DL1LAG7283
DL1LAG7283
DL1LAG7283
Schedule/Certificate
Digit Commercial Vehicle Package Policy - Goods Carrying Vehicle UIN No.: IRDAN158RP0001V01201819
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Engine No. 275CNG17CXXS31212 Chassis No. MAT556002NVC14105 Cubic Capacity 700 CC
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A Fuel Type CNG Gross Vehicle Weight 1630KG Vehicle Body Type Box type / Closed Body
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110 Goods Type -- Permit Type Public Carrier Wheels 4
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G0 Odometer 0 FASTag Number NA Financier Details INDUSIND BANK LTD
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FASTag NUMBER DECLARATION e
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The Policy has been issued subject to your affirmative declaration that a valid FASTag has been affixed on the insured vehicle.
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YOUR VEHICLE IDV (THE MAXIMUM MONEY YOU CAN GET IN CASE OF A CLAIM)
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C Vehicle IDV IDV of Electrical IDV of Non-Electrical CNG/LPG KIT IDV Trailer IDV Body IDV Total IDV
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9 IRDAN158RP0001V01201819/A0035V012
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Total OD (`)
4357.61 Total Act (`) 16539.00
Premium Premium
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(`)
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1933.08
CGST @ 6% = (`966.54) + SGST/UTGST @ 6% = (`966.54)
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861.76
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CSC ID
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If the “Own Damage Cover” under your policy is cancelled during the policy period, then your policy shall be governed by the standard terms and conditions
of “Act only” policy for the Third Party Cover during the remaining period of policy.
In case of an accident to your vehicle, please intimate us immediately for SPOT SURVEY. Failure to intimate in time could prejudice your claim. In case of
Total Loss and/or Theft claim, applicable subsidy amount availed as per government policy will be reduced from IDV for claim settlement.
ENDORSEMENT
Invoice Number Invoice Date Net Premium Igst Cgst Sgst Utgst Cess Gross Premium
OTHER DETAILS
Previous Insurer Go Digit General Insurance Limited
Previous Policy No. D105069154 Previous Policy Expiry Date 07-Jun-2024
IMT - Endorsements IMT-21,IMT-23,IMT-25,IMT-28,IMT-39,IMT-7
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Premium Payment Details Receipt No. RA170483970 Receipt Date
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Nominee Details --
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Details of Existing Damages Excluded all exisiting damages in the images :https://u.godigit.com/wdrrsxg
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Other details --
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Follow these rules like you follow the rules of the road. Co
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Geographical Area -Any accidental loss damage and/or liability caused sustained or incurred within India shall be covered subject to and
Conditions, unless specifically agreed and endorsed. Limitation as to use - The policy covers use of the vehicle only under a permit within the
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meaning of the Motor Vehicles Act 1988 or such a carriage falling under sub-section (3) of Section 66 of the Motor Vehicles Act, 1988. The policy
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does not cover use for Organised racing, Pace Making, Reliability Trials, Speed Testing, Use whilst drawing a trailer except the towing (other
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than for reward) of any one disabled Mechanically propelled vehicle (only for Passenger Carrying Vehicle). Person or Class of persons entitled
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to drive - Any person including the insured 1) Provided that a person driving holds a valid & effective driving license at the time of the accident
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and is not disqualified from holding or obtaining such a license.2) Provided also that the person holding a valid & effective Learner's license may
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also drive the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989 and any subsequent
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amendment as applicable. Limits of Liability: 1) Under Section I of the policy - IDV as shown in the schedule. 2) Under Section II - 1 (i) of the
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policy: Death of or bodily injury - Such amount as is necessary to meet the requirements of the Motor Vehicles Act, 1988. 3) Under Section II - 1
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(ii) of the policy: Damage to Third Party Property - `750000 4) P.A. Cover for Owner Driver under Section III (CSI): ` 1500000
PUC Declaration:The Policy has been issued subject to valid Pollution Under Control (PUC) Certificate disclosed by you as an insured on or
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before the date of commencement of the Policy . NCB Declaration: The premium has been charged and policy has been issued subject to NCB
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declared by you as an insured. In the event of NCB found wrongly declared at any point of time during policy period, all benefits and coverages
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under the Policy in respect of section I of the Policy will stand forfeited. If there is any disagreement, write to us within 7 days from the date of
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issuance of policy or before the start date of period of insurance whichever is earlier.
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Important Note: Please inform the Company in case of change on account of addition of CNG/PNG kit.
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Break in Insurance: In case of a break-in, the company may conduct pre-inspection of the vehicle and in such a case, Own Damage cover
(Section -I) of the policy would not commence unless the pre-inspection of the vehicle has been done and the acceptance of risk is subject to
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evaluation of the vehicle inspection report. In case of any adverse findings in the report, the Company, at its discretion, may cancel the Policy as
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Policy would be void on the ground that it was obtained of material fact or by a representation of fact which was false in some material
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particular.
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Cheque dishonor / Non-receipt of payment premium paid through Cheque, the policy is void ab-initio in case of dishonor of Cheque or non-
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receipt of payment.
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Violation of Motor Vehicle Act: This policy is issued in accordance with the provision of Chapter X and Chapter XI of MV act, 1988 and any
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subsequent amendment as applicable. Any violation will forfeit all benefits and coverages under the Policy. The insured is not indemnified if the
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vehicle is used or driven otherwise than in accordance with this Schedule. This policy is subject to the standard policy wordings, warranties and
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conditions applicable for this product in addition to Indian Motor Tariff. Any payment made by the Company by reason of wider terms appearing
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in Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the Clause headed (Avoidance Of Certain
Terms And Right Of Recovery) in the policy.
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Note: The policy is issued in utmost good faith, relying on the information shared by insured at the time of obtaining the policy. The terms and
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conditions detailed in this policy schedule as well as the policy document sent by Digit shall prevail in case of any dispute.
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Images of photographs of Insured Vehicle, RTO Registration Certificate (RC) and any other document submitted by you during pre-inspection are reproduced
below.
Pre-existing Damages: All types of pre-existing damages or cost of repair of such damage shall be excluded at the time of claim settlement.
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Please note that the Company reserves the right to deny a claim as well as cancel the policy in case of fraud, misrepresentation, non-disclosure of material
fact as per policy terms and conditions.
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In case you have any queries or note any discrepancies in the photographs/RC/any other document, please reach out to us at 1800-258-5956 within 7 days
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from Policy Issue Date.
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