DESIGN AND IMPLEMENTATION OF INTERACTIVE

WEBSITE FOR INTERNET BANKING

(A CASE STUDY OF UNION BANK OF NIGERIA PLC

ENUGU)

By
-----------
---------------

SUPERVISED BY
------------------

A PROJECT RESEARCH SUBMITTED TO THE

DEPARTMENT OF COMPUTER SCIENCE, -------
UNIVERSITY IN PARTIAL FULFILMENT TO THE AWARD
OF BSc IN COMPUTER SCIENCE

MARCH, 2012
 APPROVAL PAGE

This is to certify that this project written by ---------- with

Registration Number ------ has been approved by the

Department of Computer Science, ------ University ----, in

partial fulfillment for the award of BSc in Computer Science.

……………………………. ……………….
Date
(Project Supervisor).

……………………………. ……………….
Date
Head of Department

……………………………. ……………….
Dean Date
Faculty of Natural Science

……………………………. ……………….
External Supervisor Date
 DEDICATION

I dedicate this work to Almighty God.

 ACKNOWLEDGEMENT

Very sincerely, my first greeting goes --------------------

 ABSTRACT

This project was centered on interactive website for internet

banking. The current process of over the counter banking and
funds deposit, withdrawal and transfer is being operated
manually and due to this procedure numerous problem are
been encountered. A design was taken to computerized the
manual process in order to check this problem. The problems
were identified after series of interviews and examination of
documents after which analysis was made and a computerized
procedure recommended. This project will also suggest how to
successfully implement the computerized procedure and to
overcome the obstacle that would hinder the successful
implementation of the system. The new system was designed
using HTML and Microsoft asp.net server side scripting
language. This language was chosen because of its easy syntax
and features for developing online based applications.

TABLE OF CONTENT
TITLE PAGE

CERTIFICATION

DEDICATION

ACKNOWLEDGEMENT

ABSTRACT

CHAPTER ONE

INTRODUCTION

1.1 STATEMENT OF PROBLEM

1.2 PURPOSE OF STUDY

1.3 AIMS AND OBJECTIVES

1.4 SCOPE OF THE STUDY

1.5 LIMITATION OF THE STUDY

1.6 DEFINITION OF TERM

CHAPTER TWO

LITERATURE REVIEW

2.1 INTRODUCTION

2.2 THE INTERNET

CHAPTER THREE

SYSTEM ANALYSIS AND DESIGN

3.0 INTRODUCTION

3.1 SYSTEM ANALYSIS

3.2. METHODS OF DATA COLLECTION

3.3. PROBLEMS OF THE CURRENT SYSTEM

3.4 OBJECTIVE OF THE NEW SYSTEM

3.5. MAIN MENU SPECIFICATION

3.6. OVERVIEW OF THE SYSTEMS FLOWCHART

3.7 SYSTEMS DESIGN

3.8 PROCEDURAL FLOWCHART

CHAPTER FOUR

SYSTEM IMPLEMENTAION

4.1. INTRODUCTION

4.2 JUSTIFICATION OF THE PROGRAMMING LANGUAGE USED

4.3 SYSTEM REQUIREMENT

4.4 SYSTEM TESTING

4.5 TRAINING AND RETRAINING OF STAFF

4.6 CHANGEOVER PROCEDURE

4.7 USER MANUALS

CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION

5.1 SUMMARY

5.2. RECOMMENDATIONS

5.3 CONCLUSION

References

Appendixes
 CHAPTER ONE

INTRODUCTION

The web design process contains useful tips to guide you

as you create and develop Web pages. Topics include: how

browsers display Web pages, the Web guidelines and process

on how to organize your Web site, ways to evaluate your Web

site, and resources available to you.

The Internet is a collection of computers around the world

connected to each other via a high-speed series of networks.

The World Wide Web – or Web – consists of a vast assortment

of files and documents that are stored on these computers and

written in some form of Hypertext Markup Language (HTML)

that tells browsers how to display the information. The

computers that store the files are called servers because they

can serve requests from many users at the same time. Users

access these HTML files and documents via applications called

browsers.
The greatest innovation that has taken place in the twentieth

century is in the realm of information Technology. This is

currently made possible by the introduction of the digital

computers. This has been observed in the field of

communication to be increasingly inseparable from

communications. This linkages often referred to as

convergence is driven by Technology. Faster growth in

network systems that use communication links to connect

subsidiary system (nodes) which may send, receives, direct

and redirect information to , fro, send and receive.

Taking of the internet a couple of years ago would have

sound like a fairytale but today the internet is pervasive in

almost every field of human endeavor changing the

fundamentals of how we conduct national as well as

international education. Few years of its existence, the

internet has shown that it can deliver the long sought after

goal.

It is worth that higher institutions in the developed

countries world-wide have recognized the education potential

of the internet and are getting connected to the network of

networks in their millions.

The internet having found its application and acceptance

in the education procession has particularly put the higher

institution on an accelerating pace of development.

The technology facilitates linkages with clients both

through the provision of information and quality service

delivery, as well as in reducing barriers to entry into proper

record keeping.

An over view of the benefits and prospects of the control

over the system’s security and access. suggest that for a

department to be relevant to their student in term of the

information they provide in the twenty-five century and in the

future, must append this information provided by department

in the higher institution in order to stay in competition. Now

the departmental website is the one thing that should be get

up and pass information in internet technology to reap

bounteously the benefit accruing from internet.

1.1 STATEMENT OF PROBLEM

 The advances in the world of information technology it is

almost recorded on a daily basis. Consequently, rendering

former communication equipment obsolete as people tilt

towards the use of improved electronics that support websites

made possible through the use of the internet in the

department sector.

This may be as a result of lack of proper records keeping, Lack

of reconciliation sharing information between department and

the student, Ineffective control in the department.

The inability to evaluate the benefit derived from the use of

the recent technological development (internet) and capital

shortage that may hamper the design and subsequent

implementation of the technological tool hence denying student

of this advance level and their flexibility, choice and

convenience associated with the internet.

The advantages offered by these toll calls for a review of

an existing automated system and subsequent design of a

departmental web-site that facilitates the use of the internet to

be appended or designed to improve the existing system.

1.2 PURPOSE OF THE STUDY

  To investigate the lacks of the current automated system

in terms of modern technology appliances that support

internet services and suggest ways of updating them.

 To improve in the speed, effectiveness, efficiency and

convenience in education system.

 To design a computer software to solve this problem and

rendering the services.

1.3 AIMS AND OBJECTIVES

The aims and objectives of this work is that when the

system become operational it will:-

 Generate consistent, Accurate, timely and pieliable reports

or information for effective control in department.

 Provide the privileges of communication for the student

and Departmental staffs.

 Permit on-line real time and information access retrieval.

1.4 SCOPE OF THE STUDY

 This study and subsequent design of the computer

software is limited to the (Mass Communication Department,

Adamawa State Polytechnic Yola.)

Although to the above department, the finding, design

and development of the website is likely to be applicable to

other owned organization.

1.5 LIMITATION OF THE STUDY

Hard time is not a new phenomenon to an ordinary

Nigeria but to the student researcher, it is even worse. Time

and education posed a lot of constraints to the work.

Consequently, difficulties were encountered during the

collection of primary data. Most of the administrators, system

engineers and clerks visited reluctantly refused interview for

one reason or the other and being referred to, fro, the

organization from one personnel to the other not excluding

even security men.

Books related to this topic are relatively scarce and could

only be gotten from the internet, which took a lot of money.

However, with persistence and perseverance reasonable

facts were finally obtained.

1.5 DEFINITION OF TERMS

INTERNET The internet is global network of computers.

LAN Local Area Network

MAN Metropolitan Area Network

WAN Wide Area Network

NT Network Termination

PIN Positive Intrinsic Negative

WEB The newest and friendliest face to the internet

made of pages of information about the

institution it represent.

Virtual World: As electronic simulation experienced via a head

mounted eye goggle and wire doting enabling

the end use to interact in realistic three

dimensional situation.

Analysis: The methodical investigation of a problem

involving the separation of the problem into

smaller related unit for further study.

Computer – base: computer oriented problem solving.

Format: The arrangement of data.

Software: A set of logical instruction designed for the

computer.
File: is made up of field and records.

Database: Set of several permanent files integrated into a

single file, which is available for many different

uses?

Process: A systematic sequence of operation.

Program: Series of instruction that is given to the

computer

Computer: Is an electronic device capable of accepting

inputs processing, storing and outputting

information in human readable form.

Network: The inter-connection of computers.

Window: a type of operating system.

Real time: A computer that gives immediate result of the

processed data.
On-line: That can be accessed at any given time
Password: A set of code that gives you access to a
computer resources.
Telemetric: The use of telephone line couple with the

computer in providing services.

CD ROM: Compact – disk read only memory.

 CHAPTER TWO

LITERATURE REVIEW

2.1 INTRODUCTION

Higher institution has long been recognized to play

an important role in economic development on the basis

of their ability to create liquidity in the economy through

financial intermediation between savers and borrowers. It

also offers online information that accelerate settlement of

passing information and in the process of sending of

notice intensity in the education system.

However, for the effective functioning of the

education system, the reconciliation sharing information

between department and the student. must be safe and

efficient; otherwise they can be a channel for the

transmission of disturbances from one part of the

department to others. This is why the Mass

 communication department has been active in control

over the system’s security and access in seeking the

means to reduce risks associated with the system.

The education system occupies an important place in the

development of a country achievement, in fact the level of

development of a countries education system is a

reflection of the state or condition of the country’s

economy.

Adamawa State Polytechnic education system is

paper-based on the high level of lectures in the institution.

According to Report on the survey of developments in the

departments of the polytechnic and other higher

institutions in Nigerian education system, is defined as a

system which consists of net works which link members,

the switches for routing message, rules and procedures

for the use of its infrastructure.

2.2 THE INTERNET

Most of the applications mentioned involved the use

of internet, the internet is the infrastructure for the

current age, but hold it? Online education is more than

just internet web-site in the still involves using the net to

exploit new opportunities by transforming experiences and

education processes.

Web-site also means developing new relationship

with students, regulatory authorities’, lecturers and head

of the department (H.O.D) with digital age tools, for

example, it requires all understanding. Student/lecturers

relationships will be more personalized resulting in novel

modes of information processing and delivering

notifications.

Web-site is essentially about communication using new

age methods and tools to expand into new experiences.

Creating a corporate online presence for your department

should be more than just buildings a website. It should be

about building a communication process for your

department, to do this effectively the people in charge,

i.e. the College directors, Head of department and

lecturers must have a deep knowledge of what

departmental website demands.

Department can only apply IT effectively if

management appreciation exists, unfortunately, many

 directors who claim to appreciate IT cannot use IT, and

can you use what you don’t have?

2.3 ONLINE EDUCATION

IT today, On-line education is not about routine

information management or automation, it is about being

these unique tools to create opportunities, new processes

and growth or increase the creation of wealth.

The department must monitor the environment local

and global with the aim of understanding and mastering

its environment.

It can be seen that other immense potentials can

only be realized if department management and staff, not

just the systems staff are sufficiently literate and aware,

and presently the department still has a lot to do in terms

of training staff. The speed of change together with the

need for proper orientation for the e-world makes training

even more of a necessity.

For department to be effective, an area that must be

addressed is security, for any IT based service associated

 with department increases the need for security, in

website the core security areas should be addressed. A

key concern is that of privacy, you cannot expect to use

the net without addressing the piracy concerns of

people you deal with.

2.4 THE PROBLEMS AND SOLUTIONS ASSOCIATED

WITH DESIGNING OF A DEPARTMENTAL WEBSITE.

The development of an efficient website in a

department has been hampered by so many factors.

These problems are infrastructural deficiency such as

erratic power supply and communication link. In this case

government should endeavor to provide stable and

efficient power supply and telecommunication system.

Another problem is inadequate skilled managers and

requisite tools on end users and client systems, here

efforts should be done in provision of infrastructure and

skilled man power, another problem is the reconciliation

sharing information between department and the student.

Also there is high charge or cost for the Internet Service

 Protocols (ISPs), so the institution legislation should

setout standard charges for internet services.

Another problem is lack of government support for

the improvement of State Polytechnic, there should be an

involvement of World Bank Assist in public awareness

campaign and escalating infrastructural challenges to the

relevant government agencies and also encourages

Nigerians to trust and apply for admission.

Lastly one of the major problem is low level of

awareness computer appreciation and literacy among the

public. Awareness should be created to the public through

media such as, social networks on the benefits derived

from the usage of website.

2.5 NEGATIVE IMPACT OF ELECTRONIC MACHINES IN

NIGERIA

Power Failure and Communication Link

Constant electric failure leads to deficiencies in

infrastructures such as computers which slows down the

rate of passing information in time and also failure links

from mobile lines which are often as a result of spekes

and surges caused by NEPA’s in consistent electronic

power supply.

LACK OF COMPUTER

As a result of lack of computer backup when the

computer system is corrupt there will be a loss of

information and this may lead to misappropriation of

student records, therefore the department should have a

manual backup (ledger) containing all data about the

students.

HIGH CHARGES ON MACHINES

The rate of commission or charges imposed by banks

is too high thereby discouraging customers from using the

electronic machine for exchange of transactions example

of such charges are chaques on withdraw ATMs and online

transfer from one bank branch to another.

LOW PUBLIC ACCEPTANCE

Customers and public do not have trust in the

machine in the sense that fraudulent personals uses the

system in carryout fraudulent activities, even today banks

uses the machine in looting customers money from their

accounts. Some customer complains that sometimes when

they go for withdraw with their ATM the machine will seize

the card while their account will still be debited with un

withdraw sum in course of ratification of this problem, the

customer might be discouraged because it will take a

longer time or end up unsolved.

INSECURITIES IN BANKS

Most electronic machines today are not secure

thereby making it easier for fraudulent personnel to carry

out their fraudulent activities without been caught. Due to

insecurity, banks cannot prevent stop or dictate any

fraudulent activity. Computer hackers also use the system

in stealing data or information by breaking of codes.

ENCOURAGES EXCESSIVE WITHDRAWAL

Un-operational days like Saturdays when banks are

not in operation customers can go and withdraw with their

ATM cards, especially when there is a function like

weeding ceremonies, customers with little or no money

can rush to a nearby ATM machine to withdraw money for

excessive spending, customers complained about this in

an interview conducted by banks.

2.6 POSITIVE IMPACT OF ELECTRONIC BANKING IN

NIGERIA

Speedup Settlement of Transaction: Electronic

banking speedup settlement of transaction either national

or international level where the bank stand as paying

bank to the customers for settlement of transaction or

debt and collection bank for the collection of payment on

transaction made.

Reduces the Rate at Which Customers Visit Banks:

The introduction of this system has bridge the gap

between customer and his bank, where the customer can

easily go any branch bank close to him and withdraw

money from the ATM’s machine through the help of the

inter bank-switch and also safes time energy and reduces

stress of the customer. Also customers can make or

carryout transaction while at home with the use of

telephone.

Move into a Cashless Society: The introduction of the

electronic machine has reduced the use of raw cash

thereby moving the country into a cashless economy. As

stipulated by Anyanwaokoro M. (1997), that the

settlement of financial obligations are now done by the

use of electronic gadgets such as computer, facsimile and

telex, instead of currency notes and coins. He went on to

say that individuals can pay their bills by using credit

cards or even pressing some buttons that transfer money

from one account to another. The perfection of this

system is what he described as a move into cashless

society.

Reduction of Theft: The use of electronic payment

system has reduced the rate of theft stealing in the

society. The federal government reported to daily

champion on Tuesday, April 21 (2009) that due to

endemic corruption in official transaction and incessant

robbery attacks on bullion van and bank vaults which

made the federal government to direct immediate

automation of government fiscal operations through a

system known as electronic payment (e-payment).

Clearance of Good: Payment system in the custom areas

help in ensuring easy facilitation of clearance of goods by

importers, also the money accrue to the government

would be paid up electronically thereby making the

gathering of revenue very easy and checking of any

fraudulent moves as reported by Mumdu H. daily sun,

Friday May 21, 2010.

 CHAPTER THREE

SYSTEMS ANALYSES AND DESIGN

INTRODUCTION

In this chapter various sources of data collection methods,

interviews and analysis of the current and the proposed system
are discussed.
Research methodology talks about the procedure, method or
approach adopted. To carry out a project effectively and
efficiently there must be a method, there must be a procedure.

3.1 SYSTEMS ANALYSIS

The reason for this section is to relate the necessities of having
to solve the problem in the existing procedures so as to a
specification that will be flexible which allows further
applications to be embedded on it without having result in job
duplication, routine recurrence or reoccur mismanagement.
The absence of this is like creating a structure without an
architectural analysis and design. It therefore describes how
best computers in conjunction with other related resources
could be applied to perform tasks such as data storage
management.
The absence of this is like creating a structure without an
architectural analysis and design. It therefore describes how
best computer in conjunction with other related resource can
be applied to perform tasks such as data storage
management and retrieval for decision making. System
analysis can be defined as the process of analyzing an existing
system with the goal of improving or modifying it.
Analysis is the separation into parts possibly with comment and
judgments. It is also the study of a planned complex service of
procedure to decide the quickest.
The over-all emphasis is to uncover some of the inherent
problem and limitations the existing system has and to
determine the extent to which the existing system is its
organization objectives.

3.2 METHOD OF DATA COLLECTION

This part of the study portrays method used in carrying out the
project, the instrument and the procedure for data collection
from the management, staff and customers of the bank.
The approach includes;
 Interview
 Conversation
Review of some relevant problem encountered and also
relevant literature about the existing system.
On reaching the customer care office, I was given a dummy
copy of new account opening form. Inside the files are the
personal data, terms of transaction, referees etc.

ORAL INTERVIEW
At these points, when I got to the office, I introduced myself to
the desk office, I told her my mission, which she adopted and
asked me to go on with my question. I asked her question
about staff operations, customer transactions e.t.c which she
answered. The detail of the answer will be described in the
next sub-heading.

CONVERSATION
This is a talk between two people or more than two. I had a
talk with some staff and customer of the bank for some
relevant information.

EVALUATION OF FORMS
In this section, the forms that form the basic building block of
the software are outlined the way they reflect in the software.
STAFF ID CARD REQUEST FORM

Surname……………………………………………
Other names………………………………………
Picture box
Department……………………………………………
Staff number……………………………………………..
Staff sign………………………………………………
Post…………………………………………….
Date…………………………………………………….
STAFF PERSONAL DATA FORM
NAME ………………………………………………………
DATE OF BIRTH……………………………………………
SEX……………………………………………………………..
AGE………………………………………………………………
NAME OF SPOUSE……………………………………………..
BIRTH PLACE…………………………………………………..
RELIGION…………………………………………………
MARITAL STATUS………………………………………………
NUMBER OF CHILDREN…………………………………….
Status…………………………………………
apartment…………………………………………………………….
Salary
STAFF RECORD SHEET
Name………………………………………………………………………
Home/permanent ADDRESS…………..……………………………
Post on appointment………………………………………….
Initial salary on appointment…………………………
Date of appointment………………………………………..
Date of birth………………………….
Place of birth………………………………………...
Next of kin……………………………………………
Address…………………………………………………………………
Relationship………………………………………………………………
CUSTOMER RECORD SHEET
Name………………………………………………………………………
Home/permanent ADDRESS…………..……………………………
Post on appointment………………………………………….
Initial salary on appointment…………………………
Date of appointment………………………………………..
Date of birth………………………….
Place of birth………………………………………...
Next of kin……………………………………………
Address…………………………………………………………………
Relationship………………………………………………………………

3.2 PROBLEMS OF THE CURRENT SYSTEM

The current banking system just like any other manual system
is time consuming when it comes to locating customer files
thereby causing unnecessary delay in releasing information.
Also as the files jackets are paper. They are easily multi rated
causing less of vital information about these customers.
The record clerk sometime misfiles customer’s document, which may lead
to disorder in the information system. There may be low productivity due
to fatigue and lack of concentration by the record clerk.

1. PRODUCTIVITY: the customer records are such

that they have to be updated as often as there are
changes made to each customer information. The reason
is to have updated information concerning each
customer. The introduction of computerized system will
make the job less time consuming and productivity will
be vibrated to a higher rate.
2. ACCURACY: during customers transaction review or
the accuracy of the transaction is defined largely on the
ability of the record clerk to calculate very well. And the
effect of human factors such as fatigue, lack of record
clerk can lead to inaccurate calculations. But using
 computerized system can check these lapses because
computers are not influenced by the above-mentioned
human factors.
3. DELAY: in every large establishment or organization
the assessment of files in the file cabinet is very tedious
and time consuming. But with computerized system a lot
of time saved because files are assessed at a very fast
rate and the processing is also at a very high speed.
4. COST: This aspect is concerned with the cost of
maintaining individual files of the customer includes the
file jacket the papers and the cost of labour etc. but with
the computerized system you find out that all these
things will not be kept again because the files will be
resident in the computer system and it will be updated by
dust on individual as the case may be.

3.4 OBJECTIVE OF THE NEW SYSTEM

The new system is being designed to satisfy the user
requirements such as the following.
i. To enable fast, convenient, secure and easy transactions
online.
ii. Ensure security against data loss
iii. The guide against external interference i.e to an
authorized personality by the use of a password.
iv. Maintaining and updating file
v. Adaptation to changes (flexibility)
vi. Easy usage user friendliness.
 vii. To enhance the operational speed.

3.5 MAIN MENU SPECIFICATION

Input and Output Specification

The proposed input /output system modification will be

considered under two headings Hardware and software’s
specifications.
Hardware Specification
Any IBM compatible with reasonable conventional memory and
two drives will be able to run this software package. A monitor
is required to display the information while a get or dot matrix
printer is needed to produce the hardcopy of the output
information.
Software Specification
The software is developed using Microsoft ASP.NET and MS
SQLServer

File/Database Specification
CUSTOMER RECORD
FIELD NAME TYPE WIDTH
Sex Alphabetic 7
Age Numeric 3
Name of customer Alphabetic 25
Place of birth Alphabetic 16
Religion Alphabetic 12
Marital status Alphabetic 9
Account no Numeric 12
Permanent address Alphabetic 30
Valid ID Alpha numeric 15
Account Balance Alphanumeric 10
Last Transaction Alphabetic 9
Type of Account Numeric 13

STAFF RECORD SHEET DESIGN

TYPE WIDTH
FILED NAME
Surname Alphabetic 8
Department Alphabetic 16
Duty Alphabetic 15
Date of Alphabetic 12
employment
Salary Grade Numeric 17
Level
Entry Point Alphanumeric 13
Marital Status Alphabetic 9
Date Alphanumeric 10
Date Assumed Alphanumeric 10
Duty
Post to Which Alphabetic 10
Appointed
 3.5 OVERVIEW OF THE SYSTEMS FLOWCHART

Data base file

Keying (disk)
of
customer
data
(Keyboar
d)

Processing
of data (CPU)

Display
inputs from
keyboard Printing of the outputs
(VDU) (printer0

3.5 SYSTEM DESIGN

This part will strictly spell out how to design the new system to
ease the problem encountered from the already existing one
(system). All the input and output specifications that this the
input/output file used in developing the new design system are
detailed here, together with the files procedure chart, system
flow chart and system requirement for the new system also is
discussed here.
Designing the new computerized records system involves
creating the necessary conditions needed to achieve the
required improvements. As a result of inefficiencies in the
existing manual records system investigation was carried out
 and some findings are gathered about what the cause of the
problem are and the possible solution so that a system that can
minimize or eliminate setbacks and insufficiencies.

3.6 PROCEDURE CHART

Open screen

Password

Main menu

Save Edit /up Delete record View Previous Next Exit

record record report record record
CHAPTER FOUR

SYSTEMS IMPLEMENTATION
4.1 INTRODUCTION
Implementation of the system involves writing a computer
program, testing and eventually change over to the new
system. It also spells out how the entire system or program is
and how it works both the arrangement of the program
flowchart and pseudo code and equally the program design
itself. The source program is also attached as well as some
print outs from the program.

4.2 JUSTIFICATION OF PROGRAMMING LANGUAGE

USED
Program is a set of instruction written by a programmer in a
particular programming language, which enables particular
processes to be performed by a computer. Programming
language is the language used to write computer program.
Some of the programming languages are machine language
(low level language), and high level languages. Machine
language include; assembling language. High level languages
include: Basic, FORTRAN, Visual Basic, C#, HTML, COBOL,
VB.Net etc.
The choice of programming language in this project work is
HTML, C# and Microsoft asp.net server side scripting language.
This language is chosen because of its object oriented nature
and its easy syntax for developing online applications.

4.4 SYSTEMS REQUIREMENT

The system requirement to aid the efficient and effective
utilization of the newly designed software is classified into:
 Hardware and
 Software

HARDWARE REQUIREMENT:
The hardware requirements are:
 32kb RAM memory capacity.
 2gb Hard disk capacity
 1.44mb, 512MB (or below) flash disk storage
capacity with density format.
  Printer: An EPSON, Hewlett Packard etc with
coloured printing attribute.
 UPS: This is an acronym for uninterrupted power
supply. It keeps the computer temporarily on for some
time after power failure.
 Voltage Stabilizer. This facilitates the regulation of
voltage needed by the computer system in order to avoid
electrical damage of the system..

SOFTWARE REQUIREMENT
The software requirements for this system are namely:
 Microsoft Disk Operating System (MSDOS) and
 Visual Basic

PEOPLE:
The people required to use this software are those who have a
basic understanding of computing. That is, computer literacy is
a criteria for using this software.

4.5 SYSTEM TESTING

The installation aspect is to fix the required software and
hardware for the effective operation of the system. When
installing the software, one should make sure that the different
hardware of the computer system is functioning also with the
operating system.
The software is placed in a CD-ROM drive, then by installing, a
dialog box will appear on the monitor, which will now guide the
user in which step to take until the installation is perfectly
done.
At the testing stage, every statement must be tested to ensure
that there are no errors in program. If this is not done, an
error in the program may go on undetected for months and the
objective of the system will not be achieved. The development
of software system involves series of production activities
where opportunities for injection of human facilities are
enormous. Error may begin to occur at the inception of the
process where the objective may be imperfectly specified as
well as later design and development stages.
Because of human inability to perform and communicate with
perfection, software development is accomplished by a quality
assurance activity. Software testing is a critical element of
software development organization, to expect 40% of the total
project effort on testing. Testing a program is the process of
executing a program with an intention of finding error.
Testing a program is the process of executing a program with
an intention of finding error. Testing uncovers different classes
of error such as:
 Syntax Error
 Logical Error
 Runtime Error and
 Compilation Error
When such error is found, it will then be debugged.

4.6 TRAINING AND RE-TRAINING OF STAFF

The aspect of training in software development is very
important, because in not done operators will not carry out
operations perfectly. Computer system familiarization seminar
should be organized so as to get the operators acquainted with
the operations of the system. Explain all aspect of the software
to the operators.

4.7 CHANGEOVER PROCEDURE

I recommend that the parallel change over method be used.
This procedure will allow the institution to still maintain the
conventional files in the beginning with such a time when the
present conventional files should have been transferred to the
new system. This is to guard the customer past records.

4.8 USER MANUALS

Documentation is very important in the development of any
software or any system. This is because documentation makes
the system to be open to all users, and if it is not well
documented it becomes difficult in its usage. That is why the
system documentation has to be included in the specification
document of the systems.
In making use of the system, the user who wishes t o carryout
any operations has to first boot on the system. And before
using the software, he/she has to make sure that Visual Basic
6.0 is installed in the system.
 Insert the CD containing the software and then.
  Configue the server and deploy the application to the
server,
 Go to start button below on the desktop,
 Go to all programs and then click on a web browser,
 Type in the address box localhost/onlinebanking. Hit
the enter button.
 On hitting the enter button, the website will load.

The software is developed in such a way that anybody, weather

with the knowledge of computer or not, he/she can access it.
Meaning that the software is user friendly and is developed in
such an interactive manner that any individual can run it.
 CHAPTER FIVE

SUMMARY, RECOMMENDATIONS AND CONCLUSION

5.1 SUMMARY
This project work through critical design and dedicated
supervision has been carried out and presented as a
contribution to the use of information technology.
The existing system was studied and this new system has been
designed to take care of the inefficiencies of the old system.
This system carries out customers banking transaction
processing with maximum security and accuracy. It is
depressing that there is slow adaptation to new technology in
various organizations. But I hope that after the introduction of
this software, there will be a change.

5.2 RECOMMENDATIONS

Computer has become an indispensable tool to all fields of

human Endeavour. For the management to be able to perform
the functions which include planning, organizing, controlling,
directing, coordinating and decision making? There is need for
a computerized system.
When academic records are computerized, it will go a long way
to help the management. I therefore, recommend this
software to the bank, if not now, should consider it in future.
5.3 CONCLUSION

The conclusion of this project work is based on the advantage

of computer-based system over a manual system. This project
work in success has produced an online software which can be
used to by customers of the bank to securely and easily
carryout transactions in the bank.

REFERENCES
Anyanwaokoro, M. (1999). Theory and Policy of Money and
Banking, Enugu, Nigeria: Hossana Publications.
Anyanwaokoro, M. (2001). Element, Practice and Processes
of Banking Operations, Enugu, Nigeria: Hossana
Publication.

Anyanwaokoro, M. (2006). Nigeria Banking Laws and

Regulations, Enugu,
Nigeria: Hossana Publication.

Clive, W. (2007). Academics Dictionary of Banking, New

Delhi, India: Arrangement Academic New Delhi.

Omotayo, G. (2007). A Dictionary of Finance, West

Bourme, England: West Bourme Business School.

Onwurah, A. (1998). Introduction to Academics Research

Methods, Enugu, Nigeria: Gostak Printing and Pub.
Co. Ltd.

Orjih, J. (1996). Element of Banking, Enugu, Nigeria: Rock

Communication Publication.

Orjih, J. (1999). Business Research Methodology, Enugu,

Nigeria: Metteson Publishers.

JOURNAL ACTIVITIES AND NEWSPAPERS

Akinuli, O. (1999). Information Technology in Business

Industry, Operational Application, Problems and future
Challenges. C.B.N Bullion, Vol. 56, P.A 7-24.

Edet, O. (2008). Electronic Banking in Banking Industries

and its Effects. International Journal of Investment and
Finance, Vol. 3, A.P 10-16.
Hodagho, E. (1996). Assessment of Risk Involved in the
Payment System. A paper Presented at C.B.N
Seminar on Payment System, Vol. 1, P.A 22- 46.

Suleiman, B. (2007). Report on the Survey of

Developments in the e- payments and Service
Products of Banking and other Financial Institutions
in Nigeria. Central Bank of Nigeria Library, P.A 6-
14.

Usman, S. (1998). Electronic Banking in Nigeria and the

Automation of the Nigeria Financial System. A Paper
presented at C.B.N seminar on the Dynamic of
Managing the Nigeria System in 21st century, Vol. 1,
P.A. 12-30.

Ibrahim, D. (2009, April 12). Boosting Payment Solution

with Visa Card.
Daily Champion, P. A. 12.

James, A. (2009 April 21). Boosting Payment Solution with

visa Cards. Daily Champion, P.A.12.

James, O. (2009, April 21). E-payment and its Challenges.

Daily Champion, P.A. 13.

Mundu, H. (2010, May 21). Importance of e-payment on

Clearing and Forwarding. Daily Sun, P.A.8.

Oleka, J. (2009, April 21). E-payment and Its Challenges.

Daily Champion, P.A.13.