Santander Everyday Current Account

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Telephone Banking,enquiries or lost stolen
MR NB LAMICHHANE cards 08009123123,open 24 hours a
1437235 WALTON ROAD day 7 days a week.
WOKINGV
To help us maintain and improve our
GU215EF
customer service we may monitor or record
your calls.

For the hard of hearing and/or speech

impaired, Text Relay service available
1800108009196 128

Online Banking service and

information available at
www.santander.co.uk

Santander,9 Nelson Street,Bradford,West

Yorkshire,BD15AN.

Online,Mobile and Telephone

Banking CNIC:35202-02545827

Your account summary for

12th Apr 2024 to 11th May 2024

Account name:MR NB LAMICHHANE

Account number:651305982 Sort Code:090122
Statement number:05/2024
BIC:ACCYGB2XXXX IBAN:GB72 ABBY 00012345720066 News and
Balance brought forward from 11th Apr E2,937.11 Changesto1l2l3,SelectandPrivateCurr
Statement Total money in: E1.227.80 ent Accounts
Total Money out -f1.07854 From 12 April 2024 we're reducing the
Your balance at dose of business 11th May 2024 f3.086.37 11213,Select and Private monthly fee to
maintain the account
Credit interest rate:No credit interest is paid on this account. from f5 to f4.We're also reducing the interest
rate paid on those current accounts.
Interest and refunds paid this period
Date Why we are paying you Amount Changes to 1|2|3 Student,Postgraduate
2nd May Interest on your credit balance E0.00 and Graduate Current Account

From 12 April 2024 we'll no longer pay interest

on our 1|2|3 Student,Postgraduate and

For customers who start their second year on

the 1|2|3 Graduate Current Account from July
2024
onwards,we're also reducing the interest-free
overdraft amount on the account from f2,000
to E1,000.If you use more than f1,000 of your
overdraft,you'll be charged interest on the
amount above f1,000.If you're already in your
second year of the account,you won't be affected
by this
change.

We have written to everyone affected by the

above changes,and for more information visit
santander.co.uk
Continued on reverse …
 Account name: MR NB LAMICHHANE
Account number: 651305982 (Sort Code: 09 01 26)
Statement number: 05/2024 Page number: 2 of 3

Important Messages
Important information about compensation arrangements: We are covered by the Financial Services Compensation Scheme (“FSCS”).
The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. The account(s) shown in this statement are eligible
for compensation under the scheme. Santander UK plc is an authorised deposit taker and accepts deposits under this name and the cahoot and
Santander Corporate & Commercial Bank trading names.
Further details can be found in the FSCS Information Sheet and Exclusions List, a copy of which is available in your local Santander branch.
For further information about the compensation provided by the FSCS, refer to the FSCS website
at www.FSCS.org.uk.
For Customers with an Overdraft. If you have a problem with your agreement, please try to resolve it with us in the first instance. If you
are not happy with the way in which we handled your complaint or the result, you maybe able to complain to the Financial
Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can
provide details of how to contact the Ombudsman.
Details of rates and charges can be found on our website or through your local branch.
Interest or fees will be calculated daily on any outstanding overdrawn balance.
AER explained - AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it
to your account each year. Gross rate explained - The gross rate is the interest rate we pay where no income tax has been
deducted.
EAR explained - EAR stands for Effective Annual Rate and represents theyearly cost of an overdraft, which takes account of how
often we charge interest to the account, and does not include any other fees or charges. Overdrafts depend on your circumstances
and you must repay any overdraft when we askin line with our General Terms and Conditions.
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number
2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls maybe recorded or monitored.
Authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation
Authority. Our
Financial Services Register number is 106054. Santander and the flame logo are registered trademarks.

Date Average balance for the month Amount

th
11 May Average credit balance £2,856.69

Your transactions 12th Apr 2024 to 11th May 2024

Date Description Money in Money out £ Balance
12th Apr Balance brought forward from previous statement 2,937.11
DIRECT DEBIT PAYMENT TO PAYPAL. PAYMENT REF 4M8J2222YWE44, MANDATE 32.56 2,904.55
NO 0015
12th Apr BILL PAYMENT VIA FASTER PAYMENT TO …….. REFERENCE BABE, MANDATE NO.4 120 00 2,7843.55
15th Apr DIRECT DEBIT PAYMENT TO BCARD PLATINUM REF 4929102007887007, MANDATE 493.26 2,291.2 9
NO 0016
16th Apr BANK GIRO CREDIT REF JG95063 1 D DWP EESA, 000000000301959154 375.90 2,667.19
16th Apr DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222 YWE44, MANDATE 7.54 2,659.65
NO 0015
17th Apr DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44, MANDATE 9.79 2,649.86
NO 0015
17th Apr DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44, MANDATE 9.99 2,639.87
NO 0015
17th Apr DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44, MANDATE 31.00 2,608.87
NO 0015
18th Feb DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44, MANDATE 7.99 2,600.88
NO 0015
19th Apr BILL PAYMENT VIA FASTER PAYMENT TO REFERENTE BABE, MANDATE NO 4 60.00 2,540.BB
22nd Apr DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44, MANDATE 15.60 2,525.28
NO 0015
23rd Apr DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44, MANDATE 1.59 2,523.69
NO 0015
24th Apr BANK GIRO CREDIT REF JG95063 1 D ESA CWP, 0000000003 172845 13 25.00 2,548.69
24th Apr DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44, MANDATE 17.10 2,531.59
NO 0015
25th Apr DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44, MANDATE 1.63 2,529.96
NO 0015
25th Apr DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44, MANDATE 16.35 2,513.61
NO 0015
26th Apr BANK GIRO CREDIT REF JG95063 1 D DWP PIP, 00000000032 1454839 451.00 2,964.61
1st May DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44, MANDATE 13.99 2,950.62
NO 0015
1st May DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44, MANDATE NO 0015 20.00 2,930.62
2nd May BANK GIRO CREDIT REF JG95063 1 D DWP EESA, 0000000003289 13154 375.90 3,306.52
3rd May DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44, MANDATE 5.96 3,300.56
NO 0015
 Account name: MR NB LAMICHHANE
Account number: 651305982 (Sort Code:090126)
Statement number:05/2024 Page number:3 of 3

Date Description Money in Money out f Balance

3rd May DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44,MANDATE NO 16.50 3,284.06
0015
5th May DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44,MANDATE NO 23.10 3,260.96
0015
5th May DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44,MANDATE NO 23.20 3,237.76
0015
6th May BILL PAYMENT VIA FASTER PAYMENT TO ………REFEERENCE BABE,MANDATE NO 4 55.00 31,82.76
7th May BILL PAYMENT VIA FASTER PAYMENT TO Charlie McBride REFERENCE stuff,MANDATE NO 20.0 3,162.76
5
8th May DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44,MANDATE NO 0015 6.58 3,156.18
8th May DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44,MANDATE NO 15.62 3,140.56
0015
10th May DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44,MANDATE NO 20.89 3.119.67
0015
10th May DIRECT DEBIT PAYMENT TO PAYPAL PAYMENT REF 4M8J2222YWE44,MANDATE NO 33.30 3,086.37
0015
11th May Balance carried forward to next statement: 3,086.37