A PROJECT REPORT

ON

BANKING MANAGEMENT SYSTEM

Submitted in partial fulfillment of the

requirement for the award of the degree of

BACHELOR OF COMPUTER APPLICATION

Session 2023-24

By

Ankur Singh(22SCSE1040273)
Rashi Thakur(22SCSE1040335)
Teena choudhary(22SCS1040354)

Under the guidance of

Dr. Aveensh Kumar

SCHOOL OF COMPUTER APPLICATION AND TECHNOLOGY

GALGOTIAS UNIVERSITY, GREATER NOIDA, INDIA

April, 2024
 SCHOOL OF COMPUTER APPLICATION AND TECHNOLOGY
GALGOTIAS UNIVERSITY, GREATER NOIDA

CANDIDATE’S DECLARATION

I/We hereby certify that the work which is being presented in the project, entitled

“BANKING MANAGEMENT SYSTEM” in partial fulfillment of the requirements for the

award of the BCA (Bachelor of Computer Application) submitted in the School of Computer

Application and Technology of Galgotias University, Greater Noida, is an original work carried

out during the period of febraury, 2024 to June and 2024, under the supervision of Dr Avneesh

Kumar , Department of Computer Science and Engineering/School of Computer Application

and Technology , Galgotias University, Greater Noida.

The matter presented in the thesis/project/dissertation has not been submitted by me/us for

the award of any other degree of this or any other places.

Ankur Singh(22SCSE1040273)

Rashi Thakur(22SCSE1040335)

Teena Choudhary(22SCSE1040354)

This is to certify that the above statement made by the candidates is correct to the best of my

knowledge.

Dr.Avneesh Kumar

Professor
 CERTIFICATE

This is to certify that Project Report entitled “ BANKING MANAGEMENT SYSTEM” which is

submitted by Ankur Singh, Rashi Thakur, Teena Choudhary in partial fulfillment of the

requirement for the award of degree BCA. in Department of Bachelor of School of Computer

Application and Technology , Galgotias University, Greater Noida, India is a record of the

candidate own work carried out by him/them under my supervision. The matter embodied in this

thesis is original and has not been submitted for the award of any other degree

Signature of Examiner(s) Signature of Supervisor(s)

Date: April, 2024

Place: Greater Noida

 BANKING MANAGEMENT SYSTEM
TABLE OF CONTENT

S.NO CONTENT PAGE NO

1. ABSTRACT

2. INTRODUCTION

3. PROJECT OVERVIEW

4. LITERATURE

5. SUMMARY

6. HARDWERE AND SOFTWERE

7. ADVANTAGE

8. CODE

9. OUTPUT

10. Code Explanation

 ABSTRACT

The Banking Management System (BMS) is a comprehensive software

solution designed to streamline and automate various banking
processes. This system aims to enhance operational efficiency, improve
customer service, and ensure data accuracy and security within the
banking sector. By integrating advanced technologies and
functionalities, the BMS facilitates seamless transactions, robust
financial management, and effective customer relationship
management.
 INTRODUCTION

The banking sector plays a crucial role in the global economy, serving as
the backbone of financial activities. With the advent of digital
transformation, there is a growing demand for innovative solutions to
address the evolving needs and challenges faced by banks. The Banking
Management System (BMS) emerges as a strategic tool to modernize
banking operations, mitigate risks, and capitalize on emerging
opportunities. This introduction provides an overview of the BMS, its
significance, objectives, and key features.
 PROJECT OVERVIEW

The Banking Management System (BMS) encompasses a suite of

software modules designed to streamline various banking processes,
including account management, transaction processing, loan
management, customer relationship management (CRM), and
regulatory compliance. Leveraging cutting-edge technologies such as
artificial intelligence, blockchain, and data analytics, the BMS offers a
scalable and customizable platform to meet the unique requirements
of different banks and financial institutions. The project overview
provides insights into the scope, architecture, and implementation
strategy of the BMS, highlighting its potential impact on operational
efficiency, customer experience, and business performance.
 LITERATURE

The literature review explores existing research, case studies, and

industry practices related to banking management systems, highlighting
trends, challenges, and best practices. It examines the adoption of
technology in the banking sector, the role of software solutions in
driving digital transformation, and the impact of regulatory
requirements on banking operations. By synthesizing relevant
literature, the study provides a foundation for understanding the
rationale behind the development of the Banking Management System
(BMS) and identifies opportunities for further innovation and
improvement.
 SUMMARY

The Banking Management System (BMS) represents a strategic

initiative to modernize banking operations, enhance customer service,
and ensure regulatory compliance. By leveraging advanced
technologies and functionalities, the BMS offers a comprehensive
solution to address the diverse needs and challenges faced by banks
and financial institutions. Through effective implementation and
continuous refinement, the BMS has the potential to revolutionize the
banking industry, driving sustainable growth, and delivering value to
stakeholders.
 HARDWERE AND SOFTWERE

The Banking Management System (BMS) requires both hardware and

software components to function effectively.

Hardware:
Servers: High-performance servers are essential for hosting the BMS
software and managing large volumes of data securely.

Networking Equipment: Routers, switches, and firewalls are necessary

to establish a reliable network infrastructure for seamless
communication between various system components.

Workstations: PCs or terminals equipped with appropriate hardware

specifications are used by bank employees to access and operate the
BMS.

Storage Devices: Robust storage solutions, such as RAID arrays or cloud

storage, are employed to store and manage extensive databases
containing customer information, transaction records, and other critical
data.
Software:

Operating System: The BMS software typically runs on a stable and

secure operating system such as Linux or Windows Server.

Database Management System (DBMS): A robust DBMS like Oracle,

MySQL, or SQL Server is used to store, retrieve, and manage the vast
amount of data generated by banking operations.

Application Software: The BMS itself comprises various application

modules for account management, transaction processing, loan
management, CRM, reporting, and regulatory compliance.

Security Software: Antivirus programs, intrusion detection/prevention

systems (IDS/IPS), encryption tools, and access control mechanisms are
employed to safeguard the BMS against cyber threats and unauthorized
access.

Integration Middleware: Middleware solutions facilitate seamless

integration between different components of the BMS, as well as
interoperability with third-party systems and services.
 ADVANTAGES

The Banking Management System (BMS) offers several advantages for

banks and financial institutions:

Improved Efficiency: Automation of routine tasks and processes

streamlines operations, reduces manual errors, and enhances overall
efficiency.

Enhanced Customer Service: The BMS enables banks to offer a wide

range of services, such as online banking, mobile banking, and self-
service kiosks, improving convenience and accessibility for customers.

Better Decision Making: Access to real-time data and advanced

analytics tools empowers bank management to make informed
decisions regarding resource allocation, risk management, and strategic
planning.

Cost Savings: By eliminating paper-based processes, optimizing

resource utilization, and reducing the need for physical infrastructure,
the BMS helps banks lower operational costs and improve profitability.
Compliance and Security: Built-in compliance features ensure
adherence to regulatory requirements, while robust security measures
protect sensitive customer information and financial assets from cyber
threats and fraud.

Scalability and Flexibility: The modular architecture of the BMS allows

for easy scalability and customization to accommodate changing
business needs, organizational growth, and technological
advancements.

Competitive Advantage: Banks that deploy advanced banking

management systems gain a competitive edge by offering innovative
services, attracting more customers, and differentiating themselves in
the market.
 CODE
import java.util.Scanner;

public class BankApplication {

public static void main(String[] args) {

Scanner sc=new Scanner(System.in);

System.out.println("Enter your 'Name' and 'CustomerId' to access

your Bank account:");

String name=sc.nextLine();

String customerId=sc.nextLine();

BankAccount obj1=new BankAccount(name,customerId);

obj1.menu();

class BankAccount{

double bal;

double prevTrans;
String customerName;

String customerId;

BankAccount(String customerName,String customerId){

this.customerName=customerName;

this.customerId=customerId;

void deposit(double amount){

if(amount!=0){

bal+=amount;

prevTrans=amount;

void withdraw(double amt){

if(amt!=0 && bal>=amt){

bal-=amt;

prevTrans=-amt;
 }

else if(bal<amt){

System.out.println("Bank balance insufficient");

void getPreviousTrans(){

if(prevTrans>0){

System.out.println("Deposited: "+prevTrans);

else if(prevTrans<0){

System.out.println("Withdrawn: "+Math.abs(prevTrans));

else{

System.out.println("No transaction occured");

void menu(){

char option;
Scanner sc=new Scanner(System.in);

System.out.println("Welcome "+customerName);

System.out.println("Your ID:"+customerId);

System.out.println("\n");

System.out.println("a) Check Balance");

System.out.println("b) Deposit Amount");

System.out.println("c) Withdraw Amount");

System.out.println("d) Previous Transaction");

System.out.println("e) Exit");

do{

System.out.println("");

System.out.println("Choose an option");

option=sc.next().charAt(0);

System.out.println("\n");

switch (option){

case 'a':

System.out.println("......................");

System.out.println("Balance ="+bal);
 System.out.println("......................");

System.out.println("\n");

break;

case 'b':

System.out.println("......................");

System.out.println("Enter a amount to deposit :");

System.out.println("......................");

double amt=sc.nextDouble();

deposit(amt);

System.out.println("\n");

break;

case 'c':

System.out.println("......................");

System.out.println("Enter a amount to Withdraw :");

System.out.println("......................");

double amtW=sc.nextDouble();

withdraw(amtW);

System.out.println("\n");

break;

case 'd':
 System.out.println("......................");

System.out.println("Previous Transaction:");

getPreviousTrans();

System.out.println("......................");

System.out.println("\n");

break;

case 'e':

System.out.println("......................");

break;

default:

System.out.println("Choose a correct option to proceed");

break;

}while(option!='e');

System.out.println("Thank you for using our banking services");

}
}

OUTPUT:
Code Explanation:
Class BankAccount:

__init__ method: Initializes a new bank account with an account

number, account holder, and an initial balance (default is 0.0).

deposit method: Adds a specified amount to the account balance. It

checks if the amount is positive.

withdraw method: Subtracts a specified amount from the account

balance. It checks if the amount is positive and does not exceed the
current balance.

check_balance method: Prints and returns the current balance of the

account.

Class Bank:

__init__ method: Initializes a new bank with an empty dictionary to

hold bank accounts.

create_account method: Creates a new account with a given account

number and account holder. It ensures that the account number is
unique.

get_account method: Retrieves an account object given its account

number. If the account does not exist, it prints an error message and
returns None.

Example Usage:
Creates a new Bank instance.

Creates two accounts for Alice and Bob with unique account numbers.

Retrieves Alice's account and performs a deposit, withdrawal, and

balance check.

Retrieves Bob's account and performs similar operations.

Key Points

Encapsulation: The bank account details and operations are

encapsulated within the BankAccount class. Direct access to the
attributes is controlled through methods.

Data Management: The Bank class manages multiple accounts,

providing a layer of abstraction over individual account operations.

Error Handling: Basic error handling is included to check for conditions

such as positive amounts for deposits and sufficient balance for
withdrawals.

Scalability: The system can be easily expanded to include more features

such as account deletion, account updates, and transaction history.
THANK YOU