Amit - JeevanUmang 15 YRS 130000

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945-Jeevan Umang

Prepared By

Ph:
This is proposed to

Proposer Details
Name Amit
Age 38
Plan Name 945-Jeevan Umang
Sum Assured 1600000
Policy Term 62
PPT 15
DAB Rider 0
AD & DB Rider 1600000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium


YLY HLY QLY MLY
131158 66251 33461 11153
125510+5648 63398+2853 32020+1441 10673+480

2nd year onwards


YLY HLY QLY MLY
128334 64824 32740 10913
125510+2824 63398+1426 32020+720 10673+240

Save Rs.352 per day for 15 yrs, and get a


bulk amount of Rs.12934400 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2024 38 131158 1691200 3291200 0 0 0

2025 39 128334 1782400 3382400 0 39573 35615

2026 40 128334 1873600 3473600 0 59359 53423

2027 41 128334 1964800 3564800 0 118719 106847

2028 42 128334 2056000 3656000 0 197866 178079

2029 43 128334 2147200 3747200 0 296799 267119

2030 44 128334 2238400 3838400 0 415518 373966

2031 45 128334 2329600 3929600 0 554024 498621

2032 46 128334 2420800 4020800 0 712317 641085

2033 47 128334 2512000 4112000 0 890397 801357

2034 48 128334 2603200 4203200 0 1088263 979436

2035 49 128334 2694400 4294400 0 1305915 1175323

2036 50 128334 2785600 4385600 0 1543354 1389018

2037 51 128334 2876800 4476800 0 1800580 1620522

2038 52 128334 2968000 4568000 0 2077592 1869832

2039 53 0 3091200 4691200 128000 2509952 672000

2040 54 0 3190400 4790400 128000 2875360 672000

2041 55 0 3289600 4889600 128000 2965440 672000

2042 56 0 3388800 4988800 128000 3055520 672000

2043 57 0 3504000 5104000 128000 3161600 672000

2044 58 0 3627200 5227200 128000 3275680 672000

2045 59 0 3766400 5366400 128000 3405760 672000

2046 60 0 3937600 5537600 128000 3567840 672000

2047 61 0 4188800 5788800 128000 3809920 672000

2048 62 0 4440000 6040000 128000 4052000 672000

2049 63 0 4691200 6291200 128000 4294080 672000


2050 64 0 4942400 6542400 128000 4536160 672000

2051 65 0 5225600 6825600 128000 4810240 672000

2052 66 0 5508800 7108800 128000 5084320 672000

2053 67 0 5792000 7392000 128000 5358400 672000

2054 68 0 6187200 7787200 128000 5744480 672000

2055 69 0 6598400 8198400 128000 6146560 672000

2056 70 0 7089600 8689600 128000 6628640 672000

2057 71 0 7580800 7580800 128000 7110720 672000

2058 72 0 8072000 8072000 128000 7592800 672000

2059 73 0 8563200 8563200 128000 8074880 672000

2060 74 0 9054400 9054400 128000 8556960 672000

2061 75 0 9545600 9545600 128000 9039040 672000

2062 76 0 10036800 10036800 128000 9521120 672000

2063 77 0 10528000 10528000 128000 10003200 672000

2064 78 0 11019200 11019200 128000 10485280 672000

2065 79 0 11110400 11110400 128000 10567360 672000

2066 80 0 11201600 11201600 128000 10649440 672000

2067 81 0 11292800 11292800 128000 10731520 672000

2068 82 0 11384000 11384000 128000 10813600 672000

2069 83 0 11475200 11475200 128000 10895680 672000

2070 84 0 11566400 11566400 128000 10977760 672000

2071 85 0 11657600 11657600 128000 11059840 672000

2072 86 0 11748800 11748800 128000 11141920 672000

2073 87 0 11840000 11840000 128000 11224000 672000

2074 88 0 11931200 11931200 128000 11306080 672000

2075 89 0 12022400 12022400 128000 11388160 672000

2076 90 0 12113600 12113600 128000 11470240 672000


2077 91 0 12204800 12204800 128000 11552320 672000

2078 92 0 12296000 12296000 128000 11634400 672000

2079 93 0 12387200 12387200 128000 11716480 672000

2080 94 0 12478400 12478400 128000 11798560 672000

2081 95 0 12569600 12569600 128000 11880640 672000

2082 96 0 12660800 12660800 128000 11962720 672000

2083 97 0 12752000 12752000 128000 12044800 672000

2084 98 0 12843200 12843200 128000 12126880 672000

2085 99 0 12934400 12934400 128000 12208960 672000

2086 100 0 0 0 12934400 0 0

0 0 1927834 0 0 18950400 0 0
You have to pay the premium for 15 yrs
(from Age:38 - Age:52)

If you take the payment mode as yly then you have to pay Rs.131158 for the
first year,from 2nd year onwards Rs.128334

Totally you will pay Rs.1927834

From Age:53-99 you will receive Rs.128000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-43, Nominee will receive Rs.2147200

Accidental Risk cover is as shown in the above table under Accidental


column.....For example In case of Accidental Death at Age-43, Nominee will
receive Rs.3747200

At age 100 you will receive Rs.12934400

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-60, you will receive Rs.3567840
if you close at Age-70, you will receive Rs.6628640
if you close at Age-80, you will receive Rs.10649440

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-52, you can take a loan of Rs.1869832
at Age-73, you can take a loan of Rs.672000
Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others


----MER----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience

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