Share of Cost Flyer
Share of Cost Flyer
Share of Cost Flyer
In some cases, you may use old unpaid medical bills from any member of your
immediate family to meet a past, current, or future month Share of Cost. Ask
your Medi-Cal Eligibility Worker for more information.
PA 6034 (05/2019)
FAQs
(Frequently Asked Questions)
Q. How will my health care provider know how much my Share of Cost is?
A. Health care providers who accept Medi-Cal will swipe your Medi-Cal Benefits Identification
Card (BIC) through a “point of service” machine, which tells them your Share of Cost
amount.
Q. How can I reduce or eliminate my Share of Cost?
A. The following options could help reduce or potentially eliminate a Share of Cost:
Purchasing supplemental health, vision, or dental insurance can help reduce your net
countable income.
The chart below shows how the purchase of supplemental health insurance valued at
$105.00 can help lower the net countable income to qualify for the Aged and Disabled
(A&D) Program and prevent a Share of Cost. The following is an example of how in-
come is calculated for an individual over age 65 and the deductions that are allowed if
applicable.
After purchasing supplemental health insurance, the net countable income is now within
the income limit for the A&D Program. Instead of having a $680 Share of Cost, the
individual now qualifies for free Medi-Cal under the A&D Program.
The 250% Working Disabled Program offers low-cost medical premiums. The program is
available to disabled individuals who are employed and currently receiving or
previously received Social Security Disability benefits.
The Spousal Impoverishment Program provides no Share of Cost Medi-Cal. The program
is available to married couples or registered domestic partners where one spouse is
residing in a Long-Term Care facility while the other lives at home or if both live at home,
and one spouse is participating or requesting to participate in the Home and Community
Based Services (HCBS) Waiver Programs or the In-Home Supportive Services (IHSS)
Program.
For more information about these options, contact your Eligibility Worker.
PA 6034 (05/2019)
FAQs
(Frequently Asked Questions Continued)
Q. If I paid a medical bill to a health care provider who does not accept Medi-Cal, will this
payment count towards meeting my Share of Cost?
A. Yes, but you must provide proof of payment to your Eligibility Worker so the paid amount
can be applied towards your Share of Cost. This also applies to medical related services
not covered by Medi-Cal. Note: Personal care services paid to an independent provider
must be prescribed by a licensed physician and included in a plan of care to qualify as a
personal care expense.
Q. Can I use medical bills that I charged to my credit card?
A. Yes, however, you must provide the credit card statement showing that you charged the
bills to that account. The amount charged will be applied towards the Share of Cost
month in which the bill was paid. Interest charges cannot be used to meet your Share of
Cost.
Q. What if I have a large bill, can I use it to meet my Share of Cost over several months?
A. Yes, if a monthly payment plan is made with the provider. For example, if you have a bill
for $1,000.00 and your Share of Cost is $100.00, you may request to set up a payment plan
with your health care provider to pay $100.00 per month. Each $100.00 payment will
satisfy your monthly Share of Cost for ten months.
Q. How will my Share of Cost affect my IHSS services?
A. Any Share of Cost balance that exists when your IHSS provider’s timesheet is submitted will
be deducted from your provider’s paycheck and used to meet your Medi-Cal Share of
Cost. You are then responsible to pay your provider the amount that was deducted from
his/her paycheck. Be aware that you may not use a payment made to your IHSS provider
to meet an existing or remaining Medi-Cal Share of Cost balance. Note: The above policy
does not apply to persons receiving IHSS-Residual benefits. Individuals receiving IHSS-
Residual benefits must provide the proof of payment to their Medi-Cal Eligibility Worker so it
can be applied to meet their Medi-Cal Share of Cost.
Q. I paid my doctor for medical services that are not covered by Medi-Cal; can I use this
expense to meet my Share of Cost?
A. Yes, as long as it was a medically necessary expense. For example, a trip to the spa to
ease your stress would not qualify as a medically necessary expense. Consult your
healthcare provider for more information on what services are covered or not covered by
Medi-Cal.
PA 6034 (05/2019)