Your HSBC Premier Statement

Contact tel 03457 70 70 70

see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk

Mr A Yap Yee Chin

52,Jalan Kenanga Sd 9/8
Bandar Sri Damansara
52200 Kuala Lumpur
Selangor Account Summary
MALAYSIA
Opening Balance 4,611.98
Payments In 2,086.87
Payments Out 6,384.15
Closing Balance 314.70

International Bank Account Number

GB69HBUK40021741643819
20 February to 19 March 2018 Branch Identifier Code
HBUKGB4106A

Account Nam e Sortcode Account Num ber Sheet Num ber

Mr Adrian Yap Yee Chin 40-02-17 41643819 131

Your Premier Bank Account details

Date Paym ent t ype and details Paid out Paid in Balance

19 Feb 18 BALANCE BROUGHT FORWARD 4,611.98

26 Nov 22 ATM CASH NOTEMAC NOV26
LOCKMILL SER@11:26 20.00
ATM CASH NOTEMAC NOV26
LOCKMILL SER@15:01 70.00 11,115.93
28 Nov 22 CR East Lancashire Ho
E Lancs NHS Trust 1,705.17
ATM CASH NOTEMAC NOV28
WH SMITH @15:48 50.00
VIS UBER *EATS
HELP.UBER.COM 11.05
))) CANCER RESEARCH UK
BLACKBURN 9.00
))) Xistence Apparel
Blackburn 70.00
))) Schuh Blackburn
Blackburn 37.99
))) BRITISH HEART FOUN
BLACKBURN 3.00
))) NEXT RETAIL LIMITE
BLACKBURN 35.00
))) NEXT RETAIL LTD
BLACKBURN 28.10
))) ALDI 49 773
BLACKBURN 2.84
))) PRIMARK STORES 646
BLACKBURN 18.00
BALANCE CARRIED FORWARD 578.55

The Helicon 1 South Place London EC2M 2UP

 Contact tel 03457 404 404
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk
1 November to 30 November 2022
Your Statement
Account Nam e Sortcode Account Num ber Sheet Num ber
Ms Deyon Sharon Nanton 40-11-84 91266500 86

Your Bank Account details

Date Paym ent t ype and details Paid out Paid in Balance

BALANCE BROUGHT FORWARD 11,248.16

17 Nov 22 ATM CASH BARCLAY NOV17
ASDA BLACKBU@12:36 20.00
))) ALDI 49 773
BLACKBURN 22.70
VIS TRANSDEV BLAZEFIEL
HARROGATE 3.30 11,202.16
18 Nov 22 CR CR SERVICES NORTH 142.50
ATM CASH NOTEMAC NOV18
WH SMITH @15:43 80.00
))) CHAPEL ST PHARMACY
BLACKBURN BB2 9.35
))) ASDA SUPERSTORE
BLACKBURN 17.90 11,237.41
21 Nov 22 ATM CASH NOTEMAC NOV21
LOCKMILL SER@07:12 20.00
))) ALDI 49 773
BLACKBURN 34.08
VIS INT'L 0018292919
AWX*Zaful
Luxembourg 28.88
VIS INT'L 0024931301
AWX*Zaful
Luxembourg 27.33
VIS INT'L 0018292920
www.newchic.com
Nicosia 22.50 11,104.62
22 Nov 22 ATM CASH NOTEMAC NOV22
LOCKMILL SER@07:15 40.00
VIS TRANSDEV BLAZEFIEL
HARROGATE 2.80
))) ROYAL BLACKBURN RE
BLACKBURN 2.90
VIS TRANSDEV BLAZEFIEL
HARROGATE 3.30 11,055.62
23 Nov 22 ))) T K MAXX
BLACKBURN 32.27
))) ROYAL BLACKBURN RE
BLACKBURN 4.80
))) CANCER RESEARCH UK
BLACKBURN 11.00
))) ASDA SUPERSTORE
BLACKBURN 2.75
ATM CASH NOTEMAC NOV23
SPAR MILL H@17:07 20.00
BALANCE CARRIED FORWARD 10,984.80

Customer Service Centre . BX8 1HB

 Contact tel 03457 404 404
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk
1 November to 30 November 2022
Your Statement
Account Nam e Sortcode Account Num ber Sheet Num ber
Ms Deyon Sharon Nanton 40-11-84 91266500 87

Your Bank Account details

Date Paym ent t ype and details Paid out Paid in Balance

BALANCE BROUGHT FORWARD 10,984.80

VIS INT'L 0038721926
www.newchic.com
Nicosia 22.46 10,962.34
24 Nov 22 VIS TRANSDEV BLAZEFIEL
HARROGATE 3.30
VIS TRANSDEV BLAZEFIEL
HARROGATE 2.80
VIS UBER *EATS
HELP.UBER.COM 12.60 10,943.64
25 Nov 22 CR CR SERVICES NORTH 311.42
))) ROYAL BLACKBURN RE
BLACKBURN 5.65
))) ALDI 49 773
BLACKBURN 31.49
ATM CASH BNKM NOV25
BNKM CHG 1.99
GIFTS EWOOD @20:30 11.99 11,205.93
19 Mar 18 BALANCE CARRIED FORWARD 314.70

Info rmatio n abo ut the Financial Services Co mpensatio n Scheme

Your deposit is eligible for protection under the Financial Services Compensation Scheme (FSCS). For further information
about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk, call into your nearest branch
or call your telephone banking service. Further details can be found on the FSCS Information Sheet and Exclusions List
which is available on our website (www.hsbc.co.uk).

AER EAR
Credit Inte rest Rates balance variable Overdraft Inte rest Rates balance variable

Credit inte res t 0.00%

upto 500 0.00%
over 500 11.90%

Customer Service Centre . BX8 1HB

Interest Unless you agree that the currency conversion is done at
Credit Interest is calculated daily on the cleared credit the point of sale or withdrawal and agree the rate at that
balance and is paid monthly. Debit interest is calculated daily time, for example with the shopkeeper or on the self-
on the cleared debit balance of your account, it accrues service machine screen, the exchange rate that applies
during your charging cycle (usually monthly) and is deducted to any non-sterling debit card payments (including cash
withdrawals) is the VISA Payment Scheme Exchange
from your account following the end of your charging cycle.
Rate applying on the day the conversion is made.
For Jade by HSBC Premier Bank Accounts and HSBC
For non-Sterling (foreign currency) transactions we will
Premier Bank Accounts overdraft interest charges include
charge a fee of 2.75% of the amount of the transaction.
arranged and unarranged overdraft interest.
This fee will be shown on a separate line of your statement
Overdraft Service as a ‘Non-Sterling Transaction Fee. Details of the
For HSBC Premier customers, the first £500 of any overdraft current VISA Payment Scheme Exchange Rates can be
is provided free of interest. obtained from the card support section of hsbc.co.uk (UK
Before we deduct debit interest we will give you at least customers) or ciiom.hsbc.com (Channel Islands and Isle
14 days notice of the amount to be deducted. of Man customers) or by calling us on the usual numbers.
If you are switching your banking to us we will not charge We will deduct the payment from your account once we
Fees or debit interest on the entire debit balance of your receive details of the payment from the card scheme, at
account for up to three months if you have used our the latest, the next working day.
switching service. Overseas cash machine withdrawals made with your HSBC
Premier Visa Debit Card do not incur a non-sterling cash
Effective from 1 August 2017
fee from HSBC. Some cash machine operators may apply a
Monthly cap on unarranged overdraft charges
direct charge for withdrawals from their cash machines and
1. Each current account will set a monthly maximum
this will be advised on screen at the time of withdrawal.
charge for:
Recurring Transaction
(a) going overdrawn when you have not arranged an
A recurring transaction, sometimes called a continuous
overdraft; or
payment authority, is a series of payments collected with
(b) going over/past your arranged overdraft limit (if you your agreement from your card by a retailer or supplier (for
have one). example, insurance cover). This is an agreement between
2. This cap covers any: you and the retailer. The Direct Debit Guarantee does not
(a) interest and fees for going over/past your arranged cover these transactions. If you wish to cancel a recurring
overdraft limit; transaction you can do this with the retailer or us. We can
(b) fees for each payment your bank allows despite lack of cancel the payment, however contacting the retailer allows
funds; and you to also deal with the agreement you have with them
(c) fees for each payment your bank refuses due to lack and you can make other arrangements for the payment or
of funds. cancellation of the goods or services. If you cancel with
the retailer, we recommend you keep evidence of the
The monthly cap on unarranged overdraft charges for the cancellation. Once you have cancelled with the retailer or
HSBC Premier Bank Account is £500 and for the Jade by us, if the retailer does try to collect any future payments
HSBC Premier Bank Account is £2,000. under the recurring transaction agreement, we will treat
In order to reach the monthly maximum charge limit, based these as unauthorised. If we miss any of the cancelled
on current interest rates, you’d have to be over your transactions, please contact us.
arranged overdraft limit by more than £50,000 for HSBC Dispute resolution
Premier and £230,000 for Jade by HSBC Premier for a full If you have a problem with your agreement, please try to
charging month. resolve it with us in the first instance. If you are not happy with
the way in which we handled your complaint or the result, you
The introduction of the Monthly Maximum Charge will not
may be able to complain to the Financial Ombudsman Service.
affect any charging period that ended prior to 1st August
If you do not take up your problem with us first you will not
2017. Any notification of charges that are generated on or
be entitled to complain to the Ombudsman. We can provide
after 1st August 2017 will incorporate the new Monthly
details of how to contact the Ombudsman.
Maximum Charge cap.
The Financial Ombudsman Service does not apply to
Debit cards customers of our branches in the Channel Islands and Isle of
UK currency cash machine Man, but you could be entitled to refer your complaint to the
You can use your debit card to make cash withdrawals Channel Islands Financial Ombudsman in Jersey or Guernsey
in Euros or US Dollars from some of our self-service or the Financial Services Ombudsman Scheme in the Isle of
machines. The HSBC prevailing exchange rate and the Man. Please contact your branch for further details.
amount of currency you will receive and the Sterling Telephone Banking Service
amount will be shown on the screen. The amount of the Customer representatives are available 24 hours a day
cash withdrawal converted into Sterling will be deducted everyday. Calls may be monitored or recorded for quality
from your account balance immediately. purposes. Alternatively for all your banking needs go to
Using your card abroad hsbc.co.uk (UK customers) or ciiom.hsbc.com (Channel
When you use your card abroad, your statement will show Islands and Isle of Man customers).
where the transaction took place, the amount spent in local Disabled Customers
currency and the amount converted into sterling. We also We offer a number of services such as statements in
monitor transactions to protect you against your card being Braille or large print. Please contact us to let us know
used fraudulently. how we can serve you better.
Lost and stolen cards
If any of your cards issued by us are lost or stolen please call
Registered in England and Wales with registration number 14259 our 24-hour service immediately on 03456 007010 or if you
Registered office: 8 Canada Square London E14 5HQ are calling from abroad, please call us on 44 1442 422 929.
LIT01145OL MCP49422 11/17 ©HSBC Bank plc 2017.