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    6c Rikke Nursyafitri

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    renta sani

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    6c Rikke Nursyafitri

    Uploaded by

    renta sani
    10 views11 pages

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    © © All Rights Reserved

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    Copyright:

    © All Rights Reserved
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    Download as pdf or txt
    10 views11 pages

    6c Rikke Nursyafitri

    Uploaded by

    renta sani

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    You are on page 1of 11

    NAMA:

    Rikke nursyafitri (211020108)


    6c manajemen

    "working capital management”


    HOW TO OBTAIN CAPITAL
    01 02 03
    UNDERSTANDI TYPES OF SOURCES OF
    NG CAPITAL BUSINESS BUSINESS
    CAPITAL CAPITAL

    04 05
    ADVANTAGES CONCLUSION
    AND
    DISADVANTAG
    ES OF
    01
    Definition of Capital:
    Capital refers to the financial resources used by individuals,
    companies, or organizations to run their operations. Capital can
    be cash, physical assets, shares, debt, or other resources used to
    finance business activities, investments, or individual needs. In a
    business context, capital can be divided into own capital (equity)
    and borrowed capital (debt). Capital is an important aspect of
    financial management and is used to measure the financial health
    of an entity.
    02
    Types of business capital
    The following are several types of business
    capital :

    1. Own capital (equity)


    2. Loan capital (debt)
    3. Working capital
    4. Fixed capital
    5. Venture capital
    6. Intellectual capital
    7. Human capital
    8. Social capital
    9. Time capital
    10. Leadership capital
    03
    Sources of business capital:
    1. Own capital
    In this case, business capital comes from the business owner's personal investment. This
    could be savings, personal assets, or an owner's stake in a business
    2. Bank loans
    Many business owners apply for bank loans to get additional capital.
    3. Loans from investors
    Business owners can look for investors who are willing to provide capital in the form of equity or
    loans.
    4. Crowdfuding
    Is a way to collect funds from many individuals or small investors through an online platform
    5. Venture capital
    Venture capital companies are entities that provide capital to businesses with the hope of future
    profits.
    6. Business income
    Business capital can also be generated from income earned by the business itself
    7. Government subsidies
    Some governments provide subsidies or assistance programs to small and medium
    business owners
    8. Vendor financing
    Some vendors may provide financing or payment terms that allow business owners to
    obtain goods or services without paying immediately
    9. Leasing and rental
    Leasing or renting assets rather than buying them can help save initial capital
    10. Funding through retained profits
    Businesses can use the profits earned to finance further growth and development
    04
    Advantages and disadvantages of business
    Excess :
    capital
    1.Business development
    Sufficient business capital makes it possible to develop the business more quickly
    2. Financial stability
    Sufficient capital provides financial stability in facing challenges and market changes
    3. Competitive ability
    With sufficient capital, we can compete better in the market by offering more competitive prices
    4. Bargaining power
    Sufficient capital increases bargaining power in negotiating with clients
    5. Investment in human resources
    You can invest more in employee training and increase workforce productivity
    6. Risk management
    Sufficient capital can help in managing business risks
    7. Freedom of creativity
    Sufficient capital provides flexibility to pursue innovation and creative ideas
    Lack :
    1. Limited resources
    Limited capital can limit the ability to expand a business
    2. Limited competitiveness
    With limited capital, it will certainly be difficult to compete with markets that have more
    sources and offer lower prices with high quality
    3. Limited preparedness to face a crisis
    Minimal capital can make a business vulnerable to a crisis or unexpected changes in a
    market
    4. Strict financial management
    Lack of capital can force you to manage your finances very tightly, which can disrupt
    business development
    5. Difficulty meeting financial obligations
    Minimal capital can lead to difficulties in meeting financial obligations such as employee
    salaries
    6. Limited innovation capabilities
    When capital is very limited, innovation may be hampered
    7. Limited human resource development
    05
    Conclusion
    In conclusion, business capital is a key aspect in the business world that is needed to
    start, run and develop company operations. Here are some important points in
    conclusions about business capital:

    1. Business capital is the financial resources needed by a company to operate its


    business.
    2. Sources of business capital include own capital, bank loans, venture capital,
    crowdfunding and various other sources.
    3.Each source of capital has advantages and disadvantages that must be considered
    carefully.
    4. Decisions about capital sources must be in accordance with business objectives,
    risk profile and growth plans
    5. The balance between equity capital (own) and borrowed capital is the key to
    successful financial management.
    6. Business capital supports business growth and sustainability in a competitive
    market
    7. Careful financial planning and wise capital management are essential to business
    success
    THANK YOU

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