Fidelity Bank Data Protection and Privacy Policy
Fidelity Bank Data Protection and Privacy Policy
Version 1.1
Confidentiality
No part of this document may be disclosed verbally or in writing, including by reproduction, to any
third party without the prior written consent of Fidelity Bank. This document, its associated
appendices and any attachments remain the property of Fidelity Bank and shall be returned upon
request.
Change Control
Document Review
This document details the policies of the Bank guiding the collection,
use, storage, destruction and disclosure of this personally identifiable
information.
Unless otherwise defined in this Privacy Policy, terms used in this Privacy
Policy have the same meanings as in our Terms and Conditions on
www.fidelitybank.ng.
Please read this privacy policy carefully as it will help you make
informed decisions about sharing your personal information with us.
Personal Data
While using our services, we may ask you to provide us with certain
personally identifiable information that can be used to contact or
identify you ("Personal Data"). Personally identifiable information may
include, but is not limited to:
Payment Data: If you subscribe to our ATM card products, we will issue
you ATM cards each with unique numbers called Personal Access
Number (PAN), Personal Identity Number (PIN), and Card Verification
Number. You are required to keep your card and these security
numbers from access by another person. For certain payment cards,
a default PIN may be provided by us. In such circumstances, you are
required to change the default PIN to a new PIN to enable activation
and/or use of the card. When you carry out transactions or enrollment
related to card services or online services, these card security numbers
or any of them may be required for authentication.
Cookies are files with small amount of data which may include an
anonymous unique identifier. Cookies are sent to your browser from a
You can instruct your browser to refuse all cookies or to indicate when
a cookie is being sent. However, if you do not accept cookies, you
may not be able to use some portions of our Service.
• Google Analytics
• Addthis
You can prevent AddThis from using your information for analytics
purposes by opting-out. To opt-out of AddThis service, please visit this
page: http://www.addthis.com/privacy/opt-out/
Our Service may contain links to other sites that are not operated by
us. If you click on a third-party link, you will be directed to that third
party's site. We strongly advise you to review the Privacy Policy of
every site you visit.
Specifically, the uses the Bank could put your data into include but
not limited to:
3. Transfer of Data
Provided, in all circumstances, that the Data Subject has been manifestly
made to understand through clear warnings of the specific principle(s)
of data protection that are likely to be violated in the event of transfer to
a third country, this proviso shall not apply to any instance where the
Data Subject is answerable in duly established legal action for any civil
or criminal claim in a third country.
The Bank will take all necessary steps to ensure that the Personal Data is
transmitted in a safe and secure manner. Details of the protection given
to your information when it is transferred outside Nigeria shall be provided
upon the Data Subject’s request.
Where the recipient country is not on the White List and none of the
conditions stipulated in this Privacy Policy are met, the Bank will engage
with NITDA and the Office of the Honourable Attorney General of the
Federation (HAGF) for approval with respect to such transfer.
4. Disclosure of Data
With your consent we may disclose your personal information for any
other purpose.
5. Security of Data
The Bank collects Personal Data only for the purposes identified in the
appropriate The Bank Privacy Notice provided to the Data Subject
and for which consent has been obtained. Such Personal Data
cannot be reused for another purpose that is incompatible with the
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original purpose, except a new consent is obtained.
6.4.1 The Bank limits Personal Data collection and usage to data that
is relevant, adequate, and absolutely necessary for carrying out
the purpose for which the data is processed.
6.4.2 The Bank will evaluate whether and to what extent the
processing of personal data is necessary and where the
purpose allows, anonymized data must be used.
(a) the contract terms agreed between The Bank and the
Data Subject or as long as it is needed for the purpose for
which it was obtained; or
(d) whether The Bank has another lawful basis for retaining that
information beyond the period for which it is necessary to
serve the original purpose.
6.6.3 The Bank would forthwith delete Personal Data in The Bank’s
possession where such Personal Data is no longer required by
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The Bank or in line with The Bank’s Retention Policy, provided no
law or regulation being in force requires The Bank to retain such
Personal Data.
6.7 Accountability
6.7.3 When a potential breach has occurred, the Bank will investigate
to determine if an actual breach has occurred and the actions
required to manage and investigate the breach as follows:
7. Children's Privacy
In some regions (like the European Economic Area), you have certain
rights under applicable data protection laws. These may include the
right (i) to request access and obtain a copy of your personal
information, (ii) to request rectification or erasure; (iii) to restrict the
processing of your personal information; and (iv) if applicable, to data
portability. In certain circumstances as stated in section 2.8 of the
Nigeria Data Protection Regulation, you may also object to the
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processing of your personal information. To make such a request,
please use the contact details provided below. We will consider and
act upon any request in accordance with applicable data protection
laws.
if you are resident in the European Economic Area and you believe
we are unlawfully processing your personal information, you also have
the right to complain to your local data protection supervisory
authority. You can find their contact details here:
https://edpb.europa.eu/about-edpb/board/members_en
Account Information
11. Training
The Bank shall ensure that employees who collect, access and process
Personal Data receive adequate data privacy and protection training in
order to develop the necessary knowledge, skills and competence
required to effectively manage the compliance framework under this
Privacy Policy and the NDPR with regard to the protection of
Personal Data. On an annual basis, The Bank shall develop a capacity
building plan for its employees on data privacy and protection in line with
the NDPR.
The audit report will be certified and filed by the DPCO to NITDA as
required under the NDPR.
We may update our Privacy Policy from time to time. We will notify you
of any changes by posting the new Privacy Policy on this page and
making it available at our branches.
You are advised to review this Privacy Policy periodically for any
changes. Changes to this Privacy Policy are effective when they are
posted on this page.
15. Contact Us
If you have any questions or comments about this policy, you may
contact our Data Protection Officer (DPO) by email at
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[email protected] or by post to:
Data Protection Officer
Fidelity Bank Plc
2 Kofo Abayomi Street
Victoria Island Lagos
Nigeria