Ight today I'm gonna start going over my Updated CPN Ultimate Guide.

This is the 4th update.

The CPNs guides have always been of my most popular methods.

So I’m updating the whole guide from Trimerging to opening up your first Credit Card.

As well as some new methods for getting phones and making apartment ready documents.

Been doing this for years and I’m putting everything you need into these guides.

Hope everyone enjoys my work.

(I'm not selling anything. I don't answer DMs and I will never DM you. Don't buy anything
from anyone who DMs you. You will be scammed. If you want to build a CPNs everything you
need is here for free in this guide.)

CPN Ultimate Guide

• What are CPNs?

• How to find a CPN number

• How to get a Drop # and Address

• How to Trimerge

• Start building credit

• Tradelines

• Getting a high balance CC

—
So what are CPNs?

CPNs are synthetic Credit Profiles.

Everyone has a credit profile. This is your information including:

Name, Address, SSN, DOB, Phone #, Email, and Credit Score.

When you apply for a Credit Card or Loan, Banks take your info and compare it to your Profile to
validate you.

They get these profiles from Credit Bureaus.

But if someone makes a fake profile they can do everything a real person can.
Apply for CVVs, Rent Cars, Lease Apartments, Make a Business. Whatever you can think of.

—
This is my updated method on finding a CPN Number.

When I made the Ultimate CPN Guide, I got a lot of DMs saying that they need help with this.

A CPN Number is just a SSN number that's not in use.

That means it wasn't issued to anyone.

Once we get the number we can Trimerge it can start building Credit.

If we used a issued SSN then the owner would see the changes on their Credit.

You also don't want a SSN issued to someone under 18.

This is harder to look for because their SSN is unused.

Just like a CPN number.

Last you don't want to use a number owned by the deceased.

Ight so how do we find a unissued SSNs?

First you need a SSN Validator.

https://www.ssnvalidator.com/index.aspx

Or

https://www.ssn-verify.com/

I'm doing it on SSN Verify,

Ight so the first thing we want to do is figure out the State Prefix.

Every state has a unique prefix on their SSNs.

You can find the one you want on SSN Verify.

I'm doing Cali.

Just copy the prefix.

Go back to the homepage and enter the Prefix.

From here your just gonna be trying numbers till you find some that work.

This beats paying someone to do the exact same thing.

If the SSNs issued it'll look like this.

This means it belongs to someone.

And can't be used for a CPN.

This is what we want.

Only one numbers different then the issued one.

All you have to do is look.

Next I'll show you how to get a # and drop address.

Ight now I'll be showing you how to get a phone number for your CPN.

And also share my updated method on getting a CPN address.

First we need to get a phone number

The number can’t be a Google Voice or VOIP since we have to merge it into public records.

Which means u will have to get a burner phone.

Tracfone, Total Wireless, Mint Mobile, AT&T Prepaid, etc.

All you have to do is buy the prepaid phone and a sim plan. Cost around $30 and you can pay cash.

It’s good to have another phone to handle your CPN anyway.

You could also just use the SIM card with your phone.
And swap sims when you need to.

Alternatively you could just use a eSIM.

Next I’m going to show you how to get a address for your CPN.
__

Depending on what you’re doing, there’s multiple ways to handle the address.

The address you use for your CPN’s important because it’s the one thing you can’t fabricate.

Making it one of the main factors in verification.

The address on file is the only address you can mail to with your fresh CPN.

Depending on how you’re cashing out your CPN, there’s multiple ways you can go about it.

If you’re using your real name on your CPN you can’t use your personal address.

Your credit profiles will merge.

If your only using the CPN to get high balance credit cards then you can use a friends address or
your address with a different name.

But if you’re using it for personal loans, making bank drops, etc you will need to find a more discrete
address.

The method for address isn't available on Reddit so this guide can fit guidelines.

__
Trimerging is one of the most important parts of building your CPN.

And much has changed since the last guide.

Some PR’s hold more weight than others.

So today I’m gonna be showing you the best in the current CPN game.

Banks use Public Records to verify your info when you apply for Banks, Loans and Credit Cards.

If the info you use to apply doesn’t match they will decline you.

So it’s important you get your CPN on public records with a good Trimerge.

To build a Credit Profile, Credit Bureaus contact Data Furnisher like Lexis Nexus.

They take info from practically anything you sign up for online and use it to build a profile.
This profile is half 1/3rd of your CPN, the other parts being the credit history and score.

So how do you Trimerge?

I'm breaking down the Trimerge proccess into two phases.

When your ready to Trimerge start signing up for everything on Phase One:

• List Yourself

• OptOutPrescreen

• SageStream

• Innovis Consumer Credit Report

• Capital One Credit Card

• Chase Credir Card

• American Barclaycard

• Target Red Card

• DriveTime

• Mission Lane

• FNBO

• Credit One Bank

• Carnival Cruise

All these get your ready for the Hard Credit Pulls on Phase Two.

Most of these sites feed info right to the data furnishers.

The other sites are credit card pre approvals that feed info to the credit beuras.
You can get a Virtual Assistant to speed things up.

I’d recommend doing 20-30 PRs on top of this trimerge.

After you do this you have to wait for the info to report to all the necessary systems.

Once a couple weeks past start on Phase Two:

Soft pulls are credit inquirys that don't affect your credit score.

Checking your own credit report, pre-approval credit card offers, and background checks for
employment all do soft pulls.

But we need to do some hard pulls as well to finish Trimerging.

It doesn’t that matter if you get approved.

This is the final push we need before we can open up a Credit Karma.
Wait a couple weeks for your profile to update and you should be able to open one up.
After that make a Experian so you can customize your CPN.

Once you got both you’ve established your CPN

Part 2

Ight now I'm gonna teach you how to open up a bank and start building credit.

Yesterday we went over Trimerging.

Before you try anything on this step make you sit on your CPN and let history build up.

To start building credit we need to open up a bank account.

(Or you can do the phone method I’m going over later).
I recommend Chime bank because we can get a primary directly after.

Ight I’m gonna teach you how to get a Primary for your CPN.

Primaries are credit accounts that are fully in your CPNs name.

These don’t fall off like other Tradelines.

They hold more weight then other Tradelines.

And without any Primaries you won’t be able to get approved for anything.

So today I’m gonna be walking you through my method for getting primary easy and fast.

—
We’re gonna get the Chime Credit Builder Card.

The reason I chose this one is because I found a method for getting instantly approved.

And because it’s easy to open a Chime Bank account with your CPN, fresh off a Trimerge.

So before you start make sure you open one up.

After that download the app Exodus.

And load $200 - 500 BTC onto the app.

Don’t worry you’ll get it right back.

When it’s on there go to Buy & Sell and enable withdrawal.

You won’t need to use a ID or wait for verification to do this.

Instead it should let you link your Chime bank using Plaid.
After you do that, sell the BTC in your account.
Enabling your Chime Credit Builder Card.
They automatically ship the card to the address on file.

When it comes activate it and your set.

Once you have a primary on your account your ready to apply for your first High Balance CC.

—
What are Tradelines?

Accounts like credit cards, loans, etc.

These are usually someone else’s account called the primary account holder.

The primary account holder adds you to the account, making you a authorized user.

As a authorized user you don’t actually have access to the account.

But the Tradeline reports the account’s payment history and credit limit on your credit score.

This boosts your score temporarily.

Allowing you to qualify for new credit cards, car loans, personal loans, and business loans.

How long do Tradelines last?

Tradelines usually last for around 60 days.

After they fall off your CPN.

But any new credit cards, loans, etc you get approved for should boost your score more then the
Tradeline ever did.

The Tradelines just gets you there.

How much do Tradelines boost your score?

The amount a Tradeline boosts your credit score depends on multiple things.

Including the age of the Tradeline, the credit limit, and the payment history.

On average most Tradelines boost score by around 35-120 points.

But stacking multiple Tradelines on a CPN gives diminishing value.

__

Where can you get Tradelines?

The first way is using CC logs.

You can give your CPNs tradelines using credit card logins for Discover, Chase, Barclays, etc.
Depending on the Credit Line of the card, it can boost your credit 35-120 points.

The credit boost is temporary but should last you long enough for you to get a primary with a credit
line.

But doing this with a CC log isn’t simple so I’m gonna show you my method.

First login to the log. If you have Socks5 use it but Discover logs are low security.

Socks5 will allow you to log in multiple times.

Go to Card Services and then Authorized Users.

Select Add Authorized Users.

Fill in CPN info.

It's better to send to the Card Holders Address to avoid verification.

Unless you know how to do Reroutes.

After that your tradeline should be ready to go.

Check on Credit Karma to confirm.

Part 3

Today I'm gonna teach you how to get a High Balance Credit Card with your CPN.

Now that your CPN has a Secured and a Tradeline it's time to get a Credit Card.

This is a major primary on your profile.

Getting this CC instantly boosts your CPN 60+ points.

Once you get this you can get apartments, whips, and even better CCs.

Or you could just cashout the CC.

So what’s the best Credit Card to get with a CPN?

The CC we're gonna apply for is the Apple Card.

High approval rate and good credit limits help keep this as the card for CPNs in 2023.

They give around 3-7k when you start and you can get it raised.
And whenever your done with your CPN it’s easy to wipe.
Alright go on card.apple.com/

Wait till after I’m done covering this to ask questions.

It's better to do this on a laptop instead of a phone.

Because you might have to submit a ID pic. You can just use a Scanlab.cc
But if you do it on a phone you have to submit a live pic.

You use a iCloud account to apply for the card.

Earlier we covered how to get a burner number and email.

You should be using it for everything you do with the CPN.

Including making a iCloud.

Fill out the app with your CPN info.

For income do $80-120k.

I did $190k because I have multiple tradelines reporting on my account.

Agree to the TOS.

Now you have to wait a couple days for your application to go thru.
Just sign in with the same iCloud.com.
They ship out a physical card but I just use the virtual card.

You can also use the card as a tradeline for other CPNs.