01-06-2024

Quote No : qc7xqdkt4i0sj

Benefit Illustration for HDFC Life Click 2 Achieve

This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Achieve
DETAILS
Name of the Prospect/Policyholder: Smart Investor Proposal No: NA
Age: 42 Name of Product: HDFC Life Click 2 Achieve
A Non-linked Non-Participating
Proposer Gender: Male Tag Line:
Individual Life Insurance Savings Plan
Name of Life Assured: Smart Investor Unique Identification No: 101N186V03
Age: 42 GST Rate: 4.5%* for first year
Life Assured Gender: Male 2.25%* second year onwards
Policy Term: 40 Years
Premium Paying Term: 6 Years
Amount of Instalment Premium
Rs.10,00,000
(Without GST):
Mode of payment of Premium: Annual

*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Policy Details

Sum Assured on Death

Plan Option Dream Achiever 1,00,00,000
(at inception of the policy) Rs.

Sum Assured on Maturity

Benefit Chosen# Early Income 60,00,000
(at inception of the policy) Rs.
Juvenile Critical Illness (CI)
Additional Benefit Opted None No
cover opted
Sum Assured on Juvenile
Payout Term (Years) 40 NA
CI at inception
Payout Frequency Annual Premium Offset No

Deferral of Survival/Income
First Payout Date 01-06-2025 No
Benefit

Premium Summary
Protect
Total
Juvenile Critical IB Plus
Instalment Premium Base Plan CI Rider Instalment
Illness Cover Premium Rider Rider(rider
Premium
option)
Instalment Premium without GST 10,00,000 0 0 0 0 10,00,000
First Year Premium
Instalment Premium with First Year GST 10,45,000 0 0 0 0 10,45,000

Instalment Premium without GST 10,00,000 0 0 0 0 10,00,000

Second Year Premium
Instalment Premium with GST 2nd Year Onwards 10,22,500 0 0 0 0 10,22,500

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 (Amount in Rupees)
Policy Annualized Guaranteed Non Guaranteed
Year Premium
Survival Other Maturity Death Guaranteed Death Benefit Special Surrender Surrender Value (Higher of GSV
Benefits benefits Benefit Benefit Surrender (Higher Value(SSV) and SSV)
(if any) Value of Guaranteed
(GSV) Death
Benefit and SSV)

1 10,00,000 2,31,832 0 0 1,00,00,000 0 1,00,00,000 0 0

2 10,00,000 2,31,832 0 0 1,00,00,000 3,68,168 1,00,00,000 9,11,846 9,11,846

3 10,00,000 2,31,832 0 0 1,00,00,000 5,86,336 1,00,00,000 13,73,129 13,73,129

4 10,00,000 2,31,832 0 0 1,00,00,000 13,04,504 1,00,00,000 18,38,647 18,38,647

5 10,00,000 2,31,832 0 0 1,00,00,000 15,72,672 1,00,00,000 23,08,971 23,08,971

6 10,00,000 2,31,832 0 0 1,00,00,000 18,40,840 1,00,00,000 27,84,744 27,84,744

7 0 2,31,832 0 0 1,00,00,000 16,09,008 1,00,00,000 28,00,016 28,00,016

8 0 2,31,832 0 0 1,00,00,000 14,37,176 1,00,00,000 28,16,701 28,16,701

9 0 2,31,832 0 0 1,00,00,000 13,25,344 1,00,00,000 28,34,928 28,34,928

10 0 2,31,832 0 0 1,00,00,000 11,53,512 1,00,00,000 28,54,842 28,54,842

11 0 2,31,832 0 0 1,00,00,000 9,81,680 1,00,00,000 28,76,598 28,76,598

12 0 2,31,832 0 0 1,00,00,000 8,09,848 1,00,00,000 29,00,366 29,00,366

13 0 2,31,832 0 0 1,00,00,000 6,98,016 1,00,00,000 29,26,333 29,26,333

14 0 2,31,832 0 0 1,00,00,000 5,26,184 1,00,00,000 29,54,701 29,54,701

15 0 2,31,832 0 0 1,00,00,000 3,54,352 1,00,00,000 29,85,694 29,85,694

16 0 2,31,832 0 0 1,00,00,000 1,82,520 1,00,00,000 30,19,554 30,19,554

17 0 2,31,832 0 0 1,00,00,000 70,688 1,00,00,000 30,56,545 30,56,545

18 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 30,96,958 30,96,958

19 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 31,41,110 31,41,110

20 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 31,89,346 31,89,346

21 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 32,42,043 32,42,043

22 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 32,99,615 32,99,615

23 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 33,62,512 33,62,512

24 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 34,31,227 34,31,227

25 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 35,06,299 35,06,299

26 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 35,88,314 35,88,314

27 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 36,77,916 36,77,916

28 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 37,75,806 37,75,806

29 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 38,82,751 38,82,751

30 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 39,99,589 39,99,589

31 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 41,27,233 41,27,233

32 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 42,66,685 42,66,685

33 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 44,19,037 44,19,037

34 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 45,85,480 45,85,480

35 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 47,67,320 47,67,320

36 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 49,65,980 49,65,980

37 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 51,83,016 51,83,016

38 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 54,20,128 54,20,128

39 0 2,31,832 0 0 1,00,00,000 0 1,00,00,000 56,79,173 56,79,173

40 0 2,31,832 0 60,00,000 1,00,00,000 0 1,00,00,000 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
2. In the above illustration, premiums are assumed to be received in advance, surrender benefit payable at the end of the year and other benefits payable as chosen by the
policyholder.
3. The plan also provides Juvenile Critical Illness Cover and waiver of premium benefit in case of Death, Critical Illness or Total Permanent Disability of Proposer as optional feature,
provided all previous premiums have been paid. For more information on these benefits please refer the sales literature/policy document.
4. The above table does not show offset of premiums even if premium offset benefit is chosen as yes. Your premium payable will get adjusted to the extent of benefits receivable or
accrued, if any You can choose to opt in or out of this feature at any time during the contract.
5. The above table does not show accrual of benefits even if deferral of benefits is chosen as yes. Your benefits shown above will get accrued as per then prevailing SBI interest
rate on savings bank Deposit + 1.5%. You can choose to opt in or out of this feature at any time during the contract.
6. #Depends on the cashflow chosen at inception.

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I VAMSI KRISHNA BAYYARAPU, have explained the premiums and benefits under the I Smart Investor ,having received the information with respect to the above, have
policy fully to the prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

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