Personal Money Management

PERSONAL MONEY
MANAGEMENT
Why is financial literacy important?
1
KEY WORDS :
• Financial literacy
• Money management
• Bank account
• Comparative and superlative degree
• Procedure text
• Imperative
2
LISTENING
LEARNING OBJECTIVE :
By the end of this lesson, you are able to
correctly identify types of expressions
used in a procedure text about personal
money management.
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4b06-b768-d3f057ee6fa2.jpg
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ACTIVITY 1.
Work in pairs. Do Think-Pair-Share. Look at the following pictures and
answer the questions.
1. Are you familiar with those types of piggy

banks?
2. Do you use them to save your money?
3. Why do you use them? Why don’t you use
them?
4. Which one do you think is more effective,
saving your money in the piggy bank or in a
bank? Why do you think so?
4
GRAMMAR FOCUS
Work individually. Read the following explanation about comparing two things (Comparative
Degree) and try to understand the explanation.
Comparative degree or degree of comparison is used when you want to compare two things, two people, two
places, or two conditions.
Comparative degree relates to adjectives and adverbs.
1. The positive degree offers no comparison. It just tells about the existence of a quality.
Example:
a. adjectives: slow, beautiful, happy, etc.
- The child looks so happy.
- Wati likes to listen to slow music.
b. adverbs: slowly, beautifully, happily, etc.
- The children are playing the game happily.
- My mother sings beautifully.
5
2. The comparative degree compares two things to show which has the lesser or greater degree
of the quality.
Example:
a. adjectives: slower, more beautiful, happier, etc.
- The boy looks happier today.
- With a pink ribbon, the hat looks more beautiful.
b. adverbs: more slowly, more beautifully, more happily, etc.
- The football team is playing soccer more happily.
- - My father drives a car more slowly.
6
Work individually. Read the following explanation about the use of imperative sentences in
writing procedure text.
An imperative sentence is a sentence that tells somebody to do something. An imperative sentence starts with a
verb. Example:
1. Go to the bank.
2. Save your money.
3. Buy important things only.
After knowing about imperative sentences, make five imperative sentences that relate to using money
appropriately.
1. ……………………………………………………………………………………………………………………
2. ……………………………………………………………………………………………………………………
3. ……………………………………………………………………………………………………………………
4. ……………………………………………………………………………………………………………………
5. ………………………………………………………………………………………………………………........
7
Work in groups of four. Listen to the steps to pay school fees with a virtual
account. Write down the missing verbs.
Step 1 :……………………………………………………Bank Merdeka mobile application.

Step 2 :……………………………………………………………………transfer.
Step 3 :……………………………………………………………………virtual account.
Step 4 :…………………………………………the virtual account number and the payment
Step 5 :…………………………………………………………..agree.
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Work individually. Listen to the procedure of paying items you buy
online via money transfer. Write down the missing verbs.
1. The items you want to buy.

2. your shipping address.
3. your payment method.
4. The transaction.
9
SPEAKING
LEARNING OBJECTIVE :
By the end of this lesson, you are able to use correct superlatives in a
monologue or dialogue about personal money management.
10
Listen and repeat. Pay attention to the pronunciation of the sound /-st/ at
the end of the words.
Table 5.1 The/-st /sound
the most talkative the funniest

the best the most beautiful
the most interesting the easiest
the most important the safest
the most popular the most expensive
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Read the dialogue in pairs. Pay attention to the pronunciation of the
bold-typed phrases.
Students A : What do you think of m new dress? I bought it online last week.
Students B : I think it is the most beautiful dress I have ever seen. It suit you perfectly.
Students A : I found it from one of market place. I am glad bought it because it is the most
popular dress in the market.
Students B : I thought you bought it at store. Buying dress online is not safe. You may get the
different one.
Students A : I don’t think so. The fact, it is the safest and the easiest way to shop because I
just have to use my hand phone and wait for the product.
Student B : Once I bought a pair of shoes online, and they were the worst shoes I have ever
bought.
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PERSONAL MONEY

Why is financial literacy important?

1. Are you familiar with those types of piggy

Step 1 :……………………………………………………Bank Merdeka mobile application.

1. The items you want to buy.

the most talkative the funniest

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