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    Muhammad Noman Asif Resume

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    obinnapeterson881

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    Muhammad Noman Asif Resume

    Uploaded by

    obinnapeterson881
    2 views2 pages

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    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    2 views2 pages

    Muhammad Noman Asif Resume

    Uploaded by

    obinnapeterson881

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 2

    Muhammad Noaman Asif

    Address: H/867 St/8B Makkah Colony Gulberg III Lahore


    Email Address: [email protected]
    Contact: +92 305 7999051
    Professional I have experience as a Risk Analyst. I have good communication skills to make good interactions with the
    Summary: team. I also have strong numerical ability. I am capable of problem-solving. I am proficient with software
    programs.

    Professional Work Summary


    Position. Company / Organization. Period.

    Risk Analyst The Bank of Punjab FEB 2022- Continue


    Branch Service Officer Faysal Bank Limited DEC 2018 to FEB 2022

    PROFESSIONAL EXPERIENCE:
    Risk Analyst
    The Bank of Punjab
    February 2022- Continue
     Reviewing of credit proposals in light of Prudential Regulations issued by State Bank of Pakistan and Bank’s
    Internal Credit Procedures and Policies while taking exposure, and identifying breaches, where exists
     Conducting in-depth financial analysis to evaluate repayment capacity through Cash Flows, Projection,
    Sensitivity and Scenario Analysis
     Ensuring turnaround time defined by SBP or internal procedures and PPMs etc
     Analyzing the borrower’s business risk in congruence with overall risk of obligor’s industry considering the latest
    industry updates and economic reviews
     Evaluate and recommend approval terms & conditions as per risk profile of the customer & safeguard interest
    of the Bank
     Monitored and reported on credit exposure and portfolio performance
     Collaborated with Business team to make informed lending decision
     Develop and maintained credit risk model and scoring tools
     Preparation of Due Diligence sheet – Performing wind down activities on program lending (Consumer and Agri)
     Implementation of management initiatives at group level (RMG) to instill improvement in processes, frame
    works
     Rapid portfolio reviews- Conducting periodic portfolio reviews to insure that the reviewing process is
    comprehensive and covers all aspect of credit proposal

    Brach Service Officer


    Faysal Bank Limited
    December 2018 to February 2022
     Primarily be responsible for the processing of financial transactions over the branch counter
     Ensuring delivery of quality services to customers
     Responsibility includes cash receipt and cash payment according to SOP's
     Custodian of locker, issuance of new locker, and locker surrender in the system and keep the record
     Capture card reporting and record keeping
     Manage and responsible for branch service quality
     Managing activities related to clearing & collections as per standard operating procedure
     Responsibilities will also include cash sorting,
     ATM cash replenishment
     Processing of Pay Order, Fund Transfer, and RTGS
     Reporting of CTR
     Processing of OTC ONE Link transactions
     Processing of Western Union
    Professional Certificate and Trainings:
    SAP Trainee Consultant
    National Vocational and Technical
    Training Commission (NAVTTC)
     Create Company, Company Code, Business Area & Credit control Area.
     Configuration of General Ledger, defining chart of account, account groups, and general ledger account for
    company code
     Configured FI-AR and FI-AP modules including the creation of Vendor master records
     Customer Master records, Account Groups, Number Ranges, Tolerance Groups, and Account Determination.
     Configured House banks, Bank accounts, GL structure, and Automatic Payment Program (APP) configuration
     Asset Accounting: Defined Chart of Depreciation, thereby defining Depreciation Areas, Asset integration with
    GL Accounts, defined Asset Classes & Master Data, and defined Deprecation Key based on different
    Depreciation Methods
     Implementation of procurement processes with FI integration to maintain material master, vendor master and
    info record
     Configured Purchasing documents: Purchasing info records, RFQ/Quotation, purchase requisition, purchase
    orders
    QuickBooks Online
     Created reports to track sales by customer, product or vendor as well as reconciling bank accounts on a daily
    basis
     Prepared journal entries for account reconciliations and reconciled general ledger accounts on a monthly basis
     Processed invoices for payment and ensured accuracy of financial data by verifying calculations and postings
     Maintained vendor records by updating vendor information and documenting transaction history
     Resolved vendor inquiries and discrepancies by researching and interpreting data

    Education and Professional Certificate:


    SAP Trainee Consultant Certificate (University of Lahore)
     300 hours of training certificate on successful completion of SAP Consultant level training.
    Master of Business Administration Finance
     Institute of Business & Management - UET Lahore
    CGPA 3.30/4.00
    BBA Hons (Finance)
     University of Sargodha sub Campus Mianwali
    CGPA 3.42/4.00

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