Schedule

Of Amended Protection

Member Name: Melchor Nino JR Opena T/AS DC Power Automotive Solutions

Trading Name.: DC Power Automotive Solutions
Capricorn Mutual Member
CML00015767
Number:
Member Since: 2019
Protection Number: P00015770
ABN: 69609180377
From 1600 hours on Wednesday, 30 March 2022 to 1600 hours on Monday, 5
Period of Protection:
December 2022
Your Risk Account Manager: Leigh Provan

This Schedule of Protection confirms that you, as a member of Capricorn Mutual, have
been issued with the Protection as set below, which also includes information about the
applicable Amounts, Limits of Protection and Excesses.
Capricorn Mutual is not an insurer and Protections issued by Capricorn Mutual are not
insurance. Protections are an alternative to insurance and are regulated by the
Australian Securities and Investments Commission under the Corporations Act 2001
(Cth) as a "miscellaneous financial risk product". Unlike insurance, a Protection is not an
immediate promise of indemnity. Rather, if there is a loss or liability covered by the
Protection, the member may request that Capricorn Mutual exercise its discretion to
indemnify the member against that loss or liability. Further information is available in
our Product Disclosure Statement which is available at www.capricornmutual.com.

This Protection is issued by Capricorn Mutual in accordance with its Constitution and
Rules. This Schedule of Protection is taken to be incorporated as a part of the Rules and
unless otherwise stated any defined terms in the Rules have the same meaning in this
Schedule of Protection.

SUMMARY OF PROTECTIONS
Premises 1 - 30 Palmer St, NORTH MACKAY QLD Anywhere in Australia
Section 7 General Property
4740 Australia
Business: Automotive Electrical Services

Section 8 Goods in Transit

Section 1 Business Buildings
 Section 9 Public & Products Liability

Section 2 Building Contents
 Section 10 Professional Protection

Section 3 Burglary
 Section 11 Legal Expenses

Section 4 Money
 Section 12 Tax Audit

Section 5 Engineering
 Section 13 Commercial Vehicles

Section 6 Business Interruption
 Section 14 Customer Vehicles

Section 15 Stock Vehicles


SUMMARY OF ENDORSEMENT CONTRIBUTIONS

Endorsement Contribution $887.05
GST $88.71
Total Endorsement $975.76
Contribution Frequency Monthly

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Section 1: BUSINESS BUILDINGS
Premises 1 - 30 Palmer St, NORTH MACKAY QLD 4740 Limit of Protection

Business Buildings $150,000.00

Optional Benefits
Accidental Loss or Damage Not Taken
Loss of Rent Not Taken
Glass Not Taken
Flood Damage Not Taken
Excesses
Standard $250.00
In respect of Earthquakes 1% of Buildings sum protected or $20,000
whichever is the higher during any one 72 hour
period
In respect of Named Cyclones $2,500.00
In respect of Glass $250.00
In respect of Flood $2,000.00

Section 3: BURGLARY

Premises 1 - 30 Palmer St, NORTH MACKAY QLD 4740 Limit of Protection

Burglary
Contents, Stock & Employee Tools of Trade $10,000.00
Motor Fuels $0.00
Stock Vehicles/Watercraft $0.00
Customer Vehicles/Watercraft $0.00
Tobacco $0.00
Alcohol $0.00
Optional Benefits
Theft Not Taken
Excesses
Standard $300.00
In respect of Equipment left in the Open $1,000.00
In respect of Customer Vehicles/Watercraft per Customer $1,500.00
Vehicle/Watercraft

In respect of Stock Vehicles/Watercraft per Stock $1,000.00

Vehicle/Watercraft

In respect of Theft $1,000.00

Section 7: GENERAL PROPERTY

General Property Limit of Protection

Unspecified Tools & Stock $15,000.00
Specified General Property $0.00
Optional Benefits
Flood $15,000.00

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Excesses
Standard $250.00
In respect of Flood $2,000.00

Section 9: PUBLIC AND PRODUCTS LIABILITY

Estimated Annual turnover for Period of Protection $320,000.00
Number of people engaged in workshop activities 2
Public and Products Liability Limit of Protection
Limit of Protection for any one occurrence during the period $20,000,000.00
of protection
Products Liability in the aggregate during period of
$20,000,000.00
protection
Pollution Liability in the aggregate during period of
$250,000.00
protection
Optional Benefits
Property in your Care, Custody or Control includes road
$20,000,000.00
testing
Contractors and Subcontractors $20,000,000.00
Assumed Liability Not Taken
Damage Resulting from Faulty Workmanship $20,000,000.00
Cost of Rectifying Faulty Workmanship $50,000.00
Equipment, Goods or Vehicles Hired to Others Not Taken
Excesses - Each & Every Claim
Standard $1,500.00
In respect of Damage Resulting from Faulty Workmanship $1,500.00
In respect of Cost of Rectifying Faulty Workmanship $1,500.00
In respect of Products and Pollution Liability $1,500.00
Excesses - Apply to any claim relating to the possession, operation, maintenance, repair or use of
Heavy Transport Vehicles over 10 tonne $2,000.00
Farm Machinery $2,000.00
Watercraft $2,000.00
Mining Equipment $2,000.00
Construction Earthmoving Equipment $2,000.00
Driver Excesses (in addition to the Standard)
Age Excess: Less than 20 years of Age $850.00
Age Excess: Between 20 and 21 years of Age $650.00
Age Excess: Between 22 and 25 years of Age $400.00

Section 14: CUSTOMER VEHICLES

Customer Vehicles Limit of Protection
Type of Protection Comprehensive at and away from the premises
Limit of Protection $100,000.00
Legal Liability Limit of Protection $20,000,000.00

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Standard Excesses (per Customer Vehicle)
Standard $1,500.00
Heavy Transport Vehicles over 10 tonne $2,000.00
Farm Machinery $2,000.00
Watercraft $2,000.00
Mining Equipment $2,000.00
Construction / Earthmoving Equipment $2,000.00
In respect of Hail and Malicious damage $1,500.00
In respect of Additional Benefit 4. Stolen Keys $500.00
Driver Age Excesses (in addition to the Standard
Excesses)
Age Excess : Less than 20 years of Age $850.00
Age Excess : Between 20 and 21 years of Age $650.00
Age Excess : Between 22 and 25 years of Age $400.00

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Capricorn Mutual Limited - ABN: 24 104 601 194
Adjustment To Contributions Summary & Tax Invoice
This will become a Tax Invoice when you make payment
Schedule of Protection: P00015770 Wednesday, 30 March
2022

CML Member Number: CML00015767

Member Melchor Nino Trading DC Power ABN: 69609180377
Name: JR Opena T/AS Name: Automotive
DC Power Solutions
Automotive
Solutions

Address: 30 Palmer Street

MACKAY NORTH QLD 4740
Australia

Endorsement Summary
Endorsement sale or refund (excluding GST): $887.05
GST: $88.71

Total Including GST: $975.76

Outstanding Contributions Payable $3,792.00

Payments from Capricorn Society Account: 043337

Payment option selected:

New Schedule of Instalments
01-Apr-22 $474.00
01-May-22 $474.00
01-Jun-22 $474.00
01-Jul-22 $474.00
01-Aug-22 $474.00
01-Sep-22 $474.00
01-Oct-22 $474.00
01-Nov-22 $474.00
Total $3,792.00

Period of Protection from 04:00 PM hrs Wednesday, 30 March 2022 to 04:00 PM hrs
Monday, 5 December 2022

Seeking further information?

For further information on your Business and Personal Protections, please contact our
Authorised Representative, Capricorn Risk Services via:

Phone:1800 007 022

Email: [email protected]

Or visit our website www.capricornmutual.com

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You can also contact your Risk Account Manager.

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