Virtual Wallet Spend Statement

PNC Bank

Primary account number: 38-2514-7131

Page 1 of 4
For the period 02/29/2024 to 03/28/2024 Number of enclosures: 0

KAYLA WINTERS For 24-hour banking, and transaction or

1629 PECK AVE interest rate information, sign-on to
SAN MATEO CA 94401-2128 PNC Bank Online Banking at pnc.com

For customer service call 1-888-PNC-BANK

PNC accepts Telecommunications Relay Service
(TRS) calls.
Para servicio en espanol, 1-866-HOLA-PNC

Moving? Please contact us at 1-888-PNC-BANK

Write to: Customer Service

PO Box 609
Pittsburgh, PA 15230-9738
Visit us at pnc.com

IMPORTANT ACCOUNT INFORMATION

The information below amends certain information in our Consumer Schedule of Service Charges and Fees and our
Features and Fees ("Schedules"). All other information in our Schedules continues to apply to your account.
Please read this information and retain it with your records.

Effective February 1, 2024, the Staff-Assisted Statement Request Fee of $5.00 will be eliminated from all
consumer product types.
IMPORTANT ACCOUNT INFORMATION

The information below amends certain information in our Consumer and Business Schedules of Service Charges
and Fees and our Features and Fees ("Schedules"). All other information in our Schedules continues to apply
to your account. Please read this information and retain it with your records.

Effective February 26, 2024, consumer and business deposit accounts that are enrolled to receive Paper
Statements with Check Images will be charged only the Paper Statement Fee if there are no check images for
that statement period.
IMPORTANT ACCOUNT INFORMATION

The information below amends certain information in our Consumer and Business Schedules of Service Charges
and Fees and our Features and Fees ("Schedules"). All other information in our Schedules continues to apply
to your account. Please read this information and retain it with your records.

Effective February 1, 2024, the Debit and Banking Card Replacement fees of $7.50 will no longer be charged on
consumer and business deposit accounts.
IMPORTANT ACCOUNT INFORMATION

We are resending the following statement message that was sent in December 2020, which you may have already
received:

On December 13, 2020, we updated language in the "Amendments" section in your Virtual Wallet Fine Print "What
You Need to Know" ("Agreement"). Below is the updated language. All other information in your Agreement
continues to apply to your account. Please keep this information for your records.
Virtual Wallet Spend Statement
For the period 02/29/2024 to 03/28/2024
For 24-hour information,sign on to PNC Bank Online Banking KAYLA WINTERS
on pnc.com Primary account number: 38-2514-7131
Account Number: 38-2514-7131 - continued Page 2 of 4

AMENDMENTS
We reserve the right to amend this Agreement (including the right to add new provisions and to convert your
Account from one product to another) and the "PNC Virtual Wallet, Virtual Wallet Student, Virtual Wallet with
Performance Spend, Virtual Wallet with Performance Select or Virtual Wallet Checking Pro Features and Fees"
(including the right to change charges, fees, and the manner in which we calculate and/or credit interest),
from time to time.

The full "Amendments" section can be found in the Virtual Wallet Fine Print at pnc.com/virtualwallet.
IMPORTANT ACCOUNT INFORMATION

We are resending the following statement message that was sent between January 1, 2022 and March 31, 2022,
which you may have already received:

On January 23, 2022, we updated the "Low Cash Mode Terms and Conditions" section of your Virtual Wallet Fine
Print to explain the default alerts that come with the experience. Below are the updated sections. All other
information in your Virtual Wallet Fine Print continues to apply to your account. Please keep this
information for your records.

Low Cash Mode includes:

> The option to set up an enhanced set of alerts and edit your default alert settings (by default, PNC will
establish alerts for your primary email based on a $50 available balance threshold).

To receive Low Cash Mode alerts, you must provide a valid email address, either at account opening, in online
banking, or in the PNC Mobile app. If you want to customize your Low Cash Mode or these alert preferences,
you can do so in the PNC Mobile app.

The full "Low Cash Mode Terms and Conditions" can be found in the Virtual Wallet Fine Print at
pnc.com/virtualwallet.
IMPORTANT INFORMATION FOR DEBIT CARD CUSTOMERS

Please review the limits below for PNC debit cards. Effective January 9, 2024, subject to available funds,
your daily ATM withdrawal limits are as follows, based on product:

Virtual Wallet, Virtual Wallet Student, Interest Checking and Standard Checking:
> ATM Withdrawal: $1,000

Performance Checking and Virtual Wallet with Performance Spend:

> ATM Withdrawal: $1,500

Performance Select Checking, Virtual Wallet with Performance Select, and Virtual Wallet Checking Pro:
> ATM Withdrawal: $2,000

Please review the limits below for PNC banking cards. Effective January 9, 2024, subject to available funds,
PNC daily banking card limits are as follows, based on product:
Virtual Wallet Spend Statement
For the period 02/29/2024 to 03/28/2024
For 24-hour information,sign on to PNC Bank Online Banking KAYLA WINTERS
on pnc.com Primary account number: 38-2514-7131
Account Number: 38-2514-7131 - continued Page 3 of 4

Interest Checking, Standard Checking, High Yield Savings, Standard Savings, Statement Savings, Premiere Money
Market, and Premium Money Market:
> ATM Withdrawal: $1,000

Performance Checking:
> ATM Withdrawal: $1,500

Performance Select Checking:

> ATM Withdrawal: $2,000

Consumer Cards Only: Your limits may be higher if you have multiple products linked to your debit or banking
card. The product with the highest limit will apply to your card. If custom limits are applied to your debit
card, those limits will stay the same.
KAYLA WINTERS
Virtual Wallet Spend Account Summary
Account number: 38-2514-7131

Overdraft Protection Provided By: XXXXXX7166

XXXXXX7158
Overdraft Coverage
- Your account is currently
Opted-Out.

Balance Summary
Beginning Deposits and Checks and other Ending
balance other additions deductions balance
770.78 .00 777.78 7.00-
Average monthly Charges
balance and fees
371.80 7.00

Transaction Summary
Checks Debit Card POS Debit Card/Bankcard
paid/withdrawals signed transactions POS PIN transactions
0 15 8
Total ATM PNC Bank ATM Other Bank ATM
transactions transactions transactions
0 0 0

Activity Detail
Banking/Debit Card Withdrawals and Purchases There were 8 Debit Card/Bank card
Date Amount Description PIN POS purchases totaling
$360.14.
03/01 13.41 POS Purchase Walgreens Stor Oakland Ca There were 15 other Banking
03/01 69.34 POS Purchase Walgreens Stor Oakland Ca Machine/Debit Card deductions
totaling $410.64.
03/04 58.08 3880 Debit Card Purchase Tmobile*Prepaid
Web
03/04 19.89 3880 Debit Card Purchase McDonald's F7498
03/11 19.99 3880 Debit Card Purchase Google *Google
Storage
03/11 8.99 3880 Debit Card Purchase EPC*Fortnite
03/11 22.04 3880 Debit Card Purchase Amzn Mktp
US*R63Bw1Ba0
03/13 4.41 3880 Debit Card Purchase Mta Meter Mta
McKay

Banking/Debit Card Withdrawals and Purchases continued on next page

Virtual Wallet Spend Statement
For the period 02/29/2024 to 03/28/2024
For 24-hour information,sign on to PNC Bank Online Banking KAYLA WINTERS
on pnc.com Primary account number: 38-2514-7131
Account Number: 38-2514-7131 - continued Page 4 of 4

Banking/Debit Card Withdrawals and Purchases - continued

Date Amount Description

03/15 11.46 3880 Debit Card Purchase

Amazon.com*Rh45L6Ff0
03/15 74.01 POS Purchase Michaels S Emeryville Ca
03/15 130.97 POS Purchase Target T-2767 Emeryville Ca
03/18 142.61 3880 Debit Card Purchase U-Haulwhite Horse
Liqu
03/18 50.76 POS Purchase The Home Depot Emeryville
Ca
03/18 10.46 POS Purchase 7-Eleven Oakland Ca
03/18 6.48 POS Purchase Safeway #3132 Oakland Ca
03/19 22.34 3880 Debit Card Purchase Chevron 0356700
Oakla
03/20 9.99 3880 Recurring Debit Card Uber Help.Uber.C
Ca
03/20 7.59 3880 Debit Card Purchase Amazon
Prime*Rh1B539N0
03/22 22.03 3880 Debit Card Purchase Domino's 8276
Stockto
03/22 19.99 3880 Recurring Debit Card Imdbpro 206-
2662425
03/22 35.00 3880 Recurring Debit Card Visible 866-
3313527
03/25 6.23 3880 Debit Card Purchase Dad & Sons Market
03/25 4.71 POS Purchase Safeway #1119 Oakland Ca
Other Deductions There was 1 Other Deduction
Date Amount Description totaling $7.00.

03/28 7.00 Monthly Service Charge Vr

Daily Balance Detail
Date Balance Date Balance Date Balance Date Balance
02/29 770.78 03/11 559.04 03/18 127.88 03/22 10.94
03/01 688.03 03/13 554.63 03/19 105.54 03/25 .00
03/04 610.06 03/15 338.19 03/20 87.96 03/28 7.00-

- Service Charge Explanation

Account type Account number Balance type As of Balance These accounts were reviewed to meet the
balance requirements of your Account. Since
Interest Checking XX-XXXX-7166 This Cycle Avg Balance 03/28 .00 balance requirements were not met this month,
Standard Checking XX-XXXX-7131 This Cycle Avg Balance 03/28 372.04 a $7.00 fee was deducted from this account.

Note: The average balance shown was calculated before the service charge was deducted from your account.

Member FDIC Equal Housing Lender