Dispute Results

BATON ROUGE, LA 70810-3467
2052 MICHEL DELVING RD

PRICE TARLETON
000015298- DISC
Atlanta, GA 30348
P.O. Box 105518
CREDIT FILE : August 17, 2022
Confirmation # 2227537570
Dear PRICE TARLETON:
We are pleased to let you know that the results of the dispute you recently filed with Equifax are
complete. Here are a few things to know about the process:
Were changes made to my credit report and what actions were taken?
Please see the following page(s) for more detailed information on your specific results.
If we were able to make changes to your credit report based on the information you provided, we have
done so. Otherwise, we contacted the company reporting the information to Equifax for them to
investigate your dispute.
In this situation:
l We request that the reporting company verify the accuracy of the information you disputed;
l We provide them with any relevant information and supporting documentation you provided us
with the dispute to consider as part of the investigation; and
l We request that they send Equifax a response to your dispute and update their records and
systems, as necessary.
If your dispute involves a public record item, Equifax contacts a third party vendor to obtain the most
recent status of the public record.
How do I know that all of this is happening?
When the reporting company replies to us, they certify that they have followed Equifax's instructions and the law; considered all information and documentation
provided; and updated your information, as necessary.
What should I do if I do not agree with the results of the investigation?
You have a few options:
l You may add a statement of up to 100 words to your credit report. If you provide a consumer statement that contains medical information related to
(Continued On Next Page) 2227537570-EMB-0ae20101000001d1-08172022

Page 1 of 46
000015298-DISC
services provided or medical procedures, then you expressly consent to including this information in every credit report we issue about you.
l You may contact the company that reports the information to us and dispute it directly with them. If you would like written proof about your accounts
(such as the original agreement), please contact your creditors directly.
l You may provide us additional information or documents (such as an identity theft report or a letter from the reporting company) about your dispute
to help us resolve it by visiting our website https://www.equifax.com/personal/disputes. You may also mail your documents to P.O. Box 740256,
Atlanta, GA 30374-0256 or contact us by calling us at 866-349-5191.
l You may contact the Consumer Financial Protection Bureau or your State Attorney General's office about your issue or complaint against Equifax or
the company reporting the information.
(Continued On Next Page) Page 2 of 46 2227537570-EMB-0ae20101000001d1-08172022

000015298-DISC
What else should I know?
If there has been a change to your credit report based on your dispute, or if you add a consumer statement, you may request that Equifax send an updated
report to companies who received your credit report within the last two years for employment purposes, or within the last six months for any other purpose
(the past 12 months for residents of California, Colorado, Maryland, New York and New Jersey residents).
Also, if you are interested, you may request a description of how the reinvestigation was conducted along with the business name, address and telephone
number (if reasonably available) of the furnisher of your disputed information.
For frequently asked questions about your credit report and the dispute process, please visit Equifax at https://help.equifax.com/.
As always, we thank you for contacting Equifax and the results of your dispute are on the pages following this letter.
How should I read my dispute results?

To better assist you with understanding the results of your dispute, please review the information below:
l If an item states "Deleted", we have removed it from your credit report and taken steps so it does not reappear.
l If an item states "Verified as Reported", the reporting company has certifed it is reporting accurately.
l If an item states "Updated", we have updated one or more fields on the item based on information received from the reporting company.
Updated disputed account information only: The information you disputed has been updated.
Updated disputed account information. Additional account information was also updated: The information you disputed has been updated as well as
other information on this item.
Disputed information accurate. Updated account information unrelated to the dispute: The information you disputed has been verified as accurate,
however, information unrelated to your dispute has been updated.
Consumer's dispute not specific. Consumer Information verified. Account information updated: Information on your report has been updated.
The Results Of Our Reinvestigation
Credit Account Information

(For your security, the last 4 digits of account number(s) have been replaced by *) (This section includes open and closed accounts reported by credit grantors)
1 : 30-59 Days Past Due 5 : 150-179 Days Past Due J : Voluntary Surrender
Account History 2 : 60-89 Days Past Due 6 : 180 or More Days Past Due K : Repossession
Status Code 3 : 90-119 Days Past Due G : Collection Account L : Charge Off
Descriptions 4 : 120-149 Days Past Due H : Foreclosure
>>> We have researched the credit account. Account # - *0454 The results are: THIS ITEM HAS BEEN DELETED FROM THE CREDIT FILE. If
you have additional questions about this item please contact: CAPITALONE, PO BOX 31293, SALT LAKE CITY, UT 84131-1293 Phone: (800) 955-7070

000015298-DISC
000015298-DISC
If you have any additional questions regarding the information provided to Equifax by the source of any information, please contact the source of that
information directly. You may contact Equifax regarding the specific information contained in this letter within the next 60 days by visiting us at
www.equifax.com/personal/disputes.
Thank you for giving Equifax the opportunity to serve you.
Notice to Consumers
You may request a description of the procedure used to determine the accuracy and completeness of the information, including the business name and
address of the furnisher of information contacted, and if reasonably available the telephone number.
If the reinvestigation does not resolve your dispute, you have the right to add a statement to your credit file disputing the accuracy or completeness of the
information; the statement should be brief and may be limited to not more than one hundred words (two hundred words for Maine residents) explaining the
nature of your dispute.
If the reinvestigation results in the deletion of disputed information, or you submit a statement in accordance with the preceding paragraph, you have the
right to request that we send your revised credit file to any company specifically designated by you that received your credit report in the past six months
(twelve months for California, Colorado, Maryland, New Jersey and New York residents) for any purpose or in the past two years for employment purposes.

000015298-DISC
CREDIT FILE : August 17, 2022 Confirmation # 2227537570
Personal Identification Information (This section includes your name, current and previous Please address all future correspondence to:
addresses, and any other identifying information reported by your creditors.) www.equifax.com/personal/disputes
Name On File: TARLETON THERESA PRICE
Equifax Information Services LLC
Social Security # XXX-XX-7534 Date of Birth: March 16, 1961 P.O. Box 105518
Current Address: 2052 MICHEL DELVING RD, Baton rouge, LA 70810 Reported: 08/2022 Atlanta, GA 30348
Previous Address(es): PO BOX 6333, ALEXANDRIA, LA 71307 Reported: 08/2022
7437 ANTIOCH RD, BATON ROUGE, LA 70817 Reported: 07/2022 Phone: (800) 377-6568
7457 ANTIOCH RD, BATON ROUGE, LA 70817 Reported: 10/2021 M - F 9:00am to 5:00pm in your time zone.
105 SUNSET DR, ALEXANDRIA, LA 71301 Reported: 04/2019
3630 GREEN MEADOW ST, ALEXANDRIA, LA 71302 (318)625-7386
Reported: 08/2022
1304 N HAYNE ST, PENSACOLA, FL 32503 Reported: 10/2020
17232 JEFFERSON HWY APT 831, BATON ROUGE, LA 70817 Reported:
12/2018
4735 MIRACLE DR APT A, ALEXANDRIA, LA 71302 Reported: 09/2015
1802 PRINCETON ST, ALEXANDRIA, LA 71301 Reported: 09/2015
Last Reported Employment: RETIRED; First Reported: 05/2021; Last Reported: 05/2021
Previous Employment(s): UNEMPLOYED; First Reported: 03/2021; Last Reported: 03/2021

CNA; FUTURE EXPECTATIONS;
ALERT(s): Fraud Alert
Contact Information: Expiration Date: 08/15/2023; Date Reported: 08/15/2022; Cell Phone:
318-790-1276; Cell Phone: 318-790-1276;
Credit Account Information

(For your security, the last 4 digits of account number(s) have been replaced by *) (This section includes open and closed accounts reported by credit grantors)
Account Column Title Descriptions:
Account Number - The Account number reported by credit Amount Past Due - The Amount Past Due as of the Date Reported
grantor Date of Last Paymnt - The Date of Last Payment
Date Acct. Opened - The Date that the credit grantor opened the Actual Pay Amt - The Actual Amount of Last Payment
account Sched Pay Amt - The Requested Amount of Last Payment
High Credit - The Highest Amount Charged Date of 1st Delinquency - The Date of First Delinquency
Credit Limit - The Highest Amount Permitted Date of Last Actvty - The Date of the Last Account Activity
Terms Duration - The Number of Installments or Payments Date Maj Delq Rptd - The Date the 1st Major Delinquency Was
Terms Frequency - The Scheduled Time Between Payments Reported
Months Reviewed - The Number of Months Reviewed Charge Off Amt - The Amount Charged Off by Creditor
Deferred Pay Date - The 1st Payment Due Date for Deferred Loans
000015298-DISC
Activity Designator - The Most Recent Account Activity Balloon Pay Amt - The Amount of Final(Balloon) Payment
Creditor Class - The Type of Company Reporting The Account Balloon Pay Date - The Date of Final(Balloon) Payment
Date Reported - Date of Last Reported Update Date Closed - The Date the Account was Closed
Balance Amount - The Total Amount Owed as of the Date
Reported
Status - Condition of Account When Last Updated by
Creditor or Otherwise
1 : 30-59 Days Past Due 5 : 150-179 Days Past Due J: Voluntary Surrender
Account History
2 : 60-89 Days Past Due 6 : 180 or More Days Past Due K: Repossession
Status Code
Descriptions 3 : 90-119 Days Past Due G: Collection Account L: Charge Off
4 : 120-149 Days Past Due H: Foreclosure
LVNV FUNDING LLC CARE OF RESURGENT CAPITAL SERVICES L.P PO BOX 1269 Greenville SC 29602 : 8664641183
Account Number Date Opened High Credit Credit Limit Terms Duration Terms Frequency Months Revd Activity Designator Creditor Classification
*4228 04/14/2020 $ 633 25 Financial
Date of Last Balance Amountt Date of Last Actual Payment Scheduled Payment Date of 1st Date of Last Date Maj Charge Off Deferred Pay Balloon Balloon Date
Reported Update Amount Past Due Payment Amount Amount Delinquency Activity Del. 1st Reported Amount Start Date Pay Amount Pay Date Closed
08/03/2022 $ 633 $ 633 09/2019 07/2020
Type of Account - Open; Type of Loan - Debt Buyer Account; Whose Account - Individual Account; ADDITIONAL INFORMATION - Consumer Disputes This Account
Information; Collection Account;
Historical Account Information
Balance Scheduled Actual Date of High Credit Amount Type of Activity

Payment Payment Last Credit Limit Past Loan Designator
Amount Amount Payment Due
07/22 $ 633 $ 633 $ 633 Debt Buyer Account

000015298-DISC

DEPT OF ED / AIDVANTAGE 1891 METRO CENTER DR RESTON VA 20190 : 8007221300

*0190 06/22/2019 $ 2,349 300 Months Monthly 37
07/31/2022 $ 2,462 07/2022 07/2022

000015298-DISC
Status - Pays As Agreed; Type of Account - Installment; Type of Loan - Education Loan; Whose Account - Individual Account; ADDITIONAL INFORMATION - Student Loan;
Fixed Rate;

07/22 No Data Available
06/22 $ 2,462 06/01/2022 $ 2,349 Education Loan
05/22 $ 2,462 05/01/2022 $ 2,349 Education Loan
04/22 $ 2,462 04/01/2022 $ 2,349 Education Loan
03/22 $ 2,462 03/01/2022 $ 2,349 Education Loan
11/21 $ 2,462 11/01/2021 $ 2,349 Education Loan
10/21 $ 2,462 09/30/2021 $ 2,349 Education Loan
09/21 $ 2,462 09/01/2021 $ 2,349 Education Loan
08/21 $ 2,462 08/01/2021 $ 2,349 Education Loan
07/21 $ 2,462 07/01/2021 $ 2,349 Education Loan
06/21 $ 2,462 06/01/2021 $ 2,349 Education Loan
05/21 $ 2,462 05/01/2021 $ 2,349 Education Loan
04/21 $ 2,462 04/01/2021 $ 2,349 Education Loan
03/21 $ 2,462 03/01/2021 $ 2,349 Education Loan

000015298-DISC

02/21 $ 2,462 02/01/2021 $ 2,349 Education Loan
01/21 $ 2,462 01/01/2021 $ 2,349 Education Loan
12/20 $ 2,462 12/01/2020 $ 2,349 Education Loan
11/20 $ 2,462 11/01/2020 $ 2,349 Education Loan
10/20 $ 2,462 09/30/2020 $ 2,349 Education Loan
09/20 $ 2,462 09/01/2020 $ 2,349 Education Loan
08/20 $ 2,462 08/01/2020 $ 2,349 Education Loan

*0160 05/25/2016 $ 9,252 300 Months Monthly 74
07/31/2022 $ 10,738 07/2022 07/2022
Fixed Rate;

06/22 $ 10,738 06/01/2022 $ 9,252 Education Loan
05/22 $ 10,738 05/01/2022 $ 9,252 Education Loan
04/22 $ 10,738 04/01/2022 $ 9,252 Education Loan
03/22 $ 10,738 03/01/2022 $ 9,252 Education Loan

000015298-DISC

11/21 $ 10,738 11/01/2021 $ 9,252 Education Loan
10/21 $ 10,738 09/30/2021 $ 9,252 Education Loan
09/21 $ 10,738 09/01/2021 $ 9,252 Education Loan
08/21 $ 10,738 08/01/2021 $ 9,252 Education Loan
07/21 $ 10,738 07/01/2021 $ 9,252 Education Loan
06/21 $ 10,738 06/01/2021 $ 9,252 Education Loan
05/21 $ 10,738 05/01/2021 $ 9,252 Education Loan
04/21 $ 10,738 04/01/2021 $ 9,252 Education Loan
03/21 $ 10,738 03/01/2021 $ 9,252 Education Loan
02/21 $ 10,738 02/01/2021 $ 9,252 Education Loan
01/21 $ 10,738 01/01/2021 $ 9,252 Education Loan
12/20 $ 10,738 12/01/2020 $ 9,252 Education Loan
11/20 $ 10,738 11/01/2020 $ 9,252 Education Loan
10/20 $ 10,738 09/30/2020 $ 9,252 Education Loan
09/20 $ 10,738 09/01/2020 $ 9,252 Education Loan

000015298-DISC

08/20 $ 10,738 08/01/2020 $ 9,252 Education Loan

*0160 05/25/2016 $ 3,248 300 Months Monthly 74
07/31/2022 $ 3,585 07/2022 07/2022
Fixed Rate;

06/22 $ 3,585 06/01/2022 $ 3,248 Education Loan
05/22 $ 3,585 05/01/2022 $ 3,248 Education Loan
04/22 $ 3,585 04/01/2022 $ 3,248 Education Loan
03/22 $ 3,585 03/01/2022 $ 3,248 Education Loan
11/21 $ 3,585 11/01/2021 $ 3,248 Education Loan
10/21 $ 3,585 09/30/2021 $ 3,248 Education Loan
09/21 $ 3,585 09/01/2021 $ 3,248 Education Loan

000015298-DISC

08/21 $ 3,585 08/01/2021 $ 3,248 Education Loan
07/21 $ 3,585 07/01/2021 $ 3,248 Education Loan
06/21 $ 3,585 06/01/2021 $ 3,248 Education Loan
05/21 $ 3,585 05/01/2021 $ 3,248 Education Loan
04/21 $ 3,585 04/01/2021 $ 3,248 Education Loan
03/21 $ 3,585 03/01/2021 $ 3,248 Education Loan
02/21 $ 3,585 02/01/2021 $ 3,248 Education Loan
01/21 $ 3,585 01/01/2021 $ 3,248 Education Loan
12/20 $ 3,585 12/01/2020 $ 3,248 Education Loan
11/20 $ 3,585 11/01/2020 $ 3,248 Education Loan
10/20 $ 3,585 09/30/2020 $ 3,248 Education Loan
09/20 $ 3,585 09/01/2020 $ 3,248 Education Loan
08/20 $ 3,585 08/01/2020 $ 3,248 Education Loan

*0150 07/08/2015 $ 4,000 300 Months Monthly 84
07/31/2022 $ 4,802 07/2022 07/2022
Fixed Rate;

000015298-DISC

06/22 $ 4,802 06/01/2022 $ 4,000 Education Loan
05/22 $ 4,802 05/01/2022 $ 4,000 Education Loan
04/22 $ 4,802 04/01/2022 $ 4,000 Education Loan
03/22 $ 4,802 03/01/2022 $ 4,000 Education Loan
11/21 $ 4,802 11/01/2021 $ 4,000 Education Loan
10/21 $ 4,802 09/30/2021 $ 4,000 Education Loan
09/21 $ 4,802 09/01/2021 $ 4,000 Education Loan
08/21 $ 4,802 08/01/2021 $ 4,000 Education Loan
07/21 $ 4,802 07/01/2021 $ 4,000 Education Loan
06/21 $ 4,802 06/01/2021 $ 4,000 Education Loan
05/21 $ 4,802 05/01/2021 $ 4,000 Education Loan
04/21 $ 4,802 04/01/2021 $ 4,000 Education Loan
03/21 $ 4,802 03/01/2021 $ 4,000 Education Loan
02/21 $ 4,802 02/01/2021 $ 4,000 Education Loan
01/21 $ 4,802 01/01/2021 $ 4,000 Education Loan

000015298-DISC

12/20 $ 4,802 12/01/2020 $ 4,000 Education Loan
11/20 $ 4,802 11/01/2020 $ 4,000 Education Loan
10/20 $ 4,802 09/30/2020 $ 4,000 Education Loan
09/20 $ 4,802 09/01/2020 $ 4,000 Education Loan
08/20 $ 4,802 08/01/2020 $ 4,000 Education Loan

*0150 07/08/2015 $ 5,500 300 Months Monthly 84
07/31/2022 $ 6,071 07/2022 07/2022
Fixed Rate;

06/22 $ 6,071 06/01/2022 $ 5,500 Education Loan
05/22 $ 6,071 05/01/2022 $ 5,500 Education Loan
04/22 $ 6,071 04/01/2022 $ 5,500 Education Loan
03/22 $ 6,071 03/01/2022 $ 5,500 Education Loan

000015298-DISC

11/21 $ 6,071 11/01/2021 $ 5,500 Education Loan
10/21 $ 6,071 09/30/2021 $ 5,500 Education Loan
09/21 $ 6,071 09/01/2021 $ 5,500 Education Loan
08/21 $ 6,071 08/01/2021 $ 5,500 Education Loan
07/21 $ 6,071 07/01/2021 $ 5,500 Education Loan
06/21 $ 6,071 06/01/2021 $ 5,500 Education Loan
05/21 $ 6,071 05/01/2021 $ 5,500 Education Loan
04/21 $ 6,071 04/01/2021 $ 5,500 Education Loan
03/21 $ 6,071 03/01/2021 $ 5,500 Education Loan
02/21 $ 6,071 02/01/2021 $ 5,500 Education Loan
01/21 $ 6,071 01/01/2021 $ 5,500 Education Loan
12/20 $ 6,071 12/01/2020 $ 5,500 Education Loan
11/20 $ 6,071 11/01/2020 $ 5,500 Education Loan
10/20 $ 6,071 09/30/2020 $ 5,500 Education Loan
09/20 $ 6,071 09/01/2020 $ 5,500 Education Loan
08/20 $ 6,071 08/01/2020 $ 5,500 Education Loan

000015298-DISC
*0140 07/15/2014 $ 7,000 300 Months Monthly 96
07/31/2022 $ 8,897 07/2022 07/2022
Fixed Rate;

06/22 $ 8,897 06/01/2022 $ 7,000 Education Loan
05/22 $ 8,897 05/01/2022 $ 7,000 Education Loan
04/22 $ 8,897 04/01/2022 $ 7,000 Education Loan
03/22 $ 8,897 03/01/2022 $ 7,000 Education Loan
11/21 $ 8,897 11/01/2021 $ 7,000 Education Loan
10/21 $ 8,897 09/30/2021 $ 7,000 Education Loan
09/21 $ 8,897 09/01/2021 $ 7,000 Education Loan
08/21 $ 8,897 08/01/2021 $ 7,000 Education Loan
07/21 $ 8,897 07/01/2021 $ 7,000 Education Loan
06/21 $ 8,897 06/01/2021 $ 7,000 Education Loan
05/21 $ 8,897 05/01/2021 $ 7,000 Education Loan

000015298-DISC

04/21 $ 8,897 04/01/2021 $ 7,000 Education Loan
03/21 $ 8,897 03/01/2021 $ 7,000 Education Loan
02/21 $ 8,897 02/01/2021 $ 7,000 Education Loan
01/21 $ 8,897 01/01/2021 $ 7,000 Education Loan
12/20 $ 8,897 12/01/2020 $ 7,000 Education Loan
11/20 $ 8,897 11/01/2020 $ 7,000 Education Loan
10/20 $ 8,897 09/30/2020 $ 7,000 Education Loan
09/20 $ 8,897 09/01/2020 $ 7,000 Education Loan
08/20 $ 8,897 08/01/2020 $ 7,000 Education Loan

*0140 07/15/2014 $ 5,500 300 Months Monthly 96
07/31/2022 $ 6,120 07/2022 07/2022
Fixed Rate;

06/22 $ 6,120 06/01/2022 $ 5,500 Education Loan

000015298-DISC

05/22 $ 6,120 05/01/2022 $ 5,500 Education Loan
04/22 $ 6,120 04/01/2022 $ 5,500 Education Loan
03/22 $ 6,120 03/01/2022 $ 5,500 Education Loan
11/21 $ 6,120 11/01/2021 $ 5,500 Education Loan
10/21 $ 6,120 09/30/2021 $ 5,500 Education Loan
09/21 $ 6,120 09/01/2021 $ 5,500 Education Loan
08/21 $ 6,120 08/01/2021 $ 5,500 Education Loan
07/21 $ 6,120 07/01/2021 $ 5,500 Education Loan
06/21 $ 6,120 06/01/2021 $ 5,500 Education Loan
05/21 $ 6,120 05/01/2021 $ 5,500 Education Loan
04/21 $ 6,120 04/01/2021 $ 5,500 Education Loan
03/21 $ 6,120 03/01/2021 $ 5,500 Education Loan
02/21 $ 6,120 02/01/2021 $ 5,500 Education Loan
01/21 $ 6,120 01/01/2021 $ 5,500 Education Loan
12/20 $ 6,120 12/01/2020 $ 5,500 Education Loan
11/20 $ 6,120 11/01/2020 $ 5,500 Education Loan

000015298-DISC

10/20 $ 6,120 09/30/2020 $ 5,500 Education Loan
09/20 $ 6,120 09/01/2020 $ 5,500 Education Loan
08/20 $ 6,120 08/01/2020 $ 5,500 Education Loan

*0090 03/03/2009 $ 752 300 Months Monthly 99
07/31/2022 $ 925 07/2022 07/2022
Fixed Rate;
Account History 07/2017 06/2017
with Status Codes 4 3

06/22 $ 925 06/01/2022 $ 752 Education Loan
05/22 $ 925 05/01/2022 $ 752 Education Loan
04/22 $ 925 04/01/2022 $ 752 Education Loan
03/22 $ 925 03/01/2022 $ 752 Education Loan

000015298-DISC

11/21 $ 925 11/01/2021 $ 752 Education Loan
10/21 $ 925 09/30/2021 $ 752 Education Loan
09/21 $ 925 09/01/2021 $ 752 Education Loan
08/21 $ 925 08/01/2021 $ 752 Education Loan
07/21 $ 925 07/01/2021 $ 752 Education Loan
06/21 $ 925 06/01/2021 $ 752 Education Loan
05/21 $ 925 05/01/2021 $ 752 Education Loan
04/21 $ 925 04/01/2021 $ 752 Education Loan
03/21 $ 925 03/01/2021 $ 752 Education Loan
02/21 $ 925 02/01/2021 $ 752 Education Loan
01/21 $ 925 01/01/2021 $ 752 Education Loan
12/20 $ 925 12/01/2020 $ 752 Education Loan
11/20 $ 925 11/01/2020 $ 752 Education Loan
10/20 $ 925 09/30/2020 $ 752 Education Loan
09/20 $ 925 09/01/2020 $ 752 Education Loan
08/20 $ 925 08/01/2020 $ 752 Education Loan
FLAGSHIP CREDIT ACCEPTANCE,LLC PO BOX 3807 COPPELL TX 75019 : 8007070114


000015298-DISC
*1001 05/28/2021 $ 14,511 72 Months Monthly 13
07/31/2022 $ 13,187 06/2022 $ 300 07/2022
Status - Pays As Agreed; Type of Account - Installment; Type of Loan - Auto; Whose Account - Individual Account; ADDITIONAL INFORMATION - Auto; Fixed Rate;

06/22 $ 13,021 $ 300 $ 614 06/01/2022 $ 14,511 Auto
05/22 $ 13,485 $ 300 04/01/2022 $ 14,511 Auto
04/22 $ 13,314 $ 300 $ 300 04/01/2022 $ 14,511 Auto
03/22 $ 13,461 $ 300 $ 300 03/01/2022 $ 14,511 Auto
02/22 $ 13,603 $ 300 $ 300 02/01/2022 $ 14,511 Auto
01/22 $ 13,758 $ 300 $ 300 01/01/2022 $ 14,511 Auto
12/21 $ 13,896 $ 300 $ 315 12/01/2021 $ 14,511 Auto
11/21 $ 14,031 $ 300 $ 300 11/01/2021 $ 14,511 Auto
10/21 $ 14,170 $ 300 $ 299 09/30/2021 $ 14,511 Auto
09/21 $ 14,303 $ 300 $ 301 09/01/2021 $ 14,511 Auto
08/21 $ 14,440 $ 300 $ 300 08/01/2021 $ 14,511 Auto
07/21 $ 14,571 $ 300 $ 300 07/01/2021 $ 14,511 Auto
06/21 $ 14,699 $ 300 $ 14,511 Auto
NAVIENT PO Box 9500 Wilkes Barre PA 187739500

*0080 01/07/2008 $ 3,145 300 Months Monthly 99

000015298-DISC
07/31/2022 $ 8,121 07/2022 07/2022
Fixed Rate;
Account History 07/2017
with Status Codes 3

06/22 $ 8,070 $ 78 04/01/2022 $ 3,145 Education Loan
05/22 $ 8,025 $ 78 04/01/2022 $ 3,145 Education Loan
04/22 $ 7,982 04/01/2022 $ 3,145 Education Loan
03/22 $ 7,941 03/01/2022 $ 3,145 Education Loan
02/22 $ 7,898 02/01/2022 $ 3,145 Education Loan
01/22 $ 7,860 01/01/2022 $ 3,145 Education Loan
12/21 $ 7,817 12/01/2021 $ 3,145 Education Loan
11/21 $ 7,775 11/01/2021 $ 3,145 Education Loan
10/21 $ 7,734 09/30/2021 $ 3,145 Education Loan
09/21 $ 7,691 09/01/2021 $ 3,145 Education Loan
08/21 $ 7,650 08/01/2021 $ 3,145 Education Loan
07/21 $ 7,607 07/01/2021 $ 3,145 Education Loan
06/21 $ 7,565 06/01/2021 $ 3,145 Education Loan
05/21 $ 7,524 05/01/2021 $ 3,145 Education Loan

000015298-DISC

04/21 $ 7,481 01/01/2021 $ 3,145 $0 Education Loan
03/21 $ 7,440 01/01/2021 $ 3,145 $0 Education Loan
02/21 $ 7,398 $ 78 01/01/2021 $ 3,145 Education Loan
01/21 $ 7,362 01/01/2021 $ 3,145 Education Loan
12/20 $ 7,322 12/01/2020 $ 3,145 Education Loan
11/20 $ 7,283 11/01/2020 $ 3,145 Education Loan
10/20 $ 7,245 09/30/2020 $ 3,145 Education Loan
09/20 $ 7,205 09/01/2020 $ 3,145 Education Loan
08/20 $ 7,167 08/01/2020 $ 3,145 Education Loan

*0080 01/07/2008 $ 4,500 300 Months Monthly 99
07/31/2022 $ 6,018 07/2022 07/2022
Fixed Rate;
with Status Codes 3


000015298-DISC

06/22 $ 5,995 $ 66 04/01/2022 $ 4,500 Education Loan
05/22 $ 5,962 $ 66 04/01/2022 $ 4,500 Education Loan
04/22 $ 5,953 04/01/2022 $ 4,500 Education Loan
03/22 $ 5,953 03/01/2022 $ 4,500 Education Loan
02/22 $ 5,953 02/01/2022 $ 4,500 Education Loan
01/22 $ 5,953 01/01/2022 $ 4,500 Education Loan
12/21 $ 5,953 12/01/2021 $ 4,500 Education Loan
11/21 $ 5,953 11/01/2021 $ 4,500 Education Loan
10/21 $ 5,953 09/30/2021 $ 4,500 Education Loan
09/21 $ 5,953 09/01/2021 $ 4,500 Education Loan
08/21 $ 5,953 08/01/2021 $ 4,500 Education Loan
07/21 $ 5,953 07/01/2021 $ 4,500 Education Loan
06/21 $ 5,953 06/01/2021 $ 4,500 Education Loan
05/21 $ 5,953 05/01/2021 $ 4,500 Education Loan
04/21 $ 5,926 01/01/2021 $ 4,500 $0 Education Loan
03/21 $ 5,893 01/01/2021 $ 4,500 $0 Education Loan
02/21 $ 5,860 $ 66 01/01/2021 $ 4,500 Education Loan
01/21 $ 5,855 01/01/2021 $ 4,500 Education Loan
12/20 $ 5,855 12/01/2020 $ 4,500 Education Loan

000015298-DISC

11/20 $ 5,855 11/01/2020 $ 4,500 Education Loan
10/20 $ 5,855 09/30/2020 $ 4,500 Education Loan
09/20 $ 5,855 09/01/2020 $ 4,500 Education Loan
08/20 $ 5,855 08/01/2020 $ 4,500 Education Loan

*0070 07/03/2007 $ 875 300 Months Monthly 99
07/31/2022 $ 1,170 07/2022 07/2022
Fixed Rate;
with Status Codes 3

06/22 $ 1,165 $ 12 04/01/2022 $ 875 Education Loan
05/22 $ 1,159 $ 12 04/01/2022 $ 875 Education Loan
04/22 $ 1,157 04/01/2022 $ 875 Education Loan
03/22 $ 1,157 03/01/2022 $ 875 Education Loan
02/22 $ 1,157 02/01/2022 $ 875 Education Loan

000015298-DISC

01/22 $ 1,157 01/01/2022 $ 875 Education Loan
12/21 $ 1,157 12/01/2021 $ 875 Education Loan
11/21 $ 1,157 11/01/2021 $ 875 Education Loan
10/21 $ 1,157 09/30/2021 $ 875 Education Loan
09/21 $ 1,157 09/01/2021 $ 875 Education Loan
08/21 $ 1,157 08/01/2021 $ 875 Education Loan
07/21 $ 1,157 07/01/2021 $ 875 Education Loan
06/21 $ 1,157 06/01/2021 $ 875 Education Loan
05/21 $ 1,157 05/01/2021 $ 875 Education Loan
04/21 $ 1,152 01/01/2021 $ 875 $0 Education Loan
03/21 $ 1,146 01/01/2021 $ 875 $0 Education Loan
02/21 $ 1,139 $ 12 01/01/2021 $ 875 Education Loan
01/21 $ 1,138 01/01/2021 $ 875 Education Loan
12/20 $ 1,138 12/01/2020 $ 875 Education Loan
11/20 $ 1,138 11/01/2020 $ 875 Education Loan
10/20 $ 1,138 09/30/2020 $ 875 Education Loan
09/20 $ 1,138 09/01/2020 $ 875 Education Loan
08/20 $ 1,138 08/01/2020 $ 875 Education Loan

000015298-DISC
*0070 05/24/2007 $ 2,625 300 Months Monthly 99
07/31/2022 $ 3,510 07/2022 07/2022
Fixed Rate;
with Status Codes 3

06/22 $ 3,497 $ 38 04/01/2022 $ 2,625 Education Loan
05/22 $ 3,478 $ 38 04/01/2022 $ 2,625 Education Loan
04/22 $ 3,473 04/01/2022 $ 2,625 Education Loan
03/22 $ 3,473 03/01/2022 $ 2,625 Education Loan
02/22 $ 3,473 02/01/2022 $ 2,625 Education Loan
01/22 $ 3,473 01/01/2022 $ 2,625 Education Loan
12/21 $ 3,473 12/01/2021 $ 2,625 Education Loan
11/21 $ 3,473 11/01/2021 $ 2,625 Education Loan
10/21 $ 3,473 09/30/2021 $ 2,625 Education Loan
09/21 $ 3,473 09/01/2021 $ 2,625 Education Loan
08/21 $ 3,473 08/01/2021 $ 2,625 Education Loan
07/21 $ 3,473 07/01/2021 $ 2,625 Education Loan

000015298-DISC

06/21 $ 3,473 06/01/2021 $ 2,625 Education Loan
05/21 $ 3,473 05/01/2021 $ 2,625 Education Loan
04/21 $ 3,457 01/01/2021 $ 2,625 $0 Education Loan
03/21 $ 3,438 01/01/2021 $ 2,625 $0 Education Loan
02/21 $ 3,418 $ 38 01/01/2021 $ 2,625 Education Loan
01/21 $ 3,415 01/01/2021 $ 2,625 Education Loan
12/20 $ 3,415 12/01/2020 $ 2,625 Education Loan
11/20 $ 3,415 11/01/2020 $ 2,625 Education Loan
10/20 $ 3,415 09/30/2020 $ 2,625 Education Loan
09/20 $ 3,415 09/01/2020 $ 2,625 Education Loan
08/20 $ 3,415 08/01/2020 $ 2,625 Education Loan

*0070 05/18/2007 $ 3,263 300 Months Monthly 99
07/31/2022 $ 8,779 07/2022 07/2022
Fixed Rate;
with Status Codes 3

000015298-DISC

06/22 $ 8,724 $ 85 04/01/2022 $ 3,263 Education Loan
05/22 $ 8,676 $ 85 04/01/2022 $ 3,263 Education Loan
04/22 $ 8,629 04/01/2022 $ 3,263 Education Loan
03/22 $ 8,585 03/01/2022 $ 3,263 Education Loan
02/22 $ 8,539 02/01/2022 $ 3,263 Education Loan
01/22 $ 8,497 01/01/2022 $ 3,263 Education Loan
12/21 $ 8,451 12/01/2021 $ 3,263 Education Loan
11/21 $ 8,405 11/01/2021 $ 3,263 Education Loan
10/21 $ 8,361 09/30/2021 $ 3,263 Education Loan
09/21 $ 8,315 09/01/2021 $ 3,263 Education Loan
08/21 $ 8,270 08/01/2021 $ 3,263 Education Loan
07/21 $ 8,224 07/01/2021 $ 3,263 Education Loan
06/21 $ 8,178 06/01/2021 $ 3,263 Education Loan
05/21 $ 8,134 05/01/2021 $ 3,263 Education Loan
04/21 $ 8,088 01/01/2021 $ 3,263 $0 Education Loan
03/21 $ 8,043 01/01/2021 $ 3,263 $0 Education Loan
02/21 $ 7,997 $ 85 01/01/2021 $ 3,263 Education Loan
01/21 $ 7,958 01/01/2021 $ 3,263 Education Loan

000015298-DISC

12/20 $ 7,916 12/01/2020 $ 3,263 Education Loan
11/20 $ 7,873 11/01/2020 $ 3,263 Education Loan
10/20 $ 7,832 09/30/2020 $ 3,263 Education Loan
09/20 $ 7,789 09/01/2020 $ 3,263 Education Loan
08/20 $ 7,748 08/01/2020 $ 3,263 Education Loan
VERIZON WIRELESS/SOUTHEAST PO BOX 650051 DALLAS TX 752650051 : 8008521922

*0001 06/12/2017 $ 953 01
07/31/2022 $ 953 $ 953 11/2021 03/2022
Type of Account - Open; Type of Loan - Telecommunication/Cellular; Whose Account - Individual Account; ADDITIONAL INFORMATION - Collection Account;
Telecommunications/Cellular;

05/22 $ 953 Telecommunication/Cellular
03/22 $ 953 Telecommunication/Cellular
FIRST PREMIER 3820 N Louise Ave Sioux Falls SD 571070145 : 6053573440

000015298-DISC
*2465 04/24/2021 $ 105 $ 300 Monthly 15
07/28/2022 $ 41 07/2022 $ 30 $ 30 07/2022
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Credit Card; Whose Account - Individual Account; ADDITIONAL INFORMATION - Credit Card;

06/22 $ 63 $ 30 $ 30 06/01/2022 $ 105 $ 300 Credit Card
05/22 $ 55 $ 30 $4 05/01/2022 $ 105 $ 300 Credit Card
04/22 $ 4 $4 $ 60 03/01/2022 $ 105 $ 300 Credit Card
03/22 $ 64 $ 30 07/01/2021 $ 105 $ 300 Credit Card
02/22 $ 35 $ 30 07/01/2021 $ 105 $ 300 Credit Card
01/22 $ 0 07/01/2021 $ 105 $ 300 Credit Card
12/21 $ 0 07/01/2021 $ 105 $ 300 Credit Card
11/21 $ 0 07/01/2021 $ 105 $ 300 Credit Card
10/21 $ 0 07/01/2021 $ 105 $ 300 Credit Card
09/21 $ 0 07/01/2021 $ 105 $ 300 Credit Card
08/21 $ 0 07/01/2021 $ 105 $ 300 Credit Card
07/21 $ 0 $ 19 07/01/2021 $ 105 $ 300 Credit Card
06/21 $ 19 $ 19 $ 60 06/01/2021 $ 105 $ 300 Credit Card
05/21 $ 77 $ 30 $ 30 05/01/2021 $ 105 $ 300 Credit Card
04/21 $ 75 $ 30 $ 75 $ 300 Credit Card

000015298-DISC

JEFFERSON CAPITAL SYSTEMS 16 McLeland Rd Saint Cloud MN 563032198 : 8662190725

*5529 01/13/2020 $ 456 26 Financial
07/22/2022 $ 456 $ 456 07/2017 05/2020


000015298-DISC

JEFFERSON CAPITAL SYSTEMS 16 McLeland Rd Saint Cloud MN 563032198 : 8662190725

*1745 11/28/2016 $ 817 66 Financial
07/22/2022 $ 817 $ 817 04/2016 01/2017

000015298-DISC


000015298-DISC

BARCLAYS BANK DELAWARE 125 S WEST ST WILMINGTON DE 198015014 : 8662259725

*3691 12/14/2021 $ 55 $ 500 Monthly 07
07/24/2022 $ 0 02/2022 02/2022
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Charge Account; Whose Account - Individual Account; ADDITIONAL INFORMATION - Charge;

06/22 $ 0 02/01/2022 $ 55 $ 500 Charge Account
05/22 $ 0 02/01/2022 $ 55 $ 500 Charge Account
04/22 $ 0 02/01/2022 $ 55 $ 500 Charge Account
03/22 $ 0 02/01/2022 $ 55 $ 500 Charge Account
02/22 $ 0 $ 27 02/01/2022 $ 55 $ 500 Charge Account
01/22 $ 27 $ 27 $ 30 01/01/2022 $ 55 $ 500 Charge Account

000015298-DISC

12/21 $ 55 $ 29 $ 55 $ 500 Charge Account
TD BANK USA/TARGET CREDIT PO Box 673 Minneapolis MN 554400673 : 8004246888

*6186 10/26/2015 $ 300 Monthly 80 Closed
07/23/2022 $ 385 $ 385 07/2017 07/2017 $ 385 09/2017
Status - Charge Off; Type of Account - Revolving; Type of Loan - Credit Card; Whose Account - Individual Account; ADDITIONAL INFORMATION - Account Closed At
Consumers Request; Charged Off Account;
Account History 06/2022 05/2022 04/2022 03/2022 02/2022 01/2022 12/2021 11/2021 10/2021 09/2021 08/2021 07/2021 06/2021 05/2021 04/2021 03/2021 02/2021 01/2021 12/2020 11/2020
with Status Codes L L L L L L L L L L L L L L L L L L L L
10/2020 09/2020 08/2020 07/2020 06/2020 05/2020 04/2020 03/2020 02/2020 01/2020 12/2019 11/2019 10/2019 09/2019 08/2019 07/2019 06/2019 05/2019 04/2019 03/2019
L L L L L L L L L L L L L L L L L L L L
02/2019 01/2019 12/2018 11/2018 10/2018 09/2018 08/2018 12/2017 11/2017 10/2017 09/2017 08/2017 02/2017 12/2016 11/2016 10/2016 09/2016 08/2016
L L L L L L L 4 4 3 2 1 1 1 1 2 1 1

07/22 $ 385 07/01/2017 $ 300 $ 385 Credit Card Closed

000015298-DISC

ALLY FINANCIAL PO Box 380901 Bloomington MN 554380901 : 8889252559

*7590 02/19/2016 $ 19,615 72 Months Monthly 71 Paid and Closed

000015298-DISC
01/05/2022 $ 0 01/2022 $ 580 01/2022 01/2022
Status - Pays As Agreed; Type of Account - Installment; Type of Loan - Auto; Whose Account - Individual Account; ADDITIONAL INFORMATION - Closed or Paid
Account/Zero Balance; Auto; Fixed Rate;

12/21 $ 975 $ 399 11/01/2021 $ 19,615 Auto
11/21 $ 964 $ 399 $ 789 11/01/2021 $ 19,615 Auto
10/21 $ 1,738 $ 399 $ 190 09/01/2021 $ 19,615 Auto
09/21 $ 1,910 $ 399 05/01/2021 $ 19,615 Auto
08/21 $ 1,889 $ 399 05/01/2021 $ 19,615 Auto
07/21 $ 1,868 $ 399 05/01/2021 $ 19,615 Auto
06/21 $ 1,848 $ 399 $ 1,800 05/01/2021 $ 19,615 Auto
05/21 $ 3,626 $ 399 $ 400 04/01/2021 $ 19,615 Auto
04/21 $ 3,986 $ 399 $ 412 03/01/2021 $ 19,615 Auto

000015298-DISC

03/21 $ 4,353 $ 399 $ 400 02/01/2021 $ 19,615 Auto
02/21 $ 4,708 $ 399 $ 420 01/01/2021 $ 19,615 Auto
01/21 $ 5,075 $ 399 11/01/2020 $ 19,615 Auto
12/20 $ 5,009 $ 399 $ 800 11/01/2020 $ 19,615 Auto
11/20 $ 5,753 $ 399 $ 400 09/30/2020 $ 19,615 Auto
10/20 $ 6,088 $ 399 $ 400 09/01/2020 $ 19,615 Auto
09/20 $ 6,422 $ 399 $ 400 08/01/2020 $ 19,615 Auto
08/20 $ 6,750 $ 399 $ 400 07/01/2020 $ 19,615 Auto
SYNCB/JC PENNEYS PO Box 965036 Orlando FL 328965036 : 8663968254

*4017 12/04/2015 $ 540 $ 100 Monthly 33 Paid and Closed
09/14/2018 $ 0 05/2018 05/2018 03/2018
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Charge Account; Whose Account - Individual Account; ADDITIONAL INFORMATION - Closed or Paid
Account/Zero Balance; Account Closed By Credit Grantor;
CREDIT ACCEPTANCE CORPORATION 25505 W 12 Mile Rd Southfield MI 480341846 : 8006341506

*5936 11/17/2018 $ 17,363 Monthly 27 Paid and Closed
04/09/2021 $ 0 03/2021 12/2019 03/2021
Status - Account closed; was over 120 Days Past Due; Type of Account - Installment; Type of Loan - Auto; Whose Account - Joint Account; ADDITIONAL INFORMATION -
Account Paid For Less Than Full Balance; Closed or Paid Account/Zero Balance;
Account History 03/2021 02/2021 01/2021 12/2020 11/2020 10/2020 09/2020 08/2020 07/2020 06/2020 05/2020 04/2020 03/2020
with Status Codes 6 6 6 6 6 6 6 6 6 6 6 6 G

000015298-DISC

03/21 $ 1,203 01/01/2020 $ 17,363 $ 1,203 Auto
02/21 $ 1,193 01/01/2020 $ 17,363 $ 1,193 Auto
01/21 $ 1,183 01/01/2020 $ 17,363 $ 1,183 Auto

000015298-DISC

12/20 $ 1,172 01/01/2020 $ 17,363 $ 1,172 Auto
11/20 $ 1,162 01/01/2020 $ 17,363 $ 1,162 Auto
10/20 $ 1,151 01/01/2020 $ 17,363 $ 1,151 Auto
09/20 $ 1,141 01/01/2020 $ 17,363 $ 1,141 Auto
08/20 $ 1,130 01/01/2020 $ 17,363 $ 1,130 Auto
SECURITY FINANCE PO Box 3146 Cust Relations & Cons Disp Spartanburg SC 293043146 : 5809243557
*9261 05/18/2012 $ 297 5 Months Monthly 68 Paid and Closed
01/01/2018 $ 0 08/2012 08/2012 09/2012
Status - Pays As Agreed; Type of Account - Installment; Type of Loan - Secured; Whose Account - Individual Account; ADDITIONAL INFORMATION - Closed or Paid
Account/Zero Balance;
SECURITY FINANCE PO Box 3146 Cust Relations & Cons Disp Spartanburg SC 293043146 : 5809243557
*7712 12/14/2011 $ 297 5 Months Monthly 73 Paid and Closed
01/01/2018 $ 0 03/2012 $ 193 03/2012 03/2012
Status - Pays As Agreed; Type of Account - Installment; Type of Loan - Secured; Whose Account - Individual Account; ADDITIONAL INFORMATION - Closed or Paid
Account/Zero Balance;
SYNCB/WALMART PO Box 965024 Orlando FL 32896 : 8558935848

08/27/2017 $ 0 09/2016 09/2016 08/2016
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Charge Account; Whose Account - Individual Account; ADDITIONAL INFORMATION - Closed or Paid
Account/Zero Balance; Account Closed By Credit Grantor;
FIRST PREMIER 3820 N Louise Ave Sioux Falls SD 571070145 : 6053573440

000015298-DISC
05/12/2016 $ 0 02/2016 $ 390 02/2016 02/2016
Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Credit Card; Whose Account - Individual Account; ADDITIONAL INFORMATION - Account Closed At
Consumers Request; Closed or Paid Account/Zero Balance; Credit Card;
A request for your credit history is called an inquiry. There are two types of inquiries - those that may impact your credit rating/score and
those that do not.
Inquiries that may impact your credit rating/score.

These are inquiries made by companies to whom you have applied for a loan or credit. They may remain on your file up to 2 years.
Company Information Inquiry Date(s)

FIRST INVE 05/28/2021 05/08/2021
380 Interstate North Pkwy SE SUITE 300 Atlanta GA 303392222 Phone:
8663902947
GLOBAL LENDING SERVICES, INC. 05/28/2021 05/08/2021
1200 BROOKFIELD BLVD GREENVILLE SC 29607-658
CAPITAL ON 05/07/2021
PO Box 30253 Salt Lake City UT 841300253 Phone: 8006956950
WALKER AUTOMOTIVE INC 04/08/2021
WALKER BUICK-GMC WALKER MITSUB 1616 MACARTHUR DR ALEXANDRIA
LA 71301-402
ALLY FINAN 05/28/2021 05/07/2021
PO BOX 380901 BLOOMINGTON MN 55438
CITIBANK NA,WAYMC 03/18/2022
1 COURT SQ FLOOR 38TH LONG ISLAND CITY NY 11101 Phone: (111)
111-1111
GM FINANCI 05/28/2021
801 Cherry St Ste 3600 Ft Worth TX 761026855
WOODFOREST NATIONAL BANK 03/21/2021
PO Box 7889 The Woodlands TX 773877889 Phone: 8772822265
FIRSTINVES 05/08/2021
5757 WOODWAY DR HOUSTON TX 770571514 Phone: 8663902947
CAPITAL ONE BANK USA NA 06/12/2022
15000 CAPITAL ONE DR RICHMOND VA 23238-111
CREDCO 05/25/2021 02/08/2021
PO BOX 509124 SAN DIEGO CA 921509124 Phone: 8005230233
JPMCB - CARD SERVICES 12/27/2021
201 N WALNUT ST WILMINGTON DE 19801-2920 Phone: (800) 453-9719
Inquiries that do not impact your credit rating/score.

These are inquiries, for example, from companies making promotional offers of credit, periodic account reviews by an existing creditor or your own requests to check your credit
file. They may remain on your file for up to 2 years.
Company Information - Prefix Descriptions:
AM OR AR - Inquiries with these prefixes indicate a periodic review of your credit history by one of your creditors.
CAR RENT - Inquiries with this prefix are from rental car companies regarding debit card payment acceptance.
COLLECT - Inquiries with this prefix are for collection purposes and may be from the lender, a party collecting on the lender's behalf, or a
company that purchased your debt.
000015298-DISC
CONS RPT - Inquiries with this prefix are from your requests for your own report or requests you have authorized as part of a service or product.
DDA - Inquiries with this prefix relate to a review of your consumer report for the opening of a deposit account.
EMPL OR ND EMPL - Inquiries with this prefix indicate an employment inquiry.
EQUIFAX OR EFX - Inquiries with these prefixes indicate Equifax's activity in response to your contact with us for a copy or your credit file or a research
request.
FIN PLAN - Inquiries with this prefix relate to a review of your consumer report for financial counseling or planning.
INS - Inquiries with this prefix are from insurance companies regarding a review of your consumer report for insurance underwriting
purposes.
MEDICAL - Inquiries with this prefix are from medical service providers.
ND - Inquiries with this prefix are general inquiries that do not display to creditor grantors.
ND MR - Inquiries with this prefix indicate the reissue of a mortgage credit report containing information from your Equifax credit file to
another company in connection with a mortgage loan.
NON APPL - Inquiries with this prefix are used when companies review the consumer report of a spouse who is not a co-applicant.
PR - Inquiries with this prefix indicate that a creditor reviewed your account as part of a portfolio they are purchasing.
PREQAUTO - Inquiries with this prefix are used when you have provided consent to be prequalified for an auto loan or lease.
PREQCARD - Inquiries with this prefix are used when you have provided consent to be prequalified for a credit card.
PREQCOMM - Inquiries with this prefix are used when you have provided consent to be prequalified for telecommunications products or services.
PREQHE - Inquiries with this prefix are used when you have provided consent to be prequalified for a home equity loan or line of credit.
PREQIL - Inquiries with this prefix are used when you have provided consent to be prequalified for an installment loan other than auto,
mortgage or home equity.
PREQINS - Inquiries with this prefix are used when you have provided consent to be prequalified for an insurance quote.
PREQMTG - Inquiries with this prefix are used when you have provided consent to be prequalified for a mortgage loan.
PREQOD - Inquiries with this prefix are used when you have provided consent to be prequalified for an overdraft line of credit.
PREQ - Inquiries with this prefix are used when you have provided consent to be prequalified for credit or services, not specific to auto,
credit card, telecommunications, home equity, installment loan, insurance, mortgage or overdraft services.
PRM - Inquires with this prefix indicate that only your name and address were given to a credit grantor so they can provide you a firm offer
of credit of insurance.
REFRESH - Inquiries with this prefix relate to the use of a consumer report in the period of time between underwriting and closing of a mortgage
loan to ensure no new debt is identified.
SUPPORT - Inquiries with this prefix are used by a social service agency related to a government benefit or child support.
UTILSERV - Inquiries with this prefix are used when requesting utility services.
EQUIFAX 08/15/2022
PO Box 740250 Atlanta GA 303740250 Phone: 8006851111
CREDIT KARMA INC 08/15/2022
Unknown 760 Market St Fl 10 San Francisco CA 941022300
TRUSTED ID/EQUIFAX 08/15/2022
EQUIFAX / TRUSTED ID 1201 W PEACHTREE ST NW # 1201 ATLANTA GA
30309-344
CREDIT KARMA, INC 08/15/2022 08/14/2022 08/07/2022 08/05/2022 08/04/2022 07/31/2022
760 MARKET ST SAN FRANCISCO CA 94102-240
EQUIFAX 08/15/2022
CAPITAL ONE US CARD 06/12/2022 10/20/2021
15000 CAPITAL ONE DR RICHMOND VA 23238-111

000015298-DISC
COX COMMUNICATIONS 10/28/2021
5428 Florida Blvd Baton Rouge LA 708064131
CAPITAL ONE 08/01/2022
PO Box 26030 Richmond VA 232606030 Phone: 8004776000
CITIZENS ONE 07/07/2022 03/18/2022
480 JEFFERSON BLVD WARWICK RI 02886-135
EQUIFAX 08/17/2022
VERIZON 12/14/2021
401 S High St 2nd Floor West Chester PA 193830001
(End of Report) Page 45 of 46 2227537570-EMB-0ae20101000001d1-08172022

000015298-DISC
000015298-DISC Page 46 of 46 2227537570-EMB-0ae20101000001d1-08172022

Dispute Results

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BATON ROUGE, LA 70810-3467

2052 MICHEL DELVING RD

Dear PRICE TARLETON:

How do I know that all of this is happening?

What should I do if I do not agree with the results of the investigation?

You have a few options:

(Continued On Next Page) 2227537570-EMB-0ae20101000001d1-08172022

(Continued On Next Page) Page 2 of 46 2227537570-EMB-0ae20101000001d1-08172022

How should I read my dispute results?

The Results Of Our Reinvestigation

Credit Account Information

(Continued On Next Page) Page 3 of 46 2227537570-EMB-0ae20101000001d1-08172022

(Continued On Next Page) Page 5 of 46 2227537570-EMB-0ae20101000001d1-08172022

Previous Employment(s): UNEMPLOYED; First Reported: 03/2021; Last Reported: 03/2021

ALERT(s): Fraud Alert

Credit Account Information

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

06/22 $ 633 $ 633 $ 633 Debt Buyer Account

05/22 $ 633 $ 633 $ 633 Debt Buyer Account

04/22 $ 633 $ 633 $ 633 Debt Buyer Account

03/22 $ 633 $ 633 $ 633 Debt Buyer Account

02/22 $ 633 $ 633 $ 633 Debt Buyer Account

01/22 $ 633 $ 633 $ 633 Debt Buyer Account

12/21 $ 633 $ 633 $ 633 Debt Buyer Account

11/21 $ 633 $ 633 $ 633 Debt Buyer Account

(Continued On Next Page) Page 7 of 46 2227537570-EMB-0ae20101000001d1-08172022

Balance Scheduled Actual Date of High Credit Amount Type of Activity

10/21 $ 633 $ 633 $ 633 Debt Buyer Account

09/21 $ 633 $ 633 $ 633 Debt Buyer Account

08/21 $ 633 $ 633 $ 633 Debt Buyer Account

07/21 $ 633 $ 633 $ 633 Debt Buyer Account

06/21 $ 633 $ 633 $ 633 Debt Buyer Account

05/21 $ 633 $ 633 $ 633 Debt Buyer Account

04/21 $ 633 $ 633 $ 633 Debt Buyer Account

03/21 $ 633 $ 633 $ 633 Debt Buyer Account

02/21 $ 633 $ 633 $ 633 Debt Buyer Account

01/21 $ 633 $ 633 $ 633 Debt Buyer Account

12/20 $ 633 $ 633 $ 633 Debt Buyer Account

11/20 $ 633 $ 633 $ 633 Debt Buyer Account

10/20 $ 633 $ 633 $ 633 Debt Buyer Account

09/20 $ 633 $ 633 $ 633 Debt Buyer Account

08/20 $ 633 $ 633 $ 633 Debt Buyer Account

DEPT OF ED / AIDVANTAGE 1891 METRO CENTER DR RESTON VA 20190 : 8007221300

(Continued On Next Page) Page 8 of 46 2227537570-EMB-0ae20101000001d1-08172022

Historical Account Information

Balance Scheduled Actual Date of High Credit Amount Type of Activity

06/22 $ 2,462 06/01/2022 $ 2,349 Education Loan

05/22 $ 2,462 05/01/2022 $ 2,349 Education Loan

04/22 $ 2,462 04/01/2022 $ 2,349 Education Loan

03/22 $ 2,462 03/01/2022 $ 2,349 Education Loan

02/22 No Data Available

01/22 No Data Available

12/21 No Data Available

11/21 $ 2,462 11/01/2021 $ 2,349 Education Loan

10/21 $ 2,462 09/30/2021 $ 2,349 Education Loan

09/21 $ 2,462 09/01/2021 $ 2,349 Education Loan

08/21 $ 2,462 08/01/2021 $ 2,349 Education Loan

07/21 $ 2,462 07/01/2021 $ 2,349 Education Loan

06/21 $ 2,462 06/01/2021 $ 2,349 Education Loan