442.
The transaction originator optionally may provide subfield 6 in Fee Collection Resubmission/
1740 and Fee Collection Arbitration Return/1740 messages to identify DE 49 of the related Fee
Collection Return/1740.
GCMS does not edit this subfield.

Subfield 7 (Data Record, First Return)

Subfield 7 (Data Record, First Return) contains the first return transaction’s message text data.
It is obtained from DE 72 (Data Record) in the First Chargeback/1442 or the Fee Collection
Return/1740.
The clearing system provides subfield 7 in Second Presentment/1240 and Arbitration
Chargeback/1442 messages to identify DE 72 of the related First Chargeback/1442.
The transaction originator optionally may provide subfield 7 in Fee Collection Resubmission/
1740 and Fee Collection Arbitration Return/1740 messages to identify DE 72 of the related Fee
Collection Return/1740. If present, subfield 7 cannot contain all zeros or all spaces.

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 Private data subelement definitions
PDS 0267 (Second Presentment/Fee Collection Resubmission Data)

PDS 0267 (Second Presentment/Fee Collection Resubmission Data)

PDS 0267 (Second Presentment/Fee Collection Resubmission Data) contains dates, amounts,
reasons, and other information from a Second Presentment/1240 or a Fee Collection
Resubmission/1740.

Attributes

Data Representation: ans…127; TAGLLLVAR

Tag Field: 0267
Length Field: 3 positions, value = 004–127
Data Field: Variable length, 4–127 positions
Subfields: 7
Justification: See “Subfields”

Current processing restrictions

The PDS 0267 maximum length is 127 positions.

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Arbitration Chargeback/1442 • X C
Fee Collection (Handling Fees)/1740 O • C
Fee Collection (Other than Retrieval Fee Billing/Handling O • C
Fees)/1740

The clearing system provides this PDS in Arbitration Chargeback/1442 messages to supply
information from the Second Presentment/1240, if available.
The transaction originator optionally may provide this PDS in Fee Collection Arbitration Return/
1740 messages to supply information from the Fee Collection Resubmission/1740.

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 Private data subelement definitions
PDS 0267 subfields

Related required PDS

When PDS 0267 is in a message and subfield 6, Currency Code, Second Return, is present and
contains a valid nonzero ISO currency code, PDS 0148 (Currency Exponents) is also required to
identify the currency exponent of the Second Presentment/1240 or Fee Collection
Resubmission/1740.

Values
If present, PDS 0267 cannot contain all low values or all high values.

PDS 0267 subfields

This PDS consists of seven subfields.

PDS 0267 subfields

Number Positions Name Attribute Justification

1 1–4 Message Reason Code n-4 N/A
2 5–10 Date, Second Return Business n-6; YYMMDD N/A
3 11 Edit Exclusion Reason Code an-1 N/A
4 12 Edit Exclusion Results Code an-1 N/A
5 13–24 Amount, Second Return n-12 right
6 25–27 Currency Code, Second Return n-3 N/A
7 28–127 Data Record, Second Return ans…100 left

Subfield 1 (Message Reason Code)

Subfield 1 (Message Reason Code) contains the second return transaction’s Message Reason
Code. It is obtained from DE 25 (Message Reason Code) in the Second Presentment/1240 or
Fee Collection Resubmission/1740.
The clearing system provides subfield 1 in Arbitration Chargeback/1442 messages to identify
DE 25 of the related Second Presentment/1240.
The transaction originator optionally may provide subfield 1 in Fee Collection Arbitration
Return/1740 messages to identify DE 25 of the related Fee Collection Resubmission/1740. If
present, it must contain all zeros or a valid message reason code.
Refer to DE 25 (Message Reason Code) for a list of valid message reason codes.

Subfield 2 (Date, Second Return Business)

Subfield 2 (Date, Second Return Business) contains the second return transaction’s business
processing date. It is obtained from the Business Date subfield of PDS 0158 (Business Activity)
in the Second Presentment/1240 or Fee Collection Resubmission/1740.

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 Private data subelement definitions
PDS 0267 subfields

The clearing system provides subfield 2 with a valid date when used in Arbitration Chargeback/
1442 messages.
The transaction originator optionally may provide subfield 2 in Fee Collection Arbitration
Return/1740 messages.
The subfield 2 format is YYMMDD.
GCMS does not edit this subfield.

Subfield 3 (Edit Exclusion Reason Code)

Subfield 3 (Edit Exclusion Reason Code) contains the Edit Exclusion Reason Code for the second
return transaction. It is obtained from the Edit Exclusion Reason Code subfield of PDS 0260
(Edit Exclusion Indicator) in the Second Presentment/1240 or Fee Collection Resubmission/
1740.
The clearing system provides subfield 3 in Arbitration Chargeback/1442 messages. It contains a
valid Edit Exclusion Reason Code or a space if no exclusion was granted.
Subfield 3 should contain a space when used in Fee Collection Arbitration Return/1740
messages if subfields 5, 6, or 7 are present. GCMS does not edit this subfield.

Subfield 4 (Edit Exclusion Results Code)

Subfield 4 (Edit Exclusion Results Code) contains the Edit Exclusion Results Code for the second
return transaction. It is obtained from the Edit Exclusion Results Code subfield of PDS 0260
(Edit Exclusion Indicator) in the Second Presentment/1240 or Fee Collection Resubmission/
1740.
The clearing system provides subfield 4 in Arbitration Chargeback/1442 messages. It contains a
valid Edit Exclusion Results Code or a space if no exclusion was granted.
Subfield 4 must contain a space when used in Fee Collection Arbitration Return/1740 messages
if subfields 5, 6, or 7 are present. The clearing system currently does not perform life cycle edits
on these transactions. GCMS does not edit this subfield.

Subfield 5 (Amount, Second Return)

Subfield 5 (Amount, Second Return) contains the second return transaction’s submitted
amount. It is obtained from DE 4 (Amount, Transaction) in the Second Presentment/1240 or
Fee Collection Resubmission/1740.
The clearing system provides subfield 5 in Arbitration Chargeback/1442 messages to identify
DE 4 of the related Second Presentment/1240.
The transaction originator optionally may provide subfield 5 in Fee Collection Arbitration
Return/1740 messages to identify DE 4 of the related Fee Collection Resubmission/1740.
GCMS does not edit this subfield.

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 Private data subelement definitions
PDS 0268 (Amount, Partial Transaction)

Subfield 6 (Currency Code, Second Return)

Subfield 6 (Currency Code, Second Return) contains the second return transaction’s submitted
currency code. It is obtained from DE 49 (Currency Code, Transaction) in the Second
Presentment/1240 or Fee Collection Resubmission/1740.
The clearing system provides subfield 6 in Arbitration Chargeback/1442 messages to identify
DE 49 of the related Second Presentment/1240.
The transaction originator optionally may provide subfield 6 in Fee Collection Arbitration
Return/1740 messages to identify DE 49 of the related Fee Collection Resubmission/1740.
GCMS does not edit this subfield.

Subfield 7 (Data Record, Second Return)

Subfield 7 (Data Record, Second Return) contains the second return transaction’s message text
data. It is obtained from DE 72 (Data Record) in the Second Presentment/1240 or Fee
Collection Resubmission/1740.
The clearing system provides subfield 7 in Arbitration Chargeback/1442 messages to identify
DE 72 of the related Second Presentment/1240.
The transaction originator optionally may provide subfield 7 in Fee Collection Arbitration
Return/1740 messages to identify DE 72 of the related Fee Collection Resubmission/1740. If
present, subfield 7 cannot contain all zeros or all spaces.

PDS 0268 (Amount, Partial Transaction)

PDS 0268 (Amount, Partial Transaction) provides the partial transaction amount in the First
Presentment/1240 currency.

Attributes

Data Representation: n-15; TAGLLL

Tag Field: 0268
Length Field: 3 positions, value = 015
Data Field: Fixed length, 15 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0268 subfields

Usage

Message Type Identifier Org Sys Dst

First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C

The transaction originator provides this PDS. It may be provided in partial Chargeback/1442,
partial Second Presentment/1240, and partial Arbitration Chargeback/1442 messages to
provide the partial amount in the First Presentment/1240 transaction currency. The currency is
obtained from DE 49 (Currency Code, Transaction) of the First Presentment/1240.
For example, assume an acquirer submits a First Presentment/1240 for 200 Canadian dollars,
which represents two days of lodging at 100 Canadian dollars per day. Assume also that the
cardholder disputes one day of lodging and the issuer presents chargebacks in U.S. dollars.
The issuer submits a partial First Chargeback (Partial)/1442 containing a value of 100
Canadian dollars in this PDS and the U.S. dollar equivalent to it in DE 4 (Amount, Transaction).

Related PDSs
Whenever PDS 0268 is included in a message, PDS 0148 (Currency Exponents) must also be
included to identify the currency exponent of subfield 2.

PDS 0268 subfields

This PDS consists of two subfields

PDS 0268 subfields

Number Positions Name Attribute Justification

1 1–12 Amount, Partial Transaction n-12 right
2 13–15 Currency Code, Partial n-3 N/A
Transaction

Subfield 1 (Amount, Partial Transaction)

Subfield 1 (Amount, Partial Transaction) contains the partial transaction amount in the First
Presentment/1240 currency.

Subfield 2 (Currency Code, Partial Transaction)

Subfield 2 (Currency Code, Partial Transaction) contains the currency code associated with
subfield 1. It should be the same as the First Presentment/1240 currency code.

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 Private data subelement definitions
PDS 0270 (Embedded Interchange Data)

PDS 0270 (Embedded Interchange Data)

PDS 0270 will contain negotiated interchange details. This is applicable for only commercial
transactions.
GCMS will populate PDS 0270 from the matching Authorization message and will populate
PDS 0270 subfield 1 with an N. For messages which GCMS applies market-specific rates, GCMS
will populate PDS 0270 with rates associated to IRD FI and populate PDS 0270 subfield 1 with
a D.
Acquirers are not allowed to submit PDS 0270 in First Presentment Transactions. For life cycle
transactions, negotiated interchange rates will be submitted by Mastercom.
If a life cycle transaction not originated through Mastercom contains Negotiated Interchange
data, GCMS will reject the transaction.

Attributes

Attribute Value
Data representation ans…91; TAGLLLVAR
Tag field 0270
Length field 3 positions, value = 001–091
Data field Variable length, 32-91 positions
Subfields 6
Justification See subfield details.

Usage
C (conditional) indicates the field only applies to EFI program transactions.

Message type identifier Org Sys DST

First Presentment/1240 • X C
Second Presentment/ C X C
1240
Chargebacks/1442 C X C

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 Private data subelement definitions
PDS 0270 subfields

PDS 0270 subfields

This PDS consists of six subfields

Subfield 1 (Negotiate/Default Indicator)

PDS 0270, subfield 1 identifies whether negotiated rates were applied versus market-specific
rates to the transaction.

Attributes

Attribute Value
Subfield ID n-2 01
Subfield length n-2 01
Data representation a-1
Justification N/A

Values

Value Description
N Negotiated rates were applied to the transaction
D Market-specific rates were applied to the
transaction

Subfield 2 (Interchange Percentage)

PDS 0270, subfield 2 contains the negotiated or market-specific interchange percentage
applied to the transaction.

Attributes

Attribute Value
Subfield ID n-2 02
Subfield length n-2 06
Data representation ans-6
Justification Right justified with leading zeros,
when numeric

Values

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0270 subfields

Interchange Percentage will be populated with spaces when interchange percentage is not
provided in the negotiated rates or when market-specific interchange percentage was not
applied to the transaction. When an interchange percentage is provided, it will be represented
as n(3) v n(3). For example, an Interchange Percentage of 1.234% is represented with PDS
0270 subfield 2 value 001234.

Subfield 3 (Unit Fee Amount)

PDS 0270, subfield 3 contains the negotiated or market-specific unit fee amount, in transaction
currency, applied to the transaction.

Attributes

Attribute Value
Subfield ID n-2 03
Subfield length n-2 12
Data representation ans-12
Justification Right justified with leading zeros,
when numeric

Values
Unit fee amount will be populated with spaces when unit fee amount is not provided in the
negotiated rates or when market-specific unit fee amount was not applied to the transaction.

Subfield 4 (Flat Interchange Amount)

PDS 0270, subfield 4 contains the negotiated or market-specific flat interchange amount, in
transaction currency, applied to the transaction.

Attributes

Attribute Value
Subfield ID n-2 04
Subfield length n-2 12
Data representation ans-12
Justification Right justified with leading zeros,
when numeric

Values

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 Private data subelement definitions
PDS 0270 subfields

Flat interchange amount will be populated with spaces when flat interchange amount is not
provided in the negotiated rates or when market-specific flat interchange amount was not
applied to the transaction.

Subfield 5 (Payment Party)

PDS 0270, subfield 5 contains Payment Party value submitted with the negotiated interchange
rate or amount on the Authorization message.

Attributes

Attribute Value
Subfield ID n-2 05
Subfield length n-2 01
Data representation ans-1
Justification N/A

Values

Value Description
A Acquirer Pays interchange
I Issuer Pays interchange
Space Not provided within the Authorization message

Subfield 6 (Supplemental Interchange Data)

PDS 0270, subfield 6 is a free-text field which acquirers can use to send proprietary data to
issuers as part of Embedded Flexible Interchange program.

Attributes

Attribute Value
Subfield ID n-2 06
Subfield length n-2 00-59
Data representation ans...59
Justification N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0275 (Account Level Management [ALM] Service Data)

Values
Supplemental Interchange Data will only be populated when Supplemental Interchange Data is
provided with the negotiated rates on the Authorization message.

PDS 0275 (Account Level Management [ALM] Service Data)

PDS 0275 (Account Level Management Service Data) supports regional ALM processing.
The processing solution uses ALM Service Data that is managed by the Mastercard ALM
Platform to instruct the Mastercard Dual Message Authorization System, the Clearing Platform
(Global Clearing Management System) and customers (acquirers and issuers) when a PAN is
registered and qualifying for any ALM Service.
Acquirers and issuers can leverage the ALM Service Data provided in authorization messages to
know when a PAN is actively registered in any ALM Service or ALM Service Combination as well
as utilize the data to determine the ALM interchange fee amount using a Product Class
Override Rate, the Rate Type Adjustment parameter setup, or both.
In order to receive a copy of the ALM Service Data, customers may elect to receive this optional
data through a Customer self-service user interface tool within Mastercard Connect.
Mastercard may introduce new values in any of subfields within PDS 0275 at any time and
customers must be able to accept, and recognize any valid values provided within the clearing
messages. In the event new valid values are added, refer to the Account Level Management
Manual.

Attributes

Data Representation: ans-15; TAGLLL

Tag Field: 0275
Length Field: 3 positions
Data Field: Fixed length, 015 positions
Subfields: 5
Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
Subfield 1 (ALM Service Code)

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages
First Presentment/1240 • X C
First Chargeback/1442 • X C
Second Presentment/1240 • X C

This PDS consists of five subfields.

Number Positions Name Attribute Justification

1 1–5 ALM Service Code an-5 N/A
2 6–8 ALM Product Code an-3 N/A
3 9–11 ALM Product Class an-3 N/A
4 12–14 ALM Rate Type an-3 N/A
5 15 ALM Data Source n-1 N/A

Application notes
The following subfields will be populated when applicable to the ALM program and service
indicated within Subfield 1 (ALM Service Code). Subfields that are not applicable will be ’XXX’
filled. The absence of PDS 0275 for opt-in customers means the PAN account range does not
participate in ALM.
• Subfield 2 ALM Product Graduation Plus or Registered Product Code
• Subfield 3 ALM Product Class
• Subfield 4 ALM Rate Type
• Subfield 5 ALM Data Source
The following IPM DE 24 Function Codes apply:
• MTI 1240 Presentment: 200 First Presentment, 205 Second Presentment (Full), 282 Second
Presentment (Partial)
• MTI 1442 Chargeback: 450 First Chargeback (Full), and 453 First Chargeback (Partial)
Refer to the Account Level Management User Manual for additional information.

Subfield 1 (ALM Service Code)

ALM Service Code represents the Account Level Management service or combination of ALM
services for which the cardholders PAN is actively registered. The ALM Service Code is assigned
at the time the PAN is registered in the Account Level Management Service and will be

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 742
 Private data subelement definitions
Subfield 1 (ALM Service Code)

populated in the applicable authorization messages to ensure ALM processing is applied during
transaction processing for the PAN.
When the ALM Service Code is present with one of the following, ALM processing was not
applied with Clearing.
• 99726 = ALM Service not processed in Clearing
– When the Clearing System cannot complete ALM processing for a specific transaction
• 99826 or 99926 = ALM Service Unavailable
– When the Clearing System can’t connect to the Account Level Management Platform for
PAN registration validation, the customer will receive an ALM Service Unavailable service
code
• 00126 = PAN not registered for ALM, but Issuers Account Range participates, transaction
will process business as usual
– When the Issuers Account Range participates in Account Level Management, identified as
having at least one PAN actively registered in ALM for the Account Range of the PAN
within the authorization message, but the PAN is not actively registered in ALM
All other values provided will represent an individual ALM Service or ALM Service Combinations
based on the PANs active registration
Mastercard reserves the right to add new valid values for ALM Service Code at any time and
customers must be able to accept, and process any valid values. In the event new valid values
are added, refer to the Account Level Management Manual.

Values

PDS 0275, subfield 1: ALM Service Code

(Represents the ALM service or combination of
ALM services for which the PAN is registered.
ALM Service Name (ALM strategies which are Usage: Account Registration Results, and ALM
enabled by the various Account Level Service Data in Authorization and Clearing
Management Services) processing.)
AFFLUENT SHORTFALL WORLD ELITE 01323
MASTERCARD
AFFLUENT SHORTFALL WORLD ELITE 01425
MASTERCARD and PRODUCT GRADUATION PLUS
AFFLUENT SHORTFALL WORLD MASTERCARD 01723
AFFLUENT SHORTFALL WORLD MASTERCARD 01825
and PRODUCT GRADUATION PLUS
CONSUMER PRODUCT MONITORING SERVICE: 02217
MUSE MASTERCARD QUALIFIED
CONSUMER PRODUCT MONITORING SERVICE: 02207
NAME FOR GCMS PRODUCT ID MPE QUALIFIED

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
Subfield 1 (ALM Service Code)

PDS 0275, subfield 1: ALM Service Code

(Represents the ALM service or combination of
ALM services for which the PAN is registered.
ALM Service Name (ALM strategies which are Usage: Account Registration Results, and ALM
enabled by the various Account Level Service Data in Authorization and Clearing
Management Services) processing.)
CONSUMER PRODUCT MONITORING SERVICE: 02301
REQUALIFICATION 1 (MUSE MASTERCARD
REQUALIFIED)
CONSUMER PRODUCT MONITORING SERVICE: 02424
REQUALIFICATION 2 (WORLD ELITE
REQUALIFIED)
CONSUMER PRODUCT MONITORING SERVICE: 02210
WORLD ELITE QUALIFIED
CONSUMER PRODUCT MONITORING SERVICE: 02205
WORLD QUALIFIED
ENHANCED VALUE 00402
ENHANCED VALUE and PRODUCT GRADUATION 00513
PLUS
PRODUCT GRADUATION PLUS 00616
SMALL BUSINESS SPEND - CREDIT CORE AND 00804
PRODUCT GRADUATION PLUS LEVEL 1
SMALL BUSINESS SPEND - CREDIT CORE AND 00806
PRODUCT GRADUATION PLUS LEVEL 2
SMALL BUSINESS SPEND - CREDIT CORE AND 00808
PRODUCT GRADUATION PLUS LEVEL 3
SMALL BUSINESS SPEND - CREDIT CORE AND 00811
PRODUCT GRADUATION PLUS LEVEL 4
SMALL BUSINESS SPEND - CREDIT CORE AND 00818
PRODUCT GRADUATION PLUS LEVEL 5
SMALL BUSINESS SPEND - CREDIT CORE LEVEL 00703
1
SMALL BUSINESS SPEND - CREDIT CORE LEVEL 00705
2
SMALL BUSINESS SPEND - CREDIT CORE LEVEL 00707
3
SMALL BUSINESS SPEND - CREDIT CORE LEVEL 00710
4
SMALL BUSINESS SPEND - CREDIT CORE LEVEL 00717
5

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 744
 Private data subelement definitions
Subfield 1 (ALM Service Code)

PDS 0275, subfield 1: ALM Service Code

(Represents the ALM service or combination of
ALM services for which the PAN is registered.
ALM Service Name (ALM strategies which are Usage: Account Registration Results, and ALM
enabled by the various Account Level Service Data in Authorization and Clearing
Management Services) processing.)
SMALL BUSINESS SPEND - CREDIT WORLD AND 01004
PRODUCT GRADUATION PLUS LEVEL 1
SMALL BUSINESS SPEND - CREDIT WORLD AND 01006
PRODUCT GRADUATION PLUS LEVEL 2
SMALL BUSINESS SPEND - CREDIT WORLD AND 01008
PRODUCT GRADUATION PLUS LEVEL 3
SMALL BUSINESS SPEND - CREDIT WORLD AND 01011
PRODUCT GRADUATION PLUS LEVEL 4
SMALL BUSINESS SPEND - CREDIT WORLD AND 01018
PRODUCT GRADUATION PLUS LEVEL 5
SMALL BUSINESS SPEND - CREDIT WORLD ELITE 01204
AND PRODUCT GRADUATION PLUS LEVEL 1
SMALL BUSINESS SPEND - CREDIT WORLD ELITE 01206
AND PRODUCT GRADUATION PLUS LEVEL 2
SMALL BUSINESS SPEND - CREDIT WORLD ELITE 01208
AND PRODUCT GRADUATION PLUS LEVEL 3
SMALL BUSINESS SPEND - CREDIT WORLD ELITE 01211
AND PRODUCT GRADUATION PLUS LEVEL 4
SMALL BUSINESS SPEND - CREDIT WORLD ELITE 01218
AND PRODUCT GRADUATION PLUS LEVEL 5
SMALL BUSINESS SPEND - CREDIT WORLD ELITE 01103
LEVEL 1
SMALL BUSINESS SPEND - CREDIT WORLD ELITE 01105
LEVEL 2
SMALL BUSINESS SPEND - CREDIT WORLD ELITE 01107
LEVEL 3
SMALL BUSINESS SPEND - CREDIT WORLD ELITE 01110
LEVEL 4
SMALL BUSINESS SPEND - CREDIT WORLD ELITE 01117
LEVEL 5
SMALL BUSINESS SPEND - CREDIT WORLD 00903
LEVEL 1
SMALL BUSINESS SPEND - CREDIT WORLD 00905
LEVEL 2

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 745
 Private data subelement definitions
Subfield 2 (ALM Graduated or Registered Product Code)

PDS 0275, subfield 1: ALM Service Code

(Represents the ALM service or combination of
ALM services for which the PAN is registered.
ALM Service Name (ALM strategies which are Usage: Account Registration Results, and ALM
enabled by the various Account Level Service Data in Authorization and Clearing
Management Services) processing.)
SMALL BUSINESS SPEND - CREDIT WORLD 00907
LEVEL 3
PDS 0275, subfield 1 (ALM Service Code) indicates 00910
the ALM program andSMALL BUSINESS SPEND -
CREDIT WORLD LEVEL 4
SMALL BUSINESS SPEND - CREDIT WORLD 00917
LEVEL 5
WORLD HIGH VALUE 01519
WORLD HIGH VALUE and PRODUCT 01620
GRADUATION PLUS
PAN NOT REGISTERED FOR ALM, BUT ISSUERS 00126
ACCOUNT RANGE IS ACTIVE
ALM SERVICE NOT PROCESSED IN CLEARING 99726
ALM SERVICE UNAVAILABLE 99826
ALM SERVICE UNAVAILABLE 99926

Subfield 2 (ALM Graduated or Registered Product Code)

PDS 0275, subfield 2 (ALM Graduated or Registered Product Code) indicates the graduated or
registered Product Code for the applicable ALM service.
Contains the licensed graduated product code or the registered product code for those
transactions identified with a PAN registered and qualifying for Product Graduation Plus or
Consumer Product Monitoring Service, or a Combination of Account Level Management
Services.
If the PAN is not actively registered in ALM Product Graduation Plus or Consumer Product
Monitoring Service, the field will be 'XXX' filled.
Mastercard reserves the right to add new valid values for ALM Product Graduation Plus or
Consumer Product Monitoring Service (Registered Product Code) at any time customers must
be able to accept, and process any valid values. In the event new valid values are added, refer to
the Account Level Management Manual.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 746
 Private data subelement definitions
Subfield 2 (ALM Graduated or Registered Product Code)

Values

ALM
Graduate
d or
Registere
d Product
Code:
Card
Program
Identifier:
Valid Card
Values Program
List Description Country of Issuance
Moldov Thailan
Australia Belarus Brazil Canada a d Ukraine US
ACS DIGITAL X
DEBIT
BPL Mastercard® X
Business
Credit Plus
DBK *Digital X
Mastercard
Black
DCG *Digital Gold X
Mastercard
Card
DCS *Digital X
Standard
Mastercard
Card
DPL *Digital X
Platinum
Mastercard
Card
MAB World Elite X
Mastercard®
for
BusinessCar
d
MAC Mastercard X
World Elite™
Corporate
Card

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 747
 Private data subelement definitions
Subfield 2 (ALM Graduated or Registered Product Code)

ALM
Graduate
d or
Registere
d Product
Code:
Card
Program
Identifier:
Valid Card
Values Program
List Description Country of Issuance
Moldov Thailan
Australia Belarus Brazil Canada a d Ukraine US
MBK Mastercard® X
Black
MCB Mastercard X
BusinessCar
d® Card
MCC Mixed X X X
Mastercard®
Card
MCD Debit X
Mastercard®
Card
MCG Gold X X X X X X
Mastercard®
Card
MCO Mastercard® X
Corporate
Card
MCS Standard X X X X X X
Mastercard®
Card
MCT Titanium X X X
Mastercard®
Card
MCU Mastercard® X X X
Unembossed
MCW World X X X X X X
Mastercard®
Card

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 748
 Private data subelement definitions
Subfield 2 (ALM Graduated or Registered Product Code)

ALM
Graduate
d or
Registere
d Product
Code:
Card
Program
Identifier:
Valid Card
Values Program
List Description Country of Issuance
Moldov Thailan
Australia Belarus Brazil Canada a d Ukraine US
MDG Gold Debit X X X X X
Mastercard®
Card
MDH WORLD X X X
DEBIT
EMBOSSED
MDI Debit Other X
Unembossed
MDJ Debit X
Rewards
MDK Debit Other X
2
Unembossed
MDO Debit Other X
MDP Platinum X X X
Debit
Mastercard®
Card
MDQ Middle X
Market
Corporate
Card
MDR Debit X
Brokerage
MDS Debit X X X X X
Mastercard®
Card

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 749
 Private data subelement definitions
Subfield 2 (ALM Graduated or Registered Product Code)

ALM
Graduate
d or
Registere
d Product
Code:
Card
Program
Identifier:
Valid Card
Values Program
List Description Country of Issuance
Moldov Thailan
Australia Belarus Brazil Canada a d Ukraine US
MDU Debit X X X X
Unembossed
Mastercard®
Card
MEB Mastercard X
Executive
BusinessCar
d® Card
MEO Mastercard X
Corporate
Executive
Card® Card
MEP Premium X
Debit
Mastercard®
Card
MPC Mastercard X
Professional
Card® card
MPE Mastercard® X
branding to
be
announced
MPL Platinum X X X X X X X
Mastercard®
Card
MSP Muse X
Mastercard®
Card

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 750
 Private data subelement definitions
Subfield 2 (ALM Graduated or Registered Product Code)

ALM
Graduate
d or
Registere
d Product
Code:
Card
Program
Identifier:
Valid Card
Values Program
List Description Country of Issuance
Moldov Thailan
Australia Belarus Brazil Canada a d Ukraine US
MUP Premium X
Debit
Unembossed
Mastercard®
Card
MWB World X
Mastercard®
for Business
Corporate
Executive
Card
MWE World Elite™ X X X X
Mastercard®
Card
MWO Mastercard® X
Corporate
World
MXO Debit Card X
Other
MXR Debit Card X
Brokerage
MXS Debit Card X
Standard
SAP Platinum X
Mastercard®
Salary–
Immediate
Debit

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 751
 Private data subelement definitions
Subfield 2 (ALM Graduated or Registered Product Code)

ALM
Graduate
d or
Registere
d Product
Code:
Card
Program
Identifier:
Valid Card
Values Program
List Description Country of Issuance
Moldov Thailan
Australia Belarus Brazil Canada a d Ukraine US
TPL Platinum X
MasterCard-
Immediate
Debit
TWB World X
Mastercard®
Black Edition
—Immediate
Debit
WBE World X
Mastercard®
Black Edition
WDR World Debit X
Mastercard®
Rewards
XXX PAN is not
registered in
Product
Graduation
Plus or
Consumer
Product
Monitoring
Service

NOTE: *Brazil Digital Product Codes were introduced for domestic acquiring and issuing only, and are
not supported for global acquirer acceptance ALM Product Graduation Plus will be enhanced in a
future release to be compatible with Digital Product Codes.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 752
 Private data subelement definitions
Subfield 3 (ALM Product Class)

Subfield 3 (ALM Product Class)

PDS 0275, subfield 3 (ALM Product Class) indicates the Product Class override for the
applicable ALM service.
Product Class provides the ability to vary interchange rates by product grouping, while
maintaining common interchange structures. Only PANs actively registered for Product
Graduation Plus will have an associated ALM Product Class. Some ALM Services may combine
Product Class Overrides with Rate Types (subfield 4).
Mastercard reserves the right add new valid values for ALM Product Class at any time
customers must be able to accept, and process any valid values. In the event new valid values
are added, refer to the Account Level Management Manual.

Values

IF….PDS 0275, subfield 2 is THEN….PDS 0275, subfield 3

present with one of the will be present with one of the
following valid values: following values…
Product Class associated with
the Product Graduation Plus:
ALM Product Graduation Plus Valid Values Product Class Description
ACS ACS ACH FOR CONSUMER
BPL BPL MASTERCARD BUSINESS
CREDIT PLUS
DBK DBK DIGITAL MASTERCARD BLACK
DCG DCG DIGITAL GOLD
DCS DCS DIGITAL STANDARD
DPL DPL DIGITAL PLATINUM
MAB MAB BUSINESS WORLD ELITE
MAC MAC CORPORATE WORLD ELITE
MBK MBK MASTERCARD BLACK
MCB MCB CORPORATE
MCD DMC DEBIT MASTERCARD
MCG MCG CONSUMER CREDIT GOLD
MCO MCO GLOBAL CERTIFIED
CORPORATE
MCS MCC CONSUMER
MCT MCT TITANIUM MASTERCARD
MCU MCC CONSUMER

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 753
 Private data subelement definitions
Subfield 3 (ALM Product Class)

IF….PDS 0275, subfield 2 is THEN….PDS 0275, subfield 3

present with one of the will be present with one of the
following valid values: following values…
Product Class associated with
the Product Graduation Plus:
ALM Product Graduation Plus Valid Values Product Class Description
MCW MCW WORLD
MDG MDG DEBIT MASTERCARD GOLD
MDH MDH DEBIT WORLD
MDI MDH DEBIT WORLD
MDJ MDJ DEBIT MASTERCARD
(ENHANCED)
MDK MDJ DEBIT MASTERCARD
(ENHANCED)
MDO DMC DEBIT MASTERCARD
MDP MDP DEBIT MASTERCARD PLATINUM
MDQ MCO GLOBAL CERTIFIED
CORPORATE
MDR DMC DEBIT MASTERCARD
MDS DMC DEBIT MASTERCARD
MDU DMC DEBIT MASTERCARD
MEB MEB MASTERCARD EXECUTIVE
BUSINESSCARD
MEO MEO MASTERCARD CORPORATE
EXECUTIVE CARD
MEP DMC DEBIT MASTERCARD
MPC MCB CORPORATE
MPL MPL CONSUMER CREDIT PLATINUM
MUP DMC DEBIT MASTERCARD
MWB MWB BUSINESS WORLD
MWE MWE MASTERCARD WORLD ELITE
MWO MWO CORPORATE WORLD
MXO DMC DEBIT MASTERCARD
MXR DMC DEBIT MASTERCARD
MXS DMC DEBIT MASTERCARD

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 754
 Private data subelement definitions
Subfield 4 (ALM Rate Type)

IF….PDS 0275, subfield 2 is THEN….PDS 0275, subfield 3

present with one of the will be present with one of the
following valid values: following values…
Product Class associated with
the Product Graduation Plus:
ALM Product Graduation Plus Valid Values Product Class Description
WDR MDH DEBIT WORLD
XXX XXX Product Class Override does not
apply, or has not been configured
for the ALM Service Code
provided in PDS 0275 SF1

Subfield 4 (ALM Rate Type)

PDS 0275, subfield 4 (ALM Rate Type) indicates the Rate Type for the applicable ALM service.
Rate Types provide the ability to vary interchange rates in the event that unique IRDs are not
assigned for an applicable business service arrangement. PANs actively registered for ALM
Services that do not involve graduated product codes will have an associated ALM Rate Type.
Some ALM Services may combine Rate Types with Product Class Overrides (Subfield 3).
Mastercard reserves the right add new valid values for ALM Rate Type at any time customers
must be able to accept, and process any valid values. In the event new valid values are added,
refer to the Account Level Management Manual.

Values

RATE TYPE RATE TYPE DESCRIPTION

801 Enhanced Value Rate Adjustment
811 Core Business to Level 1 Adjustment
812 Core Business to Level 2 Adjustment
813 Core Business to Level 3 Adjustment
814 Core Business to Level 4 Adjustment
815 Core Business to Level 5 Adjustment
821 World Business to Level 1 Adjustment
822 World Business to Level 2 Adjustment
823 World Business to Level 3 Adjustment
824 World Business to Level 4 Adjustment
825 World Business to Level 5 Adjustment
831 World Elite Business to Level 1 Adjustment

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 755
 Private data subelement definitions
Subfield 5 (ALM Data Source)

RATE TYPE RATE TYPE DESCRIPTION

832 World Elite Business to Level 2 Adjustment
833 World Elite Business to Level 3 Adjustment
834 World Elite Business to Level 4 Adjustment
835 World Elite Business to Level 5 Adjustment
850 World High Value Adjustment
851 World Consumer Shortfall Adjustment
852 World Elite Consumer Shortfall Adjustment
881 Canada World Consumer Adjustment *
882 Canada MPE (Mastercard® branding to be announced) *
883 Canada World Elite Adjustment *
884 Canada MUSE Adjustment *
885 Canada MUSE Requalified Down Adjustment *
886 Canada World Elite Requalified Down Adjustment *
XXX Rate Type does not apply, or has not been configured for the ALM Service
Code provided in PDS 0275 SF1

NOTE: *Consumer Product Monitoring Service, will process using Rate Types associated with a
Registered Product Code in Subfield 2 (ALM Product Code).

Subfield 5 (ALM Data Source)

PDS 0275, subfield 5 (ALM Data Source) indicates the source of the data in Subfield 1 (ALM
Service Code).
The ALM data used to process a transaction is provided from either the matching authorization
or during clearing processing. The processing date associated with that source (Authorization or
Clearing), will reflect the PAN registration record used for ALM processing.
Mastercard reserves the right add new valid values for ALM Data Source at any time customers
must be able to accept, and process any valid values. In the event new valid values are added,
refer to the Account Level Management Manual.

Values

DATA SOURCE ALM DATA SOURCE DESCRIPTION

1 ALM data from authorization (used by clearing when matching authorization
data found)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 756
 Private data subelement definitions
PDS 0276 (Fee Amounts, Additional)

DATA SOURCE ALM DATA SOURCE DESCRIPTION

2 ALM data from clearing (used by clearing when no authorization match found
or for reversals/life cycle)
3 ALM data from clearing due to ALM service unavailable in authorization (used
by clearing when matching authorization ALM data has a SF1 ‘00000’ error)

PDS 0276 (Fee Amounts, Additional)

PDS 0276 (Fee Amounts, Additional) supports regional ALM processing.
Fee Amounts, Additional provides the ALM interchange amounts derived for a Product Class
Override and/or Rate Type Adjustment. The base, ALM override, and ALM rate type amounts
within PDS 0276 are intended to support reconciliation of the net interchange amount applied
to transaction in PDS 0146 (Amounts, Transaction Fee).
PDS 0276 will be present any time that PDS 0275 is present within clearing messages and
reports. If a PAN is not registered for ALM, but Issuers Account Range participates, PDS 0276
will only reflect the base interchange amount.
PDS 0276 will be provided to customers that have elected to receive PDS 0275 (Account Level
Management Service Data). Customers may elect to receive this optional data through
customer self-service within Mastercard Connect.
PDS 0276 (Fee Amounts, Additional) provides all fee amounts associated with transactions
that have processed for Account Level Management. This PDS may accommodate 1 to 8 fee
amount occurrences.

Attributes

Data Representation: n...384; TAGLLLVAR

Tag Field: 0276
Length Field: 3 positions, value = 048–384 in increments of 48
Data Field: Variable length, 48–384 positions
Subfields: 9
Occurences: 1-8
Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 757
 Private data subelement definitions
PDS 0276 subfields

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages
First Presentment/1240 • X C
First Chargeback/1442 • X C
Second Presentment/1240 • X C

Related required IPM fields

All PDS 0276 fee amounts will be expressed in the currency of DE 50 Currency Code,
Reconciliation. PDS 0148 (Currency Exponents) must be present with PDS 0276 to identify the
transaction’s exponent. PDS 0275 (ALM Service Data) must be present with PDS 0276 to
identify the ALM program that applies.

Amount values
All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. All amounts support the optional
Extended Decimal Precision (EDP) service. For example, a transaction amount of USD 212.55 is
expressed as 000000000000021255 and 2 decimal positions without the EDP service (see PDS
0147), and will be expressed as 000000000212550000 and 6 decimal positions with EDP
(when PDS 0147 is present).

Application notes
Fee Amount occurrence examples include: Base amount, Override replacement amount, Base +
Rate Type adjustment(s), Override + Rate Type adjustment(s).
ALM-processed transactions where no ALM interchange was applied ('PAN not registered' or
ALM service errors) will show a Base amount only. PDS 0276 Fee Amount and Direction
subfields are shown from the acquirer/receiver view.

NOTE: This field will remain unchanged from the original message when processing a reversal of a
previous message.

PDS 0276 subfields

This PDS may contain 1 to 8 occurrences of fee amounts. Each transaction fee consists of 9
subfields as defined in the following table. Each fee requires 48 positions; the length of this PDS
must be a multiple of 48, with a maximum length of 384 positions.

Number Positions Name Attribute Justification

1 1-3 Rate Type n-3 N/A
2 4-5 Override Hierarchy n-2 N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 758
 Private data subelement definitions
PDS 0276 subfields

Number Positions Name Attribute Justification

3 6 EDP Indicator a-1 N/A
4 7-24 Variable Fee n-18 N/A
Amount
5 25-26 Variable Fee an-2 N/A
Direction
6 27-44 Fixed Fee Amount n-18 N/A
7 45-46 Fixed Fee Direction an-2 N/A
8 47 Min/Max Limit a-1 N/A
Indicator
9 48 Tiered Amount a-1 N/A
Indicator

All subfields are present for each fee occurrence. The values to be used for each fee subfield are
described in the following text.

Subfield 1: Rate Type

The rate type value. Customer processing systems must be able to accommodate new fee types
that may be added at any time.
Valid values:
• 001 = Interchange Fee
• PDS 0275 subfield 4: ALM Rate Type
• IPM MPE Table IP0053T1: Rate Type subfield values

Subfield 2: Override Hierarchy

Valid values:
• If Rate Type = 001 and Override Hierarchy = 00 amount occurrence represents Base amount;
• If Rate Type = 001 and Override Hierarchy = 01-11 amount occurrence represents Override
replacement amount

NOTE: Refer to the Fee Assignment section of the GCMS Reference Manual, Chapter 11 Business
Service for the list of Override criteria descriptions and the hierarchical order of selection.

Subfield 3: EDP Indicator (Extended Decimal Precision)

Valid values:
• If EDP Ind = N (default), PDS 0276 Variable and Fixed Fee Amount subfields will be right-
justified and populated based on decimal precision in PDS 0148;
• If EDP Ind = Y, PDS 0147 is present, and decimal precision Variable and Fixed Fee Amount
subfields will be 6 for all PDS 0276 occurrences

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 759
 Private data subelement definitions
PDS 0280 (Source File ID)

Subfield 4: Variable Fee Amount

Refer to Amount Values above.

Subfield 5: Variable Fee Direction

The direction in which the interchange rate is applied for the Variable Fee Amount.
Valid values:
• CR = amount receiver credit
• DR = amount receiver debit

Subfield 6: Fixed Fee Amount

Refer to Amount Values above.

Subfield 7: Fixed Fee Direction

The direction in which the interchange unit fee is applied for the Fixed Fee Amount.
Valid values:
• CR = amount receiver credit
• DR = amount receiver debit

Subfield 8: Min/Max Limit Indicator

Valid values:
• Min/Max Limit Ind = N is default value;
• If Min/Max Limit Ind = Y, the Min or Max fee amount was applied, and the Variable and Fixed
Fee Amounts will match either the Min or the Max Limit Amount setup in the IPM MPE Table
IP0053T1

Subfield 9: Tiered Amount Indicator

Valid values:
• Tiered Amount Ind = N is default value;
• If Tiered Amount Ind = Y, tiered amount ranges IPM(MPE Table IP0053T1 Transaction
Amount Range Low value > 0) is used to select the Variable Fee Amount rate

PDS 0280 (Source File ID)

PDS 0280 (Source File ID) provides the file ID of a referenced data file.

Attributes

Data Representation: n-25; TAGLLL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 760
 Private data subelement definitions
PDS 0280 subfields

Tag Field: 0280

Length Field: 3 positions, value = 025
Data Field: Fixed length, 25 positions
Subfields: 4
Justification: See “Subfields”

Usage
This table shows the usage of PDS 0280 (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Message Exception/1644 and File Reject/1644 • X C

This PDS identifies in File Reject/1644 and Message Exception/1644 messages the file that
contains errors.
This PDS is comprised of four subfields to indicate the file type, the file processing date, the ID
of the customer or processor associated with the file, and a file sequence number to identify the
file uniquely. The combination of these four subfields together forms a value that uniquely
identifies all files to or from a customer processing facility.

PDS 0280 subfields

This PDS consists of four subfields

PDS 0280 subfields

Number Positions Name Attribute Justification

1 1–3 File Type n-3 N/A
2 4–9 File Reference Date n-6 N/A
3 10–20 Processor ID n-11 right
4 21–25 File Sequence Number n-5 right

Refer to PDS 0105 (File ID) for descriptions of these subfields.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 761
 Private data subelement definitions
PDS 0300 (Reconciled, File)

PDS 0300 (Reconciled, File)

PDS 0300 (Reconciled, File) identifies in Reconciliation messages the logical file to which the
reconciliation totals pertain.

Attributes

Data Representation: n-25; TAGLLL

Tag Field: 0300
Length Field: 3 positions, value = 025
Data Field: Fixed length, 25 positions
Subfields: 4
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Currency Summary/1644 • X M
Financial Position Detail/1644 • X C
Settlement Position Detail/1644 • X M

In reconciliation messages, this PDS contains PDS 0105 (File ID) of the offline clearing logical
file to which the reconciliation totals apply.
Multiple logical files may be present in a physical clearing transmission. In reconciliation
messages, PDS 0298 (Reconciled, Transmission) presents and identifies reconciliation totals at
the physical transmission level.

PDS 0300 subfields

This PDS contains four subfields.
For customers requesting the early reconciliation file, this category is always provided.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 762
 Private data subelement definitions
PDS 0301 (File Amount, Checksum)

PDS 0300 subfields

Number Positions Name Attribute Justification

1 1–3 File Type n-3 N/A
2 4–9 File Reference Date n-6 N/A
3 10–20 Processor ID n-11 right
4 21–25 File Sequence Number n-5 right
For acknowledgments, this field
contains the value assigned by
the sending customer.
For notifications, these
Mastercard® formats apply:
• Clearing Cycle (positions 21–
22)
• Delivery Cycle (position 23,
values 1–6), and
• Sequence Number (positions
24–25).

Refer to PDS 0105 (File ID) for descriptions of these subfields.

PDS 0301 (File Amount, Checksum)

PDS 0301 (File Amount, Checksum) provides a preliminary quick check for the file recipient to
indicate or to determine that it received all messages in a file.

Attributes

Data Representation: n-16; TAGLLL

Tag Field: 0301
Length Field: 3 positions, value = 016
Data Field: Fixed length, 16 positions
Subfields: None
Justification: Right

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 763
 Private data subelement definitions
PDS 0302 (Reconciled, Member Activity)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Trailer (Customer-generated)/1644 M • •
File Trailer (Clearing System-generated)/1644 • X C

This PDS contains the sum amount of all amounts from each occurrence of DE 4 (Amount,
Transaction) in a logical file.
This sum is a hash total only, and ignores the currency code and currency exponent associated
with DE 4 in all cases.
This hash total includes only data from DE 4 when present in a message. This PDS is not present
in early Reconciliation messages. It does not include any fee amounts.
Originators may provide all zeros in this field. If PDS 0301 contains a value other than all zeros,
the clearing system validates PDS 0301 against the sum of all amounts in each occurrence of
DE 4 within the logical file. The entire logical file rejects if the values do not match.

Values
This PDS has no financial value.
The checksum amount is always initialized to zero before processing messages. If no messages
in the file contain DE 4, the checksum amount remains all zeros.

PDS 0302 (Reconciled, Member Activity)

PDS 0302 (Reconciled, Member Activity) indicates in reconciliation messages whether the
related reconciliation totals represent acquiring activity, issuing activity, or fee collection activity.

Attributes

Data Representation: a-1; TAGLLL

Tag Field: 0302
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None

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 Private data subelement definitions
PDS 0306 (File Message Counts)

Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X C
Settlement Position Detail/1644 • X C

This PDS indicates in reconciliation messages whether the related reconciliation totals represent
acquiring activity, issuing activity, or fee collection activity. Refer to Reconciliation messages for
additional information about classifying activity into one of these categories.
For Settlement Position Detail/1644 messages, PDS 0302 is provided automatically if the
customer selects the acquirer BIN or issuer account range settlement reconciliation categories.

Values
The data values are listed in this table.

Values

Value Description
A Acquiring activity
I Issuing activity
F Fee collection activity

PDS 0306 (File Message Counts)

PDS 0306 (File Message Counts) provides a preliminary quick check for the file recipient to
indicate that all records in a file have been received.
PDS 0306 contains the total number of messages in the file.

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 Private data subelement definitions
PDS 0358 (Reconciled, Business Activity)

Attributes

Data Representation: n-8; TAGLLL

Tag Field: 0306
Length Field: 3 positions, value = 008
Data Field: Fixed length, 8 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Trailer (Customer-generated)/1644 M • •
File Trailer (Clearing System-generated)/1644 • X M

This PDS contains the total count of messages occurring in a logical file, including the File
Header (Customer-generated or Clearing System-generated)/1644 and File Trailer (Customer-
generated or Clearing System-generated)/1644. This PDS is provided in File Trailer (Customer-
generated)/1644 and File Trailer (Clearing System-generated)/1644 messages.
Originators may provide all zeros in this field. If PDS 0306 contains a value other than all zeros,
the clearing system validates PDS 0306 against the total of all messages in the logical file,
including the File Header/1644 and File Trailer/1644. The entire logical file rejects if the counts
do not match.

PDS 0358 (Reconciled, Business Activity)

PDS 0358 (Reconciled, Business Activity) identifies in reconciliation messages the business
activity to which the reconciliation totals pertain.

Attributes

Data Representation: ans…31; TAGLLLVAR

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 Private data subelement definitions
PDS 0358 subfields

Tag Field: 0358

Length Field: 3 positions, value = 003–031
Data Field: Variable length, 003–031 positions
Subfields: 15
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X C

This PDS reflects in Reconciliation messages, the PDS 0158 (Business Activity) to which the
related reconciliation totals apply.

PDS 0358 subfields

This PDS consists of 15 subfields.

PDS 0358 subfields

Number Positions Name Attribute Justification

1 1–3 Card Program Identifier ans-3 N/A
2 4 Business Service Arrangement ans-1 N/A
Type Code
3 5–10 Business Service ID Code ans-6 N/A
4 11–12 Interchange Rate Designator ans-2 N/A
5 13–18 Business Date (YYMMDD) n-6 N/A
6 19–20 Business Cycle n-2 N/A
7 21 Acceptor Classification Override ans-1 N/A
Indicator
8 22 Product Class Override Indicator ans-3 N/A
9 25 Corporate Incentive Rates Apply ans-1 N/A
Indicator

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 Private data subelement definitions
PDS 0359 (Reconciled, Settlement Activity)

Number Positions Name Attribute Justification

10 26 Special Conditions Indicator ans-1 N/A
11 27 Mastercard Assigned ID Override ans-1 N/A
Indicator
12 28 Account Level Management ans-1 N/A
Account Category Code
13 29 Rate Indicator ans-1 N/A
14 30 Masterpass Incentive Indicator an...1 N/A
15 31 Digital Wallet Interchange an...1 N/A
Override Indicator

Refer to PDS 0158 (Business Activity) for descriptions of these subfields.

PDS 0359 (Reconciled, Settlement Activity)

PDS 0359 (Reconciled, Settlement Activity) identifies in reconciliation messages the settlement
activity to which the reconciliation totals pertain.

Attributes

Data Representation: ans….67; TAGLLLVAR

Tag Field: 0359
Length Field: 3 positions, value = 001–067
Data Field: Variable length, 1–67 positions
Subfields: 9
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Settlement Position Detail/1644 • X C

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 Private data subelement definitions
PDS 0359 subfields

In reconciliation messages, this PDS reflects the settlement activity (PDS 0159 [Settlement
Data 1]) to which the related reconciliation totals apply.

PDS 0359 subfields

This PDS consists of nine subfields.

PDS 0359 subfields

Number Positions Name Attribute Justification

1 1–11 Settlement Service Transfer ans-11 left
Agent ID Code
2 12–39 Settlement Service Transfer ans-28 left
Agent Account
3 40 Settlement Service Level Code n-1 right
4 41–50 Settlement Service ID Code ans-10 left
5 51 Settlement Foreign Exchange an-1 N/A
Rate Class Code
6 52–57 Reconciliation Date n-6; YYMMDD N/A
7 58–59 Reconciliation Cycle n-2 N/A
8 60–65 Settlement Date n-6; YYMMDD N/A
9 66–67 Settlement Cycle n-2 N/A

Refer to PDS 0159 (Settlement Data) for descriptions of these subfields.

PDS 0360 (Reconciled, Transaction Sequence Identifier)

New PDS 0360 (Reconciled, Transaction Sequence Identifier) identifies the ordering sequence
number pertaining to reconciliation totals.

Attributes

Data Representation: n-10; TAGLLL

Tag Field: 0360
Length Field: 3 positions, value = 010
Data Field: Fixed length, 10 positions
Subfields 2 subfields

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 Private data subelement definitions
PDS 0360 subfields

Justification See "Subfields"

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages
Financial Position . X C
Detail/1644
Settlement Position . X C
Detail/1644
File Currency Summary/ . X C
1644

PDS 0360 subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1—5 Current Sequence n-5 Right
Number
2 6—10 Total Number of n-5 Right
Message Splits

NOTE: New PDS 0360 will be present only if a split amount is required.

New PDS 0360 indicates that there has been a split in the reconciliation total reported in
reconciliation messages. The subfields indicate the sequence and the total number of message
splits.
For example, assume that GCMS calculates a reconciliation amount of 19,999,999,999,999,999
(17 digits).
The current GCMS functionality will truncate (drop) the leftmost digit when placing this amount
into PDS 0396 (Amount, Net Total in Reconciliation Currency). The resulting amount of
9,999,999,999,999,999 (16 digits) will present in a single 1644-685 message.
Continuing with the example above, the new GCMS functionality will split that single
reconciliation amount into multiple amounts (in this case, specifically three amounts) and

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 Private data subelement definitions
PDS 0367 (Reconciled, Card Program Identifier)

include each amount in three separate 1644-685 reconciliation messages. The sum total of
those three amounts will equal the total reconciliation amount.
Additionally, to simplify customer reconciliation processing, GCMS will insert new PDS 0360 into
each of those reconciliation messages to provide the sequence number of each related message
and the total number of messages pertaining to given split amount, as follows:
1. PDS 0360 subfield 1 = 00001, PDS 0360 subfield 2 = 00003 and PDS 0396 =
9999999999999999 (16 positions)
2. PDS 0360 subfield 1 = 00002, PDS 0360 subfield 2 = 00003 and PDS 0396 =
9999999999999999 (16 positions)
3. PDS 0360 subfield 1 = 00003, PDS 0360 subfield 2 = 00003 and PDS 0396 =
0000000000000001 (16 positions)
The total reconciliation amount can then be calculated as: 9,999,999,999,999,999 +
9,999,999,999,999,999 + 0000000000000001 = 19,999,999,999,999,999
All of the related 1644-685 messages for a given split will always be sent in the proper order
and always sent together sequentially. Mastercard will never intermix 1644-685 messages from
unrelated splits, nor will Mastercard ever separate the messages belonging to a split with a
single message that is not related to any split whatsoever.

PDS 0367 (Reconciled, Card Program Identifier)

PDS 0367 (Reconciled, Card Program Identifier) in reconciliation messages provides the specific
reconciliation totals by card program identifier.

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0367
Length Field: 3 positions, value = 003
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0368 (Reconciled, Transaction Function Group Code)

Usage

Message Type Identifier Org Sys Dst

Settlement Position Detail/1644 • X C

Values
Refer to PDS 0158, Subfield 1 (Card Program Identifier) for a list of valid values.

PDS 0368 (Reconciled, Transaction Function Group Code)

PDS 0368 (Reconciled, Transaction Function Group Code) in reconciliation messages provides
the specific transaction function group that pertains to the reconciliation totals.

Attributes

Data Representation: ans-2; TAGLLL

Tag Field: 0368
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Settlement Position Detail/1644 • X C

In reconciliation messages, this PDS reflects the specific transaction function group code to
which the related reconciliation totals apply. Transaction function group code refers to a
combination of MTI and DE 24 (Function Code) that provides a method of uniquely identifying
financial transaction categories.

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 Private data subelement definitions
PDS 0369 (Reconciled, Acquirer’s BIN)

Values
This table lists the transaction functions that are supported in each transaction function group
code.

Values

Transaction
Transaction Function Group Function Group IPM DE 24 Function (includes both
Description and MTI Code originals and reversals)
First Presentment/1240 FP 200
Second Presentment/1240 SP 205 Full and 282 Partial
First Chargeback/1442 FC 450 Full and 453 Partial
Arbitration Chargeback/1442 AC 451 Full and 454 Partial
Fee Collections/1740 FE 700, 780, 781, 782, and 783

PDS 0369 (Reconciled, Acquirer’s BIN)

PDS 0369 (Reconciled, Acquirer’s BIN) in reconciliation messages provides the specific acquirer’s
BIN that pertains to the reconciliation totals.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0369
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0370 (Reconciled, Account Range)

Usage

Message Type Identifier Org Sys Dst

Settlement Position Detail/1644 • X C

In reconciliation messages, this PDS reflects the specific customer BIN (obtained from DE 31
[Acquirer’s Reference Data], positions 2–7) that apply to the related reconciliation totals.
Customers selecting this reconciliation category will receive totals only for their own acquiring
BINs that have been established at Mastercard.
If the Reconciled, Acquirer’s BIN reconciliation category is selected, the Reconciled, Member
Activity reconciliation category will be automatically provided to ensure that the customer
receives totals by acquiring BIN, issuing activity, and fee collection activity to provide complete
reconciliation information.

Values
PDS 0369 contains the acquirer’s BIN from DE 31, positions 2–7.

PDS 0370 (Reconciled, Account Range)

PDS 0370 (Reconciled, Account Range) identifies in reconciliation messages the specific
customer issuing account range to which the reconciliation totals pertain.

Attributes

Data Representation: n…38; TAGLLLVAR

Tag Field: 0370
Length Field: 3 positions, value = 019–038
Data Field: Variable length, 19–38 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0370 subfields

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X C
Settlement Position Detail/1644 • X C

This PDS reflects in reconciliation messages, the specific customer account range (obtained
from the account range portion of DE 2 [Primary Account Number {PAN}]) to which the related
reconciliation totals apply. Customers selecting this reconciliation category receive totals only
for their own issuing account ranges that have been established at Mastercard®.
If the Reconciled, Account Range reconciliation category is selected as a clearing reconciliation
category, GCMS automatically will accumulate totals for the Reconciled, Member Activity
category . This ensures that the customer also receives totals for their acquiring activity and fee
collection activity to provide complete reconciliation information.

PDS 0370 subfields

This PDS consists of two subfields.

PDS 0370 subfields

Number Positions Name Attribute Justification

1 1–19 Beginning Account Range ID n-19 N/A
2 20–38 Ending Account Range ID n-19 N/A

Account ranges are profiled for each issuer customer ID.

PDS 0372 (Reconciled, Transaction Function)

PDS 0372 (Reconciled, Transaction Function) identifies in reconciliation messages the
transaction function to which the reconciliation totals pertain.

Attributes

Data Representation: n-7; TAGLLL

Tag Field: 0372
Length Field: 3 positions, value = 007
Data Field: Fixed length, 7 positions

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 Private data subelement definitions
PDS 0372 subfields

Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X C

This PDS reflects in reconciliation messages, the transaction function to which the related
reconciliation totals apply. A transaction function consists of MTI and DE 24 (Function Code).

Values
Refer to DE 24 (Function Code) for a list of valid transaction function codes.

PDS 0372 subfields

This PDS consists of two subfields.

PDS 0372 subfields

Number Positions Name Attribute Justification

1 1–4 Message Type Identifier n-4 right
2 5–7 Function Code n-3 right

PDS 0374 (Reconciled, Processing Code)

PDS 0374 (Reconciled, Processing Code) identifies in reconciliation messages the processing
code, or transaction type, to which the reconciliation totals pertain.

Attributes

Data Representation: n-2; TAGLLL

Tag Field: 0374

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 Private data subelement definitions
PDS 0375 (Member Reconciliation Indicator 1)

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X C

This PDS reflects in reconciliation messages, subfield 1 (Cardholder Transaction Type), of DE 3

(Processing Code) to which the related reconciliation totals apply.

Values
Refer to DE 3 (Processing Code), subfield 1, for a list of values.

PDS 0375 (Member Reconciliation Indicator 1)

PDS 0375 (Member Reconciliation Indicator 1) contains a proprietary value a transaction
originator defines that may be assigned to its outgoing financial messages.

Attributes

Data Representation: ans…50; TAGLLLVAR

Tag Field: 0375
Length Field: 3 positions, value = 001–050
Data Field: Variable length, 1–50 positions
Subfields: None
Justification: Left

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 Private data subelement definitions
PDS 0375 (Member Reconciliation Indicator 1)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • •
First Chargeback/1442 and Arbitration Chargeback/1442 O • •
Second Presentment/1240 O • •
Financial Position Detail/1644 • X C
Retrieval Request/1644 O • •
Retrieval Request Acknowledgment/1644 O • •
Fee Collection (Retrieval Fee Billing)/1740 O • •
Fee Collection (Handling Fees)/1740 O • •
Fee Collection (Other than Retrieval Fee Billing/Handling O • •
Fees)/1740

Customers can assign a proprietary value to PDS 0375 and include it in any financial message. If
an originating customer provides PDS 0375 in financial messages and chooses to receive
Reconciliation messages at this level, the clearing system provides reconciliation totals based on
the unique values present. For Business Service Arrangements that qualify for the Extended
Precision Decimal Service, acquirers are allowed to submit PDS 0375, however, it will have the
value Undefined applied to it. This ensures that the acknowledgment reconciliation provided
represents all of the accepted financial activity to the customer for that file.
For any First Presentment/1240, Retrieval Request/1644, Retrieval Request Acknowledgment/
1644, or Fee Collection/1740 Messages that do not contain PDS 0375, the clearing system will
create an acknowledgment message with a Member Reconciliation indicator 1 value of
Undefined. This will ensure that the Acknowledgment reconciliation provided represents 100
percent of the accepted financial activity of the customer for that file. The value in PDS 0300
(Reconciled, File) will also be Undefined.
For example, an acquirer that wants to receive reconciliation totals for a specific acceptor chain
could populate this PDS with the chain descriptor. Then the clearing system would accumulate
totals based on this value in addition to the other reconciliation options the acquirer selects.
This PDS is available only for Acknowledgment Reconciliation messages.

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 Private data subelement definitions
PDS 0378 (Original/Reversal Totals Indicator)

Values
The transaction originator assigns PDS 0375 values. If present, PDS 0375 must be left-justified
and cannot contain all spaces, all zeros, all low values, or all high values.

PDS 0378 (Original/Reversal Totals Indicator)

PDS 0378 (Original/Reversal Totals Indicator) indicates in reconciliation messages whether the
related reconciliation totals represent original transactions or reversal transactions.

Attributes

Data Representation: a-1; TAGLLL

Tag Field: 0378
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X C

This PDS indicates in reconciliation messages whether the related reconciliation totals represent
original activity or reversal activity. Amounts are accumulated as original activity if PDS 0025
(Reversal Indicator) is not present in the message or if the transaction is a re-submission
(subfield 1 of PDS 0025 contains a space and subfield 2 contains a date). Amounts are
accumulated as reversal activity if PDS 0025 is present in the message and subfield 1 contains
an R.

Values
This table shows the values that may be provided in this PDS.

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 Private data subelement definitions
PDS 0380 (Debits, Transaction Amount In Transaction Currency)

Values

Value Description
O Original message amounts
R Reversal message amounts

PDS 0380 (Debits, Transaction Amount In Transaction Currency)

PDS 0380 (Debits, Transaction Amount in Transaction Currency) provides in reconciliation
messages the total of transaction amounts that have a debit impact on processing. The total is
in the transaction currency.

Attributes

Data Representation: an-17; TAGLLL

Tag Field: 0380
Length Field: 3 positions, value = 017
Data Field: Fixed length, 17 position
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Currency Summary/1644 • X M
Financial Position Detail/1644 • X C

This PDS provides, in reconciliation messages, totals in the transaction currency of transaction
amounts with a debit impact to processing. The clearing system accumulates DE 4 (Amount,
Transaction) values for each message in which DE 3 (Processing Code) indicates a debit impact

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 Private data subelement definitions
PDS 0380 subfields

on processing to the appropriate customer. Refer to Reconciliation messages for additional

information on classifying activity as debit impact versus credit impact.

Values
This PDS may contain zeros if the processed file contained only non-financial messages and the
value of DE 25 (Message Reason Code) = 6861 (Acknowledgment).

PDS 0380 subfields

This PDS consists of two subfields.

PDS 0380 subfields

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; constant, N/A
D
2 2–17 Amount, Transaction n-16 right

PDS 0381 (Credits, Transaction Amount in Transaction Currency)

PDS 0381 (Credits, Transaction Amount in Transaction Currency) provides in reconciliation
messages the total of transaction amounts that have a credit impact on processing. The total is
in the transaction currency.

Attributes

Data Representation: an-17; TAGLLL

Tag Field: 0381
Length Field: 3 positions, value = 017
Data Field: Fixed length, 17 position
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0381 subfields

Usage

Message Type Identifier Org Sys Dst

File Currency Summary/1644 • X M
Financial Position Detail/1644 • X C

This PDS provides, in reconciliation messages, totals in the transaction currency of transaction
amounts with a credit impact to processing. The clearing system accumulates DE 4 (Amount,
Transaction) values for each message in which DE 3 (Processing Code) indicates a credit impact
on processing to the appropriate customer. Refer to Reconciliation messages for additional
information on classifying activity as debit impact versus credit impact.

Values
This PDS may contain zeros if the processed file contained only non-financial messages and DE
25 (Message Reason Code) = 6861 (Acknowledgment).

PDS 0381 subfields

This PDS consists of two subfields.

PDS 0381 subfields

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; constant-C N/A
2 2–17 Amount, Transaction n-16 right

PDS 0384 (Amount, Net Transaction in Transaction Currency)

PDS 0384 (Amount, Net Transaction in Transaction Currency) provides in reconciliation
messages the net total of transaction amounts that have a debit impact on processing and
those that have a credit impact on processing. The net total is in the transaction currency.

Attributes

Data Representation: an-17; TAGLLL

Tag Field: 0384
Length Field: 3 positions, value = 017

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 Private data subelement definitions
PDS 0384 subfields

Data Field: Fixed length, 17 positions

Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Currency Summary/1644 • X M
Financial Position Detail/1644 • X C

This PDS provides, in reconciliation messages, net totals in the transaction currency of
transaction amounts with a debit impact to settlement and those with a credit impact to
settlement.
If the amount in PDS 0380 (Debits, Transaction Amount in Transaction Currency) is greater
than the amount in PDS 0381 (Credits, Transaction Amount in Transaction Currency), the
clearing system inserts a D in subfield 1 of PDS 0384 and inserts the excess amount in subfield
2 of PDS 0384.
If the amount in PDS 0381 is greater than the amount in PDS 0380, the clearing system inserts
a C in subfield 1 of PDS 0384 and inserts the excess amount in subfield 2 of PDS 0384.

Values
This PDS may contain zeros if the processed file contained only non-financial messages and DE
25 (Message Reason Code) = 6861 (Acknowledgment).

PDS 0384 subfields

This PDS consists of two subfields.

PDS 0384 subfields

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; value D or N/A
C
2 2–17 Amount, Net n-16 right

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 Private data subelement definitions
PDS 0390 (Debits, Transaction Amount in Reconciliation Currency)

PDS 0390 (Debits, Transaction Amount in Reconciliation Currency)

PDS 0390 (Debits, Transaction Amount in Reconciliation Currency) provides in reconciliation
messages the total of transaction amounts that have a debit impact on processing. The total is
in the message receiver’s reconciliation currency.

Attributes

Data Representation: an-17; TAGLLL

Tag Field: 0390
Length Field: 3 positions, value = 017
Data Field: Fixed length, 17 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M

This PDS provides, in Reconciliation/1644 messages, totals in the reconciliation currency of

transaction amounts with a debit impact to processing. The clearing system accumulates DE 5
(Amount, Reconciliation) for each message in which DE 3 (Processing Code) indicates a debit
impact on processing to the appropriate customer. Refer to Reconciliation messages for
additional information on classifying activity as debit impact versus credit impact.
The Financial Position Detail/1644 and the Settlement Position Detail/1644 messages all
contain totals in the receiving customer’s reconciliation currency.

Values
This PDS may contain zeros in the acknowledgment reconciliation messages if the processed file
contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgment).

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 784
 Private data subelement definitions
PDS 0390 subfields

This element contains the sum of DE 5 by currency identified in DE 50 (Currency Code,

Reconciliation) and other reconciliation options in effect. Reconciliation messages that reflect
totals for bilateral and collection only activity will contain zeros in this PDS.

PDS 0390 subfields

This PDS consists of two subfields

PDS 0390 subfields

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; value D N/A
2 2–17 Amount, Transaction n-16 right

PDS 0391 (Credits, Transaction Amount in Reconciliation Currency)

PDS 0391 (Credits, Transaction Amount in Reconciliation Currency) provides in reconciliation
messages the total of transaction amounts that have a credit impact on processing. The total is
in the reconciliation currency.

Attributes

Data Representation: an-17; TAGLLL

Tag Field: 0391
Length Field: 3 positions, value = 017
Data Field: Fixed length, 17 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X M

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 785
 Private data subelement definitions
PDS 0391 subfields

Message Type Identifier Org Sys Dst

Settlement Position Detail/1644 • X M

This PDS provides, in Reconciliation/1644 messages, totals in the reconciliation currency of

transaction amounts with a credit impact to processing. The clearing system accumulates DE 5
(Amount, Reconciliation) for each message in which DE 3 (Processing Code) indicates a credit
impact on processing to the appropriate customer. Refer to Reconciliation messages for
additional information on classifying activity as debit impact versus credit impact.
The Financial Position Detail/1644 and the Settlement Position Detail/1644 messages both
contain totals in the receiving customer’s reconciliation currency.

Values
This PDS may contain zeros in the acknowledgment reconciliation messages if the processed file
contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgment).
This element contains the sum of DE 5 by currency identified in DE 50 (Currency code,
Reconciliation) and other reconciliation options in effect. Reconciliation messages that reflect
totals for bilateral and collection only activity will contain zeros in this PDS.

PDS 0391 subfields

This PDS consists of two subfields.

PDS 0391 subfields

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; constant-C N/A
2 2–17 Amount, Transaction n-16 right

PDS 0392 (Debits, Fee Amounts in Reconciliation Currency)

PDS 0392 (Debits, Fee Amounts in Reconciliation Currency) provides in reconciliation messages
the total of fee amounts that have a debit impact on processing. The total is in the
reconciliation currency.

Attributes

Data Representation: an…216; TAGLLLVAR

Tag Field: 0392

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 786
 Private data subelement definitions
PDS 0392 (Debits, Fee Amounts in Reconciliation Currency)

Length Field: 3 positions, value = 018–216 in increments of 18

Data Field: Variable length, 18–216 positions
Subfields: 3
Occurrences: 1–12
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M

This PDS provides, in Reconciliation/1644 messages, totals in the reconciliation currency of fee
amounts with a debit impact to processing. The clearing system accumulates all occurrences of
subfield 7, Amount, Fee, Reconciliation, of PDS 0146 (Amounts, Transaction Fee) for each
message in which subfield 2, Fee Processing Code, of PDS 0146 indicates a debit impact on
processing to the appropriate customer. Refer to Reconciliation messages for additional
information on classifying activity as debit impact versus credit impact.
The Financial Position Detail/1644 and the Settlement Position Detail/1644 messages both will
contain totals in the receiving customer’s reconciliation currency.

Values
This PDS may contain zeros in the acknowledgment reconciliation messages if the processed file
contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgment).
This element contains the sum of PDS 0146 by currency identified in DE 50 (Currency Code,
Reconciliation) and other reconciliation options in effect. Reconciliation messages that reflect
totals for bilateral and collection only activity will contain zeros in this PDS.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 787
 Private data subelement definitions
PDS 0392 subfields

PDS 0392 subfields

This PDS consists of three subfields.

PDS 0392 subfields

Number Positions Name Attribute Justification

1 1–2 Fee Type Code n-2 N/A
2 3 Debit/Credit Indicator a-1; constant-D N/A
3 4–18 Amount, Fee n-15 N/A

PDS 0393 (Credits, Fee Amounts in Reconciliation Currency)

PDS 0393 (Credits, Fee Amounts in Reconciliation Currency) provides in reconciliation messages
the total of fee amounts that have a credit impact on processing. The total is in the
reconciliation currency.

Attributes

Data Representation: an…216; TAGLLLVAR

Tag Field: 0393
Length Field: 3 positions, value = 018–216 in increments of 18
Data Field: Variable length, 18–216 positions
Subfields: 3
Occurrences: 1–12
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X M

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 788
 Private data subelement definitions
PDS 0393 subfields

Message Type Identifier Org Sys Dst

Settlement Position Detail/1644 • X M

This PDS provides, in Reconciliation/1644 messages, totals in the reconciliation currency of fee
amounts with a credit impact to processing. The clearing system accumulates all occurrences of
subfield 7, Amount, Fee, Reconciliation, of PDS 0146 (Amounts, Transaction Fee) for each
message in which subfield 2, Fee Processing Code, of PDS 0146 indicates a credit impact on
processing to the appropriate customer. Refer to Reconciliation messages for additional
information on classifying activity as debit impact versus credit impact.
The Financial Position Detail/1644 message and Settlement Position Detail/1644 message will
contain totals in the receiving customer’s reconciliation currency.

Values
This PDS may contain zeros in the Acknowledgment Reconciliation messages if the processed
file contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgment).
This element contains the sum of PDS 0146 by currency identified in DE 50 (Currency Code,
Reconciliation) and other reconciliation options in effect. Reconciliation messages that reflect
totals for bilateral and collection only activity will contain zeros in this PDS.

PDS 0393 subfields

This PDS consists of three subfields.

PDS 0393 subfields

Number Positions Name Attribute Justification

1 1–2 Fee Type Code n-2 N/A
2 3 Debit/Credit Indicator a-1; constant-C N/A
3 4–18 Amount, Fee n-15 N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 789
 Private data subelement definitions
PDS 0394 (Amount, Net Transaction in Reconciliation Currency)

PDS 0394 (Amount, Net Transaction in Reconciliation Currency)

PDS 0394 (Amount, Net Transaction in Reconciliation Currency) provides in reconciliation
messages the net total of the transaction amounts that have a debit impact on processing and
those that have a credit impact on processing. The net total is in the reconciliation currency.

Attributes

Data Representation: an-17; TAGLLL

Tag Field: 0394
Length Field: 3 positions, value = 017
Data Field: Fixed length, 17 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M

This PDS provides in Reconciliation/1644 messages, net totals in the reconciliation currency of
transaction amounts with a debit impact to processing and those with a credit impact to
processing.
If the amount in PDS 0390 (Debits, Transaction Amount in Reconciliation Currency) is greater
than the amount in PDS 0391 (Credits, Transaction Amount in Reconciliation Currency), the
clearing system inserts a D in subfield 1 of PDS 0394 and inserts the excess amount in subfield
2 of PDS 0394.
If the amount in PDS 0391 is greater than the amount in PDS 0390, the clearing system inserts
a C in subfield 1 of PDS 0394 and inserts the excess amount in subfield 2 of PDS 0394.
The Financial Position Detail/1644 message and Settlement Position Detail/1644 message will
contain totals in the receiving customer’s reconciliation currency.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 790
 Private data subelement definitions
PDS 0394 subfields

Values
This PDS may contain zeros in the Acknowledgment Reconciliation messages if the processed
file contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgment).
This element contains the sum of DE 5 (Amount, Reconciliation) by currency identified in DE 50
(Currency Code, Reconciliation) and other reconciliation options in effect. Reconciliation
messages that reflect totals for bilateral and collection only activity will contain zeros in this
PDS.

PDS 0394 subfields

This PDS consists of two subfields.

PDS 0394 subfields

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; value D or N/A
C
2 2–17 Amount, Net n-16 right

PDS 0395 (Amount, Net Fee in Reconciliation Currency)

PDS 0395 (Amount, Net Fee in Reconciliation Currency) provides in reconciliation messages the
net total of fee amounts that have a debit impact on processing and those that have a credit
impact on processing. The net total is in the reconciliation currency.

Attributes

Data Representation: an-16; TAGLLL

Tag Field: 0395
Length Field: 3 positions, value = 016
Data Field: Fixed length, 16 positions
Subfields: 2
Justification: See “Subfields”

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 791
 Private data subelement definitions
PDS 0395 subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M

This PDS provides, in Reconciliation/1644 messages, net totals in the reconciliation currency of
fee amounts with a debit impact to processing and those with a credit impact to processing.
If the sum of all amounts in PDS 0392 (Debits, Fee Amounts in Reconciliation Currency) is
greater than the sum of all amounts in PDS 0393 (Credits, Fee Amounts in Reconciliation
Currency), the clearing system inserts a D in subfield 1 of PDS 0395 and inserts the excess
amount in subfield 2 of PDS 0395.
If the sum of all amounts in PDS 0393 is greater than the sum of all amounts in PDS 0392, the
clearing system inserts a C in subfield 1 of PDS 0395 and inserts the excess amount in subfield
2 of PDS 0395.
The Financial Position Detail/1644 message and Settlement Position Detail/1644 message will
contain totals in the receiving customer’s reconciliation currency.

Values
This PDS may contain zeros in the Acknowledgment Reconciliation messages if the processed
file contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgment).
This element contains the sum of PDS 0146 (Amounts, Transaction Fee) by currency identified in
DE 50 (Currency Code, Reconciliation) and other reconciliation options in effect. Reconciliation
messages that reflect totals for bilateral and Collection Only activity will contain zeros in this
PDS.

PDS 0395 subfields

This PDS consists of two subfields.

PDS 0395 subfields

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; value D or N/A
C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 792
 Private data subelement definitions
PDS 0396 (Amount, Net Total in Reconciliation Currency)

Number Positions Name Attribute Justification

2 2–16 Amount, Net Fee n-15 right

PDS 0396 (Amount, Net Total in Reconciliation Currency)

PDS 0396 (Amount, Net Total in Reconciliation Currency) provides in reconciliation messages
the net total of transaction and fee amounts. The net total is in the reconciliation currency.

Attributes

Data Representation: an-17; TAGLLL

Tag Field: 0396
Length Field: 3 positions, value = 017
Data Field: Fixed length, 17 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X M
Settlement Position Detail/1644 • X M

This PDS provides, in Reconciliation/1644 messages, net totals in the reconciliation currency of
transaction amounts and fee amounts. The values used in calculating PDS 0396 are from PDS
0394 (Amount, Net Transaction in Reconciliation Currency) and PDS 0395 (Amount, Net Fee in
Reconciliation Currency).
If subfield 1, Debit/Credit Indicator, of both PDS 0394 and PDS 0395 contains a D, the system
inserts a D in subfield 1 of PDS 0396 and inserts the total of the amount subfields from PDS
0394 and PDS 0395 in subfield 2 of PDS 0396.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 793
 Private data subelement definitions
PDS 0396 subfields

If subfield 1, Debit/Credit Indicator, of both PDS 0394 and PDS 0395 contains a C, the clearing
system inserts a C in subfield 1 of PDS 0396 and inserts the total of the amount subfields from
PDS 0394 and PDS 0395 in subfield 2 of PDS 0396.
If PDS 0394 and PDS 0395 contain two different values in subfield 1, the clearing system
selects the Debit/Credit Indicator associated with the larger of the two amount subfields and
inserts it in subfield 1 of PDS 0396. The clearing system then calculates the difference between
the two amount subfields and inserts the result in subfield 2 of PDS 0396.
The Financial Position Detail/1644 message and Settlement Position Detail/1644 message will
contain totals in the receiving customer’s reconciliation currency.

Values
This PDS may contain zeros in the acknowledgment reconciliation messages if the processed file
contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgment). Reconciliation messages that reflect totals for bilateral and collection only
activity will contain zeros in this PDS.

PDS 0396 subfields

This PDS consists of two subfields.

PDS 0396 subfields

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; value D or N/A
C
2 2–17 Amount, Net Total n-16 right

PDS 0397 (Debits, Extended Precision Amount in Reconciliation

Currency)
PDS 0397 (Debits, Extended Precision Amount in Reconciliation Currency) provides in
reconciliation messages the total of extended precision fee amounts that have a debit impact
on processing. The total is in the reconciliation currency. PDS 0397 is applicable only to
transactions that have EDP applied.

Attributes

Data Representation: ans...252; TAGLLLVAR

Tag Field: 0397

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 794
 Private data subelement definitions
PDS 0397 subfields

Length Field: 3 positions, value = 021–252 in increments of 21

Data Field: Variable length, 21–252 positions
Subfields: 3
Occurrences 1–12
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X C
Settlement Position Detail/1644 • X C

This PDS provides, in reconciliation messages (1644-685, 1644-688), totals in the reconciliation
currency of extended precision amounts with a debit impact to processing. The clearing system
accumulates all occurrences of subfield 7 (Interchange Amount, Fee, Reconciliation) of PDS
0147 (Extended Precision Amount) for each message in which subfield 2 (Fee Processing Code)
of PDS 0147 indicates a debit impact on processing to the appropriate customer. The Financial
Position Detail-1644-685 message and the Settlement Position Detail-1644-688 messages
both contain totals in the receiving customer’s reconciliation currency.

Values
All currency amounts are expressed to 6 decimals without a decimal separator in accordance
with ISO standards for currency notation. For example, an interchange fee amount of
USD .000123 is expressed as 000000000000000123.

PDS 0397 subfields

This PDS consists of three subfields.

PDS 0397 subfields

Number Positions Name Attribute Justification

1 1-2 Fee Type Code n-2 N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 795
 Private data subelement definitions
PDS 0398 (Credits, Extended Precision Amount in Reconciliation Currency)

Number Positions Name Attribute Justification

2 3 Debit/Credit Indicator a-1; constant, N/A
D
3 4-21 Amount, Fee n-18 N/A

PDS 0398 (Credits, Extended Precision Amount in Reconciliation

Currency)
PDS 0398 (Credits, Extended Precision Amount in Reconciliation Currency) provides in
reconciliation messages the total of extended precision fee amounts that have a credit impact
on processing. The total is in the reconciliation currency. PDS 0398 is applicable only to
transactions that have EDP applied.

Attributes

Data Representation: an…252; TAGLLLVAR

Tag Field: 0398
Length Field: 3 positions, value = 021–252 in increments of 21
Data Field: Variable length, 21–252 positions
Subfields: 3
Occurrences 1–12
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X C
Settlement Position Detail/1644 • X C

This PDS provides, in reconciliation messages (1644-685, 1644-688), totals in the reconciliation
currency of extended precision amounts with a credit impact to processing. The clearing

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 796
 Private data subelement definitions
PDS 0398 subfields

platform accumulates all occurrences of subfield 7, Interchange Amount, Fee, Reconciliation, of

PDS 0147 (Extended Precision Amount) for each message in which subfield 2, Fee Processing
Code, of PDS 0147 indicates a credit impact on processing to the appropriate customer.
The Financial Position Detail-1644-685 message and the Settlement Position Detail-1644-688
messages both will contain totals in the receiving customer’s reconciliation currency.

Values
All currency amounts are expressed to six decimals without a decimal separator in accordance
with ISO standards for currency notation. For example, an interchange fee amount of
USD .000123 is expressed as 000000000000000123.

PDS 0398 subfields

This PDS consists of three subfields.

PDS 0398 subfields

Number Positions Name Attribute Justification

1 1-2 Fee Type Code n-2 N/A
2 3 Debit/Credit Indicator a-1; constant-C N/A
3 4-21 Amount, Fee n-18 N/A

PDS 0399 (Amount, Net Extended Precision in Reconciliation

Currency)
PDS 0399 provides in reconciliation messages the net total of extended precision fee amounts
that have a debit impact on processing and those that have a credit impact on processing.
The net total is in the reconciliation currency. PDS 0399 is applicable only to transactions that
have EDP applied.

Attributes

Data Representation: an-19; TAGLLL

Tag Field: 0399
Length Field: 3 positions, value = 019
Data Field: Fixed length, 19 positions
Subfields: 2

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 797
 Private data subelement definitions
PDS 0399 subfields

Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X C
Settlement Position Detail/1644 • X C

This PDS provides, in reconciliation messages (1644-685, 1644-688), net totals in the
reconciliation currency of Extended Precision amounts with a debit impact to processing and
those with a credit impact to processing. If the sum of all amounts in PDS 0397 (Debits,
Extended Precision Amounts in Reconciliation Currency) is greater than the sum of all amounts
in PDS 0398 (Credits, Extended Precision Amounts in Reconciliation Currency), the GCMS
inserts a D in PDS 0399, subfield 1 and inserts the excess amount in PDS 0399, subfield 2. If the
sum of all amounts in PDS 0397 is greater than the sum of all amounts in PDS 0398, the GCMS
inserts a C in subfield 1 of PDS 0399 and inserts the excess amount in PDS 0399, subfield 2. The
Financial Position Detail/1644 message and Settlement Position Detail/1644 message will
contain totals in the receiving customer’s reconciliation currency.

Values
All currency amounts are expressed to six decimals without a decimal separator in accordance
with ISO standards for currency notation. For example, an interchange fee amount of
USD .000123 is expressed as 000000000000000123.

PDS 0399 subfields

This PDS consists of two subfields.

PDS 0399 subfields

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; value D or N/A
C
2 2-19 Amount, Net Fee n-18 right

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 798
 Private data subelement definitions
PDS 0400 (Debits, Transaction Number)

PDS 0400 (Debits, Transaction Number)

PDS 0400 (Debits, Transaction Number) provides in reconciliation messages the number of
transactions whose transaction amounts have a debit impact on processing.

Attributes

Data Representation: n-10; TAGLLL

Tag Field: 0400
Length Field: 3 positions, value = 010
Data Field: Fixed length, 10 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Currency Summary/1644 • X M
Financial Position Detail/1644 • X M

This PDS provides in Reconciliation/1644 messages the total number of transactions whose
transaction amounts have a debit impact to processing. The clearing system accumulates the
number of messages for which DE 3 (Processing Code) indicates a debit impact on processing
to the appropriate customer. Refer to Reconciliation messages for additional information on
classifying activity as debit impact versus credit impact.

Values
This PDS may contain zeros if the processed file contained only non-financial messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 799
 Private data subelement definitions
PDS 0401 (Credits, Transaction Number)

PDS 0401 (Credits, Transaction Number)

PDS 0401 (Credits, Transaction Number) provides in reconciliation messages the number of
transactions whose transaction amounts have a credit impact on processing.

Attributes

Data Representation: n-10; TAGLLL

Tag Field: 0401
Length Field: 3 positions, value = 010
Data Field: Fixed length, 10 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (mandatory, conditional, optional, system-provided, or
not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Currency Summary/1644 • X M
Financial Position Detail/1644 • X M

This PDS provides in Reconciliation/1644 messages, the total number of transactions whose
transaction amounts have a credit impact to processing. To do this, the clearing system
accumulates the number of messages for which DE 3 (Processing Code) indicates a credit
impact on processing to the appropriate customer.

Values
This PDS may contain zeros if the processed file contained only non-financial messages.
This PDS is populated based on final fund direction of the customer. If the customer’s net
position is a debit then the PDS contains the accumulated counts.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 800
 Private data subelement definitions
PDS 0402 (Total, Transaction Number)

PDS 0402 (Total, Transaction Number)

PDS 0402 (Total, Transaction Number) provides in reconciliation messages the number of
transactions whose transaction amounts have either a debit or a credit impact on processing.

Attributes

Data Representation: n-10; TAGLLL

Tag Field: 0402
Length Field: 3 positions, value = 010
Data Field: Fixed length, 10 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Currency Summary/1644 • X M
Financial Position Detail/1644 • X M

This PDS provides in Reconciliation/1644 messages the total number of transactions whose
transaction amounts have either a debit or a credit impact to processing. To do this, the clearing
system accumulates PDS 0400 (Debits, Transaction Number) and PDS 0401 (Credits,
Transaction Number) and inserts the result in PDS 0402.

Values
This PDS may contain zeros if the processed file contained only non-financial messages.
This PDS is populated based on the final fund direction of the customer. If the customer’s net
position is a credit then this PDS contains the accumulated counts.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 801
 Private data subelement definitions
PDS 0444 (Resubmission Code)

PDS 0444 (Resubmission Code)

PDS 0444 Resubmission Code will provide a unique value for each rejected potential duplicate
clearing transaction. Acquirers must use this value to resubmit First Presentment messages
after confirming that the potential duplicate designation was unwarranted. GCMS will not send
PDS 0444 to issuers.

Attributes

Data Representation n-11, TAGLLL

Tag Field 0444
Length Field 3 positions, value = 011
Data Field Fixed length, 11 positions
Subfields None
Justification N/A

Usage
The following table shows the usage of this data element (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages
First Presentment/1240: rejected by Mastercard C X .
First Presentment/1240: resubmitted by customer C . .
after validation

Values
If present, PDS 0444 must be numeric and cannot contain all zeros.
If a First Presentment message rejects because the transaction has been identified as a
potential duplicate by Mastercard, the clearing system provides this PDS to the acquirer in the
First Presentment message that accompanies the Message Exception/1644 message.
If the acquirer resubmits the transaction following validation, this PDS must be present and
contain the same value received in the Message Exception/1644 message. This PDS is not
forwarded to the issuer.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 802
 Private data subelement definitions
PDS 0445 (Original Transaction Information)

PDS 0445 (Original Transaction Information)

PDS 0445 (Original Transaction Information) contains one or more data elements (DE) and
private data subelements (PDS) echoing the transaction information submitted in inbound
processing.

Attributes

Attribute Description
Data Representation: ans...992; TAGLLLVAR
Tag Field: 0445
Length Field: 3 positions, value = 011–992
Data Field: Variable length, 11–992 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Message type identifier Org Sys Dst

Message Exception/ • X C
1644-691 message

Values
PDS 0445 is a free-form text field in the following format and can accommodate any DE and
PDS values that are replaced and substituted from its original value. This position
representation illustrates multiple DEs or PDSs being changed during processing:
• Position 1 (Tag type) which can have value of either 2 representing DE or a value of 3 PDS.
• Position 2 (Tag number) which is a format of nnnn (numeric 4 bytes) representing the actual
DE or PDS number.
• Position 6 (Tag subfield number) which is a format of nn (numeric 2 bytes) representing the
DE or PDS subfield number. It is “00” if the DE or PDS does not have any subfields.
• Position 8 (Tag length) which is a format of nnn (numeric 3 bytes) representing the DE or
PDS length.
• Position 11 represents its original DE or PDS value.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0446 (Transaction Fee Amount, Syntax Error)

Requirements
PDS 0445 can accommodate any number of DEs and PDSs, up to a maximum of 999
characters in length, with what GCMS replaced it with during the time of processing.

PDS 0446 (Transaction Fee Amount, Syntax Error)

PDS 0446 (Transaction Fee Amount, Syntax Error) contains the submitted value from PDS
0146 (Amount, Transaction Fee) that was flagged for a soft syntax error. This element is
generated by the clearing platform.

Attributes

Data Representation: ans-12; TAGLLL

Tag Field: 0446
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Justification: None

Usage
This element is created when PDS 0146, subfield 5 (Amount, Fee) was flagged for a syntax
error.

Values
All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

PDS 0501 (Transaction Description)

PDS 0501 (Transaction Description) contains information describing the type of addendum
data that is presented.

Attributes

Data Representation: n-16; TAGLLL

Tag Field: 0501
Length Field: 3 positions, value = 016

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0501 (Transaction Description)

Data Field: Fixed length, 16 positions

Subfields: 4
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, M • M
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, M • M
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, M • M
Rail Data)/1644
Financial Detail Addendum (Passenger Transport Detail, M • M
Vehicle Rental Detail)/1644
Financial Detail Addendum (Lodging Summary)/1644 M • M
Financial Detail Addendum (Temporary Services)/1644 M • M
Financial Detail Addendum (Shipping/Courier Services)/ M • M
1644
Financial Detail Addendum (Payment Transaction Detail)/ M • M
1644
Financial Detail Addendum (Electronic Invoice, Transaction M • M
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party M • M
Information)/1644
Financial Detail Addendum (Telephony Billing, Summary)/ M • M
1644
Financial Detail Addendum (Telephony Billing, Detail)/ M • M
1644
Financial Detail Addendum (Travel Agency Data)/1644 M • M
Financial Detail Addendum (Lodged Account Data)/1644 M • M
Financial Detail Addendum (Corporate Card Common M • M
Data Requirements)/1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 805
 Private data subelement definitions
PDS 0501 subfields

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction M • M
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ M • M
1644
Financial Detail Addendum (Generic Detail)/1644 M • M
Financial Detail Addendum (Healthcare)/1644 M • M
Financial Detail Addendum (Private Label Common Data)/ M • M
1644
Financial Detail Addendum (Private Label Line Item M • M
Detail)/1644

This PDS provides the information necessary to identify the type of addendum information in a
Financial Detail Addendum/1644. The PDS also contains a sequence number to associate the
addendum message with the related First Presentment/1240.

PDS 0501 subfields

PDS 0501 consists of 4 subfields.

PDS 0501 subfields

Number Positions Name Attribute Justification

1 1–2 Usage Code n-2 N/A
2 3–5 Industry Record Number n-3 right
3 6–8 Occurrence Indicator n-3 right
4 9–16 Associated First Presentment n-8 right
Number

Subfield 1 (Usage Code)

Subfield 1 (Usage Code) indicates the type of addendum data to be provided. The codes
supporting various industries or programs are in this table.

Subfield 1 (Usage Code)

Supported Acceptor Category,

Usage Code Transaction Detail Description Industry, or Programs
01 Passenger Transport Detail Airline, railway, travel agency

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 806
 Private data subelement definitions
PDS 0501 subfields

Supported Acceptor Category,

Usage Code Transaction Detail Description Industry, or Programs
05 Vehicle Rental Detail Vehicle rental agencies
06 Lodging Summary Hotel, motel, and related lodging
facilities
07 Temporary Services New business opportunities for the
temporary services sector
08 Shipping/Courier Services New business opportunities for the
shipping/courier services sector
09 Electronic Invoice, Transaction Data/ New business opportunities to enable
Party Information issuers to supply more transaction
information to their corporate clients
10 Payment Transaction Detail Payments from money transfer agents
or financial institutions
11 Telephony Billing, Detail/Summary New business opportunities for
companies to pay for telephony services
using a Mastercard Corporate
Purchasing Card®.
12 Travel Agency Detail New business opportunities to enable
users to provide travel agency-specific
fee information
13 Lodged Account Detail New business opportunities to enable
users to provide stored client
information provided by preferred travel
agencies
14 Private Label New business opportunities unique to
using private label cards
15 Healthcare Healthcare
98 Commercial Detail New business opportunities unique to
the corporate environment
99 Generic Detail Other new business opportunities

New usage codes are added periodically as required to support various industry and acceptor
organizations. The clearing system validates the usage code and rejects a message if it contains
an invalid usage code.

Subfield 2 (Industry Record Number)

Subfield 2 (Industry Record Number) and the usage code are used in conjunction to uniquely
identify the addendum data format (layout) as shown in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0501 subfields

Subfield 2 (Industry Record Number)

Industry Record
Usage Code Number Description
01 000 Passenger Transport Detail, General Ticket
Information
01 001 Passenger Transport Detail, Trip Leg Data
01 002 Passenger Transport Detail, Rail Data
05 000 Vehicle Rental Detail
06 000 Lodging Summary
07 000 Temporary Services
08 000 Shipping/Courier Services
09 000 Electronic Invoice, Transaction Data
09 001 Electronic Invoice, Party Information
10 000 Payment Transaction Detail
11 000 Telephony Billing, Summary
11 001 Telephony Billing, Detail
12 000 Travel Agency Detail
13 000 Lodged Account Detail
14 000 Private Label Common Data
14 001 Private Label Line Item Detail
15 000 Healthcare-IIAS Detail
98 000 Corporate Detail, Corporate Card Common Data
Requirements
98 002 Corporate Detail, Corporate Fleet Transaction
Information
98 950 Corporate Detail, Corporate Line Item Detail
99 000 Generic Detail

New industry record numbers are added periodically as required to support various industry and
acceptor organizations. Customers should prepare their systems to accept new industry record
numbers. The clearing system does not reject a message containing an unrecognized industry
record number if it contains a valid usage code. Instead, the clearing system passes the unedited
contents of the addendum data to the receiving customer. This policy allows the timely

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 808
 Private data subelement definitions
PDS 0501 subfields

assignment of new industry record numbers in response to specific needs, without waiting for
corresponding updates to the clearing system.

Subfield 3 (Occurrence Indicator)

Subfield 3 (Occurrence Indicator) identifies the specific occurrence number of each addendum
data in a particular usage code. This list details the specific rules for PDS 0501, subfield 3.
• For Financial Detail Addendum (Passenger Transport, General Ticket Information)/1644
messages (PDS 0501, subfield 1 Usage Code 01 and PDS 0501, subfield 2 Industry Record
Number 000), the value of PDS 0501, subfield 3 Occurrence Indicator must be 001.
• For Financial Detail Addendum (Passenger Transport, Trip Leg Data)/1644 messages (PDS
0501, subfield 1 Usage Code 01 and PDS 0501, subfield 2 Industry Record Number 001), the
value of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 002 to 999.
• For Financial Detail addendum (Passenger Transport Detail, Rail Data)/1644 messages
(PDS 0501, subfield 1 Usage Code 01 and PDS 0501, subfield 2 Industry Record Number
002), the value of PDS 0501, subfield 3 Occurrence Indicator must be within the range of
001 to 999 or within the range of 002 to 999 when provided in conjunction with the Financial
Detail Addendum (Passenger Transport Detail, General Ticket Information)/1644 message.
• For Financial Detail Addendum (Vehicle Rental Detail)/1644 messages (PDS 0501, subfield 1
Usage Code 05 and PDS 0501, subfield 2 Industry Record Number 000), the value of PDS
0501, subfield 3 Occurrence Indicator must be within the range of 001 to 999.
• For Financial Detail Addendum (Lodging Summary)/1644 messages (PDS 0501, subfield 1
Usage Code 06 and PDS 0501, subfield 2 Industry Record Number 000), the value of PDS
0501, subfield 3 Occurrence Indicator must be within the range of 001 to 999.
• For Financial Detail Addendum (Temporary Services)/1644 messages (PDS 0501, subfield 1
Usage Code 07 and PDS 0501, subfield 2 Industry Record Number 000), the value of PDS
0501, subfield 3 Occurrence Indicator must be within the range of 001 to 999.
• For Financial Detail Addendum (Shipping/Courier Services)/1644 messages (PDS 0501,
subfield 1 Usage Code 08 and PDS 0501, subfield 2 Industry Record Number 000), the value
of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 001 to 999.
• For Financial Detail Addendum (Electronic Invoice, Transaction Data) /1644 messages (PDS
0501, subfield 1 Usage Code 09 and PDS 0501, subfield 2 Industry Record Number 000), the
value of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 001 to 999.
• For Financial Detail Addendum (Electronic Invoice, Party Information)/1644 messages (PDS
0501, subfield 1 Usage Code 09 and PDS 0501, subfield 2 Industry Record Number 001), the
value of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 002 to 999.
• For Financial Detail Addendum (Payment Transaction Detail)/1644 messages (PDS 0501,
subfield 1 Usage Code 10 and PDS 0501, subfield 2 Industry Record Number 000), the value
of PDS 0501, subfield 3 Occurrence Indicator must be 001.
• For Financial Detail Addendum (Telephony Billing, Summary)/1644 messages (PDS 0501,
subfield 1 Usage Code 11 and PDS 0501, subfield 2 Industry Record Number 000), the value
of PDS 0501, subfield 3 Occurrence Indicator must 001.
• For Financial Detail Addendum (Travel Agency, Detail)/1644 messages (PDS 0501, subfield 1
Usage Code 12 and PDS 0501, subfield 2 Industry Record Number 000), the value of PDS
0501, subfield 3 Occurrence Indicator must be within the range of 001 to 999.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0502 (Custom Identifier)

• For Financial Detail Addendum (Lodged Account, Detail)/1644 messages (PDS 0501,
subfield 1 Usage Code 13 and PDS 0501, subfield 2 Industry Record Number 000), the value
of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 001 to 999.
• For Financial Detail Addendum (Telephony Billing, Detail)/1644 messages (PDS 0501,
subfield 1 Usage Code 11 and PDS 0501, subfield 2 Industry Record Number 001), the value
of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 002 to 999.
• For Financial Detail Addendum (Corporate Card Common Data Requirements)/1644
messages (PDS 0501, subfield 1 Usage Code 98 and PDS 0501, subfield 2 Industry Record
Number 000), the value of PDS 0501, subfield 3 Occurrence Indicator must be 001.
• For Financial Detail Addendum (Corporate Fleet Transaction Information) /1644 messages
(PDS 0501, subfield 1 Usage Code 98 and PDS 0501, subfield 2 Industry Record Number
002), the value of PDS 0501, subfield 3 Occurrence Indicator must be between 001 and 003.
• For Financial Detail Addendum (Corporate Line Item Detail)/1644 messages (PDS 0501,
subfield 1 Usage Code 98 and PDS 0501, subfield 2 Industry Record Number 950), the value
of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 002 to 999.
• For Financial Detail Addendum (Generic Detail)/1644 messages (PDS 0501, subfield 1
Usage Code 99 and PDS 0501, subfield 2 Industry Record Number 000), the value of PDS
0501, subfield 3 Occurrence Indicator must be within the range of 001 to 999.
• For Financial Detail Addendum (Healthcare)/1644 messages (PDS 0501, subfield 1 Usage
Code 15 and PDS 0501, subfield 2 Industry Record Number 000), the value of PDS 0501,
subfield 3 Occurrence Indicator must be within the range of 001–999.
• For Financial Detail Addendum (Private Label Common Data)/1644 messages (PDS 0501,
subfield 1 Usage Code 14 and PDS 0501, subfield 2 Industry Record Number 000), the value
of PDS 0501, subfield 3 Occurrence Indicator must be the value of 001.
• For Financial Detail Addendum (Private Label Line Item Detail)/1644 messages (PDS 0501,
subfield 1 Usage Code 14 and PDS 0501, subfield 2 Industry Record Number 001), the value
of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 002 to 999.

Subfield 4 (Associated First Presentment Number)

The number in subfield 4 (Associated First Presentment Number) is copied from DE 71 of the
associated First Presentment/1240. The associated first presentment number is placed in this
subfield to tie the addendum message back to the related First Presentment/1240.

PDS 0502 (Custom Identifier)

PDS 0502 (Custom Identifier) enables customers to provide custom information pertinent to
the transaction.

Attributes

Data Representation: ans…82; TAGLLLVAR

Tag Field: 0502

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 810
 Private data subelement definitions
PDS 0502 (Custom Identifier)

Length Field: 3 positions, value = 006–082

Data Field: Variable length, 06–82 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
Financial Detail Addendum (Travel Agency Detail)/1644 C X C
Financial Detail Addendum (Lodged Account Detail)/1644 C X C

This PDS is required in First Presentment/1240, Financial Detail Addendum (Travel Agency
Detail)/1644, or Financial Detail Addendum (Lodged Account Detail)/1644 messages for
transactions submitted for the interchange rate programs with Brand Product MEF in this
table.

IRDs for Brand Product MEF

IRD Description
67 Commercial Data Rate II
82 Electronic Payment Account

Values
If PDS 0502 is present, both subfield 1 and subfield 2 must be present.
PDS 0502 is required in First Presentment/1240 messages to qualify for corporate incentives
within some intra-European and inter-European interchange programs.
For Mastercard In Control® First Presentment/1240 messages:

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 811
 Private data subelement definitions
PDS 0502 subfields

• If PDS 0502 is present in the message then the values will be overlaid with the value OTHER1
in subfield 1 (Custom Identifier Type) and the Virtual Account Number in subfield 2 (Custom
Identifier Detail).
• If PDS 0502 is not present in the First Presentment/1240 then PDS 0502 is added to the
message and sent to the issuer. The values are OTHER1 in subfield 1 (Custom Identifier Type)
and the Virtual Account Number in subfield 2 (Custom Identifier Detail).
PDS 0502 (Custom Identifier), subfield 1 (Custom Identifier Type) is required and must contain
the value PMTREF along with the data in subfield 2 (Customer Identifier Detail) for U.S. region
(2/010001) transactions submitted for IRD 67 (Commercial Data Rate II) when the account
number represents the MEF product.
PDS 0502 (Custom Identifier), subfield 1 (Custom Identifier Type) is required and must contain
the value PMTREF along with the data in subfield 2 (Customer Identifier Detail) for U.S. region
(2/010001) transactions submitted for IRD 82 (Commercial Electronic Payment Account).

PDS 0502 subfields

This PDS consists of two subfields.

PDS 0502 subfields

Number Positions Name Attribute Justification

1 1–6 Custom Identifier Type ans-06 N/A
2 7–82 Custom Identifier Detail ans-76 left

Subfield 1 (Custom Identifier Type)

Subfield 1 identifies the type of custom information that is contained in subfield 2 as free-form
text. The valid values for subfield 1 are listed in this table.

Subfield 1 (Custom Identifier Type)

Value Description
CUSORD Customer Order
CUSTPO Customer Purchase Order
FOLNUM Folio Number
INVACT Invoice or Account Number for Bill Payments
OTHER1 Other
PMTREF Payment Reference Number
PRCHID Purchase Identification

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 812
 Private data subelement definitions
PDS 0503 (Travel Agency Sequence Number)

Value Description
RECLOC Record Locator
RESNUM Reservation Number
RNTAGR Rental Agreement
SUPINV Supplier Invoice
SUPORD Supplier Order
TKTNUM Ticket Number
TRANID Transaction Identification
TRKNUM Tracking Number

Subfield 2 (Custom Identifier Detail)

Subfield 2 is a free-form text field for custom information that is related the transaction. The
information provided should relate to the value provided in subfield 1.
If present, subfield 2 must be left-justified and cannot be all zeros, all spaces, all high values, or
all low values.

PDS 0503 (Travel Agency Sequence Number)

PDS 0503 (Travel Agency Sequence Number) contains a sequence number indicating the
sequence of this travel agency fee for this transaction.

Attributes

Data Representation: ans-4: TAGLLL

Tag Field: 0503
Length Field: 3 positions, value = 004
Data Field: Fixed length, 4 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 813
 Private data subelement definitions
PDS 0504 (Travel Agency Fee)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Travel Agency Detail)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high values,
or all low values.

PDS 0504 (Travel Agency Fee)

PDS 0504 (Travel Agency Fee) contains descriptive information regarding the fee charged by
the travel agency.

Attributes

Data Representation: ans…42; TAGLLLVAR

Tag Field: 0504
Length Field: 3 positions, value = 014–042
Data Field: Variable length, 14–42 positions
Subfields: 5
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Travel Agency Detail)/1644 O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 814
 Private data subelement definitions
PDS 0504 subfields

PDS 0504 subfields

This PDS consists of five subfields.

PDS 0504 subfields

Number Positions Name Attribute Justification

1 1–12 Travel Agency Fee Amount n-12 right
2 13 Travel Agency Fee Amount n-1 N/A
Exponent
3 14 Travel Agency Fee Amount Sign a-1 N/A
4 15–26 Travel Agency Fee Amount Rate n-12 right
5 27–42 Travel Agency Fee Description ans-16 left

Subfield 1 (Travel Agency Fee Amount)

If PDS 0504 is present, subfield 1 must be numeric and greater than zero.

Subfield 2 (Travel Agency Fee Amount Exponent)

Subfield 2 (Travel Agency Fee Amount Exponent) indicates the decimal location for the Travel
Agency Fee Amount subfield.
If PDS 0504 is present, subfield 2 must be numeric and contain a value in the range 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Travel Agency Fee Amount Sign)

If PDS 0504 is present, subfield 3 must be a value D or C. This subfield identifies whether PDS
0504 is a debit or a credit transaction from the perspective of the cardholder.

Value Description
D Travel Agency Fee Amount is a debit.
C Travel Agency Fee Amount is a credit.

Subfield 4 (Travel Agency Fee Amount Rate)

If subfield 4 is present, it must be numeric.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 815
 Private data subelement definitions
PDS 0505 (Passenger Name)

Subfield 5 (Travel Agency Fee Description)

If subfield 5 is present, it must be left-justified and cannot be all zeros, all spaces, all high values,
or all low values.

PDS 0505 (Passenger Name)

PDS 0505 (Passenger Name) contains the name of the passenger to whom the ticket was
issued.

Attributes

Data Representation: ans…29; TAGLLLVAR

Tag Field: 0505
Length Field: 3 positions, value = 001–029
Data Field: Variable length, 1–29 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, C • C
Rail Data)/1644

This PDS is required if the associated First Presentment/1240 contains an airline acceptor
business code (MCC) or railway MCC and is submitted for one of the U.S. region incentive
interchange rate programs listed in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 816
 Private data subelement definitions
PDS 0505 (Passenger Name)

IRDs and descriptions

IRD Description
10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
24 Merchant UCAF
69 Commercial T&E Rate II
70, 80 Merit III Base
76, 86 Commercial T&E Rate I
78, 88, 98 Merit I
79 Full UCAF
89 Commercial T&E Rate III
93 Passenger Transport
96 World T&E
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RR Enhanced Passenger Transport
SL Business Level 2 T&E Rate I
SN Business Level 2 T&E Rate II
SO Business Level 2 T&E Rate III
3L Business Level 3 T&E Rate I
3N Business Level 3 T&E Rate II
3O Business Level 3 T&E Rate III
4L Business Level 4 T&E Rate I
4N Business Level 4 T&E Rate II
4O Business Level 4 T&E Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 817
 Private data subelement definitions
PDS 0505 (Passenger Name)

This PDS is required if a Passenger Transport Detail, Rail Data Addendum message is submitted
and the associated First Presentment/1240 contains a Rail or Travel Agency MCC and is
submitted for one of the interchange programs listed in this table.

IRDs and descriptions

IRD Description
10 Merit III Tier I
11 Merit III Tier 2
12 Merit III Tier 3
22 Public Sector
24 Merchant UCAF
29 Emerging Markets, Consumer Core Value
56 World Public Sector
69 Commercial T&E Rate II
70/80 Merit III Base
79 Full UCAF
89 Commercial T&E Rate III
93 Passenger Transport
96 World T&E
HP World High Value Public Sector
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RK Enhanced Public Sector
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RP Enhanced Merit I
RR Enhanced Passenger Transport
SL Business Level 2 T&E Rate I
SN Business Level 2 T&E Rate II
SO Business Level 2 T&E Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 818
 Private data subelement definitions
PDS 0506 (Ticket Number)

IRD Description
WP World Elite Public Sector
WZ World Elite T&E Large Ticket
3L Business Level 3 T&E Rate I
3N Business Level 3 T&E Rate II
3O Business Level 3 T&E Rate III
4L Business Level 4 T&E Rate I
4N Business Level 4 T&E Rate II
4O Business Level 4 T&E Rate III

This PDS optionally may be provided for airline, railway, or travel agency transactions submitted
for any other interchange program.

Values
If present, PDS 0505 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0506 (Ticket Number)

PDS 0506 (Ticket Number) contains the number on the ticket.

Attributes

Data Representation: ans-15; TAGLLL

Tag Field: 0506
Length Field: 3 positions, value = 015
Data Field: Fixed length, 15 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0506 (Ticket Number)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, C • C
Rail Data)/1644

This PDS is required if the associated First Presentment/1240 contains an airline acceptor
business code (MCC) or railway MCC and is submitted for the U.S. region incentive interchange
rate programs listed in this table.

IRDs and descriptions

IRD Description
10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
22 Public Sector
24 Merchant UCAF
29 Emerging Markets: Consumer Core Value
56 World Public Sector
69 Commercial T&E Rate II
70/80 Merit III Base
76/86 Commercial T&E Rate I
78/88/98 Merit I
79 Full UCAF
89 Commercial T&E Rate III
93 Passenger Transport
96 World T&E
HP World High Value Public Sector
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 820
 Private data subelement definitions
PDS 0506 (Ticket Number)

IRD Description
RD Enhanced Merit III Tier 3
RK Enhanced Public Sector
RN Enhanced Merchant UCAF
RR Enhanced Passenger Transport
SL Business Level 2 T&E Rate I
SN Business Level 2 T&E Rate II
SO Business Level 2 T&E Rate III
WP World Elite Public Sector
3L Business Level 3 T&E Rate I
3N Business Level 3 T&E Rate II
3O Business Level 3 T&E Rate III
4L Business Level 4 T&E Rate I
4N Business Level 4 T&E Rate II
4O Business Level 4 T&E Rate III

This PDS is required if a Passenger Transport Detail, Rail Data Addendum message is submitted
and the associated First Presentment/1240 contains a rail or travel agency MCC and is
submitted for IRD 89, Commercial T&E Rate III.
This PDS optionally may be provided for airline, railway, or travel agency transactions submitted
for any other interchange program.
When an occurrence of the Financial Detail Addendum (Passenger Transport Detail, General
Ticket Information)/1644 or Financial Detail Addendum (Passenger Transport Detail, Rail
Data)/1644 addendum message is submitted in association with a First Presentment/1240
message, it must include PDS 0506 (Ticket Number) and cannot contain null values.

Values
If present, PDS 0506 must contain the ticket number and be left-justified and cannot contain all
low values, all high values, all spaces, or all zeros. If multiple tickets are purchased using a single
transaction, the primary ticket number should be provided.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 821
 Private data subelement definitions
PDS 0507 (Issuing Carrier)

PDS 0507 (Issuing Carrier)

PDS 0507 (Issuing Carrier) contains the standard abbreviation for the airline or railway carrier
issuing the ticket.

Attributes

Data Representation: ans-4; TAGLLL

Tag Field: 0507
Length Field: 3 positions, value = 04
Data Field: Fixed length, 4 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
General Ticket Information)/1644

This PDS is required if the associated First Presentment/1240 contains an airline acceptor
business code (MCC) or railway MCC and is submitted for the following U.S. region incentive
interchange rate programs.

IRDs and descriptions

IRD Description
10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
22 Public Sector

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 822
 Private data subelement definitions
PDS 0507 (Issuing Carrier)

IRD Description
24 Merchant UCAF
29 Emerging Markets, Consumer Core Value
56 World Public Sector
69 Commercial T&E Rate II
70/80 Merit III Base
76/86 Commercial T&E Rate I
78/88/98 Merit I
79 Full UCAF
89 Commercial T&E Rate III
93 Passenger Transport
96 World T&E
HP World High Value Public Sector
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RK Enhanced Public Sector
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RR Enhanced Passenger Transport
SL Business Level 2 T&E Rate I
SN Business Level 2 T&E Rate II
SO Business Level 2 T&E Rate III
WP World Elite Public Sector
3L Business Level 3 T&E Rate I
3N Business Level 3 T&E Rate II
3O Business Level 3 T&E Rate III
4L Business Level 4 T&E Rate I
4N Business Level 4 T&E Rate II
4O Business Level 4 T&E Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 823
 Private data subelement definitions
PDS 0508 (Customer Code)

This PDS optionally may be provided for airline or railway transactions submitted for any other
interchange program.
When an occurrence of the Financial Detail Addendum (Passenger Transport Detail, General
Ticket Information)/1644 addendum message is submitted in association with a First
Presentment/1240 message, it must include PDS 0507 (Issuing Carrier) and cannot contain null
values.

Values
If present, PDS 0507 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.
PDS 0507 must contain a valid International Air Transport Association (IATA) two character
Airline code.

PDS 0508 (Customer Code)

PDS 0508 (Customer Code) contains the code that the cardholder supplied to the acceptor.

Attributes

Data Representation: ans…25; TAGLLLVAR

Tag Field: 0508
Length Field: 3 positions, value = 001–025
Data Field: Variable length, 1–25 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
General Ticket Information)/1644
Financial Detail Addendum (Temporary Services)/1644 C • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 824
 Private data subelement definitions
PDS 0508 (Customer Code)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644
Financial Detail Addendum (Corporate Card Common C • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

This PDS is required in Financial Detail Addendum (Shipping/Courier) and Financial Detail
Addendum (Temporary Services) messages for transactions submitted for the interchange rate
programs listed in this table, if provided by the customer.

IRDs for Financial Detail Addendum

IRD Description
60 Commercial Face-to-Face
62 Commercial Large Ticket I
66 Commercial Data Rate III
67 Interregional Commercial Purchasing Data Rate II
67 Commercial Data Rate II
94 Commercial Large Ticket II
99 Commercial Large Ticket III
E1 Commercial Large Ticket Rate 1 MPG
E2 Commercial Large Ticket Rate 2 MPG
E3 Commercial Large Ticket Rate 3 MPG

This PDS is required in Financial Detail Addendum (Corporate Card Common Data
Requirements) messages for transactions submitted with interchange rate program GCMS
Product Code MEF 82 (Commercial Electronic Payment Account).
PDS 0508 must be present in a Financial Detail Addendum (Corporate Card Common Data
Requirements)/1644 when all of these conditions exist:

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 825
 Private data subelement definitions
PDS 0508 (Customer Code)

• The product code is MCP or MCF at a non-fuel location.

• The Business Service is equal to one of the values in this table.

PDS 0158 codes

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description
2 050001 Europe Intraregional
3 050012 Europe Intercountry
3 050021 Europe Intercountry
3 050031 Europe Intercountry

NOTE: This applies to additional domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the values listed in this
table.

IRD descriptions

IRD Description
26 Purchasing Large Ticket Level 1 Interchange
27 Purchasing Large Ticket Level 2 Interchange

If the customer provides the customer code, this PDS must be submitted to qualify the
transaction for the U.S. region and international incentive interchange rate programs listed in
this table.

IRD descriptions

IRD Description
60 Commercial Face-to-Face
62 Commercial Large Ticket I
66 Commercial Data Rate III
67 Commercial Data Rate II
67 Inter-regional Commercial Purchasing Data Rate II
94 Commercial Large Ticket II

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 826
 Private data subelement definitions
PDS 0509 (Issue Date)

IRD Description
99 Commercial Large Ticket III
F1 Commercial Fleet Data Rate I
F2 Commercial Fleet Data Rate II
F3 Commercial Fleet Data Rate III
FL Commercial Fleet Large Ticket

If the customer provides the customer code, PDS 0508 must be submitted to qualify the
transaction for these Canada incentive interchange rate programs:
• BQ: Canada Intracountry Commercial Data Rate I (only for transactions at non-fuel and non-
maintenance locations)
• BR: Canada Intracountry Commercial Data Rate II, and
• BS: Canada Intracountry Commercial Large Ticket.

Values
If present, PDS 0508 must be left-justified and cannot contain all spaces.

PDS 0509 (Issue Date)

PDS 0509 (Issue Date) is the date the ticket was issued to the customer.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0509
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 827
 Private data subelement definitions
PDS 0510 (Travel Agency Code)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644

When an occurrence of the Financial Detail Addendum (Passenger Transport Detail, General
Ticket Information)/1644 addendum message is submitted in association with a First
Presentment/1240 message, it must include PDS 0509 (Issue Date) and cannot contain null
values

Values
If present, PDS 0509 must contain a valid date in the format YYMMDD.

PDS 0510 (Travel Agency Code)

PDS 0510 (Travel Agency Code) is a code assigned to the travel agency.

Attributes

Data Representation: ans-8; TAGLLL

Tag Field: 0510
Length Field: 3 positions, value = 008
Data Field: Fixed length, 8 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 828
 Private data subelement definitions
PDS 0511 (Travel Agency Name)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

Values
If present, PDS 0510 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0511 (Travel Agency Name)

PDS 0511 (Travel Agency Name) is the name of the travel agency that issued the ticket.

Attributes

Data Representation: ans…25; TAGLLLVAR

Tag Field: 0511
Length Field: 3 positions, value = 001–025
Data Field: Variable length, 1–25 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 829
 Private data subelement definitions
PDS 0512 (Total Fare)

Values
If present, PDS 0511 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0512 (Total Fare)

PDS 0512 (Total Fare) contains the total amount of the ticket and should equal the total
amount of the transaction.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0512
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
General Ticket Information)/1644

This PDS is required if the associated First Presentment/1240 contains an airline acceptor
business code (MCC) or railway MCC and is submitted for any of these interchange rate
programs:
• IRD 89: Commercial T&E Rate III
• IRD SO: Business Level 2 T&E Rate III
• IRD 3O: Business Level 3 T&E Rate III, or
• IRD 4O: Business Level 4 T&E Rate III.
This PDS optionally may be provided for airline or railway transactions submitted for any other
interchange program.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 830
 Private data subelement definitions
PDS 0513 (Total Fees)

Values
If present, PDS 0512 can contain all zeros. It cannot contain all spaces.

PDS 0513 (Total Fees)

PDS 0513 (Total Fees) is the amount of the fees associated with the ticket.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0513
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644

Values
If present, PDS 0513 can contain all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 831
 Private data subelement definitions
PDS 0514 (Total Taxes)

PDS 0514 (Total Taxes)

PDS 0514 (Total Taxes) is the amount of all the taxes associated with the ticket.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0514
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644

Values
If present, PDS 0514 can contain all zeros.

PDS 0515 (Additional Acceptor Information)

PDS 0515 (Additional Acceptor Information) contains information pertaining to the acceptor.

Attributes

Data Representation: ans…40; TAGLLLVAR

Tag Field: 0515
Length Field: 3 positions, value = 001–040

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 832
 Private data subelement definitions
PDS 0516 (Austin-Tetra Number)

Data Field: Variable length, 001–040 positions

Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644

Values
If present, PDS 0515 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0516 (Austin-Tetra Number)

PDS 0516 (Austin-Tetra Number) contains the Austin-Tetra number assigned to the acceptor.

Attributes

Data Representation: ans-15; TAGLLL

Tag Field: 0516
Length Field: 3 positions, value = 015
Data Field: Fixed length, 015 positions
Subfields: None
Justification: Left

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 833
 Private data subelement definitions
PDS 0517 (NAICS Code)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

Values
If present, PDS 0516 cannot contain all low values, all high values, all spaces, or all zeros.

PDS 0517 (NAICS Code)

PDS 0517 (NAICS Code) contains the North American Industry Classification System (NAICS)
code assigned to the acceptor.

Attributes

Data Representation: ans-15; TAGLLL

Tag Field: 0517
Length Field: 3 positions, value = 015
Data Field: Fixed length, 015 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 834
 Private data subelement definitions
PDS 0518 (Line Item Date)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

Values
If present, PDS 0517 cannot contain all low values, all high values, all spaces, or all zeros.

PDS 0518 (Line Item Date)

PDS 0518 (Line Item Date) contains the purchase date of the line item referenced in the
associated Corporate Card Line Item Detail.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0518
Length Field: 3 positions, value = 006
Data Field: Fixed length, 006 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ C • C
1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 835
 Private data subelement definitions
PDS 0519 (Additional Fuel Location Information)

Values
If present, PDS 0518 must contain a valid date in the format YYMMDD. This field is required to
be present in the Financial Detail Addendum (Corporate Line Item Detail)/1644 message when
a Financial Detail Addendum (Lodging Summary)/1644 message is presented with the
transaction.

PDS 0519 (Additional Fuel Location Information)

PDS 0519 (Additional Fuel Location Information) contains additional information about the fuel
location, such as hours of operation and interstate access/exit number.

Attributes

Data Representation: an-14; TAGLLL

Tag Field: 0519
Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 14
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644

Values
If present, PDS 0519 must be a fixed length of 14, and each of the 14 subfields must contain a
value of Y or N. If unknown, a value of N should be provided.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 836
 Private data subelement definitions
PDS 0519 subfields

PDS 0519 subfields

This PDS consists of fourteen subfields.

PDS 0519 subfields

Number Positions Name Attribute Justification

1 1 Hours of Operation/24 Hours a-1 N/A
Available
2 2 18 Wheeler Access Available a-1 N/A
3 3 Diesel Sites Available a-1 N/A
4 4 Interstate Access/Exit Number a-1 N/A
with Directions Available
5 5 Convenience Store Available a-1 N/A
6 6 Truck Stop Restaurant Available a-1 N/A
7 7 Truck Stop Hotel Available a-1 N/A
8 8 Truck Stop with Showers a-1 N/A
Available
9 9 Vehicle Maintenance/Repair Bays a-1 N/A
Available
10 10 Car Wash Available a-1 N/A
11 11 Aviation Locations Available a-1 N/A
12 12 Marina Locations Available a-1 N/A
13 13 Alternative Fuel Locations a-1 N/A
Available
14 14 Pay-At-Pump Available a-1 N/A

Values
Each subfield must have a valid value of Y or N. If the information is unknown, a value of N
should be provided.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 837
 Private data subelement definitions
PDS 0520 (Travel Date)

PDS 0520 (Travel Date)

PDS 0520 (Travel Date) is the effective ticket date, previously referred to as departure date.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0520
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
Trip Leg Data)/1644
Financial Detail Addendum (Passenger Transport Detail, C • C
Rail Data)/1644

This PDS is required if the associated First Presentment/1240 contains an airline acceptor
business code (MCC) or railway MCC and is submitted for one of the U.S. region incentive
interchange rate programs listed in this table.

IRDs and descriptions

IRD Description
10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
22 Public Sector

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 838
 Private data subelement definitions
PDS 0520 (Travel Date)

IRD Description
24 Merchant UCAF
29 Emerging Markets, Consumer Core Value
56 World Public Sector
69 Commercial T&E Rate II
70/80 Merit III Base
79 Full UCAF
89 Commercial T&E Rate III
93 Passenger Transport
96 World T&E
HP World High Value Public Sector
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RK Enhanced Public Sector
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RR Enhanced Passenger Transport
WP World Elite Public Sector

When an occurrence of the Financial Detail Addendum (Passenger Transport Detail, Rail Data)/
1644 or Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644
addendum message is submitted in association with a First Presentment/1240 message, it
must include PDS 0520 (Travel Date) and cannot contain null values.

Values
If present, PDS 0520 must be a valid date in the format YYMMDD. Customers must use the
ticket purchase date for open tickets.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 839
 Private data subelement definitions
PDS 0521 (Carrier Code)

PDS 0521 (Carrier Code)

PDS 0521 (Carrier Code) is the standard abbreviation for the airline or railway carrier providing
the service.

Attributes

Data Representation: ans-2; TAGLLL

Tag Field: 0521
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
Trip Leg Data)/1644
Financial Detail Addendum (Lodging Summary)/1644 O • C

This PDS is required for these conditions:

• The associated First Presentment/1240 contains an airline acceptor business code and is
submitted for one of the interchange rate programs listed in this table.
• The associated First Presentment/1240 contains a rail acceptor business code, the
transaction is submitted for one of the interchange rate programs listed in this table, and the
acquirer submits the Financial Detail Addendum (Passenger Transport Detail, Trip Leg
Data)/1644 instead of the Financial Detail Addendum (Passenger Transport Detail, Rail
Data)/1644 message.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 840
 Private data subelement definitions
PDS 0521 (Carrier Code)

IRDs and descriptions

IRD Description
10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
22 Public Sector
24 Merchant UCAF
29 Emerging Markets, Consumer Core Value
56 World Public Sector
69 Commercial T&E Rate II
70/80 Merit III Base
79 Full UCAF
89 Commercial T&E Rate III
93 Passenger Transport
96 World T&E
HP World High Value Public Sector
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RK Enhanced Public Sector
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RR Enhanced Passenger Transport
WP World Elite Public Sector

When an occurrence of the Financial Detail Addendum (Passenger Transport Detail, Trip Leg
Data)/1644 addendum message is submitted in association with a First Presentment/1240
message, it must include PDS 0521 (Carrier Code) and cannot contain null values.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 841
 Private data subelement definitions
PDS 0522 (Service Class Code)

Values
PDS 0521 must contain a valid International Air Transport Association (IATA) two character
Airline code.
If present, it must be left-justified and cannot contain all low values, all high values, all spaces, or
all zeros.

PDS 0522 (Service Class Code)

PDS 0522 (Service Class Code) is the service type (such as coach or first class).

Attributes

Data Representation: ans-2; TAGLLL

Tag Field: 0522
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
Trip Leg Data)/1644

This PDS is required for these conditions:

• The associated First Presentment/1240 contains an airline acceptor business code and is
submitted for one of the interchange rate programs listed in this table.
• The associated First Presentment/1240 contains a rail acceptor business code, the
transaction is submitted for one of the interchange rate programs listed in this table, and the
acquirer submits the Financial Detail Addendum (Passenger Transport Detail, Trip Leg
Data)/1644 instead of the Financial Detail Addendum (Passenger Transport Detail, Rail
Data)/1644 message.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 842
 Private data subelement definitions
PDS 0522 (Service Class Code)

IRDs and descriptions

IRD Description
10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
22 Public Sector
29 Emerging Markets, Consumer Core Value
56 World Public Sector
69 Commercial T&E Rate II
70, 80 Merit III Base
89 Commercial T&E Rate III
93 Passenger Transport
96 World T&E
HP World High Value Public Sector
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RK Enhanced Public Sector
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RR Enhanced Passenger Transport
WP World Elite Public Sector

When an occurrence of the Financial Detail Addendum (Passenger Transport Detail, Trip Leg
Data)/1644 addendum message is submitted in association with a First Presentment/1240
message, it must include PDS 0522 (Service Class Code) and cannot contain null values.

Values
PDS 0522 is the service class code obtained from the IATA or its equivalent. If present, it must
be left-justified and cannot contain all low values, all high values, all spaces, or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 843
 Private data subelement definitions
PDS 0523 (City of Origin Airport Code)

PDS 0523 (City of Origin Airport Code)

PDS 0523 (City of Origin Airport Code) is the originating airport or railway name standard
abbreviation.

Attributes

Data Representation: ans-5; TAGLLL

Tag Field: 0523
Length Field: 3 positions, value = 005
Data Field: Fixed length, 5 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
Trip Leg Data)/1644

This PDS is required for these conditions:

• The associated First Presentment/1240 contains an airline acceptor business code and is
submitted for one of the interchange rate programs listed in this table.
• The associated First Presentment/1240 contains a rail acceptor business code, the
transaction is submitted for one of the interchange rate programs in this table, and the
acquirer submits the Financial Detail Addendum (Passenger Transport Detail, Trip Leg
Data)/1644 instead of the Financial Detail Addendum (Passenger Transport Detail, Rail
Data)/1644 message.

IRDs and descriptions

IRD Description
10 Merit III Tier 1

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 844
 Private data subelement definitions
PDS 0523 (City of Origin Airport Code)

IRD Description
11 Merit III Tier 2
12 Merit III Tier 3
22 Public Sector
24 Merchant UCAF
29 Emerging Markets, Consumer Core Value
56 World Public Sector
69 Commercial T&E Rate II
70/80 Merit III Base
79 Full UCAF
89 Commercial T&E Rate III
93 Passenger Transport
96 World T&E
HP World High Value Public Sector
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RK Enhanced Public Sector
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RR Enhanced Passenger Transport
WP World Elite Public Sector

When an occurrence of the Financial Detail Addendum (Passenger Transport Detail, Trip Leg
Data)/1644 addendum message is submitted in association with a First Presentment/1240
message, it must include PDS 0523 (City of Origin/Airport Code) and cannot contain null values.

Values
PDS 0523 must contain a valid International Air Transport Association (IATA) three letter
Location Identifier (Airport Code) or Mastercard defined non-travel code.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 845
 Private data subelement definitions
PDS 0524 (City of Destination Airport Code)

Mastercard Defined Non-Travel Codes

Code Description
XUP Upgrade
XAF Club fee
XCA Cargo
XOT Tour order
XDF Duty free
XAE Baggage charge
XAO Prepaid ticket
XAA Miscellaneous charge
XTD Delivery
XPC Pet carrier
XPE Ticket reissue

If present, this PDS must be left-justified and cannot contain these values or formats:
• Low values
• High values
• All spaces
• All zeros, or
• Only one character.

PDS 0524 (City of Destination Airport Code)

PDS 0524 (City of Destination Airport Code) is the destination airport or railway name
standard abbreviation.

Attributes

Data Representation: ans-5; TAGLLL

Tag Field: 0524
Length Field: 3 positions, value = 005
Data Field: Fixed length, 5 positions
Subfields: None

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 846
 Private data subelement definitions
PDS 0524 (City of Destination Airport Code)

Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
Trip Leg Data)/1644

This PDS is required for these conditions:

• The associated First Presentment/1240 contains an airline acceptor business code and is
submitted for one of the interchange rate programs listed in this table.
• The associated First Presentment/1240 contains a rail acceptor business code, the
transaction is submitted for one of the interchange rate programs listed in this table, and the
acquirer submits the Financial Detail Addendum (Passenger Transport Detail, Trip Leg
Data)/1644 instead of the Financial Detail Addendum (Passenger Transport Detail, Rail
Data)/1644 message.

IRDs and descriptions

IRD Description
10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
22 Public Sector
24 Merchant UCAF
29 Emerging Markets, Consumer Core Value
56 World Public Sector
69 Commercial T&E Rate II
70, 80 Merit III Base
79 Full UCAF
89 Commercial T&E Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 847
 Private data subelement definitions
PDS 0524 (City of Destination Airport Code)

IRD Description
93 Passenger Transport
96 World T&E
HP World High Value Public Sector
RK Enhanced Public Sector
WP World Elite Public Sector

When an occurrence of the Financial Detail Addendum (Passenger Transport Detail, Trip Leg
Data)/1644 addendum message is submitted in association with a First Presentment/1240
message, it must include PDS 0524 (City of Destination/Airport Code) and cannot contain null
values.

Values
PDS 0524 must contain a valid International Air Transport Association (IATA) three letter
Location Identifier (Airport Code) or Mastercard defined non-travel code.

Mastercard Defined Non-Travel Codes

Code Description
XUP Upgrade
XAF Club fee
XCA Cargo
XOT Tour order
XDF Duty free
XAE Baggage charge
XAO Prepaid ticket
XAA Miscellaneous charge
XTD Delivery
XPC Pet carrier
XPE Ticket reissue

If present, this PDS must be left-justified and cannot contain these values or formats:
• Low values
• High values
• All spaces

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 848
 Private data subelement definitions
PDS 0525 (Stop Over Code)

• All zeros, or
• Only one character.

PDS 0525 (Stop Over Code)

PDS 0525 (Stop Over Code) contains a code indicating whether there was a direct or a non-
direct flight or route on the same ticket number.

Attributes

Data Representation: ans-1; TAGLLL

Tag Field: 0525
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
Trip Leg Data)/1644

This PDS is required if the associated First Presentment/1240 contains an airline acceptor
business code (MCC) or railway MCC and is submitted for the U.S. region Commercial T&E III
(IRD 89) incentive interchange rate program and the acquirer submits a Financial Detail
Addendum (Passenger Transport Detail, Trip Leg Data)/1644 message.
This PDS optionally may be provided for airline or railway transactions submitted for any other
interchange program.

Values
PDS 0525 is the stop over code obtained from the IATA or its equivalent. If present, PDS 0525
may contain a space but cannot contain all low values or all high values. If present, a value of a

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 849
 Private data subelement definitions
PDS 0526 (Conjunction Ticket)

space indicates a direct flight (that is, no stopover). A value other than a space indicates a non-
direct flight (includes stopover). Valid values for PDS 0525 are 0–9, A–Z, or space.

PDS 0526 (Conjunction Ticket)

PDS 0526 (Conjunction Ticket) is the ticket that contains additional coupons on an itinerary
that is more than four segments.

Attributes

Data Representation: ans-15; TAGLLL

Tag Field: 0526
Length Field: 3 positions, value = 015
Data Field: Fixed length, 15 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644

Values
If present, PDS 0526 must be left-justified and cannot contain all spaces, all zeros, all low
values, or all high values.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 850
 Private data subelement definitions
PDS 0527 (Exchange Ticket)

PDS 0527 (Exchange Ticket)

PDS 0527 (Exchange Ticket) is the original ticket number replaced by a new ticket number.

Attributes

Data Representation: ans-15; TAGLLL

Tag Field: 0527
Length Field: 3 positions, value = 015
Data Field: Fixed length, 15 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644

Values
If present, PDS 0527 must be left-justified and cannot contain all spaces, all zeros, all low
values, or all high values.

PDS 0528 (Coupon Number)

PDS 0528 (Coupon Number) contains information for each leg of travel for a purchased ticket.
A ticket can contain several legs of travel and each leg of travel requires a separate coupon
within the series identified by a coupon number.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 851
 Private data subelement definitions
PDS 0529 (Fare Basis Code)

Attributes

Data Representation: ans-1; TAGLLL

Tag Field: 0528
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644

Values
If present, PDS 0528 can not contain a space, low value, high value, zero.

PDS 0529 (Fare Basis Code)

PDS 0529 (Fare Basis Code) contains a code that carriers assign to a particular ticket type, such
as business class or discounted/nonrefundable.

Attributes

Data Representation: ans…15; TAGLLLVAR

Tag Field: 0529
Length Field: 3 positions, value = 001–015
Data Field: Variable length, 1–15 positions
Subfields: None

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 852
 Private data subelement definitions
PDS 0530 (Flight Number)

Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
Trip Leg Data)/1644

This PDS is required if the associated First Presentment/1240 contains an airline acceptor
business code (MCC) or railway MCC and is submitted for the U.S. region Commercial T&E Rate
III (IRD 89) incentive interchange rate program and the acquirer submits a Financial Detail
Addendum (Passenger Transport Detail, Trip Leg Data)/1644 message.
This PDS optionally may be provided for airline or railway transactions submitted for any other
interchange program.

Values
If present, PDS 0529 cannot contain all low values, all high values, all spaces, or all zeros.

PDS 0530 (Flight Number)

PDS 0530 (Flight Number) is the number that the operating or marketing carrier assigned.

Attributes

Data Representation: ans-5; TAGLLL

Tag Field: 0530
Length Field: 3 positions, value = 005
Data Field: Fixed length, 5 positions
Subfields: None
Justification: Left

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 853
 Private data subelement definitions
PDS 0531 (Departure Time)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
Trip Leg Data)/1644
Financial Detail Addendum (Lodging Summary)/1644 O • C

This PDS is required if the associated First Presentment/1240 contains an airline acceptor
business code (MCC) or railway MCC, the transaction is submitted for the U.S. region
Commercial T&E III (IRD 89) incentive interchange rate program, and the acquirer submits a
Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644 message.
This PDS optionally may be provided for airline or railway transactions submitted for any other
interchange program.
When an occurrence of the Financial Detail Addendum (Passenger Transport Detail, Trip Leg
Data)/1644 addendum message is submitted in association with a First Presentment/1240
message, it must include PDS 0530 (Flight Number) and cannot contain null values.

Values
PDS 530 must contain the numerical operating or marketing carrier assigned flight number. It
should not include the leading IATA two character carrier code.

PDS 0531 (Departure Time)

PDS 0531 (Departure Time) is the time of departure provided by the airline or railway, per trip
leg.

Attributes

Data Representation: ans-5; TAGLLL

Tag Field: 0531
Length Field: 3 positions, value = 005
Data Field: Fixed length, 5 positions
Subfields: 2

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 854
 Private data subelement definitions
PDS 0531 subfields

Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
Trip Leg Data)/1644

This PDS is required if the associated First Presentment/1240 contains an airline acceptor
business code (MCC) or railway MCC, the transaction is submitted for the U.S. region
Commercial T&E III (IRD 89) incentive interchange rate program and the acquirer submits a
Financial Detail Addendum (Passenger Transport Detail, Trip Leg Data)/1644 message.
This PDS optionally may be provided for airline or railway transactions submitted for any other
interchange program.

PDS 0531 subfields

This PDS consists of two subfields.

PDS 0531 subfields

Number Positions Name Attribute Justification

1 1–4 Departure Time n-4 right
2 5 Departure Time Segment ans-1 N/A

Subfield 1 (Departure Time)

Subfield 1 (Departure Time) consists of hours and minutes (hhmm), with an implied colon. The
hours (hh) must be 00–23 and the minutes (mm) must be 00–59.

NOTE: Midnight is provided as 0000.

Subfield 2 (Departure Time Segment)

Subfield 2 (Departure Time Segment) must contain one of the values in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 855
 Private data subelement definitions
PDS 0532 (Total Charges)

Values and descriptions

Value Description
A 00:00 (midnight) to 11:59
P 12:00 (noon) to 23:59
space Unknown or not available

PDS 0532 (Total Charges)

PDS 0532 (Total Charges) contains the total amount of the room charges.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0532
Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0532 (Total Charges) must be a fixed length of 14.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 856
 Private data subelement definitions
PDS 0532 subfields

PDS 0532 subfields

This PDS consists of three subfields.

PDS 0532 subfields

Number Positions Name Attribute Justification

1 1–12 Total Charges Amount n-12 Right
2 13 Total Charges Exponent n-1 N/A
3 14 Total Charges Sign a-1 N/A

Subfield 1 (Total Charges Amount)

If PDS 0532 is present, subfield 1 (Total Charges Amount) must contain the amount of the
charges and may be all zeros.

Subfield 2 (Total Charges Exponent)

If PDS 0532 is present, subfield 2 (Total Charges Exponent) must contain a value.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Total Charges Sign)

If PDS 0532 is present, subfield 3 (Total Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0532 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Total charges amount is a debit.
C Total charges amount is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 857
 Private data subelement definitions
PDS 0533 (Arrival Time)

PDS 0533 (Arrival Time)

PDS 0533 (Arrival Time) is the arrival time provided by the airline or railway, per trip leg.

Attributes

Data Representation: ans-5; TAGLLL

Tag Field: 0533
Length Field: 3 positions, value = 005
Data Field: Fixed length, 5 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644

PDS 0533 subfields

This PDS consists of two subfields.

PDS 0533 subfields

Number Positions Name Attribute Justification

1 1–4 Arrival Time n-4 right
2 5 Arrival Time Segment ans-1 N/A

Subfield 1 (Arrival Time)

Subfield 1 (Arrival Time) consists of hours and minutes (hhmm), with an implied colon. The hours
(hh) must be 00–23, and the minutes (mm) must be 00–59.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 858
 Private data subelement definitions
PDS 0534 (Total Non-Room Charges)

NOTE: Midnight is provided as 0000.

Subfield 2 (Arrival Time Segment)

Subfield 2 (Arrival Time Segment) must contain one of the values in this table.

Values and descriptions

Value Description
A 00:00 (midnight) to 11:59
P 12:00 (noon) to 11:59
space Unknown or not available

PDS 0534 (Total Non-Room Charges)

PDS 0534 (Total Non-Room Charges) contains the total amount of the non-room charges.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0534
Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 859
 Private data subelement definitions
PDS 0534 subfields

Values
PDS 0534 must be a fixed length of 14.

PDS 0534 subfields

This PDS consists of three subfields.

PDS 0534 subfields

Number Positions Name Attribute Justification

1 1–12 Total Non-Room Charges Amount n-12 Right
2 13 Total Non-Room Charges n-1 N/A
Exponent
3 14 Total Non-Room Charges Sign a-1 N/A

Subfield 1 (Total Non-Room Charges Amount)

If PDS 0534 is present, subfield 1 (Total Non-Room Charges Amount) must contain the amount
of the non-room charges and may be all zeros.

Subfield 2 (Total Non-Room Charges Exponent)

If PDS 0534 is present, subfield 2 (Total Non-Room Charges Exponent) must contain a value of
0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Total Non-Room Charges Sign)

If PDS 0534 is present, subfield 3 (Total Non-Room Charges Sign) must contain a value of D or
C. This subfield identifies whether PDS 0534 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Total non-room charges amount is a debit.
C Total non-room charges amount is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 860
 Private data subelement definitions
PDS 0535 (Fare)

PDS 0535 (Fare)

PDS 0535 (Fare) is the total amount of the trip leg ticket.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0535
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644

Values
If present, PDS 0535 can contain all zeros.

PDS 0536 (Fee)

PDS 0536 (Fee) is the total fee amount, per trip leg, associated with the ticket.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0536
Length Field: 3 positions, value = 012

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 861
 Private data subelement definitions
PDS 0537 (Taxes)

Data Field: Fixed length, 12 positions

Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644

Values
If present, PDS 0536 can contain all zeros.

PDS 0537 (Taxes)

PDS 0537 (Taxes) is the amount of the total taxes, per trip leg, associated with the ticket.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0537
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 862
 Private data subelement definitions
PDS 0538 (Endorsements/Restrictions)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644

Values
If present, PDS 0537 can contain all zeros.

PDS 0538 (Endorsements/Restrictions)

Endorsements can be agency-added notations and, in some cases, mandatory government-
required notations, such as VAT. Restrictions are limitations set on a ticket according to the type
of fare, such as nonrefundable or three-day minimum stay.

Attributes

Data Representation: ans…20; TAGLLLVAR

Tag Field: 0537
Length Field: 3 positions, value = 001–020
Data Field: Variable length, 1–20 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 863
 Private data subelement definitions
PDS 0539 (Total Amount Charged on Card)

Values
If present, PDS 0538 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0539 (Total Amount Charged on Card)

PDS 0539 (Total Amount Charged on Card) contains the total amount of the room charges,
charged to this account.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0539
Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0539 must be a fixed length of 14.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 864
 Private data subelement definitions
PDS 0539 subfields

PDS 0539 subfields

This PDS consists of three subfields.

PDS 0539 subfields

Number Positions Name Attribute Justification

1 1–12 Total Amount Charged on Card n-12 Right
Amount
2 13 Total Amount Charged on Card n-1 N/A
Exponent
3 14 Total Amount Charged on Card a-1 N/A
Sign

Subfield 1 (Total Amount Charged on Card Amount)

If PDS 0539 is present, subfield 1 (Total Amount Charged on Card Amount) must be numeric
and contain the amount charged on this account, and it may be all zeros.

Subfield 2 (Total Amount Charged on Card Exponent)

If PDS 0539 is present, subfield 2 (Total Amount Charged on Card Exponent) must be numeric
and contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Total Amount Charged on Card Sign)

If PDS 0539 is present, subfield 3 (Total Amount Charged on Card Sign) must contain a value of
D or C. This subfield identifies whether PDS 0539 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Total amount charged on this account is a debit.
C Total amount charged on this account is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 865
 Private data subelement definitions
PDS 0540 (Room Service Charges)

PDS 0540 (Room Service Charges)

PDS 0540 (Room Service Charges) contains the amount of the room service charges.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0540
Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0540 must be a fixed length of 14.

PDS 0540 subfields

This PDS consists of three subfields.

PDS 0540 subfields

Number Positions Name Attribute Justification

1 1–12 Room Service Charges Amount n-12 Right
2 13 Room Service Charges Exponent n-1 N/A
3 14 Room Service Charges Sign a-1 N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 866
 Private data subelement definitions
PDS 0541 (Lounge/Bar Charges)

Subfield 1 (Room Services Charges Amount)

If PDS 0540 is present, subfield 1 (Room Services Charges Amount) must be numeric and
contain the amount of the room service charges, and it may be all zeros.

Subfield 2 (Room Service Charges Exponent)

If PDS 0540 is present, subfield 2 (Room Service Charges Exponent) must be numeric and
contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Room Services Charges Sign)

If PDS 0540 is present, subfield 3 (Room Services Charges Sign) must contain a value of D or C.
This subfield identifies whether PDS 0540 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Room service charges amount is a debit.
C Room service charges amount is a credit.

PDS 0541 (Lounge/Bar Charges)

PDS 0541 (Lounge/Bar Charges) contains the amount of the lounge or bar charges.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0541
Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 3
Justification: See “Subfields”

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 867
 Private data subelement definitions
PDS 0541 subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0541 must be a fixed length of 14.

PDS 0541 subfields

This PDS consists of three subfields.

PDS 0541 subfields

Number Positions Name Attribute Justification

1 1–12 Lounge/Bar Charges Amount n-12 right
2 13 Lounge/Bar Charges Exponent n-1 N/A
3 14 Lounge/Bar Charges Sign a-1 N/A

Subfield 1 (Lounge/Bar Charges Amount)

If PDS 0541 is present, subfield 1 (Lounge/Bar Charges Amount) must be numeric and contain
the amount of the lounge or bar charges, and it may be all zeros.

Subfield 2 (Lounge/Bar Charges Exponent)

If PDS 0541 is present, subfield 2 (Lounge/Bar Charges Exponent) must be numeric and contain
a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Lounge/Bar Charges Sign)

If PDS 0541 is present, subfield 3 (Lounge/Bar Charges Sign) must contain a value of D or C.
This subfield identifies whether PDS 0541 is a debit or credit from the perspective of the
cardholder.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 868
 Private data subelement definitions
PDS 0542 (Transportation Charges)

Values and descriptions

Value Description
D Lounge/Bar charges amount is a debit.
C Lounge/Bar charges amount is a credit.

PDS 0542 (Transportation Charges)

PDS 0542 (Transportation Charges) contains the amount of the transportation charges.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0542
Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0542 must be a fixed length of 14.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 869
 Private data subelement definitions
PDS 0542 subfields

PDS 0542 subfields

This PDS consists of three subfields.

PDS 0542 subfields

Number Positions Name Attribute Justification

1 1–12 Transportation Charges Amount n-12 Right
2 13 Transportation Charges n-1 N/A
Exponent
3 14 Transportation Charges Sign a-1 N/A

Subfield 1 (Transportation Charges Amount)

If PDS 0542 is present, subfield 1 (Transportation Charges Amount) must be numeric and
contain the amount of the transportation charges, and it may be all zeros.

Subfield 2 (Transportation Charges Exponent)

If PDS 0542 is present, subfield 2 (Transportation Charges Exponent) must be numeric and
contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Transportation Charges Sign)

If PDS 0542 is present, subfield 3 (Transportation Charges Sign) must contain a value of D or C.
This subfield identifies whether PDS 0542 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Transportation charges amount is a debit.
C Transportation charges amount is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 870
 Private data subelement definitions
PDS 0543 (Gratuity Charges)

PDS 0543 (Gratuity Charges)

PDS 0543 (Gratuity Charges) contains the amount of the gratuity charges.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0543
Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0543 must be a fixed length of 14.

PDS 0543 subfields

This PDS consists of three subfields.

PDS 0543 subfields

Number Positions Name Attribute Justification

1 1–12 Gratuity Charges Amount n-12 Right
2 13 Gratuity Charges Exponent n-1 N/A
3 14 Gratuity Charges Sign a-1 N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 871
 Private data subelement definitions
PDS 0544 (Rental Agreement Number)

Subfield 1 (Gratuity Charges Amount)

If PDS 0543 is present, subfield 1 (Gratuity Charges Amount) must be numeric and may be all
zeros.

Subfield 2 (Gratuity Charges Exponent)

If PDS 0543 is present, subfield 2 (Gratuity Charges Exponent) must be numeric and contain a
value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Gratuity Charges Sign)

If PDS 0543 is present, subfield 3 (Gratuity Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0543 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Gratuity charges amount is a debit.
C Gratuity charges amount is a credit.

PDS 0544 (Rental Agreement Number)

PDS 0544 (Rental Agreement Number) contains the original vehicle rental agreement invoice
number.

Attributes

Data Representation: ans-9; TAGLLL

Tag Field: 0544
Length Field: 3 positions, value = 009
Data Field: Fixed length, 9 positions
Subfields: None
Justification: Left

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 872
 Private data subelement definitions
PDS 0544 (Rental Agreement Number)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for one of the U.S. region incentive interchange rate
programs listed in this table.

IRDs and descriptions

IRD Description
24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF
89 Commercial T&E Rate III
97 Lodging and Auto Rental
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RS Enhanced Lodging and Auto Rental

When an occurrence of the Financial Detail Addendum (Vehicle Rental Detail)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0544 (Rental Agreement Number) and cannot contain null values.

Values
If the actual rental agreement number contains more than nine digits, customers should
populate PDS 0544 with the agreement number’s right-most nine digits. If present, PDS 0544
must be left-justified and cannot contain all low values, all high values, all spaces, or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 873
 Private data subelement definitions
PDS 0545 (Renter Name)

PDS 0545 (Renter Name)

PDS 0545 (Renter Name) is the name of the individual making the vehicle rental agreement.

Attributes

Data Representation: ans…40; TAGLLLVAR

Tag Field: 0545
Length Field: 3 positions, value = 001–040
Data Field: Variable length, 1–40 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for one of the U.S. region incentive interchange rate
programs listed in this table.

IRDs and descriptions

IRD Description
24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF
89 Commercial T&E Rate III
96 World T&E
97 Lodging and Auto Rental

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 874
 Private data subelement definitions
PDS 0546 (Rental Return City)

IRD Description
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RS Enhanced Lodging and Auto Rental

When an occurrence of the Financial Detail Addendum (Vehicle Rental Detail)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0545 (Renter Name) and cannot contain null values.

Values
PDS 0545 must be a length of 1–040.
If present, PDS 0545 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0546 (Rental Return City)

PDS 0546 (Rental Return City) is the city where the vehicle was returned to the rental agency.

Attributes

Data Representation: ans…25; TAGLLLVAR

Tag Field: 0546
Length Field: 3 positions, value = 001–025
Data Field: Variable length, 1–25 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 875
 Private data subelement definitions
PDS 0547 (Rental Return State/Province)

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for one of the U.S. region incentive interchange rate
programs listed in this table.

IRDs and descriptions

IRD Description
24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF
89 Commercial T&E Rate III
96 World T&E
97 Lodging and Auto Rental
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RS Enhanced Lodging and Auto Rental

When an occurrence of the Financial Detail Addendum (Vehicle Rental Detail)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0546 (Rental Return City) and cannot contain null values.

Values
PDS 0546 must be a length of 001–025.
If present, PDS 0546 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0547 (Rental Return State/Province)

PDS 0547 (Rental Return State/Province) is the state or province where the vehicle was
returned to the rental agency.

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0547
Length Field: 3 positions, value = 003

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 876
 Private data subelement definitions
PDS 0547 (Rental Return State/Province)

Data Field: Fixed length, 3 positions

Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for one of the U.S. region incentive interchange rate
programs listed in this table.

IRDs and descriptions

IRD Description
24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF
89 Commercial T&E Rate III
96 World T&E
97 Lodging and Auto Rental
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RS Enhanced Lodging and Auto Rental

When an occurrence of the Financial Detail Addendum (Vehicle Rental Detail)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0547 (Rental Return State/Province) and cannot contain null values.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 877
 Private data subelement definitions
PDS 0548 (Rental Return Country)

Values
If present, PDS 0547 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros. It must contain a valid U.S. state code when PDS 0548 (Rental Return
Country) contains USA.
If the rental return occurs in a U.S. territory (Guam, Puerto Rico, or Virgin Islands), customers
should provide the three-position country code (GUM, PRI, or VIR) in both PDS 0547 and PDS
0548.
If rental return occurs outside the U.S. region, this field is not edited.

PDS 0548 (Rental Return Country)

PDS 0548 (Rental Return Country) is the country where the vehicle was returned to the rental
agency.

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0548
Length Field: 3 positions, value = 003
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for one of the U.S. region incentive interchange rate
programs listed in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 878
 Private data subelement definitions
PDS 0549 (Rental Return Location ID)

IRDs and descriptions

IRD Description
24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF
89 Commercial T&E Rate III
96 World T&E
97 Lodging and Auto Rental
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RS Enhanced Lodging and Auto Rental

When an occurrence of the Financial Detail Addendum (Vehicle Rental Detail)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0548 (Rental Return Country) and cannot contain null values.

Values
If present, PDS 0548 must be left-justified and contain a valid alphabetic ISO country code. It
cannot contain all spaces.
When territories have a defined country code in Chapter 2 of the Quick Reference Booklet, that
country code must be used.

PDS 0549 (Rental Return Location ID)

PDS 0549 (Rental Return Location ID) contains the agency code, phone number, or address
abbreviation used to identify the vehicle rental return location.

Attributes

Data Representation: ans-10; TAGLLL

Tag Field: 0549
Length Field: 3 positions, value = 010
Data Field: Fixed length, 10 positions
Subfields: None

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 879
 Private data subelement definitions
PDS 0549 (Rental Return Location ID)

Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for one of the U.S. region incentive interchange rate
programs listed in this table.

IRDs and descriptions

IRD Description
24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF
89 Commercial T&E Rate III
97 Lodging and Auto Rentals
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RS Enhanced Lodging and Auto Rental

When an occurrence of the Financial Detail Addendum (Vehicle Rental Detail)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0549 (Rental Return Location ID) and cannot contain null values.

Values
If present, PDS 0549 must be left-justified and cannot contain all spaces.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 880
 Private data subelement definitions
PDS 0550 (Rental Return Date)

PDS 0550 (Rental Return Date)

PDS 0550 (Rental Return Date) indicates the date when the vehicle was returned to the rental
agency.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0550
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for one of the U.S. region incentive interchange rate
programs listed in this table.
When an occurrence of the Financial Detail Addendum (Vehicle Rental Detail)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0550 (Rental Return Date) and cannot contain null values.

IRDs and descriptions

IRD Description
24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0551 (Rental Check-Out Date)

IRD Description
89 Commercial T&E Rate III
96 World T&E
97 Lodging and Auto Rental
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RS Enhanced Lodging and Auto Rental

When an occurrence of the Financial Detail Addendum (Vehicle Rental Detail)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0550 (Rental Return Date) and cannot contain null values.

Values
If present, PDS 0550 must contain a valid date in the format YYMMDD.

PDS 0551 (Rental Check-Out Date)

PDS 0551 (Rental Check-Out Date) is the date when the vehicle was originally rented.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0551
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 882
 Private data subelement definitions
PDS 0551 (Rental Check-Out Date)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for one of the U.S. region incentive interchange rate
programs listed in this table.

IRDs and descriptions

IRD Description
24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF
89 Commercial T&E Rate III
96 World T&E
97 Lodging and Auto Rental
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RS Enhanced Lodging and Auto Rental

When an occurrence of the Financial Detail Addendum (Vehicle Rental Detail)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0551 (Rental Checkout Date) and cannot contain null values.

Values
If present, PDS 0551 must contain a valid date in the format YYMMDD.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 883
 Private data subelement definitions
PDS 0552 (Customer Service Toll-Free [800] Number)

PDS 0552 (Customer Service Toll-Free [800] Number)

PDS 0552 (Customer Service Toll-Free [800] Number) contains the customer service phone
number used to resolve cardholder questions and disputes.

Attributes

Data Representation: ans-17; TAGLLL

Tag Field: 0552
Length Field: 3 positions, value = 017
Data Field: Fixed length, 17 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C
Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging acceptor
business code (MCC) and is submitted for the U.S. region Lodging and Auto Rental (IRD 97)
incentive interchange rate program.
This PDS is required if the associated First Presentment/1240 contains a vehicle rental MCC
and is submitted for one of the U.S. region incentive interchange rate programs listed in this
table.

IRDs and descriptions

IRD Description
24 Merchant UCAF
69 Commercial T&E Rate II

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 884
 Private data subelement definitions
PDS 0553 (Rental Rate)

IRD Description
79 Full UCAF
89 Commercial T&E Rate III
96 World T&E
97 Lodging and Auto Rental
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RS Enhanced Lodging and Auto Rental

This PDS is required if the associated First Presentment/1240 contains a lodging MCC and is
submitted for one of the U.S. region incentive interchange rate programs listed in this table.

IRDs and descriptions

IRD Description
69 Commercial T&E Rate II
89 Commercial T&E Rate III
96 World T&E

For transactions acquired in the U.S. region or Canada region, PDS 0552, if present, must
contain a 10-position phone number and be left-justified with trailing spaces. The first three
positions must be numeric.

Values
If present, PDS 0552 cannot contain all zeros, all spaces, all low values, or all high values.

PDS 0553 (Rental Rate)

PDS 0553 (Rental Rate) contains the rental rate charged for the vehicle and indicates whether
it is a daily, weekly, or monthly rate.

Attributes

Data Representation: ans-13; TAGLLL

Tag Field: 0553
Length Field: 3 positions, value = 013

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 885
 Private data subelement definitions
PDS 0553 subfields

Data Field: Fixed length, 13 positions

Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

When an occurrence of the Financial Detail Addendum (Vehicle Rental Detail)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0553 (Rental Rate) and cannot contain null values.

Requirements
This PDS is required if the associated First Presentment/1240 contains a fleet card MCC and is
submitted for U.S. region incentive interchange rate program 66 (Commercial Data Rate III).

PDS 0553 subfields

This PDS consists of two subfields.

PDS 0553 subfields

Number Positions Name Attribute Justification

1 1 Rental Rate Indicator as-1 N/A
2 2–13 Rental Rate n-12 right

Subfield 1 (Rental Rate Indicator)

If PDS 0553 is present, subfield 1 (Rental Rate Indicator) must contain one of the values listed in
this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 886
 Private data subelement definitions
PDS 0554 (Conference Room Charges)

Values and descriptions

Value Description
D Daily rate
W Weekly rate
M Monthly rate
space Unknown or unreported

Subfield 2 (Rental Rate)

If PDS 0553 is present, subfield 2 (Rental Rate) must be numeric and may contain all zeros.

PDS 0554 (Conference Room Charges)

PDS 0554 (Conference Room Charges) contains the amount of the charges associated with
conference room use.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0554
Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 887
 Private data subelement definitions
PDS 0554 subfields

Values
PDS 0554 must be a fixed length of 14.

PDS 0554 subfields

This PDS consists of three subfields

PDS 0554 subfields

Number Positions Name Attribute Justification

1 1–12 Conference Room Charges n-12 Right
Amount
2 13 Conference Room Charges n-1 N/A
Exponent
3 14 Conference Room Charges Sign a1 N/A

Subfield 1 (Conference Room Charges Amount)

If PDS 0554 is present, subfield 1 (Conference Room Charges Amount) must be numeric and
may be all zeros.

Subfield 2 (Conference Room Charges Exponent)

If PDS 0554 is present, subfield 2 (Conference Room Charges Exponent) must be numeric and
contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Conference Room Charges Sign)

If PDS 0554 is present, subfield 3 (Conference Room Charges Sign) must contain a value of D or
C. This subfield identifies whether PDS 0554 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Conference room charges amount is a debit.
C Conference room charges amount is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 888
 Private data subelement definitions
PDS 0555 (Rate Per Mile [or Per Kilometer])

PDS 0555 (Rate Per Mile [or Per Kilometer])

PDS 0555 (Rate Per Mile [or Per Kilometer]) contains the rate charged for each mile or
kilometer. It may be a daily, weekly, or monthly rate.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0555
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, PDS 0555 must be numeric and may contain all zeros.

PDS 0556 (Total Miles [or Kilometers])

PDS 0556 (Total Miles [or Kilometers]) contains the total miles or kilometers that the customer
drove.

Attributes

Data Representation: n-4; TAGLLL

Tag Field: 0556

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 889
 Private data subelement definitions
PDS 0557 (Maximum Free Miles [or Kilometers])

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, PDS 0556 must be numeric and cannot contain all zeros.

PDS 0557 (Maximum Free Miles [or Kilometers])

PDS 0557 (Maximum Free Miles [or Kilometers]) contains the free miles or kilometers allowed to
a customer for the duration of the vehicle rental agreement.

Attributes

Data Representation: n-4; TAGLLL

Tag Field: 0557
Length Field: 3 positions, value = 004
Data Field: Fixed length, 4 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 890
 Private data subelement definitions
PDS 0558 (Miles/Kilometers Indicator)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, PDS 0557 must be numeric and may contain all zeros.

PDS 0558 (Miles/Kilometers Indicator)

PDS 0558 (Miles/Kilometers Indicator) shows whether the miles fields are expressed in miles or
kilometers.

Attributes

Data Representation: ans-1; TAGLLL

Tag Field: 0558
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, PDS 0558 must contain one of the values listed in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 891
 Private data subelement definitions
PDS 0559 (Vehicle Insurance)

Values and descriptions

Value Description
K Kilometers
M Miles
space Unknown or unreported

PDS 0559 (Vehicle Insurance)

PDS 0559 (Vehicle Insurance) contains an indicator of whether the customer purchased
insurance and of the insurance amount.

Attributes

Data Representation: ans-13; TAGLLL

Tag Field: 0559
Length Field: 3 positions, value = 013
Data Field: Fixed length, 13 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 892
 Private data subelement definitions
PDS 0559 subfields

PDS 0559 subfields

This PDS consists of two subfields.

PDS 0559 subfields

Number Positions Name Attribute Justification

1 1 Insurance Indicator as-1 N/A
2 2–13 Insurance Charges ans-12 right

Subfield 1: Insurance Indicator

If PDS 0559 is present, subfield 1 (Insurance Indicator) must contain one of the values listed in
this table.

Values and descriptions

Value Description
Y Yes (insurance was purchased)
N No (insurance was not purchased)
spaces Unknown or unreported

Subfield 2 (Insurance Charges)

If PDS 0559, subfield 1 is Y, PDS 0559, subfield 2 (Insurance Charges) cannot contain all spaces
or all zeros.

PDS 0560 (Audio Visual Charges)

PDS 0560 (Audio Visual Charges) contains the amount of the audiovisual equipment charges.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0560
Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 3

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 893
 Private data subelement definitions
PDS 0560 subfields

Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0560 must be a fixed length of 14.

PDS 0560 subfields

This PDS consists of three subfields.

PDS 0560 subfields

Number Positions Name Attribute Justification

1 1–12 Audio Visual Charges Amount n-12 Right
2 13 Audio Visual Charges Exponent n-1 N/A
3 14 Audio Visual Charges Sign a-1 N/A

Subfield 1 (Audio Visual Charges Amount)

If PDS 0560 is present, subfield 1 (Audio Visual Charges Amount) must be numeric and contain
the amount of the audiovisual equipment charges, and it may be all zeros.

Subfield 2 (Audio Visual Charges Exponent)

If PDS 0560 is present, subfield 2 (Audio Visual Charges Exponent) must be numeric and
contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 894
 Private data subelement definitions
PDS 0561 (Adjusted Amount)

Subfield 3 (Audio Visual Charges Sign)

If PDS 0560 is present, subfield 3 (Audio Visual Charges Sign) must contain a value of D or C.
This subfield identifies whether PDS 0560 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Audio visual charges amount is a debit.
C Audio visual charges amount is a credit.

PDS 0561 (Adjusted Amount)

PDS 0561 (Adjusted Amount) indicates whether any miscellaneous charges were incurred after
the vehicle was returned.
PDS 0561 should be provided only when additional charges have been identified.

Attributes

Data Representation: ans-13; TAGLLL

Tag Field: 0561
Length Field: 3 positions, value = 013
Data Field: Fixed length, 13 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 895
 Private data subelement definitions
PDS 0561 subfields

PDS 0561 subfields

This PDS consists of two subfields.

PDS 0561 subfields

Number Positions Name Attribute Justification

1 1 Adjusted Amount Indicator as-1 N/A
2 2–13 Adjusted Amount n-12 right

Subfield 1 (Adjusted Amount Indicator)

If PDS 0561 is present, subfield 1 (Adjusted Amount Indicator) must contain one of the values
listed in this table.

Values and descriptions

Value Description
A Drop-off charges
B Delivery charges
C Parking expenses
D Extra hours
E Violations
X Multiple charges of the above types
space Unknown or no additional charges

Subfield 2 (Adjusted Amount)

If subfield 1 does not contain a space, subfield 2 (Adjusted Amount) must be numeric and
greater than zero.

PDS 0562 (Banquet Charges)

PDS 0562 (Banquet Charges) contains the amount of the banquet charges.

Attributes

Data Representation: ans-14; TAGLLL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 896
 Private data subelement definitions
PDS 0562 subfields

Tag Field: 0562

Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0562 must be a fixed length of 14.

PDS 0562 subfields

This PDS consists of three subfields.

PDS 0562 subfields

Number Positions Name Attribute Justification

1 1–12 Banquet Charges Amount n-12 right
2 13 Banquet Charges Exponent n-1 N/A
3 14 Banquet Charges Sign a-1 N/A

Subfield 1 (Banquet Charges Amount)

If PDS 0562 is present, subfield 1 (Banquet Charges Amount) must be numeric and contain the
amount of the banquet charges, and it may be all zeros.

Subfield 2 (Banquet Charges Exponent)

If PDS 0562 is present, subfield 2 (Banquet Charges Exponent) must be numeric and contain a
value of 0 to 5.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 897
 Private data subelement definitions
PDS 0563 (Program Code)

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Banquet Charges Sign)

If PDS 0562 is present, subfield 3 (Banquet Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0562 is a debit or credit from the perspective of the cardholder.

Values and description

Value Description
D Banquet charges amount is a debit.
C Banquet charges amount is a credit.

PDS 0563 (Program Code)

PDS 0563 (Program Code) identifies special circumstances, such as frequent renter.

Attributes

Data Representation: ans-2; TAGLLL

Tag Field: 0563
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 898
 Private data subelement definitions
PDS 0564 (Rental Location City)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, PDS 0563 must be left-justified and cannot be all low values, all high values, all
spaces, or all zeros.

PDS 0564 (Rental Location City)

PDS 0564 (Rental Location City) indicates where the vehicle was rented.

Attributes

Data Representation: ans…25; TAGLLLVAR

Tag Field: 0564
Length Field: 3 positions, value = 001–025
Data Field: Variable length, 1–25 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 899
 Private data subelement definitions
PDS 0565 (Rental Location State/Province)

Values
PDS 0564, Rental Location City must be a length of 001–025.
If present, PDS 0564 must be left-justified and cannot be all low values, all high values, all
spaces, or all zeros.

PDS 0565 (Rental Location State/Province)

PDS 0565 (Rental Location State/Province) indicates the state or province where the vehicle
was rented.

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0565
Length Field: 3 positions, value = 003
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.

Values
If present, PDS 0565 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros. It must contain a valid U.S. state code if PDS 0566 (Rental Location
Country) contains USA.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 900
 Private data subelement definitions
PDS 0566 (Rental Location Country)

If the rental location occurs in a U.S. territory (Guam, Puerto Rico, or Virgin Islands), customers
should provide the three-position country code (GUM, PRI, or VIR) in both PDS 0565 and PDS
0566 (Rental Location Country).

PDS 0566 (Rental Location Country)

PDS 0566 (Rental Location Country) indicates the country where the vehicle was rented.

Attributes

Data Representation: as-3; TAGLLL

Tag Field: 0566
Length Field: 3 positions, value = 003
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.

Values
If present, PDS 0566 must be left-justified and be a valid alphabetic ISO country code. It cannot
contain all spaces.
When territories have a defined country code in Chapter 2 of the Quick Reference Booklet, that
country code must be used.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 901
 Private data subelement definitions
PDS 0567 (Rental Location ID

PDS 0567 (Rental Location ID

PDS 0567 (Rental Location ID) contains the agency code, phone number, or address
abbreviation used to identify the rental location.

Attributes

Data Representation: ans-10; TAGLLL

Tag Field: 0567
Length Field: 3 positions, value = 010
Data Field: Fixed length, 10 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values)
If present, PDS 0567 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0568 (Rental Class ID)

PDS 0568 (Rental Class ID) contains the classification, such as midsize or luxury, of the vehicle
rented.

Attributes

Data Representation: ans-4; TAGLLL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 902
 Private data subelement definitions
PDS 0568 (Rental Class ID)

Tag Field: 0568

Length Field: 3 positions, value = 004
Data Field: Fixed length, 4 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.

Values
If present, PDS 0568 must be left-justified and cannot contain all low values, high values, all
spaces, or all zeros. Otherwise, the clearing system does not edit PDS 0568. Suggested values
are listed in this table.

Values and descriptions

Value Description
0001 Mini
0002 Subcompact
0003 Economy
0004 Compact
0005 Midsize
0006 Intermediate
0007 Standard
0008 Full size

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 903
 Private data subelement definitions
PDS 0569 (Internet Access Charges)

Value Description
0009 Luxury
0010 Premium
0011 Minivan
0012 12-passenger van
0013 Moving van
0014 15-passenger van
0015 Cargo van
0016 12-foot truck
0017 20-foot truck
0018 24-foot truck
0019 26-foot truck
0020 Moped
0021 Stretch
0022 Regular
0023 Unique
0024 Exotic
0025 Small/medium truck
0026 Large truck
0027 Small SUV
0028 Medium SUV
0029 Large SUV
0030 Exotic SUV
9999 Miscellaneous

PDS 0569 (Internet Access Charges)

PDS 0569 (Internet Access Charges) contains the amount of the internet access charges.

Attributes

Data Representation: ans-14; TAGLLL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 904
 Private data subelement definitions
PDS 0569 subfields

Tag Field: 0569

Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0569 must be a fixed length of 14.

PDS 0569 subfields

This PDS consists of three subfields.

PDS 0569 subfields

Number Positions Name Attribute Justification

1 1–12 Internet Access Charges Amount n-12 right
2 13 Internet Access Charges n-1 N/A
Exponent
3 14 Internet Access Charges Sign a-1 N/A

Subfield 1 (Internet Access Charges Amount)

If PDS 0569 is present, subfield 1 (Internet Access Charges Amount) must be numeric, contain
the amount of the Internet access charges, and may be all zeros.

Subfield 2 (Internet Access Charges Exponent)

If PDS 0569 is present, subfield 2 (Internet Access Charges Exponent) must be numeric and
contain a value of 0 to 5.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 905
 Private data subelement definitions
PDS 0570 (Early Departure Charges)

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Internet Access Charges Sign)

If PDS 0569 is present, subfield 3 (Internet Access Charges Sign) must contain a value of D or C.
This subfield identifies whether PDS 0569 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Internet Access Charges amount is a debit.
C Internet Access Charges amount is a credit.

PDS 0570 (Early Departure Charges)

PDS 0570 (Early Departure Charges) contains the amount charged because of early departure.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0570
Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 906
 Private data subelement definitions
PDS 0570 subfields

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0570 must be a fixed length of 14.

PDS 0570 subfields

This PDS consists of three subfields.

PDS 0570 subfields

Number Positions Name Attribute Justification

1 1–12 Early Departure Charges Amount n-12 right
2 13 Early Departure Charges n-1 N/A
Exponent
3 14 Early Departure Charges Sign a-1 N/A

Subfield 1 (Early Departure Charges Amount)

If PDS 0570 is present, subfield 1 (Early Departure Charges Amount) must be numeric, contain
the amount of the early departure charges, and may be all zeros.

Subfield 2 (Early Departure Charges Exponent)

If PDS 0570 is present, subfield 2 (Early Departure Charges Exponent) must be numeric and
contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Early Departure Charges Sign)

If PDS 0570 is present, subfield 3 (Early Departure Charges Sign) must contain a value of D or
C. This subfield identifies whether PDS 0570 is a debit or credit from the perspective of the
cardholder.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 907
 Private data subelement definitions
PDS 0571 (Guest Name)

Values and descriptions

Value Description
D Early departure charges amount is a debit.
C Early departure charges amount is a credit.

PDS 0571 (Guest Name)

PDS 0571 (Guest Name) contains the name of the lodging patron.

Attributes

Data Representation: ans…40; TAGLLLVAR

Tag Field: 0571
Length Field: 3 positions, value = 001–040
Data Field: Variable length, 001–040 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0571 must be a length of 001–040. If present, PDS 0571 must be left-justified and cannot
contain all low values, high values, all spaces, or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 908
 Private data subelement definitions
PDS 0572 (Guest Number)

PDS 0572 (Guest Number)

PDS 0572 (Guest Number) contains the number assigned to the lodging patron.

Attributes

Data Representation: ans-25; TAGLLL

Tag Field: 0572
Length Field: 3 positions, value = 025
Data Field: Fixed length, 025 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0572 must be a fixed length of 025. If present, PDS 0572 must be left-justified and cannot
contain all low values, high values, all spaces, or all zeros.

PDS 0573 (Invoice Number)

PDS 0573 (Invoice Number) contains the number of the electronic invoice.

Attributes

Data Representation: ans…25; TAGLLLVAR

Tag Field: 0573
Length Field: 3 positions, value = 001–025

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 909
 Private data subelement definitions
PDS 0574 (Arrival Date)

Data Field: Variable length, 001–025 positions

Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Transaction C • C
Data)/1644

PDS 0573 must be present in a Financial Addendum (Electronic Invoice, Transaction Data)/
1644 when the transaction is for one of these Mastercard Payment Gateway Interchange
Programs:
• E1 Commercial Large Ticket Rate 1 MPG
• E2 Commercial Large Ticket Rate 2 MPG, or
• E3 Commercial Large Ticket Rate 3 MPG.

Values
PDS 0573 must be a length of 001–025. If present, PDS 0573 must be left-justified and cannot
contain all low values, high values, all spaces, or all zeros.

PDS 0574 (Arrival Date)

PDS 0574 (Arrival Date) contains the cardholder check-in date.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0574
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 910
 Private data subelement definitions
PDS 0574 (Arrival Date)

Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging acceptor
business code (MCC) and is submitted for one of the U.S. region incentive interchange rate
programs listed in this table.

IRDs and descriptions

IRD Description
24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF
89 Commercial T&E Rate III
96 World T&E
97 Lodging and Auto Rental
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RS Enhanced Lodging and Auto Rental

When an occurrence of the Financial Detail Addendum (Lodging Summary)/1644 addendum

message is submitted in association with a First Presentment/1240 message, it must include
PDS 0574 (Arrival Date) and cannot contain null values.

Values
If present, PDS 0574 must contain a valid date in the format YYMMDD.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 911
 Private data subelement definitions
PDS 0575 (Departure Date)

PDS 0575 (Departure Date)

PDS 0575 (Departure Date) contains the cardholder checkout date.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0575
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging acceptor
business code (MCC) and is submitted for one of the U.S. region incentive interchange rate
programs listed in this table.
When an occurrence of the Financial Detail Addendum (Lodging Summary)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0575 (Departure Date) and cannot contain null values.

IRDs and descriptions

IRD Description
24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 912
 Private data subelement definitions
PDS 0576 (Folio Number)

IRD Description
89 Commercial T&E Rate III
96 World T&E
97 Lodging and Auto Rental
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RS Enhanced Lodging and Auto Rental

When an occurrence of the Financial Detail Addendum (Lodging Summary)/1644 addendum

message is submitted in association with a First Presentment/1240 message, it must include
PDS 0575 (Departure Date) and cannot contain null values.

Values
If present, PDS 0575 must contain a valid date in the format YYMMDD.

PDS 0576 (Folio Number)

PDS 0576 (Folio Number) contains the acceptor’s internal invoice or billing ID reference number.

Attributes

Data Representation: ans…25; TAGLLLVAR

Tag Field: 0576
Length Field: 3 positions, value = 001–025
Data Field: Variable length, 1–25 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 913
 Private data subelement definitions
PDS 0576 (Folio Number)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging acceptor
business code (MCC) and is submitted for one of the following U.S. region incentive interchange
rate programs.

IRDs and descriptions

IRD Description
24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF
89 Commercial T&E Rate III
96 World T&E
97 Lodging and Auto Rental
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RS Enhanced Lodging and Auto Rental

When an occurrence of the Financial Detail Addendum (Lodging Summary)/1644 addendum

message is submitted in association with a First Presentment/1240 message, it must include
PDS 0576 (Folio Number) and cannot contain null values.

Values
PDS 0576, Folio Number must be a length of 001–025.
If present, PDS 0576 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 914
 Private data subelement definitions
PDS 0577 (Property Phone Number)

PDS 0577 (Property Phone Number)

PDS 0577 (Property Phone Number) identifies specific lodging property location by its local
phone number.

Attributes

Data Representation: ans-17; TAGLLL

Tag Field: 0577
Length Field: 3 positions, value = 017
Data Field: Fixed length, 17 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging acceptor
business code (MCC) and is submitted for the U.S. region Lodging and Auto Rental (IRD 97)
incentive interchange rate program.
Either this PDS or PDS 0552 (Customer Service Toll-Free [800] Number) is required if the
associated First Presentment/1240 contains a lodging MCC and is submitted for one of the U.S.
region incentive interchange rate programs listed in this table.

IRDs and descriptions

IRD Description
24 Merchant UCAF
69 Commercial T&E Rate II
79 Full UCAF

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 915
 Private data subelement definitions
PDS 0578 (Billing Adjustment)

IRD Description
89 Commercial T&E Rate III
96 World T&E
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF

For transactions acquired in the U.S. or Canada region, PDS 0577, if present, must contain a 10-
position phone number, left-justified with trailing spaces. The first three positions must be
numeric.

Values
If present, PDS 0577 cannot contain all low values, all high values, all zeros, or all spaces.

PDS 0578 (Billing Adjustment)

PDS 0578 (Billing Adjustment) indicates whether any additional charges were incurred after the
cardholder’s departure.

Attributes

Data Representation: ans-15; TAGLLL

Tag Field: 0578
Length Field: 3 positions, value = 015
Data Field: Fixed length, 15 positions
Subfields: 4
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 916
 Private data subelement definitions
PDS 0578 subfields

PDS 0578 subfields

This PDS consists of two subfields.

PDS 0578 subfields

Number Positions Name Attribute Justification

1 1 Billing Adjustment Indicator as-1 N/A
2 2–13 Billing Adjustment Amount n-12 right
3 14 Billing Adjustment Exponent n–1 N/A
4 15 Billing Adjustment Sign a–1 N/A

Subfield 1 (Billing Adjustment Indicator)

If PDS 0578 is present, subfield 1 (Billing Adjustment Indicator) should contain one of the values
listed in this table.

Values and descriptions

Value Description
Y Yes (additional charges were added)
N No (no additional charges were added)
space No additional charges or unknown

Subfield 2 (Billing Adjustment Amount)

Subfield 2 (Billing Adjustment Amount) contains the total amount of the charges added after
the departure. If subfield 1 contains a Y, subfield 2 must be numeric and greater than zero.

Subfield 3 (Billing Adjustment Exponent)

Subfield 3 (Billing Adjustment Exponent) must be numeric and contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 4 (Billing Adjustment Sign)

If PDS 0578 is present, subfield 4 (Billing Adjustment Sign) must contain a value of D or C. This
subfield identifies whether PDS 0578 is a debit or credit from the perspective of the cardholder.
The values are listed in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 917
 Private data subelement definitions
PDS 0579 (Invoice Date)

Values and descriptions

Value Description
D Billing Adjustment amount is a debit.
C Billing Adjustment amount is a credit.

PDS 0579 (Invoice Date)

PDS 0579 (Invoice Date) contains the date of the electronic invoice.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0579
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Transaction O • C
Data)/1644

Values
PDS 0579 must be numeric and must be a fixed length of 006. If present, PDS 0579 must
contain a valid date in the format YYMMDD.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 918
 Private data subelement definitions
PDS 0580 (Room Rate)

PDS 0580 (Room Rate)

PDS 0580 (Room Rate) contains the daily room charges exclusive of taxes and fees.

Attributes

Data Representation: n-13; TAGLLL

Tag Field: 0580
Length Field: 3 positions, value = 013
Data Field: Fixed length, 13 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.
When an occurrence of the Financial Detail Addendum (Lodging Summary)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0580 (Room Rate) and cannot contain null values.

Values
If various room rates apply for the same stay (folio), the room rate for the majority of number
of days should be listed.
If present, PDS 0580 must be a fixed length of 13 and may contain all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 919
 Private data subelement definitions
PDS 0580 subfields

PDS 0580 subfields

This PDS consists of two subfields.

PDS 0580 subfields

Number Positions Name Attribute Justification

1 1–12 Room Rate Amount n–12 right
2 13 Room Rate Exponent n-1 N/A

Subfield 1 (Room Rate Amount)

Subfield 1 (Room Rate Amount) contains the daily room charges exclusive of taxes and fees. If
PDS 0580 is present, subfield 1 must be numeric.

Subfield 2 (Room Rate Exponent)

Subfield 2 (Room Rate Exponent) must be numeric and contain a value of 0 to 5.

PDS 0581 (Total Room Tax)

PDS 0581 (Total Room Tax) contains tax amount information such as the daily room tax,
occupancy tax, energy tax, and tourist tax amounts.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0581
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 920
 Private data subelement definitions
PDS 0581 subfields

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.

Values
If present, must be a fixed length of 14.

PDS 0581 subfields

This PDS consists of three subfields.

PDS 0581 subfields

Number Positions Name Attribute Justification

1 1–12 Total Room Tax Amount n–12 right
2 13 Total Room Tax Exponent n-1 N/A
3 14 Total Room Tax Sign a–1 N/A

Subfield 1 (Total Room Tax Amount)

Subfield 1 (Total Room Tax Amount) contains the total amount of the charges for Total Room
Tax. If PDS 0581 is present, subfield 1 must be numeric.

Subfield 2 (Total Room Tax Exponent)

If PDS 0581 is present, subfield 2 (Total Room Tax Exponent) must be numeric and contain a
value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents should
utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Total Room Tax Sign)

If PDS 0581 is present, subfield 3 (Total Room Tax Sign) must contain a value of D or C. This
subfield identifies whether PDS 0581 is a debit or credit from the perspective of the cardholder.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 921
 Private data subelement definitions
PDS 0582 (Program Code)

Values and descriptions

Value Description
D Total room tax amount is a debit.
C Total room tax amount is a credit.

PDS 0582 (Program Code)

PDS 0582 (Program Code) indicates special circumstances such as no-show situations.

Attributes

Data Representation: ans-2; TAGLLL

Tag Field: 0582
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0582 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 922
 Private data subelement definitions
PDS 0583 (Phone Charges)

PDS 0583 (Phone Charges)

PDS 0583 (Phone Charges) contains the total amount of charges for all phone calls.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0583
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0583 must be a fixed length of 14.

PDS 0583 subfields

This PDS consists of three subfields.

PDS 0583 subfields

Number Positions Name Attribute Justification

1 1–12 Phone Charges Amount n–12 right
2 13 Phone Charges Exponent n-1 N/A
3 14 Phone Charges Sign a–1 N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 923
 Private data subelement definitions
PDS 0584 (Restaurant Charges)

Subfield 1 (Phone Charges Amount)

Subfield 1 (Phone Charges Amount) contains the total amount of charges for all phone calls. If
PDS 0583 is present, subfield 1 must be numeric.

Subfield 2 (Phone Charges Exponent)

If PDS 0583 is present, subfield 2 (Phone Charges Exponent) must be numeric and contain a
value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Phone Charges Sign)

If PDS 0583 is present, subfield 3 (Phone Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0583 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Phone charges amount is a debit.
C Phone charges amount is a credit.

PDS 0584 (Restaurant Charges)

PDS 0584 (Restaurant Charges) contains the total amount of all restaurant charges.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0584
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 924
 Private data subelement definitions
PDS 0584 subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0584 must be a fixed length of 14.

PDS 0584 subfields

This PDS consists of three subfields.

PDS 0584 subfields

Number Positions Name Attribute Justification

1 1–12 Restaurant Charges Amount n–12 right
2 13 Restaurant Charges Exponent n-1 N/A
3 14 Restaurant Charges Sign a–1 N/A

Subfield 1 (Restaurant Charges Amount)

If PDS 0584 is present, subfield 1 (Restaurant Charges Amount) must be numeric and contain
the restaurant charges amount.

Subfield 2 (Restaurant Charges Exponent)

If PDS 0584 is present, subfield 2 (Restaurant Charges Exponent) must be numeric and contain
a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Restaurant Charges Sign)

If PDS 0584 is present, subfield 3 (Restaurant Charges Sign) must contain a value of D or C.
This subfield identifies whether PDS 0584 is a debit or credit from the perspective of the
cardholder.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 925
 Private data subelement definitions
PDS 0585 (Mini-Bar Charges)

Values and descriptions

Value Description
D Restaurant charges amount is a debit.
C Restaurant charges amount is a credit.

PDS 0585 (Mini-Bar Charges)

PDS 0585 (Mini-Bar Charges) contains the total amount of in-room mini-bar service charges.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0585
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0585 must be a fixed length of 14.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 926
 Private data subelement definitions
PDS 0585 subfields

PDS 0585 subfields

This PDS consists of three subfields.

PDS 0585 subfields

Number Positions Name Attribute Justification

1 1–12 Mini-Bar Charges Amount n–12 right
2 13 Mini-Bar Charges Exponent n-1 N/A
3 14 Mini-Bar Charges Sign a–1 N/A

Subfield 1 (Mini-Bar Charges Amount)

If PDS 0585 is present, subfield 1 (Mini-Bar Charges Amount) must be numeric and contain the
mini-bar charges amount.

Subfield 2 (Mini-Bar Charges Exponent)

If PDS 0585 is present, subfield 2 (Mini-Bar Charges Exponent) must be numeric and contain a
value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3: Mini-Bar Charges Sign

If PDS 0585 is present, subfield 3 (Mini-Bar Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0585 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Mini-Bar charges amount is a debit.
C Mini-Bar charges amount is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 927
 Private data subelement definitions
PDS 0586 (Gift Shop Charges)

PDS 0586 (Gift Shop Charges)

PDS 0586 (Gift Shop Charges) contains the total amount of all gift shop and specialty shop
charges.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0586
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0586 must be a fixed length of 14.

PDS 0586 subfields

This PDS consists of three subfields.

PDS 0586 subfields

Number Positions Name Attribute Justification

1 1–12 Gift Shop Charges Amount n–12 right
2 13 Gift Shop Charges Exponent n-1 N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 928
 Private data subelement definitions
PDS 0587 (Laundry and Dry Cleaning Charges)

Number Positions Name Attribute Justification

3 14 Gift Shop Charges Sign a–1 N/A

Subfield 1 (Gift Shop Charges Amount)

Subfield 1 (Gift Shop Charges Amount) contains the total amount of all gift shop and specialty
shop charges. If PDS 0586 is present, subfield 1 must be numeric.

Subfield 2 (Gift Shop Charges Exponent)

If PDS 0586 is present, subfield 2 (Gift Shop Charges Exponent) must be numeric and contain a
value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Gift Shop Charges Sign)

If PDS 0586 is present, subfield 3 (Gift Shop Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0586 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Gift Shop charges amount is a debit.
C Gift Shop charges amount is a credit.

PDS 0587 (Laundry and Dry Cleaning Charges)

PDS 0587 (Laundry and Dry Cleaning Charges) contains the total amount of cleaning charges.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0587
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 929
 Private data subelement definitions
PDS 0587 subfields

Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0587 must be a fixed length of 14.

PDS 0587 subfields

This PDS consists of three subfields.

PDS 0587 subfields

Number Positions Name Attribute Justification

1 1–12 Laundry and Dry Cleaning n–12 right
Charges Amount
2 13 Laundry and Dry Cleaning n-1 N/A
Charges Exponent
3 14 Laundry and Dry Cleaning a–1 N/A
Charges Sign

Subfield 1 (Laundry and Dry Cleaning Charges Amount)

Subfield 1 (Laundry and Dry Cleaning Charges Amount) contains the total amount of all
laundry and dry cleaning charges. If PDS 0587 is present, subfield 1 must be numeric.

Subfield 2 (Laundry and Dry Cleaning Charges Exponent)

If PDS 0587 is present, subfield 2 (Laundry and Dry Cleaning Charges Exponent) must be
numeric and contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 930
 Private data subelement definitions
PDS 0588 (Other Services)

Subfield 3 (Laundry and Dry Cleaning Charges Sign)

If PDS 0587 is present, subfield 3 (Laundry and Dry Cleaning Charges Sign) must contain a
value of D or C. This subfield identifies whether PDS 0587 is a debit or credit from the
perspective of the cardholder.

Values and descriptions

Value Description
D Laundry and Dry Cleaning charges amount is a debit.
C Laundry and Dry Cleaning charges amount is a credit.

PDS 0588 (Other Services)

PDS 0588 (Other Services) contains the total amount of other service charges, not elsewhere
classified.

Attributes

Data Representation: ans-102; TAGLLLVAR

Tag Field: 0588
Length Field: 3 positions, value = 017–102
Data Field: Variable length, 17–102 positions
Subfields: 4
Occurrences 1–6
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 931
 Private data subelement definitions
PDS 0588 subfields

Values
PDS 0588 must be a length of 017–102, and it must be divisible by a minimum occurrence
length of 017.

PDS 0588 subfields

This PDS consists of four subfields.

PDS 0588 subfields

Number Positions Name Attribute Justification

1 1–3 Other Services Code ans-3 left
2 4–15 Other Services Amount n-12 right
3 16 Other Services Exponent n–1 N/A
4 17 Other Services Sign a–1 N/A

Subfield 1 (Other Services Code)

Subfield 1 (Other Services Code) contains the code indicating the type of services provided. If
present, subfield 1 must be left-justified and cannot be all low values, all high values, all spaces,
or all zeros.

Subfield 2 (Other Services Amount)

Subfield 2 (Other Services Amount) must be numeric.

Subfield 3 (Other Services Exponent)

If PDS 0588 is present, subfield 3 (Other Services Exponent) must be numeric and must contain
a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 4 (Other Services Sign)

If PDS 0588 is present, subfield 4 (Other Services Sign) must contain a value of D or C. This
subfield identifies whether PDS 0588 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Other Services charges amount is a debit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 932
 Private data subelement definitions
PDS 0589 (Invoice Creation Date/Time)

Value Description
C Other Services charges amount is a credit.

PDS 0589 (Invoice Creation Date/Time)

PDS 0589 (Invoice Creation Date/Time) contains the date and time the electronic invoice was
created.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0589
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Transaction O • C
Data)/1644

Values
PDS 0589 must be a fixed length of 12.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 933
 Private data subelement definitions
PDS 0589 subfields

PDS 0589 subfields

This PDS consists of two subfields.

PDS 0589 subfields

Number Positions Name Attribute Justification

1 1–6 Invoice Creation Date n-6 right
2 7–12 Invoice Creation Time n-6 right

Subfield 1 (Invoice Creation Date)

If PDS 0589 is present, subfield 1 (Invoice Creation Date) must be numeric and must contain a
valid date in the format YYMMDD.

Subfield 2 (Invoice Creation Time)

If PDS 0589 is present, subfield 2 (Invoice Creation Time) must be numeric and must contain a
valid time in the format HHMMSS.

PDS 0590 (Party Identification)

PDS 0590 (Party Identification) contains a code that identifies the various parties on an invoice.

Attributes

Data Representation: an-2; TAGLLL

Tag Field: 0590
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 934
 Private data subelement definitions
PDS 0591 (Party Name)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Party O • C
Information)/1644

Values
If present, PDS 0590 must be a fixed length of 02 and contain one of the values listed in this
table.

Values and descriptions

Value Description
BY Buyer or company buying the goods or services (Corporate)
SU Supplier or the provider of the goods or services (Merchant)
IV The party to whom the invoice is addressed
PE Payee or the party that will receive payment
DP Delivery party or the party that will receive the goods
SF Ship from party or the company from which the goods or services
will be shipped

PDS 0591 (Party Name)

PDS 0591 (Party Name) contains name of the party identified on the invoice.

Attributes

Data Representation: ans…120; TAGLLLVAR

Tag Field: 0591
Length Field: 3 positions, value = 040–120
Data Field: Variable length, 120 positions
Subfields: 1
Occurrences: 1–3

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 935
 Private data subelement definitions
PDS 0591 subfields

Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Party O • C
Information)/1644

PDS 0591 subfields

This PDS contains from one to three occurrences of party name information.
Each occurrence requires 40 positions. The length of this PDS must be a multiple of 40, with a
maximum length of 120 positions.

PDS 0591 subfields

Number Positions Name Attribute Justification

1 1–40 Party Name ans-40 left

Subfield 1 (Party Name)

If present, PDS 0591, subfield 1 (Party Name) must be left-justified and cannot contain all low
values, high values, spaces, or zeros.

PDS 0592 (Party Address)

PDS 0592 (Party Address) contains the address of the party identified on the invoice.

Attributes

Data Representation: ans…240; TAGLLLVAR

Tag Field: 0592
Length Field: 3 positions, value = 040–240

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 936
 Private data subelement definitions
PDS 0592 subfields

Data Field: Variable length, 240 positions

Subfields: 1
Occurrences: 1–6
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Party O • C
Information)/1644

Values
PDS 0592 contains from one to six occurrences of party address information. The PDS must be
a length of 040–240 and must be divisible by minimum occurrence length of 040.

PDS 0592 subfields

This PDS contains from one to six occurrences of party address information.
Each occurrence requires 40 positions. The length of this PDS must be a multiple of 40, with a
maximum length of 240 positions.

PDS 0592 subfields

Number Positions Name Attribute Justification

1 1–40 Party Address Line ans-40 left

Subfield 1 (Party Address Line)

If present, PDS 0592 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

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 Private data subelement definitions
PDS 0593 (Party Postal Information)

PDS 0593 (Party Postal Information)

PDS 0593 (Party Postal Information) contains the city, state/province, country code, and postal
code of the party identified on the invoice.

Attributes

Data Representation: ans…46; TAGLLLVAR

Tag Field: 0593
Length Field: 3 positions, value = 025–046
Data Field: Variable length, 46 positions
Subfields: 4
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Party O • C
Information)/1644

Values
PDS 0593 must be a length of 025–046.

PDS 0593 subfields

PDS 0593 consists of four subfields.

PDS 0593 subfields

Number Positions Name Attribute Justification

1 1–25 City ans-25 left
2 26–28 State/Province Code ans-3 left

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 Private data subelement definitions
PDS 0594 (Party Contact)

Number Positions Name Attribute Justification

3 29–31 Country Code ans-3 left
4 32–46 Postal Code ans-15 left

Subfield 1 (City)
When PDS 0593 is present, subfield 1 (City) is required to be present, must be 25 positions, and
must contain the city of the party identified on the invoice. This subfield must be left-justified
and cannot contain all low values, all high values, all spaces, or all zeros.

Subfield 2 (State/Province Code)

Subfield 2 (State/Province Code) contains the state or province code of the party identified on
the invoice. This subfield must be a fixed length of 003 and must be left-justified. It cannot
contain all low values, all high values, all spaces, or all zeros.

Subfield 3 (Country Code)

Subfield 3 (Country Code) contains the country code of the party identified on the invoice. This
subfield must be a fixed length of 003 and must be left-justified. It cannot contain all low values,
all high values, all spaces, or all zeros.

Subfield 4 (Postal Code)

Subfield 4 (Postal Code) contains the postal code of the party identified on the invoice. This
subfield must be a fixed length of 015 and must be left-justified. It cannot contain all low values,
all high values, all spaces, or all zeros.

PDS 0594 (Party Contact)

PDS 0594 (Party Contact) contains a contact descriptor and party information for the party
identified on the invoice.

Attributes

Data Representation: ans…305; TAGLLLVAR

Tag Field: 0594
Length Field: 3 positions, value = 061–305
Data Field: Variable length, 305 positions
Subfields: 2
Occurrences: 5

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 Private data subelement definitions
PDS 0594 subfields

Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Party O • C
Information)/1644

Values
PDS 0594 must be a length of 061–305 and must be divisible by minimum occurrence length of
061.

PDS 0594 subfields

PDS 0594 consists of two subfields.

PDS 0594 subfields

Number Positions Name Attribute Justification

1 1 Party Contact Descriptor n-1 N/A
2 2–61 Party Contact Information ans-60 left

Subfield 1 (Party Contact Descriptor)

Subfield 1 (Party Contact Descriptor) contains a code that identifies the type of party
information being provided. If present, this subfield must be numeric and must be left-justified.
It cannot contain all low values, all high values, all spaces, or all zeros, and it must contain one of
the values listed in this table.

Values and descriptions

Value Description
1 Name
2 Title

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 Private data subelement definitions
PDS 0595 (Acceptor Type)

Value Description
3 Telephone
4 E-mail address
5 Function

Subfield 2 (Party Contact Information)

Subfield 2 (Party Contact Information) contains the contact information of the party. This
subfield must be left-justified and cannot contain all low values, all high values, all spaces, or all
zeros.

PDS 0595 (Acceptor Type)

PDS 0595 (Acceptor Type) contains various classifications of business ownership characteristics.

Attributes

Data Representation: ans-8; TAGLLL

Tag Field: 0595
Length Field: 3 positions, value = 008
Data Field: Fixed length, 8 positions
Subfields: 8
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common C • C
Data Requirements)/1644

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 Private data subelement definitions
PDS 0595 (Acceptor Type)

This PDS must be present in the associated Financial Detail Addendum (Corporate Card
Common Data Requirements)/1644 message for First Presentment/1240 transactions
submitted with this criteria:
• DE 43 (Acceptor Name/Location), subfield 6 (Acceptor Country Code) equals USA.
• DE 3 (Processing Code), subfield 1 (Cardholder Transaction Type) equals 00 (Purchase
[Goods and Services]) or 18 (Unique).
• The GCMS Product ID associated with DE 2 (Primary Account Number) is a corporate
product.

Requirements
This requirement applies to corporate card transactions conducted with a U.S.-based merchant
or acceptor.
PDS 0595, subfield 5, value of R (Acceptor refused to provide business type), is only valid with
transactions submitted for the interchange programs listed in this table.

IRDs and descriptions

IRD Description
Interregional Interchange Programs
61 Interregional Commercial Standard
63 Interregional Commercial Purchasing Standard
IP Interregional Commercial Premium Standard
LD Interregional Regulated POS Debit
LF Interregional Regulated POS Debit with Fraud Adjustment
LS Interregional Regulated POS Debit Small Ticket
LT Interregional Regulated POS Debit Small Ticket with Fraud
Adjustment
U.S. region Consumer Interchange Programs
LD Regulated POS Debit
LF Regulated POS Debit with Fraud Adjustment
LS Regulated POS Debit Small Ticket
LT Regulated POS Debit Small Ticket with Fraud Adjustment
U.S. region Commercial Interchange Programs
65 Commercial Standard
SK Business Level 2 Standard
3K Business Level 3 Standard

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 Private data subelement definitions
PDS 0595 subfields

IRD Description
4K Business Level 4 Standard

Values
If present, PDS 0595 must be a fixed length of 8.
Value of 2 (Not known), in Subfield 1 is not permitted for commercial card transactions
conducted with a U.S.-based acceptor, unless submitted for a Standard interchange program.
Value R (Acceptor refused to provide business type) is permitted in Subfield 5 for commercial
card transactions conducted with a U.S.-based acceptor, only when submitted for a Standard
interchange program.
If Subfield 5 contains the value R (Acceptor refused to provide business type), Subfield 1 must
contain the value 2 (Not known) for commercial card transactions conducted with a U.S.-based
acceptor, when submitted for a standard interchange program.

PDS 0595 subfields

PDS 0595 consists of eight subfields.

PDS 0595 subfields

Number Positions Name Attribute Justification

1 1 Business Type ans–1 N/A
2 2 Business Owner Type ans–1 N/A
3 3 Business Certification Type ans–1 N/A
4 4 Business Racial/Ethnic Type ans–1 N/A
5 5 Business Type Provided Code ans–1 N/A
6 6 Business Owner Type Provided ans–1 N/A
Code
7 7 Business Certification Type ans–1 N/A
Provided Code
8 8 Business Racial/Ethnic Type ans–1 N/A
Provided Code

Subfield 1 (Business Type)

If PDS 0595 is present, subfield 1 (Business Type) contains a code to identify the specific
classification or type of business. PDS 0595 subfield 1 cannot contain all low values or all high
values. The values in this table must be used in this subfield.

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 Private data subelement definitions
PDS 0595 subfields

Values and descriptions

Value Description
1 Corporation
2 Not known
3 Individual/Sole Proprietorship
4 Partnership
5 Association/Estate/Trust
6 Tax Exempt Organizations (501C)
7 International Organization
8 Limited Liability Company (LLC)
9 Government Agency

Subfield 2 (Business Owner Type)

Subfield 2 (Business Owner Type) contains a code to identify specific characteristics about the
business owner. Subfield 2 cannot contain all low values or all high values. The valid values are
listed in this table.

Values and descriptions

Value Description
1 No application classification
2 Female business owner
3 Physically handicapped female business owner
4 Physically handicapped male business owner
0 Unknown

Subfield 3 (Business Certification Type)

Subfield 3 (Business Certification Type) contains a code to identify specific characteristics about
the business certification type, such as small business, disadvantaged, or other certification
type. This subfield cannot contain all low values or all high values. The valid values are listed in
this table.

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 Private data subelement definitions
PDS 0595 subfields

Values and descriptions

Value Description
1 Not certified
2 Small Business Administration (SBA) certification small business
3 SBA certification as small disadvantaged business
4 Other government or agency-recognized certification (such as
Minority Supplier Development Council)
5 Self-certified small business
6 SBA certification as small and other government or agency-
recognized certification
7 SBA certification as small disadvantaged business and other
government or agency-recognized certification
8 Other government or agency-recognized certification and self-
certified small business
A SBA certification as 8(a)
B Self-certified small disadvantaged business (SDB)
C SBA certification as HUBZone
0 Unknown

Subfield 4 (Business Racial/Ethnic Type)

Subfield 4 (Business Racial/Ethnic Type) contains a code identifying the racial or ethnic type of
the majority owner of the business. This subfield cannot contain all low values or all high values.
The valid values are listed in this table.

Values and descriptions

Value Description
1 African American
2 Asian Pacific American
3 Subcontinent Asian American
4 Hispanic American
5 Native American Indian
6 Native Hawaiian

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 Private data subelement definitions
PDS 0595 subfields

Value Description
7 Native Alaskan
8 Caucasian
9 Other
0 Unknown

Subfield 5 (Business Type Provided Code)

The valid values for subfield 5 (Business Type Provided Code) are listed in this table.

Values and descriptions

Value Description
Y Business type is provided.
N Business type was not provided.
R Acceptor refused to provide business type.

Subfield 6 (Business Owner Type Provided Code)

The valid values for subfield 6 (Business Owner Type Provided Code) are listed in this table.

Values and descriptions

Value Description
Y Business owner type is provided.
N Business owner type was not provided.
R Acceptor refused to provide business type.

Subfield 7 (Business Certification Type Provided Code)

The valid values for subfield 7 (Business Certification Type Provided Code) are listed in this table.

Values and descriptions

Value Description
Y Business certification type is provided.

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 Private data subelement definitions
PDS 0596 (Acceptor Tax ID)

Value Description
N Business certification type was not provided.
R Acceptor refused to provide business type.

Subfield 8 (Business Racial/Ethnic Type Provided Code)

The valid values for subfield 8 (Business Racial/Ethnic Type Provided Code) are listed in this
table.

Values and descriptions

Value Description
Y Business racial/ethnic type is provided.
N Business racial/ethnic type was not provided.
R Acceptor refused to provide business racial/ethnic type.

PDS 0596 (Acceptor Tax ID)

PDS 0596 (Acceptor Tax ID) contains a U.S. federal tax ID number or value added tax (VAT) ID.

Attributes

Data Representation: ans-21;TAGLLL

Tag Field: 0596
Length Field: 3 positions, value = 021
Data Field: Fixed length, 21 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0596 (Acceptor Tax ID)

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
Financial Detail Addendum (Corporate Card Common C • C
DataThe Processing Code (DE 3, subfield 1) is equal to 00
(Purchase [Goods and Services]), 09 (Purchase [Goods and
Services]) with Cash Back, or 18 (Unique]), 09 (Purchase
[Goods and Services]) with Cash Back, or 18 (Unique
Transaction).

PDS 0596 must be present in a Financial Detail Addendum (Corporate Common Card Data)/
1644 when all of these conditions exist.
• The product code is any corporate product code.
• The Acceptor Country Code (DE 43 subfield 6) equals USA.
• Financial Detail Addendum (Corporate Card Common DataThe Processing Code (DE 3,
subfield 1) is equal to 00 (Purchase [Goods and Services]), 09 (Purchase [Goods and
Services]) with Cash Back, or 18 (Unique]), 09 (Purchase [Goods and Services]) with Cash
Back, or 18 (Unique Transaction). Transaction).
• The transaction is not a reversal.
For transactions acquired outside the U.S. region, PDS 0596 must be present if the associated
First Presentment/1240 is submitted for IRD 67: Interregional Commercial Purchasing Data
Rate II.
PDS 0596 must be present in a Financial Detail Addendum (Corporate Common Card Data)/
1644 when all these conditions exist.
• The product code is MCP or MCF at a non-fuel location.
• The business service is equal to one of the values in this table.

Business services and descriptions

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description
2 050001 Europe Intraregional
3 050012 Europe Intercountry
3 050021 Europe Intercountry
3 050031 Europe Intercountry

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 Private data subelement definitions
PDS 0596 subfields

NOTE: This applies to additional European domestic arrangements.

• The IRD submitted in the associated First Presentment/1240 is one of the values in this
table.

IRDs and descriptions

IRD Description
26 Purchasing Large Ticket Level 1 Interchange
27 Purchasing Large Ticket Level 2 Interchange

Values
If present, PDS 0596 must be a fixed length of 21.

PDS 0596 subfields

This PDS consists of two subfields.

PDS 0596 subfields

Number Positions Name Attribute Justification

1 1–20 Acceptor Tax ID ans-20 N/A
2 21 Acceptor Tax ID Provided Code ans-1 right

Subfield 1 (Acceptor Tax ID)

If present, subfield 1 (Acceptor Tax ID) cannot contain a known invalid Tax ID.
If PDS 0596, subfield 1 is present on both the First Presentment/1240 message and any
subsequent associated addendum messages, the values must be identical.
For transactions where the merchant is U.S. region, if present, subfield 1 must contain nine
numeric characters and be left-justified with trailing spaces.
When present, and PDS 0596, subfield 2 is equal to Y, GCMS edits the field to ensure it is not
considered a known invalid value or format, including:
• Low values
• High values
• All spaces
• These ranges:
– 000000000–000000009
– 111111110–111111119

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 Private data subelement definitions
PDS 0596 subfields

– 123456780–123456789
– 222222220–222222229
– 333333330–333333339
– 444444440–444444449
– 555555550–555555559
– 666666660–666666669
– 777777770–777777779
– 888888880–888888889
– 999999990–999999999
PDS 0596, subfield 1 can be spaces when one of these conditions exist.
• The transaction is submitted for the U.S. region Commercial or Interregional Commercial
standard interchange programs and PDS 0596, subfield 2 is equal to R (Refused to Provide
Acceptor Tax ID).
• PDS 0596, subfield 2 is equal to N or R.
For First Presentment/1240 messages, PDS 0596, subfield 1 must be present and cannot
contain all zeros, all nines, all spaces, all low values, or all high values for Commercial Card
transactions in and between participating countries where value-added tax (VAT) applies. The
edit validates that DE 43, subfield 6 (Acceptor Country Code) and the country code associated
with the issuer account range in DE 2 (Primary Account Number) are on the list of participating
countries. Participating VAT countries will be announced via the Operations Bulletin and
identified via the VAT Indicator in Table IP0028T1 (Country Codes) of the Mastercard Parameter
Extract (MPE).

Subfield 2 (Acceptor Tax ID Provided Code)

If PDS 0596 is present, subfield 2 (Acceptor Tax ID Provided Code) must contain one of the
values listed in this table.

Subfield 2 (Acceptor Tax ID Provided Code)

Value Description
Y Acceptor Tax ID provided
N Acceptor Tax ID not provided
R Refused to provide Acceptor Tax ID

PDS 0596, subfield 2 must contain a value of Y when all of these conditions exist.
• The product code is any corporate product code.
• The Acceptor Country Code (DE 43 subfield 6) equals USA.

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 Private data subelement definitions
PDS 0596 subfields

• The transaction is not a reversal.

• The transaction is not submitted submitted for the U.S. region Commercial or Interregional
Commercial standard interchange programs.
Acceptor Tax ID Provided Code must contain the value of Y or R and not the value of N for
transactions submitted for one of the interchange programs listed in this table.

Interregional interchange programs

IRD Description
61 Interregional Commercial Standard
63 Interregional Commercial Purchasing Standard
IP Interregional Commercial Premium Standard
LD Interregional Regulated POS Debit
LF Interregional Regulated POS Debit with Fraud Adjustment
LS Interregional Regulated POS Debit Small Ticket
LT Interregional Regulated POS Debit Small Ticket with Fraud
Adjustment

U.S. region consumer interchange programs

IRD Description
LD Regulated POS Debit
LF Regulated POS Debit with Fraud Adjustment
LS Regulated POS Debit Small Ticket
LT Regulated POS Debit Small Ticket with Fraud Adjustment

U.S. region commercial interchange programs

IRD Description
65 U.S. region Commercial Standard
SK Business Level 2 Standard
3K Business Level 3 Standard
4K Business Level 4 Standard

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 Private data subelement definitions
PDS 0597 (Total Tax Amount)

For First Presentment/1240 messages, PDS 0596, subfield 2 must be present for Commercial
Card transactions in and between participating countries where value-added tax (VAT) applies.
The edit validates that DE 43, subfield 6 (Acceptor Country Code) and the country code
associated with the issuer account range in DE 2 (Primary Account Number) are on the list of
participating countries. Participating VAT countries will be announced via the Operations
Bulletin and identified via the VAT Indicator in Table IP0028T1 (Country Codes) of the MPE.

PDS 0597 (Total Tax Amount)

PDS 0597 (Total Tax Amount) contains the total amount of sales tax or value added tax (VAT)
on the total purchase amount.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0597
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 (Allowed for Maestro (MSI) O • C
transactions only)
Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C
Financial Detail Addendum (Temporary Services)/1644 O • C

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 Private data subelement definitions
PDS 0597 (Total Tax Amount)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644
Financial Detail Addendum (Telephony Billing, Summary)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ O • C
1644
Financial Detail Addendum (Corporate Card Common C • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Card Fleet O • C
Transaction Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

This PDS is allowed on First Presentment messages for Maestro® (MSI) transactions only. This
field will not be submitted to the transaction receiver if provided on a First Presentment/1240
for transactions other than Maestro.
This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644 when
the following occurs.
• The transaction is submitted for Commercial Data Rate III (IRD66), Commercial Large Ticket
I (IRD 62), Commercial Large Ticket II (IRD 94), or Commercial Large Ticket III (IRD 99).
• One of these MCCs is present in DE 26 (Acceptor Business Code [MCC]).
– 4214 Motor Freight Carriers, Trucking-Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215 Courier Services: Air and Ground, Freight Forwards.
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
This PDS is required in a Financial Detail Addendum (Corporate Card Common Data
Requirements)/1644 message if the associated First Presentment/1240 message is other than
a Mastercard Corporate Fleet Card® transaction at a fuel location and is submitted for one of
the following incentive interchange rate programs.

Canada region incentive interchange rate programs

IRD Description
BQ Canada Intracountry Commercial Data Rate I

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 Private data subelement definitions
PDS 0597 (Total Tax Amount)

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region incentive interchange rate programs

IRD Description
3B Business Level 3 Data Rate II
3D Business Level 3 Face-to-face
4B Business Level 4 Data Rate II
4D Business Level 4 Face-to-face
60 Commercial Face-to-Face
62 Commercial Large Ticket I
66 Commercial Data Rate III
67 Commercial Data Rate II
67 Interregional Commercial Purchasing Data Rate II
82 Electronic Payment Account
94 Commercial Large Ticket II
99 Commercial Large Ticket III
E1 Commercial Large Ticket Rate 1 MPG
E2 Commercial Large Ticket Rate 2 MPG
E3 Commercial Large Ticket Rate 3 MPG
F2 Commercial Fleet Data Rate II
F3 Commercial Fleet Data Rate III
FL Commercial Fleet Large Ticket
SB Business Level 2 Data Rate II
SD Business Level 2 Face-to-face

PDS 0597 must be present in a Financial Detail Addendum (Corporate Common Card Data)/
1644 when all the following conditions exist:
• The product code is MCP or MCF at a non-fuel location.
• The Business Service is equal to one of the values in this table.

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 Private data subelement definitions
PDS 0597 (Total Tax Amount)

Business services

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description
2 050001 Europe Intraregional
3 050012 Europe Intercountry
3 050021 Europe Intercountry
3 050031 Europe Intercountry

NOTE: This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the values in this table.

IRDs in First Presentment/1240

IRD Description
26 Purchasing Large Ticket Level 1 Interchange
27 Purchasing Large Ticket Level 2 Interchange

Indicators in subfield 1 of these PDSs are used to reflect the collection of the individual tax
amounts that are summarized in PDS 0597:
• PDS 0682 (Detail Tax Amount 1)
• PDS 0683 (Detail Tax Amount 2)
• PDS 0684 (Detail Tax Amount 3)
• PDS 0751 (Detail Tax Amount 4)
• PDS 0752 (Detail Tax Amount 5), and
• PDS 0753 (Detail Tax Amount 6).
PDS 0682, PDS 0683, PDS 0684, PDS 0751, PDS 0752, and PDS 0753 are used to categorize
the individual tax amounts such as state, local, and municipal taxes that are summarized in PDS
0597.
PDS 0597 is submitted when PDS 0682, PDS 0683, PDS 0684, PDS 0751, PDS 0752, or PDS
0753 are submitted in the transaction.

Values
If present, PDS 0597 must be a fixed length of 014.

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 Private data subelement definitions
PDS 0597 subfields

PDS 0597 subfields

This PDS consists of three subfields.

PDS 0597 subfields

Number Positions Name Attribute Justification

1 1–12 Total Tax Amount n-12 right
2 13 Total Tax Exponent n-1 N/A
3 14 Total Tax Sign a-1 N/A

Subfield 1 (Total Tax Amount)

If PDS 0597 is present, subfield 1:
• Must be numeric and contain the total tax amount.
• May contain all zeros, except for the U.S. region Incentive Interchange Rate Programs when it
cannot contain all zeros unless:
– The GCMS Product Identifier is MCF, MGF, MNF, or MRK.
– The value is 0.1 percent to 30 percent of the value in DE 4 (Amount, Transaction) unless
PDS 0686 (Tax Exempt Indicator) is present or the transaction is a commercial card at
fuel locations (MCC 4468, 5499, 5541, 5542, and 5983).

IRDs and descriptions

IRD Description
3B Business Level 3 Data Rate II
3D Business Level 3 Face-to-face
4B Business Level 4 Data Rate II
4D Business Level 4 Face-to-face
60 U.S. region Commercial Face-to-Face
67 U.S. region Commercial Data Rate II
F2 Commercial Fleet Data Rate II
SB Business Level 2 Data Rate II
SD Business Level 2 Face-to-face

• For the interchange programs listed in this table, the value must be 0.1 percent to 30 percent
of the value in DE 4 unless PDS 0686 is present.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0598 (Total Tax Collected Indicator)

IRDs and descriptions

IRD Description
BQ Canada Intracountry Commercial Data Rate I
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

Subfield 2 (Total Tax Exponent)

If PDS 0597 is present, subfield 2 (Total Tax Exponent) must be numeric and contain a value of
0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Total Tax Sign)

If PDS 0597 is present, subfield 3 (Total Tax Sign) must contain a value of D or C. This subfield
identifies whether PDS 0597 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Total tax amount is a debit.
C Total tax amount is a credit.

PDS 0598 (Total Tax Collected Indicator)

PDS 0598 (Total Tax Collected Indicator) reflects total sales tax capture and reporting
information such as whether sales tax was included in the purchase amount or if goods and
services were not taxable.

Attributes

Data Representation: ans-1; TAGLLL

Tag Field: 0598
Length Field: 3 positions, value = 001

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 957
 Private data subelement definitions
PDS 0598 (Total Tax Collected Indicator)

Data Field: Fixed length, 1 position

Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C
Financial Detail Addendum (Temporary Services)/1644 O • C
Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Summary)/ O • C
1644
Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Card Fleet O • C
Transaction Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644

Values
If present, this PDS cannot contain all low values or high values. It must contain one of the
values listed in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 958
 Private data subelement definitions
PDS 0599 (Corporation VAT Number)

Values and descriptions

Value Description
Y Sales tax is included in the total purchase amount.
N or zero The acceptor has the ability to provide tax amount, but goods/
services were not taxable.
space The information is unknown.

PDS 0599 (Corporation VAT Number)

PDS 0599 (Corporation VAT Number) contains a corporation’s value added tax (VAT) number.

Attributes

Data Representation: ans…20; TAGLLLVAR

Tag Field: 0599
Length Field: 3 positions, value = 001–020
Data Field: Variable length, 1–20 position
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

Values
If present, PDS 0599 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros. It must be a length of 001–020.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 959
 Private data subelement definitions
PDS 0600 (Acceptor Reference Number)

PDS 0600 (Acceptor Reference Number)

PDS 0600 (Acceptor Reference Number) contains a code that facilitates acceptor/corporation
communication and record keeping.

Attributes

Data Representation: ans…25; TAGLLLVAR

Tag Field: 0600
Length Field: 3 positions, value = 001–025
Data Field: Variable length, 1–25 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common C • C
Data Requirements)/1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644

PDS 0600 must be present in a Financial Detail Addendum (Corporate Common Card Data)/
1644 when all these conditions exist.
• The product code is MCP or MCF at a non-fuel location.
• The Business Service is equal to one of the values in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 960
 Private data subelement definitions
PDS 0601 (Party Nature of Filing)

Business services and descriptions

Business Service Type

Code(PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description
2 050001 Europe Intraregional
3 050012 Europe Intercountry
3 050021 Europe Intercountry
3 050031 Europe Intercountry

NOTE: This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the values in this table.

IRDs and descriptions

IRD Description
26 Purchasing Large Ticket Level 1 Interchange
27 Purchasing Large Ticket Level 2 Interchange

Values
If present, PDS 0600 must be left-justified and cannot contain all low values, high values, all
spaces, or all zeros.

PDS 0601 (Party Nature of Filing)

PDS 0601 (Party Nature of Filing) contains a code that identifies the disposition of the
electronic invoice.

Attributes

Data Representation: a-1; TAGLLL

Tag Field: 0601
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 961
 Private data subelement definitions
PDS 0602 (Party Supplemental Data 1)

Subfields: None
Justification: N/A

Usage
This table shows the usage of PDS 0601 (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Party O • C
Information)/1644

Values
If present, PDS 0601 must be a fixed length of 001 and contain one of the values listed in this
table.

Values and descriptions

Value Description
P Invoice printed and given to purchaser and then used for tax reclaim
S Invoice printed but treated as supplemental because electronic copy
is used for tax reclaim
E Printed invoice suppressed because electronic master version is used
for tax reclaim
N Not applicable to Party Identification

PDS 0602 (Party Supplemental Data 1)

PDS 0602 (Party Supplemental Data 1) contains information about the invoice party.

Attributes

Data Representation: ans…672; TAGLLLVAR

Tag Field: 0602

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 962
 Private data subelement definitions
PDS 0602 subfields

Length Field: 3 positions, value = 084–672

Data Field: Variable length, 672 positions
Subfields: 3
Occurrences: 1–8
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Party O • C
Information)/1644

Values
PDS 0602 must be a length of 084–672 and must be divisible by minimum occurrence length of
084.

PDS 0602 subfields

PDS 0602 consists of three subfields.

PDS 0602 subfields

Number Positions Name Attribute Justification

1 1–40 Party Supplemental Data ans-40 left
Description 1
2 41–80 Party Supplemental Data 1 ans-40 left
3 81–84 Party Supplemental Data Code 1 ans-4 left

Subfield 1 (Party Supplemental Data Description 1)

Subfield 1 (Party Supplemental Data Description 1) must be left-justified and cannot contain all
low values, high values, all spaces, or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 963
 Private data subelement definitions
PDS 0603 (Party Supplemental Data 2)

Subfield 2 (Party Supplemental Data 1)

Subfield 2 (Party Supplemental Data 1) must be left-justified and cannot contain all low values,
all high values, all spaces, or all zeros.

Subfield 3 (Party Supplemental Data Code 1)

Subfield 3 (Party Supplemental Data Code 1) must be left-justified and cannot contain all low
values, all high values, all spaces, or all zeros.

PDS 0603 (Party Supplemental Data 2)

PDS 0603 (Party Supplemental Data 2) contains information about the invoice party.

Attributes

Data Representation: ans…672; TAGLLLVAR

Tag Field: 0603
Length Field: 3 positions, value = 084–672
Data Field: Variable length, 672 positions
Subfields: 3
Occurrences: 1–8
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Party O • C
Information)/1644

Values
PDS 0603 must be a length of 084–672 and must be divisible by minimum occurrence length of
084.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 964
 Private data subelement definitions
PDS 0603 subfields

PDS 0603 subfields

This PDS may contain from one to eight occurrences of party supplemental data.
Each occurrence requires 84 positions; the length of this PDS must be a multiple of 84, with a
maximum length of 672 positions. Each occurrence consists of three subfields as defined in this
table.

PDS 0603 subfields

Number Positions Name Attribute Justification

1 1–40 Party Supplemental Data ans-40 left
Description 2
2 41–80 Party Supplemental Data 2 ans-40 left
3 81–84 Party Supplemental Data Code 2 ans-4 left

Subfield 1 (Party Supplemental Data Description 2)

Subfield 1 (Party Supplemental Data Description 2) must be left-justified and cannot contain all
low values, all high values, all spaces, or all zeros.

Subfield 2 (Party Supplemental Data 2)

Subfield 2 (Party Supplemental Data 2) must be left-justified and cannot contain all low values,
all high values, all spaces, or all zeros.

Subfield 3 (Party Supplemental Data Code 2)

Subfield 3 (Party Supplemental Data Code 2) must be left-justified and cannot contain all low
values, all high values, all spaces, or all zeros.

PDS 0604 (Transaction Supplemental Data 1)

PDS 0604 (Transaction Supplemental Data 1) contains information about the transaction.

Attributes

Data Representation: ans…672; TAGLLLVAR

Tag Field: 0604
Length Field: 3 positions, value = 084–672
Data Field: Variable length, 672 positions
Subfields: 3

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 965
 Private data subelement definitions
PDS 0604 subfields

Occurrences: 1–8
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Transaction O • C
Information)/1644

Values
PDS 0604 may contain from one to eight occurrences of Transaction Supplemental Data. Each
occurrence consists of three subfields. Each occurrence must be a length of 084–672 and must
be divisible by minimum occurrence length of 084.

PDS 0604 subfields

This PDS may contain from one to eight occurrences of transaction supplemental data.
Each occurrence requires 84 positions; the length of this PDS must be a multiple of 84, with a
maximum length of 672 positions. Each occurrence consists of three subfields as defined in this
table.

PDS 0604 subfields

Number Positions Name Attribute Justification

1 1–40 Transaction Supplemental Data ans-40 left
Description 1
2 41–80 Transaction Supplemental Data 1 ans-40 left
3 81–84 Transaction Supplemental Data ans-4 left
Code 1

Subfield 1 (Transaction Supplemental Data Description 1)

Subfield 1 (Transaction Supplemental Data Description 1) must be left-justified and cannot
contain all low values, all high values, all spaces, or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 966
 Private data subelement definitions
PDS 0605 (Transaction Supplemental Data 2)

Subfield 2 (Transaction Supplemental Data 1)

Subfield 2 (Transaction Supplemental Data 1) must be left-justified and cannot contain all low
values, all high values, all spaces, or all zeros.

Subfield 3 (Transaction Supplemental Data Code 1)

Subfield 3 (Transaction Supplemental Data Code 1) must be left-justified and cannot contain
all low values, all high values, all spaces, or all zeros.

PDS 0605 (Transaction Supplemental Data 2)

PDS 0605 (Transaction Supplemental Data 2) contains information about the transaction.

Attributes

Data Representation: ans…672; TAGLLLVAR

Tag Field: 0605
Length Field: 3 positions, value = 084–672
Data Field: Variable length, 672 positions
Subfields: 3
Occurrences: 1–8
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice, Transaction O • C
Information)/1644

PDS 0605 subfields

PDS 0605 may contain from one to eight occurrences of transaction supplemental data.
Each occurrence must be a length of 084–672 and must be divisible by minimum occurrence
length of 084. Each occurrence consists of three subfields as defined in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 967
 Private data subelement definitions
PDS 0606 (Freight Amount)

PDS 0605 subfields

Number Positions Name Attribute Justification

1 1–40 Transaction Supplemental Data ans-40 left
Description 2
2 41–80 Transaction Supplemental Data 2 ans-40 left
3 81–84 Transaction Supplemental Data ans-4 left
Code 2

Subfield 1 (Transaction Supplemental Data Description 2)

Subfield 1 (Transaction Supplemental Data Description 2) must be left-justified and cannot
contain all low values, all high values, all spaces, or all zeros.

Subfield 2 (Transaction Supplemental Data 2)

Subfield 2 (Transaction Supplemental Data 2) must be left-justified and cannot contain all low
values, all high values, all spaces, or all zeros.

Subfield 3 (Transaction Supplemental Data Code 2)

Subfield 3 (Transaction Supplemental Data Code 2) must be left-justified and cannot contain
all low values, all high values, all spaces, or all zeros.

PDS 0606 (Freight Amount)

PDS 0606 (Freight Amount) contains the freight charges on total purchases.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0606
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 968
 Private data subelement definitions
PDS 0606 subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

PDS 0606 subfields

This PDS consists of three subfields.

PDS 0606 subfields

Number Positions Name Attribute Justification

1 1–12 Freight Amount n-12 right
2 13 Freight Amount Exponent n-1 N/A
3 14 Freight Amount Sign a-1 N/A

Subfield 1 (Freight Amount)

Subfield 1 (Freight Amount) contains the freight charges on the total purchase. If present,
subfield 1 must be numeric and may contain all zeros.

Subfield 2 (Freight Amount Exponent)

If present, subfield 2 (Freight Amount Exponent) must be numeric and contain a value of 0 to 5.

Subfield 3 (Freight Amount Sign)

If PDS 0606 is present, subfield 3 (Freight Amount Sign) must contain a value of D or C. This
subfield identifies whether PDS 0606 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Freight amount is a debit.
C Freight amount is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 969
 Private data subelement definitions
PDS 0607 (Duty Amount)

PDS 0607 (Duty Amount)

PDS 0607 (Duty Amount) is the duty on the total purchase amount.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0607
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

Values
If present, PDS 0607 must be a fixed length of 014.

PDS 0607 subfields

This PDS consists of three subfields.

PDS 0607 subfields

Number Positions Name Attribute Justification

1 1–12 Duty Amount n-12 right
2 13 Duty Amount Exponent n-1 N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 970
 Private data subelement definitions
PDS 0608 (Destination Postal Code)

Number Positions Name Attribute Justification

3 14 Duty Amount Sign a-1 N/A

Subfield 1 (Duty Amount)

Subfield 1 (Duty Amount) contains the duty amount on the total charges. If present, subfield 1
must be numeric and may contain all zeros.

Subfield 2 (Duty Amount Exponent)

If present, subfield 2 (Duty Amount Exponent) must be numeric and contain a value of 0 to 5.

Subfield 3 (Duty Amount Sign)

If PDS 0607 is present, subfield 3 (Duty Amount Sign) must contain a value of D or C. This
subfield identifies whether PDS 0607 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Duty amount is a debit.
C Duty amount is a credit.

PDS 0608 (Destination Postal Code)

PDS 0608 (Destination Postal Code) contains the ZIP code or other postal code where the
purchased goods will be delivered.
This applies to additional domestic arrangements.
For transactions acquired in the U.S. region, PDS 0608, if present, must contain either five
numeric characters, left-justified and spaced filled, or the ZIP+four nine numeric characters with
a hyphen between the fifth and sixth numeric character.

Attributes

Data Representation: ans-10; TAGLLL

Tag Field: 0608
Length Field: 3 positions, value = 010
Data Field: Fixed length, 10 positions

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 971
 Private data subelement definitions
PDS 0609 (Destination State/Province Code)

Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

PDS 0608 should be provided by U.S. acceptors for all commercial card transactions in which
goods were shipped. All goods in a transaction must be shipped to one location.

Values
If present, PDS 0608 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0609 (Destination State/Province Code)

PDS 0609 (Destination State/Province Code) indicates the state or province of the country
where the purchased goods will be delivered.

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0609
Length Field: 3 positions, value = 003
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Left

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 972
 Private data subelement definitions
PDS 0610 (Destination Country Code)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

This PDS should be provided by U.S. acceptors for all commercial card transactions in which
goods were shipped. When this PDS is used, all goods in a transaction must be shipped to one
location.

Values
If present, PDS 0609 must contain a valid U.S. state code if PDS 0610 (Destination Country
Code) contains USA.
If the destination is a U.S. territory (Guam, Puerto Rico, or Virgin Islands), customers should
provide the three-position country code (GUM, PRI, or VIR) in both PDS 0609 and PDS 0610.
If present, PDS 0609 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0610 (Destination Country Code)

PDS 0610 (Destination Country Code) contains the code of the country where the purchased
goods will be delivered.

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0610
Length Field: 3 positions, value = 003
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Left

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 973
 Private data subelement definitions
PDS 0611 (Sequence Number)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

This PDS should be provided by U.S. acceptors for all commercial card transactions in which
goods were shipped. When this PDS is used, all goods in a transaction must be shipped to one
location.

Values
If present, PDS 0610 must contain a valid alphabetic ISO country code.
When territories have a defined country code in Chapter 2 of the Quick Reference Booklet, that
country code must be used.

PDS 0611 (Sequence Number)

PDS 0611 (Sequence Number) a sequence number indicating the sequence that this rail
segment falls within the trip.

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0611
Length Field: 3 positions, value = 003
Data Field: Fixed length, 3 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0612 (Ship Date)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high values,
or all low values.

PDS 0612 (Ship Date)

PDS 0612 (Ship Date) contains the date the merchandise was shipped to the destination.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0612
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 975
 Private data subelement definitions
PDS 0613 (Ship-From Postal Code)

Values
If present, PDS 0612 must be a valid date in the format YYMMDD. PDS 0612 must be numeric
and be a fixed length of 006.

PDS 0613 (Ship-From Postal Code)

PDS 0613 (Ship-From Postal Code) contains the ZIP code or other postal code from which items
were shipped.

Attributes

Data Representation: ans-10; TAGLLL

Tag Field: 0613
Length Field: 3 positions, value = 010
Data Field: Fixed length, 10 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

For transactions acquired in the U.S. region, PDS 0613, if present, must contain either five
numeric characters and be left-justified and spaced filled, or the ZIP+four nine numeric
characters with a hyphen between the fifth and sixth numeric character.
This PDS should be provided by U.S. acceptors for all commercial card transactions in which
goods were shipped. When this PDS is used, all goods in a transaction must be shipped from one
location.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 976
 Private data subelement definitions
PDS 0614 (Order Date)

Values
If present, PDS 0613 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0614 (Order Date)

PDS 0614 (Order Date) contains the date the item was ordered.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0614
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

Values
If present, PDS 0614 must contain a valid date in the format YYMMDD.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 977
 Private data subelement definitions
PDS 0615 (Medical Services Ship to Health Industry Number)

PDS 0615 (Medical Services Ship to Health Industry Number)

PDS 0615 (Medical Services Ship to Health Industry Number) contains the health industry
number to which the medical services are being shipped.

Attributes

Data Representation: ans…40; TAGLLLVAR

Tag Field: 0615
Length Field: 3 positions, value = 001–040
Data Field: Variable length, 40 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644

Values
PDS 0615 must be a length of 001–040. If present, PDS 0615 must be left-justified and cannot
contain all low values, all high values, all spaces, or all zeros.

PDS 0616 (Contract Number)

PDS 0616 (Contract Number) contains the corporate contract number.

Attributes

Data Representation: ans…40; TAGLLLVAR

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 978
 Private data subelement definitions
PDS 0617 (Medical Services Price Adjustment)

Tag Field: 0616

Length Field: 3 positions, value = 001–040
Data Field: Variable length, 40 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644

Values
PDS 0616 must be a length of 001–040. If present, PDS 0616 must be left-justified and cannot
contain all low values, all high values, all spaces, or all zeros.

PDS 0617 (Medical Services Price Adjustment)

PDS 0617 (Medical Services Price Adjustment) contains a code that identifies the type of price
adjustment related to the medical services provided.

Attributes

Data Representation: a-1; TAGLLL

Tag Field: 0617
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: Left

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 979
 Private data subelement definitions
PDS 0618 (Medical Services Product Number Qualifier

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644

Values
If present, PDS 0617 must be a fixed length of 001 and contain one of the values listed in this
table.

Values

Value Description
A Price Adjustment
B Original
C Credit
D Rebill

PDS 0618 (Medical Services Product Number Qualifier

PDS 0618 (Medical Services Product Number Qualifier) contains a code that identifies the
product number qualifier of the medical services.

Attributes

Data Representation: an-2; TAGLLL

Tag Field: 0618
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: None

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 980
 Private data subelement definitions
PDS 0619 (User Name)

Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644

Values
If present, PDS 0618 must be a fixed length of 002 and contain one of the values listed in this
table.

Values

Value Description
01 HIBCC (Health Industry Business Communication Council)
02 UCC (Uniform Code Council)
03 Other

PDS 0619 (User Name)

PDS 0619 (User Name) contains the user name related to the telephony billing information.

Attributes

Data Representation: ans…40; TAGLLLVAR

Tag Field: 0619
Length Field: 3 positions, value = 001–040
Data Field: Variable length, 40 positions
Subfields: None

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 981
 Private data subelement definitions
PDS 0620 (Oil Company Brand Name)

Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Summary)/ O • C
1644

Values
PDS 0619 must be a length of 001–040. If present, PDS 0619 must be left-justified and cannot
contain all low values, all high values, all spaces, or all zeros.

PDS 0620 (Oil Company Brand Name)

PDS 0620 (Oil Company Brand Name) contains a four-digit code that indicates the acceptor oil
company brand name.

Attributes

Data Representation: n-4; TAGLLL

Tag Field: 0620
Length Field: 3 positions, value = 004
Data Field: Fixed length, 4 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 982
 Private data subelement definitions
PDS 0620 (Oil Company Brand Name)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction C • C
Information)/1644

This PDS is required if the associated First Presentment/1240 message is a Mastercard

Corporate Fleet Card® transaction at a fuel location and is submitted for IRD BQ: Canada
Intracountry Commercial Data Rate I, or onenof the following incentive interchange rate
programs.

U.S. region Incentive Interchange Rate Programs

IRD Description
16 Warehouse Tier I
62 Commercial Large Ticket I
67 Commercial Data Rate II
68 Commercial Data Rate I
91 Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III
F1 Commercial Fleet Data Rate I
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

Values
If present, PDS 0620 must contain a valid value.
Oil company brand name codes are added periodically in support of the Mastercard Corporate
Fleet Card® program. New oil company brand name codes are announced and listed in a Global
Operations Bulletin. All oil company brand name codes are documented in the Fleet
Implementation Guide.
If the AB Code (MCC) is 5552 (Electric Vehicle Charging) then acquirers should populate PDS
0620 with 9999 (Unbranded/Unassigned) unless there is a valid Oil Company Brand Name that
can be associated with the transaction.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 983
 Private data subelement definitions
PDS 0621 (Purchase Time)

PDS 0621 (Purchase Time)

PDS 0621 (Purchase Time) contains the time of day the purchase was made.

Attributes

Data Representation: n-4; TAGLLL

Tag Field: 0621
Length Field: 3 positions, value = 004
Data Field: Fixed length, 4 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction C • C
Information)/1644

This PDS is required if the associated First Presentment/1240 is a Mastercard Corporate Fleet
Card® transaction at a fuel location and is submitted for IRD BQ: Canada Intracountry
Commercial Data Rate I or one of the following incentive interchange rate programs

U.S. region Incentive Interchange Rate Programs

IRD Description
16 Warehouse Tier I
62 Commercial Large Ticket I
67 Commercial Data Rate II
68 Commercial Data Rate I
91 Warehouse Base

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 984
 Private data subelement definitions
PDS 0622 (Motor Fuel Service Type)

IRD Description
94 Commercial Large Ticket II
99 Commercial Large Ticket III
F1 Commercial Fleet Data Rate I
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

Values
If present, PDS 0621 should be in the format hhmm, with hours in the range 00–23 and minutes
in the range 00–59.

NOTE: Midnight is provided as 0000.

PDS 0622 (Motor Fuel Service Type)

PDS 0622 (Motor Fuel Service Type) contains the type of service received at the acceptor site.

Attributes

Data Representation: ans-1; TAGLLL

Tag Field: 0622
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 985
 Private data subelement definitions
PDS 0622 (Motor Fuel Service Type)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction C • C
Information)/1644

The motor fuel service type must be present and contain a valid value in the Financial Detail
Addendum (Corporate Fleet Transaction Information)/1644 message when it is a Mastercard
Corporate Fleet Card® (MCF, MNF, MGF) when these transactions are submitted with a fuel
MCC (4468, 5541, 5499, 5552 or 5983) for any U.S.-acquired commercial interchange rate
program.

IRDs and descriptions

IRD Description
16 Warehouse Tier I
62 Commercial Large Ticket I
67 Commercial Data Rate II
68 Commercial Data Rate I
91 Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III
F1 Commercial Fleet Data Rate I
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

If the Motor Fuel Service (PDS 0622) type equals 3 (only non-fuel items being purchased) on the
Fleet Transaction Information Addendum, these PDSs are required on the Financial Detail
Addendum (Corporate Line Item Detail)/1644 messages when the purchase is with a
Mastercard Corporate Fleet Card® (MCF, MPK, MGF, MNF) at fuel locations (MCC 4468, 5541,
5499, and 5983) and the transaction is submitted with one of the following U.S. region
incentive interchange rate programs.
• PDS 0641 (Product Code)
• PDS 0642 (Item Description)
• PDS 0643 (Item Quantity)
• PDS 0645 (Item Unit of Measure)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 986
 Private data subelement definitions
PDS 0622 (Motor Fuel Service Type)

• PDS 0647 (Extended Item Amount), and

• PDS 0654 (Debit or Credit Indicator).

IRDs and descriptions

IRD Description
16 Warehouse Tier I
62 Commercial Large Ticket I
67 Commercial Data Rate II
68 Commercial Data Rate I
91 Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III

If PDS 0622 (Motor Fuel Service Type) equals 3 (only non-fuel items being purchased) on the
Fleet Transaction Information Addendum, these PDSs are required on the Financial Detail
Addendum (Corporate Line Item Detail)/1644 messages when the purchase is with a
Mastercard Corporate Fleet Card (MCF and MGF) at fuel locations (MCC 4468, 5541, 5499,
5552, and 5983) and the transaction is submitted with one of the following U.S. region
incentive interchange rate programs.
• PDS 0783 (Fleet Product Code)
• PDS 0784 (Fleet Item Description)
• PDS 0785 (Fleet Item Quantity)
• PDS 0786 (Fleet Item Unit of Measure)
• PDS 0787 (Fleet Extended Item Amount)

IRDs and descriptions

IRD Description
F1 Commercial Fleet Data Rate I
F2 Commercial Fleet Data Rate II
Fl Commercial Fleet Large Ticket

PDS 0622 is required if the associated First Presentment/1240 message is a Mastercard

Corporate Fleet Card® transaction at a fuel location and is submitted for IRD BQ: Canada
Intracountry Commercial Data Rate I. When the value is 3 (only non-fuel products being

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 987
 Private data subelement definitions
PDS 0623 (Motor Fuel Information)

purchased), these PDSs are required in Financial Detail Addendum (Corporate Line Item Detail)/
1644 messages:
• PDS 0641 (Product Code)
• PDS 0642 (Item Description)
• PDS 0643 (Item Quantity)
• PDS 0645 (Item Unit of Measure)
• PDS 0646 (Unit Price)
• PDS 0647 (Extended Item Amount), and
• PDS 0654 (Debit or Credit Indicator).

Values
GCMS does not edit this subfield. If present, this PDS must contain a value listed in this table.

Values and descriptions

Value Description
0 or space Undefined
1 Self-service
2 Full service
3 Only non-fuel products being purchased

PDS 622 must contain a value of 1 or 2 when submitted with fleet card transactions submitted
with an acceptor business code (MCC) equal to 5542.

PDS 0623 (Motor Fuel Information)

PDS 0623 (Motor Fuel Information) contains the acquirer’s motor fuel product code translated
from the information the attendant entered.

Attributes

Data Representation: ns-35; TAGLLL

Tag Field: 0623
Length Field: 3 positions, value = 035
Data Field: Fixed length, 35 positions
Subfields: 6

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 988
 Private data subelement definitions
PDS 0623 (Motor Fuel Information)

Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 (Allowed for Mastercard Credit O • C
[MCC], Maestro [MSI], and Private Label [PVL]
transactions only)
Financial Detail Addendum (Corporate Fleet Transaction C • C
Information)/1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644

This PDS is required if these conditions occur:

• PDS 0622 (Motor Fuel Service Type) is present and contains a value other than 3.
• The associated First Presentment/1240 is a Mastercard Corporate Fleet Card® transaction
at a fuel location and is submitted for IRD BQ: Canada Intracountry Commercial Data Rate I.

U.S. region Incentive Interchange Rate Programs

IRD Description
16 Warehouse Tier I
62 Commercial Large Ticket I
67 Commercial Data Rate II
68 Commercial Data Rate I
91 Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III

Values
If present, PDS 0623 Motor Fuel Information must be a fixed length of 35.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 989
 Private data subelement definitions
PDS 0623 subfields

Requirements
These are the requirements regulating the use of PDS 0623:
• PDS 0623 (Motor Fuel Information) must be present when these conditions are met:
– DE 2 Primary Account Number in the associated First Presentment/1240 message
contains a Fleet account range.
– DE 26 Acceptor Business Code (MCC) in the associated First Presentment/1240 is 5541
or 5542.
– PDS 0622 Motor Fuel Service Type is present and contains a value of 1 (Self-service) or 2
(Full service).
– PDS 0158s4 Interchange Rate Designator is applicable.
• PDS 0623 (Motor Fuel Information) is allowed on First Presentment/1240 messages for
Mastercard Credit (MCC), Maestro® (MSI) and Private Label (PVL) transactions only. This
field will not be submitted to the transaction receiver if provided on a First Presentment/
1240 for transactions other than Mastercard Credit, Maestro® or Private Label.
• For Mastercard Corporate Fleet Card® transactions, PDS 0623, subfield 6 (Motor Fuel Sale
Amount) must equal the product of the value of PDS 0623, subfield 2 (Motor Fuel Unit Price)
multiplied by the value in PDS 0623, subfield 4 (Motor Fuel Quantity). A tolerance of five
percent is permitted to address rounding issues. The tolerance is applied on PDS 0623,
subfield 6 (Sale Amount) and not on the calculated value (PDS 0623, subfield 2 multiplied by
PDS 0623, subfield 4). Also, this edit does not round the calculated amount and low/high
tolerance amounts to the transaction currency exponent, and keeps six decimal positions on
these values.

PDS 0623 subfields

PDS 0623 contains six subfields.

PDS 0623 subfields

Number Positions Name Attribute Justification

1 1–3 Motor Fuel Product Code n-3 right
2 4–15 Motor Fuel Unit Price n-12 right
3 16 Motor Fuel Unit of Measure ns-1 N/A
4 17–22 Motor Fuel Quantity n-6 right
5 23 Motor Fuel Quantity Exponent n-1 N/A
6 24–35 Motor Fuel Sale Amount n-12 right

Subfield 1 (Motor Fuel Product Code)

Collection only, First Presentment/1240 transactions are excluded.
If PDS 0623 is present, subfield 1 must be one of the values listed in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 990
 Private data subelement definitions
PDS 0623 subfields

Values and descriptions

Value Description
001 Unleaded Regular (86 or 87 octane)
002 Unleaded Mid Grade (88 or 89 octane)
003 Unleaded Premium (90 or 91 octane)
004 Unleaded Super (92–94 octane)
005 Methanol Unleaded Regular (86 or 87 octane)
006 Methanol Unleaded Mid Grade (88 or 89 octane)
007 Methanol Unleaded Premium (90 or 91 octane)
008 Methanol Unleaded Super (92–94 octane)
009 Methanol Regular Leaded
011 Regular Leaded Gasoline
012 Diesel
013 Diesel Premium
014 Kerosene
015 LPG
016 Compressed Natural Gas
017 M85 (Methanol 85 percent)
018 E85 (Ethanol 85 percent)
019 Ethanol Unleaded Regular (86 or 87 octane)
020 Ethanol Unleaded Mid Grade (88 or 89 octane)
021 Ethanol Unleaded Premium (90 or 91 octane)
022 Ethanol Unleaded Super (92–94 octane)
023 Ethanol Regular Leaded
024 Unleaded Reformulated (86 or 87 octane)
025 Unleaded Mid Grade Reformulated (88 or 89 octane)
026 Dyed Diesel
027 Gasohol
028 Biodiesel
029 Ultra Low Sulfur Diesel (ULSD)
100 Aviation 100 Octane

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 991
 Private data subelement definitions
PDS 0623 subfields

Value Description
101 Jet Fuel
102 Aviation Fuel
150 Marine Fuel
200 Miscellaneous Fuel
201 Liquid Natural Gas
202 White Gas
203 Racing Fuel
204 Electric Vehicle Charge Level 1: 110v
205 Electric Vehicle Charge Level 2: 240v
206 Electric Vehicle Charge Level 3: 480v
207 Biodiesel (Non-Taxable)
208 Diesel (Non-Taxable)
209 Diesel Exhaust Fluid: Dispensed

Subfield 2 (Motor Fuel Unit Price)

If PDS 0623 is present, subfield 2 must be right-justified and numeric.
The motor fuel unit price must be right-justified with three positions to the right of the decimal.

Subfield 3 (Motor Fuel Unit of Measure)

If PDS 0623 is present, Motor Fuel Unit of Measure must be a space or in the range 1–5 as in
this table.
Collection only, First Presentment/1240 transactions are excluded.

Values and descriptions

Value Description
1 Gallons
2 Liters
3 Pounds
4 Kilos
5 Imperial gallons
6 Kilowatt hour

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 992
 Private data subelement definitions
PDS 0624 (User Account Number)

Value Description
7 Minutes
8 Hours
space Not applicable

Subfield 4 (Motor Fuel Quantity)

If PDS 0623 is present, motor fuel quantity must be numeric and greater than zero.
Collection only, First Presentment/1240 transactions are excluded.

Subfield 5 (Motor Fuel Quantity Exponent)

If PDS 0623 is present, motor fuel quantity exponent must be in the range 0–5.
Collection only, First Presentment/1240 transactions are excluded.
PDS 0623, subfield 5 (Motor Fuel Quantity Exponent) is assumed to be three positions.

Subfield 6 (Motor Fuel Sale Amount)

If PDS 0623 is present, motor Fuel Sale Amount must be numeric and greater than zero and in
the same currency as the First Presentment/1240.
Collection only, First Presentment/1240 transactions will be excluded.
The currency exponent for PDS 0623, subfield 6 (Motor Fuel Sale Amount) is based on the
exponent associated with the DE 49 (Currency Code, Transaction) from the associated First
Presentment/1240 message.

PDS 0624 (User Account Number)

PDS 0624 (User Account Number) contains the user’s account number related to the telephony
billing information.

Attributes

Data Representation: ans…40; TAGLLLVAR

Tag Field: 0624
Length Field: 3 positions, value = 001–040
Data Field: Variable length, 40 positions
Subfields: None

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 993
 Private data subelement definitions
PDS 0625 (User Telephone Number)

Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Summary)/ O • C
1644

Values
PDS 0624 must be a length of 001–040. If present, PDS 0624 must be left-justified and cannot
contain all low values, all high values, all spaces, or all zeros.

PDS 0625 (User Telephone Number)

PDS 0625 (User Telephone Number) contains the user’s telephone number related to the
telephony billing information.

Attributes

Data Representation: ans…25; TAGLLLVAR

Tag Field: 0625
Length Field: 3 positions, value = 001–025
Data Field: Variable length, 25 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 994
 Private data subelement definitions
PDS 0626 (Billing Statement Period)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Summary)/ O • C
1644

Values
PDS 0625 must be a length of 001–025. If present, PDS 0625 must be left-justified and cannot
contain all low values, all high values, all spaces, or all zeros.

PDS 0626 (Billing Statement Period)

PDS 0626 (Billing Statement Period) contains the billing start and end dates.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0626
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Summary)/ O • C
1644

Values
PDS 0626 must be a fixed length of 012.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 995
 Private data subelement definitions
PDS 0626 subfields

PDS 0626 subfields

This PDS consists of two subfields.

PDS 0626 subfields

Number Positions Name Attribute Justification

1 1–6 Statement Start Date n-6 N/A
2 7–12 Statement End Date n-6 N/A

Subfield 1 (Statement Start Date)

If present, subfield 1 (Statement Start Date) must be numeric and must be a valid date in the
format YYMMDD.

Subfield 2 (Statement End Date)

If present, subfield 2 (Statement End Date) must be numeric and must be a valid date in the
format YYMMDD.

PDS 0627 (Billing Event 1)

PDS 0627 (Billing Event 1) contains information pertaining to the telephony billing event.

Attributes

Data Representation: ans…540; TAGLLLVAR

Tag Field: 0627
Length Field: 3 positions, value = 054–540
Data Field: Variable length, 540 positions
Subfields: 4
Occurrences: 1–10
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 996
 Private data subelement definitions
PDS 0627 subfields

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Summary)/ O • C
1644

Values
PDS 0627 must be a length of 54–540, and it must be divisible by a minimum occurrence length
of 54.

PDS 0627 subfields

This PDS consists of four subfields.

PDS 0627 subfields

Number Positions Name Attribute Justification

1 1–12 Billing Event Amount 1 n-12 right
2 13 Billing Event Exponent 1 n-1 N/A
3 14 Billing Event Sign 1 a-1 N/A
4 15–54 Billing Event Description ans-40 left

Subfield 1 (Billing Event Amount 1)

If PDS 0627 is present, subfield 1 (Billing Event Amount 1) must be numeric and contain the
amount of the billing event, and it may be all zeros.

Subfield 2 (Billing Event Exponent 1)

Subfield 2 (Billing Event Exponent 1) must be numeric and must be a value within the range of 0
to 5.

Subfield 3 (Billing Event Sign 1)

If PDS 0627 is present, subfield 3 (Billing Event Sign 1) must contain a value of D or C. This
subfield identifies whether PDS 0627 is a debit or credit from the perspective of the cardholder.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 997
 Private data subelement definitions
PDS 0628 (Billing Event 2)

Values and descriptions

Value Description
D Billing Event amount 2 is a debit.
C Billing Event amount 2 is a credit.

Subfield 4 (Billing Event Description 1)

If PDS 0627 is present, subfield 4 (Billing Event Description 1) contains the description of the
billing event. It must be a fixed length of 40 positions, be left-justified and cannot contain all low
values, all high values, all spaces, or all zeros.

PDS 0628 (Billing Event 2)

PDS 0628 (Billing Event 2) contains information pertaining to the telephony billing event.

Attributes

Data Representation: ans…540; TAGLLLVAR

Tag Field: 0628
Length Field: 3 positions, value = 054–540
Data Field: Variable length, 540 positions
Subfields: 4
Occurrences: 1–10
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Summary)/ O • C
1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 998
 Private data subelement definitions
PDS 0628 subfields

Values
PDS 0628 must be a length of 54–540, and it must be divisible by a minimum occurrence length
of 54.

PDS 0628 subfields

This PDS consists of four subfields.

PDS 0628 subfields

Number Positions Name Attribute Justification

1 1–12 Billing Event Amount 2 n-12 right
2 13 Billing Event Exponent 2 n-1 N/A
3 14 Billing Event Sign 2 a-1 N/A
4 15–54 Billing Event Description 2 ans-40 left

Subfield 1 (Billing Event Amount 2)

If PDS 0628 is present, subfield 1 (Billing Event Amount 2) must be numeric and contain the
amount of the billing event, and it may be all zeros.

Subfield 2 (Billing Event Exponent 2)

PDS 0628, subfield 2 (Billing Event Exponent 2) must be numeric and must be a value within the
range of 0 to 5.

Subfield 3 (Billing Event Sign 2)

If PDS 0628 is present, subfield 3 (Billing Event Sign 2) must contain a value of D or C. This
subfield identifies whether PDS 0628 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Billing event amount 2 is a debit.
C Billing event amount 2 is a credit.

Subfield 4 (Billing Event Description 2)

If PDS 0628 is present, subfield 4 (Billing Event Description 2) contains the description of the
billing event. It must be a fixed length of 40 positions, left-justified, and it cannot contain all low
values, all high values, all spaces, or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 999
 Private data subelement definitions
PDS 0629 (Odometer Reading)

PDS 0629 (Odometer Reading)

PDS 0629 (Odometer Reading) contains the vehicle odometer reading the purchaser entered.

Attributes

Data Representation: ans…7; TAGLLLVAR

Tag Field: 0629
Length Field: 3 positions, value = 001–007
Data Field: Variable length, 1–7 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 (Allowed for Maestro [MSI] O • C
transactions only)
Financial Detail Addendum (Corporate Fleet Transaction C • C
Information)/1644
Financial Detail Addendum (Private Label Common Data)/ C • C
1644

This PDS is allowed on First Presentment messages for Maestro® (MSI) transactions only. This
field will not be submitted to the transaction receiver if provided on a First Presentment/1240
for transactions other than Maestro®.
This PDS is required if these conditions occur:
• PDS 0632 (Product Type Code) contains a value in the range 1–4.
• The associated First Presentment/1240 is a Mastercard Corporate Fleet Card® transaction
at a fuel location and is submitted for IRD BQ: Canada Intracountry Commercial Data Rate I.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1000
 Private data subelement definitions
PDS 0630 (Vehicle Number)

U.S. region Incentive Interchange Rate Programs

IRD Description
16 Warehouse Tier I
62 Commercial Large Ticket 1
67 Commercial Data Rate II
91 Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III

Values
If present, PDS 0629 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0630 (Vehicle Number)

PDS 0630 (Vehicle Number) is the number assigned to the vehicle by the business using the
Mastercard Corporate Fleet Card® and entered by the cardholder at the point of interaction.

Attributes

Data Representation: ans…17; TAGLLLVAR

Tag Field: 0630
Length Field: 3 positions, value = 001–017
Data Field: Variable length, 1–17 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1001
 Private data subelement definitions
PDS 0630 (Vehicle Number)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction C • C
Information)/1644

This PDS is required if these conditions occur:

• No data is present in Driver Number/ID Number (PDS 0631).
• PDS 0632 (Product Type Code) contains a value of 2.
• The associated First Presentment/1240 is a Mastercard Corporate Fleet Card® transaction
at a fuel location and is submitted for IRD BQ: Canada Intracountry Commercial Data Rate I.

U.S. region Incentive Interchange Rate Programs

IRD Description
16 Warehouse Tier I
62 Commercial Large Ticket 1
67 Commercial Data Rate II
91 Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III

When the transaction is a Mastercard Corporate Fleet Card® (MCF, MPK, MNF, or MGF)
transaction at a fuel location MCC (4468, 5541, 5542, 5499, or 5983), and was submitted for
one of the above interchange programs (BQ, 16, 62, 67, 91, 94, and 99), PDS 0632 (Product
Type Code) is present and contains one of these values:
• 1 (Prompts for ID number and odometer reading)
• 2 (Prompts for vehicle number and odometer reading), or
• 3 (Prompts for driver number and odometer reading).
The data in the Authorization Request/0100 message matches this data in the Corporate Fleet
Transaction Information Addendum/1644:
• Driver ID: CIS DE 48 (Additional Data, Private Use), subelement 98 (Mastercard Corporate
Fleet Card ID/ Driver Number) and IPM PDS 0631 (Driver Number/ID Number)
• Driver Number: CIS DE 48, subelement 98 (Mastercard Corporate Fleet Card ID/Driver
Number) and IPM PDS 0631 (Driver Number/ID Number)
• Vehicle Number: CIS DE 48, subelement 99 (Mastercard Corporate Fleet Card Vehicle
Number) and IPM PDS 0630 (Vehicle Number).

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1002
 Private data subelement definitions
PDS 0631 (Driver Number/ID Number)

When the data requirements are not met, the transaction is downgraded to IRD 68 (Business
Core Value Data Rate 1) through Mastercard® Interchange Compliance.

Values
If present, PDS 0630 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0631 (Driver Number/ID Number)

PDS 0631 (Driver Number/ID Number) contains the number assigned to the driver by the
business using the Mastercard Corporate Fleet Card® and entered by the cardholder at the
point of interaction.

Attributes

Data Representation: ans…17; TAGLLLVAR

Tag Field: 0631
Length Field: 3 positions, value = 001–017
Data Field: Variable length, 1–17 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction C • C
Information)/1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644

This PDS is required if these conditions occur:

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1003
 Private data subelement definitions
PDS 0631 (Driver Number/ID Number)

• Product Type Code (PDS 0632) contains a value of 1 or 3.

• The associated First Presentment/1240 is a Mastercard Corporate Fleet Card® transaction
at a fuel location and is submitted for IRD BQ: Canada Intracountry Commercial Data Rate I.

U.S. region Incentive Interchange Rate Programs

IRD Description
16 Warehouse Tier I
62 Commercial Large Ticket 1
67 Commercial Data Rate II
91 Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III

When the transaction is a Mastercard Corporate Fleet Card® (MCF, MPK, MNF, or MGF)
transaction at a fuel location MCC (4468, 5541, 5542, 5499, or 5983), and was submitted for
one of the above interchange programs (BQ, 16, 62, 67, 91, 94, and 99), PDS 0632 (Product
Type Code) is present and contains one of these values.
• 1 (Prompts for ID number and odometer reading)
• 2 (Prompts for vehicle number and odometer reading)
• 3 (Prompts for driver number and odometer reading)
The data in the Authorization Request/0100 message matches the data in the Corporate Fleet
Transaction Information Addendum/1644 message as follows.
• Driver ID: CIS DE 48 (Additional Data, Private Use), subelement 98 (Mastercard Corporate
Fleet Card ID/ Driver Number) and IPM PDS 0631 (Driver Number/ID Number)
• Driver Number: CIS DE 48, subelement 98 (Mastercard Corporate Fleet Card ID/Driver
Number) and IPM PDS 0631 (Driver Number/ID Number)
• Vehicle Number: CIS DE 48, subelement 99 (Mastercard Corporate Fleet Card Vehicle
Number) and IPM PDS 0630 (Vehicle Number).
When the data requirements are not met, the transaction will be downgraded to IRD 68
(Business Core Value Data Rate 1) through Mastercard® Interchange Compliance.

Values
If present, PDS 0631 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros. In addition, the first position of PDS 0631 must contain a numeric value.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1004
 Private data subelement definitions
PDS 0632 (Product Type Code)

PDS 0632 (Product Type Code)

PDS 0632 (Product Type Code) contains a code read from a card magnetic stripe that indicates
prompts that occur at the point of interaction.

Attributes

Data Representation: n-1; TAGLLL

Tag Field: 0632
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction C • C
Information)/1644

This PDS is required if the associated First Presentment/1240 is a Mastercard Corporate Fleet
Card® transaction at a fuel location and is submitted for IRD BQ: Canada Intracountry
Commercial Data Rate I.

U.S. region Incentive Interchange Rate Programs

IRD Description
16 World Small Ticket Card Present
62 Commercial Large Ticket I
67 Commercial Data Rate II
91 Warehouse Base

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1005
 Private data subelement definitions
PDS 0632 (Product Type Code)

IRD Description
94 Commercial Large Ticket II
99 Commercial Large Ticket III

When the transaction is a Mastercard Corporate Fleet Card® (MCF, MPK, MNF, or MGF)
transaction at a fuel location MCC (4468, 5541, 5542, 5499, or 5983), and was submitted for
one of the above interchange programs (BQ, 16, 62, 67, 91, 94, and 99), PDS 0632 (Product
Type Code) is present and contains one of these values:
• 1 (Prompts for ID number and odometer reading)
• 2 (Prompts for vehicle number and odometer reading), or
• 3 (Prompts for driver number and odometer reading).
The data in the Authorization Request/0100 message matches the data in the Corporate Fleet
Transaction Information Addendum/1644 message as follows.
• Driver ID: CIS DE 48 (Additional Data, Private Use), subelement 98 (Mastercard Corporate
Fleet Card ID/ Driver Number) and IPM PDS 0631 (Driver Number/ID Number)
• Driver Number: CIS DE 48, subelement 98 (Mastercard Corporate Fleet Card ID/Driver
Number) and IPM PDS 0631 (Driver Number/ID Number)
• Vehicle Number: CIS DE 48, subelement 99 (Mastercard Corporate Fleet Card Vehicle
Number) and IPM PDS 0630 (Vehicle Number).
When the data requirements are not met, the transaction will be downgraded to IRD 68
(Business Core Value Data Rate 1) through Mastercard® Interchange Compliance.

Values
If present, PDS 0632 must contain a value in the range 1–5 as shown in this table.

Values

Value Description
1 Prompts for ID number and odometer reading
2 Prompts for vehicle number and odometer reading
3 Prompts for driver number and odometer reading
4 Prompts for odometer reading only
5 No prompts issued

Values 1–4 are used in the editing process for Mastercard Corporate Fleet Card® transactions
conducted at fuel locations that are submitted for IRD BQ: Canada Intracountry Commercial
Data Rate I.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1006
 Private data subelement definitions
PDS 0633 (Coupon/Discount Amount)

U.S. region Incentive Interchange Rate Programs

IRD Description
16 World Small Ticket Card Present
62 Commercial Large Ticket I
67 Commercial Data Rate II
91 Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III

Required related PDSs

These PDSs are required to be present when PDS 0632 is present, depending on the value
submitted.

Related required PDS information

If PDS 0632 contains a… Then these PDSs are required

1 PDS 0631 (Driver Number/ID Number) and PDS 0629 (Odometer
Reading)
2 PDS 0630 (Vehicle Number) and PDS 0629 (Odometer Reading)
3 PDS 0631 (Driver Number/ID Number) and PDS 0629 (Odometer
Reading)
4 PDS 0629 (Odometer Reading)

PDS 0633 (Coupon/Discount Amount)

PDS 0633 (Coupon/Discount Amount) contains the coupon or discount dollar amount.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0633
Length Field: 3 positions, value = 012

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1007
 Private data subelement definitions
PDS 0634 (Tax Amount 1)

Data Field: Fixed length, 12 positions

Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644

Values
If present, PDS 0633 must contain a numeric value.

PDS 0634 (Tax Amount 1)

PDS 0634 (Tax Amount 1) contains the tax amount for tax-exempt fleets.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0634
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1008
 Private data subelement definitions
PDS 0635 (Tax Amount 2)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

Values
If present, PDS 0634 must be numeric and may contain all zeros.

PDS 0635 (Tax Amount 2)

PDS 0635 (Tax Amount 2) contains the tax amount for tax-exempt fleets.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0635
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1009
 Private data subelement definitions
PDS 0636 (Call Date)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

Values
If present, PDS 0635 must be numeric and may contain all zeros.

PDS 0636 (Call Date)

PDS 0636 (Call Date) contains the date of the call related to the telephony billing detail.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0636
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
PDS 0636 must be a fixed length of 006. If present, PDS 0636 must be numeric and a valid date
in the format YYMMDD.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1010
 Private data subelement definitions
PDS 0637 (Call Time)

PDS 0637 (Call Time)

PDS 0637 (Call Time) contains the time of the call related to the telephony billing detail.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0637
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
PDS 0637 must be a fixed length of 006. If present, PDS 0637 must be numeric and a valid time
in the format HHMMSS.

PDS 0638 (Call To Information)

PDS 0638 (Call To Information) contains the call location information and the phone number
called pertaining to the telephony billing event.

Attributes

Data Representation: ans-146; TAGLLL

Tag Field: 0638

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1011
 Private data subelement definitions
PDS 0638 subfields

Length Field: 3 positions, value = 146

Data Field: Fixed length, 146 positions
Subfields: 5
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Summary)/ O • C
1644

Values
PDS 0638 must be a fixed length of 146.

PDS 0638 subfields

This PDS consists of five subfields.

PDS 0638 subfields

Number Positions Name Attribute Justification

1 1–40 Call To City ans-40 left
2 41–80 Call To State/Province ans-40 left
3 81–120 Call To Country ans-40 left
4 121–145 Call To Number ans-25 left
5 146 Call To Type an-1 N/A

Subfield 1 (Call To City)

If PDS 0638 is present, subfield 1 (Call To City) must contain the city to which the call was
made. It must be left-justified with trailing spaces and cannot contain all low values, all high
values, all spaces, or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1012
 Private data subelement definitions
PDS 0638 subfields

Subfield 2 (Call To State/Province)

If PDS 0638 is present, subfield 2 (Call To State/Province) must contain the state/province to
which the call was made. It must be left-justified with trailing spaces and cannot contain all low
values, all high values, all spaces, or all zeros.

Subfield 3 (Call To Country)

If PDS 0638 is present, subfield 3 (Call To Country) must contain the country to which the call
was made. It must be left-justified with trailing spaces and cannot contain all low values, all high
values, all spaces, or all zeros.

Subfield 4 (Call To Number)

If PDS 0638 is present, subfield 4 (Call To Number) must contain the phone number called. It
must be left-justified with trailing spaces and cannot contain all low values, all high values, all
spaces, or all zeros.
For transactions acquired in the U.S. or Canada region, subfield 4 must contain a 10-position
phone number, left-justified with trailing spaces. The first three positions must be numeric.

Subfield 5 (Call To Type)

If PDS 0638 is present, subfield 5 (Call To Type) must contain one of the values listed in this
table.

Values and descriptions

Value Description
C Outgoing Call
I Incoming Call
V Voice Mail
P Page
O Other
F Toll-Free Call

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1013
 Private data subelement definitions
PDS 0639 (Call Duration)

PDS 0639 (Call Duration)

PDS 0639 (Call Duration) contains the duration of the call related to the telephony billing detail.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0639
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
PDS 0639 must be a fixed length of 006. If present, PDS 0639 must be numeric and should be
in the format HHMMSS.

PDS 0640 (Call Time Period)

PDS 0640 (Call Time Period) describes the period (such as peak or off-peak) of the call related
to the telephony billing detail.

Attributes

Data Representation: an-2; TAGLLL

Tag Field: 0640

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1014
 Private data subelement definitions
PDS 0641 (Product Code)

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
If present, PDS 0640 must contain one of the values listed in this table.

Values

Value Description
PP Peak Period
OP Off-Peak Period
MP Multiple Period
OT Other

PDS 0640 must be a fixed length of 002.

PDS 0641 (Product Code)

PDS 0641 (Product Code) contains the non-fuel related product code of the individual item
purchased.

Attributes

Data Representation: ans…15; TAGLLLVAR

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1015
 Private data subelement definitions
PDS 0641 (Product Code)

Tag Field: 0641

Length Field: 3 positions, value = 001–015
Data Field: Variable length, 1–15 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ C • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

PDS 0641 (Product Code) must be present in the Financial Detail Addendum (Corporate Line
Item Detail)/1644 message when one of these conditions occur:
• PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel items being
purchased) in the Financial Detail Addendum (Corporate Fleet Transaction Information)/
1644 message.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card®
transaction at a fuel location MCC and is submitted for IRD BQ: Canada Intracountry
Commercial Data Rate I and PDS0622 contains value 3.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card®
transaction at a maintenance location MCC and is submitted for IRD BQ: Canada
Intracountry Commercial Data Rate I.
• The associated First Presentment/1240 message is a not Shipping/Courier MCC or
Temporary Services MCC and is submitted for IRD BR: Canada Intracountry Commercial
Data Rate II or IRD BS: Canada Intracountry Commercial Large Ticket.
The business service arrangement is U.S.-to-U.S. where PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001.
Associated First Presentment/1240 messages should contain a fuel MCC in DE 26 (Acceptor
Business). The applicable IRDs for the First Presentment/1240 messages are listed in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1016
 Private data subelement definitions
PDS 0641 (Product Code)

IRD and descriptions

IRD Description
16 Commercial Warehouse Tier I
62 Commercial Large Ticket I
67 Commercial Data Rate II
68 Commercial Data Rate I
91 Commercial Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

PDS 0641 must be present in a Financial Detail Addendum (Corporate Line Item Detail)/1644
message when PDS 0642 (Item Description) is not present and when all of these conditions
exist:
The business service is equal to one of the values listed in this table.

Business service

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description
2 050001 Europe Intraregional

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1017
 Private data subelement definitions
PDS 0641 (Product Code)

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description
3 050012 Europe Intercountry
3 050021 Europe Intercountry
3 050031 Europe Intercountry

NOTE: This applies to additional European domestic arrangements.

The Product Code should be provided for Mastercard Corporate Fleet Card® transactions
occurring at fuel locations, when PDS 0622 (Motor Fuel Service Type) is 3 and the transactions
are submitted for any U.S.-acquired Commercial interchange rate program for which Fleet
transactions at fuel locations are valid.
PDS 0641 must be present when these conditions exist:
• The Business Service is U.S.-to-U.S. (PDS 0158, subfield 2 is equal to 2 and PDS 0158,
subfield 3 is equal to 010001).
• The associated First Presentment/1240 contains a shipping/courier MCC in DE 26 (Acceptor
Business Code [MCC]), and a Financial Detail Addendum (Shipping/Courier Services)/1644
message is not provided
• The associated First Presentment/1240 does not contain a temporary services MCC in DE
26.
• The IRD submitted in the associated First Presentment/1240 is one of the values in this
table.

IRD and descriptions

IRD Description
26 Purchasing Large Ticket Level 1 Interchange
27 Purchasing Large Ticket Level 2 Interchange
62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

If the transaction submitted:

• Is for a U.S. to U.S. Business Service Arrangement (PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1018
 Private data subelement definitions
PDS 0641 (Product Code)

• Requires a Financial Detail Addendum (Corporate Line Item Detail)/1644 message

• And is not submitted for one of the U.S. region corporate interchange programs listed in this
table.

IRD and descriptions

IRD Description
26 Purchasing Large Ticket Level 1 Interchange
27 Purchasing Large Ticket Level 2 Interchange
62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Then one of the values in this table must be present.

Field and descriptions

Field Description
PDS 0641 Product Code
PDS 0642 Item Description
PDS 0643 Item Quantity

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1019
 Private data subelement definitions
PDS 0641 (Product Code)

Field Description
PDS 0645 Item Unit of Measure
PDS 0647 Extended Item Amount
PDS 0654 Debit or Credit Indicator

Values
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with non-fuel purchases conducted with a Mastercard Corporate Fleet Card® at a
fuel location, PDS 0641 should be provided and must contain a three-position non-fuel product
code in the range 030–099 or 300–999.

Values

Value Description
030 Motor Oil
031 Oil Change
032 Engine Service
033 Transmission Service
034 Brake Service
035 Solvent
036 Brake Fluid
037 Miscellaneous Parts
038 Miscellaneous Labor
039 Miscellaneous Repairs
040 TBA (tire, batteries, accessories)
041 Tires
042 Batteries
043 Automotive Accessories
044 Automotive Glass
045 Car Wash
046 Towing
047 Diesel Exhaust Fluid
070 Cigarettes/Tobacco

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1020
 Private data subelement definitions
PDS 0641 (Product Code)

Value Description
078 Health/Beauty Aid
079 Miscellaneous Food/Grocery
080 Soda
081 Beer/Wine
082 Milk/Juice
083 Restaurant
089 Miscellaneous Beverage
099 Miscellaneous Other
300 Aviation Maintenance
301 De-icing
302 APU or Aircraft Jump Start
303 Aviation Catering
304 Tiedown or Hangar
305 Landing Fee
306 Ramp Fee
307 Call Out Fee
308 Plane Rental
309 Instruction Fee
310 Miscellaneous Aviation
311 Flight Planning/Weather Fees
312 Charter Fees
313 Ground Handling
314 Communications Fees
315 Aircraft Cleaning
316 Cargo Handling
317 Aviation Accessories
350 Boat Service

When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in

conjunction with a Financial Detail Addendum (Temporary Services)/1644 message, PDS 0641
should contain a value of Temporary–01.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1021
 Private data subelement definitions
PDS 0641 (Product Code)

When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in

conjunction with a Financial Detail Addendum (Shipping/Courier Services)/1644 message, PDS
0641 should contain a value of Shipping–01.
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 message is submitted in
conjunction with a lodging MCC, PDS 0641 (Product Code) must be one of the values in this
table.

Product codes

Value Description
L-1000 Room Rate
L-1020 Room Tax
L-1021 Non-Room Tax
L-1100 Room Service Charges
L-1101 Restaurant Charges
L-1102 Tray Charges
L-1103 Gratuities
L-1104 Prepaid Expenses
L-1105 Telephone Charges
L-1106 Movie Charges
L-1107 Dry Cleaning Charges
L-1108 Laundry Charges
L-1109 Health Club Charges
L-1110 Valet Charges
L-1111 Gift Shop Charges
L-1112 Cash Disbursements
L-1113 Business Center Charges
L-1114 Lounge Charges
L-1115 Bar Charges
L-1116 Mini-Bar Charges
L-1117 Audiovisual Charges
L-1118 Banquet Charges
L-1119 Conference Room Charges
L-1120 Early Departure Charges

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1022
 Private data subelement definitions
PDS 0642 (Item Description)

Value Description
L-1121 Transportation Charges
L-1122 Internet Access Charges
L-9999 Miscellaneous Charges

In all other situations, PDS 0641 must be left-justified and cannot contain all zeros or all spaces.

PDS 0642 (Item Description)

PDS 0642 (Item Description) contains the description of the individual item purchased.

Attributes

Data Representation: ans…35; TAGLLLVAR

Tag Field: 0642
Length Field: 3 positions, value = 001–035
Data Field: Variable length, 1–35 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ C • C
1644
Financial Detail Addendum (Healthcare)/1644 M • M
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

PDS 0642 (Item Description) must be present in the Financial Detail Addendum (Corporate Line
Item Detail)/1644 message when one of these conditions occur:

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1023
 Private data subelement definitions
PDS 0642 (Item Description)

• PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel items being
purchased) in the Financial Detail Addendum (Corporate Fleet Transaction Information)/
1644 message.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card®
transaction at a fuel location MCC and is submitted for IRD BQ: Canada Intracountry
Commercial Data Rate I and PDS0622 contains value 3.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card®
transaction at a maintenance location MCC and is submitted for IRD BQ: Canada
Intracountry Commercial Data Rate I.
• The associated First Presentment/1240 message is a not Shipping/Courier MCC or
Temporary Services MCC and is submitted for IRD BR: Canada Intracountry Commercial
Data Rate II or IRD BS: Canada Intracountry Commercial Large Ticket.
The business service arrangement is U.S.-to-U.S. where PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001.
Associated First Presentment/1240 messages should contain a fuel MCC in DE 26 (Acceptor
Business). The applicable IRDs for the First Presentment/1240 messages are listed in this table.

IRDs and descriptions

IRD Description
16 Commercial Warehouse Tier I
62 Commercial Large Ticket I
67 Commercial Data Rate II
68 Commercial Data Rate I
91 Commercial Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1024
 Private data subelement definitions
PDS 0642 (Item Description)

IRD Description
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in

conjunction with a Financial Detail Addendum (Temporary Services)/1644 message, PDS 0642
should contain Temporary Services.
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with a Financial Detail Addendum (Shipping/Courier Services)/1644 message, PDS
0642 should contain Shipping Services.
PDS 0642 must be present in a Financial Detail Addendum (Corporate Line Item Detail)/1644
message when all these conditions exist.
• The product code is MCP or MCF at a non-fuel location.
• When PDS 0641 (Product Code) is not present.
• The Business Service is equal to one of the values listed in this table.

Business services and descriptions

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description
2 050001 Europe Intraregional
3 050012 Europe Intercountry
3 050021 Europe Intercountry
3 050031 Europe Intercountry

NOTE: This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the values listed in this
table.

IRDs and descriptions

IRD Description
26 Purchasing Large Ticket Level 1 Interchange

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1025
 Private data subelement definitions
PDS 0642 (Item Description)

IRD Description
27 Purchasing Large Ticket Level 2 Interchange

PDS 0642 must be present when these conditions exist.

• The Business Service is U.S.-to-U.S. (PDS 0158, subfield 2 is equal to 2 and PDS 0158,
subfield 3 is equal to 010001).
• The associated First Presentment/1240 contains a shipping/courier MCC in DE 26 (Acceptor
Business Code [MCC]), and a Financial Detail Addendum (Shipping/Courier Services)/1644
message is not provided The associated First Presentment/1240 does not contain a
temporary services MCC in DE 26.
• The IRD submitted in the associated First Presentment/1240 is one of the values in this
table.

IRDs and descriptions

IRD Description
62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

If the transaction that is submitted:

• Is for a U.S. to U.S. Business Service Arrangement (PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001)
• Requires a Financial Detail Addendum (Corporate Line Item Detail)/1644 message, and
• Is not submitted for one of the U.S. region corporate interchange programs listed in this
table.

IRDs and descriptions

IRD Description
62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

Then one of the fields listed in this table must be present.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1026
 Private data subelement definitions
PDS 0643 (Item Quantity)

Fields and descriptions

Field Description
PDS 0641 Product Code
PDS 0642 Item Description
PDS 0643 Item Quantity
PDS 0645 Item Unit of Measure
PDS 0647 Extended Item Amount
PDS 0654 Debit or Credit Indicator

Values
PDS 0642 must be left-justified and cannot contain all spaces, all zeros, all low values, or all high
values.

PDS 0643 (Item Quantity)

PDS 0643 (Item Quantity) indicates the quantity of the item purchased and the associated
decimal point location.

Attributes

Data Representation: n-13; TAGLLL

Tag Field: 0643
Length Field: 3 positions, value = 013
Data Field: Fixed length, 13 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1027
 Private data subelement definitions
PDS 0643 (Item Quantity)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ C • C
1644
Financial Detail Addendum (Healthcare)/1644 M • M
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

PDS 0643 (Item Quantity) must be present in the Financial Detail Addendum (Corporate Line
Item Detail)/1644 message when one of these conditions occur:
• PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel items being
purchased) in the Financial Detail Addendum (Corporate Fleet Transaction Information)/
1644 message.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card®
transaction at a fuel location MCC and is submitted for IRD BQ: Canada Intracountry
Commercial Data Rate I and PDS0622 contains value 3.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card®
transaction at a maintenance location MCC and is submitted for IRD BQ: Canada
Intracountry Commercial Data Rate I.
• The associated First Presentment/1240 message is a not Shipping/Courier MCC or
Temporary Services MCC and is submitted for IRD BR: Canada Intracountry Commercial
Data Rate II or IRD BS: Canada Intracountry Commercial Large Ticket.
The business service arrangement is U.S.-to-U.S. where PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001.
Associated First Presentment/1240 messages should contain a fuel MCC in DE 26 (Acceptor
Business Code). The applicable IRDs for the First Presentment/1240 messages are listed in this
table.

IRDs and descriptions

IRD Description
16 Commercial Warehouse Tier I
62 Commercial Large Ticket I
67 Commercial Data Rate II
68 Commercial Data Rate I
91 Commercial Warehouse Base

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1028
 Private data subelement definitions
PDS 0643 (Item Quantity)

IRD Description
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

PDS 0643 must be present in a Financial Detail Addendum (Corporate Line Item Detail)/1644
message when all these conditions exist:
• The product code is MCP or MCF at a non-fuel location.
• The business service is equal to one of the values listed in this table.

Business services and descriptions

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description
2 050001 Europe Intraregional
3 050012 Europe Intercountry
3 050021 Europe Intercountry
3 050031 Europe Intercountry

NOTE: This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the values listed in this
table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1029
 Private data subelement definitions
PDS 0643 (Item Quantity)

IRDs and descriptions

IRD Description
26 Purchasing Large Ticket Level 1 Interchange
27 Purchasing Large Ticket Level 2 Interchange

PDS 0643 must be present when these conditions exist:

• The Business Service is U.S.-to-U.S. (PDS 0158, subfield 2 is equal to 2 and PDS 0158,
subfield 3 is equal to 010001).
• The associated First Presentment/1240 contains a shipping/courier MCC in DE 26 (Acceptor
Business Code [MCC]), and a Financial Detail Addendum (Shipping/Courier Services)/1644
message is not provided The associated First Presentment/1240 does not contain a
temporary services MCC in DE 26.
• The IRD submitted in the associated First Presentment/1240 is one of the values listed in
this table.

IRDs and descriptions

IRD Description
62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

If the transaction that is submitted:

• Is for a U.S. to U.S. Business Service Arrangement (PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001)
• Requires a Financial Detail Addendum (Corporate Line Item Detail)/1644 message
• And is not submitted for one of the U.S. region corporate interchange programs listed in this
table.

IRDs and descriptions

IRD Description
62 Commercial Large Ticket I
66 Commercial Data Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1030
 Private data subelement definitions
PDS 0643 subfields

IRD Description
94 Commercial Large Ticket II
99 Commercial Large Ticket III

Then one of the fields listed in this table must be present.

Fields and descriptions

Field Description
PDS 0641 Product Code
PDS 0642 Item Description
PDS 0643 Item Quantity
PDS 0645 Item Unit of Measure
PDS 0647 Extended Item Amount
PDS 0654 Debit or Credit Indicator

When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in

conjunction with a Financial Detail Addendum (Temporary Services)/1644 message, PDS 0643
should contain a value of 1.
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with a Financial Detail Addendum (Shipping/Courier Services)/1644 message, PDS
0643 should contain a value of 1.

PDS 0643 subfields

PDS 0643 consists of two subfields.
PDS 0643 subfields are listed in this table.

PDS 0643 subfields

Number Positions Name Attribute Justification

1 1–12 Item Quantity n-12 right
2 13 Item Quantity Exponent n-1 N/A

Subfield 1 (Item Quantity)

If present, subfield 1 (Item Quantity) must be numeric and greater than zero.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1031
 Private data subelement definitions
PDS 0644 (Call From Information)

Subfield 2 (Item Quantity Exponent)

Subfield 2 (Item Quantity Exponent) indicates the decimal location for the Item Quantity
subfield. If PDS 0643 is present, subfield 2 must be numeric and contain a value of 0 to 5.

PDS 0644 (Call From Information)

PDS 0644 (Call From Information) contains the location description for the originator of the
telephone call and the number from which the call was made.

Attributes

Data Representation: ans-145; TAGLLL

Tag Field: 0644
Length Field: 3 positions, value = 145
Data Field: Fixed length, 145 positions
Subfields: 4
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
PDS 0644 must be a fixed length of 145.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1032
 Private data subelement definitions
PDS 0644 subfields

PDS 0644 subfields

This PDS consists of four subfields.

PDS 0644 subfields

Number Positions Name Attribute Justification

1 1–40 Call From City ans-40 left
2 41–80 Call From State/Province ans-40 left
3 81–120 Call From Country ans-40 left
4 121–145 Call From Number ans-25 left

Subfield 1 (Call From City)

If PDS 0644 is present, subfield 1 (Call From City) must contain the city from which the call
originated. It must be left-justified with trailing spaces and cannot contain all low values, all high
values, all spaces, or all zeros.

Subfield 2 (Call From State/Province)

Subfield 2 (Call From State/Province) must contain the state/province from which the call
originated. It must be left-justified with trailing spaces and cannot contain all low values, all high
values, all spaces, or all zeros.

Subfield 3 (Call From Country)

Subfield 3 (Call From Country) must contain the country from which the call originated. It must
be left-justified with trailing spaces and cannot contain all low values, all high values, all spaces,
or all zeros.

Subfield 4 (Call From Number)

Subfield 4 (Call From Number) must contain the phone number from which the call was
originated. It must be left-justified with trailing spaces, and cannot contain all low values, all
high values, all spaces, or all zeros.
For transactions acquired in the U.S. or Canada region, subfield 4 must contain a 10-position
phone number, left-justified with trailing spaces. The first three positions must be numeric.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1033
 Private data subelement definitions
PDS 0645 (Item Unit of Measure)

PDS 0645 (Item Unit of Measure)

PDS 0645 (Item Unit of Measure) contains the line item unit of measurement code.

Attributes

Data Representation: ans…12; TAGLLLVAR

Tag Field: 0645
Length Field: 3 positions, value = 001–012
Data Field: Variable length, 1–12 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ C • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

PDS 0645 (Item Unit of Measure) must be present in the Financial Detail Addendum (Corporate
Line Item Detail)/1644 message when one of these conditions occur:
• PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel items being
purchased) in the Financial Detail Addendum (Corporate Fleet Transaction Information)/
1644 message.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card®
transaction at a fuel location MCC and is submitted for IRD BQ: Canada Intracountry
Commercial Data Rate I and PDS0622 contains value 3.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1034
 Private data subelement definitions
PDS 0645 (Item Unit of Measure)

• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card®

transaction at a maintenance location MCC and is submitted for IRD BQ: Canada
Intracountry Commercial Data Rate I.
• The associated First Presentment/1240 message is a not Shipping/Courier MCC or
Temporary Services MCC and is submitted for IRD BR: Canada Intracountry Commercial
Data Rate II or IRD BS: Canada Intracountry Commercial Large Ticket.
The business service arrangement is U.S.-to-U.S. where PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001.
Associated First Presentment/1240 messages should contain a fuel MCC in DE 26 (Acceptor
Business). The applicable IRDs for the First Presentment/1240 messages are listed in this table.

IRDs and descriptions

IRD Description
16 Commercial Warehouse Tier I
62 Commercial Large Ticket I
67 Commercial Data Rate II
68 Commercial Data Rate I
91 Commercial Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1035
 Private data subelement definitions
PDS 0645 (Item Unit of Measure)

When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in

conjunction with a Financial Detail Addendum (Temporary Services)/1644 message, PDS 0645
should contain a value of Unit.
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with a Financial Detail Addendum (Shipping/Courier Services)/1644 message, PDS
0645 should contain a value of Unit.
PDS 0645 must be present when these conditions exist:
• The Business Service is U.S.-to-U.S. (PDS 0158, subfield 2 is equal to 2 and PDS 0158,
subfield 3 is equal to 010001).
• The IRD submitted in the associated First Presentment/1240 is one of the values listed in
this table.

IRDs and descriptions

IRD Description
62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

If the transaction that is submitted

• Is for a U.S. to U.S. Business Service Arrangement (PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001)
• Requires a Financial Detail Addendum (Corporate Line Item Detail)/1644 message
• And is not submitted for one of the U.S. region corporate interchange programs listed in this
table.

IRDs and descriptions

IRD Description
62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

Then one of the fields in this table must be present.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1036
 Private data subelement definitions
PDS 0646 (Unit Price)

Fields and descriptions

Field Description
PDS 0641 Product Code
PDS 0642 Item Description
PDS 0643 Item Quantity
PDS 0645 Item Unit of Measure
PDS 0647 Extended Item Amount
PDS 0654 Debit or Credit Indicator

Values
If present, PDS 0645 cannot contain all low values, all high values, all zeros, or all spaces.

PDS 0646 (Unit Price)

PDS 0646 (Unit Price) is the price for one unit of the product.

Attributes

Data Representation: n-13; TAGLLL

Tag Field: 0646
Length Field: 3 positions, value = 013
Data Field: Fixed length, 13 positions
Subfields: 2
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1037
 Private data subelement definitions
PDS 0646 (Unit Price)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ C • C
1644
Financial Detail Addendum (Healthcare)/1644 M • M
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

This PDS is part of the line item detail when a Mastercard Corporate Purchasing Card® or
Mastercard Corporate Fleet Card® is used in a business-to-business purchase.
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with a Financial Detail Addendum (Temporary Services)/1644 message, PDS 0646
should contain a value of 1.
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with a Financial Detail Addendum (Shipping/Courier Services)/1644 message, PDS
0646 should contain a value of 1.
PDS 0646 must be present in the Financial Detail Addendum (Corporate Line Item Detail)/1644
message when one of these conditions occur:
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card®
transaction at a fuel location MCC and is submitted for IRD BQ: Canada Intracountry
Commercial Data Rate I and PDS0622 contains value 3.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card®
transaction at a maintenance location MCC and is submitted for IRD BQ: Canada
Intracountry Commercial Data Rate I.
• The associated First Presentment/1240 message is a not Shipping/Courier MCC or
Temporary Services MCC and is submitted for IRD BR: Canada Intracountry Commercial
Data Rate II or IRD BS: Canada Intracountry Commercial Large Ticket.
• The product code is MCP or MCF at a non-fuel location.
• The Business Service is equal to one of the values in this table.

Business services and descriptions

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description
2 050001 Europe Intraregional
3 050012 Europe Intercountry

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1038
 Private data subelement definitions
PDS 0646 subfields

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description
3 050021 Europe Intercountry
3 050031 Europe Intercountry

NOTE: This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the values listed in this
table.

IRDs and descriptions

IRD Description
26 Purchasing Large Ticket Level 1 Interchange
27 Purchasing Large Ticket Level 2 Interchange

Values
If present, subfield 1 must be numeric. Subfield 2 must contain a value in the range 0–5.

PDS 0646 subfields

PDS 0646 consists of two subfields.
PDS 0646 subfields are listed in this table.

PDS 0646 subfields

Number Positions Name Attribute Justification

1 1–12 Unit Price n-12 right
2 13 Unit Price Exponent n-1 N/A

Subfield 1 (Unit Price)

Subfield 1 (Unit Price) must be numeric.

Subfield 2 (Unit Price Exponent)

Subfield 2 (Unit Price Exponent) must be between 0 and 5.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1039
 Private data subelement definitions
PDS 0647 (Extended Item Amount)

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

PDS 0647 (Extended Item Amount)

PDS 0647 (Extended Item Amount) contains the individual item amount that is normally
calculated as price multiplied by quantity.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0647
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ C • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

PDS 0647 must be present in the Financial Detail Addendum (Corporate Line Item Detail)/1644
message when PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel
items being purchased) in the Financial Detail Addendum (Corporate Fleet Transaction
Information)/1644 message.
The business service arrangement is U.S.-to-U.S. where PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1040
 Private data subelement definitions
PDS 0647 (Extended Item Amount)

Associated First Presentment/1240 messages should contain a fuel MCC in DE 26 (Acceptor

Business). The applicable IRDs for the First Presentment/1240 messages are listed in this table.

Canada Region Incentive Interchange Rate Programs

IRD Description
BQ Canada Intracountry Commercial Data Rate I
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
16 Commercial Warehouse Tier I
62 Commercial Large Ticket I
67 Commercial Data Rate II
68 Commercial Data Rate I
91 Commercial Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1041
 Private data subelement definitions
PDS 0647 (Extended Item Amount)

When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in

conjunction with a Financial Detail Addendum (Temporary Services)/1644 message, PDS 0647
should equal the Transaction Amount.
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with a Financial Detail Addendum (Shipping/Courier Services)/1644 message, PDS
0647 should equal the Transaction Amount.
PDS 0647 must be present when these conditions exist:
• The Business Service is U.S.-to-U.S. (PDS 0158, subfield 2 is equal to 2 and PDS 0158,
subfield 3 is equal to 010001).
• The associated First Presentment/1240 contains a shipping/courier MCC in DE 26 (Acceptor
Business Code [MCC]), and a Financial Detail Addendum (Shipping/Courier Services)/1644
message is not provided The associated First Presentment/1240 does not contain a
temporary services MCC in DE 26.
• The IRD submitted in the associated First Presentment/1240 is one of the values listed in
this table.

IRDs in First Presentment/1240

IRD Description
62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

If the transaction that is submitted:

• Is for a U.S. to U.S. Business Service Arrangement (PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001)
• Requires a Financial Detail Addendum (Corporate Line Item Detail)/1644 message
• And is not submitted for one of the U.S. region corporate interchange programs listed in this
table.

U.S. region Corporate Interchange Programs

IRD Description
62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1042
 Private data subelement definitions
PDS 0647 subfields

IRD Description
99 Commercial Large Ticket III

Then one of the fields listed in this table must be present.

Required fields

Field Description
PDS 0641 Product Code
PDS 0642 Item Description
PDS 0643 Item Quantity
PDS 0645 Item Unit of Measure
PDS 0647 Extended Item Amount
PDS 0654 Debit or Credit Indicator

Values
If present, PDS 0647 must be a fixed length of 014.
To allow for situations in which the item is zero cost to the customer, PDS 0650 (Zero Cost to
Customer) must also be present in the Corporate Card Line Item Detail Addendum message,
and equal to Y. PDS 0647, subfield 1 may contain zero in this circumstance.

PDS 0647 subfields

This PDS consists of three subfields.

PDS 0647 subfields

Number Positions Name Attribute Justification

1 1–12 Extended Item Amount n-12 right
2 13 Extended Item Amount Exponent n-1 N/A
3 14 Extended Item Amount Sign a-1 N/A

Subfield 1 (Extended Item Amount)

If PDS 0647 is present, subfield 1 (Extended Item Amount) must contain the amount and be
numeric and greater than zero, unless PDS 0650 (Zero Cost to Customer) is present and equal
to Y.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1043
 Private data subelement definitions
PDS 0648 (Item Discount)

Subfield 2 (Extended Item Amount Exponent)

If PDS 0647 is present, subfield 2 (Extended Item Amount Exponent) must be numeric and
contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Extended Item Amount Sign)

If PDS 0647 is present, subfield 3 (Extended Item Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0647 is a debit or credit from the perspective of the
cardholder.

Values and Descriptions

Value Description
D Extended item amount is a debit.
C Extended item amount is a credit.

PDS 0648 (Item Discount)

PDS 0648 (Item Discount) contains the item discount indicator and amount.

Attributes

Data Representation: ans-20; TAGLLL

Tag Field: 0648
Length Field: 3 positions, value = 020
Data Field: Fixed length, 20 positions
Subfields: 5
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1044
 Private data subelement definitions
PDS 0648 (Item Discount)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ C • C
1644

This PDS is part of the line item detail when a Mastercard Corporate Purchasing Card® or
Mastercard Corporate Fleet Card® is used in a business-to-business purchase.
If subfields 1 and 2 are provided, the customer must also provide subfields 3, 4, and 5.
PDS 0648 must be present in a Financial Detail Addendum (Corporate Line Item Detail)/1644
message when all these conditions exist:
• The product code is MCP or MCF at a non-fuel location.
• The business service is equal to one of the values in this table.

Business services and descriptions

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description
2 050001 Europe Intraregional
3 050012 Europe Intercountry
3 050021 Europe Intercountry
3 050031 Europe Intercountry

NOTE: This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the values in this table.

IRDs and descriptions

IRD Description
26 Purchasing Large Ticket Level 1 Interchange
27 Purchasing Large Ticket Level 2 Interchange

Values
PDS 0648 must be a fixed length of 20.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1045
 Private data subelement definitions
PDS 0648 subfields

PDS 0648 subfields

This PDS consists of five subfields.

PDS 0648 subfields

Number Positions Name Attribute Justification

1 1 Discount Indicator as-1 N/A
2 2–13 Discount Amount ans-12 right
3 14–18 Item Discount Rate n-5 right
4 19 Item Discount Rate Exponent n-1 N/A
5 20 Item Discount Amount Sign a–1 N/A

Subfield 1 (Discount Indicator)

If PDS 0648 is present, subfield 1 (Discount Indicator) must contain one of the values listed in
this table.

Values and descriptions

Value Description
Y Amount is discounted.
N Amount is not discounted.
space Not supported

Subfield 2 (Discount Amount)

If PDS 0648 is present, subfield 2 (Discount Amount) must be numeric and cannot be all zeros if
subfield 1 is Y.

Subfield 3 (Item Discount Rate)

Subfield 3 (Item Discount Rate) is the discount rate applicable to the amount. If PDS 0648 is
present, subfield 3 must contain a five-digit numeric value.

Subfield 4 (Item Discount Rate Exponent)

If PDS 0648 is present, subfield 4 (Item Discount Rate Exponent) must contain a value in the
range 0–5.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1046
 Private data subelement definitions
PDS 0649 (Call Usage Amount)

Subfield 5 (Item Discount Amount Sign)

If PDS 0648 is present, subfield 5 (Item Discount Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0648 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
C Item discount amount is a credit.
D Item discount amount is a debit.

PDS 0649 (Call Usage Amount)

PDS 0649 (Call Usage Amount) contains the call usage amount information pertaining to the
telephony billing event.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0649
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1047
 Private data subelement definitions
PDS 0649 subfields

Values
PDS 0649 must be a fixed length of 14.

PDS 0649 subfields

This PDS consists of three subfields as defined in this table.

PDS 0649 subfields

Number Positions Name Attribute Justification

1 1–12 Call Usage Amount n-12 right
2 13 Call Usage Amount Exponent n-1 N/A
3 14 Call Usage Amount Sign a-1 N/A

Subfield 1 (Call Usage Amount)

If PDS 0649 is present, subfield 1 (Call Usage Amount) must be numeric and contain the usage
amount of the call, and it may be all zeros.

Subfield 2 (Call Usage Amount Exponent)

If PDS 0649 is present, subfield 2 (Call Usage Amount Exponent) must be numeric and contain
a value of 0 to 5.

Subfield 3 (Call Usage Amount Sign)

If PDS 0649 is present, subfield 3 (Call Usage Amount Sign) must contain a value of D or C. This
subfield identifies whether PDS 0649 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Call Usage Amount is a debit.
C Call Usage Amount is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1048
 Private data subelement definitions
PDS 0650 (Zero Cost to Customer Indicator)

PDS 0650 (Zero Cost to Customer Indicator)

PDS 0650 (Zero Cost to Customer Indicator) if supplied, indicates whether the item is free to
the customer.

Attributes

Data Representation: a-1; TAGLLL

Tag Field: 0650
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644

Values
PDS 0650 must contain one of the values listed in this table.

Values and descriptions

Value Description
Y The line item is at zero cost to the customer. PDS 0647 (Extended
Item Amount) and PDS 0787 (Fleet Extended Item Amount) may be
equal to zero.
N The line item is not at zero cost to the customer.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0651 (Procedure ID)

PDS 0651 (Procedure ID)

PDS 0651 (Procedure ID) contains identification of the rail server procedure or the order in
which service was booked or cancellation was done.
The ID is a two-digit abbreviation followed by a dash (example: AN-3N7ZPX or RS-23IVTY). The
order number (abbreviation AN-) is always given in an internet application.

Attributes

Data Representation: ans-9; TAGLLL

Tag Field: 0651
Length Field: 3 positions, value = 009
Data Field: Fixed length, 9 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high values,
or all low values.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1050
 Private data subelement definitions
PDS 0652 (Service Type)

PDS 0652 (Service Type)

PDS 0652 (Service Type) contains two subfields with codes defined that indicate the type of
service and the nature of the service provided.

Attributes

Data Representation: ans-4; TAGLLL

Tag Field: 0652
Length Field: 3 positions, value = 004
Data Field: Fixed length, 4 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
Rail Data)/1644

Values
If present, PDS 0652 must not contain all high values or all low values.

PDS 0652 subfields

This PDS consists of two subfields.

PDS 0652 subfields

Number Positions Name Attribute Justification

1 1–2 Service Type ans-2 left
2 3–4 Service Nature ans-2 left

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1051
 Private data subelement definitions
PDS 0653 (Service Amount)

Subfield 1 (Service Type)

This subfield is required if a Passenger Transport Detail, Rail Data Addendum is submitted, and
the associated First Presentment/1240 contains a rail or travel agency MCC and is submitted
for IRD 89: U.S. Commercial T&E Rate III.
The service type must contain a two-position value to indicate the type of service provided.
Examples of possible values are 01 Ticket and 02 Baggage.
If present, subfield 1 must be left-justified and cannot be all zeros, all spaces, all high values, or
all low values.

Subfield 2 (Service Nature)

Service Nature contains a two-position value that indicates the nature of the service provided.
Examples of possible values are 01 Seat and 02 Couchette.
If present, subfield 2 must be left-justified and cannot be all zeros or all spaces, all high values,
or all low values.

PDS 0653 (Service Amount)

PDS 0653 (Service Amount) contains three subfields that describe the amount charged for the
service.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0653
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1052
 Private data subelement definitions
PDS 0653 subfields

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

PDS 0653 subfields

This PDS consists of three subfields.

PDS 0653 subfields

Number Positions Name Attribute Justification

1 1–12 Service Amount n-12 right
2 13 Service Amount Exponent n-1 N/A
3 14 Service Amount Sign a-1 N/A

Subfield 1 (Service Amount)

If PDS 0653 is present, subfield 1 must be numeric.

Subfield 2 (Service Amount Exponent)

Subfield 2 (Service Amount Exponent) indicates the decimal location for the Service Amount
subfield. If PDS 0653 is present, subfield 2 must be numeric and contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Service Amount Sign)

If PDS 0653 is present, subfield 3 (Service Amount Sign) must contain a value of D or C. This
subfield identifies whether PDS 0653 is a debit or a credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Fee Amount is a debit

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1053
 Private data subelement definitions
PDS 0654 (Debit or Credit Indicator)

Value Description
C Fee Amount is a credit

PDS 0654 (Debit or Credit Indicator)

PDS 0654 (Debit or Credit Indicator) indicates whether the net of extended item amount, net
of discount, taxes, and price, is a debit or credit.

Attributes

Data Representation: an-1; TAGLLL

Tag Field: 0654
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ C • C
1644

If the Financial Detail Addendum (Corporate Line Item Detail)/1644 message is provided, PDS
0654 is mandatory.
PDS 0654 must be present in the Financial Detail Addendum (Corporate Line Item Detail)/1644
message when PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel
items being purchased) in the Financial Detail Addendum (Corporate Fleet Transaction
Information)/1644 message.
The business service arrangement is U.S.-to-U.S. where PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1054
 Private data subelement definitions
PDS 0654 (Debit or Credit Indicator)

Associated First Presentment/1240 messages should contain a fuel MCC in DE 26 (Acceptor

Business). The applicable IRDs for the First Presentment/1240 messages are listed in this table.

Canada Region Incentive Interchange Rate Programs

IRD Description
BQ Canada Intracountry Commercial Data Rate I
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
16 Commercial Warehouse Tier I
62 Commercial Large Ticket I
67 Commercial Data Rate II
68 Commercial Data Rate I
91 Commercial Warehouse Base
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1055
 Private data subelement definitions
PDS 0654 (Debit or Credit Indicator)

Values
PDS 0654 must contain one of the values listed in this table.

Values

Value Description
D Extended item amount is a debit.
C Extended item amount is a credit.

PDS 0654 must be present when these conditions exist:

• The Business Service is U.S.-to-U.S. (PDS 0158, subfield 2 is equal to 2 and PDS 0158,
subfield 3 is equal to 010001).
• The associated First Presentment/1240 contains a shipping/courier MCC in DE 26 (Acceptor
Business Code [MCC]), and a Financial Detail Addendum (Shipping/Courier Services)/1644
message is not provided. The associated First Presentment/1240 does not contain a
temporary services MCC in DE 26.
• The IRD submitted in the associated First Presentment/1240 is one of the values listed in
this table.

IRDs in First Presentment/1240

IRD Description
62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

If the transaction that is submitted:

• Is for a U.S. to U.S. Business Service Arrangement (PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001)
• Requires a Financial Detail Addendum (Corporate Line Item Detail)/1644 message, and
• Is not submitted for one of the U.S. region corporate interchange programs listed in this
table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1056
 Private data subelement definitions
PDS 0655 (Call Long Distance Amount)

U.S. region Corporate Interchange Programs

IRD Description
62 Commercial Large Ticket I
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

Then one of the fields in this table must be present.

Required fields

Field Description
PDS 0641 Product Code
PDS 0642 Item Description
PDS 0643 Item Quantity
PDS 0645 Item Unit of Measure
PDS 0647 Extended Item Amount
PDS 0654 Debit or Credit Indicator

PDS 0655 (Call Long Distance Amount)

PDS 0655 (Call Long Distance Amount) contains the long distance amount information
pertaining to the telephony billing event.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0655
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1057
 Private data subelement definitions
PDS 0655 subfields

Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
PDS 0655 must be a fixed length of 14.

PDS 0655 subfields

This PDS consists of three subfields.

PDS 0655 subfields

Number Positions Name Attribute Justification

1 1–12 Call Long Distance Amount n-12 right
2 13 Call Long Distance Amount n-1 N/A
Exponent
3 14 Call Long Distance Amount Sign a-1 N/A

Subfield 1 (Call Long Distance Amount)

If PDS 0655 is present, subfield 1 (Call Long Distance Amount) must be numeric and contain
the long distance amount of the call and may be all zeros.

Subfield 2 (Call Long Distance Amount Exponent)

If PDS 0655 is present, subfield 2 (Call Long Distance Amount Exponent) must be numeric and
contain a value of 0 to 5.

Subfield 3 (Call Long Distance Amount Sign)

If PDS 0655 is present, subfield 3 (Call Long Distance Amount Sign) must contain a value of D
or C. This subfield identifies whether PDS 0655 is a debit or credit from the perspective of the
cardholder.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0656 (Full VAT Amounts)

Values and descriptions

Value Description
D Call long distance amount is a debit.
C Call long distance amount is a credit.

PDS 0656 (Full VAT Amounts)

PDS 0656 (Full VAT Amounts) contains the gross amount from which the VAT was calculated
and a value added tax at the full tax rate.

Attributes

Data Representation: ans-28; TAGLLLVAR

Tag Field: 0656
Length Field: 3 positions, value = 014–028
Data Field: Variable length, 14–28 positions
Subfields: 6
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

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IPM Clearing Formats • 16 April 2024 1059
 Private data subelement definitions
PDS 0656 subfields

PDS 0656 subfields

This PDS consists of six subfields.

PDS 0656 subfields

Number Positions Name Attribute Justification

1 1–12 Full VAT Gross Amount n-12 right
2 13 Full VAT Gross Amount Exponent n-1 N/A
3 14 Full VAT Gross Amount Sign a-1 N/A
4 15–26 Full VAT Tax Amount n-12 right
5 27 Full VAT Tax Amount Exponent n-1 N/A
6 28 Full VAT Tax Amount Sign a-1 N/A

Subfield 1 (Full VAT Gross Amount)

If PDS 0656 is present, subfield 1 must be numeric and greater than zero.

Subfield 2 (Full VAT Gross Amount Exponent)

Subfield 2 (Full VAT Gross Amount Exponent) indicates the decimal location for the Full VAT
Gross Amount subfield. If PDS 0656 is present, subfield 2 must be numeric and contain a value
of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Full VAT Gross Amount Sign)

If PDS 0656 is present, subfield 3 Full VAT Gross Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0605 subfield 1 is a debit or a credit from the perspective
of the cardholder.

Values and descriptions

Value Description
D Full VAT Gross Amount is a debit.
C Full VAT Gross Amount is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1060
 Private data subelement definitions
PDS 0657 (Half VAT Amounts)

Subfield 4 (Full VAT Tax Amount)

If PDS 0656 is present, subfield 4 must be numeric.

Subfield 5 (Full VAT Tax Amount Exponent)

Subfield 5 (Full VAT Tax Amount Exponent) indicates the decimal location for the Full VAT Tax
Amount subfield. If PDS 0656 is present, subfield 5 must be numeric and contain a value of 0 to
5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 6 (Full VAT Tax Amount Sign)

If PDS 0656 is present, subfield 6 (Full VAT Tax Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0605 subfield 4 is a debit or a credit from the perspective
of the cardholder.

Values and descriptions

Value Description
D Full VAT Tax Amount is a debit.
C Full VAT Tax Amount is a credit.

PDS 0657 (Half VAT Amounts)

PDS 0657 (Half VAT Amounts) contains the gross amount from which the VAT was calculated
and a value-added tax at the half tax rate.

Attributes

Data Representation: ans...28; TAGLLLVAR

Tag Field: 0657
Length Field: 3 positions, value = 014–028
Data Field: Variable length, 14–28 positions
Subfields: 6
Justification: See “Subfields”

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1061
 Private data subelement definitions
PDS 0657 subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

PDS 0657 subfields

This PDS consists of six subfields.

PDS 0657 subfields

Number Positions Name Attribute Justification

1 1–12 Half VAT Gross Amount n-12 right
2 13 Half VAT Gross Amount Exponent n-1 N/A
3 14 Half VAT Gross Amount Sign a-1 N/A
4 15–26 Half VAT Tax Amount n-12 right
5 27 Half VAT Tax Amount Exponent n-1 N/A
6 28 Half VAT Tax Amount Sign a-1 N/A

Subfield 1 (Half VAT Gross Amount)

If PDS 0657 is present, subfield 1 must be numeric and greater than zero.

Subfield 2 (Half VAT Gross Amount Exponent)

Subfield 2 (Half VAT Gross Amount Exponent) indicates the decimal location for the Half VAT
Gross Amount subfield. If PDS 0657 is present, subfield 2 must be numeric and contain a value
of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1062
 Private data subelement definitions
PDS 0657 subfields

Subfield 3 (Half VAT Gross Amount Sign)

If PDS 0657 is present, subfield 3 (Half VAT Gross Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0657 subfield 1 is a debit or a credit from the perspective
of the cardholder.

Values and descriptions

Value Description
D Half VAT Gross Amount is a debit.
C Half VAT Gross Amount is a credit.

Subfield 4 (Half VAT Tax Amount)

If PDS 0657 is present, subfield 4 must be numeric.

Subfield 5 (Half VAT Tax Amount Exponent)

Subfield 5 (Half VAT Tax Amount Exponent) indicates the decimal location for the Half VAT Tax
Amount subfield. If PDS 0657 is present, subfield 5 must be numeric and contain a value of 0 to
5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 6 (Half VAT Tax Amount Sign)

If PDS 0657 is present, subfield 6 must contain a value of D or C. This subfield identifies
whether PDS 0657 subfield 4 is a debit or a credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Half VAT Tax Amount is a debit.
C Half VAT Tax Amount is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1063
 Private data subelement definitions
PDS 0658 (Call Connect Amount)

PDS 0658 (Call Connect Amount)

PDS 0658 (Call Connect Amount) contains the call connect amount information pertaining to
the telephony billing event.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0658
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
PDS 0658 must be a fixed length of 14.

PDS 0658 subfields

This PDS consists of three subfields.

PDS 0658 subfields

Number Positions Name Attribute Justification

1 1–12 Call Connect Amount n-12 right
2 13 Call Connect Amount Exponent n-1 N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0659 (Other Description)

Number Positions Name Attribute Justification

3 14 Call Connect Amount Sign a-1 N/A

Subfield 1 (Call Connect Amount)

If PDS 0658 is present, subfield 1 (Call Connect Amount) must be numeric and contain the
connect amount of the call, and it may be all zeros.

Subfield 2 (Call Connect Amount Exponent)

If PDS 0658 is present, subfield 2 (Call Connect Amount Exponent) must be numeric and
contain a value of 0 to 5.

Subfield 3 (Call Connect Amount Sign)

If PDS 0658 is present, subfield 3 (Call Connect Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0658 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Call connect amount is a debit.
C Call connect amount is a credit.

PDS 0659 (Other Description)

PDS 0659 (Other Description) contains additional descriptive information related to the
telephony billing information.

Attributes

Data Representation: ans…60; TAGLLLVAR

Tag Field: 0659
Length Field: 3 positions, value = 001–060
Data Field: Variable length, 60 positions
Subfields: None
Justification: N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0660 (Customer Reference)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
If present, PDS 0659 must be a length of 001–060. PDS 0659 must be left-justified, and cannot
contain all low values, all high values, all spaces, or all zeros.

PDS 0660 (Customer Reference)

PDS 0660 (Customer Reference) contains two subfields that can occur 10 times.
This PDS indicates the customer reference values provided for this transaction and used for
various reference processing at the customer site. These values represent information most
prevalently provided by travel agencies for transactions booked against a lodged account or
central travel account.

Attributes

Data Representation: ans-190; TAGLLLVAR

Tag Field: 0660
Length Field: 3 positions, value = 019–190 in increments of 19
Data Field: Variable length, 19–190 positions
Subfields: 2 fixed-length subfields for each occurrence
Occurrences: 1–10
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0660 subfields

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodged Account Detail)/1644 O • C

PDS 0660 subfields

PDS 0660 may contain from one to ten occurrences of customer reference information.
Each occurrence consists of two subfields as defined in this table. Each occurrence requires 19
positions. The length of the PDS must be a multiple of 19, with a maximum length of 190
positions.

PDS 0660 subfields

Number Positions Name Attribute Justification

1 1–2 Customer Reference Value ID n-2 N/A
2 3–19 Customer Reference Value Detail ans-17 left

Subfield 1 (Customer Reference Value ID)

This subfield contains the value from 01 to 10 that defines what information is reflected in the
Customer Reference Value Detail (subfield 2).

Subfield 2 (Customer Reference Value Detail)

This subfield is a free-form text field that is used to provide customer reference value
information about the transaction. If present, this subfield must be left-justified and cannot be
all zeros, all spaces, all high values, or all low values.

PDS 0661 (Traffic Code)

PDS 0661 (Traffic Code) contains a code of the service provider.
This PDS is provided only when the Service Nature (PDS 0652) contains a value that indicates
domestic ticket, Ne/See ticket, or foreign ticket.

Attributes

Data Representation: n-3; TAGLLL

Tag Field: 0661

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0662 (Sample Number)

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

Values
If present, this PDS must be numeric.

PDS 0662 (Sample Number)

PDS 0662 (Sample Number) contains a type of service reservation.
This PDS is provided only when PDS 0652 (Service Type) equates to Cancellation Ticket or
Cancellation Reservation, and the sample number of the cancelled ticket is provided. This PDS is
not provided with external cancellations. However, internet business transactions do not provide
for this case.

Attributes

Data Representation: n-4; TAGLLL

Tag Field: 0662
Length Field: 3 positions, value = 004
Data Field: Fixed length, 4 positions
Subfields: None
Justification: Right

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0663 (Free-Form Description)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

Values
If present, this PDS must be numeric and cannot be all zeros.

PDS 0663 (Free-Form Description)

PDS 0663 (Free-Form Description) is free-form description information Mastercard® assigns as
needed.

Attributes

Data Representation: ans…992; TAGLLLVAR

Tag Field: 0663
Length Field: 3 positions, value = 001–992
Data Field: Variable length, 1–992 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Generic Detail)/1644 M • M

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0664 (Start Station)

PDS 0663 supports data related to new programs and services the corporation introduces that
involve corporate cards and require the presence of data not available in the First Presentment/
1240 message. This PDS can also be used to exchange data for transactions involving consumer
cards.
Acquirers of Brazil intracountry transactions must ensure that required installment payment
data is provided in PDS 0663 of Financial Detail Addendum/1644 messages for installment
transactions. For more information, refer to the Interchange Manual: Latin America and the
Caribbean Region.

Values
If present, PDS 0663 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0664 (Start Station)

PDS 0664 (Start Station) contains name of the railway start station.
This PDS is needed only when PDS 0652 (Service Type) contains a value that indicates ticket or
reservation.

Attributes

Data Representation: ans…30; TAGLLLVAR

Tag Field: 0664
Length Field: 3 positions, value = 003–030
Data Field: Variable length, 3–30 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
Rail Data)/1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0664 (Start Station)

This PDS is required if the associated First Presentment/1240 contains a railway MCC and is
submitted for one of the U.S. region incentive interchange rate programs listed in this table.

IRDs and descriptions

IRD Description
10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
22 Public Sector
24 Merchant UCAF
29 Emerging Markets: Consumer Core Value
56 World Public Sector
69 Commercial T&E Rate II
70/80 Merit III Base
79 Full UCAF
89 Commercial T&E Rate III
93 Passenger Transport
96 World T&E
HP World High Value Public Sector
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RK Enhanced Public Sector
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RR Enhanced Passenger Transport
SO Business Level 2 T&E Rate III
WP World Elite Public Sector
3O Business Level 3 T&E Rate III
4O Business Level 4 T&E Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0665 (Destination Station)

When an occurrence of the Financial Detail Addendum (Passenger Transport Detail, Rail Data)/
1644 addendum message is submitted in association with a First Presentment/1240 message,
it must include PDS 0664 (Start Station) and cannot contain null values.

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high values,
or all low values.

PDS 0665 (Destination Station)

PDS 0665 (Destination Station) contains the name of the railway destination station.
This PDS is needed only when PDS 0652 (Service Type) contains a value that indicates ticket or
reservation.

Attributes

Data Representation: ans…30; TAGLLLVAR

Tag Field: 0665
Length Field: 3 positions, value = 003–030
Data Field: Variable length, 3–30 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
Rail Data)/1644

This PDS is required if the associated First Presentment/1240 contains a railway MCC and is
submitted for one of the U.S. region incentive interchange rate programs lisyed in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0665 (Destination Station)

IRDs and descriptions

IRD Description
10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
22 Public Sector
24 Merchant UCAF
29 Emerging Markets: Consumer Core Value
56 World Public Sector
69 Commercial T&E Rate II
70/80 Merit III Base
79 Full UCAF
89 Commercial T&E Rate III
93 Passenger Transport
96 World T&E
HP World High Value Public Sector
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RK Enhanced Public Sector
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RR Enhanced Passenger Transport
SO Business Level 2 T&E Rate III
WP World Elite Public Sector
3O Business Level 3 T&E Rate III
4O Business Level 4 T&E Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0667 (Generic Data)

When an occurrence of the Financial Detail Addendum (Passenger Transport Detail, Rail Data)/
1644 addendum message is submitted in association with a First Presentment/1240 message,
it must include PDS 0665 (Destination Station) and cannot contain null values.

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high values,
or all low values.

PDS 0667 (Generic Data)

PDS 0667 (Generic Data) contains four subfields regarding general information about the rail
service.

Attributes

Data Representation: ans-46; TAGLLL

Tag Field: 0667
Length Field: 3 positions, value = 046
Data Field: Fixed length, 46 positions
Subfields: 4
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

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 Private data subelement definitions
PDS 0667 subfields

PDS 0667 subfields

This PDS consists of four subfields.

PDS 0667 subfields

Number Positions Name Attribute Justification

1 1–3 Generic Code n-3 right
2 4-23 Generic Number ans-20 left
3 24-26 Generic Other Code n-3 right
4 27-46 Generic Other Number ans-20 left

Subfield 1 (Generic Code)

If PDS 0667 is present, subfield 1 must be numeric and greater than zero.

Subfield 2 (Generic Number)

If PDS 0667 is present, subfield 2 must be left-justified and cannot be all zeros, all spaces, all
low values, or all high values.

Subfield 3 (Generic Other Code)

If PDS 0667 is present, subfield 3 must be numeric and greater than zero.

Subfield 4 (Generic Other Number)

If PDS 0667 is present, subfield 4 must be left-justified and cannot be all zeros, all spaces, all
low values, or all high values.

PDS 0668 (Reduction Data)

PDS 0668 (Reduction Data) contains four subfields that contain information about the rail
service.

Attributes

Data Representation: ans-26; TAGLLL

Tag Field: 0668
Length Field: 3 positions, value = 026
Data Field: Fixed length, 26 positions
Subfields: 4

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0668 subfields

Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

PDS 0668 subfields

This PDS consists of four subfields.

PDS 0668 subfields

Number Positions Name Attribute Justification

1 1–3 Reduction Code n-3 right
2 4–13 Reduction Number ans-10 left
3 14–16 Reduction Other Code n-3 right
4 17–26 Reduction Other Number ans-10 left

Subfield 1 (Reduction Code)

If PDS 0668 is present, subfield 1 must be numeric and greater than zero.

Subfield 2 (Reduction Number)

If PDS 0668 is present, subfield 2 must be left-justified and cannot be all zeros, all spaces, all
low values, or all high values.

Subfield 3 (Reduction Other Code)

If PDS 0668 is present, subfield 3 must be numeric and greater than zero.

Subfield 4 (Reduction Other Number)

If PDS 0668 is present, subfield 4 must be left-justified and cannot be all zeros, all spaces, all
low values, or all high values.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0669 (Transportation Other Code)

PDS 0669 (Transportation Other Code)

PDS 0669 (Transportation Other Code) contains a code of the service provider.
This PDS is provided only when PDS 0652 (Service Nature) contains a value that indicates
Domestic ticket, Ne/See ticket, or Foreign ticket.

Attributes

Data Representation: n-3; TAGLLL

Tag Field: 0669
Length Field: 3 positions, value = 003
Data Field: Fixed length, 3 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

Values
If present, this PDS must be numeric.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0670 (Payer/User Information)

PDS 0670 (Payer/User Information)

PDS 0670 (Payer/User Information) provides the full name and address information of the
payer associated with a payment transaction.

Attributes

Data Representation: ans…104; TAGLLLVAR

Tag Field: 0670
Length Field: 3 positions, value = 001–104
Data Field: Variable length, 1–104 positions
Subfields: 7
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Payment Transaction Detail)/ C • C
1644

PDS 0670 must be present in a Financial Detail Addendum (Payment Transaction Detail)/1644
message when Payment Transactions (identified by DE 3 [Processing Code], subfield 1
[Cardholder Transaction Type] value of 28) contains PDS 0043 (Transaction Type Identifier) with
a value of C04, C06, C07, C52, C53, C54, C55, C56, C57, C58, C59, and C65.

Values
If present, each PDS 0670 subfield must be left-justified and cannot contain all low values or all
high values. Subfields 1, 2, 3, 5, and 6 cannot contain all spaces or all zeros. Subfield 7 is an
optional field.
PDS 0670, subfields 1, 2, 3, 4, and 5 must be present when DE 3 (Processing Code), subfield 1
(Cardholder Transaction Type) contains value 28 and PDS 0043 (Transaction Type Identifier)
contains value C04, C07, C52, C53, C54, C55, C56, C57, C58, C59, and C65.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0670 subfields

PDS 0670 subfields

This PDS consists of seven subfields.

PDS 0670 subfields

Number Positions Name Attribute Justification

1 1–25 Payer Name/User ID ans-25 left
2 26–55 Payer Address ans-30 left
3 56–80 Payer City ans-25 left
4 81–83 Payer State/Province Code ans-3 left
5 84–86 Payer Country Code ans-3 left
6 87–96 Payer Postal Code ans-10 left
7 97–104 Payer Date of Birth n-8 left

Subfield 1 (Payer Name/User ID)

Subfield 1 (Payer Name/User ID) contains the payer’s full name or user ID.
This subfield must be provided in Payment Transactions (identified by DE 3 [Processing Code],
subfield 1 [Cardholder Transaction Type], value 28) when the Payment Transaction contains
PDS 0043 (Transaction Type Identifier) with a value of C06 (Payment of a credit card balance
via cash or check).

Subfield 2 (Payer Address)

Subfield 2 (Payer Address) contains the payer’s street address.

Subfield 3 (Payer City)

Subfield 3 (Payer City) contains the payer’s city.

Subfield 4 (Payer State/Province Code)

Subfield 4 (Payer State/Province Code) contains the payer’s State/Province Code. If subfield 5
(Payer Country Code) is USA, subfield 4 must contain a valid U.S. state code. Otherwise, this
subfield may contain all spaces.

Subfield 5 (Payer Country Code)

Subfield 5 (Payer Country Code) must contain a valid three-character alphabetic code as
defined in Chapter 2 of the Quick Reference Booklet. When territories have a defined country
code in the Quick Reference Booklet, that country code must be used.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0671 (Date of Funds Requested)

Subfield 6 (Payer Postal Code)

Subfield 6 (Payer Postal Code) contains the payer’s Postal (ZIP) Code.

Subfield 7 (Payer Date of Birth)

Subfield 7 (Payer Date of Birth) contains the payer’s date of birth, MMDDYYYY.

PDS 0671 (Date of Funds Requested)

PDS 0671 (Date of Funds Requested) provides the date the recipient (seller of goods) requested
receipt of funds.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0671
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Payment Transaction Detail)/ C • C
1644

PDS 0671 must be present in a Financial Detail Addendum (Payment Transaction Detail)/1644
message when Payment Transactions (identified by DE 3 [Processing Code], subfield 1
[Cardholder Transaction Type] value of 28) contains PDS 0043 (Transaction Type Identifier) with
a value of C07, C52, C53, C54, C55, C56, C57, C58, C59, or C65.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1080
 Private data subelement definitions
PDS 0673 (Date of Anticipated Receipt of Funds)

NOTE:
For a Mastercard® MoneySend™ payment transaction, this is the date the sender requested the
payment or transfer of funds to the recipient.

Values
If present, PDS 0671 must contain a valid date in the format YYMMDD.

PDS 0673 (Date of Anticipated Receipt of Funds)

PDS 0673 (Date of Anticipated Receipt of Funds) provides the date of the anticipated receipt
of funds by the recipient (seller).

Attributes

Data Representation: n–6; TAGLLL

Tag Field: 0673
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Payment Transaction Detail)/ O • C
1644

Values
If present, PDS 0673 must contain a valid date in the format YYMMDD.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0674 (Additional Trace/Reference Number Used by Acceptor)

PDS 0674 (Additional Trace/Reference Number Used by Acceptor)

PDS 0674 (Additional Trace/Reference Number Used by Acceptor) provides additional trace or
reference number information, or both, supplied by the acceptor (merchant).

Attributes

Data Representation: ans…19; TAGLLLVAR

Tag Field: 0674
Length Field: 3 positions, value = 001–019
Data Field: Variable length, 1–19 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C

NOTE: For a Mastercard® MoneySend™ payment transaction and a Mastercard Merchant Presented
(MPQR) funding transaction, the acceptor is the originating institution.

Merchant Presented QR (MPQR) transaction requirements

Payment transaction usage:
• First Presentment/1240 (Optional). If present, edit must validate. Forward message to
destination if edit validates.
• Second Presentment/1240 (Optional). If present, edit must validate. Forward message to
destination if edit validates.
• First Chargeback/1442 and Arbitration Chargeback/1442 (Optional). If present, edit must
validate. Forward message to destination if edit validates.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0675 (Additional Transaction Description Data)

Refund transaction usage:

• First Presentment/1240 (Optional). If present, edit must validate. Forward message to
destination if edit validates.
• Second Presentment/1240 (Optional). If present, edit must validate. Forward message to
destination if edit validates.
• First Chargeback/1442 and Arbitration Chargeback/1442 (Optional). If present, edit must
validate. Forward message to destination if edit validates.
Funding transaction usage:
• First Presentment/1240 (Mandatory). Edit must validate. Forward message to destination.
• Second Presentment/1240 (Optional). If present, edit must validate. Forward message to
destination if edit validates.
• First Chargeback/1442 and Arbitration Chargeback/1442 (Optional). If present, edit must
validate. Forward message to destination if edit validates.

PDS 0675 (Additional Transaction Description Data)

PDS 0675 (Additional Transaction Description Data) provides additional data that the acceptor
might want to provide.

Attributes

Data Representation: ans…15; TAGLLLVAR

Tag Field: 0675
Length Field: 3 positions, value = 001–015
Data Field: Variable length, 1–15 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0676 (Acceptor VAT Number)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Payment Transaction Detail)/ O • C
1644

Values
If present, PDS 0675 must be left-justified and cannot contain all spaces.

PDS 0676 (Acceptor VAT Number)

PDS 0676 (Acceptor VAT Number) provides the value-added tax (VAT) number for the acceptor
location used to identify the acceptor when collecting and reporting taxes.

Attributes

Data Representation: ans…20; TAGLLLVAR

Tag Field: 0676
Length Field: 3 positions, value = 001–020
Data Field: Variable length, 1–20 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

Values
If present, PDS 0676 must be left-justified and cannot contain all spaces.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0677 (Customer VAT Number)

PDS 0677 (Customer VAT Number)

PDS 0677 (Customer VAT Number) provides the value-added tax (VAT) number for the
customer used to identify the customer when purchasing goods and services from an acceptor.

Attributes

Data Representation: ans…20; TAGLLLVAR

Tag Field: 0677
Length Field: 3 positions, value = 001–020
Data Field: Variable length, 1–20 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

Values
If present, PDS 0677 must be left-justified and cannot contain all spaces.

PDS 0678 (Unique Invoice Number)

PDS 0678 (Unique Invoice Number) provides the unique number associated with the individual
transaction provided by the acceptor.

Attributes

Data Representation: ans…17; TAGLLLVAR

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0678 (Unique Invoice Number)

Tag Field: 0678

Length Field: 3 positions, value = 001–017
Data Field: Variable length, 1–17 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common C • C
Data Requirements)/1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644

This PDS is required in Financial Detail Addendum (Corporate Common Card Data) messages
for transactions submitted for the interchange rate programs listed in this table with Brand
Product MEF.

IRDs and descriptions

IRD Description
67 Commercial Data Rate II
82 Electronic Payment Account

Values
If present, PDS 0678 must be left-justified and cannot contain all spaces.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0679 (Commodity Code)

PDS 0679 (Commodity Code)

PDS 0679 (Commodity Code) provides the identifier assigned by the acceptor that best
categorizes the items being purchased in a standardized commodity group.

Attributes

Data Representation: ans…15; TAGLLLVAR

Tag Field: 0679
Length Field: 3 positions, value = 001–015
Data Field: Variable length, 1–15 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C
Financial Detail Addendum (Temporary Services)/1644 O • C
Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644
Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1087
 Private data subelement definitions
PDS 0680 (Authorized Contact Name)

Values
If present, PDS 0679 must be left-justified and cannot contain all spaces.

PDS 0680 (Authorized Contact Name)

PDS 0680 (Authorized Contact Name) provides the name of an individual or company
contacted for company authorized purchases.

Attributes

Data Representation: ans…36; TAGLLLVAR

Tag Field: 0680
Length Field: 3 positions, value = 001–036
Data Field: Variable length, 1–36 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644

Values
If present, PDS 0680 must be left-justified and cannot contain all spaces.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1088
 Private data subelement definitions
PDS 0681 (Authorized Contact Phone)

PDS 0681 (Authorized Contact Phone)

PDS 0681 (Authorized Contact Phone) provides the phone number of an individual or company
contacted for company authorized purchases.

Attributes

Data Representation: ans…17; TAGLLLVAR

Tag Field: 0681
Length Field: 3 positions, value = 001–017
Data Field: Variable length, 1–17 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

Values
If present, PDS 0681 must be left-justified and cannot contain all spaces.

PDS 0682 (Detail Tax Amount 1)

PDS 0682 (Detail Tax Amount 1) provides additional tax information such as tax rate, tax
amounts, and tax type.

Attributes

Data Representation: ans…46; TAGLLLVAR

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1089
 Private data subelement definitions
PDS 0682 (Detail Tax Amount 1)

Tag Field: 0682

Length Field: 3 positions, value = 001–046
Data Field: Variable length, 1–46 positions
Subfields: 8
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C
Financial Detail Addendum (Temporary Services)/1644 O • C
Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Summary)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ O • C
1644
Financial Detail Addendum (Corporate Card Common C • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1090
 Private data subelement definitions
PDS 0682 (Detail Tax Amount 1)

PDS 0682 must be present in a Financial Detail Addendum (Corporate Line Item Detail)/1644
message when all these conditions exist:
• The product code is MCP or MCF at a non-fuel location.
• The business service is equal to one of the values listed in this table.

Business services and descriptions

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description
2 050001 Europe Intraregional
3 050012 Europe Intercountry
3 050021 Europe Intercountry
3 050031 Europe Intercountry

NOTE: This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the values in this table.

IRDs and descriptions

IRD Description
26 Purchasing Large Ticket Level 1 Interchange
27 Purchasing Large Ticket Level 2 Interchange

IRDs and descriptions

IRD Description
BQ Canada Intracountry Commercial Data Rate IPDS 0682 (including all
subfields) must be present in a Financial Detail Addendum
(Corporate Card Common Data Requirements)/1644 message,
except when PDS 0686 (Tax Exempt Indicator) is present, for
transactions with the associated First Presentment/1240 submitted
for one of the interchange programs listed in this table.
BR PDS 0682 (including all subfields) must be present in a
FinancialCanada Intracountry Commercial Data Rate II

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1091
 Private data subelement definitions
PDS 0682 subfields

IRD Description
BS Canada Intracountry Commercial Large Ticket

PDS 0682 subfields

This PDS consists of eight subfields.

PDS 0682 subfields

Number Positions Name Attribute Justification

1 1 Detail Tax Amount Indicator 1 ans-1 N/A
2 2–13 Detail Tax Amount 1 n-12 right
3 14–18 Detail Tax Rate 1 n-5 right
4 19 Detail Tax Rate Exponent 1 n-1 N/A
5 20–23 Detail Tax Type Applied 1 ans-4 left
6 24–25 Detail Tax Type Identifier 1 ans-2 left
7 26–45 Acceptor Tax ID 1 ans–20 left
8 46 Detail Tax Amount Sign 1 a–1 N/A

Subfield 1 (Detail Tax Amount Indicator 1)

Subfield 1 (Detail Tax Amount Indicator 1) is the indicator used to reflect additional tax capture
and reporting. It must be one of the values in this table.

Values and descriptions

Value Description
Y Tax included in total purchase amount
N Tax not included in total purchase amount
spaces Not supported

Subfield 2 (Detail Tax Amount 1)

Subfield 2 (Detail Tax Amount 1) indicates the detailed tax amount on the purchased goods or
services. This subfield must be numeric and may contain all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1092
 Private data subelement definitions
PDS 0682 subfields

Subfield 3 (Detail Tax Rate 1)

Subfield 3 (Detail Tax Rate 1) indicates the detailed tax rate applied in relationship to a specific
tax amount. This subfield must be numeric. This subfield must not contain all zeros for
transactions qualifying for the United Kingdom Intracountry Summary VAT Incentive.

Subfield 4 (Detail Tax Rate Exponent 1)

Subfield 4 (Detail Tax Rate Exponent 1) indicates the decimal location for the Detail Tax Rate 1
subfield. It must contain a value in the range of 0 to 5.
For a tax rate less than 100 percent, the exponent must indicate that the value is less than 1.
Consider the example in this table.

Subfield 4 example

Subfield 4 Tax Rate

Subfield 3 Tax Rate Exponent Interpretation
09000 5 0.09000 (9 percent tax rate)
00009 2 0.09 (9 percent tax rate)
09000 3 9.000 (900 percent tax rate)
00009 1 0.9 (90 percent tax rate)
00009 3 0.009 (0.9 percent tax rate)

Subfield 5 (Detail Tax Type Applied 1)

Subfield 5 (Detail Tax Type Applied 1) provides an indicator that is used to further define tax
categories applicable to specific domestic processing arrangements in certain locations.
This subfield may contain all spaces for transactions submitted for Canada intracountry IRDs
BQ, BR, and BS.

Subfield 6 (Detail Tax Type Identifier 1)

Subfield 6 (Detail Tax Type Identifier 1) indicates the type of tax collected in relationship to a
specific tax amount. It must be one of the values listed in this table.

Values and descriptions

Value Description
00 Unknown
01 Federal/National Sales Tax
02 State Sales Tax

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1093
 Private data subelement definitions
PDS 0682 subfields

Value Description
03 City Sales Tax
04 Local Sales Tax
05 Municipal Sales Tax
06 Other Tax
10 Value Added Tax (VAT)
11 Goods and Services Tax (GST)
12 Provincial Sales Tax (PST)
13 Harmonized Sales Tax (HST)
14 Quebec Sales Tax (QST)
20 Room Tax
21 Occupancy Tax
22 Energy Tax
space Not supported

Subfield 7 (Acceptor Tax ID 1)

Subfield 7 (Acceptor Tax ID 1) provides an identification number used by the acceptor with the
tax authority in relationship to a specific tax amount.
If present, this subfield must be 20 positions, left-justified, and must not contain all low values,
all high values, or all spaces. In addition, if this subfield is present and the related First
Presentment is a U.S. acquired transaction, this subfield must consist of 9 numeric characters
followed by 11 spaces.
This subfield cannot contain all zeros for transactions submitted for Canada intracountry IRDs
BQ, BR, and BS.

Subfield 8 (Detail Tax Amount Sign 1)

If PDS 0682 is present, subfield 8 (Detail Tax Amount Sign 1) must contain a value of D or C.
This subfield identifies whether PDS 0682 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Detail tax amount is a debit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1094
 Private data subelement definitions
PDS 0683 (Detail Tax Amount 2)

Value Description
C Detail tax amount is a credit.

PDS 0683 (Detail Tax Amount 2)

PDS 0683 (Detail Tax Amount 2) provides additional tax information such as tax rate, tax
amounts, and tax type.

Attributes

Data Representation: ans…46; TAGLLLVAR

Tag Field: 0683
Length Field: 3 positions, value = 001–046
Data Field: Variable length, 1–46 positions
Subfields: 8
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C
Financial Detail Addendum (Temporary Services)/1644 O • C
Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Summary)/ O • C
1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0683 subfields

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing, Detail)/ O • C
1644
Financial Detail Addendum (Corporate Card Common C • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

When a second Canada provincial tax is applicable, PDS 0683 (including all subfields) must be
present in a Financial Detail Addendum (Corporate Card Common Data Requirements)/1644
message, except when PDS 0686 (Tax Exempt Indicator) is present, for transactions with the
associated First Presentment/1240 submitted for one the interchange programs listed in this
table.

IRDs and descriptions

IRD Description
BQ Canada Intracountry Commercial Data Rate I
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

PDS 0683 subfields

PDS 0683 consists of eight subfields.

PDS 0683 subfields

Number Positions Name Attribute Justification

1 1 Detail Tax Amount Indicator 2 ans-1 N/A
2 2–13 Detail Tax Amount 2 n-12 right
3 14–18 Detail Tax Rate 2 n-5 right
4 19 Detail Tax Rate Exponent 2 n-1 N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0683 subfields

Number Positions Name Attribute Justification

5 20–23 Detail Tax Type Applied 2 ans-4 left
6 24–25 Detail Tax Type Identifier 2 ans-2 left
7 26–45 Acceptor Tax ID 2 ans-20 left
8 46 Detail Tax Amount Sign 2 a-1 N/A

Subfield 1 (Detail Tax Amount Indicator 2)

Subfield 1 (Detail Tax Amount Indicator 2) is the indicator used to reflect additional tax capture
and reporting. This subfield must be one of the values listed in this table.

Values and descriptions

Value Description
Y Tax included in total purchase amount
N Tax not included in total purchase amount
space Not supported

Subfield 2 (Detail Tax Amount 2)

Subfield 2 (Detail Tax Amount 2) indicates the detailed tax amount on the purchased goods or
services. This subfield must be numeric and may contain all zeros.

Subfield 3 (Detail Tax Rate 2)

Subfield 3 (Detail Tax Rate 2) indicates the tax rate applied in relationship to a specific tax
amount. This subfield must be numeric and may contain all zeros.

Subfield 4 (Detail Tax Rate Exponent 2)

Subfield 4 (Detail Tax Rate Exponent 2) indicates the decimal location for the Detail Tax Rate 2
subfield. It must contain a value in the range of 0 to 5.
For a tax rate less than 100 percent, the exponent must indicate that the value is less than 1.
Consider this example.

Subfields and interpretations

Subfield 4 Tax Rate

Subfield 3 Tax Rate Exponent Interpretation
09000 5 0.09000 (9 percent tax rate)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1097
 Private data subelement definitions
PDS 0683 subfields

Subfield 4 Tax Rate

Subfield 3 Tax Rate Exponent Interpretation
00009 2 0.09 (9 percent tax rate)
09000 3 9.000 (900 percent tax rate)
00009 1 0.9 (90 percent tax rate)
00009 3 0.009 (0.9 percent tax rate)

Subfield 5 (Detail Tax Type Applied 2)

Subfield 5 (Detail Tax Type Applied 2) provides an indicator that is used to further define tax
categories applicable to specific domestic processing arrangements in certain locations.
This subfield may contain all spaces for transactions submitted for Canada intracountry IRDs
BQ, BR, and BS.

Subfield 6 (Detail Tax Type Identifier 2)

Subfield 6 (Detail Tax Type Identifier 2) indicates the type of tax collected in relationship to a
specific tax amount. It must be one of the values listed in this table.

Values and descriptions

Value Description
00 Unknown
01 Federal/National Sales Tax
02 State Sales Tax
03 City Sales Tax
04 Local Sales Tax
05 Municipal Sales Tax
06 Other Tax
10 Value Added Tax (VAT)
11 Goods and Services Tax (GST)
12 Provincial Sales Tax (PST)
13 Harmonized Sales Tax (HST)
14 Quebec Sales Tax (QST)
20 Room Tax
21 Occupancy Tax

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1098
 Private data subelement definitions
PDS 0684 (Detail Tax Amount 3)

Value Description
22 Energy Tax
space Not supported

Subfield 7 (Acceptor Tax ID 2)

Subfield 7 (Acceptor Tax ID 2) provides an identification number used by the acceptor with the
tax authority in relationship to a specific tax amount.
If present, subfield 7 must be 20 positions, left-justified, and it cannot contain all low values, all
high values, or all spaces.
This subfield cannot contain all zeros for transactions submitted for Canada intracountry IRDs
BQ, BR, and BS.
In addition, if this subfield is present and the related First Presentment is a U.S. acquired
transaction, this subfield must consist of 9 numeric characters followed by 11 spaces.

Subfield 8 (Detail Tax Amount Sign 2)

If PDS 0683 is present, subfield 8 (Detail Tax Amount Sign 2) must contain a value of D or C.
This subfield identifies whether PDS 0683 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Detail tax amount sign is a debit.
C Detail tax amount sign is a credit.

PDS 0684 (Detail Tax Amount 3)

PDS 0684 (Detail Tax Amount 3) provides additional tax information such as tax rate, tax
amounts, and tax type.

Attributes

Data Representation: ans…46; TAGLLLVAR

Tag Field: 0684
Length Field: 3 positions, value = 001–046

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1099
 Private data subelement definitions
PDS 0684 (Detail Tax Amount 3)

Data Field: Variable length, 1–46 positions

Subfields: 8
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C
Financial Detail Addendum (Temporary Services)/1644 O • C
Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Summary)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ O • C
1644
Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1100
 Private data subelement definitions
PDS 0684 subfields

PDS 0684 subfields

This PDS consists of eight subfields.

PDS 0684 subfields

Number Positions Name Attribute Justification

1 1 Detail Tax Amount Indicator 3 ans-1 N/A
2 2–13 Detail Tax Amount 3 n-12 right
3 14–18 Detail Tax Rate 3 n-5 right
4 19 Detail Tax Rate Exponent 3 n-1 N/A
5 20–23 Detail Tax Type Applied 3 ans-4 left
6 24–25 Detail Tax Type Identifier 3 ans-2 left
7 26–45 Acceptor Tax ID 3 ans-20 left
8 46 Detail Tax Amount Sign 3 a–1 N/A

Subfield 1 (Detail Tax Amount Indicator 3)

Subfield 1 (Detail Tax Amount Indicator 3) is the indicator used to reflect additional tax capture
and reporting. It must be one of the values listed in this table.

Values and descriptions

Value Description
Y Tax included in total purchase amount
N Tax not included in total purchase amount
spaces Not supported

Subfield 2 (Detail Tax Amount 3)

Subfield 2 (Detail Tax Amount 3) indicates the tax amount on the purchased goods or services.
This subfield must be numeric and may contain all zeros.

Subfield 3 (Detail Tax Rate 3)

Subfield 3 (Detail Tax Rate 3) indicates the tax rate applied in relationship to a specific tax
amount. This subfield must be numeric and may contain all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1101
 Private data subelement definitions
PDS 0684 subfields

Subfield 4 (Detail Tax Rate Exponent 3)

Subfield 4 (Detail Tax Rate Exponent 3) indicates the decimal location for the Detail Tax Rate 3
subfield. It must contain a value in the range of 0 to 5.
For a tax rate less than 100 percent, the exponent must indicate that the value is less than 1.
Consider this example.

Subfields and Interpretations

Subfield 4 Tax Rate

Subfield 3 Tax Rate Exponent Interpretation
09000 5 0.09000 (9 percent tax rate)
00009 2 0.09 (9 percent tax rate)
09000 3 9.000 (900 percent tax rate)
00009 1 0.9 (90 percent tax rate)
00009 3 0.009 (0.9 percent tax rate)

Subfield 5 (Detail Tax Type Applied 3)

Subfield 5 (Detail Tax Type Applied 3) provides an indicator that is used to further define tax
categories applicable to specific domestic processing arrangements in certain locations.

Subfield 6 (Detail Tax Type Identifier 3)

Subfield 6 (Detail Tax Type Identifier 3) indicates the type of tax collected in relationship to a
specific tax amount. It must be one of the values listed in this table.

Values and descriptions

Value Description
00 Unknown
01 Federal/National Sales Tax
02 State Sales Tax
03 City Sales Tax
04 Local Sales Tax
05 Municipal Sales Tax
06 Other Tax
10 Value Added Tax (VAT)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1102
 Private data subelement definitions
PDS 0684 subfields

Value Description
11 Goods and Services Tax (GST)
12 Provincial Sales Tax (PST)
13 Harmonized Sales Tax (HST)
14 Quebec Sales Tax (QST)
20 Room Tax
21 Occupancy Tax
22 Energy Tax
space Not supported

Subfield 7 (Acceptor Tax ID 3)

Subfield 7 (Acceptor Tax ID 3) provides an identification number used by the acceptor with the
tax authority in relationship to a specific tax amount.
If present, subfield 7 must be 20 positions, left-justified, and it cannot contain all low values, all
high values, or all spaces.
In addition, if this subfield is present and the related First Presentment is a U.S. acquired
transaction, this subfield must consist of 9 numeric characters followed by 11 spaces.

Subfield 8 (Detail Tax Amount Sign 3)

If PDS 0684 is present, subfield 8 (Detail Tax Amount Sign 3) must contain a value of D or C.
This subfield identifies whether PDS 0684 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Detail tax amount sign 3 is a debit.
C Detail tax amount sign 3 is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1103
 Private data subelement definitions
PDS 0685 (Type of Supply)

PDS 0685 (Type of Supply)

PDS 0685 (Type of Supply) provides the indicator noting whether the purchase is categorized as
goods or services.

Attributes

Data Representation: an-2; TAGLLL

Tag Field: 0685
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644

If present, this PDS must be one of the values listed in this table.

Values

Value Description
00 Goods
01 Services

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1104
 Private data subelement definitions
PDS 0686 (Tax Exempt Indicator)

PDS 0686 (Tax Exempt Indicator)

PDS 0686 (Tax Exempt Indicator) provides the indicator noting whether the goods or services
were tax-exempt or tax was not collected.

Attributes

Data Representation: an-1; TAGLLL

Tag Field: 0686
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: None

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C
Financial Detail Addendum (Lodging Summary)/1644 O • C
Financial Detail Addendum (Temporary Services)/1644 O • C
Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644
Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1105
 Private data subelement definitions
PDS 0687 (Unique VAT Invoice Reference Number)

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.
If present, this PDS must be one of the values listed in this table.

Values

Value Description
0 No Tax Collected
1 Tax Exempt

PDS 0687 (Unique VAT Invoice Reference Number)

PDS 0687 (Unique VAT Invoice Reference Number) provides an additional subelement that is
used to identify the value-added tax (VAT) invoice or tax receipt.

Attributes

Data Representation: ans…17; TAGLLLVAR

Tag Field: 0687
Length Field: 3 positions, value = 001–017
Data Field: Variable length, 1–17 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1106
 Private data subelement definitions
PDS 0688 (Acceptor Contact E-mail Address)

Values
If present, this PDS must be left-justified and cannot contain all spaces.

PDS 0688 (Acceptor Contact E-mail Address)

PDS 0688 (Acceptor Contact E-mail Address) provides the acceptor’s official headquarters e-
mail address contact information for electronic correspondence with the acceptor.

Attributes

Data Representation: ans…60; TAGLLLVAR

Tag Field: 0688
Length Field: 3 positions, value = 006–060
Data Field: Variable length, 6–60 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages:

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

Values
If present, PDS 0688 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros. It must be a length of 006–060.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1107
 Private data subelement definitions
PDS 0689 (Corporate Identifier)

PDS 0689 (Corporate Identifier)

PDS 0689 (Corporate Identifier) provides the unique identifier of the corporation or entity
renting the vehicle.

Attributes

Data Representation: ans…12; TAGLLLVAR

Tag Field: 0689
Length Field: 3 positions, value = 001–012
Data Field: Variable length, 1–12 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

PDS 0690 (No Show Indicator)

PDS 0690 (No Show Indicator) provides an indicator noting that the individual did not show up
after making a reservation for a vehicle or lodging.

Attributes

Data Representation: an-1; TAGLLL

Tag Field: 0690
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1108
 Private data subelement definitions
PDS 0691 (Days Rented)

Subfields: None
Justification: None

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C

If present, this PDS must contain one of the values listed in this table.

Values

Value Description
0 Not applicable
1 No-Show transaction amount due

PDS 0691 (Days Rented)

PDS 0691 (Days Rented) provides the number of days that the vehicle was rented.

Attributes

Data Representation: n-4; TAGLLL

Tag Field: 0691
Length Field: 3 positions, value = 004
Data Field: Fixed length, 4 position
Subfields: None
Justification: Right

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1109
 Private data subelement definitions
PDS 0692 (Weekly Rental Amount)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.
When an occurrence of the Financial Detail Addendum (Vehicle Rental Detail)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0691 (Days Rented) and cannot contain null values.

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0692 (Weekly Rental Amount)

PDS 0692 (Weekly Rental Amount) provides the amount charged for a seven-day rental period.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0692
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1110
 Private data subelement definitions
PDS 0693 (Total Authorized Amount)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0693 (Total Authorized Amount)

PDS 0693 (Total Authorized Amount) provides the amount reserved on a credit card to cover
the anticipated charges associated with the rental of a vehicle or lodging stay.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0693
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0693 must be a fixed length of 014.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1111
 Private data subelement definitions
PDS 0693 subfields

PDS 0693 subfields

This PDS consists of three subfields.

PDS 0693 subfields

Number Positions Name Attribute Justification

1 1–12 Total Authorized Amount n-12 right
2 13 Total Authorized Amount n-1 N/A
Exponent
3 14 Total Authorized Amount Sign a-1 N/A

Subfield 1 (Total Authorized Amount)

If PDS 0693 is present, subfield 1 (Total Authorized Amount) must be numeric and contain the
total authorized amount reserved on the card. It may contain all zeros.

Subfield 2 (Total Authorized Amount Exponent)

If PDS 0693 is present, subfield 2 (Total Authorized Amount Exponent) must be numeric and
contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Total Authorized Amount Sign)

If PDS 0693 is present, subfield 3 (Total Authorized Amount Sign) must contain a value of D or
C. This subfield identifies whether PDS 0693 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Total authorized amount is a debit.
C Total authorized amount sign is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1112
 Private data subelement definitions
PDS 0694 (One Way Drop Off Charge)

PDS 0694 (One Way Drop Off Charge)

PDS 0694 (One Way Drop Off Charge) provides a charge associated with not returning a vehicle
to the original rental location.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0694
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0695 (Regular Mileage Charge)

PDS 0695 (Regular Mileage Charge) provides the amount charged for regular miles traveled
during vehicle rental.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0695

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0696 (Extra Mileage Charge)

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0696 (Extra Mileage Charge)

PDS 0696 (Extra Mileage Charge) provides the amount charged for miles exceeding maximum
allowed miles traveled during vehicle rental.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0696
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1114
 Private data subelement definitions
PDS 0697 (Late Charge)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0697 (Late Charge)

PDS 0697 (Late Charge) provides the amount charged for returning a vehicle after its
anticipated date of return.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0697
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1115
 Private data subelement definitions
PDS 0698 (Fuel Charge)

PDS 0698 (Fuel Charge)

PDS 0698 (Fuel Charge) provides the amount charged for fuel used during vehicle rental.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0698
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0699 (Lodging Total Tax Amount)

PDS 0699 (Lodging Total Tax Amount) provides the total taxes paid during a lodging stay.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0699
Length Field: 3 positions, value = 014

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1116
 Private data subelement definitions
PDS 0699 subfields

Data Field: Fixed length, 14 positions

Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0699 must be a fixed length of 014.

PDS 0699 subfields

This PDS consists of three subfields.

PDS 0699 subfields

Number Positions Name Attribute Justification

1 1–12 Lodging Total Tax Amount n-12 right
2 13 Lodging Total Tax Amount n-1 N/A
Exponent
3 14 Lodging Total Tax Amount Sign a-1 N/A

Subfield 1 (Lodging Total Tax Amount)

If PDS 0699 is present, subfield 1 (Lodging Total Tax Amount) must be numeric and contain the
total amount of taxes related to the lodging stay. It may contain all zeros.

Subfield 2 (Lodging Total Tax Amount Exponent)

If PDS 0699 is present, subfield 2 (Lodging Total Tax Amount Exponent) must be numeric and
contain a value of 0 to 5.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1117
 Private data subelement definitions
PDS 0700 (Towing Charges)

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Lodging Total Tax Amount Sign)

If PDS 0699 is present, subfield 3 (Lodging Total Tax Amount Sign) must contain a value of D or
C. This subfield identifies whether PDS 0699 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Lodging total tax amount is a debit.
C Lodging total tax amount is a credit.

PDS 0700 (Towing Charges)

PDS 0700 (Towing Charges) provides the amount charged to tow the rental vehicle.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0700
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1118
 Private data subelement definitions
PDS 0701 (Extra Charges)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0701 (Extra Charges)

PDS 0701 (Extra Charges) provides the extra charges associated with the vehicle rental.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0701
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1119
 Private data subelement definitions
PDS 0702 (Other Charges)

PDS 0702 (Other Charges)

PDS 0702 (Other Charges) provides the other charges associated with the vehicle rental.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0702
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0703 (Total Room Nights)

PDS 0703 (Total Room Nights) provides the total number of nights for which a room was
contracted during a lodging stay.

Attributes

Data Representation: n-4; TAGLLL

Tag Field: 0703
Length Field: 3 positions, value = 004

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1120
 Private data subelement definitions
PDS 0704 (Prepaid Expenses)

Data Field: Fixed length, 4 positions

Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.
When an occurrence of the Financial Detail Addendum (Lodging Summary)/1644 addendum
message is submitted in association with a First Presentment/1240 message, it must include
PDS 0703 (Total Room Nights) and cannot contain null values.

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0704 (Prepaid Expenses)

PDS 0704 (Prepaid Expenses) provides the amount of deposit or other prepaid amounts for the
lodging stay.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0704
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1121
 Private data subelement definitions
PDS 0704 subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0704 must be a fixed length of 014.

PDS 0704 subfields

This PDS consists of three subfields.

PDS 0704 subfields

Number Positions Name Attribute Justification

1 1–12 Prepaid Expenses Amount n-12 right
2 13 Prepaid Expenses Amount n-1 N/A
Exponent
3 14 Prepaid Expenses Amount Sign a-1 N/A

Subfield 1 (Prepaid Expenses Amount)

If PDS 0704 is present, subfield 1 (Prepaid Expenses Amount) must be numeric and contain the
total amount of the deposit or other prepaid expenses. It may contain all zeros.

Subfield 2 (Prepaid Expenses Amount Exponent)

If PDS 0704 is present, subfield 2 (Prepaid Expenses Amount Exponent) must be numeric and
contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1122
 Private data subelement definitions
PDS 0705 (Total Non-Room Tax Amount)

Subfield 3 (Prepaid Expenses Amount Sign)

If PDS 0704 is present, subfield 3 (Prepaid Expenses Amount Sign) must contain a value of D or
C. This subfield identifies whether PDS 0704 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Prepaid expenses amount is a debit.
C Prepaid expenses amount is a credit.

PDS 0705 (Total Non-Room Tax Amount)

PDS 0705 (Total Non-Room Tax Amount) provides the total amount of taxes for all items not
specifically associated with the room rental during the lodging stay.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0705
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1123
 Private data subelement definitions
PDS 0705 subfields

Values
If present, PDS 0705 must be a fixed length of 014.

PDS 0705 subfields

This PDS consists of three subfields.

PDS 0705 subfields

Number Positions Name Attribute Justification

1 1–12 Total Non-Room Tax Amount n-12 right
2 13 Total Non-Room Tax Amount n-1 N/A
Exponent
3 14 Total Non-Room Tax Amount Sign a-1 N/A

Subfield 1 (Total Non-Room Tax Amount)

If PDS 0705 is present, subfield 1 (Total Non-Room Tax Amount) must be numeric and contain
the total charges for total non-room tax. This subfield may contain all zeros.

Subfield 2 (Total Non-Room Tax Amount Exponent)

If PDS 0705 is present, subfield 2 (Total Non-Room Tax Amount Exponent) must be numeric and
contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Total Non-Room Tax Amount Sign)

If PDS 0705 is present, subfield 3 (Total Non-Room Tax Amount Sign) must contain a value of D
or C. This subfield identifies whether PDS 0705 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Total non-room tax amount is a debit.
C Total non-room tax amount is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1124
 Private data subelement definitions
PDS 0706 (Cash Advances)

PDS 0706 (Cash Advances)

PDS 0706 (Cash Advances) provides the amount of cash received during the lodging stay.

NOTE: Mastercard® merchants are prohibited from performing cash advances. For transactions in
which the Cardholder Transaction Type (DE 3, subfield 1) is purchase with cash back (value 09), the
acquirer must provide the amount of cash back in DE 54.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0706
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0706 must be a fixed length of 014.
Mastercard® merchants are prohibited from performing cash advances. For transactions in
which the Cardholder Transaction Type (DE 3, subfield 1) is purchase with cash back (value 09),
the acquirer must provide the amount of cash back in DE 54. For more information on cash
advances, refer to the Mastercard Manual Cash Disbursement Transactions section of the
Transaction Processing Rules manual.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1125
 Private data subelement definitions
PDS 0706 subfields

PDS 0706 subfields

This PDS consists of three subfields.

PDS 0706 subfields

Number Positions Name Attribute Justification

1 1–12 Cash Advance Amount n-12 right
2 13 Cash Advance Exponent n-1 N/A
3 14 Cash Advance Sign a-1 N/A

Subfield 1 (Cash Advance Amount)

If PDS 0706 is present, subfield 1 (Cash Advance Amount) must be numeric and contain the
total amount of the cash advance. This subfield may contain all zeros.

Subfield 2 (Cash Advance Exponent)

If PDS 0706 is present, subfield 2 (Cash Advance Exponent) must be numeric and contain a
value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Cash Advance Sign)

If PDS 0706 is present, subfield 3 (Cash Advance Sign) must contain a value of D or C. This
subfield identifies whether PDS 0706 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Cash advance amount is a debit.
C Cash advance amount is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1126
 Private data subelement definitions
PDS 0707 (Valet Charges)

PDS 0707 (Valet Charges)

PDS 0707 (Valet Charges) provides the charges associated with the use of valet services.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0707
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0707 must be a fixed length of 014.

PDS 0707 subfields

This PDS consists of three subfields.

PDS 0707 subfields

Number Positions Name Attribute Justification

1 1–12 Valet Charges Amount n-12 right
2 13 Valet Charges Exponent n-1 N/A
3 14 Valet Charges Sign a-1 N/A

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1127
 Private data subelement definitions
PDS 0708 (Movie Charges)

Subfield 1 (Valet Charges Amount)

If PDS 0707 is present, subfield 1 (Valet Charges Amount) must be numeric and contain the
total amount of the valet charges. This subfield may contain all zeros.

Subfield 2 (Valet Charges Exponent)

If PDS 0707 is present, subfield 2 (Valet Charges Exponent) must be numeric and contain a
value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Valet Charges Sign)

If PDS 0707 is present, subfield 3 (Valet Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0707 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Valet charges amount is a debit.
C Valet charges amount is a credit.

PDS 0708 (Movie Charges)

PDS 0708 (Movie Charges) provides the amount charged for in-room movies.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0708
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1128
 Private data subelement definitions
PDS 0708 subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0708 must be a fixed length of 014.

PDS 0708 subfields

This PDS consists of three subfields.

PDS 0708 subfields

Number Positions Name Attribute Justification

1 1–12 Movie Charges Amount n-12 right
2 13 Movie Charges Exponent n-1 N/A
3 14 Movie Charges Sign a-1 N/A

Subfield 1 (Movie Charges Amount)

If PDS 0708 is present, subfield 1 (Movie Charges Amount) must be numeric and contain the
total amount of the movie charges. This subfield may contain all zeros.

Subfield 2 (Movie Charges Exponent)

If PDS 0708 is present, subfield 2 (Movie Charges Exponent) must be numeric and contain a
value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Movie Charges Sign)

If PDS 0708 is present, subfield 3 (Movie Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0708 is a debit or credit from the perspective of the cardholder.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1129
 Private data subelement definitions
PDS 0709 (Business Center Charges)

Values and descriptions

Value Description
D Movie charges amount is a debit.
C Movie charges amount is a credit.

PDS 0709 (Business Center Charges)

PDS 0709 (Business Center Charges) provides the amount charged for business center use and
supplies.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0709
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0709 must be a fixed length of 014.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1130
 Private data subelement definitions
PDS 0709 subfields

PDS 0709 subfields

This PDS consists of three subfields.

PDS 0709 subfields

Number Positions Name Attribute Justification

1 1–12 Business Center Charges Amount n-12 right
2 13 Business Center Charges n-1 N/A
Exponent
3 14 Business Center Charges Sign a-1 N/A

Subfield 1 (Business Center Charges Amount)

If PDS 0709 is present, subfield 1 (Business Center Charges Amount) must be numeric and
contain the total amount of the business center charges. This subfield may contain all zeros.

Subfield 2 (Business Center Charges Exponent)

If PDS 0709 is present, subfield 2 (Business Center Charges Exponent) must be numeric and
contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Business Center Charges Sign)

If PDS 0709 is present, subfield 3 (Business Center Charges Sign) must contain a value of D or
C. This subfield identifies whether PDS 0709 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Business center charges amount is a debit.
C Business center charges amount is a credit.

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IPM Clearing Formats • 16 April 2024 1131
 Private data subelement definitions
PDS 0710 (Health Club Charges)

PDS 0710 (Health Club Charges)

PDS 0710 (Health Club Charges) provides the amount charged for health club use and supplies.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0710
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0710 must be a fixed length of 014.

PDS 0710 subfields

This PDS consists of three subfields.

PDS 0710 subfields

Number Positions Name Attribute Justification

1 1–12 Health Club Charges Amount n-12 right
2 13 Health Club Charges Exponent n-1 N/A
3 14 Health Club Charges Sign a-1 N/A

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IPM Clearing Formats • 16 April 2024 1132
 Private data subelement definitions
PDS 0711 (Fire Safety Act Indicator)

Subfield 1 (Health Club Charges Amount)

If PDS 0710 is present, subfield 1 (Health Club Charges Amount) must be numeric and contain
the total amount of the health club charges. This subfield may contain all zeros.

Subfield 2 (Health Club Charges Exponent)

If PDS 0710 is present, subfield 2 (Health Club Charges Exponent) must be numeric and contain
a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Health Club Charges Sign)

If PDS 0710 is present, subfield 3 (Health Club Charges Sign) must contain a value of D or C.
This subfield identifies whether PDS 0710 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Health club charges amount is a debit.
C Health club charges amount is a credit.

PDS 0711 (Fire Safety Act Indicator)

PDS 0711 (Fire Safety Act Indicator) identifies that the facility complies with the Hotel and
Motel Fire Safety Act of 1990 (PL101-391) or similar legislation.

Attributes

Data Representation: an-1; TAGLLL

Tag Field: 0711
Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: None

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0712 (Net Fuel Price)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.

Values
If present, this PDS must contain one of the values listed in this table.

Values and descriptions

Value Description
Y In compliance with Fire Safety Act
N Not in compliance with Fire Safety Act

PDS 0712 (Net Fuel Price)

PDS 0712 (Net Fuel Price) indicates the price of fuel net of any taxes.

Attributes

Data Representation: n-13; TAGLLL

Tag Field: 0712
Length Field: 3 positions, value = 013
Data Field: Fixed length, 13 positions
Subfields: 2
Justification: See “Subfields”

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1134
 Private data subelement definitions
PDS 0712 subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644

PDS 0712 subfields

This PDS consists of two subfields.

PDS 0712 subfields

Number Positions Name Attribute Justification

1 1–12 Net Fuel Price n-12 right
2 13 Net Fuel Price Exponent n-1 N/A

Subfield 1 (Net Fuel Price)

Subfield 1 (Net Fuel Price) provides the price of fuel net of any taxes. This subfield may contain
all zeros.
If PDS 0712 is present, the net fuel price must be numeric.

Subfield 2 (Net Fuel Price Exponent)

Subfield 2 (Net Fuel Price Exponent) indicates the decimal location for the net fuel price
subfield. The net fuel price exponent must be a value in the range of 0 to 5.

PDS 0713 (Restricted Ticket Indicator)

PDS 0713 (Restricted Ticket Indicator) provides the identifier noting that the ticket purchased
has some restriction associated with its use.

Attributes

Data Representation: an-1; TAGLLL

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 Private data subelement definitions
PDS 0714 (Exchange Ticket Amount)

Tag Field: 0713

Length Field: 3 positions, value = 001
Data Field: Fixed length, 1 position
Subfields: None
Justification: None

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644

If present, this PDS must contain one of the values listed in this table.

Values and descriptions

Value Description
0 No restriction
1 Restricted ticket (non-refundable)

PDS 0714 (Exchange Ticket Amount)

Exchange Ticket Amount (PDS 0714) provides the amount of the new ticket purchase on an
exchanged ticket.

Attributes

Data Representation: n-12; TAGLLL

Tag Field: 0714
Length Field: 3 positions, value = 012

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0715 (Ancillary Service Charges)

Data Field: Fixed length, 12 positions

Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0715 (Ancillary Service Charges)

PDS 0715 (Ancillary Service Charges) contains the ancillary fee code and fee amount of the
non-ticket related service charges applicable in the passenger transport industry.

Attributes

Data Representation: an...084; TAGLLLVAR

Tag Field: 0715
Length Field: 3 positions, value = 014-084 in increments of 14
Data Field: Variable length, 014-084 positions
Subfields: 2 fixed-length subfields for each occurrence
Occurrences: 1-6
Justification: See Subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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IPM Clearing Formats • 16 April 2024 1137
 Private data subelement definitions
PDS 0715 subfields

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
General Ticket Information)/1644

PDS 0715 must be present in a Financial Detail Addendum (Passenger Transport Detail,
General Ticket Information)/1644 message when the ancillary service charge data is provided
by the acceptor with an MCC of Airline, Railway, or Travel Agency.
When the ancillary service charge data is present for transactions with an MCC of Airline,
Railway, or Travel Agency then the issuer must disclose the description of the ancillary service
charges by making it visible in cardholder billing statements, online account tools, mobile apps,
or other methods designed to inform cardholders of their purchases.

Values
If present, PDS 0715 must be a length of 14-84, and divisible by a minimum occurrence length
of 14.

PDS 0715 subfields

This PDS may contain 1 to 6 occurrences of ancillary service charge information.
Each Ancillary Service Charge consists of two subfields as defined in this table. Each occurrence
requires 14 positions; the length of this PDS must be a multiple of 14, with a maximum length
of 84 positions.

PDS 0715 subfields

Number Positions Name Attribute Justification

1 1–2 Ancillary Fee Code a-2 N/A
2 3–14 Ancillary Fee Amount n-12 Right

Subfield 1 (Ancillary Fee Code)

Subfield 1 (Ancillary Fee Code) contains the ancillary fee code of the non-ticket related service
charge. The valid values for subfield 1 are listed in this table.

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IPM Clearing Formats • 16 April 2024 1138
 Private data subelement definitions
PDS 0715 subfields

Values and descriptions

Value Description
BF Bundled Service
BG Baggage Fee
CF Change Fee
CG Cargo
CO Carbon Offset
FF Frequent Flyer
GF Gift Card
GT Ground Transport
IE In-Flight Entertainment
LG Lounge
MD Medical
ML Meal/Beverage
OT Other
PA Passenger Assist Fee
PT Pets
SA Seat Fees
SB Standby
SF Service Fee
ST Store
TS Travel Service
UN Unaccompanied Travel
UP Upgrades
WI Wi-Fi

Subfield 2 (Ancillary Fee Amount)

Subfield 2 (Ancillary Fee Amount) contains the amount associated with the value provided in
subfield 1.
If present, subfield 2 must be numeric and contain the same transaction currency information
as in DE 49 (Currency Code, Transaction) within the First Presentment/1240 message.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0716 (Travel Authorization Code)

All currency amounts are expressed in the minor unit of currency without a decimal separator, in
accordance with ISO standards for currency notation. For example, an ancillary fee amount of
USD 212.50 is expressed as 000000021250.

PDS 0716 (Travel Authorization Code)

PDS 0716 (Travel Authorization Code) indicates the code provided by the company to a travel
agent authorizing ticket issuance.
This code is identified as Customer File Reference Number in Airline Reporting Corporation
(ARC) specifications.

Attributes

Data Representation: ans…64; TAGLLLVAR

Tag Field: 0716
Length Field: 3 positions, value = 001–064
Data Field: Variable length, 1–64 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644

Values
If present, this PDS must be left-justified and cannot contain all spaces.

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 Private data subelement definitions
PDS 0717 (IATA Client Code)

PDS 0717 (IATA Client Code)

PDS 0717 (IATA Client Code) provides the International Air Transport Association (IATA) code
identifying the company that purchased the ticket.

Attributes

Data Representation: ans…17; TAGLLLVAR

Tag Field: 0717
Length Field: 3 positions, value = 001–017
Data Field: Variable length, 1–17 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644

Values
If present, this PDS must be left-justified and cannot contain all spaces.

PDS 0718 (Employee/Temp Name/ID)

PDS 0718 (Employee/Temp Name/ID) provides the name or ID associated with the individual
working in a temporary capacity.

Attributes

Data Representation: ans…40; TAGLLLVAR

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 Private data subelement definitions
PDS 0718 (Employee/Temp Name/ID)

Tag Field: 0718

Length Field: 3 positions, value = 001–040
Data Field: Variable length, 1–40 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 C • C

PDS 0718 is required for the Financial Detail Addendum (Temporary Services)/1644 message
when both of these conditions apply:
• DE 26 (Acceptor Business Code [MCC]) contains a value of 7361 (Employment Agencies,
Temporary Services)
• The associated First Presentment/1240 message is submitted for one of the interchange
programs listed in this table.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1142
 Private data subelement definitions
PDS 0719 (Employee Social Security Number or ID)

IRD Description
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
3C Business Level 3 Data Rate III
4C Business Level 4 Data Rate III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0719 (Employee Social Security Number or ID)

PDS 0719 (Employee Social Security Number or ID) contains the identifier associated with the
individual working in a temporary capacity.

Attributes

Data Representation: ans…30; TAGLLLVAR

Tag Field: 0719
Length Field: 3 positions, value = 001–030
Data Field: Variable length, 1–30 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0720 (Job Description)

PDS 0720 (Job Description)

PDS 0720 (Job Description) contains the description of the job or task of the individual working
in a temporary capacity.

Attributes

Data Representation: ans…40; TAGLLLVAR

Tag Field: 0720
Length Field: 3 positions, value = 001–040
Data Field: Variable length, 1–40 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 C • C
Financial Detail Addendum (Private Label Common Data)/ O • C
1644

PDS 0720 is required for the Financial Detail Addendum (Temporary Services)/1644 message
when both of these conditions apply:
• DE 26 (Acceptor Business Code [MCC]) contains a value of 7361 (Employment Agencies,
Temporary Services), and
• The associated First Presentment/1240 message is submitted for one of the interchange
programs listed in this table.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II

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IPM Clearing Formats • 16 April 2024 1144
 Private data subelement definitions
PDS 0720 (Job Description)

IRD Description
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0721 (Job Code)

PDS 0721 (Job Code)

PDS 0721 (Job Code) contains an indicator identifying the job or task of the individual working
in a temporary capacity.

Attributes

Data Representation: ans…20; TAGLLLVAR

Tag Field: 0721
Length Field: 3 positions, value = 001–020
Data Field: Variable length, 1–20 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0722 (Flat Rate Indicator)

PDS 0722 (Flat Rate Indicator) contains an indicator noting that the fee for the individual
working in a temporary capacity is a flat rate.

Attributes

Data Representation: an-1; TAGLLL

Tag Field: 0722

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IPM Clearing Formats • 16 April 2024 1146
 Private data subelement definitions
PDS 0723 (Regular Hours Worked)

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, this PDS shows whether the flat rate is applied. The valid value is Y or N.

PDS 0723 (Regular Hours Worked)

PDS 0723 (Regular Hours Worked) contains the amount of time worked during a normal
operation for the task or job.

Attributes

Data Representation: n-7; TAGLLL

Tag Field: 0723
Length Field: 3 positions, value = 007
Data Field: Fixed length, 7 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0723 (Regular Hours Worked)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 C • C

At least one of these fields is required for the Financial Detail Addendum (Temporary Services)/
1644 message when the transaction is submitted for any of the interchange programs listed in
this table and the MCC in DE 26 (Acceptor Business Code [MCC]) contains MCC 7361:
Employment Agencies, Temporary Services:
• PDS 0723 (Regular Hours Worked)
• PDS 0725 (Overtime Hours Worked), or
• PDS 0734 (Miscellaneous Expenses).

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III

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IPM Clearing Formats • 16 April 2024 1148
 Private data subelement definitions
PDS 0723 subfields

IRD Description
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0723 subfields

This PDS consists of two subfields.

PDS 0723 subfields

Number Positions Name Attribute Justification

1 1–6 Regular Hours Worked n-6 right
2 7 Regular Hours Worked Exponent n-1 right, valid
values 0–5

Subfield 1 (Regular Hours Worked)

Subfield 1 (Regular Hours Worked) provides the number of regular hours worked.

Subfield 2 (Regular Hours Worked Exponent)

Subfield 2 (Regular Hours Worked Exponent) indicates the decimal location for the regular hours
worked subfield. The regular hours worked exponent must be a value in the range of 0 to 5.

PDS 0724 (Regular Hours Rate)

PDS 0724 (Regular Hours Rate) contains the amount paid per regular hours worked.

Attributes

Data Representation: n-7; TAGLLL

Tag Field: 0724
Length Field: 3 positions, value = 007

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IPM Clearing Formats • 16 April 2024 1149
 Private data subelement definitions
PDS 0724 (Regular Hours Rate)

Data Field: Fixed length, 7 positions

Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 C • C

PDS 0724 is mandatory for the Financial Detail Addendum (Temporary Services)/1644
message when all of these conditions apply:
• MCC is 7361: Employment Agencies and Temporary Services is in DE 26 (Acceptor Business
Code [MCC]).
• PDS 0723 (Regular Hours Worked) is present.
• The associated First Presentment/1240 message is submitted for any of the interchange
programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II

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IPM Clearing Formats • 16 April 2024 1150
 Private data subelement definitions
PDS 0724 subfields

IRD Description
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0724 subfields

This PDS consists of two subfields.

PDS 0724 subfields

Number Positions Name Attribute Justification

1 1–6 Regular Hours Rate n-6 right
2 7 Regular Hours Rate Exponent n-1 right, valid
values 0–5

Subfield 1 (Regular Hours Rate)

Subfield 1 (Regular Hours Rate) provides the rate for the regular hours worked.

Subfield 2 (Regular Hours Rate Exponent)

Subfield 2 (Regular Hours Rate Exponent) indicates the decimal location for the Regular Hours
Rate subfield. The Regular Hours Rate Exponent must be a value in the range of 0 to 5.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1151
 Private data subelement definitions
PDS 0725 (Overtime Hours Worked)

PDS 0725 (Overtime Hours Worked)

PDS 0725 (Overtime Hours Worked) contains the number of hours worked in excess of regular
hours.

Attributes

Data Representation: n-7; TAGLLL

Tag Field: 0725
Length Field: 3 positions, value = 007
Data Field: Fixed length, 7 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 C • C

At least one of these fields is required for the Financial Detail Addendum (Temporary Services)/
1644 message when the transaction is submitted for any of the interchange programs listed in
these table and the MCC in DE 26 (Acceptor Business Code [MCC]) contains MCC 7361:
Employment Agencies, Temporary Services:
• PDS 0723 (Regular Hours Worked)
• PDS 0725 (Overtime Hours Worked), or
• PDS 0734 (Miscellaneous Expenses).

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II

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IPM Clearing Formats • 16 April 2024 1152
 Private data subelement definitions
PDS 0725 subfields

IRD Description
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0725 subfields

This PDS consists of two subfields.

PDS 0725 subfields

Number Positions Name Attribute Justification

1 1–6 Overtime Hours Worked n-6 right

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1153
 Private data subelement definitions
PDS 0726 (Overtime Hours Rate)

Number Positions Name Attribute Justification

2 7 Overtime Hours Worked n-1 right, valid
Exponent values 0–5

Subfield 1 (Overtime Hours Worked)

Subfield 1 (Overtime Hours Worked) provides the number of overtime hours worked.

Subfield 2 (Overtime Hours Worked Exponent)

Subfield 2 (Overtime Hours Worked Exponent) indicates the decimal location for the Overtime
Hours Worked subfield. The Overtime Hours Worked Exponent must be a value in the range of 0
to 5.

PDS 0726 (Overtime Hours Rate)

PDS 0726 (Overtime Hours Rate) contains the amount paid per overtime hour worked.

Attributes

Data Representation: n-7; TAGLLL

Tag Field: 0726
Length Field: 3 positions, value = 007
Data Field: Fixed length, 7 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 C • C

This PDS is mandatory for the Financial Detail Addendum (Temporary Services)/1644 message
when all of these conditions apply:

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IPM Clearing Formats • 16 April 2024 1154
 Private data subelement definitions
PDS 0726 subfields

• The associated First Presentment/1240 message is submitted for any of the interchange
programs listed in these tables.
• MCC is 7361: Employment Agencies and Temporary Services in DE 26 (Acceptor Business
Code [MCC]).
• PDS 0725 (Overtime Hours Worked) is present.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
3C Business Level 3 Data Rate III
4C Business Level 4 Data Rate III

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0726 subfields

This PDS consists of two subfields.

PDS 0726 subfields

Number Positions Name Attribute Justification

1 1–6 Overtime Hours Rate n-6 right

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 Private data subelement definitions
PDS 0727 (Temp Start Date)

Number Positions Name Attribute Justification

2 7 Overtime Hours Rate Exponent n-1 right, valid
values 0–5

Subfield 1 (Overtime Hours Rate)

Subfield 1 (Overtime Hours Rate) provides the rate for the overtime hours worked.

Subfield 2 (Overtime Hours Rate Exponent)

Subfield 2 (Overtime Hours Rate Exponent) indicates the decimal location for the Overtime
Hours Rate subfield. The Overtime Hours Rate Exponent must be a value in the range of 0 to 5.

PDS 0727 (Temp Start Date)

PDS 0727 (Temp Start Date) contains the date for the beginning of the pay period.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0727
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 C • C

PDS 0727 is required for the Financial Detail Addendum (Temporary Services)/1644 message
when both of these conditions apply:

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IPM Clearing Formats • 16 April 2024 1156
 Private data subelement definitions
PDS 0727 (Temp Start Date)

• DE 26 (Acceptor Business Code [MCC]) contains a value of 7361 (Employment Agencies,

Temporary Services), and
• The associated First Presentment/1240 message is submitted for one of the interchange
programs in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be a valid date in the format YYMMDD.

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 Private data subelement definitions
PDS 0728 (Temp Week Ending)

PDS 0728 (Temp Week Ending)

PDS 0728 (Temp Week Ending) contains the date of the end of the billing cycle.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0728
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 C • C

PDS 0728 is required for the Financial Detail Addendum (Temporary Services)/1644 message
when both of these conditions apply:
• DE 26 (Acceptor Business Code [MCC]) contains a value of 7361 (Employment Agencies,
Temporary Services), and
• The associated First Presentment/1240 message is submitted for one of the interchange
programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

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 Private data subelement definitions
PDS 0729 (Requestor Name or ID)

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
3C Business Level 3 Data Rate III
4C Business Level 4 Data Rate III

Values
If present, this PDS must contain a valid date in the format YYMMDD.

PDS 0729 (Requestor Name or ID)

PDS 0729 (Requestor Name or ID) contains the name of the individual requesting temporary
services.

Attributes

Data Representation: ans…40; TAGLLLVAR

Tag Field: 0729
Length Field: 3 positions, value = 001–040
Data Field: Variable length, 1–40 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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IPM Clearing Formats • 16 April 2024 1159
 Private data subelement definitions
PDS 0729 (Requestor Name or ID)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 C • C

This PDS is required for the Financial Detail Addendum (Temporary Services)/1644 message
when both of these conditions apply:
• DE 26 (Acceptor Business Code [MCC]) contains a value of 7361 (Employment Agencies,
Temporary Services), and
• The associated First Presentment/1240 message is submitted for one of the interchange
programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III

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IPM Clearing Formats • 16 April 2024 1160
 Private data subelement definitions
PDS 0730 (Supervisor/Reports to)

IRD Description
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0730 (Supervisor/Reports to)

PDS 0730 (Supervisor/Reports to) contains the name of the individual supervising the
temporary staff.

Attributes

Data Representation: ans…40; TAGLLLVAR

Tag Field: 0730
Length Field: 3 positions, value = 001–040
Data Field: Variable length, 1–40 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

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 Private data subelement definitions
PDS 0731 (Time Sheet Number)

PDS 0731 (Time Sheet Number)

PDS 0731 (Time Sheet Number) contains the identification of the time sheet.

Attributes

Data Representation: ans…20; TAGLLLVAR

Tag Field: 0731
Length Field: 3 positions, value = 001–020
Data Field: Variable length, 1–20 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0732 (Discount Amount)

PDS 0732 (Discount Amount) contains the amount and type of discount.

Attributes

Data Representation: ans-18; TAGLLL

Tag Field: 0732
Length Field: 3 positions, value = 018

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IPM Clearing Formats • 16 April 2024 1162
 Private data subelement definitions
PDS 0732 subfields

Data Field: Fixed length, 18 positions

Subfields: 4
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644
Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, PDS 0732 must be a fixed length of 018.

PDS 0732 subfields

This PDS consists of four subfields.

PDS 0732 subfields

Number Positions Name Attribute Justification

1 1–12 Discount Amount n–12 right
2 13 Discount Amount Exponent n-1 N/A
3 14 Discount Amount Sign a–1 N/A
4 15–18 Discount Type ans-4 left

Subfield 1 (Discount Amount)

If PDS 0732 is present, subfield 1 (Discount Amount) must be numeric and contain the discount
amount. This subfield may contain all zeros.

Subfield 2 (Discount Amount Exponent)

If PDS 0732 is present, subfield 2 (Discount Amount Exponent) must be numeric and contain a
value of 0 to 5.

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 Private data subelement definitions
PDS 0733 (Subtotal Amount)

Subfield 3 (Discount Amount Sign)

If PDS 0732 is present, subfield 3 (Discount Amount Sign) must contain a value of D or C. This
subfield identifies whether PDS 0732 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Discount amount is a debit.
C Discount amount is a credit.

Subfield 4 (Discount Type)

If PDS 0732 is present, subfield 4 (Discount Type) contains the type of discount. If present, it
must be left-justified and cannot contain all low values, all high values, all spaces, or all zeros.

PDS 0733 (Subtotal Amount)

PDS 0733 (Subtotal Amount) provides a subtotal of amounts associated with the services.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0733
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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IPM Clearing Formats • 16 April 2024 1164
 Private data subelement definitions
PDS 0733 subfields

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, PDS 0733 must be a fixed length of 014.

PDS 0733 subfields

This PDS consists of three subfields.

PDS 0733 subfields

Number Positions Name Attribute Justification

1 1–12 Subtotal Amount n-12 right
2 13 Subtotal Amount Exponent n-1 N/A
3 14 Subtotal Amount Sign a-1 N/A

Subfield 1 (Subtotal Amount)

If PDS 0733 is present, subfield 1 (Subtotal Amount) must be numeric and may contain all
zeros.

Subfield 2 (Subtotal Amount Exponent)

If PDS 0733 is present, subfield 2 (Subtotal Amount Exponent) must be numeric and contain a
value of 0 to 5.

Subfield 3 (Subtotal Amount Sign)

If PDS 0733 is present, subfield 3 (Subtotal Amount Sign) must contain a value of D or C. This
subfield identifies whether PDS 0733 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Subtotal amount is a debit.
C Subtotal amount is a credit.

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IPM Clearing Formats • 16 April 2024 1165
 Private data subelement definitions
PDS 0734 (Miscellaneous Expenses)

PDS 0734 (Miscellaneous Expenses)

PDS 0734 (Miscellaneous Expenses) provides a description and an amount for miscellaneous
expenses.

Attributes

Data Representation: ans…216; TAGLLLVAR

Tag Field: 0734
Length Field: 3 positions, value = 054–216 in increments of 54
Data Field: Variable length, 54–216 positions
Subfields: 4 subfields for each Miscellaneous Expenses
Occurrences: 1–4
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 C • C
Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ O • C
1644

This PDS enables the sender to provide 1–4 different miscellaneous expenses. For each different
miscellaneous expense provided, subfields 1 and 2 must be present. These subfields provide the
description and amount of each miscellaneous expense.
At least one of these fields is required for the Financial Detail Addendum (Temporary Services)/
1644 message when the transaction is submitted for any of the interchange programs listed in
these tables and the MCC in DE 26 (Acceptor Business Code [MCC]) is 7361: Employment
Agencies, Temporary Services:
• PDS 0723 (Regular Hours Worked)

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IPM Clearing Formats • 16 April 2024 1166
 Private data subelement definitions
PDS 0734 subfields

• PDS 0725 (Overtime Hours Worked), or

• PDS 0734 (Miscellaneous Expenses).

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III

Values
If present, PDS 0734 must be within a minimum length of 054–216 and must be divisible by a
minimum occurrence length of 054.

PDS 0734 subfields

This PDS may contain from one to four occurrences of miscellaneous expense data.
Each occurrence consists of four subfields as defined in this table. Each occurrence requires 54
positions; the length of this PDS must be a multiple of 54, with a maximum length of 216
positions.

PDS 0734 subfields

Number Positions Name Attribute Justification

1 1–40 Miscellaneous Expense ans-40 left
Description
2 41–52 Miscellaneous Expense Amount n-12 right
3 53 Miscellaneous Expenses Amount n-1 N/A
Exponent

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IPM Clearing Formats • 16 April 2024 1167
 Private data subelement definitions
PDS 0735 (Service Descriptor Codes)

Number Positions Name Attribute Justification

4 54 Miscellaneous Expenses Amount a-1 N/A
Sign

Subfield 1 (Miscellaneous Expense Description)

Subfield 1 (Miscellaneous Expense Description) provides the description for any miscellaneous
expenses. If present, this PDS must be 40 positions, left-justified with trailing spaces, and it
cannot contain all spaces or all zeros.

Subfield 2 (Miscellaneous Expense Amount)

Subfield 2 (Miscellaneous Expense Amount) indicates the amount of any miscellaneous
expenses. If present, it must contain numeric data. This subfield may contain all zeros.

Subfield 3 (Miscellaneous Expense Amount Exponent)

If present, subfield 3 (Miscellaneous Expense Amount Exponent) must be numeric and contain a
value of 0 to 5.

Subfield 4 (Miscellaneous Expense Amount Sign)

If PDS 0734 is present, subfield 4 (Miscellaneous Expense Amount Sign) must contain a value of
D or C. This subfield identifies whether PDS 0734 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Miscellaneous expense amount is a debit.
C Miscellaneous expense amount is a credit.

PDS 0735 (Service Descriptor Codes)

PDS 0735 (Service Descriptor Codes) contains an acceptor designated code for the shipping
service provided.

Attributes

Data Representation: ans…40; TAGLLLVAR

Tag Field: 0735

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IPM Clearing Formats • 16 April 2024 1168
 Private data subelement definitions
PDS 0735 (Service Descriptor Codes)

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 1–40 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when these conditions apply:
• One of these MCCs is present in DE 26 (Acceptor Business Code [MCC]):
– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for the any of the interchange programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III

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IPM Clearing Formats • 16 April 2024 1169
 Private data subelement definitions
PDS 0736 (Tracking Number or Pickup Number)

IRD Description
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0736 (Tracking Number or Pickup Number)

PDS 0736 (Tracking Number or Pickup Number) contains the identification number for the
packages being shipped, for tracking and billing purposes.

Attributes

Data Representation: ans…40; TAGLLLVAR

Tag Field: 0736
Length Field: 3 positions, value = 001–040
Data Field: Variable length, 1–40 positions
Subfields: None
Justification: Left

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IPM Clearing Formats • 16 April 2024 1170
 Private data subelement definitions
PDS 0736 (Tracking Number or Pickup Number)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when these conditions apply:
• One of the following MCCs is present in DE 26 (Acceptor Business Code [MCC]):
– 4214: Motor Freight carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for any of the interchange programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1171
 Private data subelement definitions
PDS 0737 (Shipping Net Amounts)

IRD Description
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0737 (Shipping Net Amounts)

PDS 0737 (Shipping Net Amount) provides the net amount of the shipping costs.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0737
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1172
 Private data subelement definitions
PDS 0737 (Shipping Net Amounts)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when these conditions apply:
• One of these MCCs is present in DE 26 (Acceptor Business Code [MCC]):
– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for any of the interchange programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1173
 Private data subelement definitions
PDS 0737 subfields

IRD Description
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, PDS 0737 must be a fixed length of 014.

PDS 0737 subfields

This PDS consists of three subfields.

PDS 0737 subfields

Number Positions Name Attribute Justification

1 1–12 Shipping Net Amount n-12 right
2 13 Shipping Net Amount Exponent n-1 N/A
3 14 Shipping Net Amount Sign a-1 N/A

Subfield 1 (Shipping Net Amount)

If PDS 0737 is present, subfield 1 (Shipping Net Amount) must be numeric and contains the
total shipping net amount. This subfield may contain all zeros.

Subfield 2 (Shipping Net Amount Exponent)

If PDS 0737 is present, subfield 2 (Shipping Net Amount Exponent) must be numeric and
contain a value of 0 to 5.

Subfield 3 (Shipping Net Amount Sign)

If PDS 0737 is present, subfield 3 (Shipping Net Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0737 is a debit or credit from the perspective of the
cardholder.

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IPM Clearing Formats • 16 April 2024 1174
 Private data subelement definitions
PDS 0738 (Incentive Amount)

Values and descriptions

Value Description
D Shipping net amount is a debit.
C Shipping net amount is a credit.

PDS 0738 (Incentive Amount)

PDS 0738 (Incentive Amount) provides the amount of the incentive.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0738
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644

Values
If present, PDS 0738 must be a fixed length of 014.

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IPM Clearing Formats • 16 April 2024 1175
 Private data subelement definitions
PDS 0738 subfields

PDS 0738 subfields

This PDS consists of three subfields.

PDS 0738 subfields

Number Positions Name Attribute Justification

1 1–12 Incentive Amount n-12 right
2 13 Incentive Amount Exponent n-1 N/A
3 14 Incentive Amount Sign a-1 N/A

Subfield 1 (Incentive Amount)

If PDS 0738 is present, subfield 1 (Incentive Amount) must be numeric and contains the total
incentive amount. This subfield may contain all zeros.

Subfield 2 (Incentive Amount Exponent)

If PDS 0738 is present, subfield 2 (Incentive Amount Exponent) must be numeric and contain a
value of 0 to 5.

Subfield 3 (Incentive Amount Sign)

If PDS 0738 is present, subfield 3 (Incentive Amount Sign) must contain a value of D or C. This
subfield identifies whether PDS 0738 is a debit or credit from the perspective of the cardholder.

Values and descriptions

Value Description
D Incentive amount is a debit.
C Incentive amount is a credit.

PDS 0739 (Pickup Date)

PDS 0739 (Pickup Date) contains the date the package being shipped or sent by courier is
picked up.

Attributes

Data Representation: n-6; TAGLLL

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IPM Clearing Formats • 16 April 2024 1176
 Private data subelement definitions
PDS 0739 (Pickup Date)

Tag Field: 0739

Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when these conditions apply:
• One of these MCCs is present in DE 26 (Acceptor Business Code [MCC]):
– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for the interchange programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1177
 Private data subelement definitions
PDS 0740 (Delivery Date)

IRD Description
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be a valid date in the format YYMMDD.

PDS 0740 (Delivery Date)

PDS 0740 (Delivery Date) contains the date of delivery for the packages being shipped or sent
by courier.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0740
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1178
 Private data subelement definitions
PDS 0741 (Number of Packages)

Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644

Values
If present, this PDS must be a valid date in the format YYMMDD.

PDS 0741 (Number of Packages)

PDS 0741 (Number of Packages) contains the total number of packages being shipped or sent
by courier.

Attributes

Data Representation: n-6; TAGLLL

Tag Field: 0741
Length Field: 3 positions, value = 006
Data Field: Fixed length, 6 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1179
 Private data subelement definitions
PDS 0741 (Number of Packages)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when:
• One of these MCCs is present in DE 26, Acceptor Business Code (MCC),
– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for one of the interchange programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1180
 Private data subelement definitions
PDS 0742 (Package Weight)

IRD Description
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0742 (Package Weight)

PDS 0742 (Package Weight) contains the weight of each package being shipped or sent by
courier.

Attributes

Data Representation: ans-12; TAGLLL

Tag Field: 0742
Length Field: 3 positions, value = 012
Data Field: Fixed length, 12 positions
Subfields: None
Justification: Right

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1181
 Private data subelement definitions
PDS 0742 (Package Weight)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when these conditions apply:
• One of these MCCs is present in DE 26 (Acceptor Business Code [MCC]):
– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for any of the interchange programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1182
 Private data subelement definitions
PDS 0743 (Unit of Measure)

IRD Description
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces, all low values, or all high
values.

PDS 0743 (Unit of Measure)

PDS 0743 (Unit of Measure) contains the identification associated with the type of item being
shipped.

Attributes

Data Representation: ans…3; TAGLLLVAR

Tag Field: 0743
Length Field: 3 positions, value = 001–003
Data Field: Variable length, 1–3 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1183
 Private data subelement definitions
PDS 0743 (Unit of Measure)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when these conditions apply:
• One of the following MCCs is present in DE 26 (Acceptor Business Code [MCC]):
– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for any of the interchange programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1184
 Private data subelement definitions
PDS 0744 (Shipping Party Information)

IRD Description
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0744 (Shipping Party Information)

PDS 0744 (Shipping Party Information) contains all of the address information associated with
the shipping party.

Attributes

Data Representation: ans…150; TAGLLLVAR

Tag Field: 0744
Length Field: 3 positions, value = 050–150 in increments of 50
Data Field: Variable length, 50–150 positions
Subfields: 1 subfield for each shipping party information
occurrence
Occurrences 1–3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1185
 Private data subelement definitions
PDS 0744 (Shipping Party Information)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644

This PDS enables the sender to provide 1–3 different shipping party names.
This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when these conditions apply:
• One of these MCCs is present in DE 26 (Acceptor Business Code [MCC]):
– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for any of the interchange programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1186
 Private data subelement definitions
PDS 0744 subfields

IRD Description
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0744 subfields

This PDS consists of one subfield.

PDS 0744 subfields

Number Positions Name Attribute Justification

1 1–50 Shipping Party Name ans-50 left

Subfield 1 (Shipping Party Name)

Subfield 1 (Shipping Party Name) provides the name of the shipping party.

PDS 0745 (Shipping Party Address)

PDS 0745 (Shipping Party Address) contains the address of the location from where the
package is being shipped or sent by courier.

Attributes

Data Representation: ans…300; TAGLLLVAR

Tag Field: 0745
Length Field: 3 positions, value = 050–300 in increments of 50
Data Field: Variable length, 50–300 positions

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1187
 Private data subelement definitions
PDS 0745 (Shipping Party Address)

Subfields: 1 subfield for each shipping party address

occurrence
Occurrence 1–6
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

This PDS enables the sender to provide 1–6 different shipping party address lines.
This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when these conditions apply:
• One of these MCCs is present in DE 26 (Acceptor Business Code [MCC]):
– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for any of the interchange programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1188
 Private data subelement definitions
PDS 0745 subfields

IRD Description
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0745 subfields

This PDS consists of one subfield.

PDS 0745 subfields

Number Positions Name Attribute Justification

1 1–50 Shipping Party Address ans-50 left

Subfield 1 (Shipping Party Address)

Subfield 1 (Shipping Party Address) provides the address of the shipping party.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1189
 Private data subelement definitions
PDS 0746 (Shipping Party Postal Information)

PDS 0746 (Shipping Party Postal Information)

PDS 0746 (Shipping Party Postal Information) contains the postal information of the party
shipping or sending the package by courier.

Attributes

Data Representation: ans…41; TAGLLLVAR

Tag Field: 0746
Length Field: 3 positions, value = 025–041
Data Field: Variable length, 25–41 positions
Subfields: 4
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when these conditions apply:
• One of these MCCs is present in DE 26 (Acceptor Business Code [MCC]):
– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for any of the interchange programs listed in these tables.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1190
 Private data subelement definitions
PDS 0746 (Shipping Party Postal Information)

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1191
 Private data subelement definitions
PDS 0746 subfields

PDS 0746 subfields

This PDS consists of four subfields.

PDS 0746 subfields

Number Positions Name Attribute Justification

1 1–25 Shipping Party City ans-25 left
2 26–28 Shipping Party State/Province ans-3 left
Code
3 29–31 Shipping Party Country Code ans-3 left
4 32–41 Shipping Party Postal Code ans-10 left

Subfield 1 (Shipping Party City)

Subfield 1 (Shipping Party City) identifies the city from which the package is shipped or sent by
courier. If present, this subfield must be left-justified and cannot contain all spaces or all zeros.

Subfield 2 (Shipping Party State/Province Code)

Subfield 2 (Shipping Party State/Province Code) identifies the state or province from which the
package is shipped or sent by courier. If present, this subfield must be left-justified and cannot
contain all spaces or all zeros.

Subfield 3 (Shipping Party Country Code)

Subfield 3 (Shipping Party Country Code) identifies the country from which the package is
shipped or sent by courier. If present, this subfield must be left-justified and cannot contain all
spaces or all zeros.

Subfield 4 (Shipping Party Postal Code)

Subfield 4 (Shipping Party Postal Code) contains the postal code from which the package is
shipped or sent by courier. If present, this subfield must be left-justified and cannot contain all
spaces or all zeros.
For transactions acquired in the U.S. region, subfield 4 must contain either five numeric
characters, left-justified and space filled, or the ZIP+four nine numeric characters with a hyphen
between the fifth and sixth numeric characters.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1192
 Private data subelement definitions
PDS 0747 (Shipping Party Contact)

PDS 0747 (Shipping Party Contact)

PDS 0747 (Shipping Party Contact) provides information about the individual (or individuals)
identified as the shipping party and typically does not contain address information.

Attributes

Data Representation: ans…305; TAGLLLVAR

Tag Field: 0747
Length Field: 3 positions, value = 061–305 in increments of 61
Data Field: Variable length, 61–305 positions
Subfields: 2 subfields for each shipping party contact
occurrence
Occurrence 1–5
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

This PDS enables the sender to provide 1–5 different pieces of information related to the
shipping party contact. For each different piece of shipping contact information provided,
subfields 1 and 2 must be present. These subfields describe the type of information and the
actual data.
This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when these conditions apply:
• One of these MCCs is present in DE 26 (Acceptor Business Code [MCC]):

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1193
 Private data subelement definitions
PDS 0747 (Shipping Party Contact)

– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for any of the interchange programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1194
 Private data subelement definitions
PDS 0747 subfields

Values
If present, PDS 0747 must be a minimum length of 061 (one occurrence) or a maximum length
of 305 (five occurrences) and be divisible by the minimum occurrence length of 61.

PDS 0747 subfields

This PDS consists of two subfields.

PDS 0747 subfields

Number Positions Name Attribute Justification

1 1 Shipping Party Descriptor ans-1 N/A
2 2–61 Shipping Party Contact ans-60 left
Information

Subfield 1 (Shipping Party Descriptor)

Subfield 1 (Shipping Party Descriptor) can occur 1–5 times and contains the valid values listed in
this table.

Values and descriptions

Value Description
1 Name
2 Title
3 Telephone
4 E-mail address
5 Function

Subfield 2 (Shipping Party Contact Information)

Subfield 2 (Shipping Party Contact Information) can occur 1–5 times and contains the contact
information about the party shipping or sending a package by courier. It must be left-justified
and cannot contain all spaces or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1195
 Private data subelement definitions
PDS 0748 (Delivery Party Information)

PDS 0748 (Delivery Party Information)

PDS 0748 (Delivery Party Information) provides information about the party receiving the
package.

Attributes

Data Representation: ans…150; TAGLLLVAR

Tag Field: 0748
Length Field: 3 positions, value = 050–150 in increments of 50
Data Field: Variable length 50–150 positions
Subfields: 1 subfield for each delivery party information
occurrence
Occurrences 1–3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

This PDS allows the sender to provide 1–3 different delivery party names.
This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when these conditions apply:
• One of these MCCs is present in DE 26 (Acceptor Business Code [MCC]):
– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for any of the interchange programs listed in these tables.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1196
 Private data subelement definitions
PDS 0748 (Delivery Party Information)

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1197
 Private data subelement definitions
PDS 0748 subfields

PDS 0748 subfields

This PDS consists of one subfield.

PDS 0748 subfields

Number Positions Name Attribute Justification

1 1–50 Delivery Party Name ans-50 left

Subfield 1 (Delivery Party Name)

Subfield 1 (Delivery Party Name) can occur 1–3 times. If subfield 1 is present, it must be left-
justified and cannot contain all spaces or all zeros.

PDS 0749 (Delivery Party Address Information)

PDS 0749 (Delivery Party Address Information) contains the address of the location to which
the package is being shipped or sent by courier.

Attributes

Data Representation: ans…300; TAGLLLVAR

Tag Field: 0749
Length Field: 3 positions, value = 050–300 in increments of 50
Data Field: Variable length 50–300 positions
Subfields: 1 subfield for each Delivery Party Address
occurrence
Occurrences 1–6
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1198
 Private data subelement definitions
PDS 0749 (Delivery Party Address Information)

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

This PDS enables the sender to provide 1–6 different delivery party address lines.
This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when these conditions apply:
• One of these MCCs is present in DE 26 (Acceptor Business Code [MCC]):
– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for any of the interchange programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1199
 Private data subelement definitions
PDS 0749 subfields

IRD Description
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0749 subfields

This PDS consists of one subfield.

PDS 0749 subfields

Number Positions Name Attribute Justification

1 1–50 Delivery Party Address ans-50 left

Subfield 1 (Delivery Party Address)

Subfield 1 (Delivery Party Address) can occur 1–6 times. If present, this subfield must be left-
justified and cannot contain all spaces or all zeros.

PDS 0750 (Delivery Party Postal Information)

PDS 0750 (Delivery Party Postal Information) contains specific postal information about the
delivery destination.

Attributes

Data Representation: ans…41; TAGLLLVAR

Tag Field: 0750
Length Field: 3 positions, value = 025–041

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IPM Clearing Formats • 16 April 2024 1200
 Private data subelement definitions
PDS 0750 (Delivery Party Postal Information)

Data Field: Variable length, 25–41 positions

Subfields: 4
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when these conditions apply:
• One of these MCCs is present in DE 26 (Acceptor Business Code [MCC]):
– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for any of the interchange programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0750 subfields

IRD Description
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

Values
If present, this PDS and each of its four subfields must be left-justified and cannot contain all
spaces or all zeros.

PDS 0750 subfields

This PDS consists of four subfields.

PDS 0750 subfields

Number Positions Name Attribute Justification

1 1–25 Delivery Party City ans-25 left
2 26–28 Delivery Party State/Province ans-3 left
Code
3 29–31 Delivery Party Country Code ans-3 Left
4 32–41 Delivery Party Postal Code ans-10 left

Subfield 1 (Delivery Party City)

Subfield 1 (Delivery Party City) identifies the city where the package is to be delivered.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0751 (Detail Tax Amount 4)

Subfield 2 (Delivery Party State/Province Code)

Subfield 2 (Delivery Party State/Province Code) identifies the state or province where the
package is being delivered.

Subfield 3 (Delivery Party Country Code)

Subfield 3 (Delivery Party Country Code) must contain a valid three-character alphabetic code
as defined in Chapter 2 of the Quick Reference Booklet. When territories have a defined country
code in the Quick Reference Booklet, that country code must be used.

Subfield 4 (Delivery Party Postal Code)

Subfield 4 (Delivery Party Postal Code) contains the postal code where the package is being
delivered.
For transactions acquired in the U.S. region, subfield 4 must contain either five numeric
characters, left-justified and space filled, or the ZIP+four 9 numeric characters with a hyphen
between the fifth and sixth numeric characters.

PDS 0751 (Detail Tax Amount 4)

PDS 0751 (Detail Tax Amount 4) contains the tax amount, tax rate, tax type applied, and
acceptor tax ID.

Attributes

Data Representation: ans…46; TAGLLLVAR

Tag Field: 0751
Length Field: 3 positions, value = 001–046
Data Field: Variable length, 1–46 positions
Subfields: 8
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0751 subfields

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C
Financial Detail Addendum (Temporary Services)/1644 O • C
Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Summary)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ O • C
1644
Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

PDS 0751 subfields

PDS 0751 consists of eight subfields.

PDS 0751 subfields

Number Positions Name Attribute Justification

1 1 Detail Tax Amount Indicator 4 ans-1 N/A
2 2–13 Detail Tax Amount 4 n-12 right
3 14–18 Detail Tax Rate 4 n-5 right

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0751 subfields

Number Positions Name Attribute Justification

4 19 Detail Tax Rate Exponent 4 n-1 N/A
5 20–23 Detail Tax Type Applied 4 ans-4 left
6 24–25 Detail Tax Type Identifier 4 ans–2 left
7 26–45 Acceptor Tax ID 4 ans-20 left
8 46 Detail Tax Amount Sign 4 a-1 N/A

Subfield 1 (Detail Tax Amount Indicator 4)

Subfield 1 (Detail Tax Amount Indicator 4) must contain one of the values listed in this table.

Values and descriptions

Value Description
Y Tax included in total purchase amount
N Tax not included in total purchase amount
Space Not supported

Subfield 2 (Detail Tax Amount 4)

Subfield 2 (Detail Tax Amount 4) indicates the detailed amount on the purchased goods or
services. This subfield must be numeric and may contain all zeros.

Subfield 3 (Detail Tax Rate 4)

Subfield 3 (Detail Tax Rate 4) indicates the detailed tax rate applied in relationship to a specific
tax amount. This subfield must be numeric and may contain all zeros.

Subfield 4 (Detail Tax Rate Exponent 4)

Subfield 4 (Detail Tax Rate Exponent 4) indicates the decimal location for the Detail Tax Rate 4
subfield. It must contain a value in the range of 0 to 5.
For a tax rate less than 100 percent, the exponent must indicate that the value is less than 1.
Consider the example in this table.

Subfields and interpretations

Subfield 4 Tax Rate

Subfield 3 Tax Rate Exponent Interpretation
09000 5 0.09000 (9 percent tax rate)

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IPM Clearing Formats • 16 April 2024 1205
 Private data subelement definitions
PDS 0751 subfields

Subfield 4 Tax Rate

Subfield 3 Tax Rate Exponent Interpretation
00009 2 0.09 (9 percent tax rate)
09000 3 9.000 (900 percent tax rate)
00009 1 0.9 (90 percent tax rate)
00009 3 0.009 (0.9 percent tax rate)

Subfield 5 (Detail Tax Type Applied 4)

Subfield 5 (Detail Tax Type Applied 4) provides an indicator that is used to further define tax
categories applicable to specific domestic processing arrangements in certain locations.

Subfield 6 (Detail Tax Type Identifier 4)

Subfield 6 (Detail Tax Type Identifier 4) indicates the type of tax collected in relationship to a
specific tax amount. It must be one of the values listed in this table.

Values and descriptions

Value Description
00 Unknown
01 Federal/National Sales Tax
02 State Sales Tax
03 City Sales Tax
04 Local Sales Tax
05 Municipal Sales Tax
06 Other Tax
10 Value Added Tax (VAT)
11 Goods and Services (GST)
12 Provincial Sales Tax (PST)
13 Harmonized Sales Tax (HST)
14 Quebec Sales Tax (QST)
20 Room Tax
21 Occupancy Tax
22 Energy Tax

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 Private data subelement definitions
PDS 0752 (Detail Tax Amount 5)

Value Description
Space Not supported

Subfield 7 (Acceptor Tax ID 4)

Subfield 7 (Acceptor Tax ID 4) provides an identification number used by the with the tax
authority in relationship to a specific tax amount.
If present, subfield 7 must be a fixed length of 20. It must be left-justified and cannot contain all
low values, all high values, or all spaces.
In addition, if this subfield is present and the related First Presentment is a U.S. acquired
transaction, this subfield must consist of 9 numeric characters followed by 11 spaces.

Subfield 8 (Detail Tax Amount Sign 4)

If PDS 0751 is present, subfield 8 (Detail Tax Amount Sign 4) must contain a value of D or C.
This subfield identifies whether PDS 0751 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Detail tax amount is a debit.
C Detail tax amount is a credit.

PDS 0752 (Detail Tax Amount 5)

PDS 0752 (Detail Tax Amount 5) contains the tax amount, tax rate, tax type applied, and
acceptor tax ID.

Attributes

Data Representation: ans…46; TAGLLLVAR

Tag Field: 0752
Length Field: 3 positions, value = 001–046
Data Field: Variable length, 1–46 positions
Subfields: 8

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 Private data subelement definitions
PDS 0752 (Detail Tax Amount 5)

Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C
Financial Detail Addendum (Temporary Services)/1644 O • C
Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Summary)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ O • C
1644
Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0752 subfields

PDS 0752 subfields

This PDS consists of eight subfields.

PDS 0752 subfields

Number Positions Name Attribute Justification

1 1 Detail Tax Amount Indicator 5 ans-1 N/A
2 2–13 Detail Tax Amount 5 n-12 right
3 14–18 Detail Tax Rate 5 n-5 right
4 19 Detail Tax Rate Exponent 5 n-1 N/A
5 20–23 Detail Tax Type Applied 5 ans-4 left
6 24–25 Detail Tax Type Identifier 5 ans-2 left
7 26–45 Acceptor Tax ID 5 ans-20 left
8 46 Detail Tax Amount Sign 5 a-1 N/A

Subfield 1 (Detail Tax Amount Indicator 5)

Subfield 1 (Detail Tax Amount Indicator 5) is the indicator used to reflect additional tax capture
and reporting. This subfield must be one of the values listed in this table.

Values and descriptions

Value Description
Y Tax included in total purchase amount
N Tax not included in total purchase amount
Space Not supported

Subfield 2 (Detail Tax Amount 5)

Subfield 2 (Detail Tax Amount 5) indicates the detailed tax amount on the purchased goods or
services. This subfield must be numeric and may contain all zeros.

Subfield 3 (Detail Tax Rate 5)

Subfield 3 (Detail Tax Rate 5) indicates the tax rate applied in relationship to a specific tax
amount. This subfield must be numeric and may contain all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0752 subfields

Subfield 4 (Detail Tax Rate Exponent 5)

Subfield 5 (Detail Tax Rate Exponent 5) indicates the decimal location for the Detail Tax Rate 5
subfield. It must contain a value in the range of 0 to 5.
For a tax rate less than 100 percent, the exponent must indicate that the value is less than 1.
Consider the example in this table.

Subfields and interpretations

Subfield 4 Tax Rate

Subfield 3 Tax Rate Exponent Interpretation
09000 5 0.09000 (9 percent tax rate)
00009 2 0.09 (9 percent tax rate)
09000 3 9.000 (900 percent tax rate)
00009 1 0.9 (90 percent tax rate)
00009 3 0.009 (0.9 percent tax rate)

Subfield 5 (Detail Tax Type Applied 5)

Subfield 5 (Detail Tax Type Applied 5) provides an indicator that is used to further define tax
categories applicable to specific domestic processing arrangements in certain locations.

Subfield 6 (Detail Tax Type Identifier 5)

Subfield 6 (Detail Tax Type Identifier 5) indicates the type of tax collected in relationship to a
specific tax amount. It must be one of the values listed in this table.

Values and descriptions

Value Description
00 Unknown
01 Federal/National Sales Tax
02 State Sales Tax
03 City Sales Tax
04 Local Sales Tax
05 Municipal Sales Tax
06 Other Tax
10 Value Added Tax (VAT)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0752 subfields

Value Description
11 Goods and Services (GST)
12 Provincial Sales Tax (PST)
13 Harmonized Sales Tax (HST)
14 Quebec Sales Tax (QST)
20 Room Tax
21 Occupancy Tax
22 Energy Tax
Space Not supported

Subfield 7 (Acceptor Tax ID 5)

Subfield 7 (Acceptor Tax ID 5) provides an identification number used by the with the tax
authority in relationship to a specific tax amount.
If present, subfield 7 must be a fixed length of 20. It must be left-justified and cannot contain all
low values, all high values, or all spaces.
In addition, if this subfield is present and the related First Presentment is a U.S. acquired
transaction, this subfield must consist of 9 numeric characters followed by 11 spaces.

Subfield 8 (Detail Tax Amount Sign 5)

If PDS 0752 is present, subfield 8 (Detail Tax Amount Sign 5) must contain a valid value of D or
C. This subfield identifies whether PDS 0752 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Detail tax amount is a debit.
C Detail tax amount is a credit.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1211
 Private data subelement definitions
PDS 0753 (Detail Tax Amount 6)

PDS 0753 (Detail Tax Amount 6)

PDS 0753 (Detail Tax Amount 6) contains the tax amount, tax rate, tax type applied, and
acceptor tax ID.

Attributes

Data Representation: ans…46; TAGLLLVAR

Tag Field: 0753
Length Field: 3 positions, value = 001–046
Data Field: Variable length, 1–46 positions
Subfields: 8
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C
Financial Detail Addendum (Temporary Services)/1644 O • C
Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Summary)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ O • C
1644
Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1212
 Private data subelement definitions
PDS 0753 subfields

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644
Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

PDS 0753 subfields

This PDS consists of eight subfields.

PDS 0753 subfields

Number Positions Name Attribute Justification

1 1 Detail Tax Amount Indicator 6 ans-1 N/A
2 2–13 Detail Tax Amount 6 n-12 right
3 14–18 Detail Tax Rate 6 n-5 right
4 19 Detail Tax Rate Exponent 6 n-1 N/A
5 20–23 Detail Tax Type Applied 6 ans-4 left
6 24–25 Detail Tax Type Identifier 6 ans-2 left
7 26–45 Acceptor Tax ID 6 ans-20 left
8 46 Detail Tax Amount Sign 6 a-1 N/A

Subfield 1 (Detail Tax Amount Indicator 6)

Subfield 1 (Detail Tax Amount Indicator 6) is the indicator used to reflect additional tax capture
and reporting. This subfield must be one of the values listed in this table.

Values and descriptions

Value Description
Y Tax included in total purchase amount
N Tax not included in total purchase amount

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IPM Clearing Formats • 16 April 2024 1213
 Private data subelement definitions
PDS 0753 subfields

Value Description
Space Not supported

Subfield 2 (Detail Tax Amount 6)

Subfield 2 (Detail Tax Amount 6) indicates the tax amount on the purchased goods or services.
This subfield must be numeric and may contain all zeros.

Subfield 3 (Detail Tax Rate 6)

Subfield 3 (Detail Tax Rate 6) indicates the tax rate applied in relationship to a specific tax
amount. This subfield must be numeric and may contain all zeros.

Subfield 4 (Detail Tax Rate Exponent 6)

Subfield 4 (Detail Tax Rate Exponent 6) indicates the decimal location for the Detail Tax Rate 6
subfield. It must contain a value in the range of 0 to 5.
For a tax rate less than 100 percent, the exponent must indicate that the value is less than 1.
Consider the example in this table.

Subfields and interpretations

Subfield 4 Tax Rate

Subfield 3 Tax Rate Exponent Interpretation
09000 5 0.09000 (9 percent tax rate)
00009 2 0.09 (9 percent tax rate)
09000 3 9.000 (900 percent tax rate)
00009 1 0.9 (90 percent tax rate)
00009 3 0.009 (0.9 percent tax rate)

Subfield 5 (Detail Tax Type Applied 6)

Subfield 5 (Detail Tax Type Applied 6) provides an indicator that is used to further define tax
categories applicable to specific domestic processing arrangements in certain locations.

Subfield 6 (Detail Tax Type Identifier 6)

Subfield 6 (Detail Tax Type Identifier 6) indicates the type of tax collected in relationship to a
specific tax amount. This subfield must be one of the values listed in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1214
 Private data subelement definitions
PDS 0753 subfields

Values and descriptions

Value Description
00 Unknown
01 Federal/National Sales Tax
02 State Sales Tax
03 City Sales Tax
04 Local Sales Tax
05 Municipal Sales Tax
06 Other Tax
10 Value Added Tax (VAT)
11 Goods and Services (GST)
12 Provincial Sales Tax (PST)
13 Harmonized Sales Tax (HST)
14 Quebec Sales Tax (QST)
20 Room Tax
21 Occupancy Tax
22 Energy Tax
Space Not supported

Subfield 7 (Acceptor Tax ID 6)

Subfield 7 (Acceptor Tax ID 6) provides an identification number used by the acceptor with the
tax authority in relationship to a specific tax amount.
If present, this subfield must be 20 positions, left-justified, and it cannot contain all low values,
all high values, or all spaces. In addition, if this subfield is present and the related First
Presentment is a U.S. acquired transaction, this subfield must consist of 9 numeric characters
followed by 11 spaces.

Subfield 8 (Detail Tax Amount Sign 6)

If PDS 0753 is present, subfield 8 (Detail Tax Amount Sign 6) must contain a value of D or C.
This subfield identifies whether PDS 0753 is a debit or credit from the perspective of the
cardholder.

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IPM Clearing Formats • 16 April 2024 1215
 Private data subelement definitions
PDS 0754 (Delivery Party Contact)

Values and descriptions

Value Description
D Detail tax amount is a debit.
C Detail tax amount is a credit.

PDS 0754 (Delivery Party Contact)

PDS 0754 (Delivery Party Contact) contains information about the individual (or individuals)
identified as the delivery party. This information is typically not address information.

Attributes

Data Representation: ans…305; TAGLLLVAR

Tag Field: 0754
Length Field: 3 positions, value = 061–305 in increments of 61
Data Field: Variable length, 61–305 positions
Subfields: 2 subfields for each Delivery Party Contact
occurrence
Occurrences 1–5
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/ C • C
1644

This PDS enables the sender to provide 1–5 different pieces of information related to the
delivery party contact. For each different piece of delivery information provided, subfields 1 and
2 must be present. These subfields describe the type of information and the actual data.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1216
 Private data subelement definitions
PDS 0754 (Delivery Party Contact)

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the conditions apply:
• One of these MCCs is present in DE 26 (Acceptor Business Code [MCC]):
– 4214: Motor Freight Carriers, Trucking; Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215: Courier Services; Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for any of the interchange programs listed in these tables.

Canada Region Incentive Interchange Rate Programs

IRD Description
BR Canada Intracountry Commercial Data Rate II
BS Canada Intracountry Commercial Large Ticket

U.S. region Incentive Interchange Rate Programs

IRD Description
62 Commercial Large Ticket 1
66 Commercial Data Rate III
94 Commercial Large Ticket II
99 Commercial Large Ticket III
SC Business Level 2 Data Rate III
SE Business Level 2 Large Ticket I
SF Business Level 2 Large Ticket II
SG Business Level 2 Large Ticket III
3C Business Level 3 Data Rate III
3E Business Level 3 Large Ticket I
3F Business Level 3 Large Ticket II
3G Business Level 3 Large Ticket III
4C Business Level 4 Data Rate III
4E Business Level 4 Large Ticket I
4F Business Level 4 Large Ticket II
4G Business Level 4 Large Ticket III

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1217
 Private data subelement definitions
PDS 0754 subfields

Values
If present, PDS 0754 must be a minimum length of 061 (one occurrence) or a maximum length
of 305 (five occurrences) and be divisible by the minimum occurrence length of 61.

PDS 0754 subfields

This PDS consists of two subfields.

PDS 0754 subfields

Number Positions Name Attribute Justification

1 1 Delivery Party Descriptor ans-1 N/A
2 2–61 Delivery Party Contact ans-60 left
Information

Subfield 1 (Delivery Party Descriptor)

Subfield 1 (Delivery Party Descriptor) can occur 1–5 times and contains the valid values listed in
this table.

Values and descriptions

Value Description
1 Name
2 Title
3 Telephone
4 E-mail address
5 Function

Subfield 2 (Delivery Party Contact Information)

Subfield 2 (Delivery Party Descriptor) can occur 1–5 times and contains the contact information
about the party delivering the package. It must be left-justified and cannot contain all spaces or
all zeros.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1218
 Private data subelement definitions
PDS 0755 (Line Item Total Amount)

PDS 0755 (Line Item Total Amount)

PDS 0755 (Line Item Total Amount) provides the total amount presented in the line item detail
message.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0755
Length Field: 3 positions, value = 014
Data Field: Fixed length, 014 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing, Summary)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ O • C
1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644

Values
When used in a Corporate Line Item Detail addendum message, PDS 0755 represents the sum
of PDS 0647 (Extended Item Amount) and PDS 0597 (Total Tax Amount).
When used in a Telephony Billing Summary message, PDS 0755 represents the sum of these
subfields:
• PDS 0627 (Billing Event 1), subfield 1 (Billing Event Amount) (occurs 1 to 10 times)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 0755 subfields

• PDS 0628 (Billing Event 2), subfield 1 (Billing Event Amount 2) (occurs 1 to 10 times), and
• PDS 0597 (Total Tax Amount), subfield 1 (Total Tax Amount) (which is the sum of all six of
the tax-related PDSs).
When used in a Telephony Billing Detail addendum message, PDS 0755 represents the sum of
these subfields:
• PDS 0649 (Call Usage Amount), subfield 1 (Call Usage Amount)
• PDS 0655 (Call Long Distance Amount), subfield 1 (Call Long Distance Amount)
• PDS 0658 (Call Connect Amount), subfield 1 (Call Collect Amount)
• PDS 0734 (Miscellaneous Expenses), subfield 2 (Miscellaneous Expense Amount), and
• PDS 0597 (Total Tax Amount), subfield 1 (Total Tax Amount) (which is the sum of all six of
the tax-related PDSs).

PDS 0755 subfields

This PDS consists of three subfields.

PDS 0755 subfields

Number Positions Name Attribute Justification

1 1–12 Line Item Total Amount n–12 right
2 13 Line Item Total Amount Exponent n-1 N/A
3 14 Line Item Total Amount Sign a–1 N/A

Subfield 1 (Line Item Total Amount)

If PDS 0755 is present, subfield 1 (Line Item Total Amount) must be numeric, cannot contain all
zeros, and contains the line item total amount.

Subfield 2 (Line Item Total Amount Exponent)

If PDS 0755 is present, subfield 2 (Line Item Total Amount Exponent) must be numeric and
contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Line Item Total Amount Sign)

If PDS 0755 is present, subfield 3 (Line Item Total Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0755 is a debit or credit from the perspective of the
cardholder.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1220
 Private data subelement definitions
PDS 0756 (Passenger Description)

Values and descriptions

Value Description
D Line item total amount is a debit.
C Line item total amount is a credit.

PDS 0756 (Passenger Description)

PDS 0756 (Passenger Description) contains three subfields to indicate the number of adults,
the number of children, and the class of the ticket.
This PDS is used only when PDS 0652 (Service Type), subfield 1 (Service Type) equates to Ticket
and PDS 0652, subfield 2 (Service Nature) equates to Domestic Tickets, Ne/See Ticket, Foreign
Ticket, or TCV Series, or when PDS 0652 equates to Reservation and Service Nature equates to
Seat, Couchette, or Bed.

Attributes

Data Representation: ans-5; TAGLLL

Tag Field: 0756
Length Field: 3 positions, value = 005
Data Field: Fixed length, 5 positions
Subfields: 3
Justification: See “Subfields”

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, C • C
Rail Data)/1644
s1 Number of Adults O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1221
 Private data subelement definitions
PDS 0756 subfields

Message Type Identifier Org Sys Dst

s2 Number of Children O • C

This PDS is required if the associated First Presentment/1240 contains an airline acceptor
business code (MCC) or railway MCC and is submitted for the U.S. region incentive interchange
rate programs listed in this table.

IRDs and descriptions

IRD Description
22 Public Sector
29 Emerging Markets, Consumer Core Value
56 World Public Sector
HP World High Value Public Sector
RK Enhanced Public Sector
WP World Elite Public Sector

PDS 0756 subfields

This PDS consists of three subfields.

PDS 0756 subfields

Number Positions Name Attribute Justification

1 1–2 Number of Adults n-2 right
2 3–4 Number of Children n-2 right
3 5 Class ans-1 N/A

Subfield 1 (Number of Adults)

If PDS 0756 is present, subfield 1 must be numeric.

Subfield 2 (Number of Children)

If PDS 0756 is present, subfield 2 must be numeric.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1222
 Private data subelement definitions
PDS 0756 subfields

Subfield 3 (Class)
If PDS 0756 is present, subfield 3 must be provided. This PDS is required if the associated First
Presentment/1240 contains a railway MCC and is submitted for one of the U.S. region incentive
interchange rate programs listed in this table.

IRDs and descriptions

IRD Description
10 Merit III Tier 1
11 Merit III Tier 2
12 Merit III Tier 3
24 Merchant UCAF
69 Commercial T&E Rate II
70/80 Merit III Base
79 Full UCAF
89 Commercial T&E Rate III
93 Passenger Transport
96 World T&E
RA Enhanced Merit III Base
RB Enhanced Merit III Tier 1
RC Enhanced Merit III Tier 2
RD Enhanced Merit III Tier 3
RN Enhanced Merchant UCAF
RO Enhanced Full UCAF
RR Enhanced Passenger Transport
SO Business Level 2 T&E Rate III
3O Business Level 3 T&E Rate III
4O Business Level 4 T&E Rate III

If present, this PDS cannot contain all high values or all low values.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1223
 Private data subelement definitions
PDS 0757 (Transportation Service Provider)

PDS 0757 (Transportation Service Provider)

PDS 0757 (Transportation Service Provider) contains the name of the service provider.

Attributes

Data Representation: ans…40; TAGLLLVAR

Tag Field: 0757
Length Field: 3 positions, value = 001–040
Data Field: Variable length, 1–40 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high values,
or all low values.

PDS 0758 (Transportation Services Offered)

PDS 0758 (Transportation Services Offered) contains the services that were offered by the
transportation company.

Attributes

Data Representation: ans…40; TAGLLLVAR

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1224
 Private data subelement definitions
PDS 0759 (Delivery Order Number)

Tag Field: 0758

Length Field: 3 positions, value = 001–040
Data Field: Variable length, 1–40 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail, O • C
Rail Data)/1644

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high values,
or all low values.

PDS 0759 (Delivery Order Number)

PDS 0759 (Delivery Order Number) contains a customer invoice number for a rail sale to a
corporate account.

Attributes

Data Representation: ans…15; TAGLLLVAR

Tag Field: 0759
Length Field: 3 positions, value = 001–015
Data Field: Variable length, 1–15 positions
Subfields: None
Justification: Left

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1225
 Private data subelement definitions
PDS 0760 (Credit Card Slip Number)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodged Account Detail)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high values,
or all low values.

PDS 0760 (Credit Card Slip Number)

PDS 0760 (Credit Card Slip Number) contains a slip number from the credit card slip.

Attributes

Data Representation: ans…8; TAGLLLVAR

Tag Field: 0760
Length Field: 3 positions, value = 001–008
Data Field: Variable length, 1–8 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodged Account Detail)/1644 O • C

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1226
 Private data subelement definitions
PDS 0761 (Travel Agency ID)

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high values,
or all low values.

PDS 0761 (Travel Agency ID)

PDS 0761 (Travel Agency ID) contains a numeric code assigned to each approved location where
an agent is authorized to issue Standard Traffic Documents (STDs) on behalf of ticketing
airlines.
The ID is imprinted on each validly issued STD. This is usually referred to as the ticketing agency
ARC (Airline Reporting Corporation) or IATA (International Air Transport Association) number.

Attributes

Data Representation: ans…15; TAGLLLVAR

Tag Field: 0761
Length Field: 3 positions, value = 001–015
Data Field: Variable length, 1–15 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodged Account Detail)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high values,
or all low values.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1227
 Private data subelement definitions
PDS 0762 (Data Source)

PDS 0762 (Data Source)

PDS 0762 (Data Source) indicates the source of enhanced data that has been matched to this
transaction.

Attributes

Data Representation: n-2; TAGLLL

Tag Field: 0762
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodged Account Detail)/1644 O • C

Values
If present, this PDS must contain one of the valid values listed in this table.

Valid Values

Data source code valid values Customer ID type

00 Not Applicable to this transaction
10 START BSP (Billing and Settlement Plan) (Global Distribution
Systems Fares) (57 record, CCZ)
11 START non-BSP (Billing and Settlement Plan) (56, 57 records)
12 Deutche Bahn Online from Deutche Bahn
14 BSP (Billing and Settlement Plan) from DER

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1228
 Private data subelement definitions
PDS 0763 (VAT Suppression Indicator)

Data source code valid values Customer ID type

15 Non-BSP (Billing and Settlement Plan) from DER
16 Manual Matching for Exceptional Customers (customers of a specific
program in Germany that is no longer supported)
18 Deutche Bahn-Online from DER
19 Acquirer Addenda (only Financials)

PDS 0763 (VAT Suppression Indicator)

PDS 0763 (VAT Suppression Indicator) contains a code indicating that the Value Added Tax was
suppressed.

Attributes

Data Representation: ans-2; TAGLLL

Tag Field: 0763
Length Field: 3 positions, value = 002
Data Field: Fixed length, 2 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodged Account Detail)/1644 O • C

Values
If present, this PDS must be left-justified, cannot contain all zeros, all spaces, all high values, or
all low values. The common values are DR (Deutsches Reisebüro) or ST (ST Art Amadeus).

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1229
 Private data subelement definitions
PDS 0764 (Healthcare Eligible Status Indicator)

PDS 0764 (Healthcare Eligible Status Indicator)

PDS 0764 (Healthcare Eligible Status Indicator) identifies whether the specific item described in
this addendum message represents a qualified healthcare items (qualified in accordance with
the IIAS Industry Standard list).
This flag indicates which transmitted items are qualified healthcare items and which
transmitted items are not.

Attributes

Data Representation: n–1; TAGLLL

Tag Field: 0764
Length Field: 3 positions, value = 001
Data Field: fixed length, 1 position
Subfields: None
Justification: None

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Healthcare)/1644 M • M

Values
This PDS must contain a valid value listed in this table.

Values

Value Description
0 Non-qualified healthcare item
1 Qualified healthcare item

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1230
 Private data subelement definitions
PDS 0765 (MoneySend Receiver Data)

PDS 0765 (MoneySend Receiver Data)

PDS 0765 (MoneySend Receiver Data) provides the full name and address information of the
payee associated with a payment transaction.

Attributes

Data Representation: ans...169; TAGLLLVAR

Tag Field: 0765
Length Field: 3 positions, value = 070–169
Data Field: Variable length, 1–169
Subfields: 9
Justification: See “Subfields”

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Payment Transaction Detail)/ C • C
1644

PDS 0765 subfields 01 and 02 must be present in a Financial Detail Addendum (Payment
Transaction Detail)/1644 message when Payment Transactions (identified by DE 3 [Processing
Code], subfield 01 [Cardholder Transaction Type] value of 28) contains PDS 0043 (Program
Registration ID) with a value of C04, C07, C52, C53, C54, C55, C56, C57 C58, C59, or C65 and
the transaction qualifies as a crossborder Moneysend payment transaction.

Values
If present, each PDS 0765 subfield must be left-justified and cannot contain all low values or all
high values. Subfields 01 and 02 cannot contain all spaces or all zeros. Subfield 3, 4, 5, 6, 7, 8,
and 9 are optional fields.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1231
 Private data subelement definitions
Subfield 1 (Payee First Name)

Subfield 1 (Payee First Name)

PDS 0765 (MoneySend Receiver Data), subfield 1 (Payee First Name) contains the first name of
the payee.
This subfield must be provided in payment transactions (identified by DE 3 [Processing Code],
subfield 1 [Cardholder Transaction Type], value 28) when the payment transaction contains PDS
0043 (Transaction Type Identifier) with a value of C04, C07, C52, C53, C54, C55, C56, C57,
C58, C59, or C65 and the transaction qualifies as a crossborder Moneysend payment
transaction.

Attributes

Attribute Value
Subfield ID n-2 01
Subfield Length n-2 35
Data Representation ans-35
Justification Left

Subfield 2 (Payee Last Name)

PDS 0765 (MoneySend Receiver Data), subfield 2 (Payee Last Name) contains the last name of
the payee.
This subfield must be provided in payment transactions (identified by DE 3 [Processing Code],
subfield 1 [Cardholder Transaction Type], value 28) when the Payment Transaction contains
PDS 0043 (Transaction Type Identifier) with a value of C04, C07, C52, C53, C54, C55, C56,
C57, C58, C59, or C65 and the transaction qualifies as a crossborder Moneysend payment
transaction.

Attributes

Attribute Value
Subfield ID n-2 02
Subfield Length n-2 35
Data Representation ans-35
Justification Left

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1232
 Private data subelement definitions
Subfield 3 (Payee Address)

Subfield 3 (Payee Address)

PDS 0765 (MoneySend Receiver Data), subfield 3 (Payee Address) contains the street address
of the payee.

Attributes

Attribute Value
Subfield ID n-2 03
Subfield Length n-2 30
Data Representation ans-30
Justification Left

Subfield 4 (Payee City)

PDS 0765 (MoneySend Receiver Data), subfield 4 (Payee City) contains the city of the payee.

Attributes

Attribute Value
Subfield ID n-2 04
Subfield Length n-2 25
Data Representation ans-25
Justification Left

Subfield 5 (Payee State/Province Code)

PDS 0765 (MoneySend Receiver Data), subfield 5 (Payee State/Province Code) contains the
state/province code of the payee.

Attribute Value
Subfield ID n-2 05
Subfield Length n-2 03
Data Representation ans-3
Justification Left

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1233
 Private data subelement definitions
Subfield 6 (Payee Country Code)

Subfield 6 (Payee Country Code)

PDS 0765 (MoneySend Receiver Data), subfield 6 (Payee Country Code) must contain a valid
three-character alphabetic code as defined in Chapter 2 of the Quick Reference Booklet. When
territories have a defined country code in the Quick Reference Booklet, that country code must
be used.

Attributes

Attribute Value
Subfield ID n-2 06
Subfield Length n-2 03
Data Representation ans-3
Justification Left

Subfield 7 (Payee Postal Code)

PDS 0765 (MoneySend Receiver Data), subfield 7 (Payee Postal Code) contains the postal code
of the payee.

Attributes

Attribute Value
Subfield ID n-2 07
Subfield Length n-2 10
Data Representation ans-10
Justification Left

Subfield 8 (Payee Date of Birth)

PDS 0765 (MoneySend Receiver Data), subfield 8 (Payee Date of Birth) contains the date of
birth of the payee in the format: MMDDYYYY.

Attributes

Attribute Value
Subfield ID n-2 08
Subfield Length n-2 08

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1234
 Private data subelement definitions
Subfield 9 (Payee Phone Number)

Attribute Value
Data Representation n-8
Justification Left

Subfield 9 (Payee Phone Number)

PDS 0765 (MoneySend Receiver Data), subfield 9 (Payee Phone Number) contains the phone
number of the payee.

Attributes

Attribute Value
Subfield ID: n-2 09
Subfield Length: n-2 20
Data Representation: ans-20
Justification: Left

PDS 0770 (Additional Acceptor Inquiry Information)

PDS 0770 (Additional Acceptor Inquiry Information) provides additional acceptor contact data
for cardholder, acquirer, or issuer use if there are questions or disputes concerning a transaction.

Attributes

Data Representation: ans…73; TAGLLLVAR

Tag Field: 0770
Length Field: 3 positions, value = 025–073
Data Field: Variable length, 25-73 positions
Subfields: 4
Justification: See “Subfields”

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1235
 Private data subelement definitions
PDS 0770 subfields

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Common Data)/ O • C
1644

Values
If present, PDS 0770 cannot contain all low values, all high values, all spaces, or all zeros and
must be a length of 025–073.

PDS 0770 subfields

This PDS consists of four subfields.

PDS 0770 subfields

Number Positions Name Attribute Justification

1 1–25 Sales Rep Name ans-25 left
2 26–41 Sales Rep Phone Number ans-16 left
3 42–57 Sales Rep Fax Number ans-16 left
4 58-73 Technical Support Phone Number ans-16 left

Subfield 1 (Sales Rep Name)

Subfield 1 (Sales Rep Name) contains the name of the acceptor sales representative. If present,
subfield 1 must be left-justified and cannot contain all spaces.

Subfield 2 (Sales Rep Phone Number)

Subfield 2 (Sales Rep Phone Number) contains the primary phone number that the cardholder
may use to contact the acceptor sales representative.
If present, this subfield cannot contain all zeros or any of these values:
• 000-000-0000
• (000) 000-0000, or
• 000 000 0000.
For transactions from U.S. or Canadian acceptors (identified by DE 43 [Acceptor Name
Location], subfield 6 [Acceptor Country Code] containing a value of USA or CAN), subfield 2
(Sales Rep Phone Number), if present, must contain a 10-position phone number and must be
left-justified with trailing spaces, and the first three positions must be numeric.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1236
 Private data subelement definitions
PDS 0010 (Currency Rate Service)

Subfield 3: Sales Rep Fax Number

Subfield 3 (Sales Rep Fax Number) contains the fax number that the cardholder may use to
contact the acceptor sales representative.
If present, this subfield cannot contain all zeros or any of these values:
• 000-000-0000
• (000) 000-0000, or
• 000 000 0000.
For transactions from U.S. or Canadian acceptors (identified by DE 43 [Acceptor Name
Location], subfield 6 [Acceptor Country Code] containing a value of USA or CAN), subfield 3
(Sales Rep Fax Number), if present, must contain a 10-position phone number and must be left-
justified with trailing spaces, and the first three positions must be numeric.

Subfield 4 (Technical Support Phone Number)

Subfield 4 (Technical Support Phone Number) contains the phone number that the cardholder
may use to contact the acceptor for technical assistance.
If present, this subfield cannot contain all zeros or any of these values:
• 000-000-0000
• (000) 000-0000, or
• 000 000 0000.
For transactions from U.S. or Canadian acceptors (identified by DE 43 [Acceptor Name
Location], subfield 6 [Acceptor Country Code] containing a value of USA or CAN), subfield 4
(Technical Support Phone Number), if present, must contain a 10-position phone number and
must be left-justified with trailing spaces and the first three positions must be numeric.

PDS 0010 (Currency Rate Service)

PDS 0010 (Currency Rate Service) identifies transactions eligible for a Currency Rate Service
when calculating DE 6 (Amount, Cardholder Billing).

Attributes

Data representation an...7; TAGLLLVAR

Tag field 0010
Length field 3 positions, value = 001–007
Data field Variable length, 1–7 positions
Subfields 2
Justification See "Subfields"

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1237
 Private data subelement definitions
PDS 0771 (Cost Center Information)

Usage

Message Org Sys Dst

First Presentment/1240 • X C

Application notes
The Clearing system provides PDS 0010 to the issuer if the account range participates in the
Currency Rate service and the transaction qualifies for the service.

PDS 0771 (Cost Center Information)

PDS 0771 (Cost Center Information) provides information to identify the acceptor business unit
that is financially affected by the transaction.

Attributes

Data Representation: ans…36; TAGLLLVAR

Tag Field: 0771
Length Field: 3 positions, value = 018–036
Data Field: Variable length, 18–36 positions
Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1238
 Private data subelement definitions
PDS 0771 subfields

Values
If present, PDS 0771 must be a length of 18–36.

PDS 0771 subfields

This PDS consists of two subfields as defined in this table.

PDS 0771 subfields

Number Positions Name Attribute Justification

1 1–18 Cost Center Number ans-18 left
2 19-36 Cost Center Description ans-18 left

Subfield 1 (Cost Center Number)

Subfield 1 (Cost Center Number) is used to identify the acceptor business unit which is
financially impacted by the transaction.
If present, subfield 1 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

Subfield 2 (Cost Center Description)

Subfield 2 (Cost Center Description) contains a free-form text description of the information
provided in subfield 1.
If present, subfield 2 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0772 (Driver License/State Issued ID Information)

PDS 0772 (Driver License/State Issued ID Information) contains the cardholder’s driver license
or state-issued ID number and the state, province, or region code by which it was issued, and is
used for cardholder identity validation.

Attributes

Data Representation: ans…18; TAGLLLVAR

Tag Field: 0772
Length Field: 3 positions, value = 015-018
Data Field: Variable length, 15–18 position

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1239
 Private data subelement definitions
PDS 0772 subfields

Subfields: 2
Justification: See “Subfields”

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Common Data)/ O • C
1644

Values
If present, PDS 0772 must be a length of 15–18.

PDS 0772 subfields

This PDS consists of two subfields.

PDS 0772 subfields

Number Positions Name Attribute Justification

1 1–15 Driver License/State Issued ID ans-15 left
Number
2 16-18 Driver License/State Issued ID ans-3 left
State, Province, or Region Code

Subfield 1 (Driver License/State Issued ID Number)

Subfield 1 (Driver License/State Issued ID Number) contains the driver license or state-issued ID
number of the cardholder.
If present, subfield 1 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

Subfield 2 (Driver License/State Issued ID State, Province, or Region Code)

Subfield 2 (Driver License/State Issued ID State, Province, or Region Code) contains the state,
province, or region code by which the cardholder’s driver license or state issued ID is issued.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1240
 Private data subelement definitions
PDS 0773 (Payment Method Information)

If present, subfield 2 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0773 (Payment Method Information)

PDS 0773 (Payment Method Information) provides a means to identify one or multiple payment
methods and associated amounts for the transaction.

Attributes

Data Representation: an…140; TAGLLLVAR

Tag Field: 0773
Length Field: 3 positions, value = 014–140 in increments of 14
Data Field: Variable length, 014–140 positions
Subfields: 2 fixed-length subfields for each occurrence
Occurrences 1–10
Justification: See “Subfields”

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Common Data) O • C

Values
If present, PDS 0772 must be a length of 14–140, and divisible by a minimum occurrence length
of 14.

PDS 0773 subfields

This PDS may contain 1 to 10 occurrences of payment method information.
Each payment method consists of two subfields as defined in this table. Each occurrence
requires 14 positions; the length of this PDS must be a multiple of 14, with a maximum length
of 140 positions.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1241
 Private data subelement definitions
PDS 0773 subfields

PDS 0773 subfields

Number Positions Name Attribute Justification

1 1–2 Payment Method an-2 n/a
2 3-14 Amount, Payment n-12 right

Subfield 1 (Payment Method)

Subfield 1 (Payment Method) contains the payment method used by the cardholder. The valid
values for subfield 1 are listed in this table.

Values and descriptions

Value Description
01 Credit Card
02 Debit Card
03 Gift Card
04 Cash
05 Check
06 Coupon
07 Other

Subfield 2 (Amount, Payment)

Subfield 2 (Amount, Payment) contains the amount associated with the value provided in
subfield 1.
If present, subfield 2 must be numeric and greater than zero and in the same currency as the
First Presentment/1240 Transaction Currency.
All currency amounts are expressed in the minor unit of currency without a decimal separator, in
accordance with ISO standards for currency notation. For example, a payment amount of USD
212.50 is expressed as 000000021250.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1242
 Private data subelement definitions
PDS 0774 (Stock Keeping Unit (SKU) Description)

PDS 0774 (Stock Keeping Unit (SKU) Description)

PDS 0774 (Stock Keeping Unit [SKU] Description) provides the item description for the
associated SKU number.

Attributes

Data Representation: ans…200; TAGLLLVAR

Tag Field: 0774
Length Field: 3 positions, value = 001–200
Data Field: Variable length, 001–200 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

Values
If present, PDS 0774 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros and must be a length of 1–200.

PDS 0775 (Department Code)

PDS 0775 (Department Code) provides a means to identify the acceptor department from
which the goods or services were obtained.

Attributes

Data Representation: ans…8; TAGLLLVAR

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1243
 Private data subelement definitions
PDS 0776 (Alternate Custom Identifier)

Tag Field: 0775

Length Field: 3 positions, value = 001–008
Data Field: Variable length, 001–008 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

Values
If present, PDS 0775 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros and must be a length of 1–8.

PDS 0776 (Alternate Custom Identifier)

PDS 0776 (Alternate Custom Identifier) enables customers to provide custom information
pertinent to the transaction.

Attributes

Data Representation: ans…410; TAGLLLVAR

Tag Field: 0776
Length Field: 3 positions, value = 082–410 in increments of 82
Data Field: Variable length, 082–410 positions
Subfields: 2 fixed-length subfields for each occurrence
Occurrences: 1-5

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1244
 Private data subelement definitions
PDS 0776 subfields

Justification: See “Subfields”

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

Values
If PDS 0776 is present, both subfield 1 and subfield 2 must be present in each occurrence of
Alternate Custom Identifier, and the PDS must be a length of 82–410 and divisible by a
minimum occurrence length of 82.

PDS 0776 subfields

This PDS may contain 1 to 5 occurrences of alternate custom identifier information.
Each occurrence requires 82 positions; the length of this PDS must be a multiple of 82, with a
maximum length of 410 positions. Each alternate custom identifier consists of two subfields as
defined in this table.

PDS 0776 subfields

Number Positions Name Attribute Justification

1 1–6 Alternate Custom Identifier Type ans-06 n/a
2 7–82 Alternate Custom Identifier ans-76 left
Detail

Subfield 1 (Alternate Custom Identifier Type)

Subfield 1 (Alternate Custom Identifier Type) identifies the type of custom information that is
contained in subfield 2 as free-form text. The valid values for subfield 1 are listed in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1245
 Private data subelement definitions
PDS 0777 (Promotion Code)

Values and descriptions

Value Description
CUSORD Customer Order
CUSTPO Customer Purchase Order
FOLNUM Folio Number
INVACT Invoice or Account Number
OTHER1 Other
OTHER2 Other
PRCHID Purchase Identification
RECLOC Record Locator
RESNUM Reservation Number
RNTAGR Rental Agreement
SUPINV Supplier Invoice
SUPORD Supplier Order
TKTNUM Ticket Number
TRANID Transaction Identification
TRKNUM Tracking Number

Subfield 2 (Alternate Custom Identifier Detail)

Subfield 2 (Alternate Custom Identifier Detail) is a free-form text field for certain information
pertinent to the transaction. The information provided should relate to the value provided in
subfield 1.
If present, subfield 2 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

PDS 0777 (Promotion Code)

PDS 0777 provides a means to identify the promotion code associated with the goods or
services being purchased.

Attributes

Data Representation: ans…6; TAGLLLVAR

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1246
 Private data subelement definitions
PDS 0777 (Promotion Code)

Tag Field: 0777

Length Field: 3 positions, value = 001–006
Data Field: Variable length, 001–006 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this data element (whether it is mandatory, conditional, optional,
system-provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644

Values
If present, PDS 0777 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros and must be a length of 1–6.

Values

Values Description
ARGCTA Installment payment transaction within Argentina
AGROF1 Mastercard Agro Card
BNDES1 Brazil intracountry transactions using the Mastercard BNDES Card
COLCTA Installment payment transaction within Colombia
GREECE Installment payment transaction within Greece
HGMINS Installment payment transaction for Croatia, Czech Republic,
Georgia, Hungary, Romania, Serbia, Slovakia, Slovenia, and Ukraine
MCGARS Identifies Global Automated Service (GARS) Stand-In activity
MCINST Mastercard Installment Payment
MEXCTA Installment payment transaction within Mexico
PARCEL Installment payment transaction within Brazil

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1247
 Private data subelement definitions
PDS 0781 (Fleet Spend Control Enforced)

Values Description
PERCTA Installment payment transaction within Peru
PHINST Installment payment transaction within Philippines
PRYCTA Installment payment transaction within Paraguay
URYCTA Installment payment transaction within Uruguay

PDS 0781 (Fleet Spend Control Enforced)

PDS 0781 (Fleet Spend Control Enforced) contains the information, on a transaction basis, that
merchants use to determine what products or group of products may be purchased using EMV
compliant technology.

Attributes

Data Representation: an-16; TAGLLL

Tag Field: 0781
Length Field: 3 positions, value = 016
Data Field: Fixed length, 16 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail O • C
Addendum (Corporate
Fleet Transaction
Information)/1644

PDS 0781 is used to inform issuers of the purchase restrictions enforced by the merchant point
of sale. PDS 0781 should contain the Conexxus Purchase Restriction Tag information value
found in tag DF32 read from the EMV chip.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1248
 Private data subelement definitions
PDS 0782 (Fleet Fuel Information)

Usage of PDS 0781 is required only for EMV chip cards personalized using the IFSF/Conexxus
specification for retrieving supplemental data from acceptors and cardholders.

Alternate flow
In scenarios where the merchant supports the Dual Message Authorization field DE 106,
subelement 02 Merchant Fleet Spend Control Override Capability and the issuer provides a
response value in Dual Message Authorization field DE 106, subelement 3 (Fleet Spend Control
Override Items) in the Authorization Request Response/0110 message, which is enforced by the
merchant at the point of sale, then that spend control data will be populated in PDS 0781.
PDS 0781 should be formatted as read from the EMV chip or provided in authorization in DE
106, subelement 03 (Fleet Spend Control Override Items) which is formatted according to
Conexxus standards.

Values
If present, PDS 0781 must be a fixed length of 16 and cannot contain all zeros or all spaces.

PDS 0782 (Fleet Fuel Information)

PDS 0782 (Fleet Fuel Information) contains the acquirer's Fleet fuel product code translated
from the information the attendant entered.

Attributes

Data Representation: ns-35; TAGLLL

Tag Field: 0782
Length Field: 3 positions, value = 035
Data Field: Fixed length, 35 positions
Subfields: 6
Justification: See "Subfields"

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1249
 Private data subelement definitions
PDS 0782 (Fleet Fuel Information)

Usage

Message Type Identifier Org Sys Dst

Financial Detail C • C
Addendum (Corporate
Fleet Transaction
Information)/1644

Usage of PDS 0782 is required only for EMV chip cards personalized using the IFSF/Conexxus
specification for retrieving supplemental data from acceptors and cardholders.

This PDS must be present in the Financial Detail Addendum (Corporate Fleet Transaction
Information)/1644 message when PDS 0622 (Motor Fuel Service Type) is present and contains
a value other than 3 for the following U.S.-acquired commercial interchange rate programs.

IRDs and descriptions

IRD Description
F1 Commercial Fleet Data Rate I
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

Values
If present, PDS 0782 Fleet Fuel Information must be a fixed length of 35.

Requirements
These are the requirements regulating the use of PDS 0782.
For Mastercard Corporate Fleet Card or Mastercard Government Commercial Card
transactions, PDS 0782, subfield 6 (Fleet Fuel Sale Amount) must equal the product of the
value of PDS 0782, subfield 2 (Fleet Fuel Unit Price) multiplied by the value in PDS 0782,
subfield 4 (Fleet Fuel Quantity). A tolerance of five percent is permitted to address rounding
issues. The tolerance is applied on PDS 0782, subfield 6 (Sale Amount) and not on the
calculated value (PDS 0782, subfield 2 multiplied by PDS 0782, subfield 4). Also, this edit does
not round the calculated amount and low/high tolerance amounts to the transaction currency
exponent, and keeps six decimal positions on these values.

Subfields
PDS 0782 contains six subfields.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1250
 Private data subelement definitions
Subfield 1 (Fleet Fuel Product Code)

Number Position Name Attribute Justification

1 1–3 Fleet Fuel Product n-3 right
Code
2 4-15 Fleet Fuel Unit n-12 right
Price
3 16 Fleet Fuel Unit of ns-1 N/A
Measure
4 17-22 Fleet Fuel Quantity n-6 right
5 23 Fleet Fuel Quantity n-1 N/A
Exponent
6 24-35 Fleet Fuel Sale n-12 right
Amount

Subfield 1 (Fleet Fuel Product Code)

If PDS 0782 is present, subfield 1 must be one of the values listed in this table.
The following list of product code values is based on the Conexxus Payment System Product
Codes version 4.1.

Values and descriptions

Value Description
001 Regular
002 Mid/Plus
003 Premium/Super
004 Mid/Plus 2
005 Premium/Super 2
011 <Deprecated> Ethanol (5.7% blend)
012 <Deprecated> Mid/Plus Ethanol (5.7% blend)
013 <Deprecated> Premium/Super Ethanol (5.7%
blend)
014 <Deprecated> Ethanol (7.7% blend)
015 <Deprecated> Mid/Plus Ethanol (7.7% blend)
016 Green Gasoline Regular (Plant based not petroleum
based)

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1251
 Private data subelement definitions
Subfield 1 (Fleet Fuel Product Code)

Value Description
017 Green Gasoline Mid/Plus (Plant based not
petroleum based)
018 Green Gasoline Premium/Super (Plant based not
petroleum based)
019 Regular Diesel #2
020 Premium Diesel #2
021 Regular Diesel #1
022 Compressed Natural Gas
023 Liquid Propane Gas
024 Liquid Natural Gas
026 E-85
027 Reformulated 1
028 Reformulated 2
029 Reformulated 3
030 Reformulated 4
031 Reformulated 5
032 Diesel Off-Road (#1 and #2 Non-Taxable)
033 Diesel Off-Road (Non-Taxable)
034 Biodiesel Blend Off-Road (Non-Taxable)
035 Undefined Fuel - Reserved for Conexxus Future
036 Racing Fuel
037 Mid/Plus 2 (10% Blend)
038 Premium/Super 2 (10% Blend)
039 Mid/Plus Ethanol 2 (15% Blend)
040 Premium/Super Ethanol 2 (15% Blend)
041 <Deprecated> Premium/Super Ethanol (7.7%
Blend)
042 Regular Ethanol (10% Blend)
043 Mid/Plus Ethanol (10% Blend)
044 Premium/Super Ethanol (10% Blend)
045 B2 Diesel Blend 2% Biodiesel
046 B5 Diesel Blend 5% Biodiesel

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1252
 Private data subelement definitions
Subfield 1 (Fleet Fuel Product Code)

Value Description
047 B10 Diesel Blend 10% Biodiesel
048 B11 Diesel Blend 11% Biodiesel
049 B15 Diesel Blend 15% Biodiesel
050 B20 Diesel Blend 20% Biodiesel
051 B100 Diesel Blend 100% Biodiesel
052 B1 Diesel Blend 1% Biodiesel
053 Additized Diesel #2
054 Additized Diesel #3
060 Renewable Diesel (>=R95) (meets ASTM D975 in
US / EN 590 in Europe)
061 Renewable Diesel (Biodiesel 6%-20%) (meets
ASTM D7467 in US)
062 DEF (Diesel Exhaust Fluid)
063 Premium Diesel #1
064 Regular Ethanol (15% Blend)
065 Mid/Plus Ethanol (15% Blend)
066 Premium/Super Ethanol (15% Blend)
067 Premium Diesel Blend <20% Biodiesel
068 Premium Diesel Blend >= 20% Biodiesel
069 B75 Diesel Blend 75% Biodiesel
070 B99 Diesel Blend 99% Biodiesel
099 Miscellaneous Fuel
150 Jet Fuel
151 Aviation Fuel Regular
152 Aviation Fuel Premium
153 Aviation Fuel JP8
154 Aviation Fuel 4
155 Aviation Fuel 5
156 Biojet (Diesel)
157 Aviation Biofuel (Gasoline)
174 Miscellaneous Aviation Fuel

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1253
 Private data subelement definitions
Subfield 1 (Fleet Fuel Product Code)

Value Description
225 Marine Fuel 1
226 Marine Fuel 2
227 Marine Fuel 3
228 Marine Fuel 4
229 Marine Fuel 5
230 Marine - Other
231 Marine Diesel
249 Miscellaneous Marine Fuel
300 Kerosene – Low Sulfur
301 White Gas
302 Heating Oil
304 Other Fuel (Non-Taxable)
305 Kerosene – Ultra Low Sulfur
306 Kerosene – Low Sulfur (Non-Taxable)
307 Kerosene – Ultra Low Sulfur (Non-Taxable)
308 EVC-1 – Level 1 charge = 110v 15 amp
309 EVC-2 – Level 2 charge = 240v 15-40 amp
310 EVC-3 – Level 3 charge = 480v 3 phase charge
311 Biodiesel Blend 2% Off-Road (Non-Taxable)
312 Biodiesel Blend 5% Off-Road (Non-Taxable)
313 Biodiesel Blend 10% Off-Road (Non-Taxable)
314 Biodiesel Blend 11% Off-Road (Non-Taxable)
315 Biodiesel Blend 15% Off-Road (Non-Taxable)
316 Biodiesel Blend 20% Off-Road (Non-Taxable)
317 Diesel #1 Off-Road (Non-Taxable)
318 Diesel #2 Off-Road (Non-Taxable)
319 Diesel #1 Premium Off-Road (Non-Taxable)
320 Diesel #2 Premium Off-Road (Non-Taxable)
321 Additive Dosage
322 Ethanol Blends E16-E84
323 Low Octane UNL

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1254
 Private data subelement definitions
Subfield 2 (Fleet Fuel Unit Price)

Value Description
324 Blended Diesel (#1 and #2)
325 Off-Road Regular (Non-Taxable)
326 Off-Road Mid/Plus (Non-Taxable)
327 Off-Road Premium/Super (Non-Taxable)
328 Off-Road Mid/Plus 2 (Non-Taxable)
329 Off-Road Premium/Super 2 (Non-Taxable)
330 Recreational Fuel (90 Octane)
331 Hydrogen H35
332 Hydrogen H70
333 Renewable Diesel (>=R95) Off-Road (Non-Taxable)
(meets ASTM D975 in US / EN 590 in Europe)
334 Biodiesel Blend 1% Off-Road (Non-Taxable)
335 Biodiesel Blend 75% Off-Road (Non-Taxable)
336 Biodiesel Blend 99% Off-Road (Non-Taxable)
337 Biodiesel Blend 100% Off-Road (Non-Taxable)
338 Renewable Diesel (Biodiesel 6%-20%) Off-Road
(Non-taxable) (meets ASTM D7467 in US)
399 Miscellaneous Other Fuel

Subfield 2 (Fleet Fuel Unit Price)

If PDS 0782 is present, subfield 2 must be right-justified and numeric.
The fleet fuel unit price must be right justified with three positions to the right of the decimal.

Subfield 3 (Fleet Fuel Unit of Measure)

If PDS 0782 is present, Fleet Fuel Unit of Measure must be a space or in the range 1–8 as in this
table.

Values and descriptions

Value Description
1 Gallons
2 Liters
3 Pounds

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1255
 Private data subelement definitions
Subfield 4 (Fleet Fuel Quantity)

Value Description
4 Kilos
5 Imperial gallons
6 Kilowatt hour
7 Minutes
8 Hours
Space Not Applicable

Subfield 4 (Fleet Fuel Quantity)

If PDS 0782 is present, fleet fuel quantity must be numeric and greater than zero.

Subfield 5 (Fleet Fuel Quantity Exponent)

If PDS 0782 is present, fleet fuel quantity exponent must be in the range 0–5. PDS 0782,
subfield 5 (Fleet Fuel Quantity Exponent) is assumed to be three positions.

Subfield 6 (Fleet Fuel Sale Amount)

If PDS 0782 is present, Fleet Fuel Sale Amount must be numeric and greater than zero and in
the same currency as the First Presentment/1240.
The currency exponent for PDS 0782, subfield 6 (Fleet Fuel Sale Amount) is based on the
exponent associated with the DE 49 (Currency Code, Transaction) from the associated First
Presentment/1240 message.

PDS 0783 (Fleet Product Code)

PDS 0783 (Fleet Product Code) contains the non-fuel related product code of the individual
item purchased.

Attributes

Data Representation: ans…15; TAGLLLVAR

Tag Field: 0783
Length Field: 3 positions, value = 001–015
Data Field: Variable length, 1–15 positions
Subfields: None

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1256
 Private data subelement definitions
PDS 0783 (Fleet Product Code)

Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail C • C
Addendum (Corporate
Line Item Detail)/1644

The Fleet Product Code should be provided for Fleet card transactions occurring at fuel
locations, when PDS 0622 (Motor Fuel Service Type) is a value of 3.
Usage of PDS 0783 is required only for EMV chip cards personalized using the IFSF/Conexxus
specification for retrieving supplemental data from acceptors and cardholders.
PDS 0783 (Fleet Product Code) must be present in the Financial Detail Addendum (Corporate
Line Item Detail)/1644 message for Fleet Card product MCF and MGF transactions when all
these conditions occur.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet non-fuel
maintenance location MCCs: 5013, 5511, 5531, 5532, 5533, 5599, 7531, 7534, 7535, 7538,
7542, 7549, 7692, or 7699
• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

IRDs and descriptions

IRD Description
F3 Commercial Fleet Data Rate III
FL Commercial Fleet Large Ticket

PDS 0783 (Fleet Product Code) must be present in the Financial Detail Addendum (Corporate
Line Item Detail)/1644 message for Fleet Card product MCF and MGF transactions when all
these conditions occur:
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet fuel location
MCCs: 4468, 5499, 5541, 5552, or 5983

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1257
 Private data subelement definitions
PDS 0783 (Fleet Product Code)

• PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel items being
purchased) in the Financial Detail Addendum (Corporate Fleet Transaction Information)/
1644 message.
• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

IRDs and descriptions

IRD Description
F1 Commercial Fleet Data Rate I
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

Values
When a Financial Detail Addendum (Corporate Line-Item Detail)/1644 is submitted in
conjunction with non-fuel purchases conducted with a Mastercard Corporate Fleet Card or
Mastercard Government Commercial Card at a non-fuel location, PDS 0783 should be provided
and must contain a three-position non-fuel product code listed in this table.
The following list of product code values is based on the Conexxus Payment System Product
Codes version 4.1.

Value Description
100 General Automotive Merchandise
101 Motor Oil
102 Car Wash
103 Oil Change
104 Oil Filter
105 Work Order
106 Anti-Freeze
107 Washer Fluid
108 Brake Fluid
109 Tires
110 Federal Excise Tax (Tires)
111 Tire Rotation

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1258
 Private data subelement definitions
PDS 0783 (Fleet Product Code)

Value Description
112 Batteries
113 Lube
114 Inspection
115 Labor
116 Towing
117 Road Service
118 Vehicle Accessories
119 Vehicle Parts
120 Preventative Maintenance
121 Air Conditioning Service
122 Engine Service
123 Transmission Service
124 Brake Service
125 Exhaust Service
126 Body Work
127 Vehicle Glass
128 Synthetic Oil
129 Lamps
130 Wipers
131 Hoses
132 Tire-related (Wheel Balance, Valve Stem)
133 Repairs
134 Service Package
135 Vehicle Parking
136 Truck Tank Cleaning
137 Other Lubricants
138 Vehicle Fuel Additives/Treatment (Injected)
139 Vehicle Rental
140 Air Filter
141 Vehicle Prep
142 Fuel System

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1259
 Private data subelement definitions
PDS 0783 (Fleet Product Code)

Value Description
149 Miscellaneous Vehicle Products / Services
175 Storage
176 Aircraft Ground Handling
177 Aircraft Ground Power Unit
178 Aircraft Labor
179 Aircraft Work Order
180 Aircraft Maintenance
181 Aircraft Service
182 Transportation
183 De-icing
184 Ramp Fees
185 Catering
186 Hangar Fee
187 Landing Fee
188 Call Out Fee
189 Aircraft Rental
190 Instruction Fee
191 Flight Plans / Weather Brief
192 Charter Fee
193 Communication Fee
194 Aircraft Cleaning
195 Cargo Handling
196 Aircraft Accessories
197 Pilot Supplies
198 Aircraft Parking Fees
199 Aircraft Tie Down Fees
200 Aircraft Sanitation Fees
201 Aircraft Fuel Additive
202 AC Parts
203 Oxygen
204 De-fuel

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1260
 Private data subelement definitions
PDS 0783 (Fleet Product Code)

Value Description
205 Re-service
206 Static Dissipater Additive
207 Corrosion Inhibitor
208 Airport Fees
209 Overtime Fees
210 IT/Bladder
211 Ground Equipment Service Fees
212 Secure Fees
213 Flow Fee
224 Miscellaneous Aviation Products/Services
250 Marine Service
251 Marine Labor
252 Marine Work Order
253 Launch Fee
254 Slip Rental
400 General Merchandise
401 General Ice
410 General Tobacco
411 Cigarettes
412 Tobacco - Other
420 General Packaged Beverage
421 Packaged Beverages (non-alcoholic)
422 Packaged Juice
423 Other Packaged Beverages
430 General Dispensed Beverage
431 Hot Dispensed Beverages
432 Cold Dispensed Beverages
433 Frozen Dispensed Beverages
434 Other Dispensed Beverages
440 General Snacks
441 Salty Snacks

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1261
 Private data subelement definitions
PDS 0783 (Fleet Product Code)

Value Description
442 Alternative Snacks
443 Sweet Snacks - Packaged
450 General Candy
460 General Dairy
461 Fluid Milk Products
462 Packaged Ice Cream/Novelties
463 Other Dairy
470 General Grocery
471 Groceries - Edible
472 Groceries - Non-Edible
473 Groceries - Perishable
474 Bread - Packaged
475 Frozen Foods
480 General Alcohol
481 Beer - Alcoholic
482 Beer - Non-Alcoholic
483 Wine
484 Liquor
490 General Deli
491 Packaged Sandwiches/Deli Products
492 Prepared Foods
493 Deli Items
500 General Food service
510 General Lottery
511 Lottery - Instant
512 Lottery - Online
513 Lottery - Other
520 General Money Order
521 Money Order - Vendor Payment
522 Money Order - Payroll Check
523 Money Order - Gift Certificate

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1262
 Private data subelement definitions
PDS 0783 (Fleet Product Code)

Value Description
524 Money Order - Refund Check
525 Money Order - Official Check
526 Money Order - Rebate Check
527 Money Order - Dividend Check
528 Money Order - Utility Check
530 General Store Service
531 Home Delivery
532 Prepaid Cards - Purchase
533 Prepaid Cards - Activation/Recharge
534 Membership/Loyalty
540 General Health & Beauty Care
550 General Publications
560 PIN Activate Prepaid Card
561 PIN Return Prepaid Card
562 Enable Device/Handset Unlock
563 Disable Device/Handset Lock
564 3rd Party Prepaid Card Activate
565 3rd Party Prepaid Card Reload
566 Financial Prepaid Card Activate
567 Financial Prepaid Card Reload
568 Proprietary Prepaid Card Activate
569 Proprietary Prepaid Card Reload
570 General Purpose Activate
571 General Purpose Reload
572 Real Time Recharge
573 Wireless Real Time Recharge
574 Single Payee Bill Pay
575 Multiple Payee Bill Pay
600 Packaged DEF (Diesel Exhaust Fluid)
601 Packaged B99
602 Packaged B100

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1263
 Private data subelement definitions
PDS 0783 (Fleet Product Code)

Value Description
603 Packaged Additive
604 Packaged Kerosene
605 Packaged Propane
624 Miscellaneous Packaged Fuels
650 Scales
651 Shower
652 Tire Repair
653 Lodging
654 Wash Out
655 Trailer Wash
656 RV Dump Fee
657 EV Charging Fee
658 EV Battery Exchanges
659 Toll Payments
700 Cannabidiol (CBD)
900 Discount 1
901 Discount 2
902 Discount 3
903 Discount 4
904 Discount 5
905 Coupon 1
906 Coupon 2
907 Coupon 3
908 Coupon 4
909 Coupon 5
910 Lottery Pay Out - Instant
911 Lottery Pay Out - Online
912 Lottery Pay Out - Other
913 Split Tender
914 Tax Discount/Forgiven
915 Local Discount 1

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1264
 Private data subelement definitions
PDS 0783 (Fleet Product Code)

Value Description
916 Local Discount 2
917 Local Discount 3
918 Local Discount 4
919 Local Discount 5
920 POS/Loyalty Reserved Discount 1
921 POS/Loyalty Reserved Discount 2
922 POS/Loyalty Reserved Discount 3
923 POS/Loyalty Reserved Discount 4
924 POS/Loyalty Reserved Discount 5
949 Miscellaneous Negative Administrative
950 Tax 1
951 Tax 2
952 Tax 3
953 Tax 4
954 Tax 5
955 Cash Back
956 Cash Back Fee
957 Fee 1
958 Fee 2
959 Fee 3
960 Fee 4
961 Fee 5
962 Miscellaneous Aviation Tax
963 GST/HST (Canadian)/VAT 1
964 PST/QST (Canadian) VAT 2
965 SWT Rate (Canadian)
966 Tax 6
967 Tax 7
968 Tax 8
969 Jet Federal Excise Tax
970 AvGas Federal Excise Tax

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1265
 Private data subelement definitions
PDS 0784 (Fleet Item Description)

Value Description
971 Charity
972 Gratuity
999 Miscellaneous Administrative

PDS 0784 (Fleet Item Description)

PDS 0784 (Fleet Item Description) contains the description of the non-fuel item being
purchased.

Attributes

Data Representation: ans…35; TAGLLLVAR

Tag Field: 0784
Length Field: 3 positions, value = 001–035
Data Field: Variable length, 1–35 positions
Subfields: None
Justification: Left

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail C • C
Addendum (Corporate
Line Item Detail)/1644

PDS 0784 (Fleet Item Description) should be present in the Financial Detail Addendum
(Corporate Line-Item Detail)/1644 message when PDS 0622 (Motor Fuel Service Type) is
present with a value of 3 (Only non-fuel items being purchased) in the Financial Detail
Addendum (Corporate Fleet Transaction Information)/1644 message.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1266
 Private data subelement definitions
PDS 0784 (Fleet Item Description)

Usage of PDS 0784 is required only for EMV chip cards personalized using the IFSF/Conexxus
specification for retrieving supplemental data from acceptors and cardholders.
PDS 0784 (Fleet Item Description) must be present in the Financial Detail Addendum
(Corporate Line Item Detail)/1644 message for Fleet Card product MCF and MGF transactions
when all these conditions occur.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet non-fuel
maintenance location MCCs: 5013, 5511, 5531, 5532, 5533, 5599, 7531, 7534, 7535, 7538,
7542, 7549, 7692, or 7699
• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

IRDs and descriptions

IRD Description
F3 Commercial Fleet Data Rate III
FL Commercial Fleet Large Ticket

PDS 0784 (Fleet Item Description) must be present in the Financial Detail Addendum
(Corporate Line Item Detail)/1644 message for Fleet Card product MCF and MGF transactions
when all these conditions occur.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet fuel location
MCCs: 4468, 5499, 5541, 5552, or 5983.
• PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel items being
purchased) in the Financial Detail Addendum (Corporate Fleet Transaction Information)/
1644 message.
• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

IRDs and descriptions

IRD Description
F1 Commercial Fleet Data Rate I
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1267
 Private data subelement definitions
PDS 0785 (Fleet Item Quantity)

Values
PDS 0784 must be left justified, cannot contain all spaces, and a minimum length of 1 and a
maximum length of 35.

PDS 0785 (Fleet Item Quantity)

PDS 0785 (Fleet Item Quantity) indicates the quantity of the item purchased and the
associated decimal point location.

Attributes

Data Representation: n-13; TAGLLL

Tag Field: 0785
Length Field: 3 positions, value = 013
Data Field: Fixed length, 13 positions
Subfields: 2
Justification: See "Subfields"

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail C • C
Addendum (Corporate
Line Item Detail)/1644

PDS 0785 (Fleet Item Quantity) should be present in the Financial Detail Addendum (Corporate
Line-Item Detail)/1644 message when PDS 0622 (Motor Fuel Service Type) is present with a
value of 3 (Only non-fuel items being purchased) in the Financial Detail Addendum (Corporate
Fleet Transaction Information)/1644 message.
Usage of PDS 0785 is required only for EMV chip cards personalized using the IFSF/Conexxus
specification for retrieving supplemental data from acceptors and cardholders.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1268
 Private data subelement definitions
PDS 0785 (Fleet Item Quantity)

PDS 0785 (Fleet Item Quantity) must be present in the Financial Detail Addendum (Corporate
Line Item Detail)/1644 message for Fleet Card product MCF and MGF transactions when all
these conditions occur.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet non-fuel
maintenance location MCCs: 5013, 5511, 5531, 5532, 5533, 5599, 7531, 7534, 7535, 7538,
7542, 7549, 7692, or 7699.
• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

IRDs and descriptions

IRD Description
F3 Commercial Fleet Data Rate III
FL Commercial Fleet Large Ticket

PDS 0785 (Fleet Item Quantity) must be present in the Financial Detail Addendum (Corporate
Line Item Detail)/1644 message for Fleet Card product MCF and MGF transactions when all
these conditions occur.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet fuel location
MCCs: 4468, 5499, 5541, 5552, or 5983.
• PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel items being
purchased) in the Financial Detail Addendum (Corporate Fleet Transaction Information)/
1644 message.
• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

IRDs and descriptions

IRD Description
F1 Commercial Fleet Data Rate I
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

Values
PDS 0785 must be a fixed length of 13.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1269
 Private data subelement definitions
Subfield 1 (Fleet Item Quantity)

Subfields
PDS 0785 consists of two subfields. PDS 0785 subfields are listed in this table.

Number Position Name Attribute Justification

1 1-12 Fleet Item n-12 right
Quantity
2 13 Fleet Item n-1 N/A
Quantity Exponent

Subfield 1 (Fleet Item Quantity)

If present, subfield 1 (Fleet Item Quantity) must be numeric and greater than zero.

Subfield 2 (Fleet Item Quantity Exponent)

Subfield 2 (Fleet Item Quantity Exponent) indicates the decimal location for the Item Quantity
subfield.
If PDS 0785 is present, subfield 2 must be numeric and contain a value of 0 to 5.

PDS 0786 (Fleet Item Unit of Measure)

PDS 0786 (Fleet Item Unit of Measure) contains the line-item unit of measurement code.

Attributes

Data Representation: ans…12; TAGLLLVAR

Tag Field: 0786
Length Field: 3 positions, value = 001–012
Data Field: Variable length, 1–12 positions
Subfields: None
Justification: N/A

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1270
 Private data subelement definitions
PDS 0786 (Fleet Item Unit of Measure)

Usage

Message Type Identifier Org Sys Dst

Financial Detail C • C
Addendum (Corporate
Line Item Detail)/1644

PDS 0786 (Fleet Item Unit of Measure) should be present in the Financial Detail Addendum
(Corporate Line-Item Detail)/1644 message when PDS 0622 (Motor Fuel Service Type) is
present with a value of 3 (Only non-fuel items being purchased) in the Financial Detail
Addendum (Corporate Fleet Transaction Information)/1644 message.
Usage of PDS 0786 is required only for EMV chip cards personalized using the IFSF/Conexxus
specification for retrieving supplemental data from acceptors and cardholders.
PDS 0786 (Fleet Item Unit of Measure) must be present in the Financial Detail Addendum
(Corporate Line Item Detail)/1644 message for Fleet Card product MCF and MGF transactions
when all these conditions occur.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet non-fuel
maintenance location MCCs: 5013, 5511, 5531, 5532, 5533, 5599, 7531, 7534, 7535, 7538,
7542, 7549, 7692, or 7699.
• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

IRDs and descriptions

IRD Description
F3 Commercial Fleet Data Rate III
FL Commercial Fleet Large Ticket

PDS 0786 (Fleet Item Unit of Measure) must be present in the Financial Detail Addendum
(Corporate Line Item Detail)/1644 message for Fleet Card product MCF and MGF transactions
when all these conditions occur.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet fuel location
MCCs: 4468, 5499, 5541, 5552, or 5983.
• PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel items being
purchased) in the Financial Detail Addendum (Corporate Fleet Transaction Information)/
1644 message.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1271
 Private data subelement definitions
PDS 0787 (Fleet Extended Item Amount)

• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

IRDs and descriptions

IRD Description
F1 Commercial Fleet Data Rate I
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

Values
If present, PDS 0786 cannot contain all zeros, all spaces and must be a minimum length of 1
and a maximum length of 12.

PDS 0787 (Fleet Extended Item Amount)

PDS 0787(Fleet Extended Item Amount) contains the individual item amount that is normally
calculated as price multiplied by quantity.

Attributes

Data Representation: ans-14; TAGLLL

Tag Field: 0787
Length Field: 3 positions, value = 014
Data Field: Fixed length, 14 positions
Subfields: 3
Justification: See "Subfields"

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1272
 Private data subelement definitions
PDS 0787 (Fleet Extended Item Amount)

Usage

Message Type Identifier Org Sys Dst

Financial Detail C • C
Addendum (Corporate
Line Item Detail)/1644

PDS 0787 (Fleet Item Quantity) should be present in the Financial Detail Addendum (Corporate
Line-Item Detail)/1644 message when PDS 0622 (Motor Fuel Service Type) is present with a
value of 3 (Only non-fuel items being purchased) in the Financial Detail Addendum (Corporate
Fleet Transaction Information)/1644 message.
Usage of PDS 0787 is required only for EMV chip cards personalized using the IFSF/Conexxus
specification for retrieving supplemental data from acceptors and cardholders.
PDS 0787 (Fleet Extended Item Amount) must be present in the Financial Detail Addendum
(Corporate Line Item Detail)/1644 message for Fleet Card product MCF and MGF transactions
when all these conditions occur.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet non-fuel
maintenance location MCCs: 5013, 5511, 5531, 5532, 5533, 5599, 7531, 7534, 7535, 7538,
7542, 7549, 7692, or 7699.
• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

IRDs and descriptions

IRD Description
F3 Commercial Fleet Data Rate III
FL Commercial Fleet Large Ticket

PDS 0787 (Fleet Extended Item Amount) must be present in the Financial Detail Addendum
(Corporate Line Item Detail)/1644 message for Fleet Card product MCF and MGF transactions
when all these conditions occur.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet fuel location
MCCs: 4468, 5499, 5541, 5552, or 5983.
• PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel items being
purchased) in the Financial Detail Addendum (Corporate Fleet Transaction Information)/
1644 message.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1273
 Private data subelement definitions
Subfield 1 (Fleet Extended Item Amount)

• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

IRDs and descriptions

IRD Description
F1 Commercial Fleet Data Rate I
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

Values
If present, PDS 0787 must be a fixed length of 014.
To allow for situations in which the item is zero cost to the customer, PDS 0650 (Zero Cost to
Customer) must also be present in the Corporate Line Item Detail Addendum message, and
equal to Y. PDS 0787 subfield 1 may contain zero in this circumstance.

Subfields
PDS 0787 consists of three subfields. PDS 0787 subfields are listed in this table.

Number Position Name Attribute Justification

1 1-12 Fleet Extended n-12 right
Item Amount
2 13 Fleet Extended n-1 N/A
Item Amount
Exponent
3 14 Fleet Extended a-1 N/A
Item Amount Sign

Subfield 1 (Fleet Extended Item Amount)

If PDS 0787 is present, subfield 1 (Fleet Extended Item Amount) must contain the amount and
be numeric and greater than zero, unless PDS 0650 (Zero Cost to Customer) is present and
equal to Y.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1274
 Private data subelement definitions
Subfield 2 (Fleet Extended Item Amount Exponent)

Subfield 2 (Fleet Extended Item Amount Exponent)

If PDS 0787 is present, subfield 2 (Fleet Extended Item Amount Exponent) must be numeric and
contain a value of 0 to 5.

NOTE: Financial Detail Addendum/1644 messages that contain amounts and amounts exponents
should use the same currency and exponent of the Amount, Transaction in the associated First
Presentment/1240 message.

Subfield 3 (Fleet Extended Item Amount Sign)

If PDS 0787 is present, subfield 3 (Fleet Extended Item Amount Sign) must contain a value of D
or C. This subfield identifies whether PDS 0787 is a debit or credit from the perspective of the
cardholder.

Values and descriptions

Value Description
D Extended item amount is a debit.
C Extended item amount is a credit.

PDS 0790 (Fleet Prompted Data 1)

PDS 0790 (Fleet Prompted Data 1) contains the Prompt Code read from a card chip that
indicates prompts that occur at the point of interaction and the data entered in response by the
cardholder into the point-of-sale device.

Attributes

Data Representation: ans...38; TAGLLLVAR

Tag Field: 0790
Length Field: 3 positions, value = 004-038
Data Field: Variable length, 4-38 positions
Subfields: 2
Justification: See Subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1275
 Private data subelement definitions
PDS 0790 (Fleet Prompted Data 1)

Usage

Message Type Identifier Org Sys Dst

Financial Detail C • C
Addendum (Corporate
Fleet Transaction
Information)/1644

Usage of PDS 0790 is required only for EMV chip cards personalized using the IFSF/Conexxus
specification for retrieving supplemental data from acceptors and cardholders.
PDS 0790 (Fleet Prompted Data 1) must be present in the Financial Detail Addendum
(Corporate Fleet Transaction Information)/1644 message for Fleet Card product MCF and MGF
transactions when all these conditions occur.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet fuel location
MCCs: 4468, 5499, 5541, 5542, or 5983.
• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

IRDs and descriptions

IRD Description
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

Values
If present, PDS 0790 must be variable length of 4-38 positions.

Subfields
PDS 0790 consists of two subfields. PDS 0790 subfields are listed in this table.

Number Position Name Attribute Justification

1 1-3 Prompt Code 1 n-3 Right
2 4-38 Driver Related ans 1-35 Left
Data 1

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1276
 Private data subelement definitions
Subfield 1 (Prompt Code 1)

Subfield 1 (Prompt Code 1)

Prompt Code contains a code that specifies the information requested to be provided by the
cardholder at the POI.

Values and descriptions

If present, PDS 0790 subfield 1 (Prompt Code 1) must contain one of the values listed in this
table.

Value Description
001 User ID
002 Vehicle Number
003 Vehicle Tag
004 Driver ID
005 Odometer
009 Work Order / P.O. Number
010 Invoice Number
011 Trip Number
012 Unit Number
013 Reefer Hours
015 ZIP Code / Postal Code
016 Replacement Car
017 Entered Data Num
018 Web Portal Data
019 Entered Data Alpha
021 Job Number
022 Maintenance ID
023 Department Number
024 Trailer Number
025 Delivery Ticket Number
026 Hubometer
033 Sub Fleet Number
035 Transaction Number
036 Control Number

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1277
 Private data subelement definitions
Subfield 2 (Driver Related Data 1)

Value Description
038 Reefer Temperature
040 Driver or Vehicle Card
041 Customer Number
042 Additional Card Data
043 Additional Vehicle Data
044 Engine Hours
045 Tank Level Start
046 Fuel Gauge Level
047 Battery Voltage
048 Coolant Temperature
049 Check Engine Status
050 Fuel Economy
051 Engine RPM
052 Engine Load
053 Engine Oil Temperature
054 Engine Time Total
055 Hard Breaking
056 Hard Acceleration
058 Idle Time
065 Total Idle Time
067 Engine Oil Pressure
068 Engine Oil Life
069 Billing ID

Subfield 2 (Driver Related Data 1)

Driver Related Data contains the data entered in response to the Prompt Code obtained at the
POS.
If present, PDS 0790, subfield 2 (Driver Related Data 1) must be left justified and cannot
contain all spaces.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1278
 Private data subelement definitions
PDS 0791 (Fleet Prompted Data 2)

PDS 0791 (Fleet Prompted Data 2)

PDS 0791 (Fleet Prompted Data 2) contains the Prompt Code read from a card chip that
indicates prompts that occur at the point of interaction and the data entered in response by the
cardholder into the point-of-sale device.

Attributes

Data Representation: ans...38; TAGLLLVAR

Tag Field: 0791
Length Field: 3 positions, value = 004-038
Data Field: Variable length, 4-38 positions
Subfields: 2
Justification: See Subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail C • C
Addendum (Corporate
Fleet Transaction
Information)/1644

Usage of PDS 0791 is required only for EMV chip cards personalized using the IFSF/Conexxus
specification for retrieving supplemental data from acceptors and cardholders.
If PDS 0791 (Fleet Prompted Data 2) is present in the Financial Detail Addendum (Corporate
Fleet Transaction Information)/1644 message for Fleet Card product MCF and MGF
transactions when all these conditions occur, then PDS 0790 (Fleet Prompted Data 1) must also
be present.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet fuel location
MCCs: 4468, 5499, 5541, 5542, or 5983.
• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1279
 Private data subelement definitions
Subfield 1 (Prompt Code 2)

IRDs and descriptions

IRD Description
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

Values
If present, PDS 0791 must be variable length of 4-38 positions.

Subfields
PDS 0791 consists of two subfields. PDS 0791 subfields are listed in this table.

Number Position Name Attribute Justification

1 1-3 Prompt Code 2 n-3 Right
2 4-38 Driver Related ans 1-35 Left
Data 2

Subfield 1 (Prompt Code 2)

Prompt Code contains a code that specifies the information requested to be provided by the
cardholder at the POI.

Values and descriptions

If present, PDS 0791 subfield 1 (Prompt Code 2) must contain one of the values listed in this
table.

Value Description
001 User ID
002 Vehicle Number
003 Vehicle Tag
004 Driver ID
005 Odometer
009 Work Order / P.O. Number
010 Invoice Number
011 Trip Number

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1280
 Private data subelement definitions
Subfield 1 (Prompt Code 2)

Value Description
012 Unit Number
013 Reefer Hours
015 ZIP Code / Postal Code
016 Replacement Car
017 Entered Data Num
018 Web Portal Data
019 Entered Data Alpha
021 Job Number
022 Maintenance ID
023 Department Number
024 Trailer Number
025 Delivery Ticket Number
026 Hubometer
033 Sub Fleet Number
035 Transaction Number
036 Control Number
038 Reefer Temperature
040 Driver or Vehicle Card
041 Customer Number
042 Additional Card Data
043 Additional Vehicle Data
044 Engine Hours
045 Tank Level Start
046 Fuel Gauge Level
047 Battery Voltage
048 Coolant Temperature
049 Check Engine Status
050 Fuel Economy
051 Engine RPM
052 Engine Load
053 Engine Oil Temperature

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1281
 Private data subelement definitions
Subfield 2 (Driver Related Data 2)

Value Description
054 Engine Time Total
055 Hard Breaking
056 Hard Acceleration
058 Idle Time
065 Total Idle Time
067 Engine Oil Pressure
068 Engine Oil Life
069 Billing ID

Subfield 2 (Driver Related Data 2)

Driver Related Data contains the data entered in response to the Prompt Code obtained at the
POS.
If present, PDS 0791, subfield 2 (Driver Related Data 2) must be left justified and cannot
contain all spaces.

PDS 0792 (Fleet Prompted Data 3)

PDS 0792 (Fleet Prompted Data 3) contains the Prompt Code read from a card chip that
indicates prompts that occur at the point of interaction and the data entered in response by the
cardholder into the point-of-sale device.

Attributes

Data Representation: ans...38; TAGLLLVAR

Tag Field: 0792
Length Field: 3 positions, value = 004-038
Data Field: Variable length, 4-38 positions
Subfields: 2
Justification: See Subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1282
 Private data subelement definitions
PDS 0792 (Fleet Prompted Data 3)

Message Type Identifier Org Sys Dst

Financial Detail C • C
Addendum (Corporate
Fleet Transaction
Information)/1644

Usage of PDS 0792 is required only for EMV chip cards personalized using the IFSF/Conexxus
specification for retrieving supplemental data from acceptors and cardholders.
If PDS 0792 (Fleet Prompted Data 3) is present in the Financial Detail Addendum (Corporate
Fleet Transaction Information)/1644 message for Fleet Card product MCF and MGF
transactions when all these conditions occur, then PDS 0790 (Fleet Prompted Data 1) and PDS
0791 (Fleet Prompted Data 2) must also be present.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet fuel location
MCCs: 4468, 5499, 5541, 5542, or 5983.
• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

IRDs and descriptions

IRD Description
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

Values
If present, PDS 0792 must be variable length of 4-38 positions.

Subfields
PDS 0792 consists of two subfields. PDS 0792 subfields are listed in this table.

Number Position Name Attribute Justification

1 1-3 Prompt Code 3 n-3 Right
2 4-38 Driver Related ans 1-35 Left
Data 3

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1283
 Private data subelement definitions
Subfield 1 (Prompt Code 3)

Subfield 1 (Prompt Code 3)

Prompt Code contains a code that specifies the information requested to be provided by the
cardholder at the POI.

Values and descriptions

If present, PDS 0792 subfield 1 (Prompt Code 3) must contain one of the values listed in this
table.

Values Description
001 User ID
002 Vehicle Number
003 Vehicle Tag
004 Driver ID
005 Odometer
009 Work Order / P.O. Number
010 Invoice Number
011 Trip Number
012 Unit Number
013 Reefer Hours
015 ZIP Code / Postal Code
016 Replacement Car
017 Entered Data Num
018 Web Portal Data
019 Entered Data Alpha
021 Job Number
022 Maintenance ID
023 Department Number
024 Trailer Number
025 Delivery Ticket Number
026 Hubometer
033 Sub Fleet Number
035 Transaction Number
036 Control Number

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1284
 Private data subelement definitions
Subfield 2 (Driver Related Data 3)

Values Description
038 Reefer Temperature
040 Driver or Vehicle Card
041 Customer Number
042 Additional Card Data
043 Additional Vehicle Data
044 Engine Hours
045 Tank Level Start
046 Fuel Gauge Level
047 Battery Voltage
048 Coolant Temperature
049 Check Engine Status
050 Fuel Economy
051 Engine RPM
052 Engine Load
053 Engine Oil Temperature
054 Engine Time Total
055 Hard Breaking
056 Hard Acceleration
058 Idle Time
065 Total Idle Time
067 Engine Oil Pressure
068 Engine Oil Life
069 Billing ID

Subfield 2 (Driver Related Data 3)

Driver Related Data contains the data entered in response to the Prompt Code obtained at the
POS.
If present, PDS 0792, subfield 2 (Driver Related Data 3) must be left justified and cannot
contain all spaces.

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 Private data subelement definitions
PDS 0793 (Fleet Prompted Data 4)

PDS 0793 (Fleet Prompted Data 4)

PDS 0793 (Fleet Prompted Data 4) contains the Prompt Code read from a card chip that
indicates prompts that occur at the point of interaction and the data entered in response by the
cardholder into the point-of-sale device.

Attributes

Data Representation: ans...38; TAGLLLVAR

Tag Field: 0793
Length Field: 3 positions, value = 004-038
Data Field: Variable length, 4-38 positions
Subfields: 2
Justification: See Subfields

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

Financial Detail C • C
Addendum (Corporate
Fleet Transaction
Information)/1644

Usage of PDS 0793 is required only for EMV chip cards personalized using the IFSF/Conexxus
specification for retrieving supplemental data from acceptors and cardholders.
If PDS 0793 (Fleet Prompted Data 4) is present in the Financial Detail Addendum (Corporate
Fleet Transaction Information)/1644 message for Fleet Card product MCF and MGF
transactions when all these conditions occur, then PDS 0790 (Fleet Prompted Data 1), PDS
0791 (Fleet Prompted Data 2), and PDS 0792 (Fleet Prompted Data 3) must also be present.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet fuel location
MCCs: 4468, 5499, 5541, 5542, or 5983.
• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

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 Private data subelement definitions
Subfield 1 (Prompt Code 4)

IRDs and descriptions

IRD Description
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

Values
If present, PDS 0793 must be variable length of 4-38 positions.

Subfields
PDS 0793 consists of two subfields. PDS 0793 subfields are listed in this table.

Number Position Name Attribute Justification

1 1-3 Prompt Code 4 n-3 Right
2 4-38 Driver Related ans 1-35 Left
Data 4

Subfield 1 (Prompt Code 4)

Prompt Code contains a code that specifies the information requested to be provided by the
cardholder at the POI.

Values and descriptions

If present, PDS 0793 subfield 1 (Prompt Code 4) must contain one of the values listed in this
table.

Value Description
001 User ID
002 Vehicle Number
003 Vehicle Tag
004 Driver ID
005 Odometer
009 Work Order / P.O. Number
010 Invoice Number
011 Trip Number

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Subfield 1 (Prompt Code 4)

Value Description
012 Unit Number
013 Reefer Hours
015 ZIP Code / Postal Code
016 Replacement Car
017 Entered Data Num
018 Web Portal Data
019 Entered Data Alpha
021 Job Number
022 Maintenance ID
023 Department Number
024 Trailer Number
025 Delivery Ticket Number
026 Hubometer
033 Sub Fleet Number
035 Transaction Number
036 Control Number
038 Reefer Temperature
040 Driver or Vehicle Card
041 Customer Number
042 Additional Card Data
043 Additional Vehicle Data
044 Engine Hours
045 Tank Level Start
046 Fuel Gauge Level
047 Battery Voltage
048 Coolant Temperature
049 Check Engine Status
050 Fuel Economy
051 Engine RPM
052 Engine Load
053 Engine Oil Temperature

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 Private data subelement definitions
Subfield 2 (Driver Related Data 4)

Value Description
054 Engine Time Total
055 Hard Breaking
056 Hard Acceleration
058 Idle Time
065 Total Idle Time
067 Engine Oil Pressure
068 Engine Oil Life
069 Billing ID

Subfield 2 (Driver Related Data 4)

Driver Related Data contains the data entered in response to the Prompt Code obtained at the
POS
If present, PDS 0793, subfield 2 (Driver Related Data 4) must be left justified and cannot
contain all spaces.

PDS 0794 (Fleet Prompted Data 5)

PDS 0794 (Fleet Prompted Data 5) contains the Prompt Code read from a card chip that
indicates prompts that occur at the point of interaction and the data entered in response by the
cardholder into the point-of-sale device.

Attributes

Data Representation: ans...38; TAGLLLVAR

Tag Field: 0794
Length Field: 3 positions, value = 004-038
Data Field: Variable length, 4-38 positions
Subfields: 2
Justification: See "Subfields"

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private data subelement definitions
PDS 0794 (Fleet Prompted Data 5)

Usage

Message Type Identifier Org Sys Dst

Financial Detail C • C
Addendum (Corporate
Fleet Transaction
Information)/1644

Usage of PDS 0794 is required only for EMV chip cards personalized using the IFSF/Conexxus
specification for retrieving supplemental data from acceptors and cardholders.
If PDS 0794 (Fleet Prompted Data 5) is present in the Financial Detail Addendum (Corporate
Fleet Transaction Information)/1644 message for Fleet Card product MCF and MGF
transactions when all these conditions occur, then PDS 0790 (Fleet Prompted Data 1), PDS
0791 (Fleet Prompted Data 2), PDS 0792 (Fleet Prompted Data 3), and PDS 0793 (Fleet
Prompted Data 4) must also be present.
• DE 26 (Acceptor Business Code [MCC]) contains one of the following Fleet fuel location
MCCs: 4468, 5499, 5541, 5542, or 5983.
• Transaction qualifies for the U.S. Region business service arrangement 2/010001 where PDS
0158, subfield 2 is equal to 2 and PDS 0158, subfield 3 is equal to 010001.
• First Presentment/1240 is submitted with one of the IRDs listed in this table.

IRD descriptions

IRD Description
F2 Commercial Fleet Data Rate II
FL Commercial Fleet Large Ticket

Values
If present, PDS 0794 must be variable length of 4-38 positions.

Subfields
PDS 0794 consists of two subfields. PDS 0794 subfields are listed in this table.

Number Position Name Attribute Justification

1 1-3 Prompt Code 5 n-3 Right

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 Private data subelement definitions
Subfield 1 (Prompt Code 5)

Number Position Name Attribute Justification

2 4-38 Driver Related ans 1-35 Left
Data 5

Subfield 1 (Prompt Code 5)

Prompt Code contains a code that specifies the information requested to be provided by the
cardholder at the POI.

Values and descriptions

If present, PDS 0794 subfield 1 (Prompt Code 5) must contain one of the values listed in this
table.

Value Description
001 User ID
002 Vehicle Number
003 Vehicle Tag
004 Driver ID
005 Odometer
009 Work Order / P.O. Number
010 Invoice Number
011 Trip Number
012 Unit Number
013 Reefer Hours
015 ZIP Code / Postal Code
016 Replacement Car
017 Entered Data Num
018 Web Portal Data
019 Entered Data Alpha
021 Job Number
022 Maintenance ID
023 Department Number
024 Trailer Number
025 Delivery Ticket Number

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 Private data subelement definitions
Subfield 1 (Prompt Code 5)

Value Description
026 Hubometer
033 Sub Fleet Number
035 Transaction Number
036 Control Number
038 Reefer Temperature
040 Driver or Vehicle Card
041 Customer Number
042 Additional Card Data
043 Additional Vehicle Data
044 Engine Hours
045 Tank Level Start
046 Fuel Gauge Level
047 Battery Voltage
048 Coolant Temperature
049 Check Engine Status
050 Fuel Economy
051 Engine RPM
052 Engine Load
053 Engine Oil Temperature
054 Engine Time Total
055 Hard Breaking
056 Hard Acceleration
058 Idle Time
065 Total Idle Time
067 Engine Oil Pressure
068 Engine Oil Life
069 Billing ID

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 Private data subelement definitions
Subfield 2 (Driver Related Data 5)

Subfield 2 (Driver Related Data 5)

Driver Related Data contains the data entered in response to the Prompt Code obtained at the
POS.
If present, PDS 0794, subfield 2 (Driver Related Data 5) must be left justified and cannot
contain all spaces.

PDS 0799 (Test Case Traceability Identifiers)

PDS 0799 (Test Case Traceability Identifiers) provides an audit trail for various messages within
a specified test transaction.
This PDS is used for internal Mastercard® testing and customer testing.

Attributes

Data Representation: ans...165; TAGLLLVAR

Tag Field: 0799
Length Field: 3 positions, value = 033–165 in increments of 33
Data Field: Variable length, 33–165 positions
Subfields: 2 subfields for each Test Case occurrence
Occurrences: 1–5

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

File Header (Customer-generated)/1644 O • •
File Trailer (Customer-generated)/1644 O • •
First Presentment/1240 O • C
Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644

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 Private data subelement definitions
PDS 0799 (Test Case Traceability Identifiers)

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C
Financial Detail Addendum (Payment Transaction Detail)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Summary)/ O • C
1644
Financial Detail Addendum (Telephony Billing, Detail)/ O • C
1644
Financial Detail Addendum (Electronic Invoice, Transaction O • C
Data)/1644
Financial Detail Addendum (Electronic Invoice, Party O • C
Information)/1644
Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644
Financial Detail Addendum (Generic Detail)/1644 O • C
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C
Fee Collection (Other than Retrieval Fee Billing)/1740 O • C

This PDS contains 1–5 test case numbers. The transaction originator optionally may provide it.
Its purpose is to trace the associated message to 1 to 5 internal Mastercard® or customer test
cases. This may assist the transaction originator in evaluating test results. The IPM Pre-edit
application retains this PDS throughout its processing. GCMS removes this PDS from the
message before sending the message to the receiving customer.

Values
The transaction originator assigns PDS 0799 values.
If present, PDS 0799 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

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 Private data subelement definitions
PDS 0799 subfields

PDS 0799 subfields

This PDS may contain one to five test case traceability identifiers.
Each traceability identifier requires 33 positions; the maximum length of this PDS is 165
positions. None of these subfields is optional; that is, all 33 positions must be provided for each
occurrence. Each traceability identifier consists of two subfields as defined in this table.

PDS 0799 subfields

Number Positions Name Attribute Justification

1 1–8 Auxiliary Field 1 - An identifier for ans–8 left
internal Mastercard® testing or
customer testing
2 9–33 Auxiliary Field 2 - An identifier for ans–25 left
internal Mastercard® testing or
customer testing

PDS 1000–1099 (Member-to-Member Proprietary Data)

PDS 10XX (Member-to-Member Proprietary Data) contains 100 private data subelements
(1000–1099) used exclusively for reporting member-to-member proprietary data.
Customers can use these PDSs to exchange with other participating customers information
that is not defined and captured in other elements.
These PDSs are reserved for member-to-member proprietary data. Customers that want to
exchange data that is not defined in another data element or PDS may agree to define the data
between themselves and present it in one or multiple PDSs in the 1000–1099 range.

Attributes

Data Representation: ans…992; TAGLLLVAR

Tag Field: 10XX (1000-1099)
Length Field: 3 positions, value = 001–992
Data Field: Variable length, 1–992 positions
Subfields: None
Justification: None

© 1997–2024 Mastercard. Proprietary. All rights reserved.

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 Private data subelement definitions
PDS 1000–1099 (Member-to-Member Proprietary Data)

Usage
This table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Usage

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C
Financial Detail Addendum (Passenger Transport Detail, O • C
General Ticket Information)/1644
Financial Detail Addendum (Passenger Transport Detail, O • C
Trip Leg Data)/1644
Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C
Financial Detail Addendum (Lodging Summary)/1644 O • C
Financial Detail Addendum (Temporary Services)/1644 O • C
Financial Detail Addendum (Shipping/Courier Services)/ O • C
1644
Financial Detail Addendum (Payment Transaction Detail)/ O • C
1644
Financial Detail Addendum (Generic Detail)/1644 O • C
Financial Detail Addendum (Corporate Card Common O • C
Data Requirements)/1644
Financial Detail Addendum (Corporate Fleet Transaction O • C
Information)/1644
Financial Detail Addendum (Corporate Line Item Detail)/ O • C
1644
Financial Detail Addendum (Healthcare)/1644 O • C
Financial Detail Addendum (Private Label Common Data)/ O • C
1644
Financial Detail Addendum (Private Label Line Item O • C
Detail)/1644
First Chargeback/1442 and Arbitration Chargeback/1442 O • C
Second Presentment/1240 O • C
Retrieval Request/1644 O • C
Retrieval Request Acknowledgment/1644 O • C
Fee Collection (Retrieval Fee Billing)/1740 O • C

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 Private data subelement definitions
PDS 1000–1099 (Member-to-Member Proprietary Data)

Message Type Identifier Org Sys Dst

Fee Collection (Other than Retrieval Fee Billing)/1740 O • C
Fee Collection (Handling Fees)/1740 O • C

Values
Customers may choose one of two options in presenting member-to-member proprietary data
in their messages.
• Customers that want to send or receive proprietary data, but would rather use their own
parsing routines to parse their data, may opt to use a single PDS within the range of 1000 to
1099 and provide one string of up to 992 characters of data. With this option, customers
would provide a single PDS tag (ID) and one length definition, followed by the data string.
The clearing system parsers will leave this customer data intact.
• Customers that want to send or receive proprietary data, but would like Mastercard to parse
the data, may opt to use up to 100 individual PDSs within the range of 1000 to 1099 to
define their data. Under this option, customers will need to use the normal tag-length-data
PDS encoding structure to define as many PDSs as they choose to use. This will provide the
clearing system parsers with the appropriate information to parse the data for inbound and
outbound messages. Customers may provide up to an overall total of 999 positions (including
tags, lengths, and data for all PDSs assigned within the range) per message.
Member-to-Member data in PDSs 1000 through 1099 may be presented in all messages
originated by customers and may be included in any of the Additional Data data elements (DE
48, DE 62, DE 123, DE 124, and DE 125).
The contents of a single or of multiple PDSs in the 1000–1099 range must be in display format.
The clearing system does not accommodate binary data in these subelements.
PDS 1000–1099 Member-to-Member Proprietary Data cannot be all low values or all high
values.
PDS 1000 (Member-to-Member Proprietary Data) designates new commercial product type
MLF issued in Brazil only. The values listed in this table are used with the Brazil Agro Program.

Values

Field Name/Positions Type Size Comments

Financing Type (Positions 1–20) Alpha 20 Type of loan operation, agreed
between Merchant and issuer.
Examples: AGRO-CUSTEIO,
AGRO-INVEST, FINAME, CBN.
Buyer ID Type (Position 21) Alpha 1 Possible values: F or J.

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 Private data subelement definitions
PDS 1000–1099 (Member-to-Member Proprietary Data)

Field Name/Positions Type Size Comments

Buyer ID (Positions 22–35) Numeric 14 Merchant to fill in with
cardholder's CPF or company's
CNPJ number or issuers to supply
with company's CNPJ number.
Buyer Phone Number (Positions Numeric 11 Merchant to fill in with buyer
36–46) phone number.
Purchase Identification (Positions Alphanumeric 20 Invoice Data or Purchase Request
47–66) Data, depending on the
agreement between the
merchant and issuer.
Installments Cycle (Positions 67– Numeric 2 Different amortization types
68) than monthly. For future use, it
does not affect transaction
clearing and settlement.
Interest Rate (Positions 69–86) Numeric 18 (12.632) Interest rate on loan. For future
use.
Grace Period (Positions 87–89) Numeric 3 Number of amortization cycles to
wait before charging the
installments. For future use, it
does not affect transaction
clearing and settlement.
Grace Period Cycle (Positions 90– Numeric 3 Allow different grace period
92) types than monthly. For future
use, it does not affect
transaction clearing and
settlement.
Grace Period Interest Rate Numeric 18 (12.633) Interest rate on grace period. For
(Positions 93–110) future use, it does not affect
transaction clearing and
settlement.
Reference Field 1 (Positions 111– Alpha 20 Acquirer to populate with
130) merchant's CNPJ number.
Reference Field 2 (Positions 131– Alpha 20 Data exchange between
150) merchant and issuer, to identify
the transaction.
Reference Field 3 (Positions 151– Alpha 20 Data exchange between
170) merchant and issuer, to identify
the transaction.

32 For 12.6, the 12 represents numeric values in front of the decimal point and the 6 represents values behind the
decimal point.
33 For 12.6, the 12 represents numeric values in front of the decimal point and the 6 represents values behind the
decimal point.

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 Private data subelement definitions
PDS 1000–1099 (Member-to-Member Proprietary Data)

Field Name/Positions Type Size Comments

Filler Data (Positions 171–227) Alphanumeric 56 Reserved for future Brazil
domestic enhancements.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1299
 Institution ID data elements and PDSs

Chapter 9 Institution ID data elements and PDSs

Multiple institution ID data elements (DE) and private data subelements (PDS) are defined in IPM
messages, and each has a specific function. They are classified into financial or business institutions and
technical institutions. This section describes the relationship of these data elements and PDSs.

Financial or business institutions...................................................................................................................1301

Technical institutions....................................................................................................................................... 1302
Same values in institution ID data elements and PDSs............................................................................1303

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 Institution ID data elements and PDSs
Financial or business institutions

Financial or business institutions

These institutions have a financial relationship, business relationship, or both with the acceptor,
cardholder, or with Mastercard®.
These institutions do not necessarily send and receive data. They consist of Data Element (DE)
32 (Acquiring Institution ID Code), DE 94 (Transaction Originator Institution ID Code), and DE
93 (Transaction Destination Institution ID Code).
• DE 32 - Acquirers assign DE 32 contents and the contents are not validated against the
clearing system customer ID database. DE 32 is optional.
• An acquirer may use DE 32 to subdivide its portfolio within its customer ID number. For
example, one acquirer may assign a different DE 32 value to each of its affiliate or agent
institutions. Another acquirer may assign DE 32 values according to geographic location.
• DE 94 - This institution has financial responsibility as the transaction originator. It must be a
principal member. DE 94 must contain a valid customer ID, such as an ICA number.
• DE 93 - This institution has financial responsibility as the transaction receiver. It must be a
principal member. DE 93 must contain a valid customer ID, such as an ICA number.

NOTE: If submitted, DE 93 and DE 94 must be a minimum of 6 positions long and a maximum of 11

positions long. GCMS will reject clearing messages submitted with a customer ID less than six
positions long.

This diagram illustrates the relationship between the acquirer and DE 32.
Figure 8: Acquirer and DE 32 relationship

This diagram depicts the roles of institutions identified in DE 93 and DE 94.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1301
 Institution ID data elements and PDSs
Technical institutions

Figure 9: Institution roles

Technical institutions
These institutions are physically connected to the acceptor, cardholder data center, or with
Mastercard®.
Their primary function is to send data, receive data, or both. They do not necessarily have
financial responsibility for a transaction. They consist of DE 33 (Forwarding Institution ID Code)
and DE 100 (Receiving Institution ID Code).
• DE 33 - This institution is physically connected to the clearing system. It is usually a processor.
The message originator populates DE 33 with the customer ID assigned to the customer or
processor that is physically connected to the clearing system.
• DE 100 - This institution is also physically connected to the clearing system. Like DE 33, it is
usually a processor. The clearing system populates DE 100. It contains either the customer ID
of the institution that receives transactions on the acquirer’s behalf (as the account range in
positions 3–7 of the acquirer reference data [ARD] identifies), or the issuer’s behalf (as the
account range in the card account number identifies), whichever is appropriate to the
transaction.

NOTE: If submitted, DE 33 and DE 100 must be a minimum of 6 positions long and a maximum of 11
positions long. GCMS will reject clearing messages submitted with a customer ID less than six
positions long.

This diagram further illustrates the technical relationship among these data elements and
PDSs.
Figure 10: DE and PDS relationships

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1302
 Institution ID data elements and PDSs
Same values in institution ID data elements and PDSs

Same values in institution ID data elements and PDSs

Several of these data elements and PDSs may contain the same value.
For example, an acquirer that submits transactions directly to the clearing system (as opposed
to submitting them through a processor) may place the same identifier in DE 32, DE 94, and DE
33.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1303
 Notices

Notices
Following are policies pertaining to proprietary rights, trademarks, translations, and details
about the availability of additional information online.

Proprietary Rights
The information contained in this document is proprietary and confidential to Mastercard
International Incorporated, one or more of its affiliated entities (collectively “Mastercard”), or
both.
This material may not be duplicated, published, or disclosed, in whole or in part, without the
prior written permission of Mastercard.

Trademarks
Trademark notices and symbols used in this document reflect the registration status of
Mastercard trademarks in the United States. Consult with the Global Customer Service team or
the Mastercard Law Department for the registration status of particular product, program, or
service names outside the United States.
All third-party product and service names are trademarks or registered trademarks of their
respective owners.
EMV® is a registered trademark of EMVCo LLC in the United States and other countries. For
more information, see http://www.emvco.com.

Disclaimer
Mastercard makes no representations or warranties of any kind, express or implied, with respect
to the contents of this document. Without limitation, Mastercard specifically disclaims all
representations and warranties with respect to this document and any intellectual property
rights subsisting therein or any part thereof, including but not limited to any and all implied
warranties of title, non-infringement, or suitability for any purpose (whether or not Mastercard
has been advised, has reason to know, or is otherwise in fact aware of any information) or
achievement of any particular result.

Translation
A translation of any Mastercard manual, bulletin, release, or other Mastercard document into a
language other than English is intended solely as a convenience to Mastercard customers.
Mastercard provides any translated document to its customers “AS IS” and makes no
representations or warranties of any kind with respect to the translated document, including,
but not limited to, its accuracy or reliability. In no event shall Mastercard be liable for any
damages resulting from reliance on any translated document. The English version of any
Mastercard document will take precedence over any translated version in any legal proceeding.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1304
 Notices

Information Available Online

Mastercard provides details about the standards used for this document, including times
expressed, language use, and contact information, on the Technical Resource Center (TRC). Go
to the Rules collection of the References section for centralized information.

© 1997–2024 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 16 April 2024 1305